The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BARCLAYS BK PLC DJUBS CMDT ETN36 06738C778 3,565 97,017 SH   SOLE   97,017 0 0
FIRST TR SML CP CORE ALPHA F COM SHS 33734Y109 1,460 30,000 SH   SOLE   30,000 0 0
ISHARES CORE S&P500 ETF 464287200 3,132 16,872 SH   SOLE   16,872 0 0
ISHARES MSCI EMG MKT ETF 464287234 240 5,736 SH   SOLE   5,736 0 0
ISHARES RUS MDCP VAL ETF 464287473 326 4,965 SH   SOLE   4,965 0 0
ISHARES COHEN&STEER REIT 464287564 1,297 17,355 SH   SOLE   17,355 0 0
ISHARES RUS 1000 VAL ETF 464287598 2,150 22,836 SH   SOLE   22,836 0 0
ISHARES RUS 2000 VAL ETF 464287630 998 10,031 SH   SOLE   10,031 0 0
ISHARES RUS 2000 GRW ETF 464287648 2,172 16,028 SH   SOLE   16,028 0 0
ISHARES NAT AMT FREE BD 464288414 5,711 55,050 SH   SOLE   55,050 0 0
ISHARES INTERM CR BD ETF 464288638 17,955 166,433 SH   SOLE   166,433 0 0
ISHARES U.S. PFD STK ETF 464288687 376 10,196 SH   SOLE   10,196 0 0
ISHARES EAFE VALUE ETF 464288877 484 8,458 SH   SOLE   8,458 0 0
ISHARES USA MIN VOL ETF 46429B697 47,417 1,335,698 SH   SOLE   1,335,698 0 0
ISHARES 0-5 YR TIPS ETF 46429B747 953 9,434 SH   SOLE   9,434 0 0
ISHARES TR MSCI USAMOMFCT 46432F396 25,703 428,173 SH   SOLE   428,173 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 7,731 72,686 SH   SOLE   72,686 0 0
POWERSHARES DB CMDTY IDX TRA UNIT BEN INT 73935S105 697 27,177 SH   SOLE   27,177 0 0
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 5,283 159,316 SH   SOLE   159,316 0 0
POWERSHARES ETF TRUST II DWA SC MOMNT PTF 73936Q744 1,389 35,000 SH   SOLE   35,000 0 0
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 10,319 414,765 SH   SOLE   414,765 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 8,587 349,076 SH   SOLE   349,076 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 7,100 225,197 SH   SOLE   225,197 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 14,260 471,405 SH   SOLE   471,405 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,449 27,465 SH   SOLE   27,465 0 0
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 6,379 262,624 SH   SOLE   262,624 0 0
SPDR SERIES TRUST BARC SHT TR CP 78464A474 19,742 643,258 SH   SOLE   643,258 0 0
SPDR SERIES TRUST DJ REIT ETF 78464A607 522 7,331 SH   SOLE   7,331 0 0
SPDR SERIES TRUST BARCLYS TIPS ETF 78464A656 268 4,926 SH   SOLE   4,926 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 237 5,755 SH   SOLE   5,755 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 482 11,560 SH   SOLE   11,560 0 0
WISDOMTREE TR FUTRE STRAT FD 97717W125 552 13,311 SH   SOLE   13,311 0 0
WISDOMTREE TR DRYFS CURR ETF 97717W133 1,775 88,496 SH   SOLE   88,496 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 12,261 266,018 SH   SOLE   266,018 0 0
WISDOMTREE TR EMERG MKTS ETF 97717W315 1,640 32,146 SH   SOLE   32,146 0 0
WISDOMTREE TR SMLCAP EARN FD 97717W562 36,149 442,845 SH   SOLE   442,845 0 0
WISDOMTREE TR MDCP EARN FUND 97717W570 64,066 740,649 SH   SOLE   740,649 0 0
WISDOMTREE TR INTL SMCAP DIV 97717W760 12,588 199,779 SH   SOLE   199,779 0 0
WISDOMTREE TR INTL MIDCAP DV 97717W778 1,002 16,943 SH   SOLE   16,943 0 0