CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
CASH FLOWS FROM OPERATING ACTIVITIES:
Net Income	$ 1,281,606	$ 1,318,017	$ 590,914
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	360,024	288,261	264,361
Loss on disposal of property	56,495
Realized gains on investments, net		(34,046)	(17,441)
Deferred income (benefit) tax	(70,403)	(273,027)	2,304
Deferred compensation	675,195	542,630	225,551
Effects of changes in operating assets and liabilities:
Accrued investment income	(20,369)	6,746	2,733
Accounts receivable	(15,448,515)	2,705,060	6,781,199
Deferred acquisition costs	(1,006,049)	223,801	460,158
Other assets	(195,397)	(1,018)	34,774
Claims payable	83,715	(665,458)	25,140
Unearned premium revenue	15,603,161	(2,664,626)	(7,074,275)
Other payables and accruals	1,376,415	(84,275)	275,653
Net cash provided by operating activities	2,695,878	1,362,065	1,571,071
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchases of investments	(4,174,475)	(1,166,660)	(7,471,121)
Sales and maturities of investments	1,089,504	1,075,042	7,287,013
Acquisition of property and equipment	(600,844)	(124,222)	(124,346)
Proceeds from the sale of property and equipment	311,955
Investment, other	(5,000)	(40,000)
Net cash used in investing activities	(3,378,860)	(255,840)	(308,454)
CASH FLOWS FROM FINANCING ACTIVITIES:
Mortgage loan repayments	(45,600)	(780,000)	(120,000)
Borrowing of mortgage loan		1,340,000
Repayment of capital lease	(137,049)	(107,753)	(104,426)
Repurchase of redeemable shares	(264,031)	(137,891)	(128,153)
Redeemable shares issued	1,096,959	1,044,245
Additional contribution with share exchange			21,828
Dividends paid	(392,196)	(260,426)	(16,577)
Repayment of revolving note		(650,000)
Net cash provided by (used in) financing activities	258,083	448,175	(347,328)
(DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS	(424,899)	1,554,400	915,289
CASH AND CASH EQUIVALENTS-Beginning of year	8,530,758	6,976,358	6,061,069
CASH AND CASH EQUIVALENTS-End of year	8,105,859	8,530,758	6,976,358
SUPPLEMENTAL CASH FLOW INFORMATION:
Cash paid for interest	56,000	46,000	56,000
Cash paid for income taxes	540,000	1,110,000	95,000
NON-CASH INVESTING AND FINANCING ACTIVITIES:
Redeemed common shares (in other payables and accruals)	130,219	160,024	71,310
Dividends payable (in other payables and accruals)			16,323
Capital lease obligation	405,128
Redeemable common shares issued in lieu of cash payment of deferred compensation	225,522	125,902	120,913
Deferred restricted shares units issued in lieu of cash dividend	52,042	28,210
Class A redeemable common shares exchanged for Class B redeemable common shares	5,672	9,819	1,232
Redeemable provider preferred shares exchanged for Class B redeemable common shares			205,166
Purchased property and equipment (included in other payables and accruals)	$ 13,169	$ 26,338	$ 61,994