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CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (USD $)
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
REVENUES      
Premium revenue $ 86,362,613 $ 80,153,437 $ 76,226,609
Investment income 164,057 128,412 110,433
Realized gains on investments, net    34,046 17,441
Other income 61,477 67,926 60,906
Total revenues 86,588,147 80,383,821 76,415,389
EXPENSES      
Healthcare services expense 67,762,332 63,735,583 62,350,905
Insurance expense:      
Salaries and benefits expense 6,534,300 5,523,969 4,920,743
Commission expenses and other acquisition costs 4,074,714 3,879,603 3,733,979
Other insurance expense 6,180,356 5,206,212 4,462,713
Total insurance expense 16,789,370 14,609,784 13,117,435
Total expenses 84,551,702 78,345,367 75,468,340
INCOME BEFORE INCOME TAX 2,036,445 2,038,454 947,049
PROVISION (BENEFIT) FOR INCOME TAX:      
Current 825,242 993,464 353,831
Deferred (70,403) (273,027) 2,304
INCOME TAX EXPENSE 754,839 720,437 356,135
NET INCOME 1,281,606 1,318,017 590,914
OTHER COMPREHENSIVE (LOSS) INCOME, NET OF TAX      
Change in the fair value of interest rate swap, net of income tax of ($4,877), ($10,479) and $3,837, respectively (9,466) (20,342) 7,448
Change in the fair value of investments, net of income tax of ($56,513), $73,856 and $5,564, respectively (109,695) 143,369 10,800
Reclassification adjustment for gains included in net income, net of tax of ($11,697) and ($5,930), respectively    (22,708) (11,511)
Conversion of investments from Held-to-Maturity to Available-for-Sale, net of tax of $21,630      41,987
Total other comprehensive (loss) income (119,161) 100,319 48,724
TOTAL COMPREHENSIVE INCOME $ 1,162,445 $ 1,418,336 $ 639,638