The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN BLOOMBERG ALL COMMODITY STRATEGY K-1 FREE ETF ETF 003261104   447,730 20,786 SH   SOLE   20,786 0 20,786
AVANTIS U.S. LARGE CAP VALUE ETF ETF 025072349   1,300,680 18,000 SH   SOLE   18,000 0 18,000
DIMENSIONAL INTERNATIONAL SUSTAINABILITY CORE 1 ETF ETF 25434V690   554,219 13,534 SH   SOLE   13,534 0 13,534
DIMENSIONAL INTERNATIONAL VALUE ETF ETF 25434V807   2,714,201 58,851 SH   SOLE   58,850 0 58,851
DIMENSIONAL U.S. EQUITY MARKET ETF ETF 25434V401   10,530,421 145,367 SH   SOLE   145,367 0 145,367
FIRST TRUST ENHANCED SHORT MATURITY ETF ETF 33739Q408   226,879 3,787 SH   SOLE   3,787 0 3,787
GMO US VALUE ETF ETF 90139K605   1,241,829 47,000 SH   SOLE   47,000 0 47,000
INSPIRE 100 ETF ETF 66538H534   206,200 4,641 SH   SOLE   4,641 0 4,641
INVESCO DB COMMODITY INDEX TRA INVESCO DB COMMODITY INDEX T ETF 46138B103   4,175,124 185,314 SH   SOLE   185,314 0 185,314
INVESCO RAFI US 1000 ETF ETF 46137V613   628,283 13,897 SH   SOLE   13,897 0 13,897
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357   549,751 2,898 SH   SOLE   2,898 0 2,898
INVESCO S&P 500 QUALITY ETF ETF 46137V241   579,870 7,912 SH   SOLE   7,912 0 7,912
ISHARES 0-3 MONTH TREASURY BOND ETF ETF 46436E718   230,263 2,287 SH   SOLE   2,286 0 2,287
ISHARES 10 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464289511   15,313,204 297,113 SH   SOLE   297,113 0 297,113
ISHARES 20 YEAR TREASURY BOND ETF ETF 464287432   14,343,885 160,500 SH   SOLE   160,500 0 160,500
ISHARES 7-10 YEAR TREASURY BOND ETF ETF 464287440   2,063,858 21,396 SH   SOLE   21,396 0 21,396
ISHARES CORE MSCI EAFE ETF ETF 46432F842   219,148 2,510 SH   SOLE   2,510 0 2,510
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF ETF 46432F834   141,931,120 1,718,711 SH   SOLE   1,718,710 0 1,718,711
ISHARES CORE S&P SMALL CAP ETF ETF 464287804   394,991 3,324 SH   SOLE   3,324 0 3,324
ISHARES CORE U.S. REIT ETF ETF 464288521   3,641,227 62,010 SH   SOLE   62,010 0 62,010
ISHARES ESG AWARE MSCI EAFE ETF ETF 46435G516   12,201,672 131,229 SH   SOLE   131,229 0 131,229
ISHARES ESG AWARE US AGGREGATE BOND ETF ETF 46435U549   1,275,004 26,546 SH   SOLE   26,546 0 26,546
ISHARES GOLD TRUST ETF 464285204   215,981 2,968 SH   SOLE   2,968 0 2,968
ISHARES MSCI ACWI ETF ETF 464288257   2,429,023 17,571 SH   SOLE   17,571 0 17,571
ISHARES MSCI EAFE ETF ETF 464287465   7,207,217 77,312 SH   SOLE   77,312 0 77,312
ISHARES MSCI EAFE GROWTH ETF ETF 464288885   613,244 5,385 SH   SOLE   5,385 0 5,385
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339   333,373 1,714 SH   SOLE   1,714 0 1,714
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   16,084,424 79,004 SH   SOLE   79,004 0 79,004
ISHARES RUSSELL 3000 ETF ETF 464287689   16,494,786 43,529 SH   SOLE   43,528 0 43,529
ISHARES RUSSELL MIDCAP ETF ETF 464287499   2,807,191 29,075 SH   SOLE   29,075 0 29,075
ISHARES SHORT TREASURY BOND ETF ETF 464288679   29,530,696 267,270 SH   SOLE   267,270 0 267,270
ISHARES TIPS BOND ETF ETF 464287176   956,047 8,596 SH   SOLE   8,596 0 8,596
NUVEEN ESG LARGE-CAP VALUE ETF ETF 67092P300   9,180,455 209,470 SH   SOLE   209,470 0 209,470
NVIDIA CORPORATION COM Stock 67066G104   227,628 1,220 SH   SOLE   1,220 0 1,220
S&P500 Catholic Values ETF ETF 37954Y889   59,435,253 733,239 SH   SOLE   733,239 0 733,239
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706   29,255,695 876,706 SH   SOLE   876,706 0 876,706
SCHWAB INTERNATIONAL SMALL-CAP EQUITY ETF ETF 808524888   6,525,997 143,397 SH   SOLE   143,397 0 143,397
SCHWAB SHORT-TERM US TREASURY ETF ETF 808524862   18,859,346 772,924 SH   SOLE   772,924 0 772,924
SCHWAB U.S. LARGE-CAP ETF ETF 808524201   188,787,981 7,167,349 SH   SOLE   7,167,349 0 7,167,349
SCHWAB U.S. REIT ETF ETF 808524847   804,755 37,309 SH   SOLE   37,309 0 37,309
SCHWAB US TIPS ETF ETF 808524870   20,886,520 775,010 SH   SOLE   775,010 0 775,010
STATE STREET SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409   1,872,297 17,915 SH   SOLE   17,915 0 17,915
STATE STREET SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508   1,439,687 26,020 SH   SOLE   26,020 0 26,020
STATE STREET SPDR PORTFOLIO S&P 600 SMALL CAP ETF ETF 78468R853   27,017,105 583,271 SH   SOLE   583,270 0 583,271
Schwab International Equity ETF ETF 808524805   109,515,981 4,704,295 SH   SOLE   4,704,294 0 4,704,295
Schwab U.S. Large-Cap Growth ETF ETF 808524300   308,005,005 9,652,892 SH   SOLE   9,652,891 0 9,652,892
VANGUARD ESG INTERNATIONAL STOCK ETF ETF 921910725   4,999,704 72,073 SH   SOLE   72,073 0 72,073
VANGUARD ESG U.S. STOCK ETF ETF 921910733   2,927,837 24,720 SH   SOLE   24,720 0 24,720
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   688,541 11,491 SH   SOLE   11,491 0 11,491
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   1,179,878 21,777 SH   SOLE   21,777 0 21,777
VANGUARD FTSE EUROPE ETF ETF 922042874   3,054,505 38,277 SH   SOLE   38,277 0 38,277
VANGUARD FTSE PACIFIC ETF ETF 922042866   1,955,582 22,263 SH   SOLE   22,263 0 22,263
VANGUARD GROWTH ETF ETF 922908736   5,608,080 11,693 SH   SOLE   11,693 0 11,693
VANGUARD INTERMEDIATE-TERM BOND ETF ETF 921937819   11,275,415 144,390 SH   SOLE   144,390 0 144,390
VANGUARD MID-CAP ETF ETF 922908629   3,993,395 13,595 SH   SOLE   13,595 0 13,595
VANGUARD MORTGAGE-BACKED SECURITIES ETF ETF 92206C771   781,884 16,650 SH   SOLE   16,650 0 16,650
VANGUARD REAL ESTATE ETF ETF 922908553   2,127,806 23,275 SH   SOLE   23,275 0 23,275
VANGUARD RUSSELL 1000 GROWTH ETF ETF 92206C680   1,755,685 14,570 SH   SOLE   14,570 0 14,570
VANGUARD RUSSELL 1000 VALUE ETF ETF 92206C714   7,721,568 86,400 SH   SOLE   86,400 0 86,400
VANGUARD RUSSELL 3000 ETF ETF 92206C599   16,621,982 56,476 SH   SOLE   56,476 0 56,476
VANGUARD S&P 500 ETF ETF 922908363   129,346,291 211,219 SH   SOLE   211,219 0 211,219
VANGUARD SHORT-TERM BOND ETF ETF 921937827   270,503 3,428 SH   SOLE   3,428 0 3,428
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805   60,458,498 1,194,124 SH   SOLE   1,194,124 0 1,194,124
VANGUARD SHORT-TERM TREASURY ETF ETF 92206C102   1,889,674 32,110 SH   SOLE   32,110 0 32,110
VANGUARD SMALL-CAP ETF ETF 922908751   1,319,713 5,190 SH   SOLE   5,190 0 5,190
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   5,375,389 72,279 SH   SOLE   72,279 0 72,279
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   1,464,266 4,462 SH   SOLE   4,461 0 4,462
VANGUARD VALUE ETF ETF 922908744   5,175,098 27,750 SH   SOLE   27,750 0 27,750
VERT GLOBAL SUSTAINABLE REAL ESTATE ETF ETF 56170L695   144,350 13,554 SH   SOLE   13,554 0 13,554
iShares Core S&P 500 ETF ETF 464287200   1,020,508,174 1,524,740 SH   SOLE   1,524,739 0 1,524,740
iShares Core US Aggregate Bond ETF ETF 464287226   18,939,340 188,921 SH   SOLE   188,921 0 188,921
iShares MSCI ACWI ex. US ETF ETF 464288240   2,352,712 36,190 SH   SOLE   36,190 0 36,190
iShares MSCI USA ESG Select ETF ETF 464288802   17,640,740 130,046 SH   SOLE   130,046 0 130,046
iShares Russell 2000 Growth ETF ETF 464287648   10,451,866 32,658 SH   SOLE   32,658 0 32,658
iShares US Treasury Bond ETF ETF 46429B267   349,317,805 15,108,902 SH   SOLE   15,108,901 0 15,108,902