The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BARCLAYS BK PLC DJUBS CMDT ETN36 06738C778 3,448 92,532 SH   SOLE   92,532 0 0
FIRST TR SML CP CORE ALPHA F COM SHS 33734Y109 1,314 30,000 SH   SOLE   30,000 0 0
ISHARES CORE S&P500 ETF 464287200 2,950 17,466 SH   SOLE   17,466 0 0
ISHARES MSCI EMG MKT ETF 464287234 234 5,738 SH   SOLE   5,738 0 0
ISHARES RUS MDCP VAL ETF 464287473 366 6,005 SH   SOLE   6,005 0 0
ISHARES COHEN&STEER REIT 464287564 1,326 17,253 SH   SOLE   17,253 0 0
ISHARES RUS 1000 VAL ETF 464287598 2,017 23,403 SH   SOLE   23,403 0 0
ISHARES RUS 2000 VAL ETF 464287630 971 10,601 SH   SOLE   10,601 0 0
ISHARES RUS 2000 GRW ETF 464287648 2,041 16,217 SH   SOLE   16,217 0 0
ISHARES NAT AMT FREE BD 464288414 6,402 61,270 SH   SOLE   61,270 0 0
ISHARES INTERM CR BD ETF 464288638 17,689 163,891 SH   SOLE   163,891 0 0
ISHARES U.S. PFD STK ETF 464288687 379 9,982 SH   SOLE   9,982 0 0
ISHARES EAFE VALUE ETF 464288877 479 8,807 SH   SOLE   8,807 0 0
ISHARES USA MIN VOL ETF 46429B697 42,771 1,287,051 SH   SOLE   1,287,051 0 0
ISHARES 0-5 YR TIPS ETF 46429B747 959 9,486 SH   SOLE   9,486 0 0
ISHARES TR MSCI USAMOMFCT 46432F396 22,439 416,458 SH   SOLE   416,458 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 7,465 71,164 SH   SOLE   71,164 0 0
POWERSHARES DB CMDTY IDX TRA UNIT BEN INT 73935S105 716 27,813 SH   SOLE   27,813 0 0
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 5,842 187,239 SH   SOLE   187,239 0 0
POWERSHARES ETF TRUST II DWA SC TECHLDR 73936Q744 1,293 35,000 SH   SOLE   35,000 0 0
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 10,045 407,026 SH   SOLE   407,026 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 8,251 335,541 SH   SOLE   335,541 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 6,690 220,122 SH   SOLE   220,122 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 14,066 455,212 SH   SOLE   455,212 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,735 32,094 SH   SOLE   32,094 0 0
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 5,460 225,439 SH   SOLE   225,439 0 0
SPDR SERIES TRUST BARC SHT TR CP 78464A474 18,765 610,430 SH   SOLE   610,430 0 0
SPDR SERIES TRUST DJ REIT ETF 78464A607 590 8,093 SH   SOLE   8,093 0 0
SPDR SERIES TRUST BARCLYS TIPS ETF 78464A656 296 5,307 SH   SOLE   5,307 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 227 2,210 SH   SOLE   2,210 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 249 6,192 SH   SOLE   6,192 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 477 12,057 SH   SOLE   12,057 0 0
WISDOMTREE TR FUTRE STRAT FD 97717W125 556 13,409 SH   SOLE   13,409 0 0
WISDOMTREE TR DRYFS CURR ETF 97717W133 1,834 91,084 SH   SOLE   91,084 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 12,135 260,126 SH   SOLE   260,126 0 0
WISDOMTREE TR EMERG MKTS ETF 97717W315 1,842 35,629 SH   SOLE   35,629 0 0
WISDOMTREE TR SMLCAP EARN FD 97717W562 32,762 442,914 SH   SOLE   442,914 0 0
WISDOMTREE TR MDCP EARN FUND 97717W570 58,275 739,630 SH   SOLE   739,630 0 0
WISDOMTREE TR INTL SMCAP DIV 97717W760 11,998 199,665 SH   SOLE   199,665 0 0
WISDOMTREE TR INTL MIDCAP DV 97717W778 979 17,456 SH   SOLE   17,456 0 0