The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 698 4,927 SH   SOLE   4,927 0 0
Abbott Laboratories COM 002824100 14,687 353,131 SH   SOLE   353,131 0 0
Abbott Laboratories COM 002824100 169 4,060 SH   OTR   4,060 0 0
AbbVie, Inc. COM 00287Y109 929 16,085 SH   SOLE   16,085 0 0
AbbVie, Inc. COM 00287Y109 173 3,000 SH   OTR   3,000 0 0
Accenture PLC COM G1151C101 282 3,471 SH   SOLE   3,471 0 0
Actavis PLC COM G0083B108 24,972 103,496 SH   SOLE   103,496 0 0
Actavis PLC COM G0083B108 12 50 SH   OTR   50 0 0
AFLAC Inc. COM 001055102 299 5,125 SH   SOLE   5,125 0 0
Alkane, Inc. COM 01642L105 0 10,000 SH   SOLE   10,000 0 0
Allergan, Inc. COM 018490102 349 1,960 SH   SOLE   1,960 0 0
Altria Group Inc. COM 02209S103 1,379 30,025 SH   SOLE   30,025 0 0
Altria Group Inc. COM 02209S103 27 595 SH   OTR   595 0 0
Amazon.com Inc. COM 023135106 374 1,161 SH   SOLE   1,161 0 0
American Express Co. COM 025816109 452 5,160 SH   SOLE   5,160 0 0
Amgen, Inc. COM 031162100 209 1,488 SH   SOLE   1,488 0 0
Apple Inc. COM 037833100 17,036 169,093 SH   SOLE   169,093 0 0
Apple Inc. COM 037833100 42 420 SH   OTR   420 0 0
Aqua America Corp. COM 03836W103 441 18,732 SH   SOLE   18,732 0 0
Arch Capital Group Ltd. COM G0450A105 213 3,900 SH   SOLE   3,900 0 0
Arthur J. Gallagher & Co. COM 363576109 876 19,310 SH   SOLE   19,310 0 0
AT&T, Inc. COM 00206R102 6,247 177,281 SH   SOLE   177,281 0 0
AT&T, Inc. COM 00206R102 115 3,253 SH   OTR   3,253 0 0
Bank of America Corp. COM 060505104 351 20,559 SH   SOLE   20,559 0 0
Bard (C.R.) Company, Inc. COM 067383109 274 1,920 SH   SOLE   1,920 0 0
BB&T Corporation COM 054937107 2,337 62,800 SH   SOLE   62,800 0 0
Berkshire Hathaway, Inc.- CL B COM 084670702 3,082 22,314 SH   SOLE   22,314 0 0
Bristol Myers Squibb, Inc. COM 110122108 1,532 29,928 SH   SOLE   29,928 0 0
Buckeye Partners UTS Limited P COM 118230101 235 2,955 SH   SOLE   2,955 0 0
Buckeye Partners UTS Limited P COM 118230101 16 200 SH   OTR   200 0 0
Canadian National RY Co. COM 136375102 284 4,000 SH   SOLE   4,000 0 0
Cannabis Science Inc COM 137648101 2 36,000 SH   SOLE   36,000 0 0
Catamaran Corporation COM 148887102 13,359 316,947 SH   SOLE   316,947 0 0
Catamaran Corporation COM 148887102 22 529 SH   OTR   529 0 0
Caterpillar Inc. COM 149123101 154 1,555 SH   SOLE   1,555 0 0
Caterpillar Inc. COM 149123101 59 600 SH   OTR   600 0 0
Chevron Corp. COM 166764100 2,339 19,604 SH   SOLE   19,604 0 0
Chipotle Mexican Grill Inc. COM 169656105 21,676 32,517 SH   SOLE   32,517 0 0
Chipotle Mexican Grill Inc. COM 169656105 19 28 SH   OTR   28 0 0
Cincinnati Financial Corporati COM 172062101 992 21,090 SH   SOLE   21,090 0 0
Cisco Systems, Inc. COM 17275R102 343 13,636 SH   SOLE   13,636 0 0
Coca-Cola Co. COM 191216100 1,203 28,192 SH   SOLE   28,192 0 0
Colgate Palmolive Co. COM 194162103 298 4,562 SH   SOLE   4,562 0 0
ConocoPhillips COM 20825C104 7,084 92,577 SH   SOLE   92,577 0 0
ConocoPhillips COM 20825C104 4 55 SH   OTR   55 0 0
Consolidated Edison Co., Inc. COM 209115104 966 17,056 SH   SOLE   17,056 0 0
Corporate Office Properties Tr COM 22002T108 2,393 93,045 SH   SOLE   93,045 0 0
Costco Wholesale Corp. COM 22160K105 268 2,140 SH   SOLE   2,140 0 0
Cummins Inc. COM 231021106 11,578 87,726 SH   SOLE   87,726 0 0
Cummins Inc. COM 231021106 29 220 SH   OTR   220 0 0
CVS Caremark Corp. COM 126650100 734 9,222 SH   SOLE   9,222 0 0
Danaher Corp. COM 235851102 672 8,850 SH   SOLE   8,850 0 0
Dominion Resources, Inc. COM 25746U109 899 13,006 SH   SOLE   13,006 0 0
Dominion Resources, Inc. COM 25746U109 62 900 SH   OTR   900 0 0
Dow Chemical Co., Inc. COM 260543103 219 4,167 SH   SOLE   4,167 0 0
Dow Chemical Co., Inc. COM 260543103 31 600 SH   OTR   600 0 0
Du Pont (E.I.) De Nemours & Co COM 263534109 2,994 41,720 SH   SOLE   41,720 0 0
Du Pont (E.I.) De Nemours & Co COM 263534109 29 400 SH   OTR   400 0 0
Duke Energy Corporation COM 26441C204 3,647 48,780 SH   SOLE   48,780 0 0
Duke Energy Corporation COM 26441C204 83 1,112 SH   OTR   1,112 0 0
eBay, Inc. COM 278642103 12,410 219,143 SH   SOLE   219,143 0 0
eBay, Inc. COM 278642103 28 500 SH   OTR   500 0 0
Eli Lilly & Co. COM 532457108 2,652 40,898 SH   SOLE   40,898 0 0
EMC Corp. COM 268648102 236 8,075 SH   SOLE   8,075 0 0
Enbridge Energy Partners, LP COM 29250R106 675 17,385 SH   SOLE   17,385 0 0
Enbridge Energy Partners, LP COM 29250R106 93 2,400 SH   OTR   2,400 0 0
Enterprise Products Partners L COM 293792107 2,437 60,478 SH   SOLE   60,478 0 0
Express Scripts Holding Compan COM 30219G108 16,506 233,696 SH   SOLE   233,696 0 0
Express Scripts Holding Compan COM 30219G108 58 825 SH   OTR   825 0 0
Exxon Mobil Corp. COM 30231G102 4,448 47,296 SH   SOLE   47,296 0 0
Exxon Mobil Corp. COM 30231G102 2,855 30,358 SH   OTR   30,358 0 0
Federal Realty Investment Trus COM 313747206 261 2,205 SH   SOLE   2,205 0 0
FelCor Lodging Trust Incorpora COM 31430F101 112 12,000 SH   SOLE   12,000 0 0
Ford Motor Corp. COM 345370860 519 35,110 SH   SOLE   35,110 0 0
Freeport McMoran Copper & Gold COM 35671D857 372 11,385 SH   SOLE   11,385 0 0
General Electric Company COM 369604103 16,320 637,004 SH   SOLE   637,004 0 0
General Electric Company COM 369604103 188 7,325 SH   OTR   7,325 0 0
Gilead Sciences Inc. COM 375558103 208 1,950 SH   SOLE   1,950 0 0
Google Inc Class A COM 38259P508 7,352 12,495 SH   SOLE   12,495 0 0
Google Inc Class A COM 38259P508 29 50 SH   OTR   50 0 0
Google Inc. COM 38259P706 8,107 14,041 SH   SOLE   14,041 0 0
Google Inc. COM 38259P706 29 50 SH   OTR   50 0 0
HCP, Inc. COM 40414L109 1,164 29,320 SH   SOLE   29,320 0 0
HCP, Inc. COM 40414L109 171 4,300 SH   OTR   4,300 0 0
Health Care Reit Inc. COM 42217K106 2,942 47,173 SH   SOLE   47,173 0 0
Home Depot, Inc. COM 437076102 1,854 20,206 SH   SOLE   20,206 0 0
Hospitality Properties Trust COM 44106M102 203 7,575 SH   SOLE   7,575 0 0
Hospitality Properties Trust COM 44106M102 27 1,000 SH   OTR   1,000 0 0
Illinois Tool Works, Inc. COM 452308109 216 2,560 SH   SOLE   2,560 0 0
Intel Corporation COM 458140100 3,039 87,287 SH   SOLE   87,287 0 0
Intel Corporation COM 458140100 17 500 SH   OTR   500 0 0
Intl Business Machines, Corp. COM 459200101 2,091 11,013 SH   SOLE   11,013 0 0
Intl Business Machines, Corp. COM 459200101 19 100 SH   OTR   100 0 0
J P Morgan Chase & Co. COM 46625H100 1,602 26,592 SH   SOLE   26,592 0 0
J P Morgan Chase & Co. COM 46625H100 37 620 SH   OTR   620 0 0
Johnson & Johnson COM 478160104 2,581 24,217 SH   SOLE   24,217 0 0
Johnson & Johnson COM 478160104 96 900 SH   OTR   900 0 0
Kimberly Clark Corp. COM 494368103 1,379 12,820 SH   SOLE   12,820 0 0
Kimberly Clark Corp. COM 494368103 97 900 SH   OTR   900 0 0
Kinder Morgan Energy Partners, COM 494550106 2,422 25,961 SH   SOLE   25,961 0 0
Kinder Morgan Energy Partners, COM 494550106 23 250 SH   OTR   250 0 0
Kraft Foods Group COM 50076Q106 230 4,078 SH   SOLE   4,078 0 0
Kraft Foods Group COM 50076Q106 8 137 SH   OTR   137 0 0
Las Vegas Sands Corp. COM 517834107 11,886 191,064 SH   SOLE   191,064 0 0
Las Vegas Sands Corp. COM 517834107 57 915 SH   OTR   915 0 0
Lockheed Martin Corp. Inc. COM 539830109 384 2,100 SH   SOLE   2,100 0 0
Lowes Companies, Inc. COM 548661107 616 11,645 SH   SOLE   11,645 0 0
Magellan Midstream Partners LP COM 559080106 505 6,000 SH   SOLE   6,000 0 0
Marathon Oil Corp. COM 565849106 285 7,591 SH   SOLE   7,591 0 0
Marathon Petroleum Corporation COM 56585A102 325 3,840 SH   SOLE   3,840 0 0
Marriott International Corpora COM 571903202 223 3,188 SH   SOLE   3,188 0 0
MasterCard Incorporated COM 57636Q104 14,993 202,831 SH   SOLE   202,831 0 0
MasterCard Incorporated COM 57636Q104 18 250 SH   OTR   250 0 0
McCormick & Co., Inc. - Voting COM 579780107 335 5,000 SH   SOLE   5,000 0 0
McCormick & Company, Inc. COM 579780206 560 8,375 SH   SOLE   8,375 0 0
McDonald's Corp., Inc. COM 580135101 1,479 15,603 SH   SOLE   15,603 0 0
Medtronic, Inc. COM 585055106 957 15,447 SH   SOLE   15,447 0 0
Merck & Co., Inc. COM 58933Y105 1,814 30,603 SH   SOLE   30,603 0 0
Merck & Co., Inc. COM 58933Y105 36 600 SH   OTR   600 0 0
Microsoft Corporation COM 594918104 15,961 344,281 SH   SOLE   344,281 0 0
Microsoft Corporation COM 594918104 41 875 SH   OTR   875 0 0
Mondelez Int'l. Inc. COM 609207105 187 5,471 SH   SOLE   5,471 0 0
Mondelez Int'l. Inc. COM 609207105 14 411 SH   OTR   411 0 0
NextEra Energy COM 65339F101 637 6,790 SH   SOLE   6,790 0 0
NextEra Energy COM 65339F101 77 825 SH   OTR   825 0 0
NII Holdings Inc COM 62913F201 2 40,200 SH   SOLE   40,200 0 0
Noble Energy, Inc. COM 655044105 273 4,000 SH   SOLE   4,000 0 0
Occidental Petroleum Corp., In COM 674599105 358 3,720 SH   SOLE   3,720 0 0
Omega Healthcare Invs REIT COM 681936100 263 7,695 SH   SOLE   7,695 0 0
Oracle Corp. COM 68389X105 536 13,993 SH   SOLE   13,993 0 0
Pepco Holdings COM 713291102 1,693 63,258 SH   SOLE   63,258 0 0
Pepsico, Inc. COM 713448108 14,749 158,433 SH   SOLE   158,433 0 0
Pepsico, Inc. COM 713448108 74 800 SH   OTR   800 0 0
Pfizer, Inc. COM 717081103 2,134 72,162 SH   SOLE   72,162 0 0
Pfizer, Inc. COM 717081103 172 5,800 SH   OTR   5,800 0 0
Philip Morris International In COM 718172109 1,571 18,837 SH   SOLE   18,837 0 0
Philip Morris International In COM 718172109 50 595 SH   OTR   595 0 0
Phillips 66 COM 718546104 463 5,691 SH   SOLE   5,691 0 0
Plains All American Pipeline L COM 726503105 409 6,954 SH   SOLE   6,954 0 0
PPL Corporation COM 69351T106 2,028 61,742 SH   SOLE   61,742 0 0
Procter & Gamble Company COM 742718109 14,355 171,424 SH   SOLE   171,424 0 0
Procter & Gamble Company COM 742718109 62 740 SH   OTR   740 0 0
Public Service Enterprises COM 744573106 270 7,248 SH   SOLE   7,248 0 0
Qualcomm, Inc. COM 747525103 12,391 165,720 SH   SOLE   165,720 0 0
Qualcomm, Inc. COM 747525103 39 515 SH   OTR   515 0 0
Regency Energy Partners LP COM 75885Y107 202 6,184 SH   SOLE   6,184 0 0
Regency Energy Partners LP COM 75885Y107 15 459 SH   OTR   459 0 0
Rock-Tenn Company-CL A COM 772739207 1,075 22,601 SH   SOLE   22,601 0 0
Royal Dutch Shell COM 780259206 311 4,080 SH   SOLE   4,080 0 0
Royal Dutch Shell COM 780259206 15 200 SH   OTR   200 0 0
Sandy Spring Bancorp, Inc. COM 800363103 421 18,400 SH   SOLE   18,400 0 0
Schlumberger Inc. COM 806857108 334 3,280 SH   SOLE   3,280 0 0
Signature Bank COM 82669G104 11,432 102,013 SH   SOLE   102,013 0 0
Signature Bank COM 82669G104 24 210 SH   OTR   210 0 0
Simon Property Group COM 828806109 245 1,489 SH   SOLE   1,489 0 0
Simon Property Group COM 828806109 43 260 SH   OTR   260 0 0
Southern Company, Inc. COM 842587107 2,089 47,863 SH   SOLE   47,863 0 0
Suburban Propane Partners, L.P COM 864482104 1,145 25,710 SH   SOLE   25,710 0 0
Sysco Corporation COM 871829107 320 8,430 SH   SOLE   8,430 0 0
T J X Cos Inc. COM 872540109 265 4,480 SH   SOLE   4,480 0 0
T.Rowe Price Group, Inc. COM 74144T108 12,836 163,727 SH   SOLE   163,727 0 0
T.Rowe Price Group, Inc. COM 74144T108 55 700 SH   OTR   700 0 0
TD Ameritrade Holding Corp. COM 87236Y108 12,844 384,895 SH   SOLE   384,895 0 0
TD Ameritrade Holding Corp. COM 87236Y108 6 170 SH   OTR   170 0 0
Tripadvisor Inc COM 896945201 11,403 124,735 SH   SOLE   124,735 0 0
Tripadvisor Inc COM 896945201 14 150 SH   OTR   150 0 0
U S Bancorp. COM 902973304 424 10,139 SH   SOLE   10,139 0 0
Under Armour, Inc. COM 904311107 23,351 337,937 SH   SOLE   337,937 0 0
Under Armour, Inc. COM 904311107 5 70 SH   OTR   70 0 0
Union Pacific Corp. COM 907818108 211 1,950 SH   SOLE   1,950 0 0
United Technologies, Inc. COM 913017109 326 3,089 SH   SOLE   3,089 0 0
United Therapeutics Corp. COM 91307C102 18,364 142,741 SH   SOLE   142,741 0 0
V.F. Corporation COM 918204108 19,693 298,240 SH   SOLE   298,240 0 0
V.F. Corporation COM 918204108 37 560 SH   OTR   560 0 0
Verizon Communications Inc. COM 92343V104 5,966 119,347 SH   SOLE   119,347 0 0
Verizon Communications Inc. COM 92343V104 64 1,280 SH   OTR   1,280 0 0
Wal-Mart Company, Inc. COM 931142103 1,191 15,581 SH   SOLE   15,581 0 0
Walt Disney Company, Inc. COM 254687106 536 6,022 SH   SOLE   6,022 0 0
Washington REIT COM 939653101 912 35,950 SH   SOLE   35,950 0 0
Wells Fargo Inc. COM 949746101 1,215 23,425 SH   SOLE   23,425 0 0
Whole Foods Market, Inc. COM 966837106 7,668 201,205 SH   SOLE   201,205 0 0
Whole Foods Market, Inc. COM 966837106 2 50 SH   OTR   50 0 0
Yahoo, Inc. COM 984332106 244 6,000 SH   SOLE   6,000 0 0
Yum! Brands, Inc. COM 988498101 13,167 182,921 SH   SOLE   182,921 0 0
Yum! Brands, Inc. COM 988498101 48 660 SH   OTR   660 0 0
Aegon NV Preferred 6.375% PFD 007924301 328 12,900 SH   SOLE   12,900 0 0
BG&E Cap Trust II 6.20% Prefer PFD 05541Q206 1,607 63,170 SH   SOLE   63,170 0 0
BG&E Cap Trust II 6.20% Prefer PFD 05541Q206 13 500 SH   OTR   500 0 0
Goldman Sachs- Series B Pfd. 6 PFD 38141GCM4 260 10,400 SH   SOLE   10,400 0 0
Goldman Sachs Group, Inc. 6.12 PFD 38145X111 1,581 60,870 SH   SOLE   60,870 0 0
Goldman Sachs Group, Inc. 6.12 PFD 38145X111 13 500 SH   OTR   500 0 0
Hospitality Properties Trust- PFD 44106M607 226 8,820 SH   SOLE   8,820 0 0
JP Morgan Chase 6.70% due 4/2/ PFD 48125E207 1,171 45,810 SH   SOLE   45,810 0 0
Metlife Inc. 6.5% Pfd Non-cumu PFD 59156R603 1,416 55,275 SH   SOLE   55,275 0 0
Partnerre Ltd. 6.5% Perpetual PFD G68603409 496 19,605 SH   SOLE   19,605 0 0
Partnerre Ltd. 6.5% Perpetual PFD G68603409 25 1,000 SH   OTR   1,000 0 0