The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR RIVRFRNT STR INC 00162Q783 11,337 470,406 SH   SOLE 470,406 0 0
BARCLAYS BK PLC DJUBS CMDT ETN36 06738C778 715 29,254 SH   SOLE 29,254 0 0
DBX ETF TR ALL CHINA EQT 233051762 1,091 35,000 SH   SOLE 35,000 0 0
FLEXSHARES TR GLB QLT R/E IDX 33939L787 10,700 198,184 SH   SOLE 198,184 0 0
FLEXSHARES TR INTL QLTDV IDX 33939L837 16,463 772,195 SH   SOLE 772,195 0 0
FLEXSHARES TR QLT DIV DEF IDX 33939L845 25,855 774,336 SH   SOLE 774,336 0 0
ISHARES INC CORE MSCI EMKT 46434G103 17,144 429,773 SH   SOLE 429,773 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,575 8,172 SH   SOLE 8,172 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 237 3,529 SH   SOLE 3,529 0 0
ISHARES TR COHEN&STEER REIT 464287564 794 8,568 SH   SOLE 8,568 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 1,014 10,875 SH   SOLE 10,875 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 494 5,486 SH   SOLE 5,486 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 929 6,937 SH   SOLE 6,937 0 0
ISHARES TR NAT AMT FREE BD 464288414 7,403 67,574 SH   SOLE 67,574 0 0
ISHARES TR INTERM CR BD ETF 464288638 17,759 163,522 SH   SOLE 163,522 0 0
ISHARES TR U.S. PFD STK ETF 464288687 458 11,875 SH   SOLE 11,875 0 0
ISHARES TR EAFE VALUE ETF 464288877 252 5,436 SH   SOLE 5,436 0 0
ISHARES TR USA MIN VOL ETF 46429B697 4,208 106,278 SH   SOLE 106,278 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,003 10,099 SH   SOLE 10,099 0 0
ISHARES TR MSCI USAMOMFCT 46432F396 21,002 307,896 SH   SOLE 307,896 0 0
POWERSHARES DB CMDTY IDX TRA UNIT BEN INT 73935S105 257 16,934 SH   SOLE 16,934 0 0
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 6,497 180,668 SH   SOLE 180,668 0 0
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 12,954 562,230 SH   SOLE 562,230 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 720 35,618 SH   SOLE 35,618 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 656 23,956 SH   SOLE 23,956 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 12,973 348,840 SH   SOLE 348,840 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 650 12,108 SH   SOLE 12,108 0 0
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 9,121 374,425 SH   SOLE 374,425 0 0
SPDR SERIES TRUST BARC SHT TR CP 78464A474 19,409 635,950 SH   SOLE 635,950 0 0
SPDR SERIES TRUST DJ REIT ETF 78464A607 392 4,549 SH   SOLE 4,549 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 24,535 319,679 SH   SOLE 319,679 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 256 7,178 SH   SOLE 7,178 0 0
WISDOMTREE INVTS INC COM 97717P104 246 15,259 SH   SOLE 15,259 0 0
WISDOMTREE TR FUTRE STRAT FD 97717W125 374 9,025 SH   SOLE 9,025 0 0
WISDOMTREE TR EMERG CUR STR FD 97717W133 1,384 82,398 SH   SOLE 82,398 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 1,225 34,390 SH   SOLE 34,390 0 0
WISDOMTREE TR EMER MKT HIGH FD 97717W315 724 21,614 SH   SOLE 21,614 0 0
WISDOMTREE TR SMLCAP EARN FD 97717W562 15,039 204,613 SH   SOLE 204,613 0 0
WISDOMTREE TR MDCP EARN FUND 97717W570 27,587 321,074 SH   SOLE 321,074 0 0
WISDOMTREE TR INTL SMCAP DIV 97717W760 17,208 311,909 SH   SOLE 311,909 0 0
WISDOMTREE TR INTL MIDCAP DV 97717W778 527 9,925 SH   SOLE 9,925 0 0
WISDOMTREE TR GLB US QTLY DIV 97717W844 17,412 399,826 SH   SOLE 399,826 0 0
WISDOMTREE TR EUR HDG SMLCAP 97717X552 5,381 229,548 SH   SOLE 229,548 0 0
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 13,381 244,843 SH   SOLE 244,843 0 0