The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BARCLAYS BK PLC DJUBS CMDT ETN36 06738C778 3,466 94,977 SH   SOLE   94,977 0 0
ISHARES TR CORE S&P500 ETF 464287200 16,355 101,662 SH   SOLE   101,662 0 0
ISHARES TR MSCI EMERG MKT 464287234 232 6,023 SH   SOLE   6,023 0 0
ISHARES TR RUSSELL MCP VL 464287473 348 6,015 SH   SOLE   6,015 0 0
ISHARES TR COHEN&ST RLTY 464287564 1,458 18,088 SH   SOLE   18,088 0 0
ISHARES TR RUSSELL1000VAL 464287598 2,140 25,544 SH   SOLE   25,544 0 0
ISHARES TR RUSL 2000 VALU 464287630 1,119 13,022 SH   SOLE   13,022 0 0
ISHARES TR RUSL 2000 GROW 464287648 1,908 17,111 SH   SOLE   17,111 0 0
ISHARES TR S&P NTL AMTFREE 464288414 7,639 72,725 SH   SOLE   72,725 0 0
ISHARES TR BARCLYS GOVT CR 464288596 22,354 202,736 SH   SOLE   202,736 0 0
ISHARES TR BARCLYS INTER CR 464288638 351 3,260 SH   SOLE   3,260 0 0
ISHARES TR US PFD STK IDX 464288687 388 9,871 SH   SOLE   9,871 0 0
ISHARES TR MSCI VAL IDX 464288877 438 9,053 SH   SOLE   9,053 0 0
ISHARES TR USA MIN VOL ID 46429B697 745 22,888 SH   SOLE   22,888 0 0
ISHARES TR BRC 0-5 YR TIP 46429B747 1,013 10,057 SH   SOLE   10,057 0 0
ISHARES TR MSCI USAMOMFCT 46432F396 394 7,673 SH   SOLE   7,673 0 0
POWERSHARES DB CMDTY IDX TRA UNIT BEN INT 73935S105 5,588 222,377 SH   SOLE   222,377 0 0
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 54,950 1,765,741 SH   SOLE   1,765,741 0 0
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 14,339 579,339 SH   SOLE   579,339 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 14,133 198,300 SH   SOLE   198,300 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 6,015 257,614 SH   SOLE   257,614 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 6,715 246,522 SH   SOLE   246,522 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 11,257 350,904 SH   SOLE   350,904 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 12,786 237,605 SH   SOLE   237,605 0 0
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 4,608 192,822 SH   SOLE   192,822 0 0
SPDR SERIES TRUST BARC SHT TR CP 78464A474 306 10,002 SH   SOLE   10,002 0 0
SPDR SERIES TRUST DJ REIT ETF 78464A607 704 9,266 SH   SOLE   9,266 0 0
SPDR SERIES TRUST BARCLYS TIPS ETF 78464A656 294 5,292 SH   SOLE   5,292 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 209 2,225 SH   SOLE   2,225 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 280 7,225 SH   SOLE   7,225 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 532 14,947 SH   SOLE   14,947 0 0
WISDOMTREE TRUST FUTRE STRAT FD 97717W125 595 14,212 SH   SOLE   14,212 0 0
WISDOMTREE TRUST DRYFS CURR ETF 97717W133 2,209 110,186 SH   SOLE   110,186 0 0
WISDOMTREE TRUST EMG MKTS SMCAP 97717W281 935 20,312 SH   SOLE   20,312 0 0
WISDOMTREE TRUST EMERG MKTS ETF 97717W315 13,975 289,151 SH   SOLE   289,151 0 0
WISDOMTREE TRUST SMLCAP EARN FD 97717W562 30,170 451,582 SH   SOLE   451,582 0 0
WISDOMTREE TRUST MDCP EARN FUND 97717W570 46,192 641,818 SH   SOLE   641,818 0 0
WISDOMTREE TRUST INTL SMCAP DIV 97717W760 8,995 172,178 SH   SOLE   172,178 0 0
WISDOMTREE TRUST INTL MIDCAP DV 97717W778 993 19,751 SH   SOLE   19,751 0 0