The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BARCLAYS BK PLC DJUBS CMDT ETN36 06738C778 3,201 81,152 SH   SOLE   81,152 0 0
FIRST TR SML CP CORE ALPHA F COM SHS 33734Y109 1,463 30,040 SH   SOLE   30,040 0 0
ISHARES CORE S&P500 ETF 464287200 2,879 15,304 SH   SOLE   15,304 0 0
ISHARES MSCI EMG MKT ETF 464287234 229 5,588 SH   SOLE   5,588 0 0
ISHARES RUS MDCP VAL ETF 464287473 341 4,965 SH   SOLE   4,965 0 0
ISHARES COHEN&STEER REIT 464287564 1,386 16,852 SH   SOLE   16,852 0 0
ISHARES RUS 1000 VAL ETF 464287598 2,078 21,530 SH   SOLE   21,530 0 0
ISHARES RUS 2000 VAL ETF 464287630 873 8,656 SH   SOLE   8,656 0 0
ISHARES RUS 2000 GRW ETF 464287648 2,100 15,433 SH   SOLE   15,433 0 0
ISHARES NAT AMT FREE BD 464288414 5,084 47,487 SH   SOLE   47,487 0 0
ISHARES INTERM CR BD ETF 464288638 18,493 169,568 SH   SOLE   169,568 0 0
ISHARES U.S. PFD STK ETF 464288687 409 10,488 SH   SOLE   10,488 0 0
ISHARES EAFE VALUE ETF 464288877 473 8,217 SH   SOLE   8,217 0 0
ISHARES TR USA MIN VOL ETF 46429B697 47,325 1,312,768 SH   SOLE   1,312,768 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 920 9,097 SH   SOLE   9,097 0 0
ISHARES TR MSCI USAMOMFCT 46432F396 26,388 437,324 SH   SOLE   437,324 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 7,967 74,735 SH   SOLE   74,735 0 0
POWERSHARES DB CMDTY IDX TRA UNIT BEN INT 73935S105 674 25,793 SH   SOLE   25,793 0 0
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 4,824 141,762 SH   SOLE   141,762 0 0
POWERSHARES ETF TRUST II DWA SC MOMNT PTF 73936Q744 1,374 35,012 SH   SOLE   35,012 0 0
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 10,564 425,784 SH   SOLE   425,784 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 6,987 287,166 SH   SOLE   287,166 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 7,177 227,841 SH   SOLE   227,841 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 16,095 486,092 SH   SOLE   486,092 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,198 22,200 SH   SOLE   22,200 0 0
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 7,130 293,924 SH   SOLE   293,924 0 0
SPDR SERIES TRUST BARC SHT TR CP 78464A474 21,007 682,931 SH   SOLE   682,931 0 0
SPDR SERIES TRUST DJ REIT ETF 78464A607 524 6,716 SH   SOLE   6,716 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 206 1,824 SH   SOLE   1,824 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 212 5,235 SH   SOLE   5,235 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 409 9,901 SH   SOLE   9,901 0 0
WISDOMTREE INVTS INC COM 97717P104 197 15,000 SH   SOLE   15,000 0 0
WISDOMTREE TR FUTRE STRAT FD 97717W125 535 13,026 SH   SOLE   13,026 0 0
WISDOMTREE TR EMERG CUR STR FD 97717W133 1,621 80,336 SH   SOLE   80,336 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 12,814 274,927 SH   SOLE   274,927 0 0
WISDOMTREE TR EMERG MKTS ETF 97717W315 1,458 29,704 SH   SOLE   29,704 0 0
WISDOMTREE TR SMLCAP EARN FD 97717W562 36,443 446,773 SH   SOLE   446,773 0 0
WISDOMTREE TR MDCP EARN FUND 97717W570 66,496 748,369 SH   SOLE   748,369 0 0
WISDOMTREE TR INTL SMCAP DIV 97717W760 13,191 202,852 SH   SOLE   202,852 0 0
WISDOMTREE TR INTL MIDCAP DV 97717W778 934 15,502 SH   SOLE   15,502 0 0