The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 641 4,477 SH   SOLE   4,477 0 0
Abbott Laboratories COM 002824100 14,381 351,616 SH   SOLE   351,616 0 0
Abbott Laboratories COM 002824100 166 4,060 SH   OTR   4,060 0 0
AbbVie, Inc. COM 00287Y109 908 16,085 SH   SOLE   16,085 0 0
AbbVie, Inc. COM 00287Y109 169 3,000 SH   OTR   3,000 0 0
Accenture PLC COM G1151C101 281 3,471 SH   SOLE   3,471 0 0
Actavis PLC COM G0083B108 23,348 104,676 SH   SOLE   104,676 0 0
Actavis PLC COM G0083B108 11 50 SH   OTR   50 0 0
AFLAC Inc. COM 001055102 13,394 215,162 SH   SOLE   215,162 0 0
AFLAC Inc. COM 001055102 26 415 SH   OTR   415 0 0
Alkane, Inc. COM 01642L105 0 10,000 SH   SOLE   10,000 0 0
Allergan, Inc. COM 018490102 340 2,010 SH   SOLE   2,010 0 0
Altria Group Inc. COM 02209S103 1,296 30,903 SH   SOLE   30,903 0 0
Altria Group Inc. COM 02209S103 25 595 SH   OTR   595 0 0
Amazon.com Inc. COM 023135106 375 1,156 SH   SOLE   1,156 0 0
American Express Co. COM 025816109 490 5,160 SH   SOLE   5,160 0 0
Apache Corp. COM 037411105 382 3,800 SH   SOLE   3,800 0 0
Apple Inc. COM 037833100 16,182 174,135 SH   SOLE   174,135 0 0
Apple Inc. COM 037833100 39 420 SH   OTR   420 0 0
Aqua America Corp. COM 03836W103 491 18,732 SH   SOLE   18,732 0 0
Arch Capital Group Ltd. COM G0450A105 224 3,900 SH   SOLE   3,900 0 0
Arthur J. Gallagher & Co. COM 363576109 1,005 21,570 SH   SOLE   21,570 0 0
AT&T, Inc. COM 00206R102 6,100 172,520 SH   SOLE   172,520 0 0
AT&T, Inc. COM 00206R102 135 3,828 SH   OTR   3,828 0 0
Bank of America Corp. COM 060505104 287 18,661 SH   SOLE   18,661 0 0
Bard (C.R.) Company, Inc. COM 067383109 287 2,010 SH   SOLE   2,010 0 0
BB&T Corporation COM 054937107 2,572 65,230 SH   SOLE   65,230 0 0
Berkshire Hathaway, Inc.- CL B COM 084670702 2,861 22,604 SH   SOLE   22,604 0 0
Bristol Myers Squibb, Inc. COM 110122108 1,437 29,628 SH   SOLE   29,628 0 0
Buckeye Partners UTS Limited P COM 118230101 244 2,935 SH   SOLE   2,935 0 0
Buckeye Partners UTS Limited P COM 118230101 33 400 SH   OTR   400 0 0
Canadian National Railway Co. COM 136375102 260 4,000 SH   SOLE   4,000 0 0
Cannabis Science Inc COM 137648101 4 36,000 SH   SOLE   36,000 0 0
Catamaran Corporation COM 148887102 13,620 308,415 SH   SOLE   308,415 0 0
Catamaran Corporation COM 148887102 23 529 SH   OTR   529 0 0
Caterpillar Inc. COM 149123101 495 4,555 SH   SOLE   4,555 0 0
Caterpillar Inc. COM 149123101 65 600 SH   OTR   600 0 0
Chevron Corp. COM 166764100 2,557 19,589 SH   SOLE   19,589 0 0
Chipotle Mexican Grill Inc. COM 169656105 19,481 32,879 SH   SOLE   32,879 0 0
Chipotle Mexican Grill Inc. COM 169656105 17 28 SH   OTR   28 0 0
Cincinnati Financial Corporati COM 172062101 1,023 21,290 SH   SOLE   21,290 0 0
Cisco Systems, Inc. COM 17275R102 385 15,475 SH   SOLE   15,475 0 0
Coca-Cola Co. COM 191216100 1,247 29,427 SH   SOLE   29,427 0 0
Colgate Palmolive Co. COM 194162103 311 4,562 SH   SOLE   4,562 0 0
ConocoPhillips COM 20825C104 7,683 89,613 SH   SOLE   89,613 0 0
ConocoPhillips COM 20825C104 5 55 SH   OTR   55 0 0
Consolidated Edison Co., Inc. COM 209115104 886 15,349 SH   SOLE   15,349 0 0
Corporate Office Properties Tr COM 22002T108 2,642 95,005 SH   SOLE   95,005 0 0
Costco Wholesale Corp. COM 22160K105 246 2,140 SH   SOLE   2,140 0 0
Cummins Inc. COM 231021106 13,053 84,601 SH   SOLE   84,601 0 0
Cummins Inc. COM 231021106 34 220 SH   OTR   220 0 0
CVS Caremark Corp. COM 126650100 695 9,222 SH   SOLE   9,222 0 0
Danaher Corp. COM 235851102 697 8,850 SH   SOLE   8,850 0 0
Deere & Co., Inc. COM 244199105 244 2,700 SH   SOLE   2,700 0 0
Dominion Resources, Inc. COM 25746U109 927 12,955 SH   SOLE   12,955 0 0
Dominion Resources, Inc. COM 25746U109 64 900 SH   OTR   900 0 0
Dow Chemical Co., Inc. COM 260543103 214 4,167 SH   SOLE   4,167 0 0
Dow Chemical Co., Inc. COM 260543103 31 600 SH   OTR   600 0 0
Du Pont (E.I.) De Nemours & Co COM 263534109 2,737 41,820 SH   SOLE   41,820 0 0
Du Pont (E.I.) De Nemours & Co COM 263534109 26 400 SH   OTR   400 0 0
Duke Energy Corporation COM 26441C204 3,610 48,663 SH   SOLE   48,663 0 0
Duke Energy Corporation COM 26441C204 68 920 SH   OTR   920 0 0
eBay, Inc. COM 278642103 10,687 213,493 SH   SOLE   213,493 0 0
eBay, Inc. COM 278642103 25 500 SH   OTR   500 0 0
Eli Lilly & Co. COM 532457108 2,415 38,848 SH   SOLE   38,848 0 0
EMC Corp. COM 268648102 222 8,425 SH   SOLE   8,425 0 0
Enbridge Energy Partners, LP COM 29250R106 611 16,555 SH   SOLE   16,555 0 0
Enbridge Energy Partners, LP COM 29250R106 144 3,900 SH   OTR   3,900 0 0
Enterprise Products Partners L COM 293792107 2,127 27,166 SH   SOLE   27,166 0 0
Express Scripts Holding Compan COM 30219G108 16,179 233,361 SH   SOLE   233,361 0 0
Express Scripts Holding Compan COM 30219G108 57 825 SH   OTR   825 0 0
Exxon Mobil Corp. COM 30231G102 5,163 51,278 SH   SOLE   51,278 0 0
Exxon Mobil Corp. COM 30231G102 3,056 30,358 SH   OTR   30,358 0 0
Federal Realty Investment Trus COM 313747206 279 2,305 SH   SOLE   2,305 0 0
FelCor Lodging Trust Incorpora COM 31430F101 126 12,000 SH   SOLE   12,000 0 0
Fiserv Inc. COM 337738108 200 3,320 SH   SOLE   3,320 0 0
Ford Motor Corp. COM 345370860 537 31,132 SH   SOLE   31,132 0 0
General Electric Company COM 369604103 16,794 639,050 SH   SOLE   639,050 0 0
General Electric Company COM 369604103 206 7,825 SH   OTR   7,825 0 0
Google Inc Class A COM 38259P508 7,569 12,946 SH   SOLE   12,946 0 0
Google Inc Class A COM 38259P508 29 50 SH   OTR   50 0 0
Google Inc. COM 38259P706 7,983 13,877 SH   SOLE   13,877 0 0
Google Inc. COM 38259P706 29 50 SH   OTR   50 0 0
HCP, Inc. COM 40414L109 1,192 28,800 SH   SOLE   28,800 0 0
HCP, Inc. COM 40414L109 219 5,300 SH   OTR   5,300 0 0
Health Care Reit Inc. COM 42217K106 2,978 47,513 SH   SOLE   47,513 0 0
Home Depot, Inc. COM 437076102 1,676 20,702 SH   SOLE   20,702 0 0
Hospitality Properties Trust COM 44106M102 200 6,575 SH   SOLE   6,575 0 0
Hospitality Properties Trust COM 44106M102 61 2,000 SH   OTR   2,000 0 0
Illinois Tool Works, Inc. COM 452308109 224 2,560 SH   SOLE   2,560 0 0
Intel Corporation COM 458140100 14,182 458,952 SH   SOLE   458,952 0 0
Intel Corporation COM 458140100 77 2,505 SH   OTR   2,505 0 0
Intl Business Machines, Corp. COM 459200101 2,016 11,123 SH   SOLE   11,123 0 0
Intl Business Machines, Corp. COM 459200101 18 100 SH   OTR   100 0 0
J P Morgan Chase & Co. COM 46625H100 1,517 26,335 SH   SOLE   26,335 0 0
J P Morgan Chase & Co. COM 46625H100 50 870 SH   OTR   870 0 0
Johnson & Johnson COM 478160104 2,435 23,279 SH   SOLE   23,279 0 0
Johnson & Johnson COM 478160104 105 1,000 SH   OTR   1,000 0 0
Kimberly Clark Corp. COM 494368103 1,369 12,312 SH   SOLE   12,312 0 0
Kimberly Clark Corp. COM 494368103 100 900 SH   OTR   900 0 0
Kinder Morgan Energy Partners, COM 494550106 2,128 25,883 SH   SOLE   25,883 0 0
Kinder Morgan Energy Partners, COM 494550106 41 500 SH   OTR   500 0 0
Kraft Foods Group COM 50076Q106 220 3,678 SH   SOLE   3,678 0 0
Kraft Foods Group COM 50076Q106 8 137 SH   OTR   137 0 0
Las Vegas Sands Corp. COM 517834107 13,885 182,165 SH   SOLE   182,165 0 0
Las Vegas Sands Corp. COM 517834107 45 590 SH   OTR   590 0 0
Lockheed Martin Corp. Inc. COM 539830109 338 2,100 SH   SOLE   2,100 0 0
Lowes Companies, Inc. COM 548661107 559 11,645 SH   SOLE   11,645 0 0
Marathon Oil Corp. COM 565849106 303 7,591 SH   SOLE   7,591 0 0
Marathon Petroleum Corporation COM 56585A102 300 3,840 SH   SOLE   3,840 0 0
Marriott International Corpora COM 571903202 204 3,188 SH   SOLE   3,188 0 0
MasterCard Incorporated COM 57636Q104 14,733 200,526 SH   SOLE   200,526 0 0
MasterCard Incorporated COM 57636Q104 18 250 SH   OTR   250 0 0
McCormick & Co., Inc. - Voting COM 579780107 356 5,000 SH   SOLE   5,000 0 0
McCormick & Company, Inc. COM 579780206 667 9,310 SH   SOLE   9,310 0 0
McDonald's Corp., Inc. COM 580135101 1,377 13,670 SH   SOLE   13,670 0 0
Medtronic, Inc. COM G5960L103 985 15,447 SH   SOLE   15,447 0 0
Merck & Co., Inc. COM 58933Y105 1,728 29,865 SH   SOLE   29,865 0 0
Merck & Co., Inc. COM 58933Y105 69 1,200 SH   OTR   1,200 0 0
Microsoft Corporation COM 594918104 14,418 345,744 SH   SOLE   345,744 0 0
Microsoft Corporation COM 594918104 57 1,375 SH   OTR   1,375 0 0
Mondelez Int'l. Inc. COM 609207105 206 5,471 SH   SOLE   5,471 0 0
Mondelez Int'l. Inc. COM 609207105 15 411 SH   OTR   411 0 0
NextEra Energy COM 65339F101 532 5,190 SH   SOLE   5,190 0 0
NextEra Energy COM 65339F101 118 1,150 SH   OTR   1,150 0 0
NII Holdings Inc. COM 62913F201 22 40,200 SH   SOLE   40,200 0 0
Noble Energy, Inc. COM 655044105 310 4,000 SH   SOLE   4,000 0 0
Occidental Petroleum Corp., In COM 674599105 382 3,722 SH   SOLE   3,722 0 0
Omega Healthcare Invs REIT COM 681936100 292 7,910 SH   SOLE   7,910 0 0
Oracle Corp. COM 68389X105 541 13,345 SH   SOLE   13,345 0 0
Pepco Holdings COM 713291102 1,738 63,258 SH   SOLE   63,258 0 0
Pepsico, Inc. COM 713448108 14,172 158,631 SH   SOLE   158,631 0 0
Pepsico, Inc. COM 713448108 107 1,200 SH   OTR   1,200 0 0
Pfizer, Inc. COM 717081103 1,756 59,175 SH   SOLE   59,175 0 0
Pfizer, Inc. COM 717081103 205 6,900 SH   OTR   6,900 0 0
Philip Morris International In COM 718172109 1,583 18,777 SH   SOLE   18,777 0 0
Philip Morris International In COM 718172109 50 595 SH   OTR   595 0 0
Phillips 66 COM 718546104 442 5,491 SH   SOLE   5,491 0 0
Plains All American Pipeline L COM 726503105 417 6,945 SH   SOLE   6,945 0 0
PPL Corporation COM 69351T106 2,182 61,402 SH   SOLE   61,402 0 0
Procter & Gamble Company COM 742718109 13,397 170,473 SH   SOLE   170,473 0 0
Procter & Gamble Company COM 742718109 86 1,090 SH   OTR   1,090 0 0
Public Service Enterprises COM 744573106 215 5,263 SH   SOLE   5,263 0 0
Qualcomm, Inc. COM 747525103 12,395 156,500 SH   SOLE   156,500 0 0
Qualcomm, Inc. COM 747525103 80 1,015 SH   OTR   1,015 0 0
Regency Energy Partners LP COM 75885Y107 184 5,725 SH   SOLE   5,725 0 0
Regency Energy Partners LP COM 75885Y107 30 918 SH   OTR   918 0 0
Rock-Tenn Company-CL A COM 772739207 1,193 11,296 SH   SOLE   11,296 0 0
Royal Dutch Shell COM 780259206 320 3,880 SH   SOLE   3,880 0 0
Royal Dutch Shell COM 780259206 33 400 SH   OTR   400 0 0
Sandy Spring Bancorp, Inc. COM 800363103 458 18,400 SH   SOLE   18,400 0 0
Schlumberger Inc. COM 806857108 368 3,116 SH   SOLE   3,116 0 0
Simon Property Group COM 828806109 252 1,517 SH   SOLE   1,517 0 0
Simon Property Group COM 828806109 87 521 SH   OTR   521 0 0
Southern Company, Inc. COM 842587107 2,145 47,263 SH   SOLE   47,263 0 0
Suburban Propane Partners, L.P COM 864482104 1,095 23,815 SH   SOLE   23,815 0 0
Sysco Corporation COM 871829107 237 6,320 SH   SOLE   6,320 0 0
T J X Cos Inc. COM 872540109 238 4,480 SH   SOLE   4,480 0 0
T.Rowe Price Group, Inc. COM 74144T108 13,266 157,157 SH   SOLE   157,157 0 0
T.Rowe Price Group, Inc. COM 74144T108 59 700 SH   OTR   700 0 0
TD Ameritrade Holding Corp. COM 87236Y108 11,482 366,240 SH   SOLE   366,240 0 0
TD Ameritrade Holding Corp. COM 87236Y108 5 170 SH   OTR   170 0 0
U S Bancorp. COM 902973304 439 10,139 SH   SOLE   10,139 0 0
Under Armour, Inc. COM 904311107 20,338 341,867 SH   SOLE   341,867 0 0
Under Armour, Inc. COM 904311107 4 70 SH   OTR   70 0 0
United Technologies, Inc. COM 913017109 357 3,089 SH   SOLE   3,089 0 0
United Therapeutics Corp. COM 91307C102 12,598 142,361 SH   SOLE   142,361 0 0
V.F. Corporation COM 918204108 19,031 302,077 SH   SOLE   302,077 0 0
V.F. Corporation COM 918204108 35 560 SH   OTR   560 0 0
Verizon Communications Inc. COM 92343V104 5,486 112,122 SH   SOLE   112,122 0 0
Verizon Communications Inc. COM 92343V104 82 1,680 SH   OTR   1,680 0 0
W.W. Grainger, Inc. COM 384802104 222 875 SH   SOLE   875 0 0
Wal-Mart Company, Inc. COM 931142103 1,185 15,781 SH   SOLE   15,781 0 0
Walt Disney Company, Inc. COM 254687106 520 6,062 SH   SOLE   6,062 0 0
Washington REIT COM 939653101 962 37,040 SH   SOLE   37,040 0 0
Wells Fargo Inc. COM 949746101 1,215 23,125 SH   SOLE   23,125 0 0
Whole Foods Market, Inc. COM 966837106 7,824 202,525 SH   SOLE   202,525 0 0
Whole Foods Market, Inc. COM 966837106 2 50 SH   OTR   50 0 0
Yahoo, Inc. COM 984332106 211 6,000 SH   SOLE   6,000 0 0
Yum! Brands, Inc. COM 988498101 14,436 177,788 SH   SOLE   177,788 0 0
Yum! Brands, Inc. COM 988498101 54 660 SH   OTR   660 0 0
Aegon NV Preferred 6.375% PFD 007924301 330 12,900 SH   SOLE   12,900 0 0
BG&E Cap Trust II 6.20% Prefer PFD 05541Q206 1,651 64,890 SH   SOLE   64,890 0 0
BG&E Cap Trust II 6.20% Prefer PFD 05541Q206 13 500 SH   OTR   500 0 0
Goldman Sachs- Series B Pfd. 6 PFD 38141GCM4 259 10,400 SH   SOLE   10,400 0 0
Goldman Sachs Group, Inc. 6.12 PFD 38145X111 1,523 58,720 SH   SOLE   58,720 0 0
Goldman Sachs Group, Inc. 6.12 PFD 38145X111 26 1,000 SH   OTR   1,000 0 0
Hospitality Properties Trust- PFD 44106M607 225 8,820 SH   SOLE   8,820 0 0
JP Morgan Chase 6.70% due 4/2/ PFD 48125E207 1,165 44,810 SH   SOLE   44,810 0 0
Metlife Inc. 6.5% Pfd Non-cumu PFD 59156R603 1,396 54,675 SH   SOLE   54,675 0 0
Partnerre Ltd. 6.5% Perpetual PFD G68603409 499 19,745 SH   SOLE   19,745 0 0
Partnerre Ltd. 6.5% Perpetual PFD G68603409 25 1,000 SH   OTR   1,000 0 0
AGIC Conv & Income Fund ETF 018828103 631 59,600 SH   SOLE   59,600 0 0
AGIC Conv & Income Fund ETF 018828103 11 1,000 SH   OTR   1,000 0 0
Alliance Bernstein Global High ETF 01879R106 1,263 87,860 SH   SOLE   87,860 0 0
ALPS Alerian MLP ETF ETF 00162Q866 7,310 384,724 SH   SOLE   384,724 0 0
ALPS Alerian MLP ETF ETF 00162Q866 78 4,105 SH   OTR   4,105 0 0
BlackRock Corporate High Yield ETF 09255P107 596 48,500 SH   SOLE   48,500 0 0
Calamos Cnv High Income Fund ETF 12811P108 661 44,640 SH   SOLE   44,640 0 0
Calamos Conv Opportunity Fund ETF 128117108 2,153 153,490 SH   SOLE   153,490 0 0
Calamos Conv Opportunity Fund ETF 128117108 28 2,000 SH   OTR   2,000 0 0
Global X SuperDividend ETF ETF 37950E549 2,551 97,890 SH   SOLE   97,890 0 0
Global X SuperDividend ETF ETF 37950E549 292 11,200 SH   OTR   11,200 0 0
iPath Dow Jones-AIG Commodity ETF 06738C778 293 7,425 SH   SOLE   7,425 0 0
iShares Dow Jones U.S. Healthc ETF 464287762 263 2,052 SH   SOLE   2,052 0 0
iShares Dow Jones US Consumer ETF 464287812 226 2,280 SH   SOLE   2,280 0 0
iShares Dow Jones US Industria ETF 464287754 228 2,205 SH   SOLE   2,205 0 0
iShares iBoxx $ Invest Grade C ETF 464287242 572 4,793 SH   SOLE   4,793 0 0
iShares MSCI EAFE Index Fund ETF 464287465 3,571 52,225 SH   SOLE   52,225 0 0
iShares MSCI EAFE Index Fund ETF 464287465 15 225 SH   OTR   225 0 0
iShares MSCI Emerging Markets ETF 464287234 715 16,530 SH   SOLE   16,530 0 0
iShares MSCI Emerging Markets ETF 464287234 22 515 SH   OTR   515 0 0
iShares MSCI Ireland Capped ET ETF 46429B507 434 12,120 SH   SOLE   12,120 0 0
iShares MSCI Spain Capped ETF ETF 464286764 515 12,020 SH   SOLE   12,020 0 0
iShares MSCI Switzerland Index ETF 464286749 574 16,730 SH   SOLE   16,730 0 0
iShares Russell 1000 Growth ETF 464287614 365 4,015 SH   SOLE   4,015 0 0
iShares Russell 1000 Growth ETF 464287614 57 625 SH   OTR   625 0 0
iShares Russell 2000 Index Fun ETF 464287655 4,260 35,858 SH   SOLE   35,858 0 0
iShares Russell 2000 Index Fun ETF 464287655 11 90 SH   OTR   90 0 0
iShares Russell MidCap Index F ETF 464287499 461 2,834 SH   SOLE   2,834 0 0
iShares Russell Midcap Value I ETF 464287473 617 8,500 SH   SOLE   8,500 0 0
iShares TR Barclays Aggregate ETF 464287226 1,103 10,080 SH   SOLE   10,080 0 0
iShares TR Barclays Aggregate ETF 464287226 8 75 SH   OTR   75 0 0
iShares Tr Dow Jones RE US Rea ETF 464287739 615 8,560 SH   SOLE   8,560 0 0
iShares Trust Iboxx $ High Yie ETF 464288513 5,415 56,880 SH   SOLE   56,880 0 0
iShares Trust Iboxx $ High Yie ETF 464288513 113 1,190 SH   OTR   1,190 0 0
iShares Trust Nasdaq Biotech I ETF 464287556 238 927 SH   SOLE   927 0 0
iShares Trust Russell 2000 Gro ETF 464287648 623 4,500 SH   SOLE   4,500 0 0
iShares Trust S&P 500 Index ETF 464287200 6,972 35,390 SH   SOLE   35,390 0 0
iShares Trust S&P 500 Index ETF 464287200 39 200 SH   OTR   200 0 0
Kayne Anderson MLP Investment ETF 486606106 835 21,190 SH   SOLE   21,190 0 0
Market Vectors Egypt Index Fun ETF 57060U548 488 7,245 SH   SOLE   7,245 0 0
Nuveen Equity Premier Income F ETF 6706ER101 101 7,700 SH   SOLE   7,700 0 0
Nuveen Equity Premier Income F ETF 6706ER101 39 3,000 SH   OTR   3,000 0 0
Nuveen Equity Premier Oppty Fu ETF 6706EM102 102 7,900 SH   SOLE   7,900 0 0
Nuveen Equity Premier Oppty Fu ETF 6706EM102 39 3,000 SH   OTR   3,000 0 0
Nuveen MD Prem Income Muni Fun ETF 67061Q107 175 13,551 SH   SOLE   13,551 0 0
Pimco Corporate Oppty Fund ETF 72201B101 205 10,900 SH   SOLE   10,900 0 0
PowerShares QQQ Trust ETF 73935A104 185 1,970 SH   SOLE   1,970 0 0
PowerShares QQQ Trust ETF 73935A104 153 1,630 SH   OTR   1,630 0 0
ProShares Ultra S&P500 (ETF) ETF 74347R107 272 2,350 SH   SOLE   2,350 0 0
SPDR DJ Wilshire REIT ETF ETF 78464A607 2,476 29,832 SH   SOLE   29,832 0 0
SPDR Dow Jones Industrial Aver ETF 78467X109 428 2,550 SH   SOLE   2,550 0 0
SPDR S&P 500 ETF ETF 78462F103 201 1,029 SH   SOLE   1,029 0 0
SPDR S&P International HealthC ETF 78463X681 232 4,690 SH   SOLE   4,690 0 0
Vanguard Consumer Discretionar ETF 92204A108 264 2,419 SH   SOLE   2,419 0 0
Vanguard Large Cap ETF 922908637 912 10,134 SH   SOLE   10,134 0 0
Vanguard Mid Cap ETF ETF 922908629 4,297 36,208 SH   SOLE   36,208 0 0
Vanguard MSCI EAFE ETF ETF 921943858 3,631 85,257 SH   SOLE   85,257 0 0
Vanguard MSCI Emerging Markets ETF 922042858 3,229 74,874 SH   SOLE   74,874 0 0
Vanguard MSCI Europe ETF ETF 922042874 1,354 22,588 SH   SOLE   22,588 0 0
Vanguard MSCI Pacific ETF ETF 922042866 726 11,665 SH   SOLE   11,665 0 0
Vanguard REIT ETF ETF 922908553 4,745 63,407 SH   SOLE   63,407 0 0
Vanguard REIT ETF ETF 922908553 4 50 SH   OTR   50 0 0
Vanguard S&P 500 (ETF) ETF 922908413 278 1,547 SH   SOLE   1,547 0 0
Vanguard Small Cap ETF ETF 922908751 6,377 54,446 SH   SOLE   54,446 0 0
Western Asset Managed High ETF 95766L107 243 41,900 SH   SOLE   41,900 0 0
Western Asst High Incm Opprtnt ETF 95766K109 366 60,000 SH   SOLE   60,000 0 0
WisdomTree India Earnings ETF 97717W422 453 20,145 SH   SOLE   20,145 0 0
Call Apple Inc. 01/17/15 $64.2 CL A1715D640 2,030 700 SH   SOLE   700 0 0