INVESTMENTS (Tables)

12 Months Ended

Dec. 31, 2013

Investments Debt And Equity Securities [Abstract]

Maturity Dates for Fixed Maturities and Short-Term Investments

At December 31, 2013 and, 2012, maturity dates for fixed maturities and short-term investments (excluding the money market funds) were:

	Available-for-Sale
	Amortized Cost		Fair Value		% of Total Value
December 31, 2013
Maturity dates occurring:
Less than 1 year (Two certificates of deposit)	$	200,000	$	201,027		2.8	%
Greater than 1 year (Six certificates of deposit and one- hundred eight corporate bonds)		6,986,176		7,068,365		97.2	%
Total	$	7,186,176	$	7,269,392		100.0	%

	Available-for-Sale
	Amortized Cost		Fair Value		% of Total Value
December 31, 2012
Maturity dates occurring:
Less than 1 year (Two certificates of deposit)	$	300,000	$	300,986		7.0	%
Greater than 1 year (Six certificates of deposit and forty-four corporate bonds)		3,771,437		4,022,368		93.0	%
Total	$	4,071,437	$	4,323,354		100.0	%

Investments as Fixed Maturity and Short-Term Investments

Investments classified at December 31, 2013 and 2012, as fixed maturities and short-term investments were as follows:

	Available-for-Sale
	Amortized Cost		Gross Unrealized Gain		Gross Unrealized Loss			Fair Value
December 31, 2013
Money market fund	$	60,217						$	60,217
Certificates of deposit, short term		200,000	$	1,027					201,027
Certificates of deposit, fixed maturities		1,050,000		8,693	$	(1,625	)		1,057,068
Corporate bonds, fixed maturities		5,936,176		128,023	$	(52,902	)		6,011,297
Total investments	$	7,246,393	$	137,743	$	(54,527	)	$	7,329,609

	Available-for-Sale
	Amortized Cost		Gross Unrealized Gain		Gross Unrealized Loss			Fair Value
December 31, 2012
Money market fund	$	93,356						$	93,356
Certificates of deposit, short term		300,000	$	986					300,986
Certificates of deposit, fixed maturities		900,000		13,987					913,987
Corporate bonds, fixed maturities		2,871,437		238,351	$	(1,407	)		3,108,381
Total investments	$	4,164,793	$	253,324	$	(1,407	)	$	4,416,710