Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 400,914	$ 575,556
Adjustments to reconcile net income to cash provided by operating activities:
Depreciation and amortization	109,815	121,034
Realized gains on investments, net	(145,398)	(13,049)
Deferred compensation	343,511	(63,742)
Effects of changes in operating assets and liabilities:
Accrued investment income	26,376	2,032
Accounts receivable	(38,355,892)	(20,284,687)
Deferred acquisition costs	(2,941,919)	(1,461,988)
Other assets	(387,357)	(637,961)
Claims payable	1,384,874	335,367
Unearned premium revenue	37,682,428	20,584,585
Other payables and accruals	2,675,842	1,685,497
Net cash provided by operating activities	793,194	842,644
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchases of investments	(583,405)	(773,491)
Sales of investments	450,430	539,834
Maturities of investments	200,000	200,000
Acquisition of property and equipment	(238,426)	(170,112)
Net cash used in investing activities	(171,401)	(203,769)
CASH FLOWS FROM FINANCING ACTIVITIES:
Mortgage loan repayments	(14,400)	(13,600)
Payments on capital lease	(89,984)	(108,868)
Repurchase of redeemable common shares	(65,109)
Net cash used in financing activities	(169,493)	(122,468)
INCREASE IN CASH AND CASH EQUIVALENTS	452,300	516,407
CASH AND CASH EQUIVALENTS—Beginning of period	13,209,144	13,177,193
CASH AND CASH EQUIVALENTS—End of period	13,661,444	13,693,600
SUPPLEMENTAL CASH FLOW INFORMATION:
Cash paid for interest	17,000	19,900
NON-CASH INVESTING AND FINANCING ACTIVITIES:
Redeemed common shares (in other payables and accruals)	287,683	11,872
Receivable due for the sale of investments (included in other assets)	$ 2,436,966