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Unaudited Consolidated Balance Sheets (Current Period Unaudited) - USD ($)
$ in Thousands
Mar. 31, 2020
Dec. 31, 2019
Assets    
Cash and due from banks $ 9,509 $ 8,241
Interest bearing deposits in banks 23,639 21,962
Cash and cash equivalents 33,148 30,203
Securities available for sale 198,657 209,000
Loans, net of allowance of $9,150 and $8,376, respectively 952,411 917,895
Premises and equipment, net 19,282 19,658
Premises held for sale 1,185 900
Other real estate owned 3,225 3,225
Federal Home Loan Bank stock 6,837 6,237
Bank owned life insurance 16,128 16,037
Deferred taxes, net 28,208 27,765
Goodwill 6,252 6,252
Other intangible assets, net 2,436 2,500
Accrued interest receivable and other assets 6,441 6,107
Total assets 1,274,210 1,245,779
Deposits    
Non-interest bearing 185,658 187,551
Interest bearing 872,242 839,424
Total deposits 1,057,900 1,026,975
Federal Home Loan Bank advances 61,349 61,389
Accrued interest payable and other liabilities 7,450 8,665
Junior subordinated debentures 21,000 21,000
Subordinated capital note 17,000 17,000
Senior debt 5,000 5,000
Total liabilities 1,169,699 1,140,029
Commitments and contingent liabilities (Note 15)
Stockholders’ equity    
Common stock, no par, 39,000,000 shares authorized, 6,269,305 and 6,251,975 voting, and 1,220,000 and 1,220,000 non-voting issued and outstanding, respectively 140,639 140,639
Additional paid-in capital 24,577 24,508
Retained deficit (53,843) (55,683)
Accumulated other comprehensive loss (6,862) (3,714)
Total stockholders' equity 104,511 105,750
Total liabilities and stockholders’ equity $ 1,274,210 $ 1,245,779