The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR RIVRFRNT STR INC 00162Q783 2,714 109,292 SH   SOLE   0 0 109,292
BARCLAYS BK PLC DJUBS CMDT ETN36 06738C778 941 27,379 SH   SOLE   0 0 27,379
FLEXSHARES TR GLB QLT R/E IDX 33939L787 6,116 117,436 SH   SOLE   0 0 117,436
FLEXSHARES TR INTL QLTDV IDX 33939L837 11,578 435,885 SH   SOLE   0 0 435,885
FLEXSHARES TR QLT DIV DEF IDX 33939L845 16,050 472,063 SH   SOLE   0 0 472,063
ISHARES NAT AMT FREE BD 464288414 4,565 41,629 SH   SOLE   0 0 41,629
ISHARES INTERM CR BD ETF 464288638 18,477 169,033 SH   SOLE   0 0 169,033
ISHARES U.S. PFD STK ETF 464288687 421 10,661 SH   SOLE   0 0 10,661
ISHARES EAFE VALUE ETF 464288877 311 5,686 SH   SOLE   0 0 5,686
ISHARES INC CORE MSCI EMKT 46434G103 10,878 217,379 SH   SOLE   0 0 217,379
ISHARES TR CORE S&P500 ETF 464287200 2,266 11,432 SH   SOLE   0 0 11,432
ISHARES TR RUS MDCP VAL ETF 464287473 322 4,603 SH   SOLE   0 0 4,603
ISHARES TR COHEN&STEER REIT 464287564 825 9,763 SH   SOLE   0 0 9,763
ISHARES TR RUS 1000 VAL ETF 464287598 1,384 13,829 SH   SOLE   0 0 13,829
ISHARES TR RUS 2000 VAL ETF 464287630 737 7,882 SH   SOLE   0 0 7,882
ISHARES TR RUS 2000 GRW ETF 464287648 1,091 8,411 SH   SOLE   0 0 8,411
ISHARES TR USA MIN VOL ETF 46429B697 24,649 654,170 SH   SOLE   0 0 654,170
ISHARES TR 0-5 YR TIPS ETF 46429B747 887 8,826 SH   SOLE   0 0 8,826
ISHARES TR MSCI USAMOMFCT 46432F396 24,741 381,389 SH   SOLE   0 0 381,389
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 6,030 58,179 SH   SOLE   0 0 58,179
POWERSHARES DB CMDTY IDX TRA UNIT BEN INT 73935S105 229 9,877 SH   SOLE   0 0 9,877
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 3,045 87,061 SH   SOLE   0 0 87,061
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 11,378 468,607 SH   SOLE   0 0 468,607
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 4,327 170,362 SH   SOLE   0 0 170,362
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,387 109,190 SH   SOLE   0 0 109,190
SCHWAB STRATEGIC TR US REIT ETF 808524847 14,883 436,957 SH   SOLE   0 0 436,957
SCHWAB STRATEGIC TR US TIPS ETF 808524870 983 18,137 SH   SOLE   0 0 18,137
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 7,741 317,174 SH   SOLE   0 0 317,174
SPDR SERIES TRUST BARC SHT TR CP 78464A474 21,481 699,948 SH   SOLE   0 0 699,948
SPDR SERIES TRUST DJ REIT ETF 78464A607 508 6,367 SH   SOLE   0 0 6,367
VANGUARD INDEX FDS VALUE ETF 922908744 15,876 195,513 SH   SOLE   0 0 195,513
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 208 4,983 SH   SOLE   0 0 4,983
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 368 9,259 SH   SOLE   0 0 9,259
WISDOMTREE INVTS INC COM 97717P104 171 15,000 SH   SOLE   0 0 15,000
WISDOMTREE TR FUTRE STRAT FD 97717W125 357 8,189 SH   SOLE   0 0 8,189
WISDOMTREE TR EMERG CUR STR FD 97717W133 1,465 74,413 SH   SOLE   0 0 74,413
WISDOMTREE TR EMG MKTS SMCAP 97717W281 6,445 139,445 SH   SOLE   0 0 139,445
WISDOMTREE TR EMERG MKTS ETF 97717W315 1,020 21,351 SH   SOLE   0 0 21,351
WISDOMTREE TR SMLCAP EARN FD 97717W562 23,205 305,048 SH   SOLE   0 0 305,048
WISDOMTREE TR MDCP EARN FUND 97717W570 43,542 497,456 SH   SOLE   0 0 497,456
WISDOMTREE TR INTL SMCAP DIV 97717W760 14,455 244,256 SH   SOLE   0 0 244,256
WISDOMTREE TR INTL MIDCAP DV 97717W778 661 11,690 SH   SOLE   0 0 11,690
WISDOMTREE TR GLB EX UD DVD GR 97717W844 11,695 230,806 SH   SOLE   0 0 230,806
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 6,237 107,947 SH   SOLE   0 0 107,947