The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR RIVRFRNT STR INC 00162Q783 10,893 432,280 SH   SOLE   432,280 0 0
BARCLAYS BK PLC DJUBS CMDT ETN36 06738C778 764 27,559 SH   SOLE   27,559 0 0
FLEXSHARES TR GLB QLT R/E IDX 33939L787 10,947 187,712 SH   SOLE   187,712 0 0
FLEXSHARES TR INTL QLTDV IDX 33939L837 17,622 705,156 SH   SOLE   705,156 0 0
FLEXSHARES TR QLT DIV DEF IDX 33939L845 26,473 728,892 SH   SOLE   728,892 0 0
ISHARES CORE S&P500 ETF 464287200 1,829 8,802 SH   SOLE   8,802 0 0
ISHARES RUS MDCP VAL ETF 464287473 265 3,522 SH   SOLE   3,522 0 0
ISHARES COHEN&STEER REIT 464287564 862 8,524 SH   SOLE   8,524 0 0
ISHARES RUS 1000 VAL ETF 464287598 1,154 11,191 SH   SOLE   11,191 0 0
ISHARES RUS 2000 VAL ETF 464287630 612 5,926 SH   SOLE   5,926 0 0
ISHARES RUS 2000 GRW ETF 464287648 1,089 7,185 SH   SOLE   7,185 0 0
ISHARES NAT AMT FREE BD 464288414 6,933 62,683 SH   SOLE   62,683 0 0
ISHARES INTERM CR BD ETF 464288638 17,250 155,869 SH   SOLE   155,869 0 0
ISHARES U.S. PFD STK ETF 464288687 446 11,116 SH   SOLE   11,116 0 0
ISHARES EAFE VALUE ETF 464288877 285 5,342 SH   SOLE   5,342 0 0
ISHARES INC CORE MSCI EMKT 46434G103 17,273 357,392 SH   SOLE   357,392 0 0
ISHARES TR USA MIN VOL ETF 46429B697 5,782 140,125 SH   SOLE   140,125 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 992 9,981 SH   SOLE   9,981 0 0
ISHARES TR MSCI USAMOMFCT 46432F396 21,563 306,730 SH   SOLE   306,730 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 318 3,135 SH   SOLE   3,135 0 0
POWERSHARES DB CMDTY IDX TRA UNIT BEN INT 73935S105 264 15,489 SH   SOLE   15,489 0 0
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 2,133 56,247 SH   SOLE   56,247 0 0
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 12,874 534,412 SH   SOLE   534,412 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,027 42,152 SH   SOLE   42,152 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 873 28,882 SH   SOLE   28,882 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 14,038 346,186 SH   SOLE   346,186 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 733 13,338 SH   SOLE   13,338 0 0
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 8,714 358,285 SH   SOLE   358,285 0 0
SPDR SERIES TRUST BARC SHT TR CP 78464A474 18,929 615,579 SH   SOLE   615,579 0 0
SPDR SERIES TRUST DJ REIT ETF 78464A607 454 4,806 SH   SOLE   4,806 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 24,944 298,014 SH   SOLE   298,014 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 299 7,511 SH   SOLE   7,511 0 0
WISDOMTREE TR FUTRE STRAT FD 97717W125 396 8,933 SH   SOLE   8,933 0 0
WISDOMTREE TR EMERG CUR STR FD 97717W133 1,457 80,075 SH   SOLE   80,075 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 1,660 37,529 SH   SOLE   37,529 0 0
WISDOMTREE TR EMERG MKTS ETF 97717W315 857 20,162 SH   SOLE   20,162 0 0
WISDOMTREE TR SMLCAP EARN FD 97717W562 17,559 207,785 SH   SOLE   207,785 0 0
WISDOMTREE TR MDCP EARN FUND 97717W570 31,660 328,020 SH   SOLE   328,020 0 0
WISDOMTREE TR INTL SMCAP DIV 97717W760 15,816 266,889 SH   SOLE   266,889 0 0
WISDOMTREE TR INTL MIDCAP DV 97717W778 602 10,210 SH   SOLE   10,210 0 0
WISDOMTREE TR GLB EX UD DVD GR 97717W844 18,957 372,064 SH   SOLE   372,064 0 0
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 13,419 202,884 SH   SOLE   202,884 0 0