The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR RIVRFRNT STR INC 00162Q783 11,211 449,516 SH   SOLE   449,516 0 0
BARCLAYS BK PLC DJUBS CMDT ETN36 06738C778 822 28,281 SH   SOLE   28,281 0 0
FLEXSHARES TR GLB QLT R/E IDX 33939L787 10,643 190,578 SH   SOLE   190,578 0 0
FLEXSHARES TR INTL QLTDV IDX 33939L837 17,996 728,282 SH   SOLE   728,282 0 0
FLEXSHARES TR QLT DIV DEF IDX 33939L845 26,369 741,951 SH   SOLE   741,951 0 0
ISHARES NAT AMT FREE BD 464288414 6,944 64,176 SH   SOLE   64,176 0 0
ISHARES INTERM CR BD ETF 464288638 17,285 158,782 SH   SOLE   158,782 0 0
ISHARES U.S. PFD STK ETF 464288687 459 11,712 SH   SOLE   11,712 0 0
ISHARES EAFE VALUE ETF 464288877 279 5,327 SH   SOLE   5,327 0 0
ISHARES INC CORE MSCI EMKT 46434G103 17,394 362,069 SH   SOLE   362,069 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,769 8,539 SH   SOLE   8,539 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 259 3,512 SH   SOLE   3,512 0 0
ISHARES TR COHEN&STEER REIT 464287564 773 8,629 SH   SOLE   8,629 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 1,140 11,049 SH   SOLE   11,049 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 585 5,737 SH   SOLE   5,737 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 1,080 6,984 SH   SOLE   6,984 0 0
ISHARES TR USA MIN VOL ETF 46429B697 5,299 131,435 SH   SOLE   131,435 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,013 10,141 SH   SOLE   10,141 0 0
ISHARES TR MSCI USAMOMFCT 46432F396 21,962 307,425 SH   SOLE   307,425 0 0
POWERSHARES DB CMDTY IDX TRA UNIT BEN INT 73935S105 308 17,108 SH   SOLE   17,108 0 0
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 1,972 53,810 SH   SOLE   53,810 0 0
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 12,988 545,933 SH   SOLE   545,933 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 980 39,875 SH   SOLE   39,875 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 832 27,316 SH   SOLE   27,316 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 12,609 347,169 SH   SOLE   347,169 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 701 12,923 SH   SOLE   12,923 0 0
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 8,753 360,483 SH   SOLE   360,483 0 0
SPDR SERIES TRUST BARC SHT TR CP 78464A474 19,046 622,420 SH   SOLE   622,420 0 0
SPDR SERIES TRUST DJ REIT ETF 78464A607 398 4,722 SH   SOLE   4,722 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 25,456 305,377 SH   SOLE   305,377 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 292 7,364 SH   SOLE   7,364 0 0
WISDOMTREE INVTS INC COM 97717P104 334 15,194 SH   SOLE   15,194 0 0
WISDOMTREE TR FUTRE STRAT FD 97717W125 388 9,084 SH   SOLE   9,084 0 0
WISDOMTREE TR EMERG CUR STR FD 97717W133 1,482 81,513 SH   SOLE   81,513 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 1,571 36,205 SH   SOLE   36,205 0 0
WISDOMTREE TR EMERG MKTS ETF 97717W315 893 20,569 SH   SOLE   20,569 0 0
WISDOMTREE TR SMLCAP EARN FD 97717W562 17,427 205,795 SH   SOLE   205,795 0 0
WISDOMTREE TR MDCP EARN FUND 97717W570 30,856 324,769 SH   SOLE   324,769 0 0
WISDOMTREE TR INTL SMCAP DIV 97717W760 16,377 271,410 SH   SOLE   271,410 0 0
WISDOMTREE TR INTL MIDCAP DV 97717W778 599 10,136 SH   SOLE   10,136 0 0
WISDOMTREE TR GLB EX UD DVD GR 97717W844 19,343 380,021 SH   SOLE   380,021 0 0
WISDOMTREE TR EUR HDG SMLCAP 97717X552 3,824 152,586 SH   SOLE   152,586 0 0
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 12,745 206,933 SH   SOLE   206,933 0 0