The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 341 1,970 SH   SOLE   1,970 0 0
A T & T INC COM 00206R102 8,680 259,021 SH   SOLE   259,021 0 0
A T & T INC COM 00206R102 109 3,253 SH   OTR   3,253 0 0
ABBOTT LABORATORIES COM COM 002824100 29,214 347,368 SH   SOLE   347,368 0 0
ABBOTT LABORATORIES COM COM 002824100 184 2,185 SH   OTR   2,185 0 0
ABBVIE INC COM 00287Y109 4,264 58,634 SH   SOLE   58,634 0 0
ABBVIE INC COM 00287Y109 182 2,500 SH   OTR   2,500 0 0
ACCENTURE PLC F CLASS A COM G1151C101 756 4,090 SH   SOLE   4,090 0 0
ALKANE INC COM 01642L105 0 714,200 SH   SOLE   714,200 0 0
ALPHABET INC. CLASS A COM 02079K305 14,749 13,621 SH   SOLE   13,621 0 0
ALPHABET INC. CLASS A COM 02079K305 22 20 SH   OTR   20 0 0
ALPHABET INC. CLASS C COM 02079K107 14,563 13,473 SH   SOLE   13,473 0 0
ALPHABET INC. CLASS C COM 02079K107 38 35 SH   OTR   35 0 0
ALTRIA GROUP INC COM 02209S103 1,212 25,598 SH   SOLE   25,598 0 0
ALTRIA GROUP INC COM 02209S103 28 595 SH   OTR   595 0 0
AMAZON COM INC COM 023135106 34,506 18,222 SH   SOLE   18,222 0 0
AMAZON COM INC COM 023135106 23 12 SH   OTR   12 0 0
AMERICAN EXPRESS CO COM 025816109 331 2,680 SH   SOLE   2,680 0 0
AMERN TOWER CORP REIT COM 03027X100 255 1,246 SH   SOLE   1,246 0 0
APPLE INC COM 037833100 30,915 156,197 SH   SOLE   156,197 0 0
APPLE INC COM 037833100 15 75 SH   OTR   75 0 0
ARCH CAP GROUP LTD F COM G0450A105 449 12,100 SH   SOLE   12,100 0 0
ARTHUR J GALLAGHER&C COM 363576109 554 6,320 SH   SOLE   6,320 0 0
AUTO DATA PROCESSING COM 053015103 271 1,640 SH   SOLE   1,640 0 0
AVERY DENNISON CORP COM 053611109 220 1,900 SH   SOLE   1,900 0 0
AXON ENTERPRISE INC COM 05464C101 208 3,245 SH   SOLE   3,245 0 0
BANK OF AMERICA CORP COM 060505104 8,616 297,092 SH   SOLE   297,092 0 0
BANK OF AMERICA CORP COM 060505104 25 875 SH   OTR   875 0 0
BB&T CORP COM 054937107 3,023 61,525 SH   SOLE   61,525 0 0
BECTON DICKINSON&CO COM 075887109 15,428 61,219 SH   SOLE   61,219 0 0
BECTON DICKINSON&CO COM 075887109 21 85 SH   OTR   85 0 0
BERKSHIRE HATHAWAY CLASS B COM 084670702 1,209 5,673 SH   SOLE   5,673 0 0
BLACKROCK INC COM 09247X101 3,404 7,254 SH   SOLE   7,254 0 0
BLACKROCK INC COM 09247X101 70 150 SH   OTR   150 0 0
BOEING CO COM 097023105 4,071 11,184 SH   SOLE   11,184 0 0
BOOKING HOLDINGS INC COM 09857L108 14,598 7,787 SH   SOLE   7,787 0 0
BOOKING HOLDINGS INC COM 09857L108 19 10 SH   OTR   10 0 0
BRISTOL-MYERS SQUIBB COM 110122108 804 17,729 SH   SOLE   17,729 0 0
CAPITAL ONE FC COM 14040H105 206 2,270 SH   SOLE   2,270 0 0
CARNIVAL CORP F COM 143658300 3,092 66,420 SH   SOLE   66,420 0 0
CARNIVAL CORP F COM 143658300 90 1,925 SH   OTR   1,925 0 0
CATERPILLAR INC COM 149123101 369 2,706 SH   SOLE   2,706 0 0
CATERPILLAR INC COM 149123101 82 600 SH   OTR   600 0 0
CERNER CORP COM 156782104 394 5,375 SH   SOLE   5,375 0 0
CHARLES SCHWAB CORP COM 808513105 16,376 407,455 SH   SOLE   407,455 0 0
CHARLES SCHWAB CORP COM 808513105 24 600 SH   OTR   600 0 0
CHEVRON CORPORATION COM 166764100 6,179 49,655 SH   SOLE   49,655 0 0
CHEVRON CORPORATION COM 166764100 100 800 SH   OTR   800 0 0
CIGNA CORP COM 125523100 654 4,149 SH   SOLE   4,149 0 0
CIGNA CORP COM 125523100 6 38 SH   OTR   38 0 0
CINCINNATI FINL COM 172062101 582 5,612 SH   SOLE   5,612 0 0
CISCO SYSTEMS INC COM 17275R102 4,656 85,067 SH   SOLE   85,067 0 0
CISCO SYSTEMS INC COM 17275R102 156 2,850 SH   OTR   2,850 0 0
COLGATE-PALMOLIVE CO COM 194162103 343 4,784 SH   SOLE   4,784 0 0
COMCAST CORP CLASS A COM 20030N101 330 7,809 SH   SOLE   7,809 0 0
CONCHO RESOURCES INC COM 20605P101 8,705 84,364 SH   SOLE   84,364 0 0
CONCHO RESOURCES INC COM 20605P101 13 125 SH   OTR   125 0 0
CONOCOPHILLIPS COM 20825C104 1,218 19,973 SH   SOLE   19,973 0 0
CONSOLIDATED EDISON COM 209115104 558 6,360 SH   SOLE   6,360 0 0
CONSTELLATION BRAND CLASS A COM 21036P108 210 1,065 SH   SOLE   1,065 0 0
CORP OFFICE PPTY TR REIT COM 22002T108 892 33,817 SH   SOLE   33,817 0 0
COSTCO WHOLESALE CO COM 22160K105 562 2,125 SH   SOLE   2,125 0 0
CROWN CASTLE INTL CO REIT COM 22822V101 1,317 10,103 SH   SOLE   10,103 0 0
CROWN CASTLE INTL CO REIT COM 22822V101 72 550 SH   OTR   550 0 0
CRYO-CELL INTL INC COM 228895108 157 20,063 SH   SOLE   20,063 0 0
DANAHER CORP COM 235851102 1,104 7,724 SH   SOLE   7,724 0 0
DOMINION ENERGY INC COM 25746U109 1,579 20,421 SH   SOLE   20,421 0 0
DOMINION ENERGY INC COM 25746U109 70 900 SH   OTR   900 0 0
DOW INC COM 260557103 3,691 74,862 SH   SOLE   74,862 0 0
DOW INC COM 260557103 65 1,325 SH   OTR   1,325 0 0
DUKE ENERGY CORP COM 26441C204 7,435 84,259 SH   SOLE   84,259 0 0
DUKE ENERGY CORP COM 26441C204 92 1,041 SH   OTR   1,041 0 0
DUPONT DE NEMOURS INC COM 26614N102 249 3,312 SH   SOLE   3,312 0 0
EATON CORP PLC F COM G29183103 414 4,973 SH   SOLE   4,973 0 0
EDWARDS LIFESCIENCES COM 28176E108 11,773 63,730 SH   SOLE   63,730 0 0
EDWARDS LIFESCIENCES COM 28176E108 25 135 SH   OTR   135 0 0
EMERSON ELECTRIC CO COM 291011104 2,035 30,505 SH   SOLE   30,505 0 0
ENTERPRISE PRODS PART LP COM 293792107 683 23,663 SH   SOLE   23,663 0 0
EPAM SYSTEMS INC COM 29414B104 23,223 134,159 SH   SOLE   134,159 0 0
EPAM SYSTEMS INC COM 29414B104 17 100 SH   OTR   100 0 0
EVERBRIDGE INC. COM 29978A104 2,286 25,565 SH   SOLE   25,565 0 0
EXXON MOBIL CORP COM 30231G102 5,445 71,060 SH   SOLE   71,060 0 0
EXXON MOBIL CORP COM 30231G102 2,426 31,658 SH   OTR   31,658 0 0
FACEBOOK INC CLASS A COM 30303M102 14,791 76,637 SH   SOLE   76,637 0 0
FACEBOOK INC CLASS A COM 30303M102 24 125 SH   OTR   125 0 0
FISERV INC COM 337738108 452 4,959 SH   SOLE   4,959 0 0
FIVE BELOW COM 33829M101 19,913 165,911 SH   SOLE   165,911 0 0
FIVE BELOW COM 33829M101 15 125 SH   OTR   125 0 0
GENERAL ELECTRIC CO COM 369604103 273 26,007 SH   SOLE   26,007 0 0
GENERAL ELECTRIC CO COM 369604103 10 1,000 SH   OTR   1,000 0 0
HCP INC REIT REIT COM 40414L109 252 7,865 SH   SOLE   7,865 0 0
HOME DEPOT INC COM 437076102 3,143 15,113 SH   SOLE   15,113 0 0
HONEYWELL INTL INC COM 438516106 360 2,060 SH   SOLE   2,060 0 0
IBM CORP COM 459200101 624 4,527 SH   SOLE   4,527 0 0
IDEXX LABS INC COM 45168D104 248 900 SH   SOLE   900 0 0
INTEL CORP COM 458140100 6,170 128,896 SH   SOLE   128,896 0 0
INTEL CORP COM 458140100 120 2,500 SH   OTR   2,500 0 0
INTUITIVE SURGICAL COM 46120E602 12,413 23,665 SH   SOLE   23,665 0 0
INTUITIVE SURGICAL COM 46120E602 21 40 SH   OTR   40 0 0
IQVIA HOLDINGS INC COM 46266C105 26,209 162,891 SH   SOLE   162,891 0 0
IQVIA HOLDINGS INC COM 46266C105 28 175 SH   OTR   175 0 0
J P MORGAN CHASE & CO COM 46625H100 5,709 51,069 SH   SOLE   51,069 0 0
J P MORGAN CHASE & CO COM 46625H100 92 820 SH   OTR   820 0 0
JOHNSON & JOHNSON COM 478160104 5,324 38,226 SH   SOLE   38,226 0 0
JOHNSON & JOHNSON COM 478160104 77 550 SH   OTR   550 0 0
KIMBERLY-CLARK CORP COM 494368103 1,197 8,984 SH   SOLE   8,984 0 0
KIMBERLY-CLARK CORP COM 494368103 87 650 SH   OTR   650 0 0
LAI SUN DEVELOPMEN ORDF COM Y51270224 22 14,980 SH   SOLE   14,980 0 0
LEIDOS HOLDINGS INC COM 525327102 273 3,419 SH   SOLE   3,419 0 0
LILLY ELI & CO COM 532457108 3,409 30,771 SH   SOLE   30,771 0 0
LOCKHEED MARTIN CORP COM 539830109 22,691 62,416 SH   SOLE   62,416 0 0
LOCKHEED MARTIN CORP COM 539830109 145 400 SH   OTR   400 0 0
LOWES COMPANIES INC COM 548661107 623 6,172 SH   SOLE   6,172 0 0
MARRIOTT INTL INC CLASS A COM 571903202 413 2,941 SH   SOLE   2,941 0 0
MASTERCARD INC CLASS A COM 57636Q104 40,138 151,735 SH   SOLE   151,735 0 0
MASTERCARD INC CLASS A COM 57636Q104 16 60 SH   OTR   60 0 0
MC CORMICK & CO INC COM 579780206 701 4,520 SH   SOLE   4,520 0 0
MC CORMICK & CO INC COM 579780107 797 5,142 SH   SOLE   5,142 0 0
MC DONALDS CORP COM 580135101 5,622 27,075 SH   SOLE   27,075 0 0
MC DONALDS CORP COM 580135101 161 775 SH   OTR   775 0 0
MERCK & CO. INC. COM 58933Y105 4,659 55,569 SH   SOLE   55,569 0 0
MERCK & CO. INC. COM 58933Y105 50 600 SH   OTR   600 0 0
MICROSOFT CORP COM 594918104 38,379 286,495 SH   SOLE   286,495 0 0
MICROSOFT CORP COM 594918104 234 1,750 SH   OTR   1,750 0 0
NESTLE S A F SPONSORED ADR 1 A COM 641069406 226 2,190 SH   SOLE   2,190 0 0
NETFLIX INC COM 64110L106 519 1,414 SH   SOLE   1,414 0 0
NEXTERA ENERGY INC COM 65339F101 885 4,318 SH   SOLE   4,318 0 0
NEXTERA ENERGY INC COM 65339F101 82 400 SH   OTR   400 0 0
NORFOLK SOUTHERN CO COM 655844108 377 1,892 SH   SOLE   1,892 0 0
O REILLY AUTOMOTIVE COM 67103H107 11,008 29,807 SH   SOLE   29,807 0 0
O REILLY AUTOMOTIVE COM 67103H107 18 50 SH   OTR   50 0 0
ORACLE CORP COM 68389X105 655 11,493 SH   SOLE   11,493 0 0
PAYCHEX INC COM 704326107 2,830 34,386 SH   SOLE   34,386 0 0
PAYCOM SOFTWARE INC COM 70432V102 21,926 96,711 SH   SOLE   96,711 0 0
PAYCOM SOFTWARE INC COM 70432V102 17 75 SH   OTR   75 0 0
PAYPAL HOLDINGS INCO COM 70450Y103 32,520 284,117 SH   SOLE   284,117 0 0
PAYPAL HOLDINGS INCO COM 70450Y103 34 300 SH   OTR   300 0 0
PEPSICO INCORPORATED COM 713448108 15,907 121,307 SH   SOLE   121,307 0 0
PEPSICO INCORPORATED COM 713448108 59 450 SH   OTR   450 0 0
PFIZER INC COM 717081103 5,739 132,484 SH   SOLE   132,484 0 0
PFIZER INC COM 717081103 273 6,300 SH   OTR   6,300 0 0
PHILIP MORRIS INTL COM 718172109 2,345 29,859 SH   SOLE   29,859 0 0
PHILIP MORRIS INTL COM 718172109 90 1,145 SH   OTR   1,145 0 0
PNC FINL SERVICES COM 693475105 344 2,504 SH   SOLE   2,504 0 0
PPL CORP COM 69351T106 977 31,510 SH   SOLE   31,510 0 0
PROCTER & GAMBLE COM 742718109 6,311 57,556 SH   SOLE   57,556 0 0
PROCTER & GAMBLE COM 742718109 38 350 SH   OTR   350 0 0
PULTEGROUP INC COM 745867101 261 8,250 SH   SOLE   8,250 0 0
PURE BIOSCIENCE INC COM 74621T209 20 51,231 SH   SOLE   51,231 0 0
SALESFORCE COM COM 79466L302 14,342 94,523 SH   SOLE   94,523 0 0
SALESFORCE COM COM 79466L302 19 125 SH   OTR   125 0 0
SANDY SPRING BANCORP COM 800363103 746 21,376 SH   SOLE   21,376 0 0
SIMON PPTY GROUP REIT COM 828806109 1,485 9,297 SH   SOLE   9,297 0 0
SIRIUS XM HLDGS INC COM 82968B103 57 10,270 SH   SOLE   10,270 0 0
SOUTHERN CO COM 842587107 5,803 104,981 SH   SOLE   104,981 0 0
SOUTHERN CO COM 842587107 36 650 SH   OTR   650 0 0
STARBUCKS CORP COM 855244109 1,469 17,524 SH   SOLE   17,524 0 0
SUMMIT FINL GRP COM 86606G101 537 20,000 SH   SOLE   20,000 0 0
T ROWE PRICE GROUP COM 74144T108 263 2,395 SH   SOLE   2,395 0 0
TARGET CORP COM 87612E106 3,825 44,167 SH   SOLE   44,167 0 0
TARGET CORP COM 87612E106 30 350 SH   OTR   350 0 0
THE COCA-COLA CO COM 191216100 844 16,577 SH   SOLE   16,577 0 0
TJX COMPANIES INC COM 872540109 509 9,628 SH   SOLE   9,628 0 0
TRANSENTERIX INC COM 89366M201 110 80,875 SH   SOLE   80,875 0 0
TREX COMPANY INC COM 89531P105 14,361 200,287 SH   SOLE   200,287 0 0
TREX COMPANY INC COM 89531P105 25 350 SH   OTR   350 0 0
U S BANCORP COM 902973304 433 8,254 SH   SOLE   8,254 0 0
UNITED TECHNOLOGIES COM 913017109 372 2,855 SH   SOLE   2,855 0 0
UNITEDHEALTH GRP INC COM 91324P102 24,613 100,868 SH   SOLE   100,868 0 0
UNITEDHEALTH GRP INC COM 91324P102 23 93 SH   OTR   93 0 0
VERIZON COMMUNICATN COM 92343V104 10,988 192,330 SH   SOLE   192,330 0 0
VERIZON COMMUNICATN COM 92343V104 96 1,680 SH   OTR   1,680 0 0
VF CORP COM 918204108 18,644 213,442 SH   SOLE   213,442 0 0
VF CORP COM 918204108 24 270 SH   OTR   270 0 0
VISA INC CLASS A COM 92826C839 727 4,191 SH   SOLE   4,191 0 0
WALMART INC COM 931142103 1,095 9,908 SH   SOLE   9,908 0 0
WALT DISNEY CO COM 254687106 2,172 15,555 SH   SOLE   15,555 0 0
WASHINGTON REIT COM 939653101 241 9,000 SH   SOLE   9,000 0 0
WELLS FARGO BK N A COM 949746101 3,252 68,716 SH   SOLE   68,716 0 0
WELLS FARGO BK N A COM 949746101 39 825 SH   OTR   825 0 0
WELLTOWER INC REIT COM 95040Q104 4,546 55,757 SH   SOLE   55,757 0 0
WELLTOWER INC REIT COM 95040Q104 71 875 SH   OTR   875 0 0
WESTROCK CO COM 96145D105 2,393 65,625 SH   SOLE   65,625 0 0
YUM BRANDS INC COM 988498101 856 7,733 SH   SOLE   7,733 0 0
AEGON N.V. 6.375 PFD PFD PFD 007924301 506 19,675 SH   SOLE   19,675 0 0
BANK OF AMER 6.625 PFD CALL PFD 060505344 914 35,885 SH   SOLE   35,885 0 0
BANK OF AMERIC 6.5 PFD PFD SE PFD 060505310 3,436 134,645 SH   SOLE   134,645 0 0
BANK OF AMERIC 6.5 PFD PFD SE PFD 060505310 84 3,300 SH   OTR   3,300 0 0
JPMORGAN CHA 6.125 PFD PFD SE PFD 48127R461 3,582 139,045 SH   SOLE   139,045 0 0
JPMORGAN CHA 6.125 PFD PFD SE PFD 48127R461 59 2,300 SH   OTR   2,300 0 0
JPMORGAN CHASE 6.3 PFD CALL PFD 481246700 253 9,775 SH   SOLE   9,775 0 0
THE ALLSTATE 6.25 PFD PFD SER PFD 020002853 1,481 58,340 SH   SOLE   58,340 0 0
THE CHARLES SCHW 6 PFD PFD SE PFD 808513402 623 23,910 SH   SOLE   23,910 0 0
WELLS FARGO & CO 6 PFD PFD SE PFD 949746366 2,693 105,335 SH   SOLE   105,335 0 0
WELLS FARGO & CO 6 PFD PFD SE PFD 949746366 84 3,300 SH   OTR   3,300 0 0
AMERICAN FD EUROPACIFIC GWTH F ETF 298706110 256 4,849 SH   SOLE   4,849 0 0
AMERICAN FD NEW PERSPECTIVE F3 ETF 648018778 877 19,585 SH   SOLE   19,585 0 0
AMERICAN FD WA MUTUAL INV FD C ETF 939330775 333 7,269 SH   SOLE   7,269 0 0
CLEARBRIDGE VALUE TRUST CL C ETF 524686615 242 3,000 SH   SOLE   3,000 0 0
FIDELITY CONTRA FUND ETF 316071109 136 10,334 SH   SOLE   10,334 0 0
GLOBAL X MLP ETF ETF 37950E473 5,069 574,749 SH   SOLE   574,749 0 0
GLOBAL X MLP ETF ETF 37950E473 106 12,000 SH   OTR   12,000 0 0
GLOBAL X SUPERDIVIDEND ETF ETF 37950E549 3,403 197,732 SH   SOLE   197,732 0 0
INVESCO QQQ TRUST ETF 46090E103 1,429 7,652 SH   SOLE   7,652 0 0
INVESCO QQQ TRUST ETF 46090E103 99 532 SH   OTR   532 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 4,596 15,594 SH   SOLE   15,594 0 0
ISHARES CORE S&P SMALL-CAP ETF ETF 464287804 425 5,430 SH   SOLE   5,430 0 0
ISHARES CORE US AGGREGATE BOND ETF 464287226 708 6,361 SH   SOLE   6,361 0 0
ISHARES GLOBAL TECH ETF ETF 464287291 1,303 7,259 SH   SOLE   7,259 0 0
ISHARES GLOBAL UTILITIES ETF ETF 464288711 1,177 21,573 SH   SOLE   21,573 0 0
ISHARES IBOXX INVT GRADE BOND ETF 464287242 785 6,310 SH   SOLE   6,310 0 0
ISHARES MSCI EAFE ETF ETF 464287465 1,742 26,495 SH   SOLE   26,495 0 0
ISHARES NASDAQ BIOTECHNOLOGY E ETF 464287556 241 2,205 SH   SOLE   2,205 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 367 3,242 SH   SOLE   3,242 0 0
ISHARES RUSSELL 1000 GROWTH ET ETF 464287614 596 3,787 SH   SOLE   3,787 0 0
ISHARES RUSSELL 1000 GROWTH ET ETF 464287614 47 300 SH   OTR   300 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 2,962 19,050 SH   SOLE   19,050 0 0
ISHARES RUSSELL MID CAP FORWAR ETF 464287499 433 7,750 SH   SOLE   7,750 0 0
iShares S&P Global Healthcare ETF 464287325 1,184 19,193 SH   SOLE   19,193 0 0
SCHWAB S&P 500 INDEX FD ETF 808509855 298 6,563 SH   SOLE   6,563 0 0
SCHWAB VALUE ADVANTAGE MONEY F ETF 808515696 3,906 3,905,660 SH   SOLE   3,905,660 0 0
SELECT SECTOR HEALTH CARE SPDR ETF 81369Y209 281 3,034 SH   SOLE   3,034 0 0
SELECT SECTOR INDUSTRIAL SPDR ETF 81369Y704 1,459 18,844 SH   SOLE   18,844 0 0
SELECT STR FINANCIAL SELECT SP ETF 81369Y605 238 8,637 SH   SOLE   8,637 0 0
SPDR BLMBRG BARCLY INTL CRP ET ETF 78464A151 309 9,044 SH   SOLE   9,044 0 0
SPDR DOW JONES INDUSTRIAL AVRG ETF 78467X109 347 1,307 SH   SOLE   1,307 0 0
SPDR DOW JONES REIT ETF ETF 78464A607 1,638 16,575 SH   SOLE   16,575 0 0
SPDR FUND CONSUMER STAPLES ETF ETF 81369Y308 295 5,086 SH   SOLE   5,086 0 0
SPDR S&P 500 ETF ETF 78462F103 3,573 12,194 SH   SOLE   12,194 0 0
VANGUARD 500 INDEX FD ADMIRAL ETF 922908710 925 3,409 SH   SOLE   3,409 0 0
VANGUARD CONSUMER DISCRETIONAR ETF 92204A108 1,322 7,369 SH   SOLE   7,369 0 0
VANGUARD DIVIDEND APPRECIATION ETF 921908844 603 5,237 SH   SOLE   5,237 0 0
VANGUARD EXTENDED MARKET ETF ETF 922908652 356 3,000 SH   SOLE   3,000 0 0
VANGUARD FTSE DEVELOPED MARKET ETF 921943858 6,337 151,940 SH   SOLE   151,940 0 0
VANGUARD FTSE DEVELOPED MARKET ETF 921943858 17 400 SH   OTR   400 0 0
VANGUARD FTSE EMERGING MARKETS ETF 922042858 7,222 169,800 SH   SOLE   169,800 0 0
VANGUARD FTSE EMERGING MARKETS ETF 922042858 17 400 SH   OTR   400 0 0
VANGUARD FTSE PACIFIC ETF ETF 922042866 2,120 32,080 SH   SOLE   32,080 0 0
VANGUARD GROWTH ETF ETF 922908736 426 2,607 SH   SOLE   2,607 0 0
VANGUARD HIGH DIVIDEND YIELD E ETF 921946406 786 9,000 SH   SOLE   9,000 0 0
VANGUARD INFORMATION TECHNOLOG ETF 92204A702 1,399 6,633 SH   SOLE   6,633 0 0
VANGUARD LARGE CAP ETF ETF 922908637 1,577 11,705 SH   SOLE   11,705 0 0
VANGUARD LTD TERM TAX EXEMPT A ETF 922907886 185 16,740 SH   SOLE   16,740 0 0
VANGUARD MID CAP ETF ETF 922908629 7,511 44,935 SH   SOLE   44,935 0 0
VANGUARD MID CAP ETF ETF 922908629 17 100 SH   OTR   100 0 0
VANGUARD MID CAP VALUE ETF ETF 922908512 288 2,585 SH   SOLE   2,585 0 0
VANGUARD REAL ESTATE ETF ETF 922908553 9,301 106,421 SH   SOLE   106,421 0 0
VANGUARD REAL ESTATE ETF ETF 922908553 17 200 SH   OTR   200 0 0
VANGUARD SMALL CAP ETF ETF 922908751 10,061 64,223 SH   SOLE   64,223 0 0
VANGUARD SMALL CAP ETF ETF 922908751 16 100 SH   OTR   100 0 0
VANGUARD TOTAL STOCK MARKET ET ETF 922908769 538 3,583 SH   SOLE   3,583 0 0