CONSOLIDATED STATEMENTS OF INCOME (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2012		Mar. 31, 2011
Interest and dividend income:
Loans, including fees	$ 5,685		$ 5,809
Interest and dividends on securities	414		367
Other interest-earning assets	19		12
Total interest and dividend income	6,118		6,188
Interest expense:
Deposits	1,146		1,374
Securities sold under agreements to repurchase	5		10
Other borrowed funds	365		438
Total interest expense	1,516		1,822
Net interest income	4,602		4,366
Provision for loan losses	7		233
Net interest income after provision for loan losses	4,595		4,133
Non-interest income:
Service charges, fees and commissions	540		466
Loan sales and servicing, net	153		148
Net gain on sales of securities available-for-sale			12
Net loss on other real estate owned	(108)		(63)
Income from bank owned life insurance	96		98
Total non-interest income	681		661
Non-interest expenses:
Salaries and employee benefits	2,771		2,839
Occupancy expenses	395		447
Furniture and equipment	279		250
FDIC insurance assessment	94		102
Data processing	314		293
Professional fees	165		142
Advertising	149		126
Stationery, supplies and postage	108		83
Other non-interest expense	555		464
Total non-interest expenses	4,830		4,746
Income before income taxes	446		48
Income tax expense	49		5
Net income	$ 397		$ 43
Earnings per share:
Basic	$ 0.08	[1]	$ 0.01	[1]
Diluted	$ 0.08	[1]	$ 0.01	[1]
Adjusted weighted average shares outstanding:
Basic	5,070,119		5,421,684
Diluted	5,119,446		5,454,160

[1] Common stock equivalents were excluded from the computation of diluted net income per share for the three months ended March 31, 2012 and 2011, since the inclusion of such equivalents would be anti-dilutive.