Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $)	3 Months Ended
Mar. 31, 2015	Mar. 31, 2014
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 189,325us-gaap_NetIncomeLoss	$ 114,327us-gaap_NetIncomeLoss
Adjustments to reconcile net income to cash provided by operating activities:
Depreciation and amortization	109,141	80,549
Realized gain on investments, net	(5,168)us-gaap_RealizedInvestmentGainsLosses	(2,942)us-gaap_RealizedInvestmentGainsLosses
Deferred compensation	211,107	77,765
Effects of changes in operating assets and liabilities:
Accrued investment income	14,191	7,789
Accounts receivable	(19,492,509)	(15,851,925)
Deferred acquisition costs	(1,289,488)	(1,031,516)
Other assets	(606,043)	(342,371)
Claims payable	(83,455)	458,861
Unearned premium revenue	20,473,870	15,672,696
Other payables and accruals	583,919	884,558
Net cash provided by operating activities	104,890	67,791
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchases of investments	(734,014)us-gaap_PaymentsToAcquireInvestments	(1,184,395)us-gaap_PaymentsToAcquireInvestments
Sales of investments	458,665	175,955
Investment, other		(5,000)
Acquisition of property and equipment	(26,472)	(184,701)
Net cash used in investing activities	(301,821)	(1,198,141)
CASH FLOWS FROM FINANCING ACTIVITIES:
Mortgage loan repayments	(12,300)us-gaap_RepaymentsOfLongTermDebt	(11,700)us-gaap_RepaymentsOfLongTermDebt
Payments on capital lease	(53,919)	(24,478)
Repurchase of redeemable shares	(58,075)	(100,965)
Dividends paid	(379,492)us-gaap_PaymentsOfDividends	(329,215)us-gaap_PaymentsOfDividends
Net cash used in financing activities	(503,786)	(466,358)
DECREASE IN CASH AND CASH EQUIVALENTS	(700,717)	(1,596,708)
CASH AND CASH EQUIVALENTS—Beginning of period	9,189,994	8,105,859
CASH AND CASH EQUIVALENTS—End of period	8,489,277	6,509,151
SUPPLEMENTAL CASH FLOW INFORMATION
Cash paid for interest	17,000us-gaap_InterestPaidNet	14,400us-gaap_InterestPaidNet
Cash paid for income taxes	510,000us-gaap_IncomeTaxesPaidNet	480,000us-gaap_IncomeTaxesPaidNet
NON-CASH INVESTING AND FINANCING ACTIVITIES:
Redeemed common shares (in other payables and accruals)	60,154	153,256
Redeemable common shares to be issued in lieu of cash payment of deferred compensation	56,802us-gaap_StockIssued1	54,741us-gaap_StockIssued1
Deferred restricted shares in lieu of cash dividend	64,564	40,712
Purchased property and equipment (included in other payables and accruals)		$ 1,890

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