0001062993-19-004310.txt : 20191112 0001062993-19-004310.hdr.sgml : 20191112 20191112131220 ACCESSION NUMBER: 0001062993-19-004310 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20190930 FILED AS OF DATE: 20191112 DATE AS OF CHANGE: 20191112 EFFECTIVENESS DATE: 20191112 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Maryland Capital Management CENTRAL INDEX KEY: 0001356643 IRS NUMBER: 201819985 STATE OF INCORPORATION: MD FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-11860 FILM NUMBER: 191208166 BUSINESS ADDRESS: STREET 1: 800 N. CHARLES ST STREET 2: SUITE 500 CITY: BALTIMORE STATE: MD ZIP: 21201 BUSINESS PHONE: 410-547-2666 MAIL ADDRESS: STREET 1: 800 N. CHARLES ST STREET 2: SUITE 500 CITY: BALTIMORE STATE: MD ZIP: 21201 FORMER COMPANY: FORMER CONFORMED NAME: Maryland Capital Management, LLC DATE OF NAME CHANGE: 20060317 13F-HR 1 primary_doc.xml 13F-HR LIVE false true false 0001356643 XXXXXXXX 09-30-2019 09-30-2019 Maryland Capital Management

800 N. CHARLES ST BALTIMORE MD 21201

13F HOLDINGS REPORT 028-11860 N Doug McClean 4105472666 Doug McClean BALTIMORE MD 11-11-2019 0 278 875426 false INFORMATION TABLE 2 form13fInfoTable.xml FORM 13F INFORMATION TABLE 3M CO COM 88579Y101 373 2267 SH SOLE 2267 0 0 AT&T INC COM 00206R102 9912 261932 SH SOLE 261932 0 0 AT&T INC COM 00206R102 134 3553 SH OTR 3553 0 0 ABBOTT LABS COM 002824100 29048 347170 SH SOLE 347170 0 0 ABBOTT LABS COM 002824100 184 2205 SH OTR 2205 0 0 ABBVIE INC COM 00287Y109 4584 60533 SH SOLE 60533 0 0 ABBVIE INC COM 00287Y109 203 2675 SH OTR 2675 0 0 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 729 3790 SH SOLE 3790 0 0 ALKANE INC COM 01642L105 0 714200 SH SOLE 714200 0 0 ALLISON TRANSMISSION HLDGS I COM 01973R101 302 6415 SH SOLE 6415 0 0 ALPHABET INC CAP STK CL C 02079K107 15974 13104 SH SOLE 13104 0 0 ALPHABET INC CAP STK CL C 02079K107 43 35 SH OTR 35 0 0 ALPHABET INC CAP STK CL A 02079K305 16523 13531 SH SOLE 13531 0 0 ALPHABET INC CAP STK CL A 02079K305 29 24 SH OTR 24 0 0 ALTRIA GROUP INC COM 02209S103 886 21658 SH SOLE 21658 0 0 ALTRIA GROUP INC COM 02209S103 24 595 SH OTR 595 0 0 AMAZON COM INC COM 023135106 31745 18287 SH SOLE 18287 0 0 AMAZON COM INC COM 023135106 24 14 SH OTR 14 0 0 AMERICAN EXPRESS CO COM 025816109 294 2484 SH SOLE 2484 0 0 AMERICAN TOWER CORP NEW COM 03027X100 282 1276 SH SOLE 1276 0 0 APPLE INC COM 037833100 35337 157774 SH SOLE 157774 0 0 APPLE INC COM 037833100 34 150 SH OTR 150 0 0 ARCH CAP GROUP LTD ORD G0450A105 508 12100 SH SOLE 12100 0 0 GALLAGHER ARTHUR J & CO COM 363576109 516 5765 SH SOLE 5765 0 0 AUTOMATIC DATA PROCESSING IN COM 053015103 216 1340 SH SOLE 1340 0 0 AVERY DENNISON CORP COM 053611109 216 1900 SH SOLE 1900 0 0 BANK AMER CORP COM 060505104 8776 300848 SH SOLE 300848 0 0 BANK AMER CORP COM 060505104 26 875 SH OTR 875 0 0 BB&T CORP COM 054937107 3284 61525 SH SOLE 61525 0 0 BECTON DICKINSON & CO COM 075887109 15904 62873 SH SOLE 62873 0 0 BECTON DICKINSON & CO COM 075887109 25 100 SH OTR 100 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1473 7083 SH SOLE 7083 0 0 BLACKROCK INC COM 09247X101 3676 8248 SH SOLE 8248 0 0 BLACKROCK INC COM 09247X101 78 175 SH OTR 175 0 0 BOEING CO COM 097023105 4408 11586 SH SOLE 11586 0 0 BOEING CO COM 097023105 13 35 SH OTR 35 0 0 BOOKING HLDGS INC COM 09857L108 15220 7755 SH SOLE 7755 0 0 BOOKING HLDGS INC COM 09857L108 22 11 SH OTR 11 0 0 BRISTOL MYERS SQUIBB CO COM 110122108 854 16844 SH SOLE 16844 0 0 CARNIVAL CORP UNIT 99/99/9999 143658300 3241 74153 SH SOLE 74153 0 0 CARNIVAL CORP UNIT 99/99/9999 143658300 94 2150 SH OTR 2150 0 0 CATERPILLAR INC DEL COM 149123101 286 2266 SH SOLE 2266 0 0 CATERPILLAR INC DEL COM 149123101 76 600 SH OTR 600 0 0 CERNER CORP COM 156782104 358 5250 SH SOLE 5250 0 0 CHEVRON CORP NEW COM 166764100 6134 51718 SH SOLE 51718 0 0 CHEVRON CORP NEW COM 166764100 116 975 SH OTR 975 0 0 CIGNA CORP NEW COM 125523100 589 3878 SH SOLE 3878 0 0 CIGNA CORP NEW COM 125523100 6 38 SH OTR 38 0 0 CINCINNATI FINL CORP COM 172062101 588 5037 SH SOLE 5037 0 0 CISCO SYS INC COM 17275R102 4567 92433 SH SOLE 92433 0 0 CISCO SYS INC COM 17275R102 152 3075 SH OTR 3075 0 0 COLGATE PALMOLIVE CO COM 194162103 352 4784 SH SOLE 4784 0 0 COMCAST CORP NEW CL A 20030N101 388 8599 SH SOLE 8599 0 0 CONOCOPHILLIPS COM 20825C104 1095 19218 SH SOLE 19218 0 0 CONSOLIDATED EDISON INC COM 209115104 593 6280 SH SOLE 6280 0 0 CONSOLIDATED EDISON INC COM 209115104 3 35 SH OTR 35 0 0 CONSTELLATION BRANDS INC CL A 21036P108 221 1065 SH SOLE 1065 0 0 CORPORATE OFFICE PPTYS TR SH BEN INT 22002T108 957 32127 SH SOLE 32127 0 0 COSTCO WHSL CORP NEW COM 22160K105 586 2035 SH SOLE 2035 0 0 CROWN CASTLE INTL CORP NEW COM 22822V101 2449 17620 SH SOLE 17620 0 0 CROWN CASTLE INTL CORP NEW COM 22822V101 90 645 SH OTR 645 0 0 CRYO-CELL INTL INC COM 228895108 166 20063 SH SOLE 20063 0 0 CVS HEALTH CORP COM 126650100 231 3662 SH SOLE 3662 0 0 DANAHER CORPORATION COM 235851102 1116 7724 SH SOLE 7724 0 0 DELTA AIR LINES INC DEL COM NEW 247361702 367 6365 SH SOLE 6365 0 0 DOMINION ENERGY INC COM 25746U109 1647 20323 SH SOLE 20323 0 0 DOMINION ENERGY INC COM 25746U109 73 900 SH OTR 900 0 0 DOW INC COM 260557103 3350 70302 SH SOLE 70302 0 0 DOW INC COM 260557103 67 1400 SH OTR 1400 0 0 DUKE ENERGY CORP NEW COM NEW 26441C204 8153 85051 SH SOLE 85051 0 0 DUKE ENERGY CORP NEW COM NEW 26441C204 124 1291 SH OTR 1291 0 0 EATON CORP PLC SHS G29183103 372 4470 SH SOLE 4470 0 0 EDWARDS LIFESCIENCES CORP COM 28176E108 14376 65374 SH SOLE 65374 0 0 EDWARDS LIFESCIENCES CORP COM 28176E108 32 145 SH OTR 145 0 0 EMERSON ELEC CO COM 291011104 2740 40980 SH SOLE 40980 0 0 EMERSON ELEC CO COM 291011104 13 200 SH OTR 200 0 0 ENTERPRISE PRODS PARTNERS L COM 293792107 582 20365 SH SOLE 20365 0 0 ENTERPRISE PRODS PARTNERS L COM 293792107 96 3350 SH OTR 3350 0 0 EPAM SYS INC COM 29414B104 24325 133419 SH SOLE 133419 0 0 EPAM SYS INC COM 29414B104 21 115 SH OTR 115 0 0 EVERBRIDGE INC COM 29978A104 1505 24390 SH SOLE 24390 0 0 EXXON MOBIL CORP COM 30231G102 5196 73591 SH SOLE 73591 0 0 EXXON MOBIL CORP COM 30231G102 2257 31963 SH OTR 31963 0 0 FTI CONSULTING INC COM 302941109 249 2351 SH SOLE 2351 0 0 FACEBOOK INC CL A 30303M102 13701 76937 SH SOLE 76937 0 0 FACEBOOK INC CL A 30303M102 24 135 SH OTR 135 0 0 FISERV INC COM 337738108 14636 141284 SH SOLE 141284 0 0 FISERV INC COM 337738108 17 165 SH OTR 165 0 0 FIVE BELOW INC COM 33829M101 21257 168571 SH SOLE 168571 0 0 FIVE BELOW INC COM 33829M101 18 140 SH OTR 140 0 0 GENERAL ELECTRIC CO COM 369604103 233 26045 SH SOLE 26045 0 0 GENERAL MTRS CO COM 37045V100 232 6200 SH SOLE 6200 0 0 GOLDMAN SACHS GROUP INC COM 38141G104 240 1156 SH SOLE 1156 0 0 HCP INC COM 40414L109 262 7365 SH SOLE 7365 0 0 HERSHEY CO COM 427866108 215 1385 SH SOLE 1385 0 0 HOME DEPOT INC COM 437076102 3507 15113 SH SOLE 15113 0 0 HONEYWELL INTL INC COM 438516106 349 2060 SH SOLE 2060 0 0 INTERNATIONAL BUSINESS MACHS COM 459200101 615 4227 SH SOLE 4227 0 0 IDEXX LABS INC COM 45168D104 245 900 SH SOLE 900 0 0 INTEL CORP COM 458140100 6767 131326 SH SOLE 131326 0 0 INTEL CORP COM 458140100 161 3125 SH OTR 3125 0 0 INTUITIVE SURGICAL INC COM NEW 46120E602 14203 26306 SH SOLE 26306 0 0 INTUITIVE SURGICAL INC COM NEW 46120E602 24 45 SH OTR 45 0 0 IQVIA HLDGS INC COM 46266C105 24366 163115 SH SOLE 163115 0 0 IQVIA HLDGS INC COM 46266C105 28 190 SH OTR 190 0 0 JPMORGAN CHASE & CO COM 46625H100 6416 54514 SH SOLE 54514 0 0 JPMORGAN CHASE & CO COM 46625H100 97 820 SH OTR 820 0 0 JOHNSON & JOHNSON COM 478160104 5246 40551 SH SOLE 40551 0 0 JOHNSON & JOHNSON COM 478160104 81 625 SH OTR 625 0 0 KIMBERLY CLARK CORP COM 494368103 1017 7159 SH SOLE 7159 0 0 KIMBERLY CLARK CORP COM 494368103 85 600 SH OTR 600 0 0 L V M H MOET ORDF COM F58485115 225 567 SH SOLE 567 0 0 LAI SUN DEVELOPMEN ORDF COM Y51270224 17 14980 SH SOLE 14980 0 0 LEIDOS HLDGS INC COM 525327102 294 3419 SH SOLE 3419 0 0 LIBERTY LATIN AMERICA LTD COM CL A G9001E102 184 10775 SH SOLE 10775 0 0 LILLY ELI & CO COM 532457108 3514 31421 SH SOLE 31421 0 0 LILLY ELI & CO COM 532457108 14 125 SH OTR 125 0 0 LOCKHEED MARTIN CORP COM 539830109 24292 62278 SH SOLE 62278 0 0 LOCKHEED MARTIN CORP COM 539830109 177 453 SH OTR 453 0 0 LOWES COS INC COM 548661107 678 6162 SH SOLE 6162 0 0 MARRIOTT INTL INC NEW CL A 571903202 366 2944 SH SOLE 2944 0 0 MASTERCARD INC CL A 57636Q104 40555 149336 SH SOLE 149336 0 0 MASTERCARD INC CL A 57636Q104 24 90 SH OTR 90 0 0 MCCORMICK & CO INC COM NON VTG 579780206 706 4520 SH SOLE 4520 0 0 MCCORMICK & CO INC COM VTG 579780107 801 5142 SH SOLE 5142 0 0 MCDONALDS CORP COM 580135101 6104 28429 SH SOLE 28429 0 0 MCDONALDS CORP COM 580135101 188 875 SH OTR 875 0 0 MERCK & CO INC COM 58933Y105 4832 57397 SH SOLE 57397 0 0 MERCK & CO INC COM 58933Y105 61 725 SH OTR 725 0 0 MICROSOFT CORP COM 594918104 39602 284842 SH SOLE 284842 0 0 MICROSOFT CORP COM 594918104 259 1860 SH OTR 1860 0 0 NESTLE S A F SPONSORED ADR 1 A COM 641069406 205 1890 SH SOLE 1890 0 0 NETFLIX INC COM 64110L106 382 1428 SH SOLE 1428 0 0 NEXTERA ENERGY INC COM 65339F101 1060 4548 SH SOLE 4548 0 0 NEXTERA ENERGY INC COM 65339F101 93 400 SH OTR 400 0 0 NORFOLK SOUTHERN CORP COM 655844108 340 1892 SH SOLE 1892 0 0 NORTHROP GRUMMAN CORP COM 666807102 222 591 SH SOLE 591 0 0 O REILLY AUTOMOTIVE INC NEW COM 67103H107 12211 30642 SH SOLE 30642 0 0 O REILLY AUTOMOTIVE INC NEW COM 67103H107 23 57 SH OTR 57 0 0 ORACLE CORP COM 68389X105 638 11593 SH SOLE 11593 0 0 PAYCHEX INC COM 704326107 3559 43004 SH SOLE 43004 0 0 PAYCHEX INC COM 704326107 14 175 SH OTR 175 0 0 PAYCOM SOFTWARE INC COM 70432V102 20310 96951 SH SOLE 96951 0 0 PAYCOM SOFTWARE INC COM 70432V102 17 80 SH OTR 80 0 0 PAYPAL HLDGS INC COM 70450Y103 29475 284538 SH SOLE 284538 0 0 PAYPAL HLDGS INC COM 70450Y103 34 325 SH OTR 325 0 0 PEPSICO INC COM 713448108 16473 120156 SH SOLE 120156 0 0 PEPSICO INC COM 713448108 62 450 SH OTR 450 0 0 PFIZER INC COM 717081103 4986 138781 SH SOLE 138781 0 0 PFIZER INC COM 717081103 242 6725 SH OTR 6725 0 0 PHILIP MORRIS INTL INC COM 718172109 1770 23314 SH SOLE 23314 0 0 PHILIP MORRIS INTL INC COM 718172109 95 1245 SH OTR 1245 0 0 PNC FINL SVCS GROUP INC COM 693475105 360 2571 SH SOLE 2571 0 0 PPL CORP COM 69351T106 933 29615 SH SOLE 29615 0 0 PROCTER & GAMBLE CO COM 742718109 7256 58336 SH SOLE 58336 0 0 PROCTER & GAMBLE CO COM 742718109 44 350 SH OTR 350 0 0 PULTE GROUP INC COM 745867101 247 6750 SH SOLE 6750 0 0 PURE BIOSCIENCE INC COM 74621T209 17 56231 SH SOLE 56231 0 0 QUALCOMM INC COM 747525103 226 2960 SH SOLE 2960 0 0 SALESFORCE COM INC COM 79466L302 14540 97951 SH SOLE 97951 0 0 SALESFORCE COM INC COM 79466L302 23 155 SH OTR 155 0 0 SANDY SPRING BANCORP INC COM 800363103 721 21376 SH SOLE 21376 0 0 SIMON PPTY GROUP INC NEW COM 828806109 2854 18336 SH SOLE 18336 0 0 SIMON PPTY GROUP INC NEW COM 828806109 15 95 SH OTR 95 0 0 SOUTHERN CO COM 842587107 6500 105223 SH SOLE 105223 0 0 SOUTHERN CO COM 842587107 65 1050 SH OTR 1050 0 0 STARBUCKS CORP COM 855244109 1596 18052 SH SOLE 18052 0 0 SUMMIT FINANCIAL GROUP INC COM 86606G101 486 19000 SH SOLE 19000 0 0 PRICE T ROWE GROUP INC COM 74144T108 275 2405 SH SOLE 2405 0 0 TARGET CORP COM 87612E106 4743 44362 SH SOLE 44362 0 0 TARGET CORP COM 87612E106 57 535 SH OTR 535 0 0 COCA COLA CO COM 191216100 888 16306 SH SOLE 16306 0 0 TJX COS INC NEW COM 872540109 537 9628 SH SOLE 9628 0 0 TRANSENTERIX INC COM NEW 89366M201 47 76000 SH SOLE 76000 0 0 TREX CO INC COM 89531P105 18243 200627 SH SOLE 200627 0 0 TREX CO INC COM 89531P105 35 390 SH OTR 390 0 0 US BANCORP DEL COM NEW 902973304 418 7554 SH SOLE 7554 0 0 ULTA BEAUTY INC COM 90384S303 9886 39442 SH SOLE 39442 0 0 ULTA BEAUTY INC COM 90384S303 14 55 SH OTR 55 0 0 UNITED TECHNOLOGIES CORP COM 913017109 352 2580 SH SOLE 2580 0 0 UNITEDHEALTH GROUP INC COM 91324P102 21879 100678 SH SOLE 100678 0 0 UNITEDHEALTH GROUP INC COM 91324P102 22 103 SH OTR 103 0 0 VERIZON COMMUNICATIONS INC COM 92343V104 11804 195564 SH SOLE 195564 0 0 VERIZON COMMUNICATIONS INC COM 92343V104 113 1880 SH OTR 1880 0 0 V F CORP COM 918204108 19710 221484 SH SOLE 221484 0 0 V F CORP COM 918204108 19 215 SH OTR 215 0 0 VISA INC COM CL A 92826C839 642 3733 SH SOLE 3733 0 0 VULCAN MATLS CO COM 929160109 219 1445 SH SOLE 1445 0 0 WALMART INC COM 931142103 1144 9638 SH SOLE 9638 0 0 DISNEY WALT CO COM DISNEY 254687106 2111 16199 SH SOLE 16199 0 0 WELLS FARGO CO NEW COM 949746101 3719 73732 SH SOLE 73732 0 0 WELLS FARGO CO NEW COM 949746101 62 1225 SH OTR 1225 0 0 WELLTOWER INC COM 95040Q104 5251 57924 SH SOLE 57924 0 0 WELLTOWER INC COM 95040Q104 94 1035 SH OTR 1035 0 0 WESTROCK CO COM 96145D105 2393 65662 SH SOLE 65662 0 0 YUM BRANDS INC COM 988498101 863 7607 SH SOLE 7607 0 0 AEGON N.V. 6.375 PFD CALLE PFD 007924301 379 14500 SH SOLE 14500 0 0 BANK OF AMERIC 6.5 PFD PFD SE PFD 060505310 3586 142460 SH SOLE 142460 0 0 BANK OF AMERIC 6.5 PFD PFD SE PFD 060505310 104 4150 SH OTR 4150 0 0 JPMORGAN CHA 6.125 PFD PFD SE PFD 48127R461 3685 144020 SH SOLE 144020 0 0 JPMORGAN CHA 6.125 PFD PFD SE PFD 48127R461 63 2475 SH OTR 2475 0 0 THE ALLSTATE 6.25 PFD CALLE PFD 020002853 1421 56925 SH SOLE 56925 0 0 THE ALLSTATE 6.25 PFD CALLE PFD 020002853 14 575 SH OTR 575 0 0 THE ALLSTATE C 5.1 PFD PFD SE PFD 020002838 245 9315 SH SOLE 9315 0 0 THE ALLSTATE C 5.1 PFD PFD SE PFD 020002838 3 100 SH OTR 100 0 0 THE CHARLES SCHW 6 PFD PFD SE PFD 808513402 889 33690 SH SOLE 33690 0 0 WELLS FARGO & CO 6 PFD PFD SE PFD 949746366 2722 107880 SH SOLE 107880 0 0 WELLS FARGO & CO 6 PFD PFD SE PFD 949746366 83 3300 SH OTR 3300 0 0 AMERICAN FD EUROPACIFIC GWTH F ETF 298706110 252 4849 SH SOLE 4849 0 0 AMERICAN FD NEW PERSPECTIVE F3 ETF 648018778 873 19585 SH SOLE 19585 0 0 AMERICAN FD WA MUTUAL INV FD C ETF 939330775 339 7306 SH SOLE 7306 0 0 DOUBLELINE CORE FIXED INCM FD ETF 258620301 212 19080 SH SOLE 19080 0 0 FIDELITY CONTRA FUND ETF 316071109 212 16519 SH SOLE 16519 0 0 GLOBAL X FDS GLBL X MLP ETF 37950E473 5046 602096 SH SOLE 602096 0 0 GLOBAL X FDS GLBL X MLP ETF 37950E473 263 31356 SH OTR 31356 0 0 GLOBAL X FDS GLB X SUPERDIV 37950E549 1935 114026 SH SOLE 114026 0 0 INVESCO QQQ TR UNIT SER 1 46090E103 1434 7594 SH SOLE 7594 0 0 INVESCO QQQ TR UNIT SER 1 46090E103 100 532 SH OTR 532 0 0 ISHARES TR CORE S&P500 ETF 464287200 4529 15172 SH SOLE 15172 0 0 ISHARES TR CORE S&P500 ETF 464287200 45 152 SH OTR 152 0 0 ISHARES TR CORE S&P MCP ETF 464287507 518 2683 SH SOLE 2683 0 0 ISHARES TR CORE S&P SCP ETF 464287804 423 5430 SH SOLE 5430 0 0 ISHARES TR CORE US AGGBD ET 464287226 721 6371 SH SOLE 6371 0 0 ISHARES TR GLOBAL TECH ETF 464287291 1307 7066 SH SOLE 7066 0 0 ISHARES TR GLOB UTILITS ETF 464288711 1234 21144 SH SOLE 21144 0 0 ISHARES TR IBOXX HI YD ETF 464288513 746 8560 SH SOLE 8560 0 0 ISHARES TR IBOXX INV CP ETF 464287242 4272 33511 SH SOLE 33511 0 0 ISHARES TR IBOXX INV CP ETF 464287242 14 109 SH OTR 109 0 0 ISHARES TR JPMORGAN USD EMG 464288281 465 4105 SH SOLE 4105 0 0 ISHARES TR MSCI EAFE ETF 464287465 1718 26350 SH SOLE 26350 0 0 ISHARES TR NASDAQ BIOTECH 464287556 219 2205 SH SOLE 2205 0 0 ISHARES TR RUS 1000 GRW ETF 464287614 577 3612 SH SOLE 3612 0 0 ISHARES TR RUS 1000 GRW ETF 464287614 40 250 SH OTR 250 0 0 ISHARES TR RUSSELL 2000 ETF 464287655 2917 19277 SH SOLE 19277 0 0 ISHARES TR RUS MID CAP ETF 464287499 434 7750 SH SOLE 7750 0 0 ISHARES TR GLOB HLTHCRE ETF 464287325 1148 18797 SH SOLE 18797 0 0 ISHARES TR S&P SML 600 GWT 464287887 458 2565 SH SOLE 2565 0 0 LORD ABBETT SHORT DUR INCOME F ETF 543916688 90 21413 SH SOLE 21413 0 0 SCH TREAS OBLIGATION MMF INVES ETF 808515621 115 115236 SH SOLE 115236 0 0 SCHWAB GOVERNMENT MONEY FUND I ETF 808515613 230 230177 SH SOLE 230177 0 0 SCHWAB S&P 500 INDEX FD ETF 808509855 372 8068 SH SOLE 8068 0 0 SCHWAB VALUE ADVANTAGE MONEY F ETF 808515696 5257 5256660 SH SOLE 5256660 0 0 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 282 3134 SH SOLE 3134 0 0 SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1434 18476 SH SOLE 18476 0 0 SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 242 8637 SH SOLE 8637 0 0 SPDR SERIES TRUST BLOMBRG BRC INTL 78464A151 322 9682 SH SOLE 9682 0 0 SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 352 1307 SH SOLE 1307 0 0 SPDR SERIES TRUST DJ REIT ETF 78464A607 1759 16818 SH SOLE 16818 0 0 SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 223 1850 SH SOLE 1850 0 0 SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 272 4435 SH SOLE 4435 0 0 SPDR GOLD TRUST GOLD SHS 78463V107 2255 16238 SH SOLE 16238 0 0 SPDR S&P 500 ETF TR TR UNIT 78462F103 3591 12100 SH SOLE 12100 0 0 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 224 2776 SH SOLE 2776 0 0 VANGUARD 500 INDEX FD ADMIRAL ETF 922908710 1038 3778 SH SOLE 3778 0 0 VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 1314 7295 SH SOLE 7295 0 0 VANGUARD GROUP DIV APP ETF 921908844 626 5237 SH SOLE 5237 0 0 VANGUARD INDEX FDS EXTEND MKT ETF 922908652 371 3187 SH SOLE 3187 0 0 VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 7369 179378 SH SOLE 179378 0 0 VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 22 540 SH OTR 540 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5182 128711 SH SOLE 128711 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 21 530 SH OTR 530 0 0 VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 753 11398 SH SOLE 11398 0 0 VANGUARD INDEX FDS GROWTH ETF 922908736 433 2607 SH SOLE 2607 0 0 VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 831 9367 SH SOLE 9367 0 0 VANGUARD WORLD FDS INF TECH ETF 92204A702 1309 6075 SH SOLE 6075 0 0 VANGUARD INDEX FDS LARGE CAP ETF 922908637 1561 11453 SH SOLE 11453 0 0 VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 1462 14244 SH SOLE 14244 0 0 VANGUARD LTD TERM TAX EXEMPT A ETF 922907886 161 14523 SH SOLE 14523 0 0 VANGUARD INDEX FDS MID CAP ETF 922908629 7260 43319 SH SOLE 43319 0 0 VANGUARD INDEX FDS MID CAP ETF 922908629 23 140 SH OTR 140 0 0 VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 255 2260 SH SOLE 2260 0 0 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 9541 102314 SH SOLE 102314 0 0 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 23 250 SH OTR 250 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 9854 64032 SH SOLE 64032 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 22 140 SH OTR 140 0 0 VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 203 2410 SH SOLE 2410 0 0 VANGUARD TOTAL BOND MKT INDEX ETF 921937603 139 12505 SH SOLE 12505 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 541 3583 SH SOLE 3583 0 0