The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN ETFS BBRG ALL COMD K1 003261104   431,725 20,786 SH   SOLE   20,786 0 0
APPLIED MATLS INC COM 038222105   224,810 1,228 SH   SOLE   1,228 0 0
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   9,742,623 145,369 SH   SOLE   145,368 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   2,519,217 58,819 SH   SOLE   58,818 0 0
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   533,375 13,534 SH   SOLE   13,534 0 0
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   225,650 3,769 SH   SOLE   3,769 0 0
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889   35,919,708 476,073 SH   SOLE   476,073 0 0
GLOBAL X FDS S&P EX US ETF 37954Y368   4,911,673 143,029 SH   SOLE   143,029 0 0
INVESCO DB COMMDY INDX TRCK UNIT 46138B103   5,467,571 250,691 SH   SOLE   250,691 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   526,683 2,898 SH   SOLE   2,898 0 0
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613   532,687 12,602 SH   SOLE   12,602 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   571,576 8,021 SH   SOLE   8,021 0 0
ISHARES GOLD TR ISHARES NEW 464285204   255,302 4,094 SH   SOLE   4,094 0 0
ISHARES TR ESG OPTIMIZED 464288802   15,715,446 124,086 SH   SOLE   124,086 0 0
ISHARES TR MSCI ACWI EX US 464288240   2,205,419 36,190 SH   SOLE   36,190 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   11,746,105 131,697 SH   SOLE   131,697 0 0
ISHARES TR CRE U S REIT ETF 464288521   4,600,138 81,332 SH   SOLE   81,332 0 0
ISHARES TR TIPS BD ETF 464287176   935,890 8,505 SH   SOLE   8,505 0 0
ISHARES TR CORE S&P SCP ETF 464287804   328,963 3,010 SH   SOLE   3,010 0 0
ISHARES TR ESG AWR US AGRGT 46435U549   1,261,997 26,546 SH   SOLE   26,546 0 0
ISHARES TR EAFE GRWTH ETF 464288885   603,120 5,385 SH   SOLE   5,385 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   9,459,370 43,836 SH   SOLE   43,836 0 0
ISHARES TR US TREAS BD ETF 46429B267   309,277,928 13,458,570 SH   SOLE   13,458,569 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   151,323,779 1,957,364 SH   SOLE   1,957,363 0 0
ISHARES TR CORE MSCI EAFE 46432F842   229,236 2,746 SH   SOLE   2,746 0 0
ISHARES TR SHORT TREAS BD 464288679   28,155,922 254,989 SH   SOLE   254,989 0 0
ISHARES TR 10+ YR INVST GRD 464289511   10,153,366 202,218 SH   SOLE   202,218 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   9,335,616 32,658 SH   SOLE   32,658 0 0
ISHARES TR RUS MID CAP ETF 464287499   13,796,972 150,016 SH   SOLE   150,016 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   313,353 1,714 SH   SOLE   1,714 0 0
ISHARES TR S&P 500 VAL ETF 464287408   4,278,916 21,896 SH   SOLE   21,896 0 0
ISHARES TR CORE S&P500 ETF 464287200   949,543,968 1,529,303 SH   SOLE   1,529,302 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   2,049,095 21,396 SH   SOLE   21,396 0 0
ISHARES TR CORE US AGGBD ET 464287226   18,402,233 185,506 SH   SOLE   185,506 0 0
ISHARES TR 20 YR TR BD ETF 464287432   10,869,400 123,166 SH   SOLE   123,166 0 0
ISHARES TR S&P MC 400VL ETF 464287705   654,974 5,300 SH   SOLE   5,300 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   15,265,310 43,491 SH   SOLE   43,490 0 0
ISHARES TR JPMORGAN USD EMG 464288281   329,727 3,560 SH   SOLE   3,560 0 0
ISHARES TR MSCI ACWI ETF 464288257   2,373,449 18,456 SH   SOLE   18,456 0 0
ISHARES TR MSCI EAFE ETF 464287465   8,280,417 92,645 SH   SOLE   92,645 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   19,993,842 102,939 SH   SOLE   102,939 0 0
MICROSOFT CORP COM 594918104   950,551 1,911 SH   SOLE   1,911 0 0
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   8,818,198 210,669 SH   SOLE   210,669 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   106,178,074 4,804,438 SH   SOLE   4,804,437 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   179,472,182 7,343,379 SH   SOLE   7,343,378 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   268,416,238 9,190,023 SH   SOLE   9,190,022 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   27,695,208 918,885 SH   SOLE   918,885 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   6,124,910 143,811 SH   SOLE   143,811 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   18,843,887 772,924 SH   SOLE   772,924 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   20,677,267 775,010 SH   SOLE   775,010 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   810,301 38,294 SH   SOLE   38,294 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   734,448 27,715 SH   SOLE   27,715 0 0
SPDR SERIES TRUST PORTFOLIO S&P600 78468R853   23,944,323 562,073 SH   SOLE   562,073 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   1,941,591 19,180 SH   SOLE   19,180 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   5,321,903 72,279 SH   SOLE   72,279 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   9,154,658 118,369 SH   SOLE   118,369 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   760,872 9,668 SH   SOLE   9,668 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,421,331 4,677 SH   SOLE   4,676 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,072,360 23,269 SH   SOLE   23,269 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,247,463 5,264 SH   SOLE   5,264 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   4,275,802 15,280 SH   SOLE   15,280 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   124,054,344 218,394 SH   SOLE   218,394 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   4,904,535 27,750 SH   SOLE   27,750 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   5,593,546 12,759 SH   SOLE   12,759 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   2,977,628 38,421 SH   SOLE   38,421 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   1,829,573 22,263 SH   SOLE   22,263 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,085,548 21,948 SH   SOLE   21,948 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   40,814,464 811,905 SH   SOLE   811,905 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   530,096 8,863 SH   SOLE   8,863 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   1,887,426 32,110 SH   SOLE   32,110 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   1,591,044 14,570 SH   SOLE   14,570 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   771,561 16,650 SH   SOLE   16,650 0 0
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599   37,934,343 139,081 SH   SOLE   139,081 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   909,144 4,442 SH   SOLE   4,442 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   645,809 11,328 SH   SOLE   11,328 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   560,637 6,221 SH   SOLE   6,221 0 0
VANGUARD WORLD FD EXTENDED DUR 921910709   1,148,475 17,065 SH   SOLE   17,065 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725   4,720,782 72,073 SH   SOLE   72,073 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733   2,710,301 24,720 SH   SOLE   24,720 0 0