EX-4.1 3 d473115_ex4-1.htm POOLING AND SERVICING AGREEMENT Unassociated Document
BEAR STEARNS ASSET BACKED SECURITIES I LLC,
 
Depositor,
 

 
EMC MORTGAGE CORPORATION,
 
Sponsor and Company,
 

 
LASALLE BANK NATIONAL ASSOCIATION,
 
Master Servicer and Securities Administrator,
 

 
And
 

 
CITIBANK, N.A.
 
Trustee
 
____________________
 
POOLING AND SERVICING AGREEMENT
 
Dated as of March 1, 2006
 
________________________________________
 
BEAR STEARNS ASSET BACKED SECURITIES I TRUST 2006-HE3
 
ASSET-BACKED CERTIFICATES, SERIES 2006-HE3
 




TABLE OF CONTENTS

 
ARTICLE I 
DEFINITIONS
 
Section 1.01
Defined Terms.
Section 1.02
Allocation of Certain Interest Shortfalls.
 
ARTICLE II
CONVEYANCE OF TRUST FUND
 
Section 2.01
Conveyance of Trust Fund.
Section 2.02
Acceptance of the Mortgage Loans.
Section 2.03
Representations, Warranties and Covenants of the Company and the Sponsor.
Section 2.04
Representations and Warranties of the Depositor.
Section 2.05
Delivery of Opinion of Counsel in Connection with Substitutions and Repurchases.
Section 2.06
Countersignature and Delivery of Certificates.
Section 2.07
Purposes and Powers of the Trust.
 
ARTICLE III 
ADMINISTRATION AND SERVICING OF EMC MORTGAGE LOANS BY THE COMPANY
 
Section 3.01
The Company.
Section 3.02
Due-on-Sale Clauses; Assumption Agreements.
Section 3.03
Subservicers.
Section 3.04
Documents, Records and Funds in Possession of the Company to Be Held for Trustee.
Section 3.05
Optional Purchase of Certain Mortgage Loans.
Section 3.06
Release of Mortgage Files.
Section 3.07
Maintenance of Hazard Insurance.
Section 3.08
Presentment of Claims and Collection of Proceeds.
Section 3.09
Maintenance of the Primary Mortgage Insurance Policies.
Section 3.10
Fidelity Bond, Errors and Omissions Insurance.
Section 3.11
Realization Upon Defaulted Mortgage Loans; Determination of Excess Liquidation Proceeds and Realized Losses; Repurchases of Certain Mortgage Loans.
Section 3.12
Servicing Compensation.
Section 3.13
REO Property.
Section 3.14
Liquidation Reports.
Section 3.15
Annual Statement as to Compliance.
Section 3.16
Assessments of Compliance and Attestation Reports.
Section 3.17
Books and Records.
Section 3.18
Reports Filed with Securities and Exchange Commission.
Section 3.19
Intention of the Parties and Interpretation.
Section 3.20
UCC.
Section 3.21
Reserve Fund; Payments to and from Derivative Administrator; Supplemental Interest Trust.
Section 3.22
Tax Treatment of Class IO Distribution Amounts in the Event of Resecuritization of Class A Certificates or Class M Certificates.
 
ARTICLE IV 
MASTER SERVICING OF MORTGAGE LOANS BY MASTER SERVICER
 
Section 4.01
Master Servicer.
Section 4.02
Monitoring of Company and Servicer.
Section 4.03
Fidelity Bond.
Section 4.04
Power to Act; Procedures.
Section 4.05
Due-on-Sale Clauses; Assumption Agreements.
Section 4.06
Documents, Records and Funds in Possession of Master Servicer, Company and Servicer To Be Held for Trustee.
Section 4.07
Presentment of Claims and Collection of Proceeds.
Section 4.08
Realization Upon Defaulted Mortgage Loans.
Section 4.09
Compensation of the Master Servicer.
Section 4.10
REO Property.
Section 4.11
Reserve Fund; Payments to and from Derivative Administrator; Supplemental Interest Trust.
Section 4.12
Tax Treatment of Class IO Distribution Amounts in the Event of Resecuritization of Class A Certificates or Class M Certificates.
 
ARTICLE V 
ACCOUNTS
 
Section 5.01
Collection of Mortgage Loan Payments; Protected Account.
Section 5.02
Permitted Withdrawals From the Protected Account.
Section 5.03
Reports to the Master Servicer.
Section 5.04
Collection of Taxes; Assessments and Similar Items; Escrow Accounts.
Section 5.05
Protected Accounts.
Section 5.06
Master Servicer Collection Account.
Section 5.07
Permitted Withdrawals and Transfers from the Master Servicer Collection Account.
Section 5.08
[Reserved.]
Section 5.09
Distribution Account.
Section 5.10
Permitted Withdrawals and Transfers from the Distribution Account.
Section 5.11
Class P Certificate Account.
 
ARTICLE VI 
DISTRIBUTIONS AND ADVANCES
 
Section 6.01
Advances.
Section 6.02
Compensating Interest Payments.
Section 6.03
REMIC Distributions.
Section 6.04
Distributions.
Section 6.05
Allocation of Realized Losses.
Section 6.06
Monthly Statements to Certificateholders.
Section 6.07
REMIC Designations and REMIC Distributions.
 
ARTICLE VII 
THE CERTIFICATES
 
Section 7.01
The Certificates.
Section 7.02
Certificate Register; Registration of Transfer and Exchange of Certificates.
Section 7.03
Mutilated, Destroyed, Lost or Stolen Certificates.
Section 7.04
Persons Deemed Owners.
Section 7.05
Access to List of Certificateholders’ Names and Addresses.
Section 7.06
Book-Entry Certificates.
Section 7.07
Notices to Depository.
Section 7.08
Definitive Certificates.
Section 7.09
Maintenance of Office or Agency.
 
ARTICLE VIII 
THE DEPOSITOR, COMPANY AND THE MASTER SERVICER
 
Section 8.01
Liabilities of the Depositor, the Company and the Master Servicer.
Section 8.02
Merger or Consolidation of the Depositor or the Master Servicer.
Section 8.03
Indemnification of the Trustee, the Master Servicer and the Securities Administrator.
Section 8.04
Limitations on Liability of the Depositor, the Master Servicer and Others.
Section 8.05
Master Servicer and Company Not to Resign.
Section 8.06
Successor Master Servicer.
Section 8.07
Sale and Assignment of Master Servicing.
 
ARTICLE IX 
DEFAULT; TERMINATION OF MASTER SERVICER; TERMINATION OF COMPANY
 
Section 9.01
Events of Default.
Section 9.02
Trustee to Act; Appointment of Successor.
Section 9.03
Notification to Certificateholders.
Section 9.04
Waiver of Defaults.
Section 9.05
Company Default.
Section 9.06
Waiver of Company Defaults.
 
ARTICLE X 
CONCERNING THE TRUSTEE AND THE SECURITIES ADMINISTRATOR
 
Section 10.01
Duties of Trustee and the Securities Administrator.
Section 10.02
Certain Matters Affecting the Trustee and the Securities Administrator.
Section 10.03
Trustee and Securities Administrator Not Liable for Certificates or Mortgage Loans.
Section 10.04
Trustee and Securities Administrator May Own Certificates.
Section 10.05
Trustee’s and Securities Administrator’s Fees and Expenses.
Section 10.06
Eligibility Requirements for Trustee and Securities Administrator.
Section 10.07
Insurance.
Section 10.08
Resignation and Removal of Trustee and Securities Administrator.
Section 10.09
Successor Trustee or Securities Administrator.
Section 10.10
Merger or Consolidation of Trustee or Securities Administrator.
Section 10.11
Appointment of Co-Trustee or Separate Trustee.
Section 10.12
Tax Matters.
 
ARTICLE XI 
TERMINATION
 
Section 11.01
Termination upon Liquidation or Repurchase of all Mortgage Loans.
Section 11.02
Final Distribution on the Certificates.
Section 11.03
Additional Termination Requirements.
 
ARTICLE XII 
MISCELLANEOUS PROVISIONS
 
Section 12.01
Amendment.
Section 12.02
Recordation of Agreement; Counterparts.
Section 12.03
Governing Law.
Section 12.04
Intention of Parties.
Section 12.05
Notices.
Section 12.06
Severability of Provisions.
Section 12.07
Assignment.
Section 12.08
Limitation on Rights of Certificateholders.
Section 12.09
Inspection and Audit Rights.
Section 12.10
Certificates Nonassessable and Fully Paid.
Section 12.11
Third Party Rights.
   



Exhibits
 
Exhibit A-1
Form of Class A Certificates
Exhibit A-2
Form of Class M Certificates
Exhibit A-3
Form of Class P Certificates
Exhibit A-4
Form of Class CE Certificates
Exhibit A-5
Form of Class R Certificates
Exhibit B
Mortgage Loan Schedule
Exhibit C
Form of Transfer Affidavit
Exhibit D
Form of Transferor Certificate
Exhibit E
Form of Investment Letter (Non-Rule 144A)
Exhibit F
Form of Rule 144A and Related Matters Certificate
Exhibit G
Form of Request for Release
Exhibit H
DTC Letter of Representations
Exhibit I
Schedule of Mortgage Loans with Lost Notes
Exhibit J
Form of Custodial Agreement
Exhibit K-1
Form of Back-Up Certification
Exhibit K-2
Form of Company Certification
Exhibit L
Form of Mortgage Loan Purchase Agreement
Exhibit M
Swap Agreement
Exhibit N
[Reserved]
Exhibit O
Yield Maintenance Agreement
Exhibit P
Servicing Criteria to Be Addressed in Assessment of Compliance
Exhibit Q
Form 10-D, Form 8-K and Form 10-K Reporting Responsibility
Exhibit R
Additional Disclosure Notification
Exhibit S
Wells Fargo Servicing Agreement
Exhibit T
Wells Fargo Assignment Agreement






POOLING AND SERVICING AGREEMENT, dated as of March 1, 2006, among BEAR STEARNS ASSET BACKED SECURITIES I LLC, a Delaware limited liability company, as depositor (the “Depositor”), EMC MORTGAGE CORPORATION, a Delaware corporation, as sponsor (in such capacity, a “Sponsor”) and as company (in such capacity, the “Company”), LASALLE BANK NATIONAL ASSOCIATION, a national banking association, as master servicer (in such capacity, the “Master Servicer”) and as securities administrator (in such capacity, the “Securities Administrator”) and CITIBANK, N.A., a national banking association, as trustee (the “Trustee”).
 
PRELIMINARY STATEMENT
 
The Depositor is the owner of the Trust Fund that is hereby conveyed to the Trustee in return for the Certificates.
 
REMIC I
 
As provided herein, the Securities Administrator on behalf of the Trustee will elect to treat the segregated pool of assets consisting of the Mortgage Loans and certain other related assets subject to this Agreement (other than the Reserve Fund, any Prepayment Charge Waiver Amounts and, for the avoidance of doubt, the Supplemental Interest Trust, the Swap Agreement, the Yield Maintenance Agreement, the Derivative Account and any rights or obligations in respect of the Derivative Administration Agreement) as a REMIC (as defined herein) for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC I”. The Class R-1 Certificates will be the sole class of Residual Interests (as defined herein) in REMIC I for purposes of the REMIC Provisions (as defined herein). The following table irrevocably sets forth the designation, the Uncertificated REMIC I Pass-Through Rate, the initial Uncertificated Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each of the REMIC I Regular Interests (as defined herein). None of the REMIC I Regular Interests will be certificated.
 
Designation
Uncertificated REMIC I
Pass-Through Rate
Initial Uncertificated
Principal Balance
Latest Possible
Maturity Date (1)
I-Non-Swap
Variable(2)
$ 106,693,558.28
April 25, 2036
I-7-A
Variable(2)
$ 12,817,165.16
April 25, 2036
I-7-B
Variable(2)
$ 12,817,165.16
April 25, 2036
I-8-A
Variable(2)
$ 13,748,029.72
April 25, 2036
I-8-B
Variable(2)
$ 13,748,029.72
April 25, 2036
I-9-A
Variable(2)
$ 14,226,114.45
April 25, 2036
I-9-B
Variable(2)
$ 14,226,114.45
April 25, 2036
I-10-A
Variable(2)
$ 13,651,950.51
April 25, 2036
I-10-B
Variable(2)
$ 13,651,950.51
April 25, 2036
I-11-A
Variable(2)
$ 13,030,749.60
April 25, 2036
I-11-B
Variable(2)
$ 13,030,749.60
April 25, 2036
I-12-A
Variable(2)
$ 12,435,636.15
April 25, 2036
I-12-B
Variable(2)
$ 12,435,636.15
April 25, 2036
I-13-A
Variable(2)
$ 11,867,941.28
April 25, 2036
I-13-B
Variable(2)
$ 11,867,941.28
April 25, 2036
I-14-A
Variable(2)
$ 11,326,403.82
April 25, 2036
I-14-B
Variable(2)
$ 11,326,403.82
April 25, 2036
I-15-A
Variable(2)
$ 10,809,765.18
April 25, 2036
I-15-B
Variable(2)
$ 10,809,765.18
April 25, 2036
I-16-A
Variable(2)
$ 10,316,849.44
April 25, 2036
I-16-B
Variable(2)
$ 10,316,849.44
April 25, 2036
I-17-A
Variable(2)
$ 9,846,717.47
April 25, 2036
I-17-B
Variable(2)
$ 9,846,717.47
April 25, 2036
I-18-A
Variable(2)
$ 9,398,229.06
April 25, 2036
I-18-B
Variable(2)
$ 9,398,229.06
April 25, 2036
I-19-A
Variable(2)
$ 8,970,368.72
April 25, 2036
I-19-B
Variable(2)
$ 8,970,368.72
April 25, 2036
I-20-A
Variable(2)
$ 8,562,195.45
April 25, 2036
I-20-B
Variable(2)
$ 8,562,195.45
April 25, 2036
I-21-A
Variable(2)
$ 8,172,845.00
April 25, 2036
I-21-B
Variable(2)
$ 8,172,845.00
April 25, 2036
I-22-A
Variable(2)
$ 7,779,541.86
April 25, 2036
I-22-B
Variable(2)
$ 7,779,541.86
April 25, 2036
I-23-A
Variable(2)
$ 7,426,951.50
April 25, 2036
I-23-B
Variable(2)
$ 7,426,951.50
April 25, 2036
I-24-A
Variable(2)
$ 127,319,621.25
April 25, 2036
I-24-B
Variable(2)
$ 127,319,621.25
April 25, 2036
I-25-A
Variable(2)
$ 1,110,600.73
April 25, 2036
I-25-B
Variable(2)
$ 1,110,600.73
April 25, 2036
I-26-A
Variable(2)
$ 1,070,427.55
April 25, 2036
I-26-B
Variable(2)
$ 1,070,427.55
April 25, 2036
I-27-A
Variable(2)
$ 1,031,762.66
April 25, 2036
I-27-B
Variable(2)
$ 1,031,762.66
April 25, 2036
I-28-A
Variable(2)
$ 994,547.13
April 25, 2036
I-28-B
Variable(2)
$ 994,547.13
April 25, 2036
I-29-A
Variable(2)
$ 958,724.36
April 25, 2036
I-29-B
Variable(2)
$ 958,724.36
April 25, 2036
I-30-A
Variable(2)
$ 924,240.11
April 25, 2036
I-30-B
Variable(2)
$ 924,240.11
April 25, 2036
I-31-A
Variable(2)
$ 891,020.02
April 25, 2036
I-31-B
Variable(2)
$ 891,020.02
April 25, 2036
I-32-A
Variable(2)
$ 858,756.04
April 25, 2036
I-32-B
Variable(2)
$ 858,756.04
April 25, 2036
I-33-A
Variable(2)
$ 827,762.66
April 25, 2036
I-33-B
Variable(2)
$ 827,762.66
April 25, 2036
I-34-A
Variable(2)
$ 798,236.54
April 25, 2036
I-34-B
Variable(2)
$ 798,236.54
April 25, 2036
I-35-A
Variable(2)
$ 769,759.17
April 25, 2036
I-35-B
Variable(2)
$ 769,759.17
April 25, 2036
I-36-A
Variable(2)
$ 4,775,257.19
April 25, 2036
I-36-B
Variable(2)
$ 4,775,257.19
April 25, 2036
I-37-A
Variable(2)
$ 525,862.20
April 25, 2036
I-37-B
Variable(2)
$ 525,862.20
April 25, 2036
I-38-A
Variable(2)
$ 509,358.09
April 25, 2036
I-38-B
Variable(2)
$ 509,358.09
April 25, 2036
I-39-A
Variable(2)
$ 493,369.54
April 25, 2036
I-39-B
Variable(2)
$ 493,369.54
April 25, 2036
I-40-A
Variable(2)
$ 477,880.51
April 25, 2036
I-40-B
Variable(2)
$ 477,880.51
April 25, 2036
I-41-A
Variable(2)
$ 462,875.43
April 25, 2036
I-41-B
Variable(2)
$ 462,875.43
April 25, 2036
I-42-A
Variable(2)
$ 448,339.25
April 25, 2036
I-42-B
Variable(2)
$ 448,339.25
April 25, 2036
I-43-A
Variable(2)
$ 434,257.35
April 25, 2036
I-43-B
Variable(2)
$ 434,257.35
April 25, 2036
I-44-A
Variable(2)
$ 420,615.61
April 25, 2036
I-44-B
Variable(2)
$ 420,615.61
April 25, 2036
I-45-A
Variable(2)
$ 407,400.31
April 25, 2036
I-45-B
Variable(2)
$ 407,400.31
April 25, 2036
I-46-A
Variable(2)
$ 394,598.17
April 25, 2036
I-46-B
Variable(2)
$ 394,598.17
April 25, 2036
I-47-A
Variable(2)
$ 382,196.32
April 25, 2036
I-47-B
Variable(2)
$ 382,196.32
April 25, 2036
I-48-A
Variable(2)
$ 370,182.29
April 25, 2036
I-48-B
Variable(2)
$ 370,182.29
April 25, 2036
I-49-A
Variable(2)
$ 358,544.00
April 25, 2036
I-49-B
Variable(2)
$ 358,544.00
April 25, 2036
I-50-A
Variable(2)
$ 347,269.75
April 25, 2036
I-50-B
Variable(2)
$ 347,269.75
April 25, 2036
I-51-A
Variable(2)
$ 336,348.19
April 25, 2036
I-51-B
Variable(2)
$ 336,348.19
April 25, 2036
I-52-A
Variable(2)
$ 325,773.68
April 25, 2036
I-52-B
Variable(2)
$ 325,773.68
April 25, 2036
I-53-A
Variable(2)
$ 315,524.59
April 25, 2036
I-53-B
Variable(2)
$ 315,524.59
April 25, 2036
I-54-A
Variable(2)
$ 305,596.25
April 25, 2036
I-54-B
Variable(2)
$ 305,596.25
April 25, 2036
I-55-A
Variable(2)
$ 295,978.65
April 25, 2036
I-55-B
Variable(2)
$ 295,978.65
April 25, 2036
I-56-A
Variable(2)
$ 286,662.12
April 25, 2036
I-56-B
Variable(2)
$ 286,662.12
April 25, 2036
I-57-A
Variable(2)
$ 278,455.38
April 25, 2036
I-57-B
Variable(2)
$ 278,455.38
April 25, 2036
I-58-A
Variable(2)
$ 269,667.72
April 25, 2036
I-58-B
Variable(2)
$ 269,667.72
April 25, 2036
I-59-A
Variable(2)
$ 261,155.73
April 25, 2036
I-59-B
Variable(2)
$ 261,155.73
April 25, 2036
I-60-A
Variable(2)
$ 7,942,929.94
April 25, 2036
I-60-B
Variable(2)
$ 7,942,929.94
April 25, 2036
P
0.00%
$ 100.00
April 25, 2036
___________________________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date immediately following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC I Regular Interest.
(2)            Calculated in accordance with the definition of “Uncertificated REMIC I Pass-Through Rate” herein.


REMIC II
 
As provided herein, the Securities Administrator on behalf of the Trustee will elect to treat the segregated pool of assets consisting of the REMIC I Regular Interests as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC II”. The Class R-2 Certificates will be the sole class of Residual Interests in REMIC II for purposes of the REMIC Provisions. The following table irrevocably sets forth the designation, the Uncertificated REMIC II Pass-Through Rate, the initial Uncertificated Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each of the REMIC II Regular Interests (as defined herein). None of the REMIC II Regular Interests will be certificated.
 
Designation
Uncertificated REMIC II
Pass-Through Rate
Initial Uncertificated Principal Balance
Latest Possible Maturity Date (1)
AA
Variable(2)
$ 777,562,948.39
April 25, 2036
A-1
Variable(2)
$ 3,962,540.00
April 25, 2036
A-2
Variable(2)
$ 1,714,850.00
April 25, 2036
A-3
Variable(2)
$ 249,540.00
April 25, 2036
M-1
Variable(2)
$ 384,810.00
April 25, 2036
M-2
Variable(2)
$ 301,500.00
April 25, 2036
M-3
Variable(2)
$ 186,460.00
April 25, 2036
M-4
Variable(2)
$ 162,650.00
April 25, 2036
M-5
Variable(2)
$ 150,750.00
April 25, 2036
M-6
Variable(2)
$ 134,880.00
April 25, 2036
M-7
Variable(2)
$ 130,920.00
April 25, 2036
M-8
Variable(2)
$ 115,050.00
April 25, 2036
M-9
Variable(2)
$ 91,240.00
April 25, 2036
M-10
Variable(2)
$ 103,150.00
April 25, 2036
ZZ
Variable(2)
$ 8,180,291.60
April 25, 2036
IO
(2)
(3)
April 25, 2036
P
0.00%
$ 100.00
April 25, 2036
___________________________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date immediately following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC II Regular Interest.
(2)
Calculated in accordance with the definition of “Uncertificated REMIC II Pass-Through Rate” herein.
(3)
REMIC II Regular Interest IO will not have an Uncertificated Principal Balance but will accrue interest on its uncertificated notional amount calculated in accordance with the definition of “Uncertificated Notional Amount” herein.
 
 
REMIC III
 
As provided herein, the Securities Administrator on behalf of the Trustee will elect to treat the segregated pool of assets consisting of the REMIC II Regular Interests as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC III”. The Class R-3 Certificates will represent the sole class of Residual Interests in REMIC III for purposes of the REMIC Provisions.
 
The following table irrevocably sets forth the designation, Pass-Through Rate, Initial Certificate Principal Balance (or initial Uncertificated Principal Balance, in the case of the Class CE, P and IO Interests) and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each class of Certificates and interests that represents ownership of one or more of the Regular Interests in REMIC III created hereunder.
 
Each Certificate, other than the Class P, Class CE and Class R Certificates, represents ownership of a Regular Interest in REMIC III and also represents (i) the right to receive payments with respect to the Basis Risk Shortfall Carry Forward Amount (as defined herein) and (ii) the obligation to pay Class IO Distribution Amounts (as defined herein). The entitlement to principal of the Regular Interest which corresponds to each Certificate shall be equal in amount and timing to the entitlement to principal of such Certificate.
 
Designation
Pass-Through Rate
Initial Certificate or
Uncertificated
Principal Balance
Latest Possible
Maturity Date(1)
A-1(2)
Variable(3)
$ 396,254,000.00
April 25, 2036
A-2(2)
Variable(3)
$ 171,485,000.00
April 25, 2036
A-3(2)
Variable(3)
$ 24,954,000.00
April 25, 2036
M-1(2)
Variable(3)
$ 38,481,000.00
April 25, 2036
M-2(2)
Variable(3)
$ 30,150,000.00
April 25, 2036
M-3(2)
Variable(3)
$ 18,646,000.00
April 25, 2036
M-4(2)
Variable(3)
$ 16,265,000.00
April 25, 2036
M-5(2)
Variable(3)
$ 15,075,000.00
April 25, 2036
M-6(2)
Variable(3)
$ 13,488,000.00
April 25, 2036
M-7(2)
Variable(3)
$ 13,092,000.00
April 25, 2036
M-8(2)
Variable(3)
$ 11,505,000.00
April 25, 2036
M-9(2)
Variable(3)
$ 9,124,000.00
April 25, 2036
M-10(2)
Variable(3)
$ 10,315,000.00
April 25, 2036
Class CE Interest
Variable(3)(4)
$ 24,597,579.99
April 25, 2036
Class P Interest
0.00%(5)
$ 100.00
April 25, 2036
Class IO Interest
(6)
(7)
April 25, 2036
___________________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC III Regular Interest.
(2)
This Class of Certificates represents ownership of a Regular Interest in REMIC III. Any amount distributed on this Class of Certificates on any Distribution Date in excess of the amount distributable on the related Regular Interest in REMIC III on such Distribution Date shall be treated for federal income tax purposes as having been paid from the Reserve Fund or the Supplemental Interest Trust, as applicable, and any amount distributable on the related Regular Interest in REMIC III on such Distribution Date in excess of the amount distributable on such Class of Certificates on such Distribution Date shall be treated for such purposes as having been distributed to the Holders of such Certificates and then paid by such Holders to the Supplemental Interest Trust, all pursuant to and as further provided in Section 3.21 hereof.
(3)
Calculated in accordance with the definition of “Pass-Through Rate” herein. Each Regular Interest in REMIC III (other than the Class CE, P and IO Interests) which corresponds to a Class A Certificate or Class M Certificate will have the same Pass-Through Rate as such Certificate, except with respect to the Net Rate Cap. The Net Rate Cap for each such Regular Interest in REMIC III and Certificate is specified in the definition of “Net Rate Cap”.
(4)
The Class CE Interest will accrue interest at its variable Pass-Through Rate on the Uncertificated Notional Amount of the Class CE Interest outstanding from time to time which shall equal the aggregate Uncertificated Principal Balance of the REMIC II Regular Interests (other than REMIC II Regular Interest P). The Class CE Interest will not accrue interest on its Uncertificated Principal Balance.
(5)
The Class P Interest is not entitled to distributions in respect of interest.
(6)
For federal income tax purposes, the Class IO Interest will not have a Pass-Through Rate, but will be entitled to 100% of the amounts distributed on REMIC II Regular Interest IO.
(7)
For federal income tax purposes, the Class IO Interest will not have an Uncertificated Principal Balance, but will have a notional amount equal to the Uncertificated Notional Amount of REMIC II Regular Interest IO.
 
 
REMIC IV
 
As provided herein, the Securities Administrator on behalf of the Trustee shall elect to treat the segregated pool of assets consisting of the Class CE Interest as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC IV”. The Class R-4 Interest represents the sole class of Residual Interests in REMIC IV for purposes of the REMIC Provisions.
 
The following table sets forth the Class designation, Pass-Through Rate, Initial Certificate Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for the indicated Class of Certificates that represents a Regular Interest in REMIC IV created hereunder:
 
Class Designation
Pass-Through Rate
Initial Certificate
Principal Balance
Latest Possible
Maturity Date(1)
CE
Variable(2)
$ 24,597,579.99
April 25, 2036
_______________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date immediately following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for the Class CE Certificates.
(2)
The Class CE Certificates will receive 100% of amounts received in respect of the Class CE Interest.
 
REMIC V
 
As provided herein, the Securities Administrator on behalf of the Trustee shall elect to treat the segregated pool of assets consisting of the Class P Interest as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC V”. The Class R-5 Interest represents the sole class of Residual Interests in REMIC V for purposes of the REMIC Provisions.
 
The following table sets forth the Class designation, Pass-Through Rate, Initial Certificate Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for the indicated Class of Certificates that represents a Regular Interest in REMIC V created hereunder:
 
Class Designation
Pass-Through Rate
Initial
Certificate Principal
Balance
Latest Possible
Maturity Date(1)
P
0.00%(2)
$ 100.00
April 25, 2036
_______________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date immediately following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for the Class P Certificates.
(2)
The Class P Certificates will receive 100% of amounts received in respect of the Class P Interest.
 
REMIC VI
 
As provided herein, the Securities Administrator on behalf of the Trustee shall elect to treat the segregated pool of assets consisting of the Class IO Interest as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC VI”. The Class R-6 Interest represents the sole class of Residual Interests in REMIC VI for purposes of the REMIC Provisions.
 
The following table sets forth the designation, Pass-Through Rate, initial Uncertificated Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for the indicated class of interests that represents a Regular Interest in REMIC VI created hereunder:
 
Designation
Pass-Through Rate
Initial Uncertificated
Principal Balance
Latest Possible
Maturity Date(1)
IO(2)
(3)
(4)
April 25, 2036
_______________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date immediately following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for REMIC VI Regular Interest IO.
(2)
REMIC VI Regular Interest IO will be held as an asset of the Supplemental Interest Trust.
(3)
REMIC VI Regular Interest IO will not have a Pass-Through Rate, but will receive 100% of amounts received in respect of the Class IO Interest.
(4)
REMIC VI Regular Interest IO will not have an Uncertificated Principal Balance, but will have a notional amount equal to the Uncertificated Notional Amount of the Class IO Interest.
 
The Trust Fund shall be named, and may be referred to as, the “Bear Stearns Asset Backed Securities I Trust 2006-HE3.” The Certificates issued hereunder may be referred to as “Asset-Backed Certificates, Series 2006-HE3” (including for purposes of any endorsement or assignment of a Mortgage Note or Mortgage).
 
In consideration of the mutual agreements herein contained, the Depositor, the Master Servicer, the Securities Administrator, the Sponsor, the Company and the Trustee agree as follows:
 
 

 
ARTICLE I

DEFINITIONS
 
Section 1.01  Defined Terms. 
 
Whenever used in this Agreement, the following words and phrases, unless otherwise expressly provided or unless the context otherwise requires, shall have the meanings specified in this Article:
 
Accepted Master Servicing Practices: With respect to any Mortgage Loan those customary mortgage master servicing practices of prudent mortgage master servicing institutions that master service mortgage loans, of the same type and quality as such Mortgage Loan in the jurisdiction where the related Mortgaged Property is located, to the extent applicable to the Master Servicer (except in its capacity as successor to the Company or a Servicer).
 
Accepted Servicing Practices: With respect to each Mortgage Loan, those mortgage servicing practices and procedures, including prudent collection and loan administration procedures, and the standard of care (i) employed by prudent mortgage servicers which service mortgage loans of the same type as the Mortgage Loans in the jurisdictions in which the related Mortgage Properties are located or (ii) in accordance with the Fannie Mae Guide or Freddie Mac Guide, subject to any variances negotiated with Fannie Mae or Freddie Mac and subject to the express provisions of this Agreement. Such standard of care shall not be lower than that the Master Servicer customarily employs and exercises in servicing and administering similar mortgage loans for its own account and shall be in full compliance with all federal, state, and local laws, ordinances, rules and regulations.
 
Account: The Distribution Account, the Master Servicer Collection Account, the Reserve Fund, the Derivative Account, the Class P Certificate Account and any Protected Account.
 
Accrual Period: With respect to the Certificates (other than the Class CE, Class P and the Residual Certificates) and any Distribution Date, the period from and including the immediately preceding Distribution Date (or with respect to the first Accrual Period, the Closing Date) to and including the day prior to such Distribution Date. With respect to the Class CE Certificates and the Class CE Interest and any Distribution Date, the calendar month immediately preceding such Distribution Date. All calculations of interest on the Certificates (other than the Class CE, Class P and the Residual Certificates) will be made on the basis of the actual number of days elapsed in the related Accrual Period. All calculations of interest on the Class CE Interest and the Class CE Certificates will be made on the basis of a 360-day year consisting of twelve 30-day months.
 
Additional Disclosure: As defined in Section 3.18(a)(v).
 
Additional Form 10-D Disclosure: As defined in Section 3.18(a)(ii).
 
Additional Form 10-K Disclosure: As defined in Section 3.18(a)(iv).
 
Advance: An advance of delinquent payments of principal or interest in respect of a Mortgage Loan required to be made by the Company as provided in Section 6.01(a) hereof or by the related Servicer and Master Servicer as provided in Section 6.01(b) hereof.
 
Affected Party: As defined in the Swap Agreement.
 
Agreement: This Pooling and Servicing Agreement and any and all amendments or supplements hereto made in accordance with the terms herein.
 
Adjustable Rate Mortgage Loan: Each of the Mortgage Loans identified in the Mortgage Loan Schedule as having a Mortgage Rate that is subject to adjustment.
 
Adjustment Date: With respect to each Adjustable Rate Mortgage Loan, the first day of the month in which the Mortgage Rate of an Adjustable Rate Mortgage Loan changes pursuant to the related Mortgage Note. The first Adjustment Date following the Cut-off Date as to each Adjustable Rate Mortgage Loan is set forth in the Mortgage Loan Schedule.
 
Amount Held for Future Distribution: As to any Distribution Date and the EMC Mortgage Loans, the aggregate amount held in the Company’s Protected Account at the close of business on the immediately preceding Determination Date on account of (i) all Scheduled Payments or portions thereof received in respect of the EMC Mortgage Loans due after the related Due Period and (ii) Principal Prepayments, Liquidation Proceeds, Subsequent Recoveries and Insurance Proceeds received in respect of such Mortgage Loans after the last day of the related Prepayment Period. As to any Distribution Date and the Mortgage Loans serviced by any Servicer other than EMC, the aggregate amount held in the Servicer’s Protected Account at the close of business on the immediately preceding Business Day on account of (i) all principal payments or portions thereof received in respect of such Mortgage Loans serviced by it due after the related Due Period and (ii) Principal Prepayments, Liquidation Proceeds, and Insurance Proceeds received in respect of such Mortgage Loans after the last day of the related Prepayment Period.
 
Applied Realized Loss Amount: With respect to any Distribution Date and a Class of Class A Certificates and Class M Certificates, the sum of the Realized Losses with respect to the Mortgage Loans which have been applied in reduction of the Certificate Principal Balance of a Class of Certificates pursuant to Section 6.05 of this Agreement which have not previously been reimbursed or reduced by any Subsequent Recoveries applied to such Applied Realized Loss Amount.
 
Appraised Value: With respect to any Mortgage Loan originated in connection with a refinancing, the appraised value of the Mortgaged Property based upon the appraisal made at the time of such refinancing or, with respect to any other Mortgage Loan, the lesser of (x) the appraised value of the Mortgaged Property based upon the appraisal made by a fee appraiser at the time of the origination of the related Mortgage Loan, and (y) the sales price of the Mortgaged Property at the time of such origination.
 
Assessment of Compliance: As defined in Section 3.16.
 
Assignment Agreement: Shall mean the Wells Fargo Assignment Agreement.
 
Attestation Report: As defined in Section 3.16.
 
Back-Up Certification: As defined in Section 3.18(a)(iv).
 
Basis Risk Shortfall Carry Forward Amount: With respect to any Distribution Date and any Class of Class A Certificates and Class M Certificates, an amount equal to the sum of (A) the excess, if any, of (a) the amount of Current Interest that such Class would have been entitled to receive on such Distribution Date had the Pass-Though Rate applicable to such Class been calculated at a per annum rate equal to One-Month LIBOR plus the related Certificate Margin, over (b) the amount of Current Interest that such Class received on such Distribution Date if the Pass-Through Rate is limited to the Net Rate Cap and (B) the amount in clause (A) for all previous Distribution Dates not previously paid, together with interest thereon at a rate equal to the related Pass-Through Rate for such Distribution Date.
 
Bankruptcy Code: Title 11 of the United States Code.
 
Book-Entry Certificates: Any of the Certificates that shall be registered in the name of the Depository or its nominee, the ownership of which is reflected on the books of the Depository or on the books of a person maintaining an account with the Depository (directly, as a “Depository Participant”, or indirectly, as an indirect participant in accordance with the rules of the Depository and as described in Section 7.06). As of the Closing Date, each Class of Regular Certificates (other than the Class M-10, Class CE and Class P Certificates) constitutes a Class of Book-Entry Certificates.
 
Business Day: Any day other than (i) a Saturday or a Sunday, or (ii) a day on which banking institutions in The City of New York, New York, Chicago, Illinois, Minneapolis, Minnesota or the city in which the Corporate Trust Office of the Trustee or the Securities Administrator or the principal office of the Company or the Master Servicer is located are authorized or obligated by law or executive order to be closed.
 
Cap Rate: With respect to the Yield Maintenance Agreement, the rates set forth therefor in Exhibit O.
 
Certificate: Any one of the certificates of any Class executed and authenticated by the Securities Administrator in substantially the forms attached hereto as Exhibits A-1 through A-5.
 
Certificate Margin: With respect to the Class A-1 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest A-1, 0.080% per annum.
 
With respect to the Class A-2 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest A-2, 0.180% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.360% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class A-3 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest A-3, 0.280% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.560% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-1 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-1, 0.360% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.540% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-2 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-2, 0.380% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.570% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-3 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-3, 0.390% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.585% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-4 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-4, 0.510% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.765% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-5 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-5, 0.550% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.825% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-6 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-6, 0.620% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.930% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-7 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-7, 1.150% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 1.725% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-8 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-8, 1.400% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 2.100% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-9 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-9, 2.250% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 3.375% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-10 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-10, 2.250% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 3.375% per annum in the case of each Distribution Date thereafter.
 
Certificate Notional Amount: With respect to the Class CE Certificates and any Distribution Date, an amount equal to the Stated Principal Balance of the Mortgage Loans as of the beginning of the related Due Period. The initial Certificate Notional Amount of the Class CE Certificates shall be $793,431,579.99. For federal income tax purposes, the Certificate Notional Amount for any Distribution Date shall be an amount equal to the Uncertificated Notional Amount for the Class CE Interest for such Distribution Date.
 
Certificate Owner: With respect to a Book-Entry Certificate, the Person that is the beneficial owner of such Book-Entry Certificate.
 
Certificate Principal Balance: As to any Certificate (other than the Class CE Certificates or Class R Certificates) and as of any Distribution Date, the Initial Certificate Principal Balance of such Certificate plus, in the case of a Class A Certificate and Class M Certificate, any Subsequent Recoveries added to the Certificate Principal Balance of such Certificate pursuant to Section 6.04(b), less the sum of (i) all amounts distributed with respect to such Certificate in reduction of the Certificate Principal Balance thereof on previous Distribution Dates pursuant to Section 6.04, and (ii) any Applied Realized Loss Amounts allocated to such Certificate on previous Distribution Dates. As to the Class CE Certificates and as of any Distribution Date, an amount equal to the Uncertificated Principal Balance of the Class CE Interest.
 
Certificate Register: The register maintained pursuant to Section 7.02 hereof.
 
Certificateholder or Holder: The person in whose name a Certificate is registered in the Certificate Register (initially, Cede & Co., as nominee for the Depository, in the case of any Book-Entry Certificates).
 
Certification Parties: As defined in Section 3.18(a)(iv).
 
Certifying Person: As defined in Section 3.18(a)(iv).
 
Class: All Certificates bearing the same Class designation as set forth in Section 7.01 hereof.
 
Class A Certificates: Any of the Class A-1, Class A-2 and Class A-3 Certificates.
 
Class A Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the Principal Distribution Amount for such Distribution Date and (y) the excess, if any, of (i) the aggregate Certificate Principal Balance of the Class A Certificates immediately prior to such Distribution Date, over (ii) the lesser of (a) the product of (1) 49.40% and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (b) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $3,967,158.
 
Class A-1 Certificate: Any Certificate designated as a “Class A-1 Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class A-1 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class A-2 Certificate: Any Certificate designated as a “Class A-2 Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class A-2 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class A-3 Certificate: Any Certificate designated as a “Class A-3 Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class A-3 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class CE Certificate: Any Certificate designated as a “Class CE Certificate” on the face thereof, in the form of Exhibit A-4 hereto, representing the right to its Percentage Interest of distributions provided for the Class CE Certificates herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the obligation to pay Basis Risk Shortfall Carry Forward Amounts and (iii) the right to receive Class IO Distribution Amounts.
 
Class CE Distribution Amount: With respect to any Distribution Date, the sum of (i) the Current Interest for the Class CE Interest for such Distribution Date, (ii) any Overcollateralization Release Amount for such Distribution Date and (iii) without duplication, any Subsequent Recoveries not distributed to the Class A Certificates and Class M Certificates on such Distribution Date; provided, however that on any Distribution Date after the Distribution Date on which the Certificate Principal Balances of the Class A Certificates and Class M Certificates have been reduced to zero, the Class CE Distribution Amount shall include the Overcollateralization Amount.
 
Class CE Interest: An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Holders of the Class CE Certificates, evidencing a Regular Interest in REMIC III for purposes of the REMIC Provisions.
 
Class IO Distribution Amount: As defined in Section 3.21 hereof. For purposes of clarity, the Class IO Distribution Amount for any Distribution Date shall equal the amount payable to the Derivative Administrator on such Distribution Date in excess of the amount payable on REMIC VI Regular Interest IO on such Distribution Date, all as further provided in Section 3.21 hereof.
 
Class IO Interest: An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Holders of REMIC VI Regular Interest IO, evidencing a Regular Interest in REMIC III for purposes of the REMIC Provisions.
 
Class M Certificates: Any of the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9 and Class M-10 Certificates.
 
Class M-1 Certificate: Any Certificate designated as a “Class M-1 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-1 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-1 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date) and (2) the Certificate Principal Balance of the Class M-1 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 59.10% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $3,967,158.
 
Class M-2 Certificate: Any Certificate designated as a “Class M-2 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-2 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-2 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount and the Class M-1 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date) and (3) the Certificate Principal Balance of the Class M-2 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 66.70% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $3,967,158.
 
Class M-3 Certificate: Any Certificate designated as a “Class M-3 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-3 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-3 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount and the Class M-2 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date) and (4) the Certificate Principal Balance of the Class M-3 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 71.40% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $3,967,158.
 
Class M-4 Certificate: Any Certificate designated as a “Class M-4 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-4 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-4 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount and the Class M-3 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date) and (5) the Certificate Principal Balance of the Class M-4 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 75.50% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $3,967,158.
 
Class M-5 Certificate: Any Certificate designated as a “Class M-5 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-5 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-5 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount and the Class M-4 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date) and (6) the Certificate Principal Balance of the Class M-5 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 79.30% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $3,967,158.
 
Class M-6 Certificate: Any Certificate designated as a “Class M-6 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-6 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-6 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount, the Class M-4 Principal Distribution Amount and the Class M-5 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date) and (7) the Certificate Principal Balance of the Class M-6 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 82.70% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $3,967,158.
 
Class M-7 Certificate: Any Certificate designated as a “Class M-7 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-7 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-7 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount, the Class M-4 Principal Distribution Amount, the Class M-5 Principal Distribution Amount and the Class M-6 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date) (7) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date) and (8) the Certificate Principal Balance of the Class M-7 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 86.00% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $3,967,158.
 
Class M-8 Certificate: Any Certificate designated as a “Class M-8 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-8 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-8 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount, the Class M-4 Principal Distribution Amount, the Class M-5 Principal Distribution Amount, the Class M-6 Principal Distribution Amount and the Class M-7 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date) (7) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date), (8) the Certificate Principal Balance of the Class M-7 Certificates (after taking into account the distribution of the Class M-7 Principal Distribution Amount on such Distribution Date) and (9) the Certificate Principal Balance of the Class M-8 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 88.90% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $3,967,158.
 
Class M-9 Certificate: Any Certificate designated as a “Class M-9 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-9 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-9 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount, the Class M-4 Principal Distribution Amount, the Class M-5 Principal Distribution Amount, the Class M-6 Principal Distribution Amount, the Class M-7 Principal Distribution Amount and the Class M-8 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date) (7) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date), (8) the Certificate Principal Balance of the Class M-7 Certificates (after taking into account the distribution of the Class M-7 Principal Distribution Amount on such Distribution Date), (9) the Certificate Principal Balance of the Class M-8 Certificates (after taking into account the distribution of the Class M-8 Principal Distribution Amount on such Distribution Date) and (10) the Certificate Principal Balance of the Class M-9 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 91.20% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $3,967,158.
 
Class M-10 Certificate: Any Certificate designated as a “Class M-10 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-10 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-10 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount, the Class M-4 Principal Distribution Amount, the Class M-5 Principal Distribution Amount, the Class M-6 Principal Distribution Amount, the Class M-7 Principal Distribution Amount, the Class M-8 Principal Distribution Amount and the Class M-9 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date) (7) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date), (8) the Certificate Principal Balance of the Class M-7 Certificates (after taking into account the distribution of the Class M-7 Principal Distribution Amount on such Distribution Date), (9) the Certificate Principal Balance of the Class M-8 Certificates (after taking into account the distribution of the Class M-8 Principal Distribution Amount on such Distribution Date), (10) the Certificate Principal Balance of the Class M-9 Certificates (after taking into account the distribution of the Class M-9 Principal Distribution Amount on such Distribution Date) and (11) the Certificate Principal Balance of the Class M-10 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 93.80% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $3,967,158.
 
Class P Certificate: Any Certificate designated as a “Class P Certificate” on the face thereof, in the form of Exhibit A-3 hereto, representing the right to its Percentage Interest of distributions provided for the Class P Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC V and (ii) the right to receive any Prepayment Charge Waiver Amounts.
 
Class P Interest: An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Holders of the Class P Certificates, evidencing a Regular Interest in REMIC III for purposes of the REMIC Provisions.
 
Class P Certificate Account: The separate Eligible Account created and maintained by the Securities Administrator pursuant to Section 5.11 in the name of the Trustee for the benefit of the Class P Certificateholders.
 
Class R Certificate: Any of the Class R-1, Class R-2, Class R-3 or Class RX Certificates.
 
Class R-1 Certificate: Any Certificate designated a “Class R-1 Certificate” on the face thereof, in the form set forth in Exhibit A-5 hereto, evidencing the Residual Interest in REMIC I and representing the right to the Percentage Interest of distributions provided for the Class R-1 Certificates as set forth herein.
 
Class R-2 Certificate: Any Certificate designated a “Class R-2 Certificate” on the face thereof, in the form set forth in Exhibit A-5 hereto, evidencing the Residual Interest in REMIC II and representing the right to the Percentage Interest of distributions provided for the Class R-2 Certificates as set forth herein.
 
Class R-3 Certificate: Any Certificate designated a “Class R-3 Certificate” on the face thereof, in the form set forth in Exhibit A-5 hereto, evidencing the Residual Interest in REMIC III and representing the right to the Percentage Interest of distributions provided for the Class R-3 Certificates as set forth herein.
 
Class RX Certificate: Any Certificate designated a “Class RX Certificate” on the face thereof, in the form set forth in Exhibit A-5 hereto, evidencing the ownership of the Class R-4 Interest, Class R-5 Interest and Class R-6 Interest and representing the right to the Percentage Interest of distributions provided for the Class RX Certificates as set forth herein.
 
Class R-4 Interest: The uncertificated Residual Interest in REMIC IV.
 
Class R-5 Interest: The uncertificated Residual Interest in REMIC V.
 
Class R-6 Interest: The uncertificated Residual Interest in REMIC VI.
 
Closing Date: March 30, 2006.
 
Code: The Internal Revenue Code of 1986, including any successor or amendatory provisions.
 
Commission: The U.S. Securities and Exchange Commission.
 
Company: EMC.
 
Company Default: As defined in Section 9.05 hereof.
 
Compensating Interest: With respect to any Distribution Date, (i) in the case of any Servicer, an amount, not to exceed the Servicing Fee, to be deposited in the Protected Account by such Servicer with respect to the payment of a Prepayment Interest Shortfall on an Mortgage Loan subject to this Agreement and (ii) in the case of the Master Servicer, an amount not to exceed that portion of the Master Servicing Fee payable to the Master Servicer. If the a Servicer fails to make such payment, the Master Servicer shall be obligated to do so to the extent provided in Section 6.02(b) hereof.
 
Corporate Trust Office: With respect to the Trustee, the designated corporate trust office of the Trustee, currently located at Citibank, N.A., 388 Greenwich Street, 14th Floor, New York, New York 10013, and (ii) with respect to the Securities Administrator, the designated office of the Securities Administrator currently located at 135 South LaSalle Street, Suite 1625, Chicago, Illinois 60603 Attention: Global Securities and Trust Services Group — Bear Stearns Asset Backed Securities I LLC 2006-HE3 or at such other address as the Trustee or Securities Administrator, as applicable, may designate from time to time by notice to the Certificateholders, the Depositor, the Trustee, the Master Servicer, the Securities Administrator and EMC or at the principal corporate trust office of any successor Trustee.
 
Corresponding Certificate: With respect to each REMIC II Regular Interest (other than REMIC II Regular Interests AA, ZZ, IO and P), the Certificate with the corresponding designation. With respect to each REMIC III Regular Interest (other than the Class CE Interest, the Class P Interest and the Class IO Interest), the related Certificate representing an ownership therein.
 
Current Interest: As of any Distribution Date, with respect to the Certificates and interests of each class (other than the Class P Certificates, Class P Interest, the Residual Interests and the Residual Certificates), (i) the interest accrued on the Certificate Principal Balance or Certificate Notional Amount or Uncertificated Notional Amount, as applicable, during the related Accrual Period at the applicable Pass-Through Rate plus any amount previously distributed with respect to interest for such Certificate or interest that has been recovered as a voidable preference by a trustee in bankruptcy minus (ii) the sum of (a) any Prepayment Interest Shortfall for such Distribution Date, to the extent not covered by Compensating Interest and (b) any Relief Act Interest Shortfalls during the related Due Period, provided, however, that for purposes of calculating Current Interest for any such class, amounts specified in clause (ii) hereof for any such Distribution Date shall be allocated first to the Class CE Certificates, the Class CE Interest and the Residual Certificates in reduction of amounts otherwise distributable to such Certificates and interest on such Distribution Date and then any excess shall be allocated to each Class of Class A Certificates and Class M Certificates pro rata based on the respective amounts of interest accrued pursuant to clause (i) hereof for each such Class on such Distribution Date.
 
Current Specified Enhancement Percentage: With respect to any Distribution Date, the percentage obtained by dividing (x) the sum of (i) the aggregate Certificate Principal Balance of the Class M Certificates and (ii) the Overcollateralization Amount, in each case prior to the distribution of the Principal Distribution Amount on such Distribution Date, by (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the end of the related Due Period.
 
Custodial Agreement: An agreement, dated as of March 30, 2006, among the Depositor, EMC, as Sponsor, a Seller, Master Funding as a Seller, the Trustee and LaSalle Bank National Association, as Master Servicer, Securities Administrator and Custodian in substantially the form of Exhibit J hereto.
 
Custodian: LaSalle Bank National Association, or any successor custodian appointed pursuant to the provisions hereof and the Custodial Agreement.
 
Cut-off Date: The close of business on March 1, 2006.
 
Cut-off Date Principal Balance: As to any Mortgage Loan, the unpaid principal balance thereof as of the close of business on the Cut-off Date after application of all Principal Prepayments received prior to the Cut-off Date and scheduled payments of principal due on or before the Cut-off Date, whether or not received, but without giving effect to any installments of principal received in respect of Due Dates after the Cut-off Date. The aggregate Cut-off Date Principal Balance of the Mortgage Loans is $793,431,579.99.
 
Debt Service Reduction: With respect to any Mortgage Loan, a reduction by a court of competent jurisdiction in a proceeding under the Bankruptcy Code in the Scheduled Payment for such Mortgage Loan that became final and non-appealable, except such a reduction resulting from a Deficient Valuation or any other reduction that results in a permanent forgiveness of principal.
 
Defaulting Party: As defined in the Swap Agreement.
 
Deficient Valuation: With respect to any Mortgage Loan, a valuation by a court of competent jurisdiction of the Mortgaged Property in an amount less than the then outstanding indebtedness under such Mortgage Loan, or any reduction in the amount of principal to be paid in connection with any Scheduled Payment that results in a permanent forgiveness of principal, which valuation or reduction results from an order of such court that is final and non-appealable in a proceeding under the Bankruptcy Code.
 
Definitive Certificates: As defined in Section 7.06.
 
Deleted Mortgage Loan: A Mortgage Loan replaced or to be replaced by a Replacement Mortgage Loan.
 
Delinquency Event: A Delinquency Event shall have occurred and be continuing if at any time, (x) the percent equivalent of a fraction, the numerator of which is the aggregate Stated Principal Balance of the Mortgage Loans that are 60 days or more Delinquent (including for this purpose any such Mortgage Loans in bankruptcy or foreclosure and Mortgage Loans with respect to which the related Mortgaged Property is REO Property), and the denominator of which is the aggregate Stated Principal Balance of all of the Mortgage Loans as of the last day of the related Due Period exceeds (y) 31.50% of the Current Specified Enhancement Percentage.
 
Delinquent: A Mortgage Loan is “delinquent” if any payment due thereon is not made pursuant to the terms of such Mortgage Loan by the close of business on the day such payment is scheduled to be due. A Mortgage Loan is “30 days delinquent” if such payment has not been received by the close of business on the corresponding day of the month immediately succeeding the month in which such payment was due, or, if there is no such corresponding day (e.g., as when a 30-day month follows a 31-day month in which a payment was due on the 31st day of such month), then on the last day of such immediately succeeding month. Similarly for “60 days delinquent,” “90 days delinquent” and so on.
 
Denomination: With respect to each Certificate, the amount set forth on the face thereof as the “Initial Principal Balance or Initial Notional Amount of this Certificate”.
 
Depositor: Bear Stearns Asset Backed Securities I LLC, a Delaware limited liability company, or its successor in interest.
 
Depository: The initial Depository shall be The Depository Trust Company (“DTC”), the nominee of which is Cede & Co., or any other organization registered as a “clearing agency” pursuant to Section 17A of the Securities Exchange Act of 1934, as amended. The Depository shall initially be the registered Holder of the Book-Entry Certificates. The Depository shall at all times be a “clearing corporation” as defined in Section 8-102(a)(5) of the Uniform Commercial Code of the State of New York.
 
Depository Agreement: With respect to the Class of Book-Entry Certificates, the agreement among the Depositor, the Securities Administrator and the initial Depository, dated as of the Closing Date, substantially in the form of Exhibit H.
 
Depository Participant: A broker, dealer, bank or other financial institution or other Person for whom from time to time a Depository effects book-entry transfers and pledges of securities deposited with the Depository.
 
Derivative Account: The separate trust account created and maintained by the Derivative Administrator, and held within the Supplemental Interest Trust, pursuant to the Derivative Administration Agreement.
 
Derivative Administrator: LaSalle Bank National Association acting as derivative administrator under the Derivative Administration Agreement.
 
Derivative Administration Agreement: The Derivative Administration Agreement, dated March 30, 2006, pursuant to which the Derivative Administrator will make payments to the Swap Provider and the Trust Fund, and certain other payments, as such agreement may be amended or supplemented from time to time.
 
Determination Date: With respect to any Distribution Date, the 15th day of the month of such Distribution Date or, if such 15th day is not a Business Day, the immediately preceding Business Day.
 
Distribution Account: The separate Eligible Account created and maintained by the Securities Administrator pursuant to Section 5.09 in the name of the Trustee for the benefit of the Certificateholders designated “LaSalle Bank National Association, as Securities Administrator on behalf of Citibank, N.A., as Trustee, in trust for the registered holders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2006-HE3”. Funds in the Distribution Account shall be held in trust for the Certificateholders for the uses and purposes set forth in this Agreement.
 
Distribution Account Deposit Date: The Business Day prior to each Distribution Date.
 
Distribution Date: The 25th day of each calendar month after the initial issuance of the Certificates, or if such 25th day is not a Business Day, the next succeeding Business Day, commencing in April 2006.
 
Due Date: As to any Mortgage Loan, the date in each month on which the related Scheduled Payment is due, as set forth in the related Mortgage Note.
 
Due Period: With respect to any Distribution Date, the period from the second day of the calendar month preceding the calendar month in which such Distribution Date occurs through close of business on the first day of the calendar month in which such Distribution Date occurs.
 
Eligible Account: Any of (i) an account or accounts maintained with a federal or state chartered depository institution or trust company, the long-term unsecured debt obligations and short-term unsecured debt obligations of which (or, in the case of a depository institution or trust company that is the principal subsidiary of a holding company, the debt obligations of such holding company, so long as Moody’s is not a Rating Agency) are rated by each Rating Agency in one of its two highest long-term and its highest short-term rating categories, respectively, at the time any amounts are held on deposit therein, or (ii) an account or accounts in a depository institution or trust company in which such accounts are insured by the FDIC (to the limits established by the FDIC) and the uninsured deposits in which accounts are otherwise secured such that, as evidenced by an Opinion of Counsel delivered to the Trustee, the Securities Administrator and to each Rating Agency, the Certificateholders have a claim with respect to the funds in such account or a perfected first priority security interest against any collateral (which shall be limited to Permitted Investments) securing such funds that is superior to claims of any other depositors or creditors of the depository institution or trust company in which such account is maintained, or (iii) a trust account or accounts maintained with the corporate trust department of a federal or state chartered depository institution or trust company having capital and surplus of not less than $50,000,000, acting in its fiduciary capacity or (iv) any other account acceptable to the Rating Agencies, as evidenced in writing. Eligible Accounts may bear interest, and may include, if otherwise qualified under this definition, accounts maintained with the Trustee and the Securities Administrator.
 
EMC: EMC Mortgage Corporation, a Delaware corporation, and its successors and assigns.
 
EMC Mortgage Loans: The Mortgage Loans serviced by the Company pursuant to the terms of this Agreement and identified as such on the Mortgage Loan Schedule for which EMC is the applicable Seller.
 
ERISA: The Employee Retirement Income Security Act of 1974, as amended.
 
ERISA Restricted Certificates: Any of the Class CE, Class P and Residual Certificates.
 
Event of Default: As defined in Section 9.01 hereof.
 
Excess Cashflow: With respect to any Distribution Date, an amount, if any, equal to the sum of (a) the Remaining Excess Spread for such Distribution Date and (b) the Overcollateralization Release Amount for such Distribution Date.
 
Excess Liquidation Proceeds: To the extent not required by law to be paid to the related Mortgagor, the excess, if any, of any Liquidation Proceeds with respect to a Mortgage Loan over the Stated Principal Balance of such Mortgage Loan and accrued and unpaid interest at the related Mortgage Rate through the last day of the month in which the Mortgage Loan has been liquidated.
 
Excess Spread: With respect to any Distribution Date, the excess, if any, of (i) the Interest Funds for such Distribution Date over (ii) the sum of the Current Interest on the Class A Certificates and Class M Certificates and Interest Carry Forward Amounts on the Class A Certificates (other than Interest Carry Forward Amounts paid pursuant to Sections 6.04(a)(4)(A), in each case for such Distribution Date.
 
Exchange Act: Securities Exchange Act of 1934, as amended.
 
Exemption: Prohibited Transaction Exemption 90-30, as amended from time to time.
 
Extra Principal Distribution Amount: With respect to any Distribution Date, the lesser of (i) the excess, if any, of the Overcollateralization Target Amount for such Distribution Date over the Overcollateralization Amount for such Distribution Date (after giving effect to distributions of principal on the Certificates other than any Extra Principal Distribution Amount) and (ii) the Excess Spread for such Distribution Date.
 
Fannie Mae: Fannie Mae (formerly, Federal National Mortgage Association), or any successor thereto.
 
FDIC: The Federal Deposit Insurance Corporation, or any successor thereto.
 
Final Certification: The certification substantially in the form of Exhibit Three to the Custodial Agreement.
 
Final Recovery Determination: With respect to any defaulted Mortgage Loan or any REO Property (other than a Mortgage Loan or REO Property purchased by EMC (on its own behalf as a Seller and on behalf of Master Funding) pursuant to or as contemplated by Section 2.03(c) or Section 11.01), a determination made by the Company pursuant to this Agreement or the Servicer pursuant to the Servicing Agreements that all Insurance Proceeds, Liquidation Proceeds and other payments or recoveries which the Company or such Servicer, in its reasonable good faith judgment, expects to be finally recoverable in respect thereof have been so recovered. The Master Servicer shall maintain records, based solely on information provided by the Company and the Servicer, of each Final Recovery Determination made thereby.
 
FIRREA: The Financial Institutions Reform, Recovery, and Enforcement Act of 1989.
 
Fiscal Quarter: December 1 to February 29 (or the last day in such month), March 1 to May 31, June 1 to August 31, or September 1 to November 30, as applicable.
 
Fitch: Fitch, Inc. and any successor thereto.
 
Form 8-K Disclosure Information: As defined in Section 3.18(a)(iii).
 
Freddie Mac: Federal Home Loan Mortgage Corporation, or any successor thereto.
 
Global Certificate: Any Certificate registered in the name of the Depository or its nominee, beneficial interests in which are reflected on the books of the Depository or on the books of a Person maintaining an account with such Depository (directly or as an indirect participant in accordance with the rules of such depository).
 
Gross Margin: With respect to each Adjustable Rate Mortgage Loan, the fixed percentage set forth in the related Mortgage Note that is added to the Index on each Adjustment Date in accordance with the terms of the related Mortgage Note used to determine the Mortgage Rate for such Mortgage Loan.
 
Indemnified Persons: The Trustee, the Master Servicer, the Company, the Trust Fund and the Securities Administrator including LaSalle Bank National Association in its individual capacity, and their respective officers, directors, agents and employees and, with respect to the Trustee, any separate co-trustee and its officers, directors, agents and employees.
 
Index: With respect to each Adjustable Rate Mortgage Loan and with respect to each related Adjustment Date, the index as specified in the related Mortgage Note.
 
Individual Certificate: Any Private Certificate registered in the name of the Holder other than the Depository or its nominee.
 
Initial Certification: The certification substantially in the form of Exhibit One to the Custodial Agreement.
 
Initial Certificate Principal Balance: With respect to any Certificate, the Certificate Principal Balance of such Certificate or any predecessor Certificate on the Closing Date.
 
Institutional Accredited Investor: Any Person meeting the requirements of Rule 501(a)(l), (2), (3) or (7) of Regulation D under the Securities Act or any entity all of the equity Holders in which come within such paragraphs.
 
Insurance Proceeds: Proceeds paid in respect of the Mortgage Loans pursuant to any Insurance Policy and any other insurance policy covering a Mortgage Loan, to the extent such proceeds are payable to the mortgagee under the Mortgage, the Company, the Servicer or the trustee under the deed of trust and are not applied to the restoration of the related Mortgaged Property or released to the Mortgagor in accordance with the procedures that the Company or the Servicer would follow in servicing mortgage loans held for its own account, in each case other than any amount included in such Insurance Proceeds in respect of Insured Expenses.
 
Insured Expenses: Expenses covered by any insurance policy with respect to the Mortgage Loans.
 
Interest Carry Forward Amount: As of any Distribution Date and with respect to each Class of Certificates (other than the Class CE, Class P and the Residual Certificates), the sum of (i) the excess of (a) the Current Interest for such Class with respect to such Distribution Date and any prior Distribution Dates over (b) the amount actually distributed to such Class of Certificates with respect to interest on such Distribution Dates and (ii) interest thereon (to the extent permitted by applicable law) at the applicable Pass-Through Rate for such Class for the related Accrual Period including the Accrual Period relating to such Distribution Date.
 
Interest Determination Date: Shall mean the second LIBOR Business Day preceding the commencement of each Accrual Period.
 
Interest Funds: With respect to any Distribution Date (i) the sum, without duplication, of (a) all scheduled interest during the related Due Period with respect to the Mortgage Loans less the related Servicing Fee, the Master Servicing Fee and the LPMI Fee, if any, (b) all Advances relating to interest with respect to the Mortgage Loans made on or prior to the related Distribution Account Deposit Date, (c) all Compensating Interest with respect to the Mortgage Loans and required to be remitted by the Servicer or the Master Servicer pursuant to this Agreement with respect to such Distribution Date, (d) Liquidation Proceeds and Subsequent Recoveries with respect to the Mortgage Loans collected during the related Prepayment Period (to the extent such Liquidation Proceeds and Subsequent Recoveries relate to interest), (e) all amounts relating to interest with respect to each Mortgage Loan repurchased by EMC (on its own behalf as a Seller and on behalf of Master Funding) pursuant to Sections 2.02 and 2.03 and by the Master Servicer pursuant to Section 3.19, in each case to the extent remitted by the Master Servicer to the Distribution Account pursuant to this Agreement and (f) the interest portion of any proceeds received from the exercise of an Optional Termination, minus (i) all amounts relating to interest required to be reimbursed pursuant to Sections 5.02 and 5.10 or as otherwise set forth in this Agreement, and (ii) any Net Swap Payment or Swap Termination Payment (not due to a Swap Provider Trigger Event and to the extent not paid by the Derivative Administrator from any upfront payment received pursuant to any replacement interest rate swap agreements that may be entered into by the Supplemental Interest Trust Trustee) owed to the Derivative Administrator for payment to the Swap Provider for such Distribution Date and any such payments remaining unpaid for any prior Distribution Dates.
 
Interim Certification: The certification substantially in the form of Exhibit Two to the Custodial Agreement.
 
LaSalle: LaSalle Bank National Association, and any successor thereto.
 
Last Scheduled Distribution Date: Solely for purposes of the face of the Certificates as follows: with respect to the Certificates, other than the Class A-1, Class A-2 and Class A-3 Certificates, the Distribution Date in April 2036; with respect to the Class A-1 Certificates and Class A-2 Certificates, the Distribution Date in December 2029 and August 2035, respectively.
 
Latest Possible Maturity Date: April 25, 2036, which is the Distribution Date in the month following the final scheduled maturity date of the Mortgage Loan in the Trust Fund having the latest scheduled maturity date as of the Cut-off Date. For purposes of the Treasury regulations under Sections 860A through 860G of the Code, the latest possible maturity date of each Regular Interest issued by REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V and REMIC VI shall be the Latest Possible Maturity Date.
 
LIBOR Business Day: Shall mean a day on which banks are open for dealing in foreign currency and exchange in London and New York City.
 
Liquidated Loan: With respect to any Distribution Date, a defaulted Mortgage Loan that has been liquidated through deed-in-lieu of foreclosure, foreclosure sale, trustee’s sale or other realization as provided by applicable law governing the real property subject to the related Mortgage and any security agreements and as to which the Company or the Servicer has made a Final Recovery Determination with respect thereto.
 
Liquidation Proceeds: Amounts, other than Insurance Proceeds, received in connection with the partial or complete liquidation of a Mortgage Loan, whether through trustee’s sale, foreclosure sale or otherwise, or in connection with any condemnation or partial release of a Mortgaged Property and any other proceeds received with respect to an REO Property, less the sum of related unreimbursed Advances, Servicing Fees and Servicing Advances and all expenses of liquidation, including property protection expenses and foreclosure and sale costs, including court and reasonable attorneys fees.
 
Loan-to-Value Ratio: The fraction, expressed as a percentage, the numerator of which is the original principal balance of the related Mortgage Loan and the denominator of which is the Appraised Value of the related Mortgaged Property.
 
Loss Allocation Limitation: The meaning specified in Section 6.05(b) hereof.
 
LPMI Fee: The fee payable to the insurer for each Mortgage Loan subject to an LPMI Policy as set forth in such LPMI Policy.
 
LPMI Policy: A policy of mortgage guaranty insurance issued by an insurer meeting the requirements of Fannie Mae and Freddie Mac in which the Servicer, the Company or the related subservicer of the related Mortgage Loan is responsible for the payment of the LPMI Fee thereunder from collections on the related Mortgage Loan.
 
Majority Class CE Certificateholder: The Holder of a 50.01% or greater Percentage Interest in the Class CE Certificates.
 
Marker Rate: With respect to the Class CE Interest and any Distribution Date, a per annum rate equal to two (2) times the weighted average of the Uncertificated REMIC II Pass-Through Rates for the REMIC II Regular Interests (other than REMIC II Regular Interests AA, IO and P), with the rate on each such REMIC II Regular Interest (other than REMIC II Regular Interest ZZ) subject to a cap equal to the lesser of (i) the One-Month LIBOR Pass-Through Rate for the Corresponding Certificate and (ii) the Net Rate Cap for the REMIC III Regular Interest the ownership of which is represented by the Corresponding Certificate for the purpose of this calculation for such Distribution Date, and with the rate on REMIC II Regular Interest ZZ subject to a cap of zero for the purpose of this calculation; provided, however, that solely for this purpose, the related cap with respect to each REMIC II Regular Interest (other than REMIC II Regular Interests AA, ZZ, IO and P) shall be multiplied by a fraction, the numerator of which is 30 and the denominator of which is the actual number of days in the related Accrual Period.
 
Master Funding: Master Funding LLC, a Delaware limited liability company, and its successors and assigns, in its capacity as the seller of the Master Funding Mortgage Loans to the Depositor.
 
Master Funding Mortgage Loans: The Mortgage Loans identified as such on the Mortgage Loan Schedule for which Master Funding is the applicable Seller.
 
Master Servicer: LaSalle Bank National Association, in its capacity as master servicer, and its successors and assigns or any successor master servicer appointed as herein provided.
 
Master Servicer Collection Account: The trust accounts or accounts created and maintained pursuant to Section 5.06 hereof, which shall be entitled “LaSalle Bank National Association, as master servicer, on behalf of Citibank, N.A., as Trustee f/b/o holders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2006-HE3 - Master Servicer Collection Account”. The Master Servicer Collection Account may be a sub-account of the Distribution Account.
 
Master Servicing Compensation: For any Distribution Date, the Master Servicing Fee for such Distribution Date.
 
Master Servicing Fee: As to each Mortgage Loan and any Distribution Date, an amount equal to 1/12th of the Master Servicing Fee Rate multiplied by the Stated Principal Balance of such Mortgage Loan as of the Due Date in the month preceding the month in which such Distribution Date occurs.
 
Master Servicing Fee Rate: 0.0130% per annum.
 
Master Servicing Officer: Any officer of the Master Servicer responsible for the master servicing of the Mortgage Loans.
 
Maximum Mortgage Rate: With respect to each Adjustable Rate Mortgage Loan, the percentage set forth in the related Mortgage Note as the maximum Mortgage Rate thereunder.
 
Maximum Uncertificated Accrued Interest Deferral Amount: With respect to any Distribution Date, the excess of (i) accrued interest at the Uncertificated REMIC II Pass-Through Rate applicable to REMIC II Regular Interest ZZ for such Distribution Date on a balance equal to the Uncertificated Principal Balance of REMIC II Regular Interest ZZ minus the REMIC II Overcollateralized Amount, in each case for such Distribution Date, over (ii) the aggregate amount of Uncertificated Accrued Interest for such Distribution Date on the REMIC II Regular Interests (other than REMIC II Regular Interests AA, ZZ, IO and P), with the rate on each such REMIC II Regular Interest subject to a cap equal to the lesser of (x) the One-Month LIBOR Pass-Through Rate for the Corresponding Certificate and (y) the Net Rate Cap for the REMIC III Regular Interest the ownership of which is represented by the Corresponding Certificate for the purpose of this calculation for such Distribution Date; provided, however, that solely for this purpose, the related cap with respect to each REMIC II Regular Interest (other than REMIC II Regular Interests AA, ZZ, IO and P) shall be multiplied by a fraction, the numerator of which is 30 and the denominator of which is the actual number of days in the related Accrual Period.
 
MERS: Mortgage Electronic Registration Systems, Inc., a corporation organized and existing under the laws of the State of Delaware, or any successor thereto.
 
MERS® System: The system of recording transfers of Mortgages electronically maintained by MERS.
 
MIN: The Mortgage Identification Number for Mortgage Loans registered with MERS on the MERS® System.
 
Minimum Mortgage Rate: With respect to each Adjustable Rate Mortgage Loan, the percentage set forth in the related Mortgage Note as the minimum Mortgage Rate thereunder.
 
MOM Loan: With respect to any Mortgage Loan, MERS acting as the mortgagee of such Mortgage Loan, solely as nominee for the originator of such Mortgage Loan and its successors and assigns, at the origination thereof.
 
Monthly Statement: The statement prepared and delivered by the Securities Administrator pursuant to Section 6.06.
 
Moody’s: Moody’s Investors Service, Inc., and any successor thereto.
 
Mortgage: The mortgage, deed of trust or other instrument creating a first or second lien on or first or second priority ownership interest in an estate in fee simple in real property securing a Mortgage Note.
 
Mortgage File: The mortgage documents listed in Section 2.01 hereof pertaining to a particular Mortgage Loan and any additional documents delivered to the Custodian to be added to the Mortgage File pursuant to this Agreement and the Custodial Agreement.
 
Mortgage Loans: Such of the Mortgage Loans transferred and assigned to the Trustee pursuant to the provisions hereof, as from time to time are held as a part of the Trust Fund (including any REO Property), the mortgage loans so held being identified in the Mortgage Loan Schedule, notwithstanding foreclosure or other acquisition of title of the related Mortgaged Property.
 
Mortgage Loan Purchase Agreement: The Mortgage Loan Purchase Agreement, dated as of March 30, 2006, among EMC, as a seller, Master Funding, as a seller and the Depositor, as purchaser in the form attached hereto as Exhibit L.
 
Mortgage Loan Purchase Price: The price, calculated as set forth in Section 11.01, to be paid in connection with the repurchase of the Mortgage Loans pursuant to Section 11.01.
 
Mortgage Loan Schedule: The list of Mortgage Loans (as from time to time amended by the Company or the Master Servicer to reflect the deletion of Deleted Mortgage Loans and the addition of Replacement Mortgage Loans pursuant to the provisions of this Agreement) transferred to the Trustee as part of the Trust Fund and from time to time subject to this Agreement, the initial Mortgage Loan Schedule being attached hereto as Exhibit B setting forth the following information with respect to each Mortgage Loan:
 
(a)  the city, state and zip code of the Mortgaged Property;
(b)  the property type;
(c)  the Mortgage Interest Rate;
(d)  the Servicing Fee Rate;
(e)  the Master Servicer's Fee Rate;
(f)  the LPMI Fee, if applicable;
(g)  [reserved];
(h)  the Net Rate;
(i)  the maturity date;
(j)  the stated original term to maturity;
(k)  the stated remaining term to maturity;
(l)  the original Principal Balance;
(m)  the first payment date;
(n)  the principal and interest payment in effect as of the Cut-off Date;
(o)  the unpaid Principal Balance as of the Cut-off Date;
(p)  the Loan-to-Value Ratio at origination;
(q)  the insurer of any Primary Mortgage Insurance Policy;
(r)  the MIN with respect to each MOM Loan;
(s)  the Gross Margin, if applicable;
(t)  the next Adjustment Date, if applicable;
(u)  the Maximum Lifetime Mortgage Rate, if applicable;
(v)  the Minimum Lifetime Mortgage Rate, if applicable;
(w)  the Periodic Rate Cap, if applicable;
(x)  the Loan Group, if applicable;
(y)  a code indicating whether the Mortgage Loan is negatively amortizing;
(z)  which Mortgage Loans adjust after an initial fixed-rate period of one, two, three, five, seven or ten years or any other period;
(aa)  the Prepayment Charge, if any;
(bb)  lien position (e.g., first lien or second lien);
(cc)  a code indicating whether the Mortgage Loan is has a balloon payment;
(dd)  a code indicating whether the Mortgage Loan is an interest-only loan;
(ee)  the interest-only term, if applicable;
(ff)  the Mortgage Loan Seller; and
(gg)  the original amortization term.

Such schedule also shall set forth for all of the Mortgage Loans, the total number of Mortgage Loans, the total of each of the amounts described under (n) and (j) above, the weighted average by principal balance as of the Cut-off Date of each of the rates described under (c) through (h) above, and the weighted average remaining term to maturity by unpaid principal balance as of the Cut-off Date.
 
Mortgage Note: The original executed note or other evidence of indebtedness of a Mortgagor under a Mortgage Loan.
 
Mortgage Rate: With respect to each fixed rate Mortgage Loan, the rate set forth in the related Mortgage Note. With respect to each Adjustable Rate Mortgage Loan, the annual rate at which interest accrues on such Mortgage Loan from time to time in accordance with the provisions of the related Mortgage Note, which rate (A) as of any date of determination until the first Adjustment Date following the Cut-off Date shall be the rate set forth in the Mortgage Loan Schedule as the Mortgage Rate in effect immediately following the Cut-off Date and (B) as of any date of determination thereafter shall be the rate as adjusted on the most recent Adjustment Date, to equal the sum, rounded to the next highest or nearest 0.125% (as provided in the Mortgage Note), of the Index, determined as set forth in the related Mortgage Note, plus the related Gross Margin subject to the limitations set forth in the related Mortgage Note. With respect to each Mortgage Loan that becomes an REO Property, as of any date of determination, the annual rate determined in accordance with the immediately preceding sentence as of the date such Mortgage Loan became an REO Property.
 
Mortgaged Property: The underlying property securing a Mortgage Loan.
 
Mortgagor: The obligors on a Mortgage Note.
 
Net Mortgage Rate: As to each Mortgage Loan, and at any time, the per annum rate equal to the Mortgage Rate less the sum of (i) the Servicing Fee Rate, (ii) the Master Servicing Fee Rate and (iii) the rate at which the LPMI Fee is calculated, if any.
 
Net Rate Cap: With respect to any Distribution Date and the Class A-1, Class A-2, Class A-3 and Class M Certificates, the excess, if any, of (A) a per annum rate equal to the product of (x) the weighted average of the Net Mortgage Rates on the then outstanding Mortgage Loans, weighted based on the Stated Principal Balances of such Mortgage Loans as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such Due Date, and (y) a fraction, the numerator of which is 30 and the denominator of which is the actual number of days elapsed in the related Accrual Period, over (B) an amount, expressed as a per annum rate, equal to the sum of (i) the Net Swap Payment payable to the Swap Provider on such Distribution Date and (ii) any Swap Termination Payment not due to a Swap Provider Trigger Event payable to the Swap Provider, (to the extent not paid by the Derivative Administrator from any upfront payment received pursuant to any replacement interest rate swap agreement that may be entered into by the Supplemental Interest Trust Trustee) divided by the aggregate outstanding Stated Principal Balance of the Mortgage Loans as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such Due Date, multiplied by 12. With respect to any Distribution Date and the REMIC III Regular Interests the ownership of which is represented by the Class A Certificates and Class M Certificates, a per annum rate equal to the weighted average (adjusted for the actual number of days elapsed in the related Accrual Period) of the Uncertificated REMIC II Pass-Through Rates on the REMIC II Regular Interests (other than REMIC II Regular Interests IO and P), weighted on the basis of the Uncertificated Principal Balances of each such REMIC II Regular Interest immediately prior to such Distribution Date.
 
Net Swap Payment: With respect to each Distribution Date, the net payment required to be made pursuant to the terms of the Swap Agreement by either the Swap Provider or the Derivative Administrator, which net payment shall not take into account any Swap Termination Payment.
 
Non Book-Entry Certificate: Any Certificate other than a Book-Entry Certificate.
 
Nonrecoverable Advance: Any portion of an Advance previously made or proposed to be made by the Company or the Master Servicer pursuant to this Agreement that, in the good faith judgment of the Company or the Master Servicer, will not or, in the case of a proposed advance, would not, be ultimately recoverable by it from the related Mortgagor, related Liquidation Proceeds, Insurance Proceeds or otherwise.
 
Notional Amount: With respect to each Distribution Date and the Swap Agreement, the notional amount for the related calculation period as set forth in the related schedule set forth in Exhibit M. With respect to each Distribution Date and the Yield Maintenance Agreement, the lesser of (i) the aggregate Certificate Principal Balance of the Class A Certificates and Class M Certificates at the beginning of the related calculation period, and (ii) the notional amount for the related calculation period as set forth in the related schedule set forth in Exhibit O.
 
Offered Certificates: The Class A-1, Class A-2, Class A-3, Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9 Certificates.
 
Officer’s Certificate: A certificate (i) signed by the Chairman of the Board, the Vice Chairman of the Board, the President, a Vice President (however denominated), an Assistant Vice President, the Treasurer, the Secretary, or one of the assistant treasurers or assistant secretaries of the Depositor or the Master Servicer (or any other officer customarily performing functions similar to those performed by any of the above designated officers and also to whom, with respect to a particular matter, such matter is referred because of such officer’s knowledge of and familiarity with a particular subject) or (ii), if provided for in this Agreement, signed by a Servicing Officer, as the case may be, and delivered to the Depositor, the Sellers, the Securities Administrator, the Master Servicer and/or the Trustee, as the case may be, as required by this Agreement.
 
One-Month LIBOR: With respect to any Accrual Period, the rate determined by the Securities Administrator on the related Interest Determination Date on the basis of the rate for U.S. dollar deposits for one month that appears on Telerate Screen Page 3750 as of 11:00 a.m. (London time) on such Interest Determination Date. If such rate does not appear on such page (or such other page as may replace that page on that service, or if such service is no longer offered, such other service for displaying One-Month LIBOR or comparable rates as may be reasonably selected by the Securities Administrator), One-Month LIBOR for the applicable Accrual Period will be the Reference Bank Rate. If no such quotations can be obtained by the Securities Administrator and no Reference Bank Rate is available, One-Month LIBOR will be One-Month LIBOR applicable to the preceding Accrual Period. The establishment of One-Month LIBOR on each Interest Determination Date by the Securities Administrator and the Securities Administrator’s calculation of the rate of interest applicable to the Class A, Class M Certificates for the related Accrual Period shall, in the absence of manifest error, be final and binding.
 
One-Month LIBOR Pass-Through Rate: With respect to each Class A Certificate and Class M Certificate and, for purposes of the definition of “Marker Rate” and “Maximum Uncertificated Accrued Interest Deferral Amount”, the REMIC II Regular Interest for which such certificate is the Corresponding Certificate, a per annum rate equal to One-Month LIBOR plus the related Certificate Margin.
 
Opinion of Counsel: A written opinion of counsel, who may be counsel for EMC, the Depositor, the Company or the Master Servicer, reasonably acceptable to each addressee of such opinion; provided that with respect to Section 2.05, 8.05, 8.07 or 12.01, or the interpretation or application of the REMIC Provisions, such counsel must (i) in fact be independent of EMC, the Depositor, the Company and the Master Servicer, (ii) not have any direct financial interest in EMC, the Depositor, the Company or the Master Servicer or in any affiliate of either, and (iii) not be connected with EMC, the Depositor, the Company or the Master Servicer as an officer, employee, promoter, underwriter, trustee, partner, director or person performing similar functions.
 
Optional Termination: The termination of the Trust Fund created hereunder as a result of the purchase of all of the Mortgage Loans and any REO Property.
 
Optional Termination Date: The Distribution Date on which the Stated Principal Balance of all of the Mortgage Loans is equal to or less than 10% of the Stated Principal Balance of all of the Mortgage Loans as of the Cut-off Date.
 
Original Value: The value of the property underlying a Mortgage Loan based, in the case of the purchase of the underlying Mortgaged Property, on the lower of an appraisal or the sales price of such property or, in the case of a refinancing, on an appraisal.
 
OTS: The Office of Thrift Supervision.
 
Outstanding: With respect to the Certificates as of any date of determination, all Certificates theretofore executed and authenticated under this Agreement except:
 
(a) Certificates theretofore canceled by the Securities Administrator or delivered to the Securities Administrator for cancellation; and
 
(b) Certificates in exchange for which or in lieu of which other Certificates have been executed and delivered by the Securities Administrator pursuant to this Agreement.
 
Outstanding Mortgage Loan: As of any date of determination, a Mortgage Loan with a Stated Principal Balance greater than zero that was not the subject of a Principal Prepayment in full, and that did not become a Liquidated Loan, prior to the end of the related Prepayment Period.
 
Overcollateralization Amount: With respect to any Distribution Date, the excess, if any, of the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) over the aggregate Certificate Principal Balance of the Certificates (other than the Class CE Certificates and Class P Certificates) on such Distribution Date (after taking into account the payment of principal other than any Extra Principal Distribution Amount on such Certificates).
 
Overcollateralization Release Amount: With respect to any Distribution Date, the lesser of (x) the Principal Remittance Amount for such Distribution Date and (y) the excess, if any, of (i) the Overcollateralization Amount for such Distribution Date (assuming that 100% of the Principal Remittance Amount is applied as a principal payment on such Distribution Date) over (ii) the Overcollateralization Target Amount for such Distribution Date (with the amount pursuant to clause (y) deemed to be $0 if the Overcollateralization Amount is less than or equal to the Overcollateralization Target Amount on that Distribution Date).
 
Overcollateralization Target Amount: With respect to any Distribution Date (a) prior to the Stepdown Date, 3.10% of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date, (b) on or after the Stepdown Date and if a Trigger Event is not in effect, the greater of (i) the lesser of (1) 3.10% of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date and (2) 6.20% of the then current aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) and (ii) $3,967,158 or (c) on or after the Stepdown Date and if a Trigger Event is in effect, the Overcollateralization Target Amount for the immediately preceding Distribution Date.
 
Ownership Interest: As to any Certificate, any ownership interest in such Certificate including any interest in such Certificate as the Holder thereof and any other interest therein, whether direct or indirect, legal or beneficial.
 
Pass-Through Rate: With respect to the Class A Certificates and Class M Certificates and any Distribution Date, a rate per annum equal to the lesser of (i) the related One-Month LIBOR Pass-Through Rate for such Distribution Date and (ii) the Net Rate Cap for such Distribution Date.
 
With respect to the Class CE Interest and any Distribution Date, a rate per annum equal to the percentage equivalent of a fraction, the numerator of which is the sum of the amount determined for each REMIC II Regular Interest (other than REMIC II Regular Interests IO and P) equal to the product of (x) the excess, if any, of the Uncertificated REMIC II Pass-Through Rate for such REMIC II Regular Interest over the Marker Rate and (y) a notional amount equal to the Uncertificated Principal Balance of such REMIC II Regular Interest, and the denominator of which is the aggregate Uncertificated Principal Balance of such REMIC II Regular Interests.
 
With respect to the Class CE Certificate, the Class CE Certificate shall not have a Pass-Through Rate, but Current Interest for such Certificate and each Distribution Date shall be an amount equal to 100% of the amount distributable to the Class CE Interest for such Distribution Date.
 
With respect to the Class P Certificate and the Class P Interest, 0.00% per annum.
 
With respect to the Class IO Interest, Class IO Interest shall not have a Pass-Through Rate, but Current Interest for such interest and each Distribution Date shall be an amount equal to 100% of the amounts distributable to REMIC II Regular Interest IO for such Distribution Date.
 
With respect to REMIC VI Regular Interest IO, REMIC VI Regular Interest IO shall not have a Pass-Through Rate, but Current Interest for such Regular Interest and each Distribution Date shall be an amount equal to 100% of the amounts distributable to the Class IO Interest for such Distribution Date.
 
Percentage Interest: With respect to any Certificate of a specified Class, the Percentage Interest set forth on the face thereof or the percentage obtained by dividing the Denomination of such Certificate by the aggregate of the Denominations of all Certificates of such Class.
 
Periodic Rate Cap: With respect to each Adjustable Rate Mortgage Loan and any Adjustment Date therefor, the fixed percentage set forth in the related Mortgage Note, which is the maximum amount by which the Mortgage Rate for such Mortgage Loan may increase or decrease (without regard to the Maximum Mortgage Rate or the Minimum Mortgage Rate) on such Adjustment Date from the Mortgage Rate in effect immediately prior to such Adjustment Date.
 
Permitted Investments: At any time, any one or more of the following obligations and securities:
 
(i)  
obligations of the United States or any agency thereof, provided such obligations are backed by the full faith and credit of the United States;
 
(ii)  
general obligations of or obligations guaranteed by any state of the United States or the District of Columbia receiving the highest long-term debt rating of each Rating Agency, or such lower rating as will not result in the downgrading or withdrawal of the ratings then assigned to the Certificates by each Rating Agency, as evidenced in writing;
 
(iii)  
commercial or finance company paper which is then receiving the highest commercial or finance company paper rating of each Rating Agency, or such lower rating as will not result in the downgrading or withdrawal of the ratings then assigned to the Certificates by each Rating Agency, as evidenced in writing;
 
(iv)  
certificates of deposit, demand or time deposits, or bankers’ acceptances issued by any depository institution or trust company incorporated under the laws of the United States or of any state thereof and subject to supervision and examination by federal and/or state banking authorities (including the Trustee, the Master Servicer and the Securities Administrator in its commercial banking capacity), provided that the commercial paper and/or long term unsecured debt obligations of such depository institution or trust company are then rated one of the two highest long-term and the highest short-term ratings of each such Rating Agency for such securities, or such lower ratings as will not result in the downgrading or withdrawal of the rating then assigned to the Certificates by any Rating Agency, as evidenced in writing;
 
(v)  
guaranteed reinvestment agreements issued by any bank, insurance company or other corporation containing, at the time of the issuance of such agreements, such terms and conditions as will not result in the downgrading or withdrawal of the rating then assigned to the Certificates by each Rating Agency, as evidenced in writing;
 
(vi)  
repurchase obligations with respect to any security described in clauses (i) and (ii) above, in either case entered into with a depository institution or trust company (acting as principal) described in clause (v) above;
 
(vii)  
securities (other than stripped bonds, stripped coupons or instruments sold at a purchase price in excess of 115% of the face amount thereof) bearing interest or sold at a discount issued by any corporation incorporated under the laws of the United States or any state thereof which, at the time of such investment, have one of the two highest short term ratings of each Rating Agency (except if the Rating Agency is Moody’s, such rating shall be the highest commercial paper rating of Moody’s for any such securities), or such lower rating as will not result in the downgrading or withdrawal of the rating then assigned to the Certificates by each Rating Agency, as evidenced by a signed writing delivered by each Rating Agency;
 
(viii)  
interests in any money market fund (including any such fund managed or advised by the Master Servicer and the Securities Administrator or any affiliate thereof) which at the date of acquisition of the interests in such fund and throughout the time such interests are held in such fund has the highest applicable short term rating by each Rating Agency or such lower rating as will not result in the downgrading or withdrawal of the ratings then assigned to the Certificates by each Rating Agency, as evidenced in writing;
 
(ix)  
short term investment funds sponsored by any trust company or banking association incorporated under the laws of the United States or any state thereof (including any such fund managed or advised by the Trustee, the Master Servicer or the Securities Administrator or any affiliate thereof) which on the date of acquisition has been rated by each Rating Agency in their respective highest applicable rating category or such lower rating as will not result in the downgrading or withdrawal of the ratings then assigned to the Certificates by each Rating Agency, as evidenced in writing; and
 
(x)  
such other investments having a specified stated maturity and bearing interest or sold at a discount acceptable to each Rating Agency and as will not result in the downgrading or withdrawal of the rating then assigned to the Certificates by any Rating Agency, as evidenced by a signed writing delivered by each Rating Agency;
 
provided, that no such instrument shall be a Permitted Investment if such instrument (i) evidences the right to receive interest only payments with respect to the obligations underlying such instrument, (ii) is purchased at a premium or (iii) is purchased at a deep discount; provided further that no such instrument shall be a Permitted Investment (A) if such instrument evidences principal and interest payments derived from obligations underlying such instrument and the interest payments with respect to such instrument provide a yield to maturity of greater than 120% of the yield to maturity at par of such underlying obligations, or (B) if it may be redeemed at a price below the purchase price (the foregoing clause (B) not to apply to investments in units of money market funds pursuant to clause (viii) above); provided further that no amount beneficially owned by any REMIC may be invested in investments (other than money market funds) treated as equity interests for federal income tax purposes, unless the Securities Administrator shall receive an Opinion of Counsel, at the expense of the Securities Administrator, to the effect that such investment will not adversely affect the status of any such REMIC as a REMIC under the Code or result in imposition of a tax on any such REMIC. Permitted Investments that are subject to prepayment or call may not be purchased at a price in excess of par.
 
Permitted Transferee: Any person (x) other than (i) the United States, any State or political subdivision thereof, any possession of the United States or any agency or instrumentality of any of the foregoing, (ii) a foreign government, International Organization or any agency or instrumentality of either of the foregoing, (iii) an organization (except certain farmers’ cooperatives described in section 521 of the Code) that is exempt from tax imposed by Chapter 1 of the Code (including the tax imposed by section 511 of the Code on unrelated business taxable income) on any excess inclusions (as defined in section 860E(c)(1) of the Code) with respect to any Residual Certificate, (iv) rural electric and telephone cooperatives described in section 1381(a)(2)(C) of the Code or (v) on electing large partnership within the meaning of Section 775(a) of the Code, (y) that is a citizen or resident of the United States, a corporation, partnership (other than a partnership that has any direct or indirect foreign partners) or other entity (treated as a corporation or a partnership for federal income tax purposes), created or organized in or under the laws of the United States, any State thereof or the District of Columbia, an estate whose income from sources without the United States is includible in gross income for United States federal income tax purposes regardless of its connection with the conduct of a trade or business within the United States, or a trust if a court within the United States is able to exercise primary supervision over the administration of the trust and one or more United States persons have authority to control all substantial decisions of the trust or if it has a valid election in effect under applicable U.S. Treasury regulations to be treated as a United States person and (z) other than any other Person so designated by the Securities Administrator based upon an Opinion of Counsel addressed to the Securities Administrator and the Trustee (which shall not be an expense of the Trustee or the Securities Administrator) that states that the Transfer of an Ownership Interest in a Residual Certificate to such Person may cause REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to fail to qualify as a REMIC at any time that any Certificates are Outstanding. The terms “United States,” “State” and “International Organization” shall have the meanings set forth in section 7701 of the Code or successor provisions. A corporation will not be treated as an instrumentality of the United States or of any State or political subdivision thereof for these purposes if all of its activities are subject to tax and, with the exception of Freddie Mac, a majority of its board of directors is not selected by such government unit.
 
Person: Any individual, corporation, partnership, joint venture, association, joint-stock company, limited liability company, trust, unincorporated organization or government, or any agency or political subdivision thereof.
 
Prepayment Assumption: The applicable rate of prepayment as described in the Prospectus Supplement.
 
Prepayment Charge: Any prepayment premium, penalty or charge payable by a Mortgagor in connection with any Principal Prepayment on a Mortgage Loan pursuant to the terms of the related Mortgage Note.
 
Prepayment Charge Waiver Amount: Any amount paid by the Company to the Master Servicer in respect of waived Prepayment Charges pursuant to Section 5.01(a).
 
Prepayment Interest Shortfall: With respect to any Distribution Date, for each EMC Mortgage Loan that was the subject of a partial Principal Prepayment, a Principal Prepayment in full, or that became a Liquidated Loan during the related Prepayment Period, (other than a Principal Prepayment in full resulting from the purchase of a Mortgage Loan pursuant to Section 2.02, 2.03, 3.05 or 11.01 hereof), the amount, if any, by which (i) one month’s interest at the applicable Net Mortgage Rate on the Stated Principal Balance of such Mortgage Loan immediately prior to such prepayment (or liquidation) or in the case of a partial Principal Prepayment on the amount of such prepayment (or liquidation proceeds) exceeds (ii) the amount of interest paid or collected in connection with such Principal Prepayment or such liquidation proceeds less the sum of (a) the Master Servicing Fee, (b) the Servicing Fee and the LPMI Fee, if any, in each case with respect to the related Mortgage Loan.
 
Prepayment Period: As to any Distribution Date (except the first Distribution Date) and (i) each EMC Mortgage Loan, the period commencing on the 16th day of the month prior to the month in which the related Distribution Date occurs and ending on the 15th day of the month in which such Distribution Date occurs (as to the first Distribution Date and any EMC Mortgage Loan, the period commencing on the Closing Date and ending on the 15th day of the month in which such Distribution Date occurs) and (ii) any other Mortgage Loan, the period set forth in the related Servicing Agreement.
 
Primary Mortgage Insurance Policy: Any primary mortgage guaranty insurance policy issued in connection with a Mortgage Loan which provides compensation to a Mortgage Note Holder in the event of default by the obligor under such Mortgage Note or the related security instrument, if any or any replacement policy therefor through the related Accrual Period for such Class relating to a Distribution Date.
 
Principal Distribution Amount: With respect to each Distribution Date, an amount equal to (x) the Principal Funds for such Distribution Date plus (y) any Extra Principal Distribution Amount for such Distribution Date, less (z) any Overcollateralization Release Amount.
 
Principal Funds: With respect to any Distribution Date, (i) the sum, without duplication, of (a) all scheduled principal collected during the related Due Period, (b) all Advances relating to principal made on or before the Distribution Account Deposit Date, (c) Principal Prepayments exclusive of prepayment charges or penalties collected during the related Prepayment Period, (d) the Stated Principal Balance of each Mortgage Loan that was repurchased by EMC on its own behalf as a Seller and on behalf of Master Funding) pursuant to Sections 2.02 and 2.03 and by the Master Servicer pursuant to Section 3.05, (e) the aggregate of all Substitution Adjustment Amounts for the related Determination Date in connection with the substitution of Mortgage Loans pursuant to Section 2.03(c), (f) all Liquidation Proceeds and Subsequent Recoveries collected during the related Prepayment Period (to the extent such Liquidation Proceeds and Subsequent Recoveries relate to principal), in each case to the extent remitted by the Master Servicer to the Distribution Account pursuant to this Agreement and (g) amounts in respect of principal paid by the Majority Class CE Certificateholder or the Master Servicer, as applicable, pursuant to Section 11.01, minus (ii) all amounts required to be reimbursed pursuant to Sections 5.02 and 5.10 or as otherwise set forth in this Agreement and (iii) any Net Swap Payments or Swap Termination Payments (not due to a Swap Provider Trigger Event and to the extent not paid by the Derivative Administrator from any upfront payment received pursuant to any replacement interest rate swap agreement that may be entered into by the Supplemental Interest Trust Trustee) owed to the Derivative Administrator for payment to the Swap Provider for such Distribution Date and any such payments remaining unpaid for any prior Distribution Dates to the extent not paid from Interest Funds.
 
Principal Prepayment: Any Mortgagor payment or other recovery of (or proceeds with respect to) principal on a Mortgage Loan (including loans purchased or repurchased under Sections 2.02, 2.03, 3.05 and 11.01 hereof) that is received in advance of its scheduled Due Date and is not accompanied by an amount as to interest representing scheduled interest due on any date or dates in any month or months subsequent to the month of prepayment. Partial Principal Prepayments shall be applied by the Company or the Servicer, as appropriate, in accordance with the terms of the related Mortgage Note.
 
Principal Remittance Amount: With respect to each Distribution Date, the sum of the amounts listed in clauses (a) through (f) of the definition of Principal Funds.
 
Private Certificates: Any of the Class M-10, Class P, Class CE and Residual Certificates.
 
Prospectus Supplement: The Prospectus Supplement dated February 21, 2006 relating to the public offering of the Class A-1, Class A-2, Class A-3, Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9 Certificates.
 
Protected Account: Each account established with respect to receipts on the Mortgage Loans and REO Property in accordance with Section 5.01 hereof or by a Servicer in accordance with the related Servicing Agreement. Each Protected Account shall be an Eligible Account.
 
PUD: A Planned Unit Development.
 
Purchase Price: With respect to any Mortgage Loan (x) required to be repurchased by EMC pursuant to Section 2.02 or 2.03 hereof or (y) that EMC has a right to purchase pursuant to Section 3.05 hereof, an amount equal to the sum of (i) 100% of the outstanding principal balance of the Mortgage Loan as of the date of such purchase (or if the related Mortgaged Property was acquired with respect thereto, 100% of the Outstanding Principal Balance at the date of the acquisition), plus (ii) accrued interest thereon at the applicable Mortgage Rate through the first day of the month in which the Purchase Price is to be distributed to Certificateholders, reduced by any portion of the Servicing Fee, Servicing Advances and Advances payable to the purchaser of the Mortgage Loan plus (iii) any costs and damages (if any) incurred by the Trust in connection with any violation of such Mortgage Loan of any anti-predatory lending laws.
 
QIB: A Qualified Institutional Buyer as defined in Rule 144A promulgated under the Securities Act.
 
Rating Agency: Each of Moody’s and S&P. If any such organization or its successor is no longer in existence, “Rating Agency” shall be a nationally recognized statistical rating organization, or other comparable Person, designated by the Depositor, notice of which designation shall be given to the Trustee and the Securities Administrator. References herein to a given rating category of a Rating Agency shall mean such rating category without giving effect to any modifiers.
 
Realized Loss: With respect to each Mortgage Loan as to which a Final Recovery Determination has been made, an amount (not less than zero) equal to (i) the unpaid principal balance of such Mortgage Loan as of the commencement of the calendar month in which the Final Recovery Determination was made, plus (ii) accrued interest from the Due Date as to which interest was last paid by the Mortgagor through the end of the calendar month in which such Final Recovery Determination was made, calculated in the case of each calendar month during such period (A) at an annual rate equal to the annual rate at which interest was then accruing on such Mortgage Loan and (B) on a principal amount equal to the Stated Principal Balance of such Mortgage Loan as of the close of business on the Distribution Date during such calendar month, minus (iii) the proceeds, if any, received in respect of such Mortgage Loan during the calendar month in which such Final Recovery Determination was made, net of amounts that are payable therefrom to the Company pursuant to this Agreement or the related Servicer pursuant to the related Servicing Agreement. In addition, to the extent the Company, the Servicer or the Master Servicer receives Subsequent Recoveries with respect to any Mortgage Loan, the amount of the Realized Loss with respect to that Mortgage Loan will be reduced to the extent such recoveries are distributed to any Class of Certificates or applied to increase Excess Spread on any Distribution Date.
 
With respect to any REO Property as to which a Final Recovery Determination has been made, an amount (not less than zero) equal to (i) the unpaid principal balance of the related Mortgage Loan as of the date of acquisition of such REO Property on behalf of REMIC I, plus (ii) accrued interest from the Due Date as to which interest was last paid by the Mortgagor in respect of the related Mortgage Loan through the end of the calendar month immediately preceding the calendar month in which such REO Property was acquired, calculated in the case of each calendar month during such period (A) at an annual rate equal to the annual rate at which interest was then accruing on the related Mortgage Loan and (B) on a principal amount equal to the Stated Principal Balance of the related Mortgage Loan as of the close of business on the Distribution Date during such calendar month, plus (iii) REO Imputed Interest for such REO Property for each calendar month commencing with the calendar month in which such REO Property was acquired and ending with the calendar month in which such Final Recovery Determination was made, minus (iv) the aggregate of all unreimbursed Advances and Servicing Advances.
 
With respect to each Mortgage Loan which has become the subject of a Deficient Valuation, the difference between the principal balance of the Mortgage Loan outstanding immediately prior to such Deficient Valuation and the principal balance of the Mortgage Loan as reduced by the Deficient Valuation.
 
With respect to each Mortgage Loan which has become the subject of a Debt Service Reduction, the portion, if any, of the reduction in each affected Monthly Payment attributable to a reduction in the Mortgage Rate imposed by a court of competent jurisdiction. Each such Realized Loss shall be deemed to have been incurred on the Due Date for each affected Monthly Payment.
 
Record Date: With respect to any Distribution Date and the Certificates (other than the Class M-10, Class CE, Class P and Residual Certificates), so long as such Classes of Certificates are Book-Entry Certificates, the Business Day preceding such Distribution Date, and otherwise, the close of business on the last Business Day of the month preceding the month in which such Distribution Date occurs. With respect to the Class M-10, Class CE, Class P and Residual Certificates, so long as such Classes of Certificates remain non Book-Entry Certificates, the close of business on the last Business Day of the month preceding the month in which such Distribution Date occurs.
 
Reference Banks: Shall mean leading banks selected by the Securities Administrator and engaged in transactions in Eurodollar deposits in the international Eurocurrency market (i) with an established place of business in London, (ii) which have been designated as such by the Securities Administrator and (iii) which are not controlling, controlled by, or under common control with, the Depositor, the Seller or the Master Servicer.
 
Reference Bank Rate: With respect to any Accrual Period shall mean the arithmetic mean, rounded upwards, if necessary, to the nearest whole multiple of 0.03125%, of the offered rates for United States dollar deposits for one month that are quoted by the Reference Banks as of 11:00 a.m., New York City time, on the related Interest Determination Date to prime banks in the London interbank market for a period of one month in an amount approximately equal to the aggregate Certificate Principal Balance of the Class A Certificates and Class M Certificates for such Accrual Period, provided that at least two such Reference Banks provide such rate. If fewer than two offered rates appear, the Reference Bank Rate will be the arithmetic mean, rounded upwards, if necessary, to the nearest whole multiple of 0.03125%, of the rates quoted by one or more major banks in New York City, selected by the Securities Administrator, as of 11:00 a.m., New York City time, on such date for loans in United States dollars to leading European banks for a period of one month in amounts approximately equal to the aggregate Certificate Principal Balance of the Class A Certificates and Class M Certificates for such Accrual Period.
 
Regular Certificate: Any Certificate other than a Residual Certificate.
 
Regular Interest: A “regular interest” in a REMIC within the meaning of Section 860G(a)(1) of the Code.
 
Regulation AB: Subpart 229.1100 - Asset Backed Securities (Regulation AB), 17 C.F.R. §§229.1100-229.1123, as such may be amended from time to time, and subject to such clarification and interpretation as have been provided by the Commission in the adopting release (Asset-Backed Securities, Securities Act Release No. 33-8518, 70 Fed. Reg. 1,506, 1,531 (Jan. 7, 2005)) or by the staff of the Commission, or as may be provided by the Commission or its staff from time to time.
 
Relief Act: The Servicemembers Civil Relief Act, as amended, or similar state law.
 
Relief Act Interest Shortfall: With respect to any Distribution Date and any Mortgage Loan, any reduction in the amount of interest collectible on such Mortgage Loan for the most recently ended Due Period as a result of the application of the Relief Act.
 
Remaining Excess Spread: With respect to any Distribution Date, the Excess Spread less any Extra Principal Distribution Amount, in each case for such Distribution Date.
 
REMIC: A “real estate mortgage investment conduit” within the meaning of section 860D of the Code.
 
REMIC I: The segregated pool of assets described in the Preliminary Statement and Section 6.07(a).
 
REMIC I Regular Interest: Any of the separate non-certificated beneficial ownership interests in REMIC I issued hereunder and designated as a Regular Interest in REMIC I. Each REMIC I Regular Interest shall accrue interest at the related Uncertificated REMIC I Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto. The designations for the respective REMIC I Regular Interests are set forth in the Preliminary Statement hereto. The REMIC I Regular Interests consist of REMIC I Regular Interest I-Non-Swap, REMIC I Regular Interest I-7-A through REMIC I Regular Interest I-60-B and REMIC I Regular Interest P, each as designated in the Preliminary Statement hereto.
 
REMIC II: The segregated pool of assets described in the Preliminary Statement and Section 6.07(a).
 
REMIC II Interest Loss Allocation Amount: With respect to any Distribution Date, an amount (subject to adjustment based on the actual number of days elapsed in the respective Accrual Period) equal to (a) the product of (i) the aggregate Stated Principal Balance of the Mortgage Loans and REO Properties then outstanding and (ii) the Uncertificated REMIC II Pass-Through Rate for REMIC II Regular Interest AA minus the Marker Rate, divided by (b) 12.
 
REMIC II Overcollateralization Amount: With respect to any date of determination, (i) 1.00% of the aggregate Uncertificated Principal Balance of the REMIC II Regular Interests (other than REMIC II Regular Interest P) minus (ii) the aggregate Uncertificated Principal Balance of each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is a Corresponding Certificate, in each case, as of such date of determination.
 
REMIC II Principal Loss Allocation Amount: With respect to any Distribution Date, an amount equal to the product of (i) the aggregate Stated Principal Balance of the Mortgage Loans and REO Properties then outstanding and (ii) 1 minus a fraction, the numerator of which is two (2) times the aggregate Uncertificated Principal Balance of each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is a Corresponding Certificate and the denominator of which is the aggregate Uncertificated Principal Balance of each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is a Corresponding Certificate and REMIC II Regular Interest ZZ.
 
REMIC II Required Overcollateralization Amount: 1.00% of the Overcollateralization Target Amount.
 
REMIC II Regular Interest: Any of the separate non-certificated beneficial ownership interests in REMIC II issued hereunder and designated as a Regular Interest in REMIC II. Each REMIC II Regular Interest shall accrue interest at the related Uncertificated REMIC II Pass-Through Rate in effect from time to time, and (other than REMIC II Regular Interest IO) shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto. The designations for the respective REMIC II Regular Interests are set forth in the Preliminary Statement hereto.
 
REMIC III: The segregated pool of assets described in the Preliminary Statement and Section 6.07(a).
 
REMIC III Regular Interest: The Class CE Interest, Class P Interest, Class IO Interest or any Regular Interest in REMIC III the ownership of which is represented by any of the Class A Certificates or Class M Certificates.
 
REMIC IV: The segregated pool of assets consisting of the Class CE Interest conveyed in trust to the Trustee, for the benefit of the Holders of the Class CE Certificates and the Class RX Certificate (in respect of the Class R-4 Interest), with respect to which a separate REMIC election is to be made.
 
REMIC IV Certificate: Any Class CE Certificate or Class RX Certificate (in respect of the Class R-4 Interest).
 
REMIC V: The segregated pool of assets consisting of the Class P Interest conveyed in trust to the Trustee, for the benefit of the Holders of the Class P Certificates and the Class RX Certificate (in respect of the Class R-5 Interest), with respect to which a separate REMIC election is to be made.
 
REMIC V Certificate: Any Class P Certificate or Class RX Certificate (in respect of the Class R-5 Interest).
 
REMIC VI: The segregated pool of assets consisting of the Class IO Interest conveyed in trust to the Trustee, for the benefit of the holders of REMIC VI Regular Interest IO and the Class RX Certificate (in respect of the Class R-6 Interest), with respect to which a separate REMIC election is to be made.
 
REMIC VI Interests: The REMIC VI Regular Interest IO or Class RX Certificate (in respect of the Class R-6 Interest).
 
REMIC Opinion: Shall mean an Opinion of Counsel to the effect that the proposed action will not cause any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to fail to qualify as a REMIC at any time that any Certificates are outstanding.
 
REMIC Provisions: Provisions of the federal income tax law relating to real estate mortgage investment conduits, which appear at Sections 860A through 860G of the Code, and related provisions, and proposed, temporary and final regulations and published rulings, notices and announcements promulgated thereunder, as the foregoing may be in effect from time to time, as well as provisions of applicable state laws.
 
REMIC Regular Interests: The REMIC I Regular Interests and REMIC II Regular Interests.
 
REMIC Termination Payment: As defined in Section 11.01.
 
Remittance Date: Shall mean (i) with respect to the Company, the Distribution Account Deposit Date and (ii) with respect to each Servicer, each Business Day as specified in the related Servicing Agreement.
 
Remittance Report: Shall mean a report to the Securities Administrator in an electronic format (or by such other means as the Master Servicer and the Securities Administrator may agree from time to time) containing such data and information, as agreed to by the Master Servicer and the Securities Administrator such as to permit the Securities Administrator to prepare the Monthly Statement to Certificateholders.
 
REO Imputed Interest: As to any REO Property, for any calendar month during which such REO Property was at any time part of REMIC I, one month’s interest at the applicable Net Mortgage Rate on the Stated Principal Balance of such REO Property (or, in the case of the first such calendar month, of the related Mortgage Loan, if appropriate) as of the close of business on the Distribution Date in such calendar month.
 
REO Property: A Mortgaged Property acquired by the Company or the Servicer through foreclosure or deed-in-lieu of foreclosure in connection with a defaulted Mortgage Loan.
 
Replacement Mortgage Loan: A Mortgage Loan or Mortgage Loans in the aggregate substituted by EMC for a Deleted Mortgage Loan, which must, on the date of such substitution, as confirmed in a Request for Release, (i) have a Stated Principal Balance, after deduction of the principal portion of the Scheduled Payment due in the month of substitution, not in excess of, and not less than 90% of, the Stated Principal Balance of the Deleted Mortgage Loan; (ii) if the Replacement Mortgage Loan is a fixed rate Mortgage Loan, have a fixed Mortgage Rate not less than or more than 1% per annum higher than the Mortgage Rate of the Deleted Mortgage Loan; (iii) have the same or higher credit quality characteristics than that of the Deleted Mortgage Loan; (iv) have a Loan-to-Value Ratio no higher than that of the Deleted Mortgage Loan; (v) have a remaining term to maturity no greater than (and not more than one year less than) that of the Deleted Mortgage Loan; (vi) not permit conversion of the Mortgage Rate from a fixed rate to a variable rate; (vii) have the same lien priority as the Deleted Mortgage Loan; (viii) constitute the same occupancy type as the Deleted Mortgage Loan or be owner occupied; (ix) if the Replacement Mortgage Loan is an Adjustable Rate Mortgage Loan, have a Maximum Mortgage Rate not less than the Maximum Mortgage Rate on the Deleted Mortgage Loan, (x) if the Replacement Mortgage Loan is an Adjustable Rate Mortgage Loan, have a Minimum Mortgage Rate not less than the Minimum Mortgage Rate of the Deleted Mortgage Loan, (xi) if the Replacement Mortgage Loan is an Adjustable Rate Mortgage Loan, have a Gross Margin equal to or greater than the Gross Margin of the Deleted Mortgage Loan, (xii) if the Replacement Mortgage Loan is an Adjustable Rate Mortgage Loan, have a next Adjustment Date not more than two months later than the next Adjustment Date on the Deleted Mortgage Loan, (xiii) comply with each representation and warranty set forth in Section 7 of the Mortgage Loan Purchase Agreement and (xiv) the Custodian has delivered a Final Certification noting no defects or exceptions.
 
Reportable Event: As defined in Section 3.18(a)(iii).
 
Request for Release: The Request for Release to be submitted by the Company, the Sponsor, the Servicer or the Master Servicer to the Custodian substantially in the form of Exhibit G. Each Request for Release furnished to the Custodian by EMC the Servicer or the Master Servicer shall be in duplicate and shall be executed by an officer of such Person or a Servicing Officer (or, if furnished electronically to the Custodian, shall be deemed to have been sent and executed by an officer of such Person or a Servicing Officer) of the Company, the Sponsor, the Servicer or the Master Servicer, as applicable.
 
Required Insurance Policy: With respect to any Mortgage Loan, any insurance policy that is required to be maintained from time to time under this Agreement or the related Servicing Agreement.
 
Reserve Fund: Shall mean the separate trust account created and maintained by the Securities Administrator pursuant to Section 3.21 hereof.
 
Reserve Fund Deposit: With respect to the Reserve Fund, an amount equal to $5,000, which the Depositor shall initially deposit into the Reserve Fund pursuant to Section 3.21 hereof.
 
Residual Certificates: The Class R-1, Class R-2, Class R-3 and Class RX Certificates (representing ownership of the Class R-4 Interest, Class R-5 Interest and Class R-6 Interest), each evidencing the sole class of Residual Interests in the related REMIC.
 
Residual Interest: The sole class of “residual interests” in a REMIC within the meaning of Section 860G(a)(2) of the Code.
 
Responsible Officer: With respect to the Trustee and the Securities Administrator, any Vice President, any Assistant Vice President, the Secretary, any Assistant Secretary, or any Trust Officer in its respective Corporate Trust Office with specific responsibility for the transactions contemplated hereby, any other officer customarily performing functions similar to those performed by any of the above designated officers or other officers of the Trustee or the Securities Administrator as specified by the Trustee or the Securities Administrator, respectively, as to whom, with respect to a particular matter, such matter is referred because of such officer’s knowledge of and familiarity with the particular subject.
 
S&P: Standard & Poor’s, a division of The McGraw-Hill Companies, Inc., and any successor thereto.
 
Sarbanes-Oxley Act: The Sarbanes-Oxley Act of 2002 and the rules and regulations of the Commission promulgated thereunder (including any interpretations thereof by the Commission’s staff).
 
Sarbanes-Oxley Certification: As defined in Section 3.18(a)(iv).
 
Scheduled Payment: The scheduled monthly payment on a Mortgage Loan due on any Due Date allocable to principal and/or interest on such Mortgage Loan.
 
Securities Act: The Securities Act of 1933, as amended.
 
Securities Administrator: LaSalle Bank National Association, in its capacity as securities administrator hereunder, and its successors and assigns.
 
Seller: EMC or Master Funding, in each case in such capacity under the Mortgage Loan Purchase Agreement.
 
Senior Certificates: Any of the Class A-1, Class A-2 and Class A-3 Certificates.
 
Servicer: Any of EMC and Wells Fargo.
 
Service(s)(ing): In accordance with Regulation AB, the act of servicing and administering the Mortgage Loans or any other assets of the Trust by an entity that meets the definition of “servicer’ set forth in Item 1101 of Regulation AB and is subject to the disclosure requirements set forth in 1108 of Regulation AB. For clarification purposes, any uncapitalized occurrence of this term shall have the meaning commonly understood by participants in the residential mortgage-backed securitization market.
 
Servicing Agreement: The Wells Fargo Servicing Agreement.
 
Servicing Advances: All customary, reasonable and necessary “out of pocket” costs and expenses (including reasonable legal fees) incurred in the performance by the related Servicers or the Master Servicer (when applicable) of its servicing obligations hereunder, including, but not limited to, the cost of (i) the preservation, restoration and protection of a Mortgaged Property, (ii) any enforcement or judicial proceedings, including foreclosures, and including any expenses incurred in relation to any such proceedings that result from the Mortgage Loan being registered in the MERS® System, (iii) the management and liquidation of any REO Property (including, without limitation, realtor’s commissions) and (iv) compliance with any obligations under Section 3.09 hereof to cause insurance to be maintained.
 
Servicing Criteria: The “servicing criteria” set forth in Item 1122(d) of Regulation AB, as such may be amended from time to time.
 
Servicing Fee: As to each EMC Mortgage Loan and any Distribution Date, an amount equal to 1/12th of the Servicing Fee Rate multiplied by the Stated Principal Balance of such EMC Mortgage Loan payable solely from interest collections as of the Due Date in the month preceding the month in which such Distribution Date occurs. As to each Mortgage Loan serviced by the Servicer and any Distribution Date, an amount equal to 1/12th of the Servicing Fee multiplied by the unpaid principal balance of each such mortgage loan payable solely from interest collections, as of the Due Date in the month preceding the month in which such Distribution Date occurs.
 
Servicing Fee Rate: 0.500% per annum.
 
Servicing Modification: With respect to any Mortgage Loan that is in default or, in the reasonable judgment of the Master Servicer, as to which default is reasonably foreseeable, any modification which is effected by the Master Servicer in accordance with the terms of this Agreement which results in any change in the outstanding Stated Principal Balance, any change in the Mortgage Rate or any extension of the term of such Mortgage Loan.
 
Servicing Officer: Any officer of the Company or the Servicer involved in, or responsible for, the administration and servicing of the Mortgage Loans (i) in the case of the Company, whose name and facsimile signature appear on a list of servicing officers furnished to the Master Servicer by the Company on the Closing Date pursuant to this Agreement, as such list may from time to time be amended and (ii) in the case of the Servicer, as to which evidence reasonably acceptable to the Master Servicer, as applicable, of due authorization, by such party has been furnished from time to time to the Master Servicer.
 
Significance Estimate: With respect to any Distribution Date, and in accordance with Item 1115 of Regulation AB, shall be an amount determined based on the reasonable good-faith estimate by the Sponsor or its affiliate of the aggregate maximum probable exposure of the outstanding Certificates to the Yield Maintenance Agreement and Swap Agreement.
 
Significance Percentage: With respect to any Distribution Date, and in accordance with Item 1115 of Regulation AB, shall be an percentage equal to the Significance Estimate divided by the aggregate outstanding Certificate Principal Balance of the Class A Certificates and Class M Certificates, prior to the distribution of the Principal Distribution Amount on such Distribution Date.
 
Sponsor: EMC Mortgage Corporation.
 
Startup Day: The Startup Day for each REMIC formed hereunder shall be the Closing Date.
 
Stated Principal Balance: With respect to any Mortgage Loan or related REO Property and any Distribution Date, the Cut-off Date Principal Balance thereof minus the sum of (i) the principal portion of the Scheduled Payments due with respect to such Mortgage Loan during each Due Period ending prior to such Distribution Date (and irrespective of any delinquency in their payment), (ii) all Principal Prepayments with respect to such Mortgage Loan received prior to or during the related Prepayment Period, and all Liquidation Proceeds to the extent applied by the Company or the related Servicer as recoveries of principal in accordance with Section 3.11 or the related Servicing Agreement with respect to such Mortgage Loan, that were received by the Company or the related Servicer as of the close of business on the last day of the Prepayment Period related to such Distribution Date and (iii) any Realized Losses on such Mortgage Loan incurred during the related Prepayment Period. The Stated Principal Balance of a Liquidated Loan equals zero.
 
Stepdown Date: The later to occur of (a) the Distribution Date in April 2009 and (b) the first Distribution Date on which the Current Specified Enhancement Percentage is greater than or equal to 50.60%.
 
Subordinated Certificates: The Class M Certificates, Class CE Certificates and Residual Certificates.
 
Subsequent Recoveries: As of any Distribution Date, amounts received by the Master Servicer (net of any related expenses permitted to be reimbursed pursuant to Section 5.02) or surplus amounts held by the Master Servicer, Company and the related Servicer to cover estimated expenses (including, but not limited to, recoveries in respect of the representations and warranties made by the Seller pursuant to the Mortgage Loan Purchase Agreement) specifically related to a Mortgage Loan that was the subject of a liquidation or final disposition of any REO Property prior to the related Prepayment Period that resulted in a Realized Loss.
 
Subservicing Agreement: Any agreement entered into between the Company and a subservicer with respect to the subservicing of any Mortgage Loan hereunder by such subservicer.
 
Substitution Adjustment Amount: The meaning ascribed to such term pursuant to Section 2.03(c).
 
Successor Master Servicer: The meaning ascribed to such term pursuant to Section 9.02.
 
Supplemental Interest Trust: The corpus of a trust created pursuant to Section 3.21 of this Agreement and designated as the “Supplemental Interest Trust,” consisting of the Swap Agreement, the Yield Maintenance Agreement, the Derivative Administration Agreement and the Derivative Account. For the avoidance of doubt, the Supplemental Interest Trust, the Swap Agreement, the Yield Maintenance Agreement, the Derivative Account and the Derivative Administration Agreement do not constitute parts of the Trust Fund or any REMIC.
 
Supplemental Interest Trust Trustee: LaSalle Bank National Association, a national banking association not in its individual capacity but solely in its capacity as supplemental interest trust trustee under the Supplemental Interest Trust and any successor thereto, and any corporation or national banking association resulting from or surviving any consolidation or merger to which it or its successors may be a party and any successor supplemental interest trust trustee as may from time to time be serving as successor supplemental interest trust trustee.
 
Swap Agreement: The interest rate swap agreement between the Swap Provider and Supplemental Interest Trust Trustee, which agreement provides for Net Swap Payments and Swap Termination Payments to be paid, as provided therein, together with any schedules, confirmations or other agreements relating thereto, attached hereto as Exhibit M.
 
Swap LIBOR: LIBOR as determined pursuant to the Swap Agreement.
 
Swap Optional Termination Payment: As defined in Section 11.01.
 
Swap Provider: The swap provider under the Swap Agreement either (a) entitled to receive payments from the Derivative Administrator from amounts payable by the Trust Fund under this Agreement or (b) required to make payments to the Derivative Administrator for payment to the Trust Fund, in either case pursuant to the terms of the Swap Agreement, and any successor in interest or assign. Initially, the Swap Provider shall be IXIS Financial Products Inc.
 
Swap Provider Trigger Event: With respect to any Distribution Date, (i) an Event of Default under the Swap Agreement with respect to which the Swap Provider is a Defaulting Party, (ii) a Termination Event under the Swap Agreement with respect to which the Swap Provider is the sole Affected Party, or (iii) an Additional Termination Event under the Swap Agreement with respect to which the Swap Provider is the sole Affected Party.
 
Swap Termination Payment: Upon the designation of an “Early Termination Date” as defined in the Swap Agreement, the payment to be made by the Derivative Administrator to the Swap Provider from payments from the Trust Fund, or by the Swap Provider to the Derivative Administrator for payment to the Trust Fund, as applicable, pursuant to the terms of the Swap Agreement.
 
Tax Matters Person: The person designated as “tax matters person” in the manner provided under Treasury Regulation Sections 1.860F-4(d) and 301.6231(a)(7)-1T. The Holder of the greatest Percentage Interest in a Class of Residual Certificates shall be the Tax Matters Person for the related REMIC. The Securities Administrator, or any successor thereto or assignee thereof, shall serve as tax administrator hereunder and as agent for the related Tax Matters Person.
 
Transfer: Any direct or indirect transfer or sale of any Ownership Interest in a Certificate.
 
Transfer Affidavit: As defined in Section 7.02.
 
Trigger Event: With respect to any Distribution Date, a Trigger Event exists if (i) a Delinquency Event shall have occurred and be continuing or (ii) the aggregate amount of Realized Losses on the Mortgage Loans since the Cut-off Date as a percentage of the aggregate Cut-off Date Principal Balance of the Mortgage Loans exceeds the applicable percentages set forth below with respect to such Distribution Date:
 
Distribution Date
Percentage
   
April 2009 to March 2010
3.80%
April 2010 to March 2011
5.95%
April 2011 to March 2012
7.70%
April 2012 and thereafter
8.60%

Trust: As defined in Section 2.07.
 
Trust Fund: The corpus of the trust created hereunder consisting of (i) the Mortgage Loans and all interest accruing and principal due with respect thereto after the Cut-off Date to the extent not applied in computing the Cut-off Date Principal Balance thereof; (ii) the Distribution Account, the Class P Certificate Account, the Reserve Fund, the Master Servicer Collection Account maintained by the Master Servicer and the Protected Accounts maintained by the Company and the Servicers and all amounts deposited therein pursuant to the applicable provisions of this Agreement and the Servicing Agreements; (iii) property that secured a Mortgage Loan and has been acquired by foreclosure, deed in lieu of foreclosure or otherwise; (iv) the mortgagee’s rights under the Insurance Policies with respect to the Mortgage Loans; (v) the rights under the Derivative Administration Agreement relating to the Certificates; (vi) the rights under the Mortgage Loan Purchase Agreement; (vii) the rights under the Servicing Agreements and Assignment Agreements; and (viii) all proceeds of the foregoing, including proceeds of conversion, voluntary or involuntary, of any of the foregoing into cash or other liquid property.
 
Trustee: Citibank, N.A., a national banking association, not in its individual capacity, but solely in its capacity as trustee for the benefit of the Certificateholders under this Agreement, and any successor thereto, and any corporation or national banking association resulting from or surviving any consolidation or merger to which it or its successors may be a party and any successor trustee as may from time to time be serving as successor trustee hereunder.
 
Uncertificated Accrued Interest: With respect to each REMIC Regular Interest on each Distribution Date, an amount equal to one month’s interest at the related Uncertificated Pass-Through Rate on the related Uncertificated Principal Balance or related Uncertificated Notional Amount of such REMIC Regular Interest. In each case, Uncertificated Accrued Interest will be reduced by any Prepayment Interest Shortfalls and Relief Act Interest Shortfalls (allocated to such REMIC Regular Interests as set forth in Section 1.02).
 
Uncertificated Notional Amount: With respect to the Class CE Interest and any Distribution Date, an amount equal to the aggregate Uncertificated Principal Balance of the REMIC II Regular Interests (other than REMIC II Regular Interest P) for such Distribution Date.
 
With respect to REMIC II Regular Interest IO and each Distribution Date listed below, the aggregate Uncertificated Principal Balance of the REMIC I Regular Interests ending with the designation “A” listed below:
 
Distribution
Date
REMIC I Regular Interests
1 - 7
I-7-A through I-60-A
8
I-8-A through I-60-A
9
I-9-A through I-60-A
10
I-10-A through I-60-A
11
I-11-A through I-60-A
12
I-12-A through I-60-A
13
I-13-A through I-60-A
14
I-14-A through I-60-A
15
I-15-A through I-60-A
16
I-16-A through I-60-A
17
I-17-A through I-60-A
18
I-18-A through I-60-A
19
I-19-A through I-60-A
20
I-20-A through I-60-A
21
I-21-A through I-60-A
22
I-22-A through I-60-A
23
I-23-A through I-60-A
24
I-24-A through I-60-A
25
I-25-A through I-60-A
26
I-26-A through I-60-A
27
I-27-A through I-60-A
28
I-28-A through I-60-A
29
I-29-A through I-60-A
30
I-30-A through I-60-A
31
I-31-A through I-60-A
32
I-32-A through I-60-A
33
I-33-A through I-60-A
34
I-34-A through I-60-A
35
I-35-A through I-60-A
36
I-36-A through I-60-A
37
I-37-A through I-60-A
38
I-38-A through I-60-A
39
I-39-A through I-60-A
40
I-40-A through I-60-A
41
I-41-A through I-60-A
42
I-42-A through I-60-A
43
I-43-A through I-60-A
44
I-44-A through I-60-A
45
I-45-A through I-60-A
46
I-46-A through I-60-A
47
I-47-A through I-60-A
48
I-48-A through I-60-A
49
I-49-A through I-60-A
50
I-50-A through I-60-A
51
I-51-A through I-60-A
52
I-52-A through I-60-A
53
I-53-A through I-60-A
54
I-54-A through I-60-A
55
I-55-A through I-60-A
56
I-56-A through I-60-A
57
I-57-A through I-60-A
58
I-58-A through I-60-A
59
I-59-A through I-60-A
60
I-60-A
thereafter
$0.00

With respect to the Class IO Interest and any Distribution Date, an amount equal to the Uncertificated Notional Amount of the REMIC II Regular Interest IO. With respect to REMIC VI Regular Interest IO, an amount equal to the Uncertificated Notional Amount of the Class IO Interest.
 
Uncertificated Pass-Through Rate: The Uncertificated REMIC I Pass-Through Rate and Uncertificated REMIC II Pass-Through Rate.
 
Uncertificated Principal Balance: The amount of REMIC Regular Interests, Class P Interest and Class CE Interest outstanding as of any date of determination. As of the Closing Date, the Uncertificated Principal Balance of each REMIC Regular Interest, Class P Interest and Class CE Interest shall equal the amount set forth in the Preliminary Statement hereto as its initial uncertificated principal balance. On each Distribution Date, the Uncertificated Principal Balance of the REMIC Regular Interests and Class P Interest shall be reduced by all distributions of principal made on such REMIC Regular Interests and Class P Interest on such Distribution Date pursuant to Section 6.07 and, if and to the extent necessary and appropriate, shall be further reduced on such Distribution Date by Realized Losses as provided in Section 6.05, and the Uncertificated Principal Balance of REMIC II Regular Interest ZZ shall be increased by interest deferrals as provided in Section 6.07(c)(1)(ii). The Uncertificated Principal Balance of each REMIC Regular Interest, Class P Interest and Class CE Interest shall never be less than zero. With respect to the Class CE Interest as of any date of determination, an amount equal to the excess, if any, of (A) the then aggregate Uncertificated Principal Balance of the REMIC II Regular Interests over (B) the then aggregate Certificate Principal Balance of the Class A Certificates and the Class M Certificates and the Uncertificated Principal Balance of the Class P Interest then outstanding.
 
Uncertificated REMIC I Pass-Through Rate: With respect to REMIC I Regular Interest I-Non-Swap and any Distribution Date, a per annum rate equal to the weighted average of the Net Mortgage Rates on the then outstanding Mortgage Loans, weighted based on the Stated Principal Balances of such Mortgage Loans as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such Due Date.
 
With respect to each REMIC I Regular Interest ending with the designation “A”, and (i) any Distribution Date on or prior to the Distribution Date in September 2006, a per annum rate equal to the weighted average of the Net Mortgage Rates on the then outstanding Mortgage Loans, weighted based on the Stated Principal Balances of such Mortgage Loans as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such Due Date, or (ii) any Distribution Date thereafter, a per annum rate equal to the weighted average Net Mortgage Rate multiplied by 2, subject to a maximum rate of 10.4010%.
 
With respect to each REMIC I Regular Interest ending with the designation “B” and (i) any Distribution Date on or prior to the Distribution Date in September 2006, a per annum rate equal to the weighted average of the Net Mortgage Rates on the then outstanding Mortgage Loans, weighted based on the Stated Principal Balances of such Mortgage Loans as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such Due Date, or (ii) any Distribution Date thereafter, a per annum rate equal to the greater of (x) the excess, if any, of (A) 2 multiplied by the weighted average Net Mortgage Rate over (B) 10.4010% and (y) 0.00%.
 
With respect to each REMIC I Regular Interest P, 0.00%
 
Uncertificated REMIC II Pass-Through Rate: With respect to REMIC II Regular Interest AA, each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is the Corresponding Certificate and REMIC II Regular Interest ZZ, and (i) any Distribution Date on or prior to the Distribution Date in September 2006, a per annum rate equal to the weighted average of the Uncertificated REMIC I Pass-Through Rates for the REMIC I Regular Interests (other than REMIC I Regular Interest P) for such Distribution Date, weighted on the basis of the Uncertificated Principal Balances of such REMIC I Regular Interests for such Distribution Date, and (ii) any Distribution Date thereafter, a per annum rate equal to the weighted average of (x) with respect to REMIC I Regular Interests ending with the designation “B” and REMIC I Regular Interest I-Non-Swap, the weighted average of the Uncertificated REMIC I Pass-Through Rates for such REMIC I Regular Interests for such Distribution Date, weighted on the basis of the Uncertificated Principal Balances of such REMIC I Regular Interests for such Distribution Date and (y) with respect to REMIC I Regular Interests ending with the designation “A”, for each Distribution Date listed below, the weighted average of the rates listed below for such Distribution Date for each such REMIC I Regular Interest listed below, weighted on the basis of the Uncertificated Principal Balances of each such REMIC I Regular Interest for such Distribution Date:
 
Distribution
Date
REMIC I Regular Interest
Rate
7
I-7-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
     
8
I-8-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A
Uncertificated REMIC I Pass-Through Rate
9
I-9-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-8-A
Uncertificated REMIC I Pass-Through Rate
10
I-10-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-9-A
Uncertificated REMIC I Pass-Through Rate
11
I-11-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-10-A
Uncertificated REMIC I Pass-Through Rate
12
I-12-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-11-A
Uncertificated REMIC I Pass-Through Rate
13
I-13-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-12-A
Uncertificated REMIC I Pass-Through Rate
14
I-14-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-13-A
Uncertificated REMIC I Pass-Through Rate
15
I-15-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-14-A
Uncertificated REMIC I Pass-Through Rate
16
I-16-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-15-A
Uncertificated REMIC I Pass-Through Rate
17
I-17-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-16-A
Uncertificated REMIC I Pass-Through Rate
18
I-18-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-17-A
Uncertificated REMIC I Pass-Through Rate
19
I-19-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-18-A
Uncertificated REMIC I Pass-Through Rate
20
I-20-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-19-A
Uncertificated REMIC I Pass-Through Rate
21
I-21-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-20-A
Uncertificated REMIC I Pass-Through Rate
22
I-22-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-21-A
Uncertificated REMIC I Pass-Through Rate
23
I-23-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-22-A
Uncertificated REMIC I Pass-Through Rate
24
I-24-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-23-A
Uncertificated REMIC I Pass-Through Rate
25
I-25-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-24-A
Uncertificated REMIC I Pass-Through Rate
26
I-26-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-25-A
Uncertificated REMIC I Pass-Through Rate
27
I-27-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-26-A
Uncertificated REMIC I Pass-Through Rate
28
I-28-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-27-A
Uncertificated REMIC I Pass-Through Rate
29
I-29-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-28-A
Uncertificated REMIC I Pass-Through Rate
30
I-30-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-29-A
Uncertificated REMIC I Pass-Through Rate
31
I-31-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-30-A
Uncertificated REMIC I Pass-Through Rate
32
I-32-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-31-A
Uncertificated REMIC I Pass-Through Rate
33
I-33-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-32-A
Uncertificated REMIC I Pass-Through Rate
34
I-34-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-33-A
Uncertificated REMIC I Pass-Through Rate
35
I-35-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-34-A
Uncertificated REMIC I Pass-Through Rate
36
I-36-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-35-A
Uncertificated REMIC I Pass-Through Rate
37
I-37-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-36-A
Uncertificated REMIC I Pass-Through Rate
38
I-38-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-37-A
Uncertificated REMIC I Pass-Through Rate
39
I-39-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-38-A
Uncertificated REMIC I Pass-Through Rate
40
I-40-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-39-A
Uncertificated REMIC I Pass-Through Rate
41
I-41-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-40-A
Uncertificated REMIC I Pass-Through Rate
42
I-42-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-41-A
Uncertificated REMIC I Pass-Through Rate
43
I-43-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-42-A
Uncertificated REMIC I Pass-Through Rate
44
I-44-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-43-A
Uncertificated REMIC I Pass-Through Rate
45
I-45-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-44-A
Uncertificated REMIC I Pass-Through Rate
46
I-46-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-45-A
Uncertificated REMIC I Pass-Through Rate
47
I-47-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-46-A
Uncertificated REMIC I Pass-Through Rate
48
I-48-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-47-A
Uncertificated REMIC I Pass-Through Rate
49
I-49-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-48-A
Uncertificated REMIC I Pass-Through Rate
50
I-50-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-49-A
Uncertificated REMIC I Pass-Through Rate
51
I-51-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-50-A
Uncertificated REMIC I Pass-Through Rate
52
I-52-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-51-A
Uncertificated REMIC I Pass-Through Rate
53
I-53-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-52-A
Uncertificated REMIC I Pass-Through Rate
54
I-54-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-53-A
Uncertificated REMIC I Pass-Through Rate
55
I-55-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-54-A
Uncertificated REMIC I Pass-Through Rate
56
I-56-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-55-A
Uncertificated REMIC I Pass-Through Rate
57
I-57-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-56-A
Uncertificated REMIC I Pass-Through Rate
58
I-58-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-57-A
Uncertificated REMIC I Pass-Through Rate
59
I-59-A and I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-58-A
Uncertificated REMIC I Pass-Through Rate
60
I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-7-A through I-59-A
Uncertificated REMIC I Pass-Through Rate
thereafter
I-7-A through I-60-A
Uncertificated REMIC I Pass-Through Rate

With respect to REMIC II Regular Interest IO, a per annum rate equal to the excess of (x) the weighted average of the Uncertificated REMIC I Pass-Through Rates for REMIC I Regular Interests ending with the designation “A”, over (y) (i) for any Distribution Date on or prior to the Distribution Date in September 2006, the weighted average of the Uncertificated Pass-Through Rates for the REMIC I Regular Interests ending with the designation “A”, or (ii) for any Distribution Date thereafter, 2 multiplied by Swap LIBOR.
 
With respect to REMIC II Regular Interest P, 0.00%.
 
Unpaid Realized Loss Amount: With respect to any Class A Certificates and as to any Distribution Date, is the excess of Applied Realized Loss Amounts with respect to such Class over the sum of all distributions in reduction of the Applied Realized Loss Amounts on all previous Distribution Dates. Any amounts distributed to the Class A Certificates in respect of any Unpaid Realized Loss Amount shall not be applied to reduce the Certificate Principal Balance of such Class.
 
Voting Rights: The portion of the voting rights of all the Certificates that is allocated to any Certificate for purposes of the voting provisions hereunder. Voting Rights shall be allocated (i) 92% to the Class A Certificates and Class M Certificates, (ii) 3% to the Class CE Certificates until paid in full, and (iii) 1% to each of the Class R-1, Class R-2, Class R-3, Class RX and Class P Certificates, with the allocation among the Certificates (other than the Class CE, Class P and Residual Certificates) to be in proportion to the Certificate Principal Balance of each Class relative to the Certificate Principal Balance of all other such Classes. Voting Rights will be allocated among the Certificates of each such Class in accordance with their respective Percentage Interests.
 
Wells Fargo: Wells Fargo Bank, N.A., and any successor thereto.
 
Wells Fargo Assignment Agreement: The Assignment, Assumption and Recognition Agreement, dated as of March 30, 2006, by and among the Sponsor, Wells Fargo and the Trustee evidencing the assignment of the Wells Fargo Servicing Agreement to the Trust, attached hereto as Exhibit T.
 
Wells Fargo Loans: Those Mortgage Loans subject to this Agreement which were purchased by the Sponsor from Wells Fargo pursuant to the Wells Fargo Servicing Agreement.
 
Wells Fargo Servicing Agreement: The Amended and Restated Master Seller’s Warranties and Servicing Agreement, dated as of November 1, 2005, by and between the Sponsor and Wells Fargo, as amended, attached hereto as Exhibit S, as modified by the Wells Fargo Assignment Agreement.
 
Yield Maintenance Agreement: The Yield Maintenance Agreement, dated March 30, 2006, between the Supplemental Interest Trust Trustee and IXIS Financial Products Inc.
 
Yield Maintenance Agreement Provider: The yield maintenance agreement provider under the Yield Maintenance Agreement required to make payments to the Derivative Administrator for payment to the Trust Fund pursuant to the terms of the Derivative Administration Agreement, and any successor in interest or assign. Initially, the Yield Maintenance Agreement Provider shall be IXIS Financial Products Inc.
 
Section 1.02  Allocation of Certain Interest Shortfalls. 
 
For purposes of calculating the amount of Current Interest for the Class A, Class M and Class CE Certificates for any Distribution Date, the aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by payments by the Company or the Master Servicer pursuant to Section 6.02) and any Relief Act Interest Shortfalls incurred in respect of the Mortgage Loans for any Distribution Date shall be allocated first, to the Class CE Interest based on, and to the extent of, one month’s interest at the then applicable respective Pass-Through Rate on the Uncertificated Notional Amount thereof and, thereafter, among the Class A Certificates and Class M Certificates, in each case on a pro rata basis based on, and to the extent of, one month’s interest at the then applicable respective Pass-Through Rates on the respective Certificate Principal Balances of each such Certificate.
 
For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC I Regular Interests for any Distribution Date:
 
(a)  For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC I Regular Interests for any Distribution Date, the aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by payments by the Company or the Master Servicer pursuant to Section 6.02) and any Relief Act Interest Shortfalls incurred shall be allocated first, to REMIC I Regular Interest I-Non-Swap and the REMIC I Regular Interests ending with the designation “B”, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC I Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC I Regular Interest, and then, to the REMIC I Regular Interests ending with the designation “A”, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC I Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC I Regular Interest.
 
(b)  The aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by payments by the Company or the Master Servicer pursuant to Section 6.02) and any Relief Act Interest Shortfalls incurred in respect of the Mortgage Loans for any Distribution Date shall be allocated first, to Uncertificated Accrued Interest payable to REMIC II Regular Interest AA and REMIC II Regular Interest ZZ up to an aggregate amount equal to the REMIC II Interest Loss Allocation Amount, 98% and 2%, respectively, and thereafter among REMIC II Regular Interest AA, each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is the Corresponding Certificate and REMIC II Regular Interest ZZ, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC II Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC II Regular Interest.
 
 

 
ARTICLE II

CONVEYANCE OF TRUST FUND
 
Section 2.01  Conveyance of Trust Fund. 
 
Pursuant to the Mortgage Loan Purchase Agreement, each Seller sold, transferred, assigned, set over and otherwise conveyed to the Depositor, without recourse, all the right, title and interest of such Seller in and to the assets sold by it in the Trust Fund.
 
The Sponsor has entered into this Agreement in consideration for the purchase of the Mortgage Loans by the Depositor pursuant to the Mortgage Loan Purchase Agreement and has agreed to take the actions specified herein.
 
The Depositor, concurrently with the execution and delivery hereof, hereby sells, transfers, assigns, sets over and otherwise conveys to the Trustee for the use and benefit of the Certificateholders, without recourse, all the right, title and interest of the Depositor in and to the Trust Fund.
 
In connection with such sale, the Depositor has delivered to, and deposited with, the Trustee or the Custodian, as its agent, the following documents or instruments with respect to each Mortgage Loan so assigned: (i) the original Mortgage Note, including any riders thereto, endorsed without recourse (A) in blank or to the order of “Citibank, N.A., as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2006-HE3,” or (B) in the case of a loan registered on the MERS system, in blank, and in each case showing an unbroken chain of endorsements from the original payee thereof to the Person endorsing it to the Trustee, (ii) the original Mortgage and, if the related Mortgage Loan is a MOM Loan, noting the presence of the MIN and language indicating that such Mortgage Loan is a MOM Loan, which shall have been recorded (or if the original is not available, a copy), with evidence of such recording indicated thereon (or if clause (x) in the proviso below applies, shall be in recordable form), (iii) unless the Mortgage Loan is a MOM Loan, the assignment (either an original or a copy, which may be in the form of a blanket assignment if permitted in the jurisdiction in which the Mortgaged Property is located) to the Trustee of the Mortgage with respect to each Mortgage Loan in the name of “Citibank, N.A., as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed-Certificates, Series 2006-HE3,” which shall have been recorded (or if clause (x) in the proviso below applies, shall be in recordable form), (iv) an original or a copy of all intervening assignments of the Mortgage, if any, with evidence of recording thereon, (v) the original policy of title insurance or mortgagee’s certificate of title insurance or commitment or binder for title insurance, if available, or a copy thereof, or, in the event that such original title insurance policy is unavailable, a photocopy thereof, or in lieu thereof, a current lien search on the related Mortgaged Property and (vi) originals or copies of all available assumption, modification or substitution agreements, if any; provided, however, that in lieu of the foregoing, the related Seller may deliver the following documents, under the circumstances set forth below: (x) if any Mortgage, assignment thereof to the Trustee or intervening assignments thereof have been delivered or are being delivered to recording offices for recording and have not been returned in time to permit their delivery as specified above, the Depositor may deliver a true copy thereof with a certification by such Seller or the title company issuing the commitment for title insurance, on the face of such copy, substantially as follows: “Certified to be a true and correct copy of the original, which has been transmitted for recording”; and (y) in lieu of the Mortgage Notes relating to the Mortgage Loans identified in the list set forth in Exhibit I, the Depositor may deliver a lost note affidavit and indemnity and a copy of the original note, if available; and provided, further, however, that in the case of Mortgage Loans which have been prepaid in full after the Cut-off Date and prior to the Closing Date, the Depositor, in lieu of delivering the above documents, may deliver to the Trustee and the Custodian a certification of a Servicing Officer to such effect and in such case shall deposit all amounts paid in respect of such Mortgage Loans, in the Master Servicer Collection Account or in the Distribution Account on the Closing Date. In the case of the documents referred to in clause (x) above, the Depositor shall deliver such documents to the Trustee or the Custodian promptly after they are received.
 
The Sponsor (on its own behalf as a Seller and on behalf of Master Funding) shall cause, at its expense, the Mortgage and intervening assignments, if any, and to the extent required in accordance with the foregoing, the assignment of the Mortgage to the Trustee to be submitted for recording promptly after the Closing Date; provided that, the Sponsor need not cause to be recorded (a) any assignment in any jurisdiction under the laws of which, as evidenced by an Opinion of Counsel addressed to the Trustee delivered by the Sponsor (on its own behalf as a Seller and on behalf of Master Funding) to the Trustee and the Rating Agencies, the recordation of such assignment is not necessary to protect the Trustee’s interest in the related Mortgage Loan or (b) if MERS is identified on the Mortgage or on a properly recorded assignment of the Mortgage as the mortgagee of record solely as nominee for the related Seller and its successors and assigns. In the event that any Seller, the Depositor , the Master Servicer or the Securities Administrator gives written notice to the Trustee that a court has recharacterized the sale of the Mortgage Loans as a financing, the Sponsor (on its own behalf as a Seller and on behalf of Master Funding) shall submit or cause to be submitted for recording as specified above each such previously unrecorded assignment to be submitted for recording as specified above at the expense of the Trust. In the event a Mortgage File is released to the Company or the Servicer as a result of such Person having completed a Request for Release, the Custodian shall, if not so completed, complete the assignment of the related Mortgage in the manner specified in clause (iii) above.
 
In connection with the assignment of any Mortgage Loan registered on the MERS® System, the Sponsor (on its own behalf as a Seller and on behalf of Master Funding) further agrees that it will cause, at the Sponsor’s own expense, within 30 days after the Closing Date, the MERS® System to indicate that such Mortgage Loans have been assigned by the Sponsor (on its own behalf as a Seller and on behalf of Master Funding) to the Depositor and by the Depositor to the Trustee in accordance with this Agreement for the benefit of the Certificateholders by including (or deleting, in the case of Mortgage Loans which are repurchased in accordance with this Agreement) in such computer files (a) the code in the field which identifies the specific Trustee and (b) the code in the field “Pool Field” which identifies the series of the Certificates issued in connection with such Mortgage Loans. The Sponsor (on its own behalf as a Seller and on behalf of Master Funding) further agrees that it will not, and will not permit the Company or the Master Servicer to, and the Master Servicer agrees that it will not, alter the codes referenced in this paragraph with respect to any Mortgage Loan during the term of this Agreement unless and until such Mortgage Loan is repurchased in accordance with the terms of this Agreement or the Mortgage Loan Purchase Agreement.
 
Section 2.02  Acceptance of the Mortgage Loans. 
 
(a)  Based on the Initial Certification received by it from the Custodian, the Trustee acknowledges receipt of, subject to the further review and exceptions reported by the Custodian pursuant to the procedures described below, the documents (or certified copies thereof) delivered to the Trustee or the Custodian on its behalf pursuant to Section 2.01 and declares that it holds and will continue to hold directly or through a custodian those documents and any amendments, replacements or supplements thereto and all other assets of the Trust Fund delivered to it in trust for the use and benefit of all present and future Holders of the Certificates. On the Closing Date, the Trustee or the Custodian on its behalf will deliver an Initial Certification, in the form of Exhibit One to the Custodial Agreement, confirming whether or not it has received the Mortgage File for each Mortgage Loan, but without review of such Mortgage File, except to the extent necessary to confirm whether such Mortgage File contains the original Mortgage Note or a lost note affidavit and indemnity in lieu thereof. No later than 90 days after the Closing Date, the Trustee or the Custodian on its behalf shall, for the benefit of the Certificateholders, review each Mortgage File delivered to it and execute and deliver to the Sponsor (on its own behalf and on behalf of Master Funding) and the Master Servicer and, if reviewed by the Custodian or the Trustee, an Interim Certifications, substantially in the form of Exhibit Two to the Custodial Agreement. In conducting such review, the Trustee or the Custodian on its behalf will ascertain whether all required documents have been executed and received and whether those documents relate, determined on the basis of the Mortgagor name, original principal balance and loan number, to the Mortgage Loans identified in Exhibit B to this Agreement, as supplemented (provided, however, that with respect to those documents described in subclauses (iv) and (vi) of Section 2.01, such obligations shall extend only to documents actually delivered pursuant to such subclauses). In performing any such review, the Trustee and the Custodian may conclusively rely on the purported due execution and genuineness of any such document and on the purported genuineness of any signature thereon. If the Trustee or the Custodian on its behalf finds any document constituting part of the Mortgage File not to have been executed or received, or to be unrelated to the Mortgage Loans identified in Exhibit B or to appear to be defective on its face, the Trustee or the Custodian on its behalf shall include such information in the exception report attached to the Interim Certification. The Sponsor (on its own behalf as a Seller and on behalf of Master Funding) shall correct or cure any such defect or, if prior to the end of the second anniversary of the Closing Date, the Sponsor (on its own behalf as a Seller and on behalf of Master Funding) may substitute for the related Mortgage Loan a Replacement Mortgage Loan, which substitution shall be accomplished in the manner and subject to the conditions set forth in Section 2.03 or shall deliver to the Trustee and the Securities Administrator an Opinion of Counsel addressed to the Trustee and the Securities Administrator to the effect that such defect does not materially or adversely affect the interests of the Certificateholders in such Mortgage Loan within 60 days from the date of notice from the Trustee of the defect and if the Sponsor (on its own behalf as a Seller and on behalf of Master Funding) fails to correct or cure the defect or deliver such opinion within such period, the Sponsor (on its own behalf as a Seller and on behalf of Master Funding) will, subject to Section 2.03, within 90 days from the notification of the Trustee purchase such Mortgage Loan at the Purchase Price; provided, however, that if such defect relates solely to the inability of the Sponsor (on its own behalf as a Seller and on behalf of Master Funding) to deliver the Mortgage, assignment thereof to the Trustee, or intervening assignments thereof with evidence of recording thereon because such documents have been submitted for recording and have not been returned by the applicable jurisdiction, the Sponsor (on its own behalf as a Seller and on behalf of Master Funding) shall not be required to purchase such Mortgage Loan if the Sponsor delivers such documents promptly upon receipt, but in no event later than 360 days after the Closing Date.
 
(b)  No later than 180 days after the Closing Date, the Trustee or the Custodian on its behalf will review, for the benefit of the Certificateholders, the Mortgage Files and will execute and deliver or cause to be executed and delivered to the Sponsor (on its own behalf as a Seller and on behalf of Master Funding) and the Master Servicer and, if reviewed by the Custodian or the Trustee, a Final Certification, substantially in the form of Exhibit Three to the Custodial Agreement. In conducting such review, the Trustee or the Custodian on its behalf will ascertain whether each document required to be recorded has been returned from the recording office with evidence of recording thereon and the Trustee or the Custodian on its behalf has received either an original or a copy thereof, as required in Section 2.01 (provided, however, that with respect to those documents described in subclauses (iv) and (vi) of Section 2.01, such obligations shall extend only to documents actually delivered pursuant to such subclauses). If the Trustee or the Custodian on its behalf finds any document with respect to a Mortgage Loan has not been received, or to be unrelated, determined on the basis of the Mortgagor name, original principal balance and loan number, to the Mortgage Loans identified in Exhibit B or to appear defective on its face, the Trustee or the Custodian on its behalf shall note such defect in the exception report attached to the Final Certification and shall promptly notify the Sponsor (on its own behalf as a Seller and on behalf of Master Funding). The Sponsor (on its own behalf as a Seller and on behalf of Master Funding) shall correct or cure any such defect or, if prior to the end of the second anniversary of the Closing Date, the Sponsor (on its own behalf as a Seller and on behalf of Master Funding) may substitute for the related Mortgage Loan a Replacement Mortgage Loan, which substitution shall be accomplished in the manner and subject to the conditions set forth in Section 2.03 or shall deliver to the Trustee and the Securities Administrator an Opinion of Counsel addressed to the Trustee and the Securities Administrator to the effect that such defect does not materially or adversely affect the interests of Certificateholders in such Mortgage Loan within 60 days from the date of notice from the Trustee of the defect and if the Sponsor (on its own behalf as a Seller and on behalf of Master Funding) is unable within such period to correct or cure such defect, or to substitute the related Mortgage Loan with a Replacement Mortgage Loan or to deliver such opinion, the Sponsor (on its own behalf as a Seller and on behalf of Master Funding) shall, subject to Section 2.03, within 90 days from the notification of the Trustee, purchase such Mortgage Loan at the Purchase Price; provided, however, that if such defect relates solely to the inability of the Sponsor (on its own behalf as a Seller and on behalf of Master Funding) to deliver the Mortgage, assignment thereof to the Trustee or intervening assignments thereof with evidence of recording thereon, because such documents have not been returned by the applicable jurisdiction, the Sponsor (on its own behalf as a Seller and on behalf of Master Funding) shall not be required to purchase such Mortgage Loan, if the Sponsor delivers such documents promptly upon receipt, but in no event later than 360 days after the Closing Date. Notwithstanding anything to the contrary, the Trustee shall have no responsibility with respect to the custody or review of Mortgage Files held by the Custodian pursuant to the Custodial Agreement. The Trustee shall have no liability for the failure of the Custodian to perform its obligations under the Custodial Agreement.
 
(c)  In the event that a Mortgage Loan is purchased by the Sponsor (on its own behalf as a Seller and on behalf of Master Funding) in accordance with subsections 2.02(a) or (b) above or Section 2.03, the Sponsor (on its own behalf as a Seller and on behalf of Master Funding) shall remit the applicable Purchase Price to the Master Servicer for deposit in the Master Servicer Collection Account and shall provide written notice to the Securities Administrator and the Trustee detailing the components of the Purchase Price, signed by a Servicing Officer. Upon deposit of the Purchase Price in the Master Servicer Collection Account and upon receipt of a Request for Release with respect to such Mortgage Loan, the Trustee or the Custodian will release to the Sponsor (on its own behalf as a Seller and on behalf of Master Funding) the related Mortgage File and the Trustee shall execute and deliver all instruments of transfer or assignment, without recourse, representation or warranty furnished to it by the related Seller, as are necessary to vest in the title to and rights under the Mortgage Loan. Such purchase shall be deemed to have occurred on the date on which the deposit into the Master Servicer Collection Account was made. The Securities Administrator shall promptly notify the Rating Agencies of such repurchase. The obligation of the Sponsor to cure, repurchase or substitute for any Mortgage Loan as to which a defect in a constituent document exists shall be the sole remedies respecting such defect available to the Certificateholders or to the Trustee on their behalf.
 
(d)  The Sponsor (on its own behalf as a Seller and on behalf of Master Funding) shall deliver to the Trustee or the Custodian on its behalf, and Trustee agrees to accept the Mortgage Note and other documents constituting the Mortgage File with respect to any Replacement Mortgage Loan, which the Trustee or the Custodian will review as provided in subsections 2.02(a) and 2.02(b), provided, that the Closing Date referred to therein shall instead be the date of delivery of the Mortgage File with respect to each Replacement Mortgage Loan.
 
Section 2.03  Representations, Warranties and Covenants of the Company and the Sponsor. 
 
(a)  The Company hereby represents and warrants to the Master Servicer, the Depositor, the Securities Administrator and the Trustee as follows, as of the Closing Date:
 
(i)  It is duly organized and is validly existing and in good standing under the laws of the State of Delaware and is duly authorized and qualified to transact any and all business contemplated by this Agreement to be conducted by it in any state in which a Mortgaged Property related to an EMC Mortgage Loan is located or is otherwise not required under applicable law to effect such qualification and, in any event, is in compliance with the doing business laws of any such state, to the extent necessary to ensure its ability to enforce each EMC Mortgage Loan, to service the EMC Mortgage Loans in accordance with the terms of the Mortgage Loan Purchase Agreement and this Agreement and to perform any of its other obligations under this Agreement in accordance with the terms hereof or thereof.
 
(ii)  It has the full corporate power and authority to service each Mortgage Loan, and to execute, deliver and perform, and to enter into and consummate the transactions contemplated by this Agreement and has duly authorized by all necessary corporate action on its part the execution, delivery and performance of this Agreement; and this Agreement, assuming the due authorization, execution and delivery hereof by the other parties hereto or thereto, as applicable, constitutes its legal, valid and binding obligation, enforceable against it in accordance with its terms, except that (a) the enforceability hereof may be limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors’ rights generally and (b) the remedy of specific performance and injunctive and other forms of equitable relief may be subject to equitable defenses and to the discretion of the court before which any proceeding therefor may be brought.
 
(iii)  The execution and delivery of this Agreement, the servicing of the Mortgage Loans by it under this Agreement, the consummation of any other of the transactions contemplated by this Agreement, and the fulfillment of or compliance with the terms hereof and thereof are in its ordinary course of business and will not (A) result in a breach of any term or provision of its charter or by-laws or (B) conflict with, result in a breach, violation or acceleration of, or result in a default under, the terms of any other material agreement or instrument to which it is a party or by which it may be bound, or (C) constitute a violation of any statute, order or regulation applicable to it of any court, regulatory body, administrative agency or governmental body having jurisdiction over it; and it is not in breach or violation of any material indenture or other material agreement or instrument, or in violation of any statute, order or regulation of any court, regulatory body, administrative agency or governmental body having jurisdiction over it which breach or violation may materially impair its ability to perform or meet any of its obligations under this Agreement.
 
(iv)  It is an approved servicer of conventional mortgage loans for Fannie Mae or Freddie Mac and is a mortgagee approved by the Secretary of Housing and Urban Development pursuant to sections 203 and 211 of the National Housing Act.
 
(v)  No litigation is pending or, to the best of its knowledge, threatened, against it that would materially and adversely affect (a) the execution, delivery or enforceability of this Agreement (b) or its ability to service the EMC Mortgage Loans, (c) or to perform any of its other obligations under this Agreement in accordance with the terms hereof, (d) its business operations, financial conditions, or properties or assets owned by it, or (e) its ability to carry on its business as now conducted.
 
(vi)  No consent, approval, authorization or order of any court or governmental agency or body is required for its execution, delivery and performance of, or compliance with, this Agreement or the consummation of the transactions contemplated hereby or thereby, or if any such consent, approval, authorization or order is required, it has obtained the same.
 
(vii)  The servicing practices used by the Company in respect of each Mortgage Loan have been, and will continue to be, compliant in all material respects with applicable laws and regulations.
 
(b)  LaSalle Bank National Association, in its capacity as Master Servicer and Securities Administrator hereby represents and warrants to the Sponsor, the Depositor and the Trustee as follows, as of the Closing Date:
 
(i)  It is a national banking association duly formed, validly existing and in good standing under the laws of the United States of America and is duly authorized and qualified to transact any and all business contemplated by this Agreement to be conducted by the Master Servicer and the Securities Administrator and, is in compliance with the doing business laws of any state, to the extent necessary to ensure its ability to perform any of its other obligations under this Agreement in accordance with the terms hereof;
 
(ii)  It has the full corporate power and authority to execute, deliver and perform, and to enter into and consummate the transactions contemplated by this Agreement and has duly authorized by all necessary corporate action on its part the execution, delivery and performance of this Agreement; and this Agreement, assuming the due authorization, execution and delivery hereof by the other parties hereto, constitutes its legal, valid and binding obligation, enforceable against it in accordance with its terms, except that (a) the enforceability hereof may be limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors’ rights generally and (b) the remedy of specific performance and injunctive and other forms of equitable relief may be subject to equitable defenses and to the discretion of the court before which any proceeding therefor may be brought.
 
(iii)  The execution and delivery of this Agreement by it, the consummation of any other of the transactions contemplated by this Agreement, and the fulfillment of or compliance with the terms hereof are in its ordinary course of business and will not (A) result in a material breach of any term or provision of its charter or by-laws or (B) materially conflict with, result in a material breach, violation or acceleration of, or result in a material default under, the terms of any other material agreement or instrument to which it is a party or by which it may be bound, or (C) constitute a material violation of any statute, order or regulation applicable to it of any court, regulatory body, administrative agency or governmental body having jurisdiction over it; and it is not in breach or violation of any material indenture or other material agreement or instrument, or in violation of any statute, order or regulation of any court, regulatory body, administrative agency or governmental body having jurisdiction over it which breach or violation may materially impair its ability to perform or meet any of its obligations under this Agreement.
 
(iv)  No litigation is pending or, to the best of its knowledge, threatened, against it that would materially and adversely affect the execution, delivery or enforceability of this Agreement or its ability to perform any of its other obligations under this Agreement in accordance with the terms hereof.
 
(v)  No consent, approval, authorization or order of any court or governmental agency or body is required for its execution, delivery and performance of, or compliance with, this Agreement or the consummation of the transactions contemplated hereby, or if any such consent, approval, authorization or order is required, it has obtained the same.
 
(c)  EMC (in its capacity as a Sponsor) hereby represents and warrants to the Master Servicer, the Depositor, the Securities Administrator and the Trustee as follows, as of the Closing Date:
 
(i)  EMC is duly organized as a Delaware corporation and is validly existing and in good standing under the laws of the State of Delaware and is duly authorized and qualified to transact any and all business contemplated by this Agreement to be conducted by EMC in any state in which a Mortgaged Property is located or is otherwise not required under applicable law to effect such qualification and, in any event, is in compliance with the doing business laws of any such state, to the extent necessary to ensure its ability to enforce each Mortgage Loan, to sell the Mortgage Loans in accordance with the terms of the Mortgage Loan Purchase Agreement and to perform any of its other obligations under this Agreement in accordance with the terms hereof.
 
(ii)  EMC has the full corporate power and authority to sell each Mortgage Loan, and to execute, deliver and perform, and to enter into and consummate the transactions contemplated by this Agreement and has duly authorized by all necessary corporate action on the part of EMC the execution, delivery and performance of this Agreement, assuming the due authorization, execution and delivery hereof by the other parties hereto or thereto, as applicable, constitutes a legal, valid and binding obligation of EMC, enforceable against EMC in accordance with its terms, except that (a) the enforceability hereof may be limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors’ rights generally and (b) the remedy of specific performance and injunctive and other forms of equitable relief may be subject to equitable defenses and to the discretion of the court before which any proceeding therefor may be brought.
 
(iii)  The execution and delivery of this Agreement by EMC, the sale of the Mortgage Loans by EMC under the Mortgage Loan Purchase Agreement, the consummation of any other of the transactions contemplated by this Agreement, and the fulfillment of or compliance with the terms hereof and thereof are in the ordinary course of business of EMC and will not (A) result in a material breach of any term or provision of the charter or by-laws of EMC or (B) conflict with, result in a breach, violation or acceleration of, or result in a default under, the terms of any other material agreement or instrument to which EMC is a party or by which it may be bound, or (C) constitute a violation of any statute, order or regulation applicable to EMC of any court, regulatory body, administrative agency or governmental body having jurisdiction over EMC; and EMC is not in breach or violation of any material indenture or other material agreement or instrument, or in violation of any statute, order or regulation of any court, regulatory body, administrative agency or governmental body having jurisdiction over it which breach or violation may materially impair EMC’s ability to perform or meet any of its obligations under this Agreement.
 
(iv)  EMC is an approved sponsor of conventional mortgage loans for Fannie Mae and Freddie Mac and is a mortgagee approved by the Secretary of Housing and Urban Development pursuant to sections 203 and 211 of the National Housing Act.
 
(v)  No litigation is pending or, to the best of EMC’s knowledge, threatened, against EMC that would materially and adversely affect the execution, delivery or enforceability of this Agreement or the ability of EMC to sell the Mortgage Loans or to perform any of its other obligations under this Agreement in accordance with the terms hereof or thereof.
 
(vi)  No consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by EMC of, or compliance by EMC with, this Agreement or the consummation of the transactions contemplated hereby, or if any such consent, approval, authorization or order is required, EMC has obtained the same.
 
With respect to each Mortgage Loan as of the Closing Date (or such other date as may be specified in Section 7 of the Mortgage Loan Purchase Agreement), EMC hereby remakes and restates each of the representations and warranties set forth in Section 7 of the Mortgage Loan Purchase Agreement to the Depositor and the Trustee to the same extent as if fully set forth herein.
 
(d)  Upon discovery by any of the parties hereto of a breach of a representation or warranty set forth in the Mortgage Loan Purchase Agreement with respect to the Mortgage Loans that materially and adversely affects the interests of the Certificateholders in any Mortgage Loan, the party discovering such breach shall give prompt written notice thereof to the other parties. The Sponsor hereby covenants, with respect to the representations and warranties set forth in the Mortgage Loan Purchase Agreement with respect to the Mortgage Loans, that within 90 days of the discovery of a breach of any representation or warranty set forth therein that materially and adversely affects the interests of the Certificateholders in any Mortgage Loan, it shall cure such breach in all material respects and, if such breach is not so cured, (i) if such 90 day period expires prior to the second anniversary of the Closing Date, remove such Mortgage Loan (a “Deleted Mortgage Loan”) from the Trust Fund and substitute in its place a Replacement Mortgage Loan, in the manner and subject to the conditions set forth in this Section; or (ii) repurchase the affected Mortgage Loan or Mortgage Loans from the Trustee at the Purchase Price in the manner set forth below; provided that any such substitution pursuant to (i) above or repurchase pursuant to (ii) above shall not be effected prior to the delivery to the Trustee and the Securities Administrator of an Opinion of Counsel if required by Section 2.05 hereof and any such substitution pursuant to (i) above shall not be effected prior to the additional delivery to the Custodian of a Request for Release. The Trustee shall give prompt written notice to the parties hereto of the Sponsor’s failure to cure such breach as set forth in the preceding sentence. The Sponsor shall promptly reimburse the Master Servicer and the Trustee for any expenses reasonably incurred by the Master Servicer or the Trustee in respect of enforcing the remedies for such breach. To enable the Master Servicer to amend the Mortgage Loan Schedule, the Sponsor shall, unless it cures such breach in a timely fashion pursuant to this Section 2.03, promptly notify the Master Servicer whether it intends either to repurchase, or to substitute for, the Mortgage Loan affected by such breach. With respect to the representations and warranties with respect to the Mortgage Loans that are made to the best of the Sponsor’s knowledge, if it is discovered by any of the Depositor, the Master Servicer, the Securities Administrator, the Sponsor, the Trustee or the Custodian that the substance of such representation and warranty is inaccurate and such inaccuracy materially and adversely affects the value of the related Mortgage Loan, notwithstanding the Sponsor’s lack of knowledge with respect to the substance of such representation or warranty, the Sponsor shall nevertheless be required to cure, substitute for or repurchase the affected Mortgage Loan in accordance with the foregoing.
 
With respect to any Replacement Mortgage Loan or Loans, the Sponsor (pursuant to the Mortgage Loan Purchase Agreement) shall deliver to the Trustee or the Custodian on its behalf for the benefit of the Certificateholders such documents and agreements as are required by Section 2.01. No substitution will be made in any calendar month after the Determination Date for such month. Notwithstanding the foregoing, such substitution must be done within two years of the Closing Date. Scheduled Payments due with respect to Replacement Mortgage Loans in the Due Period related to the Distribution Date on which such proceeds are to be distributed shall not be part of the Trust Fund and will be retained by the Sponsor. For the month of substitution, distributions to Certificateholders will include the Scheduled Payment due on any Deleted Mortgage Loan for the related Due Period and thereafter the Sponsor shall be entitled to retain all amounts received in respect of such Deleted Mortgage Loan. The Master Servicer shall amend the Mortgage Loan Schedule for the benefit of the Certificateholders to reflect the removal of such Deleted Mortgage Loan and the substitution of the Replacement Mortgage Loan or Loans and the Master Servicer shall deliver the amended Mortgage Loan Schedule to the Trustee, the Securities Administrator and the Custodian. Upon such substitution, the Replacement Mortgage Loan or Loans shall be subject to the terms of this Agreement in all respects, and the Sponsor shall be deemed to have made with respect to such Replacement Mortgage Loan or Loans, as of the date of substitution, the representations and warranties set forth in Section 7 or Section 8 of the Mortgage Loan Purchase Agreement with respect to such Mortgage Loan. Upon any such substitution and the deposit into the Master Servicer Collection Account of the amount required to be deposited therein in connection with such substitution as described in the following paragraph and receipt by the Custodian of a Request for Release for such Mortgage Loan, the Custodian shall release to the Sponsor the Mortgage File relating to such Deleted Mortgage Loan and held for the benefit of the Certificateholders and the Trustee shall execute and deliver at the Sponsor’s direction such instruments of transfer or assignment as have been prepared by the Sponsor in each case without recourse, representation or warranty as shall be necessary to vest in the Sponsor or its respective designee, title to the Trustee’s interest in any Deleted Mortgage Loan substituted for pursuant to this Section 2.03.
 
For any month in which the Sponsor substitutes one or more Replacement Mortgage Loans for a Deleted Mortgage Loan, the Master Servicer will determine the amount (if any) by which the aggregate principal balance of all the Replacement Mortgage Loans as of the date of substitution is less than the Stated Principal Balance (after application of the principal portion of the Scheduled Payment due in the month of substitution) of such Deleted Mortgage Loan. An amount equal to the aggregate of such deficiencies, described in the preceding sentence for any Distribution Date (such amount, the “Substitution Adjustment Amount”) shall be deposited into the Master Servicer Collection Account, by the Sponsor delivering such Replacement Mortgage Loan on the Determination Date for the Distribution Date relating to the Prepayment Period during which the related Mortgage Loan became required to be purchased or replaced hereunder.
 
In the event that the Sponsor shall have repurchased a Mortgage Loan, the Purchase Price therefor shall be deposited into the Master Servicer Collection Account maintained by the Master Servicer, on the Determination Date for the Distribution Date in the month following the month during which the Sponsor became obligated to repurchase or replace such Mortgage Loan and upon such deposit of the Purchase Price, the delivery of an Opinion of Counsel if required by Section 2.05 and the receipt of a Request for Release, the Custodian shall release the related Mortgage File held for the benefit of the Certificateholders to the Sponsor and the Trustee shall execute and deliver at such Person’s direction the related instruments of transfer or assignment prepared by the Sponsor, in each case without recourse, as shall be necessary to transfer title from the Trustee for the benefit of the Certificateholders and transfer the Trustee’s interest to the Sponsor (on its own as a Seller and on behalf of Master Funding) to any Mortgage Loan purchased pursuant to this Section 2.03. It is understood and agreed that the obligation under this Agreement of the Sponsor to cure, repurchase or replace any Mortgage Loan as to which a breach has occurred and is continuing shall constitute the sole remedies against the Sponsor respecting such breach available to the Certificateholders, the Depositor or the Trustee.
 
(e)  The representations and warranties set forth in this Section 2.03 hereof shall survive delivery of the respective Mortgage Loans and Mortgage Files to the Trustee or the Custodian for the benefit of the Certificateholders.
 
Section 2.04  Representations and Warranties of the Depositor. 
 
The Depositor hereby represents and warrants to the Master Servicer, the Securities Administrator and the Trustee as follows, as of the date hereof and as of the Closing Date:
 
(i)  The Depositor is duly organized and is validly existing as a limited liability company in good standing under the laws of the State of Delaware and has full power and authority necessary to own or hold its properties and to conduct its business as now conducted by it and to enter into and perform its obligations under this Agreement.
 
(ii)  The Depositor has the full power and authority to execute, deliver and perform, and to enter into and consummate the transactions contemplated by, this Agreement and has duly authorized, by all necessary corporate action on its part, the execution, delivery and performance of this Agreement, assuming the due authorization, execution and delivery hereof by the other parties hereto, constitutes a legal, valid and binding obligation of the Depositor, enforceable against the Depositor in accordance with its terms, subject, as to enforceability, to (i) bankruptcy, insolvency, reorganization, moratorium and other similar laws affecting creditors’ rights generally and (ii) general principles of equity, regardless of whether enforcement is sought in a proceeding in equity or at law.
 
(iii)  The execution and delivery of this Agreement by the Depositor, the consummation of the transactions contemplated by this Agreement, and the fulfillment of or compliance with the terms hereof and thereof are in the ordinary course of business of the Depositor and will not (A) result in a material breach of any term or provision of the certificate of formation or limited liability company agreement of the Depositor or (B) conflict with, result in a breach, violation or acceleration of, or result in a default under, the terms of any other material agreement or instrument to which the Depositor is a party or by which it may be bound or (C) constitute a violation of any statute, order or regulation applicable to the Depositor of any court, regulatory body, administrative agency or governmental body having jurisdiction over the Depositor; and the Depositor is not in breach or violation of any material indenture or other material agreement or instrument, or in violation of any statute, order or regulation of any court, regulatory body, administrative agency or governmental body having jurisdiction over it which breach or violation may materially impair the Depositor’s ability to perform or meet any of its obligations under this Agreement.
 
(iv)  No litigation is pending, or, to the best of the Depositor’s knowledge, threatened, against the Depositor that would materially and adversely affect the execution, delivery or enforceability of this Agreement or the ability of the Depositor to perform its obligations under this Agreement in accordance with the terms hereof or thereof.
 
(v)  No consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by the Depositor of, or compliance by the Depositor with this Agreement or the consummation of the transactions contemplated hereby or thereby, or if any such consent, approval, authorization or order is required, the Depositor has obtained the same.
 
The Depositor hereby represents and warrants to the Trustee as of the Closing Date, following the transfer of the Mortgage Loans to it by the Sellers, the Depositor had good title to the Mortgage Loans and the related Mortgage Notes were subject to no offsets, claims, defenses or counterclaims.
 
It is understood and agreed that the representations and warranties set forth in this Section 2.04 shall survive delivery of the Mortgage Files to the Trustee or the Custodian for the benefit of the Certificateholders. Upon discovery by the Depositor or the Trustee of a breach of such representations and warranties, the party discovering such breach shall give prompt written notice to the others and to each Rating Agency.
 
Section 2.05  Delivery of Opinion of Counsel in Connection with Substitutions and Repurchases. 
 
(a)  Notwithstanding any contrary provision of this Agreement, with respect to any Mortgage Loan that is not in default or as to which default is not reasonably foreseeable, no repurchase or substitution pursuant to Sections 2.02 or 2.03 shall be made unless the Sponsor delivers to the Trustee and the Securities Administrator an Opinion of Counsel, addressed to the Trustee and the Securities Administrator, to the effect that such repurchase or substitution would not (i) result in the imposition of the tax on “prohibited transactions” of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI or contributions after the Closing Date, as defined in Sections 860F(a)(2) and 860G(d) of the Code, respectively, or (ii) cause any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to fail to qualify as a REMIC at any time that any Certificates are outstanding. Any Mortgage Loan as to which repurchase or substitution was delayed pursuant to this paragraph shall be repurchased or the substitution therefor shall occur (subject to compliance with Sections 2.02 or 2.03) upon the earlier of (a) the occurrence of a default or reasonably foreseeable default with respect to such Mortgage Loan and (b) receipt by the Trustee and the Securities Administrator of an Opinion of Counsel addressed to the Trustee and the Securities Administrator to the effect that such repurchase or substitution, as applicable, will not result in the events described in clause (i) or clause (ii) of the preceding sentence.
 
(b)  Upon discovery by the Depositor, the Sponsor or the Master Servicer that any Mortgage Loan does not constitute a “qualified mortgage” within the meaning of section 860G(a)(3) of the Code, the party discovering such fact shall promptly (and in any event within 5 Business Days of discovery) give written notice thereof to the other parties and the Trustee and the Securities Administrator. In connection therewith, the Sponsor at it’s option shall either (i) substitute, if the conditions in Section 2.03 with respect to substitutions are satisfied, a Replacement Mortgage Loan for the affected Mortgage Loan, or (ii) repurchase the affected Mortgage Loan within 90 days of such discovery in the same manner as it would a Mortgage Loan for a breach of representation or warranty in accordance with Section 2.03. The Trustee shall reconvey to the Sponsor the Mortgage Loan to be released pursuant hereto (and the Custodian shall deliver the related Mortgage File) in the same manner, and on the same terms and conditions, as it would a Mortgage Loan repurchased for breach of a representation or warranty in accordance with Section 2.03.
 
Section 2.06  Countersignature and Delivery of Certificates. 
 
(a)  The Trustee acknowledges the sale, transfer and assignment to it of the Trust Fund and, concurrently with such transfer and assignment, and the Securities Administrator has executed, countersigned and delivered, to or upon the order of the Depositor, the Certificates in authorized denominations evidencing the entire ownership of the Trust Fund. The Trustee agrees to hold the Trust Fund and exercise the rights referred to above for the benefit of all present and future Holders of the Certificates and to perform the duties set forth in this Agreement in accordance with its terms.
 
(b)  The Depositor concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the REMIC I Regular Interests and the other assets of REMIC II for the benefit of the holders of the REMIC II Regular Interests and the Class R-2 Certificates. The Trustee acknowledges receipt of the REMIC I Regular Interests (which are uncertificated) and the other assets of REMIC II and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC II Regular Interests and the Class R-2 Certificates.
 
(c)  The Depositor concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the REMIC II Regular Interests and the other assets of REMIC III for the benefit of the holders of the REMIC III Regular Interests and the Class R-3 Certificates. The Trustee acknowledges receipt of the REMIC II Regular Interests (which are uncertificated) and the other assets of REMIC III and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC III Regular Interests and the Class R-3 Certificates.
 
(d)  The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class CE Interest for the benefit of the Holders of the REMIC IV Certificates. The Trustee acknowledges receipt of the Class CE Interest (which is uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of the Holders of the REMIC IV Certificates.
 
(e)  The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class P Interest for the benefit of the Holders of the REMIC V Certificates. The Trustee acknowledges receipt of the Class P Interest (which is uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of the Holders of the REMIC V Certificates.
 
(f)  The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class IO Interest for the benefit of the holders of the REMIC VI Interests. The Trustee acknowledges receipt of the Class IO Interest (which is uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC VI Interests.
 
Section 2.07  Purposes and Powers of the Trust. 
 
The purpose of the common law trust, as created hereunder, is to engage in the following activities:
 
(a)  acquire and hold, as set forth in this Agreement, the Mortgage Loans and the other assets of the Trust Fund and the proceeds therefrom for the benefit of the Certificateholders;
 
(b)  to issue the Certificates sold to the Depositor in exchange for the Mortgage Loans and any other assets of the Trust Fund;
 
(c)  to make distributions on the Certificates;
 
(d)  to engage in those activities that are necessary, suitable or convenient to accomplish the foregoing or are incidental thereto or connected therewith; and
 
(e)  subject to compliance with this Agreement, to engage in such other activities as may be required in connection with conservation of the Trust Fund and the making of distributions to the Certificateholders.
 
The Trust is hereby authorized to engage in the foregoing activities. Neither the Trustee nor the Master Servicer shall cause the Trust to engage in any activity other than in connection with the foregoing or other than as required or authorized by the terms of this Agreement while any Certificate is outstanding.
 


 
ARTICLE III

ADMINISTRATION AND SERVICING OF EMC MORTGAGE LOANS BY THE COMPANY
 
Section 3.01  The Company. 
 
The Company shall service and administer the EMC Mortgage Loans in accordance with this Agreement and with customary and usual standards of practice of prudent mortgage loan servicers in the respective states in which the related Mortgaged Properties are located. In connection with such servicing and administration, the Company shall have full power and authority, acting alone and/or through subservicers as provided in Section 3.03, to do or cause to be done any and all things that it may deem necessary or desirable and consistent with the terms of this Agreement and customary servicing practices in connection with such servicing and administration, including but not limited to, the power and authority, subject to the terms hereof (i) to execute and deliver, on behalf of the Certificateholders and the Trustee, customary consents or waivers and other instruments and documents, (ii) to consent to transfers of any related Mortgaged Property and assumptions of the Mortgage Notes and related Mortgages (but only in the manner provided herein), (iii) to collect any Insurance Proceeds and other Liquidation Proceeds or Subsequent Recoveries, and (iv) subject to Section 3.11, to effectuate foreclosure or other conversion of the ownership of the Mortgaged Property securing any EMC Mortgage Loan; provided that the Company shall take no action that is inconsistent with or prejudices the interests of the Trust Fund or the Certificateholders or this Agreement in any EMC Mortgage Loan or the rights and interests of the Depositor, the Master Servicer or the Trustee under this Agreement.
 
Without limiting the generality of the foregoing, the Company, in its own name or in the name of the Trust, the Depositor or the Trustee, is hereby authorized and empowered by the Trust, the Depositor and the Trustee, when the Company believes it appropriate in its reasonable judgment, to execute and deliver, on behalf of the Trustee, the Depositor, the Certificateholders or any of them, any and all instruments of satisfaction or cancellation, or of partial or full release or discharge and all other comparable instruments, with respect to the EMC Mortgage Loans, and with respect to the related Mortgaged Properties held for the benefit of the Certificateholders. The Company shall prepare and deliver to the Depositor and/or the Trustee such documents requiring execution and delivery by any or all of them as are necessary or appropriate to enable the Company to service and administer the EMC Mortgage Loans. Upon receipt of such documents, the Depositor and/or the Trustee shall execute such documents and deliver them to the Company.
 
In accordance with the standards of the first paragraph of this Section 3.01, the Company shall advance or cause to be advanced funds as necessary for the purpose of effecting the payment of taxes and assessments on the Mortgaged Properties relating to the EMC Mortgage Loans, which advances shall be reimbursable in the first instance from related collections from the Mortgagors pursuant to Section 5.03, and further as provided in Section 5.02. All costs incurred by the Company, if any, in effecting the timely payments of taxes and assessments on the Mortgaged Properties relating to the EMC Mortgage Loans and related insurance premiums shall not, for the purpose of calculating monthly distributions to the Certificateholders, be added to the Stated Principal Balance under the related EMC Mortgage Loans, notwithstanding that the terms of such Mortgage Loans so permit.
 
Section 3.02  Due-on-Sale Clauses; Assumption Agreements. 
 
(a)  Except as otherwise provided in this Section 3.02, when any property subject to a Mortgage has been or is about to be conveyed by the Mortgagor, the Company shall to the extent that it has knowledge of such conveyance, enforce any due-on-sale clause contained in any Mortgage Note or Mortgage, to the extent permitted under applicable law and governmental regulations, but only to the extent that such enforcement will not adversely affect or jeopardize coverage under any Required Insurance Policy. Notwithstanding the foregoing, the Company is not required to exercise such rights with respect to an EMC Mortgage Loan if the Person to whom the related Mortgaged Property has been conveyed or is proposed to be conveyed satisfies the terms and conditions contained in the Mortgage Note and Mortgage related thereto and the consent of the mortgagee under such Mortgage Note or Mortgage is not otherwise so required under such Mortgage Note or Mortgage as a condition to such transfer. In the event that the Company is prohibited by law from enforcing any such due-on-sale clause, or if coverage under any Required Insurance Policy would be adversely affected, or if nonenforcement is otherwise permitted hereunder, the Company is authorized, subject to Section 3.02(b), to take or enter into an assumption and modification agreement from or with the person to whom such property has been or is about to be conveyed, pursuant to which such person becomes liable under the Mortgage Note and, unless prohibited by applicable state law, the Mortgagor remains liable thereon, provided that the Mortgage Loan shall continue to be covered (if so covered before the Company enters such agreement) by the applicable Required Insurance Policies. The Company, subject to Section 3.02(b), is also authorized with the prior approval of the insurers under any Required Insurance Policies to enter into a substitution of liability agreement with such Person, pursuant to which the original Mortgagor is released from liability and such Person is substituted as Mortgagor and becomes liable under the Mortgage Note. Notwithstanding the foregoing, the Company shall not be deemed to be in default under this Section 3.02(a) by reason of any transfer or assumption that the Company reasonably believes it is restricted by law from preventing.
 
(b)  Subject to the Company’s duty to enforce any due-on-sale clause to the extent set forth in Section 3.02(a), in any case in which a Mortgaged Property has been conveyed to a Person by a Mortgagor, and such Person is to enter into an assumption agreement or modification agreement or supplement to the Mortgage Note or Mortgage that requires the signature of the Trustee, or if an instrument of release signed by the Trustee is required releasing the Mortgagor from liability on the related EMC Mortgage Loan, the Company shall prepare and deliver or cause to be prepared and delivered to the Trustee for signature and shall direct, in writing, the Trustee to execute the assumption agreement with the Person to whom the Mortgaged Property is to be conveyed and such modification agreement or supplement to the Mortgage Note or Mortgage or other instruments as are reasonable or necessary to carry out the terms of the Mortgage Note or Mortgage or otherwise to comply with any applicable laws regarding assumptions or the transfer of the Mortgaged Property to such Person. In connection with any such assumption, no material term of the Mortgage Note (including, but not limited to, the Mortgage Rate, the amount of the Scheduled Payment and any other term affecting the amount or timing of payment on the EMC Mortgage Loan) may be changed. In addition, the substitute Mortgagor and the Mortgaged Property must be acceptable to the Company in accordance with its servicing standards as then in effect. The Company shall notify the Trustee that any such substitution or assumption agreement has been completed by forwarding to the Trustee the original of such substitution or assumption agreement, which in the case of the original shall be added to the related Mortgage File and shall, for all purposes, be considered a part of such Mortgage File to the same extent as all other documents and instruments constituting a part thereof. Any fee collected by the Company for entering into an assumption or substitution of liability agreement will be retained by the Company as additional servicing compensation.
 
Section 3.03  Subservicers. 
 
The Company shall perform all of its servicing responsibilities hereunder or may cause a subservicer to perform any such servicing responsibilities on its behalf, but the use by the Company of a subservicer shall not release the Company from any of its obligations hereunder and the Company shall remain responsible hereunder for all acts and omissions of each subservicer as fully as if such acts and omissions were those of the Company. The Company shall pay all fees of each subservicer from its own funds, and a subservicer’s fee shall not exceed the Servicing Fee payable to the Company hereunder.
 
At the cost and expense of the Company, without any right of reimbursement from its Protected Account, the Company shall be entitled to terminate the rights and responsibilities of a subservicer and arrange for any servicing responsibilities to be performed by a successor subservicer; provided, however, that nothing contained herein shall be deemed to prevent or prohibit the Company, at the Company’s option, from electing to service the related Mortgage Loans itself. In the event that the Company’s responsibilities and duties under this Agreement are terminated pursuant to Section 9.01, the Company shall at its own cost and expense terminate the rights and responsibilities of each subservicer effective as of the date of termination of the Company. The Company shall pay all fees, expenses or penalties necessary in order to terminate the rights and responsibilities of each subservicer from the Company’s own funds without reimbursement from the Trust Fund.
 
Notwithstanding the foregoing, the Company shall not be relieved of its obligations hereunder and shall be obligated to the same extent and under the same terms and conditions as if it alone were servicing and administering the EMC Mortgage Loans. The Company shall be entitled to enter into an agreement with a subservicer for indemnification of the Company by the subservicer and nothing contained in this Agreement shall be deemed to limit or modify such indemnification.
 
Any subservicing agreement and any other transactions or services relating to the EMC Mortgage Loans involving a subservicer shall be deemed to be between such subservicer and the Company alone, and neither the Master Servicer nor the Trustee shall have any obligations, duties or liabilities with respect to such subservicer including any obligation, duty or liability of either the Master Servicer or the Trustee to pay such subservicer’s fees and expenses. For purposes of remittances to the Securities Administrator pursuant to this Agreement, the Company shall be deemed to have received a payment on an EMC Mortgage Loan when a subservicer has received such payment.
 
Section 3.04  Documents, Records and Funds in Possession of the Company to Be Held for Trustee. 
 
Notwithstanding any other provisions of this Agreement, the Company shall transmit to the Trustee or the Custodian on behalf of the Trustee as required by this Agreement all documents and instruments in respect of an EMC Mortgage Loan coming into the possession of the Company from time to time and shall account fully to the Master Servicer for any funds received by the Company or that otherwise are collected by the Company as Liquidation Proceeds, Insurance Proceeds or Subsequent Recoveries in respect of any such Mortgage Loan. All Mortgage Files and funds collected or held by, or under the control of, the Company in respect of any EMC Mortgage Loans, whether from the collection of principal and interest payments or from Liquidation Proceeds or Subsequent Recoveries, including but not limited to, any funds on deposit in the Protected Account maintained by the Company, shall be held by the Company for and on behalf of the Trustee and shall be and remain the sole and exclusive property of the Trustee, subject to the applicable provisions of this Agreement. The Company also agrees that it shall not create, incur or subject any Mortgage File or any funds that are deposited in the Protected Account maintained by the Company or in any Escrow Account, or any funds that otherwise are or may become due or payable to the Trustee for the benefit of the Certificateholders, to any claim, lien, security interest, judgment, levy, writ of attachment or other encumbrance, or assert by legal action or otherwise any claim or right of set off against any Mortgage File or any funds collected on, or in connection with, an EMC Mortgage Loan, except, however, that the Company shall be entitled to set off against and deduct from any such funds any amounts that are properly due and payable to the Company under this Agreement. All funds collected or held by, or under the control of, the Company, in respect of any Mortgage Loans, whether from the collection of principal and interest payments or from Liquidation Proceeds or Insurance Proceeds, shall be held by the Company for on behalf of the Trustee; provided, however, that the Company shall be entitled to setoff against, and deduct from, any such funds any amounts that are properly due and payable to the Company under this Agreement.
 
Section 3.05  Optional Purchase of Certain Mortgage Loans. 
 
With respect to any Mortgage Loans which as of the first day of a Fiscal Quarter is delinquent in payment by 90 days or more or is an REO Property, EMC shall have the right to purchase any Mortgage Loan from the Trust which becomes 90 days or more delinquent or becomes an REO Property at a price equal to the Purchase Price; provided however (i) that such Mortgage Loan is still 90 days or more delinquent or is an REO Property as of the date of such purchase and (ii) this purchase option, if not theretofore exercised, shall terminate on the date prior to the last day of the related Fiscal Quarter. This purchase option, if not exercised, shall not be thereafter reinstated unless the delinquency is cured and the Mortgage Loan thereafter again becomes 90 days or more delinquent or becomes an REO Property, in which case the option shall again become exercisable as of the first day of the related Fiscal Quarter
 
In addition, EMC shall, at its option, purchase any Mortgage Loan from the Trust if the first Due Date for such Mortgage Loan is subsequent to the Cut off Date and the initial Scheduled Payment is not made within thirty (30) days of such Due Date. Such purchase shall be made at a price equal to the Purchase Price.
 
If at any time EMC remits to the Master Servicer a payment for deposit in the Master Servicer Collection Account covering the amount of the Purchase Price for such a Mortgage Loan, and EMC provides to the Master Servicer and Trustee an Officer’s Certificate stating that the amount of such payment has been deposited in the Master Servicer Collection Account, then the Trustee shall execute the assignment of such Mortgage Loan prepared and delivered to the Trustee, at the request of EMC, without recourse, representation or warranty, to EMC which shall succeed to all the Trustee’s right, title and interest in and to such Mortgage Loan, and all security and documents relative thereto. Such assignment shall be an assignment outright and not for security. EMC will thereupon own such Mortgage, and all such security and documents, free of any further obligation to the Trustee or the Certificateholders with respect thereto.
 
Section 3.06  Release of Mortgage Files. 
 
(a)  (i) Upon becoming aware of the payment in full of any Mortgage Loan, or the receipt by the Company or the Servicer of a notification that payment in full has been escrowed in a manner customary for such purposes for payment to Certificateholders on the next Distribution Date, the Company or a Servicer (pursuant to the related Servicing Agreement), as applicable, will (or if the Company or the Servicer does not, the Master Servicer may), promptly furnish to the Custodian, on behalf of the Trustee, two copies of a certification substantially in the form of Exhibit G hereto signed by a Servicing Officer or Master Servicing Officer or in a mutually agreeable electronic format which will, in lieu of a signature on its face, originate from a Servicing Officer or Master Servicing Officer (which certification shall include a statement to the effect that all amounts received in connection with such payment that are required to be deposited in the Protected Account maintained by the Company pursuant to Article V or by the related Servicer pursuant to the related Servicing Agreement have been or will be so deposited) and shall request that the Custodian, on behalf of the Trustee, deliver to the Company or the Servicer or the Master Servicer the related Mortgage File. Upon receipt of such certification and request, the Custodian, on behalf of the Trustee, shall promptly release the related Mortgage File to the Company or the Servicer or the Master Servicer and the Trustee and Custodian shall have no further responsibility with regard to such Mortgage File. Upon any such payment in full, the Company or the Servicer is authorized, to give, as agent for the Trustee as the mortgagee under the Mortgage that secured the Mortgage Loan, an instrument of satisfaction (or assignment of mortgage without recourse, representation or warranty) regarding the Mortgaged Property subject to the Mortgage, which instrument of satisfaction or assignment, as the case may be, shall be delivered to the Person or Persons entitled thereto against receipt therefor of such payment, it being understood and agreed that no expenses incurred in connection with such instrument of satisfaction or assignment, as the case may be, shall be chargeable to the Protected Account.
 
From time to time and as appropriate for the servicing or foreclosure of any Mortgage Loan and in accordance with this Agreement and the related Servicing Agreement, as applicable, the Trustee shall execute such documents as shall be prepared and furnished to the Trustee by the Company, the Servicer or the Master Servicer (in form reasonably acceptable to the Trustee) and as are necessary to the prosecution of any such proceedings. The Custodian, on behalf of the Trustee, shall, pursuant to the related Custodial Agreement, upon the request of the Company, the Servicer or the Master Servicer, and delivery to the Custodian, on behalf of the Trustee, of two copies of a request for release signed by a Servicing Officer or Master Servicing Officer, as applicable, substantially in the form of Exhibit G (or in a mutually agreeable electronic format which will, in lieu of a signature on its face, originate from a Servicing Officer or Master Servicing Officer, as applicable), release the related Mortgage File held in its possession or control to the Company, the Servicer or the Master Servicer, as applicable. Such trust receipt shall obligate the Company, the Servicer or the Master Servicer to return the Mortgage File to the Custodian on behalf of the Trustee, when the need therefor by such Person no longer exists unless the Mortgage Loan shall be liquidated, in which case, upon receipt of a certificate of a Servicing Officer or Master Servicing Officer, as applicable similar to that hereinabove specified, the Mortgage File shall be released by the Custodian, on behalf of the Trustee, to the Company, the Servicer or the Master Servicer.
 
Section 3.07  Maintenance of Hazard Insurance. 
 
The Company shall cause to be maintained, for each EMC Mortgage Loan, hazard insurance on buildings upon, or comprising part of, the Mortgaged Property against loss by fire, hazards of extended coverage and such other hazards as are customary in the area where the related Mortgaged Property is located with an insurer which is licensed to do business in the state where the related Mortgaged Property is located. Each such policy of standard hazard insurance shall contain, or have an accompanying endorsement that contains, a standard mortgagee clause. The Company shall also cause flood insurance to be maintained on property acquired upon foreclosure or deed in lieu of foreclosure of any EMC Mortgage Loan, to the extent described below. Pursuant to Section 5.01, any amounts collected by the Company under any such policies (other than the amounts to be applied to the restoration or repair of the related Mortgaged Property or property thus acquired or amounts released to the Mortgagor in accordance with the Company’s normal servicing procedures) shall be deposited in the Protected Account maintained by the Company. Any cost incurred by the Company in maintaining any such insurance shall not, for the purpose of calculating monthly distributions to the Certificateholders or remittances to the Securities Administrator for their benefit, be added to the principal balance of the Mortgage Loan, notwithstanding that the terms of the EMC Mortgage Loan so permit. Such costs shall be recoverable by the Company out of late payments by the related Mortgagor or out of Liquidation Proceeds to the extent permitted by Section 5.02. It is understood and agreed that no earthquake or other additional insurance is to be required of any Mortgagor or maintained on property acquired in respect of a Mortgage other than pursuant to such applicable laws and regulations as shall at any time be in force and as shall require such additional insurance. If the Mortgaged Property is located at the time of origination of the related EMC Mortgage Loan in a federally designated special flood hazard area and such area is participating in the national flood insurance program, the Company shall cause flood insurance to be maintained with respect to such EMC Mortgage Loan. Such flood insurance shall be in an amount equal to the least of (i) the Stated Principal Balance of the related EMC Mortgage Loan, (ii) minimum amount required to compensate for damage or loss on a replacement cost basis or (iii) the maximum amount of such insurance available for the related Mortgaged Property under the Flood Disaster Protection Act of 1973, as amended.
 
In the event that the Company shall obtain and maintain a blanket policy insuring against hazard losses on all of the EMC Mortgage Loans, it shall conclusively be deemed to have satisfied its obligations as set forth in the first sentence of this Section 3.07, it being understood and agreed that such policy may contain a deductible clause on terms substantially equivalent to those commercially available and maintained by comparable servicers. If such policy contains a deductible clause, the Company shall, in the event that there shall not have been maintained on the related Mortgaged Property a policy complying with the first sentence of this Section 3.07, and there shall have been a loss that would have been covered by such policy, deposit in the Protected Account maintained by the Company the amount not otherwise payable under the blanket policy because of such deductible clause. Such deposit shall be from the Company’s own funds without reimbursement therefor. In connection with its activities as administrator and servicer of the EMC Mortgage Loans, the Company agrees to present, on behalf of itself and the Trustee for the benefit of the Certificateholders claims under any such blanket policy.
 
Section 3.08  Presentment of Claims and Collection of Proceeds. 
 
The Company shall prepare and present on behalf of the Trustee and the Certificateholders all claims under the Required Insurance Policies relating to the EMC Mortgage Loans and take such actions (including the negotiation, settlement, compromise or enforcement of the insured’s claim) as shall be necessary to realize recovery under such Required Insurance Policies. Any proceeds disbursed to the Company in respect of such Required Insurance Policies shall be promptly deposited in the Protected Account maintained by the Company upon receipt, except that any amounts realized that are to be applied to the repair or restoration of the related Mortgaged Property as a condition precedent to the presentation of claims on the related EMC Mortgage Loan to the insurer under any applicable Insurance Policy need not be so deposited (or remitted).
 
Section 3.09  Maintenance of the Primary Mortgage Insurance Policies. 
 
(a)  The Company shall not take any action that would result in noncoverage under any applicable Primary Mortgage Insurance Policy of any loss which, but for the actions of the Company would have been covered thereunder. The Company shall use its best efforts to keep in force and effect (to the extent that the Mortgage Loan requires the Mortgagor to maintain such insurance), Primary Mortgage Insurance applicable to each Mortgage Loan. The Company shall not cancel or refuse to renew any such Primary Mortgage Insurance Policy that is in effect at the date of the initial issuance of the Mortgage Note and is required to be kept in force hereunder.
 
(b)  The Company agrees to present on behalf of the Trustee, the Certificateholders claims to the insurer under any Primary Mortgage Insurance Policies and, in this regard, to take such reasonable action as shall be necessary to permit recovery under any Primary Mortgage Insurance Policies respecting defaulted Mortgage Loans. Pursuant to Section 5.01, any amounts collected by the Company under any Primary Mortgage Insurance Policies shall be deposited in the Protected Account, subject to withdrawal pursuant to Section 5.02 hereof.
 
Section 3.10  Fidelity Bond, Errors and Omissions Insurance. 
 
The Company shall maintain, at its own expense, a blanket fidelity bond and an errors and omissions insurance policy, with broad coverage with responsible companies on all officers, employees or other persons acting in any capacity with regard to the EMC Mortgage Loans and who handle funds, money, documents and papers relating to the EMC Mortgage Loans. The fidelity bond and errors and omissions insurance shall be in the form of the Mortgage Banker’s Blanket Bond and shall protect and insure the Company against losses, including forgery, theft, embezzlement, fraud, errors and omissions and negligent acts of such persons. Such fidelity bond shall also protect and insure the Company against losses in connection with the failure to maintain any insurance policies required pursuant to this Agreement and the release or satisfaction of an EMC Mortgage Loan which is not in accordance with Accepted Servicing Practices. No provision of this Section 3.10 requiring the fidelity bond and errors and omissions insurance shall diminish or relieve the Company from its duties and obligations as set forth in this Agreement. The minimum coverage under any such bond and insurance policy shall be at least equal to the corresponding amounts required by Accepted Servicing Practices. The Company shall deliver to the Master Servicer a certificate from the surety and the insurer as to the existence of the fidelity bond and errors and omissions insurance policy and shall obtain a statement from the surety and the insurer that such fidelity bond or insurance policy shall in no event be terminated or materially modified without thirty days prior written notice to the Master Servicer and the Trustee. The Company shall notify the Master Servicer, the Securities Administrator and the Trustee in writing within five business days of receipt of notice that such fidelity bond or insurance policy will be, or has been, materially modified or terminated. The Trustee for the benefit of the Certificateholders must be named as loss payees on the fidelity bond and as additional insured on the errors and omissions policy.
 
Section 3.11  Realization Upon Defaulted Mortgage Loans; Determination of Excess Liquidation Proceeds and Realized Losses; Repurchases of Certain Mortgage Loans. 
 
(a)  The Company shall use reasonable efforts to foreclose upon or otherwise comparably convert the ownership of properties securing such of the EMC Mortgage Loans as come into and continue in default and as to which no satisfactory arrangements can be made for collection of delinquent payments. In connection with such foreclosure or other conversion, the Company shall follow such practices and procedures as it shall deem necessary or advisable and as shall be normal and usual in its general mortgage servicing activities and the requirements of the insurer under any Required Insurance Policy; provided that the Company shall not be required to expend its own funds in connection with any foreclosure or towards the restoration of any property unless it shall determine (i) that such restoration and/or foreclosure will increase the proceeds of liquidation of the EMC Mortgage Loan after reimbursement to itself of such expenses and (ii) that such expenses will be recoverable to it through Insurance Proceeds or Liquidation Proceeds (respecting which it shall have priority for purposes of withdrawals from the Protected Account maintained by the Company pursuant to Section 5.02). If the Company reasonably believes that Liquidation Proceeds with respect to any such EMC Mortgage Loan would not be increased as a result of such foreclosure or other action, such EMC Mortgage Loan will be charged-off and will become a Liquidated Loan. The Company will give notice of any such charge-off to the Trustee and the Master Servicer. The Company shall be responsible for all other costs and expenses incurred by it in any such proceedings; provided that such costs and expenses shall be Servicing Advances and that it shall be entitled to reimbursement thereof from the proceeds of liquidation of the related Mortgaged Property, as contemplated in Section 5.02. If the Company has knowledge that a Mortgaged Property that the Company is contemplating acquiring in foreclosure or by deed- in-lieu of foreclosure is located within a one-mile radius of any site with environmental or hazardous waste risks known to the Company, the Company will, prior to acquiring the related Mortgaged Property, consider such risks and only take action in accordance with its established environmental review procedures. If the Company is aware of any environmental or hazardous waste risk on a Mortgage Property relating to a Mortgage Loan, unless required by applicable state or federal law.
 
With respect to any REO Property relating to an EMC Mortgage Loan, the deed or certificate of sale shall be taken in the name of the Trustee for the benefit of the Certificateholders (or the Trustee’s nominee on behalf of the Certificateholders). The Trustee’s name shall be placed on the title to such REO Property solely as the Trustee hereunder and not in its individual capacity. The Company shall ensure that the title to such REO Property references this Agreement and the Trustee’s capacity hereunder. Pursuant to its efforts to sell such REO Property, the Company shall either itself or through an agent selected by the Company protect and conserve such REO Property in the same manner and to such extent as is customary in the locality where such REO Property is located and may, incident to its conservation and protection of the interests of the Certificateholders, rent the same, or any part thereof, as the Company deems to be in the best interest of the Company and the Certificateholders for the period prior to the sale of such REO Property. The Company shall prepare for and deliver to the Trustee, the Master Servicer and the Securities Administrator a statement with respect to each such REO Property that has been rented showing the aggregate rental income received and all expenses incurred in connection with the management and maintenance of such REO Property at such times as is necessary to enable the Securities Administrator to comply with the reporting requirements of the REMIC Provisions. The net monthly rental income, if any, from such REO Property shall be deposited in the Protected Account maintained by the Company no later than the close of business on each Determination Date. The Company shall perform the tax reporting and withholding related to foreclosures, abandonments and cancellation of indebtedness income as specified by Sections 1445, 6050J and 6050P of the Code by preparing and filing such tax and information returns, as may be required.
 
In the event that the Trust Fund acquires any Mortgaged Property as aforesaid or otherwise in connection with a default or reasonably foreseeable default on an EMC Mortgage Loan, the Company shall dispose of such Mortgaged Property prior to three years after its acquisition by the Trust Fund or, at the expense of the Trust Fund, request more than 60 days prior to the day on which such three-year period would otherwise expire, an extension of the three-year grace period unless the Trustee and the Securities Administrator shall have been supplied with an Opinion of Counsel addressed to the Trustee and the Securities Administrator (such opinion not to be an expense of the Trustee or the Securities Administrator) to the effect that the holding by the Trust Fund of such Mortgaged Property subsequent to such three-year period will not result in the imposition of taxes on “prohibited transactions” of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI as defined in Section 860F of the Code or cause any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to fail to qualify as a REMIC at any time that any Certificates are outstanding, in which case the Trust Fund may continue to hold such Mortgaged Property (subject to any conditions contained in such Opinion of Counsel). Notwithstanding any other provision of this Agreement, no Mortgaged Property acquired by the Trust Fund shall be rented (or allowed to continue to be rented) or otherwise used for the production of income by or on behalf of the Trust Fund in such a manner or pursuant to any terms that would (i) cause such Mortgaged Property to fail to qualify as “foreclosure property” within the meaning of Section 860G(a)(8) of the Code or (ii) subject any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to the imposition of any federal, state or local income taxes on the income earned from such Mortgaged Property under Section 860G(c) of the Code or otherwise, unless the Company has agreed to indemnify and hold harmless the Trust Fund with respect to the imposition of any such taxes.
 
The decision of the Company to foreclose on a defaulted EMC Mortgage Loan shall be subject to a determination by the Company that the proceeds of such foreclosure would exceed the costs and expenses of bringing such a proceeding. The income earned from the management of any Mortgaged Properties acquired through foreclosure or other judicial proceeding, net of reimbursement to the Company for expenses incurred (including any property or other taxes) in connection with such management and net of unreimbursed Servicing Fees, Advances, Servicing Advances and any management fee paid or to be paid with respect to the management of such Mortgaged Property, shall be applied to the payment of principal of, and interest on, the related defaulted EMC Mortgage Loans (with interest accruing as though such Mortgage Loans were still current) and all such income shall be deemed, for all purposes in the Agreement, to be payments on account of principal and interest on the related Mortgage Notes and shall be deposited into the Protected Account maintained by the Company. To the extent the income received during a Prepayment Period is in excess of the amount attributable to amortizing principal and accrued interest at the related Mortgage Rate on the related EMC Mortgage Loan, such excess shall be considered to be a partial Principal Prepayment for all purposes hereof.
 
The Liquidation Proceeds from any liquidation of a related EMC Mortgage Loan, net of any payment to the Company as provided above, shall be deposited in the related Protected Account maintained by the Company upon receipt and made available on the next succeeding Determination Date following receipt thereof for distribution on the related Distribution Date, except that any Excess Liquidation Proceeds shall be retained by the Company as additional servicing compensation.
 
The proceeds of any Liquidated Loan as well as any recovery resulting from a partial collection of related Liquidation Proceeds or any income from a related REO Property, will be applied in the following order of priority: first, to reimburse the Company and the Master Servicer for any related unreimbursed Servicing Advances and Servicing Fees, pursuant to Section 5.02 or this Section 3.11; second, to reimburse the Company and the Master Servicer for any unreimbursed Advances, pursuant to Section 5.02 or this Section 3.11; third, to accrued and unpaid interest (to the extent no Advance has been made for such amount) on the EMC Mortgage Loan or related REO Property, at the Net Mortgage Rate to the first day of the month in which such amounts are required to be distributed; and fourth, as a recovery of principal of the EMC Mortgage Loan.
 
(b)  On each Determination Date, the Company shall determine the respective aggregate amounts of Excess Liquidation Proceeds and Realized Losses, if any, for the related Prepayment Period.
 
(c)  The Company has no intent to foreclose on any EMC Mortgage Loan based on the delinquency characteristics as of the Closing Date; provided, that the foregoing does not prevent the Company from initiating foreclosure proceedings on any date hereafter if the facts and circumstances of such EMC Mortgage Loans including delinquency characteristics in the Company’s discretion so warrant such action.
 
Section 3.12  Servicing Compensation. 
 
As compensation for its activities hereunder, the Company shall be entitled to retain or withdraw from the Protected Account out of each payment of interest on an EMC Mortgage Loan included in the Trust Fund an amount equal to the Servicing Fee.
 
Additional servicing compensation in the form of any Excess Liquidation Proceeds, assumption fees, other ancillary income, late payment charges, all Prepayment Interest Excess on any EMC Mortgage Loan, all income and gain net of any losses realized from Permitted Investments with respect to funds in or credited to the Protected Account maintained by the Company shall be retained by the Company to the extent not required to be deposited in the Protected Account maintained by the Company pursuant to Section 5.02. The Company shall be required to pay all expenses incurred by it in connection with its servicing activities hereunder (including payment of any premiums for hazard insurance, as required by Section 3.07 and maintenance of the other forms of insurance coverage required by Section 3.09) and shall not be entitled to reimbursement therefor except as specifically provided in Section 5.02.
 
Section 3.13  REO Property. 
 
(a)  In the event the Trust Fund acquires ownership of any REO Property in respect of any related EMC Mortgage Loan, the deed or certificate of sale shall be issued to the Trustee, or to its nominee, on behalf of the related Certificateholders. The Company shall sell any such REO Property as expeditiously as possible and in accordance with the provisions of this Agreement. Pursuant to its efforts to sell such REO Property, the Company shall protect and conserve such REO Property in the manner and to the extent required herein, in accordance with the REMIC Provisions.
 
(b)  The Company shall deposit all funds collected and received in connection with the operation of any REO Property in respect of any EMC Mortgage Loan into the Protected Account maintained by the Company.
 
(c)  The Company and the Master Servicer, upon the final disposition of any REO Property in respect of any EMC Mortgage Loan, shall be entitled to reimbursement for any related unreimbursed Advances, unreimbursed Servicing Advances, Servicing Fees and Master Servicing Fees from Liquidation Proceeds received in connection with the final disposition of such REO Property; provided, that any such unreimbursed Advances, Servicing Fees or Master Servicing Fees as well as any unpaid Servicing Fees and Master Servicing Fees may be reimbursed or paid, as the case may be, prior to final disposition, out of any net rental income or other net amounts derived from such REO Property.
 
Section 3.14  Liquidation Reports. 
 
Upon the foreclosure of any Mortgaged Property relating to an EMC Mortgage Loan or the acquisition thereof by the Trust Fund pursuant to a deed-in-lieu of foreclosure, the Company shall submit a liquidation report to the Master Servicer containing such information as shall be mutually acceptable to the Company and the Master Servicer with respect to such Mortgaged Property.
 
Section 3.15  Annual Statement as to Compliance. 
 
The Company, the Master Servicer and the Securities Administrator shall each deliver to the Securities Administrator and the Depositor, not later than March 15th of each calendar year beginning in 2007, an Officer’s Certificate (an “Annual Statement of Compliance”) stating, as to each signatory thereof, that (i) a review of the activities of each such party during the preceding calendar year and of its performance under this Agreement and/or other applicable servicing agreement has been made under such officer’s supervision and (ii) to the best of such officer’s knowledge, based on such review, each such party has fulfilled all of its obligations under this Agreement and/or other applicable servicing agreement in all material respects throughout such year, or, if there has been a failure to fulfill any such obligation in any material respect, specifying each such failure known to such officer and the nature and status of cure provisions thereof. Such Annual Statement of Compliance shall contain no restrictions or limitations on its use. In the event that the Company, the Securities Administrator or the Master Servicer has delegated any servicing responsibilities with respect to the Mortgage Loans to a subservicer or subcontractor, such subservicer or subcontractor shall deliver a similar Annual Statement of Compliance to the Securities Administrator and the Depositor as described above as and when required with respect to the Company, the Master Servicer and the Securities Administrator.
 
Failure of the Master Servicer to comply with this Section 3.15 (including with respect to the time frames required in this Section) shall be deemed an Event of Default with respect to such party, and the Trustee at the direction of the Depositor, shall, in addition to whatever rights the Trustee may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all of the rights and obligations of the Master Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Master Servicer for the same. Failure of the Company to comply with this Section 3.15 (including with respect to the timeframes required in this Section) which failure results in a failure to timely file the related Form 10-K, shall be deemed a Company Default and the Master Servicer at the direction of the Depositor shall, in addition to whatever rights the Master Servicer may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all of the rights and obligations of the Company under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Company for the same. Failure of the Securities Administrator to comply with this Section 3.15 (including with respect to the timeframes required in this Section) shall be deemed a default and the Trustee at the direction of the Depositor shall, in addition to whatever rights the Trustee may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all of the rights and obligations of the Securities Administrator under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Securities Administrator for the same. This paragraph shall supersede any other provision in this Agreement or any other agreement to the contrary.
 
Section 3.16  Assessments of Compliance and Attestation Reports. 
 
Pursuant to Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB, the Company, the Master Servicer, the Securities Administrator and the Custodian (each, an “Attesting Party”) shall each deliver to the Securities Administrator and the Depositor on or before March 15th of each calendar year beginning in 2007, a report signed by an authorized officer of such party regarding such Attesting Party’s assessment of compliance (an “Assessment of Compliance”) with the Servicing Criteria during the preceding calendar year. The Assessment of Compliance, as set forth in Regulation AB, must contain the following:
 
(a)  A statement by such officer of its responsibility for assessing compliance with the Servicing Criteria applicable to the related Attesting Party;
 
(b)  A statement by such officer that such Attesting Party used the Servicing Criteria attached as Exhibit P hereto, and which will also be attached to the Assessment of Compliance, to assess compliance with the Servicing Criteria applicable to the related Attesting Party;
 
(c)  An assessment by such officer of the related Attesting Party’s compliance with the applicable Servicing Criteria for the period consisting of the preceding calendar year, including disclosure of any material instance of noncompliance with respect thereto during such period, which assessment shall be based on the activities such Attesting Party performs with respect to asset-backed securities transactions taken as a whole involving the related Attesting Party, that are backed by the same asset type as the Mortgage Loans;
 
(d)  A statement that a registered public accounting firm has issued an attestation report on the related Attesting Party’s Assessment of Compliance for the period consisting of the preceding calendar year; and
 
(e)  A statement as to which of the Servicing Criteria, if any, are not applicable to such Attesting Party, which statement shall be based on the activities such Attesting Party performs with respect to asset-backed securities transactions taken as a whole involving such Attesting Party, that are backed by the same asset type as the Mortgage Loans.
 
Such report at a minimum shall address each of the Servicing Criteria specified on Exhibit P hereto which are indicated as applicable to the related Attesting Party.
 
On or before March 15th of each calendar year beginning in 2007, each Attesting Party shall furnish to the Securities Administrator and the Depositor a report (an “Attestation Report”) by a registered public accounting firm that attests to, and reports on, the Assessment of Compliance made by the related Attesting Party, as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of Regulation AB, which Attestation Report must be made in accordance with standards for attestation reports issued or adopted by the Public Company Accounting Oversight Board.
 
Each of the Company, the Securities Administrator and the Master Servicer shall cause any subservicer and each subcontractor determined by it to be “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, to deliver to the Securities Administrator and the Depositor an Assessment of Compliance and Attestation Report as and when provided above along with an indication of what Servicing Criteria are addressed in such assessment.
 
Such Assessment of Compliance, as to any subservicer, shall at a minimum address each of the Servicing Criteria specified on Exhibit P hereto which are indicated as applicable to any “primary servicer.” The Securities Administrator shall confirm that the assessments, taken as a whole, address all of the Servicing Criteria and taken individually address the Servicing Criteria for each party as set forth on Exhibit P and notify the Depositor of any exceptions. Notwithstanding the foregoing, as to any subcontractor (as defined in the related servicing agreement), an Assessment of Compliance is not required to be delivered unless it is required as part of a Form 10-K with respect to the Trust Fund.
 
Failure of the Master Servicer or the Company, as applicable, to comply with this Section 3.16 (including with respect to the timeframes required in this Section) shall be deemed an Event of Default with respect to the Master Servicer and a Company Default with respect to the Company, and the Master Servicer or the Trustee at the direction of the Depositor shall, in addition to whatever rights the Master Servicer or the Trustee, as applicable, may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all the rights and obligations of the applicable party under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the applicable party for the same. This paragraph shall supersede any other provision in this Agreement or any other agreement to the contrary.
 
The Securities Administrator shall also provide an Assessment of Compliance and Attestation Report, as and when provided above, which shall at a minimum address each of the Servicing Criteria specified on Exhibit P hereto which are indicated as applicable to the “securities administrator.” In addition, each Custodian shall deliver to the Securities Administrator and the Depositor an Assessment of Compliance and Attestation Report, as and when provided above, which shall at a minimum address each of the Servicing Criteria specified on Exhibit P hereto which are indicated as applicable to a “securities administrator” and “custodian”, as the case may be. Notwithstanding the foregoing, as to the Securities Administrator and any Custodian, an Assessment of Compliance is not required to be delivered unless it is required as part of a Form 10-K with respect to the Trust Fund.
 
Section 3.17  Books and Records. 
 
The Company shall be responsible for maintaining, and shall maintain, a complete set of books and records for the EMC Mortgage Loans which shall be appropriately identified in the Company’s computer system to clearly reflect the ownership of the EMC Mortgage Loans by the Trust. In particular, the Company shall maintain in its possession, available for inspection by the Master Servicer, the Securities Administrator and the Trustee and shall deliver to the Master Servicer, the Securities Administrator and the Trustee upon demand, evidence of compliance with all federal, state and local laws, rules and regulations. The Trustee, the Securities Administrator and the Master Servicer, and any governmental or regulatory agency with jurisdiction over the Trustee, the Securities Administrator or the Master Servicer, as applicable, shall have the right, upon reasonable advance notice to the Company, to inspect and examine the books and records of the Company. To the extent that original documents are not required for purposes of realization of Liquidation Proceeds or Insurance Proceeds, documents maintained by the Company may be in the form of microfilm or microfiche or such other reliable means of recreating original documents, including, but not limited to, optical imagery techniques so long as the Company complies with the requirements of Accepted Servicing Practices. During the term of this Agreement, the Company shall, upon reasonable advance notice, make available a Servicing Officer to the Master Servicer for answering questions and responding to inquiries.
 
The Company shall maintain with respect to each EMC Mortgage Loan and shall make available for inspection by the Master Servicer and the Trustee the related servicing file during the time such EMC Mortgage Loan is subject to this Agreement and thereafter in accordance with applicable law.
 
Payments on the Mortgage Loans, including any payoffs, made in accordance with the related Mortgage File will be entered in the Master Servicer’s set of books and records no more than two business days after receipt and identification, and allocated to principal or interest as specified in the related Mortgage File.
 
Section 3.18  Reports Filed with Securities and Exchange Commission. 
 
(a)  (i)Within 15 days after each Distribution Date, the Securities Administrator shall, in accordance with industry standards, prepare and file with the Commission via the Electronic Data Gathering and Retrieval System (“EDGAR”), a Form 10-D, signed by the Master Servicer, with a copy of the Monthly Statement to be furnished by the Securities Administrator to the Certificateholders for such Distribution Date and detailing all data elements specified in Item 1121(a) of Regulation AB; provided that the Securities Administrator shall have received no later than seven (7) calendar days after the related Distribution Date, all information required to be provided to the Securities Administrator as described in clause (a)(ii) below. Any disclosure in addition to the Monthly Statement that is required to be included on Form 10-D (“Additional Form 10-D Disclosure”) shall be, pursuant to the paragraph immediately below, reported by the parties set forth on Exhibit Q to the Securities Administrator and the Depositor and approved by the Depositor, and the Securities Administrator will have no duty or liability for any failure hereunder to determine or prepare any Additional Form 10-D Disclosure absent such reporting (other than with respect to when it is the reporting party as set forth in Exhibit Q) and approval.
 
(ii)  (A) Within seven (7) calendar days after the related Distribution Date, (i) the parties set forth in Exhibit Q shall be required to provide, pursuant to section 3.18(a)(v) below, to the Securities Administrator and the Depositor, to the extent known by a responsible officer thereof, in EDGAR-compatible format, or in such other form as otherwise agreed upon by the Securities Administrator and the Depositor and such party, the form and substance of any Additional Form 10-D Disclosure, if applicable, and (ii) the Depositor will approve, as to form and substance, or disapprove, as the case may be, the inclusion of the Additional Form 10-D Disclosure on Form 10-D. Subject to the foregoing, the Securities Administrator has no duty under this Agreement to monitor or enforce the performance by the other parties listed on Exhibit Q of their duties under this paragraph or to proactively solicit or procure from such parties any Additional Form 10-D Disclosure information. The Depositor will be responsible for any reasonable out-of-pocket expenses incurred by the Securities Administrator in connection with including any Additional Form 10-D Disclosure on Form 10-D pursuant to this Section.
 
(B)  After preparing the Form 10-D, the Securities Administrator shall forward electronically a draft copy of the Form 10-D to the Depositor and the Master Servicer for review. No later than two (2) Business Days prior to the 15th calendar day after the related Distribution Date, a duly authorized officer of the Master Servicer shall sign the Form 10-D and return an electronic or fax copy of such signed Form 10-D (with an original executed hard copy to follow by overnight mail) to the Securities Administrator. If a Form 10-D cannot be filed on time or if a previously filed Form 10-D needs to be amended, the Securities Administrator will follow the procedures set forth in Section 3.18(a)(vi). Promptly (but no later than one (1) Business Day) after filing with the Commission, the Securities Administrator will make available on its internet website identified in Section 6.06 a final executed copy of each Form 10-D. The signing party at the Master Servicer can be contacted as set forth in Section 12.05. The parties to this Agreement acknowledge that the performance by the Securities Administrator of its duties under Sections 3.168a)(i) and (vi) related to the timely preparation and filing of Form 10-D is contingent upon such parties strictly observing all applicable deadlines in the performance of their duties under such Sections. The Securities Administrator shall have no liability for any loss, expense, damage, claim arising out of or with respect to any failure to properly prepare and/or timely file such Form 10-D, where such failure results from the Securities Administrator’s inability or failure to receive, on a timely basis, any information from any other party hereto needed to prepare, arrange for execution or file such Form 10-D, not resulting from its own negligence, bad faith or willful misconduct. 
 
(iii)  (A) Within four (4) Business Days after the occurrence of an event requiring disclosure on Form 8-K (each such event, a “Reportable Event”), the Securities Administrator shall prepare and file, at the direction of the Depositor, on behalf of the Trust any Form 8-K, as required by the Exchange Act; provided that, the Depositor shall file the initial Form 8-K in connection with the issuance of the Certificates. Any disclosure or information related to a Reportable Event or that is otherwise required to be included on Form 8-K (“Form 8-K Disclosure Information”) shall be, pursuant to the paragraph immediately below, reported by the parties set forth on Exhibit Q to the Securities Administrator and the Depositor and approved by the Depositor, and the Securities Administrator will have no duty or liability for any failure hereunder to determine or prepare any Additional Form 8-K Disclosure absent such reporting (other than with respect to when it is the reporting party as set forth in Exhibit Q) and approval.
 
(B)  For so long as the Trust is subject to the Exchange Act reporting requirements, no later than 5 p.m. New York City time on the 2nd Business Day after the occurrence of a Reportable Event (i) the parties set forth in Exhibit Q shall be required pursuant to Section 3.18(a)(v) below to provide to the Securities Administrator and the Depositor, to the extent known by a responsible officer thereof, in EDGAR-compatible format, or in such other form as otherwise agreed upon by the Securities Administrator and the Depositor and such party, the form and substance of any Form 8-K Disclosure Information, if applicable, and (ii) the Depositor will approve, as to form and substance, or disapprove, as the case may be, the inclusion of the Form 8-K Disclosure Information on Form 8-K. Subject to the foregoing, the Securities Administrator has no duty under this Agreement to monitor or enforce the performance by the other parties listed on Exhibit Q of their duties under this paragraph or to proactively solicit or procure from such parties any Form 8-K Disclosure Information. The Depositor will be responsible for any reasonable out-of-pocket expenses incurred by the Securities Administrator in connection with including any Form 8-K Disclosure Information on Form 8-K pursuant to this Section.
 
(C)  After preparing the Form 8-K, the Securities Administrator shall forward electronically a draft copy of the Form 8-K to the Depositor and the Master Servicer for review. No later than the end of business New York City time on the 3rd Business Day after the Reportable Event, a duly authorized officer of the Master Servicer shall sign the Form 8-K and return an electronic or fax copy of such signed Form 8-K (with an original executed hard copy to follow by overnight mail) to the Securities Administrator. If a Form 8-K cannot be filed on time or if a previously filed Form 8-K needs to be amended, the Securities Administrator will follow the procedures set forth in Section 3.18(a)(vi). Promptly (but no later than one (1) Business Day) after filing with the Commission, the Securities Administrator will, make available on its internet website identified in Section 6.06 a final executed copy of each Form 8-K. The signing party at the Master Servicer can be contacted as set forth in Section 12.05. The parties to this Agreement acknowledge that the performance by the Securities Administrator of its duties under this Section 3.18(a)(iii) related to the timely preparation and filing of Form 8-K is contingent upon such parties strictly observing all applicable deadlines in the performance of their duties under this Section 3.18(a)(iii). The Securities Administrator shall have no liability for any loss, expense, damage, claim arising out of or with respect to any failure to properly prepare and/or timely file such Form 8-K, where such failure results from the Securities Administrator’s inability or failure to receive, on a timely basis, any information from any other party hereto needed to prepare, arrange for execution or file such Form 8-K, not resulting from its own negligence, bad faith or willful misconduct.
 
(iv)  (A) Within 90 days after the end of each fiscal year of the Trust or such earlier date as may be required by the Exchange Act (the “10-K Filing Deadline”) (it being understood that the fiscal year for the Trust ends on December 31st of each year), commencing in March 2007, the Securities Administrator shall prepare and file on behalf of the Trust a Form 10-K, in form and substance as required by the Exchange Act. Each such Form 10-K shall include the following items, in each case to the extent they have been delivered to the Securities Administrator within the applicable timeframes set forth in this Agreement, (I) an annual compliance statement for the Master Servicer, the Securities Administrator, the Company and any subservicer, as described under Section 3.15, (II)(A) the annual reports on assessment of compliance with Servicing Criteria for the Master Servicer, the Company, each subservicer and subcontractor participating in the servicing function, the Securities Administrator and the Custodian, as described under Section 3.16, and (B) if the Master Servicer’s, the Company’s, each subservicer’s and subcontractor’s the Securities Administrator’s or the Custodian’s report on assessment of compliance with servicing criteria described under Section 3.16 identifies any material instance of noncompliance, disclosure identifying such instance of noncompliance, or if the Master Servicer’s, the Company’s, the subservicer’s, the subcontractor’s, the Securities Administrator’s or the Custodian’s report on assessment of compliance with Servicing Criteria described under Section 3.16 is not included as an exhibit to such Form 10-K, disclosure that such report is not included and an explanation why such report is not included, (III)(A) the registered public accounting firm attestation report for the Master Servicer, the subservicer, the subcontractor, the Company, the Securities Administrator and the Custodian, as described under Section 3.16, and (B) if any registered public accounting firm attestation report described under Section 3.16 identifies any material instance of noncompliance, disclosure identifying such instance of noncompliance, or if any such registered public accounting firm attestation report is not included as an exhibit to such Form 10-K, disclosure that such report is not included and an explanation why such report is not included, and (IV) a Sarbanes-Oxley Certification (“Sarbanes-Oxley Certification”) as described in this Section 3.18 (a)(iv)(D) below. Any disclosure or information in addition to (I) through (IV) above that is required to be included on Form 10-K (“Additional Form 10-K Disclosure”) shall be, pursuant to the paragraph immediately below, reported by the parties set forth on Exhibit Q to the Securities Administrator and the Depositor and approved by the Depositor, and the Securities Administrator will have no duty or liability for any failure hereunder to determine or prepare any Additional Form 10-K Disclosure absent such reporting (other than with respect to when it is the reporting party as set forth in Exhibit Q) and approval.
 
(B)  No later than March 15th of each year that the Trust is subject to the Exchange Act reporting requirements, commencing in 2007, (i) the parties set forth in Exhibit Q shall be required to provide pursuant to Section 3.18(a)(v) below to the Securities Administrator and the Depositor, to the extent known, in EDGAR-compatible format, or in such other form as otherwise agreed upon by the Securities Administrator and the Depositor and such party, the form and substance of any Additional Form 10-K Disclosure, if applicable, and (ii) the Depositor will approve, as to form and substance, or disapprove, as the case may be, the inclusion of the Additional Form 10-K Disclosure on Form 10-K. Subject to the foregoing, the Securities Administrator has no duty under this Agreement to monitor or enforce the performance by the other parties listed on Exhibit Q of their duties under this paragraph or to proactively solicit or procure from such parties any Additional Form 10-K Disclosure information. The Depositor will be responsible for any reasonable out-of-pocket expenses incurred by the Securities Administrator in connection with including any Additional Form 10-K Disclosure on Form 10-K pursuant to this Section.
 
(C)  After preparing the Form 10-K, the Securities Administrator shall forward electronically a draft copy of the Form 10-K to the Depositor and the Master Servicer for review. No later than 12:00 p.m. New York City time on the 4th Business Day prior to the 10-K Filing Deadline, a senior officer of the Master Servicer in charge of the master servicing function shall sign the Form 10-K and return an electronic or fax copy of such signed Form 10-K (with an original executed hard copy to follow by overnight mail) to the Securities Administrator. If a Form 10-K cannot be filed on time or if a previously filed Form 10-K needs to be amended, the Securities Administrator will follow the procedures set forth in Section 3.18(a)(vi). Promptly (but no later than one (1) Business Day) after filing with the Commission, the Securities Administrator will make available on its internet website identified in Section 6.06 a final executed copy of each Form 10-K. The signing party at the Master Servicer can be contacted as set forth in Section 12.05. The parties to this Agreement acknowledge that the performance by the Securities Administrator of its duties under Sections 3.18(a)(iv) related to the timely preparation and filing of Form 10-K is contingent upon such parties strictly observing all applicable deadlines in the performance of their duties under such Sections, Section 3.15 and Section 3.16. The Securities Administrator shall have no liability for any loss, expense, damage, claim arising out of or with respect to any failure to properly prepare and/or timely file such Form 10-K, where such failure results from the Securities Administrator’s inability or failure to receive, on a timely basis, any information from any other party hereto needed to prepare, arrange for execution or file such Form 10-K, not resulting from its own negligence, bad faith or willful misconduct.
 
(D)  Each Form 10-K shall include a certification (the “Sarbanes-Oxley Certification”) required to be included therewith pursuant to the Sarbanes-Oxley Act. The Securities Administrator and the Company shall, and each such party shall cause any subservicer or subcontractor engaged by it to, provide to the Person who signs the Sarbanes-Oxley Certification (the “Certifying Person”), by March 15 of each year in which the Trust is subject to the reporting requirements of the Exchange Act and otherwise within a reasonable period of time upon request, a certification (each, a “Back-Up Certification”), in the form attached hereto as Exhibit K-1 and Exhibit K-2, respectively, upon which the Certifying Person, the entity for which the Certifying Person acts as an officer, and such entity’s officers, directors and Affiliates (collectively with the Certifying Person, “Certification Parties”) can reasonably rely. The senior officer of the Master Servicer shall serve as the Certifying Person on behalf of the Trust. Such officer of the Certifying Person can be contacted as set forth in Section 12.05. In the event the Securities Administrator is terminated or resigns pursuant to the terms of this Agreement, the Securities Administrator shall provide a Back-Up Certification to the Certifying Person pursuant to this Section 3.18(a)(iv) with respect to the period of time it was subject to this Agreement.
 
(v)  With respect to any Additional Form 10-D Disclosure, Additional Form 10-K Disclosure or any Form 8-K Disclosure Information (collectively, the “Additional Disclosure”) relating to the Trust Fund in the form attached hereto as Exhibit R, the Securities Administrator’s obligation to include such Additional Information in the applicable Exchange Act report is subject to receipt from the entity that is indicated in Exhibit Q as the responsible party for providing that information, if other than the Securities Administrator, as and when required as described in Section 3.18(a)(i) through (iv) above. Each of the Trustee, Master Servicer, Custodian, Sponsor, Company and Depositor hereby agree to notify and provide, to the extent known, to the Securities Administrator and the Depositor all Additional Disclosure relating to the Trust Fund, with respect to which such party is indicated in Exhibit Q as the responsible party for providing that information. Within five Business Days of each Distribution Date of each year that the Trust is subject to the Exchange Act reporting requirements, the Depositor shall make available to the Securities Administrator the related Significance Estimate and the Securities Administrator shall use such information to calculate the related Significance Percentage. If the Significance Percentage meets either of the threshold levels detailed in Item 1115(b)(1) or 1115(b)(2) of Regulation AB, the Securities Administrator shall deliver written notification to the Depositor, the Yield Maintenance Agreement Provider and the Swap Provider to that effect. The Securities Administrator shall request and the Depositor shall obtain from the Yield Maintenance Agreement Provider and the Swap Provider any information required under Regulation AB to the extent required under the Swap Agreement and Yield Maintenance Agreement. The Depositor will be obligated pursuant to the Swap Agreement and Yield Maintenance Agreement to provide to the Securities Administrator any information that may be required to be included in any Form 10-D, Form 8-K or Form 10-K or written notification instructing the Securities Administrator that such Additional Disclosure regarding the Yield Maintenance Agreement Provider and Swap Provider is not necessary for such Distribution Date.
 
(vi)  (A) On or prior to January 30 of the first year in which the Securities Administrator is able to do so under applicable law, the Securities Administrator shall prepare and file a Form 15 relating to the automatic suspension of reporting in respect of the Trust under the Exchange Act.
 
(B)  In the event that the Securities Administrator is unable to timely file with the Commission all or any required portion of any Form 8-K, 10-D or 10-K required to be filed by this Agreement because required disclosure information was either not delivered to it or delivered to it after the delivery deadlines set forth in this Agreement or for any other reason, the Securities Administrator will immediately notify the Depositor and the Master Servicer. In the case of Form 10-D and 10-K, the parties hereto will cooperate to prepare and file a Form 12b-25 and a 10-D/A and 10-K/A as applicable, pursuant to Rule 12b-25 of the Exchange Act. In the case of Form 8-K, the Securities Administrator will, upon receipt of all required Form 8-K Disclosure Information and upon the approval and direction of the Depositor, include such disclosure information on the next Form 10-D. In the event that any previously filed Form 8-K, 10-D or 10-K needs to be amended, the Securities Administrator will notify the Depositor and the Master Servicer and the parties hereto will cooperate to prepare any necessary 8-K/A, 10-D/A or 10-K/A. Any Form 15, Form 12b-25 or any amendment to Form 8-K, 10-D or 10-K shall be signed by an officer of the Master Servicer. The parties hereto acknowledge that the performance by the Securities Administrator of its duties under this Section 3.18(a)(vi) related to the timely preparation and filing of Form 15, a Form 12b-25 or any amendment to Form 8-K, 10-D or 10-K is contingent upon such parties performing their duties under this Section. The Securities Administrator shall have no liability for any loss, expense, damage, claim arising out of or with respect to any failure to properly prepare and/or timely file any such Form 15, Form 12b-25 or any amendments to Forms 8-K, 10-D or 10-K, where such failure results from the Securities Administrator’s inability or failure to receive, on a timely basis, any information from any other party hereto needed to prepare, arrange for execution or file such Form 15, Form 12b-25 or any amendments to Forms 8-K, 10-D or 10-K, not resulting from its own negligence, bad faith or willful misconduct.
 
The parties hereto agree to promptly furnish to the Securities Administrator, from time to time upon request, such further information, reports and financial statements within its control or possession related to this Agreement, the Mortgage Loans as the Securities Administrator reasonably deems appropriate to prepare and file all necessary reports with the Commission. The Securities Administrator shall have no responsibility to file any items other than those specified in this Section 3.18; provided, however, the Securities Administrator shall cooperate with the Depositor in connection with any additional filings with respect to the Trust Fund as the Depositor deems necessary under the Exchange Act. Copies of all reports filed by the Securities Administrator under the Exchange Act shall be sent to: the Depositor c/o Bear, Stearns & Co. Inc., Attn: Managing Director Analysis and Control, One Metrotech Center North, Brooklyn, New York 11202-3859. Fees and expenses incurred by the Securities Administrator in connection with this Section 3.18 shall not be reimbursable from the Trust Fund. The Depositor shall be responsible for any reasonable fees and expenses assessed or incurred by the Securities Administrator to the extent set forth in this Section 3.18.
 
(b)  In connection with the filing of any 10-K hereunder, the Company as a Servicer shall sign a Back-Up Certification substantially in the form of Exhibit K-2 and the Securities Administrator shall sign a Back-Up Certification substantially in the form of Exhibit K-1; provided, however, that the Company and the Securities Administrator shall not be required to undertake an analysis of any accountant’s report attached as an exhibit to the Form 10-K.
 
(c)  The Securities Administrator shall indemnify and hold harmless, the Company, the Depositor and the Master Servicer and each of its officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon a breach of the Securities Administrator’s obligations under Sections 3.15, 3.16 and 3.18 or the Securities Administrator’s negligence, bad faith or willful misconduct in connection therewith. In addition, the Securities Administrator shall indemnify and hold harmless the Depositor and each of its officers, directors and affiliates and the Master Servicer from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon (i) any untrue statement or alleged untrue statement of any material fact contained in any Back-Up Certification, the Annual Statement of Compliance, the Assessment of Compliance, any Additional Disclosure or other information provided by the Securities Administrator pursuant to Section 3.15, 3.16 and 3.18 (the “Securities Administrator Information”), or (ii) the omission or alleged omission to state therein a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances in which they were made, not misleading; provided, by way of clarification, that clause (ii) of this paragraph shall be construed solely by reference to the Securities Administrator Information and not to any other information communicated in connection with the Certificates, without regard to whether the Securities Administrator Information or any portion thereof is presented together with or separately from such other information.
 
The Depositor shall indemnify and hold harmless the Company, the Securities Administrator and the Master Servicer and each of its officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon a breach of the obligations of the Depositor under Sections 3.15, 3.16 and 3.18 or the Depositor’s negligence, bad faith or willful misconduct in connection therewith.
 
The Master Servicer shall indemnify and hold harmless the Company, the Securities Administrator and the Depositor and each of its respective officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon a breach of the obligations of the Master Servicer under Sections 3.15, 3.16 and 3.18 or the Master Servicer’s negligence, bad faith or willful misconduct in connection therewith In addition, the Master Servicer shall indemnify and hold harmless the Depositor and each of its officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon (i) any untrue statement or alleged untrue statement of any material fact contained in any Annual Statement of Compliance, any Assessment of Compliance, any Additional Disclosure or other information provided by the Master Servicer pursuant to Section 3.15, 3.16 and 3.18 (the “Master Servicer Information”), or (ii) the omission or alleged omission to state therein a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances in which they were made, not misleading; provided, by way of clarification, that clause (ii) of this paragraph shall be construed solely by reference to the Master Servicer Information and not to any other information communicated in connection with the Certificates, without regard to whether the Master Servicer Information or any portion thereof is presented together with or separately from such other information.
 
The Company shall indemnify and hold harmless the Depositor, the Securities Administrator and the Master Servicer and each of its officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon a breach of the obligations of the Company under Sections 3.15, 3.16 and 3.18 or the Company’s negligence, bad faith or willful misconduct in connection therewith. In addition, the Company shall indemnify and hold harmless the Depositor and each of its officers, directors and affiliates and the Master Servicer from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon (i) any untrue statement or alleged untrue statement of any material fact contained in any Back-Up Certification, the Annual Statement of Compliance, the Assessment of Compliance, any Additional Disclosure or other information provided by or on behalf of the Company or on behalf of any subservicer or subcontractor of the Company pursuant to Section 3.15, 3.16 and 3.18 (the “Company Information”), or (ii) the omission or alleged omission to state therein a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances in which they were made, not misleading; provided, by way of clarification, that clause (ii) of this paragraph shall be construed solely by reference to the Company Information and not to any other information communicated in connection with the Certificates, without regard to whether the Company Information or any portion thereof is presented together with or separately from such other information.
 
If the indemnification provided for herein is unavailable or insufficient to hold harmless the Depositor, the Securities Administrator or the Master Servicer, as applicable, then the defaulting party, in connection with any conduct for which it is providing indemnification for under this Section 3.18(c), agrees that it shall contribute to the amount paid or payable by the other parties as a result of the losses, claims, damages or liabilities of the other party in such proportion as is appropriate to reflect the relative fault and the relative benefit of the respective parties.
 
The indemnification provisions set forth in this Section 3.18(c) shall survive the termination of this Agreement or the termination of any party to this Agreement.
 
(d)  Nothing shall be construed from the foregoing subsections (a), (b) and (c) to require the Securities Administrator or any officer, director or Affiliate thereof to sign any Form 10-K or any certification contained therein. Furthermore, the inability of the Securities Administrator to file a Form 10-K as a result of the lack of required information as set forth in Section 3.18(a) or required signatures on such Form 10-K or any certification contained therein shall not be regarded as a breach by the Securities Administrator or any obligation under this Agreement.
 
(e)  Notwithstanding the provisions of Section 11.01, this Section 3.18 may be amended without the consent of the Certificateholders.
 
(f)  Any report, notice or notification to be delivered by the Company, the Master Servicer or the Securities Administrator to the Depositor pursuant to this Section 3.18, may be delivered via facsimile to Reg AB Compliance Manager, via email to RegABNotifications@bear.com or, in the case of a notification, telephonically by calling Reg AB Compliance Manager at 212-272-7525.
 
Section 3.19  Intention of the Parties and Interpretation. 
 
Each of the parties acknowledges and agrees that the purpose of Sections 3.15, 3.16 and 3.18 of this Agreement is to facilitate compliance by the Seller and the Depositor with the provisions of Regulation AB. Therefore, each of the parties agrees that (a) the obligations of the parties hereunder shall be interpreted in such a manner as to accomplish that purpose, (b) the parties’ obligations hereunder will be supplemented and modified as necessary to be consistent with any such amendments, interpretive advice or guidance, convention or consensus among active participants in the asset-backed securities markets, advice of counsel, or otherwise in respect of the requirements of Regulation AB, (c) the parties shall comply with reasonable requests made by the Seller or the Depositor for delivery of additional or different information as the Seller or the Depositor may determine in good faith is necessary to comply with the provisions of Regulation AB, and (d) no amendment of this Agreement shall be required to effect any such changes in the parties’ obligations as are necessary to accommodate evolving interpretations of the provisions of Regulation AB.
 
Section 3.20  UCC. 
 
The Sponsor shall file any financing statements, continuation statements or amendments thereto required by any change in the Uniform Commercial Code.
 
Section 3.21  Reserve Fund; Payments to and from Derivative Administrator; Supplemental Interest Trust. 
 
(a)  As of the Closing Date, the Securities Administrator shall establish and maintain in the name of the Supplemental Interest Trust, a separate trust for the benefit of the Holders of the Class A Certificates and Class M Certificates and the Swap Provider. The Supplemental Interest Trust shall hold the Swap Agreement, the Yield Maintenance Agreement, the Derivative Administration Agreement and Derivative Account. The Derivative Account shall be an Eligible Account, and funds on deposit therein shall be held separate and apart from, and shall not be commingled with, any other moneys, including, without limitation, other moneys of the Securities Administrator held pursuant to this Agreement. In performing its duties hereunder and under the Swap Agreement, Yield Maintenance Agreement and Derivative Administration Agreement, the Supplemental Interest Trust Trustee shall be entitled to the same rights, protections and indemnities as provided to the Securities Administrator hereunder.
 
(b)  On or before the Closing Date, the Securities Administrator shall establish a Reserve Fund on behalf of the Holders of the Certificates. On the Closing Date, the Depositor shall cause an amount equal to the Reserve Fund Deposit to be deposited into the Reserve Fund. The Reserve Fund must be an Eligible Account. The Reserve Fund shall be entitled “Reserve Fund, LaSalle Bank National Association as Securities Administrator on behalf of Citibank, N.A. as Trustee for the benefit of holders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2006-HE3”. The Securities Administrator shall deposit in the Reserve Fund all payments received from the Derivative Administrator that are payable to the Trust Fund pursuant to the Derivative Administration Agreement. On each Distribution Date the Securities Administrator shall remit such amounts received from the Derivative Administrator to the Holders of the Class A Certificates and Class M Certificates in the manner provided in clause (d) below. In addition, on each Distribution Date as to which there is a Basis Risk Shortfall Carry Forward Amount payable to any Class of Class A Certificates and/or Class M Certificates, the Securities Administrator shall deposit the amounts distributable pursuant to clauses (C) and (D) of Section 6.04(a)(3) into the Reserve Fund, and the Securities Administrator has been directed by the Class CE Certificateholder to distribute amounts in respect of the Basis Risk Shortfall Carry Forward Amount to the Holders of the Class A and/or Class M Certificates in the priorities set forth in clauses (C) and (D) of Section 6.04(a)(3). Any amount paid to the Holders of Class A Certificates and/or Class M Certificates pursuant to the preceding sentence in respect of the Basis Risk Shortfall Carry Forward Amount from amounts distributable pursuant to clauses (C) and (D) of Section 6.04(a)(3) shall be treated as distributed to the Class CE Certificateholder in respect of the Class CE Certificates and paid by the Class CE Certificateholder to the Holders of the Class A Certificates and/or Class M Certificates. Any payments to the Holders of the Class A Certificates and/or Class M Certificates in respect of Basis Risk Shortfall Carry Forward Amount, whether pursuant to the second preceding sentence or pursuant to subsection (d) below, shall not be payments with respect to a Regular Interest in a REMIC within the meaning of Code Section 860(G)(a)(1).
 
(c)  Net Swap Payments and Swap Termination Payments (other than Swap Termination Payments resulting from a Swap Provider Trigger Event and to the extent not paid by the Derivative Administrator on behalf of the Supplemental Interest Trust Trustee from any upfront payment received pursuant to any replacement interest rate swap agreement that may be entered into by the Supplemental Interest Trust Trustee) payable by the Derivative Administrator, on behalf of the Supplemental Interest Trust Trustee, to the Swap Provider pursuant to the Swap Agreement shall be deducted from Interest Funds, and to the extent of any such remaining amounts due, from Principal Funds, prior to any distributions to the Certificateholders. On or before each Distribution Date, such amounts shall be remitted to the Derivative Administrator, and deposited into the Derivative Account, first to make any Net Swap Payment owed to the Swap Provider pursuant to the Swap Agreement for such Distribution Date and for prior Distribution Dates, if any, and second to make any Swap Termination Payment (not due to a Swap Provider Trigger Event and to the extent not paid by the Derivative Administrator on behalf of the Supplemental Interest Trust Trustee from any upfront payment received pursuant to any replacement interest rate swap agreement that may be entered into by the Supplemental Interest Trust Trustee) owed to the Swap Provider pursuant to the Swap Agreement for such Distribution Date and for prior Distribution Dates, if any. In addition, the Securities Administrator shall remit to the Derivative Administrator for payment to the Swap Provider any Swap Termination Payment (which shall include any Net Swap Payment payable to the Swap Provider) payable under Section 11.01. For federal income tax purposes, such amounts paid to the Supplemental Interest Trust on each Distribution Date shall first be deemed paid to the Supplemental Interest Trust in respect of REMIC VI Regular Interest IO to the extent of the amount distributable on such REMIC VI Regular Interest IO on such Distribution Date, and any remaining amount shall be deemed paid to the Supplemental Interest Trust in respect of a Class IO Distribution Amount. Any Swap Termination Payment triggered by a Swap Provider Trigger Event owed to the Swap Provider pursuant to the Swap Agreement will be subordinated to distributions to the Holders of the Class A Certificates and Class M Certificates and shall be paid as set forth under Section 6.04(a)(3).
 
(d)  On or before each Distribution Date, Net Swap Payments payable by the Swap Provider pursuant to the Swap Agreement, and payments payable by the Yield Maintenance Agreement Provider under the Yield Maintenance Agreement, in each case to the Derivative Administrator, on behalf of the Supplemental Interest Trust Trustee, will be deposited by the Derivative Administrator, acting on behalf of the Supplemental Interest Trust Trustee, into the Derivative Account pursuant to the Derivative Administration Agreement. The Derivative Administrator shall, to the extent provided in the Derivative Administration Agreement, remit amounts on deposit in the Derivative Account to the Securities Administrator for deposit into the Reserve Fund. On each Distribution Date, to the extent required, the Securities Administrator shall withdraw such amounts from the Reserve Fund to distribute to the Certificates in the following order of priority:
 
(i)  first, to each Class of Class A Certificates, on a pro rata basis, to pay Current Interest and any Interest Carry Forward Amount to the extent due to the interest portion of a Realized Loss, in each case to the extent not fully paid pursuant to Section 6.04(a)(1);
 
(ii)  second, sequentially to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9 and Class M-10 Certificates, in that order, to pay Current Interest to the extent not fully paid pursuant to Section 6.04(a)(1) and any Interest Carry Forward Amount to the extent due to the interest portion of a Realized Loss;
 
(iii)  third, to pay first, to each Class of Class A Certificates, on a pro rata basis, based on the amount of Basis Risk Shortfall Carry Forward Amount for each such Class, and second, sequentially to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9 and Class M-10 Certificates, in that order, any Basis Risk Shortfall Carry Forward Amounts for such Distribution Date; and
 
(iv)  fourth, to pay as principal to the Class A Certificates and Class M Certificates to be applied as part of the Extra Principal Distribution Amount payable under Section 6.04(a)(2) to the extent that the Overcollateralization Amount is reduced below the Overcollateralization Target Amount, as a result of Realized Losses and to the extent not paid by Excess Spread pursuant to Section 6.04(a)(4) for such Distribution Date. For the avoidance of doubt, any amounts distributable pursuant to this clause (iv) shall be limited to rebuilding overcollateralization to the extent overcollateralization has been reduced through Realized Losses.
 
(e)  The Reserve Fund is an “outside reserve fund” within the meaning of Treasury Regulation Section 1.860G-2(h) and shall be an asset of the Trust Fund but not an asset of any REMIC. The Securities Administrator on behalf of the Trust shall be the nominal owner of the Reserve Fund. The Class CE Certificateholder shall be the beneficial owner of the Reserve Fund, subject to the power of the Securities Administrator to transfer amounts under Section 6.04. Amounts in the Reserve Fund shall, at the direction of the Class CE Certificateholder, be invested in Permitted Investments that mature no later than the Business Day prior to the next succeeding Distribution Date. All net income and gain from such investments shall be distributed to the Class CE Certificateholder, not as a distribution in respect of any interest in any REMIC, on such Distribution Date. All amounts earned on amounts on deposit in the Reserve Fund shall be taxable to the Class CE Certificateholder. Any losses on such investments shall be deposited in the Reserve Fund by the Class CE Certificateholder out of its own funds immediately as realized. The Derivative Account, which is created and maintained by the Derivative Administrator pursuant to the Derivative Administration Agreement, is an “outside reserve fund” within the meaning of Treasury Regulation Section 1.860G-2(h) and shall not be an asset of any REMIC created hereunder. The beneficial owner of the Derivative Account is identified, and other matters relating to the Derivative Account are addressed, in the Derivative Administration Agreement.
 
(f)  The Securities Administrator on behalf of the Trustee shall treat the Holders of Certificates (other than the Class P, Class CE and Class R Certificates) as having entered into a notional principal contract with respect to the Holders of the Class CE Certificates. Pursuant to each such notional principal contract, all Holders of Certificates (other than the Class P, Class CE and Class R Certificates) shall be treated as having agreed to pay, on each Distribution Date, to the Holder of the Class CE Certificates an aggregate amount equal to the excess, if any, of (i) the amount payable on such Distribution Date on the REMIC III Regular Interest corresponding to such Class of Certificates over (ii) the amount payable on such Class of Certificates on such Distribution Date (such excess, a “Class IO Distribution Amount”). A Class IO Distribution Amount payable from interest collections shall be allocated pro rata among such Certificates based on the excess of, with respect to each such Certificate, (i) the amount of interest otherwise payable to the REMIC III Regular Interest relating to such Certificate over (ii) the amount of interest payable to such Certificate at a per annum rate equal to the Net Rate Cap, and a Class IO Distribution Amount payable from principal collections shall be allocated to the most subordinate Class of Certificates with an outstanding principal balance to the extent of such balance. In addition, pursuant to such notional principal contract, the Holder of the Class CE Certificates shall be treated as having agreed to pay Basis Risk Shortfall Carry Forward Amounts to the Holders of the Certificates (other than the Class CE, Class P and Class R Certificates) in accordance with the terms of this Agreement. Any payments to the Certificates from amounts deemed received in respect of this notional principal contract shall not be payments with respect to a Regular Interest in a REMIC within the meaning of Code Section 860G(a)(1). However, any payment from the Certificates (other than the Class CE, Class P and Class R Certificates) of a Class IO Distribution Amount shall be treated for tax purposes as having been received by the Holders of such Certificates in respect of their interests in REMIC III and as having been paid by such Holders to the Derivative Administrator pursuant to the notional principal contract. Thus, each Certificate (other than the Class P and Class R Certificates) shall be treated as representing not only ownership of Regular Interests in REMIC III, but also ownership of an interest in, and obligations with respect to, a notional principal contract.
 
Section 3.22  Tax Treatment of Class IO Distribution Amounts in the Event of Resecuritization of Class A Certificates or Class M Certificates. 
 
In the event that any Class A Certificate or Class M Certificate is resecuritized in a REMIC (the “Resecuritization REMIC”), for federal income tax purposes, (i) payments on the REMIC III Regular Interest corresponding to such Class A Certificate or Class M Certificate shall, for the avoidance of doubt, be deemed to include the related Class IO Distribution Amount, and (ii) to the extent provided in the operative documents for the Resecuritization REMIC, (a) payments on the “regular interests” issued by the Resecuritization REMIC shall be deemed to include in the aggregate such Class IO Distribution Amount, and (b) such Class IO Distribution Amount shall be deemed paid to the holder of the Class CE Certificates pursuant to a notional principal contract entered into by the holders of one or more “regular interests” issued by the Resecuritization REMIC (“Resecuritization Holders”) and the Holder of the Class CE Certificates. In such event, Class IO Distribution Amounts deemed paid by Resecuritization Holders under clause (b) of the immediately preceding sentence shall be paid on behalf of such Holders pursuant to Section 3.21(c) hereof.
 




ARTICLE IV

MASTER SERVICING OF MORTGAGE LOANS BY MASTER SERVICER
 
Section 4.01  Master Servicer. 
 
The Master Servicer shall, beginning on the Closing Date, supervise, monitor and oversee the obligation of the Company and the related Servicer to service and administer their respective Mortgage Loans in accordance with the terms of this Agreement and the related Servicing Agreement, respectively and shall have full power and authority to do any and all things which it may deem necessary or desirable in connection with such master servicing. In performing its obligations hereunder, the Master Servicer shall act in a manner consistent with Accepted Master Servicing Practices. Furthermore, the Master Servicer shall oversee and consult with the Company and the related Servicer as necessary from time-to-time to carry out the Master Servicer’s obligations hereunder, shall receive and review certain reports, information and other data provided to the Master Servicer by the Company and the related Servicer and shall enforce the obligations, conditions, covenants, representations and warranties of the Company and related Servicer to the extent set forth in this Agreement and the related Servicing Agreement, respectively. The Master Servicer shall monitor the Company and the related Servicer’s servicing activities with respect to each related Mortgage Loan, reconcile the results of such monitoring with such information described in the previous sentence and received by the Master Servicer on a monthly basis and coordinate corrective adjustments to the Company’s, the Servicer’s and Master Servicer’s records, and based on such reconciled and corrected information, the Master Servicer shall provide such information to the Securities Administrator as shall be necessary in order for it to prepare any other information and statements required hereunder. The Master Servicer shall reconcile the results of its Mortgage Loan monitoring with the actual remittances of the Company and each Servicer pursuant to this Agreement and the related Servicing Agreement, respectively. The Master Servicer shall be entitled to conclusively rely on the Mortgage Loan data provided by the Company and the Servicer and shall have no liability for any errors in such Mortgage Loan data.
 
The Master Servicer, the Trustee and the Securities Administrator shall provide access to the records and documentation in possession of the Master Servicer, the Trustee or the Securities Administrator regarding the related Mortgage Loans and REO Property to the Certificateholders, the FDIC, and the supervisory agents and examiners of the FDIC, such access being afforded only upon reasonable prior written request and during normal business hours at the office of the Master Servicer, the Trustee or the Securities Administrator; provided, however, that, unless otherwise required by law, neither the Master Servicer, the Trustee nor the Securities Administrator shall be required to provide access to such records and documentation if the provision thereof would violate the legal right to privacy of any Mortgagor. The Master Servicer, the Trustee and the Securities Administrator shall allow representatives of the above entities to photocopy any of the records and documentation and shall provide equipment for that purpose at a charge that covers the Master Servicer’s, the Trustee’s or the Securities Administrator’s actual costs.
 
The Trustee shall execute and deliver to the Company, the related Servicer or the Master Servicer, as applicable, any court pleadings, requests for trustee’s sale or other documents necessary or desirable to (i) the foreclosure or trustee’s sale with respect to a Mortgaged Property; (ii) any legal action brought to obtain judgment against any Mortgagor on the Mortgage Note or security instrument; (iii) obtain a deficiency judgment against the Mortgagor; or (iv) enforce any other rights or remedies provided by the Mortgage Note or security instrument or otherwise available at law or equity.
 
Section 4.02  Monitoring of Company and Servicer. 
 
(a) In the review of the Company’s and the related Servicer’s activities, the Master Servicer may rely upon an Officer’s Certificate of the Company and the related Servicer with regard to such Person’s compliance with the terms of this Agreement or the related Servicing Agreement; provided that no such reliance will relieve the Master Servicer of its obligations pursuant to this Agreement. In the event that the Master Servicer, in its judgment, determines that the Company or the related Servicer should be terminated in accordance with this Agreement or the related Servicing Agreement, or that a notice should be sent pursuant to this Agreement or the related Servicing Agreement with respect to the occurrence of an event that, unless cured, would constitute grounds for such termination, the Master Servicer shall notify the Sponsor and the Trustee thereof and the Master Servicer shall issue such notice or take such other action as it deems appropriate.
 
(b) The Master Servicer, for the benefit of the Trustee, the Certificateholders shall enforce the obligations, conditions, covenants, representations and warranties of the Company under this Agreement and of the related Servicer under the related Servicing Agreement, and shall, in the event that the Company or the related Servicer fails to perform its obligations, conditions, covenants, representations and warranties in accordance with this Agreement or the related Servicing Agreement, subject to the preceding paragraph terminate the rights and obligations of such Person thereunder and act as servicer of the related Mortgage Loans or to instruct the Trustee to enter into a new Servicing Agreement with a successor Servicer selected by the Master Servicer, which consent shall not be unreasonably withheld; provided, however, it is understood and acknowledged by the parties hereto that there shall be a period of transition (not to exceed 90 days) before the actual servicing functions can be fully transferred to such successor Servicer; provided further, if the Servicer or the Company has failed to advance or failed to make a payment so that the Master Servicer has had to advance its own funds, then the Master Servicer may terminate the Servicer or the Company. Such enforcement, including, without limitation, the legal prosecution of claims, termination of the related Servicing Agreement and the pursuit of other appropriate remedies, shall be in such form and carried out to such an extent and at such time as the Master Servicer, in its good faith business judgment, would require were it the owner of the related Mortgage Loans. The Master Servicer shall pay the costs of such enforcement at its own expense, subject to its right of reimbursement pursuant to the provisions of this Agreement or the related Servicing Agreement, provided that the Master Servicer shall not be required to prosecute or defend any legal action except to the extent that the Master Servicer shall have received reasonable indemnity for its costs and expenses in pursuing such action.
 
(c) To the extent that the costs and expenses of the Master Servicer related to any termination of the Company or the related Servicer, appointment of a successor Servicer or the transfer and assumption of servicing by the Master Servicer with respect to this Agreement or the related Servicing Agreement (including, without limitation, (i) all legal costs and expenses and all due diligence costs and expenses associated with an evaluation of the potential termination of the Company or the related Servicer as a result of an alleged or actual breach of contract or an event of default by such Person and (ii) all costs and expenses associated with the complete transfer of servicing, including all servicing files and all servicing data and the completion, correction or manipulation of such servicing data as may be required by the successor servicer to correct any errors or insufficiencies in the servicing data or otherwise to enable the successor servicer to service the Mortgage Loans in accordance with this Agreement or the related Servicing Agreement) are not fully and timely reimbursed by the Company or the terminated Servicer, the Master Servicer shall be entitled to reimbursement of such costs and expenses from the Master Servicer Collection Account.
 
(d) The Master Servicer shall require the Company and the related Servicer to comply with the remittance requirements and other obligations set forth in this Agreement or the related Servicing Agreement, as applicable.
 
(e) If the Master Servicer acts as a servicer, it will not assume liability for the representations and warranties of the Company or the related Servicer, if any, that it replaces.
 
Section 4.03  Fidelity Bond. 
 
The Master Servicer, at its expense, shall (i) maintain in effect a blanket fidelity bond and an errors and omissions insurance policy, affording coverage with respect to all directors, officers, employees and other Persons acting on such Master Servicer’s behalf, and covering errors and omissions in the performance of the Master Servicer’s obligations hereunder or (ii) self insure if LaSalle Bank National Association maintains with any Rating Agency the equivalent of a long term unsecured debt rating of “A”. The errors and omissions insurance policy and the fidelity bond referred to in (i) above shall be in such form and amount generally acceptable for entities serving as master servicers.
 
Section 4.04  Power to Act; Procedures. 
 
The Master Servicer shall master service the Mortgage Loans and shall have full power and authority, subject to the REMIC Provisions and the provisions of Article XI hereof, to do any and all things that it may deem necessary or desirable in connection with the master servicing and administration of the Mortgage Loans, including but not limited to the power and authority (i) to execute and deliver, on behalf of the Certificateholders, the Trustee and the Securities Administrator, customary consents or waivers and other instruments and documents, (ii) to consent to transfers of any Mortgaged Property and assumptions of the Mortgage Notes and related Mortgages, (iii) to collect any Insurance Proceeds and Liquidation Proceeds, and (iv) to effectuate foreclosure or other conversion of the ownership of the Mortgaged Property securing any Mortgage Loan, in each case, in accordance with the provisions of this Agreement and the related Servicing Agreement, as applicable; provided, however, that the Master Servicer shall not (and, consistent with its responsibilities under Section 4.02, shall not permit the Company or the Servicer to) knowingly or intentionally take any action, or fail to take (or fail to cause to be taken) any action reasonably within its control and the scope of duties more specifically set forth herein, that, under the REMIC Provisions, if taken or not taken, as the case may be, would cause REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to fail to qualify as a REMIC or result in the imposition of a tax upon the Trust Fund (including but not limited to the tax on prohibited transactions as defined in Section 860F(a)(2) of the Code and the tax on contributions to a REMIC set forth in Section 860G(d) of the Code) unless the Master Servicer has received an Opinion of Counsel (but not at the expense of the Master Servicer) to the effect that the contemplated action will not cause REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to fail to qualify as a REMIC or result in the imposition of a tax upon REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI, as the case may be.
 
The Trustee shall execute and deliver such other documents, as the Master Servicer may request, to enable the Master Servicer to master service and administer the Mortgage Loans and carry out its duties hereunder, in each case in accordance with Accepted Master Servicing Practices (and the Trustee shall have no liability for misuse of any such powers of attorney by the Master Servicer, the Company or the Servicer). If the Master Servicer or the Trustee has been advised that it is likely that the laws of the state in which action is to be taken prohibit such action if taken in the name of the Trustee or that the Trustee would be adversely affected under the “doing business” or tax laws of such state if such action is taken in its name, the Master Servicer shall join with the Trustee in the appointment of a co-trustee pursuant to Section 10.11 hereof. In the performance of its duties hereunder, the Master Servicer shall be an independent contractor and shall not, except in those instances where it is taking action in the name of the Trustee, be deemed to be the agent of the Trustee.
 
Section 4.05  Due-on-Sale Clauses; Assumption Agreements. 
 
To the extent provided in this Agreement or the related Servicing Agreement, to the extent Mortgage Loans contain enforceable due-on-sale clauses, the Master Servicer shall enforce the obligation of the Company and the related Servicer to enforce such clauses in accordance with this Agreement or the related Servicing Agreement. If applicable law prohibits the enforcement of a due-on-sale clause or such clause is otherwise not enforced in accordance with this Agreement or the related Servicing Agreement, and, as a consequence, a Mortgage Loan is assumed, the original Mortgagor may be released from liability in accordance with this Agreement or the related Servicing Agreement.
 
Section 4.06  Documents, Records and Funds in Possession of Master Servicer, Company and Servicer To Be Held for Trustee. 
 
(a) The Master Servicer shall transmit and the Company or the related Servicer (to the extent required by this Agreement or the related Servicing Agreement) shall transmit to the Trustee or Custodian such documents and instruments coming into the possession of such Person from time to time as are required by the terms hereof, or in the case of the related Servicer, the related Servicing Agreement, to be delivered to the Trustee or Custodian. Any funds received by the Master Servicer, the Company or by the related Servicer in respect of any Mortgage Loan or which otherwise are collected by the Master Servicer, the Company or by the related Servicer as Liquidation Proceeds or Insurance Proceeds in respect of any Mortgage Loan shall be held for the benefit of the Trustee and the Certificateholders subject to the Master Servicer’s right to retain or withdraw from the Master Servicer Collection Account, the Master Servicing Compensation and other amounts provided in this Agreement, and to the right of the Company and the related Servicer to retain its Servicing Fee and other amounts as provided in this Agreement or the related Servicing Agreement. The Master Servicer shall, and (to the extent provided in this Agreement or the related Servicing Agreement) shall enforce the obligation of the Company and the related Servicer to, provide access to information and documentation regarding the Mortgage Loans to the Trustee, and their respective agents and accountants at any time upon reasonable request and during normal business hours, and to Certificateholders that are savings and loan associations, banks or insurance companies, the Office of Thrift Supervision, the FDIC and the supervisory agents and examiners of such Office and Corporation or examiners of any other federal or state banking or insurance regulatory authority if so required by applicable regulations of the Office of Thrift Supervision or other regulatory authority, such access to be afforded without charge but only upon reasonable request in writing and during normal business hours at the offices of the Master Servicer designated by it. In fulfilling such a request the Master Servicer shall not be responsible for determining the sufficiency of such information.
 
(b) All Mortgage Files and funds collected or held by, or under the control of, the Master Servicer, in respect of any Mortgage Loans, whether from the collection of principal and interest payments or from Liquidation Proceeds or Insurance Proceeds, shall be held by the Master Servicer for and on behalf of the Trustee and the Certificateholders and shall be and remain the sole and exclusive property of the Trustee; provided, however, that the Master Servicer, the Company and the related Servicer shall be entitled to setoff against, and deduct from, any such funds any amounts that are properly due and payable to the Master Servicer or such Servicer under this Agreement or the related Servicing Agreement.
 
Section 4.07  Presentment of Claims and Collection of Proceeds. 
 
The Master Servicer shall (to the extent provided in this Agreement and the Servicing Agreement) enforce the obligation of the Company or the Servicer to, prepare and present on behalf of the Trustee and the Certificateholders all claims under the Insurance Policies and take such actions (including the negotiation, settlement, compromise or enforcement of the insured’s claim) as shall be necessary to realize recovery under such policies. Any proceeds disbursed to the Master Servicer (or disbursed to the Company or the related Servicer and remitted to the Master Servicer) in respect of such policies, bonds or contracts shall be promptly deposited in the Master Servicer Collection Account upon receipt, except that any amounts realized that are to be applied to the repair or restoration of the related Mortgaged Property as a condition precedent to the presentation of claims on the related Mortgage Loan to the insurer under any applicable Insurance Policy need not be so deposited (or remitted).
 
Section 4.08  Realization Upon Defaulted Mortgage Loans. 
 
The Master Servicer shall enforce any obligation of the Company and the Servicer (to the extent set forth under this Agreement and the related Servicing Agreement, as applicable) to foreclose upon, repossess or otherwise comparably convert the ownership of Mortgaged Properties securing such of the Mortgage Loans as come into and continue in default and as to which no satisfactory arrangements can be made for collection of delinquent payments, all in accordance with this Agreement or the related Servicing Agreement, as applicable.
 
Section 4.09  Compensation of the Master Servicer. 
 
The Master Servicer shall be entitled to the Master Servicing Fee on each Distribution Date as compensation for the performance of its obligations hereunder. The Master Servicer shall be required to pay all expenses incurred by it in connection with its activities hereunder and shall not be entitled to reimbursement therefor except as provided in this Agreement.
 
Section 4.10  REO Property. 
 
(a)  In the event the Trust Fund acquires ownership of any REO Property in respect of any related Mortgage Loan, the deed or certificate of sale shall be issued to the Trustee, or to its nominee, on behalf of the related Certificateholders. The Master Servicer shall, to the extent provided in this Agreement and the Servicing Agreements, as applicable, cause the Company and the Servicer to sell any REO Property as expeditiously as possible and in accordance with the provisions of this Agreement and the related Servicing Agreement, as applicable. The Master Servicer shall enforce any obligations of the Company or the Servicer to protect and conserve, such REO Property in the manner and to the extent required by this Agreement or the related Servicing Agreement, in accordance with the REMIC Provisions and in a manner that does not result in a tax on “net income from foreclosure property” or cause such REO Property to fail to qualify as “foreclosure property” within the meaning of Section 860G(a)(8) of the Code.
 
(b)  The Master Servicer shall, to the extent required by this Agreement and the related Servicing Agreement, as applicable, enforce the obligation of the Company and the Servicer, as applicable, to deposit all funds collected and received in connection with the operation of any REO Property in the related Protected Account.
 


 
ARTICLE V

ACCOUNTS
 
Section 5.01  Collection of Mortgage Loan Payments; Protected Account. 
 
(a)  The Company shall make reasonable efforts in accordance with customary and usual standards of practice of prudent mortgage lenders in the respective states in which the Mortgaged Properties related to the EMC Mortgage Loans are located to collect all payments called for under the terms and provisions of the EMC Mortgage Loans to the extent such procedures shall be consistent with this Agreement and the terms and provisions of any related Required Insurance Policy. Consistent with the foregoing, the Company may in its discretion (i) waive any late payment charge and (ii) extend the due dates for payments due on a Mortgage Note related to an EMC Mortgage Loan for a period not greater than 125 days. In the event of any such arrangement, the Company shall make Advances on the related EMC Mortgage Loan during the scheduled period in accordance with the amortization schedule of such EMC Mortgage Loan without modification thereof by reason of such arrangements, and shall be entitled to reimbursement therefor in accordance with Section 6.01. The Company shall not be required to institute or join in litigation with respect to collection of any payment (whether under a Mortgage, Mortgage Note or otherwise or against any public or governmental authority with respect to a taking or condemnation) if it reasonably believes that enforcing the provision of the Mortgage or other instrument pursuant to which such payment is required is prohibited by applicable law. In addition, if (x) a EMC Mortgage Loan is in default or default is reasonably foreseeable or (y) the Company delivers to the Trustee, the Securities Administrator and the Master Servicer a certification addressed to the Trustee and the Securities Administrator, based on the advice of counsel or certified public accountants, in either case, that have a national reputation with respect to taxation of REMICs, that a modification of such Mortgage Loan will not result in the imposition of taxes on or disqualify from REMIC status any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI, the Company may, (A) amend the related Mortgage Note to reduce the Mortgage Rate applicable thereto, provided that such reduced Mortgage Rate shall in no event be lower than 5.00% with respect to any EMC Mortgage Loan and (B) amend any Mortgage Note to extend the maturity thereof.
 
With respect to EMC Mortgage Loans affected by Hurricane Katrina, if the Mortgaged Property is located in public and individual assistance counties as designated by FEMA (as set forth on its website www.fema.gov), the Company may cease charging of late fees and credit reporting activity for Mortgagors in such counties until May 1, 2006 and if reasonably prudent, may extend such period as long as necessary. In addition, the Company may suspend foreclosure and bankruptcy activity relating to certain EMC Mortgage Loans and if reasonably prudent, may extend such period as long as necessary.
 
The Company shall not waive (or permit a sub-servicer to waive) any Prepayment Charge related to an EMC Mortgage Loan unless: (i) the enforceability thereof shall have been limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors’ rights generally, (ii) the enforcement thereof is illegal, or any local, state or federal agency has threatened legal action if the prepayment penalty is enforced, (iii) the mortgage debt has been accelerated in connection with a foreclosure or other involuntary payment or (iv) such waiver is standard and customary in servicing similar Mortgage Loans and relates to a default or a reasonably foreseeable default and would, in the reasonable judgment of the Company, maximize recovery of total proceeds taking into account the value of such Prepayment Charge and the related EMC Mortgage Loan. If a Prepayment Charge is waived, but does not meet the standards described above, then the Company is required to pay the amount of such waived Prepayment Charge, for the benefit of the Class P Certificates, by remitting such amount to the Master Servicer by the Remittance Date.
 
(b)  The Company shall establish and maintain a Protected Account (which shall at all times be an Eligible Account) with a depository institution in the name of the Company for the benefit of the Trustee on behalf of the Certificateholders and designated “EMC Mortgage Corporation, as servicer on behalf of Citibank, N.A. as Trustee, for the benefit of the certificateholders, in trust for registered holders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2006-HE3”. The Company shall deposit or cause to be deposited into the Protected Account on a daily basis within one Business Day of receipt, except as otherwise specifically provided herein, the following payments and collections remitted by subservicers or received by it in respect of the EMC Mortgage Loans subsequent to the Cut-off Date (other than in respect of principal and interest due on the EMC Mortgage Loans on or before the Cut-off Date) and the following amounts required to be deposited hereunder:
 
(i)  all payments on account of principal, including Principal Prepayments, on the EMC Mortgage Loans;
 
(ii)  all payments on account of interest on the EMC Mortgage Loans net of the related Servicing Fee permitted under Section 3.12, if any;
 
(iii)  all Liquidation Proceeds, Subsequent Recoveries and Insurance Proceeds with respect to any EMC Mortgage Loans, other than proceeds to be applied to the restoration or repair of the Mortgaged Property or released to the Mortgagor in accordance with the Company’s normal servicing procedures;
 
(iv)  any amount required to be deposited by the Company pursuant to Section 5.01(c) in connection with any losses on Permitted Investments;
 
(v)  any amounts required to be deposited by the Company pursuant to Section 3.07;
 
(vi)  any Prepayment Charges collected on the EMC Mortgage Loans; and
 
(vii)  any other amounts required to be deposited hereunder.
 
The foregoing requirements for deposit by the Company into the Protected Account shall be exclusive, it being understood and agreed that, without limiting the generality of the foregoing, payments in the nature of late payment charges or assumption fees, if collected, need not be deposited by the Company. In the event that the Company shall deposit any amount not required to be deposited and not otherwise subject to withdrawal pursuant to Section 5.02, it may at any time withdraw or direct the institution maintaining the Protected Account, to withdraw such amount from the Protected Account, any provision herein to the contrary notwithstanding. Such withdrawal or direction may be accomplished by delivering written notice thereof to the institution maintaining the Protected Account, that describes the amounts deposited in error in the Protected Account. The Company shall maintain adequate records with respect to all withdrawals made pursuant to this Section. All funds deposited in the Protected Account shall be held in trust for the Certificateholders until withdrawn in accordance with Section 5.02.
 
(c)  The institution that maintains the Protected Account shall invest the funds in the Protected Account, in the manner directed by the Company, in Permitted Investments which shall mature not later than the Business Day immediately preceding the Remittance Date and shall not be sold or disposed of prior to its maturity. All such Permitted Investments shall be made in the name of the Trustee, for the benefit of the Certificateholders. All income and gain net of any losses realized from any such investment shall be for the benefit of the Company as servicing compensation and shall be remitted to it monthly as provided herein. The amount of any losses incurred in the Protected Account in respect of any such investments shall be deposited by the Company into the Protected Account, out of the Company’s own funds.
 
(d)  The Company shall give at least 30 days advance notice to the Trustee, the Securities Administrator, the Sponsor, the Master Servicer, each Rating Agency and the Depositor of any proposed change of location of the Protected Account prior to any change thereof.
 
Section 5.02  Permitted Withdrawals From the Protected Account. 
 
(a)  The Company may from time to time make withdrawals from the Protected Account for the following purposes:
 
(i)  to pay itself (to the extent not previously paid to or withheld by the Company), as servicing compensation in accordance with Section 3.12, that portion of any payment of interest that equals the Servicing Fee for the period with respect to which such interest payment was made, and, as additional servicing compensation, those other amounts set forth in Section 3.12;
 
(ii)  to reimburse the Company for Advances made by it with respect to the Mortgage Loans, provided, however, that the Company’s right of reimbursement pursuant to this subclause (ii) shall be limited to amounts received on particular EMC Mortgage Loan(s) (including, for this purpose, Liquidation Proceeds, Insurance Proceeds and Subsequent Recoveries) that represent late recoveries of payments of principal and/or interest on such particular EMC Mortgage Loan(s) in respect of which any such Advance was made;
 
(iii)  to reimburse the Company for any previously made portion of a Servicing Advance or an Advance made by the Company that, in the good faith judgment of the Company, will not be ultimately recoverable by it from the related Mortgagor, any related Liquidation Proceeds, Insurance Proceeds or otherwise (a “Nonrecoverable Advance”), to the extent not reimbursed pursuant to clause (ii) or clause (v);
 
(iv)  to reimburse the Company from Insurance Proceeds for Insured Expenses covered by the related Insurance Policy;
 
(v)  to pay the Company any unpaid Servicing Fees and to reimburse it for any unreimbursed Servicing Advances, provided, however, that the Company’s right to reimbursement for Servicing Advances pursuant to this subclause (v) with respect to any EMC Mortgage Loan shall be limited to amounts received on particular Mortgage Loan(s) (including, for this purpose, Liquidation Proceeds, Insurance Proceeds, Subsequent Recoveries and purchase and repurchase proceeds) that represent late recoveries of the payments for which such Servicing Advances were made;
 
(vi)  to pay to the Sponsor, with respect to each Mortgage Loan or property acquired in respect thereof that has been purchased pursuant to Section 2.02, 2.03 or 3.05 of this Agreement, all amounts received thereon and not taken into account in determining the related Stated Principal Balance of such repurchased EMC Mortgage Loan;
 
(vii)  to pay any expenses recoverable by the Company pursuant to Section 8.04 of this Agreement;
 
(viii)  to withdraw pursuant to Section 5.01 any amount deposited in the Protected Account and not required to be deposited therein; and
 
(ix)  to clear and terminate the Protected Account upon termination of this Agreement pursuant to Section 11.01 hereof.
 
In addition, no later than 1:00 p.m. New York City time on the Remittance Date, the Company shall withdraw from the Protected Account and remit to the Master Servicer, for deposit in the Master Servicer Collection Account the amount required to be withdrawn therefrom pursuant to Section 5.05 hereof.
 
With respect to any remittance received by the Master Servicer from EMC after the date on which such remittance was due, EMC shall pay to the Master Servicer interest on any such late payment at an annual rate equal to the Prime Rate, adjusted as of the date of each change, plus two percentage points, but in no event greater that the maximum amount permitted by applicable law. Such interest shall be remitted to the Master Servicer on the date such late payment is made and shall cover the period commencing with the day following the date on which such remittance was due and ending with the Business Day on which such remittance is made, both inclusive. The payment by EMC of any such interest shall not be deemed an extension of time for payment or a waiver of any Event of Default with respect to EMC.
 
The Company shall keep and maintain separate accounting, on a Mortgage Loan by Mortgage Loan basis, for the purpose of justifying any withdrawal from the Protected Account pursuant to subclauses (i), (ii), (iv), (v) and (vi) above. Prior to making any withdrawal from the Protected Account pursuant to subclause (iii), the Company shall deliver to the Master Servicer an Officer’s Certificate of a Servicing Officer indicating the amount of any previous Advance or Servicing Advance determined by the Company to be a Nonrecoverable Advance and identifying the related EMC Mortgage Loan(s), and their respective portions of such Nonrecoverable Advance.
 
Section 5.03  Reports to the Master Servicer. 
 
(a)  On or before the tenth calendar day of each month, the Company shall furnish to the Master Servicer electronically in a format acceptable to the Master Servicer loan accounting reports in the investor’s assigned loan number order to document the payment activity on each EMC Mortgage Loan on an individual mortgage loan basis. With respect to each month, such loan accounting reports shall be in the format agreed to by the Company and the Master Servicer, including but not limited to the following information with respect to each EMC Mortgage Loan:
 
(i)  with respect to each Scheduled Payment (on both an actual and scheduled basis with respect to Mortgage Loan balances and on an actual basis with respect to paid-through dates), the amount of such remittance allocable to principal (including a separate breakdown of any Principal Prepayment, including the amount of any Prepayment Interest Shortfall);
 
(ii)  with respect to each Monthly Payment, the amount of such remittance allocable to scheduled interest;
 
(iii)  the amount of servicing compensation received by the Company during the prior calendar month;
 
(iv)  the aggregate stated principal balance of the EMC Mortgage Loans;
 
(v)  the aggregate amount of Advances made by the Company pursuant to Section 6.01;
 
(vi)  the aggregate of any expenses reimbursed to the Company during the prior calendar month pursuant to Section 5.02;
 
(vii)  the number and aggregate Stated Principal Balance of the Mortgage Loans (A) Delinquent (exclusive of Mortgage Loans in foreclosure and bankruptcy) (1) 30 days Delinquent, (2) 60 days Delinquent and (3) 90 days or more Delinquent, (B) in foreclosure and delinquent and (1) 30 days Delinquent, (2) 60 days Delinquent and (3) 90 days or more Delinquent (C) in bankruptcy and delinquent (1) 30 days Delinquent, (2) 60 days Delinquent and (3) 90 days or more Delinquent, in each case as of the close of business on the last day of the calendar month preceding such Distribution Date and separately identifying such information for the (1) second lien Mortgage Loans, and (3) Adjustable Rate Mortgage Loans;
 
(viii)  the amount of any Prepayment Charges collected by the Company and the amount of Prepayment Charges paid by the Company in connection with a waiver that is not permitted under this Agreement, and
 
(ix)  any other information necessary for the Securities Administrator to prepare the Monthly Statement pursuant to Section 6.06, including any information required to be provided pursuant to Item 1121 of Regulation AB.
 
(b) The Master Servicer and the Securities Administrator shall be entitled to rely conclusively on the data provided by the Company and the Servicer pursuant to Section 5.03(a) above and shall have no liability for any errors in such Mortgage Loan data.
 
Section 5.04  Collection of Taxes; Assessments and Similar Items; Escrow Accounts. 
 
With respect to each EMC Mortgage Loan, to the extent required by the related Mortgage Note, the Company shall establish and maintain one or more accounts (each, an “Escrow Account”) and deposit and retain therein all collections from the Mortgagors (or Servicing Advances by the Company) for the payment of taxes, assessments, hazard insurance premiums or comparable items for the account of the Mortgagors. Nothing herein shall require the Company to compel a Mortgagor to establish an Escrow Account in violation of applicable law.
 
Withdrawals of amounts so collected from the Escrow Accounts may be made only to effect timely payment of taxes, assessments, hazard insurance premiums, condominium or PUD association dues, or comparable items, to reimburse the Company out of related collections for any payments made with respect to each EMC Mortgage Loan pursuant to Section 3.01 (with respect to taxes and assessments and insurance premiums) and Section 3.07 (with respect to hazard insurance), to refund to any Mortgagors for any EMC Mortgage Loans any sums as may be determined to be overages, to pay interest, if required by law or the terms of the related Mortgage or Mortgage Note, to such Mortgagors on balances in the Escrow Account or to clear and terminate the Escrow Account at the termination of this Agreement in accordance with Section 11.01 thereof. The Escrow Account shall not be a part of the Trust Fund.
 
Section 5.05  Protected Accounts. 
 
(a) The Master Servicer shall enforce the obligation of the Company and the Servicers to establish and maintain a Protected Account in accordance with this Agreement and the Servicing Agreements, with records to be kept with respect thereto on a Mortgage Loan by Mortgage Loan basis, into which accounts shall be deposited within one Business Day (or as of such other time specified in the Servicing Agreements) of receipt all collections of principal and interest on any Mortgage Loan and with respect to any REO Property received by the Company or the related Servicer, including Principal Prepayments, Insurance Proceeds, Liquidation Proceeds, Subsequent Recoveries, and advances made from the Company’s or such Servicer’s own funds (less servicing compensation as permitted by this Agreement or the related Servicing Agreement) and all other amounts to be deposited in the Protected Accounts. Each of the Company and the Servicers is hereby authorized to make withdrawals from and deposits to the related Protected Account for purposes required or permitted by this Agreement. To the extent provided in this Agreement or any Servicing Agreement, the Protected Account shall be held in a Designated Depository Institution and segregated on the books of such institution in the name of the Company or Servicer, as applicable on behalf of the Trustee for the benefit of Certificateholders.
 
(b) To the extent provided in this Agreement or any Servicing Agreement, amounts on deposit in a Protected Account may be invested in Permitted Investments in the name of the Trustee for the benefit of Certificateholders and, except as provided in the preceding paragraph, not commingled with any other funds, such Permitted Investments to mature, or to be subject to redemption or withdrawal, no later than the date on which such funds are required to be withdrawn for deposit in the Master Servicer Collection Account, and shall be held until required for such deposit. The income earned from Permitted Investments made pursuant to this Section 5.05 shall be paid to the Company or the related Servicer under this Agreement or the related Servicing Agreement, and the risk of loss of moneys required to be distributed to the Certificateholders resulting from such investments shall be borne by and be the risk of the Company or the related Servicer, as the case may be. The Company or the related Servicer (to the extent provided in this Agreement or the related Servicing Agreement) shall deposit the amount of any such loss in the Protected Account within two Business Days of receipt of notification of such loss but not later than the second Business Day prior to the Distribution Date on which the moneys so invested are required to be distributed to the Certificateholders.
 
(c) To the extent provided in this Agreement or the related Servicing Agreement and subject to this Article V, on or before 1:00 p.m. New York City time on each Remittance Date, the Company or the related Servicer shall withdraw or shall cause to be withdrawn from its Protected Account and shall immediately deposit or cause to be deposited in the Master Servicer Collection Account amounts representing the following collections and payments (other than with respect to principal of or interest on the Mortgage Loans due on or before the Cut-off Date):
 
(i) Scheduled Payments on the Mortgage Loans received or any related portion thereof advanced by the Company or the related Servicer pursuant to the related Servicing Agreement which were due on or before the related Due Date, net of the amount thereof comprising the Servicing Fees;
 
(ii) Full Principal Prepayments and any Liquidation Proceeds received by the Company or the related Servicer with respect to such Mortgage Loans in the related Prepayment Period, with interest to the date of prepayment or liquidation, net of the amount thereof comprising the Servicing Fees;
 
(iii) Partial Principal Prepayments received by the Company or the related Servicer for such Mortgage Loans in the related Prepayment Period;
 
(iv) Any amount to be used as an Advance; and
 
(v) The amount of any Prepayment Charges collected with respect to the Mortgage Loans and the amount of any Prepayment Charges paid by the Company or the related Servicer in connection with the waiver of a Prepayment Charge in a manner that is not permitted under this Agreement or the related Servicing Agreement.
 
(d) Withdrawals may be made from a Protected Account by the Company as described in Section 5.02 hereof and by the Master Servicer or the related Servicer only to make remittances as provided in Section 5.05(c), 5.06 and 5.07; to reimburse the Master Servicer or the Servicer for Advances which have been recovered by subsequent collection from the related Mortgagor; to remove amounts deposited in error; to remove fees, charges or other such amounts deposited on a temporary basis; or to clear and terminate the account at the termination of this Agreement in accordance with Section 11.01. As provided in Sections 5.05(c) and 5.06(b) certain amounts otherwise due to the related Servicer may be retained by the related Servicer and need not be deposited in the Master Servicer Collection Account.
 
Section 5.06  Master Servicer Collection Account. 
 
(a)  The Master Servicer shall establish and maintain in the name of LaSalle Bank National Association, as Master Servicer, on behalf of the Trustee, for the benefit of the Certificateholders, the Master Servicer Collection Account which shall be an Eligible Account. The Master Servicer will deposit in the Master Servicer Collection Account as identified by the Master Servicer and as received by the Master Servicer, the following amounts:
 
(i)  any Advance and any Compensating Interest Payments;
 
(ii)  any Insurance Proceeds, Liquidation Proceeds or Subsequent Recoveries received by the Master Servicer;
 
(iii)  the Repurchase Price with respect to any Mortgage Loans purchased by the Sponsor or Section 2.02 or 2.03, the Repurchase Price with respect to any Mortgage Loans purchased by EMC pursuant to Section 3.05, and all proceeds of any Mortgage Loans or property acquired with respect thereto repurchased by the Sponsor or its designee pursuant to Section 11.01;
 
(iv)  any amounts required to be deposited with respect to losses on investments of deposits in the Master Servicer Collection Account; and
 
(v)  any other amounts received by or on behalf of the Master Servicer or the Trustee and required to be deposited in the Master Servicer Collection Account pursuant to this Agreement.
 
(b)  All amounts deposited to the Master Servicer Collection Account shall be held by the Master Servicer in the name of the Trustee in trust for the benefit of the Certificateholders in accordance with the terms and provisions of this Agreement. The requirements for crediting the Master Servicer Collection Account shall be exclusive, it being understood and agreed that, without limiting the generality of the foregoing, payments in the nature of late payment charges or assumption, tax service, statement account or payoff, substitution, satisfaction, release and other like fees and charges, need not be credited by the Master Servicer to the Master Servicer Collection Account.
 
(c)  The amount at any time credited to the Master Servicer Collection Account may be invested, in the name of the Trustee, or its nominee, for the benefit of the Certificateholders in Permitted Investments or be held in cash as directed by the Securities Administrator. All Permitted Investments shall mature or be subject to redemption or withdrawal on or before, and shall be held until, the next succeeding Distribution Account Deposit Date. Any and all investment earnings from the Master Servicer Collection Account shall be paid to the Securities Administrator. The risk of loss of moneys required to be distributed to the Certificateholders resulting from such investments shall be borne by and be the risk of the Securities Administrator. The Securities Administrator shall deposit the amount of any such loss in the Master Servicer Collection Account within two Business Days of receipt of notification of such loss but not later than the second Business Day prior to the Distribution Date on which the moneys so invested are required to be distributed to the Certificateholders.
 
Section 5.07  Permitted Withdrawals and Transfers from the Master Servicer Collection Account. 
 
(a)  The Master Servicer will make such withdrawals or transfers from the Master Servicer Collection Account as the Master Servicer has designated for such transfer or withdrawal pursuant to this Agreement. The Master Servicer may clear and terminate the Master Servicer Collection Account pursuant to Section 11.01 and from time to time remove amounts deposited in error.
 
(b)  On an ongoing basis, the Master Servicer shall withdraw from the Master Servicer Collection Account to pay itself as provided in Section 4.09 and to pay any expenses, costs and liabilities recoverable by the Trustee, the Master Servicer, each Custodian or the Securities Administrator pursuant to Sections 4.02, 8.03, 8.04, 9.05 and 10.05; provided however, that the Master Servicer shall be obligated to pay from its own funds any amounts which it is required to pay under Section 8.03(a).
 
(c)  In addition, on or before each Distribution Account Deposit Date, the Master Servicer shall remit to the Securities Administrator for deposit in the Distribution Account any Advances required to be made by the Master Servicer with respect to the Mortgage Loans.
 
(d)  No later than 3:00 p.m. New York time on each Distribution Account Deposit Date, the Master Servicer will transfer all available funds on deposit in the Master Servicer Collection Account with respect to the related Distribution Date to the Securities Administrator for deposit in the Distribution Account. In the event that the Master Servicer shall deposit or cause to be deposited to the Distribution Account any amount not required to be credited thereto, the Securities Administrator, upon receipt of a written request therefor signed by a Master Servicing Officer of the Master Servicer, shall promptly transfer such amount to the Master Servicer, any provision herein to the contrary notwithstanding.
 
Section 5.08  [Reserved.] 
 
Section 5.09  Distribution Account. 
 
(a)  The Securities Administrator shall establish and maintain in the name of Securities Administrator, on behalf of the Trustee, for the benefit of the Certificateholders, the Distribution Account as a segregated trust account or accounts.
 
(b)  All amounts deposited to the Distribution Account shall be held by the Securities Administrator in the name of the Trustee in trust for the benefit of the Certificateholders in accordance with the terms and provisions of this Agreement.
 
(c)  The Distribution Account shall constitute an Eligible Account of the Trust Fund segregated on the books of the Securities Administrator and held by the Securities Administrator, and the Distribution Account and the funds deposited therein shall not be subject to, and shall be protected from, all claims, liens, and encumbrances of any creditors or depositors of the Securities Administrator (whether made directly, or indirectly through a liquidator or receiver of the Securities Administrator). The amount at any time credited to the Distribution Account may be, as directed by the Securities Administrator, held either uninvested or invested in the name of the Trustee, in such Permitted Investments as may be selected by the Securities Administrator on such direction which mature not later than the Business Day next preceding the succeeding Distribution Date. Permitted Investments in respect of the Distribution Account shall not be sold or disposed of prior to their maturity. All investment earnings on amounts on deposit in the Distribution Account or benefit from funds uninvested therein from time to time shall be for the account of the Securities Administrator. The Securities Administrator shall be permitted to receive distribution of any and all investment earnings from the Distribution Account on each Distribution Date. If there is any loss on a Permitted Investment or demand deposit, the Securities Administrator shall deposit the amount of the loss in the Distribution Account from its own funds. With respect to the Distribution Account and the funds deposited therein, the Securities Administrator shall take such action as may be necessary to ensure that the Certificateholders shall be entitled to the priorities afforded to such a trust account (in addition to a claim against the estate of the Trustee) as provided by 12 U.S.C. § 92a(e), and applicable regulations pursuant thereto, if applicable.
 
Section 5.10  Permitted Withdrawals and Transfers from the Distribution Account. 
 
(a)  The Securities Administrator will from time to time make or cause to be made such withdrawals or transfers from the Distribution Account as are designated for such transfer or withdrawal pursuant to this Agreement any the Servicing Agreement (limited in the case of amounts due the Master Servicer to those not withdrawn from the Master Servicer Collection Account in accordance with the terms of this Agreement):
 
(i)  to reimburse the Master Servicer, the Company or the related Servicer for any unreimbursed Advance or Servicing Advance of its own funds pursuant to this Agreement or the related Servicing Agreement, such right of the Master Servicer, the Company or the Servicer to reimbursement pursuant to this subclause (i) being limited to amounts received on a particular Mortgage Loan (including, for this purpose, the Repurchase Price therefor, Insurance Proceeds and Liquidation Proceeds) which represent late payments or recoveries of the principal of or interest on such Mortgage Loan respecting which such Advance or Servicing Advance was made;
 
(ii)  to reimburse the Supplemental Interest Trust Trustee or the Swap Administrator for expenses, costs and liabilities incurred by or reimbursable to it pursuant to this agreement; to reimburse the Master Servicer, the Company or the related Servicer from Insurance Proceeds or Liquidation Proceeds relating to a particular Mortgage Loan for unreimbursed amounts expended by the Master Servicer, the Company or the Servicer in good faith in connection with the restoration of the related Mortgaged Property which was damaged by an uninsured cause or in connection with the liquidation of such Mortgage Loan; provided, however, that such reimbursement pursuant to this clause shall be limited to amounts recovered from Mortgage Loans from which such expenditures were made;
 
(iii)  to reimburse the Master Servicer, the Company or the related Servicer from Insurance Proceeds relating to a particular Mortgage Loan for unreimbursed expenses incurred with respect to such Mortgage Loan and to reimburse the Master Servicer, the Company or the related Servicer from Liquidation Proceeds from a particular Mortgage Loan for Liquidation Expenses incurred with respect to such Mortgage Loan; provided that the Master Servicer shall not be entitled to reimbursement for Liquidation Expenses with respect to a Mortgage Loan to the extent that (i) any amounts with respect to such Mortgage Loan were paid as Excess Liquidation Proceeds pursuant to clause (x) of this Subsection (a) to the Master Servicer; and (ii) such Liquidation Expenses were not included in the computation of such Excess Liquidation Proceeds;
 
(iv)  to reimburse the Master Servicer, the Company or a Servicer for any Advance or Servicing Advance, after a Realized Loss has been allocated with respect to the related Mortgage Loan if the Advance or Servicing Advance has not been reimbursed pursuant to clauses (i) through (iii); provided, however, that such reimbursement pursuant to this clause shall be limited to amounts recovered from Mortgage Loans from which such Advance was made;
 
(v)  to pay the Master Servicer as set forth in Section 4.09;
 
(vi)  to reimburse the Master Servicer for expenses, costs and liabilities incurred by and reimbursable to it pursuant to Sections 4.02, 8.04(c) and (d) and 12.02 or otherwise reimbursable to it pursuant to this Agreement;
 
(vii)  to pay to the Master Servicer, as additional master servicing compensation, any Excess Liquidation Proceeds to the extent not retained by the Company or the Servicer;
 
(viii)  to reimburse or pay the Company or the related Servicer any such amounts as are due thereto under this Agreement or the related Servicing Agreement and have not been retained by or paid to the Company or the related Servicer, to the extent provided herein and in the related Servicing Agreement;
 
(ix)  to reimburse the Trustee, the Custodian or the Securities Administrator for expenses, costs and liabilities incurred by or reimbursable to it pursuant to this Agreement (to the extent not reimbursed from the Master Servicer Collection Account in accordance with Section 5.07);
 
(x)  to remove amounts deposited in error; and
 
(xi)  to clear and terminate the Distribution Account pursuant to Section 11.01.
 
(b)  The Master Servicer shall keep and maintain separate accounting, on a Mortgage Loan by Mortgage Loan basis, for the purpose of accounting for any reimbursement from the Distribution Account pursuant to subclauses (i) through (iv), inclusive, and (vi) or with respect to any such amounts which would have been covered by such subclauses had the amounts not been retained by the Master Servicer without being deposited in the Distribution Account under Section 5.08.
 
(c)  On each Distribution Date, the Securities Administrator shall distribute the related Interest Remittance Amount and the Principal Distribution Amount to the extent of funds on deposit in the Distribution Account to the holders of the related Certificates in accordance with Section 6.04.
 
Section 5.11  Class P Certificate Account. 
 
(a)  The Securities Administrator shall establish and maintain in the name of the Trustee, for the benefit of the Class P Certificateholders, the Class P Certificate Account as a segregated trust account or accounts.
 
(b)  On the Closing Date, the Depositor will deposit, or cause to be deposited in the Class P Certificate Account, an amount equal to $100. All amounts deposited to the Class P Certificate Account shall be held by the Securities Administrator in the name of the Trustee in trust for the benefit of the Class P Certificateholders in accordance with the terms and provisions of this Agreement. The amount on deposit in the Class P Certificate Account shall be held uninvested.
 
 

 
ARTICLE VI

DISTRIBUTIONS AND ADVANCES
 
Section 6.01  Advances. 
 
The Company shall make an Advance with respect to any EMC Mortgage Loan and deposit such Advance in the Master Servicer Collection Account no later than 1:00 p.m. Eastern time on the Remittance Date in immediately available funds. The Company or the related Servicer, as applicable, shall be obligated to make any such Advance only to the extent that such advance would not be a Nonrecoverable Advance. If the Company or the related Servicer shall have determined that it has made a Nonrecoverable Advance or that a proposed Advance or a lesser portion of such Advance would constitute a Nonrecoverable Advance, the Company or the related Servicer, as the case may be, shall deliver (i) to the Securities Administrator for the benefit of the Certificateholders constituting the remaining portion of such Advance, if applicable, and (ii) to the Depositor, the Master Servicer, each Rating Agency and the Trustee an Officer’s Certificate setting forth the basis for such determination.
 
In lieu of making all or a portion of such Advance from its own funds, the Company may (i) cause to be made an appropriate entry in its records relating to the Protected Account that any Amounts Held for Future Distribution has been used by the Company in discharge of its obligation to make any such Advance and (ii) transfer such funds from the Protected Account to the Distribution Account. Any funds so applied and transferred shall be replaced by the Company by deposit in the Distribution Account, no later than the close of business on the Remittance Date immediately preceding the Distribution Account Deposit Date on which such funds are required to be distributed pursuant to this Agreement.
 
Each Servicer will discontinue such Advances with respect to any Mortgage Loan that becomes 90 days Delinquent; provided, however, if a Servicer reasonably determines that a significant net recovery is possible through foreclosure proceedings or other liquidation of the related Mortgaged Property on a Mortgage Loan that becomes 90 days delinquent, such Servicer may continue making advances on such Mortgage Loan. Subject to Section 3.12, a Servicer must effectuate foreclosure or other conversion of the ownership of the Mortgaged Property securing any Mortgage Loan at such time that the Mortgage Loan becomes 180 days Delinquent. Once a Servicer has commenced such proceedings, such Servicer will not be entitled to any additional Servicing Fee for such Mortgage Loan, except to the extent of any unreimbursed Servicing Fees and expenses which will be reimbursable from any Liquidation Proceeds.
 
The Company shall be entitled to be reimbursed from the Protected Account for all Advances of its own funds made pursuant to this Section as provided in Section 5.02; provided, however, such reimbursement shall be limited to funds received from Mortgage Loans for which such Advance was made. The obligation to make Advances with respect to any EMC Mortgage Loan shall continue until such EMC Mortgage Loan is paid in full or the related Mortgaged Property or related REO Property has been liquidated or until the purchase or repurchase thereof (or substitution therefor) from the Trust Fund pursuant to any applicable provision of this Agreement, except as otherwise provided in this Section 6.01.
 
(b) If the Scheduled Payment on a Mortgage Loan that was due on a related Due Date and is delinquent other than as a result of application of the Relief Act and for which the Company or the related Servicer was required to make an Advance pursuant to this Agreement or the related Servicing Agreement exceeds the amount deposited in the Master Servicer Collection Account which shall be used for an Advance with respect to such Mortgage Loan, the Master Servicer will deposit in the Master Servicer Collection Account not later than the Distribution Account Deposit Date immediately preceding the related Distribution Date an amount equal to such deficiency, net of the Master Servicing Fee and the Servicing Fee for such Mortgage Loan except to the extent the Master Servicer determines any such Advance to be nonrecoverable from Liquidation Proceeds, Insurance Proceeds or future payments on the Mortgage Loan for which such Advance was made. Subject to the foregoing, the Master Servicer shall continue to make such Advances through the date that the Company or the related Servicer is required to do so under this Agreement or the related Servicing Agreement, as applicable. If applicable, on the Distribution Account Deposit Date, the Master Servicer shall present an Officer’s Certificate to the Trustee (i) stating that the Master Servicer elects not to make an Advance in a stated amount and (ii) detailing the reason it deems the advance to be nonrecoverable. The Master Servicer may rely on any non-recoverability determination of the Company or any Servicer.
 
Subject to and in accordance with the provisions of Article IX hereof, in the event the Master Servicer fails to make such Advance, then the Trustee, as Successor Master Servicer, shall be obligated to make such Advance, subject to the provisions of this Section 6.01.
 
Section 6.02  Compensating Interest Payments. 
 
(a)  In the event that there is a Prepayment Interest Shortfall arising from a voluntary Principal Prepayment in part or in full by the Mortgagor with respect to any EMC Mortgage Loan, the Company shall, to the extent of the Servicing Fee for such Distribution Date, remit to the Master Servicer for deposit into the Master Servicer Collection Account, as a reduction of the Servicing Fee for such Distribution Date, no later than the close of business on the Remittance Date immediately preceding such Distribution Date, an amount equal to the Prepayment Interest Shortfall; and in case of such deposit, the Company shall not be entitled to any recovery or reimbursement from the Depositor, the Trustee, the Sponsor, the Master Servicer, the Securities Administrator, the Trust Fund or the Certificateholders.
 
(b)  The Master Servicer shall enforce the obligation of each Servicer under the related Servicing Agreement to remit any required Compensating Interest Payments to the Master Servicer Collection Account on the Remittance Date.
 
(c)  The Master Servicer shall be required to remit to the Securities Administrator for deposit in the Distribution Account the amount of any Prepayment Interest Shortfalls, to the extent of the Master Servicing Compensation for such Distribution Date, in the event the Company or the related Servicer is required to make such payment but fails to do so.
 
Section 6.03  REMIC Distributions. 
 
On each Distribution Date the Securities Administrator shall be deemed to have allocated distributions to the REMIC I Regular Interests, REMIC II Regular Interests, Class CE Interest, Class P Interest and Class IO Interest in accordance with Section 6.07 hereof.
 
Section 6.04  Distributions. 
 
(a)  Subject to Section 3.21(c), on each Distribution Date, an amount equal to the Interest Funds and Principal Funds for such Distribution Date shall be withdrawn by the Securities Administrator from the Distribution Account and distributed in the following order of priority:
 
(1)  Interest Funds shall be distributed in the following manner and order of priority:
 
(A)  to the Class A-1, Class A-2 and Class A-3 Certificates, the Current Interest and any Interest Carry Forward Amount for each such Class, on a pro rata basis based on the entitlement of each such Class; and
 
(B)  From remaining Interest Funds, sequentially, to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9 and Class M-10 Certificates, in that order, the Current Interest for each such Class.
 
Any Excess Spread to the extent necessary to meet a level of overcollateralization equal to the Overcollateralization Target Amount will be the Extra Principal Distribution Amount and will be included as part of the Principal Distribution Amount. Any Remaining Excess Spread together with any Overcollateralization Release Amount will be applied as Excess Cashflow and distributed pursuant to clauses (3)(A) through (H) below.
 
On any Distribution Date, any Relief Act Interest Shortfalls and any Prepayment Interest Shortfalls to the extent not covered by Compensating Interest will be allocated as set forth in the definition of “Current Interest” herein.
 
(2)  On each Distribution Date, the Principal Distribution Amount shall be distributed in the following manner and order of priority:
 
(A)  For each Distribution Date (i) prior to the Stepdown Date or (ii) on which a Trigger Event is in effect:
 
(i)  To the Class A Certificates, the Principal Distribution Amount for such Distribution Date, sequentially, to the Class A-1, Class A-2 and Class A-3 Certificates, in that order, in each case until the Certificate Principal Balance thereof is reduced to zero;
 
(ii)  To the Class M-1 Certificates, from any remaining Principal Funds for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(iii)  To the Class M-2 Certificates, from any remaining Principal Funds for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(iv)  To the Class M-3 Certificates, from any remaining Principal Funds for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(v)  To the Class M-4 Certificates, from any remaining Principal Funds for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(vi)  To the Class M-5 Certificates, from any remaining Principal Funds for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(vii)  To the Class M-6 Certificates, from any remaining Principal Funds for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(viii)  To the Class M-7 Certificates, from any remaining Principal Funds for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(ix)  To the Class M-8 Certificates, from any remaining Principal Funds for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(x)  To the Class M-9 Certificates, from any remaining Principal Funds for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero; and
 
(xi)  To the Class M-10 Certificates, from any remaining Principal Funds for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero.
 
(B)  For each Distribution Date on or after the Stepdown Date, so long as a Trigger Event is not in effect:
 
(i)  To the Class A Certificates, the Class A Principal Distribution Amount for such Distribution Date, sequentially, to the Class A-1, Class A-2 and Class A-3 Certificates, in that order, the Class A Principal Distribution Amount for such Distribution Date, in each case until the Certificate Principal Balance thereof is reduced to zero;
 
(ii)  To the Class M-1 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class M-1 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
(iii)  To the Class M-2 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class M-2 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
(iv)  To the Class M-3 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class M-3 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
(v)  To the Class M-4 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class M-4 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
(vi)  To the Class M-5 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class M-5 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
(vii)  To the Class M-6 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class M-6 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
(viii)  To the Class M-7 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class M-7 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
(ix)  To the Class M-8 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class M-8 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
(x)  To the Class M-9 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class M-9 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero; and
 
(xi)  To the Class M-10 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class M-10 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero.
 
(3)  Any Excess Cashflow shall be distributed in the following manner and order of priority:
 
(A)  from any remaining Excess Cashflow, to the Class A Certificates, (a) first, any remaining Interest Carry Forward Amount for such Classes, pro rata, in accordance with the Interest Carry Forward Amount due with respect to each such Class, to the extent not fully paid pursuant to clause (1) (A) above and Section 3.21(d) and (b) second, any Unpaid Realized Loss Amount for such Classes for such Distribution Date, pro rata, in accordance with the Applied Realized Loss Amount allocated to each such Class;
 
(B)  from any remaining Excess Cashflow, sequentially, to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9 and Class M-10 Certificates, in that order, an amount equal to the Interest Carry Forward Amount for each such Class for such Distribution Date to the extent not fully paid pursuant to Section 3.21(d);
 
(C)  from any remaining Excess Cashflow otherwise distributable to the Class CE Interest and the Class CE Certificates, to the Reserve Fund, (i) first, to pay to the Classes of Class A Certificates, any Basis Risk Shortfall Carry Forward Amount for such Classes for such Distribution Date, on a pro rata basis, based on the amount of the Basis Risk Shortfall Carry Forward Amount for each such Class and to the extent not paid pursuant to Section 3.21(d) and to the extent such amount exceeds the amounts then on deposit in the Reserve Fund, and (ii) second, to maintain a balance in the Reserve Fund equal to the Reserve Fund Deposit;
 
(D)  from any remaining Excess Cashflow otherwise distributable to the Class CE Interest and the Class CE Certificates, to the Reserve Fund, (i) first, to pay to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9 and Class M-10 Certificates, sequentially in that order, any Basis Risk Shortfall Carry Forward Amount for each such Class for such Distribution Date, if any, in each case to the extent not paid pursuant to Section 3.21(d) and to the extent such amount exceeds the amounts then on deposit in the Reserve Fund, and (ii) second, to maintain a balance in the Reserve Fund equal to the Reserve Fund Deposit;
 
(E)  from any remaining Excess Cashflow, to the Class A Certificates, on a pro rata basis, based on the entitlement of each such Class, and then sequentially to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9 and Class M-10 Certificates, in that order, the amount of Relief Act Shortfalls and any Prepayment Interest Shortfalls allocated to such Classes of Certificates, to the extent not previously reimbursed;
 
(F)  from any remaining Excess Cashflow, to the Derivative Administrator for payment to the Swap Provider, any Swap Termination Payments due to a Swap Provider Trigger Event owed by the Trust Fund (to the extent not paid by the Derivative Administrator from any upfront payment received pursuant to any replacement interest rate swap agreement that may be entered into by the Supplemental Interest Trust Trustee);
 
(G)  from any remaining Excess Cashflow, to the Class CE Interest and Class CE Certificates, an amount equal to the Class CE Distribution Amount reduced by amounts distributed in clauses (C) and (D) above; and
 
(H)  from any remaining Excess Cashflow, to each of the Class R-1, Class R-2, Class R-3 and Class RX Certificates, based on the related REMIC in which such amounts remain.
 
On each Distribution Date, all amounts in respect of Prepayment Charges shall be distributed to the Holders of the Class P Interest and the Class P Certificates, provided that such distributions shall not be in reduction of the principal balance thereof. On the Distribution Date immediately following the expiration of the latest Prepayment Charge term as identified on the Mortgage Loan Schedule, any amount on deposit in the Class P Certificate Account will be distributed to the Holders of the Class P Interest and the Class P Certificates in reduction of the Certificate Principal Balance thereof.
 
In addition, notwithstanding the foregoing, on any Distribution Date after the Distribution Date on which the Certificate Principal Balance of a Class of Class A Certificates or Class M Certificates has been reduced to zero, that Class of Certificates will be retired and will no longer be entitled to distributions, including distributions in respect of Prepayment Interest Shortfalls or Basis Risk Shortfall Carry Forward Amounts.
 
In addition, notwithstanding the foregoing clause (a)(2), to the extent a Class IO Distribution Amount is payable from principal collections, Principal Distribution Amounts will be deemed paid to the most subordinate Class of Regular Certificates, until the Certificate Principal Balance thereof has been reduced to zero, and such amount will be paid pursuant to Section 3.21(f).
 
(b)  In addition to the foregoing distributions, with respect to any Subsequent Recoveries, the Company shall deposit such funds into the Protected Account pursuant to Section 5.01(b)(iii). If, after taking into account such Subsequent Recoveries, the amount of a Realized Loss is reduced, the amount of such Subsequent Recoveries will be applied to increase the Certificate Principal Balance of the Class of Certificates with the highest payment priority to which Realized Losses have been allocated, but not by more than the amount of Realized Losses previously allocated to that Class of Certificates pursuant to Section 6.05; provided, however, to the extent that no reductions to a Certificate Principal Balance of any Class of Certificates currently exists as the result of a prior allocation of a Realized Loss, such Subsequent Recoveries will be applied as Excess Spread. The amount of any remaining Subsequent Recoveries will be applied to increase the Certificate Principal Balance of the Class of Certificates with the next highest payment priority, up to the amount of such Realized Losses previously allocated to that Class of Certificates pursuant to Section 6.05, and so on. Holders of such Certificates will not be entitled to any payment in respect of Current Interest on the amount of such increases for any Interest Accrual Period preceding the Distribution Date on which such increase occurs. Any such increases shall be applied to the Certificate Principal Balance of each Certificate of such Class in accordance with its respective Percentage Interest.
 
(c)  Subject to Section 11.02 hereof respecting the final distribution, on each Distribution Date the Securities Administrator shall make distributions to each Certificateholder of record on the preceding Record Date either by wire transfer in immediately available funds to the account of such Holder at a bank or other entity having appropriate facilities therefor, if such Holder has so notified the Securities Administrator at least 5 Business Days prior to the related Record Date, or, if not, by check mailed by first class mail to such Certificateholder at the address of such Holder appearing in the Certificate Register. Notwithstanding the foregoing, but subject to Section 11.02 hereof respecting the final distribution, distributions with respect to Certificates registered in the name of a Depository shall be made to such Depository in immediately available funds.
 
(d)  On or before 5:00 p.m. Eastern time on the fifth Business Day immediately preceding each Distribution Date, the Master Servicer shall deliver the Remittance Report.
 
Section 6.05  Allocation of Realized Losses. 
 
(a)  All Realized Losses on the Mortgage Loans allocated to any REMIC II Regular Interest pursuant to Section 6.05(c) on the Mortgage Loans shall be allocated by the Securities Administrator on each Distribution Date as follows: first, to Excess Spread as part of the payment in respect of the Extra Principal Distribution Amount for such Distribution Date; second, to the Class CE Interest and Class CE Certificates, until the Certificate Principal Balance or Uncertificated Principal Balance thereof, as applicable, has been reduced to zero; third, to the Class M-10 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fourth, to the Class M-9 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fifth, to the Class M-8 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; sixth, to the Class M-7 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; seventh, to the Class M-6 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; eighth, to the Class M-5 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; ninth, to the Class M-4 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; tenth, to the Class M-3 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; eleventh, to the Class M-2 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; twelfth, to the Class M-1 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; and thirteenth, to the Class or Classes of Class A Certificates, on a pro rata basis, until the Certificate Principal Balances thereof have been reduced to zero. All Realized Losses to be allocated to the Certificate Principal Balances of all Classes on any Distribution Date shall be so allocated after the actual distributions to be made on such date as provided above. All references above to the Certificate Principal Balance of any Class of Certificates shall be to the Certificate Principal Balance of such Class immediately prior to the relevant Distribution Date, before reduction thereof by any Realized Losses, in each case to be allocated to such Class of Certificates, on such Distribution Date.
 
(b)  Any allocation of Realized Losses to a Class of Certificates or to the Class CE Interest on any Distribution Date shall be made by reducing the Certificate Principal Balance or Uncertificated Principal Balance thereof by the amount so allocated; any allocation of Realized Losses to Excess Spread shall be made by reducing the amount otherwise payable in respect of the Class CE Interest and the Class CE Certificates pursuant to clause (G) of Section 6.04(a)(3). No allocations of any Realized Losses shall be made to the Certificate Principal Balance or Uncertificated Principal Balance, as applicable, of the Class P Interest and the Class P Certificates.
 
Notwithstanding the foregoing, no such allocation of any Realized Loss shall be made on a Distribution Date to any Class of Certificates to the extent that such allocation would result in the reduction of the aggregate Certificate Principal Balance of all the Certificates as of such Distribution Date, (other than the Class CE Certificates and Class P Certificates) after giving effect to all distributions and prior allocations of Realized Losses on the Mortgage Loans on such date, to an amount less than the aggregate Stated Principal Balance of all of the Mortgage Loans as of the first day of the month of such Distribution Date (such limitation, the “Loss Allocation Limitation”). In addition in no event will the Certificate Principal Balance of any Certificate be reduced more than once in respect of any particular amount both (i) allocable to such Certificate in respect of Realized Losses and (ii) payable as principal to the Holder of such Certificate from Remaining Excess Spread.
 
As used herein, an allocation of a Realized Loss on a “pro rata basis” among two or more specified Classes of Certificates means an allocation on a pro rata basis, among the various Classes so specified, to each such Class of Certificates on the basis of their then outstanding Certificate Principal Balances prior to giving effect to distributions to be made on such Distribution Date. All Realized Losses and all other losses allocated to a Class of Certificates hereunder will be allocated among the Certificates of such Class in proportion to the Percentage Interests evidenced thereby.
 
(c)  (i) All Realized Losses on the Mortgage Loans shall be allocated on each Distribution Date, first, to REMIC I Regular Interest I-Non-Swap until the Uncertificated Principal Balance thereof has been reduced to zero, and second, to REMIC I Regular Interest I-7-A through REMIC I Regular Interest I-60-B, starting with the lowest numerical denomination until the Uncertificated Principal Balance of each such REMIC I Regular Interest has been reduced to zero, provided that, for REMIC I Regular Interests with the same numerical denomination, such Realized Losses shall be allocated pro rata between such REMIC I Regular Interests.
 
(ii)  All Realized Losses on the Mortgage Loans shall be allocated by the Securities Administrator on each Distribution Date to the following REMIC II Regular Interests in the specified percentages, as follows: first, to Uncertificated Accrued Interest payable to the REMIC II Regular Interest AA and REMIC II Regular Interest ZZ up to an aggregate amount equal to the REMIC II Interest Loss Allocation Amount (without duplication of shortfalls allocated pursuant to Section 1.02), 98.00% and 2.00%, respectively; second, to the Uncertificated Principal Balances of the REMIC II Regular Interest AA and REMIC II Regular Interest ZZ up to an aggregate amount equal to the REMIC II Principal Loss Allocation Amount, 98.00% and 2.00%, respectively; third, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-10 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-10 has been reduced to zero; fourth, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-9 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-9 has been reduced to zero; fifth, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-8 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-8 has been reduced to zero; sixth, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-7 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-7 has been reduced to zero; seventh, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-6 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-6 has been reduced to zero; eighth, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-5 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-5 has been reduced to zero; ninth, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-4 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-4 has been reduced to zero; tenth, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-3 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-3 has been reduced to zero; eleventh, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-2 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-2 has been reduced to zero; twelfth, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-1 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-1 has been reduced to zero; and, thirteenth, to the Uncertificated Principal Balance of REMIC II Regular Interest AA, 98.00%, to the Uncertificated Principal Balances of the REMIC II Regular Interests A-1, A-2 and A-3, pro rata, 1.00%, and to the Uncertificated Principal Balance of REMIC II Regular Interest ZZ, 1.00%, until the Uncertificated Principal Balances of such REMIC II Regular Interests A-1, A-2 and A-3 have been reduced to zero.
 
Section 6.06  Monthly Statements to Certificateholders. 
 
(a)  Not later than each Distribution Date, the Securities Administrator shall prepare and make available to each Holder of Certificates, the Trustee, the Master Servicer, the Swap Provider and the Depositor a statement setting forth for the Certificates:
 
(i)  the applicable record dates, accrual periods, determination dates for calculating distributions and general distribution dates;
 
(ii)  the total cash flows received and the general sources thereof;
 
(iii)  the amount, if any, of fees or expenses accrued and paid, with an identification of the payee and the general purpose of such fees including the related amount of the Servicing Fees paid to or retained by the Master Servicer for the related Due Period;
 
(iv)  the amount of any Net Swap Payment payable to the Derivative Administrator, any Net Swap Payment payable to the Swap Provider, any Swap Termination Payment payable to the Derivative Administrator and any Swap Termination Payment payable to the Swap Provider;
 
(v)  the amount of the related distribution to Holders of each Class allocable to principal, separately identifying (A) the aggregate amount of any Principal Prepayments included therein, (B) the aggregate of all scheduled payments of principal included therein and (C) the Extra Principal Distribution Amount (if any);
 
(vi)  the amount of such distribution to Holders of each Class of Class A Certificates and Class M Certificates allocable to interest and the portion thereof, if any, provided by the Swap Agreement and Yield Maintenance Agreement and the amount of coverage remaining under either credit enhancement;
 
(vii)  the Interest Carry Forward Amounts and any Basis Risk Shortfall Carry Forward Amounts for each Class of Certificates (if any);
 
(viii)  the Pass-Through Rate for each Class of Class A Certificates and Class M Certificates with respect to the current Accrual Period, and, if applicable, whether such Pass-Through Rate was limited by the Net Rate Cap;
 
(ix)  the number and the aggregate of the Stated Principal Balance of (A) all of the Mortgage Loans and (B) the Adjustable Rate Mortgage Loans, for the following Distribution Date;
 
(x)  the Certificate Principal Balance or Certificate Notional Amount, as applicable, of each Class before and after giving effect (i) to all distributions allocable to principal on such Distribution Date and (ii) the allocation of any Applied Realized Loss Amounts for such Distribution Date;
 
(xi)  the number and aggregate Stated Principal Balance of the Mortgage Loans (A) Delinquent (exclusive of Mortgage Loans in foreclosure and bankruptcy) (1) 30 days Delinquent, (2) 60 days Delinquent and (3) 90 days or more Delinquent, (B) in foreclosure and delinquent (1) 30 days Delinquent, (2) 60 days Delinquent and (3) 90 days or more Delinquent and (C) in bankruptcy and delinquent (1) 30 days Delinquent, (2) 60 days Delinquent and (3) 90 days or more Delinquent, in each case as of the close of business on the last day of the calendar month preceding such Distribution Date and separately identifying such information for the (1) first lien Mortgage Loans, (2) second lien Mortgage Loans, and (3) Adjustable Rate Mortgage Loans;
 
(xii)  the amount of aggregate Advances included in the distribution on such Distribution Date (including the general purpose of such Advances), the aggregate amount of unreimbursed Advances as of the end of the Due Period, and the general source of funds for reimbursements;
 
(xiii)  the amount of, if any, of excess cashflow or excess spread and the application of such excess cashflow;
 
(xiv)  the cumulative amount of Applied Realized Loss Amounts through the end of the preceding month;
 
(xv)  if applicable, material modifications, extensions or waivers to Mortgage Loan terms, fees, penalties or payments during the preceding calendar month or that have become material over time;
 
(xvi)  with respect to any Mortgage Loan that was liquidated during the preceding calendar month, the aggregate Stated Principal Balance of, and Realized Loss on, such Mortgage Loans as of the close of business on the Determination Date preceding such Distribution Date;
 
(xvii)  the total number and principal balance of any real estate owned or REO Properties as of the close of business on the Determination Date preceding such Distribution Date;
 
(xviii)  the three month rolling average of the percent equivalent of a fraction, the numerator of which is the aggregate Stated Principal Balance of the Mortgage Loans that are 60 days or more delinquent or are in bankruptcy or foreclosure or are REO Properties, and the denominator of which is the aggregate Stated Principal Balance of all of the Mortgage Loans in each case as of the close of business on the last day of the calendar month preceding such Distribution Date and separately identifying such information for the (1) first lien Mortgage Loans, and (2) Adjustable Rate Mortgage Loans;
 
(xix)  the Realized Losses during the related Prepayment Period and the cumulative Realized Losses through the end of the preceding month;
 
(xx)  whether a Trigger Event exists;
 
(xxi)  the amount of the distribution made on such Distribution Date to the Holders of the Class P Certificates allocable to Prepayment Charges;
 
(xxii)  information on loss, delinquency or other tests used for determining early amortization, liquidation, stepdowns or other performance triggers and whether the trigger was met;
 
(xxiii)  the amount of the Prepayment Charges remitted by the Master Servicer and the amount on deposit in the Reserve Fund;
 
(xxiv)  updated pool composition data including the following: weighted average mortgage rate and weighted average remaining term;
 
(xxv)  information regarding any new issuance of securities backed by the same asset pool, any pool asset changes, such as additions or removals of Mortgage Loans from the Trust Fund, if applicable; and
 
(xxvi)  any material changes in the solicitation, credit-granting, underwriting, origination, acquisition or Mortgage Loan selection criteria or procedures, as applicable, used to originate, acquire or select Mortgage Loans for the Trust Fund.
 
The Depositor covenants that if there is a material change in the solicitation, credit-granting, underwriting, origination, acquisition or Mortgage Loan selection criteria or procedures, as applicable, used to originate, acquire or select Mortgage Loans for the Trust Fund that it will notify the Securities Administrator five calendar days before each Distribution Date, and if no such notification occurs, the Securities Administrator has no obligation to report with respect to (xxvi). The Depositor covenants to the Securities Administrator that there will be no new issuance of securities backed by the same asset pool, so the Securities Administrator will only be responsible in (xxv) above for reporting any pool asset changes, such as additions or removals of Mortgage Loans from the Trust Fund.
 
The Securities Administrator may make the foregoing Monthly Statement (and, at its option, any additional files containing the same information in an alternative format) available each month to Certificateholders via the Securities Administrator’s internet website. The Securities Administrator’s internet website shall initially be located at “www.etrustee.net”. Assistance in using the website can be obtained by calling the Securities Administrator’s transaction administrator desk at (312) 904-6299. Parties that are unable to use the above distribution options are entitled to have a paper copy mailed to them via first class mail by calling the customer service desk and indicating such. The Securities Administrator may change the way Monthly Statements are distributed in order to make such distributions more convenient or more accessible to the above parties and the Securities Administrator shall provide timely and adequate notification to all above parties regarding any such changes. As a condition to access the Securities Administrator’s internet website, the Securities Administrator may request registration and the acceptance of a disclaimer. The Securities Administrator will not be liable for the dissemination of information in accordance with this Agreement.
 
(b)  The Securities Administrator’s responsibility for making the above information available to the Certificateholders is limited to the availability, timeliness and accuracy of the information derived from the parties providing the information to the Securities Administrator. The Securities Administrator will make available a copy of each statement provided pursuant to this Section 6.06 to each Rating Agency on its website at www.etrustee.net.
 
(c)  Within a reasonable period of time after the end of each calendar year, the Securities Administrator shall cause to be furnished upon request to each Person who at any time during the calendar year was a Certificateholder, a statement containing the information (only with respect to principal and interest) set forth in clauses (a)(v) and (a)(vi) of this Section 6.06 aggregated for such calendar year or applicable portion thereof during which such Person was a Certificateholder. Such obligation of the Securities Administrator shall be deemed to have been satisfied to the extent that substantially comparable information shall be provided by the Securities Administrator pursuant to any requirements of the Code as from time to time in effect.
 
(d)  Upon filing with the Internal Revenue Service, the Securities Administrator shall furnish to the Holders of the Residual Certificates the applicable Form 1066 and each applicable Form 1066Q and shall respond promptly to written requests made not more frequently than quarterly by any Holder of a Residual Certificate with respect to the following matters:
 
(i)  The original projected principal and interest cash flows on the Closing Date on each Class of regular and residual interests created hereunder and on the Mortgage Loans, based on the Prepayment Assumption;
 
(ii)  The projected remaining principal and interest cash flows as of the end of any calendar quarter with respect to each class of Regular Interests and Residual Interests created hereunder and the Mortgage Loans, based on the Prepayment Assumption;
 
(iii)  The applicable Prepayment Assumption and any interest rate assumptions used in determining the projected principal and interest cash flows described above;
 
(iv)  The original issue discount (or, in the case of the Mortgage Loans, market discount) or premium accrued or amortized through the end of such calendar quarter with respect to each class of Regular Interests or Residual Interests created hereunder and to the Mortgage Loans, together with each constant yield to maturity used in computing the same;
 
(v)  The treatment of Realized Losses with respect to the Mortgage Loans or the Regular Interests created hereunder, including the timing and amount of any cancellation of indebtedness income of a REMIC with respect to such Regular Interests or bad debt deductions claimed with respect to the Mortgage Loans;
 
(vi)  The amount and timing of any non-interest expenses of a REMIC; and
 
(vii)  Any taxes (including penalties and interest) imposed on the REMIC, including, without limitation, taxes on “prohibited transactions,” “contributions” or “net income from foreclosure property” or state or local income or franchise taxes.
 
The information pursuant to clauses (i), (ii), (iii) and (iv) above shall be provided by the Depositor pursuant to Section 10.12.
 
Section 6.07  REMIC Designations and REMIC Distributions. 
 
(a)  The Securities Administrator on behalf of the Trustee shall elect that each of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V and REMIC VI shall be treated as a REMIC under Section 860D of the Code. Any inconsistencies or ambiguities in this Agreement or in the administration of this Agreement shall be resolved in a manner that preserves the validity of such REMIC elections. The assets of REMIC I shall include the Mortgage Loans and all interest owing in respect of and principal due thereon, the Distribution Account, the Master Servicer Collection Account, the Protected Accounts, any REO Property, any proceeds of the foregoing and any other assets subject to this Agreement (other than the Reserve Fund, any Prepayment Charge Waiver Amounts and, for the avoidance of doubt, the Supplemental Interest Trust, the Swap Agreement, the Yield Maintenance Agreement, the Derivative Account and any rights or obligations in respect of the Derivative Administration Agreement). The REMIC I Regular Interests shall constitute the assets of REMIC II. The REMIC II Regular Interests shall constitute the assets of REMIC III. The Class CE Interest shall constitute the assets of REMIC IV. The Class P Interest shall constitute the assets of REMIC V. The Class IO Interest shall constitute the assets of REMIC VI.
 
(b)  (1)On each Distribution Date, the following amounts, in the following order of priority, shall be distributed by REMIC I to REMIC II on account of REMIC I Regular Interest I-Non-Swap and REMIC I Regular Interests I-7-A through I-60-B or withdrawn from the Distribution Account and distributed to the Holders of the Class R-1 Certificates, as the case may be:
 
(i)  to holders of REMIC I Regular Interest I-Non-Swap and each of the REMIC I Regular Interests I-7-A through I-60-B, pro rata, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC I Regular Interests for such Distribution Date, plus (B) any amounts payable in respect thereof remaining unpaid from previous Distribution Dates.
 
(ii)  to the extent of amounts remaining after the distributions made pursuant to clause (i) above, payments of principal shall be allocated as follows: first, to REMIC I Regular Interest I-Non-Swap, until the Uncertificated Principal Balance of such REMIC I Regular Interest is reduced to zero, and second, to REMIC I Regular Interests I-7-A through I-60-B starting with the lowest numerical denomination until the Uncertificated Principal Balance of each such REMIC I Regular Interest is reduced to zero, provided that, for REMIC I Regular Interests with the same numerical denomination, such payments of principal shall be allocated pro rata between such REMIC I Regular Interests.
 
(2) On each Distribution Date, amounts representing Prepayment Charges on the Mortgage loans shall be deemed distributed to REMIC I Regular Interest P, provided that such amounts shall not reduce the Uncertificated Principal Balance of REMIC I Regular Interest P. On the Distribution Date immediately following the expiration of the latest Prepayment Charge term as identified on the Mortgage Loan Schedule, $100 shall be deemed distributed in respect of REMIC I Regular Interest P in reduction of the Uncertificated Principal Balance thereof.
 
(c)  (1)On each Distribution Date, the following amounts, in the following order of priority, shall be distributed by REMIC II to REMIC III on account of the REMIC II Regular Interests or withdrawn from the Distribution Account and distributed to the Holders of the Class R-2 Certificates, as the case may be:
 
(i)  to the holders of REMIC II Regular Interest IO, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC II Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates;
 
(ii)  to the extent of the Interest Funds remaining after the distributions pursuant to clause (i), to the holders of each REMIC II Regular Interest (other than REMIC II Regular Interests IO and P), pro rata, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC II Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates. Amounts payable as Uncertificated Accrued Interest in respect of REMIC II Regular Interest ZZ shall be reduced when the REMIC II Overcollateralization Amount is less than the REMIC II Required Overcollateralization Amount, by the lesser of (x) the amount of such difference and (y) the Maximum Uncertificated Accrued Interest Deferral Amount, and such amount will be payable to the Holders of each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is the Corresponding Certificate in the same proportion as the Extra Principal Distribution Amount is allocated to the Corresponding Certificates for each such REMIC II Regular Interest, and the Uncertificated Principal Balance of REMIC II Regular Interest ZZ shall be increased by such amount;
 
(iii)  to the holders of REMIC II Regular Interests (other than REMIC II Regular Interests IO and P) the remainder of the Interest Funds and Principal Funds for such Distribution Date after the distributions made pursuant to clauses (i) and (ii) above, allocated as follows:
 
(A)  98% of such remainder to the holders of REMIC II Regular Interest AA, until the Uncertificated Principal Balance of such REMIC II Regular Interest is reduced to zero;
 
(B)  2% of such remainder, first, to the holders of each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is the Corresponding Certificate, in an aggregate amount equal to 1% of and in the same proportion as principal payments are allocated to the Corresponding Certificates for each such REMIC II Regular Interest, until the Uncertificated Principal Balances of such REMIC II Regular Interests are reduced to zero; and second, to the holders of REMIC II Regular Interest ZZ, until the Uncertificated Principal Balance of such REMIC II Regular Interest is reduced to zero; then
 
(C)  any remaining amount to the Holders of the Class R-2 Certificates; and
 
(iv)  to the holders of REMIC II Regular Interest P, 100% of the amounts deemed distributed on REMIC I Regular Interest P.
 
(d)  On each Distribution Date, an amount equal to the amounts distributed pursuant to Sections 6.04(a)(3)(C), (D) and (G) on such date shall be deemed distributed from REMIC III to REMIC IV in respect of the Class CE Distribution Amount distributable to the Class CE Interest.
 
(e)  On each Distribution Date, 100% of the amounts deemed distributed on REMIC II Regular Interest P shall be deemed distributed by REMIC III to REMIC V in respect of the Class P Interest.
 
(f)  On each Distribution Date, 100% of the amounts deemed distributed on REMIC II Regular Interest IO shall be deemed distributed by REMIC III to REMIC VI in respect of the Class IO Interest. Such amounts shall be deemed distributed by REMIC VI to the Derivative Administrator for deposit into the Derivative Account.
 
 

 
ARTICLE VII

THE CERTIFICATES
 
Section 7.01  The Certificates. 
 
The Certificates shall be substantially in the forms attached hereto as Exhibits A-1 through A-5. The Certificates shall be issuable in registered form, in the minimum dollar denominations, integral dollar multiples in excess thereof (except that one Certificate of each Class may be issued in a different amount which must be in excess of the applicable minimum dollar denomination) and aggregate dollar denominations as set forth in the following table:
 
Class
Minimum
Denomination
Integral Multiple in
Excess of Minimum
Original Certificate
Principal Balance or
Notional Amount
A-1
$ 100,000
$1.00
$ 396,254,000.00
A-2
$ 100,000
$1.00
$ 171,485,000.00
A-3
$ 100,000
$1.00
$ 24,954,000.00
M-1
$ 100,000
$1.00
$ 38,481,000.00
M-2
$ 100,000
$1.00
$ 30,150,000.00
M-3
$ 100,000
$1.00
$ 18,646,000.00
M-4
$ 100,000
$1.00
$ 16,265,000.00
M-5
$ 100,000
$1.00
$ 15,075,000.00
M-6
$ 100,000
$1.00
$ 13,488,000.00
M-7
$ 100,000
$1.00
$ 13,092,000.00
M-8
$ 100,000
$1.00
$ 11,505,000.00
M-9
$ 100,000
$1.00
$ 9,124,000.00
M-10
$ 100,000
$1.00
$ 10,315,000.00
CE
10%
1%
$ 24,597,579.99
P
100
N/A
$ 100.00
R-1
100%
N/A
N/A
R-2
100%
N/A
N/A
R-3
100%
N/A
N/A
RX
100%
N/A
N/A
 
(1) This is a Notional Amount.

The Certificates shall be executed by manual or facsimile signature on behalf of the Securities Administrator by an authorized officer. Certificates bearing the manual or facsimile signatures of individuals who were, at the time when such signatures were affixed, authorized to sign on behalf of the Securities Administrator shall bind the Securities Administrator, notwithstanding that such individuals or any of them have ceased to be so authorized prior to the authentication and delivery of such Certificates or did not hold such offices at the date of such authentication and delivery. No Certificate shall be entitled to any benefit under this Agreement, or be valid for any purpose, unless there appears on such Certificate the countersignature of the Securities Administrator by manual signature, and such countersignature upon any Certificate shall be conclusive evidence, and the only evidence, that such Certificate has been duly countersigned and delivered hereunder. All Certificates shall be dated the date of their countersignature. On the Closing Date, the Securities Administrator shall authenticate the Certificates to be issued at the written direction of the Depositor, or any affiliate thereof.
 
The Depositor shall provide, or cause to be provided, to the Securities Administrator on a continuous basis, an adequate inventory of Certificates to facilitate transfers.
 
Section 7.02  Certificate Register; Registration of Transfer and Exchange of Certificates. 
 
(a)  The Securities Administrator shall maintain, or cause to be maintained in accordance with the provisions of Section 7.09 hereof, a Certificate Register for the Trust Fund in which, subject to the provisions of subsections (b) and (c) below and to such reasonable regulations as it may prescribe, the Securities Administrator shall provide for the registration of Certificates and of Transfers and exchanges of Certificates as herein provided. Upon surrender for registration of Transfer of any Certificate, the Securities Administrator shall authenticate and deliver, in the name of the designated transferee or transferees, one or more new Certificates of the same Class and of like aggregate Percentage Interest.
 
At the option of a Certificateholder, Certificates may be exchanged for other Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest upon surrender of the Certificates to be exchanged at the office or agency of the Securities Administrator. Whenever any Certificates are so surrendered for exchange, the Securities Administrator shall execute, authenticate, and deliver the Certificates that the Certificateholder making the exchange is entitled to receive. Every Certificate presented or surrendered for registration of Transfer or exchange shall be accompanied by a written instrument of Transfer in form satisfactory to the Securities Administrator duly executed by the Holder thereof or his attorney duly authorized in writing.
 
No service charge to the Certificateholders shall be made for any registration of Transfer or exchange of Certificates, but payment of a sum sufficient to cover any tax or governmental charge that may be imposed in connection with any Transfer or exchange of Certificates may be required.
 
All Certificates surrendered for registration of Transfer or exchange shall be canceled and subsequently destroyed by the Securities Administrator in accordance with the Securities Administrator customary procedures.
 
(b)  Subject to Subsection 7.07 and, in the case of any Global Certificate or Private Certificate upon the satisfaction of the conditions set forth below, upon surrender for registration of transfer of any Certificate at any office or agency of the Securities Administrator maintained for such purpose, the Securities Administrator shall sign, countersign and shall deliver, in the name of the designated transferee or transferees, a new Certificate of a like Class and aggregate Percentage Interest, but bearing a different number.
 
(c)  Subject to Subsection 7.02(g), so long as a Global Certificate of such Class is outstanding and is held by or on behalf of the Depository, transfers of beneficial interests in such Global Certificate, or transfers by Holders of Individual Certificates of such Class to transferees that take delivery in the form of beneficial interests in the Global Certificate, may be made only in accordance with this Subsection 7.02(c) and in accordance with the rules of the Depository:
 
(i)  In the case of a beneficial interest in the Global Certificate being transferred to an Institutional Accredited Investor, such transferee shall be required to take delivery in the form of an Individual Certificate or Certificates and the Securities Administrator shall register such transfer only upon compliance with the provisions of Subsection 7.02(h).
 
(ii)  In the case of a beneficial interest in a Class of Global Certificates being transferred to a transferee that takes delivery in the form of an Individual Certificate or Certificates of such Class, except as set forth in clause (i) above, the Securities Administrator shall register such transfer only upon compliance with the provisions of Subsection 7.02(h).
 
(iii)  In the case of an Individual Certificate of a Class being transferred to a transferee that takes delivery in the form of a beneficial interest in a Global Certificate of such Class, the Securities Administrator shall register such transfer if the transferee has provided the Securities Administrator with a Rule 144A and Related Matters Certificate or comparable evidence as to its QIB status.
 
(iv)  No restrictions shall apply with respect to the transfer or registration of transfer of a beneficial interest in the Global Certificate of a Class to a transferee that takes delivery in the form of a beneficial interest in the Global Certificate of such Class; provided that each such transferee shall be deemed to have made such representations and warranties contained in the Rule 144A and Related Matters Certificate as are sufficient to establish that it is a QIB.
 
(d)  Subject to Subsection 7.02(g), an exchange of a beneficial interest in a Global Certificate of a Class for an Individual Certificate or Certificates of such Class, an exchange of an Individual Certificate or Certificates of a Class for a beneficial interest in the Global Certificate of such Class and an exchange of an Individual Certificate or Certificates of a Class for another Individual Certificate or Certificates of such Class (in each case, whether or not such exchange is made in anticipation of subsequent transfer, and, in the case of the Global Certificate of such Class, so long as such Certificate is outstanding and is held by or on behalf of the Depository) may be made only in accordance with this Subsection 7.02(d) and in accordance with the rules of the Depository:
 
(i)  A Holder of a beneficial interest in a Global Certificate of a Class may at any time exchange such beneficial interest for an Individual Certificate or Certificates of such Class.
 
(ii)  A Holder of an Individual Certificate or Certificates of a Class may exchange such Certificate or Certificates for a beneficial interest in the Global Certificate of such Class if such holder furnishes to the Securities Administrator a Rule 144A and Related Matters Certificate or comparable evidence as to its QIB status.
 
(iii)  A Holder of an Individual Certificate of a Class may exchange such Certificate for an equal aggregate principal amount of Individual Certificates of such Class in different authorized denominations without any certification.
 
(e)  (i)Upon acceptance for exchange or transfer of an Individual Certificate of a Class for a beneficial interest in a Global Certificate of such Class as provided herein, the Securities Administrator shall cancel such Individual Certificate and shall (or shall request the Depository to) endorse on the schedule affixed to the applicable Global Certificate (or on a continuation of such schedule affixed to the Global Certificate and made a part thereof) or otherwise make in its books and records an appropriate notation evidencing the date of such exchange or transfer and an increase in the certificate balance of the Global Certificate equal to the certificate balance of such Individual Certificate exchanged or transferred therefor.
 
(ii)  Upon acceptance for exchange or transfer of a beneficial interest in a Global Certificate of a Class for an Individual Certificate of such Class as provided herein, the Securities Administrator shall (or shall request the Depository to) endorse on the schedule affixed to such Global Certificate (or on a continuation of such schedule affixed to such Global Certificate and made a part thereof) or otherwise make in its books and records an appropriate notation evidencing the date of such exchange or transfer and a decrease in the certificate balance of such Global Certificate equal to the certificate balance of such Individual Certificate issued in exchange therefor or upon transfer thereof.
 
(f)  Any Individual Certificate issued in exchange for or upon transfer of another Individual Certificate or of a beneficial interest in a Global Certificate shall bear the applicable legends set forth in Exhibit A-2.
 
(g)  Subject to the restrictions on transfer and exchange set forth in this Section 7.02, the Holder of any Individual Certificate may transfer or exchange the same in whole or in part (in an initial certificate balance equal to the minimum authorized denomination set forth in Section 7.01 above or any integral multiple of $1.00 in excess thereof) by surrendering such Certificate at the Corporate Trust Office, or at the office of any transfer agent, together with an executed instrument of assignment and transfer satisfactory in form and substance to the Securities Administrator in the case of transfer and a written request for exchange in the case of exchange. The Holder of a beneficial interest in a Global Certificate may, subject to the rules and procedures of the Depository, cause the Depository (or its nominee) to notify the Securities Administrator in writing of a request for transfer or exchange of such beneficial interest for an Individual Certificate or Certificates. Following a proper request for transfer or exchange, the Securities Administrator shall, within five Business Days of such request made at the Corporate Trust Office, sign, countersign and deliver at the Corporate Trust Office, to the transferee (in the case of transfer) or Holder (in the case of exchange) or send by first class mail at the risk of the transferee (in the case of transfer) or Holder (in the case of exchange) to such address as the transferee or Holder, as applicable, may request, an Individual Certificate or Certificates, as the case may require, for a like aggregate Percentage Interest and in such authorized denomination or denominations as may be requested. The presentation for transfer or exchange of any Individual Certificate shall not be valid unless made at the Corporate Trust Office by the registered Holder in person, or by a duly authorized attorney-in-fact.
 
(h)  No Transfer of a Private Certificate shall be made unless such Transfer is made pursuant to an effective registration statement under the Securities Act and any applicable state securities laws or is exempt from the registration requirements under the Securities Act and such state securities laws. In the event that a Transfer is to be made in reliance upon an exemption from the Securities Act and such laws, in order to assure compliance with the Securities Act and such laws, the Certificateholder desiring to effect such Transfer and such Certificateholder’s prospective transferee shall each certify to the Trustee and the Securities Administrator in writing the facts surrounding the Transfer by (x)(i) the delivery to the Securities Administrator by the Certificateholder desiring to effect such transfer of a certificate substantially in the form set forth in Exhibit D (the “Transferor Certificate”) and (ii) the delivery by the Certificateholder’s prospective transferee of (A) a letter in substantially the form of Exhibit E (the “Investment Letter”) if the prospective transferee is an Institutional Accredited Investor or (B) a letter in substantially the form of Exhibit F (the “Rule 144A and Related Matters Certificate”) if the prospective transferee is a QIB or (y) there shall be delivered to the Securities Administrator an Opinion of Counsel addressed to the Trustee and the Securities Administrator that such Transfer may be made pursuant to an exemption from the Securities Act, which Opinion of Counsel shall not be an expense of the Depositor, the Securities Administrator, the Sellers, the Master Servicer or the Trustee. Notwithstanding the provisions of the immediately preceding sentence, no restrictions shall apply with respect to the transfer or registration of transfer of a beneficial interest in any Certificate that is a Global Certificate of a Class to a transferee that takes delivery in the form of a beneficial interest in the Global Certificate of such Class provided that each such transferee shall be deemed to have made such representations and warranties contained in the Rule 144A and Related Matters Certificate as are sufficient to establish that it is a QIB. The Depositor shall provide to any Holder of a Private Certificate and any prospective transferee designated by any such Holder, information regarding the related Certificates and the Mortgage Loans and such other information as shall be necessary to satisfy the condition to eligibility set forth in Rule 144A(d)(4) for Transfer of any such Certificate without registration thereof under the Securities Act pursuant to the registration exemption provided by Rule 144A. The Trustee, the Securities Administrator and the Master Servicer shall cooperate with the Depositor in providing the Rule 144A information referenced in the preceding sentence, including providing to the Depositor such information regarding the Certificates, the Mortgage Loans and other matters regarding the Trust Fund as the Depositor shall reasonably request to meet its obligation under the preceding sentence. Each Holder of a Private Certificate desiring to effect such Transfer shall, and does hereby agree to, indemnify the Trustee, the Securities Administrator, the Depositor, the Sellers and the Master Servicer against any liability that may result if the Transfer is not so exempt or is not made in accordance with such federal and state laws.
 
Prior to the termination of the Supplemental Interest Trust, no Transfer of a Class A Certificate or Class M Certificate shall be made unless either (i) the Securities Administrator shall have received a representation from the transferee of such Certificate acceptable to and in form and substance satisfactory to the Securities Administrator, to the effect that such transferee is not an employee benefit plan subject to Section 406 of ERISA or a plan subject to Section 4975 of the Code (either a “Plan”), or a Person acting on behalf of a Plan or using the assets a Plan, or (ii) the transferee provides a representation, or is deemed to represent in the case of the Global Certificate that (A) such plan is an accredited investor within the meaning of the Exemption and (B) the proposed transfer or holding of such Certificate are eligible for exemptive relief under Prohibited Transaction Exemption (“PTE”) 84-14, PTE 91-38, PTE 90-1, PTE 95-60 or PTE 96-23.
 
Subsequent to the termination of the Supplemental Interest Trust, each beneficial owner of a Class M Certificate (other than a Class M-10 Certificate) or any interest therein shall be deemed to have represented, by virtue of its acquisition or holding of that certificate or interest therein, that either (a)(i) it is not a Plan or investing with “Plan Assets”, (ii) it has acquired and is holding such certificate in reliance on the Exemption, and that it understands that there are certain conditions to the availability of the Exemption, including that the certificate must be rated, at the time of purchase, not lower than “BBB-” (or its equivalent) by S&P, Fitch or Moody’s, and the certificate is so rated or (iii) (1) it is an insurance company, (2) the source of funds used to acquire or hold the certificate or interest therein is an “insurance company general account,” as such term is defined in PTE 95-60, and (3) the conditions in Sections I and III of PTE 95-60 have been satisfied.
 
Neither the Trustee, the Securities Administrator nor the Master Servicer will be required to monitor, determine or inquire as to compliance with the transfer restrictions with respect to the Global Certificates. Any attempted or purported transfer of any Certificate in violation of the provisions of this Section 7.02 shall be void ab initio and such Certificate shall be considered to have been held continuously by the prior permitted Certificateholder. Any transferor of any Certificate in violation of such provisions, shall indemnify and hold harmless the Trustee, the Securities Administrator and the Master Servicer from and against any and all liabilities, claims, costs or expenses incurred by the Trustee, the Securities Administrator or the Master Servicer as a result of such attempted or purported transfer. Neither the Trustee, the Securities Administrator nor the Master Servicer shall have any liability for transfer of any such Global Certificates in or through book-entry facilities of any Depository or between or among Depository Participants or Certificate Owners made in violation of the transfer restrictions set forth herein.
 
No Transfer of a Class M-10, Class CE, Class P or Residual Certificate shall be made unless either (i) the transferee of such Certificate provides a representation, or is deemed to represent in the case of a Global Certificate, to the Securities Administrator acceptable to and in form and substance satisfactory to the Securities Administrator, to the effect that such transferee is not a Plan, or a Person acting on behalf of a Plan or using the assets of a Plan, or (ii) in the case of any such Certificate presented for registration in the name of a Plan, or a trustee of a Plan or any other person acting on behalf of a Plan, the Securities Administrator shall have received an Opinion of Counsel for the benefit of the Trustee, the Securities Administrator and the Master Servicer and on which they may rely, satisfactory to the Securities Administrator, to the effect that the purchase and holding of such Certificate are permissible under applicable law, will not result in any prohibited transactions under ERISA or Section 4975 of the Code and will not subject the Trustee, the Master Servicer, the Securities Administrator or the Depositor to any obligation in addition to those expressly undertaken in this Agreement, which Opinion of Counsel shall not be an expense of the Trustee, the Master Servicer, the Securities Administrator or the Depositor, or (iii) in the case of a Class M-10 Certificate, the transferee provides a representation, or is deemed to represent in the case of the Global Certificate, or an opinion of counsel to the effect that the proposed transfer or holding of such Class M-10 Certificate and the servicing, management and operation of the Trust and its assets: (I) will not result in any prohibited transaction which is not covered under PTE 84-14, PTE 91-38, PTE 90-1, PTE 95-60 or PTE 96-23 and (II) will not give rise to any obligation on the part of the Depositor, the Master Servicer, the Securities Administrator or the Trustee in addition to those expressly undertaken in this Agreement. Neither the Trustee, the Securities Administrator nor the Master Servicer shall be required to monitor, determine or inquire as to compliance with the transfer restrictions with respect to any ERISA Restricted Certificate that is a Book-Entry Certificate, and neither the Trustee, the Securities Administrator nor the Master Servicer shall have any liability for transfers of any such Book-Entry Certificates made through the book-entry facilities of any Depository or between or among participants of the Depository or Certificate Owners made in violation of the transfer restrictions set forth herein. Neither the Trustee, the Securities Administrator nor the Master Servicer shall be under any liability to any Person for any registration of transfer of any ERISA Restricted Certificate that is in fact not permitted by this Section 7.02(h) or for making any payments due on such Certificate to the Holder thereof or taking any other action with respect to such Holder under the provisions of this Agreement. The Securities Administrator shall be entitled, but not obligated, to recover from any Holder of any ERISA Restricted Certificate that was in fact a Plan or a Person acting on behalf of a Plan at the time it became a Holder or, at such subsequent time as it became a Plan or Person acting on behalf of a Plan, all payments made on such ERISA Restricted Certificate at and after either such time. Any such payments so recovered by the Securities Administrator shall be paid and delivered by the Securities Administrator to the last preceding Holder of such Certificate that is not a Plan or Person acting on behalf of a Plan.
 
(i)  Each Person who has or who acquires any Ownership Interest in a Residual Certificate shall be deemed by the acceptance or acquisition of such Ownership Interest to have agreed to be bound by the following provisions, and the rights of each Person acquiring any Ownership Interest in a Residual Certificate are expressly subject to the following provisions:
 
(i)  Each Person holding or acquiring any Ownership Interest in a Residual Certificate shall be a Permitted Transferee and shall promptly notify the Securities Administrator of any change or impending change in its status as a Permitted Transferee.
 
(ii)  No Ownership Interest in a Residual Certificate may be registered on the Closing Date or thereafter transferred, and the Securities Administrator shall not register the Transfer of any Residual Certificate unless, in addition to the certificates required to be delivered to the Securities Administrator under subparagraph (b) above, the Securities Administrator shall have been furnished with an affidavit (a “Transfer Affidavit”) of the initial owner or the proposed transferee in the form attached hereto as Exhibit C.
 
(iii)  Each Person holding or acquiring any Ownership Interest in a Residual Certificate shall agree (A) to obtain a Transfer Affidavit from any other Person to whom such Person attempts to Transfer its Ownership Interest in a Residual Certificate, (B) to obtain a Transfer Affidavit from any Person for whom such Person is acting as nominee, trustee or agent in connection with any Transfer of a Residual Certificate and (C) not to Transfer its Ownership Interest in a Residual Certificate or to cause the Transfer of an Ownership Interest in a Residual Certificate to any other Person if it has actual knowledge that such Person is not a Permitted Transferee.
 
(iv)  Any attempted or purported Transfer of any Ownership Interest in a Residual Certificate in violation of the provisions of this Section 7.02(i) shall be absolutely null and void and shall vest no rights in the purported transferee. If any purported transferee shall become a Holder of a Residual Certificate in violation of the provisions of this Section 7.02(i), then the last preceding Permitted Transferee shall be restored to all rights as Holder thereof retroactive to the date of registration of Transfer of such Residual Certificate. Neither the Securities Administrator nor the Trustee shall be under liability to any Person for any registration of Transfer of a Residual Certificate that is in fact not permitted by Section 7.02(h) and this Section 7.02(i) or for making any payments due on such Certificate to the Holder thereof or taking any other action with respect to such Holder under the provisions of this Agreement so long as the Transfer was registered after receipt of the related Transfer Affidavit. The Securities Administrator shall be entitled but not obligated to recover from any Holder of a Residual Certificate that was in fact not a Permitted Transferee at the time it became a Holder or, at such subsequent time as it became other than a Permitted Transferee, all payments made on such Residual Certificate at and after either such time. Any such payments so recovered by the Securities Administrator shall be paid and delivered by the Securities Administrator to the last preceding Permitted Transferee of such Certificate.
 
(v)  The Master Servicer shall make available within 60 days of written request from the Securities Administrator, all information necessary to compute any tax imposed under Section 860E(e) of the Code as a result of a Transfer of an Ownership Interest in a Residual Certificate to any Holder who is not a Permitted Transferee.
 
The restrictions on Transfers of a Residual Certificate set forth in this Section 7.02(i) shall cease to apply (and the applicable portions of the legend on a Residual Certificate may be deleted) with respect to Transfers occurring after delivery to the Securities Administrator of an Opinion of Counsel addressed to the Securities Administrator, which Opinion of Counsel shall not be an expense of the Securities Administrator, the Trustee, the Sellers or the Master Servicer to the effect that the elimination of such restrictions, or any Transfer allowed by the elimination of such restrictions, will not cause REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI, as applicable, to fail to qualify as a REMIC at any time that the Certificates are outstanding or result in the imposition of any tax on the Trust Fund, a Certificateholder or another Person. Each Person holding or acquiring any Ownership Interest in a Residual Certificate hereby consents to any amendment of this Agreement that, based on an Opinion of Counsel addressed to the Securities Administrator and furnished to the Securities Administrator, is reasonably necessary (a) to ensure that the record ownership of, or any beneficial interest in, a Residual Certificate is not transferred, directly or indirectly, to a Person that is not a Permitted Transferee and (b) to provide for a means to compel the Transfer of a Residual Certificate that is held by a Person that is not a Permitted Transferee to a Holder that is a Permitted Transferee.
 
(i)  The preparation and delivery of all certificates and opinions referred to above in this Section 7.02 shall not be an expense of the Trust Fund, the Securities Administrator, the Trustee, the Depositor, the Sellers or the Master Servicer.
 
Section 7.03  Mutilated, Destroyed, Lost or Stolen Certificates. 
 
If (a) any mutilated Certificate is surrendered to the Securities Administrator, or the Securities Administrator receives evidence to its satisfaction of the destruction, loss or theft of any Certificate and of the ownership thereof and (b) there is delivered to the Securities Administrator such security or indemnity as may be required by them to save the Securities Administrator and the Trustee harmless, then, in the absence of notice to the Securities Administrator that such Certificate has been acquired by a bona fide purchaser, the Securities Administrator shall execute, authenticate and deliver, in exchange for or in lieu of any such mutilated, destroyed, lost or stolen Certificate, a new Certificate of like Class, tenor and Percentage Interest. In connection with the issuance of any new Certificate under this Section 7.03, the Securities Administrator may require the payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in relation thereto and any other expenses (including the fees and expenses of the Securities Administrator) connected therewith. Any replacement Certificate issued pursuant to this Section 7.03 shall constitute complete and indefeasible evidence of ownership in the Trust Fund, as if originally issued, whether or not the lost, stolen or destroyed Certificate shall be found at any time. All Certificates surrendered to the Securities Administrator under the terms of this Section 7.03 shall be canceled and destroyed by the Securities Administrator in accordance with its standard procedures without liability on its part.
 
Section 7.04  Persons Deemed Owners. 
 
The Securities Administrator or the Trustee and any agent of the Securities Administrator or the Trustee may treat the person in whose name any Certificate is registered as the owner of such Certificate for the purpose of receiving distributions as provided in this Agreement and for all other purposes whatsoever, and neither the Securities Administrator nor the Trustee nor any agent of the Securities Administrator shall be affected by any notice to the contrary.
 
Section 7.05  Access to List of Certificateholders’ Names and Addresses. 
 
If three or more Certificateholders (a) request such information in writing from the Securities Administrator, (b) state that such Certificateholders desire to communicate with other Certificateholders with respect to their rights under this Agreement or under the Certificates, and (c) provide a copy of the communication that such Certificateholders propose to transmit or if the Depositor or the Master Servicer shall request such information in writing from the Securities Administrator, then the Securities Administrator shall, within ten Business Days after the receipt of such request, provide the Depositor, the Master Servicer or such Certificateholders at such recipients’ expense the most recent list of the Certificateholders of the Trust Fund held by the Securities Administrator, if any. The Depositor and every Certificateholder, by receiving and holding a Certificate, agree that the Securities Administrator shall not be held accountable by reason of the disclosure of any such information as to the list of the Certificateholders hereunder, regardless of the source from which such information was derived.
 
Section 7.06  Book-Entry Certificates. 
 
The Regular Certificates (other than the M-10, Class CE and Class P Certificates), upon original issuance, shall be issued in the form of one or more typewritten Certificates representing the Book-Entry Certificates, to be delivered to the Depository by or on behalf of the Depositor. Such Certificates shall initially be registered on the Certificate Register in the name of the Depository or its nominee, and no Certificate Owner of such Certificates will receive a definitive certificate representing such Certificate Owner’s interest in such Certificates, except as provided in Section 7.08. Unless and until definitive, fully registered Certificates (“Definitive Certificates”) have been issued to the Certificate Owners of such Certificates pursuant to Section 7.08:
 
(a)  the provisions of this Section shall be in full force and effect;
 
(b)  the Depositor, the Trustee and the Securities Administrator may deal with the Depository and the Depository Participants for all purposes (including the making of distributions) as the authorized representative of the respective Certificate Owners of such Certificates;
 
(c)  registration of the Book-Entry Certificates may not be transferred by the Securities Administrator except to another Depository;
 
(d)  the rights of the respective Certificate Owners of such Certificates shall be exercised only through the Depository and the Depository Participants and shall be limited to those established by law and agreements between the Owners of such Certificates and the Depository and/or the Depository Participants. Pursuant to the Depository Agreement, unless and until Definitive Certificates are issued pursuant to Section 7.08, the Depository will make book-entry transfers among the Depository Participants and receive and transmit distributions of principal and interest on the related Certificates to such Depository Participants;
 
(e)  the Depository may collect its usual and customary fees, charges and expenses from its Depository Participants;
 
(f)  the Securities Administrator may rely and shall be fully protected in relying upon information furnished by the Depository with respect to its Depository Participants; and
 
(g)  to the extent that the provisions of this Section conflict with any other provisions of this Agreement, the provisions of this Section shall control.
 
For purposes of any provision of this Agreement requiring or permitting actions with the consent of, or at the direction of, Certificateholders evidencing a specified percentage of the aggregate unpaid principal amount of any Class of Certificates, such direction or consent may be given by Certificate Owners (acting through the Depository and the Depository Participants) owning Book-Entry Certificates evidencing the requisite percentage of principal amount of such Class of Certificates.
 
The Private Certificates shall initially be held in fully registered certificated form. If at any time the Holders of all of the Certificates of one or more such Classes request that the Securities Administrator cause such Class to become Global Certificates, the Depositor (with the assistance of the Securities Administrator) will take such action as may be reasonably required to cause the Depository to accept such Class or Classes for trading if it may legally be so traded. If at anytime there are to be Global Certificates, the Global Certificates shall be delivered to the Depository by the Depositor or deposited with the Securities Administrator as custodian for the Depository.
 
All transfers by Certificate Owners of such respective Classes of Book-Entry Certificates and any Global Certificates shall be made in accordance with the procedures established by the Depository Participant or brokerage firm representing such Certificate Owners. Each Depository Participant shall only transfer Book-Entry Certificates of Certificate Owners it represents or of brokerage firms for which it acts as agent in accordance with the Depository’s normal procedures.
 
Section 7.07  Notices to Depository. 
 
Whenever any notice or other communication is required to be given to Certificateholders of a Class with respect to which Book-Entry Certificates have been issued, unless and until Definitive Certificates shall have been issued to the related Certificate Owners, the Securities Administrator shall give all such notices and communications to the Depository.
 
Section 7.08  Definitive Certificates. 
 
If, after Book-Entry Certificates have been issued with respect to any Certificates, (a) the Depositor or the Depository advises the Securities Administrator that the Depository is no longer willing or able to discharge properly its responsibilities under the Depository Agreement with respect to such Certificates and the Depositor is unable to locate a qualified successor or (b) the Depositor, with the consent of Depository Participants, advises the Securities Administrator that it elects to terminate the book-entry system with respect to such Certificates through the Depository, then the Securities Administrator shall notify all Certificate Owners of such Certificates, through the Depository, of the occurrence of any such event and of the availability of Definitive Certificates to applicable Certificate Owners requesting the same. The Depositor shall provide the Securities Administrator with an adequate inventory of certificates to facilitate the issuance and transfer of Definitive Certificates. Upon surrender to the Securities Administrator of any such Certificates by the Depository, accompanied by registration instructions from the Depository for registration, the Securities Administrator shall countersign and deliver such Definitive Certificates. Neither the Depositor nor the Securities Administrator shall be liable for any delay in delivery of such instructions and each may conclusively rely on, and shall be protected in relying on, such instructions.
 
In addition, if an Event of Default has occurred and is continuing, each Certificate Owner materially adversely affected thereby may at its option request a Definitive Certificate evidencing such Certificate Owner’s Voting Rights in the related Class of Certificates. In order to make such request, such Certificate Owner shall, subject to the rules and procedures of the Depository, provide the Depository or the related Depository Participant with directions for the Securities Administrator to exchange or cause the exchange of the Certificate Owner’s interest in such Class of Certificates for an equivalent Voting Right in fully registered definitive form. Upon receipt by the Securities Administrator of instructions from the Depository directing the Securities Administrator to effect such exchange (such instructions to contain information regarding the Class of Certificates and the Certificate Principal Balance being exchanged, the Depository Participant account to be debited with the decrease, the registered Holder of and delivery instructions for the definitive Certificate, and any other information reasonably required by the Securities Administrator), (i) the Securities Administrator shall instruct the Depository to reduce the related Depository Participant’s account by the aggregate Certificate Principal Balance of the definitive Certificate, (ii) the Securities Administrator shall execute, authenticate and deliver, in accordance with the registration and delivery instructions provided by the Depository, a definitive Certificate evidencing such Certificate Owner’s Voting Rights in such Class of Certificates and (iii) the Securities Administrator shall execute and authenticate a new Book-Entry Certificate reflecting the reduction in the Certificate Principal Balance of such Class of Certificates by the amount of the definitive Certificates.
 
Section 7.09  Maintenance of Office or Agency. 
 
The Securities Administrator will maintain or cause to be maintained at its expense an office or offices or agency or agencies located at LaSalle Bank National Association, 135 South LaSalle Street, Suite 1625, Chicago, IL 60603, Attn: Global Securities and Trust Services Group - Bear Stearns Asset Backed Securities I LLC 2006-HE3, where Certificates may be surrendered for registration of transfer or exchange. The Securities Administrator initially designates its Corporate Trust Office, as the office for such purposes. The Securities Administrator will give prompt written notice to the Certificateholders of any change in such location of any such office or agency.
 
 

 
ARTICLE VIII

THE DEPOSITOR, COMPANY AND THE MASTER SERVICER
 
Section 8.01  Liabilities of the Depositor, the Company and the Master Servicer. 
 
Each of the Depositor, the Company and the Master Servicer shall be liable in accordance herewith only to the extent of the obligations specifically imposed upon and undertaken by it herein.
 
Section 8.02  Merger or Consolidation of the Depositor or the Master Servicer. 
 
(a)  Each of the Depositor, the Company and the Master Servicer will keep in full force and effect its existence, rights and franchises as a limited liability company under the laws of the state of its formation, a corporation under the laws of the state of its incorporation or as a national banking association under federal law, as applicable, and will obtain and preserve its qualification to do business as a foreign corporation in each jurisdiction in which such qualification is or shall be necessary to protect the validity and enforceability of this Agreement, the Certificates or any of the Mortgage Loans and to perform its duties under this Agreement.
 
(b)  Any Person into which the Depositor, the Company or the Master Servicer may be merged or consolidated, or any corporation resulting from any merger or consolidation to which the Depositor, the Company or the Master Servicer shall be a party, or any Person succeeding to the business of the Depositor, the Company or the Master Servicer, shall be the successor of the Depositor, the Company or the Master Servicer hereunder, without the execution or filing of any paper or further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding.
 
Section 8.03  Indemnification of the Trustee, the Master Servicer and the Securities Administrator. 
 
(a)  The Master Servicer agrees to indemnify the Indemnified Persons for, and to hold them harmless against, any loss, liability or expense (including reasonable legal fees and disbursements of counsel) incurred on their part that may be sustained in connection with, arising out of, or relating to, any claim or legal action (i) related to the Master Servicer’s failure to perform its duties in compliance with this Agreement (except as any such loss, liability or expense shall be otherwise reimbursable pursuant to this Agreement) or (ii) incurred by reason of the Master Servicer’s willful misfeasance, bad faith or gross negligence in the performance of duties hereunder or by reason of reckless disregard of obligations and duties hereunder, provided, in each case, that with respect to any such claim or legal action (or pending or threatened claim or legal action), the affected Indemnified Person shall have given the Master Servicer and EMC written notice thereof promptly after such Person shall have with respect to such claim or legal action knowledge thereof; provided, however that the failure to give such notice shall not relieve the Master Servicer of its indemnification obligations hereunder except to the extent the Master Servicer is prejudiced thereby. This indemnity shall survive the resignation or removal of the Trustee, Master Servicer or the Securities Administrator and the termination of this Agreement.
 
(b)  The Company agrees to indemnify the Indemnified Persons and to hold them harmless from and against any and all claims, losses, damages, penalties, fines, forfeitures, legal fees and related costs, judgments, and any other costs, fees and expenses that the Indemnified Persons may sustain in any way related to the failure of the Company to perform in any way its duties hereunder and service the EMC Mortgage Loans in strict compliance with the terms of this Agreement and for breach of any representation or warranty of the Company contained herein. The Company shall immediately notify the Master Servicer and the Trustee if a claim is made by a third party with respect to this Agreement or the EMC Mortgage Loans, assume (with the consent of the Master Servicer and the Trustee and with counsel reasonably satisfactory to the Master Servicer and the Trustee) the defense of any such claim and pay all expenses in connection therewith, including counsel fees, and promptly pay, discharge and satisfy any judgment or decree which may be entered against it or any Indemnified Person in respect of such claim, provided that any failure to notify by the Company shall not limit its obligations hereunder. The Company agrees that it will not enter into any settlement of any such claim without the consent of the Indemnified Persons unless such settlement includes an unconditional release of such Indemnified Persons from all liability that is the subject matter of such claim. The provisions of this Section 8.03(b) shall survive termination of this Agreement.
 
(c)  EMC will indemnify any Indemnified Person for any loss, liability or expense of any Indemnified Person not otherwise paid or covered pursuant to Subsection (b) above. Such indemnification shall survive termination of this Agreement.
 
Section 8.04  Limitations on Liability of the Depositor, the Master Servicer and Others. 
 
(a)  Subject to the obligation of the Sponsor, the Company and the Master Servicer to indemnify the Indemnified Persons pursuant to Section 8.03, neither the Depositor, the Company, the Master Servicer nor any of the directors, officers, employees or agents of the Depositor, the Company and the Master Servicer shall be under any liability to the Indemnified Persons, the Trust Fund or the Certificateholders for taking any action or for refraining from taking any action in good faith pursuant to this Agreement, or for errors in judgment; provided, however, that this provision shall not protect the Depositor, the Company, the Master Servicer or any such Person against any breach of warranties or representations made herein or any liability which would otherwise be imposed by reason of such Person’s willful misfeasance, bad faith or gross negligence in the performance of duties or by reason of reckless disregard of obligations and duties hereunder.
 
(b)  The Depositor, the Company, the Master Servicer and any director, officer, employee or agent of the Depositor, the Company and the Master Servicer may rely in good faith on any document of any kind prima facie properly executed and submitted by any Person respecting any matters arising hereunder.
 
(c)  The Depositor, the Company, the Master Servicer, the Securities Administrator, the Trustee, the Custodian, LaSalle Bank National Association in its individual capacity and any director, officer, employee or agent of the Depositor, the Company, the Master Servicer, the Securities Administrator, the Trustee and the Custodian shall be indemnified by the Trust and held harmless thereby against any loss, liability or expense (including reasonable legal fees and disbursements of counsel) incurred on their part that may be sustained in connection with, arising out of, or related to, any claim or legal action (including any pending or threatened claim or legal action) relating to, or the performance of its obligations under, this Agreement, the Assignment Agreement, the Custodial Agreement, the Certificates or Servicing Agreements, other than (i) in the case of the Company, the Master Servicer or the Securities Administrator, any such loss, liability or expense related to the Company’s or the Master Servicer’s or Securities Administrator’s failure to perform its respective duties in compliance with this Agreement or (ii) in the case of the Company, the Master Servicer or the Securities Administrator, any such loss, liability or expense incurred by reason of the Company’s or the Master Servicer’s or the Securities Administrator’s willful misfeasance, bad faith or gross negligence in the performance of duties hereunder, or by reason of reckless disregard of obligations and duties hereunder or under the Custodial Agreement, as applicable, (iii) in the case of the Trustee, any such loss, liability or expense incurred by reason of the Trustee’s willful misfeasance, bad faith or negligence in the performance of its duties hereunder, or by reason of its reckless disregard of obligations and duties hereunder and (iv) in the case of the Custodian, any such loss, liability or expense incurred by reason of such Custodian’s willful misfeasance, bad faith or negligence in the performance of its duties under the Custodial Agreement, or by reason of its reckless disregard of obligations and duties thereunder. Such indemnification shall survive termination of this Agreement.
 
(d)  Neither the Depositor, the Company nor the Master Servicer shall be under any obligation to appear in, prosecute or defend any legal action that is not incidental to its duties under this Agreement and that in its opinion may involve it in any expense or liability; provided, however, the Master Servicer may in its discretion, undertake any such action which it may deem necessary or desirable with respect to this Agreement and the rights and duties of the parties hereto and the interests of the Certificateholders. In such event, the legal expenses and costs of such action and any liability resulting therefrom (except any loss, liability or expense incurred by reason of willful misfeasance, bad faith or negligence in the performance of duties hereunder or by reason of reckless disregard of obligations and duties hereunder) shall be expenses, costs and liabilities of the Trust Fund, and the Master Servicer shall be entitled to be reimbursed therefor out of the Master Servicer Collection Account as provided by Section 5.02. Nothing in this Subsection 8.04(d) shall affect the Master Servicer’s obligation to master service the Mortgage Loans pursuant to Section 4.01.
 
(e)  In taking or recommending any course of action pursuant to this Agreement, unless specifically required to do so pursuant to this Agreement, the Master Servicer shall not be required to investigate or make recommendations concerning potential liabilities which the Trust might incur as a result of such course of action by reason of the condition of the Mortgaged Properties but shall give notice to the Trustee if it has notice of such potential liabilities.
 
(f)  The Master Servicer shall not be liable for any acts or omissions of the Company or the Servicers.
 
(g)  The Master Servicer may perform any of its duties hereunder or exercise its rights hereunder either directly of through Affiliates, agents or attorneys.
 
Section 8.05  Master Servicer and Company Not to Resign. 
 
(a)  Except as provided in Section 8.07, the Master Servicer shall not resign from the obligations and duties hereby imposed on it except (i) with the prior consent of the Trustee (which consent shall not be unreasonably withheld or delayed) or (ii) upon a determination that any such duties hereunder are no longer permissible under applicable law and such impermissibility cannot be cured. Any such determination permitting the resignation of the Master Servicer shall be evidenced by an Opinion of Counsel, addressed to and delivered to, the Trustee. No such resignation by the Master Servicer shall become effective until the Trustee or a successor to the Master Servicer reasonably satisfactory to the Trustee shall have assumed the responsibilities and obligations of the Master Servicer in accordance with Section 9.02 hereof. The Trustee shall notify each Rating Agency of the resignation of the Master Servicer.
 
(b)  The Company shall not resign from the obligations and duties hereby imposed on it except (i) upon the assignment of its servicing duties with respect to all or a portion of the EMC Mortgage Loans to an institution that is a Fannie Mae and Freddie Mac approved seller/servicer in good standing that has a net worth of not less than $10,000,000 and with the prior written consent of the Master Servicer (which consent shall not be unreasonably withheld or delayed) or (ii) upon the determination that its duties hereunder are no longer permissible under applicable law and such incapacity cannot be cured by the Company. Any determination permitting the resignation of the Company shall be evidenced by an Opinion of Counsel to such effect addressed to and delivered, to the Master Servicer and the Trustee which Opinion of Counsel shall be in form and substance acceptable to the Master Servicer and the Trustee. No appointment of a successor to the Company shall be effective hereunder unless (a) the Rating Agencies have confirmed in writing that such appointment will not result in a downgrade, qualification or withdrawal of the then current ratings assigned to the Certificates, (b) such successor shall have represented that it is meets the eligibility criteria set forth in clause (i) above and (c) such successor has agreed to assume the obligations of the Company hereunder to the extent of the EMC Mortgage Loans to be serviced by such successor The Company shall provide a copy of the written confirmation of the Rating Agencies and the agreement executed by such successor to the Master Servicer and the Trustee. No such resignation shall become effective until a qualified successor or the Master Servicer shall have assumed the Company’s responsibilities and obligations hereunder. The Company shall notify the Master Servicer, the Trustee and the Rating Agencies of the resignation of the Company or the assignment of all or a portion of its servicing duties hereunder in accordance with this Section 8.05.
 
Section 8.06  Successor Master Servicer. 
 
In connection with the appointment of any successor Master Servicer or the assumption of the duties of the Master Servicer, EMC or the Trustee may make such arrangements for the compensation of such successor master servicer out of payments on the Mortgage Loans as EMC or the Trustee and such successor master servicer shall agree. If the successor master servicer does not agree that such market value is a fair price, such successor master servicer shall obtain two quotations of market value from third parties actively engaged in the servicing of single family mortgage loans. In no event shall the compensation of any successor master servicer exceed that permitted the Master Servicer hereunder without the consent of all of the Certificateholders.
 
Section 8.07  Sale and Assignment of Master Servicing. 
 
The Master Servicer may sell and assign its rights and delegate its duties and obligations in its entirety as Master Servicer under this Agreement and EMC may terminate the Master Servicer without cause and select a new Master Servicer; provided, however, that: (i) the purchaser or transferee accepting such assignment and delegation (a) shall be a Person which shall be qualified to service mortgage loans for Fannie Mae or Freddie Mac; (b) shall have a net worth of not less than $10,000,000 (unless otherwise approved by each Rating Agency pursuant to clause (ii) below) and meets the eligibility requirements herein to serve as Master Servicer and Securities Administrator; (c) shall be reasonably satisfactory to the Trustee (as evidenced in a writing signed by the Trustee); and (d) shall execute and deliver to the Trustee an agreement, in form and substance reasonably satisfactory to the Trustee, which contains an assumption by such Person of the due and punctual performance and observance of each responsibility covenant and condition of the Master Servicer and the Securities Administrator under this Agreement, any custodial agreement from and after the effective date of such agreement; (ii) each Rating Agency shall be given prior written notice of the identity of the proposed successor to the Master Servicer and each Rating Agency’s rating of the Certificates in effect immediately prior to such assignment, sale and delegation will not be downgraded, qualified or withdrawn as a result of such assignment, sale and delegation, as evidenced by a letter to such effect delivered to the Master Servicer and the Trustee; and (iii) the Master Servicer assigning and selling the master servicing shall deliver to the Trustee an Officer’s Certificate and an Opinion of Counsel addressed to the Trustee, each stating that all conditions precedent to such action under this Agreement have been completed and such action is permitted by and complies with the terms of this Agreement.
 
 

 
ARTICLE IX

DEFAULT; TERMINATION OF MASTER SERVICER; TERMINATION OF COMPANY
 
Section 9.01  Events of Default. 
 
“Event of Default,” wherever used herein, means any one of the following events:
 
(i)  any failure by the Master Servicer to remit to the Securities Administrator any amounts received or collected by the Master Servicer in respect of the Mortgage Loans and required to be remitted by it hereunder (other than any Advance), which failure shall continue unremedied for one Business Day after the date on which written notice of such failure shall have been given to the Master Servicer by the Trustee or the Depositor, or to the Trustee and the Master Servicer by the Holders of Certificates evidencing not less than 25% of the Voting Rights evidenced by the Certificates;
 
(ii)  any failure by the Master Servicer to observe or perform in any material respect any other of the covenants or agreements on the part of the Master Servicer contained in this Agreement or any breach of a representation or warranty by the Master Servicer, which failure or breach shall continue unremedied for a period of 60 days after the date on which written notice of such failure shall have been given to Master Servicer by the Trustee or the Depositor, or to the Trustee and the Master Servicer by the Holders of Certificates evidencing not less than 25% of the Voting Rights evidenced by the Certificates;
 
(iii)  a decree or order of a court or agency or supervisory authority having jurisdiction in the premises for the appointment of a receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs, shall have been entered against the Master Servicer and such decree or order shall have remained in force undischarged or unstayed for a period of 60 consecutive days;
 
(iv)  the Master Servicer shall consent to the appointment of a receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings of or relating to the Master Servicer or all or substantially all of the property of the Master Servicer;
 
(v)  the Master Servicer shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of, or commence a voluntary case under, any applicable insolvency or reorganization statute, make an assignment for the benefit of its creditors, or voluntarily suspend payment of its obligations;
 
(vi)  the Master Servicer assigns or delegates its duties or rights under this Agreement in contravention of the provisions permitting such assignment or delegation under Sections 8.05 or 8.07;
 
(vii)  The Master Servicer fails to deposit, or cause to be deposited, in the Distribution Account any Advance (other than a Nonrecoverable Advance) by 5:00 p.m. New York City time on the first Business Day preceding the Distribution Date; or
 
(viii)  failure by the Master Servicer to duly perform, within the required time period, its obligations under Sections 3.15, 3.16 or 3.18 which failure continues unremedied at the end of the cure period set forth under such Sections.
 
If an Event of Default shall occur, then, and in each and every such case, so long as such Event of Default shall not have been remedied, the Trustee may, and at the direction of the Holders of Certificates evidencing not less than 25% of the Voting Rights evidenced by the Certificates, the Trustee shall in the case of any Event of Default described in clauses (i) through (vii) above, by notice in writing to the Master Servicer and the Swap Provider (with a copy to each Rating Agency), terminate all of the rights and obligations (but not the liabilities) of the Master Servicer (and the Securities Administrator if the Master Servicer and the Securities Administrator are the same entity) under this Agreement and in and to the Mortgage Loans and the proceeds thereof, other than its rights as a Certificateholder hereunder. On or after the receipt by the Master Servicer of such written notice, all authority and power of the Master Servicer (and, if applicable, the Securities Administrator) hereunder, whether with respect to the Mortgage Loans or otherwise, shall pass to and be vested in the Trustee, or any successor Master Servicer appointed pursuant to Section 9.02 (a “Successor Master Servicer” and, if applicable, “Successor Securities Administrator”). Such Successor Master Servicer shall thereupon if such Successor Master Servicer is a successor to the Master Servicer, make any Advance required by Article VI, subject, in the case of the Trustee, to Section 9.02. The Trustee is hereby authorized and empowered to execute and deliver, on behalf of the terminated Master Servicer and, if applicable, the terminated Securities Administrator, as attorney- in-fact or otherwise, any and all documents and other instruments, and to do or accomplish all other acts or things necessary or appropriate to effect the purposes of such notice of termination, whether to complete the transfer and endorsement or assignment of any Mortgage Loans and related documents, or otherwise. Unless expressly provided in such written notice, no such termination shall affect any obligation of the Master Servicer to pay amounts owed pursuant to Article VIII or Article X. The Master Servicer and, if applicable, the Securities Administrator agrees to cooperate with the Trustee in effecting the termination of the Master Servicer’s and, if applicable, the Securities Administrator’s responsibilities and rights hereunder, including, without limitation, the transfer to the applicable Successor Master Servicer of all cash amounts which shall at the time be credited to the Master Servicer Collection Account maintained pursuant to Section 5.02, or thereafter be received with respect to the applicable Mortgage Loans. The Trustee shall promptly notify the Rating Agencies of the occurrence of an Event of Default actually known to a Responsible Officer of the Trustee.
 
Notwithstanding any termination of the activities of the Master Servicer hereunder, the Master Servicer shall be entitled to receive, out of any late collection of a Scheduled Payment on a Mortgage Loan that was due prior to the notice terminating the Master Servicer’s rights and obligations as Master Servicer hereunder and received after such notice, that portion thereof to which the Master Servicer would have been entitled pursuant to Section 5.02 and to receive any other amounts payable to the Master Servicer hereunder the entitlement to which arose prior to the termination of its activities hereunder.
 
Notwithstanding the foregoing, if an Event of Default described in clause (vii) of this Section 9.01 shall occur, the Trustee shall, by notice in writing to the Master Servicer, which may be delivered by telecopy, immediately terminate all of the rights and obligations of the Master Servicer thereafter arising under this Agreement, but without prejudice to any rights it may have as a Certificateholder or to reimbursement of Advances and other advances of its own funds, and the Trustee shall act as provided in Section 9.02 to carry out the duties of the Master Servicer, including the obligation to make any Advance the nonpayment of which was an Event of Default described in clause (vii) of this Section 9.01. Any such action taken by the Trustee must be prior to the distribution on the relevant Distribution Date.
 
Section 9.02  Trustee to Act; Appointment of Successor. 
 
On and after the time the Master Servicer receives a notice of termination pursuant to Section 9.01 hereof the Trustee shall automatically become the successor to the Master Servicer with respect to the transactions set forth or provided for herein and after a transition period (not to exceed 90 days), shall be subject to all the responsibilities, duties and liabilities relating thereto placed on the Master Servicer by the terms and provisions hereof; provided, however, that the Company shall have the right to select a successor Master Servicer; provided, further, however that, pursuant to Article VI hereof, the Trustee in its capacity as successor Master Servicer shall be responsible for making any Advances required to be made by the Master Servicer immediately upon the termination of the Master Servicer and any such Advance shall be made on the Distribution Date on which such Advance was required to be made by the predecessor Master Servicer. Effective on the date of such notice of termination, as compensation therefor, the Trustee shall be entitled to all compensation, reimbursement of expenses and indemnification that the Master Servicer would have been entitled to if it had continued to act hereunder, provided, however, that the Trustee shall not be (i) liable for any acts or omissions of the Master Servicer, (ii) obligated to make Advances if it is prohibited from doing so under applicable law, (iii) responsible for expenses of the Master Servicer pursuant to Section 2.03 or (iv) obligated to deposit losses on any Permitted Investment directed by the Master Servicer. Notwithstanding the foregoing, the Trustee may, if it shall be unwilling to so act, or shall, if it is prohibited by applicable law from making Advances pursuant to Article VI or if it is otherwise unable to so act, appoint, or petition a court of competent jurisdiction to appoint, any established mortgage loan servicing institution the appointment of which does not adversely affect the then current rating of the Certificates by each Rating Agency as the successor to the Master Servicer hereunder in the assumption of all or any part of the responsibilities, duties or liabilities of the Master Servicer hereunder. Any Successor Master Servicer shall (i) be an institution that is a Fannie Mae and Freddie Mac approved seller/servicer in good standing, that has a net worth of at least $15,000,000, and (ii) be willing to act as successor servicer of any Mortgage Loans under this Agreement or the related Servicing Agreement with respect to which the Company or the original Servicer has been terminated as servicer, and shall have executed and delivered to the Depositor and the Trustee an agreement accepting such delegation and assignment, that contains an assumption by such Person of the rights, powers, duties, responsibilities, obligations and liabilities of the Master Servicer (other than any liabilities of the Master Servicer hereof incurred prior to termination of the Master Servicer under Section 9.01 or as otherwise set forth herein), with like effect as if originally named as a party to this Agreement, provided that each Rating Agency shall have acknowledged in writing that its rating of the Certificates in effect immediately prior to such assignment and delegation will not be qualified or reduced as a result of such assignment and delegation. If the Trustee assumes the duties and responsibilities of the Master Servicer in accordance with this Section 9.02, the Trustee shall not resign as Master Servicer until a Successor Master Servicer has been appointed and has accepted such appointment. Pending appointment of a successor to the Master Servicer hereunder, the Trustee, unless the Trustee is prohibited by law from so acting, shall act in such capacity as hereinabove provided. In connection with such appointment and assumption, the Trustee may make such arrangements for the compensation of such successor out of payments on Mortgage Loans or otherwise as it and such successor shall agree; provided that no such compensation unless agreed to by the Certificateholders shall be in excess of that permitted the Master Servicer hereunder. The Trustee and such successor shall take such action, consistent with this Agreement, as shall be necessary to effectuate any such succession. Neither the Trustee nor any other Successor Master Servicer shall be deemed to be in default hereunder by reason of any failure to make, or any delay in making, any distribution hereunder or any portion thereof or any failure to perform, or any delay in performing, any duties or responsibilities hereunder, in either case caused by the failure of the Master Servicer and the Securities Administrator to deliver or provide, or any delay in delivering or providing, any cash, information, documents or records to it.
 
The costs and expenses of the Trustee in connection with the termination of the Master Servicer, appointment of a Successor Master Servicer and, if applicable, any transfer of master servicing, including, without limitation, all costs and expenses associated with the complete transfer of all master servicing data and the completion, correction or manipulation of such master servicing data as may be required by the Trustee to correct any errors or insufficiencies in the master servicing data or otherwise to enable the Trustee or the Successor Master Servicer to master service the Mortgage Loans properly and effectively, to the extent not previously paid by the terminated Master Servicer, shall be payable to the Trustee pursuant to Section 10.05.
 
Section 9.03  Notification to Certificateholders. 
 
(a)  Upon any termination of or appointment of a successor to the Master Servicer, the Trustee shall give prompt written notice thereof to Certificateholders and to each Rating Agency.
 
(b)  Within 60 days after the occurrence of any Event of Default, the Trustee shall transmit by mail to all Certificateholders and the Swap Provider notice of each such Event of Default hereunder actually known to a Responsible Officer of the Trustee, unless such Event of Default shall have been cured or waived.
 
Section 9.04  Waiver of Defaults. 
 
The Trustee shall transmit by mail to all Certificateholders and the Swap Provider, within 60 days after the occurrence of any Event of Default actually known to a Responsible Officer of the Trustee, unless such Event of Default shall have been cured, notice of each such Event of Default hereunder known to the Trustee. The Holders of Certificates evidencing not less than 51% of the Voting Rights may, on behalf of all Certificateholders, waive any default by the Master Servicer in the performance of its obligations hereunder and the consequences thereof, except a default in the making of or the causing to be made of any required remittances to the Securities Administrator. Upon any such waiver of a past default, such default shall be deemed to cease to exist, and any Event of Default arising therefrom shall be deemed to have been timely remedied for every purpose of this Agreement. No such waiver shall extend to any subsequent or other default or impair any right consequent thereon except to the extent expressly so waived. The Trustee shall give notice of any such waiver to the Rating Agencies.
 
Section 9.05  
Company Default.
 
In case one or more of the following events of default by the Company (each, a “Company Default”) shall occur and be continuing, that is to say:
 
(i)  any failure by the Company to remit to the Master Servicer any payment required to be made under the terms of this Agreement on any Remittance Date; or
 
(ii)  failure on the part of the Company duly to observe or perform in any material respect any other of the covenants or agreements (other than Sections 3.15, 3.16 or 3.18) on the part of the Company set forth in this Agreement, the breach of which has a material adverse effect and which continue unremedied for a period of sixty days (except that such number of days shall be fifteen in the case of a failure to pay any premium for any insurance policy required to be maintained under this Agreement and such failure shall be deemed to have a material adverse effect) after the date on which written notice of such failure, requiring the same to be remedied, shall have been given to the Company by the Master Servicer; or
 
(iii)  a decree or order of a court or agency or supervisory authority having jurisdiction for the appointment of a conservator or receiver or liquidator in any insolvency, bankruptcy, readjustment of debt, marshaling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs, shall have been entered against the Company and such decree or order shall have remained in force undischarged or unstayed for a period of sixty days; or
 
(iv)  the Company shall consent to the appointment of a conservator or receiver or liquidator in any insolvency, bankruptcy, readjustment of debt, marshaling of assets and liabilities or similar proceedings of or relating to the Company or of or relating to all or substantially all of its property; or
 
(v)  the Company shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of any applicable insolvency or reorganization statute, make an assignment for the benefit of its creditors, or voluntarily suspend payment of its obligations; or
 
(vi)  the Company attempts to assign its right to servicing compensation hereunder or the Company attempts to sell or otherwise dispose of all or substantially all of its property or assets or to assign this Agreement or the servicing responsibilities hereunder or to delegate its duties hereunder or any portion thereof except as otherwise permitted herein; or
 
(vii)  the Company ceases to be qualified to transact business in any jurisdiction where it is currently so qualified, but only to the extent such non-qualification materially and adversely affects the Company’s ability to perform its obligations hereunder; or
 
(viii)  failure by the Company to duly perform, within the required time period, its obligations under Section 3.15, Section 3.16 or Section 3.18;
 
then, and in each and every such case, so long as a Company Default shall not have been remedied or the Master Servicer, by notice in writing to the Company may, in addition to whatever rights the Master Servicer and the Trustee on behalf of the Certificateholders may have under Section 8.03 and at law or equity to damages, including injunctive relief and specific performance, terminate all the rights and obligations of the Company under this Agreement and in and to the EMC Mortgage Loans and the proceeds thereof without compensating the Company for the same. On or after the receipt by the Company of such written notice, all authority and power of Company under this Agreement, whether with respect to the EMC Mortgage Loans or otherwise, shall pass to and be vested in the Master Servicer after a transition period (not to exceed 90 days). Upon written request from the Master Servicer, the Company shall prepare, execute and deliver, any and all documents and other instruments, place in the Master Servicer’s possession all Mortgage Files relating to the EMC Mortgage Loans, and do or accomplish all other acts or things necessary or appropriate to effect the purposes of such notice of termination, whether to complete the transfer and endorsement or assignment of the EMC Mortgage Loans and related documents, or otherwise, at the Company’s sole expense. The Company agrees to cooperate with the Master Servicer in effecting the termination of the Company’s responsibilities and rights hereunder, including, without limitation, the transfer to such successor for administration by it of all cash amounts which shall at the time be credited by the Company to its Protected Account or Escrow Account or thereafter received with respect to the EMC Mortgage Loans or any related REO Property.
 
The costs and expenses of the Master Servicer in connection with the termination of the Company, appointment of a successor to the Company, and, if applicable, any transfer of servicing, including, without limitation, all costs and expenses associated with the complete transfer of all servicing data and the completion, correction or manipulation of such servicing data as may be required by the Master Servicer or other successor to the Company to correct any errors or insufficiencies in the servicing data or otherwise to enable the Master Servicer or such successor to service the related Mortgage Loans properly and effectively, to the extent not previously paid by the terminated Company, shall be payable to the Master Servicer or such successor pursuant to Section 5.07.
 
Section 9.06  
Waiver of Company Defaults. 
 
The Master Servicer may waive only by written notice any default by the Company in the performance of its obligations hereunder and its consequences. Upon any such waiver of a past default, such default shall cease to exist, and any Company Default arising therefrom shall be deemed to have been remedied for every purpose of this Agreement. No such waiver shall extend to any subsequent or other default or impair any right consequent thereon except to the extent expressly so waived in writing.
 


 
ARTICLE X

CONCERNING THE TRUSTEE AND THE SECURITIES ADMINISTRATOR
 
Section 10.01  Duties of Trustee and the Securities Administrator. 
 
(a)  The Trustee, prior to the occurrence of an Event of Default and after the curing or waiver of all Events of Default which may have occurred, and the Securities Administrator each undertake to perform such duties and only such duties as are specifically set forth in this Agreement as duties of the Trustee and the Securities Administrator, respectively. If an Event of Default has occurred and has not been cured or waived, the Trustee shall exercise such of the rights and powers vested in it by this Agreement, and the same degree of care and skill in their exercise, as a prudent person would exercise under the circumstances in the conduct of such Person’s own affairs.
 
(b)  Upon receipt of all resolutions, certificates, statements, opinions, reports, documents, orders or other instruments which are specifically required to be furnished to the Trustee or the Securities Administrator pursuant to any provision of this Agreement, the Trustee or the Securities Administrator, respectively, shall examine them to determine whether they are in the form required by this Agreement; provided, however, that neither the Trustee or the Securities Administrator shall be responsible for the accuracy or content of any resolution, certificate, statement, opinion, report, document, order or other instrument furnished by the Master Servicer or pursuant to any provision of this Agreement; provided, further, that neither the Trustee nor the Securities Administrator shall not be responsible for the accuracy or verification of any calculation provided to it pursuant to this Agreement.
 
(c)  On each Distribution Date, the Securities Administrator shall make monthly distributions and the final distribution to the Certificateholders from funds in the Distribution Account as provided in Sections 6.04 and 11.01 herein.
 
(d)  No provision of this Agreement shall be construed to relieve the Trustee or the Securities Administrator from liability for its own negligent action, its own negligent failure to act or its own willful misconduct; provided, however, that:
 
(i)  Prior to the occurrence of an Event of Default, and after the curing or waiver of all such Events of Default which may have occurred with respect to the Trustee and at all times with respect to the Securities Administrator, the duties and obligations of the Trustee and the Securities Administrator shall be determined solely by the express provisions of this Agreement, neither the Trustee nor the Securities Administrator shall not be liable except for the performance of their respective duties and obligations as are specifically set forth in this Agreement, no implied covenants or obligations shall be read into this Agreement against the Trustee or the Securities Administrator and, in the absence of bad faith on the part of the Trustee or the Securities Administrator, the Trustee or the Securities Administrator, respectively, may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein, upon any certificates or opinions furnished to the Trustee or the Securities Administrator and conforming to the requirements of this Agreement;
 
(ii)  Neither the Trustee nor the Securities Administrator shall be liable in its individual capacity for an error of judgment made in good faith by a Responsible Officer or Responsible Officers of the Trustee or the Securities Administrator, respectively, unless it shall be proved that the Trustee or the Securities Administrator, respectively, was negligent in ascertaining the pertinent facts;
 
(iii)  Neither the Trustee nor the Securities Administrator shall be liable with respect to any action taken, suffered or omitted to be taken by it in good faith in accordance with the directions of the Holders of Certificates evidencing not less than 25% of the aggregate Voting Rights of the Certificates (or such other percentage as specifically set forth herein), if such action or non-action relates to the time, method and place of conducting any proceeding for any remedy available to the Trustee or the Securities Administrator, respectively, or exercising any trust or other power conferred upon the Trustee or the Securities Administrator, respectively, under this Agreement;
 
(iv)  The Trustee shall not be required to take notice or be deemed to have notice or knowledge of any default or Event of Default unless a Responsible Officer of the Trustee shall have actual knowledge thereof. In the absence of such knowledge, the Trustee may conclusively assume there is no such default or Event of Default;
 
(v)  Neither the Trustee nor the Securities Administrator shall be in any way liable by reason of any insufficiency in any Account held by or in the name of the Trustee or Securities Administrator, as applicable unless it is determined by a court of competent jurisdiction in a non-appealable judgment that the Trustee’s or the Securities Administrator’s, as applicable, negligence or willful misconduct was the primary cause of such insufficiency (except to the extent that the Trustee or the Securities Administrator is obligor and has defaulted thereon);
 
(vi)  Anything in this Agreement to the contrary notwithstanding, in no event shall the Trustee or the Securities Administrator be liable for special, indirect or consequential loss or damage of any kind whatsoever (including but not limited to lost profits), even if the Trustee or the Securities Administrator, respectively, has been advised of the likelihood of such loss or damage and regardless of the form of action; and
 
(vii)  None of the Securities Administrator, the Master Servicer, the Seller, the Depositor, the Trustee or the Custodians shall be responsible for the acts or omissions of the other, it being understood that this Agreement shall not be construed to render them partners, joint venturers or agents of one another.
 
Neither the Trustee nor the Securities Administrator shall be required to expend or risk its own funds or otherwise incur financial liability in the performance of any of its duties hereunder, or in the exercise of any of its rights or powers, if there is reasonable ground for believing that the repayment of such funds or adequate indemnity against such risk or liability is not reasonably assured to it, and none of the provisions contained in this Agreement shall in any event require the Trustee or the Securities Administrator to perform, or be responsible for the manner of performance of, any of the obligations of the Master Servicer or the Company hereunder or the Servicer under the related Servicing Agreement. The Trustee is here by authorized and directed to enter into the Assignment Agreements.
 
The Trustee may appoint any designee, with such designee’s consent, to enforce the rights and remedies of the Trust Fund hereunder.
 
(e)  All funds received by the Securities Administrator and required to be deposited in the Distribution Account pursuant to this Agreement will be promptly so deposited by the Securities Administrator.
 
Section 10.02  Certain Matters Affecting the Trustee and the Securities Administrator. 
 
(a)  Except as otherwise provided in Section 10.01:
 
(i)  The Trustee and the Securities Administrator may rely and shall be protected in acting or refraining from acting in reliance on any resolution or certificate of the Depositor, the Company or the Master Servicer or the related Servicer, any certificates of auditors or any other certificate, statement, instrument, opinion, report, notice, request, consent, order, appraisal, bond or other paper or document believed by it to be genuine and to have been signed or presented by the proper party or parties;
 
(ii)  The Trustee and the Securities Administrator may consult with counsel and any advice of such counsel or any Opinion of Counsel shall be full and complete authorization and protection with respect to any action taken or suffered or omitted by it hereunder in good faith and in accordance with such advice or Opinion of Counsel;
 
(iii)  Neither the Trustee nor the Securities Administrator shall be under any obligation to exercise any of the trusts or powers vested in it by this Agreement, other than its obligation to give notices pursuant to this Agreement, or to institute, conduct or defend any litigation hereunder or in relation hereto at the request, order or direction of any of the Certificateholders pursuant to the provisions of this Agreement, unless such Certificateholders shall have offered to the Trustee or the Securities Administrator, as applicable, security or indemnity reasonable to it against the costs, expenses and liabilities which may be incurred therein or thereby. Nothing contained herein shall, however, relieve the Trustee of the obligation, upon the occurrence of an Event of Default of which a Responsible Officer of the Trustee has actual knowledge (which has not been cured or waived), to exercise such of the rights and powers vested in it by this Agreement, and to use the same degree of care and skill in their exercise, as a prudent person would exercise under the circumstances in the conduct of his own affairs;
 
(iv)  Neither the Trustee nor the Securities Administrator shall be liable in its individual capacity for any action taken, suffered or omitted by it in good faith and believed by it to be authorized or within the discretion or rights or powers conferred upon it by this Agreement;
 
(v)  Neither the Trustee nor the Securities Administrator shall be bound to make any investigation into the facts or matters stated in any resolution, certificate, statement, instrument, opinion, report, notice, request, consent, order, approval, bond or other paper or document, unless requested in writing to do so by Holders of Certificates evidencing not less than 25% of the aggregate Voting Rights of the Certificates and provided that the payment within a reasonable time to the Trustee or the Securities Administrator, as applicable, of the costs, expenses or liabilities likely to be incurred by it in the making of such investigation is, in the opinion of the Trustee or the Securities Administrator, as applicable, reasonably assured to the Trustee or the Securities Administrator, as applicable, by the security afforded to it by the terms of this Agreement. The Trustee or the Securities Administrator may require reasonable indemnity against such expense or liability as a condition to taking any such action. The reasonable expense of every such examination shall be paid by the Certificateholders requesting the investigation;
 
(vi)  The Trustee and the Securities Administrator may execute any of the trusts or powers hereunder or perform any duties hereunder either directly or through Affiliates, agents or attorneys; provided, however, that the Trustee may not appoint any paying agent other than the Securities Administrator to perform any paying agent functions under this Agreement without the express written consent of the Master Servicer, which consents will not be unreasonably withheld. Neither the Trustee nor the Securities Administrator shall be liable or responsible for the misconduct or negligence of any of the Trustee’s or the Securities Administrator’s agents or attorneys or paying agent appointed hereunder by the Trustee or the Securities Administrator with due care and, when required, with the consent of the Master Servicer;
 
(vii)  Should the Trustee or the Securities Administrator deem the nature of any action required on its part to be unclear or ambiguous, the Trustee or the Securities Administrator, respectively, may require prior to such action that it be provided by the Depositor with reasonable further instructions; the right of the Trustee or the Securities Administrator to perform any discretionary act enumerated in this Agreement shall not be construed as a duty, and neither the Trustee nor the Securities Administrator shall be accountable for other than its negligence or willful misconduct in the performance of any such act;
 
(viii)  Neither the Trustee nor the Securities Administrator shall be required to give any bond or surety with respect to the execution of the trust created hereby or the powers granted hereunder, except as provided in Subsection 10.07; and
 
(ix)  Neither the Trustee nor the Securities Administrator shall have any duty to conduct any affirmative investigation as to the occurrence of any condition requiring the repurchase of any Mortgage Loan by any Person pursuant to this Agreement, or the eligibility of any Mortgage Loan for purposes of this Agreement.
 
(b)  The Securities Administrator is hereby directed by the Depositor to execute and deliver the Derivative Administration Agreement (and any amendments or supplements to the Derivative Administration Agreement as may be requested by the Majority Class CE Certificateholder regarding the distributions to be made to it or its designees thereunder). Amounts payable by the Securities Administrator on any Distribution Date to the Derivative Administrator shall be paid by the Securities Administrator as provided herein. The Securities Administrator in its individual capacity shall have no responsibility for any of the undertakings, agreements or representations with respect to the Swap Agreement, the Yield Maintenance Agreement or the Derivative Administration Agreement, including, without limitation, for making any payments thereunder.
 
It is acknowledged and agreed that the Person serving as Securities Administrator hereunder shall also serve as Derivative Administrator under the Derivative Administration Agreement and act as Supplemental Interest Trust Trustee under the Swap Agreement and the Yield Maintenance Agreement. The Securities Administrator, the Derivative Administrator and the Supplemental Interest Trust Trustee are hereby directed by the Depositor to execute and deliver the Derivative Administration Agreement (and any amendments or supplements to the Derivative Administration Agreement as may be requested by the Majority Class CE Certificateholder regarding the distributions to be made to it or its designees thereunder) and the Supplemental Interest Trust Trustee is hereby directed to execute and deliver the Swap Agreement and the Yield Maintenance Agreement, and to make the representations required therein. The Derivative Administrator shall not have any liability for any failure or delay in payments to the Trust which are required under the Derivative Administration Agreement where such failure or delay is due to the failure or delay of the Swap Provider or the Yield Maintenance Agreement Provider in making such payment to the Derivative Administrator. LaSalle Bank National Association in its individual capacity and as Derivative Administrator, the Securities Administrator and the Supplemental Interest Trust Trustee shall be entitled to be indemnified and held harmless by the Trust from and against any and all losses, claims, expenses or other liabilities that arise by reason of or in connection with the performance or observance by each of the Derivative Administrator, the Securities Administrator and the Supplemental Interest Trust Trustee of its duties or obligations under the Swap Agreement or the Derivative Administration Agreement, except to the extent that the same is due to the Derivative Administrator’s, the Securities Administrator’s or the Supplemental Interest Trust Trustee’s gross negligence, willful misconduct or fraud. Any Person appointed as successor trustee pursuant to Section 9.09 shall also be required to serve as successor Derivative Administrator and successor supplemental interest trust trustee under the Swap Agreement and the Derivative Administration Agreement.
 
Section 10.03  Trustee and Securities Administrator Not Liable for Certificates or Mortgage Loans. 
 
The recitals contained herein and in the Certificates (other than the signature and countersignature of the Securities Administrator on the Certificates) shall be taken as the statements of the Depositor, and neither the Trustee nor the Securities Administrator shall have any responsibility for their correctness. Neither the Trustee nor the Securities Administrator makes any representation as to the validity or sufficiency of, the Certificates (other than the signature and countersignature of the Securities Administrator on the Certificates), any Custodial Agreement or of any Mortgage Loan. The Securities Administrator’s signature and countersignature (or countersignature of its agent) on the Certificates shall be solely in its capacity as Securities Administrator and shall not constitute the Certificates an obligation of the Securities Administrator in any other capacity. Neither the Trustee nor the Securities Administrator shall be accountable for the use or application by the Depositor of any of the Certificates or of the proceeds of such Certificates, or for the use or application of any funds paid to the Depositor with respect to the Mortgage Loans. Subject to Section 2.06, neither the Trustee nor the Securities Administrator shall be responsible for the legality or validity of this Agreement, any Custodial Agreement or any document or instrument relating to this Agreement, the validity of the execution of this Agreement or of any supplement hereto or instrument of further assurance, or the validity, priority, perfection or sufficiency of the security for the Certificates issued hereunder or intended to be issued hereunder. Neither the Trustee nor the Securities Administrator shall at any time have any responsibility or liability for or with respect to the legality, validity and enforceability of any Mortgage or any Mortgage Loan, or the perfection and priority of any Mortgage or the maintenance of any such perfection and priority, or for or with respect to the sufficiency of the Trust Fund or its ability to generate the payments to be distributed to Certificateholders, under this Agreement. The Trustee shall not be responsible for filing any financing or continuation statement in any public office at any time or to otherwise perfect or maintain the perfection of any security interest or lien granted to the Trustee hereunder or to record this Agreement.
 
Section 10.04  Trustee and Securities Administrator May Own Certificates. 
 
Each of the Trustee and the Securities Administrator in its individual capacity or in any capacity other than as Trustee or the Securities Administrator hereunder may become the owner or pledgee of any Certificates with the same rights it would have if it were not the Trustee or the Securities Administrator, as applicable, and may otherwise deal with the parties hereto.
 
Section 10.05  Trustee’s and Securities Administrator’s Fees and Expenses. 
 
The fees and expenses of the Trustee and the Securities Administrator shall be paid in accordance with a side letter agreement with the Master Servicer and at the expense of the Master Servicer. In addition, the Securities Administrator shall be entitled to any investment income on amounts on deposit in the Master Servicer Collection Account and the Distribution Account. In addition, the Trustee and the Securities Administrator will be entitled to recover from the Master Servicer Collection Account pursuant to Section 5.07 all reasonable out-of-pocket expenses, disbursements and advances and the expenses of the Trustee and the Securities Administrator, respectively, in connection with any Event of Default, any breach of this Agreement or any claim or legal action (including any pending or threatened claim or legal action) incurred or made by the Trustee or the Securities Administrator, respectively, in the administration of the trusts hereunder (including the reasonable compensation, expenses and disbursements of its counsel) except any such expense, disbursement or advance as may arise from its negligence or intentional misconduct or which is the responsibility of the Certificateholders hereunder. If funds in the Master Servicer Collection Account are insufficient therefor, the Trustee and the Securities Administrator shall recover such expenses, disbursements or advances from EMC and EMC hereby agrees to pay such expenses, disbursements or advances upon demand. Such compensation and reimbursement obligation shall not be limited by any provision of law in regard to the compensation of a trustee of an express trust.
 
Section 10.06  Eligibility Requirements for Trustee and Securities Administrator. 
 
The Trustee and any successor Trustee and the Securities Administrator and any successor Securities Administrator shall during the entire duration of this Agreement be a state bank or trust company or a national banking association organized and doing business under the laws of a state or the United States of America, authorized under such laws to exercise corporate trust powers, having a combined capital and surplus and undivided profits of at least $50,000,000, subject to supervision or examination by federal or state authority and rated “BBB” or higher by Fitch with respect to their long-term rating and rated “BBB” or higher by S&P and “Baa2” or higher by Moody’s with respect to any outstanding long-term unsecured unsubordinated debt, and, in the case of a successor Trustee or successor Securities Administrator other than pursuant to Section 10.10, rated in one of the two highest long-term debt categories by each Rating Agency (at least “AA-” in the case of S&P) or otherwise acceptable to, each of the Rating Agencies and have a short-term debt rating of at least “A-1” from S&P, or otherwise acceptable to, S&P. The Trustee shall not be an Affiliate of the Master Servicer. If the Trustee publishes reports of condition at least annually, pursuant to law or to the requirements of the aforesaid supervising or examining authority, then for the purposes of this Section 10.06 the combined capital and surplus of such corporation shall be deemed to be its total equity capital (combined capital and surplus) as set forth in its most recent report of condition so published. In case at any time the Trustee or the Securities Administrator, as applicable, shall cease to be eligible in accordance with the provisions of this Section 10.06, the Trustee or the Securities Administrator shall resign immediately in the manner and with the effect specified in Section 10.08.
 
Section 10.07  Insurance. 
 
The Trustee and the Securities Administrator, at their own expense, shall at all times maintain and keep in full force and effect: (i) fidelity insurance, (ii) theft of documents insurance and (iii) forgery insurance (which may be collectively satisfied by a “Financial Institution Bond” and/or a “Bankers’ Blanket Bond”) or (B) in the case of the Securities Administrator, self insure if LaSalle Bank National Association maintains with any Rating Agency the equivalent of a long term unsecured debt rating of “A”. All such insurance shall be in amounts, with standard coverage and subject to deductibles, as are customary for insurance typically maintained by banks or their affiliates which act as custodians for investor-owned mortgage pools. A certificate of an officer of the Trustee or the Securities Administrator as to the Trustee’s or the Securities Administrator’s, respectively, compliance with this Section 10.07 shall be furnished to any Certificateholder upon reasonable written request.
 
Section 10.08  Resignation and Removal of Trustee and Securities Administrator. 
 
The Trustee and the Securities Administrator may at any time resign (including, in the case of the Securities Administrator, in connection with the resignation or termination of the Master Servicer) and be discharged from the Trust hereby created by giving written notice thereof to the Depositor, the Swap Provider, the Sponsor, the Securities Administrator (or the Trustee, if the Securities Administrator resigns) and the Master Servicer, with a copy to each Rating Agency. Upon receiving such notice of resignation, the Depositor shall promptly appoint a successor trustee or successor securities administrator, as applicable, (and in the case of the Securities Administrator’s removal, the Trustee may appoint a successor securities administrator) by written instrument, in triplicate, one copy of which instrument shall be delivered to each of the resigning trustee or securities administrator, as applicable, and the successor trustee or securities administrator, as applicable. If no successor trustee or successor securities administrator shall have been so appointed and have accepted appointment within 30 days after the giving of such notice of resignation, the resigning Trustee or Securities Administrator may petition any court of competent jurisdiction for the appointment of a successor trustee or securities administrator.
 
If at any time (i) the Trustee or the Securities Administrator shall cease to be eligible in accordance with the provisions of Section 10.06 hereof and shall fail to resign after written request thereto by the Depositor, (ii) the Trustee or the Securities Administrator shall become incapable of acting, or shall be adjudged as bankrupt or insolvent, or a receiver of the Trustee or the Securities Administrator or of its property shall be appointed, or any public officer shall take charge or control of the Trustee or the Securities Administrator or of its property or affairs for the purpose of rehabilitation, conservation or liquidation, or (iii)(A) a tax is imposed with respect to the Trust Fund by any state in which the Trustee or the Securities Administrator or the Trust Fund is located, (B) the imposition of such tax would be avoided by the appointment of a different trustee or securities administrator and (C) the Trustee or the Securities Administrator, as applicable, fails to indemnify the Trust Fund against such tax, then the Depositor or the Master Servicer may remove the Trustee or the Securities Administrator , as applicable, (and in the case of the Securities Administrator’s ineligibility, the Trustee may appoint a successor securities administrator) and appoint a successor trustee or successor securities administrator, as applicable, by written instrument, in multiple copies, a copy of which instrument shall be delivered to the Trustee, the Securities Administrator, the Master Servicer and the successor trustee or successor securities administrator, as applicable.
 
The Holders evidencing at least 51% of the Voting Rights of each Class of Certificates may at any time remove the Trustee or Securities Administrator and appoint a successor trustee or securities administrator by written instrument or instruments, in multiple copies, signed by such Holders or their attorneys-in-fact duly authorized, one complete set of which instruments shall be delivered by the successor trustee or successor securities administrator to each of the Master Servicer, the Trustee or Securities Administrator so removed and the successor trustee or securities administrator so appointed. Notice of any removal of the Trustee or Securities Administrator shall be given to each Rating Agency by the related successor.
 
Any resignation or removal of the Trustee or the Securities Administrator and appointment of a successor trustee or securities administrator pursuant to any of the provisions of this Section 10.08 shall become effective upon acceptance of appointment by the successor trustee or securities administrator as provided in Section 10.09 hereof and upon acceptance of appointment by a successor derivative administrator under the Derivative Administration Agreement.
 
Section 10.09  Successor Trustee or Securities Administrator. 
 
Any successor trustee or securities administrator appointed as provided in Section 10.08 hereof shall execute, acknowledge and deliver to the Depositor, to its predecessor trustee or predecessor securities administrator, as applicable, and the Master Servicer an instrument accepting such appointment hereunder and thereupon the resignation or removal of the predecessor trustee or securities administrator shall become effective and such successor trustee or securities administrator without any further act, deed or conveyance, shall become fully vested with all the rights, powers, duties and obligations of its predecessor hereunder, with the like effect as if originally named as trustee or securities administrator herein.
 
No successor trustee or securities administrator shall accept appointment as provided in this Section 10.09 unless at the time of such acceptance such successor trustee or securities administrator shall be eligible under the provisions of Section 10.07 hereof and its appointment shall not adversely affect the then current rating of the Certificates.
 
Upon acceptance of appointment by a successor trustee or securities administrator as provided in this Section 10.09, the successor trustee or securities administrator shall mail notice of the succession of such trustee or securities administrator hereunder to all Holders of Certificates. If the successor trustee or securities administrator fails to mail such notice within ten days after acceptance of appointment, the Depositor shall cause such notice to be mailed at the expense of the Trust Fund.
 
Section 10.10  Merger or Consolidation of Trustee or Securities Administrator. 
 
Any corporation, state bank or national banking association into which the Trustee or the Securities Administrator may be merged or converted or with which it may be consolidated or any corporation, state bank or national banking association resulting from any merger, conversion or consolidation to which the Trustee or the Securities Administrator shall be a party, or any corporation, state bank or national banking association succeeding to substantially all of the corporate trust business of the Trustee or of the business of the Securities Administrator, shall be the successor of the Trustee or the Securities Administrator hereunder, provided that such corporation shall be eligible under the provisions of Section 10.06 hereof without the execution or filing of any paper or further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding.
 
Section 10.11  Appointment of Co-Trustee or Separate Trustee. 
 
Notwithstanding any other provisions of this Agreement, at any time, for the purpose of meeting any legal requirements of any jurisdiction in which any part of the Trust Fund or property securing any Mortgage Note may at the time be located, the Master Servicer and the Trustee acting jointly shall have the power and shall execute and deliver all instruments to appoint one or more Persons approved by the Trustee to act as co-trustee or co-trustees jointly with the Trustee, or separate trustee or separate trustees, of all or any part of the Trust Fund, and to vest in such Person or Persons, in such capacity and for the benefit of the Certificateholders, such title to the Trust Fund or any part thereof, whichever is applicable, and, subject to the other provisions of this Section 10.11, such powers, duties, obligations, rights and trusts as the Master Servicer and the Trustee may consider necessary or desirable. If the Master Servicer shall not have joined in such appointment within 15 days after the receipt by it of a request to do so, or in the case an Event of Default shall have occurred and be continuing, the Trustee alone shall have the power to make such appointment. No co-trustee or separate trustee hereunder shall be required to meet the terms of eligibility as a successor trustee under Section 10.06 and no notice to Certificateholders of the appointment of any co-trustee or separate trustee shall be required under Section 10.09.
 
Every separate trustee and co-trustee shall, to the extent permitted by law, be appointed and act subject to the following provisions and conditions:
 
(i)  All rights, powers, duties and obligations conferred or imposed upon the Trustee, except for the obligation of the Trustee under this Agreement to advance funds on behalf of the Master Servicer, shall be conferred or imposed upon and exercised or performed by the Trustee and such separate trustee or co-trustee jointly (it being understood that such separate trustee or co-trustee is not authorized to act separately without the Trustee joining in such act), except to the extent that under any law of any jurisdiction in which any particular act or acts are to be performed (whether a Trustee hereunder or as a Successor Master Servicer hereunder), the Trustee shall be incompetent or unqualified to perform such act or acts, in which event such rights, powers, duties and obligations (including the holding of title to the Trust Fund or any portion thereof in any such jurisdiction) shall be exercised and performed singly by such separate trustee or co-trustee, but solely at the direction of the Trustee;
 
(ii)  No trustee hereunder shall be held personally liable by reason of any act or omission of any other trustee hereunder; and
 
(iii)  The Trustee may at any time accept the resignation of or remove any separate trustee or co-trustee.
 
Any notice, request or other writing given to the Trustee shall be deemed to have been given to each of the then separate trustees and co-trustees, as effectively as if given to each of them. Every instrument appointing any separate trustee or co-trustee shall refer to this Agreement and the conditions of this Article X. Each separate trustee and co-trustee, upon its acceptance of the trusts conferred, shall be vested with the estates or property specified in its instrument of appointment, either jointly with the Trustee or separately, as may be provided therein, subject to all the provisions of this Agreement, specifically including every provision of this Agreement relating to the conduct of, affecting the liability of, or affording protection to, the Trustee. Every such instrument shall be filed with the Trustee and a copy thereof given to the Master Servicer and the Depositor.
 
Any separate trustee or co-trustee may, at any time, constitute the Trustee its agent or attorney-in-fact, with full power and authority, to the extent not prohibited by law, to do any lawful act under or in respect of this Agreement on its behalf and in its name. If any separate trustee or co- trustee shall die, become incapable of acting, resign or be removed, all of its estates, properties, rights, remedies and trusts shall vest in and be exercised by the Trustee, to the extent permitted by law, without the appointment of a new or successor trustee.
 
Section 10.12  Tax Matters. 
 
It is intended that the Trust Fund shall constitute, and that the affairs of the Trust Fund shall be conducted so that each REMIC formed hereunder qualifies as, a “real estate mortgage investment conduit” as defined in and in accordance with the REMIC Provisions. In furtherance of such intention, the Securities Administrator covenants and agrees that it shall act as agent (and the Securities Administrator is hereby appointed to act as agent) on behalf of the Trust Fund. The Securities Administrator, as agent on behalf of the Trust Fund, shall do or refrain from doing, as applicable, the following: (a) the Securities Administrator shall prepare and file, or cause to be prepared and filed, in a timely manner, U.S. Real Estate Mortgage Investment Conduit Income Tax Returns (Form 1066 or any successor form adopted by the Internal Revenue Service) and prepare and file or cause to be prepared and filed with the Internal Revenue Service and applicable state or local tax authorities income tax or information returns for each taxable year with respect to each such REMIC containing such information and at the times and in the manner as may be required by the Code or state or local tax laws, regulations, or rules, and furnish or cause to be furnished to Certificateholders the schedules, statements or information at such times and in such manner as may be required thereby; (b) the Securities Administrator shall apply for an employer identification number with the Internal Revenue Service via a Form SS-4 or other comparable method for each REMIC that is or becomes a taxable entity, and within thirty days of the Closing Date, furnish or cause to be furnished to the Internal Revenue Service, on Forms 8811 or as otherwise may be required by the Code, the name, title, address, and telephone number of the Person that the Holders of the Certificates may contact for tax information relating thereto, together with such additional information as may be required by such Form, and update such information at the time or times in the manner required by the Code for the Trust Fund; (c) the Securities Administrator on behalf of the Trustee shall make, or cause to be made elections, on behalf of each REMIC formed hereunder to be treated as a REMIC on the federal tax return of such REMIC for its first taxable year (and, if necessary, under applicable state law); (d) the Securities Administrator shall prepare and forward, or cause to be prepared and forwarded, to the Certificateholders and to the Internal Revenue Service and, if necessary, state tax authorities, all information returns and reports as and when required to be provided to them in accordance with the REMIC Provisions, including without limitation, the calculation of any original issue discount using the Prepayment Assumption; (e) the Securities Administrator shall provide information necessary for the computation of tax imposed on the transfer of a Residual Certificate to a Person that is not a Permitted Transferee, or an agent (including a broker, nominee or other middleman) of a Person that is not a Permitted Transferee, or a pass-through entity in which a Person that is not a Permitted Transferee is the record Holder of an interest (the reasonable cost of computing and furnishing such information may be charged to the Person liable for such tax); (f) each of the Securities Administrator and the Trustee shall, to the extent under its control, conduct the affairs of the Trust Fund at all times that any Certificates are outstanding so as to maintain the status of each REMIC formed hereunder as a REMIC under the REMIC Provisions; (g) neither the Trustee nor the Securities Administrator shall knowingly or intentionally take any action or omit to take any action that would cause the termination of the REMIC status of any REMIC formed hereunder; (h) the Securities Administrator shall pay, from the sources specified in the penultimate paragraph of this Section 10.12, the amount of any federal, state and local taxes, including prohibited transaction taxes as described below, imposed on any REMIC formed hereunder prior to the termination of the Trust Fund when and as the same shall be due and payable (but such obligation shall not prevent the Securities Administrator or any other appropriate Person from contesting any such tax in appropriate proceedings and shall not prevent the Securities Administrator from withholding payment of such tax, if permitted by law, pending the outcome of such proceedings); (i) the Trustee shall sign or cause to be signed federal, state or local income tax or information returns or any other document prepared by the Securities Administrator pursuant to this Section 10.12 requiring a signature thereon by the Trustee; (j) the Securities Administrator shall maintain records relating to each REMIC formed hereunder including but not limited to the income, expenses, assets and liabilities of each such REMIC and adjusted basis of the Trust Fund property determined at such intervals as may be required by the Code, as may be necessary to prepare the foregoing returns, schedules, statements or information; (k) the Securities Administrator shall, for federal income tax purposes, maintain books and records with respect to the REMICs on a calendar year and on an accrual basis; (l) none of the Trustee, the Master Servicer or the Securities Administrator shall enter into any arrangement not otherwise provided for in this Agreement by which the REMICs will receive a fee or other compensation for services nor permit the REMICs to receive any income from assets other than “qualified mortgages” as defined in Section 860G(a)(3) of the Code or “permitted investments” as defined in Section 860G(a)(5) of the Code; and (l) as and when necessary and appropriate, the Securities Administrator, at the expense of the Trust Fund, shall represent the Trust Fund in any administrative or judicial proceedings relating to an examination or audit by any governmental taxing authority, request an administrative adjustment as to any taxable year of any REMIC formed hereunder, enter into settlement agreements with any governmental taxing agency, extend any statute of limitations relating to any tax item of the Trust Fund, and otherwise act on behalf of each REMIC formed hereunder in relation to any tax matter involving any such REMIC.
 
In order to enable each of the Trustee and the Securities Administrator to perform its duties as set forth herein, the Depositor shall provide, or cause to be provided, to the Trustee or the Securities Administrator within 10 days after the Closing Date all information or data that the Trustee or the Securities Administrator requests in writing and determines to be relevant for tax purposes to the valuations and offering prices of the Certificates, including, without limitation, the price, yield, prepayment assumption and projected cash flows of the Certificates and the Mortgage Loans. Thereafter, the Depositor shall provide to the Trustee or the Securities Administrator promptly upon written request therefor, any such additional information or data that the Trustee or the Securities Administrator may, from time to time, request in order to enable the Trustee or the Securities Administrator to perform its duties as set forth herein. The Depositor hereby indemnifies each of the Trustee and the Securities Administrator for any losses, liabilities, damages, claims or expenses of the Trustee or the Securities Administrator arising from any errors or miscalculations of the Trustee or the Securities Administrator that result from any failure of the Depositor to provide, or to cause to be provided, accurate information or data to the Trustee or the Securities Administrator, as applicable, on a timely basis.
 
In the event that any tax is imposed on “prohibited transactions” of any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI as defined in Section 860F(a)(2) of the Code, on the “net income from foreclosure property” of the Trust Fund as defined in Section 860G(c) of the Code, on any contribution to any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI after the Startup Day pursuant to Section 860G(d) of the Code, or any other tax is imposed, including, without limitation, any federal, state or local tax or minimum tax imposed upon any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI, and is not paid as otherwise provided for herein, such tax shall be paid by (i) the Master Servicer or the Securities Administrator, if any such tax arises out of or results from a breach by the Master Servicer or the Securities Administrator of any of its obligations under this Agreement, provided, however, in no event shall the Master Servicer or the Securities Administrator have any liability (1) for any action or omission that is taken in accordance with and compliance with the express terms of, or which is expressly permitted by the terms of, this Agreement, (2) for any losses other than those arising out of a negligent performance by the Master Servicer or the Securities Administrator of its duties and obligations set forth herein, or (3) for any special or consequential damages to Certificateholders (in addition to payment of principal and interest on the Certificates), (ii) any party hereto (other than the Master Servicer or the Securities Administrator) to the extent any such tax arises out of or results from a breach by such other party of any of its obligations under this Agreement or (iii) in all other cases, or in the event that any liable party hereto fails to honor its obligations under the preceding clauses (i) or (ii), any such tax will be paid first with amounts otherwise to be distributed to the Class R Certificateholders, and second with amounts otherwise to be distributed to all the Holders of the following Certificates in the following order of priority: first, to the Class M-10 Certificates, second, to the Class M-9 Certificates, third, to the Class M-8 Certificates, fourth, to the Class M-7 Certificates, fifth, to the Class M-6 Certificates, sixth, to the Class M-5 Certificates, seventh, to the Class M-4 Certificates, eighth, to the Class M-3 Certificates, ninth, to the Class M-2 Certificates, tenth, to the Class M-1 Certificates, and eleventh, to the Class A Certificates (pro rata based on the amounts to be distributed). Notwithstanding anything to the contrary contained herein, to the extent that such tax is payable by the Holder of any Certificates, the Securities Administrator is hereby authorized to retain on any Distribution Date, from the Holders of the Class R Certificates (and, if necessary, second, from the Holders of the other Certificates in the priority specified in the preceding sentence), funds otherwise distributable to such Holders in an amount sufficient to pay such tax. The Securities Administrator shall promptly notify in writing the party liable for any such tax of the amount thereof and the due date for the payment thereof.
 
The Trustee, the Master Servicer and the Securities Administrator each agree that, in the event it should obtain any information necessary for the other party to perform its obligations pursuant to this Section 10.12, it will promptly notify and provide such information to such other party.
 
 

 
ARTICLE XI

TERMINATION
 
Section 11.01  Termination upon Liquidation or Repurchase of all Mortgage Loans. 
 
Subject to Section 11.03, the obligations and responsibilities of the Depositor, the Master Servicer, the Securities Administrator and the Trustee created hereby with respect to the Trust Fund shall terminate upon the earlier of (a) the exercise of the Majority Class CE Certificateholder (or its designee) or the Master Servicer, as applicable, of its right to repurchase all of the Mortgage Loans (and REO Properties) remaining in the Trust Fund at a price (the “Mortgage Loan Purchase Price”) equal to the sum of (i) 100% of the Stated Principal Balance of each Mortgage Loan (other than in respect of REO Property), (ii) accrued interest thereon at the applicable Mortgage Rate to, but not including, the first day of the month of such purchase, (iii) the appraised value of any REO Property in the Trust Fund (up to the Stated Principal Balance of the related Mortgage Loan), such appraisal to be conducted by an appraiser mutually agreed upon by the related servicer and the Trustee, and (iv) unreimbursed out-of pocket costs of the Company, the Servicers or the Master Servicer, including unreimbursed servicing advances and the principal portion of any unreimbursed Advances, made on the Mortgage Loans prior to the exercise of such repurchase right, (v) any unreimbursed costs and expenses of the Trustee and the Securities Administrator payable pursuant to Section 10.05, (vi) any Swap Termination Payment (which shall include any Net Swap Payment payable to the Trust Fund) payable to the Swap Provider which remains unpaid or which is due to the exercise of such option (the “Swap Optional Termination Payment”) and (b) the later of (i) the maturity or other liquidation (or any Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and the disposition of all REO Property and (ii) the distribution to Certificateholders of all amounts required to be distributed to them pursuant to this Agreement, as applicable. In no event shall the trusts created hereby continue beyond the earlier of (i) the expiration of 21 years from the death of the last survivor of the descendants of Joseph P. Kennedy, the late Ambassador of the United States to the Court of St. James, living on the date hereof and (ii) the Latest Possible Maturity Date.
 
The right to repurchase all Mortgage Loans and REO Properties by the Majority Class CE Certificateholder pursuant to clause (a) in the preceding paragraph shall be conditioned upon the Stated Principal Balance of all of the Mortgage Loans in the Trust Fund, at the time of any such repurchase, aggregating 10% or less of the aggregate Cut-off Date Principal Balance of all of the Mortgage Loans. If the Majority Class CE Certificateholder does not exercise this option, the Master Servicer has the right to repurchase all Mortgage Loans and REO Properties pursuant to clause (a) in the preceding paragraph, conditioned upon the Stated Principal Balance of all of the Mortgage Loans in the Trust Fund, at the time of any such repurchase, aggregating 5% or less of the aggregate Cut-off Date Principal Balance of all of the Mortgage Loans.
 
Only an amount equal to the Mortgage Loan Purchase Price less any Swap Optional Termination Payment (the “REMIC Termination Payment”) shall be made available for distribution to the Regular Certificates. The Swap Optional Termination Payment shall be withdrawn by the Securities Administrator from the Distribution Account and remitted to the Supplemental Interest Trust to be paid in accordance with Section 3.21(c). The Swap Optional Termination Payment shall not be part of any REMIC and shall not be paid into any account which is part of any REMIC.
 
Section 11.02  Final Distribution on the Certificates. 
 
If on any Determination Date, (i) the Master Servicer determines that there are no Outstanding Mortgage Loans and no other funds or assets in the Trust Fund other than the funds in the Master Servicer Collection Account, the Master Servicer shall direct the Securities Administrator to send a final distribution notice promptly to each Certificateholder or (ii) the Securities Administrator determines that a Class of Certificates shall be retired after a final distribution on such Class, the Securities Administrator shall notify the Certificateholders within five (5) Business Days after such Determination Date that the final distribution in retirement of such Class of Certificates is scheduled to be made on the immediately following Distribution Date. Any final distribution made pursuant to the immediately preceding sentence will be made only upon presentation and surrender of the related Certificates at the Corporate Trust Office of the Securities Administrator. If the Majority Class CE Certificateholder or the Master Servicer, as applicable, elects to terminate the Trust Fund pursuant to Section 11.01, at least 20 days prior to the date notice is to be mailed to the Certificateholders, the Majority Class CE Certificateholder or the Master Servicer, as applicable, shall notify the Depositor, the Securities Administrator and the Trustee of the date the Majority Class CE Certificateholder or the Master Servicer, as applicable, intends to terminate the Trust Fund. The Master Servicer shall remit the Mortgage Loan Purchase Price to the Securities Administrator on the Business Day prior to the Distribution Date for such Optional Termination by the Majority Class CE Certificateholder or the Master Servicer, as applicable.
 
Notice of any termination of the Trust Fund, specifying the Distribution Date on which Certificateholders may surrender their Certificates for payment of the final distribution and cancellation, shall be given promptly by the Securities Administrator by letter to Certificateholders mailed not later than two Business Days after the Determination Date in the month of such final distribution. Any such notice shall specify (a) the Distribution Date upon which final distribution on the Certificates will be made upon presentation and surrender of Certificates at the office therein designated, (b) the amount of such final distribution, (c) the location of the office or agency at which such presentation and surrender must be made and (d) that the Record Date otherwise applicable to such Distribution Date is not applicable, distributions being made only upon presentation and surrender of the Certificates at the office therein specified. The Securities Administrator will give such notice to each Rating Agency at the time such notice is given to Certificateholders.
 
In the event such notice is given, the Master Servicer shall cause all funds in the Master Servicer Collection Account to be remitted to the Securities Administrator for deposit in the Distribution Account on the Business Day prior to the applicable Distribution Date in an amount equal to the final distribution in respect of the Certificates. Upon such final deposit with respect to the Trust Fund and the receipt by the Custodian of a Request for Release therefor, the Custodian shall promptly release to the Master Servicer, as applicable the Mortgage Files for the Mortgage Loans and the Trustee shall execute and deliver any documents prepared and delivered to it which are necessary to transfer any REO Property.
 
Upon presentation and surrender of the Certificates, the Securities Administrator shall cause to be distributed to Certificateholders of each Class the amounts allocable to such Certificates held in the Distribution Account in the order and priority set forth in Section 6.04 hereof on the final Distribution Date and in proportion to their respective Percentage Interests.
 
In the event that any affected Certificateholders shall not surrender Certificates for cancellation within six months after the date specified in the above mentioned written notice, the Securities Administrator shall give a second written notice to the remaining Certificateholders to surrender their Certificates for cancellation and receive the final distribution with respect thereto. If within six months after the second notice all the applicable Certificates shall not have been surrendered for cancellation, the Securities Administrator may take appropriate steps, or may appoint an agent to take appropriate steps, to contact the remaining Certificateholders concerning surrender of their Certificates, and the cost thereof shall be paid out of the funds and other assets that remain a part of the Trust Fund. If within one year after the second notice all Certificates shall not have been surrendered for cancellation, the Class R Certificateholders shall be entitled to all unclaimed funds and other assets of the Trust Fund that remain subject hereto.
 
Section 11.03  Additional Termination Requirements. 
 
(a)  Upon exercise by the Majority Class CE Certificateholder or the Master Servicer, as applicable, of its purchase option as provided in Section 11.01, the Trust Fund shall be terminated in accordance with the following additional requirements, unless the Trustee and the Securities Administrator have been supplied with an Opinion of Counsel addressed to the Trustee and the Securities Administrator at the expense of the Majority Class CE Certificateholder or the Master Servicer, as applicable, to the effect that the failure of the Trust Fund to comply with the requirements of this Section 11.03 will not (i) result in the imposition of taxes on “prohibited transactions” of a REMIC, or (ii) cause a REMIC to fail to qualify as a REMIC at any time that any Certificates are outstanding:
 
(1)  The Majority Class CE Certificateholder or the Master Servicer, as applicable, shall establish a 90-day liquidation period and notify the Securities Administrator thereof, and the Securities Administrator shall in turn specify the first day of such period in a statement attached to the tax return for each of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V and REMIC VI pursuant to Treasury Regulation Section 1.860F-1. The Majority Class CE Certificateholder or the Master Servicer, as applicable, shall satisfy all the requirements of a qualified liquidation under Section 860F of the Code and any regulations thereunder, as evidenced by an Opinion of Counsel addressed to the Securities Administrator and the Trustee obtained at the expense of the Majority Class CE Certificateholder or the Master Servicer, as applicable;
 
(2)  During such 90-day liquidation period, and at or prior to the time of making the final payment on the Certificates, the Securities Administrator on behalf of the Trustee, shall sell all of the assets of REMIC I for cash; and
 
(3)  At the time of the making of the final payment on the Certificates, the Securities Administrator shall distribute or credit, or cause to be distributed or credited, to the Holders of the Residual Certificates all cash on hand (other than cash retained to meet claims), and REMIC I shall terminate at that time.
 
(b)  By their acceptance of the Certificates, the Holders thereof hereby authorize the adoption of a 90-day liquidation period and the adoption of a plan of complete liquidation for REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V and REMIC VI, which authorization shall be binding upon all successor Certificateholders.
 
(c)  The Securities Administrator as agent for each REMIC hereby agrees to adopt and sign such a plan of complete liquidation meeting the requirements for a qualified liquidation under Section 860F of the Code and any regulations thereunder upon the written request of the Majority Class CE Certificateholder or the Master Servicer, as applicable, and the receipt of the Opinion of Counsel referred to in Section 11.03(a)(1) and to take such other action in connection therewith as may be reasonably requested by the Majority Class CE Certificateholder or the Master Servicer, as applicable.
 
 

 
ARTICLE XII

MISCELLANEOUS PROVISIONS
 
Section 12.01  Amendment. 
 
This Agreement may be amended from time to time by parties hereto without the consent of any of the Certificateholders to cure any ambiguity, to correct or supplement any provisions herein (including to give effect to the expectations of investors), to change the manner in which the Master Servicer Collection Account maintained by the Master Servicer or the Protected Account maintained by the Company is maintained or to make such other provisions with respect to matters or questions arising under this Agreement as shall not be inconsistent with any other provisions herein if such action shall not, as evidenced by an Opinion of Counsel addressed to the Trustee (which opinion shall be an expense of the party requesting such opinion but in any case shall not be an expense of the Trustee), adversely affect in any material respect the interests of any Certificateholder; provided that any such amendment shall be deemed not to adversely affect in any material respect the interests of the Certificateholders and no such Opinion of Counsel shall be required if the Person requesting such amendment obtains a letter from each Rating Agency stating that such amendment would not result in the downgrading or withdrawal of the respective ratings then assigned to the Certificates.
 
Notwithstanding the foregoing, without the consent of the Certificateholders, the parties hereto may at any time and from time to time amend this Agreement to modify, eliminate or add to any of its provisions to such extent as shall be necessary or appropriate to maintain the qualification of any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI as a REMIC under the Code or to avoid or minimize the risk of the imposition of any tax on any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI pursuant to the Code that would be a claim against any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI at any time prior to the final redemption of the Certificates, provided that the Trustee and the Securities Administrator have been provided an Opinion of Counsel addressed to the Trustee and the Securities Administrator, which opinion shall be an expense of the party requesting such opinion but in any case shall not be an expense of the Trustee, the Securities Administrator or the Trust Fund, to the effect that such action is necessary or appropriate to maintain such qualification or to avoid or minimize the risk of the imposition of such a tax.
 
This Agreement may also be amended from time to time by the parties hereto with the consent of the Holders of each Class of Certificates affected thereby evidencing over 50% of the Voting Rights of such Class or Classes for the purpose of adding any provisions to or changing in any manner or eliminating any of the provisions of this Agreement or of modifying in any manner the rights of the Holders of Certificates; provided that no such amendment shall (i) reduce in any manner the amount of, or delay the timing of, payments required to be distributed on any Certificate without the consent of the Holder of such Certificate, (ii) cause any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to cease to qualify as a REMIC or (iii) reduce the aforesaid percentages of Certificates of each Class the Holders of which are required to consent to any such amendment without the consent of the Holders of all Certificates of such Class then outstanding.
 
Notwithstanding any contrary provision of this Agreement, the Trustee shall not consent to any amendment to this Agreement unless it shall have first received an Opinion of Counsel addressed to the Trustee and the Securities Administrator, which opinion shall be an expense of the party requesting such amendment but in any case shall not be an expense of the Trustee or the Securities Administrator, to the effect that such amendment will not (other than an amendment pursuant to clause (ii) of, and in accordance with, the preceding paragraph) cause the imposition of any tax on any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI or the Certificateholders or cause any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to cease to qualify as a REMIC at any time that any Certificates are outstanding. Further, nothing in this Agreement shall require the Trustee to enter into an amendment without receiving an Opinion of Counsel, satisfactory to the Trustee that (i) such amendment is permitted and is not prohibited by this Agreement and that all requirements for amending this Agreement (including any consent of the applicable Certificateholders) have been complied with.
 
Notwithstanding any of the other provisions of this Section 12.01, none of the Depositor, the Master Servicer, the Company, the Securities Administrator or the Trustee shall enter into any amendment to Section 3.21 or Section 6.04(a)(3)(F) of this Agreement without the prior written consent of the Swap Provider, which consent shall not be unreasonably withheld, and shall not enter into an amendment that has a materially adverse effect on the Swap Provider without the Swap Provider’s consent, which consent shall not be unreasonably withheld.
 
Promptly after the execution of any amendment to this Agreement requiring the consent of Certificateholders, the Securities Administrator shall furnish written notification of the substance of such amendment to each Certificateholder, the Swap Provider, the Yield Maintenance Agreement Provider and each Rating Agency.
 
It shall not be necessary for the consent of Certificateholders under this Section to approve the particular form of any proposed amendment, but it shall be sufficient if such consent shall approve the substance thereof. The manner of obtaining such consents and of evidencing the authorization of the execution thereof by Certificateholders shall be subject to such reasonable regulations as the Securities Administrator may prescribe.
 
Section 12.02  Recordation of Agreement; Counterparts. 
 
To the extent permitted by applicable law, this Agreement is subject to recordation in all appropriate public offices for real property records in all of the counties or other comparable jurisdictions in which any or all of the Mortgaged Properties are situated, and in any other appropriate public recording office or elsewhere. The Master Servicer shall effect such recordation at the Trust’s expense upon the request in writing of a Certificateholder, but only if such direction is accompanied by an Opinion of Counsel (provided at the expense of the Certificateholder requesting recordation) to the effect that such recordation would materially and beneficially affect the interests of the Certificateholders or is required by law.
 
For the purpose of facilitating the recordation of this Agreement as herein provided and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall constitute but one and the same instrument.
 
Section 12.03  Governing Law. 
 
THIS AGREEMENT SHALL BE CONSTRUED IN ACCORDANCE WITH AND GOVERNED BY THE SUBSTANTIVE LAWS OF THE STATE OF NEW YORK APPLICABLE TO AGREEMENTS MADE AND TO BE PERFORMED IN THE STATE OF NEW YORK AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HERETO AND THE CERTIFICATEHOLDERS SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS WITHOUT REGARD TO THE CONFLICTS OF LAWS PRINCIPLES THEREOF (OTHER THAN SECTION 5-1401 OF THE GENERAL OBLIGATIONS LAWS).
 
Section 12.04  Intention of Parties. 
 
It is the express intent of the parties hereto that the conveyance of the Mortgage Notes, Mortgages, assignments of Mortgages, title insurance policies and any modifications, extensions and/or assumption agreements and private mortgage insurance policies relating to the Mortgage Loans by the Sellers to the Depositor, and by the Depositor to the Trustee be, and be construed as, an absolute sale thereof to the Depositor or the Trustee, as applicable. It is, further, not the intention of the parties that such conveyance be deemed a pledge thereof by the Seller to the Depositor, or by the Depositor to the Trustee. However, in the event that, notwithstanding the intent of the parties, such assets are held to be the property of the Sellers or the Depositor, as applicable, or if for any other reason the Mortgage Loan Purchase Agreement or this Agreement is held or deemed to create a security interest in such assets, then (i) the Mortgage Loan Purchase Agreement and this Agreement shall each be deemed to be a security agreement within the meaning of the Uniform Commercial Code of the State of New York and (ii) the conveyance provided for in the Mortgage Loan Purchase Agreement from the Sellers to the Depositor, and the conveyance provided for in this Agreement from the Depositor to the Trustee, shall be deemed to be an assignment and a grant by the Sellers or the Depositor, as applicable, for the benefit of the Certificateholders of a security interest in all of the assets that constitute the Trust Fund, whether now owned or hereafter acquired.
 
The Depositor for the benefit of the Certificateholders shall, to the extent consistent with this Agreement, take such actions as may be necessary to ensure that, if this Agreement were deemed to create a security interest in the assets of the Trust Fund, such security interest would be deemed to be a perfected security interest of first priority under applicable law and will be maintained as such throughout the term of the Agreement.
 
Section 12.05  Notices. 
 
(a)  The Securities Administrator shall use its best efforts to promptly provide notice to each Rating Agency with respect to each of the following of which a Responsible Officer of the Trustee has actual knowledge:
 
(i)  Any material change or amendment to this Agreement;
 
(ii)  The occurrence of any Event of Default that has not been cured;
 
(iii)  The resignation or termination of the Master Servicer, the Securities Administrator or the Trustee and the appointment of any successor;
 
(iv)  The repurchase or substitution of Mortgage Loans pursuant to Sections 2.02, 2.03, 3.05 and 11.01; and
 
(v)  The final payment to Certificateholders.
 
(b)  All directions, demands and notices hereunder shall be in writing and shall be deemed to have been duly given when delivered at or mailed by registered mail, return receipt requested, postage prepaid, or by recognized overnight courier, or by facsimile transmission to a number provided by the appropriate party if receipt of such transmission is confirmed to (i) in the case of the Depositor, Bear Stearns Asset Backed Securities I LLC, 383 Madison Avenue, New York, New York 10179, Attention: Chief Counsel, and with respect to Regulation AB notifications to the Depositor at regabnotifications@bear.com; (ii) in the case of the Sponsor or the Company, EMC Mortgage Corporation, 909 Hidden Ridge Drive, Irving, Texas 75038, Attention: Ralene Ruyle or such other address as may be hereafter furnished to the other parties hereto by the Master Servicer in writing; (iii) in the case of the Trustee, at each Corporate Trust Office or such other address as the Trustee may hereafter furnish to the other parties hereto, (iv) in the case of the Master Servicer or the Securities Administrator, 135 South LaSalle Street, Suite 1625, Chicago, Illinois 60603, Attention: Global Securities and Trust Services Group-SACO 2006-2 or such other address as may be hereafter furnished to the other parties hereto by the Securities Administrator in writing, (v) in the case of Moody’s Investors Service, Inc., 99 Church Street, New York, New York 10007, Attention: Home Equity Monitoring and (vi) in the case of Standard & Poor’s, 55 Water Street, 41st Floor, New York, New York 10041. Any notice delivered to EMC (on its own behalf as a Sponsor and on behalf of Master Funding), the Master Servicer, the Securities Administrator, or the Trustee under this Agreement shall be effective only upon receipt. Any notice required or permitted to be mailed to a Certificateholder, unless otherwise provided herein, shall be given by first-class mail, postage prepaid, at the address of such Certificateholder as shown in the Certificate Register; any notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Certificateholder receives such notice.
 
Section 12.06  Severability of Provisions. 
 
If any one or more of the covenants, agreements, provisions or terms of this Agreement shall be for any reason whatsoever held invalid, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement or of the Certificates or the rights of the Holders thereof.
 
Section 12.07  Assignment. 
 
Notwithstanding anything to the contrary contained herein, except as provided pursuant to Section 8.02, this Agreement may not be assigned by the Master Servicer, the Sponsor (on its own behalf as a Seller and on behalf of Master Funding) or the Depositor.
 
Section 12.08  Limitation on Rights of Certificateholders. 
 
The death or incapacity of any Certificateholder shall not operate to terminate this Agreement or the Trust Fund, nor entitle such Certificateholder’s legal representative or heirs to claim an accounting or to take any action or commence any proceeding in any court for a petition or winding up of the Trust Fund, or otherwise affect the rights, obligations and liabilities of the parties hereto or any of them.
 
No Certificateholder shall have any right to vote (except as provided herein) or in any manner otherwise control the operation and management of the Trust Fund, or the obligations of the parties hereto, nor shall anything herein set forth or contained in the terms of the Certificates be construed so as to constitute the Certificateholders from time to time as partners or members of an association; nor shall any Certificateholder be under any liability to any third party by reason of any action taken by the parties to this Agreement pursuant to any provision hereof.
 
No Certificateholder shall have any right by virtue or by availing itself of any provisions of this Agreement to institute any suit, action or proceeding in equity or at law upon or under or with respect to this Agreement, unless such Holder previously shall have given to the Securities Administrator a written notice of an Event of Default or a Company Default and of the continuance thereof, as hereinbefore provided, the Holders of Certificates evidencing not less than 25% of the Voting Rights evidenced by the Certificates shall also have made written request to the Securities Administrator to institute such action, suit or proceeding in its own name as Securities Administrator hereunder and shall have offered to the Securities Administrator such reasonable indemnity as it may require against the costs, expenses, and liabilities to be incurred therein or thereby, and the Securities Administrator for 60 days after its receipt of such notice, request and offer of indemnity shall have neglected or refused to institute any such action, suit or proceeding; it being understood and intended, and being expressly covenanted by each Certificateholder with every other Certificateholder and the Securities Administrator, that no one or more Holders of Certificates shall have any right in any manner whatever by virtue or by availing itself or themselves of any provisions of this Agreement to affect, disturb or prejudice the rights of the Holders of any other of the Certificates, or to obtain or seek to obtain priority over or preference to any other such Holder or to enforce any right under this Agreement, except in the manner herein provided and for the common benefit of all Certificateholders. For the protection and enforcement of the provisions of this Section 12.08, each and every Certificateholder or the Securities Administrator shall be entitled to such relief as can be given either at law or in equity.
 
Section 12.09  Inspection and Audit Rights. 
 
The Master Servicer agrees that, on reasonable prior notice, it will permit any representative of the Depositor or the Trustee during the Master Servicer’s normal business hours, to examine all the books of account, records, reports and other papers of the Master Servicer relating to the Mortgage Loans, to make copies and extracts therefrom, to cause such books to be audited by independent certified public accountants selected by the Depositor and the Trustee and to discuss its affairs, finances and accounts relating to such Mortgage Loans with its officers, employees and independent public accountants (and by this provision the Master Servicer hereby authorizes such accountants to discuss with such representative such affairs, finances and accounts), all at such reasonable times and as often as may be reasonably requested. Any out-of-pocket expense incident to the exercise by the Depositor or the Trustee of any right under this Section 12.09 shall be borne by the party requesting such inspection, subject to such party’s right to reimbursement hereunder (in the case of the Trustee, pursuant to Section 10.05 hereof.
 
Section 12.10  Certificates Nonassessable and Fully Paid. 
 
It is the intention of the Depositor that Certificateholders shall not be personally liable for obligations of the Trust Fund, that the interests in the Trust Fund represented by the Certificates shall be nonassessable for any reason whatsoever, and that the Certificates, upon due authentication thereof by the Securities Administrator pursuant to this Agreement, are and shall be deemed fully paid.
 
Section 12.11  Third Party Rights. 
 
The Swap Provider and the Derivative Administrator shall be third-party beneficiaries of this Agreement to the same extent as if they were parties hereto, and shall have the right to enforce the provisions of this Agreement.
 
* * *

 




IN WITNESS WHEREOF, the Depositor, the Company, the Sponsor, the Master Servicer, the Securities Administrator and the Trustee have caused their names to be signed hereto by their respective officers thereunto duly authorized as of the day and year first above written.
 
BEAR STEARNS ASSET BACKED
SECURITIES I LLC,
as Depositor
 
By:  /s/ Baron Silverstein
Name: Baron Silverstein
Title: Vice President
 
EMC MORTGAGE CORPORATION,
as Sponsor and Company
 
By:  /s/ Jenna Kemp
Name:  Jenna Kemp
Title:  Senior Vice President
 
LASALLE BANK NATIONAL ASSOCIATION,
as Master Servicer and Securities Administrator
 
By:  /s/ Susan L. Feld
Name: Susan L. Feld
Title: Assistant Vice President
 
CITIBANK, N.A.,
as Trustee
 
By:  /s/ John Hannon
Name: John Hannon
Title: Assistant Vice President
 




 
On this 30th day of March, 2006, before me, a notary public in and for said State, appeared Baron Silverstein, personally known to me on the basis of satisfactory evidence to be an authorized representative of Bear Stearns Asset Backed Securities I LLC, one of the companies that executed the within instrument, and also known to me to be the person who executed it on behalf of such limited liability company and acknowledged to me that such limited liability company executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
______________________________
Notary Public
[Notarial Seal]
 




STATE OF TEXAS
)
 
 
)
ss.:
COUNTY OF DALLAS
)
 

On this 30th day of March, 2006, before me, a notary public in and for said State, appeared Jenna Kemp, personally known to me on the basis of satisfactory evidence to be an authorized representative of EMC Mortgage Corporation, one of the corporations that executed the within instrument, and also known to me to be the person who executed it on behalf of such corporation and acknowledged to me that such corporation executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
______________________________
Notary Public
[Notarial Seal]
 




STATE OF ILLINOIS
)
 
 
)
ss.:
COUNTY OF COOK
)
 

 
On this 30th day of March, 2006, before me, a notary public in and for said State, appeared Susan L. Feld, personally known to me on the basis of satisfactory evidence to be an authorized representative of LaSalle Bank National Association that executed the within instrument, and also known to me to be the person who executed it on behalf of such corporation, and acknowledged to me that such corporation executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
______________________________
Notary Public
[Notarial Seal]
 
 
 


 

STATE OF NEW YORK
)
 
 
)
ss.:
COUNTY OF NEW YORK
)
 

 
On this 30th day of March, 2006, before me, a notary public in and for said State, appeared John Hannon, personally known to me on the basis of satisfactory evidence to be an authorized representative of Citibank, N.A. that executed the within instrument, and also known to me to be the person who executed it on behalf of such corporation, and acknowledged to me that such corporation executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
______________________________
Notary Public
[Notarial Seal]
 
 
 
 
 
 

 

EXHIBIT A-1
 
Form of Class A Certificates
 
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).
 
THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE PRINCIPAL PAYMENTS HEREON AND REALIZED LOSSES ALLOCABLE HERETO. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE SECURITIES ADMINISTRATOR NAMED HEREIN.
 
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE DEPOSITOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.
 
EACH HOLDER OF A CERTIFICATE OR BENEFICIAL OWNERSHIP SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS SET FORTH IN SECTION 7.02(h) OF THE POOLING AND SERVICING AGREEMENT.
 




 
Certificate No. 1
Adjustable Rate
   
Class A-[1][2][3] Senior
 
   
Date of Pooling and Servicing Agreement
and Cut-off Date: March 1, 2006
Aggregate Initial Certificate Principal Balance of this Certificate as of the Cut-off Date:
$[__________]
   
First Distribution Date:
April 25, 2006
Initial Certificate Principal Balance of this Certificate as of the Cut-off Date:
$[__________]
   
Master Servicer and Securities Administrator:
LaSalle Bank National Association
CUSIP: [_____]
   
Last Scheduled Distribution Date:
[__________, __]
 

ASSET-BACKED CERTIFICATE
SERIES 2006-HE3
 
evidencing a fractional undivided interest in the distributions allocable to the Class A-[1][2][3] Certificates with respect to a Trust Fund consisting primarily of a pool of conventional, closed-end, first and second lien, one- to four-family fixed and adjustable interest rate mortgage loans sold by BEAR STEARNS ASSET BACKED SECURITIES I LLC.
 
This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Bear Stearns Asset Backed Securities I LLC, the Master Servicer, the Securities Administrator or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Bear Stearns Asset Backed Securities I LLC, the Master Servicer, the Securities Administrator or the Trustee or any of their affiliates or any other person. None of Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
 
This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting of conventional, closed-end, first and second lien, subprime, fixed and adjustable rate mortgage loans secured by one- to four- family residences (collectively, the “Mortgage Loans”) sold by Bear Stearns Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) and Master Funding LLC to BSABS I. LaSalle Bank National Association will act as master servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation as sponsor (in such capacity, the “Sponsor”) and as company (in such capacity, the “Company”), LaSalle Bank National Association, as Master Servicer and securities administrator (in such capacity, the “Securities Administrator”) and Citibank, N.A. as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.
 
Interest on this Certificate will accrue from and including the immediately preceding Distribution Date (or with respect to the First Distribution Date, the Closing Date) to and including the day prior to the current Distribution Date on the Certificate Principal Balance hereof at a per annum rate equal to the Pass-Through Rate set forth above. The Securities Administrator will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the Business Day immediately preceding such Distribution Date so long as such Certificate remains in book-entry form (and otherwise, the close of business on the last Business Day of the month immediately preceding the month of such Distribution Date), an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount (of interest and principal, if any) required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan.
 
Each holder of a Certificate or beneficial ownership shall be deemed to have made the representations set forth in Section 7.02(h) of the Pooling and Servicing Agreement.
 
Distributions on this Certificate will be made by the Securities Administrator by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing as specified in the Agreement. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Securities Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Securities Administrator for that purpose and designated in such notice. The initial Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance hereof will be reduced to the extent of distributions allocable to principal hereon and any Realized Losses allocable hereto.
 
This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.
 
The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that neither the Trustee nor the Securities Administrator is liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.
 
This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Securities Administrator and the Trustee.
 
The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor and the rights of the Certificateholders under the Agreement from time to time by the parties thereto with the consent of the Holders of the Class or Classes of Certificates affected thereby evidencing over 50% of the Voting Rights of such Class or Classes. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.
 
As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Securities Administrator upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Securities Administrator for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Securities Administrator duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Percentage Interest will be issued to the designated transferee.
 
The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Percentage Interest, as requested by the Holder surrendering the same.
 
No service charge will be made to the Certificateholders for any such registration of transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Securities Administrator, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Securities Administrator, the Trustee or any such agent shall be affected by notice to the contrary.
 
The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only on or after the first Distribution Date on which the aggregate Stated Principal Balance of the Mortgage Loans is less than or equal to a certain percentage of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date as set forth in the Agreement. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by the Agreement continue beyond the earlier of (i) the expiration of 21 years after the death of certain persons identified in the Agreement and (ii) the Latest Possible Maturity Date (as defined in the Agreement).
 
Unless this Certificate has been countersigned by an authorized signatory of the Securities Administrator by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.
 





IN WITNESS WHEREOF, the Securities Administrator has caused this Certificate to be duly executed.
 
Dated: _________, ____
LASALLE BANK NATIONAL
ASSOCIATION
not in its individual capacity but solely as Securities Administrato
 
 
By:
 
   
Authorized Signatory

 
CERTIFICATE OF AUTHENTICATION
 
This is one of the Class A-[1][2][3] Certificates referred to in the within-mentioned Agreement.
 

 
 
LASALLE BANK NATIONAL
ASSOCIATION
Authorized signatory of LaSalle Bank National Association, not in its individual capacity but solely as Securities Administrator
 
 
By:
 
   
Authorized Signatory



ASSIGNMENT
 
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Asset-Backed Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.
 
I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
 
 
 
 

 
Dated:
 
 
Signature by or on behalf of assignor
   
   
 
Signature Guaranteed

 
DISTRIBUTION INSTRUCTIONS
 
The assignee should include the following for purposes of distribution:
 
Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to
 
 
for the account of
 
account number
 
or, if mailed by check, to
 
Applicable statements should be mailed to
 
 
 
This information is provided by
 
assignee named above, or
 
its agent.
 


 





EXHIBIT A-2
 
Form of Class M Certificates
 
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES [,] [AND] [CLASS M-1 CERTIFICATES] [,] [AND] [CLASS M-2 CERTIFICATES] [,] [AND] [CLASS M-3 CERTIFICATES] [,] [AND] [CLASS M-4 CERTIFICATES] [,] [AND] [CLASS M-5 CERTIFICATES] [,] [AND] [CLASS M-6 CERTIFICATES] [,] [AND] [CLASS M-7 CERTIFICATES] [,] [AND] [CLASS M-8] [AND] [CLASS M-9 CERTIFICATES] AS DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW).
 
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).
 
THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE PRINCIPAL PAYMENTS HEREON AND REALIZED LOSSES ALLOCABLE HERETO. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE SECURITIES ADMINISTRATOR NAMED HEREIN.
 
[For Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9] EACH HOLDER OF A CERTIFICATE OR BENEFICIAL OWNERSHIP SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS SET FORTH IN SECTION 7.02(h) OF THE POOLING AND SERVICING AGREEMENT.
 
[For Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9] UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE DEPOSITOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.
 
[For Class M-10] [THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A “QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE SECURITIES ADMINISTRATOR THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER APPLICABLE JURISDICTION.]

 [For Class M-10] [THIS CERTIFICATE MAY NOT BE ACQUIRED DIRECTLY OR INDIRECTLY BY, OR ON BEHALF OF, AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT WHICH IS SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED, OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED, UNLESS THE TRANSFEREE CERTIFIES OR REPRESENTS THAT THE PROPOSED TRANSFER AND HOLDING OF A CERTIFICATE AND THE SERVICING, MANAGEMENT AND OPERATION OF THE TRUST AND ITS ASSETS: (I) WILL NOT RESULT IN ANY PROHIBITED TRANSACTION WHICH IS NOT COVERED UNDER AN INDIVIDUAL OR CLASS PROHIBITED TRANSACTION EXEMPTION, INCLUDING, BUT NOT LIMITED TO, PROHIBITED TRANSACTION EXEMPTION (“PTE”) 84-14, PTE 91-38, PTE 90-1, PTE 95-60 OR PTE 96-23 AND (II) WILL NOT GIVE RISE TO ANY ADDITIONAL OBLIGATIONS ON THE PART OF THE DEPOSITOR, THE MASTER SERVICER, THE SECURITIES ADMINISTRATOR OR THE TRUSTEE, WHICH WILL BE DEEMED REPRESENTED BY AN OWNER OF A BOOK-ENTRY CERTIFICATE OR A GLOBAL CERTIFICATE OR UNLESS AN OPINION SPECIFIED IN SECTION 7.02 OF THE AGREEMENT IS PROVIDED.
 

 





Certificate No.1
Adjustable Rate
   
Class M-[1][2][3][4][5][6][7][8][9][10] Subordinate
 
   
Date of Pooling and Servicing Agreement
and Cut-off Date: March 1, 2006
Aggregate Initial Certificate Principal Balance of this Certificate as of the Cut-off Date:
$[__________]
   
First Distribution Date:
April 25, 2006
Initial Certificate Principal Balance of this Certificate as of the Cut-off Date:
$[__________]
   
Master Servicer and Securities Administrator:
LaSalle Bank National Association
CUSIP: [_____]
   
Last Scheduled Distribution Date:
[________] 25, 2036
 
   

ASSET-BACKED CERTIFICATE
SERIES 2006-HE3
 
evidencing a fractional undivided interest in the distributions allocable to the Class M-[1][2][3][4][5][6][7][8][9][10] Certificates with respect to a Trust Fund consisting primarily of a pool of conventional, closed-end one- to four-family first and second lien, one- to four-family fixed and adjustable interest rate mortgage loans sold by BEAR STEARNS ASSET BACKED SECURITIES I LLC.
 
This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Bear Stearns Asset Backed Securities I LLC, the Master Servicer, the Securities Administrator or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Bear Stearns Asset Backed Securities I LLC, the Master Servicer, the Securities Administrator or the Trustee or any of their affiliates or any other person. None of Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
 
This certifies that ____________________ is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting of conventional, closed-end first and second lien, fixed and adjustable rate mortgage loans secured by one- to four- family residences (collectively, the “Mortgage Loans”) sold by Bear Stearns Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) and Master Funding LLC to BSABS I. LaSalle Bank National Association will act as master servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation as sponsor (in such capacity, the “Sponsor”) and as company (in such capacity, the “Company”), LaSalle Bank National Association, as Master Servicer and securities administrator (in such capacity, the “Securities Administrator”) and Citibank, N.A. as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.
 
[For Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9] Interest on this Certificate will accrue from and including the immediately preceding Distribution Date (or with respect to the First Distribution Date, the Closing Date) to and including the day prior to the current Distribution Date on the Certificate Principal Balance hereof at a per annum rate equal to the Pass-Through Rate set forth above. The Securities Administrator will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the Business Day immediately preceding such Distribution Date so long as such Certificate remains in book-entry form (and otherwise, the close of business on the last Business Day of the month immediately preceding the month of such Distribution Date), an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount (of interest and principal, if any) required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan.
 
[For Class M-10] [Interest on this Certificate will accrue from and including the immediately preceding Distribution Date (or with respect to the First Distribution Date, the Closing Date) to and including the day prior to the current Distribution Date on the Certificate Principal Balance hereof at a per annum rate equal to the Pass-Through Rate set forth above. The Securities Administrator will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such Distribution date so long as this Certificate remains in non book-entry form (and otherwise, the close of business on the Business Day immediately preceding such Distribution Date) an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount (of interest and principal, if any) required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan.]
 
Distributions on this Certificate will be made by the Securities Administrator by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing as specified in the Agreement. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Securities Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Securities Administrator for that purpose and designated in such notice. The initial Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance hereof will be reduced to the extent of distributions allocable to principal hereon and any Realized Losses allocable hereto
 
[For Class M-10] [No transfer of this Class M-10 Certificate will be made unless such transfer is (i) exempt from the registration requirements of the Securities Act of 1933, as amended, and any applicable state securities laws or is made in accordance with said Act and laws and (ii) made in accordance with Section 7.02 of the Agreement. In the event that such transfer is to be made the Securities Administrator shall register such transfer if, (i) made to a transferee who has provided the Securities Administrator with evidence as to its QIB status; or (ii) (A) the transferor has advised the Securities Administrator in writing that the Certificate is being transferred to an Institutional Accredited Investor and (B) prior to such transfer the transferee furnishes to the Securities Administrator an Investment Letter; provided that if based upon an Opinion of Counsel to the effect that (A) and (B) above are not sufficient to confirm that such transfer is being made pursuant to an exemption from, or in a transaction not subject to, the registration requirements of the Securities Act and other applicable laws, the Securities Administrator shall as a condition of the registration of any such transfer require the transferor to furnish such other certifications, legal opinions or other information prior to registering the transfer of this Certificate as shall be set forth in such Opinion of Counsel.]
 
This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.
 
The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that neither the Trustee nor the Securities Administrator is liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.
 
This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Securities Administrator and the Trustee.
 
The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor and the rights of the Certificateholders under the Agreement from time to time by the parties thereto with the consent of the Holders of the Class or Classes of Certificates affected thereby evidencing over 50% of the Voting Rights of such Class or Classes. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.
 
As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Securities Administrator upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Securities Administrator for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Securities Administrator duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Percentage Interest will be issued to the designated transferee.
 
[For Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9] Each holder of a Certificate or beneficial ownership shall be deemed to have made the representations set forth in Section 7.02(h) of the Pooling and Servicing Agreement.
 
[For Class M-10] [This Certificate may not be acquired directly or indirectly by, or on behalf of, an employee benefit plan or other retirement arrangement which is subject to Title I of the Employee Retirement Income Security Act of 1974, as amended, or Section 4975 of the Internal Revenue Code of 1986, as amended, unless the transferee certifies or represents that the proposed transfer and holding of a Certificate and the servicing, management and operation of the trust and its assets: (i) will not result in any prohibited transaction which is not covered under an individual or class prohibited transaction exemption, including, but not limited to, Prohibited Transaction Exemption (“PTE”) 84-14, PTE 91-38, PTE 90-1, PTE 95-60 or PTE 96-23 and (ii) will not give rise to any additional obligations on the part of the Depositor, the Master Servicer, the Securities Administrator or the Trustee, which will be deemed represented by an owner of a Book-Entry Certificate or a Global Certificate or unless an opinion specified in section 7.02 of the Agreement is provided. This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.]
 
Each holder of a Certificate or beneficial ownership shall be deemed to have made the representations set forth in Section 7.02(h) of the Pooling and Servicing Agreement.
 
The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Percentage Interest, as requested by the Holder surrendering the same.
 
No service charge will be made to the Certificateholders for any such registration of transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Securities Administrator, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Securities Administrator, the Trustee or any such agent shall be affected by notice to the contrary.
 
The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only on or after the first Distribution Date on which the aggregate Stated Principal Balance of the Mortgage Loans is less than or equal to a certain percentage of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date as set forth in the Agreement. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by the Agreement continue beyond the earlier of (i) the expiration of 21 years after the death of certain persons identified in the Agreement and (ii) the Latest Possible Maturity Date (as defined in the Agreement).
 
Unless this Certificate has been countersigned by an authorized signatory of the Securities Administrator by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.
 




IN WITNESS WHEREOF, the Securities Administrator has caused this Certificate to be duly executed.
 
Dated: _________, ____
LASALLE BANK NATIONAL
ASSOCIATION
not in its individual capacity but solely as Securities Administrator
 
 
By:
 
   
Authorized Signatory

 
CERTIFICATE OF AUTHENTICATION
 
This is one of the Class M-[1][2][3][4][5][6][7][8][9][10] Certificates referred to in the within-mentioned Agreement.
 
 
LASALLE BANK NATIONAL
ASSOCIATION
Authorized signatory of LaSalle Bank National Association, not in its individual capacity but solely as Securities Administrator
 
 
By:
 
   
Authorized Signatory

 



ASSIGNMENT
 
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Asset-Backed Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.
 
I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
 
 
 
 

 
Dated:
 
 
Signature by or on behalf of assignor
   
   
 
Signature Guaranteed

 
DISTRIBUTION INSTRUCTIONS
 
The assignee should include the following for purposes of distribution:
 
Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to
 
 
for the account of
 
account number
 
or, if mailed by check, to
 
Applicable statements should be mailed to
 
 
 
This information is provided by
 
assignee named above, or
 
its agent.
 


 
 





EXHIBIT A-3
 
Form of Class P Certificate
 
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).
 
THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE PRINCIPAL PAYMENTS HEREON. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE SECURITIES ADMINISTRATOR NAMED HEREIN.
 
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A “QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE SECURITIES ADMINISTRATOR THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER APPLICABLE JURISDICTION.
 
NO TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 7.02(h) OF THE AGREEMENT OR AN OPINION OF COUNSEL SATISFACTORY TO THE SECURITIES ADMINISTRATOR THAT THE PURCHASE AND HOLDING OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER, THE SECURITIES ADMINISTRATOR, OR THE DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.
 




Certificate No.1
Percentage Interest: 100%
   
Class P
 
   
Date of Pooling and Servicing Agreement and Cut-off Date: March 1, 2006
Aggregate Initial Certificate Principal Balance of this Certificate as of the Cut-off Date:
$100.00
   
First Distribution Date:
April 25, 2006
Initial Certificate Principal Balance of this Certificate as of the Cut-off Date:
$100.00
   
Master Servicer and Securities Administrator:
LaSalle Bank National Association
CUSIP: [_____]
   
Last Scheduled Distribution Date:
[________] 25, 2036
 
   

ASSET-BACKED CERTIFICATE
SERIES 2006-HE3
 
evidencing a fractional undivided interest in the distributions allocable to the Class P Certificates with respect to a Trust Fund consisting primarily of a pool of conventional, closed-end one- to four-family first and second lien, fixed and adjustable interest rate mortgage loans sold by BEAR STEARNS ASSET BACKED SECURITIES I LLC.
 
This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Bear Stearns Asset Backed Securities I LLC, the Master Servicer, the Securities Administrator or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Bear Stearns Asset Backed Securities I LLC, the Master Servicer, the Securities Administrator or the Trustee or any of their affiliates or any other person. None of Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
 
This certifies that ___________________ is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting primarily of a pool of fixed and adjustable interest rate, conventional, closed-end mortgage loans that are secured by first and second liens on one- to four-family residences (collectively, the “Mortgage Loans”) sold by Bear Stearns Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) and Master Funding LLC to BSABS I. LaSalle Bank National Association will act as master servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation as sponsor (in such capacity, the “Sponsor”) and as company (in such capacity, the “Company”), LaSalle Bank National Association, as Master Servicer and securities administrator (in such capacity, the “Securities Administrator”) and Citibank, N.A. as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.
 
The Securities Administrator will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last day (or if such last day is not a Business Day, the Business Day immediately preceding such last day) of the calendar month immediately preceding the month in which the Distribution Date occurs, an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amounts required to be distributed to the Holders of Certificates of the same Class as this Certificate.
 
Distributions on this Certificate will be made by the Securities Administrator by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing as specified in the Agreement. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Securities Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Securities Administrator for that purpose and designated in such notice.
 
No transfer of this Certificate shall be made unless the transfer is made pursuant to an effective registration statement under the Securities Act of 1933, as amended (the “1933 Act”), and an effective registration or qualification under applicable state securities laws, or is made in a transaction that does not require such registration or qualification. In the event that such a transfer of this Certificate is to be made without registration or qualification, the Securities Administrator shall require receipt of (i) if such transfer is purportedly being made in reliance upon Rule 144A under the 1933 Act, written certifications from the Holder of the Certificate desiring to effect the transfer, and from such Holder’s prospective transferee, substantially in the forms attached to the Agreement as Exhibit D and either Exhibit E or Exhibit F, as applicable, and (ii) in all other cases, an Opinion of Counsel satisfactory to it that such transfer may be made without such registration or qualification (which Opinion of Counsel shall not be an expense of the Trust Fund or of the Depositor, the Securities Administrator, the Trustee or the Master Servicer in their respective capacities as such), together with copies of the written certification(s) of the Holder of the Certificate desiring to effect the transfer and/or such Holder’s prospective transferee upon which such Opinion of Counsel is based. Neither the Depositor, Securities Administrator, nor the Trustee is obligated to register or qualify the Class of Certificates specified on the face hereof under the 1933 Act or any other securities law or to take any action not otherwise required under the Agreement to permit the transfer of such Certificates without registration or qualification. Any Holder desiring to effect a transfer of this Certificate shall be required to indemnify the Trustee, the Securities Administrator, the Depositor, the Sellers and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.
 
No transfer of this Class P Certificate will be made unless the Securities Administrator shall have received either (i) the opinion of counsel set forth in Section 7.02(h) of the Agreement or (ii) a representation letter under Section 7.02 of the Agreement, in the form as described by the Agreement, stating that the transferee is not an employee benefit or other plan subject to the prohibited transaction provisions of ERISA or Section 4975 of the Code (a “Plan”), or any other person (including an investment manager, a named fiduciary or a trustee of any Plan) acting, directly or indirectly, on behalf of or purchasing any Certificate with “plan assets” of any Plan.
 
This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.
 
The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that neither the Trustee nor the Securities Administrator is liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.
 
This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Securities Administrator and the Trustee.
 
The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor and the rights of the Certificateholders under the Agreement from time to time by the parties thereto with the consent of the Holders of the Class or Classes of Certificates affected thereby evidencing over 50% of the Voting Rights of such Class or Classes. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.
 
As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Securities Administrator upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Securities Administrator for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Securities Administrator duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Percentage Interest will be issued to the designated transferee.
 
The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Percentage Interest, as requested by the Holder surrendering the same.
 
No service charge will be made to the Certificateholders for any such registration of transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Securities Administrator, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Securities Administrator, the Trustee or any such agent shall be affected by notice to the contrary.
 
The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only on or after the first Distribution Date on which the aggregate Stated Principal Balance of the Mortgage Loans is less than or equal to a certain percentage of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date as set forth in the Agreement. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by the Agreement continue beyond the earlier of (i) the expiration of 21 years after the death of certain persons identified in the Agreement and (ii) the Latest Possible Maturity Date (as defined in the Agreement).
 
Unless this Certificate has been countersigned by an authorized signatory of the Securities Administrator by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.
 
 



 
IN WITNESS WHEREOF, the Securities Administrator has caused this Certificate to be duly
executed.
 
Dated: _________, ____
LASALLE BANK NATIONAL
ASSOCIATION
not in its individual capacity but solely as Securities Administrator
 
 
By:
 
   
Authorized Signatory

 

 
CERTIFICATE OF AUTHENTICATION
 
This is one of the Class P Certificates referred to in the within-mentioned Agreement.
 
 
LASALLE BANK NATIONAL
ASSOCIATION
Authorized signatory of LaSalle Bank National Association, not in its individual capacity but solely as Securities Administrator
 
 
By:
 
   
Authorized Signatory

 



ASSIGNMENT
 
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Asset-Backed Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.
 
I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
 
 
 
 

 
Dated:
 
 
Signature by or on behalf of assignor
   
   
 
Signature Guaranteed

 
DISTRIBUTION INSTRUCTIONS
 
The assignee should include the following for purposes of distribution:
 
Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to
 
 
for the account of
 
account number
 
or, if mailed by check, to
 
Applicable statements should be mailed to
 
 
 
This information is provided by
 
assignee named above, or
 
its agent.
 


 





EXHIBIT A-4
 
Form of Class CE Certificates
 
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES AND THE CLASS M CERTIFICATES AS DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW).
 
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).
 
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A “QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE SECURITIES ADMINISTRATOR THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER APPLICABLE JURISDICTION.
 
NO TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 7.02(h) OF THE AGREEMENT OR AN OPINION OF COUNSEL SATISFACTORY TO THE SECURITIES ADMINISTRATOR THAT THE PURCHASE AND HOLDING OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, THE MASTER SERVICER, THE SECURITIES ADMINISTRATOR, OR THE DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.
 




Certificate No. [_]
Percentage Interest: 100%
   
Class CE
Adjustable Rate
   
Date of Pooling and Servicing Agreement
and Cut-off Date: March 1, 2006
Initial Certificate Notional Amount of this Certificate as of the Cut-off Date:
$[__________]
   
First Distribution Date:
April 25, 2006
Aggregate Certificate Notional Amount of this Certificate as of the Cut-off Date:
$[__________]
   
Master Servicer and Securities Administrator:
LaSalle Bank National Association
CUSIP: [_____]
   
Last Scheduled Distribution Date:
[________] 25, 2036
 
   

ASSET-BACKED CERTIFICATE
SERIES 2006-HE3
 
evidencing a fractional undivided interest in the distributions allocable to the Class CE Certificates with respect to a Trust Fund consisting primarily of a pool of fixed and adjustable interest rate, conventional, closed-end mortgage loans that are secured by first and second liens on one- to four-family residences sold by BEAR STEARNS ASSET BACKED SECURITIES I LLC.
 
This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Bear Stearns Asset Backed Securities I LLC, the Master Servicer, the Securities Administrator or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Bear Stearns Asset Backed Securities I LLC, the Master Servicer, the Securities Administrator or the Trustee or any of their affiliates or any other person. None of Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
 
This certifies that __________________ is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting primarily of a pool of fixed and adjustable interest rate, conventional, closed-end mortgage loans that are secured by first and second liens on one- to four-family residences (collectively, the “Mortgage Loans”) sold by Bear Stearns Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) and Master Funding LLC to BSABS I. LaSalle Bank National Association will act as master servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation as sponsor (in such capacity, the “Sponsor”) and as company (in such capacity, the “Company”), LaSalle Bank National Association, as Master Servicer and securities administrator (in such capacity, the “Securities Administrator”) and Citibank, N.A. as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.
 
The Securities Administrator will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last day (or if such last day is not a Business Day, the Business Day immediately preceding such last day) of the calendar month immediately preceding the month in which the Distribution Date occurs, an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amounts required to be distributed to the Holders of Certificates of the same Class as this Certificate.
 
Distributions on this Certificate will be made by the Securities Administrator by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing as specified in the Agreement. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Securities Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Securities Administrator for that purpose and designated in such notice.
 
No transfer of this Certificate shall be made unless the transfer is made pursuant to an effective registration statement under the Securities Act of 1933, as amended (the “1933 Act”), and an effective registration or qualification under applicable state securities laws, or is made in a transaction that does not require such registration or qualification. In the event that such a transfer of this Certificate is to be made without registration or qualification, the Securities Administrator shall require receipt of (i) if such transfer is purportedly being made in reliance upon Rule 144A under the 1933 Act, written certifications from the Holder of the Certificate desiring to effect the transfer, and from such Holder’s prospective transferee, substantially in the forms attached to the Agreement as Exhibit D and either Exhibit E or Exhibit F, as applicable, and (ii) in all other cases, an Opinion of Counsel satisfactory to it that such transfer may be made without such registration or qualification (which Opinion of Counsel shall not be an expense of the Trust Fund or of the Depositor, the Securities Administrator, the Trustee, or the Master Servicer in their respective capacities as such), together with copies of the written certification(s) of the Holder of the Certificate desiring to effect the transfer and/or such Holder’s prospective transferee upon which such Opinion of Counsel is based. Neither the Depositor, the Securities Administrator nor the Trustee is obligated to register or qualify the Class of Certificates specified on the face hereof under the 1933 Act or any other securities law or to take any action not otherwise required under the Agreement to permit the transfer of such Certificates without registration or qualification. Any Holder desiring to effect a transfer of this Certificate shall be required to indemnify the Trustee, the Securities Administrator, the Depositor, the Sellers and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.
 
No transfer of this Class CE Certificate will be made unless the Securities Administrator shall have received either (i) the opinion of counsel set forth in Section 7.02(h) of the Agreement or (ii) a representation letter under Section 7.02 of the Agreement, in the form as described by the Agreement, stating that the transferee is not an employee benefit or other plan subject to the prohibited transaction provisions of ERISA or Section 4975 of the Code (a “Plan”), or any other person (including an investment manager, a named fiduciary or a trustee of any Plan) acting, directly or indirectly, on behalf of or purchasing any Certificate with “plan assets” of any Plan.
 
This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.
 
The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that neither the Trustee nor the Securities Administrator is liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.
 
This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Securities Administrator and the Trustee.
 
The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor and the rights of the Certificateholders under the Agreement from time to time by the parties thereto with the consent of the Holders of the Class or Classes of Certificates affected thereby evidencing over 50% of the Voting Rights of such Class or Classes. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.
 
As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Securities Administrator upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Securities Administrator for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Securities Administrator duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Percentage Interest will be issued to the designated transferee.
 
The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Percentage Interest, as requested by the Holder surrendering the same.
 
No service charge will be made to the Certificateholders for any such registration of transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Securities Administrator, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Securities Administrator, the Trustee or any such agent shall be affected by notice to the contrary.
 
The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only on or after the first Distribution Date on which the aggregate Stated Principal Balance of the Mortgage Loans is less than or equal to a certain percentage of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date as set forth in the Agreement. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by the Agreement continue beyond the earlier of (i) the expiration of 21 years after the death of certain persons identified in the Agreement and (ii) the Latest Possible Maturity Date (as defined in the Agreement).
 
Unless this Certificate has been countersigned by an authorized signatory of the Securities Administrator by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.
 




IN WITNESS WHEREOF, the Securities Administrator has caused this Certificate to be duly executed.
 
Dated: _________, ____
LASALLE BANK NATIONAL
ASSOCIATION
not in its individual capacity but solely as Securities Administrator
 
 
By:
 
   
Authorized Signatory

 
CERTIFICATE OF AUTHENTICATION
 
This is one of the Class CE Certificates referred to in the within-mentioned Agreement.
 
 
LASALLE BANK NATIONAL
ASSOCIATION
Authorized signatory of LaSalle Bank National Association, not in its individual capacity but solely as Securities Administrator
 
 
By:
 
   
Authorized Signatory

 



ASSIGNMENT
 
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Asset-Backed Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.
 
I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
 
 
 
 

 
Dated:
 
 
Signature by or on behalf of assignor
   
   
 
Signature Guaranteed

 
DISTRIBUTION INSTRUCTIONS
 
The assignee should include the following for purposes of distribution:
 
Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to
 
 
for the account of
 
account number
 
or, if mailed by check, to
 
Applicable statements should be mailed to
 
 
 
This information is provided by
 
assignee named above, or
 
its agent.
 

 
 





EXHIBIT A-5
 
Form of Class R Certificates
 
THIS CERTIFICATE MAY NOT BE HELD BY OR TRANSFERRED TO A NON-UNITED STATES PERSON OR A DISQUALIFIED ORGANIZATION (AS DEFINED BELOW).
 
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “RESIDUAL INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).
 
NO TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 7.02(h) OF THE AGREEMENT OR AN OPINION OF COUNSEL SATISFACTORY TO THE SECURITIES ADMINISTRATOR THAT THE PURCHASE AND HOLDING OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER, THE SECURITIES ADMINISTRATOR, OR THE DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.
 
ANY RESALE, TRANSFER OR OTHER DISPOSITION OF THIS CERTIFICATE MAY BE MADE ONLY IF THE PROPOSED TRANSFEREE PROVIDES A TRANSFER AFFIDAVIT TO THE SECURITIES ADMINISTRATOR THAT (1) SUCH TRANSFEREE IS NOT (A) THE UNITED STATES, ANY STATE OR POLITICAL SUBDIVISION THEREOF, ANY POSSESSION OF THE UNITED STATES, OR ANY AGENCY OR INSTRUMENTALITY OF ANY OF THE FOREGOING (OTHER THAN AN INSTRUMENTALITY WHICH IS A CORPORATION IF ALL OF ITS ACTIVITIES ARE SUBJECT TO TAX AND EXCEPT FOR FREDDIE MAC, A MAJORITY OF ITS BOARD OF DIRECTORS IS NOT SELECTED BY SUCH GOVERNMENTAL UNIT), (B) A FOREIGN GOVERNMENT, ANY INTERNATIONAL ORGANIZATION, OR ANY AGENCY OR INSTRUMENTALITY OF EITHER OF THE FOREGOING, (C) ANY ORGANIZATION (OTHER THAN CERTAIN FARMERS’ COOPERATIVES DESCRIBED IN SECTION 521 OF THE CODE) WHICH IS EXEMPT FROM THE TAX IMPOSED BY CHAPTER 1 OF THE CODE UNLESS SUCH ORGANIZATION IS SUBJECT TO THE TAX IMPOSED BY SECTION 511 OF THE CODE (INCLUDING THE TAX IMPOSED BY SECTION 511 OF THE CODE ON UNRELATED BUSINESS TAXABLE INCOME), (D) RURAL ELECTRIC AND TELEPHONE COOPERATIVES DESCRIBED IN SECTION 1381(a)(2)(C) OF THE CODE, (E) AN ELECTING LARGE PARTNERSHIP UNDER SECTION 775(a) OF THE CODE (ANY SUCH PERSON DESCRIBED IN THE FOREGOING CLAUSES (A), (B), (C), (D) OR (E) BEING HEREIN REFERRED TO AS A “DISQUALIFIED ORGANIZATION”), OR (F) AN AGENT OF A DISQUALIFIED ORGANIZATION, (2) SUCH TRANSFEREE IS A UNITED STATES PERSON UNDER SECTION 7701 OF THE CODE, (3) NO PURPOSE OF SUCH TRANSFER IS TO IMPEDE THE ASSESSMENT OR COLLECTION OF TAX AND (4) SUCH TRANSFEREE SATISFIES CERTAIN ADDITIONAL CONDITIONS RELATING TO THE FINANCIAL CONDITION OF THE PROPOSED TRANSFEREE. NOTWITHSTANDING THE REGISTRATION IN THE CERTIFICATE REGISTER OR ANY TRANSFER, SALE OR OTHER DISPOSITION OF THIS CERTIFICATE TO A DISQUALIFIED ORGANIZATION OR AN AGENT OF A DISQUALIFIED ORGANIZATION, SUCH REGISTRATION SHALL BE DEEMED TO BE OF NO LEGAL FORCE OR EFFECT WHATSOEVER AND SUCH PERSON SHALL NOT BE DEEMED TO BE A CERTIFICATEHOLDER FOR ANY PURPOSE HEREUNDER, INCLUDING, BUT NOT LIMITED TO, THE RECEIPT OF DISTRIBUTIONS ON THIS CERTIFICATE. EACH HOLDER OF THIS CERTIFICATE BY ACCEPTANCE OF THIS CERTIFICATE SHALL BE DEEMED TO HAVE CONSENTED TO THE PROVISIONS OF THIS PARAGRAPH.
 




Certificate No.1
 
   
Class [R-1][R-2][R-3][RX]
Percentage Interest: 100%
   
Date of Pooling and Servicing Agreement and Cut-off Date: March 1, 2006
 
   
First Distribution Date:
April 25, 2006
 
   
Master Servicer and Securities Administrator:
LaSalle Bank National Association
CUSIP: [_____]
   
Last Scheduled Distribution Date:
[________] 25, 2036
 
   

ASSET-BACKED CERTIFICATE
SERIES 2006-HE3
 
evidencing a fractional undivided interest in the distributions allocable to the Class [R-1][ R-2][ R-3][RX] Certificates with respect to a Trust Fund consisting primarily of a pool of conventional, closed-end first and second lien one- to four-family fixed and adjustable interest rate mortgage loans sold by BEAR STEARNS ASSET BACKED SECURITIES I LLC.
 
This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Bear Stearns Asset Backed Securities I LLC, the Master Servicer, the Securities Administrator or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Bear Stearns Asset Backed Securities I LLC, the Master Servicer, the Securities Administrator or the Trustee or any of their affiliates or any other person. None of Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
 
This certifies that Bear, Stearns Securities Corp. is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting of conventional, closed-end first and second lien, fixed and adjustable rate mortgage loans secured by one- to four- family residences (collectively, the “Mortgage Loans”) sold by Bear Stearns Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) and Master Funding LLC to BSABS I. LaSalle Bank National Association will act as master servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation as sponsor (in such capacity, the “Sponsor”) and as company (in such capacity, the “Company”), LaSalle Bank National Association, as Master Servicer and securities administrator (in such capacity, the “Securities Administrator”) and Citibank, N.A. as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.
 
Each Holder of this Certificate will be deemed to have agreed to be bound by the
restrictions set forth in the Agreement to the effect that (i) each person holding or acquiring any Ownership Interest in this Certificate must be a Permitted Transferee, (ii) the transfer of any Ownership Interest in this Certificate will be conditioned upon the delivery to the Trustee of, among other things, an affidavit to the effect that it is a Permitted Transferee, (iii) any attempted or purported transfer of any Ownership Interest in this Certificate in violation of such restrictions will be absolutely null and void and will vest no rights in the purported transferee, and (iv) if any person other than a Permitted Transferee acquires any Ownership Interest in this Certificate in violation of such restrictions, then the Depositor will have the right, in its sole discretion and without notice to the Holder of this Certificate, to sell this Certificate to a purchaser selected by the Depositor, which purchaser may be the Depositor, or any affiliate of the Depositor, on such terms and conditions as the Depositor may choose.
 
The Securities Administrator will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last day (or if such last day is not a Business Day, the Business Day immediately preceding such last day) of the calendar month immediately preceding the month in which the Distribution Date occurs, an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amounts required to be distributed to the Holders of Certificates of the same Class as this Certificate.
 
Distributions on this Certificate will be made by the Securities Administrator by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing as specified in the Agreement. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Securities Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Securities Administrator for that purpose and designated in such notice.
 
No transfer of this Class [R-1][ R-2][R-3][RX] Certificate will be made unless the Trustee and the Securities Administrator shall have received either (i) the opinion of counsel set forth in Section 7.02(h) of the Agreement or (ii) a representation letter under Section 7.02 of the Agreement, in the form as described by the Agreement, stating that the transferee is not an employee benefit or other plan subject to the prohibited transaction provisions of ERISA or Section 4975 of the Code (a “Plan”), or any other person (including an investment manager, a named fiduciary or a trustee of any Plan) acting, directly or indirectly, on behalf of or purchasing any Certificate with “plan assets” of any Plan.
 
This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.
 
The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that neither the Trustee nor the Securities Administrator is liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.
 
This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Securities Administrator and the Trustee.
 
The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor and the rights of the Certificateholders under the Agreement from time to time by the parties thereto with the consent of the Holders of the Class or Classes of Certificates affected thereby evidencing over 50% of the Voting Rights of such Class or Classes. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.
 
As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Securities Administrator upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Securities Administrator for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Securities Administrator duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Percentage Interest will be issued to the designated transferee.
 
The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Percentage Interest, as requested by the Holder surrendering the same.
 
No service charge will be made to the Certificateholders for any such registration of transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Securities Administrator, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Securities Administrator, the Trustee or any such agent shall be affected by notice to the contrary.
 
The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only on or after the first Distribution Date on which the aggregate Stated Principal Balance of the Mortgage Loans is less than or equal to a certain percentage of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date as set forth in the Agreement. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by the Agreement continue beyond the earlier of (i) the expiration of 21 years after the death of certain persons identified in the Agreement and (ii) the Latest Possible Maturity Date (as defined in the Agreement).
 
Unless this Certificate has been countersigned by an authorized signatory of the Securities Administrator by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.
 
 



IN WITNESS WHEREOF, the Securities Administrator has caused this Certificate to be duly executed.
 
Dated: _________, ____
LASALLE BANK NATIONAL
ASSOCIATION
not in its individual capacity but solely as Securities Administrator
 
 
By:
 
   
Authorized Signatory

 
CERTIFICATE OF AUTHENTICATION
 
This is one of the Class [R-1][R-2][R-3][RX] Certificates referred to in the within-mentioned Agreement.
 
 
LASALLE BANK NATIONAL
ASSOCIATION
Authorized signatory of LaSalle Bank National Association, not in its individual capacity but solely as Securities Administrator
 
 
By:
 
   
Authorized Signatory

 



ASSIGNMENT
 
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Asset-Backed Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.
 
I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
 
 
 
 

 
Dated:
 
 
Signature by or on behalf of assignor
   
   
 
Signature Guaranteed

 
DISTRIBUTION INSTRUCTIONS
 
The assignee should include the following for purposes of distribution:
 
Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to
 
 
for the account of
 
account number
 
or, if mailed by check, to
 
Applicable statements should be mailed to
 
 
 
This information is provided by
 
assignee named above, or
 
its agent.
 

 





EXHIBIT B
 
MORTGAGE LOAN SCHEDULE
 
 
       ZIP_CODE          STATE               CITY1                                               PROPTYPE                                            CURRENT_GROSS_COUPON                  SERV_FEE               LPMI                  TRUSTFEE                 MSERV                            CURRENT_NET_COUPON                    MATURITY_DATE                         STATED_ORIGINAL_TERM                       STATED_REM_TERM
       --------          -----               -----                                               --------                                            --------------------                  --------               ----                  --------                 -----                            ------------------                    -------------                         --------------------                       ---------------
          45211          OH                  Cincinnati                                          Single Family                                                    12.9700                    0.5000                  -                    0.0130                     -                                       12.4570                         20260201                                          240                                   239
          45211          OH                  Cincinnati                                          Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20360201                                          360                                   359
          30110          GA                  Bremen                                              Single Family                                                    10.9500                    0.5000                  -                    0.0130                     -                                       10.4370                         20210201                                          180                                   179
          92553          CA                  MORENO VALLEY                                       Single Family                                                     9.2300                    0.5000                  -                    0.0130                     -                                        8.7170                         20360201                                          360                                   359
          98373          WA                  PUYALLUP                                            Single Family                                                     8.2550                    0.5000                  -                    0.0130                     -                                        7.7420                         20360201                                          360                                   359
          78727          TX                  Austin                                              Single Family                                                     6.7300                    0.5000                  -                    0.0130                     -                                        6.2170                         20360201                                          360                                   359
          95824          CA                  Sacramento                                          Single Family                                                     6.8500                    0.5000                  -                    0.0130                     -                                        6.3370                         20360201                                          360                                   359
          94521          CA                  Concord                                             PUD                                                               6.9000                    0.5000                  -                    0.0130                     -                                        6.3870                         20351101                                          360                                   356
          34112          FL                  Naples                                              Single Family                                                     6.4000                    0.5000                  -                    0.0130                     -                                        5.8870                         20351201                                          360                                   357
          95206          CA                  Stockton                                            Single Family                                                     5.8500                    0.5000                  -                    0.0130                     -                                        5.3370                         20351101                                          360                                   356
          85323          AZ                  AVONDALE                                            PUD                                                               7.7400                    0.5000                  -                    0.0130                     -                                        7.2270                         20360201                                          360                                   359
          85215          AZ                  MESA                                                Single Family                                                     6.6400                    0.5000                  -                    0.0130                     -                                        6.1270                         20360301                                          360                                   360
          86335          AZ                  RIMROCK                                             Single Family                                                     8.3400                    0.5000                  -                    0.0130                     -                                        7.8270                         20360301                                          360                                   360
          64127          MO                  KANSAS CITY                                         Single Family                                                     8.7000                    0.5000                  -                    0.0130                     -                                        8.1870                         20351101                                          360                                   356
          28613          NC                  CONOVER                                             Single Family                                                     8.9500                    0.5000                  -                    0.0130                     -                                        8.4370                         20351101                                          360                                   356
          28211          NC                  CHARLOTTE                                           Single Family                                                     8.9500                    0.5000                  -                    0.0130                     -                                        8.4370                         20351001                                          360                                   355
          28215          NC                  CHARLOTTE                                           Single Family                                                     8.9500                    0.5000                  -                    0.0130                     -                                        8.4370                         20351001                                          360                                   355
          76063          TX                  MANSFIELD                                           PUD                                                               6.7400                    0.5000                  -                    0.0130                     -                                        6.2270                         20350901                                          360                                   354
          78240          TX                  SAN ANTONIO                                         PUD                                                               7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20350801                                          360                                   353
          78209          TX                  SAN ANTONIO                                         Condominium                                                       9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20350601                                          360                                   351
          46260          IN                  Indianapolis                                        Single Family                                                     7.8300                    0.5000                  -                    0.0130                     -                                        7.3170                         20360201                                          360                                   359
          33914          FL                  Cape Coral                                          Single Family                                                    14.0300                    0.5000                  -                    0.0130                     -                                       13.5170                         20260201                                          240                                   239
          33914          FL                  Cape Coral                                          Single Family                                                     9.9200                    0.5000                  -                    0.0130                     -                                        9.4070                         20360201                                          360                                   359
          46526          IN                  Goshen                                              2-4 Family                                                       12.8800                    0.5000                  -                    0.0130                     -                                       12.3670                         20260101                                          240                                   238
          46526          IN                  Goshen                                              2-4 Family                                                        8.4200                    0.5000                  -                    0.0130                     -                                        7.9070                         20360101                                          360                                   358
          48206          MI                  Detroit                                             Single Family                                                    13.2800                    0.5000                  -                    0.0130                     -                                       12.7670                         20260201                                          240                                   239
          43201          OH                  Columbus                                            Single Family                                                    12.9800                    0.5000                  -                    0.0130                     -                                       12.4670                         20260101                                          240                                   238
          43201          OH                  Columbus                                            Single Family                                                     8.6700                    0.5000                  -                    0.0130                     -                                        8.1570                         20360101                                          360                                   358
          48206          MI                  Detroit                                             Single Family                                                     8.9200                    0.5000                  -                    0.0130                     -                                        8.4070                         20360201                                          360                                   359
          43207          OH                  Columbus                                            Single Family                                                    13.2800                    0.5000                  -                    0.0130                     -                                       12.7670                         20260201                                          240                                   239
          43207          OH                  Columbus                                            Single Family                                                     8.6700                    0.5000                  -                    0.0130                     -                                        8.1570                         20360201                                          360                                   359
          36526          AL                  Daphne                                              Single Family                                                    12.9800                    0.5000                  -                    0.0130                     -                                       12.4670                         20260101                                          240                                   238
          36526          AL                  Daphne                                              Single Family                                                     9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20360101                                          360                                   358
          32738          FL                  Deltona                                             Single Family                                                    11.5100                    0.5000                  -                    0.0130                     -                                       10.9970                         20260101                                          240                                   238
          43068          OH                  Reynoldsburg                                        Single Family                                                     8.6300                    0.5000                  -                    0.0130                     -                                        8.1170                         20360201                                          360                                   359
          48043          MI                  Mount Clemens                                       Single Family                                                    11.7600                    0.5000                  -                    0.0130                     -                                       11.2470                         20260201                                          240                                   239
          48043          MI                  Mount Clemens                                       Single Family                                                     8.4000                    0.5000                  -                    0.0130                     -                                        7.8870                         20360201                                          360                                   359
          46220          IN                  Indianapolis                                        Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20360201                                          360                                   359
          34711          FL                  Clermont                                            Single Family                                                    11.3400                    0.5000                  -                    0.0130                     -                                       10.8270                         20260201                                          240                                   239
          34711          FL                  Clermont                                            Single Family                                                     7.3500                    0.5000                  -                    0.0130                     -                                        6.8370                         20360201                                          360                                   359
          37769          TN                  Lake City                                           Single Family                                                     8.4000                    0.5000                  -                    0.0130                     -                                        7.8870                         20360201                                          360                                   359
          44147          OH                  Broadview Heights                                   Condominium                                                       8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20360201                                          360                                   359
          43227          OH                  Columbus                                            Single Family                                                    12.1800                    0.5000                  -                    0.0130                     -                                       11.6670                         20260101                                          240                                   238
          43227          OH                  Columbus                                            Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
          30094          GA                  Conyers                                             Single Family                                                     8.4200                    0.5000                  -                    0.0130                     -                                        7.9070                         20360101                                          360                                   358
          85242          AZ                  QUEEN CREEK                                         PUD                                                               7.8250                    0.5000                  -                    0.0130                     -                                        7.3120                         20360201                                          360                                   359
          33612          FL                  TAMPA                                               Single Family                                                     8.7600                    0.5000                  -                    0.0130                     -                                        8.2470                         20360201                                          360                                   359
          23231          VA                  RICHMOND                                            Single Family                                                    12.0400                    0.5000                  -                    0.0130                     -                                       11.5270                         20360301                                          360                                   360
          23231          VA                  RICHMOND                                            Single Family                                                     8.3850                    0.5000                  -                    0.0130                     -                                        7.8720                         20360301                                          360                                   360
          20874          MD                  GERMANTOWN                                          PUD                                                               8.2900                    0.5000                  -                    0.0130                     -                                        7.7770                         20360301                                          360                                   360
          48313          MI                  Sterling Heights                                    Single Family                                                    11.7500                    0.5000                  -                    0.0130                     -                                       11.2370                         20260201                                          240                                   239
          48313          MI                  Sterling Heights                                    Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20360201                                          360                                   359
          46220          IN                  Indianapolis                                        Single Family                                                    11.7500                    0.5000                  -                    0.0130                     -                                       11.2370                         20260201                                          240                                   239
          46220          IN                  Indianapolis                                        Single Family                                                     8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20360201                                          360                                   359
          44136          OH                  Strongsville                                        Single Family                                                    11.9800                    0.5000                  -                    0.0130                     -                                       11.4670                         20260101                                          240                                   238
          44136          OH                  Strongsville                                        Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20360101                                          360                                   358
          32043          FL                  Green Cove Springs                                  PUD                                                              13.8800                    0.5000                  -                    0.0130                     -                                       13.3670                         20260101                                          240                                   238
          32043          FL                  Green Cove Springs                                  PUD                                                               9.2200                    0.5000                  -                    0.0130                     -                                        8.7070                         20360101                                          360                                   358
          32725          FL                  Deltona                                             Single Family                                                     7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20360201                                          360                                   359
          47130          IN                  Jeffersonville                                      Single Family                                                     8.0100                    0.5000                  -                    0.0130                     -                                        7.4970                         20360201                                          360                                   359
          47130          IN                  Jeffersonville                                      Single Family                                                    12.5000                    0.5000                  -                    0.0130                     -                                       11.9870                         20360201                                          360                                   359
          20770          MD                  Greenbelt                                           Condominium                                                      10.9000                    0.5000                  -                    0.0130                     -                                       10.3870                         20360201                                          360                                   359
          97214          OR                  Portland                                            Single Family                                                     8.6600                    0.5000                  -                    0.0130                     -                                        8.1470                         20360201                                          360                                   359
          21771          MD                  MOUNT AIRY                                          Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20360201                                          360                                   359
          32818          FL                  Orlando                                             Single Family                                                     7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20360201                                          360                                   359
          29926          SC                  Hilton Head Island                                  Single Family                                                     8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20360101                                          360                                   358
          33870          FL                  Sebring                                             Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
          91364          CA                  Woodland Hills                                      Single Family                                                     6.1250                    0.5000                  -                    0.0130                     -                                        5.6120                         20351101                                          360                                   356
          34479          FL                  Ocala                                               Single Family                                                     8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20351201                                          360                                   357
          20164          VA                  STERLING                                            Single Family                                                     7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20360201                                          360                                   359
          85201          AZ                  MESA                                                Condominium                                                      10.4900                    0.5000                  -                    0.0130                     -                                        9.9770                         20360201                                          360                                   359
          85201          AZ                  MESA                                                Condominium                                                       6.5100                    0.5000                  -                    0.0130                     -                                        5.9970                         20360201                                          360                                   359
          85209          AZ                  MESA                                                PUD                                                               9.7000                    0.5000                  -                    0.0130                     -                                        9.1870                         20360301                                          360                                   360
          22312          VA                  ALEXANDRIA                                          Condominium                                                      11.8400                    0.5000                  -                    0.0130                     -                                       11.3270                         20360201                                          360                                   359
          19802          DE                  WILMINGTON                                          Single Family                                                     7.0400                    0.5000                  -                    0.0130                     -                                        6.5270                         20360301                                          360                                   360
          55117          MN                  LITTLE CANADA                                       Single Family                                                     7.9450                    0.5000                  -                    0.0130                     -                                        7.4320                         20360201                                          360                                   359
          22312          VA                  ALEXANDRIA                                          Condominium                                                       8.3500                    0.5000                  -                    0.0130                     -                                        7.8370                         20360201                                          360                                   359
          85019          AZ                  PHOENIX                                             Single Family                                                     8.0100                    0.5000                  -                    0.0130                     -                                        7.4970                         20360201                                          360                                   359
          33572          FL                  Apollo Beach                                        PUD                                                               8.6500                    0.5000                  -                    0.0130                     -                                        8.1370                         20360201                                          360                                   359
          33196          FL                  Miami                                               Single Family                                                     7.0300                    0.5000                  -                    0.0130                     -                                        6.5170                         20360201                                          360                                   359
          36575          AL                  Semmes                                              Single Family                                                     7.8800                    0.5000                  -                    0.0130                     -                                        7.3670                         20360101                                          360                                   358
          85249          AZ                  Chandler                                            PUD                                                               9.2500                    0.5000                  -                    0.0130                     -                                        8.7370                         20351001                                          360                                   355
          37341          TN                  Harrison                                            Single Family                                                     8.3700                    0.5000                  -                    0.0130                     -                                        7.8570                         20360201                                          360                                   359
          37128          TN                  MURFREESBORO                                        Single Family                                                     6.9000                    0.5000                  -                    0.0130                     -                                        6.3870                         20360101                                          360                                   358
          85051          AZ                  PHOENIX                                             Single Family                                                     7.8150                    0.5000                  -                    0.0130                     -                                        7.3020                         20360101                                          360                                   358
          43528          OH                  HOLLAND                                             Single Family                                                     8.2800                    0.5000                  -                    0.0130                     -                                        7.7670                         20360101                                          360                                   358
          17268          PA                  WAYNESBORO                                          Single Family                                                     6.8400                    0.5000                  -                    0.0130                     -                                        6.3270                         20360101                                          360                                   358
          30116          GA                  CARROLLTON                                          Single Family                                                     6.8500                    0.5000                  -                    0.0130                     -                                        6.3370                         20360101                                          360                                   358
          34853          FL                  NEW PORT RICHEY                                     Single Family                                                     9.2500                    0.5000                  -                    0.0130                     -                                        8.7370                         20360101                                          360                                   358
          30274          GA                  RIVERDALE                                           Single Family                                                     7.6250                    0.5000                  -                    0.0130                     -                                        7.1120                         20360101                                          360                                   358
          92377          CA                  RIALTO                                              Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
          77380          TX                  SPRING                                              Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20360101                                          360                                   358
          35127          AL                  PLEASANT GROVE                                      Single Family                                                     8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20360101                                          360                                   358
          30546          GA                  HIAWASSEE                                           Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20351201                                          360                                   357
          30039          GA                  SNELLVILLE                                          Single Family                                                     9.2500                    0.5000                  -                    0.0130                     -                                        8.7370                         20360101                                          360                                   358
          99223          WA                  SPOKANE                                             Single Family                                                     7.1250                    0.5000                  -                    0.0130                     -                                        6.6120                         20351201                                          360                                   357
          48420          MI                  CLIO                                                Single Family                                                     9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20351201                                          360                                   357
          30312          GA                  ATLANTA                                             Single Family                                                     8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20351001                                          360                                   355
          63033          MO                  FLORISSANT                                          Single Family                                                     8.4000                    0.5000                  -                    0.0130                     -                                        7.8870                         20360101                                          360                                   358
          33313          FL                  SUNRISE                                             Condominium                                                      10.5000                    0.5000                  -                    0.0130                     -                                        9.9870                         20360101                                          360                                   358
          30080          GA                  SMYRNA                                              Condominium                                                       8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20360101                                          360                                   358
          19054          PA                  FALLSINGTON                                         Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20351201                                          360                                   357
          30288          GA                  CONLEY                                              Single Family                                                     9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20360101                                          360                                   358
          20653          MD                  LEXINGTON PARK                                      Single Family                                                     8.6250                    0.5000                  -                    0.0130                     -                                        8.1120                         20360101                                          360                                   358
          30121          GA                  CARTERSVILLE                                        Single Family                                                     8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20360101                                          360                                   358
          30121          GA                  CARTERSVILLE                                        Single Family                                                     8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20360101                                          360                                   358
          46360          IN                  MICHIGAN CITY                                       2-4 Family                                                        9.8750                    0.5000                  -                    0.0130                     -                                        9.3620                         20360101                                          360                                   358
          32640          FL                  HAWTHORNE                                           Single Family                                                     9.1250                    0.5000                  -                    0.0130                     -                                        8.6120                         20351201                                          360                                   357
          30044          GA                  LAWRENCEVILLE                                       PUD                                                              10.3100                    0.5000                  -                    0.0130                     -                                        9.7970                         20360101                                          360                                   358
          34472          FL                  OCALA                                               Single Family                                                     8.7800                    0.5000                  -                    0.0130                     -                                        8.2670                         20360101                                          360                                   358
          30047          GA                  LILBURN                                             Single Family                                                     8.6500                    0.5000                  -                    0.0130                     -                                        8.1370                         20360101                                          360                                   358
          63112          MO                  ST LOUIS                                            Single Family                                                     8.6800                    0.5000                  -                    0.0130                     -                                        8.1670                         20360101                                          360                                   358
          90220          CA                  COMPTON                                             Single Family                                                     8.6200                    0.5000                  -                    0.0130                     -                                        8.1070                         20360101                                          360                                   358
          33023          FL                  MIRAMAR                                             Single Family                                                     9.6250                    0.5000                  -                    0.0130                     -                                        9.1120                         20360101                                          360                                   358
          33178          FL                  DORAL                                               Condominium                                                       9.1200                    0.5000                  -                    0.0130                     -                                        8.6070                         20360101                                          360                                   358
          33155          FL                  MIAMI                                               Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
          33064          FL                  POMPANO BEACH                                       Single Family                                                     9.1250                    0.5000                  -                    0.0130                     -                                        8.6120                         20360101                                          360                                   358
          22554          VA                  STAFFORD                                            Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
          77011          TX                  HOUSTON                                             2-4 Family                                                        9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20360101                                          360                                   358
          36618          AL                  MOBILE                                              Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20360101                                          360                                   358
          85029          AZ                  PHOENIX                                             Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20360101                                          360                                   358
          33603          FL                  TAMPA                                               Single Family                                                     8.3750                    0.5000                  -                    0.0130                     -                                        7.8620                         20360101                                          360                                   358
          92646          CA                  HUNTINGTON BEACH                                    PUD                                                               7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20360101                                          360                                   358
          30318          GA                  ATLANTA                                             Single Family                                                     9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20360101                                          360                                   358
          60527          IL                  WILLOWBROOK                                         Condominium                                                       9.3750                    0.5000                  -                    0.0130                     -                                        8.8620                         20360101                                          360                                   358
          18634          PA                  NANTICOKE                                           Single Family                                                     8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20360101                                          360                                   358
          20602          MD                  WALDORF                                             PUD                                                               7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20360101                                          360                                   358
           6339          CT                  LEDYARD                                             Single Family                                                    10.1250                    0.5000                  -                    0.0130                     -                                        9.6120                         20210101                                          180                                   178
           6339          CT                  LEDYARD                                             Single Family                                                     7.3750                    0.5000                  -                    0.0130                     -                                        6.8620                         20360101                                          360                                   358
          30236          GA                  JONESBORO                                           Single Family                                                     8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20360101                                          360                                   358
          30228          GA                  HAMPTON                                             Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20360101                                          360                                   358
          35212          AL                  BIRMINGHAM                                          Single Family                                                     8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20360101                                          360                                   358
          75019          TX                  COPPELL                                             Single Family                                                     9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20351201                                          360                                   357
           1844          MA                  METHUEN                                             Single Family                                                     6.8750                    0.5000                  -                    0.0130                     -                                        6.3620                         20360101                                          360                                   358
          77066          TX                  HOUSTON                                             PUD                                                               7.4400                    0.5000                  -                    0.0130                     -                                        6.9270                         20351101                                          360                                   356
          32607          FL                  GAINESVILLE                                         Single Family                                                     7.2800                    0.5000                  -                    0.0130                     -                                        6.7670                         20360101                                          360                                   358
          21045          MD                  COLUMBIA                                            PUD                                                               8.6800                    0.5000                  -                    0.0130                     -                                        8.1670                         20360101                                          360                                   358
          33162          FL                  MIAMI                                               Single Family                                                     8.6800                    0.5000                  -                    0.0130                     -                                        8.1670                         20360101                                          360                                   358
          36869          AL                  PHENIX CITY                                         Single Family                                                     9.2900                    0.5000                  -                    0.0130                     -                                        8.7770                         20360101                                          360                                   358
          30078          GA                  SNELLVILLE                                          Single Family                                                     7.0300                    0.5000                  -                    0.0130                     -                                        6.5170                         20360101                                          360                                   358
          63028          MO                  FESTUS                                              Single Family                                                    10.9300                    0.5000                  -                    0.0130                     -                                       10.4170                         20360101                                          360                                   358
          30318          GA                  ATLANTA                                             Single Family                                                     8.1600                    0.5000                  -                    0.0130                     -                                        7.6470                         20360101                                          360                                   358
          41011          KY                  COVINGTON                                           Single Family                                                     8.5900                    0.5000                  -                    0.0130                     -                                        8.0770                         20360101                                          360                                   358
          33417          FL                  WEST PALM BEACH                                     Single Family                                                     9.7100                    0.5000                  -                    0.0130                     -                                        9.1970                         20360101                                          360                                   358
          85041          AZ                  PHOENIX                                             Single Family                                                     8.0300                    0.5000                  -                    0.0130                     -                                        7.5170                         20360101                                          360                                   358
          33903          FL                  NORTH FORT MYER                                     Single Family                                                     7.1250                    0.5000                  -                    0.0130                     -                                        6.6120                         20360101                                          360                                   358
          30120          GA                  CARTERSVILLE                                        Single Family                                                    10.7500                    0.5000                  -                    0.0130                     -                                       10.2370                         20360101                                          360                                   358
          46201          IN                  INDIANAPOLIS                                        Single Family                                                     9.4000                    0.5000                  -                    0.0130                     -                                        8.8870                         20360101                                          360                                   358
          30534          GA                  DAWSONVILLE                                         PUD                                                               7.5600                    0.5000                  -                    0.0130                     -                                        7.0470                         20360101                                          360                                   358
          30294          GA                  ELLENWOOD                                           Single Family                                                     9.6100                    0.5000                  -                    0.0130                     -                                        9.0970                         20360101                                          360                                   358
          32825          FL                  ORLANDO                                             Single Family                                                     8.4200                    0.5000                  -                    0.0130                     -                                        7.9070                         20360101                                          360                                   358
          30022          GA                  ALPHARETTA                                          Single Family                                                     8.3300                    0.5000                  -                    0.0130                     -                                        7.8170                         20360101                                          360                                   358
          30088          GA                  STONE MOUNTAIN                                      Single Family                                                     7.4900                    0.5000                  -                    0.0130                     -                                        6.9770                         20360101                                          360                                   358
          30536          GA                  ELLIJAY                                             Single Family                                                    10.2500                    0.5000                  -                    0.0130                     -                                        9.7370                         20360101                                          360                                   358
          36116          AL                  MONTGOMERY                                          Single Family                                                     9.1250                    0.5000                  -                    0.0130                     -                                        8.6120                         20360101                                          360                                   358
          85048          AZ                  PHOENIX                                             PUD                                                               8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20360101                                          360                                   358
          17244          PA                  ORRSTOWN                                            Single Family                                                     8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20360101                                          360                                   358
          46561          IN                  OSCEOLA                                             Single Family                                                     9.3750                    0.5000                  -                    0.0130                     -                                        8.8620                         20360101                                          360                                   358
          30238          GA                  JONESBORO                                           Single Family                                                     9.6250                    0.5000                  -                    0.0130                     -                                        9.1120                         20360101                                          360                                   358
          30215          GA                  FAYETTEVILLE                                        Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20360101                                          360                                   358
          21244          MD                  WINDSOR                                             PUD                                                               8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20360101                                          360                                   358
          30317          GA                  ATLANTA                                             Single Family                                                     9.3750                    0.5000                  -                    0.0130                     -                                        8.8620                         20360101                                          360                                   358
          76448          TX                  EASTLAND                                            Single Family                                                    10.9850                    0.5000                  -                    0.0130                     -                                       10.4720                         20360101                                          360                                   358
          77061          TX                  HOUSTON                                             Single Family                                                     9.2500                    0.5000                  -                    0.0130                     -                                        8.7370                         20360101                                          360                                   358
          31220          GA                  MACON                                               PUD                                                              10.1250                    0.5000                  -                    0.0130                     -                                        9.6120                         20360101                                          360                                   358
          76273          TX                  WHITESBORO                                          Single Family                                                    10.0000                    0.5000                  -                    0.0130                     -                                        9.4870                         20360101                                          360                                   358
          37179          TN                  THOMPSONS STATI                                     Single Family                                                     9.1250                    0.5000                  -                    0.0130                     -                                        8.6120                         20360101                                          360                                   358
          37179          TN                  THOMPSONS STATI                                     Single Family                                                     8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20360101                                          360                                   358
          11553          NY                  UNIONDALE                                           Single Family                                                     9.2450                    0.5000                  -                    0.0130                     -                                        8.7320                         20360201                                          360                                   359
          35043          AL                  CHELSEA                                             Single Family                                                     9.8750                    0.5000                  -                    0.0130                     -                                        9.3620                         20360101                                          360                                   358
          34608          FL                  SPRING HILL                                         Single Family                                                     8.9990                    0.5000                  -                    0.0130                     -                                        8.4860                         20360101                                          360                                   358
          27514          NC                  CHAPEL HILL                                         Single Family                                                     7.6250                    0.5000                  -                    0.0130                     -                                        7.1120                         20360101                                          360                                   358
          33446          FL                  DELRAY BEACH                                        Condominium                                                       9.2500                    0.5000                  -                    0.0130                     -                                        8.7370                         20360101                                          360                                   358
          48111          MI                  BELLEVILLE                                          Single Family                                                     8.3750                    0.5000                  -                    0.0130                     -                                        7.8620                         20360101                                          360                                   358
          34608          FL                  SPRING HILL                                         Single Family                                                     8.3750                    0.5000                  -                    0.0130                     -                                        7.8620                         20360101                                          360                                   358
          97132          OR                  NEWBERG                                             Single Family                                                     7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20360101                                          360                                   358
          63116          MO                  SAINT LOUIS                                         2-4 Family                                                        9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20360101                                          360                                   358
          34758          FL                  KISSIMMEE                                           Single Family                                                     7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20360101                                          360                                   358
          33613          FL                  TAMPA                                               Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360101                                          360                                   358
          31406          GA                  SAVANNAH                                            PUD                                                               9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20360101                                          360                                   358
          30349          GA                  COLLEGE PARK                                        Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20360101                                          360                                   358
          30310          GA                  ATLANTA                                             Single Family                                                     6.8750                    0.5000                  -                    0.0130                     -                                        6.3620                         20351001                                          360                                   355
          19464          PA                  POTTSTOWN                                           Single Family                                                     8.3750                    0.5000                  -                    0.0130                     -                                        7.8620                         20351001                                          360                                   355
          33068          FL                  North Lauderdale                                    Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20360101                                          360                                   358
          85283          AZ                  Tempe                                               Single Family                                                     7.1250                    0.5000                  -                    0.0130                     -                                        6.6120                         20351201                                          360                                   357
          48122          MI                  Melvindale                                          2-4 Family                                                        9.3750                    0.5000                  -                    0.0130                     -                                        8.8620                         20351201                                          360                                   357
          64014          MO                  Blue Springs                                        Single Family                                                     9.6250                    0.5000                  -                    0.0130                     -                                        9.1120                         20360101                                          360                                   358
          60609          IL                  Chicago                                             2-4 Family                                                        7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20360101                                          360                                   358
          48310          MI                  Sterling Heights                                    Single Family                                                     8.1250                    0.5000                  -                    0.0130                     -                                        7.6120                         20360101                                          360                                   358
          63130          MO                  Saint Louis                                         Single Family                                                     7.2300                    0.5000                  -                    0.0130                     -                                        6.7170                         20360101                                          360                                   358
          32724          FL                  Deland                                              Single Family                                                     8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20260101                                          240                                   238
          17331          PA                  Hanover                                             Single Family                                                     8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20360101                                          360                                   358
          86322          AZ                  Camp Verde                                          Single Family                                                     8.6250                    0.5000                  -                    0.0130                     -                                        8.1120                         20360101                                          360                                   358
          89145          NV                  Las Vegas                                           Single Family                                                     6.7900                    0.5000                  -                    0.0130                     -                                        6.2770                         20360201                                          360                                   359
          49615          MI                  Bellaire                                            Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20360201                                          360                                   359
          95008          CA                  Campbell                                            Single Family                                                    11.7500                    0.5000                  -                    0.0130                     -                                       11.2370                         20210101                                          180                                   178
          48034          MI                  Southfield                                          Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20351101                                          360                                   356
          48066          MI                  Roseville                                           Single Family                                                    10.0000                    0.5000                  -                    0.0130                     -                                        9.4870                         20360101                                          360                                   358
          89120          NV                  Las Vegas                                           Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20351201                                          360                                   357
          95008          CA                  Campbell                                            Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20360101                                          360                                   358
          94603          CA                  Oakland                                             2-4 Family                                                        7.9370                    0.5000                  -                    0.0130                     -                                        7.4240                         20360101                                          360                                   358
          29203          SC                  Columbia                                            Single Family                                                     9.6750                    0.5000                  -                    0.0130                     -                                        9.1620                         20360101                                          360                                   358
          48066          MI                  Roseville                                           Single Family                                                     7.6250                    0.5000                  -                    0.0130                     -                                        7.1120                         20360101                                          360                                   358
          34683          FL                  Palm Harbor                                         PUD                                                               8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20360101                                          360                                   358
          23462          VA                  Virginia Beach                                      Single Family                                                     8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20360101                                          360                                   358
          60629          IL                  Chicago                                             Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20360101                                          360                                   358
          34266          FL                  Arcadia                                             Single Family                                                     8.3750                    0.5000                  -                    0.0130                     -                                        7.8620                         20360101                                          360                                   358
          85248          AZ                  Chandler                                            Single Family                                                     7.3650                    0.5000                  -                    0.0130                     -                                        6.8520                         20351201                                          360                                   357
          85204          AZ                  Mesa                                                Single Family                                                     7.2250                    0.5000                  -                    0.0130                     -                                        6.7120                         20351201                                          360                                   357
          24219          VA                  Big Stone Gap                                       Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20360101                                          360                                   358
          74601          OK                  Ponca City                                          Single Family                                                     7.1250                    0.5000                  -                    0.0130                     -                                        6.6120                         20351201                                          360                                   357
          48186          MI                  Westland                                            Single Family                                                     8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20360101                                          360                                   358
          32696          FL                  Williston                                           Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20351201                                          360                                   357
          60625          IL                  Chicago                                             2-4 Family                                                        7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360101                                          360                                   358
          60565          IL                  Naperville                                          Single Family                                                     8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20351201                                          360                                   357
          48238          MI                  Detroit                                             Single Family                                                     9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20351201                                          360                                   357
          48849          MI                  Lake Odessa                                         Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20360101                                          360                                   358
          44070          OH                  North Olmsted                                       Single Family                                                     8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20360101                                          360                                   358
          66111          KS                  Edwardsville                                        Single Family                                                     9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20360101                                          360                                   358
          17857          PA                  Northumberland                                      Single Family                                                     8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20360101                                          360                                   358
          23607          VA                  Newport News                                        Single Family                                                     8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20360101                                          360                                   358
          46561          IN                  Osceola                                             Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
          64108          MO                  Kansas City                                         Single Family                                                     9.3750                    0.5000                  -                    0.0130                     -                                        8.8620                         20351201                                          360                                   357
          80401          CO                  Golden                                              Single Family                                                    11.7500                    0.5000                  -                    0.0130                     -                                       11.2370                         20210101                                          180                                   178
          80401          CO                  Golden                                              Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20360101                                          360                                   358
          43055          OH                  Newark                                              Single Family                                                     8.5200                    0.5000                  -                    0.0130                     -                                        8.0070                         20360201                                          360                                   359
          30035          GA                  Decatur                                             PUD                                                               9.9300                    0.5000                  -                    0.0130                     -                                        9.4170                         20360201                                          360                                   359
          23229          VA                  RICHMOND                                            Single Family                                                     9.5700                    0.5000                  -                    0.0130                     -                                        9.0570                         20360201                                          360                                   359
          92311          CA                  Barstow                                             Single Family                                                     8.5400                    0.5000                  -                    0.0130                     -                                        8.0270                         20360201                                          360                                   359
           6082          CT                  Enfield                                             Single Family                                                    10.6000                    0.5000                  -                    0.0130                     -                                       10.0870                         20360201                                          360                                   359
          92337          CA                  Fontana                                             Single Family                                                     8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20360201                                          360                                   359
          91977          CA                  Spring Valley                                       Single Family                                                     7.9600                    0.5000                  -                    0.0130                     -                                        7.4470                         20360201                                          360                                   359
          75032          TX                  Rockwall                                            Condominium                                                      11.4500                    0.5000                  -                    0.0130                     -                                       10.9370                         20360101                                          360                                   358
          75032          TX                  Rockwall                                            Condominium                                                       7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
          46140          IN                  Greenfield                                          Single Family                                                    13.0300                    0.5000                  -                    0.0130                     -                                       12.5170                         20260201                                          240                                   239
          46140          IN                  Greenfield                                          Single Family                                                     9.1000                    0.5000                  -                    0.0130                     -                                        8.5870                         20360201                                          360                                   359
          85050          AZ                  PHOENIX                                             Single Family                                                     7.3200                    0.5000                  -                    0.0130                     -                                        6.8070                         20360201                                          360                                   359
          98146          WA                  SEATTLE                                             Single Family                                                    11.8400                    0.5000                  -                    0.0130                     -                                       11.3270                         20360201                                          360                                   359
          98146          WA                  SEATTLE                                             Single Family                                                     7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20360201                                          360                                   359
          32548          FL                  Fort Walton Beach                                   Single Family                                                     6.4100                    0.5000                  -                    0.0130                     -                                        5.8970                         20360201                                          360                                   359
          48227          MI                  Detroit                                             Single Family                                                     8.0800                    0.5000                  -                    0.0130                     -                                        7.5670                         20360201                                          360                                   359
           7662          NJ                  Rochelle Park                                       Single Family                                                    10.8500                    0.5000                  -                    0.0130                     -                                       10.3370                         20360201                                          360                                   359
          22026          VA                  DUMFRIES                                            Townhouse                                                        12.3400                    0.5000                  -                    0.0130                     -                                       11.8270                         20360201                                          360                                   359
          22026          VA                  DUMFRIES                                            Townhouse                                                         8.3500                    0.5000                  -                    0.0130                     -                                        7.8370                         20360201                                          360                                   359
          65629          MO                  CHADWICK                                            Single Family                                                     9.2600                    0.5000                  -                    0.0130                     -                                        8.7470                         20360201                                          360                                   359
          85326          AZ                  BUCKEYE                                             PUD                                                               7.9300                    0.5000                  -                    0.0130                     -                                        7.4170                         20360201                                          360                                   359
          89109          NV                  LAS VEGAS                                           Single Family                                                     7.2900                    0.5000                  -                    0.0130                     -                                        6.7770                         20360201                                          360                                   359
          20772          MD                  MARLBORO                                            Single Family                                                     8.9000                    0.5000                  -                    0.0130                     -                                        8.3870                         20360201                                          360                                   359
           3228          GA                  HAMPTON                                             PUD                                                               8.1900                    0.5000                  -                    0.0130                     -                                        7.6770                         20351201                                          360                                   357
          34953          FL                  Port Saint Lucie                                    Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20350901                                          360                                   354
          30067          GA                  Marietta                                            Single Family                                                     7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20351201                                          360                                   357
          29926          SC                  Hilton Head Island                                  PUD                                                               8.6400                    0.5000                  -                    0.0130                     -                                        8.1270                         20360101                                          360                                   358
          30620          GA                  Bethlehem                                           Single Family                                                    11.4200                    0.5000                  -                    0.0130                     -                                       10.9070                         20360101                                          360                                   358
          30620          GA                  Bethlehem                                           Single Family                                                     7.8800                    0.5000                  -                    0.0130                     -                                        7.3670                         20360101                                          360                                   358
          32962          FL                  Vero Beach                                          Single Family                                                    12.9900                    0.5000                  -                    0.0130                     -                                       12.4770                         20360201                                          360                                   359
          32962          FL                  Vero Beach                                          Single Family                                                     7.6250                    0.5000                  -                    0.0130                     -                                        7.1120                         20360201                                          360                                   359
          89143          NV                  Las Vegas                                           PUD                                                              12.3000                    0.5000                  -                    0.0130                     -                                       11.7870                         20210201                                          180                                   179
          89143          NV                  Las Vegas                                           PUD                                                               8.8250                    0.5000                  -                    0.0130                     -                                        8.3120                         20360201                                          360                                   359
          85364          AZ                  Yuma                                                Single Family                                                     7.9200                    0.5000                  -                    0.0130                     -                                        7.4070                         20351201                                          360                                   357
          64123          MO                  Kansas City                                         Single Family                                                    10.6000                    0.5000                  -                    0.0130                     -                                       10.0870                         20201101                                          180                                   176
          13319          MA                  PHILLIPSTON                                         Single Family                                                     8.3900                    0.5000                  -                    0.0130                     -                                        7.8770                         20360201                                          360                                   359
          55371          MN                  PRINCETON                                           Single Family                                                     6.7850                    0.5000                  -                    0.0130                     -                                        6.2720                         20360201                                          360                                   359
          97502          OR                  Central Point                                       Single Family                                                     9.5100                    0.5000                  -                    0.0130                     -                                        8.9970                         20360201                                          360                                   359
          34116          FL                  Naples                                              Single Family                                                     7.6950                    0.5000                  -                    0.0130                     -                                        7.1820                         20360201                                          360                                   359
          85374          AZ                  Surprise                                            PUD                                                               7.3500                    0.5000                  -                    0.0130                     -                                        6.8370                         20360201                                          360                                   359
          94561          CA                  Oakley                                              Single Family                                                    10.4700                    0.5000                  -                    0.0130                     -                                        9.9570                         20210201                                          180                                   179
          85363          AZ                  Youngtown                                           PUD                                                               7.1350                    0.5000                  -                    0.0130                     -                                        6.6220                         20360201                                          360                                   359
          94561          CA                  Oakley                                              Single Family                                                     6.9550                    0.5000                  -                    0.0130                     -                                        6.4420                         20360201                                          360                                   359
          93630          CA                  Kerman                                              Single Family                                                     8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20360201                                          360                                   359
          33023          FL                  Hollywood                                           Single Family                                                     8.9800                    0.5000                  -                    0.0130                     -                                        8.4670                         20360201                                          360                                   359
          85713          AZ                  Tucson                                              PUD                                                               8.9800                    0.5000                  -                    0.0130                     -                                        8.4670                         20360201                                          360                                   359
          93306          CA                  Bakersfield                                         Single Family                                                     7.7250                    0.5000                  -                    0.0130                     -                                        7.2120                         20360201                                          360                                   359
          34743          FL                  Kissimmee                                           Single Family                                                     8.0700                    0.5000                  -                    0.0130                     -                                        7.5570                         20360201                                          360                                   359
           8028          NJ                  Glassboro                                           Single Family                                                     8.8200                    0.5000                  -                    0.0130                     -                                        8.3070                         20360201                                          360                                   359
          32909          FL                  Palm Bay                                            Single Family                                                     6.8200                    0.5000                  -                    0.0130                     -                                        6.3070                         20360201                                          360                                   359
          33418          FL                  Palm Beach                                          Single Family                                                     9.2500                    0.5000                  -                    0.0130                     -                                        8.7370                         20360201                                          360                                   359
          35215          AL                  Birmingham                                          Single Family                                                     7.3750                    0.5000                  -                    0.0130                     -                                        6.8620                         20351001                                          360                                   355
          80016          CO                  Centennial                                          PUD                                                               7.3000                    0.5000                  -                    0.0130                     -                                        6.7870                         20360101                                          360                                   358
          64012          MO                  Belton                                              Single Family                                                    11.4900                    0.5000                  -                    0.0130                     -                                       10.9770                         20360101                                          360                                   358
          64012          MO                  Belton                                              Single Family                                                     7.7250                    0.5000                  -                    0.0130                     -                                        7.2120                         20360101                                          360                                   358
          64030          MO                  Grandview                                           Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20360101                                          360                                   358
          55038          MN                  HUGO                                                Townhouse                                                         7.6950                    0.5000                  -                    0.0130                     -                                        7.1820                         20360201                                          360                                   359
          85086          AZ                  DESERT HILLS                                        Single Family                                                    10.8000                    0.5000                  -                    0.0130                     -                                       10.2870                         20360201                                          360                                   359
          85086          AZ                  DESERT HILLS                                        Single Family                                                     5.9600                    0.5000                  -                    0.0130                     -                                        5.4470                         20360201                                          360                                   359
          55014          MN                  LINO LAKES                                          Single Family                                                     7.3200                    0.5000                  -                    0.0130                     -                                        6.8070                         20360201                                          360                                   359
          32836          FL                  ORLANDO                                             PUD                                                              11.8400                    0.5000                  -                    0.0130                     -                                       11.3270                         20360201                                          360                                   359
          32836          FL                  ORLANDO                                             PUD                                                               7.2250                    0.5000                  -                    0.0130                     -                                        6.7120                         20360201                                          360                                   359
          78228          TX                  SAN ANTONIO                                         Single Family                                                     8.7000                    0.5000                  -                    0.0130                     -                                        8.1870                         20360101                                          360                                   358
          66213          KS                  OVERLAND PARK                                       PUD                                                               7.7000                    0.5000                  -                    0.0130                     -                                        7.1870                         20360101                                          360                                   358
          77429          TX                  CYPRESS                                             PUD                                                               9.7000                    0.5000                  -                    0.0130                     -                                        9.1870                         20360101                                          360                                   358
          77388          TX                  SPRING                                              Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20360201                                          360                                   359
          77388          TX                  SPRING                                              Single Family                                                     9.2000                    0.5000                  -                    0.0130                     -                                        8.6870                         20360201                                          360                                   359
          85234          AZ                  GILBERT                                             PUD                                                              10.9900                    0.5000                  -                    0.0130                     -                                       10.4770                         20210201                                          180                                   179
          77388          TX                  SPRING                                              PUD                                                               9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20360101                                          360                                   358
          85234          AZ                  GILBERT                                             PUD                                                               6.5800                    0.5000                  -                    0.0130                     -                                        6.0670                         20360201                                          360                                   359
          85031          AZ                  PHOENIX                                             Single Family                                                    11.9000                    0.5000                  -                    0.0130                     -                                       11.3870                         20210101                                          180                                   178
          85031          AZ                  PHOENIX                                             Single Family                                                     7.6250                    0.5000                  -                    0.0130                     -                                        7.1120                         20360101                                          360                                   358
          77388          TX                  SPRING                                              PUD                                                               8.8000                    0.5000                  -                    0.0130                     -                                        8.2870                         20360101                                          360                                   358
          77338          TX                  HUMBLE                                              2-4 Family                                                        7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20360101                                          360                                   358
          49442          MI                  MUSKEGON                                            2-4 Family                                                       10.8500                    0.5000                  -                    0.0130                     -                                       10.3370                         20360201                                          360                                   359
          85629          AZ                  SAHUARITA                                           Single Family                                                    10.9900                    0.5000                  -                    0.0130                     -                                       10.4770                         20210101                                          180                                   178
          85629          AZ                  SAHUARITA                                           Single Family                                                     7.6800                    0.5000                  -                    0.0130                     -                                        7.1670                         20360101                                          360                                   358
          75137          TX                  DUNCANVILLE                                         Single Family                                                     7.7400                    0.5000                  -                    0.0130                     -                                        7.2270                         20360101                                          360                                   358
          77489          TX                  MISSOURI CITY                                       PUD                                                               7.4250                    0.5000                  -                    0.0130                     -                                        6.9120                         20360101                                          360                                   358
          78109          TX                  CONVERSE                                            PUD                                                               9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20360101                                          360                                   358
          64468          MO                  MARYVILLE                                           Single Family                                                    11.6400                    0.5000                  -                    0.0130                     -                                       11.1270                         20210101                                          180                                   178
          64468          MO                  MARYVILLE                                           Single Family                                                     7.1500                    0.5000                  -                    0.0130                     -                                        6.6370                         20360101                                          360                                   358
          85353          AZ                  TOLLESON                                            Single Family                                                    11.5000                    0.5000                  -                    0.0130                     -                                       10.9870                         20210101                                          180                                   178
          85353          AZ                  TOLLESON                                            Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360101                                          360                                   358
          85225          AZ                  CHANDLER                                            PUD                                                              10.8750                    0.5000                  -                    0.0130                     -                                       10.3620                         20210201                                          180                                   179
          85225          AZ                  CHANDLER                                            PUD                                                               7.6250                    0.5000                  -                    0.0130                     -                                        7.1120                         20360201                                          360                                   359
          85205          AZ                  MESA                                                PUD                                                              10.9900                    0.5000                  -                    0.0130                     -                                       10.4770                         20210101                                          180                                   178
          85205          AZ                  MESA                                                PUD                                                               7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
          49036          MI                  COLDWATER                                           Single Family                                                     8.9400                    0.5000                  -                    0.0130                     -                                        8.4270                         20360101                                          360                                   358
          85043          AZ                  PHOENIX                                             Single Family                                                     7.3750                    0.5000                  -                    0.0130                     -                                        6.8620                         20360101                                          360                                   358
          63010          MO                  ARNOLD                                              Single Family                                                     7.4900                    0.5000                  -                    0.0130                     -                                        6.9770                         20360101                                          360                                   358
          77015          TX                  HOUSTON                                             Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20360101                                          360                                   358
          85033          AZ                  PHOENIX                                             PUD                                                              11.9900                    0.5000                  -                    0.0130                     -                                       11.4770                         20210101                                          180                                   178
          85033          AZ                  PHOENIX                                             PUD                                                               7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20360101                                          360                                   358
          85033          AZ                  PHOENIX                                             Single Family                                                    10.9900                    0.5000                  -                    0.0130                     -                                       10.4770                         20210101                                          180                                   178
          85033          AZ                  PHOENIX                                             Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20360101                                          360                                   358
          37404          TN                  CHATTANOOGA                                         Single Family                                                    10.1900                    0.5000                  -                    0.0130                     -                                        9.6770                         20360101                                          360                                   358
          85335          AZ                  EL MIRAGE                                           PUD                                                              11.4500                    0.5000                  -                    0.0130                     -                                       10.9370                         20210101                                          180                                   178
          85335          AZ                  EL MIRAGE                                           PUD                                                               7.3000                    0.5000                  -                    0.0130                     -                                        6.7870                         20360101                                          360                                   358
          85323          AZ                  AVONDALE                                            PUD                                                               7.3000                    0.5000                  -                    0.0130                     -                                        6.7870                         20360101                                          360                                   358
          85326          AZ                  BUCKEYE                                             PUD                                                              10.8750                    0.5000                  -                    0.0130                     -                                       10.3620                         20210101                                          180                                   178
          85326          AZ                  BUCKEYE                                             PUD                                                               7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20360101                                          360                                   358
          86327          AZ                  DEWEY                                               Single Family                                                     6.3750                    0.5000                  -                    0.0130                     -                                        5.8620                         20360101                                          360                                   358
          75040          TX                  GARLAND                                             Single Family                                                     9.3750                    0.5000                  -                    0.0130                     -                                        8.8620                         20360101                                          360                                   358
          77015          TX                  HOUSTON                                             Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20360101                                          360                                   358
          77379          TX                  SPRING                                              PUD                                                               9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20210101                                          180                                   178
          77379          TX                  SPRING                                              PUD                                                               8.8900                    0.5000                  -                    0.0130                     -                                        8.3770                         20360101                                          360                                   358
          85296          AZ                  GILBERT                                             PUD                                                              10.8750                    0.5000                  -                    0.0130                     -                                       10.3620                         20360101                                          360                                   358
          85296          AZ                  GILBERT                                             PUD                                                               7.3500                    0.5000                  -                    0.0130                     -                                        6.8370                         20360101                                          360                                   358
          76543          TX                  KILLEEN                                             Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20210201                                          180                                   179
          85017          AZ                  PHOENIX                                             Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20210101                                          180                                   178
          85017          AZ                  PHOENIX                                             Single Family                                                     7.4900                    0.5000                  -                    0.0130                     -                                        6.9770                         20360101                                          360                                   358
          89502          NV                  RENO                                                Condominium                                                       6.8000                    0.5000                  -                    0.0130                     -                                        6.2870                         20360101                                          360                                   358
          64113          MO                  KANSAS CITY                                         Single Family                                                     7.9400                    0.5000                  -                    0.0130                     -                                        7.4270                         20360101                                          360                                   358
          76543          TX                  KILLEEN                                             Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360201                                          360                                   359
          78061          TX                  PEARSALL                                            Single Family                                                     8.7000                    0.5000                  -                    0.0130                     -                                        8.1870                         20360101                                          360                                   358
          85043          AZ                  PHOENIX                                             PUD                                                               7.2400                    0.5000                  -                    0.0130                     -                                        6.7270                         20360101                                          360                                   358
          85379          AZ                  SURPRISE                                            PUD                                                               8.6500                    0.5000                  -                    0.0130                     -                                        8.1370                         20360101                                          360                                   358
          76048          TX                  GRANBURY                                            Single Family                                                     9.9000                    0.5000                  -                    0.0130                     -                                        9.3870                         20210101                                          180                                   178
          76048          TX                  GRANBURY                                            Single Family                                                     7.6750                    0.5000                  -                    0.0130                     -                                        7.1620                         20360101                                          360                                   358
          85364          AZ                  YUMA                                                Single Family                                                    11.5000                    0.5000                  -                    0.0130                     -                                       10.9870                         20210101                                          180                                   178
          85364          AZ                  YUMA                                                Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20360101                                          360                                   358
          85034          AZ                  PHOENIX                                             Condominium                                                      11.7500                    0.5000                  -                    0.0130                     -                                       11.2370                         20210101                                          180                                   178
          85034          AZ                  PHOENIX                                             Condominium                                                       6.9500                    0.5000                  -                    0.0130                     -                                        6.4370                         20360101                                          360                                   358
          85326          AZ                  BUCKEYE                                             PUD                                                               6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20360101                                          360                                   358
          85239          AZ                  MARICOPA                                            PUD                                                              11.3000                    0.5000                  -                    0.0130                     -                                       10.7870                         20210101                                          180                                   178
          85239          AZ                  MARICOPA                                            PUD                                                               7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
          64133          MO                  KANSAS CITY                                         Single Family                                                    12.1400                    0.5000                  -                    0.0130                     -                                       11.6270                         20210101                                          180                                   178
          64133          MO                  KANSAS CITY                                         Single Family                                                     8.9000                    0.5000                  -                    0.0130                     -                                        8.3870                         20360101                                          360                                   358
          75034          TX                  FRISCO                                              PUD                                                               9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20360101                                          360                                   358
          62040          IL                  GRANITE CITY                                        2-4 Family                                                        9.2500                    0.5000                  -                    0.0130                     -                                        8.7370                         20360101                                          360                                   358
          77521          TX                  BAYTOWN                                             Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20210101                                          180                                   178
          77521          TX                  BAYTOWN                                             Single Family                                                    10.9750                    0.5000                  -                    0.0130                     -                                       10.4620                         20360101                                          360                                   358
          85041          AZ                  PHOENIX                                             PUD                                                               9.2200                    0.5000                  -                    0.0130                     -                                        8.7070                         20360101                                          360                                   358
          80922          CO                  COLORADO SPRINGS                                    PUD                                                              12.6400                    0.5000                  -                    0.0130                     -                                       12.1270                         20201201                                          180                                   177
          80922          CO                  COLORADO SPRINGS                                    PUD                                                               7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20351201                                          360                                   357
          85040          AZ                  PHOENIX                                             PUD                                                              10.7500                    0.5000                  -                    0.0130                     -                                       10.2370                         20210101                                          180                                   178
          85040          AZ                  PHOENIX                                             PUD                                                               6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20360101                                          360                                   358
          85302          AZ                  GLENDALE                                            PUD                                                               7.6750                    0.5000                  -                    0.0130                     -                                        7.1620                         20360101                                          360                                   358
          77429          TX                  CYPRESS                                             PUD                                                               8.9000                    0.5000                  -                    0.0130                     -                                        8.3870                         20360101                                          360                                   358
          77478          TX                  SUGAR LAND                                          PUD                                                               9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20201201                                          180                                   177
          85323          AZ                  AVONDALE                                            PUD                                                              11.5000                    0.5000                  -                    0.0130                     -                                       10.9870                         20201201                                          180                                   177
          85323          AZ                  AVONDALE                                            PUD                                                               7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351201                                          360                                   357
          77478          TX                  SUGAR LAND                                          PUD                                                               8.6500                    0.5000                  -                    0.0130                     -                                        8.1370                         20351201                                          360                                   357
          77535          TX                  DAYTON                                              Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20351201                                          360                                   357
          85027          AZ                  PHOENIX                                             Single Family                                                     8.3750                    0.5000                  -                    0.0130                     -                                        7.8620                         20360101                                          360                                   358
          85337          AZ                  GILA BEND                                           Single Family                                                    11.9900                    0.5000                  -                    0.0130                     -                                       11.4770                         20210101                                          180                                   178
          85337          AZ                  GILA BEND                                           Single Family                                                     8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20360101                                          360                                   358
          76108          TX                  FORT WORTH                                          Single Family                                                     7.6150                    0.5000                  -                    0.0130                     -                                        7.1020                         20210101                                          180                                   178
          77461          TX                  NEEDVILLE                                           Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20201201                                          180                                   177
          77461          TX                  NEEDVILLE                                           Single Family                                                     7.6250                    0.5000                  -                    0.0130                     -                                        7.1120                         20351201                                          360                                   357
          85388          AZ                  SURPRISE                                            PUD                                                               8.1000                    0.5000                  -                    0.0130                     -                                        7.5870                         20360101                                          360                                   358
          80221          CO                  DENVER                                              Single Family                                                    12.2000                    0.5000                  -                    0.0130                     -                                       11.6870                         20201201                                          180                                   177
          85239          AZ                  MARICOPA                                            PUD                                                              12.5000                    0.5000                  -                    0.0130                     -                                       11.9870                         20201201                                          180                                   177
          85239          AZ                  MARICOPA                                            PUD                                                               8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20351201                                          360                                   357
          75042          TX                  GARLAND                                             Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20201201                                          180                                   177
          75042          TX                  GARLAND                                             Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20351201                                          360                                   357
          85207          AZ                  MESA                                                Single Family                                                    11.7500                    0.5000                  -                    0.0130                     -                                       11.2370                         20201201                                          180                                   177
          85207          AZ                  MESA                                                Single Family                                                     7.3000                    0.5000                  -                    0.0130                     -                                        6.7870                         20351201                                          360                                   357
          80221          CO                  DENVER                                              Single Family                                                     7.8000                    0.5000                  -                    0.0130                     -                                        7.2870                         20351201                                          360                                   357
          85381          AZ                  PEORIA                                              Single Family                                                     7.6250                    0.5000                  -                    0.0130                     -                                        7.1120                         20351201                                          360                                   357
          75115          TX                  DESOTO                                              PUD                                                              11.8500                    0.5000                  -                    0.0130                     -                                       11.3370                         20360101                                          360                                   358
          75115          TX                  DESOTO                                              Single Family                                                    12.1500                    0.5000                  -                    0.0130                     -                                       11.6370                         20201201                                          180                                   177
          75115          TX                  DESOTO                                              Single Family                                                    10.3500                    0.5000                  -                    0.0130                     -                                        9.8370                         20351201                                          360                                   357
          85339          AZ                  LAVEEN                                              PUD                                                              11.5000                    0.5000                  -                    0.0130                     -                                       10.9870                         20201201                                          180                                   177
          85339          AZ                  LAVEEN                                              PUD                                                               7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351201                                          360                                   357
          64110          MO                  KANSAS CITY                                         Single Family                                                     8.6000                    0.5000                  -                    0.0130                     -                                        8.0870                         20351201                                          360                                   357
          85345          AZ                  PEORIA                                              Single Family                                                     7.6750                    0.5000                  -                    0.0130                     -                                        7.1620                         20360101                                          360                                   358
          85029          AZ                  PHOENIX                                             Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360101                                          360                                   358
          85239          AZ                  MARICOPA                                            PUD                                                              11.4000                    0.5000                  -                    0.0130                     -                                       10.8870                         20201201                                          180                                   177
          85239          AZ                  MARICOPA                                            PUD                                                               8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20351201                                          360                                   357
          85730          AZ                  TUCSON                                              Single Family                                                     8.2750                    0.5000                  -                    0.0130                     -                                        7.7620                         20351201                                          360                                   357
          80640          CO                  HENDERSON                                           PUD                                                               8.6500                    0.5000                  -                    0.0130                     -                                        8.1370                         20351201                                          360                                   357
          75227          TX                  DALLAS                                              Single Family                                                     9.5650                    0.5000                  -                    0.0130                     -                                        9.0520                         20351201                                          360                                   357
          85620          AZ                  NACO                                                Single Family                                                     8.7250                    0.5000                  -                    0.0130                     -                                        8.2120                         20360101                                          360                                   358
          80301          CO                  BOULDER                                             Single Family                                                     7.4000                    0.5000                  -                    0.0130                     -                                        6.8870                         20351201                                          360                                   357
          80226          CO                  LAKEWOOD                                            Single Family                                                     8.8500                    0.5000                  -                    0.0130                     -                                        8.3370                         20351201                                          360                                   357
          75287          TX                  DALLAS                                              PUD                                                               9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20351201                                          360                                   357
          85233          AZ                  GILBERT                                             PUD                                                               8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20351201                                          360                                   357
          85326          AZ                  BUCKEYE                                             PUD                                                              12.2500                    0.5000                  -                    0.0130                     -                                       11.7370                         20201201                                          180                                   177
          85326          AZ                  BUCKEYE                                             PUD                                                               8.6000                    0.5000                  -                    0.0130                     -                                        8.0870                         20351201                                          360                                   357
          85236          AZ                  HIGLEY                                              PUD                                                               9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20201201                                          180                                   177
          85236          AZ                  HIGLEY                                              PUD                                                               7.2800                    0.5000                  -                    0.0130                     -                                        6.7670                         20351201                                          360                                   357
          89147          NV                  LAS VEGAS                                           Single Family                                                    12.4900                    0.5000                  -                    0.0130                     -                                       11.9770                         20201201                                          180                                   177
          89147          NV                  LAS VEGAS                                           Single Family                                                     9.4750                    0.5000                  -                    0.0130                     -                                        8.9620                         20351201                                          360                                   357
          85028          AZ                  PHOENIX                                             Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351201                                          360                                   357
          85028          AZ                  PHOENIX                                             Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351201                                          360                                   357
          85029          AZ                  PHOENIX                                             Single Family                                                     6.0000                    0.5000                  -                    0.0130                     -                                        5.4870                         20360101                                          360                                   358
          64052          MO                  INDEPENDENCE                                        Single Family                                                    11.4900                    0.5000                  -                    0.0130                     -                                       10.9770                         20201101                                          180                                   176
          64052          MO                  INDEPENDENCE                                        Single Family                                                     7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20351101                                          360                                   356
          85222          AZ                  CASA GRANDE                                         PUD                                                              11.3500                    0.5000                  -                    0.0130                     -                                       10.8370                         20201201                                          180                                   177
          85222          AZ                  CASA GRANDE                                         PUD                                                               7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351201                                          360                                   357
          87114          NM                  ALBUQUERQUE                                         Single Family                                                     9.9250                    0.5000                  -                    0.0130                     -                                        9.4120                         20351201                                          360                                   357
          85242          AZ                  QUEEN CREEK                                         PUD                                                               6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20351101                                          360                                   356
          93311          CA                  BAKERSFIELD                                         Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20360101                                          360                                   358
          85242          AZ                  QUEEN CREEK                                         Single Family                                                     9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20351101                                          360                                   356
          85015          AZ                  PHOENIX                                             Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20201101                                          180                                   176
          85015          AZ                  PHOENIX                                             Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20351101                                          360                                   356
          85629          AZ                  SAHUARITA                                           PUD                                                               7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351101                                          360                                   356
          85215          AZ                  MESA                                                PUD                                                               5.7500                    0.5000                  -                    0.0130                     -                                        5.2370                         20351101                                          360                                   356
          78852          TX                  EAGLE PASS                                          Single Family                                                     8.8250                    0.5000                  -                    0.0130                     -                                        8.3120                         20351001                                          360                                   355
          85222          AZ                  CASA GRANDE                                         PUD                                                              11.9900                    0.5000                  -                    0.0130                     -                                       11.4770                         20201101                                          180                                   176
          85222          AZ                  CASA GRANDE                                         PUD                                                               8.8800                    0.5000                  -                    0.0130                     -                                        8.3670                         20351101                                          360                                   356
          64050          MO                  INDEPENDENCE                                        Single Family                                                     8.4500                    0.5000                  -                    0.0130                     -                                        7.9370                         20351201                                          360                                   357
          87505          NM                  SANTA FE                                            2-4 Family                                                        7.8900                    0.5000                  -                    0.0130                     -                                        7.3770                         20351101                                          360                                   356
          85353          AZ                  TOLLESON                                            PUD                                                              12.0250                    0.5000                  -                    0.0130                     -                                       11.5120                         20210101                                          180                                   178
          85353          AZ                  TOLLESON                                            PUD                                                               8.4000                    0.5000                  -                    0.0130                     -                                        7.8870                         20360101                                          360                                   358
          85203          AZ                  MESA                                                Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20351201                                          360                                   357
          83814          ID                  COEUR D'ALENE                                       Single Family                                                     9.3750                    0.5000                  -                    0.0130                     -                                        8.8620                         20351101                                          360                                   356
          85031          AZ                  PHOENIX                                             Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351001                                          360                                   355
          85243          AZ                  QUEEN CREEK                                         PUD                                                               9.6000                    0.5000                  -                    0.0130                     -                                        9.0870                         20201101                                          180                                   176
          85243          AZ                  QUEEN CREEK                                         PUD                                                               7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20351101                                          360                                   356
          85232          AZ                  FLORENCE                                            PUD                                                              12.3750                    0.5000                  -                    0.0130                     -                                       11.8620                         20210101                                          180                                   178
          85232          AZ                  FLORENCE                                            PUD                                                               7.2000                    0.5000                  -                    0.0130                     -                                        6.6870                         20360101                                          360                                   358
          85232          AZ                  FLORENCE                                            PUD                                                              11.7500                    0.5000                  -                    0.0130                     -                                       11.2370                         20210101                                          180                                   178
          85232          AZ                  FLORENCE                                            PUD                                                               7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20360101                                          360                                   358
          85232          AZ                  FLORENCE                                            PUD                                                               8.4000                    0.5000                  -                    0.0130                     -                                        7.8870                         20360101                                          360                                   358
          85232          AZ                  FLORENCE                                            PUD                                                               8.1000                    0.5000                  -                    0.0130                     -                                        7.5870                         20360101                                          360                                   358
          64137          MO                  KANSAS CITY                                         Single Family                                                     8.9400                    0.5000                  -                    0.0130                     -                                        8.4270                         20201201                                          180                                   177
          64129          MO                  KANSAS CITY                                         Single Family                                                     7.1500                    0.5000                  -                    0.0130                     -                                        6.6370                         20351201                                          360                                   357
          55417          MN                  MINNEAPOLIS                                         Single Family                                                    11.3650                    0.5000                  -                    0.0130                     -                                       10.8520                         20210101                                          180                                   178
          55417          MN                  MINNEAPOLIS                                         Single Family                                                     7.7250                    0.5000                  -                    0.0130                     -                                        7.2120                         20360101                                          360                                   358
          64439          MO                  DEARBORN                                            Single Family                                                     9.7750                    0.5000                  -                    0.0130                     -                                        9.2620                         20351201                                          360                                   357
          55430          MN                  BROOKLYN CENTER                                     PUD                                                               6.8750                    0.5000                  -                    0.0130                     -                                        6.3620                         20351101                                          360                                   356
          52803          IA                  DAVENPORT                                           Single Family                                                     9.8750                    0.5000                  -                    0.0130                     -                                        9.3620                         20351201                                          360                                   357
          61244          IL                  EAST MOLINE                                         Single Family                                                     8.5900                    0.5000                  -                    0.0130                     -                                        8.0770                         20360101                                          360                                   358
          61201          IL                  ROCK ISLAND                                         Single Family                                                    10.6500                    0.5000                  -                    0.0130                     -                                       10.1370                         20360101                                          360                                   358
          52803          IA                  DAVENPORT                                           Single Family                                                    12.9000                    0.5000                  -                    0.0130                     -                                       12.3870                         20201201                                          180                                   177
          30106          GA                  AUSTELL                                             Single Family                                                     6.9250                    0.5000                  -                    0.0130                     -                                        6.4120                         20360101                                          360                                   358
          52806          IA                  DAVENPORT                                           Single Family                                                    11.6400                    0.5000                  -                    0.0130                     -                                       11.1270                         20201101                                          180                                   176
          52806          IA                  DAVENPORT                                           Single Family                                                     9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20351101                                          360                                   356
          61265          IL                  MOLINE                                              Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20351101                                          360                                   356
          64118          MO                  KANSAS CITY                                         Single Family                                                     7.2750                    0.5000                  -                    0.0130                     -                                        6.7620                         20360101                                          360                                   358
          52569          IA                  MELROSE                                             Single Family                                                     9.8300                    0.5000                  -                    0.0130                     -                                        9.3170                         20351101                                          360                                   356
          78109          TX                  CONVERSE                                            PUD                                                               7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20360101                                          360                                   358
          78109          TX                  CONVERSE                                            Single Family                                                     9.8750                    0.5000                  -                    0.0130                     -                                        9.3620                         20360101                                          360                                   358
          85207          AZ                  MESA                                                Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20210101                                          180                                   178
          85020          AZ                  PHOENIX                                             Single Family                                                     8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20360101                                          360                                   358
          85207          AZ                  MESA                                                Single Family                                                     6.9000                    0.5000                  -                    0.0130                     -                                        6.3870                         20360101                                          360                                   358
          85224          AZ                  CHANDLER                                            Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360101                                          360                                   358
          85201          AZ                  MESA                                                Condominium                                                       7.0000                    0.5000                  -                    0.0130                     -                                        6.4870                         20351201                                          360                                   357
          62215          IL                  ALBERS                                              Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351201                                          360                                   357
          85232          AZ                  FLORENCE                                            PUD                                                              11.7500                    0.5000                  -                    0.0130                     -                                       11.2370                         20360101                                          360                                   358
          61201          IL                  ROCK ISLAND                                         Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351201                                          360                                   357
          64127          MO                  KANSAS CITY                                         Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
          61235          IL                  ATKINSON                                            Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351201                                          360                                   357
          85033          AZ                  PHOENIX                                             Single Family                                                    10.2500                    0.5000                  -                    0.0130                     -                                        9.7370                         20351201                                          360                                   357
          43056          OH                  Heath                                               Single Family                                                     7.3500                    0.5000                  -                    0.0130                     -                                        6.8370                         20360201                                          360                                   359
          75002          TX                  Lucas                                               Single Family                                                     6.6900                    0.5000                  -                    0.0130                     -                                        6.1770                         20351201                                          360                                   357
          81126          CO                  Chama                                               Single Family                                                     6.6900                    0.5000                  -                    0.0130                     -                                        6.1770                         20360101                                          360                                   358
          85239          AZ                  Maricopa                                            PUD                                                               7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20360101                                          360                                   358
          64114          MO                  Kansas City                                         PUD                                                               9.1250                    0.5000                  -                    0.0130                     -                                        8.6120                         20360101                                          360                                   358
          55044          MN                  Lakeville                                           Single Family                                                    11.4900                    0.5000                  -                    0.0130                     -                                       10.9770                         20210101                                          180                                   178
          36107          AL                  Montgomery                                          2-4 Family                                                       13.7200                    0.5000                  -                    0.0130                     -                                       13.2070                         20260101                                          240                                   238
          36107          AL                  Montgomery                                          2-4 Family                                                        8.8300                    0.5000                  -                    0.0130                     -                                        8.3170                         20360101                                          360                                   358
          36608          AL                  Mobile                                              Single Family                                                    11.9800                    0.5000                  -                    0.0130                     -                                       11.4670                         20260101                                          240                                   238
          55044          MN                  Lakeville                                           Single Family                                                     8.0250                    0.5000                  -                    0.0130                     -                                        7.5120                         20360101                                          360                                   358
          36618          AL                  Mobile                                              Single Family                                                    11.7600                    0.5000                  -                    0.0130                     -                                       11.2470                         20260101                                          240                                   238
          36618          AL                  Mobile                                              Single Family                                                     6.9300                    0.5000                  -                    0.0130                     -                                        6.4170                         20360101                                          360                                   358
          90262          CA                  Lynwood                                             Single Family                                                     9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20360201                                          360                                   359
          76180          TX                  North Richland Hills                                Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20201201                                          180                                   177
          76180          TX                  North Richland Hills                                Single Family                                                     7.5500                    0.5000                  -                    0.0130                     -                                        7.0370                         20351201                                          360                                   357
          77707          TX                  Beaumont                                            Single Family                                                     8.3750                    0.5000                  -                    0.0130                     -                                        7.8620                         20351101                                          360                                   356
          30188          GA                  WOODSTOCK                                           PUD                                                               8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20360101                                          360                                   358
          22192          VA                  Woodbridge                                          Single Family                                                    11.1000                    0.5000                  -                    0.0130                     -                                       10.5870                         20351201                                          360                                   357
          43551          OH                  Perrysburg                                          Single Family                                                    12.4800                    0.5000                  -                    0.0130                     -                                       11.9670                         20260101                                          240                                   238
          43551          OH                  Perrysburg                                          Single Family                                                     9.1200                    0.5000                  -                    0.0130                     -                                        8.6070                         20360101                                          360                                   358
          48706          MI                  Bay City                                            Single Family                                                    12.0700                    0.5000                  -                    0.0130                     -                                       11.5570                         20360101                                          360                                   358
          48706          MI                  Bay City                                            Single Family                                                     7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20360101                                          360                                   358
          49203          MI                  Jackson                                             Single Family                                                    13.0800                    0.5000                  -                    0.0130                     -                                       12.5670                         20260101                                          240                                   238
          49203          MI                  Jackson                                             Single Family                                                     8.2200                    0.5000                  -                    0.0130                     -                                        7.7070                         20360101                                          360                                   358
          92530          CA                  Lake Elsinore                                       Single Family                                                     9.0800                    0.5000                  -                    0.0130                     -                                        8.5670                         20360201                                          360                                   359
          43015          OH                  Delaware                                            Single Family                                                    12.8300                    0.5000                  -                    0.0130                     -                                       12.3170                         20360101                                          360                                   358
          43015          OH                  Delaware                                            Single Family                                                     9.3500                    0.5000                  -                    0.0130                     -                                        8.8370                         20360101                                          360                                   358
          44120          OH                  Cleveland                                           Single Family                                                    13.0800                    0.5000                  -                    0.0130                     -                                       12.5670                         20260101                                          240                                   238
          44120          OH                  Cleveland                                           Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20360101                                          360                                   358
          43055          OH                  Newark                                              Single Family                                                    12.5700                    0.5000                  -                    0.0130                     -                                       12.0570                         20260101                                          240                                   238
          43055          OH                  Newark                                              Single Family                                                     7.6800                    0.5000                  -                    0.0130                     -                                        7.1670                         20360101                                          360                                   358
          48818          MI                  Crystal                                             Single Family                                                    13.0800                    0.5000                  -                    0.0130                     -                                       12.5670                         20360101                                          360                                   358
          48818          MI                  Crystal                                             Single Family                                                     9.2500                    0.5000                  -                    0.0130                     -                                        8.7370                         20360101                                          360                                   358
          44092          OH                  Wickliffe                                           Single Family                                                    11.4100                    0.5000                  -                    0.0130                     -                                       10.8970                         20260101                                          240                                   238
          44092          OH                  Wickliffe                                           Single Family                                                     7.5800                    0.5000                  -                    0.0130                     -                                        7.0670                         20360101                                          360                                   358
          49009          MI                  Kalamazoo                                           Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20360101                                          360                                   358
          40601          KY                  Frankfort                                           Single Family                                                     8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20360101                                          360                                   358
          34787          FL                  Winter Garden                                       PUD                                                               7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20210101                                          180                                   178
          85338          AZ                  Goodyear                                            PUD                                                              11.5000                    0.5000                  -                    0.0130                     -                                       10.9870                         20210101                                          180                                   178
          44827          OH                  Crestline                                           Single Family                                                     8.4300                    0.5000                  -                    0.0130                     -                                        7.9170                         20360101                                          360                                   358
          43040          OH                  Marysville                                          Single Family                                                     7.3200                    0.5000                  -                    0.0130                     -                                        6.8070                         20360101                                          360                                   358
          30040          GA                  Cumming                                             PUD                                                              11.2500                    0.5000                  -                    0.0130                     -                                       10.7370                         20360101                                          360                                   358
          33068          FL                  North Lauderdale                                    Condominium                                                       9.5500                    0.5000                  -                    0.0130                     -                                        9.0370                         20360101                                          360                                   358
          44223          OH                  Cuyahoga Falls                                      Single Family                                                     8.6000                    0.5000                  -                    0.0130                     -                                        8.0870                         20351201                                          360                                   357
          85338          AZ                  Goodyear                                            PUD                                                               6.8750                    0.5000                  -                    0.0130                     -                                        6.3620                         20360101                                          360                                   358
          43734          OH                  Duncan Falls                                        Single Family                                                     7.4300                    0.5000                  -                    0.0130                     -                                        6.9170                         20360101                                          360                                   358
          85242          AZ                  Queen Creek                                         PUD                                                              10.4850                    0.5000                  -                    0.0130                     -                                        9.9720                         20201201                                          180                                   177
          78233          TX                  San Antonio                                         Single Family                                                     9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20350901                                          360                                   354
          85242          AZ                  Queen Creek                                         PUD                                                               7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351201                                          360                                   357
          64055          MO                  Independence                                        Single Family                                                     8.1250                    0.5000                  -                    0.0130                     -                                        7.6120                         20360101                                          360                                   358
          85043          AZ                  Phoenix                                             PUD                                                               6.8250                    0.5000                  -                    0.0130                     -                                        6.3120                         20351201                                          360                                   357
          64119          MO                  Kansas City                                         Single Family                                                    10.9000                    0.5000                  -                    0.0130                     -                                       10.3870                         20201201                                          180                                   177
          85301          AZ                  Glendale                                            Single Family                                                     9.3750                    0.5000                  -                    0.0130                     -                                        8.8620                         20360101                                          360                                   358
          85019          AZ                  PHOENIX                                             Single Family                                                     7.3200                    0.5000                  -                    0.0130                     -                                        6.8070                         20360201                                          360                                   359
           8753          NJ                  TOMS RIVER                                          Single Family                                                     9.1100                    0.5000                  -                    0.0130                     -                                        8.5970                         20360201                                          360                                   359
          32839          FL                  ORLANDO                                             Single Family                                                     7.9200                    0.5000                  -                    0.0130                     -                                        7.4070                         20360201                                          360                                   359
          20111          VA                  MANASSAS                                            Townhouse                                                         7.6400                    0.5000                  -                    0.0130                     -                                        7.1270                         20360201                                          360                                   359
          20111          VA                  MANASSAS                                            Townhouse                                                        11.6000                    0.5000                  -                    0.0130                     -                                       11.0870                         20360201                                          360                                   359
          92591          CA                  TEMECULA                                            PUD                                                               6.9500                    0.5000                  -                    0.0130                     -                                        6.4370                         20351201                                          360                                   357
          53005          WI                  BROOKFIELD                                          Single Family                                                     8.9400                    0.5000                  -                    0.0130                     -                                        8.4270                         20360101                                          360                                   358
          76522          TX                  Copperas Cove                                       Single Family                                                     8.4500                    0.5000                  -                    0.0130                     -                                        7.9370                         20251201                                          240                                   237
          37725          TN                  DANDRIDGE                                           Single Family                                                    10.5900                    0.5000                  -                    0.0130                     -                                       10.0770                         20351101                                          360                                   356
          62017          IL                  Coffeen                                             Single Family                                                     9.9400                    0.5000                  -                    0.0130                     -                                        9.4270                         20351101                                          360                                   356
          27615          NC                  RALEIGH                                             Single Family                                                     9.5900                    0.5000                  -                    0.0130                     -                                        9.0770                         20351101                                          360                                   356
          32187          FL                  SAN MATEO                                           Single Family                                                     7.6900                    0.5000                  -                    0.0130                     -                                        7.1770                         20351101                                          360                                   356
          33027          FL                  HOLLYWOOD                                           PUD                                                               6.5400                    0.5000                  -                    0.0130                     -                                        6.0270                         20360101                                          360                                   358
          92324          CA                  SAN BERNARDINO                                      Single Family                                                     6.7400                    0.5000                  -                    0.0130                     -                                        6.2270                         20360101                                          360                                   358
           8742          NJ                  POINT PLEASANT                                      Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360201                                          360                                   359
          92411          CA                  SAN BERNARDINO                                      Single Family                                                     7.9000                    0.5000                  -                    0.0130                     -                                        7.3870                         20360101                                          360                                   358
          90061          CA                  LOS ANGELES                                         Single Family                                                     7.6250                    0.5000                  -                    0.0130                     -                                        7.1120                         20360201                                          360                                   359
          23832          VA                  CHESTERFIELD                                        Single Family                                                     8.8400                    0.5000                  -                    0.0130                     -                                        8.3270                         20360101                                          360                                   358
          91767          CA                  POMONA                                              Single Family                                                     7.7900                    0.5000                  -                    0.0130                     -                                        7.2770                         20360101                                          360                                   358
          48205          MI                  DETROIT                                             Single Family                                                    10.5900                    0.5000                  -                    0.0130                     -                                       10.0770                         20360101                                          360                                   358
          31410          GA                  SAVANNAH                                            Single Family                                                     7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20360101                                          360                                   358
          49866          MI                  NEGAUNEE                                            Single Family                                                     9.3900                    0.5000                  -                    0.0130                     -                                        8.8770                         20360101                                          360                                   358
          60156          IL                  LAKE IN THE HILLS                                   Condominium                                                       7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
          91701          CA                  RANCHO CUCAMONGA                                    Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
          33647          FL                  TAMPA                                               PUD                                                               8.5400                    0.5000                  -                    0.0130                     -                                        8.0270                         20360101                                          360                                   358
          48227          MI                  DETROIT                                             Single Family                                                     8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20360101                                          360                                   358
          93309          CA                  BAKERSFIELD                                         Single Family                                                     9.0500                    0.5000                  -                    0.0130                     -                                        8.5370                         20360101                                          360                                   358
          33936          FL                  LEHIGH ACRES                                        Single Family                                                     7.0900                    0.5000                  -                    0.0130                     -                                        6.5770                         20360101                                          360                                   358
          94545          CA                  HAYWARD                                             Condominium                                                       7.2400                    0.5000                  -                    0.0130                     -                                        6.7270                         20360101                                          360                                   358
          89121          NV                  LAS VEGAS                                           Single Family                                                     8.3400                    0.5000                  -                    0.0130                     -                                        7.8270                         20360101                                          360                                   358
          92704          CA                  SANTA ANA                                           Single Family                                                     8.0900                    0.5000                  -                    0.0130                     -                                        7.5770                         20360101                                          360                                   358
          10977          NY                  SPRING VALLEY                                       Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
          90032          CA                  LOS ANGELES                                         Single Family                                                     8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20351201                                          360                                   357
          95210          CA                  STOCKTON                                            Single Family                                                     8.7400                    0.5000                  -                    0.0130                     -                                        8.2270                         20360101                                          360                                   358
          20853          MD                  ROCKVILLE                                           Single Family                                                     8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20360101                                          360                                   358
          92345          CA                  HESPERIA                                            Single Family                                                     6.2500                    0.5000                  -                    0.0130                     -                                        5.7370                         20360101                                          360                                   358
          95670          CA                  RANCHO CORDOVA                                      Single Family                                                     6.8500                    0.5000                  -                    0.0130                     -                                        6.3370                         20360101                                          360                                   358
           1109          MA                  SPRINGFIELD                                         Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20360201                                          360                                   359
          91406          CA                  VAN NUYS                                            Single Family                                                     7.3000                    0.5000                  -                    0.0130                     -                                        6.7870                         20351201                                          360                                   357
          20019          DC                  WASHINGTON                                          Single Family                                                     9.1000                    0.5000                  -                    0.0130                     -                                        8.5870                         20360101                                          360                                   358
          33056          FL                  OPA LOCKA                                           Single Family                                                     7.4900                    0.5000                  -                    0.0130                     -                                        6.9770                         20360101                                          360                                   358
          95610          CA                  CITRUS HEIGHTS                                      Single Family                                                     9.7000                    0.5000                  -                    0.0130                     -                                        9.1870                         20351201                                          360                                   357
           6604          CT                  BRIDGEPORT                                          Single Family                                                     7.4900                    0.5000                  -                    0.0130                     -                                        6.9770                         20351201                                          360                                   357
          20747          MD                  DISTRICT HEIGHTS                                    PUD                                                               7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351201                                          360                                   357
          24531          VA                  CHATHAM                                             Single Family                                                     9.3000                    0.5000                  -                    0.0130                     -                                        8.7870                         20351201                                          360                                   357
          32818          FL                  ORLANDO                                             PUD                                                               7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351201                                          360                                   357
          33055          FL                  OPA LOCKA                                           Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351101                                          360                                   356
          96001          CA                  REDDING                                             Single Family                                                     6.2500                    0.5000                  -                    0.0130                     -                                        5.7370                         20351101                                          360                                   356
          92336          CA                  FONTANA                                             Single Family                                                     5.5000                    0.5000                  -                    0.0130                     -                                        4.9870                         20351201                                          360                                   357
          90018          CA                  LOS ANGELES                                         Single Family                                                     6.8000                    0.5000                  -                    0.0130                     -                                        6.2870                         20351201                                          360                                   357
           7055          NJ                  PASSAIC                                             Condominium                                                       9.2900                    0.5000                  -                    0.0130                     -                                        8.7770                         20351201                                          360                                   357
          92506          CA                  RIVERSIDE                                           Single Family                                                     6.2400                    0.5000                  -                    0.0130                     -                                        5.7270                         20351101                                          360                                   356
          93611          CA                  CLOVIS                                              Single Family                                                     8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20351201                                          360                                   357
          93304          CA                  BAKERSFIELD                                         Single Family                                                     6.9500                    0.5000                  -                    0.0130                     -                                        6.4370                         20351101                                          360                                   356
          28376          NC                  RAEFORD                                             Single Family                                                     8.2400                    0.5000                  -                    0.0130                     -                                        7.7270                         20251101                                          240                                   236
          92004          CA                  BORREGO SPRINGS                                     Single Family                                                     8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20351101                                          360                                   356
          56024          MN                  EAGLE LAKE                                          Single Family                                                     8.2400                    0.5000                  -                    0.0130                     -                                        7.7270                         20351201                                          360                                   357
          32456          FL                  PORT SAINT JOE                                      Single Family                                                     8.8500                    0.5000                  -                    0.0130                     -                                        8.3370                         20351201                                          360                                   357
          34104          FL                  NAPLES                                              PUD                                                               7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20351201                                          360                                   357
          95776          CA                  WOODLAND                                            Single Family                                                     7.4900                    0.5000                  -                    0.0130                     -                                        6.9770                         20351201                                          360                                   357
          33185          FL                  MIAMI                                               PUD                                                               7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20351101                                          360                                   356
          53210          WI                  MILWAUKEE                                           2-4 Family                                                       10.8900                    0.5000                  -                    0.0130                     -                                       10.3770                         20351201                                          360                                   357
          93030          CA                  OXNARD                                              Single Family                                                     6.6000                    0.5000                  -                    0.0130                     -                                        6.0870                         20351101                                          360                                   356
          95360          CA                  NEWMAN                                              Single Family                                                     7.8000                    0.5000                  -                    0.0130                     -                                        7.2870                         20351101                                          360                                   356
          92562          CA                  MURRIETA                                            Single Family                                                     6.6500                    0.5000                  -                    0.0130                     -                                        6.1370                         20351101                                          360                                   356
          92324          CA                  COLTON                                              Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20351101                                          360                                   356
          34234          FL                  SARASOTA                                            Single Family                                                     9.2900                    0.5000                  -                    0.0130                     -                                        8.7770                         20351201                                          360                                   357
          90003          CA                  LOS ANGELES                                         Single Family                                                     6.4000                    0.5000                  -                    0.0130                     -                                        5.8870                         20351101                                          360                                   356
          14304          NY                  NIAGARA FALLS                                       Single Family                                                     9.4900                    0.5000                  -                    0.0130                     -                                        8.9770                         20351201                                          360                                   357
          93635          CA                  LOS BANOS                                           Single Family                                                     7.6400                    0.5000                  -                    0.0130                     -                                        7.1270                         20360101                                          360                                   358
          85051          AZ                  PHOENIX                                             Single Family                                                     6.8500                    0.5000                  -                    0.0130                     -                                        6.3370                         20351101                                          360                                   356
          23704          VA                  PORTSMOUTH                                          Single Family                                                     8.6400                    0.5000                  -                    0.0130                     -                                        8.1270                         20351001                                          360                                   355
          92843          CA                  GARDEN GROVE                                        Single Family                                                     6.4500                    0.5000                  -                    0.0130                     -                                        5.9370                         20351101                                          360                                   356
          98292          WA                  STANWOOD                                            Single Family                                                     6.7900                    0.5000                  -                    0.0130                     -                                        6.2770                         20351001                                          360                                   355
          90303          CA                  INGLEWOOD                                           2-4 Family                                                        9.8900                    0.5000                  -                    0.0130                     -                                        9.3770                         20351201                                          360                                   357
          89031          NV                  LAS VEGAS                                           Single Family                                                     7.6850                    0.5000                  -                    0.0130                     -                                        7.1720                         20351201                                          360                                   357
          93536          CA                  LANCASTER                                           Single Family                                                     6.7600                    0.5000                  -                    0.0130                     -                                        6.2470                         20360101                                          360                                   358
          89108          NV                  LAS VEGAS                                           Single Family                                                     8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20360101                                          360                                   358
          89115          NV                  LAS VEGAS                                           Condominium                                                       7.6100                    0.5000                  -                    0.0130                     -                                        7.0970                         20360101                                          360                                   358
          89130          NV                  LAS VEGAS                                           PUD                                                               8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20360101                                          360                                   358
          89130          NV                  LAS VEGAS                                           Condominium                                                       7.6200                    0.5000                  -                    0.0130                     -                                        7.1070                         20360101                                          360                                   358
          89015          NV                  HENDERSON                                           PUD                                                               6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20351201                                          360                                   357
          89030          NV                  LAS VEGAS                                           Single Family                                                    10.0700                    0.5000                  -                    0.0130                     -                                        9.5570                         20201201                                          180                                   177
          89030          NV                  LAS VEGAS                                           Single Family                                                     7.5050                    0.5000                  -                    0.0130                     -                                        6.9920                         20351201                                          360                                   357
          89113          NV                  LAS VEGAS                                           Condominium                                                       8.5500                    0.5000                  -                    0.0130                     -                                        8.0370                         20351201                                          360                                   357
          95334          CA                  LIVINGSTON                                          Single Family                                                     8.9260                    0.5000                  -                    0.0130                     -                                        8.4130                         20351201                                          360                                   357
          89130          NV                  LAS VEGAS                                           Condominium                                                      11.0000                    0.5000                  -                    0.0130                     -                                       10.4870                         20351201                                          360                                   357
          89130          NV                  NORTH LAS VEGAS                                     Condominium                                                       7.6100                    0.5000                  -                    0.0130                     -                                        7.0970                         20351201                                          360                                   357
          89031          NV                  LAS VEGAS                                           PUD                                                               7.7900                    0.5000                  -                    0.0130                     -                                        7.2770                         20360101                                          360                                   358
          95358          CA                  MODESTO                                             Single Family                                                     9.6130                    0.5000                  -                    0.0130                     -                                        9.1000                         20360101                                          360                                   358
          95354          CA                  MODESTO                                             Single Family                                                     9.6130                    0.5000                  -                    0.0130                     -                                        9.1000                         20351201                                          360                                   357
          98056          WA                  RENTON                                              Single Family                                                     6.8600                    0.5000                  -                    0.0130                     -                                        6.3470                         20360101                                          360                                   358
          89121          NV                  LAS VEGAS                                           PUD                                                               6.3300                    0.5000                  -                    0.0130                     -                                        5.8170                         20360101                                          360                                   358
          89141          NV                  LAS VEGAS                                           PUD                                                               7.5450                    0.5000                  -                    0.0130                     -                                        7.0320                         20360101                                          360                                   358
          98065          WA                  SNOQUALMIE                                          Single Family                                                     6.7300                    0.5000                  -                    0.0130                     -                                        6.2170                         20360101                                          360                                   358
          89139          NV                  LAS VEGAS                                           Single Family                                                     6.1870                    0.5000                  -                    0.0130                     -                                        5.6740                         20360101                                          360                                   358
          98292          WA                  STANWOOD                                            PUD                                                               7.3800                    0.5000                  -                    0.0130                     -                                        6.8670                         20360101                                          360                                   358
          89101          NV                  LAS VEGAS                                           Single Family                                                     7.1950                    0.5000                  -                    0.0130                     -                                        6.6820                         20351201                                          360                                   357
          98034          WA                  KIRKLAND                                            Condominium                                                       7.5900                    0.5000                  -                    0.0130                     -                                        7.0770                         20360101                                          360                                   358
          76225          TX                  ALVORD                                              Single Family                                                    11.0000                    0.5000                  -                    0.0130                     -                                       10.4870                         20201101                                          180                                   176
          89107          NV                  LAS VEGAS                                           Single Family                                                     7.2900                    0.5000                  -                    0.0130                     -                                        6.7770                         20360101                                          360                                   358
          94565          CA                  PITTSBURG                                           Single Family                                                     7.3920                    0.5000                  -                    0.0130                     -                                        6.8790                         20360101                                          360                                   358
          95110          CA                  SAN JOSE                                            Condominium                                                       6.5050                    0.5000                  -                    0.0130                     -                                        5.9920                         20360101                                          360                                   358
          89128          NV                  LAS VEGAS                                           PUD                                                               6.8950                    0.5000                  -                    0.0130                     -                                        6.3820                         20351201                                          360                                   357
          75160          TX                  Terrell                                             Single Family                                                     8.9500                    0.5000                  -                    0.0130                     -                                        8.4370                         20360101                                          360                                   358
          22664          VA                  Woodstock                                           Single Family                                                     9.1250                    0.5000                  -                    0.0130                     -                                        8.6120                         20360201                                          360                                   359
          40031          KY                  Lagrange                                            Single Family                                                     7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20360101                                          360                                   358
          64119          MO                  Kansas City                                         Single Family                                                     7.3500                    0.5000                  -                    0.0130                     -                                        6.8370                         20351201                                          360                                   357
          75043          TX                  Garland                                             PUD                                                              10.5000                    0.5000                  -                    0.0130                     -                                        9.9870                         20210101                                          180                                   178
          75150          TX                  Mesquite                                            Single Family                                                     8.9800                    0.5000                  -                    0.0130                     -                                        8.4670                         20360101                                          360                                   358
          85713          AZ                  Tucson                                              PUD                                                               7.3500                    0.5000                  -                    0.0130                     -                                        6.8370                         20351201                                          360                                   357
          22026          VA                  Dumfries                                            Condominium                                                       7.0500                    0.5000                  -                    0.0130                     -                                        6.5370                         20360201                                          360                                   359
          75043          TX                  Garland                                             PUD                                                               8.2000                    0.5000                  -                    0.0130                     -                                        7.6870                         20360101                                          360                                   358
          32221          FL                  Jacksonville                                        Single Family                                                    12.1000                    0.5000                  -                    0.0130                     -                                       11.5870                         20351201                                          360                                   357
          36542          AL                  Gulf Shores                                         Condominium                                                      12.3000                    0.5000                  -                    0.0130                     -                                       11.7870                         20360101                                          360                                   358
          36542          AL                  Gulf Shores                                         Condominium                                                       7.7000                    0.5000                  -                    0.0130                     -                                        7.1870                         20360101                                          360                                   358
          38002          TN                  Arlington                                           Single Family                                                     8.0500                    0.5000                  -                    0.0130                     -                                        7.5370                         20360101                                          360                                   358
          32808          FL                  Orlando                                             Single Family                                                     8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20360201                                          360                                   359
          85331          AZ                  Cave Creek                                          PUD                                                               8.7400                    0.5000                  -                    0.0130                     -                                        8.2270                         20351201                                          360                                   357
          36804          AL                  Opelika                                             Single Family                                                     9.4400                    0.5000                  -                    0.0130                     -                                        8.9270                         20351001                                          360                                   355
          64052          MO                  Independence                                        Single Family                                                     9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20360101                                          360                                   358
          64128          MO                  Kansas City                                         Single Family                                                     9.4900                    0.5000                  -                    0.0130                     -                                        8.9770                         20351201                                          360                                   357
          64128          MO                  Kansas City                                         Single Family                                                     9.4900                    0.5000                  -                    0.0130                     -                                        8.9770                         20351201                                          360                                   357
          64110          MO                  Kansas City                                         Single Family                                                     9.4900                    0.5000                  -                    0.0130                     -                                        8.9770                         20351201                                          360                                   357
          66102          KS                  Kansas City                                         Single Family                                                     9.4900                    0.5000                  -                    0.0130                     -                                        8.9770                         20351201                                          360                                   357
          85086          AZ                  ANTHEM                                              PUD                                                               8.8900                    0.5000                  -                    0.0130                     -                                        8.3770                         20360201                                          360                                   359
          86442          AZ                  BULLHEAD CITY                                       Single Family                                                    10.3600                    0.5000                  -                    0.0130                     -                                        9.8470                         20360201                                          360                                   359
          30016          GA                  COVINGTON                                           PUD                                                              10.0000                    0.5000                  -                    0.0130                     -                                        9.4870                         20210101                                          180                                   178
          30016          GA                  COVINGTON                                           PUD                                                               8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20360101                                          360                                   358
          30620          GA                  BETHLEHEM                                           Single Family                                                    10.1250                    0.5000                  -                    0.0130                     -                                        9.6120                         20351201                                          360                                   357
          30040          GA                  CUMMING                                             PUD                                                               8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20351201                                          360                                   357
          28227          NC                  CHARLOTTE                                           Single Family                                                     8.6250                    0.5000                  -                    0.0130                     -                                        8.1120                         20351201                                          360                                   357
          28115          NC                  MOORESVILLE                                         PUD                                                              10.6250                    0.5000                  -                    0.0130                     -                                       10.1120                         20201201                                          180                                   177
          28115          NC                  MOORESVILLE                                         PUD                                                               7.6250                    0.5000                  -                    0.0130                     -                                        7.1120                         20351201                                          360                                   357
          28027          NC                  CONCORD                                             PUD                                                               8.3750                    0.5000                  -                    0.0130                     -                                        7.8620                         20351201                                          360                                   357
          28031          NC                  CORNELIUS                                           PUD                                                              10.2500                    0.5000                  -                    0.0130                     -                                        9.7370                         20210101                                          180                                   178
          28031          NC                  CORNELIUS                                           PUD                                                               7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20360101                                          360                                   358
          30238          GA                  JONESBORO                                           Single Family                                                    10.2500                    0.5000                  -                    0.0130                     -                                        9.7370                         20201201                                          180                                   177
          30238          GA                  JONESBORO                                           Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351201                                          360                                   357
          30157          GA                  Dallas                                              PUD                                                               8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20360101                                          360                                   358
          30157          GA                  Dallas                                              Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20360101                                          360                                   358
          30157          GA                  Dallas                                              Single Family                                                     9.2500                    0.5000                  -                    0.0130                     -                                        8.7370                         20210101                                          180                                   178
          30157          GA                  Dallas                                              PUD                                                              10.6250                    0.5000                  -                    0.0130                     -                                       10.1120                         20201201                                          180                                   177
          30157          GA                  Dallas                                              PUD                                                               7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351201                                          360                                   357
          30141          GA                  HIRAM                                               PUD                                                              11.0000                    0.5000                  -                    0.0130                     -                                       10.4870                         20210101                                          180                                   178
          30141          GA                  HIRAM                                               PUD                                                               8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20360101                                          360                                   358
          30180          GA                  Villa Rica                                          PUD                                                              10.6250                    0.5000                  -                    0.0130                     -                                       10.1120                         20210101                                          180                                   178
          30180          GA                  Villa Rica                                          PUD                                                               8.1250                    0.5000                  -                    0.0130                     -                                        7.6120                         20360101                                          360                                   358
          30180          GA                  VILLA RICA                                          PUD                                                              10.0000                    0.5000                  -                    0.0130                     -                                        9.4870                         20201201                                          180                                   177
          30180          GA                  VILLA RICA                                          PUD                                                               7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351201                                          360                                   357
          30349          GA                  Atlanta                                             PUD                                                               7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
          30349          GA                  Atlanta                                             PUD                                                               8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20360101                                          360                                   358
          30135          GA                  Douglasville                                        Single Family                                                     8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20360101                                          360                                   358
          30228          GA                  HAMPTON                                             Single Family                                                    10.5000                    0.5000                  -                    0.0130                     -                                        9.9870                         20210101                                          180                                   178
          30228          GA                  Hampton                                             Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351201                                          360                                   357
          30228          GA                  HAMPTON                                             Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20360101                                          360                                   358
          30228          GA                  HAMPTON                                             Single Family                                                     9.2500                    0.5000                  -                    0.0130                     -                                        8.7370                         20360101                                          360                                   358
          30268          GA                  PALMETTO                                            PUD                                                               9.1250                    0.5000                  -                    0.0130                     -                                        8.6120                         20360101                                          360                                   358
          30253          GA                  MCDONOUGH                                           PUD                                                              10.2500                    0.5000                  -                    0.0130                     -                                        9.7370                         20201201                                          180                                   177
          30253          GA                  MCDONOUGH                                           PUD                                                               7.3750                    0.5000                  -                    0.0130                     -                                        6.8620                         20351201                                          360                                   357
          30268          GA                  PALMETTO                                            PUD                                                               9.8750                    0.5000                  -                    0.0130                     -                                        9.3620                         20351201                                          360                                   357
          30228          GA                  HAMPTON                                             Single Family                                                    11.0000                    0.5000                  -                    0.0130                     -                                       10.4870                         20210101                                          180                                   178
          30228          GA                  HAMPTON                                             Single Family                                                     7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20360101                                          360                                   358
          30224          GA                  GRIFFIN                                             Single Family                                                     8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20360101                                          360                                   358
          30088          GA                  STONE MOUNTAIN                                      Condominium                                                       9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20351201                                          360                                   357
          30281          GA                  STOCKBRIDGE                                         Single Family                                                    10.2500                    0.5000                  -                    0.0130                     -                                        9.7370                         20201201                                          180                                   177
          30281          GA                  STOCKBRIDGE                                         Single Family                                                     7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20351201                                          360                                   357
          30213          GA                  FAIRBURN                                            Single Family                                                    10.2500                    0.5000                  -                    0.0130                     -                                        9.7370                         20351201                                          360                                   357
          30252          GA                  MCDONOUGH                                           PUD                                                               9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20351201                                          360                                   357
          30294          GA                  ELLENWOOD                                           Single Family                                                     9.2500                    0.5000                  -                    0.0130                     -                                        8.7370                         20351201                                          360                                   357
          30152          GA                  KENNESAW                                            PUD                                                               8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20351201                                          360                                   357
          30114          GA                  CANTON                                              PUD                                                               9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20201201                                          180                                   177
          30114          GA                  CANTON                                              PUD                                                               7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351201                                          360                                   357
          30044          GA                  LAWRENCEVILLE                                       PUD                                                              11.0000                    0.5000                  -                    0.0130                     -                                       10.4870                         20210101                                          180                                   178
          30044          GA                  LAWRENCEVILLE                                       PUD                                                               7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
          30114          GA                  CANTON                                              PUD                                                              10.5000                    0.5000                  -                    0.0130                     -                                        9.9870                         20210101                                          180                                   178
          30114          GA                  CANTON                                              PUD                                                               7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20360101                                          360                                   358
          33801          FL                  LAKELAND                                            Single Family                                                     9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20360101                                          360                                   358
          30152          GA                  KENNESAW                                            Single Family                                                     8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20360101                                          360                                   358
          30078          GA                  SNELLVILLE                                          PUD                                                              10.6250                    0.5000                  -                    0.0130                     -                                       10.1120                         20201201                                          180                                   177
          30078          GA                  SNELLVILLE                                          PUD                                                               8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20351201                                          360                                   357
          30349          GA                  COLLEGE PARK                                        PUD                                                               9.8750                    0.5000                  -                    0.0130                     -                                        9.3620                         20351201                                          360                                   357
          30034          GA                  DECATUR                                             PUD                                                               9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20351201                                          360                                   357
          30534          GA                  DAWSONVILLE                                         Single Family                                                     9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20351201                                          360                                   357
          30038          GA                  Lithonia                                            Condominium                                                      10.6250                    0.5000                  -                    0.0130                     -                                       10.1120                         20201201                                          180                                   177
          30038          GA                  Lithonia                                            Condominium                                                       8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20351201                                          360                                   357
          30213          GA                  Fairburn                                            PUD                                                              10.0000                    0.5000                  -                    0.0130                     -                                        9.4870                         20210101                                          180                                   178
          30213          GA                  Fairburn                                            PUD                                                               6.8750                    0.5000                  -                    0.0130                     -                                        6.3620                         20360101                                          360                                   358
          30273          GA                  Rex                                                 Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20351201                                          360                                   357
          30024          GA                  SUWANEE                                             PUD                                                               9.1250                    0.5000                  -                    0.0130                     -                                        8.6120                         20201201                                          180                                   177
          30024          GA                  SUWANEE                                             PUD                                                               7.1250                    0.5000                  -                    0.0130                     -                                        6.6120                         20351201                                          360                                   357
          30184          GA                  WHITE                                               Single Family                                                     7.6250                    0.5000                  -                    0.0130                     -                                        7.1120                         20360101                                          360                                   358
          30125          GA                  CEDARTOWN                                           Single Family                                                    10.2500                    0.5000                  -                    0.0130                     -                                        9.7370                         20201201                                          180                                   177
          30125          GA                  CEDARTOWN                                           Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351201                                          360                                   357
          30184          GA                  WHITE                                               Condominium                                                      10.5000                    0.5000                  -                    0.0130                     -                                        9.9870                         20210101                                          180                                   178
          30184          GA                  WHITE                                               Single Family                                                     7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20360101                                          360                                   358
          30120          GA                  CARTERSVILLE                                        PUD                                                              11.0000                    0.5000                  -                    0.0130                     -                                       10.4870                         20210101                                          180                                   178
          30120          GA                  CARTERSVILLE                                        PUD                                                               7.6250                    0.5000                  -                    0.0130                     -                                        7.1120                         20360101                                          360                                   358
          30120          GA                  CARTERSVILLE                                        Single Family                                                    11.0000                    0.5000                  -                    0.0130                     -                                       10.4870                         20201201                                          180                                   177
          30120          GA                  CARTERSVILLE                                        Single Family                                                     8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20351201                                          360                                   357
          30038          GA                  Lithonia                                            PUD                                                              10.0000                    0.5000                  -                    0.0130                     -                                        9.4870                         20201201                                          180                                   177
          30038          GA                  LITHONIA                                            PUD                                                               6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20351201                                          360                                   357
          30213          GA                  FAIRBURN                                            PUD                                                               9.6250                    0.5000                  -                    0.0130                     -                                        9.1120                         20351201                                          360                                   357
          30135          GA                  DOUGLASVILLE                                        PUD                                                               9.1250                    0.5000                  -                    0.0130                     -                                        8.6120                         20201201                                          180                                   177
          30135          GA                  DOUGLASVILLE                                        PUD                                                               6.8750                    0.5000                  -                    0.0130                     -                                        6.3620                         20351201                                          360                                   357
          30248          GA                  LOCUST GROVE                                        PUD                                                               9.2500                    0.5000                  -                    0.0130                     -                                        8.7370                         20351201                                          360                                   357
          30141          GA                  HIRAM                                               PUD                                                               9.6250                    0.5000                  -                    0.0130                     -                                        9.1120                         20351201                                          360                                   357
          30168          GA                  AUSTELL                                             PUD                                                              10.5000                    0.5000                  -                    0.0130                     -                                        9.9870                         20201201                                          180                                   177
          30168          GA                  AUSTELL                                             PUD                                                               7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20351201                                          360                                   357
          30157          GA                  DALLAS                                              Single Family                                                    11.0000                    0.5000                  -                    0.0130                     -                                       10.4870                         20210101                                          180                                   178
          30157          GA                  DALLAS                                              Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
          30141          GA                  HIRAM                                               PUD                                                               9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20351201                                          360                                   357
          30179          GA                  TEMPLE                                              Single Family                                                     9.2500                    0.5000                  -                    0.0130                     -                                        8.7370                         20351201                                          360                                   357
          30132          GA                  DALLAS                                              PUD                                                               9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20360101                                          360                                   358
          30135          GA                  DOUGLASVILLE                                        Single Family                                                    10.0000                    0.5000                  -                    0.0130                     -                                        9.4870                         20351201                                          360                                   357
          30012          GA                  CONYERS                                             PUD                                                               8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20360101                                          360                                   358
          30012          GA                  CONYERS                                             PUD                                                              11.0000                    0.5000                  -                    0.0130                     -                                       10.4870                         20210101                                          180                                   178
          30032          GA                  DECATUR                                             Single Family                                                    10.5000                    0.5000                  -                    0.0130                     -                                        9.9870                         20210101                                          180                                   178
          30032          GA                  DECATUR                                             Single Family                                                     8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20360101                                          360                                   358
          30114          GA                  Canton                                              PUD                                                               9.2500                    0.5000                  -                    0.0130                     -                                        8.7370                         20201201                                          180                                   177
          30114          GA                  Canton                                              PUD                                                               6.8750                    0.5000                  -                    0.0130                     -                                        6.3620                         20351201                                          360                                   357
          30039          GA                  SNELLVILLE                                          PUD                                                               8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20351201                                          360                                   357
          30039          GA                  SNELLVILLE                                          PUD                                                               8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20351201                                          360                                   357
          30078          GA                  Snellville                                          Single Family                                                     9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20351201                                          360                                   357
          30135          GA                  DOUGLASVILLE                                        PUD                                                               9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20351201                                          360                                   357
          30087          GA                  STONE MOUNTAIN                                      PUD                                                               9.2500                    0.5000                  -                    0.0130                     -                                        8.7370                         20351201                                          360                                   357
          30236          GA                  JONESBORO                                           PUD                                                               8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20351201                                          360                                   357
          30294          GA                  ELLENWOOD                                           PUD                                                               8.1250                    0.5000                  -                    0.0130                     -                                        7.6120                         20351201                                          360                                   357
          30016          GA                  Covington                                           Single Family                                                     9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20360101                                          360                                   358
          30058          GA                  LITHONIA                                            Single Family                                                    10.2500                    0.5000                  -                    0.0130                     -                                        9.7370                         20201201                                          180                                   177
          30058          GA                  LITHONIA                                            Single Family                                                     7.3750                    0.5000                  -                    0.0130                     -                                        6.8620                         20351201                                          360                                   357
          30236          GA                  JONESBORO                                           PUD                                                               8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20351201                                          360                                   357
          30236          GA                  JONESBORO                                           PUD                                                               9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20351201                                          360                                   357
          30296          GA                  Riverdale                                           PUD                                                               8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20351201                                          360                                   357
          30238          GA                  Jonesboro                                           Condominium                                                       8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20351201                                          360                                   357
          30039          GA                  SNELLVILLE                                          PUD                                                               8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20351201                                          360                                   357
          30296          GA                  Riverdale                                           PUD                                                               9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20351201                                          360                                   357
          30296          GA                  RIVERDALE                                           PUD                                                               9.2500                    0.5000                  -                    0.0130                     -                                        8.7370                         20351201                                          360                                   357
          30288          GA                  Conley                                              Single Family                                                    10.0000                    0.5000                  -                    0.0130                     -                                        9.4870                         20210101                                          180                                   178
          30288          GA                  Conley                                              Single Family                                                     7.3750                    0.5000                  -                    0.0130                     -                                        6.8620                         20360101                                          360                                   358
          30228          GA                  HAMPTON                                             PUD                                                               8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20360101                                          360                                   358
          30238          GA                  JONESBORO                                           PUD                                                               9.8750                    0.5000                  -                    0.0130                     -                                        9.3620                         20351201                                          360                                   357
          30260          GA                  MORROW                                              PUD                                                               8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20350701                                          360                                   352
          30349          GA                  College Park                                        Single Family                                                     8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20360101                                          360                                   358
          30349          GA                  College Park                                        Single Family                                                    10.2500                    0.5000                  -                    0.0130                     -                                        9.7370                         20201201                                          180                                   177
          30349          GA                  College Park                                        Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351201                                          360                                   357
          30349          GA                  College Park                                        Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20351101                                          360                                   356
          30080          GA                  SMRYNA                                              Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20351201                                          360                                   357
          30224          GA                  GRIFFIN                                             Single Family                                                     8.1250                    0.5000                  -                    0.0130                     -                                        7.6120                         20351201                                          360                                   357
          30238          GA                  JONESBORO                                           Single Family                                                     7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20351201                                          360                                   357
          30179          GA                  TEMPLE                                              Single Family                                                     8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20351201                                          360                                   357
          92405          CA                  SAN BERNARDINO                                      Single Family                                                     9.9500                    0.5000                  -                    0.0130                     -                                        9.4370                         20351101                                          360                                   356
          92405          CA                  SAN BERNARDINO                                      Single Family                                                     6.5500                    0.5000                  -                    0.0130                     -                                        6.0370                         20351101                                          360                                   356
          95834          CA                  SACRAMENTO                                          Single Family                                                     6.9500                    0.5000                  -                    0.0130                     -                                        6.4370                         20360101                                          360                                   358
          85335          AZ                  EL MIRAGE                                           PUD                                                               9.8000                    0.5000                  -                    0.0130                     -                                        9.2870                         20360101                                          360                                   358
          92324          CA                  COLTON                                              Single Family                                                     8.0500                    0.5000                  -                    0.0130                     -                                        7.5370                         20360101                                          360                                   358
          95608          CA                  CARMICHAEL                                          Single Family                                                     7.7000                    0.5000                  -                    0.0130                     -                                        7.1870                         20360101                                          360                                   358
          86442          AZ                  BULLHEAD CITY                                       Single Family                                                     7.8000                    0.5000                  -                    0.0130                     -                                        7.2870                         20360101                                          360                                   358
          92301          CA                  ADELANTO                                            Single Family                                                     7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20360101                                          360                                   358
          92404          CA                  SAN BERNARDINO                                      Single Family                                                     7.3500                    0.5000                  -                    0.0130                     -                                        6.8370                         20360101                                          360                                   358
          95843          CA                  ANTELOPE                                            Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20360101                                          360                                   358
          95831          CA                  SACRAMENTO                                          Single Family                                                     8.6000                    0.5000                  -                    0.0130                     -                                        8.0870                         20360101                                          360                                   358
          97754          OR                  PRINEVILLE                                          Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20360101                                          360                                   358
          93458          CA                  SANTA MARIA                                         Single Family                                                     7.2000                    0.5000                  -                    0.0130                     -                                        6.6870                         20360101                                          360                                   358
          95376          CA                  TRACY                                               Single Family                                                     7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20360101                                          360                                   358
          95842          CA                  SACRAMENTO                                          Single Family                                                    11.4000                    0.5000                  -                    0.0130                     -                                       10.8870                         20360101                                          360                                   358
          95842          CA                  SACRAMENTO                                          Single Family                                                     8.0500                    0.5000                  -                    0.0130                     -                                        7.5370                         20360101                                          360                                   358
          80915          CO                  COLORADO SPRINGS                                    Single Family                                                    10.9000                    0.5000                  -                    0.0130                     -                                       10.3870                         20360101                                          360                                   358
          80915          CO                  COLORADO SPRINGS                                    Single Family                                                     6.9500                    0.5000                  -                    0.0130                     -                                        6.4370                         20360101                                          360                                   358
          84720          UT                  CEDAR CITY                                          Single Family                                                    12.5000                    0.5000                  -                    0.0130                     -                                       11.9870                         20360101                                          360                                   358
          84720          UT                  CEDAR CITY                                          Single Family                                                     7.2000                    0.5000                  -                    0.0130                     -                                        6.6870                         20360101                                          360                                   358
          80022          CO                  COMMERCE CITY                                       Single Family                                                     7.7800                    0.5000                  -                    0.0130                     -                                        7.2670                         20360101                                          360                                   358
          92626          CA                  RIVERSIDE                                           Single Family                                                     8.1500                    0.5000                  -                    0.0130                     -                                        7.6370                         20360101                                          360                                   358
          92243          CA                  EL CENTRO                                           Single Family                                                     6.9600                    0.5000                  -                    0.0130                     -                                        6.4470                         20360201                                          360                                   359
          98902          WA                  YAKIMA                                              Single Family                                                     7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20360101                                          360                                   358
          94603          CA                  OAKLAND                                             Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20360101                                          360                                   358
          94806          CA                  SAN PABLO                                           PUD                                                               8.1500                    0.5000                  -                    0.0130                     -                                        7.6370                         20360101                                          360                                   358
          91040          CA                  SUNLAND                                             Single Family                                                     7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20360101                                          360                                   358
          95358          CA                  MODESTO                                             Single Family                                                     7.7000                    0.5000                  -                    0.0130                     -                                        7.1870                         20360101                                          360                                   358
          84087          UT                  WOODS CROSS                                         Single Family                                                     7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20360101                                          360                                   358
          95757          CA                  ELK GROVE                                           Single Family                                                     7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20360101                                          360                                   358
          93650          CA                  PINEDALE                                            Single Family                                                    11.8500                    0.5000                  -                    0.0130                     -                                       11.3370                         20360101                                          360                                   358
          93536          CA                  LANCASTER                                           Single Family                                                     6.9500                    0.5000                  -                    0.0130                     -                                        6.4370                         20360101                                          360                                   358
          93650          CA                  PINEDALE                                            Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20360101                                          360                                   358
          93656          CA                  RIVERDALE                                           Single Family                                                     8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20360101                                          360                                   358
          97404          OR                  EUGENE                                              Single Family                                                     8.9500                    0.5000                  -                    0.0130                     -                                        8.4370                         20360101                                          360                                   358
          93612          CA                  CLOVIS                                              Single Family                                                     9.4000                    0.5000                  -                    0.0130                     -                                        8.8870                         20360101                                          360                                   358
          95691          CA                  WEST SACRAMENTO                                     Single Family                                                     7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20360101                                          360                                   358
          89139          NV                  LAS VEGAS                                           PUD                                                               8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20360101                                          360                                   358
          92804          CA                  ANAHEIM                                             Condominium                                                       9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20360101                                          360                                   358
          93505          CA                  CALIFORNIA CITY                                     Single Family                                                     6.9500                    0.5000                  -                    0.0130                     -                                        6.4370                         20360101                                          360                                   358
          95747          CA                  ROSEVILLE                                           Single Family                                                     7.6500                    0.5000                  -                    0.0130                     -                                        7.1370                         20360101                                          360                                   358
          95834          CA                  SACRAMENTO                                          Single Family                                                     6.9500                    0.5000                  -                    0.0130                     -                                        6.4370                         20360101                                          360                                   358
          92584          CA                  MENIFEE                                             Single Family                                                     6.9500                    0.5000                  -                    0.0130                     -                                        6.4370                         20360101                                          360                                   358
          95864          CA                  SACRAMENTO                                          Single Family                                                     7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20360101                                          360                                   358
          85390          AZ                  WICKENBURG                                          Single Family                                                    11.9500                    0.5000                  -                    0.0130                     -                                       11.4370                         20360101                                          360                                   358
          85390          AZ                  WICKENBURG                                          Single Family                                                     8.4000                    0.5000                  -                    0.0130                     -                                        7.8870                         20360101                                          360                                   358
          99301          WA                  PASCO                                               Single Family                                                    12.1000                    0.5000                  -                    0.0130                     -                                       11.5870                         20360101                                          360                                   358
          99301          WA                  PASCO                                               Single Family                                                     8.5500                    0.5000                  -                    0.0130                     -                                        8.0370                         20360101                                          360                                   358
          85028          AZ                  PHOENIX                                             Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20360101                                          360                                   358
          91709          CA                  CHINO HILLS                                         Condominium                                                       6.9000                    0.5000                  -                    0.0130                     -                                        6.3870                         20360101                                          360                                   358
          80501          CO                  LONGMONT                                            Single Family                                                     7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20360101                                          360                                   358
          95366          CA                  RIPON                                               Single Family                                                     7.9000                    0.5000                  -                    0.0130                     -                                        7.3870                         20360101                                          360                                   358
          80239          CO                  DENVER                                              Single Family                                                     7.3000                    0.5000                  -                    0.0130                     -                                        6.7870                         20360101                                          360                                   358
          92251          CA                  IMPERIAL                                            Single Family                                                     9.5500                    0.5000                  -                    0.0130                     -                                        9.0370                         20360101                                          360                                   358
          85303          AZ                  GLENDALE                                            PUD                                                               8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20360101                                          360                                   358
          84629          UT                  FAIRVIEW                                            Single Family                                                     7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20360101                                          360                                   358
          91387          CA                  SAVTA CLARITA                                       Condominium                                                      11.8500                    0.5000                  -                    0.0130                     -                                       11.3370                         20360101                                          360                                   358
          91387          CA                  SANTA CLARITA                                       Condominium                                                       8.9500                    0.5000                  -                    0.0130                     -                                        8.4370                         20360101                                          360                                   358
          84094          UT                  SANDY                                               Single Family                                                     8.9500                    0.5000                  -                    0.0130                     -                                        8.4370                         20360101                                          360                                   358
          95829          CA                  SACRAMENTO                                          Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20360101                                          360                                   358
          93638          CA                  MADERA                                              Single Family                                                    11.5000                    0.5000                  -                    0.0130                     -                                       10.9870                         20360101                                          360                                   358
          93638          CA                  MADERA                                              Single Family                                                     8.4500                    0.5000                  -                    0.0130                     -                                        7.9370                         20360101                                          360                                   358
          95215          CA                  STOCKTON                                            Single Family                                                     8.3500                    0.5000                  -                    0.0130                     -                                        7.8370                         20360101                                          360                                   358
          98466          WA                  UNIVERSITY PLACE                                    Single Family                                                     7.3500                    0.5000                  -                    0.0130                     -                                        6.8370                         20360101                                          360                                   358
          98682          WA                  VANCOUVER                                           Single Family                                                     8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20360101                                          360                                   358
          81050          CO                  LA JUNTA                                            Single Family                                                    11.3000                    0.5000                  -                    0.0130                     -                                       10.7870                         20360101                                          360                                   358
          95678          CA                  ROSEVILLE                                           Single Family                                                    12.1000                    0.5000                  -                    0.0130                     -                                       11.5870                         20360101                                          360                                   358
          95678          CA                  ROSEVILLE                                           Single Family                                                     7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20360101                                          360                                   358
          95828          CA                  SACRAMENTO                                          Single Family                                                     8.4000                    0.5000                  -                    0.0130                     -                                        7.8870                         20360101                                          360                                   358
          91762          CA                  ONTARIO                                             Single Family                                                     6.8500                    0.5000                  -                    0.0130                     -                                        6.3370                         20351201                                          360                                   357
          95212          CA                  STOCKTON                                            Single Family                                                     8.3100                    0.5000                  -                    0.0130                     -                                        7.7970                         20360101                                          360                                   358
          93230          CA                  HANFORD                                             Single Family                                                    10.9500                    0.5000                  -                    0.0130                     -                                       10.4370                         20360101                                          360                                   358
          93230          CA                  HANFORD                                             Single Family                                                     7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20360101                                          360                                   358
          97479          OR                  SUTHERLIN                                           Single Family                                                     8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20360101                                          360                                   358
          89121          NV                  LAS VEGAS                                           Single Family                                                     8.6000                    0.5000                  -                    0.0130                     -                                        8.0870                         20360101                                          360                                   358
          98290          WA                  SNOHOMISH                                           Single Family                                                     6.9500                    0.5000                  -                    0.0130                     -                                        6.4370                         20351201                                          360                                   357
          92880          CA                  CORONA                                              Single Family                                                     6.6500                    0.5000                  -                    0.0130                     -                                        6.1370                         20351201                                          360                                   357
          99206          WA                  SPOKANE VALLEY                                      Single Family                                                     6.9500                    0.5000                  -                    0.0130                     -                                        6.4370                         20360101                                          360                                   358
          93550          CA                  PALMDALE                                            Single Family                                                     6.6500                    0.5000                  -                    0.0130                     -                                        6.1370                         20351201                                          360                                   357
          95206          CA                  STOCKTON                                            PUD                                                               6.9000                    0.5000                  -                    0.0130                     -                                        6.3870                         20360101                                          360                                   358
          98037          WA                  LYNNWOOD                                            Single Family                                                     7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20351201                                          360                                   357
          93703          CA                  FRESNO                                              Single Family                                                    10.9500                    0.5000                  -                    0.0130                     -                                       10.4370                         20201101                                          180                                   176
          93703          CA                  FRESNO                                              Single Family                                                     6.8500                    0.5000                  -                    0.0130                     -                                        6.3370                         20351101                                          360                                   356
          59404          MT                  GREAT FALLS                                         Single Family                                                     9.9500                    0.5000                  -                    0.0130                     -                                        9.4370                         20360101                                          360                                   358
          93705          CA                  FRESNO                                              Single Family                                                     6.5500                    0.5000                  -                    0.0130                     -                                        6.0370                         20351201                                          360                                   357
          92203          CA                  INDIO                                               Single Family                                                     6.4000                    0.5000                  -                    0.0130                     -                                        5.8870                         20351201                                          360                                   357
          89103          NV                  LAS VEGAS                                           Condominium                                                       6.2500                    0.5000                  -                    0.0130                     -                                        5.7370                         20351101                                          360                                   356
          98926          WA                  ELLENSBURG                                          Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20351101                                          360                                   356
          92545          CA                  HEMET                                               Single Family                                                     6.6500                    0.5000                  -                    0.0130                     -                                        6.1370                         20351101                                          360                                   356
          92104          CA                  SAN DIEGO                                           Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20351101                                          360                                   356
          97526          OR                  GRANTS PASS                                         Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20351101                                          360                                   356
          98520          WA                  ABERDEEN                                            Single Family                                                     8.3000                    0.5000                  -                    0.0130                     -                                        7.7870                         20351101                                          360                                   356
          86323          AZ                  CHINO VALLEY                                        PUD                                                               8.6000                    0.5000                  -                    0.0130                     -                                        8.0870                         20360101                                          360                                   358
          92570          CA                  Perris                                              Single Family                                                     9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20360101                                          360                                   358
          90746          CA                  Carson                                              Single Family                                                    10.7500                    0.5000                  -                    0.0130                     -                                       10.2370                         20210201                                          180                                   179
          90746          CA                  Carson                                              Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360201                                          360                                   359
          77531          TX                  Clute                                               Single Family                                                     9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20360101                                          360                                   358
          63137          MO                  SAINT LOUIS                                         Single Family                                                     9.7100                    0.5000                  -                    0.0130                     -                                        9.1970                         20360201                                          360                                   359
          85301          AZ                  Glendale                                            Single Family                                                     9.5750                    0.5000                  -                    0.0130                     -                                        9.0620                         20360201                                          360                                   359
          92505          CA                  Riverside                                           Single Family                                                     8.4750                    0.5000                  -                    0.0130                     -                                        7.9620                         20351201                                          360                                   357
          32922          FL                  Cocoa                                               Single Family                                                     6.3200                    0.5000                  -                    0.0130                     -                                        5.8070                         20360201                                          360                                   359
          92399          CA                  Yucaipa                                             Single Family                                                     8.3900                    0.5000                  -                    0.0130                     -                                        7.8770                         20360201                                          360                                   359
          33157          FL                  Miami                                               Single Family                                                     6.6700                    0.5000                  -                    0.0130                     -                                        6.1570                         20360201                                          360                                   359
          43203          OH                  Columbus                                            Single Family                                                     8.9200                    0.5000                  -                    0.0130                     -                                        8.4070                         20351201                                          360                                   357
          89145          NV                  Las Vegas                                           Single Family                                                     7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20360201                                          360                                   359
          90003          CA                  Los Angeles                                         Single Family                                                     7.3800                    0.5000                  -                    0.0130                     -                                        6.8670                         20360201                                          360                                   359
          32935          FL                  Melbourne                                           Single Family                                                     7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20360201                                          360                                   359
          43787          OH                  Stockport                                           Single Family                                                     6.8750                    0.5000                  -                    0.0130                     -                                        6.3620                         20360201                                          360                                   359
          78414          TX                  Corpus Christi                                      Single Family                                                     9.8750                    0.5000                  -                    0.0130                     -                                        9.3620                         20251201                                          240                                   237
          78414          TX                  Corpus Christi                                      Single Family                                                     8.4900                    0.5000                  -                    0.0130                     -                                        7.9770                         20351201                                          360                                   357
          20744          MD                  FORT WASHINGTON                                     Single Family                                                     8.5750                    0.5000                  -                    0.0130                     -                                        8.0620                         20360201                                          360                                   359
          98270          WA                  MARYSVILLE                                          PUD                                                               8.9500                    0.5000                  -                    0.0130                     -                                        8.4370                         20360201                                          360                                   359
          85388          AZ                  SURPRISE                                            PUD                                                               9.9500                    0.5000                  -                    0.0130                     -                                        9.4370                         20360201                                          360                                   359
          48616          MI                  CHESANING                                           Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360101                                          360                                   358
           7014          NJ                  CLIFTON                                             Single Family                                                     8.6250                    0.5000                  -                    0.0130                     -                                        8.1120                         20360101                                          360                                   358
           8852          NJ                  SOUTH BRUNSWICK                                     Condominium                                                       8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20360101                                          360                                   358
           8505          NJ                  BORDENTOWN                                          Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20360101                                          360                                   358
           8884          NJ                  SPOTSWOOD                                           Single Family                                                     9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20360101                                          360                                   358
           7502          NJ                  PATERSON                                            Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20360101                                          360                                   358
           7724          NJ                  EATONTOWN                                           Single Family                                                     7.6250                    0.5000                  -                    0.0130                     -                                        7.1120                         20360101                                          360                                   358
          18325          PA                  CANADENSIS                                          PUD                                                               8.3750                    0.5000                  -                    0.0130                     -                                        7.8620                         20360101                                          360                                   358
           7094          NJ                  SECAUCUS                                            Condominium                                                       9.1250                    0.5000                  -                    0.0130                     -                                        8.6120                         20360101                                          360                                   358
           7735          NJ                  KEYPORT                                             Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
          11420          NY                  SOUTH OZONE PARK                                    Single Family                                                     7.6250                    0.5000                  -                    0.0130                     -                                        7.1120                         20360101                                          360                                   358
           8110          NJ                  PENNSAUKEN                                          Single Family                                                     7.5500                    0.5000                  -                    0.0130                     -                                        7.0370                         20360101                                          360                                   358
          94520          CA                  CONCORD                                             Single Family                                                     6.6250                    0.5000                  -                    0.0130                     -                                        6.1120                         20360101                                          360                                   358
          94565          CA                  PITTSBURG                                           Single Family                                                     6.6250                    0.5000                  -                    0.0130                     -                                        6.1120                         20360101                                          360                                   358
          94578          CA                  SAN LEANDRO                                         Condominium                                                       9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20360101                                          360                                   358
          85301          AZ                  GLENDALE                                            Single Family                                                     8.3750                    0.5000                  -                    0.0130                     -                                        7.8620                         20360101                                          360                                   358
          98408          WA                  TACOMA                                              Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20360101                                          360                                   358
          85629          AZ                  SAHUARITA                                           Single Family                                                     7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20360101                                          360                                   358
          98007          WA                  BELLEVUE                                            Condominium                                                       7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351201                                          360                                   357
          98405          WA                  TACOMA                                              Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351101                                          360                                   356
          91902          CA                  BONITA AREA                                         Single Family                                                     7.3750                    0.5000                  -                    0.0130                     -                                        6.8620                         20360101                                          360                                   358
          85032          AZ                  PHOENIX                                             Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20260101                                          240                                   238
          90802          CA                  LONG BEACH                                          Condominium                                                       9.1250                    0.5000                  -                    0.0130                     -                                        8.6120                         20360101                                          360                                   358
          21045          MD                  COLUMBIA                                            PUD                                                               8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20360101                                          360                                   358
          91306          CA                  WINNETKA AREA                                       Single Family                                                     8.1250                    0.5000                  -                    0.0130                     -                                        7.6120                         20360101                                          360                                   358
          96706          HI                  EWA BEACH                                           PUD                                                               7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
          32935          FL                  MELBOURNE                                           PUD                                                               7.3750                    0.5000                  -                    0.0130                     -                                        6.8620                         20360101                                          360                                   358
          95354          CA                  MODESTO                                             Single Family                                                     8.3750                    0.5000                  -                    0.0130                     -                                        7.8620                         20360101                                          360                                   358
          95376          CA                  TRACY                                               Single Family                                                     6.8500                    0.5000                  -                    0.0130                     -                                        6.3370                         20351101                                          360                                   356
          96744          HI                  KANEOHE                                             Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20351101                                          360                                   356
          91402          CA                  LOS ANGELES                                         Single Family                                                     7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20351101                                          360                                   356
          32536          FL                  CRESTVIEW                                           PUD                                                              10.5000                    0.5000                  -                    0.0130                     -                                        9.9870                         20360101                                          360                                   358
          30104          GA                  ARAGON                                              Single Family                                                     8.6250                    0.5000                  -                    0.0130                     -                                        8.1120                         20360101                                          360                                   358
          30360          GA                  ATLANTA                                             Single Family                                                     9.8750                    0.5000                  -                    0.0130                     -                                        9.3620                         20360101                                          360                                   358
          30094          GA                  CONYERS                                             Single Family                                                     8.3750                    0.5000                  -                    0.0130                     -                                        7.8620                         20360101                                          360                                   358
          30517          GA                  BRASELTON                                           PUD                                                               7.0000                    0.5000                  -                    0.0130                     -                                        6.4870                         20360101                                          360                                   358
          30039          GA                  SNELLVILLE                                          PUD                                                               7.3500                    0.5000                  -                    0.0130                     -                                        6.8370                         20351101                                          360                                   356
          33569          FL                  RIVERVIEW                                           PUD                                                               9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20360101                                          360                                   358
          30107          GA                  BALL GROUND                                         PUD                                                               6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20360101                                          360                                   358
          30281          GA                  STOCKBRIDGE                                         Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20360101                                          360                                   358
          30349          GA                  ATLANTA                                             2-4 Family                                                        9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20360101                                          360                                   358
           7701          NJ                  RED BANK                                            Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
          11412          NY                  SAINT ALBANS                                        2-4 Family                                                        7.3750                    0.5000                  -                    0.0130                     -                                        6.8620                         20360101                                          360                                   358
          17603          PA                  LANCASTER                                           Single Family                                                     9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20360101                                          360                                   358
           7205          NJ                  HILLSIDE                                            Condominium                                                       7.1500                    0.5000                  -                    0.0130                     -                                        6.6370                         20351201                                          360                                   357
           8046          NJ                  WILLINGBORO                                         Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20351101                                          360                                   356
          18210          PA                  ALBRIGHTSVILLE                                      Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20351201                                          360                                   357
           7657          NJ                  RIDGEFIELD                                          Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20360101                                          360                                   358
           7071          NJ                  LYNDHURST                                           Single Family                                                     8.3750                    0.5000                  -                    0.0130                     -                                        7.8620                         20360101                                          360                                   358
           7462          NJ                  VERNON                                              Single Family                                                     8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20360101                                          360                                   358
           7843          NJ                  HOPATCONG                                           Single Family                                                     7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20360101                                          360                                   358
           7026          NJ                  GARFIELD                                            2-4 Family                                                        9.2500                    0.5000                  -                    0.0130                     -                                        8.7370                         20360101                                          360                                   358
          55411          MN                  MINNEAPOLIS                                         2-4 Family                                                        7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20360101                                          360                                   358
          62223          IL                  BELLEVILLE                                          Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20360101                                          360                                   358
          60559          IL                  WESTMONT                                            Single Family                                                     8.3000                    0.5000                  -                    0.0130                     -                                        7.7870                         20351201                                          360                                   357
          79102          TX                  AMARILLO                                            Single Family                                                     8.4000                    0.5000                  -                    0.0130                     -                                        7.8870                         20350901                                          360                                   354
          48329          MI                  WATERFORD                                           Single Family                                                     8.9500                    0.5000                  -                    0.0130                     -                                        8.4370                         20350401                                          360                                   349
          34759          FL                  KISSIMMEE                                           PUD                                                               8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20360101                                          360                                   358
          32828          FL                  ORLANDO                                             PUD                                                               7.3750                    0.5000                  -                    0.0130                     -                                        6.8620                         20360101                                          360                                   358
           8088          NJ                  TABERNACLE                                          Single Family                                                     8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20360101                                          360                                   358
          32837          FL                  ORLANDO                                             PUD                                                               7.6250                    0.5000                  -                    0.0130                     -                                        7.1120                         20360101                                          360                                   358
          28730          NC                  FAIRVIEW                                            PUD                                                               6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20360101                                          360                                   358
          32765          FL                  OVIEDO                                              PUD                                                               9.2500                    0.5000                  -                    0.0130                     -                                        8.7370                         20360101                                          360                                   358
          32822          FL                  ORLANDO                                             Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
          33305          FL                  FORT LAUDERDALE                                     Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20360101                                          360                                   358
          34715          FL                  CLERMONT                                            PUD                                                               7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20360101                                          360                                   358
          18940          PA                  NEWTOWN                                             Condominium                                                       6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20360101                                          360                                   358
          34743          FL                  KISSIMMEE                                           PUD                                                               7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20351201                                          360                                   357
          33844          FL                  HAINES CITY                                         PUD                                                               7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20360101                                          360                                   358
          32828          FL                  ORLANDO                                             PUD                                                               8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20360101                                          360                                   358
          34759          FL                  KISSIMMEE                                           PUD                                                               7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360101                                          360                                   358
          32703          FL                  APOPKA                                              Single Family                                                     9.3750                    0.5000                  -                    0.0130                     -                                        8.8620                         20360101                                          360                                   358
          33463          FL                  LAKE WORTH                                          PUD                                                               7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20360101                                          360                                   358
          33021          FL                  HOLLYWOOD                                           PUD                                                               8.3750                    0.5000                  -                    0.0130                     -                                        7.8620                         20360101                                          360                                   358
          27705          NC                  DURHAM                                              PUD                                                               8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20351201                                          360                                   357
          27536          NC                  HENDERSON                                           Single Family                                                     8.6250                    0.5000                  -                    0.0130                     -                                        8.1120                         20360101                                          360                                   358
          32805          FL                  ORLANDO                                             Single Family                                                     8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20360101                                          360                                   358
          32828          FL                  ORLANDO                                             PUD                                                               7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360101                                          360                                   358
          33024          FL                  PEMBROKE PINES                                      Single Family                                                     6.0000                    0.5000                  -                    0.0130                     -                                        5.4870                         20351201                                          360                                   357
          33433          FL                  BOCA RATON                                          Condominium                                                       8.1000                    0.5000                  -                    0.0130                     -                                        7.5870                         20351201                                          360                                   357
          32257          FL                  JACKSONVILLE                                        Condominium                                                       7.7400                    0.5000                  -                    0.0130                     -                                        7.2270                         20351101                                          360                                   356
          31764          GA                  LESLIE                                              Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351101                                          360                                   356
          11787          NY                  SMITHTOWN                                           Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20351101                                          360                                   356
           8902          NJ                  NORTH BRUNSWICK                                     Condominium                                                       8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20360101                                          360                                   358
           6450          CT                  MERIDEN                                             Single Family                                                     7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20360101                                          360                                   358
           7834          NJ                  DENVILLE                                            Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20360101                                          360                                   358
          19114          PA                  PHILADELPHIA                                        Single Family                                                     8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20360101                                          360                                   358
          44035          OH                  ELYRIA                                              Single Family                                                     8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20360101                                          360                                   358
          44112          OH                  CLEVELAND                                           2-4 Family                                                        8.3750                    0.5000                  -                    0.0130                     -                                        7.8620                         20360101                                          360                                   358
          45406          OH                  DAYTON                                              Single Family                                                     8.6250                    0.5000                  -                    0.0130                     -                                        8.1120                         20360101                                          360                                   358
          44112          OH                  EAST CLEVELAND                                      2-4 Family                                                        9.2500                    0.5000                  -                    0.0130                     -                                        8.7370                         20360101                                          360                                   358
           2904          RI                  PROVIDENCE                                          Single Family                                                     7.1250                    0.5000                  -                    0.0130                     -                                        6.6120                         20360101                                          360                                   358
          22309          VA                  ALEXANDRIA                                          PUD                                                               8.3750                    0.5000                  -                    0.0130                     -                                        7.8620                         20360101                                          360                                   358
          11705          NY                  BAYPORT                                             Single Family                                                     9.1250                    0.5000                  -                    0.0130                     -                                        8.6120                         20360101                                          360                                   358
           2911          RI                  NORTH PROVIDENCE                                    Single Family                                                     8.1250                    0.5000                  -                    0.0130                     -                                        7.6120                         20360101                                          360                                   358
          10303          NY                  STATEN ISLAND                                       PUD                                                               9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20360101                                          360                                   358
          11933          NY                  CALVERTON                                           Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
          19149          PA                  PHILADELPHIA                                        Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20360101                                          360                                   358
          11776          NY                  PORT JEFFERSON STATION                              Single Family                                                     8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20360101                                          360                                   358
           6516          CT                  WEST HAVEN                                          Single Family                                                     9.1250                    0.5000                  -                    0.0130                     -                                        8.6120                         20360101                                          360                                   358
          11417          NY                  OZONE PARK                                          Single Family                                                     8.1250                    0.5000                  -                    0.0130                     -                                        7.6120                         20360101                                          360                                   358
          44121          OH                  CLEVELAND HEIGHTS                                   Single Family                                                     8.6250                    0.5000                  -                    0.0130                     -                                        8.1120                         20360101                                          360                                   358
           6111          CT                  NEWINGTON                                           Single Family                                                     8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20360101                                          360                                   358
           7732          NJ                  BOROUGH OF HIGHLANDS                                Single Family                                                     6.6250                    0.5000                  -                    0.0130                     -                                        6.1120                         20360101                                          360                                   358
          44105          OH                  CLEVELAND                                           2-4 Family                                                        8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20360101                                          360                                   358
          17103          PA                  BOROUGH OF PENBROOK                                 Single Family                                                     8.1250                    0.5000                  -                    0.0130                     -                                        7.6120                         20360101                                          360                                   358
          11561          NY                  LONG BEACH                                          2-4 Family                                                        7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20360101                                          360                                   358
          18229          PA                  JIM THORPE                                          Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360101                                          360                                   358
          19139          PA                  PHILADELPHIA                                        Single Family                                                     7.3750                    0.5000                  -                    0.0130                     -                                        6.8620                         20360101                                          360                                   358
          44105          OH                  CLEVELAND                                           Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20360101                                          360                                   358
           8050          NJ                  STAFFORD TOWNSHIP                                   Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20360101                                          360                                   358
          32137          FL                  PALM COAST                                          Single Family                                                     6.8750                    0.5000                  -                    0.0130                     -                                        6.3620                         20351201                                          360                                   357
          44108          OH                  CLEVELAND                                           Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351201                                          360                                   357
          44118          OH                  CLEVELAND HEIGHTS                                   Single Family                                                     7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20360101                                          360                                   358
           2908          RI                  PROVIDENCE                                          2-4 Family                                                        7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
           6118          CT                  EAST HARTFORD                                       Single Family                                                     7.3750                    0.5000                  -                    0.0130                     -                                        6.8620                         20360101                                          360                                   358
           6018          CT                  NORTH CANAAN                                        Single Family                                                     8.1250                    0.5000                  -                    0.0130                     -                                        7.6120                         20360101                                          360                                   358
          34759          FL                  KISSIMMEE                                           Condominium                                                       8.3750                    0.5000                  -                    0.0130                     -                                        7.8620                         20360101                                          360                                   358
           6068          CT                  SALISBURY                                           Single Family                                                     7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20360101                                          360                                   358
           8330          NJ                  TOWNSHIP OF HAMILTON                                Condominium                                                       8.3750                    0.5000                  -                    0.0130                     -                                        7.8620                         20360101                                          360                                   358
           3465          NH                  TROY                                                Single Family                                                     6.8750                    0.5000                  -                    0.0130                     -                                        6.3620                         20360101                                          360                                   358
           2863          RI                  CENTRAL FALLS                                       2-4 Family                                                        9.1250                    0.5000                  -                    0.0130                     -                                        8.6120                         20360101                                          360                                   358
           7105          NJ                  NEWARK                                              2-4 Family                                                        7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20360101                                          360                                   358
           7027          NJ                  GARWOOD                                             2-4 Family                                                        6.9000                    0.5000                  -                    0.0130                     -                                        6.3870                         20351201                                          360                                   357
          45426          OH                  TROTWOOD                                            Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20360101                                          360                                   358
           2909          RI                  PROVIDENCE                                          2-4 Family                                                        7.3750                    0.5000                  -                    0.0130                     -                                        6.8620                         20360101                                          360                                   358
           8701          NJ                  LAKEWOOD                                            Single Family                                                     8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20360101                                          360                                   358
           8876          NJ                  SOMERVILLE                                          Single Family                                                     6.8500                    0.5000                  -                    0.0130                     -                                        6.3370                         20351201                                          360                                   357
           7657          NJ                  RIDGEFIELD                                          Single Family                                                     6.6500                    0.5000                  -                    0.0130                     -                                        6.1370                         20351201                                          360                                   357
           6112          CT                  HARTFORD                                            2-4 Family                                                        8.1000                    0.5000                  -                    0.0130                     -                                        7.5870                         20360101                                          360                                   358
           2840          RI                  NEWPORT                                             2-4 Family                                                        7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351201                                          360                                   357
           7204          NJ                  ROSELLE PARK                                        Single Family                                                     7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20360101                                          360                                   358
           8638          NJ                  TRENTON                                             Single Family                                                     8.1250                    0.5000                  -                    0.0130                     -                                        7.6120                         20351201                                          360                                   357
          11784          NY                  SELDEN                                              Single Family                                                     7.6250                    0.5000                  -                    0.0130                     -                                        7.1120                         20351201                                          360                                   357
          11550          NY                  HEMPSTEAD                                           Single Family                                                     8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20360101                                          360                                   358
          19320          PA                  TWP OF EAST FALLOWFIELD                             Single Family                                                     8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20360101                                          360                                   358
           6477          CT                  ORANGE                                              Single Family                                                     7.1500                    0.5000                  -                    0.0130                     -                                        6.6370                         20360101                                          360                                   358
          11755          NY                  LAKE GROVE                                          Single Family                                                     9.3750                    0.5000                  -                    0.0130                     -                                        8.8620                         20360101                                          360                                   358
           2907          RI                  PROVIDENCE                                          2-4 Family                                                        7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
           8260          NJ                  WILDWOOD                                            Single Family                                                     8.3000                    0.5000                  -                    0.0130                     -                                        7.7870                         20351201                                          360                                   357
          10304          NY                  STATEN ISLAND                                       PUD                                                               7.5500                    0.5000                  -                    0.0130                     -                                        7.0370                         20351201                                          360                                   357
           7047          NJ                  NORTH BERGEN                                        Single Family                                                     8.8000                    0.5000                  -                    0.0130                     -                                        8.2870                         20360101                                          360                                   358
          11730          NY                  EAST ISLIP                                          Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20351201                                          360                                   357
          11780          NY                  SAINT JAMES                                         2-4 Family                                                        8.4000                    0.5000                  -                    0.0130                     -                                        7.8870                         20360101                                          360                                   358
          11803          NY                  PLAINVIEW                                           Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20351201                                          360                                   357
           7407          NJ                  ELMWOOD PARK                                        2-4 Family                                                        6.2500                    0.5000                  -                    0.0130                     -                                        5.7370                         20351201                                          360                                   357
          11757          NY                  LINDENHURST                                         Single Family                                                     7.9000                    0.5000                  -                    0.0130                     -                                        7.3870                         20360101                                          360                                   358
          20850          MD                  ROCKVILLE                                           Single Family                                                     7.1250                    0.5000                  -                    0.0130                     -                                        6.6120                         20360101                                          360                                   358
          17236          PA                  MERCERSBURG                                         Single Family                                                     7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20351201                                          360                                   357
          10309          NY                  STATEN ISLAND                                       2-4 Family                                                        7.6240                    0.5000                  -                    0.0130                     -                                        7.1110                         20360101                                          360                                   358
           7513          NJ                  PATERSON                                            2-4 Family                                                        7.5500                    0.5000                  -                    0.0130                     -                                        7.0370                         20351201                                          360                                   357
           2909          RI                  PROVIDENCE                                          2-4 Family                                                        8.1250                    0.5000                  -                    0.0130                     -                                        7.6120                         20351201                                          360                                   357
           2905          RI                  PROVIDENCE                                          2-4 Family                                                        7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
           7731          NJ                  TOWNSHIP OF HOWELL                                  Condominium                                                       7.9000                    0.5000                  -                    0.0130                     -                                        7.3870                         20351201                                          360                                   357
          11772          NY                  PATCHOGUE                                           Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20351101                                          360                                   356
           1902          MA                  LYNN                                                Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351101                                          360                                   356
          11792          NY                  WADING RIVER                                        Single Family                                                     9.6250                    0.5000                  -                    0.0130                     -                                        9.1120                         20360101                                          360                                   358
          21230          MD                  BALTIMORE                                           Single Family                                                     8.6250                    0.5000                  -                    0.0130                     -                                        8.1120                         20360101                                          360                                   358
          21502          MD                  CUMBERLAND                                          Single Family                                                     7.0000                    0.5000                  -                    0.0130                     -                                        6.4870                         20351101                                          360                                   356
           2920          RI                  CRANSTON                                            Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351101                                          360                                   356
          11779          NY                  RONKONKOMA                                          Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20351201                                          360                                   357
          11413          NY                  LAURELTON                                           2-4 Family                                                        6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20351201                                          360                                   357
          11722          NY                  CENTRAL ISLIP                                       Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20360101                                          360                                   358
           7801          NJ                  DOVER                                               Single Family                                                     8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20351101                                          360                                   356
          11701          NY                  TOWN OF BABYLON                                     Single Family                                                     8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20351101                                          360                                   356
           8012          NJ                  GLOUCESTER TOWNSHIP                                 Single Family                                                     7.5500                    0.5000                  -                    0.0130                     -                                        7.0370                         20351101                                          360                                   356
           1905          MA                  LYNN                                                Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20351201                                          360                                   357
           7456          NJ                  RINGWOOD                                            Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20351101                                          360                                   356
          11722          NY                  CENTRAL ISLIP                                       Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351101                                          360                                   356
           2896          RI                  NORTH SMITHFIELD                                    Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20351101                                          360                                   356
          13323          NY                  CLINTON                                             Single Family                                                     8.3000                    0.5000                  -                    0.0130                     -                                        7.7870                         20351201                                          360                                   357
          12206          NY                  ALBANY                                              Single Family                                                     8.1500                    0.5000                  -                    0.0130                     -                                        7.6370                         20351101                                          360                                   356
           7522          NJ                  PATERSON                                            Single Family                                                     7.3000                    0.5000                  -                    0.0130                     -                                        6.7870                         20351101                                          360                                   356
           7621          NJ                  BOROUGH OF BERGENFIELD                              Single Family                                                     8.4000                    0.5000                  -                    0.0130                     -                                        7.8870                         20351101                                          360                                   356
          12524          NY                  FISHKILL                                            Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351101                                          360                                   356
           7047          NJ                  TOWNSHIP OF NORTH BERGEN                            Single Family                                                     6.0000                    0.5000                  -                    0.0130                     -                                        5.4870                         20351101                                          360                                   356
          12206          NY                  ALBANY                                              2-4 Family                                                        8.3000                    0.5000                  -                    0.0130                     -                                        7.7870                         20351201                                          360                                   357
          60446          IL                  ROMEOVILLE                                          Single Family                                                     8.6000                    0.5000                  -                    0.0130                     -                                        8.0870                         20351101                                          360                                   356
           7003          NJ                  BLOOMFIELD                                          Single Family                                                     7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20351001                                          360                                   355
          11706          NY                  BAY SHORE                                           Single Family                                                     7.9000                    0.5000                  -                    0.0130                     -                                        7.3870                         20351001                                          360                                   355
           6483          CT                  SEYMOUR                                             Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20360101                                          360                                   358
           6606          CT                  BRIDGEPORT                                          2-4 Family                                                        7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20360101                                          360                                   358
           6460          CT                  MILFORD                                             Condominium                                                       8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20360101                                          360                                   358
          27357          NC                  STOKESDALE                                          Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20360101                                          360                                   358
           6410          CT                  CHESHIRE                                            Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20351201                                          360                                   357
          18344          PA                  MOUNT POCONO                                        2-4 Family                                                        7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20360101                                          360                                   358
          29588          SC                  MYRTLE BEACH                                        PUD                                                              10.4250                    0.5000                  -                    0.0130                     -                                        9.9120                         20351101                                          360                                   356
          78259          TX                  SAN ANTONIO                                         PUD                                                               8.5400                    0.5000                  -                    0.0130                     -                                        8.0270                         20351101                                          360                                   356
          23231          VA                  RICHMOND                                            Single Family                                                     8.8900                    0.5000                  -                    0.0130                     -                                        8.3770                         20351101                                          360                                   356
          75862          TX                  TRINITY                                             Single Family                                                     6.8900                    0.5000                  -                    0.0130                     -                                        6.3770                         20351101                                          360                                   356
          11364          NY                  BAYSIDE                                             2-4 Family                                                        7.2000                    0.5000                  -                    0.0130                     -                                        6.6870                         20351201                                          360                                   357
          61554          IL                  PEKIN                                               Single Family                                                     8.6900                    0.5000                  -                    0.0130                     -                                        8.1770                         20351201                                          360                                   357
          60628          IL                  CHICAGO                                             Single Family                                                     7.8000                    0.5000                  -                    0.0130                     -                                        7.2870                         20351201                                          360                                   357
          48312          MI                  STERLING HEIGHTS                                    Condominium                                                       9.8500                    0.5000                  -                    0.0130                     -                                        9.3370                         20351201                                          360                                   357
          45304          OH                  ARCANUM                                             Single Family                                                     9.4000                    0.5000                  -                    0.0130                     -                                        8.8870                         20351201                                          360                                   357
          12303          NY                  SCHENECTADY                                         2-4 Family                                                        8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20351201                                          360                                   357
          29203          SC                  COLUMBIA                                            Single Family                                                    10.5000                    0.5000                  -                    0.0130                     -                                        9.9870                         20351201                                          360                                   357
          48204          MI                  DETROIT                                             Single Family                                                     9.6400                    0.5000                  -                    0.0130                     -                                        9.1270                         20351201                                          360                                   357
           8046          NJ                  WILLINGBORO                                         Single Family                                                     7.9750                    0.5000                  -                    0.0130                     -                                        7.4620                         20351201                                          360                                   357
          92879          CA                  CORONA                                              PUD                                                               9.8900                    0.5000                  -                    0.0130                     -                                        9.3770                         20351201                                          360                                   357
          95148          CA                  SAN JOSE                                            Single Family                                                     6.4000                    0.5000                  -                    0.0130                     -                                        5.8870                         20351201                                          360                                   357
          90713          CA                  LAKEWOOD                                            Single Family                                                     9.2000                    0.5000                  -                    0.0130                     -                                        8.6870                         20351201                                          360                                   357
          60628          IL                  CHICAGO                                             Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20351201                                          360                                   357
          77035          TX                  HOUSTON                                             Condominium                                                      10.4400                    0.5000                  -                    0.0130                     -                                        9.9270                         20351201                                          360                                   357
          53206          WI                  MILWAUKEE                                           Single Family                                                     8.7900                    0.5000                  -                    0.0130                     -                                        8.2770                         20351201                                          360                                   357
          53209          WI                  MILWAUKEE                                           Single Family                                                     8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20351201                                          360                                   357
          17404          PA                  YORK                                                PUD                                                               9.4500                    0.5000                  -                    0.0130                     -                                        8.9370                         20351201                                          360                                   357
          46962          IN                  NORTH MANCHESTER                                    Single Family                                                     8.4500                    0.5000                  -                    0.0130                     -                                        7.9370                         20351201                                          360                                   357
          60431          IL                  JOLIET                                              Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20351201                                          360                                   357
          90004          CA                  LOS ANGELES                                         2-4 Family                                                        8.0400                    0.5000                  -                    0.0130                     -                                        7.5270                         20351101                                          360                                   356
          91344          CA                  LOS ANGELES (GRANADA HILL                           Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351101                                          360                                   356
          91766          CA                  POMONA                                              PUD                                                               6.6000                    0.5000                  -                    0.0130                     -                                        6.0870                         20351201                                          360                                   357
          60002          IL                  ANTIOCH                                             Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20351101                                          360                                   356
          43213          OH                  COLUMBUS                                            Single Family                                                     8.6000                    0.5000                  -                    0.0130                     -                                        8.0870                         20351101                                          360                                   356
          32137          FL                  PALM COAST                                          Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351101                                          360                                   356
          43613          OH                  TOLEDO                                              Single Family                                                     7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20351101                                          360                                   356
          95693          CA                  WILTON                                              Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351201                                          360                                   357
          20817          MD                  BETHESDA                                            Single Family                                                     8.6000                    0.5000                  -                    0.0130                     -                                        8.0870                         20351101                                          360                                   356
          93702          CA                  FRESNO                                              Single Family                                                     8.6500                    0.5000                  -                    0.0130                     -                                        8.1370                         20351101                                          360                                   356
          45651          OH                  MCARTHUR                                            Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20351201                                          360                                   357
          77083          TX                  HOUSTON                                             PUD                                                               9.3900                    0.5000                  -                    0.0130                     -                                        8.8770                         20251101                                          240                                   236
          61201          IL                  ROCK ISLAND                                         Single Family                                                     9.7900                    0.5000                  -                    0.0130                     -                                        9.2770                         20351101                                          360                                   356
          53222          WI                  MILWAUKEE                                           Single Family                                                     8.1400                    0.5000                  -                    0.0130                     -                                        7.6270                         20351101                                          360                                   356
          61704          IL                  BLOOMINGTON                                         Single Family                                                     9.3000                    0.5000                  -                    0.0130                     -                                        8.7870                         20351201                                          360                                   357
          60142          IL                  HUNTLEY                                             Single Family                                                     9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20351101                                          360                                   356
          61610          IL                  CREVE COEUR                                         Single Family                                                     7.6500                    0.5000                  -                    0.0130                     -                                        7.1370                         20351101                                          360                                   356
          91331          CA                  LOS ANGELES (ARLETA AREA)                           Single Family                                                     6.8000                    0.5000                  -                    0.0130                     -                                        6.2870                         20351101                                          360                                   356
          20112          VA                  MANASSAS                                            PUD                                                               8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20351101                                          360                                   356
          19120          PA                  PHILADELPHIA                                        Single Family                                                     9.8500                    0.5000                  -                    0.0130                     -                                        9.3370                         20351101                                          360                                   356
          94608          CA                  OAKLAND                                             Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351001                                          360                                   355
          44704          OH                  CANTON                                              Single Family                                                     7.7400                    0.5000                  -                    0.0130                     -                                        7.2270                         20351101                                          360                                   356
          33563          FL                  PLANT CITY                                          Single Family                                                     8.4900                    0.5000                  -                    0.0130                     -                                        7.9770                         20351001                                          360                                   355
          60649          IL                  CHICAGO                                             Condominium                                                       6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20351001                                          360                                   355
          38115          TN                  MEMPHIS                                             Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20351001                                          360                                   355
          33023          FL                  MIRAMAR                                             Single Family                                                     6.2500                    0.5000                  -                    0.0130                     -                                        5.7370                         20351001                                          360                                   355
          29570          SC                  MCCOLL                                              Single Family                                                    10.9400                    0.5000                  -                    0.0130                     -                                       10.4270                         20351001                                          360                                   355
          48235          MI                  DETROIT                                             Single Family                                                     8.7600                    0.5000                  -                    0.0130                     -                                        8.2470                         20351101                                          360                                   356
          92105          CA                  SAN DIEGO                                           Single Family                                                     8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20351101                                          360                                   356
          92504          CA                  RIVERSIDE                                           Single Family                                                     8.3380                    0.5000                  -                    0.0130                     -                                        7.8250                         20351001                                          360                                   355
          90047          CA                  LOS ANGELES                                         Single Family                                                     8.4900                    0.5000                  -                    0.0130                     -                                        7.9770                         20351001                                          360                                   355
          92653          CA                  LAGUNA HILLS                                        Single Family                                                     7.4000                    0.5000                  -                    0.0130                     -                                        6.8870                         20351001                                          360                                   355
          91001          CA                  ALTADENA                                            Single Family                                                     6.6400                    0.5000                  -                    0.0130                     -                                        6.1270                         20351001                                          360                                   355
           7076          NJ                  SCOTCH PLAINS                                       Single Family                                                     8.5630                    0.5000                  -                    0.0130                     -                                        8.0500                         20351001                                          360                                   355
          95776          CA                  WOODLAND                                            Single Family                                                     7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20351001                                          360                                   355
          85379          AZ                  SURPRISE                                            PUD                                                               7.1500                    0.5000                  -                    0.0130                     -                                        6.6370                         20351001                                          360                                   355
          92688          CA                  RANCHO SANTA MARGARITA                              Condominium                                                       5.9900                    0.5000                  -                    0.0130                     -                                        5.4770                         20351001                                          360                                   355
          90805          CA                  LONG BEACH                                          Single Family                                                     5.5400                    0.5000                  -                    0.0130                     -                                        5.0270                         20351001                                          360                                   355
          15106          PA                  CARNEGIE                                            Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20351001                                          360                                   355
          44120          OH                  SHAKER HEIGHTS                                      Single Family                                                    10.9900                    0.5000                  -                    0.0130                     -                                       10.4770                         20351001                                          360                                   355
           8901          NJ                  NEW BRUNSWICK                                       2-4 Family                                                        6.6500                    0.5000                  -                    0.0130                     -                                        6.1370                         20351001                                          360                                   355
          92563          CA                  MURIETTA                                            Single Family                                                     6.1900                    0.5000                  -                    0.0130                     -                                        5.6770                         20351001                                          360                                   355
          32539          FL                  CRESTVIEW                                           Single Family                                                     6.8900                    0.5000                  -                    0.0130                     -                                        6.3770                         20351001                                          360                                   355
          34609          FL                  SPRING HILL                                         PUD                                                               6.1400                    0.5000                  -                    0.0130                     -                                        5.6270                         20351001                                          360                                   355
          92880          CA                  CORONA                                              Single Family                                                     6.2500                    0.5000                  -                    0.0130                     -                                        5.7370                         20351001                                          360                                   355
          35214          AL                  BIRMINGHAM                                          Single Family                                                     9.1900                    0.5000                  -                    0.0130                     -                                        8.6770                         20351001                                          360                                   355
           6611          CT                  TRUMBULL                                            Single Family                                                     5.9750                    0.5000                  -                    0.0130                     -                                        5.4620                         20351001                                          360                                   355
          96064          CA                  MONTAGUE                                            Single Family                                                    10.9900                    0.5000                  -                    0.0130                     -                                       10.4770                         20351001                                          360                                   355
          33319          FL                  TAMARAC                                             Condominium                                                       9.5400                    0.5000                  -                    0.0130                     -                                        9.0270                         20351001                                          360                                   355
          60565          IL                  NAPERVILLE                                          Single Family                                                     8.5700                    0.5000                  -                    0.0130                     -                                        8.0570                         20350901                                          360                                   354
          56051          MN                  KIESTER                                             Single Family                                                     8.5900                    0.5000                  -                    0.0130                     -                                        8.0770                         20351001                                          360                                   355
          10453          NY                  BRONX                                               2-4 Family                                                        9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20351001                                          360                                   355
          14615          NY                  ROCHESTER                                           Single Family                                                     9.0400                    0.5000                  -                    0.0130                     -                                        8.5270                         20351001                                          360                                   355
          94587          CA                  UNION CITY                                          Condominium                                                       5.5900                    0.5000                  -                    0.0130                     -                                        5.0770                         20351001                                          360                                   355
          11570          NY                  ROCKVILLE CENTRE                                    Single Family                                                     6.2900                    0.5000                  -                    0.0130                     -                                        5.7770                         20350901                                          360                                   354
          12210          NY                  ALBANY                                              2-4 Family                                                        8.3900                    0.5000                  -                    0.0130                     -                                        7.8770                         20351001                                          360                                   355
          19138          PA                  PHILADELPHIA                                        Single Family                                                     7.5900                    0.5000                  -                    0.0130                     -                                        7.0770                         20351001                                          360                                   355
          92115          CA                  SAN DIEGO                                           Single Family                                                     7.1000                    0.5000                  -                    0.0130                     -                                        6.5870                         20350801                                          360                                   353
          32570          FL                  Milton                                              Single Family                                                     7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20360201                                          360                                   359
           6010          CT                  Bristol                                             2-4 Family                                                        9.8000                    0.5000                  -                    0.0130                     -                                        9.2870                         20360101                                          360                                   358
          85033          AZ                  Phoenix                                             Single Family                                                     7.6150                    0.5000                  -                    0.0130                     -                                        7.1020                         20360201                                          360                                   359
          78042          TX                  Laredo                                              Single Family                                                     9.8750                    0.5000                  -                    0.0130                     -                                        9.3620                         20350901                                          360                                   354
          20678          MD                  Prince Frederick                                    Single Family                                                    11.6250                    0.5000                  -                    0.0130                     -                                       11.1120                         20360201                                          360                                   359
          78042          TX                  Laredo                                              PUD                                                               6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20350901                                          360                                   354
          30052          GA                  Loganville                                          PUD                                                              10.8000                    0.5000                  -                    0.0130                     -                                       10.2870                         20360201                                          360                                   359
          32211          FL                  Jacksonville                                        Single Family                                                     7.6600                    0.5000                  -                    0.0130                     -                                        7.1470                         20360201                                          360                                   359
          30041          GA                  Cumming                                             Single Family                                                     9.6000                    0.5000                  -                    0.0130                     -                                        9.0870                         20360201                                          360                                   359
          30153          GA                  Rockmart                                            Single Family                                                    12.6200                    0.5000                  -                    0.0130                     -                                       12.1070                         20360201                                          360                                   359
          30224          GA                  Griffin                                             Single Family                                                     8.5400                    0.5000                  -                    0.0130                     -                                        8.0270                         20360201                                          360                                   359
          95991          CA                  Yuba City                                           Single Family                                                     8.6450                    0.5000                  -                    0.0130                     -                                        8.1320                         20360101                                          360                                   358
          34224          FL                  Englewood                                           Single Family                                                     9.4200                    0.5000                  -                    0.0130                     -                                        8.9070                         20360101                                          360                                   358
          98607          WA                  Camas                                               Single Family                                                     6.3800                    0.5000                  -                    0.0130                     -                                        5.8670                         20360101                                          360                                   358
          97362          OR                  Mount Angel                                         Single Family                                                     7.4800                    0.5000                  -                    0.0130                     -                                        6.9670                         20360201                                          360                                   359
          33029          FL                  Miramar                                             PUD                                                              10.8800                    0.5000                  -                    0.0130                     -                                       10.3670                         20360201                                          360                                   359
          85220          AZ                  Apache Junction                                     PUD                                                               7.7000                    0.5000                  -                    0.0130                     -                                        7.1870                         20360101                                          360                                   358
          95451          CA                  Kelseyville                                         Single Family                                                    10.6000                    0.5000                  -                    0.0130                     -                                       10.0870                         20360101                                          360                                   358
          19701          DE                  Bear                                                Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360201                                          360                                   359
          48125          MI                  Dearborn Heights                                    Single Family                                                    10.3300                    0.5000                  -                    0.0130                     -                                        9.8170                         20360201                                          360                                   359
          18466          PA                  Tobyhanna                                           PUD                                                               9.4500                    0.5000                  -                    0.0130                     -                                        8.9370                         20360101                                          360                                   358
          33433          FL                  Boca Raton                                          Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20360201                                          360                                   359
          18974          PA                  Warminster                                          Single Family                                                     8.8300                    0.5000                  -                    0.0130                     -                                        8.3170                         20360201                                          360                                   359
          55117          MN                  Saint Paul                                          Single Family                                                     7.3300                    0.5000                  -                    0.0130                     -                                        6.8170                         20360101                                          360                                   358
          85202          AZ                  MESA                                                Single Family                                                     7.4700                    0.5000                  -                    0.0130                     -                                        6.9570                         20360201                                          360                                   359
          85021          AZ                  PHOENIX                                             Single Family                                                     8.4450                    0.5000                  -                    0.0130                     -                                        7.9320                         20360201                                          360                                   359
          63135          MO                  SAINT LOUIS                                         Single Family                                                     9.8950                    0.5000                  -                    0.0130                     -                                        9.3820                         20360201                                          360                                   359
          95843          CA                  ANTELOPE                                            Single Family                                                     6.6900                    0.5000                  -                    0.0130                     -                                        6.1770                         20360101                                          360                                   358
          33186          FL                  MIAMI                                               Condominium                                                       7.5900                    0.5000                  -                    0.0130                     -                                        7.0770                         20360101                                          360                                   358
          97303          OR                  Keizer                                              Single Family                                                     9.3000                    0.5000                  -                    0.0130                     -                                        8.7870                         20360101                                          360                                   358
          23072          VA                  HAYES                                               Single Family                                                     6.9880                    0.5000                  -                    0.0130                     -                                        6.4750                         20360101                                          360                                   358
          85213          AZ                  MESA                                                Single Family                                                     7.9400                    0.5000                  -                    0.0130                     -                                        7.4270                         20360101                                          360                                   358
          52302          IA                  MARION                                              Single Family                                                    10.2400                    0.5000                  -                    0.0130                     -                                        9.7270                         20360101                                          360                                   358
          87114          NM                  ALBUQUERQUE                                         Single Family                                                     7.5900                    0.5000                  -                    0.0130                     -                                        7.0770                         20360101                                          360                                   358
          60517          IL                  WOODRIDGE                                           Condominium                                                      10.2500                    0.5000                  -                    0.0130                     -                                        9.7370                         20360101                                          360                                   358
           8028          NJ                  GLASSBORO                                           Single Family                                                     9.5900                    0.5000                  -                    0.0130                     -                                        9.0770                         20360101                                          360                                   358
          30909          GA                  AUGUSTA                                             Single Family                                                     9.6900                    0.5000                  -                    0.0130                     -                                        9.1770                         20360101                                          360                                   358
          28110          NC                  MONROE                                              Single Family                                                     7.7900                    0.5000                  -                    0.0130                     -                                        7.2770                         20351201                                          360                                   357
          65233          MO                  BOONVILLE                                           Single Family                                                     8.2400                    0.5000                  -                    0.0130                     -                                        7.7270                         20360101                                          360                                   358
          54880          WI                  SUPERIOR                                            Single Family                                                    10.0000                    0.5000                  -                    0.0130                     -                                        9.4870                         20351201                                          360                                   357
          23454          VA                  VIRGINIA BEACH                                      Single Family                                                     6.8400                    0.5000                  -                    0.0130                     -                                        6.3270                         20351201                                          360                                   357
          93455          CA                  Santa Maria                                         Single Family                                                     6.6400                    0.5000                  -                    0.0130                     -                                        6.1270                         20360101                                          360                                   358
          85302          AZ                  GLENDALE                                            Single Family                                                     7.3580                    0.5000                  -                    0.0130                     -                                        6.8450                         20351201                                          360                                   357
          33066          FL                  COCONUT CREEK                                       Condominium                                                      10.4500                    0.5000                  -                    0.0130                     -                                        9.9370                         20351201                                          360                                   357
          93535          CA                  LANCASTER                                           Single Family                                                     7.9130                    0.5000                  -                    0.0130                     -                                        7.4000                         20351101                                          360                                   356
          95823          CA                  SACRAMENTO                                          PUD                                                               6.2400                    0.5000                  -                    0.0130                     -                                        5.7270                         20351201                                          360                                   357
          87415          NM                  FLORA VISTA                                         Single Family                                                     8.7400                    0.5000                  -                    0.0130                     -                                        8.2270                         20351101                                          360                                   356
           8332          NJ                  MILLVILLE                                           2-4 Family                                                       10.2400                    0.5000                  -                    0.0130                     -                                        9.7270                         20351101                                          360                                   356
          87111          NM                  ALBUQUERQUE                                         Single Family                                                     8.1900                    0.5000                  -                    0.0130                     -                                        7.6770                         20351101                                          360                                   356
          23225          VA                  RICHMOND                                            Single Family                                                     8.9400                    0.5000                  -                    0.0130                     -                                        8.4270                         20351101                                          360                                   356
           6610          CT                  STRATFORD                                           Single Family                                                     6.3500                    0.5000                  -                    0.0130                     -                                        5.8370                         20351101                                          360                                   356
          94577          CA                  SAN LEANDRO                                         Single Family                                                     6.3900                    0.5000                  -                    0.0130                     -                                        5.8770                         20351101                                          360                                   356
          33566          FL                  PLANT CITY                                          Single Family                                                     6.4400                    0.5000                  -                    0.0130                     -                                        5.9270                         20351101                                          360                                   356
          87114          NM                  Albuquerque                                         Single Family                                                     8.2800                    0.5000                  -                    0.0130                     -                                        7.7670                         20351001                                          360                                   355
          87124          NM                  Rio Rancho                                          Single Family                                                     9.1650                    0.5000                  -                    0.0130                     -                                        8.6520                         20351101                                          360                                   356
           7470          NJ                  WAYNE                                               Single Family                                                     7.6400                    0.5000                  -                    0.0130                     -                                        7.1270                         20351101                                          360                                   356
          31052          GA                  LIZELLA                                             PUD                                                               8.4800                    0.5000                  -                    0.0130                     -                                        7.9670                         20351001                                          360                                   355
          98550          WA                  HOQUIAM                                             Single Family                                                     7.8400                    0.5000                  -                    0.0130                     -                                        7.3270                         20351101                                          360                                   356
          20746          MD                  SUITLAND                                            Single Family                                                     7.6900                    0.5000                  -                    0.0130                     -                                        7.1770                         20351001                                          360                                   355
          22712          VA                  BEALETON                                            Single Family                                                     7.6900                    0.5000                  -                    0.0130                     -                                        7.1770                         20351001                                          360                                   355
          93312          CA                  BAKERSFIELD                                         Single Family                                                     6.2500                    0.5000                  -                    0.0130                     -                                        5.7370                         20351001                                          360                                   355
          22193          VA                  WOODBRIDGE                                          Single Family                                                     8.3900                    0.5000                  -                    0.0130                     -                                        7.8770                         20360101                                          360                                   358
          60617          IL                  CHICAGO                                             2-4 Family                                                        9.8750                    0.5000                  -                    0.0130                     -                                        9.3620                         20360101                                          360                                   358
          19151          PA                  PHILADELPHIA                                        Single Family                                                    10.0900                    0.5000                  -                    0.0130                     -                                        9.5770                         20360101                                          360                                   358
          55102          MN                  SAINT PAUL                                          Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20360101                                          360                                   358
          46226          IN                  INDIANAPOLIS                                        Single Family                                                     9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20360101                                          360                                   358
          33971          FL                  LEHIGH ACRES                                        Single Family                                                     8.6400                    0.5000                  -                    0.0130                     -                                        8.1270                         20360101                                          360                                   358
          60433          IL                  JOLIET                                              Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20360101                                          360                                   358
          34744          FL                  KISSIMMEE                                           PUD                                                               7.8000                    0.5000                  -                    0.0130                     -                                        7.2870                         20360101                                          360                                   358
          90221          CA                  COMPTON                                             Single Family                                                     7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20360101                                          360                                   358
          11701          NY                  AMITYVILLE                                          Single Family                                                     8.6500                    0.5000                  -                    0.0130                     -                                        8.1370                         20360101                                          360                                   358
          44109          OH                  CLEVELAND                                           Single Family                                                     8.8000                    0.5000                  -                    0.0130                     -                                        8.2870                         20360101                                          360                                   358
          44144          OH                  BROOKLYN                                            Single Family                                                     8.9400                    0.5000                  -                    0.0130                     -                                        8.4270                         20360101                                          360                                   358
          94536          CA                  FREMONT                                             Single Family                                                     6.6900                    0.5000                  -                    0.0130                     -                                        6.1770                         20360101                                          360                                   358
          60612          IL                  CHICAGO                                             Single Family                                                     8.4900                    0.5000                  -                    0.0130                     -                                        7.9770                         20360101                                          360                                   358
          10927          NY                  HAVERSTRAW                                          Single Family                                                    10.5650                    0.5000                  -                    0.0130                     -                                       10.0520                         20360101                                          360                                   358
           3110          NH                  BEDFORD                                             Single Family                                                    10.5900                    0.5000                  -                    0.0130                     -                                       10.0770                         20360101                                          360                                   358
          38016          TN                  MEMPHIS                                             Single Family                                                     9.9000                    0.5000                  -                    0.0130                     -                                        9.3870                         20360101                                          360                                   358
          90805          CA                  LONG BEACH                                          2-4 Family                                                        8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20360101                                          360                                   358
          32958          FL                  SEBASTIAN                                           Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360101                                          360                                   358
          20772          MD                  UPPER MARLBORO                                      PUD                                                               8.0900                    0.5000                  -                    0.0130                     -                                        7.5770                         20360101                                          360                                   358
          22151          VA                  SPRINGFIELD                                         Single Family                                                     8.2400                    0.5000                  -                    0.0130                     -                                        7.7270                         20360101                                          360                                   358
          33584          FL                  SEFFNER                                             Single Family                                                    10.2900                    0.5000                  -                    0.0130                     -                                        9.7770                         20360101                                          360                                   358
          48212          MI                  HAMTRAMCK                                           2-4 Family                                                       10.3400                    0.5000                  -                    0.0130                     -                                        9.8270                         20360101                                          360                                   358
          33334          FL                  OAKLAND PARK                                        Condominium                                                       9.3400                    0.5000                  -                    0.0130                     -                                        8.8270                         20360101                                          360                                   358
          95252          CA                  VALLEY SPRINGS                                      Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20360101                                          360                                   358
          61764          IL                  PONTIAC                                             Single Family                                                    10.2400                    0.5000                  -                    0.0130                     -                                        9.7270                         20360101                                          360                                   358
          22655          VA                  STEPHENS CITY                                       Single Family                                                    10.1500                    0.5000                  -                    0.0130                     -                                        9.6370                         20360101                                          360                                   358
          46792          IN                  WARREN                                              Single Family                                                     8.8150                    0.5000                  -                    0.0130                     -                                        8.3020                         20360101                                          360                                   358
          92557          CA                  MORENO VALLEY                                       Single Family                                                     7.4900                    0.5000                  -                    0.0130                     -                                        6.9770                         20360101                                          360                                   358
          32812          FL                  ORLANDO                                             Single Family                                                     7.7650                    0.5000                  -                    0.0130                     -                                        7.2520                         20360101                                          360                                   358
          29687          SC                  TAYLORS                                             Single Family                                                    10.4500                    0.5000                  -                    0.0130                     -                                        9.9370                         20360101                                          360                                   358
          33635          FL                  TAMPA                                               PUD                                                               8.3500                    0.5000                  -                    0.0130                     -                                        7.8370                         20360101                                          360                                   358
          55444          MN                  BROOKLYN PARK                                       Single Family                                                     8.1900                    0.5000                  -                    0.0130                     -                                        7.6770                         20360101                                          360                                   358
          34759          FL                  KISSIMMEE                                           PUD                                                               7.7400                    0.5000                  -                    0.0130                     -                                        7.2270                         20360101                                          360                                   358
          34953          FL                  PORT SAINT LUCIE                                    Single Family                                                     8.7400                    0.5000                  -                    0.0130                     -                                        8.2270                         20360101                                          360                                   358
          33569          FL                  RIVERVIEW                                           Condominium                                                       7.2400                    0.5000                  -                    0.0130                     -                                        6.7270                         20360101                                          360                                   358
          85032          AZ                  PHOENIX                                             Single Family                                                     8.6500                    0.5000                  -                    0.0130                     -                                        8.1370                         20360101                                          360                                   358
          90061          CA                  LOS ANGELES                                         Single Family                                                     7.5900                    0.5000                  -                    0.0130                     -                                        7.0770                         20360101                                          360                                   358
          92336          CA                  FONTANA                                             Single Family                                                     7.0900                    0.5000                  -                    0.0130                     -                                        6.5770                         20360101                                          360                                   358
          77504          TX                  PASADENA                                            Single Family                                                     9.9000                    0.5000                  -                    0.0130                     -                                        9.3870                         20360101                                          360                                   358
          32526          FL                  PENSACOLA                                           Single Family                                                     8.2400                    0.5000                  -                    0.0130                     -                                        7.7270                         20360101                                          360                                   358
          92557          CA                  MORENO VALLEY                                       Single Family                                                     6.2000                    0.5000                  -                    0.0130                     -                                        5.6870                         20360101                                          360                                   358
          92571          CA                  PERRIS                                              Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360101                                          360                                   358
          91710          CA                  CHINO                                               Single Family                                                     6.8500                    0.5000                  -                    0.0130                     -                                        6.3370                         20360101                                          360                                   358
          95655          CA                  MATHER                                              PUD                                                               6.1150                    0.5000                  -                    0.0130                     -                                        5.6020                         20360101                                          360                                   358
          23462          VA                  VIRGINIA BEACH                                      Single Family                                                     6.8500                    0.5000                  -                    0.0130                     -                                        6.3370                         20360101                                          360                                   358
          32908          FL                  PALM BAY                                            Single Family                                                     8.2000                    0.5000                  -                    0.0130                     -                                        7.6870                         20360101                                          360                                   358
          34698          FL                  DUNEDIN                                             Single Family                                                     7.7400                    0.5000                  -                    0.0130                     -                                        7.2270                         20360101                                          360                                   358
          60110          IL                  CARPENTERSVILLE                                     Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20360101                                          360                                   358
          11722          NY                  CENTRAL ISLIP                                       Single Family                                                     8.9000                    0.5000                  -                    0.0130                     -                                        8.3870                         20360101                                          360                                   358
          80919          CO                  COLORADO SPRINGS                                    Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20360101                                          360                                   358
          46072          IN                  TIPTON                                              Single Family                                                     8.5400                    0.5000                  -                    0.0130                     -                                        8.0270                         20360101                                          360                                   358
          43543          OH                  MONTPELIER                                          Single Family                                                     9.1400                    0.5000                  -                    0.0130                     -                                        8.6270                         20360101                                          360                                   358
          23456          VA                  VIRGINIA BEACH                                      PUD                                                               8.8500                    0.5000                  -                    0.0130                     -                                        8.3370                         20360101                                          360                                   358
          77047          TX                  HOUSTON                                             PUD                                                               9.7000                    0.5000                  -                    0.0130                     -                                        9.1870                         20360101                                          360                                   358
          92571          CA                  PERRIS                                              Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20360101                                          360                                   358
          90810          CA                  LONG BEACH                                          Single Family                                                     8.6900                    0.5000                  -                    0.0130                     -                                        8.1770                         20360101                                          360                                   358
          40216          KY                  LOUISVILLE                                          Single Family                                                     8.4900                    0.5000                  -                    0.0130                     -                                        7.9770                         20360101                                          360                                   358
          92801          CA                  ANAHEIM                                             Single Family                                                     7.6400                    0.5000                  -                    0.0130                     -                                        7.1270                         20360101                                          360                                   358
          91902          CA                  BONITA                                              PUD                                                               8.8500                    0.5000                  -                    0.0130                     -                                        8.3370                         20360101                                          360                                   358
          33069          FL                  POMPANO BEACH                                       Condominium                                                       8.4900                    0.5000                  -                    0.0130                     -                                        7.9770                         20360101                                          360                                   358
          22514          VA                  MILFORD                                             Single Family                                                     8.6500                    0.5000                  -                    0.0130                     -                                        8.1370                         20360101                                          360                                   358
          35097          AL                  LOCUST FORK                                         Single Family                                                     8.5500                    0.5000                  -                    0.0130                     -                                        8.0370                         20360101                                          360                                   358
          92315          CA                  BIG BEAR LAKE                                       Single Family                                                     8.9000                    0.5000                  -                    0.0130                     -                                        8.3870                         20360101                                          360                                   358
          95370          CA                  SONORA                                              Single Family                                                     7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20360101                                          360                                   358
          95822          CA                  SACRAMENTO                                          Single Family                                                     7.5900                    0.5000                  -                    0.0130                     -                                        7.0770                         20360101                                          360                                   358
          92677          CA                  LAGUNA NIGUEL                                       PUD                                                               7.7400                    0.5000                  -                    0.0130                     -                                        7.2270                         20360101                                          360                                   358
          32712          FL                  APOPKA                                              PUD                                                               8.2900                    0.5000                  -                    0.0130                     -                                        7.7770                         20360101                                          360                                   358
          89130          NV                  LAS VEGAS                                           Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20360101                                          360                                   358
          92506          CA                  RIVERSIDE                                           Single Family                                                     9.1400                    0.5000                  -                    0.0130                     -                                        8.6270                         20360101                                          360                                   358
          92683          CA                  WESTMINSTER                                         Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20360101                                          360                                   358
          92553          CA                  MORENO VALLEY                                       Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20360101                                          360                                   358
          93635          CA                  LOS BANOS                                           Single Family                                                     8.2900                    0.5000                  -                    0.0130                     -                                        7.7770                         20360101                                          360                                   358
          19145          PA                  PHILADELPHIA                                        Single Family                                                     8.3000                    0.5000                  -                    0.0130                     -                                        7.7870                         20360101                                          360                                   358
           3885          NH                  STRATHAM                                            Single Family                                                     8.1500                    0.5000                  -                    0.0130                     -                                        7.6370                         20360101                                          360                                   358
           1747          MA                  HOPEDALE                                            Single Family                                                     7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20360101                                          360                                   358
          33021          FL                  HOLLYWOOD                                           Single Family                                                     6.6500                    0.5000                  -                    0.0130                     -                                        6.1370                         20360101                                          360                                   358
          23602          VA                  NEWPORT NEWS                                        Single Family                                                     8.0900                    0.5000                  -                    0.0130                     -                                        7.5770                         20360101                                          360                                   358
          60064          IL                  NORTH CHICAGO                                       Single Family                                                     9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20360101                                          360                                   358
          60804          IL                  CICERO                                              Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20360101                                          360                                   358
          92236          CA                  COACHELLA                                           Single Family                                                     8.3400                    0.5000                  -                    0.0130                     -                                        7.8270                         20360101                                          360                                   358
          11208          NY                  BROOKLYN                                            2-4 Family                                                        9.1150                    0.5000                  -                    0.0130                     -                                        8.6020                         20360101                                          360                                   358
          91790          CA                  WEST COVINA                                         Single Family                                                     7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20360101                                          360                                   358
          60174          IL                  SAINT CHARLES                                       Single Family                                                     8.8500                    0.5000                  -                    0.0130                     -                                        8.3370                         20360101                                          360                                   358
          60416          IL                  COAL CITY                                           Single Family                                                     9.8500                    0.5000                  -                    0.0130                     -                                        9.3370                         20360101                                          360                                   358
          60609          IL                  CHICAGO                                             2-4 Family                                                        8.6500                    0.5000                  -                    0.0130                     -                                        8.1370                         20360101                                          360                                   358
          92881          CA                  CORONA                                              Condominium                                                       8.2900                    0.5000                  -                    0.0130                     -                                        7.7770                         20360101                                          360                                   358
          90034          CA                  LOS ANGELES                                         Single Family                                                     9.5900                    0.5000                  -                    0.0130                     -                                        9.0770                         20360101                                          360                                   358
          33811          FL                  LAKELAND                                            PUD                                                               6.9400                    0.5000                  -                    0.0130                     -                                        6.4270                         20360101                                          360                                   358
          60620          IL                  CHICAGO                                             Single Family                                                     7.1000                    0.5000                  -                    0.0130                     -                                        6.5870                         20360101                                          360                                   358
           6513          CT                  NEW HAVEN                                           Single Family                                                    10.5900                    0.5000                  -                    0.0130                     -                                       10.0770                         20360101                                          360                                   358
          61114          IL                  ROCKFORD                                            Single Family                                                     9.1000                    0.5000                  -                    0.0130                     -                                        8.5870                         20360101                                          360                                   358
          60506          IL                  AURORA                                              Single Family                                                     8.3500                    0.5000                  -                    0.0130                     -                                        7.8370                         20360101                                          360                                   358
          32725          FL                  DELTONA                                             Single Family                                                     8.9500                    0.5000                  -                    0.0130                     -                                        8.4370                         20360101                                          360                                   358
          20659          MD                  MECHANICSVILLE                                      Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20360101                                          360                                   358
          95220          CA                  ACAMPO                                              Single Family                                                     7.6500                    0.5000                  -                    0.0130                     -                                        7.1370                         20360101                                          360                                   358
          60477          IL                  TINLEY PARK                                         Condominium                                                      10.4400                    0.5000                  -                    0.0130                     -                                        9.9270                         20360101                                          360                                   358
          33415          FL                  WEST PALM BEACH                                     Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
          90805          CA                  LONG BEACH                                          Single Family                                                     6.8400                    0.5000                  -                    0.0130                     -                                        6.3270                         20360101                                          360                                   358
          28205          NC                  CHARLOTTE                                           Single Family                                                     9.1000                    0.5000                  -                    0.0130                     -                                        8.5870                         20360101                                          360                                   358
          19148          PA                  PHILADELPHIA                                        Single Family                                                    10.5000                    0.5000                  -                    0.0130                     -                                        9.9870                         20360101                                          360                                   358
          29506          SC                  FLORENCE                                            Single Family                                                     7.8900                    0.5000                  -                    0.0130                     -                                        7.3770                         20360101                                          360                                   358
          23224          VA                  RICHMOND                                            Single Family                                                     9.8900                    0.5000                  -                    0.0130                     -                                        9.3770                         20360101                                          360                                   358
          32824          FL                  ORLANDO                                             PUD                                                               8.2400                    0.5000                  -                    0.0130                     -                                        7.7270                         20360101                                          360                                   358
          65616          MO                  BRANSON                                             Condominium                                                      10.9900                    0.5000                  -                    0.0130                     -                                       10.4770                         20360101                                          360                                   358
          32909          FL                  PALM BAY                                            Single Family                                                     7.1500                    0.5000                  -                    0.0130                     -                                        6.6370                         20360101                                          360                                   358
          38019          TN                  COVINGTON                                           Single Family                                                     9.6000                    0.5000                  -                    0.0130                     -                                        9.0870                         20360101                                          360                                   358
           2860          RI                  PAWTUCKET                                           Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20360101                                          360                                   358
          30114          GA                  CANTON                                              PUD                                                               7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
          90220          CA                  COMPTON                                             Single Family                                                     8.1900                    0.5000                  -                    0.0130                     -                                        7.6770                         20360101                                          360                                   358
          90046          CA                  LOS ANGELES                                         Single Family                                                     8.3900                    0.5000                  -                    0.0130                     -                                        7.8770                         20360101                                          360                                   358
          93927          CA                  GREENFIELD                                          Single Family                                                     9.6000                    0.5000                  -                    0.0130                     -                                        9.0870                         20360101                                          360                                   358
          65265          MO                  MEXICO                                              Single Family                                                     9.8500                    0.5000                  -                    0.0130                     -                                        9.3370                         20360101                                          360                                   358
          98366          WA                  PORT ORCHARD                                        Single Family                                                     8.0900                    0.5000                  -                    0.0130                     -                                        7.5770                         20360101                                          360                                   358
          95823          CA                  SACRAMENTO                                          Single Family                                                     7.8900                    0.5000                  -                    0.0130                     -                                        7.3770                         20360101                                          360                                   358
          60636          IL                  CHICAGO                                             Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360101                                          360                                   358
          30294          GA                  ELLENWOOD                                           PUD                                                               9.5400                    0.5000                  -                    0.0130                     -                                        9.0270                         20360101                                          360                                   358
           2343          MA                  HOLBROOK                                            Single Family                                                     8.7900                    0.5000                  -                    0.0130                     -                                        8.2770                         20360101                                          360                                   358
          92704          CA                  SANTA ANA                                           Condominium                                                       7.3400                    0.5000                  -                    0.0130                     -                                        6.8270                         20360101                                          360                                   358
          12589          NY                  NEWBURGH                                            Single Family                                                    10.8500                    0.5000                  -                    0.0130                     -                                       10.3370                         20360101                                          360                                   358
          48146          MI                  LINCOLN PARK                                        Single Family                                                     9.7000                    0.5000                  -                    0.0130                     -                                        9.1870                         20360101                                          360                                   358
          60647          IL                  CHICAGO                                             2-4 Family                                                        8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20360101                                          360                                   358
          92688          CA                  RANCHO SANTA MARGARITA                              Condominium                                                       7.0900                    0.5000                  -                    0.0130                     -                                        6.5770                         20360101                                          360                                   358
          92113          CA                  SAN DIEGO                                           2-4 Family                                                        6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20360101                                          360                                   358
          53405          WI                  RACINE                                              Single Family                                                     7.2400                    0.5000                  -                    0.0130                     -                                        6.7270                         20360101                                          360                                   358
          19057          PA                  LEVITTOWN                                           Single Family                                                     8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20360101                                          360                                   358
          30329          GA                  ATLANTA                                             Single Family                                                     9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20360101                                          360                                   358
          87401          NM                  FARMINGTON                                          Single Family                                                     7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20360101                                          360                                   358
          92336          CA                  FONTANA                                             Single Family                                                     7.0900                    0.5000                  -                    0.0130                     -                                        6.5770                         20360101                                          360                                   358
          60620          IL                  CHICAGO                                             Single Family                                                     8.6500                    0.5000                  -                    0.0130                     -                                        8.1370                         20360101                                          360                                   358
          92592          CA                  TEMECULA                                            Single Family                                                     6.7900                    0.5000                  -                    0.0130                     -                                        6.2770                         20360101                                          360                                   358
          92704          CA                  SANTA ANA                                           Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20360101                                          360                                   358
          44095          OH                  EASTLAKE                                            Single Family                                                     8.4650                    0.5000                  -                    0.0130                     -                                        7.9520                         20360101                                          360                                   358
          29169          SC                  WEST COLUMBIA                                       Single Family                                                     9.2900                    0.5000                  -                    0.0130                     -                                        8.7770                         20360101                                          360                                   358
          23231          VA                  RICHMOND                                            Single Family                                                     7.1400                    0.5000                  -                    0.0130                     -                                        6.6270                         20360101                                          360                                   358
          60014          IL                  CRYSTAL LAKE                                        Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20360101                                          360                                   358
           7731          NJ                  HOWELL                                              Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20360101                                          360                                   358
          33068          FL                  NORTH LAUDERDALE                                    Single Family                                                     8.2400                    0.5000                  -                    0.0130                     -                                        7.7270                         20360101                                          360                                   358
          53110          WI                  CUDAHY                                              Single Family                                                     8.9000                    0.5000                  -                    0.0130                     -                                        8.3870                         20360101                                          360                                   358
          10553          NY                  MOUNT VERNON                                        Single Family                                                     7.3900                    0.5000                  -                    0.0130                     -                                        6.8770                         20360101                                          360                                   358
           6239          CT                  KILLINGLY                                           Single Family                                                     7.3900                    0.5000                  -                    0.0130                     -                                        6.8770                         20360101                                          360                                   358
          90603          CA                  WHITTIER                                            Single Family                                                     6.9400                    0.5000                  -                    0.0130                     -                                        6.4270                         20360101                                          360                                   358
          92262          CA                  PALM SPRINGS                                        PUD                                                               7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
          92236          CA                  COACHELLA                                           Single Family                                                     7.3900                    0.5000                  -                    0.0130                     -                                        6.8770                         20360101                                          360                                   358
          95205          CA                  STOCKTON                                            Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20360101                                          360                                   358
          93618          CA                  DINUBA                                              Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20360101                                          360                                   358
          92010          CA                  CARLSBAD                                            Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20360101                                          360                                   358
          52806          IA                  DAVENPORT                                           Single Family                                                     9.7750                    0.5000                  -                    0.0130                     -                                        9.2620                         20360101                                          360                                   358
          60623          IL                  CHICAGO                                             2-4 Family                                                        7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20360101                                          360                                   358
          60638          IL                  CHICAGO                                             Single Family                                                     9.1500                    0.5000                  -                    0.0130                     -                                        8.6370                         20210101                                          180                                   178
          33179          FL                  NORTH MIAMI BEACH                                   Single Family                                                     8.1900                    0.5000                  -                    0.0130                     -                                        7.6770                         20360101                                          360                                   358
          95757          CA                  ELK GROVE                                           PUD                                                               8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20360101                                          360                                   358
          55316          MN                  CHAMPLIN                                            Single Family                                                     9.6000                    0.5000                  -                    0.0130                     -                                        9.0870                         20360101                                          360                                   358
          22630          VA                  FRONT ROYAL                                         Single Family                                                     7.2900                    0.5000                  -                    0.0130                     -                                        6.7770                         20360101                                          360                                   358
          64030          MO                  GRANDVIEW                                           Single Family                                                     7.5500                    0.5000                  -                    0.0130                     -                                        7.0370                         20360101                                          360                                   358
           7060          NJ                  PLAINFIELD                                          Single Family                                                     8.1900                    0.5000                  -                    0.0130                     -                                        7.6770                         20360101                                          360                                   358
          60440          IL                  BOLINGBROOK                                         Single Family                                                     9.5900                    0.5000                  -                    0.0130                     -                                        9.0770                         20360101                                          360                                   358
           7444          NJ                  POMPTON PLAINS                                      Single Family                                                     6.9500                    0.5000                  -                    0.0130                     -                                        6.4370                         20360101                                          360                                   358
          32127          FL                  PORT ORANGE                                         Single Family                                                     7.3000                    0.5000                  -                    0.0130                     -                                        6.7870                         20360101                                          360                                   358
          92337          CA                  FONTANA                                             Single Family                                                     8.5500                    0.5000                  -                    0.0130                     -                                        8.0370                         20360101                                          360                                   358
          20121          VA                  CENTREVILLE                                         Single Family                                                     8.1400                    0.5000                  -                    0.0130                     -                                        7.6270                         20360101                                          360                                   358
          90022          CA                  LOS ANGELES                                         Single Family                                                     9.7900                    0.5000                  -                    0.0130                     -                                        9.2770                         20360101                                          360                                   358
          22041          VA                  FALLS CHURCH                                        Single Family                                                     7.6900                    0.5000                  -                    0.0130                     -                                        7.1770                         20360101                                          360                                   358
          85242          AZ                  QUEEN CREEK                                         Single Family                                                     8.0500                    0.5000                  -                    0.0130                     -                                        7.5370                         20360101                                          360                                   358
          92377          CA                  RIALTO                                              Single Family                                                     6.0400                    0.5000                  -                    0.0130                     -                                        5.5270                         20360101                                          360                                   358
          92507          CA                  RIVERSIDE                                           Single Family                                                     8.1000                    0.5000                  -                    0.0130                     -                                        7.5870                         20360101                                          360                                   358
          90262          CA                  LYNWOOD                                             Single Family                                                     9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20360101                                          360                                   358
          95823          CA                  SACRAMENTO                                          PUD                                                               7.6500                    0.5000                  -                    0.0130                     -                                        7.1370                         20360101                                          360                                   358
          20852          MD                  ROCKVILLE                                           Condominium                                                       6.5900                    0.5000                  -                    0.0130                     -                                        6.0770                         20360101                                          360                                   358
           3060          NH                  NASHUA                                              2-4 Family                                                        8.7000                    0.5000                  -                    0.0130                     -                                        8.1870                         20360101                                          360                                   358
          91710          CA                  CHINO                                               Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20360101                                          360                                   358
          32656          FL                  KEYSTONE HEIGHTS                                    Single Family                                                     9.2900                    0.5000                  -                    0.0130                     -                                        8.7770                         20360101                                          360                                   358
          29020          SC                  CAMDEN                                              Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360101                                          360                                   358
          95825          CA                  SACRAMENTO                                          2-4 Family                                                        8.3500                    0.5000                  -                    0.0130                     -                                        7.8370                         20360101                                          360                                   358
          14043          NY                  DEPEW                                               Single Family                                                     9.6000                    0.5000                  -                    0.0130                     -                                        9.0870                         20360101                                          360                                   358
          91730          CA                  RANCHO CUCAMONGA                                    PUD                                                               8.3000                    0.5000                  -                    0.0130                     -                                        7.7870                         20360101                                          360                                   358
          48230          MI                  GROSSE POINTE                                       Single Family                                                     7.4400                    0.5000                  -                    0.0130                     -                                        6.9270                         20360101                                          360                                   358
          32808          FL                  ORLANDO                                             Single Family                                                    11.1000                    0.5000                  -                    0.0130                     -                                       10.5870                         20360101                                          360                                   358
          60448          IL                  MOKENA                                              Single Family                                                     8.7700                    0.5000                  -                    0.0130                     -                                        8.2570                         20360101                                          360                                   358
          90066          CA                  LOS ANGELES                                         Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20360101                                          360                                   358
          85239          AZ                  MARICOPA                                            PUD                                                               8.4400                    0.5000                  -                    0.0130                     -                                        7.9270                         20360101                                          360                                   358
           6096          CT                  WINDSOR LOCKS                                       Single Family                                                     7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20360101                                          360                                   358
          43302          OH                  MARION                                              Single Family                                                     9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20360101                                          360                                   358
          89123          NV                  LAS VEGAS                                           Single Family                                                     8.1000                    0.5000                  -                    0.0130                     -                                        7.5870                         20360101                                          360                                   358
          66104          KS                  KANSAS CITY                                         Single Family                                                     8.9500                    0.5000                  -                    0.0130                     -                                        8.4370                         20360101                                          360                                   358
          91342          CA                  LOS ANGELES (SYLMAR AREA)                           Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
          80121          CO                  CENTENNIAL                                          Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20360101                                          360                                   358
          91342          CA                  SYLMAR                                              Single Family                                                     7.3900                    0.5000                  -                    0.0130                     -                                        6.8770                         20360101                                          360                                   358
          20707          MD                  LAUREL                                              PUD                                                              10.2500                    0.5000                  -                    0.0130                     -                                        9.7370                         20360101                                          360                                   358
          91910          CA                  CHULA VISTA                                         Condominium                                                       8.3500                    0.5000                  -                    0.0130                     -                                        7.8370                         20360101                                          360                                   358
          91301          CA                  CALABASAS (AGOURA HILLS A                           Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20360101                                          360                                   358
          38116          TN                  MEMPHIS                                             Single Family                                                    10.4000                    0.5000                  -                    0.0130                     -                                        9.8870                         20360101                                          360                                   358
          93536          CA                  LANCASTER                                           Single Family                                                     7.2900                    0.5000                  -                    0.0130                     -                                        6.7770                         20360101                                          360                                   358
          94589          CA                  VALLEJO                                             Single Family                                                     6.8400                    0.5000                  -                    0.0130                     -                                        6.3270                         20360101                                          360                                   358
          90650          CA                  NORWALK                                             Single Family                                                     6.8000                    0.5000                  -                    0.0130                     -                                        6.2870                         20360101                                          360                                   358
           6514          CT                  HAMDEN                                              Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360101                                          360                                   358
          91350          CA                  SANTA CLARITA                                       Single Family                                                     8.2150                    0.5000                  -                    0.0130                     -                                        7.7020                         20360101                                          360                                   358
          93292          CA                  VISALIA                                             Single Family                                                     7.5900                    0.5000                  -                    0.0130                     -                                        7.0770                         20360101                                          360                                   358
          34436          FL                  FLORAL CITY                                         Single Family                                                     9.2500                    0.5000                  -                    0.0130                     -                                        8.7370                         20360101                                          360                                   358
          91748          CA                  ROWLAND HEIGHTS                                     Single Family                                                     6.5900                    0.5000                  -                    0.0130                     -                                        6.0770                         20360101                                          360                                   358
          27704          NC                  DURHAM                                              Single Family                                                     9.2750                    0.5000                  -                    0.0130                     -                                        8.7620                         20360101                                          360                                   358
          89030          NV                  NORTH LAS VEGAS                                     Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20360101                                          360                                   358
          91325          CA                  NORTHRIDGE                                          Single Family                                                     9.1500                    0.5000                  -                    0.0130                     -                                        8.6370                         20360101                                          360                                   358
          11545          NY                  GLEN HEAD                                           Single Family                                                     8.1500                    0.5000                  -                    0.0130                     -                                        7.6370                         20360101                                          360                                   358
          33023          FL                  PEMBROKE PINES                                      Single Family                                                     7.7900                    0.5000                  -                    0.0130                     -                                        7.2770                         20360101                                          360                                   358
          90037          CA                  LOS ANGELES                                         2-4 Family                                                        7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20360101                                          360                                   358
          77459          TX                  MISSOURI CITY                                       PUD                                                               8.5900                    0.5000                  -                    0.0130                     -                                        8.0770                         20360101                                          360                                   358
          89030          NV                  NORTH LAS VEGAS                                     Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20360101                                          360                                   358
          91301          CA                  AGOURA HILLS                                        Condominium                                                       6.5500                    0.5000                  -                    0.0130                     -                                        6.0370                         20360101                                          360                                   358
          90065          CA                  LOS ANGELES                                         Single Family                                                     8.1400                    0.5000                  -                    0.0130                     -                                        7.6270                         20360101                                          360                                   358
          48192          MI                  WYANDOTTE                                           Single Family                                                     8.6650                    0.5000                  -                    0.0130                     -                                        8.1520                         20360101                                          360                                   358
          33615          FL                  TAMPA                                               Single Family                                                     7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20360101                                          360                                   358
          27260          NC                  HIGH POINT                                          Single Family                                                    10.2400                    0.5000                  -                    0.0130                     -                                        9.7270                         20360101                                          360                                   358
          32907          FL                  PALM BAY                                            Single Family                                                     9.2000                    0.5000                  -                    0.0130                     -                                        8.6870                         20360101                                          360                                   358
          20774          MD                  UPPER MALBORO                                       Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360101                                          360                                   358
          33321          FL                  TAMARAC                                             Single Family                                                     7.5650                    0.5000                  -                    0.0130                     -                                        7.0520                         20360101                                          360                                   358
          92675          CA                  SAN JUAN CAPISTRANO                                 PUD                                                               8.4900                    0.5000                  -                    0.0130                     -                                        7.9770                         20360101                                          360                                   358
          91744          CA                  LA PUENTE                                           Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20360101                                          360                                   358
          85225          AZ                  CHANDLER                                            Single Family                                                     6.4900                    0.5000                  -                    0.0130                     -                                        5.9770                         20360101                                          360                                   358
          92683          CA                  WESTMINSTER                                         Single Family                                                     9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20360101                                          360                                   358
          90047          CA                  LOS ANGELES                                         Single Family                                                     7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20360101                                          360                                   358
          38116          TN                  MEMPHIS                                             Single Family                                                    10.5000                    0.5000                  -                    0.0130                     -                                        9.9870                         20360101                                          360                                   358
          24477          VA                  STUARTS DRAFT                                       Single Family                                                     8.8900                    0.5000                  -                    0.0130                     -                                        8.3770                         20360101                                          360                                   358
          91710          CA                  CHINO                                               2-4 Family                                                        6.9000                    0.5000                  -                    0.0130                     -                                        6.3870                         20360101                                          360                                   358
          90047          CA                  LOS ANGELES                                         2-4 Family                                                        8.4400                    0.5000                  -                    0.0130                     -                                        7.9270                         20360101                                          360                                   358
          90621          CA                  BUENA PARK                                          PUD                                                               6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20360101                                          360                                   358
          60041          IL                  INGLESIDE                                           Single Family                                                     8.7000                    0.5000                  -                    0.0130                     -                                        8.1870                         20360101                                          360                                   358
          63121          MO                  SAINT LOUIS                                         Single Family                                                     8.5400                    0.5000                  -                    0.0130                     -                                        8.0270                         20360101                                          360                                   358
          40299          KY                  LOUISVILLE                                          Single Family                                                     8.1900                    0.5000                  -                    0.0130                     -                                        7.6770                         20360101                                          360                                   358
          60060          IL                  MUNDELEIN                                           Single Family                                                     7.7900                    0.5000                  -                    0.0130                     -                                        7.2770                         20360101                                          360                                   358
          60609          IL                  CHICAGO                                             Condominium                                                       6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20360101                                          360                                   358
          92869          CA                  ORANGE                                              Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20360101                                          360                                   358
          60402          IL                  BERWYN                                              2-4 Family                                                        9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20360101                                          360                                   358
          91030          CA                  SOUTH PASADENA                                      Condominium                                                       7.1900                    0.5000                  -                    0.0130                     -                                        6.6770                         20360101                                          360                                   358
          11106          NY                  LONG ISLAND CITY                                    2-4 Family                                                        8.3500                    0.5000                  -                    0.0130                     -                                        7.8370                         20360101                                          360                                   358
          91325          CA                  LOS ANGELES (NORTHRIDE AR                           Single Family                                                     6.8900                    0.5000                  -                    0.0130                     -                                        6.3770                         20360101                                          360                                   358
          77365          TX                  PORTER                                              Single Family                                                     8.5150                    0.5000                  -                    0.0130                     -                                        8.0020                         20360101                                          360                                   358
          90804          CA                  LONG BEACH                                          2-4 Family                                                        7.3400                    0.5000                  -                    0.0130                     -                                        6.8270                         20360101                                          360                                   358
          23225          VA                  RICHMOND                                            Single Family                                                     8.4400                    0.5000                  -                    0.0130                     -                                        7.9270                         20360101                                          360                                   358
          30294          GA                  ELLENWOOD                                           Single Family                                                     7.8900                    0.5000                  -                    0.0130                     -                                        7.3770                         20360101                                          360                                   358
          93536          CA                  LANCASTER                                           Single Family                                                     8.1000                    0.5000                  -                    0.0130                     -                                        7.5870                         20360101                                          360                                   358
          30033          GA                  DECATUR                                             Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360101                                          360                                   358
          92223          CA                  BEAUMONT                                            Single Family                                                     7.7000                    0.5000                  -                    0.0130                     -                                        7.1870                         20360101                                          360                                   358
          92801          CA                  ANAHEIM                                             Single Family                                                     6.5900                    0.5000                  -                    0.0130                     -                                        6.0770                         20360101                                          360                                   358
          30044          GA                  LAWRENCEVILLE                                       Condominium                                                       7.2000                    0.5000                  -                    0.0130                     -                                        6.6870                         20360101                                          360                                   358
          94577          CA                  SAN LEANDRO                                         Single Family                                                     7.2400                    0.5000                  -                    0.0130                     -                                        6.7270                         20360101                                          360                                   358
          90046          CA                  LOS ANGELES                                         Single Family                                                     9.1000                    0.5000                  -                    0.0130                     -                                        8.5870                         20360101                                          360                                   358
          20011          DC                  WASHINGTON                                          Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360101                                          360                                   358
          93060          CA                  SANTA PAULA                                         Single Family                                                     9.6000                    0.5000                  -                    0.0130                     -                                        9.0870                         20360101                                          360                                   358
          92629          CA                  DANA POINT                                          Condominium                                                       6.6500                    0.5000                  -                    0.0130                     -                                        6.1370                         20360101                                          360                                   358
          32233          FL                  ATLANTIC BEACH                                      Single Family                                                     6.8400                    0.5000                  -                    0.0130                     -                                        6.3270                         20360101                                          360                                   358
          60586          IL                  PLAINFIELD                                          Single Family                                                     8.7000                    0.5000                  -                    0.0130                     -                                        8.1870                         20360101                                          360                                   358
          60154          IL                  WESTCHESTER                                         Single Family                                                     7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20360101                                          360                                   358
           6516          CT                  WEST HAVEN                                          2-4 Family                                                        8.3000                    0.5000                  -                    0.0130                     -                                        7.7870                         20360101                                          360                                   358
           6704          CT                  WATERBURY                                           Single Family                                                    10.0000                    0.5000                  -                    0.0130                     -                                        9.4870                         20360101                                          360                                   358
          60804          IL                  CICERO                                              2-4 Family                                                        8.4900                    0.5000                  -                    0.0130                     -                                        7.9770                         20360101                                          360                                   358
          90650          CA                  NORWALK                                             Single Family                                                     6.4900                    0.5000                  -                    0.0130                     -                                        5.9770                         20360101                                          360                                   358
          92314          CA                  BIG BEAR CITY                                       Single Family                                                     9.1400                    0.5000                  -                    0.0130                     -                                        8.6270                         20360101                                          360                                   358
          23602          VA                  NEWPORT NEWS                                        PUD                                                               8.9000                    0.5000                  -                    0.0130                     -                                        8.3870                         20360101                                          360                                   358
          60641          IL                  CHICAGO                                             Single Family                                                     9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20360101                                          360                                   358
          60188          IL                  CAROL STREAM                                        Single Family                                                     8.9000                    0.5000                  -                    0.0130                     -                                        8.3870                         20360101                                          360                                   358
          60004          IL                  ARLINGTON HEIGHTS                                   Single Family                                                     9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20360101                                          360                                   358
          77449          TX                  KATY                                                PUD                                                               7.8400                    0.5000                  -                    0.0130                     -                                        7.3270                         20360101                                          360                                   358
          14227          NY                  CHEEKTOWAGA                                         Single Family                                                    11.9000                    0.5000                  -                    0.0130                     -                                       11.3870                         20360101                                          360                                   358
          60202          IL                  EVANSTON                                            2-4 Family                                                        6.1500                    0.5000                  -                    0.0130                     -                                        5.6370                         20360101                                          360                                   358
          98031          WA                  KENT                                                Single Family                                                     8.4900                    0.5000                  -                    0.0130                     -                                        7.9770                         20360101                                          360                                   358
          37924          TN                  KNOXVILLE                                           Single Family                                                    10.2500                    0.5000                  -                    0.0130                     -                                        9.7370                         20360101                                          360                                   358
          10704          NY                  YONKERS                                             2-4 Family                                                        7.7000                    0.5000                  -                    0.0130                     -                                        7.1870                         20360101                                          360                                   358
          91411          CA                  LOS ANGELES                                         Single Family                                                     5.8400                    0.5000                  -                    0.0130                     -                                        5.3270                         20360101                                          360                                   358
          33050          FL                  MARATHON                                            Single Family                                                     9.0900                    0.5000                  -                    0.0130                     -                                        8.5770                         20360101                                          360                                   358
          60647          IL                  CHICAGO                                             Single Family                                                     8.4000                    0.5000                  -                    0.0130                     -                                        7.8870                         20360101                                          360                                   358
          77015          TX                  HOUSTON                                             PUD                                                               6.2500                    0.5000                  -                    0.0130                     -                                        5.7370                         20360101                                          360                                   358
          75707          TX                  TYLER                                               Single Family                                                     7.4000                    0.5000                  -                    0.0130                     -                                        6.8870                         20360101                                          360                                   358
          48227          MI                  DETROIT                                             Single Family                                                     7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20360101                                          360                                   358
          95407          CA                  SANTA ROSA                                          Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
          91752          CA                  MIRA LOMA                                           Single Family                                                     6.5900                    0.5000                  -                    0.0130                     -                                        6.0770                         20360101                                          360                                   358
          11550          NY                  HEMPSTEAD                                           Single Family                                                     7.3000                    0.5000                  -                    0.0130                     -                                        6.7870                         20360101                                          360                                   358
          96743          HI                  KAMUELA                                             Single Family                                                     7.8000                    0.5000                  -                    0.0130                     -                                        7.2870                         20360101                                          360                                   358
          55127          MN                  VADNAIS HEIGHTS                                     Condominium                                                       8.3000                    0.5000                  -                    0.0130                     -                                        7.7870                         20360101                                          360                                   358
          20770          MD                  GREENBELT                                           Condominium                                                       8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20360101                                          360                                   358
          80220          CO                  DENVER                                              Single Family                                                     9.5500                    0.5000                  -                    0.0130                     -                                        9.0370                         20360101                                          360                                   358
          91606          CA                  NORTH HOLLYWOOD                                     Single Family                                                     8.9500                    0.5000                  -                    0.0130                     -                                        8.4370                         20360101                                          360                                   358
          53704          WI                  MADISON                                             Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20360101                                          360                                   358
          87123          NM                  ALBUQUERQUE                                         Single Family                                                     8.4400                    0.5000                  -                    0.0130                     -                                        7.9270                         20360101                                          360                                   358
          34952          FL                  PORT SAINT LUCIE                                    Single Family                                                     9.4500                    0.5000                  -                    0.0130                     -                                        8.9370                         20360101                                          360                                   358
          33189          FL                  MIAMI                                               PUD                                                               6.8500                    0.5000                  -                    0.0130                     -                                        6.3370                         20360101                                          360                                   358
          22191          VA                  WOODBRIDGE                                          Single Family                                                     8.2000                    0.5000                  -                    0.0130                     -                                        7.6870                         20360101                                          360                                   358
          93727          CA                  FRESNO                                              Single Family                                                     6.3500                    0.5000                  -                    0.0130                     -                                        5.8370                         20360101                                          360                                   358
          90301          CA                  INGLEWOOD                                           Single Family                                                     7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20360101                                          360                                   358
          53208          WI                  MILWAUKEE                                           2-4 Family                                                        7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360101                                          360                                   358
          49801          MI                  IRON MOUNTAIN                                       Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20360101                                          360                                   358
          61603          IL                  PEORIA                                              Single Family                                                    10.2000                    0.5000                  -                    0.0130                     -                                        9.6870                         20360101                                          360                                   358
           8753          NJ                  DOVER TOWNSHIP                                      Single Family                                                     7.8000                    0.5000                  -                    0.0130                     -                                        7.2870                         20360101                                          360                                   358
          10309          NY                  STATEN ISLAND                                       PUD                                                               8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20360101                                          360                                   358
          33056          FL                  MIAMI                                               Single Family                                                     7.3000                    0.5000                  -                    0.0130                     -                                        6.7870                         20360101                                          360                                   358
          20735          MD                  CLINTON                                             PUD                                                               9.7400                    0.5000                  -                    0.0130                     -                                        9.2270                         20360101                                          360                                   358
          91746          CA                  LA PUENTE                                           Single Family                                                     7.1500                    0.5000                  -                    0.0130                     -                                        6.6370                         20360101                                          360                                   358
          30022          GA                  ALPHARETTA                                          PUD                                                               8.9400                    0.5000                  -                    0.0130                     -                                        8.4270                         20360101                                          360                                   358
          48430          MI                  FENTON                                              Single Family                                                     8.4900                    0.5000                  -                    0.0130                     -                                        7.9770                         20360101                                          360                                   358
          33404          FL                  WEST PALM BEACH                                     Single Family                                                     8.7000                    0.5000                  -                    0.0130                     -                                        8.1870                         20360101                                          360                                   358
          22734          VA                  REMINGTON                                           Single Family                                                     7.8000                    0.5000                  -                    0.0130                     -                                        7.2870                         20360101                                          360                                   358
          33950          FL                  PUNTA GORDA                                         Single Family                                                     7.0150                    0.5000                  -                    0.0130                     -                                        6.5020                         20360101                                          360                                   358
          21136          MD                  REISTERSTOWN                                        Condominium                                                       7.8400                    0.5000                  -                    0.0130                     -                                        7.3270                         20360101                                          360                                   358
          94801          CA                  RICHMOND                                            Single Family                                                     6.4900                    0.5000                  -                    0.0130                     -                                        5.9770                         20360101                                          360                                   358
          29696          SC                  WEST UNION                                          Single Family                                                    10.8500                    0.5000                  -                    0.0130                     -                                       10.3370                         20360101                                          360                                   358
          60804          IL                  CICERO                                              Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20360101                                          360                                   358
          60102          IL                  ALGONQUIN                                           Single Family                                                     8.0900                    0.5000                  -                    0.0130                     -                                        7.5770                         20360101                                          360                                   358
          48152          MI                  LIVONIA                                             Single Family                                                     8.4780                    0.5000                  -                    0.0130                     -                                        7.9650                         20360101                                          360                                   358
          24441          VA                  GROTTOES                                            Single Family                                                     9.6900                    0.5000                  -                    0.0130                     -                                        9.1770                         20360101                                          360                                   358
          11763          NY                  MEDFORD                                             Single Family                                                     8.3900                    0.5000                  -                    0.0130                     -                                        7.8770                         20360101                                          360                                   358
          44105          OH                  GARFIELD HEIGHTS                                    Single Family                                                     8.4500                    0.5000                  -                    0.0130                     -                                        7.9370                         20360101                                          360                                   358
          90016          CA                  LOS ANGELES                                         Single Family                                                     8.7400                    0.5000                  -                    0.0130                     -                                        8.2270                         20360101                                          360                                   358
          92551          CA                  MORENO VALLEY                                       Single Family                                                     7.3400                    0.5000                  -                    0.0130                     -                                        6.8270                         20360101                                          360                                   358
          77009          TX                  HOUSTON                                             Single Family                                                     8.7000                    0.5000                  -                    0.0130                     -                                        8.1870                         20360101                                          360                                   358
          87114          NM                  ALBUQUERQUE                                         Single Family                                                     9.0900                    0.5000                  -                    0.0130                     -                                        8.5770                         20360101                                          360                                   358
           7631          NJ                  ENGLEWOOD                                           Condominium                                                      10.0000                    0.5000                  -                    0.0130                     -                                        9.4870                         20360101                                          360                                   358
          91706          CA                  BALDWIN PARK                                        Single Family                                                     6.8400                    0.5000                  -                    0.0130                     -                                        6.3270                         20360101                                          360                                   358
          63130          MO                  SAINT LOUIS                                         Single Family                                                     8.6000                    0.5000                  -                    0.0130                     -                                        8.0870                         20360101                                          360                                   358
          90605          CA                  WHITTIER                                            Single Family                                                     6.6000                    0.5000                  -                    0.0130                     -                                        6.0870                         20360101                                          360                                   358
          92707          CA                  SANTA ANA                                           Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20360101                                          360                                   358
          92881          CA                  CORONA                                              Condominium                                                       7.7900                    0.5000                  -                    0.0130                     -                                        7.2770                         20360101                                          360                                   358
          60016          IL                  DES PLAINES                                         Condominium                                                       8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20360101                                          360                                   358
          91790          CA                  WEST COVINA                                         Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20360101                                          360                                   358
          95122          CA                  SAN JOSE                                            Single Family                                                     8.7000                    0.5000                  -                    0.0130                     -                                        8.1870                         20360101                                          360                                   358
          91910          CA                  CHULA VISTA                                         2-4 Family                                                        9.8400                    0.5000                  -                    0.0130                     -                                        9.3270                         20351201                                          360                                   357
          60914          IL                  BOURBONNAIS                                         Single Family                                                     8.8900                    0.5000                  -                    0.0130                     -                                        8.3770                         20360101                                          360                                   358
          32117          FL                  DAYTONA BEACH                                       Single Family                                                     8.4900                    0.5000                  -                    0.0130                     -                                        7.9770                         20360101                                          360                                   358
          32713          FL                  DEBARY                                              Single Family                                                     7.6900                    0.5000                  -                    0.0130                     -                                        7.1770                         20360101                                          360                                   358
          21237          MD                  ROSEDALE                                            Single Family                                                     8.8400                    0.5000                  -                    0.0130                     -                                        8.3270                         20360101                                          360                                   358
          43302          OH                  MARION                                              Single Family                                                     8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20360101                                          360                                   358
          60440          IL                  BOLINGBROOK                                         Condominium                                                      10.5900                    0.5000                  -                    0.0130                     -                                       10.0770                         20360101                                          360                                   358
          64138          MO                  KANSAS CITY                                         PUD                                                              10.2000                    0.5000                  -                    0.0130                     -                                        9.6870                         20360101                                          360                                   358
          33434          FL                  BOCA RATON                                          Single Family                                                     8.7900                    0.5000                  -                    0.0130                     -                                        8.2770                         20360101                                          360                                   358
          28227          NC                  CHARLOTTE                                           Single Family                                                     9.6500                    0.5000                  -                    0.0130                     -                                        9.1370                         20351201                                          360                                   357
          21207          MD                  BALTIMORE                                           Single Family                                                     7.6050                    0.5000                  -                    0.0130                     -                                        7.0920                         20360101                                          360                                   358
          92592          CA                  TEMECULA                                            PUD                                                               8.7000                    0.5000                  -                    0.0130                     -                                        8.1870                         20360101                                          360                                   358
          48234          MI                  DETROIT                                             Single Family                                                    11.2150                    0.5000                  -                    0.0130                     -                                       10.7020                         20360101                                          360                                   358
          60656          IL                  CHICAGO                                             Condominium                                                       6.3500                    0.5000                  -                    0.0130                     -                                        5.8370                         20360101                                          360                                   358
          77073          TX                  HOUSTON                                             PUD                                                               8.3000                    0.5000                  -                    0.0130                     -                                        7.7870                         20360101                                          360                                   358
          95380          CA                  TURLOCK                                             Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360101                                          360                                   358
          32837          FL                  ORLANDO                                             Single Family                                                     7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20360101                                          360                                   358
          33184          FL                  MIAMI                                               Single Family                                                     8.5400                    0.5000                  -                    0.0130                     -                                        8.0270                         20360101                                          360                                   358
          75067          TX                  LEWISVILLE                                          Single Family                                                     8.3000                    0.5000                  -                    0.0130                     -                                        7.7870                         20360101                                          360                                   358
          92563          CA                  MURRIETA                                            PUD                                                               6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20360101                                          360                                   358
          18353          PA                  SAYLORSBURG                                         Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20360101                                          360                                   358
          48143          MI                  LAKELAND                                            Single Family                                                     8.9500                    0.5000                  -                    0.0130                     -                                        8.4370                         20360101                                          360                                   358
          32547          FL                  FORT WALTON BEACH                                   Single Family                                                     8.8000                    0.5000                  -                    0.0130                     -                                        8.2870                         20360101                                          360                                   358
          23061          VA                  GLOUCESTER                                          Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20360101                                          360                                   358
          94589          CA                  VALLEJO                                             Single Family                                                     6.7400                    0.5000                  -                    0.0130                     -                                        6.2270                         20360101                                          360                                   358
          48603          MI                  SAGINAW                                             Single Family                                                    10.0000                    0.5000                  -                    0.0130                     -                                        9.4870                         20360101                                          360                                   358
          48219          MI                  DETROIT                                             Single Family                                                     8.1900                    0.5000                  -                    0.0130                     -                                        7.6770                         20360101                                          360                                   358
          48216          MI                  DETROIT                                             Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20360101                                          360                                   358
          33609          FL                  TAMPA                                               Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20360101                                          360                                   358
          60016          IL                  DES PLAINES                                         Condominium                                                       8.9300                    0.5000                  -                    0.0130                     -                                        8.4170                         20360101                                          360                                   358
           8701          NJ                  LAKEWOOD                                            Condominium                                                       7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20360101                                          360                                   358
           6095          CT                  WINDSOR                                             Single Family                                                     8.7900                    0.5000                  -                    0.0130                     -                                        8.2770                         20360101                                          360                                   358
          85345          AZ                  PEORIA                                              Single Family                                                     8.4900                    0.5000                  -                    0.0130                     -                                        7.9770                         20360101                                          360                                   358
          91731          CA                  EL MONTE                                            Single Family                                                     6.3900                    0.5000                  -                    0.0130                     -                                        5.8770                         20360101                                          360                                   358
          31548          GA                  KINGSLAND                                           PUD                                                               6.8000                    0.5000                  -                    0.0130                     -                                        6.2870                         20360101                                          360                                   358
          21776          MD                  NEW WINDSOR                                         Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20360101                                          360                                   358
          32246          FL                  JACKSONVILLE                                        Condominium                                                       9.2130                    0.5000                  -                    0.0130                     -                                        8.7000                         20360101                                          360                                   358
          11434          NY                  JAMAICA                                             Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360101                                          360                                   358
          92284          CA                  YUCCA VALLEY                                        Single Family                                                     6.8500                    0.5000                  -                    0.0130                     -                                        6.3370                         20351201                                          360                                   357
          93535          CA                  LANCASTER                                           Single Family                                                     5.9500                    0.5000                  -                    0.0130                     -                                        5.4370                         20351201                                          360                                   357
          60106          IL                  BENSENVILLE                                         Single Family                                                     7.0500                    0.5000                  -                    0.0130                     -                                        6.5370                         20360101                                          360                                   358
          95111          CA                  SAN JOSE                                            Condominium                                                       7.7000                    0.5000                  -                    0.0130                     -                                        7.1870                         20351201                                          360                                   357
          92113          CA                  SAN DIEGO                                           Single Family                                                     9.4000                    0.5000                  -                    0.0130                     -                                        8.8870                         20360101                                          360                                   358
          48034          MI                  SOUTHFIELD                                          Single Family                                                     8.4900                    0.5000                  -                    0.0130                     -                                        7.9770                         20360101                                          360                                   358
          78013          TX                  COMFORT                                             Single Family                                                     8.1900                    0.5000                  -                    0.0130                     -                                        7.6770                         20360101                                          360                                   358
          53561          WI                  MERRIMAC                                            Single Family                                                     9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20360101                                          360                                   358
          72802          AR                  RUSSELLVILLE                                        Single Family                                                     8.4900                    0.5000                  -                    0.0130                     -                                        7.9770                         20360101                                          360                                   358
          34112          FL                  NAPLES                                              Condominium                                                       7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20351201                                          360                                   357
          11550          NY                  FREEPORT                                            Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360101                                          360                                   358
          33135          FL                  MIAMI                                               Single Family                                                     8.0400                    0.5000                  -                    0.0130                     -                                        7.5270                         20360101                                          360                                   358
          93065          CA                  SIMI VALLEY                                         Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20360101                                          360                                   358
          92337          CA                  FONTANA                                             Single Family                                                     8.6500                    0.5000                  -                    0.0130                     -                                        8.1370                         20360101                                          360                                   358
          92410          CA                  HIGHLAND                                            Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20360101                                          360                                   358
          92105          CA                  SAN DIEGO                                           Single Family                                                     8.0400                    0.5000                  -                    0.0130                     -                                        7.5270                         20360101                                          360                                   358
          89148          NV                  LAS VEGAS                                           PUD                                                               6.6000                    0.5000                  -                    0.0130                     -                                        6.0870                         20360101                                          360                                   358
          90019          CA                  LOS ANGELES                                         Single Family                                                     8.8900                    0.5000                  -                    0.0130                     -                                        8.3770                         20360101                                          360                                   358
          90061          CA                  LOS ANGELES                                         Single Family                                                     7.3400                    0.5000                  -                    0.0130                     -                                        6.8270                         20360101                                          360                                   358
          48197          MI                  YPSILANTI                                           Single Family                                                     6.8000                    0.5000                  -                    0.0130                     -                                        6.2870                         20360101                                          360                                   358
          60477          IL                  TINLEY PARK                                         Condominium                                                       9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20351201                                          360                                   357
          30529          GA                  COMMERCE                                            Single Family                                                     8.3000                    0.5000                  -                    0.0130                     -                                        7.7870                         20360101                                          360                                   358
          20002          DC                  WASHINGTON                                          Single Family                                                    10.1400                    0.5000                  -                    0.0130                     -                                        9.6270                         20360101                                          360                                   358
          22003          VA                  ANNADALE                                            Single Family                                                     8.5400                    0.5000                  -                    0.0130                     -                                        8.0270                         20360101                                          360                                   358
          92507          CA                  RIVERSIDE                                           Single Family                                                     6.8900                    0.5000                  -                    0.0130                     -                                        6.3770                         20360101                                          360                                   358
          95206          CA                  STOCKTON                                            Single Family                                                     7.1400                    0.5000                  -                    0.0130                     -                                        6.6270                         20360101                                          360                                   358
          91752          CA                  MIRA LOMA                                           Single Family                                                     6.7900                    0.5000                  -                    0.0130                     -                                        6.2770                         20360101                                          360                                   358
          90044          CA                  LOS ANGELES                                         2-4 Family                                                        7.9000                    0.5000                  -                    0.0130                     -                                        7.3870                         20351201                                          360                                   357
          20019          DC                  WASHINGTON                                          Single Family                                                     7.7900                    0.5000                  -                    0.0130                     -                                        7.2770                         20360101                                          360                                   358
          33844          FL                  HAINES                                              Single Family                                                     8.7900                    0.5000                  -                    0.0130                     -                                        8.2770                         20360101                                          360                                   358
          32807          FL                  ORLANDO                                             Single Family                                                     7.8900                    0.5000                  -                    0.0130                     -                                        7.3770                         20351201                                          360                                   357
          92236          CA                  COACHELLA                                           Single Family                                                     7.8400                    0.5000                  -                    0.0130                     -                                        7.3270                         20360101                                          360                                   358
          60605          IL                  CHICAGO                                             Condominium                                                       8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20360101                                          360                                   358
          93535          CA                  LANCASTER                                           Single Family                                                     9.1900                    0.5000                  -                    0.0130                     -                                        8.6770                         20351201                                          360                                   357
          11725          NY                  COMMACK                                             Single Family                                                     8.5900                    0.5000                  -                    0.0130                     -                                        8.0770                         20360101                                          360                                   358
          91711          CA                  CLAREMONT                                           2-4 Family                                                        7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360101                                          360                                   358
          60632          IL                  CHICAGO                                             Single Family                                                     7.1100                    0.5000                  -                    0.0130                     -                                        6.5970                         20360101                                          360                                   358
          60660          IL                  CHICAGO                                             Condominium                                                       8.3500                    0.5000                  -                    0.0130                     -                                        7.8370                         20360101                                          360                                   358
          60448          IL                  MOKENA                                              Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20360101                                          360                                   358
          14213          NY                  BUFFALO                                             2-4 Family                                                       11.2900                    0.5000                  -                    0.0130                     -                                       10.7770                         20351201                                          360                                   357
          15601          PA                  GREENSBURG                                          Single Family                                                     8.3500                    0.5000                  -                    0.0130                     -                                        7.8370                         20360101                                          360                                   358
          92065          CA                  RAMONA                                              PUD                                                               6.9000                    0.5000                  -                    0.0130                     -                                        6.3870                         20360101                                          360                                   358
          92545          CA                  HEMET                                               Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20360101                                          360                                   358
          91384          CA                  CASTAIC                                             Single Family                                                     9.9000                    0.5000                  -                    0.0130                     -                                        9.3870                         20360101                                          360                                   358
          60620          IL                  CHICAGO                                             Single Family                                                     8.7400                    0.5000                  -                    0.0130                     -                                        8.2270                         20360101                                          360                                   358
          91741          CA                  GLENDORA                                            Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351201                                          360                                   357
          92336          CA                  FONTANA                                             Single Family                                                     8.4400                    0.5000                  -                    0.0130                     -                                        7.9270                         20360101                                          360                                   358
          90059          CA                  LOS ANGELES                                         Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20360101                                          360                                   358
          91345          CA                  LOS ANGELES (MISSION HILL                           Condominium                                                       7.1900                    0.5000                  -                    0.0130                     -                                        6.6770                         20360101                                          360                                   358
          20623          MD                  CHELTENHAM                                          Single Family                                                     9.5500                    0.5000                  -                    0.0130                     -                                        9.0370                         20360101                                          360                                   358
          77503          TX                  PASADENA                                            Single Family                                                     8.2130                    0.5000                  -                    0.0130                     -                                        7.7000                         20360101                                          360                                   358
          92801          CA                  ANAHEIM                                             Single Family                                                     9.4150                    0.5000                  -                    0.0130                     -                                        8.9020                         20360101                                          360                                   358
          56058          MN                  LE SUEUR                                            Single Family                                                     8.7000                    0.5000                  -                    0.0130                     -                                        8.1870                         20360101                                          360                                   358
          32817          FL                  ORLANDO                                             PUD                                                               8.1500                    0.5000                  -                    0.0130                     -                                        7.6370                         20360101                                          360                                   358
          47905          IN                  LAFAYETTE                                           Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20360101                                          360                                   358
          90242          CA                  DOWNEY                                              Single Family                                                     6.6900                    0.5000                  -                    0.0130                     -                                        6.1770                         20360101                                          360                                   358
          90250          CA                  HAWTHORNE                                           2-4 Family                                                        7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20351201                                          360                                   357
          21012          MD                  ARNOLD                                              PUD                                                               9.9400                    0.5000                  -                    0.0130                     -                                        9.4270                         20360101                                          360                                   358
          90221          CA                  COMPTON                                             Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20360101                                          360                                   358
          89139          NV                  LAS VEGAS                                           PUD                                                               8.3500                    0.5000                  -                    0.0130                     -                                        7.8370                         20360101                                          360                                   358
          94585          CA                  SUISUN CITY                                         Single Family                                                     6.7400                    0.5000                  -                    0.0130                     -                                        6.2270                         20360101                                          360                                   358
          32725          FL                  DELTONA                                             Single Family                                                     9.6900                    0.5000                  -                    0.0130                     -                                        9.1770                         20351201                                          360                                   357
          32907          FL                  PALM BAY                                            Single Family                                                     9.5900                    0.5000                  -                    0.0130                     -                                        9.0770                         20360101                                          360                                   358
          60106          IL                  BENSENVILLE                                         Condominium                                                       8.6000                    0.5000                  -                    0.0130                     -                                        8.0870                         20351201                                          360                                   357
          46307          IN                  CROWN POINT                                         Single Family                                                     8.4500                    0.5000                  -                    0.0130                     -                                        7.9370                         20360101                                          360                                   358
           6109          CT                  WETHERSFIELD                                        Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360101                                          360                                   358
          56003          MN                  MANKATO                                             Single Family                                                     6.8000                    0.5000                  -                    0.0130                     -                                        6.2870                         20351201                                          360                                   357
          63125          MO                  SAINT LOUIS                                         Single Family                                                     6.5500                    0.5000                  -                    0.0130                     -                                        6.0370                         20351201                                          360                                   357
          32907          FL                  PALM BAY                                            Single Family                                                     9.4000                    0.5000                  -                    0.0130                     -                                        8.8870                         20360101                                          360                                   358
          44109          OH                  CLEVELAND                                           Single Family                                                     8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20360101                                          360                                   358
          65807          MO                  SPRINGFIELD                                         Single Family                                                     9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20360101                                          360                                   358
          94544          CA                  HAYWARD                                             Single Family                                                     6.8400                    0.5000                  -                    0.0130                     -                                        6.3270                         20360101                                          360                                   358
          92084          CA                  VISTA                                               Single Family                                                     6.3900                    0.5000                  -                    0.0130                     -                                        5.8770                         20360101                                          360                                   358
          33897          FL                  DAVENPORT                                           PUD                                                               8.9500                    0.5000                  -                    0.0130                     -                                        8.4370                         20360101                                          360                                   358
          20747          MD                  DISTRICT HEIGHTS                                    Single Family                                                     7.2000                    0.5000                  -                    0.0130                     -                                        6.6870                         20360101                                          360                                   358
          33016          FL                  HIALEAH                                             Condominium                                                       7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351201                                          360                                   357
          92509          CA                  RIVERSIDE                                           Single Family                                                     9.4900                    0.5000                  -                    0.0130                     -                                        8.9770                         20360101                                          360                                   358
          90011          CA                  LOS ANGELES                                         2-4 Family                                                        8.7400                    0.5000                  -                    0.0130                     -                                        8.2270                         20360101                                          360                                   358
          60620          IL                  CHICAGO                                             Single Family                                                     8.1400                    0.5000                  -                    0.0130                     -                                        7.6270                         20360101                                          360                                   358
          73120          OK                  OKLAHOMA CITY                                       Single Family                                                     7.5400                    0.5000                  -                    0.0130                     -                                        7.0270                         20360101                                          360                                   358
          90260          CA                  LAWNDALE                                            Single Family                                                     7.4900                    0.5000                  -                    0.0130                     -                                        6.9770                         20360101                                          360                                   358
          96732          HI                  KAHULUI                                             Single Family                                                     8.6400                    0.5000                  -                    0.0130                     -                                        8.1270                         20360101                                          360                                   358
          30101          GA                  ACWORTH                                             PUD                                                               8.4400                    0.5000                  -                    0.0130                     -                                        7.9270                         20360101                                          360                                   358
          92591          CA                  TEMECULA                                            Single Family                                                    10.2500                    0.5000                  -                    0.0130                     -                                        9.7370                         20360101                                          360                                   358
          86326          AZ                  COTTONWOOD                                          Single Family                                                     8.8400                    0.5000                  -                    0.0130                     -                                        8.3270                         20360101                                          360                                   358
          92571          CA                  PERRIS                                              Single Family                                                     6.9750                    0.5000                  -                    0.0130                     -                                        6.4620                         20360101                                          360                                   358
          60440          IL                  BOLINGBROOK                                         Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20351201                                          360                                   357
          33309          FL                  FORT LAUDERDALE                                     Single Family                                                     7.2900                    0.5000                  -                    0.0130                     -                                        6.7770                         20360101                                          360                                   358
          91342          CA                  SYLMAR                                              Single Family                                                     7.1900                    0.5000                  -                    0.0130                     -                                        6.6770                         20360101                                          360                                   358
          47274          IN                  SEYMOUR                                             Single Family                                                     8.2000                    0.5000                  -                    0.0130                     -                                        7.6870                         20360101                                          360                                   358
          10469          NY                  BRONX                                               Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20360101                                          360                                   358
          60060          IL                  MUNDELEIN                                           Single Family                                                     8.4500                    0.5000                  -                    0.0130                     -                                        7.9370                         20360101                                          360                                   358
          92503          CA                  RIVERSIDE                                           Single Family                                                     8.9000                    0.5000                  -                    0.0130                     -                                        8.3870                         20360101                                          360                                   358
          43613          OH                  TOLEDO                                              Single Family                                                     9.2400                    0.5000                  -                    0.0130                     -                                        8.7270                         20351201                                          360                                   357
          23454          VA                  VIRGINIA BEACH                                      Single Family                                                     6.9500                    0.5000                  -                    0.0130                     -                                        6.4370                         20351201                                          360                                   357
          33150          FL                  MIAMI                                               Single Family                                                     8.4500                    0.5000                  -                    0.0130                     -                                        7.9370                         20360101                                          360                                   358
          60177          IL                  SOUTH ELGIN                                         Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20360101                                          360                                   358
          33040          FL                  KEY WEST                                            Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20360101                                          360                                   358
          91764          CA                  ONTARIO                                             Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20351201                                          360                                   357
          95207          CA                  STOCKTON                                            Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20360101                                          360                                   358
          92553          CA                  MORENO VALLEY                                       Single Family                                                     7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20360101                                          360                                   358
          48329          MI                  WATERFORD                                           Condominium                                                       9.3400                    0.5000                  -                    0.0130                     -                                        8.8270                         20351201                                          360                                   357
          33176          FL                  MIAMI                                               Condominium                                                       6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20360101                                          360                                   358
          92805          CA                  ANAHEIM                                             Single Family                                                     7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20360101                                          360                                   358
          91352          CA                  SUN VALLEY                                          Single Family                                                     8.5400                    0.5000                  -                    0.0130                     -                                        8.0270                         20351201                                          360                                   357
          91910          CA                  CHULA VISTA                                         Single Family                                                     8.4000                    0.5000                  -                    0.0130                     -                                        7.8870                         20351201                                          360                                   357
          32935          FL                  MELBOURNE                                           Single Family                                                     8.2900                    0.5000                  -                    0.0130                     -                                        7.7770                         20360101                                          360                                   358
          92311          CA                  BARSTOW                                             Single Family                                                     9.2400                    0.5000                  -                    0.0130                     -                                        8.7270                         20360101                                          360                                   358
          55088          MN                  WEBSTER                                             Single Family                                                     7.6900                    0.5000                  -                    0.0130                     -                                        7.1770                         20360101                                          360                                   358
          90631          CA                  LA HABRA                                            Single Family                                                     9.2000                    0.5000                  -                    0.0130                     -                                        8.6870                         20360101                                          360                                   358
          55448          MN                  COON RAPIDS                                         Single Family                                                     8.3000                    0.5000                  -                    0.0130                     -                                        7.7870                         20351201                                          360                                   357
          93550          CA                  PALMDALE                                            Single Family                                                     8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20351201                                          360                                   357
          33534          FL                  GIBSONTON                                           PUD                                                               8.7900                    0.5000                  -                    0.0130                     -                                        8.2770                         20360101                                          360                                   358
          92551          CA                  MORENO VALLEY                                       Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20351201                                          360                                   357
          92102          CA                  SAN DIEGO                                           2-4 Family                                                        7.1500                    0.5000                  -                    0.0130                     -                                        6.6370                         20360101                                          360                                   358
          60137          IL                  GLEN ELLYN                                          Single Family                                                    10.3900                    0.5000                  -                    0.0130                     -                                        9.8770                         20360101                                          360                                   358
          12589          NY                  WALLKILL                                            Single Family                                                     9.7000                    0.5000                  -                    0.0130                     -                                        9.1870                         20351201                                          360                                   357
          92840          CA                  GARDEN GROVE                                        Single Family                                                     7.4000                    0.5000                  -                    0.0130                     -                                        6.8870                         20351201                                          360                                   357
          92335          CA                  FONTANA                                             Single Family                                                     7.3400                    0.5000                  -                    0.0130                     -                                        6.8270                         20360101                                          360                                   358
          92240          CA                  DESERT HOT SPRINGS                                  Single Family                                                     7.1000                    0.5000                  -                    0.0130                     -                                        6.5870                         20360101                                          360                                   358
          20155          VA                  GAINESVILLE                                         PUD                                                               9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20351201                                          360                                   357
          60467          IL                  ORLAND PARK                                         Single Family                                                     8.8900                    0.5000                  -                    0.0130                     -                                        8.3770                         20360101                                          360                                   358
          60453          IL                  OAK LAWN                                            Single Family                                                     7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20360101                                          360                                   358
          22556          VA                  STAFFORD                                            PUD                                                               9.3400                    0.5000                  -                    0.0130                     -                                        8.8270                         20351201                                          360                                   357
          21122          MD                  PASADENA                                            Single Family                                                     8.5900                    0.5000                  -                    0.0130                     -                                        8.0770                         20360101                                          360                                   358
          48202          MI                  DETROIT                                             Single Family                                                     9.2500                    0.5000                  -                    0.0130                     -                                        8.7370                         20360101                                          360                                   358
           7304          NJ                  JERSEY CITY                                         Single Family                                                     7.2400                    0.5000                  -                    0.0130                     -                                        6.7270                         20360101                                          360                                   358
          90723          CA                  PARAMOUNT                                           Single Family                                                     6.5900                    0.5000                  -                    0.0130                     -                                        6.0770                         20360101                                          360                                   358
          11953          NY                  MIDDLE ISLAND                                       Single Family                                                     9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20360101                                          360                                   358
           7083          NJ                  UNION                                               Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
          33314          FL                  DAVIE                                               Single Family                                                     8.0900                    0.5000                  -                    0.0130                     -                                        7.5770                         20360101                                          360                                   358
          34431          FL                  DUNNELLON                                           PUD                                                               8.0500                    0.5000                  -                    0.0130                     -                                        7.5370                         20360101                                          360                                   358
          78745          TX                  AUSTIN                                              Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20360101                                          360                                   358
           7821          NJ                  ANDOVER                                             Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20260101                                          240                                   238
          60639          IL                  CHICAGO                                             Single Family                                                     8.3000                    0.5000                  -                    0.0130                     -                                        7.7870                         20351201                                          360                                   357
          92027          CA                  ESCONDIDO                                           Single Family                                                     7.8400                    0.5000                  -                    0.0130                     -                                        7.3270                         20360101                                          360                                   358
          48038          MI                  CLINTON TOWNSHIP                                    Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20351201                                          360                                   357
          91343          CA                  NORTH HILLS                                         Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20360101                                          360                                   358
          91744          CA                  LA PUENTE                                           Single Family                                                     7.1900                    0.5000                  -                    0.0130                     -                                        6.6770                         20360101                                          360                                   358
          43224          OH                  COLUMBUS                                            Single Family                                                     9.5750                    0.5000                  -                    0.0130                     -                                        9.0620                         20360101                                          360                                   358
          92882          CA                  CORONA                                              Single Family                                                     6.6400                    0.5000                  -                    0.0130                     -                                        6.1270                         20351201                                          360                                   357
          95961          CA                  OLIVEHURST                                          Single Family                                                     7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20360101                                          360                                   358
          92648          CA                  HUNTINGTON BEACH                                    Single Family                                                     6.8400                    0.5000                  -                    0.0130                     -                                        6.3270                         20360101                                          360                                   358
          73051          OK                  LEXINGTON                                           Single Family                                                    11.1900                    0.5000                  -                    0.0130                     -                                       10.6770                         20351201                                          360                                   357
          95973          CA                  CHICO                                               Single Family                                                     7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20360101                                          360                                   358
          23455          VA                  VIRGINIA BEACH                                      Single Family                                                     9.3000                    0.5000                  -                    0.0130                     -                                        8.7870                         20360101                                          360                                   358
          33167          FL                  NORTH MIAMI                                         Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20360101                                          360                                   358
          60433          IL                  JOLIET                                              Single Family                                                     9.8500                    0.5000                  -                    0.0130                     -                                        9.3370                         20360101                                          360                                   358
          61554          IL                  PEKIN                                               Single Family                                                     8.6900                    0.5000                  -                    0.0130                     -                                        8.1770                         20351201                                          360                                   357
          43213          OH                  COLUMBUS                                            Single Family                                                     7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20360101                                          360                                   358
          92704          CA                  SANTA ANA                                           Single Family                                                     6.3400                    0.5000                  -                    0.0130                     -                                        5.8270                         20351201                                          360                                   357
          33024          FL                  PEMBROKE PINES                                      Condominium                                                       7.2400                    0.5000                  -                    0.0130                     -                                        6.7270                         20360101                                          360                                   358
          93225          CA                  FRAZIER PARK                                        Single Family                                                     8.5500                    0.5000                  -                    0.0130                     -                                        8.0370                         20360101                                          360                                   358
          69356          NE                  MINATARE                                            Single Family                                                     9.4500                    0.5000                  -                    0.0130                     -                                        8.9370                         20360101                                          360                                   358
          55411          MN                  MINNEAPOLIS                                         2-4 Family                                                        9.6500                    0.5000                  -                    0.0130                     -                                        9.1370                         20360101                                          360                                   358
          91206          CA                  GLENDALE                                            Condominium                                                      10.6900                    0.5000                  -                    0.0130                     -                                       10.1770                         20360101                                          360                                   358
          32906          FL                  INDIALANTIC                                         Single Family                                                     6.7000                    0.5000                  -                    0.0130                     -                                        6.1870                         20360101                                          360                                   358
          90262          CA                  LYNWOOD                                             Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20360101                                          360                                   358
          90745          CA                  CARSON                                              Single Family                                                     6.2500                    0.5000                  -                    0.0130                     -                                        5.7370                         20351201                                          360                                   357
          91306          CA                  LOS ANGELES (WINNETKA ARE                           Single Family                                                    10.7150                    0.5000                  -                    0.0130                     -                                       10.2020                         20351201                                          360                                   357
          34668          FL                  PORT RICHEY                                         Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360101                                          360                                   358
          27048          NC                  STONEVILLE                                          Single Family                                                     9.9400                    0.5000                  -                    0.0130                     -                                        9.4270                         20360101                                          360                                   358
          86403          AZ                  LAKE HAVASU CITY                                    Single Family                                                     8.8500                    0.5000                  -                    0.0130                     -                                        8.3370                         20351201                                          360                                   357
          87507          NM                  SANTA FE                                            Single Family                                                    10.1400                    0.5000                  -                    0.0130                     -                                        9.6270                         20360101                                          360                                   358
          92703          CA                  SANTA ANA                                           Single Family                                                     7.4650                    0.5000                  -                    0.0130                     -                                        6.9520                         20351201                                          360                                   357
          91001          CA                  ALTADENA AREA                                       Single Family                                                     7.7000                    0.5000                  -                    0.0130                     -                                        7.1870                         20360101                                          360                                   358
          76209          TX                  DENTON                                              Single Family                                                     9.4400                    0.5000                  -                    0.0130                     -                                        8.9270                         20351201                                          360                                   357
          93703          CA                  FRESNO                                              Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351201                                          360                                   357
          10461          NY                  BRONX                                               Single Family                                                     6.3500                    0.5000                  -                    0.0130                     -                                        5.8370                         20360101                                          360                                   358
          92557          CA                  MORENO VALLEY                                       Single Family                                                     7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20351201                                          360                                   357
          32680          FL                  OLD TOWN                                            Single Family                                                     7.4000                    0.5000                  -                    0.0130                     -                                        6.8870                         20351201                                          360                                   357
          89406          NV                  FALLON                                              Single Family                                                     8.8000                    0.5000                  -                    0.0130                     -                                        8.2870                         20360101                                          360                                   358
          19808          DE                  WILMINGTON                                          Single Family                                                     9.7400                    0.5000                  -                    0.0130                     -                                        9.2270                         20360101                                          360                                   358
          92129          CA                  SAN DIEGO                                           Single Family                                                     9.1400                    0.5000                  -                    0.0130                     -                                        8.6270                         20360101                                          360                                   358
          44310          OH                  AKRON                                               Single Family                                                    10.4400                    0.5000                  -                    0.0130                     -                                        9.9270                         20351201                                          360                                   357
          91786          CA                  UPLAND                                              Condominium                                                       7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20360101                                          360                                   358
          92883          CA                  CORONA AREA                                         Single Family                                                     6.6900                    0.5000                  -                    0.0130                     -                                        6.1770                         20351201                                          360                                   357
          46774          IN                  NEW HEVEN                                           Single Family                                                     8.5900                    0.5000                  -                    0.0130                     -                                        8.0770                         20360101                                          360                                   358
          19709          DE                  MIDDLETOWN                                          Single Family                                                    11.4900                    0.5000                  -                    0.0130                     -                                       10.9770                         20351201                                          360                                   357
          92503          CA                  RIVERSIDE                                           Single Family                                                     8.5300                    0.5000                  -                    0.0130                     -                                        8.0170                         20351201                                          360                                   357
          93551          CA                  PALMDALE                                            Single Family                                                     7.6500                    0.5000                  -                    0.0130                     -                                        7.1370                         20351201                                          360                                   357
          60451          IL                  NEW LENOX                                           Condominium                                                       9.2400                    0.5000                  -                    0.0130                     -                                        8.7270                         20360101                                          360                                   358
          93722          CA                  FRESNO                                              Single Family                                                     7.4400                    0.5000                  -                    0.0130                     -                                        6.9270                         20360101                                          360                                   358
          20147          VA                  ASHBURN                                             PUD                                                               7.9400                    0.5000                  -                    0.0130                     -                                        7.4270                         20360101                                          360                                   358
          92395          CA                  VICTORVILLE                                         Single Family                                                     8.8150                    0.5000                  -                    0.0130                     -                                        8.3020                         20351201                                          360                                   357
          60417          IL                  CRETE                                               Single Family                                                     9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20360101                                          360                                   358
          21216          MD                  BALTIMORE                                           Single Family                                                    10.2500                    0.5000                  -                    0.0130                     -                                        9.7370                         20351201                                          360                                   357
           6482          CT                  SANDY HOOK                                          Single Family                                                    10.3400                    0.5000                  -                    0.0130                     -                                        9.8270                         20360101                                          360                                   358
          43610          OH                  TOLEDO                                              2-4 Family                                                        8.7000                    0.5000                  -                    0.0130                     -                                        8.1870                         20351201                                          360                                   357
          92703          CA                  SANTA ANA                                           Condominium                                                       8.3400                    0.5000                  -                    0.0130                     -                                        7.8270                         20351201                                          360                                   357
          32927          FL                  COCOA                                               Single Family                                                     7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20360101                                          360                                   358
          34952          FL                  PORT SAINT LUCIE                                    Single Family                                                     7.4000                    0.5000                  -                    0.0130                     -                                        6.8870                         20351201                                          360                                   357
          33193          FL                  MIAMI                                               PUD                                                               8.0500                    0.5000                  -                    0.0130                     -                                        7.5370                         20360101                                          360                                   358
          11236          NY                  BROOKLYN                                            2-4 Family                                                        8.4400                    0.5000                  -                    0.0130                     -                                        7.9270                         20360101                                          360                                   358
          77057          TX                  HOUSTON                                             Condominium                                                      11.5000                    0.5000                  -                    0.0130                     -                                       10.9870                         20351201                                          360                                   357
           4072          ME                  SACO                                                Single Family                                                     7.4900                    0.5000                  -                    0.0130                     -                                        6.9770                         20360101                                          360                                   358
           7502          NJ                  PATERSON                                            Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20360101                                          360                                   358
          37762          TN                  JELLICO                                             Single Family                                                     7.8400                    0.5000                  -                    0.0130                     -                                        7.3270                         20360101                                          360                                   358
          91709          CA                  CHINO HILLS                                         Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351201                                          360                                   357
          92627          CA                  COSTA MESA                                          Condominium                                                       8.6150                    0.5000                  -                    0.0130                     -                                        8.1020                         20351201                                          360                                   357
          60410          IL                  CHANNAHON                                           Single Family                                                     9.6900                    0.5000                  -                    0.0130                     -                                        9.1770                         20351201                                          360                                   357
           8618          NJ                  TRENTON                                             2-4 Family                                                        9.7000                    0.5000                  -                    0.0130                     -                                        9.1870                         20360101                                          360                                   358
          19713          DE                  NEWARK                                              Single Family                                                     8.7000                    0.5000                  -                    0.0130                     -                                        8.1870                         20360101                                          360                                   358
          78666          TX                  SAN MARCOS                                          Single Family                                                     9.2000                    0.5000                  -                    0.0130                     -                                        8.6870                         20351201                                          360                                   357
          38106          TN                  MEMPHIS                                             Single Family                                                     9.3500                    0.5000                  -                    0.0130                     -                                        8.8370                         20360101                                          360                                   358
          55060          MN                  OWATONNA                                            Single Family                                                     8.6750                    0.5000                  -                    0.0130                     -                                        8.1620                         20360101                                          360                                   358
          93311          CA                  BAKERSFIELD                                         Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20351201                                          360                                   357
          48334          MI                  FARMINGTON HILLS                                    Single Family                                                     9.5500                    0.5000                  -                    0.0130                     -                                        9.0370                         20351201                                          360                                   357
          33054          FL                  OPA LOCKA                                           2-4 Family                                                        7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351201                                          360                                   357
          78577          TX                  PHARR                                               Single Family                                                    10.2000                    0.5000                  -                    0.0130                     -                                        9.6870                         20360101                                          360                                   358
          95350          CA                  MODESTO                                             Single Family                                                     9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20360101                                          360                                   358
           6405          CT                  BRANFORD                                            Condominium                                                       8.6400                    0.5000                  -                    0.0130                     -                                        8.1270                         20360101                                          360                                   358
          60164          IL                  MELROSE PARK                                        Single Family                                                     7.0000                    0.5000                  -                    0.0130                     -                                        6.4870                         20360101                                          360                                   358
          60617          IL                  CHICAGO                                             Single Family                                                     7.9000                    0.5000                  -                    0.0130                     -                                        7.3870                         20360101                                          360                                   358
          90023          CA                  LOS ANGELES                                         2-4 Family                                                        7.7900                    0.5000                  -                    0.0130                     -                                        7.2770                         20360101                                          360                                   358
          87031          NM                  LOS LUNAS                                           Single Family                                                     9.9000                    0.5000                  -                    0.0130                     -                                        9.3870                         20351201                                          360                                   357
          90037          CA                  LOS ANGELES                                         Single Family                                                     7.2900                    0.5000                  -                    0.0130                     -                                        6.7770                         20360101                                          360                                   358
          11203          NY                  BROOKLYN                                            Single Family                                                     7.7900                    0.5000                  -                    0.0130                     -                                        7.2770                         20360101                                          360                                   358
          78213          TX                  SAN ANTONIO                                         Single Family                                                    10.3000                    0.5000                  -                    0.0130                     -                                        9.7870                         20351201                                          360                                   357
          50701          IA                  WATERLOO                                            Single Family                                                     8.5400                    0.5000                  -                    0.0130                     -                                        8.0270                         20360101                                          360                                   358
          34639          FL                  LAND O LAKES                                        Single Family                                                     8.1400                    0.5000                  -                    0.0130                     -                                        7.6270                         20360101                                          360                                   358
          21040          MD                  EDGEWOOD                                            PUD                                                               8.9500                    0.5000                  -                    0.0130                     -                                        8.4370                         20351201                                          360                                   357
          89110          NV                  LAS VEGAS                                           Single Family                                                     7.4400                    0.5000                  -                    0.0130                     -                                        6.9270                         20360101                                          360                                   358
          20110          VA                  MANASSAS                                            PUD                                                               8.4000                    0.5000                  -                    0.0130                     -                                        7.8870                         20360101                                          360                                   358
          34655          FL                  NEW PORT RICHEY                                     PUD                                                               8.5750                    0.5000                  -                    0.0130                     -                                        8.0620                         20351201                                          360                                   357
          95628          CA                  FAIR OAKS                                           Single Family                                                     8.7000                    0.5000                  -                    0.0130                     -                                        8.1870                         20351201                                          360                                   357
          15108          PA                  CORAOPOLIS                                          Single Family                                                     8.7000                    0.5000                  -                    0.0130                     -                                        8.1870                         20360101                                          360                                   358
          92882          CA                  CORONA                                              Single Family                                                     8.7600                    0.5000                  -                    0.0130                     -                                        8.2470                         20351201                                          360                                   357
          92504          CA                  RIVERSIDE                                           Single Family                                                     7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20360101                                          360                                   358
          11233          NY                  BROOKLYN                                            2-4 Family                                                        8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20351201                                          360                                   357
          30223          GA                  GRIFFIN                                             Single Family                                                     8.3400                    0.5000                  -                    0.0130                     -                                        7.8270                         20351201                                          360                                   357
          94585          CA                  SUISUN CITY                                         Single Family                                                     7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20351201                                          360                                   357
          92704          CA                  SANTA ANA                                           Single Family                                                     8.3500                    0.5000                  -                    0.0130                     -                                        7.8370                         20351201                                          360                                   357
          92503          CA                  RIVERSIDE                                           Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360101                                          360                                   358
          43230          OH                  COLUMBUS                                            Single Family                                                     8.1900                    0.5000                  -                    0.0130                     -                                        7.6770                         20351201                                          360                                   357
          60431          IL                  JOLIET                                              Single Family                                                     8.6000                    0.5000                  -                    0.0130                     -                                        8.0870                         20351201                                          360                                   357
          30034          GA                  DECATUR                                             Single Family                                                     8.9400                    0.5000                  -                    0.0130                     -                                        8.4270                         20351201                                          360                                   357
          94560          CA                  NEWARK                                              Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20360101                                          360                                   358
          11207          NY                  BROOKLYN                                            2-4 Family                                                        8.8000                    0.5000                  -                    0.0130                     -                                        8.2870                         20351201                                          360                                   357
          14615          NY                  ROCHESTER                                           Single Family                                                     7.5400                    0.5000                  -                    0.0130                     -                                        7.0270                         20351201                                          360                                   357
          23462          VA                  VIRGINIA BEACH                                      Single Family                                                     7.4000                    0.5000                  -                    0.0130                     -                                        6.8870                         20360101                                          360                                   358
          60643          IL                  CHICAGO                                             Condominium                                                       9.1500                    0.5000                  -                    0.0130                     -                                        8.6370                         20351201                                          360                                   357
          89147          NV                  LAS VEGAS                                           Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360101                                          360                                   358
          22181          VA                  VIENNA                                              Condominium                                                       8.9500                    0.5000                  -                    0.0130                     -                                        8.4370                         20360101                                          360                                   358
          60634          IL                  CHICAGO                                             Single Family                                                     9.2000                    0.5000                  -                    0.0130                     -                                        8.6870                         20360101                                          360                                   358
          61350          IL                  OTTAWA                                              Single Family                                                     9.6000                    0.5000                  -                    0.0130                     -                                        9.0870                         20351201                                          360                                   357
          91335          CA                  LOS ANGELES                                         Single Family                                                     6.7400                    0.5000                  -                    0.0130                     -                                        6.2270                         20351201                                          360                                   357
          48219          MI                  DETROIT                                             Single Family                                                     9.5900                    0.5000                  -                    0.0130                     -                                        9.0770                         20351201                                          360                                   357
          31605          GA                  VALDOSTA                                            Single Family                                                     8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20351201                                          360                                   357
          91362          CA                  THOUSAND OAKS                                       PUD                                                               9.3400                    0.5000                  -                    0.0130                     -                                        8.8270                         20351201                                          360                                   357
          95204          CA                  STOCKTON                                            Single Family                                                     7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20351201                                          360                                   357
          93722          CA                  FRESNO                                              Single Family                                                     8.7900                    0.5000                  -                    0.0130                     -                                        8.2770                         20360101                                          360                                   358
          23234          VA                  RICHMOND                                            Single Family                                                    10.9400                    0.5000                  -                    0.0130                     -                                       10.4270                         20351201                                          360                                   357
          60643          IL                  CHICAGO                                             Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20351201                                          360                                   357
          33604          FL                  TAMPA                                               Single Family                                                     9.3500                    0.5000                  -                    0.0130                     -                                        8.8370                         20351201                                          360                                   357
          95209          CA                  STOCKTON                                            Single Family                                                     8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20351201                                          360                                   357
          93726          CA                  FRESNO                                              PUD                                                               8.7900                    0.5000                  -                    0.0130                     -                                        8.2770                         20360101                                          360                                   358
          48420          MI                  CLIO                                                Single Family                                                     8.4500                    0.5000                  -                    0.0130                     -                                        7.9370                         20351201                                          360                                   357
          91214          CA                  LA CRESCENTA                                        Single Family                                                     9.1900                    0.5000                  -                    0.0130                     -                                        8.6770                         20351201                                          360                                   357
          93619          CA                  CLOVIS                                              Single Family                                                     9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20360101                                          360                                   358
          33610          FL                  TAMPA                                               Single Family                                                     9.4900                    0.5000                  -                    0.0130                     -                                        8.9770                         20360101                                          360                                   358
          60636          IL                  CHICAGO                                             Single Family                                                     9.2900                    0.5000                  -                    0.0130                     -                                        8.7770                         20351201                                          360                                   357
          93523          CA                  NORTH EDWARDS                                       Single Family                                                     9.7000                    0.5000                  -                    0.0130                     -                                        9.1870                         20351201                                          360                                   357
          94518          CA                  CONCORD                                             Single Family                                                     7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20351201                                          360                                   357
          95249          CA                  SAN ANDREAS                                         Single Family                                                     7.1500                    0.5000                  -                    0.0130                     -                                        6.6370                         20201201                                          180                                   177
          48192          MI                  WYANDOTTE                                           Single Family                                                     9.8500                    0.5000                  -                    0.0130                     -                                        9.3370                         20351201                                          360                                   357
          95128          CA                  SAN JOSE                                            Single Family                                                     9.8400                    0.5000                  -                    0.0130                     -                                        9.3270                         20351201                                          360                                   357
          95135          CA                  SAN JOSE                                            Single Family                                                     9.6000                    0.5000                  -                    0.0130                     -                                        9.0870                         20360101                                          360                                   358
          48174          MI                  ROMULUS                                             Single Family                                                     9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20360101                                          360                                   358
           1108          MA                  SPRINGFIELD                                         2-4 Family                                                        9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20351201                                          360                                   357
          33414          FL                  WEST PALM BEACH                                     PUD                                                               9.2400                    0.5000                  -                    0.0130                     -                                        8.7270                         20351201                                          360                                   357
          38141          TN                  MEMPHIS                                             Single Family                                                     9.9250                    0.5000                  -                    0.0130                     -                                        9.4120                         20360101                                          360                                   358
          98408          WA                  TACOMA                                              Single Family                                                     8.7000                    0.5000                  -                    0.0130                     -                                        8.1870                         20351201                                          360                                   357
          94303          CA                  EAST PALO ALTO                                      Single Family                                                     7.9250                    0.5000                  -                    0.0130                     -                                        7.4120                         20351201                                          360                                   357
          32216          FL                  JACKSONVILLE                                        Condominium                                                       8.4500                    0.5000                  -                    0.0130                     -                                        7.9370                         20360101                                          360                                   358
          90003          CA                  LOS ANGELES                                         Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20360101                                          360                                   358
          92336          CA                  FONTANA                                             Single Family                                                     6.2500                    0.5000                  -                    0.0130                     -                                        5.7370                         20360101                                          360                                   358
          55429          MN                  BROOKLYN CENTER                                     Single Family                                                     8.4900                    0.5000                  -                    0.0130                     -                                        7.9770                         20351101                                          360                                   356
           2919          RI                  JOHNSTON                                            Single Family                                                     9.6400                    0.5000                  -                    0.0130                     -                                        9.1270                         20351201                                          360                                   357
          95401          CA                  SANTA ROSA                                          Condominium                                                       8.3400                    0.5000                  -                    0.0130                     -                                        7.8270                         20351201                                          360                                   357
          90043          CA                  LOS ANGELES                                         Single Family                                                     7.3500                    0.5000                  -                    0.0130                     -                                        6.8370                         20360101                                          360                                   358
          90638          CA                  LA MIRADA                                           Single Family                                                     6.3000                    0.5000                  -                    0.0130                     -                                        5.7870                         20360101                                          360                                   358
          92860          CA                  NORCO                                               Single Family                                                     7.6400                    0.5000                  -                    0.0130                     -                                        7.1270                         20351201                                          360                                   357
          93702          CA                  FRESNO                                              Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20351201                                          360                                   357
          94806          CA                  SAN PABLO                                           Condominium                                                       7.3900                    0.5000                  -                    0.0130                     -                                        6.8770                         20351201                                          360                                   357
          33935          FL                  LABELLE                                             PUD                                                               9.3150                    0.5000                  -                    0.0130                     -                                        8.8020                         20351201                                          360                                   357
          92677          CA                  LAGUNA NIGUEL                                       Condominium                                                       7.3400                    0.5000                  -                    0.0130                     -                                        6.8270                         20351201                                          360                                   357
          15221          PA                  PITTSBURGH                                          2-4 Family                                                       10.7000                    0.5000                  -                    0.0130                     -                                       10.1870                         20360101                                          360                                   358
          60652          IL                  CHICAGO                                             Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20360101                                          360                                   358
          20720          MD                  BOWIE                                               Single Family                                                     7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20351201                                          360                                   357
          91345          CA                  LOS ANGELES                                         Single Family                                                     8.5900                    0.5000                  -                    0.0130                     -                                        8.0770                         20351201                                          360                                   357
          92804          CA                  ANAHEIM                                             Condominium                                                       7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20360101                                          360                                   358
           8055          NJ                  MEDFORD                                             Single Family                                                     7.2850                    0.5000                  -                    0.0130                     -                                        6.7720                         20351201                                          360                                   357
          48336          MI                  FARMINGTON HILLS                                    Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20351201                                          360                                   357
          32569          FL                  MARY ESTHER                                         PUD                                                               9.2500                    0.5000                  -                    0.0130                     -                                        8.7370                         20351201                                          360                                   357
          92064          CA                  POWAY                                               2-4 Family                                                        9.2900                    0.5000                  -                    0.0130                     -                                        8.7770                         20351201                                          360                                   357
          92805          CA                  ANAHEIM                                             Single Family                                                     6.1900                    0.5000                  -                    0.0130                     -                                        5.6770                         20360101                                          360                                   358
           7628          NJ                  DUMONT                                              Single Family                                                     8.9500                    0.5000                  -                    0.0130                     -                                        8.4370                         20360101                                          360                                   358
          97266          OR                  PORTLAND                                            Single Family                                                     8.3400                    0.5000                  -                    0.0130                     -                                        7.8270                         20351201                                          360                                   357
          21215          MD                  BALTIMORE                                           Single Family                                                    10.4000                    0.5000                  -                    0.0130                     -                                        9.8870                         20351201                                          360                                   357
          32801          FL                  ORLANDO                                             Condominium                                                       7.6900                    0.5000                  -                    0.0130                     -                                        7.1770                         20360101                                          360                                   358
          10314          NY                  STATEN ISLAND                                       Single Family                                                     7.1500                    0.5000                  -                    0.0130                     -                                        6.6370                         20360101                                          360                                   358
          90601          CA                  WHITTIER                                            Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20360101                                          360                                   358
          60133          IL                  HANOVER PARK                                        Condominium                                                       7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351201                                          360                                   357
          33952          FL                  PORT CHARLOTTE                                      Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351201                                          360                                   357
          95370          CA                  SONORA                                              Single Family                                                     7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20351201                                          360                                   357
          34691          FL                  HOLIDAY                                             Single Family                                                     8.3900                    0.5000                  -                    0.0130                     -                                        7.8770                         20351101                                          360                                   356
          60139          IL                  GLENDALE HEIGHTS                                    Condominium                                                       9.4750                    0.5000                  -                    0.0130                     -                                        8.9620                         20351201                                          360                                   357
          95340          CA                  MERCED                                              Single Family                                                     8.2000                    0.5000                  -                    0.0130                     -                                        7.6870                         20351201                                          360                                   357
           8005          NJ                  BARNEGAT                                            PUD                                                               6.7400                    0.5000                  -                    0.0130                     -                                        6.2270                         20351201                                          360                                   357
          92683          CA                  WESTMINSTER                                         Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20351201                                          360                                   357
          32738          FL                  DELTONA                                             Single Family                                                     8.2000                    0.5000                  -                    0.0130                     -                                        7.6870                         20351201                                          360                                   357
           7083          NJ                  UNION                                               Single Family                                                     7.2900                    0.5000                  -                    0.0130                     -                                        6.7770                         20351201                                          360                                   357
          92691          CA                  MISSION VIEJO                                       Single Family                                                     7.0500                    0.5000                  -                    0.0130                     -                                        6.5370                         20351101                                          360                                   356
          91411          CA                  VAN NUYS                                            Single Family                                                     6.6900                    0.5000                  -                    0.0130                     -                                        6.1770                         20351201                                          360                                   357
          60803          IL                  ALSIP                                               Single Family                                                     7.1000                    0.5000                  -                    0.0130                     -                                        6.5870                         20351201                                          360                                   357
          48529          MI                  BURTON                                              Single Family                                                     9.1000                    0.5000                  -                    0.0130                     -                                        8.5870                         20351201                                          360                                   357
          49920          MI                  CRYSTAL FALLS                                       Single Family                                                     9.8900                    0.5000                  -                    0.0130                     -                                        9.3770                         20351101                                          360                                   356
          96002          CA                  REDDING                                             Single Family                                                     7.4400                    0.5000                  -                    0.0130                     -                                        6.9270                         20351201                                          360                                   357
           1752          MA                  MARLBOROUGH                                         Condominium                                                       8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20351101                                          360                                   356
          92883          CA                  CORONA                                              PUD                                                               7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351201                                          360                                   357
          22554          VA                  STAFFORD                                            PUD                                                               8.9400                    0.5000                  -                    0.0130                     -                                        8.4270                         20351101                                          360                                   356
          43315          OH                  CARDINGTON                                          Single Family                                                     9.4900                    0.5000                  -                    0.0130                     -                                        8.9770                         20351101                                          360                                   356
          20744          MD                  FORT WASHINGTON                                     Condominium                                                       8.3400                    0.5000                  -                    0.0130                     -                                        7.8270                         20351101                                          360                                   356
          48134          MI                  FLAT ROCK                                           Single Family                                                     7.4900                    0.5000                  -                    0.0130                     -                                        6.9770                         20351201                                          360                                   357
          22026          VA                  DUMFRIES                                            PUD                                                               9.2900                    0.5000                  -                    0.0130                     -                                        8.7770                         20351201                                          360                                   357
          32778          FL                  TAVARES                                             Single Family                                                     7.2900                    0.5000                  -                    0.0130                     -                                        6.7770                         20351201                                          360                                   357
          34761          FL                  OCOEE                                               Single Family                                                     8.6250                    0.5000                  -                    0.0130                     -                                        8.1120                         20351201                                          360                                   357
          14620          NY                  ROCHESTER                                           2-4 Family                                                        8.8900                    0.5000                  -                    0.0130                     -                                        8.3770                         20351201                                          360                                   357
          30238          GA                  JONESBORO                                           Single Family                                                     8.3400                    0.5000                  -                    0.0130                     -                                        7.8270                         20351201                                          360                                   357
          53225          WI                  MILWAUKEE                                           Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20351201                                          360                                   357
          95340          CA                  MERCED                                              2-4 Family                                                        7.3900                    0.5000                  -                    0.0130                     -                                        6.8770                         20351201                                          360                                   357
          22191          VA                  WOODBRIDGE                                          PUD                                                               7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351201                                          360                                   357
          50312          IA                  DES MOINES                                          Single Family                                                     7.7000                    0.5000                  -                    0.0130                     -                                        7.1870                         20360101                                          360                                   358
          91724          CA                  COVINA                                              Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20351201                                          360                                   357
          60636          IL                  CHICAGO                                             Single Family                                                     9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20351201                                          360                                   357
          30016          GA                  COVINGTON                                           Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20360101                                          360                                   358
           2149          MA                  EVERETT                                             Condominium                                                       9.6600                    0.5000                  -                    0.0130                     -                                        9.1470                         20351201                                          360                                   357
          49507          MI                  GRAND RAPIDS                                        Single Family                                                     7.4400                    0.5000                  -                    0.0130                     -                                        6.9270                         20351101                                          360                                   356
          32935          FL                  MELBOURNE                                           Single Family                                                     7.1400                    0.5000                  -                    0.0130                     -                                        6.6270                         20351201                                          360                                   357
          90262          CA                  LYNWOOD                                             Single Family                                                     7.7000                    0.5000                  -                    0.0130                     -                                        7.1870                         20351201                                          360                                   357
          91702          CA                  AZUSA                                               Single Family                                                     7.9650                    0.5000                  -                    0.0130                     -                                        7.4520                         20351201                                          360                                   357
          77478          TX                  SUGAR LAND                                          Condominium                                                       9.5900                    0.5000                  -                    0.0130                     -                                        9.0770                         20351201                                          360                                   357
          48162          MI                  MONROE                                              Single Family                                                     6.9500                    0.5000                  -                    0.0130                     -                                        6.4370                         20351101                                          360                                   356
          95832          CA                  TURLOCK                                             Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351101                                          360                                   356
          94538          CA                  FREMONT                                             Single Family                                                     6.4900                    0.5000                  -                    0.0130                     -                                        5.9770                         20351101                                          360                                   356
          48910          MI                  LANSING                                             Single Family                                                     8.8000                    0.5000                  -                    0.0130                     -                                        8.2870                         20351101                                          360                                   356
          60641          IL                  CHICAGO                                             Single Family                                                     9.1500                    0.5000                  -                    0.0130                     -                                        8.6370                         20351201                                          360                                   357
          32771          FL                  SANFORD                                             Single Family                                                     7.3900                    0.5000                  -                    0.0130                     -                                        6.8770                         20351101                                          360                                   356
          37208          TN                  NASHVILLE                                           Single Family                                                     9.1500                    0.5000                  -                    0.0130                     -                                        8.6370                         20351101                                          360                                   356
          93611          CA                  CLOVIS                                              Single Family                                                     8.6900                    0.5000                  -                    0.0130                     -                                        8.1770                         20351101                                          360                                   356
          91786          CA                  UPLAND                                              Single Family                                                     6.2500                    0.5000                  -                    0.0130                     -                                        5.7370                         20351101                                          360                                   356
          95636          CA                  GRIZZLY FLATS                                       Single Family                                                     8.4000                    0.5000                  -                    0.0130                     -                                        7.8870                         20351101                                          360                                   356
          60646          IL                  CHICAGO                                             Single Family                                                     8.1650                    0.5000                  -                    0.0130                     -                                        7.6520                         20351201                                          360                                   357
          94509          CA                  ANTIOCH                                             Single Family                                                     9.5900                    0.5000                  -                    0.0130                     -                                        9.0770                         20351201                                          360                                   357
          98684          WA                  VANCOUVER                                           Single Family                                                     8.0150                    0.5000                  -                    0.0130                     -                                        7.5020                         20351101                                          360                                   356
           6801          CT                  BETHEL                                              2-4 Family                                                        7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20351201                                          360                                   357
          48529          MI                  BURTON                                              Single Family                                                     9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20351101                                          360                                   356
           7079          NJ                  SOUTH ORANGE                                        Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351101                                          360                                   356
          92103          CA                  SAN DIEGO                                           Condominium                                                       8.4900                    0.5000                  -                    0.0130                     -                                        7.9770                         20360101                                          360                                   358
          91901          CA                  ALPINE                                              Single Family                                                     7.3400                    0.5000                  -                    0.0130                     -                                        6.8270                         20351201                                          360                                   357
          60804          IL                  CICERO                                              2-4 Family                                                        8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20351101                                          360                                   356
          90302          CA                  INGLEWOOD                                           Condominium                                                       6.0900                    0.5000                  -                    0.0130                     -                                        5.5770                         20351101                                          360                                   356
          33027          FL                  MIRAMAR                                             PUD                                                               6.6400                    0.5000                  -                    0.0130                     -                                        6.1270                         20351201                                          360                                   357
          20716          MD                  BOWIE                                               Condominium                                                       8.4000                    0.5000                  -                    0.0130                     -                                        7.8870                         20351201                                          360                                   357
          16823          PA                  PLEASANT GAP                                        Single Family                                                    10.4030                    0.5000                  -                    0.0130                     -                                        9.8900                         20351201                                          360                                   357
          91746          CA                  AREA OF LA PUENTE                                   Single Family                                                     7.2900                    0.5000                  -                    0.0130                     -                                        6.7770                         20351101                                          360                                   356
          95833          CA                  SACRAMENTO                                          Single Family                                                     8.4900                    0.5000                  -                    0.0130                     -                                        7.9770                         20351201                                          360                                   357
          46725          IN                  COLUMBIA CITY                                       Single Family                                                    10.3000                    0.5000                  -                    0.0130                     -                                        9.7870                         20351101                                          360                                   356
          30035          GA                  DECATUR                                             Single Family                                                     8.5900                    0.5000                  -                    0.0130                     -                                        8.0770                         20351201                                          360                                   357
          50021          IA                  ANKENY                                              Single Family                                                    10.8500                    0.5000                  -                    0.0130                     -                                       10.3370                         20351101                                          360                                   356
          28715          NC                  CANDLER                                             Single Family                                                     7.6500                    0.5000                  -                    0.0130                     -                                        7.1370                         20360101                                          360                                   358
          60440          IL                  BOLINGBROOK                                         Single Family                                                     7.0900                    0.5000                  -                    0.0130                     -                                        6.5770                         20351201                                          360                                   357
          20744          MD                  FORT WASHINGTON                                     Single Family                                                     6.4900                    0.5000                  -                    0.0130                     -                                        5.9770                         20351101                                          360                                   356
          15044          PA                  GIBSONIA                                            Single Family                                                     8.5900                    0.5000                  -                    0.0130                     -                                        8.0770                         20351101                                          360                                   356
          20720          MD                  BOWIE                                               PUD                                                               7.7990                    0.5000                  -                    0.0130                     -                                        7.2860                         20351101                                          360                                   356
          92234          CA                  CATHEDRAL CITY                                      2-4 Family                                                        6.9400                    0.5000                  -                    0.0130                     -                                        6.4270                         20351101                                          360                                   356
          30179          GA                  TEMPLE                                              Single Family                                                     8.6250                    0.5000                  -                    0.0130                     -                                        8.1120                         20351101                                          360                                   356
          63114          MO                  SAINT LOUIS                                         Single Family                                                     8.0650                    0.5000                  -                    0.0130                     -                                        7.5520                         20351101                                          360                                   356
           2149          MA                  EVERETT                                             2-4 Family                                                        8.0400                    0.5000                  -                    0.0130                     -                                        7.5270                         20351101                                          360                                   356
          92404          CA                  SAN BERNARDINO                                      Single Family                                                     6.9400                    0.5000                  -                    0.0130                     -                                        6.4270                         20351101                                          360                                   356
          48238          MI                  DETROIT                                             Single Family                                                    10.0400                    0.5000                  -                    0.0130                     -                                        9.5270                         20351201                                          360                                   357
          93710          CA                  FRESNO                                              Single Family                                                     7.0900                    0.5000                  -                    0.0130                     -                                        6.5770                         20351101                                          360                                   356
          90250          CA                  HAWTHORNE                                           Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20351101                                          360                                   356
          90715          CA                  LAKEWOOD                                            Single Family                                                     5.9000                    0.5000                  -                    0.0130                     -                                        5.3870                         20360101                                          360                                   358
          95682          CA                  CAMERON PARK                                        Single Family                                                     7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20351201                                          360                                   357
          95008          CA                  CAMPBELL                                            Single Family                                                     9.4900                    0.5000                  -                    0.0130                     -                                        8.9770                         20351101                                          360                                   356
          60428          IL                  MARKHAM                                             Single Family                                                     8.8150                    0.5000                  -                    0.0130                     -                                        8.3020                         20360101                                          360                                   358
          60623          IL                  CHICAGO                                             2-4 Family                                                        7.9750                    0.5000                  -                    0.0130                     -                                        7.4620                         20351101                                          360                                   356
          90012          CA                  LOS ANGELES                                         Condominium                                                       7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360101                                          360                                   358
          33813          FL                  LAKELAND                                            PUD                                                               6.6000                    0.5000                  -                    0.0130                     -                                        6.0870                         20351101                                          360                                   356
          93263          CA                  SHAFTER                                             Single Family                                                     6.3400                    0.5000                  -                    0.0130                     -                                        5.8270                         20351201                                          360                                   357
          92841          CA                  GARDEN GROVE                                        Single Family                                                     7.3500                    0.5000                  -                    0.0130                     -                                        6.8370                         20351101                                          360                                   356
          91902          CA                  CHULA VISTA                                         Single Family                                                     9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20351201                                          360                                   357
          92404          CA                  SAN BERNARDINO                                      Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20351101                                          360                                   356
          21237          MD                  ROSEDALE                                            Single Family                                                     6.3500                    0.5000                  -                    0.0130                     -                                        5.8370                         20351101                                          360                                   356
          92860          CA                  NORCO                                               Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20351101                                          360                                   356
          34465          FL                  BEVERLY HILLS                                       Single Family                                                     8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20351101                                          360                                   356
          21863          MD                  SNOW HILL                                           Single Family                                                     7.8900                    0.5000                  -                    0.0130                     -                                        7.3770                         20351101                                          360                                   356
          93312          CA                  BAKERSFIELD                                         Single Family                                                     6.2900                    0.5000                  -                    0.0130                     -                                        5.7770                         20351101                                          360                                   356
          11764          NY                  MILLER PLACE                                        Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351101                                          360                                   356
          60544          IL                  PLAINFIELD                                          PUD                                                               7.3400                    0.5000                  -                    0.0130                     -                                        6.8270                         20351101                                          360                                   356
          94510          CA                  BENICIA                                             Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351101                                          360                                   356
          91331          CA                  ARLETA AREA                                         Single Family                                                     7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20351201                                          360                                   357
          32905          FL                  PALM BAY                                            Single Family                                                     6.6000                    0.5000                  -                    0.0130                     -                                        6.0870                         20351201                                          360                                   357
          31312          GA                  GUYTON                                              Single Family                                                     8.8500                    0.5000                  -                    0.0130                     -                                        8.3370                         20351101                                          360                                   356
          48381          MI                  MILFORD                                             Single Family                                                     7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20351101                                          360                                   356
          92555          CA                  MORENO VALLEY                                       Single Family                                                     7.0000                    0.5000                  -                    0.0130                     -                                        6.4870                         20351101                                          360                                   356
          93622          CA                  FIREBAUGH                                           Single Family                                                     7.3500                    0.5000                  -                    0.0130                     -                                        6.8370                         20351101                                          360                                   356
          60099          IL                  ZION                                                Single Family                                                     8.6000                    0.5000                  -                    0.0130                     -                                        8.0870                         20351101                                          360                                   356
          95206          CA                  STOCKTON                                            Single Family                                                     7.0500                    0.5000                  -                    0.0130                     -                                        6.5370                         20360101                                          360                                   358
           8757          NJ                  TOMS RIVER                                          PUD                                                               8.0500                    0.5000                  -                    0.0130                     -                                        7.5370                         20351101                                          360                                   356
           7062          NJ                  PLAINFIELD                                          Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351101                                          360                                   356
          13760          NY                  ENDICOTT                                            Single Family                                                    10.6900                    0.5000                  -                    0.0130                     -                                       10.1770                         20351101                                          360                                   356
          11225          NY                  BROOKLYN                                            2-4 Family                                                        7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360101                                          360                                   358
          30102          GA                  ACWORTH                                             PUD                                                               6.9000                    0.5000                  -                    0.0130                     -                                        6.3870                         20351101                                          360                                   356
           2453          MA                  WATTHAM                                             2-4 Family                                                        6.3000                    0.5000                  -                    0.0130                     -                                        5.7870                         20351101                                          360                                   356
          92346          CA                  HIGHLAND                                            Single Family                                                     9.1630                    0.5000                  -                    0.0130                     -                                        8.6500                         20351101                                          360                                   356
          92346          CA                  HIGHLAND                                            Single Family                                                     8.7880                    0.5000                  -                    0.0130                     -                                        8.2750                         20351101                                          360                                   356
          30269          GA                  PEACHTREE CITY                                      Single Family                                                     8.3500                    0.5000                  -                    0.0130                     -                                        7.8370                         20351101                                          360                                   356
          33162          FL                  MIAMI                                               Condominium                                                       9.8400                    0.5000                  -                    0.0130                     -                                        9.3270                         20351201                                          360                                   357
          91744          CA                  LA PUENTE                                           Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351101                                          360                                   356
          92057          CA                  OCEANSIDE                                           Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20351101                                          360                                   356
          92240          CA                  DESERT HOT SPRINGS                                  Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351101                                          360                                   356
          90262          CA                  LYNWOOD                                             Single Family                                                     6.2900                    0.5000                  -                    0.0130                     -                                        5.7770                         20351101                                          360                                   356
          14215          NY                  CHEEKTOWAGA                                         Single Family                                                     9.1500                    0.5000                  -                    0.0130                     -                                        8.6370                         20360101                                          360                                   358
          60085          IL                  PARK CITY                                           Single Family                                                     8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20351101                                          360                                   356
          94565          CA                  PITTSBURG                                           Single Family                                                     8.8000                    0.5000                  -                    0.0130                     -                                        8.2870                         20351101                                          360                                   356
          93543          CA                  LITTLE ROCK                                         Single Family                                                     5.5900                    0.5000                  -                    0.0130                     -                                        5.0770                         20351101                                          360                                   356
          60402          IL                  BERWYN                                              Single Family                                                     6.2000                    0.5000                  -                    0.0130                     -                                        5.6870                         20351201                                          360                                   357
          48021          MI                  EASTPOINTE                                          Single Family                                                     7.3900                    0.5000                  -                    0.0130                     -                                        6.8770                         20351101                                          360                                   356
          85546          AZ                  SAFFORD                                             Single Family                                                     8.4000                    0.5000                  -                    0.0130                     -                                        7.8870                         20351101                                          360                                   356
          60123          IL                  ELGIN                                               2-4 Family                                                        9.2000                    0.5000                  -                    0.0130                     -                                        8.6870                         20351101                                          360                                   356
          60651          IL                  CHICAGO                                             2-4 Family                                                        7.4400                    0.5000                  -                    0.0130                     -                                        6.9270                         20351201                                          360                                   357
          91001          CA                  ALTADENA                                            Single Family                                                     6.9000                    0.5000                  -                    0.0130                     -                                        6.3870                         20351101                                          360                                   356
          48134          MI                  FLAT ROCK                                           Single Family                                                     7.0500                    0.5000                  -                    0.0130                     -                                        6.5370                         20351101                                          360                                   356
          60647          IL                  CHICAGO                                             2-4 Family                                                        6.4000                    0.5000                  -                    0.0130                     -                                        5.8870                         20351201                                          360                                   357
          53110          WI                  CUDAHY                                              Single Family                                                     9.4900                    0.5000                  -                    0.0130                     -                                        8.9770                         20351101                                          360                                   356
          11510          NY                  BALDWIN                                             Single Family                                                     7.2900                    0.5000                  -                    0.0130                     -                                        6.7770                         20351101                                          360                                   356
          60085          IL                  WAUKEGAN                                            2-4 Family                                                        7.4000                    0.5000                  -                    0.0130                     -                                        6.8870                         20351101                                          360                                   356
          94804          CA                  RICHMOND                                            Single Family                                                     6.4750                    0.5000                  -                    0.0130                     -                                        5.9620                         20351101                                          360                                   356
          48390          MI                  WOLVERINE LAKE                                      Single Family                                                     9.4000                    0.5000                  -                    0.0130                     -                                        8.8870                         20351101                                          360                                   356
          90022          CA                  LOS ANGELES AREA                                    Single Family                                                    10.5000                    0.5000                  -                    0.0130                     -                                        9.9870                         20351201                                          360                                   357
          93552          CA                  PALMDALE                                            Single Family                                                     6.1900                    0.5000                  -                    0.0130                     -                                        5.6770                         20351101                                          360                                   356
          93033          CA                  OXNARD                                              Single Family                                                     8.3400                    0.5000                  -                    0.0130                     -                                        7.8270                         20351101                                          360                                   356
          21801          MD                  SALISBURY                                           Single Family                                                     9.8780                    0.5000                  -                    0.0130                     -                                        9.3650                         20351101                                          360                                   356
          92602          CA                  IRVINE                                              Condominium                                                       6.5500                    0.5000                  -                    0.0130                     -                                        6.0370                         20351201                                          360                                   357
          91732          CA                  EL MONTE                                            2-4 Family                                                        7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351101                                          360                                   356
          93306          CA                  BAKERSFIELD                                         Single Family                                                     6.8000                    0.5000                  -                    0.0130                     -                                        6.2870                         20351101                                          360                                   356
           2908          RI                  PROVIDENCE                                          2-4 Family                                                        8.8000                    0.5000                  -                    0.0130                     -                                        8.2870                         20351101                                          360                                   356
          10566          NY                  PEEKSKILL                                           Single Family                                                     8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20360101                                          360                                   358
          94509          CA                  ANTIOCH                                             Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351101                                          360                                   356
          92336          CA                  FONTANA                                             Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20351101                                          360                                   356
          85250          AZ                  SCOTTSDALE                                          PUD                                                               6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20351201                                          360                                   357
          60070          IL                  PROSPECT HEIGHTS                                    Condominium                                                       8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20351101                                          360                                   356
           7052          NJ                  WEST ORANGE                                         Single Family                                                     8.1000                    0.5000                  -                    0.0130                     -                                        7.5870                         20351101                                          360                                   356
           7506          NJ                  HAWTHORNE                                           Single Family                                                     9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20351201                                          360                                   357
          90502          CA                  TORRANCE                                            Condominium                                                       6.7900                    0.5000                  -                    0.0130                     -                                        6.2770                         20351101                                          360                                   356
          22701          VA                  CULPEPER                                            PUD                                                               6.5400                    0.5000                  -                    0.0130                     -                                        6.0270                         20351101                                          360                                   356
          90712          CA                  LAKEWOOD                                            Single Family                                                     6.4500                    0.5000                  -                    0.0130                     -                                        5.9370                         20351101                                          360                                   356
          55313          MN                  BUFFALO                                             Single Family                                                     7.7000                    0.5000                  -                    0.0130                     -                                        7.1870                         20351201                                          360                                   357
          94806          CA                  RICHMOND                                            Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20351201                                          360                                   357
          11234          NY                  BROOKLYN                                            2-4 Family                                                        8.2000                    0.5000                  -                    0.0130                     -                                        7.6870                         20351101                                          360                                   356
          60433          IL                  JOLIET                                              Single Family                                                     8.2900                    0.5000                  -                    0.0130                     -                                        7.7770                         20351101                                          360                                   356
          32210          FL                  JACKSONVILLE                                        Single Family                                                     7.9000                    0.5000                  -                    0.0130                     -                                        7.3870                         20360101                                          360                                   358
          28043          NC                  FOREST CITY                                         Single Family                                                    10.5400                    0.5000                  -                    0.0130                     -                                       10.0270                         20351101                                          360                                   356
          10028          NY                  NEW YORK                                            Condominium                                                       8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20351201                                          360                                   357
          96002          CA                  REDDING                                             Single Family                                                     7.1000                    0.5000                  -                    0.0130                     -                                        6.5870                         20351101                                          360                                   356
          60644          IL                  CHICAGO                                             Single Family                                                     8.4400                    0.5000                  -                    0.0130                     -                                        7.9270                         20351101                                          360                                   356
          21133          MD                  RANDALLSTOWN                                        PUD                                                               6.9400                    0.5000                  -                    0.0130                     -                                        6.4270                         20351101                                          360                                   356
          98390          WA                  SUMMER                                              Single Family                                                     7.6500                    0.5000                  -                    0.0130                     -                                        7.1370                         20351101                                          360                                   356
          20743          MD                  CAPITOL HIEGHTS                                     Single Family                                                     7.2900                    0.5000                  -                    0.0130                     -                                        6.7770                         20351101                                          360                                   356
          49201          MI                  JACKSON                                             Single Family                                                     7.2900                    0.5000                  -                    0.0130                     -                                        6.7770                         20351101                                          360                                   356
          48224          MI                  DETROIT                                             Single Family                                                     8.4900                    0.5000                  -                    0.0130                     -                                        7.9770                         20351101                                          360                                   356
          92694          CA                  LADERA RANCH                                        Condominium                                                       7.3500                    0.5000                  -                    0.0130                     -                                        6.8370                         20351101                                          360                                   356
          89015          NV                  HENDERSON                                           PUD                                                               7.0500                    0.5000                  -                    0.0130                     -                                        6.5370                         20351101                                          360                                   356
          30062          GA                  MARIETTA                                            Single Family                                                     8.4900                    0.5000                  -                    0.0130                     -                                        7.9770                         20351101                                          360                                   356
          14901          NY                  ELMIRA                                              Single Family                                                     8.7900                    0.5000                  -                    0.0130                     -                                        8.2770                         20351101                                          360                                   356
          93307          CA                  BAKERSFIELD                                         2-4 Family                                                        9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20351201                                          360                                   357
          32838          FL                  ORLANDO                                             Single Family                                                     8.2000                    0.5000                  -                    0.0130                     -                                        7.6870                         20351101                                          360                                   356
          10466          NY                  BRONX                                               2-4 Family                                                        8.5500                    0.5000                  -                    0.0130                     -                                        8.0370                         20351101                                          360                                   356
          85048          AZ                  PHOENIX                                             PUD                                                               8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20351101                                          360                                   356
          23457          VA                  VIRGINIA BEACH                                      Single Family                                                     8.7880                    0.5000                  -                    0.0130                     -                                        8.2750                         20360101                                          360                                   358
           2863          RI                  CENTRAL FALLS                                       2-4 Family                                                       11.5900                    0.5000                  -                    0.0130                     -                                       11.0770                         20360101                                          360                                   358
          93550          CA                  PALMDALE                                            Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20351101                                          360                                   356
          11003          NY                  ELMONT                                              Single Family                                                     8.3000                    0.5000                  -                    0.0130                     -                                        7.7870                         20351101                                          360                                   356
          60628          IL                  CHICAGO                                             2-4 Family                                                        7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351101                                          360                                   356
           7760          NJ                  SEA BRIGHT                                          Condominium                                                       7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351101                                          360                                   356
          48879          MI                  SAINT JOHNS                                         Single Family                                                     8.6500                    0.5000                  -                    0.0130                     -                                        8.1370                         20351101                                          360                                   356
          94568          CA                  DUBLIN                                              PUD                                                               8.5400                    0.5000                  -                    0.0130                     -                                        8.0270                         20351101                                          360                                   356
          93033          CA                  OXNARD                                              PUD                                                               7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351101                                          360                                   356
           8105          NJ                  CAMDEN                                              Single Family                                                     9.6900                    0.5000                  -                    0.0130                     -                                        9.1770                         20351101                                          360                                   356
          92262          CA                  PALM SPRINGS                                        Condominium                                                       6.7900                    0.5000                  -                    0.0130                     -                                        6.2770                         20351101                                          360                                   356
          38118          TN                  MEMPHIS                                             Single Family                                                     8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20351101                                          360                                   356
          68503          NE                  LINCOLN                                             Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20351001                                          360                                   355
          93635          CA                  LOS BANOS                                           Single Family                                                     6.8000                    0.5000                  -                    0.0130                     -                                        6.2870                         20351101                                          360                                   356
          91801          CA                  ALHAMBRA                                            Condominium                                                       6.6400                    0.5000                  -                    0.0130                     -                                        6.1270                         20351101                                          360                                   356
          60647          IL                  CHICAGO                                             2-4 Family                                                        7.9400                    0.5000                  -                    0.0130                     -                                        7.4270                         20351101                                          360                                   356
          92805          CA                  ANAHEIM                                             Single Family                                                     7.3400                    0.5000                  -                    0.0130                     -                                        6.8270                         20351101                                          360                                   356
          95821          CA                  SACRAMENTO                                          Single Family                                                     8.8900                    0.5000                  -                    0.0130                     -                                        8.3770                         20351101                                          360                                   356
          29506          SC                  FLORENCE                                            Single Family                                                     9.5500                    0.5000                  -                    0.0130                     -                                        9.0370                         20351001                                          360                                   355
          90805          CA                  LONG BEACH                                          Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20351201                                          360                                   357
          53711          WI                  MADISON                                             Single Family                                                     9.8750                    0.5000                  -                    0.0130                     -                                        9.3620                         20351101                                          360                                   356
          60302          IL                  OAK PARK                                            Condominium                                                       8.4900                    0.5000                  -                    0.0130                     -                                        7.9770                         20351101                                          360                                   356
          60126          IL                  ELMHURST                                            2-4 Family                                                        8.2750                    0.5000                  -                    0.0130                     -                                        7.7620                         20351101                                          360                                   356
          11003          NY                  ELMONT                                              Single Family                                                     8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20351201                                          360                                   357
           8536          NJ                  PLAINSBORO                                          PUD                                                               8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20351101                                          360                                   356
          33311          FL                  FORT LAUDERDALE                                     Single Family                                                     7.3500                    0.5000                  -                    0.0130                     -                                        6.8370                         20351101                                          360                                   356
          60120          IL                  ELGIN                                               Single Family                                                     6.6400                    0.5000                  -                    0.0130                     -                                        6.1270                         20351101                                          360                                   356
           6511          CT                  NEW HAVEN                                           2-4 Family                                                        7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
          77469          TX                  RICHMOND                                            Single Family                                                     6.7000                    0.5000                  -                    0.0130                     -                                        6.1870                         20351101                                          360                                   356
          95023          CA                  HOLLISTER                                           Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20351101                                          360                                   356
          15083          PA                  SUTERSVILLE                                         Single Family                                                     9.6400                    0.5000                  -                    0.0130                     -                                        9.1270                         20351001                                          360                                   355
          33314          FL                  FORT LAUDERDALE                                     Condominium                                                       9.3000                    0.5000                  -                    0.0130                     -                                        8.7870                         20351001                                          360                                   355
          30038          GA                  LITHONIA                                            Single Family                                                     8.2900                    0.5000                  -                    0.0130                     -                                        7.7770                         20351101                                          360                                   356
          21207          MD                  BALTIMORE                                           Single Family                                                     6.8000                    0.5000                  -                    0.0130                     -                                        6.2870                         20351201                                          360                                   357
          73701          OK                  ENID                                                Single Family                                                     9.2500                    0.5000                  -                    0.0130                     -                                        8.7370                         20351101                                          360                                   356
          87501          NM                  SANTA FE                                            Single Family                                                     9.5400                    0.5000                  -                    0.0130                     -                                        9.0270                         20351001                                          360                                   355
          40059          KY                  PROSPECT                                            Condominium                                                       8.2000                    0.5000                  -                    0.0130                     -                                        7.6870                         20351001                                          360                                   355
          95838          CA                  SACRAMENTO                                          Single Family                                                     7.9000                    0.5000                  -                    0.0130                     -                                        7.3870                         20351001                                          360                                   355
          48238          MI                  DETROIT                                             Single Family                                                     7.2900                    0.5000                  -                    0.0130                     -                                        6.7770                         20351001                                          360                                   355
          32824          FL                  ORLANDO                                             PUD                                                               7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351101                                          360                                   356
          90041          CA                  LOS ANGELES                                         2-4 Family                                                        7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20351101                                          360                                   356
          60652          IL                  CHICAGO                                             Condominium                                                       7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351001                                          360                                   355
          28269          NC                  CHARLOTTE                                           PUD                                                               7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351101                                          360                                   356
          21228          MD                  CATONSVILLE                                         Single Family                                                     9.6650                    0.5000                  -                    0.0130                     -                                        9.1520                         20360101                                          360                                   358
          33023          FL                  PEMBROKE PINES                                      Single Family                                                     7.6900                    0.5000                  -                    0.0130                     -                                        7.1770                         20351001                                          360                                   355
          93292          CA                  VISALIA                                             PUD                                                               8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20351001                                          360                                   355
          92879          CA                  CORONA                                              Single Family                                                     6.5400                    0.5000                  -                    0.0130                     -                                        6.0270                         20351101                                          360                                   356
          94544          CA                  HAYWARD                                             Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351001                                          360                                   355
          91364          CA                  WOODLAND HILLS                                      Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20351001                                          360                                   355
          97524          OR                  EAGLE POINT                                         Single Family                                                     9.7400                    0.5000                  -                    0.0130                     -                                        9.2270                         20351101                                          360                                   356
          21666          MD                  STEVENSVILLE                                        PUD                                                               6.5250                    0.5000                  -                    0.0130                     -                                        6.0120                         20351001                                          360                                   355
          20743          MD                  CAPITOL HEIGHTS                                     PUD                                                               8.8400                    0.5000                  -                    0.0130                     -                                        8.3270                         20351001                                          360                                   355
          44112          OH                  CLEVELAND                                           2-4 Family                                                        7.6500                    0.5000                  -                    0.0130                     -                                        7.1370                         20351101                                          360                                   356
          92586          CA                  SUN CITY                                            Single Family                                                     6.8400                    0.5000                  -                    0.0130                     -                                        6.3270                         20351001                                          360                                   355
          20783          MD                  HYATTSVILLE                                         Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20351101                                          360                                   356
          92592          CA                  TEMECULA                                            PUD                                                               6.4900                    0.5000                  -                    0.0130                     -                                        5.9770                         20351001                                          360                                   355
          90814          CA                  LONG BEACH                                          2-4 Family                                                        7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20351101                                          360                                   356
          92504          CA                  RIVERSIDE                                           Single Family                                                     6.8000                    0.5000                  -                    0.0130                     -                                        6.2870                         20351101                                          360                                   356
          55122          MN                  EAGAN                                               PUD                                                               8.2400                    0.5000                  -                    0.0130                     -                                        7.7270                         20351001                                          360                                   355
          30035          GA                  DECATUR                                             Single Family                                                     8.7400                    0.5000                  -                    0.0130                     -                                        8.2270                         20351001                                          360                                   355
          55303          MN                  ANOKA                                               Single Family                                                     8.6750                    0.5000                  -                    0.0130                     -                                        8.1620                         20351101                                          360                                   356
          30215          GA                  FAYETTEVILLE                                        Single Family                                                     8.1400                    0.5000                  -                    0.0130                     -                                        7.6270                         20351101                                          360                                   356
          60617          IL                  CHICAGO                                             Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351001                                          360                                   355
          12304          NY                  SCHENECTADY                                         2-4 Family                                                        8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20351001                                          360                                   355
           7047          NJ                  NORTH BERGEN                                        2-4 Family                                                        8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20351101                                          360                                   356
          90220          CA                  COMPTON                                             Single Family                                                    10.4000                    0.5000                  -                    0.0130                     -                                        9.8870                         20351201                                          360                                   357
          60506          IL                  AURORA                                              Single Family                                                     7.9000                    0.5000                  -                    0.0130                     -                                        7.3870                         20351001                                          360                                   355
          92562          CA                  MURRIETA                                            Single Family                                                     6.9400                    0.5000                  -                    0.0130                     -                                        6.4270                         20351101                                          360                                   356
          91737          CA                  RANCHO CUCAMONGA                                    Single Family                                                     5.7500                    0.5000                  -                    0.0130                     -                                        5.2370                         20351001                                          360                                   355
          94803          CA                  EL SOBRANTE                                         Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20351001                                          360                                   355
          45403          OH                  DAYTON                                              2-4 Family                                                        7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20351001                                          360                                   355
          95822          CA                  SACRAMENTO                                          Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20351101                                          360                                   356
          33065          FL                  CORAL SPRINGS                                       Condominium                                                       7.7400                    0.5000                  -                    0.0130                     -                                        7.2270                         20351001                                          360                                   355
          48205          MI                  DETROIT                                             Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20351001                                          360                                   355
          48210          MI                  DETROIT                                             2-4 Family                                                        7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20351001                                          360                                   355
          95006          CA                  BOULDER CREEK                                       Single Family                                                     8.3400                    0.5000                  -                    0.0130                     -                                        7.8270                         20351001                                          360                                   355
          91710          CA                  CHINO                                               Single Family                                                     6.2400                    0.5000                  -                    0.0130                     -                                        5.7270                         20351001                                          360                                   355
          33009          FL                  HALLANDALE                                          2-4 Family                                                        6.2400                    0.5000                  -                    0.0130                     -                                        5.7270                         20351001                                          360                                   355
           6513          CT                  NEW HAVEN                                           2-4 Family                                                        7.4400                    0.5000                  -                    0.0130                     -                                        6.9270                         20351001                                          360                                   355
          23701          VA                  PORTSMOUTH                                          Single Family                                                     9.6400                    0.5000                  -                    0.0130                     -                                        9.1270                         20351101                                          360                                   356
          33415          FL                  WEST PALM BEACH                                     Single Family                                                     6.2500                    0.5000                  -                    0.0130                     -                                        5.7370                         20351001                                          360                                   355
          60188          IL                  CAROL STREAM                                        Single Family                                                     6.2500                    0.5000                  -                    0.0130                     -                                        5.7370                         20351001                                          360                                   355
          43231          OH                  COLUMBUS                                            Single Family                                                     8.1900                    0.5000                  -                    0.0130                     -                                        7.6770                         20351001                                          360                                   355
          21811          MD                  BERLIN                                              PUD                                                               6.9500                    0.5000                  -                    0.0130                     -                                        6.4370                         20351101                                          360                                   356
          90220          CA                  COMPTON                                             Single Family                                                     5.8900                    0.5000                  -                    0.0130                     -                                        5.3770                         20351001                                          360                                   355
          20744          MD                  FORT WASHINGTON                                     PUD                                                               6.3400                    0.5000                  -                    0.0130                     -                                        5.8270                         20351001                                          360                                   355
          94044          CA                  PACIFICA                                            Single Family                                                     6.2400                    0.5000                  -                    0.0130                     -                                        5.7270                         20351001                                          360                                   355
          11412          NY                  SAINT ALBANS                                        2-4 Family                                                        7.8000                    0.5000                  -                    0.0130                     -                                        7.2870                         20351001                                          360                                   355
          60608          IL                  BLUE ISLAND                                         2-4 Family                                                        8.2200                    0.5000                  -                    0.0130                     -                                        7.7070                         20351001                                          360                                   355
           7203          NJ                  ROSELLE                                             2-4 Family                                                        8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20351001                                          360                                   355
          60402          IL                  BERWYN                                              Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360101                                          360                                   358
          60632          IL                  CHICAGO                                             2-4 Family                                                        5.6900                    0.5000                  -                    0.0130                     -                                        5.1770                         20351001                                          360                                   355
          29223          SC                  COLUMBIA                                            Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351001                                          360                                   355
          48202          MI                  DETROIT                                             Single Family                                                     8.7280                    0.5000                  -                    0.0130                     -                                        8.2150                         20351101                                          360                                   356
          92701          CA                  SANTA ANA                                           Condominium                                                       7.6400                    0.5000                  -                    0.0130                     -                                        7.1270                         20351001                                          360                                   355
           2909          RI                  PROVIDENCE                                          2-4 Family                                                        8.9400                    0.5000                  -                    0.0130                     -                                        8.4270                         20351001                                          360                                   355
          14843          NY                  HORNELL                                             Single Family                                                     8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20351201                                          360                                   357
          32818          FL                  ORLANDO                                             PUD                                                               6.6400                    0.5000                  -                    0.0130                     -                                        6.1270                         20351001                                          360                                   355
          92704          CA                  SANTA ANA                                           Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351101                                          360                                   356
          91303          CA                  CANOGA PARK                                         2-4 Family                                                        6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20351001                                          360                                   355
           1841          MA                  LAWRENCE                                            Single Family                                                     7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20351001                                          360                                   355
          96781          HI                  PAPAIKOU                                            Single Family                                                     6.2500                    0.5000                  -                    0.0130                     -                                        5.7370                         20351001                                          360                                   355
          53149          WI                  MUKWONAGO                                           Single Family                                                     8.5900                    0.5000                  -                    0.0130                     -                                        8.0770                         20351001                                          360                                   355
           1886          MA                  WESTFORD                                            Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351001                                          360                                   355
          91364          CA                  LOS ANGELES (WOODLAND HIL                           Single Family                                                     6.6900                    0.5000                  -                    0.0130                     -                                        6.1770                         20351001                                          360                                   355
          91301          CA                  AGOURA HILLS                                        Single Family                                                     8.2900                    0.5000                  -                    0.0130                     -                                        7.7770                         20351001                                          360                                   355
          92399          CA                  YUCAIPA                                             Single Family                                                     6.8900                    0.5000                  -                    0.0130                     -                                        6.3770                         20351001                                          360                                   355
           1602          MA                  WORCESTER                                           Single Family                                                     6.2900                    0.5000                  -                    0.0130                     -                                        5.7770                         20351001                                          360                                   355
          92201          CA                  INDIO AREA                                          Single Family                                                     8.3400                    0.5000                  -                    0.0130                     -                                        7.8270                         20351001                                          360                                   355
          93313          CA                  BAKERSFIELD                                         Single Family                                                     7.6400                    0.5000                  -                    0.0130                     -                                        7.1270                         20351001                                          360                                   355
          38128          TN                  MEMPHIS                                             Single Family                                                     8.3400                    0.5000                  -                    0.0130                     -                                        7.8270                         20351001                                          360                                   355
          90805          CA                  LONG BEACH                                          2-4 Family                                                        5.5400                    0.5000                  -                    0.0130                     -                                        5.0270                         20351001                                          360                                   355
          91977          CA                  SPRING VALLEY                                       Single Family                                                     5.3400                    0.5000                  -                    0.0130                     -                                        4.8270                         20351001                                          360                                   355
          28216          NC                  CHARLOTTE                                           2-4 Family                                                        9.2500                    0.5000                  -                    0.0130                     -                                        8.7370                         20351201                                          360                                   357
          70458          LA                  SLIDELL                                             Single Family                                                     9.0400                    0.5000                  -                    0.0130                     -                                        8.5270                         20351001                                          360                                   355
          60653          IL                  CHICAGO                                             2-4 Family                                                        9.7100                    0.5000                  -                    0.0130                     -                                        9.1970                         20351001                                          360                                   355
          29678          SC                  SENECA                                              Single Family                                                    10.5400                    0.5000                  -                    0.0130                     -                                       10.0270                         20351001                                          360                                   355
          90813          CA                  LONG BEACH                                          Single Family                                                     7.5400                    0.5000                  -                    0.0130                     -                                        7.0270                         20351001                                          360                                   355
          60002          IL                  ANTIOCH                                             Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351001                                          360                                   355
          46303          IN                  CEDAR LAKE                                          Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351101                                          360                                   356
          95307          CA                  CERES                                               Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20350901                                          360                                   354
          20744          MD                  FORT WASHINGTON                                     Single Family                                                     7.9400                    0.5000                  -                    0.0130                     -                                        7.4270                         20351001                                          360                                   355
          93454          CA                  SANTA MARIA                                         Single Family                                                     6.4900                    0.5000                  -                    0.0130                     -                                        5.9770                         20351001                                          360                                   355
          94556          CA                  MORAGA                                              PUD                                                              10.6400                    0.5000                  -                    0.0130                     -                                       10.1270                         20351001                                          360                                   355
          92804          CA                  ANAHEIM                                             Single Family                                                     5.6900                    0.5000                  -                    0.0130                     -                                        5.1770                         20351001                                          360                                   355
          50021          IA                  ANKENY                                              Single Family                                                     6.8000                    0.5000                  -                    0.0130                     -                                        6.2870                         20350701                                          360                                   352
          60609          IL                  CHICAGO                                             2-4 Family                                                        8.6000                    0.5000                  -                    0.0130                     -                                        8.0870                         20351001                                          360                                   355
          23513          VA                  NORFOLK                                             2-4 Family                                                        7.9400                    0.5000                  -                    0.0130                     -                                        7.4270                         20351201                                          360                                   357
          48205          MI                  DETROIT                                             Single Family                                                     8.9400                    0.5000                  -                    0.0130                     -                                        8.4270                         20351001                                          360                                   355
          48234          MI                  DETROIT                                             Single Family                                                     8.7000                    0.5000                  -                    0.0130                     -                                        8.1870                         20351101                                          360                                   356
          46038          IN                  Fishers                                             PUD                                                               6.7200                    0.5000                  -                    0.0130                     -                                        6.2070                         20360101                                          360                                   358
          33193          FL                  Miami                                               PUD                                                              12.1500                    0.5000                  -                    0.0130                     -                                       11.6370                         20210101                                          180                                   178
          33177          FL                  Miami                                               Single Family                                                    12.1500                    0.5000                  -                    0.0130                     -                                       11.6370                         20210101                                          180                                   178
          33177          FL                  Miami                                               Single Family                                                     8.4000                    0.5000                  -                    0.0130                     -                                        7.8870                         20360101                                          360                                   358
          32217          FL                  Jacksonville                                        Condominium                                                      12.1500                    0.5000                  -                    0.0130                     -                                       11.6370                         20210101                                          180                                   178
          32217          FL                  Jacksonville                                        Condominium                                                       8.9000                    0.5000                  -                    0.0130                     -                                        8.3870                         20360101                                          360                                   358
          33193          FL                  Miami                                               PUD                                                               7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360101                                          360                                   358
          34235          FL                  Sarasota                                            Single Family                                                    12.3500                    0.5000                  -                    0.0130                     -                                       11.8370                         20201201                                          180                                   177
          34235          FL                  Sarasota                                            Single Family                                                     7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20351201                                          360                                   357
          91792          CA                  West Covina                                         Single Family                                                    11.9900                    0.5000                  -                    0.0130                     -                                       11.4770                         20210101                                          180                                   178
          33971          FL                  Lehigh Acres                                        Single Family                                                    12.1500                    0.5000                  -                    0.0130                     -                                       11.6370                         20210101                                          180                                   178
          34609          FL                  SPRING HILL                                         Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
          33971          FL                  Lehigh Acres                                        Single Family                                                     8.4000                    0.5000                  -                    0.0130                     -                                        7.8870                         20360101                                          360                                   358
          40211          KY                  Louisville                                          Single Family                                                    12.1000                    0.5000                  -                    0.0130                     -                                       11.5870                         20260101                                          240                                   238
          40211          KY                  Louisville                                          Single Family                                                     7.8900                    0.5000                  -                    0.0130                     -                                        7.3770                         20360101                                          360                                   358
          91792          CA                  West Covina                                         Single Family                                                     7.8000                    0.5000                  -                    0.0130                     -                                        7.2870                         20360101                                          360                                   358
          49022          MI                  BENTON HARBOR                                       Single Family                                                    10.4800                    0.5000                  -                    0.0130                     -                                        9.9670                         20360101                                          360                                   358
          49022          MI                  BENTON HARBOR                                       Single Family                                                     9.4750                    0.5000                  -                    0.0130                     -                                        8.9620                         20360101                                          360                                   358
          48180          MI                  Taylor                                              Single Family                                                    11.4200                    0.5000                  -                    0.0130                     -                                       10.9070                         20360101                                          360                                   358
          48180          MI                  Taylor                                              Single Family                                                     8.5700                    0.5000                  -                    0.0130                     -                                        8.0570                         20360101                                          360                                   358
          85326          AZ                  BUCKEYE                                             Single Family                                                     7.2000                    0.5000                  -                    0.0130                     -                                        6.6870                         20360201                                          360                                   359
          20111          VA                  MANASSAS PARK                                       Single Family                                                    11.5000                    0.5000                  -                    0.0130                     -                                       10.9870                         20210101                                          180                                   178
          20111          VA                  MANASSAS PARK                                       Single Family                                                     7.7000                    0.5000                  -                    0.0130                     -                                        7.1870                         20360101                                          360                                   358
          22193          VA                  WOODBRIDGE                                          Single Family                                                    12.6250                    0.5000                  -                    0.0130                     -                                       12.1120                         20210101                                          180                                   178
          22193          VA                  WOODBRIDGE                                          Single Family                                                     9.5250                    0.5000                  -                    0.0130                     -                                        9.0120                         20360101                                          360                                   358
          22192          VA                  WOODBRIDGE                                          PUD                                                              10.8000                    0.5000                  -                    0.0130                     -                                       10.2870                         20210101                                          180                                   178
          22192          VA                  WOODBRIDGE                                          PUD                                                               7.6250                    0.5000                  -                    0.0130                     -                                        7.1120                         20360101                                          360                                   358
          22312          VA                  ALEXANDRIA                                          Condominium                                                       8.0500                    0.5000                  -                    0.0130                     -                                        7.5370                         20360101                                          360                                   358
          28079          NC                  INDIAN TRAIL                                        PUD                                                               7.1500                    0.5000                  -                    0.0130                     -                                        6.6370                         20360101                                          360                                   358
          22026          VA                  DUMFRIES                                            PUD                                                               7.3500                    0.5000                  -                    0.0130                     -                                        6.8370                         20360101                                          360                                   358
          24382          VA                  WYTHEVILLE                                          Single Family                                                     7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20360101                                          360                                   358
          22192          VA                  WOODBRIDGE                                          PUD                                                              10.4250                    0.5000                  -                    0.0130                     -                                        9.9120                         20201201                                          180                                   177
          22192          VA                  WOODBRIDGE                                          PUD                                                               7.9250                    0.5000                  -                    0.0130                     -                                        7.4120                         20360101                                          360                                   358
          22312          VA                  ALEXANDRIA                                          Condominium                                                       8.5500                    0.5000                  -                    0.0130                     -                                        8.0370                         20360101                                          360                                   358
          20110          VA                  MANASSAS                                            PUD                                                              11.0500                    0.5000                  -                    0.0130                     -                                       10.5370                         20201201                                          180                                   177
          22025          VA                  DUMFRIES                                            PUD                                                               9.4250                    0.5000                  -                    0.0130                     -                                        8.9120                         20210101                                          180                                   178
          22025          VA                  DUMFRIES                                            PUD                                                               6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20360101                                          360                                   358
          22033          VA                  FAIRFAX                                             PUD                                                               7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20360101                                          360                                   358
          22191          VA                  WOODBRIDGE                                          Condominium                                                       9.6750                    0.5000                  -                    0.0130                     -                                        9.1620                         20201201                                          180                                   177
          22191          VA                  WOODBRIDGE                                          Condominium                                                       7.1000                    0.5000                  -                    0.0130                     -                                        6.5870                         20351201                                          360                                   357
          24333          VA                  GALAX                                               Single Family                                                    11.5000                    0.5000                  -                    0.0130                     -                                       10.9870                         20210101                                          180                                   178
          24333          VA                  GALAX                                               Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360101                                          360                                   358
          20019          DC                  WASHINGTON                                          Single Family                                                     5.9500                    0.5000                  -                    0.0130                     -                                        5.4370                         20360101                                          360                                   358
          20110          VA                  MASASSAS                                            Single Family                                                    10.8000                    0.5000                  -                    0.0130                     -                                       10.2870                         20201201                                          180                                   177
          22079          VA                  LORTON                                              Condominium                                                      10.9250                    0.5000                  -                    0.0130                     -                                       10.4120                         20201201                                          180                                   177
          24014          VA                  ROANOKE                                             Single Family                                                     9.8000                    0.5000                  -                    0.0130                     -                                        9.2870                         20210101                                          180                                   178
          24012          VA                  ROANOKE                                             Single Family                                                     9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20360101                                          360                                   358
          21061          MD                  GLEN BURNIE                                         Single Family                                                     7.8000                    0.5000                  -                    0.0130                     -                                        7.2870                         20351201                                          360                                   357
          21286          MD                  TOWSON                                              Single Family                                                    10.1500                    0.5000                  -                    0.0130                     -                                        9.6370                         20360101                                          360                                   358
          22191          VA                  WOODBRIDGE                                          Single Family                                                     7.9750                    0.5000                  -                    0.0130                     -                                        7.4620                         20360101                                          360                                   358
          20151          VA                  CHANTILLY                                           Single Family                                                    10.5500                    0.5000                  -                    0.0130                     -                                       10.0370                         20210101                                          180                                   178
          20109          VA                  MANASSAS                                            PUD                                                              10.5500                    0.5000                  -                    0.0130                     -                                       10.0370                         20201201                                          180                                   177
          20109          VA                  MANASSAS                                            PUD                                                               7.5500                    0.5000                  -                    0.0130                     -                                        7.0370                         20351201                                          360                                   357
          22193          VA                  WOODBRIDGE                                          Single Family                                                    10.5500                    0.5000                  -                    0.0130                     -                                       10.0370                         20201201                                          180                                   177
          22655          VA                  STEPHENS CITY                                       PUD                                                              11.6750                    0.5000                  -                    0.0130                     -                                       11.1620                         20201201                                          180                                   177
          22655          VA                  STEPHENS CITY                                       PUD                                                               7.1000                    0.5000                  -                    0.0130                     -                                        6.5870                         20351201                                          360                                   357
          20744          MD                  FORT WASHINGTON                                     Single Family                                                     9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20360101                                          360                                   358
          20604          MD                  INDIAN HEAD                                         Townhouse                                                         9.9000                    0.5000                  -                    0.0130                     -                                        9.3870                         20201201                                          180                                   177
          20079          VA                  LORTON                                              PUD                                                              11.6750                    0.5000                  -                    0.0130                     -                                       11.1620                         20201201                                          180                                   177
          20640          MD                  INDIAN HEAD                                         Townhouse                                                         6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20351201                                          360                                   357
          22315          VA                  ALEXANDRIA                                          PUD                                                              10.3000                    0.5000                  -                    0.0130                     -                                        9.7870                         20210101                                          180                                   178
          22315          VA                  ALEXANDRIA                                          PUD                                                               7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20360101                                          360                                   358
          20121          VA                  CENTREVILLE                                         PUD                                                               8.6000                    0.5000                  -                    0.0130                     -                                        8.0870                         20351201                                          360                                   357
          19971          DE                  REHOBOTH BEACH                                      Condominium                                                       6.9250                    0.5000                  -                    0.0130                     -                                        6.4120                         20360101                                          360                                   358
          24184          VA                  WIRTZ                                               Single Family                                                    10.1000                    0.5000                  -                    0.0130                     -                                        9.5870                         20360101                                          360                                   358
          20120          VA                  CENTREVILLE                                         PUD                                                              10.4250                    0.5000                  -                    0.0130                     -                                        9.9120                         20201201                                          180                                   177
          22030          VA                  FAIRFAX                                             Single Family                                                    11.6750                    0.5000                  -                    0.0130                     -                                       11.1620                         20201101                                          180                                   176
          20743          MD                  CAPITAL HEIGHTS                                     Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20351101                                          360                                   356
          22309          VA                  ALEXANDRIA                                          Condominium                                                      10.7500                    0.5000                  -                    0.0130                     -                                       10.2370                         20201101                                          180                                   176
          24486          VA                  WEYERS CAVE                                         Single Family                                                    10.3000                    0.5000                  -                    0.0130                     -                                        9.7870                         20201212                                          180                                   177
          23093          VA                  LOUISA                                              Single Family                                                    11.8000                    0.5000                  -                    0.0130                     -                                       11.2870                         20201201                                          180                                   177
          22079          VA                  LORTON                                              PUD                                                              10.0000                    0.5000                  -                    0.0130                     -                                        9.4870                         20201101                                          180                                   176
          22079          VA                  LORTON                                              PUD                                                               6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20351101                                          360                                   356
          20148          VA                  ASHBURN                                             Townhouse                                                         7.7250                    0.5000                  -                    0.0130                     -                                        7.2120                         20351201                                          360                                   357
          21755          MD                  JEFFERSON                                           Single Family                                                     6.9500                    0.5000                  -                    0.0130                     -                                        6.4370                         20351201                                          360                                   357
          22553          VA                  SPOTSYLVANIA                                        Single Family                                                     8.6500                    0.5000                  -                    0.0130                     -                                        8.1370                         20350901                                          360                                   354
          43123          OH                  Grove City                                          Single Family                                                     7.7000                    0.5000                  -                    0.0130                     -                                        7.1870                         20360101                                          360                                   358
          98340          WA                  Hansville                                           PUD                                                               7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20360101                                          360                                   358
          20782          MD                  HYATTSVILLE                                         Single Family                                                     8.3750                    0.5000                  -                    0.0130                     -                                        7.8620                         20360201                                          360                                   359
          92243          CA                  El Centro                                           Single Family                                                     7.7400                    0.5000                  -                    0.0130                     -                                        7.2270                         20360101                                          360                                   358
          96122          CA                  Portola                                             Single Family                                                     8.9800                    0.5000                  -                    0.0130                     -                                        8.4670                         20360101                                          360                                   358
          22580          VA                  Woodford                                            Single Family                                                     8.3000                    0.5000                  -                    0.0130                     -                                        7.7870                         20350901                                          360                                   354
          19013          PA                  Chester                                             Townhouse                                                         7.6500                    0.5000                  -                    0.0130                     -                                        7.1370                         20351001                                          360                                   355
          89048          NV                  Pahrump                                             Single Family                                                     9.6400                    0.5000                  -                    0.0130                     -                                        9.1270                         20360101                                          360                                   358
          33935          FL                  Labelle                                             Single Family                                                     9.7300                    0.5000                  -                    0.0130                     -                                        9.2170                         20360101                                          360                                   358
          15065          PA                  Natrona Heights                                     Single Family                                                     8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20351001                                          360                                   355
          32809          FL                  Orlando                                             Single Family                                                     8.7000                    0.5000                  -                    0.0130                     -                                        8.1870                         20360101                                          360                                   358
          92530          CA                  Lake Elsinore                                       Single Family                                                     8.2450                    0.5000                  -                    0.0130                     -                                        7.7320                         20360101                                          360                                   358
          89801          NV                  Elko                                                Single Family                                                     8.7700                    0.5000                  -                    0.0130                     -                                        8.2570                         20360101                                          360                                   358
          32570          FL                  Milton                                              Single Family                                                     8.9500                    0.5000                  -                    0.0130                     -                                        8.4370                         20360101                                          360                                   358
          40299          KY                  Louisville                                          Single Family                                                     8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20360101                                          360                                   358
          33157          FL                  Miami                                               Single Family                                                     7.5500                    0.5000                  -                    0.0130                     -                                        7.0370                         20360101                                          360                                   358
          85204          AZ                  Mesa                                                Single Family                                                     7.7950                    0.5000                  -                    0.0130                     -                                        7.2820                         20360101                                          360                                   358
          90063          CA                  Los Angeles                                         Single Family                                                     8.8000                    0.5000                  -                    0.0130                     -                                        8.2870                         20360101                                          360                                   358
          85242          AZ                  Queen Creek                                         PUD                                                               8.4200                    0.5000                  -                    0.0130                     -                                        7.9070                         20360101                                          360                                   358
          95688          CA                  Vacaville                                           Single Family                                                     7.9800                    0.5000                  -                    0.0130                     -                                        7.4670                         20360101                                          360                                   358
          20782          MD                  HYATTSVILLE                                         Single Family                                                    12.3750                    0.5000                  -                    0.0130                     -                                       11.8620                         20310201                                          300                                   299
          97213          OR                  Portland                                            Single Family                                                     8.3500                    0.5000                  -                    0.0130                     -                                        7.8370                         20360101                                          360                                   358
          33025          FL                  MIRAMAR                                             PUD                                                               6.8400                    0.5000                  -                    0.0130                     -                                        6.3270                         20360101                                          360                                   358
          93274          CA                  Tulare                                              Single Family                                                    10.7050                    0.5000                  -                    0.0130                     -                                       10.1920                         20360101                                          360                                   358
          20740          MD                  COLLEGE PARK                                        Single Family                                                     7.9250                    0.5000                  -                    0.0130                     -                                        7.4120                         20360101                                          360                                   358
           7502          NJ                  Paterson                                            Single Family                                                     8.8000                    0.5000                  -                    0.0130                     -                                        8.2870                         20360201                                          360                                   359
          11741          NY                  Holbrook                                            Single Family                                                     9.3500                    0.5000                  -                    0.0130                     -                                        8.8370                         20360201                                          360                                   359
          20878          MD                  GAITHERSBURG                                        Condominium                                                       7.3750                    0.5000                  -                    0.0130                     -                                        6.8620                         20360101                                          360                                   358
          55119          MN                  Saint Paul                                          Single Family                                                    10.4700                    0.5000                  -                    0.0130                     -                                        9.9570                         20260101                                          240                                   238
          55119          MN                  Saint Paul                                          Single Family                                                     6.9800                    0.5000                  -                    0.0130                     -                                        6.4670                         20360101                                          360                                   358
          55057          MN                  NORTHFIELD                                          Single Family                                                     7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20360201                                          360                                   359
          85351          AZ                  SUN CITY                                            Condominium                                                       8.4500                    0.5000                  -                    0.0130                     -                                        7.9370                         20360201                                          360                                   359
          91911          CA                  CHULA VISTA                                         Single Family                                                     7.0000                    0.5000                  -                    0.0130                     -                                        6.4870                         20360201                                          360                                   359
          48174          MI                  Romulus                                             Single Family                                                     9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20360101                                          360                                   358
          40228          KY                  Louisville                                          Condominium                                                       8.0900                    0.5000                  -                    0.0130                     -                                        7.5770                         20360101                                          360                                   358
          47303          IN                  Muncie                                              Single Family                                                    10.6400                    0.5000                  -                    0.0130                     -                                       10.1270                         20360101                                          360                                   358
          30040          GA                  Cumming                                             PUD                                                              11.7600                    0.5000                  -                    0.0130                     -                                       11.2470                         20210101                                          180                                   178
          30040          GA                  Cumming                                             PUD                                                               9.1250                    0.5000                  -                    0.0130                     -                                        8.6120                         20360101                                          360                                   358
          78247          TX                  San Antonio                                         PUD                                                               9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20351001                                          360                                   355
          11901          NY                  Riverhead                                           Single Family                                                     8.6500                    0.5000                  -                    0.0130                     -                                        8.1370                         20360101                                          360                                   358
          19805          DE                  Wilmington                                          Single Family                                                     8.7700                    0.5000                  -                    0.0130                     -                                        8.2570                         20360101                                          360                                   358
          85251          AZ                  Scottsdale                                          Condominium                                                      10.9900                    0.5000                  -                    0.0130                     -                                       10.4770                         20201201                                          180                                   177
          18929          PA                  JAMISON                                             Single Family                                                     7.5100                    0.5000                  -                    0.0130                     -                                        6.9970                         20360201                                          360                                   359
          85033          AZ                  PHOENIX                                             Single Family                                                     8.0350                    0.5000                  -                    0.0130                     -                                        7.5220                         20360201                                          360                                   359
          21133          MD                  RANDALLSTOWN                                        PUD                                                              11.9200                    0.5000                  -                    0.0130                     -                                       11.4070                         20360201                                          360                                   359
          21133          MD                  RANDALLSTOWN                                        PUD                                                               8.0400                    0.5000                  -                    0.0130                     -                                        7.5270                         20360201                                          360                                   359
          20019          DC                  WASHINGTON                                          Single Family                                                     7.4800                    0.5000                  -                    0.0130                     -                                        6.9670                         20360201                                          360                                   359
          18929          PA                  JAMISON                                             Single Family                                                    12.0400                    0.5000                  -                    0.0130                     -                                       11.5270                         20360201                                          360                                   359
          95076          CA                  WATSONVILLE                                         Single Family                                                     7.5600                    0.5000                  -                    0.0130                     -                                        7.0470                         20360201                                          360                                   359
          91331          CA                  ARLETA                                              Single Family                                                    11.6250                    0.5000                  -                    0.0130                     -                                       11.1120                         20201101                                          180                                   176
          98270          WA                  MARYSVILLE                                          Single Family                                                    11.1500                    0.5000                  -                    0.0130                     -                                       10.6370                         20201201                                          180                                   177
          98199          WA                  SEATTLE                                             Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20360101                                          360                                   358
          98003          WA                  FEDERAL WAY                                         Single Family                                                     8.1500                    0.5000                  -                    0.0130                     -                                        7.6370                         20351101                                          360                                   356
          94580          CA                  SAN LORENZO                                         PUD                                                              10.9500                    0.5000                  -                    0.0130                     -                                       10.4370                         20210101                                          180                                   178
          92703          CA                  SANTA ANA                                           Single Family                                                    11.3500                    0.5000                  -                    0.0130                     -                                       10.8370                         20210101                                          180                                   178
          92584          CA                  MENIFEE                                             Single Family                                                    10.4500                    0.5000                  -                    0.0130                     -                                        9.9370                         20210101                                          180                                   178
          92584          CA                  MENIFEE                                             Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
          93550          CA                  PALMDALE                                            Single Family                                                    10.9500                    0.5000                  -                    0.0130                     -                                       10.4370                         20210101                                          180                                   178
          91706          CA                  BALDWIN PARK                                        PUD                                                              11.9500                    0.5000                  -                    0.0130                     -                                       11.4370                         20210101                                          180                                   178
          91706          CA                  BALDWIN PARK                                        PUD                                                               7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
          93534          CA                  LANCASTER                                           Single Family                                                    10.0500                    0.5000                  -                    0.0130                     -                                        9.5370                         20210101                                          180                                   178
          91748          CA                  ROWLAND HEIGHTS                                     Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20360101                                          360                                   358
          92780          CA                  TUSTIN                                              Single Family                                                     7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20351201                                          360                                   357
          93551          CA                  PALMDALE                                            PUD                                                               7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20351201                                          360                                   357
          85009          AZ                  PHOENIX                                             Single Family                                                    10.3000                    0.5000                  -                    0.0130                     -                                        9.7870                         20210101                                          180                                   178
          91335          CA                  RESEDA                                              Condominium                                                       7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351201                                          360                                   357
          92505          CA                  RIVERSIDE                                           Single Family                                                    11.9000                    0.5000                  -                    0.0130                     -                                       11.3870                         20201201                                          180                                   177
          90301          CA                  INGLEWOOD                                           Single Family                                                     7.8000                    0.5000                  -                    0.0130                     -                                        7.2870                         20351201                                          360                                   357
          85302          AZ                  GLENDALE                                            Single Family                                                     8.6000                    0.5000                  -                    0.0130                     -                                        8.0870                         20360101                                          360                                   358
          91762          CA                  ONTARIO                                             Condominium                                                       7.1500                    0.5000                  -                    0.0130                     -                                        6.6370                         20351201                                          360                                   357
          92392          CA                  VICTORVILLE                                         Single Family                                                    11.6500                    0.5000                  -                    0.0130                     -                                       11.1370                         20201201                                          180                                   177
          93422          CA                  ATASCADERO                                          Condominium                                                      10.1500                    0.5000                  -                    0.0130                     -                                        9.6370                         20201201                                          180                                   177
          91335          CA                  RESEDA                                              Single Family                                                     7.5250                    0.5000                  -                    0.0130                     -                                        7.0120                         20351201                                          360                                   357
          91733          CA                  EL MONTE                                            Single Family                                                     6.9500                    0.5000                  -                    0.0130                     -                                        6.4370                         20360101                                          360                                   358
          90027          CA                  LOS ANGELES                                         Single Family                                                    11.7500                    0.5000                  -                    0.0130                     -                                       11.2370                         20201201                                          180                                   177
          99518          AK                  ANCHORAGE                                           Single Family                                                     9.6500                    0.5000                  -                    0.0130                     -                                        9.1370                         20360101                                          360                                   358
          92410          CA                  SAN BERNARDINO                                      Single Family                                                     7.8250                    0.5000                  -                    0.0130                     -                                        7.3120                         20360101                                          360                                   358
          33618          FL                  TAMPA                                               Single Family                                                     9.6500                    0.5000                  -                    0.0130                     -                                        9.1370                         20360101                                          360                                   358
          90712          CA                  LAKEWOOD                                            Single Family                                                     6.5500                    0.5000                  -                    0.0130                     -                                        6.0370                         20351201                                          360                                   357
          86326          AZ                  COTTONWOOD                                          Single Family                                                     9.4500                    0.5000                  -                    0.0130                     -                                        8.9370                         20351201                                          360                                   357
          94531          CA                  ANTIOCH                                             Single Family                                                     8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20351201                                          360                                   357
          90011          CA                  LOS ANGELES                                         2-4 Family                                                        7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20351101                                          360                                   356
          92880          CA                  CORONA                                              Single Family                                                     5.9900                    0.5000                  -                    0.0130                     -                                        5.4770                         20351201                                          360                                   357
          95661          CA                  ROSEVILLE                                           Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20351101                                          360                                   356
          92342          CA                  HELENDALE                                           Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351201                                          360                                   357
          90650          CA                  NORWALK                                             Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20351101                                          360                                   356
          92335          CA                  FONTANA                                             Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351201                                          360                                   357
          92324          CA                  COLTON                                              Single Family                                                     6.2500                    0.5000                  -                    0.0130                     -                                        5.7370                         20351201                                          360                                   357
          92029          CA                  RIVERSIDE                                           Single Family                                                     5.9500                    0.5000                  -                    0.0130                     -                                        5.4370                         20351001                                          360                                   355
          90712          CA                  LAKEWOOD                                            Single Family                                                     5.8500                    0.5000                  -                    0.0130                     -                                        5.3370                         20351001                                          360                                   355
          92570          CA                  PERRIS                                              Single Family                                                     6.6000                    0.5000                  -                    0.0130                     -                                        6.0870                         20350901                                          360                                   354
          91744          CA                  LA PUENTE                                           Single Family                                                     7.1000                    0.5000                  -                    0.0130                     -                                        6.5870                         20350901                                          360                                   354
          89121          NV                  LAS VEGAS                                           Single Family                                                     7.9000                    0.5000                  -                    0.0130                     -                                        7.3870                         20360101                                          360                                   358
          89129          NV                  LAS VEGAS                                           PUD                                                              11.6250                    0.5000                  -                    0.0130                     -                                       11.1120                         20210101                                          180                                   178
          89148          NV                  LAS VEGAS                                           PUD                                                               7.2000                    0.5000                  -                    0.0130                     -                                        6.6870                         20351201                                          360                                   357
          89129          NV                  LAS VEGAS                                           Single Family                                                     5.8000                    0.5000                  -                    0.0130                     -                                        5.2870                         20351201                                          360                                   357
          89108          NV                  LAS VEGAS                                           Single Family                                                    11.6000                    0.5000                  -                    0.0130                     -                                       11.0870                         20201101                                          180                                   176
          89108          NV                  LAS VEGAS                                           Single Family                                                     7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20351101                                          360                                   356
          85033          AZ                  PHOENIX                                             Single Family                                                     5.4000                    0.5000                  -                    0.0130                     -                                        4.8870                         20350801                                          360                                   353
          92335          CA                  FONTANA                                             Single Family                                                     6.9000                    0.5000                  -                    0.0130                     -                                        6.3870                         20350901                                          360                                   354
          90011          CA                  LOS ANGELES                                         Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20350901                                          360                                   354
          17331          PA                  HANOVER                                             PUD                                                              11.7500                    0.5000                  -                    0.0130                     -                                       11.2370                         20360101                                          360                                   358
          17331          PA                  HANOVER                                             PUD                                                               8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20360101                                          360                                   358
          43318          OH                  DE GRAFF                                            Single Family                                                     8.5450                    0.5000                  -                    0.0130                     -                                        8.0320                         20351101                                          360                                   356
          89102          NV                  Las Vegas                                           PUD                                                              11.9500                    0.5000                  -                    0.0130                     -                                       11.4370                         20210101                                          180                                   178
          92506          CA                  RIVERSIDE                                           Condominium                                                       7.5300                    0.5000                  -                    0.0130                     -                                        7.0170                         20360201                                          360                                   359
          89102          NV                  Las Vegas                                           PUD                                                               8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20360101                                          360                                   358
          47432          IN                  French Lick                                         Single Family                                                     6.7000                    0.5000                  -                    0.0130                     -                                        6.1870                         20351101                                          360                                   356
          20774          MD                  Upper Marlboro                                      Single Family                                                    11.9900                    0.5000                  -                    0.0130                     -                                       11.4770                         20210101                                          180                                   178
          20774          MD                  Upper Marlboro                                      Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360101                                          360                                   358
          32073          FL                  ORANGE PARK                                         Single Family                                                     8.7750                    0.5000                  -                    0.0130                     -                                        8.2620                         20360201                                          360                                   359
          19720          DE                  New Castle                                          Single Family                                                     8.3250                    0.5000                  -                    0.0130                     -                                        7.8120                         20360201                                          360                                   359
          85251          AZ                  Scottsdale                                          Condominium                                                       7.7400                    0.5000                  -                    0.0130                     -                                        7.2270                         20351201                                          360                                   357
          86323          AZ                  CHINO VALLEY                                        Single Family                                                     6.7000                    0.5000                  -                    0.0130                     -                                        6.1870                         20360201                                          360                                   359
          85043          AZ                  PHOENIX                                             Single Family                                                     8.1400                    0.5000                  -                    0.0130                     -                                        7.6270                         20360201                                          360                                   359
          34608          FL                  SPRING HILL                                         Single Family                                                     8.2000                    0.5000                  -                    0.0130                     -                                        7.6870                         20360201                                          360                                   359
          60623          IL                  CHICAGO                                             2-4 Family                                                        7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351001                                          360                                   355
          60505          IL                  AURORA                                              Single Family                                                     6.8000                    0.5000                  -                    0.0130                     -                                        6.2870                         20350901                                          360                                   354
          60644          IL                  CHICAGO                                             2-4 Family                                                        7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20351001                                          360                                   355
          55313          MN                  BUFFALO                                             Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20351001                                          360                                   355
          55106          MN                  SAINT PAUL                                          Single Family                                                     8.6000                    0.5000                  -                    0.0130                     -                                        8.0870                         20351001                                          360                                   355
          55119          MN                  ST PAUL                                             Single Family                                                     9.1000                    0.5000                  -                    0.0130                     -                                        8.5870                         20350901                                          360                                   354
          55388          MN                  WATERTOWN                                           Single Family                                                     7.5500                    0.5000                  -                    0.0130                     -                                        7.0370                         20350901                                          360                                   354
          55407          MN                  MINNEAPOLIS                                         Single Family                                                     8.6500                    0.5000                  -                    0.0130                     -                                        8.1370                         20350901                                          360                                   354
          56062          MN                  MADELIA                                             Single Family                                                     8.3500                    0.5000                  -                    0.0130                     -                                        7.8370                         20350901                                          360                                   354
          55415          MN                  MINNEAPOLIS                                         Condominium                                                       7.3000                    0.5000                  -                    0.0130                     -                                        6.7870                         20350801                                          360                                   353
          60647          IL                  CHICAGO                                             2-4 Family                                                        7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20351001                                          360                                   355
          55006          MN                  BRAHAM                                              Single Family                                                     7.9000                    0.5000                  -                    0.0130                     -                                        7.3870                         20351001                                          360                                   355
          55382          MN                  SOUTH HAVEN                                         Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351001                                          360                                   355
          55126          MN                  VADNAIS HEIGHTS                                     Single Family                                                     6.9500                    0.5000                  -                    0.0130                     -                                        6.4370                         20351001                                          360                                   355
          55325          MN                  KINGSTON                                            Single Family                                                     6.4500                    0.5000                  -                    0.0130                     -                                        5.9370                         20351001                                          360                                   355
          55369          MN                  MAPLE GROVE                                         Single Family                                                     6.6000                    0.5000                  -                    0.0130                     -                                        6.0870                         20350901                                          360                                   354
          55113          MN                  ROSEVILLE                                           Single Family                                                     6.2500                    0.5000                  -                    0.0130                     -                                        5.7370                         20351001                                          360                                   355
          54826          WI                  COMSTOCK                                            Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20350901                                          360                                   354
          55901          MN                  ROCHESTER                                           Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351001                                          360                                   355
          54025          WI                  NEW RICHMOND                                        Single Family                                                     7.5500                    0.5000                  -                    0.0130                     -                                        7.0370                         20350901                                          360                                   354
          56071          MN                  NEW PRAGUE                                          Single Family                                                     5.9500                    0.5000                  -                    0.0130                     -                                        5.4370                         20350901                                          360                                   354
          55075          MN                  SOUTH SAINT PAUL                                    2-4 Family                                                        8.1000                    0.5000                  -                    0.0130                     -                                        7.5870                         20350901                                          360                                   354
          55449          MN                  BLAINE                                              Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20351001                                          360                                   355
          55124          MN                  APPLE VALLEY                                        PUD                                                               7.3000                    0.5000                  -                    0.0130                     -                                        6.7870                         20350901                                          360                                   354
          55043          MN                  LAKELAND                                            Single Family                                                     8.3000                    0.5000                  -                    0.0130                     -                                        7.7870                         20350901                                          360                                   354
          53143          WI                  KENOSHA                                             Single Family                                                     8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20350901                                          360                                   354
          92394          CA                  Victorville                                         Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
          30034          GA                  Decatur                                             Single Family                                                    12.6700                    0.5000                  -                    0.0130                     -                                       12.1570                         20210101                                          180                                   178
          30034          GA                  Decatur                                             Single Family                                                     8.7150                    0.5000                  -                    0.0130                     -                                        8.2020                         20360101                                          360                                   358
          48210          MI                  Detroit                                             Single Family                                                     9.9000                    0.5000                  -                    0.0130                     -                                        9.3870                         20360101                                          360                                   358
          20109          VA                  Manassas                                            PUD                                                               9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20351201                                          360                                   357
          11715          NY                  Blue Point                                          Single Family                                                     9.2700                    0.5000                  -                    0.0130                     -                                        8.7570                         20360201                                          360                                   359
          45309          OH                  Brookville                                          Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20360101                                          360                                   358
          55106          MN                  SAINT PAUL                                          Single Family                                                     8.3250                    0.5000                  -                    0.0130                     -                                        7.8120                         20360201                                          360                                   359
          55106          MN                  SAINT PAUL                                          Single Family                                                    12.3400                    0.5000                  -                    0.0130                     -                                       11.8270                         20360201                                          360                                   359
          84765          UT                  Santa Clara                                         Single Family                                                     7.7000                    0.5000                  -                    0.0130                     -                                        7.1870                         20351201                                          360                                   357
          33626          FL                  Tampa                                               PUD                                                               8.9500                    0.5000                  -                    0.0130                     -                                        8.4370                         20360101                                          360                                   358
          34241          FL                  Sarasota                                            Single Family                                                     7.8000                    0.5000                  -                    0.0130                     -                                        7.2870                         20351201                                          360                                   357
          91710          CA                  Chino                                               PUD                                                               6.1500                    0.5000                  -                    0.0130                     -                                        5.6370                         20360101                                          360                                   358
          32812          FL                  Orlando                                             PUD                                                               7.9200                    0.5000                  -                    0.0130                     -                                        7.4070                         20360101                                          360                                   358
          85032          AZ                  Phoenix                                             Single Family                                                     9.9500                    0.5000                  -                    0.0130                     -                                        9.4370                         20360101                                          360                                   358
          55117          MN                  Saint Paul                                          Single Family                                                     9.8950                    0.5000                  -                    0.0130                     -                                        9.3820                         20360101                                          360                                   358
          46526          IN                  Goshen                                              Single Family                                                     8.3950                    0.5000                  -                    0.0130                     -                                        7.8820                         20360201                                          360                                   359
          92591          CA                  Temecula                                            Single Family                                                     7.6750                    0.5000                  -                    0.0130                     -                                        7.1620                         20360101                                          360                                   358
          95376          CA                  Tracy                                               Single Family                                                     8.4000                    0.5000                  -                    0.0130                     -                                        7.8870                         20360201                                          360                                   359
          60174          IL                  Saint Charles                                       Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20360101                                          360                                   358
          99301          WA                  Pasco                                               Single Family                                                     9.0600                    0.5000                  -                    0.0130                     -                                        8.5470                         20351201                                          360                                   357
          92345          CA                  Hesperia                                            Single Family                                                     7.9800                    0.5000                  -                    0.0130                     -                                        7.4670                         20360101                                          360                                   358
          85326          AZ                  Buckeye                                             Single Family                                                     6.9800                    0.5000                  -                    0.0130                     -                                        6.4670                         20360201                                          360                                   359
          89032          NV                  N Las Vegas                                         PUD                                                               7.2000                    0.5000                  -                    0.0130                     -                                        6.6870                         20360201                                          360                                   359
          33194          FL                  Miami                                               PUD                                                               6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20360201                                          360                                   359
          92557          CA                  Moreno Valley                                       PUD                                                               7.9600                    0.5000                  -                    0.0130                     -                                        7.4470                         20360101                                          360                                   358
          48135          MI                  Garden City                                         Single Family                                                     8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20360101                                          360                                   358
          61604          IL                  Peoria                                              Single Family                                                     7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20360101                                          360                                   358
          92530          CA                  Lake Elsinore                                       PUD                                                               7.4300                    0.5000                  -                    0.0130                     -                                        6.9170                         20360101                                          360                                   358
          60061          IL                  Vernon Hills                                        Condominium                                                      10.2000                    0.5000                  -                    0.0130                     -                                        9.6870                         20360101                                          360                                   358
          33414          FL                  Royal                                               Single Family                                                    11.7400                    0.5000                  -                    0.0130                     -                                       11.2270                         20360101                                          360                                   358
          33841          FL                  Fort Meade                                          Single Family                                                     7.3000                    0.5000                  -                    0.0130                     -                                        6.7870                         20360101                                          360                                   358
          98930          WA                  Grandview                                           Single Family                                                     9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20360101                                          360                                   358
          95991          CA                  Yuba City                                           Single Family                                                     8.4600                    0.5000                  -                    0.0130                     -                                        7.9470                         20360101                                          360                                   358
          85021          AZ                  Phoenix                                             Single Family                                                     8.4000                    0.5000                  -                    0.0130                     -                                        7.8870                         20360201                                          360                                   359
          21060          MD                  GLEN BURNIE                                         Condominium                                                       9.3750                    0.5000                  -                    0.0130                     -                                        8.8620                         20360101                                          360                                   358
          85242          AZ                  Queen Creek                                         PUD                                                               7.9000                    0.5000                  -                    0.0130                     -                                        7.3870                         20360101                                          360                                   358
          92223          CA                  Beaumont                                            Single Family                                                     7.3500                    0.5000                  -                    0.0130                     -                                        6.8370                         20360101                                          360                                   358
          21229          MD                  Baltimore                                           Single Family                                                    10.0050                    0.5000                  -                    0.0130                     -                                        9.4920                         20351101                                          360                                   356
          98591          WA                  Toledo                                              Single Family                                                    10.8000                    0.5000                  -                    0.0130                     -                                       10.2870                         20260101                                          240                                   238
          99301          WA                  Pasco                                               Single Family                                                    12.0100                    0.5000                  -                    0.0130                     -                                       11.4970                         20210101                                          180                                   178
          34241          FL                  Sarasota                                            PUD                                                               7.3200                    0.5000                  -                    0.0130                     -                                        6.8070                         20360201                                          360                                   359
          99301          WA                  Pasco                                               Single Family                                                     9.7000                    0.5000                  -                    0.0130                     -                                        9.1870                         20360101                                          360                                   358
          85035          AZ                  PHOENIX                                             Single Family                                                     7.2100                    0.5000                  -                    0.0130                     -                                        6.6970                         20360201                                          360                                   359
          78521          TX                  BROWNSVILLE                                         Single Family                                                     7.1800                    0.5000                  -                    0.0130                     -                                        6.6670                         20360201                                          360                                   359
          93543          CA                  Littlerock Area                                     Single Family                                                     7.8000                    0.5000                  -                    0.0130                     -                                        7.2870                         20360101                                          360                                   358
          30040          GA                  Cumming                                             Single Family                                                     7.2200                    0.5000                  -                    0.0130                     -                                        6.7070                         20360101                                          360                                   358
          30204          GA                  Barnesville                                         Single Family                                                     8.7100                    0.5000                  -                    0.0130                     -                                        8.1970                         20360101                                          360                                   358
          30032          GA                  Decatur                                             Single Family                                                     8.0900                    0.5000                  -                    0.0130                     -                                        7.5770                         20360201                                          360                                   359
          29909          SC                  Bluffton                                            PUD                                                               7.1000                    0.5000                  -                    0.0130                     -                                        6.5870                         20360101                                          360                                   358
          30224          GA                  Griffin                                             Single Family                                                    12.2000                    0.5000                  -                    0.0130                     -                                       11.6870                         20210101                                          180                                   178
          30224          GA                  Griffin                                             Single Family                                                     8.6700                    0.5000                  -                    0.0130                     -                                        8.1570                         20360101                                          360                                   358
          32708          FL                  Winter Springs                                      Single Family                                                     8.4700                    0.5000                  -                    0.0130                     -                                        7.9570                         20360101                                          360                                   358
          55412          MN                  MINNEAPOLIS                                         Single Family                                                     7.9650                    0.5000                  -                    0.0130                     -                                        7.4520                         20360201                                          360                                   359
          85014          AZ                  PHOENIX                                             Single Family                                                     9.2250                    0.5000                  -                    0.0130                     -                                        8.7120                         20360201                                          360                                   359
          31560          GA                  Screven                                             Single Family                                                     8.5500                    0.5000                  -                    0.0130                     -                                        8.0370                         20360101                                          360                                   358
          48152          MI                  Livonia                                             Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20360101                                          360                                   358
          30316          GA                  Atlanta                                             Single Family                                                     9.3750                    0.5000                  -                    0.0130                     -                                        8.8620                         20351201                                          360                                   357
          23228          VA                  Richmond                                            Single Family                                                     8.8000                    0.5000                  -                    0.0130                     -                                        8.2870                         20360201                                          360                                   359
          30331          GA                  Atlanta                                             Single Family                                                     8.1000                    0.5000                  -                    0.0130                     -                                        7.5870                         20360101                                          360                                   358
          30052          GA                  Loganville                                          PUD                                                               7.1200                    0.5000                  -                    0.0130                     -                                        6.6070                         20351201                                          360                                   357
          32277          FL                  Jacksonville                                        Single Family                                                     9.8500                    0.5000                  -                    0.0130                     -                                        9.3370                         20360101                                          360                                   358
          30248          GA                  Locust Grove                                        Single Family                                                     8.1800                    0.5000                  -                    0.0130                     -                                        7.6670                         20360101                                          360                                   358
          29909          SC                  Bluffton                                            PUD                                                               8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20351201                                          360                                   357
           8081          NJ                  Sicklerville                                        Single Family                                                    12.3700                    0.5000                  -                    0.0130                     -                                       11.8570                         20210101                                          180                                   178
           8081          NJ                  Sicklerville                                        Single Family                                                     8.4900                    0.5000                  -                    0.0130                     -                                        7.9770                         20360101                                          360                                   358
          85326          AZ                  BUCKEYE                                             PUD                                                               7.0350                    0.5000                  -                    0.0130                     -                                        6.5220                         20360201                                          360                                   359
          85224          AZ                  CHANDLER                                            PUD                                                               6.3200                    0.5000                  -                    0.0130                     -                                        5.8070                         20360101                                          360                                   358
          85040          AZ                  PHOENIX                                             PUD                                                               7.5900                    0.5000                  -                    0.0130                     -                                        7.0770                         20360201                                          360                                   359
          85323          AZ                  Avondale                                            PUD                                                               9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20201201                                          180                                   177
          89015          NV                  Henderson                                           Single Family                                                     6.1000                    0.5000                  -                    0.0130                     -                                        5.5870                         20360101                                          360                                   358
          32713          FL                  Debary                                              Single Family                                                     8.7000                    0.5000                  -                    0.0130                     -                                        8.1870                         20360201                                          360                                   359
          47130          IN                  Jeffersonville                                      Single Family                                                     7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20360101                                          360                                   358
           6492          CT                  Wallingford                                         Single Family                                                     7.1900                    0.5000                  -                    0.0130                     -                                        6.6770                         20360101                                          360                                   358
          94545          CA                  Hayward                                             Condominium                                                       8.4300                    0.5000                  -                    0.0130                     -                                        7.9170                         20360101                                          360                                   358
          85225          AZ                  Chandler                                            Single Family                                                     9.7200                    0.5000                  -                    0.0130                     -                                        9.2070                         20360101                                          360                                   358
          65013          MO                  Belle                                               Single Family                                                     7.9250                    0.5000                  -                    0.0130                     -                                        7.4120                         20351201                                          360                                   357
          47346          IN                  Hagerstown                                          Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360101                                          360                                   358
          95660          CA                  NORTH HIGHLANDS                                     Single Family                                                     9.2400                    0.5000                  -                    0.0130                     -                                        8.7270                         20360101                                          360                                   358
          32810          FL                  ORLANDO                                             PUD                                                               8.1000                    0.5000                  -                    0.0130                     -                                        7.5870                         20360201                                          360                                   359
          19047          PA                  Langhorne                                           Single Family                                                     8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20360101                                          360                                   358
          20769          MD                  GLENN DALE                                          Single Family                                                     8.6400                    0.5000                  -                    0.0130                     -                                        8.1270                         20360201                                          360                                   359
          90018          CA                  LOS ANGELES                                         Single Family                                                     8.8250                    0.5000                  -                    0.0130                     -                                        8.3120                         20360201                                          360                                   359
          85379          AZ                  SURPRISE                                            PUD                                                               5.8800                    0.5000                  -                    0.0130                     -                                        5.3670                         20360101                                          360                                   358
          20170          VA                  HERNDON                                             PUD                                                              10.2300                    0.5000                  -                    0.0130                     -                                        9.7170                         20360201                                          360                                   359
          22306          VA                  ALEXANDRIA                                          PUD                                                               9.6400                    0.5000                  -                    0.0130                     -                                        9.1270                         20360201                                          360                                   359
          32805          FL                  ORLANDO                                             Single Family                                                    11.7200                    0.5000                  -                    0.0130                     -                                       11.2070                         20360201                                          360                                   359
          32805          FL                  ORLANDO                                             Single Family                                                     7.5800                    0.5000                  -                    0.0130                     -                                        7.0670                         20360201                                          360                                   359
          42503          KY                  Somerset                                            Single Family                                                    11.6900                    0.5000                  -                    0.0130                     -                                       11.1770                         20260101                                          240                                   238
          42503          KY                  Somerset                                            Single Family                                                     6.9500                    0.5000                  -                    0.0130                     -                                        6.4370                         20360101                                          360                                   358
          95301          CA                  Atwater                                             Single Family                                                     7.7000                    0.5000                  -                    0.0130                     -                                        7.1870                         20360101                                          360                                   358
          93728          CA                  Fresno                                              Single Family                                                     6.7600                    0.5000                  -                    0.0130                     -                                        6.2470                         20360101                                          360                                   358
          21133          MD                  Randallstown                                        Single Family                                                     9.9000                    0.5000                  -                    0.0130                     -                                        9.3870                         20360201                                          360                                   359
           7203          NJ                  Roselle                                             Single Family                                                     9.8000                    0.5000                  -                    0.0130                     -                                        9.2870                         20360101                                          360                                   358
          33458          FL                  JUPITER                                             Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360201                                          360                                   359
          30274          GA                  RIVERDALE                                           Single Family                                                     8.0050                    0.5000                  -                    0.0130                     -                                        7.4920                         20360201                                          360                                   359
          92392          CA                  VICTORVILLE                                         Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20360201                                          360                                   359
          85303          AZ                  Glendale                                            PUD                                                               7.5350                    0.5000                  -                    0.0130                     -                                        7.0220                         20360101                                          360                                   358
           6604          CT                  Bridgeport                                          Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360101                                          360                                   358
          93306          CA                  Bakersfield                                         Single Family                                                     8.2050                    0.5000                  -                    0.0130                     -                                        7.6920                         20360101                                          360                                   358
          95963          CA                  Orland                                              Single Family                                                     8.5100                    0.5000                  -                    0.0130                     -                                        7.9970                         20360101                                          360                                   358
          47302          IN                  Muncie                                              Single Family                                                     7.6500                    0.5000                  -                    0.0130                     -                                        7.1370                         20351201                                          360                                   357
          33542          FL                  Zephyrhills                                         Single Family                                                     7.3500                    0.5000                  -                    0.0130                     -                                        6.8370                         20360201                                          360                                   359
          75225          TX                  DALLAS                                              Single Family                                                     8.7300                    0.5000                  -                    0.0130                     -                                        8.2170                         20360101                                          360                                   358
          76040          TX                  EULESS                                              Single Family                                                    10.0000                    0.5000                  -                    0.0130                     -                                        9.4870                         20360101                                          360                                   358
          19050          PA                  Lansdowne                                           Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20360101                                          360                                   358
          76040          TX                  EULESS                                              Single Family                                                     7.5300                    0.5000                  -                    0.0130                     -                                        7.0170                         20360101                                          360                                   358
          33770          FL                  Largo                                               2-4 Family                                                        8.1500                    0.5000                  -                    0.0130                     -                                        7.6370                         20360101                                          360                                   358
          34609          FL                  Spring Hill                                         PUD                                                               8.7000                    0.5000                  -                    0.0130                     -                                        8.1870                         20360101                                          360                                   358
          30349          GA                  COLLEGE PARK                                        Single Family                                                     8.3700                    0.5000                  -                    0.0130                     -                                        7.8570                         20360201                                          360                                   359
          55418          MN                  MINNEAPOLIS                                         Single Family                                                     8.7750                    0.5000                  -                    0.0130                     -                                        8.2620                         20360101                                          360                                   358
           8734          NJ                  LANOKA HARBOR                                       Single Family                                                    10.2650                    0.5000                  -                    0.0130                     -                                        9.7520                         20360201                                          360                                   359
          78225          TX                  SAN ANTONIO                                         Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20350901                                          360                                   354
          78133          TX                  CANYON LAKE                                         PUD                                                              10.1000                    0.5000                  -                    0.0130                     -                                        9.5870                         20351101                                          360                                   356
          20874          MD                  GERMANTOWN                                          Condominium                                                       7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20360101                                          360                                   358
          32766          FL                  CHULUOTA                                            Single Family                                                    11.0000                    0.5000                  -                    0.0130                     -                                       10.4870                         20360101                                          360                                   358
          32766          FL                  CHULUOTA                                            PUD                                                               7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20360101                                          360                                   358
          32127          FL                  Port Orange                                         Single Family                                                     7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20360201                                          360                                   359
          22630          VA                  Front Royal                                         Single Family                                                     8.6500                    0.5000                  -                    0.0130                     -                                        8.1370                         20360201                                          360                                   359
          30725          GA                  Flintstone                                          Single Family                                                     7.7000                    0.5000                  -                    0.0130                     -                                        7.1870                         20351201                                          360                                   357
          45014          OH                  Fairfield                                           Single Family                                                     9.4900                    0.5000                  -                    0.0130                     -                                        8.9770                         20360101                                          360                                   358
          43130          OH                  Lancaster                                           Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20360101                                          360                                   358
          43082          OH                  Westerville                                         Single Family                                                     7.6500                    0.5000                  -                    0.0130                     -                                        7.1370                         20360101                                          360                                   358
          45682          OH                  South Webster                                       Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20360101                                          360                                   358
          49203          MI                  Jackson                                             Single Family                                                    12.9800                    0.5000                  -                    0.0130                     -                                       12.4670                         20251201                                          240                                   237
          49203          MI                  Jackson                                             Single Family                                                     8.6200                    0.5000                  -                    0.0130                     -                                        8.1070                         20351201                                          360                                   357
          32763          FL                  ORANGE CITY                                         Single Family                                                     7.2550                    0.5000                  -                    0.0130                     -                                        6.7420                         20360201                                          360                                   359
          85307          AZ                  GLENDALE                                            PUD                                                               7.0400                    0.5000                  -                    0.0130                     -                                        6.5270                         20360201                                          360                                   359
          29579          SC                  MYRTLE BEACH                                        PUD                                                               7.9150                    0.5000                  -                    0.0130                     -                                        7.4020                         20360201                                          360                                   359
          22734          VA                  REMINGTON                                           Single Family                                                     6.7400                    0.5000                  -                    0.0130                     -                                        6.2270                         20360101                                          360                                   358
          93726          CA                  FRESNO                                              Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351201                                          360                                   357
          30312          GA                  ATLANTA                                             Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20351201                                          360                                   357
          33612          FL                  TAMPA                                               Single Family                                                     8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20351201                                          360                                   357
          30281          GA                  STOCKBRIDGE                                         Single Family                                                     7.2250                    0.5000                  -                    0.0130                     -                                        6.7120                         20351201                                          360                                   357
          33604          FL                  TAMPA                                               Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351201                                          360                                   357
          30079          GA                  SCOTTDALE                                           PUD                                                               6.8750                    0.5000                  -                    0.0130                     -                                        6.3620                         20360101                                          360                                   358
          78028          TX                  KERRVILLE                                           Single Family                                                     9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20360101                                          360                                   358
          85382          AZ                  PEORIA                                              Single Family                                                     8.1250                    0.5000                  -                    0.0130                     -                                        7.6120                         20351201                                          360                                   357
          78654          TX                  MARBLE FALLS                                        Single Family                                                     6.2500                    0.5000                  -                    0.0130                     -                                        5.7370                         20351201                                          360                                   357
          30238          GA                  JONESBORO                                           Single Family                                                     7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20351201                                          360                                   357
          30607          GA                  ATHENS                                              Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20351201                                          360                                   357
          49509          MI                  WYOMING                                             Single Family                                                     6.3750                    0.5000                  -                    0.0130                     -                                        5.8620                         20351201                                          360                                   357
          32837          FL                  ORLANDO                                             Condominium                                                       9.2500                    0.5000                  -                    0.0130                     -                                        8.7370                         20351201                                          360                                   357
          30080          GA                  SMYRNA                                              Single Family                                                     7.3750                    0.5000                  -                    0.0130                     -                                        6.8620                         20351201                                          360                                   357
          30291          GA                  UNION CITY                                          2-4 Family                                                        7.2400                    0.5000                  -                    0.0130                     -                                        6.7270                         20351201                                          360                                   357
          77502          TX                  PASADENA                                            Single Family                                                     9.1250                    0.5000                  -                    0.0130                     -                                        8.6120                         20360101                                          360                                   358
          55103          MN                  ST. PAUL                                            2-4 Family                                                        8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20351201                                          360                                   357
          89101          NV                  LAS VEGAS                                           Single Family                                                     8.6250                    0.5000                  -                    0.0130                     -                                        8.1120                         20351201                                          360                                   357
          30274          GA                  RIVERDALE                                           Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20351201                                          360                                   357
          31808          GA                  FORTSON                                             Single Family                                                     8.6250                    0.5000                  -                    0.0130                     -                                        8.1120                         20351201                                          360                                   357
          33625          FL                  TAMPA                                               Single Family                                                     7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20351201                                          360                                   357
          34286          FL                  NORTH PORT                                          Single Family                                                     8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20351201                                          360                                   357
          30342          GA                  ATLANTA                                             PUD                                                               8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20351201                                          360                                   357
          33916          FL                  FT. MYERS                                           Single Family                                                     9.3750                    0.5000                  -                    0.0130                     -                                        8.8620                         20351201                                          360                                   357
          30019          GA                  DACULA                                              PUD                                                               9.3750                    0.5000                  -                    0.0130                     -                                        8.8620                         20351201                                          360                                   357
          30720          GA                  DALTON                                              Single Family                                                     7.3750                    0.5000                  -                    0.0130                     -                                        6.8620                         20351201                                          360                                   357
          30120          GA                  CARTERSVILLE                                        Single Family                                                     7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20351201                                          360                                   357
          32837          FL                  ORLANDO                                             Condominium                                                       8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20351201                                          360                                   357
          89109          NV                  LAS VEGAS                                           2-4 Family                                                        9.1250                    0.5000                  -                    0.0130                     -                                        8.6120                         20351201                                          360                                   357
          94112          CA                  SAN FRANCISCO                                       Single Family                                                     8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20351201                                          360                                   357
          47403          IN                  BLOOMINGTON                                         Single Family                                                     7.3750                    0.5000                  -                    0.0130                     -                                        6.8620                         20351201                                          360                                   357
          36869          AL                  PHENIX CITY                                         Single Family                                                     8.3750                    0.5000                  -                    0.0130                     -                                        7.8620                         20351201                                          360                                   357
          30101          GA                  ACWORTH                                             PUD                                                               9.1250                    0.5000                  -                    0.0130                     -                                        8.6120                         20351201                                          360                                   357
          33161          FL                  NORTH MIAMI                                         Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20351201                                          360                                   357
          36870          AL                  PHENIX CITY                                         Single Family                                                     6.8750                    0.5000                  -                    0.0130                     -                                        6.3620                         20351201                                          360                                   357
          33603          FL                  TAMPA                                               Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20351201                                          360                                   357
          30141          GA                  HIRAM                                               Single Family                                                     9.2500                    0.5000                  -                    0.0130                     -                                        8.7370                         20351201                                          360                                   357
          32207          FL                  JACKSONVILLE                                        Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351201                                          360                                   357
          19141          PA                  PHILADELPHIA                                        2-4 Family                                                        9.8750                    0.5000                  -                    0.0130                     -                                        9.3620                         20351201                                          360                                   357
          30096          GA                  DULUTH                                              PUD                                                               9.3750                    0.5000                  -                    0.0130                     -                                        8.8620                         20351201                                          360                                   357
          85382          AZ                  PEORIA                                              PUD                                                               7.0000                    0.5000                  -                    0.0130                     -                                        6.4870                         20351201                                          360                                   357
          45840          OH                  FINDLAY                                             Single Family                                                     9.1250                    0.5000                  -                    0.0130                     -                                        8.6120                         20351201                                          360                                   357
          31791          GA                  SYLVESTER                                           Single Family                                                     8.6250                    0.5000                  -                    0.0130                     -                                        8.1120                         20351201                                          360                                   357
          48062          MI                  RICHMOND                                            Condominium                                                       8.1250                    0.5000                  -                    0.0130                     -                                        7.6120                         20351201                                          360                                   357
          30296          GA                  RIVERDALE                                           Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351201                                          360                                   357
          44017          OH                  BEREA                                               Single Family                                                     9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20351201                                          360                                   357
          60477          IL                  ORLAND HILLS                                        Single Family                                                     9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20351201                                          360                                   357
          97477          OR                  SPRINGFIELD                                         2-4 Family                                                        9.2500                    0.5000                  -                    0.0130                     -                                        8.7370                         20351201                                          360                                   357
          38125          TN                  MEMPHIS                                             Single Family                                                     8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20351201                                          360                                   357
          30533          GA                  DAHLONEGA                                           Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20351201                                          360                                   357
          18074          PA                  PERKIOMENVILLE                                      Single Family                                                     6.3750                    0.5000                  -                    0.0130                     -                                        5.8620                         20351201                                          360                                   357
          30161          GA                  ROME                                                Single Family                                                     9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20351201                                          360                                   357
          30161          GA                  ROME                                                Single Family                                                     9.3750                    0.5000                  -                    0.0130                     -                                        8.8620                         20351201                                          360                                   357
          30106          GA                  AUSTELL                                             PUD                                                               7.3750                    0.5000                  -                    0.0130                     -                                        6.8620                         20351201                                          360                                   357
          33916          FL                  FT MYERS                                            Single Family                                                     9.3750                    0.5000                  -                    0.0130                     -                                        8.8620                         20351201                                          360                                   357
          89106          NV                  LAS VEGAS                                           Single Family                                                     8.1250                    0.5000                  -                    0.0130                     -                                        7.6120                         20351201                                          360                                   357
          49240          MI                  GRASS LAKE                                          Single Family                                                     7.1250                    0.5000                  -                    0.0130                     -                                        6.6120                         20351201                                          360                                   357
          43229          OH                  COLUMBUS                                            2-4 Family                                                        8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20351201                                          360                                   357
          30228          GA                  HAMPTON                                             Single Family                                                     9.3750                    0.5000                  -                    0.0130                     -                                        8.8620                         20351101                                          360                                   356
          30058          GA                  LITHONIA                                            Single Family                                                     8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20351201                                          360                                   357
          33510          FL                  BRANDON                                             PUD                                                               8.3750                    0.5000                  -                    0.0130                     -                                        7.8620                         20351201                                          360                                   357
          33142          FL                  MIAMI                                               2-4 Family                                                        9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20351201                                          360                                   357
          33162          FL                  N MIAMI BEACH                                       2-4 Family                                                        8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20351201                                          360                                   357
          18634          PA                  NANTICOKE                                           2-4 Family                                                        9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20351201                                          360                                   357
          38128          TN                  MEMPHIS                                             Single Family                                                     8.6250                    0.5000                  -                    0.0130                     -                                        8.1120                         20351201                                          360                                   357
          77084          TX                  HOUSTON                                             PUD                                                               9.3750                    0.5000                  -                    0.0130                     -                                        8.8620                         20351201                                          360                                   357
          32168          FL                  NEW SMYRNA BEACH                                    Single Family                                                     6.2650                    0.5000                  -                    0.0130                     -                                        5.7520                         20351201                                          360                                   357
          33319          FL                  LAUDERDALE LAKES                                    PUD                                                               6.5400                    0.5000                  -                    0.0130                     -                                        6.0270                         20351001                                          360                                   355
          33068          FL                  NORTH LAUDERDALE                                    Single Family                                                     8.6250                    0.5000                  -                    0.0130                     -                                        8.1120                         20351101                                          360                                   356
          32724          FL                  DELAND                                              PUD                                                               9.3750                    0.5000                  -                    0.0130                     -                                        8.8620                         20351101                                          360                                   356
          34953          FL                  PORT SAINT LUCIE                                    Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20350801                                          360                                   353
          43220          OH                  Columbus                                            Condominium                                                       7.6400                    0.5000                  -                    0.0130                     -                                        7.1270                         20351201                                          360                                   357
          33435          FL                  Boynton Beach                                       Single Family                                                    13.7300                    0.5000                  -                    0.0130                     -                                       13.2170                         20251201                                          240                                   237
          33435          FL                  Boynton Beach                                       Single Family                                                     9.6200                    0.5000                  -                    0.0130                     -                                        9.1070                         20351201                                          360                                   357
          44129          OH                  Parma                                               Single Family                                                    11.7300                    0.5000                  -                    0.0130                     -                                       11.2170                         20251201                                          240                                   237
          44129          OH                  Parma                                               Single Family                                                     6.9200                    0.5000                  -                    0.0130                     -                                        6.4070                         20351201                                          360                                   357
          55101          MN                  Saint Paul                                          Single Family                                                    11.9900                    0.5000                  -                    0.0130                     -                                       11.4770                         20260101                                          240                                   238
          55101          MN                  Saint Paul                                          Single Family                                                     8.3700                    0.5000                  -                    0.0130                     -                                        7.8570                         20360101                                          360                                   358
          44118          OH                  University Heights                                  Single Family                                                    12.9800                    0.5000                  -                    0.0130                     -                                       12.4670                         20251201                                          240                                   237
          33713          FL                  St Petersburg                                       Single Family                                                     7.6200                    0.5000                  -                    0.0130                     -                                        7.1070                         20351201                                          360                                   357
          72764          AR                  Springdale                                          2-4 Family                                                       11.3000                    0.5000                  -                    0.0130                     -                                       10.7870                         20351201                                          360                                   357
          72764          AR                  Springdale                                          2-4 Family                                                        9.6500                    0.5000                  -                    0.0130                     -                                        9.1370                         20351201                                          360                                   357
          92405          CA                  San Bernardino                                      Single Family                                                     8.4450                    0.5000                  -                    0.0130                     -                                        7.9320                         20360101                                          360                                   358
          32832          FL                  Orlando                                             PUD                                                              11.3000                    0.5000                  -                    0.0130                     -                                       10.7870                         20351201                                          360                                   357
          32832          FL                  Orlando                                             PUD                                                               7.8000                    0.5000                  -                    0.0130                     -                                        7.2870                         20351201                                          360                                   357
          60044          IL                  Lake Bluff                                          Single Family                                                     7.9800                    0.5000                  -                    0.0130                     -                                        7.4670                         20360101                                          360                                   358
           8312          NJ                  Clayton                                             Single Family                                                    11.0000                    0.5000                  -                    0.0130                     -                                       10.4870                         20360101                                          360                                   358
           8312          NJ                  Clayton                                             Single Family                                                     7.7700                    0.5000                  -                    0.0130                     -                                        7.2570                         20360101                                          360                                   358
          23075          VA                  HIGHLAND SPGS                                       Single Family                                                     6.4500                    0.5000                  -                    0.0130                     -                                        5.9370                         20360101                                          360                                   358
          28269          NC                  Charlotte                                           PUD                                                               8.6000                    0.5000                  -                    0.0130                     -                                        8.0870                         20360101                                          360                                   358
          84117          UT                  Salt Lake City                                      Single Family                                                     7.1200                    0.5000                  -                    0.0130                     -                                        6.6070                         20360101                                          360                                   358
          39208          MS                  Pearl                                               Single Family                                                    11.1000                    0.5000                  -                    0.0130                     -                                       10.5870                         20351201                                          360                                   357
          85714          AZ                  Tucson                                              PUD                                                              11.3000                    0.5000                  -                    0.0130                     -                                       10.7870                         20351201                                          360                                   357
          39208          MS                  Pearl                                               Single Family                                                     7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20351201                                          360                                   357
          79924          TX                  El Paso                                             Single Family                                                     8.5500                    0.5000                  -                    0.0130                     -                                        8.0370                         20360101                                          360                                   358
          78641          TX                  Leander                                             Single Family                                                    10.2500                    0.5000                  -                    0.0130                     -                                        9.7370                         20351201                                          360                                   357
          28269          NC                  Charlotte                                           PUD                                                              12.3000                    0.5000                  -                    0.0130                     -                                       11.7870                         20360101                                          360                                   358
          80239          CO                  Denver                                              PUD                                                              11.3000                    0.5000                  -                    0.0130                     -                                       10.7870                         20360101                                          360                                   358
          85714          AZ                  Tucson                                              PUD                                                               9.0500                    0.5000                  -                    0.0130                     -                                        8.5370                         20351201                                          360                                   357
          46254          IN                  Indianapolis                                        PUD                                                              11.3000                    0.5000                  -                    0.0130                     -                                       10.7870                         20360101                                          360                                   358
          78641          TX                  Leander                                             Single Family                                                     7.9000                    0.5000                  -                    0.0130                     -                                        7.3870                         20351201                                          360                                   357
          80239          CO                  Denver                                              PUD                                                               7.8000                    0.5000                  -                    0.0130                     -                                        7.2870                         20360101                                          360                                   358
          46254          IN                  Indianapolis                                        PUD                                                               8.0500                    0.5000                  -                    0.0130                     -                                        7.5370                         20360101                                          360                                   358
          80224          CO                  Denver                                              Single Family                                                     8.0500                    0.5000                  -                    0.0130                     -                                        7.5370                         20360101                                          360                                   358
          33543          FL                  Wesley Chapel                                       PUD                                                              10.9000                    0.5000                  -                    0.0130                     -                                       10.3870                         20351201                                          360                                   357
          76227          TX                  Cross Roads                                         PUD                                                              10.2500                    0.5000                  -                    0.0130                     -                                        9.7370                         20351201                                          360                                   357
          77449          TX                  Katy                                                Single Family                                                    10.5000                    0.5000                  -                    0.0130                     -                                        9.9870                         20351201                                          360                                   357
          72160          AR                  Stuttgart                                           Single Family                                                    11.9500                    0.5000                  -                    0.0130                     -                                       11.4370                         20351201                                          360                                   357
          32835          FL                  Orlando                                             Single Family                                                    11.9500                    0.5000                  -                    0.0130                     -                                       11.4370                         20351201                                          360                                   357
          33544          FL                  Wesley Chapel                                       PUD                                                              11.9500                    0.5000                  -                    0.0130                     -                                       11.4370                         20351201                                          360                                   357
          77449          TX                  Katy                                                Single Family                                                     7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20351201                                          360                                   357
          33543          FL                  Wesley Chapel                                       PUD                                                               7.2000                    0.5000                  -                    0.0130                     -                                        6.6870                         20351201                                          360                                   357
          72160          AR                  Stuttgart                                           Single Family                                                     8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20351201                                          360                                   357
          32835          FL                  Orlando                                             Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20351201                                          360                                   357
          76227          TX                  Cross Roads                                         PUD                                                               7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20351201                                          360                                   357
          35811          AL                  Huntsville                                          Single Family                                                    11.3000                    0.5000                  -                    0.0130                     -                                       10.7870                         20351201                                          360                                   357
          35020          AL                  Bessemer                                            Single Family                                                     7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20351201                                          360                                   357
          80224          CO                  Denver                                              Single Family                                                    11.3000                    0.5000                  -                    0.0130                     -                                       10.7870                         20360101                                          360                                   358
          77044          TX                  Houston                                             PUD                                                              10.5000                    0.5000                  -                    0.0130                     -                                        9.9870                         20360101                                          360                                   358
          79703          TX                  Midland                                             Single Family                                                    10.5000                    0.5000                  -                    0.0130                     -                                        9.9870                         20351201                                          360                                   357
          79924          TX                  El Paso                                             Single Family                                                    10.2500                    0.5000                  -                    0.0130                     -                                        9.7370                         20360101                                          360                                   358
          35811          AL                  Huntsville                                          Single Family                                                     8.7000                    0.5000                  -                    0.0130                     -                                        8.1870                         20351201                                          360                                   357
          77044          TX                  Houston                                             PUD                                                               8.7000                    0.5000                  -                    0.0130                     -                                        8.1870                         20360101                                          360                                   358
          79703          TX                  Midland                                             Single Family                                                     8.6000                    0.5000                  -                    0.0130                     -                                        8.0870                         20351201                                          360                                   357
          76135          TX                  Lake Worth                                          Single Family                                                    10.2500                    0.5000                  -                    0.0130                     -                                        9.7370                         20351201                                          360                                   357
          76135          TX                  Lake Worth                                          Single Family                                                     7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20351201                                          360                                   357
          46323          IN                  Hammond                                             Single Family                                                    10.9500                    0.5000                  -                    0.0130                     -                                       10.4370                         20360101                                          360                                   358
          71112          LA                  Bossier City                                        Single Family                                                     8.7000                    0.5000                  -                    0.0130                     -                                        8.1870                         20351201                                          360                                   357
          92251          CA                  Imperial                                            Single Family                                                     8.5900                    0.5000                  -                    0.0130                     -                                        8.0770                         20360101                                          360                                   358
          78242          TX                  San Antonio                                         PUD                                                              10.2500                    0.5000                  -                    0.0130                     -                                        9.7370                         20351201                                          360                                   357
          46140          IN                  Greenfield                                          Single Family                                                     8.3500                    0.5000                  -                    0.0130                     -                                        7.8370                         20360101                                          360                                   358
          75067          TX                  Lewisville                                          Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20351201                                          360                                   357
           6280          CT                  Windham                                             Single Family                                                     8.7050                    0.5000                  -                    0.0130                     -                                        8.1920                         20360101                                          360                                   358
          78242          TX                  San Antonio                                         PUD                                                               7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20351201                                          360                                   357
          75067          TX                  Lewisville                                          Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20351201                                          360                                   357
          33321          FL                  Ft Lauderdale                                       Single Family                                                     7.3800                    0.5000                  -                    0.0130                     -                                        6.8670                         20360101                                          360                                   358
          46074          IN                  Westfield                                           PUD                                                               7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351201                                          360                                   357
          46322          IN                  Highland                                            Single Family                                                    10.9500                    0.5000                  -                    0.0130                     -                                       10.4370                         20360101                                          360                                   358
          46322          IN                  Highland                                            Single Family                                                     6.6500                    0.5000                  -                    0.0130                     -                                        6.1370                         20360101                                          360                                   358
          46323          IN                  Hammond                                             Single Family                                                     7.0500                    0.5000                  -                    0.0130                     -                                        6.5370                         20360101                                          360                                   358
          77459          TX                  Missouri City                                       PUD                                                               7.9000                    0.5000                  -                    0.0130                     -                                        7.3870                         20351201                                          360                                   357
          37122          TN                  Mount Juliet                                        Single Family                                                     7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20351201                                          360                                   357
          23111          VA                  Mechanicsville                                      Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20360201                                          360                                   359
          32335          FL                  Sumatra                                             Single Family                                                     7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20360101                                          360                                   358
           7874          NJ                  Stanhope                                            Single Family                                                     9.0750                    0.5000                  -                    0.0130                     -                                        8.5620                         20360101                                          360                                   358
          48094          MI                  Washington                                          Single Family                                                     8.3000                    0.5000                  -                    0.0130                     -                                        7.7870                         20351201                                          360                                   357
          23227          VA                  Bellevue                                            Single Family                                                     8.6000                    0.5000                  -                    0.0130                     -                                        8.0870                         20360101                                          360                                   358
          94303          CA                  East Palo Alto                                      Single Family                                                     9.3900                    0.5000                  -                    0.0130                     -                                        8.8770                         20360101                                          360                                   358
          89030          NV                  NORTH LAS VEGAS                                     Single Family                                                     8.3900                    0.5000                  -                    0.0130                     -                                        7.8770                         20360201                                          360                                   359
          23805          VA                  PETERSBURG                                          Single Family                                                     9.9600                    0.5000                  -                    0.0130                     -                                        9.4470                         20360201                                          360                                   359
          85225          AZ                  CHANDLER                                            PUD                                                               9.0500                    0.5000                  -                    0.0130                     -                                        8.5370                         20360101                                          360                                   358
          63028          MO                  FESTUS                                              Single Family                                                     8.0500                    0.5000                  -                    0.0130                     -                                        7.5370                         20360101                                          360                                   358
          93705          CA                  Fresno                                              Single Family                                                     7.7300                    0.5000                  -                    0.0130                     -                                        7.2170                         20360101                                          360                                   358
          98591          WA                  Toledo                                              Single Family                                                     7.1600                    0.5000                  -                    0.0130                     -                                        6.6470                         20360101                                          360                                   358
          33068          FL                  North Lauderdale                                    Single Family                                                    10.8100                    0.5000                  -                    0.0130                     -                                       10.2970                         20260101                                          240                                   238
          33068          FL                  North Lauderdale                                    Single Family                                                     8.4500                    0.5000                  -                    0.0130                     -                                        7.9370                         20360101                                          360                                   358
          32732          FL                  Geneva                                              Single Family                                                     7.3500                    0.5000                  -                    0.0130                     -                                        6.8370                         20360101                                          360                                   358
          23324          VA                  Chesapeake                                          Single Family                                                     7.6500                    0.5000                  -                    0.0130                     -                                        7.1370                         20360101                                          360                                   358
          33463          FL                  Lake Worth                                          Single Family                                                     9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20360101                                          360                                   358
          34677          FL                  Oldsmar                                             Condominium                                                       7.9000                    0.5000                  -                    0.0130                     -                                        7.3870                         20360101                                          360                                   358
          63116          MO                  Saint Louis                                         2-4 Family                                                        9.2300                    0.5000                  -                    0.0130                     -                                        8.7170                         20360101                                          360                                   358
          21076          MD                  Hanover                                             Single Family                                                     7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20360101                                          360                                   358
          24504          VA                  Lynchburg                                           Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360201                                          360                                   359
          23608          VA                  NEWPORT NEWS                                        Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20360101                                          360                                   358
          43230          OH                  COLUMBUS                                            Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20351201                                          360                                   357
          98229          WA                  BELLINGHAM                                          Single Family                                                     6.9450                    0.5000                  -                    0.0130                     -                                        6.4320                         20360201                                          360                                   359
          22405          VA                  FREDERICKSBURG                                      Single Family                                                     8.1000                    0.5000                  -                    0.0130                     -                                        7.5870                         20360201                                          360                                   359
          30157          GA                  DALLAS                                              Single Family                                                     7.7550                    0.5000                  -                    0.0130                     -                                        7.2420                         20360101                                          360                                   358
          93225          CA                  FRAZIER PARK                                        Single Family                                                     9.2200                    0.5000                  -                    0.0130                     -                                        8.7070                         20360201                                          360                                   359
          72442          AR                  Manila                                              Single Family                                                     9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20351201                                          360                                   357
          92563          CA                  Murrieta                                            Condominium                                                      11.9000                    0.5000                  -                    0.0130                     -                                       11.3870                         20201201                                          180                                   177
          22712          VA                  Bealeton                                            PUD                                                               7.7750                    0.5000                  -                    0.0130                     -                                        7.2620                         20351201                                          360                                   357
          92563          CA                  Murrieta                                            Condominium                                                       7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20351201                                          360                                   357
          92582          CA                  San Jacinto                                         Single Family                                                     6.9500                    0.5000                  -                    0.0130                     -                                        6.4370                         20351201                                          360                                   357
          95337          CA                  Manteca                                             Single Family                                                     7.0500                    0.5000                  -                    0.0130                     -                                        6.5370                         20351101                                          360                                   356
          48214          MI                  Detroit                                             2-4 Family                                                        9.7750                    0.5000                  -                    0.0130                     -                                        9.2620                         20351201                                          360                                   357
          95823          CA                  Sacramento                                          Single Family                                                    11.0500                    0.5000                  -                    0.0130                     -                                       10.5370                         20260101                                          240                                   238
          95823          CA                  Sacramento                                          Single Family                                                     7.7350                    0.5000                  -                    0.0130                     -                                        7.2220                         20360101                                          360                                   358
          33317          FL                  Plantation                                          Single Family                                                     7.1750                    0.5000                  -                    0.0130                     -                                        6.6620                         20360101                                          360                                   358
          34120          FL                  Naples                                              Single Family                                                     6.3250                    0.5000                  -                    0.0130                     -                                        5.8120                         20351201                                          360                                   357
          65584          MO                  Saint Robert                                        Single Family                                                     8.1000                    0.5000                  -                    0.0130                     -                                        7.5870                         20360101                                          360                                   358
          19066          PA                  Merion                                              Single Family                                                     8.7100                    0.5000                  -                    0.0130                     -                                        8.1970                         20360101                                          360                                   358
          19057          PA                  Levittown                                           Single Family                                                     7.6250                    0.5000                  -                    0.0130                     -                                        7.1120                         20360101                                          360                                   358
           7735          NJ                  ABERDEEN                                            Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
          85037          AZ                  PHOENIX                                             Single Family                                                     8.4900                    0.5000                  -                    0.0130                     -                                        7.9770                         20360201                                          360                                   359
          22191          VA                  WOODBRIDGE                                          Single Family                                                     7.7550                    0.5000                  -                    0.0130                     -                                        7.2420                         20360201                                          360                                   359
           8555          NJ                  ROOSEVELT                                           Single Family                                                     7.8900                    0.5000                  -                    0.0130                     -                                        7.3770                         20360101                                          360                                   358
           8555          NJ                  ROOSEVELT                                           Single Family                                                    11.9200                    0.5000                  -                    0.0130                     -                                       11.4070                         20360101                                          360                                   358
           8050          NJ                  MANAHAWKIN                                          Single Family                                                     8.8850                    0.5000                  -                    0.0130                     -                                        8.3720                         20360201                                          360                                   359
           8722          NJ                  BEACHWOOD                                           Single Family                                                     9.4550                    0.5000                  -                    0.0130                     -                                        8.9420                         20360201                                          360                                   359
          31088          GA                  Warner Robins                                       Single Family                                                     9.6500                    0.5000                  -                    0.0130                     -                                        9.1370                         20360201                                          360                                   359
          75208          TX                  Dallas                                              Single Family                                                     8.1250                    0.5000                  -                    0.0130                     -                                        7.6120                         20351101                                          360                                   356
          61455          IL                  Macomb                                              Single Family                                                     9.6400                    0.5000                  -                    0.0130                     -                                        9.1270                         20360101                                          360                                   358
          95122          CA                  San Jose                                            Single Family                                                     8.6250                    0.5000                  -                    0.0130                     -                                        8.1120                         20360101                                          360                                   358
          14210          NY                  BUFFALO                                             2-4 Family                                                        9.9000                    0.5000                  -                    0.0130                     -                                        9.3870                         20360201                                          360                                   359
          33610          FL                  TAMPA                                               Single Family                                                     7.7000                    0.5000                  -                    0.0130                     -                                        7.1870                         20360101                                          360                                   358
          99337          WA                  Kennewick                                           Single Family                                                     7.1000                    0.5000                  -                    0.0130                     -                                        6.5870                         20351101                                          360                                   356
          30161          GA                  Rome                                                Single Family                                                    11.5750                    0.5000                  -                    0.0130                     -                                       11.0620                         20351101                                          360                                   356
          23669          VA                  Hampton                                             Condominium                                                       8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20360101                                          360                                   358
          48310          MI                  Sterling Heights                                    Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20360101                                          360                                   358
          19119          PA                  Philadelphia                                        Condominium                                                       9.1500                    0.5000                  -                    0.0130                     -                                        8.6370                         20360101                                          360                                   358
          43082          OH                  Westerville                                         Single Family                                                    11.5000                    0.5000                  -                    0.0130                     -                                       10.9870                         20351201                                          360                                   357
          43082          OH                  Westerville                                         Single Family                                                     6.3500                    0.5000                  -                    0.0130                     -                                        5.8370                         20351201                                          360                                   357
          33313          FL                  Lauderhill                                          Single Family                                                     9.3700                    0.5000                  -                    0.0130                     -                                        8.8570                         20351101                                          360                                   356
          33313          FL                  Lauderhill                                          Single Family                                                    12.1000                    0.5000                  -                    0.0130                     -                                       11.5870                         20251101                                          240                                   236
          20886          MD                  MONTGOMeRY VILLAGE                                  PUD                                                              10.3750                    0.5000                  -                    0.0130                     -                                        9.8620                         20360101                                          360                                   358
          33435          FL                  Boynton Beach                                       Single Family                                                     9.6200                    0.5000                  -                    0.0130                     -                                        9.1070                         20351201                                          360                                   357
          44134          OH                  Parma                                               Single Family                                                     7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20351201                                          360                                   357
          32808          FL                  Orlando                                             Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20360101                                          360                                   358
          11210          NY                  Brooklyn                                            Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
          43050          OH                  Mount Vernon                                        Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351201                                          360                                   357
          33177          FL                  Miami                                               Single Family                                                     7.9200                    0.5000                  -                    0.0130                     -                                        7.4070                         20351201                                          360                                   357
          10977          NY                  SPRING VALLEY                                       Single Family                                                     7.3500                    0.5000                  -                    0.0130                     -                                        6.8370                         20351201                                          360                                   357
           1581          MA                  WESTBOROUGH                                         2-4 Family                                                        7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20351201                                          360                                   357
          34476          FL                  OCALA                                               Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351101                                          360                                   356
          11706          NY                  BAY SHORE                                           Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20351101                                          360                                   356
          11704          NY                  WEST BABYLON                                        Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20351101                                          360                                   356
          11203          NY                  BROOKLYN                                            2-4 Family                                                        6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20351201                                          360                                   357
           7601          NJ                  HACKENSACK                                          Single Family                                                     6.9500                    0.5000                  -                    0.0130                     -                                        6.4370                         20351101                                          360                                   356
           7050          NJ                  ORANGE                                              Condominium                                                       7.4000                    0.5000                  -                    0.0130                     -                                        6.8870                         20351101                                          360                                   356
          11787          NY                  SMITHTOWN                                           Single Family                                                     7.3500                    0.5000                  -                    0.0130                     -                                        6.8370                         20351101                                          360                                   356
          11901          NY                  RIVERHEAD                                           Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20351101                                          360                                   356
          11763          NY                  MEDFORD                                             Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351101                                          360                                   356
          19144          PA                  PHILADELPHIA                                        Single Family                                                     9.3700                    0.5000                  -                    0.0130                     -                                        8.8570                         20351101                                          360                                   356
          19401          PA                  NORRISTOWN                                          Single Family                                                     8.4900                    0.5000                  -                    0.0130                     -                                        7.9770                         20351101                                          360                                   356
          10462          NY                  BRONX                                               Condominium                                                       6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20351101                                          360                                   356
          30650          GA                  MADISON                                             Single Family                                                     6.8750                    0.5000                  -                    0.0130                     -                                        6.3620                         20351101                                          360                                   356
          11798          NY                  WYANDANCH                                           Single Family                                                     8.6800                    0.5000                  -                    0.0130                     -                                        8.1670                         20351101                                          360                                   356
           7885          NJ                  WHARTON                                             Single Family                                                     6.9500                    0.5000                  -                    0.0130                     -                                        6.4370                         20351101                                          360                                   356
          78258          TX                  SAN ANTONIO                                         PUD                                                               6.8500                    0.5000                  -                    0.0130                     -                                        6.3370                         20351201                                          360                                   357
          33138          FL                  EL PORTAL                                           Single Family                                                     6.5950                    0.5000                  -                    0.0130                     -                                        6.0820                         20351201                                          360                                   357
          78213          TX                  SAN ANTONIO                                         Single Family                                                     8.4900                    0.5000                  -                    0.0130                     -                                        7.9770                         20351201                                          360                                   357
          29020          SC                  CAMDEN                                              Single Family                                                     7.1500                    0.5000                  -                    0.0130                     -                                        6.6370                         20351201                                          360                                   357
           3246          NH                  LACONIA                                             Single Family                                                     7.6500                    0.5000                  -                    0.0130                     -                                        7.1370                         20351201                                          360                                   357
          93638          CA                  MADERA                                              Single Family                                                     8.1900                    0.5000                  -                    0.0130                     -                                        7.6770                         20351201                                          360                                   357
          60643          IL                  CHICAGO                                             Single Family                                                     8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20351101                                          360                                   356
          75212          TX                  DALLAS                                              Single Family                                                     7.3400                    0.5000                  -                    0.0130                     -                                        6.8270                         20351201                                          360                                   357
          32708          FL                  WINTER SPRINGS                                      Single Family                                                     7.0500                    0.5000                  -                    0.0130                     -                                        6.5370                         20351101                                          360                                   356
          95677          CA                  ROCKLIN                                             Single Family                                                     9.5900                    0.5000                  -                    0.0130                     -                                        9.0770                         20351001                                          360                                   355
           8609          NJ                  HAMILTON                                            Single Family                                                     6.6000                    0.5000                  -                    0.0130                     -                                        6.0870                         20351001                                          360                                   355
          75074          TX                  PLANO                                               Single Family                                                     6.6400                    0.5000                  -                    0.0130                     -                                        6.1270                         20300901                                          300                                   294
          76017          TX                  ARLINGTON                                           Single Family                                                     6.4400                    0.5000                  -                    0.0130                     -                                        5.9270                         20350901                                          360                                   354
          19143          PA                  PHILADELPHIA                                        Single Family                                                     6.7000                    0.5000                  -                    0.0130                     -                                        6.1870                         20350901                                          360                                   354
          34769          FL                  SAINT CLOUD                                         Single Family                                                     7.8900                    0.5000                  -                    0.0130                     -                                        7.3770                         20351201                                          360                                   357
          92860          CA                  NORCO                                               Single Family                                                     6.8000                    0.5000                  -                    0.0130                     -                                        6.2870                         20351201                                          360                                   357
          60411          IL                  CHICAGO HEIGHTS                                     Single Family                                                     8.4000                    0.5000                  -                    0.0130                     -                                        7.8870                         20351201                                          360                                   357
          30014          GA                  COVINGTON                                           Single Family                                                     9.1000                    0.5000                  -                    0.0130                     -                                        8.5870                         20351201                                          360                                   357
          32206          FL                  JACKSONVILLE                                        Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20351201                                          360                                   357
          60047          IL                  HAWTHORN WOODS                                      Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20351201                                          360                                   357
          43302          OH                  MARION                                              Single Family                                                     9.3000                    0.5000                  -                    0.0130                     -                                        8.7870                         20351201                                          360                                   357
          89107          NV                  LAS VEGAS                                           Single Family                                                    10.3200                    0.5000                  -                    0.0130                     -                                        9.8070                         20351201                                          360                                   357
          70810          LA                  BATON ROUGE                                         Single Family                                                     8.0900                    0.5000                  -                    0.0130                     -                                        7.5770                         20351101                                          360                                   356
          39307          MS                  MERIDIAN                                            Single Family                                                     9.3900                    0.5000                  -                    0.0130                     -                                        8.8770                         20351201                                          360                                   357
          92807          CA                  ANAHEIM                                             Single Family                                                     8.3000                    0.5000                  -                    0.0130                     -                                        7.7870                         20351101                                          360                                   356
          94585          CA                  SUISUN CITY                                         Single Family                                                     5.9000                    0.5000                  -                    0.0130                     -                                        5.3870                         20351101                                          360                                   356
          90040          CA                  COMMERCE                                            Single Family                                                     6.4500                    0.5000                  -                    0.0130                     -                                        5.9370                         20351201                                          360                                   357
           6705          CT                  WATERBURY                                           Condominium                                                       9.2500                    0.5000                  -                    0.0130                     -                                        8.7370                         20351201                                          360                                   357
          20871          MD                  CLARKSBURG                                          Single Family                                                     6.9000                    0.5000                  -                    0.0130                     -                                        6.3870                         20351201                                          360                                   357
          48239          MI                  REDFORD                                             Single Family                                                     9.3000                    0.5000                  -                    0.0130                     -                                        8.7870                         20351101                                          360                                   356
          55378          MN                  SAVAGE                                              Single Family                                                     7.8900                    0.5000                  -                    0.0130                     -                                        7.3770                         20351101                                          360                                   356
          30180          GA                  VILLA RICA                                          Single Family                                                     8.4900                    0.5000                  -                    0.0130                     -                                        7.9770                         20351101                                          360                                   356
          95660          CA                  NORTH HIGHLANDS                                     Single Family                                                     7.2400                    0.5000                  -                    0.0130                     -                                        6.7270                         20351101                                          360                                   356
          30075          GA                  ROSWELL                                             Single Family                                                     6.9400                    0.5000                  -                    0.0130                     -                                        6.4270                         20351101                                          360                                   356
          23452          VA                  VIRGINIA BEACH                                      Single Family                                                     7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20351101                                          360                                   356
          92114          CA                  SAN DIEGO                                           Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20351101                                          360                                   356
          60638          IL                  CHICAGO                                             Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351101                                          360                                   356
          32536          FL                  CRESTVIEW                                           Single Family                                                     9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20351101                                          360                                   356
          60137          IL                  GLEN ELLYN                                          Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351101                                          360                                   356
          92804          CA                  ANAHEIM                                             Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351101                                          360                                   356
          91732          CA                  EL MONTE                                            Single Family                                                     6.0000                    0.5000                  -                    0.0130                     -                                        5.4870                         20351101                                          360                                   356
          30815          GA                  HEPHZIBAH                                           Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20351201                                          360                                   357
          92308          CA                  APPLE VALLEY                                        Single Family                                                     6.9400                    0.5000                  -                    0.0130                     -                                        6.4270                         20351201                                          360                                   357
          60620          IL                  CHICAGO                                             Single Family                                                     8.7700                    0.5000                  -                    0.0130                     -                                        8.2570                         20351101                                          360                                   356
          33065          FL                  CORAL SPRINGS                                       Single Family                                                     9.2400                    0.5000                  -                    0.0130                     -                                        8.7270                         20351201                                          360                                   357
          33972          FL                  LEHIGH ACRES                                        Single Family                                                     7.5500                    0.5000                  -                    0.0130                     -                                        7.0370                         20351101                                          360                                   356
          92504          CA                  RIVERSIDE                                           Single Family                                                     7.3900                    0.5000                  -                    0.0130                     -                                        6.8770                         20351101                                          360                                   356
          95307          CA                  CERES                                               Single Family                                                     7.7750                    0.5000                  -                    0.0130                     -                                        7.2620                         20351101                                          360                                   356
          23060          VA                  GLEN ALLEN                                          Single Family                                                     9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20351101                                          360                                   356
          34746          FL                  KISSIMMEE                                           PUD                                                               8.6500                    0.5000                  -                    0.0130                     -                                        8.1370                         20351201                                          360                                   357
           7740          NJ                  LONG BRANCH                                         Single Family                                                     8.4250                    0.5000                  -                    0.0130                     -                                        7.9120                         20351201                                          360                                   357
          95490          CA                  WILLITS                                             Single Family                                                     7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20351101                                          360                                   356
          33319          FL                  LAUDERDALE                                          Condominium                                                       6.4000                    0.5000                  -                    0.0130                     -                                        5.8870                         20351101                                          360                                   356
          37920          TN                  KNOXVILLE                                           Single Family                                                     7.8900                    0.5000                  -                    0.0130                     -                                        7.3770                         20351101                                          360                                   356
          33065          FL                  CORAL SPRINGS                                       Single Family                                                     5.9900                    0.5000                  -                    0.0130                     -                                        5.4770                         20351101                                          360                                   356
          33566          FL                  PLANT CITY                                          Single Family                                                     5.7400                    0.5000                  -                    0.0130                     -                                        5.2270                         20351201                                          360                                   357
          33710          FL                  SAINT PETERSBURG                                    Single Family                                                     8.8000                    0.5000                  -                    0.0130                     -                                        8.2870                         20350901                                          360                                   354
          22969          VA                  SCHUYLER                                            Single Family                                                     8.7900                    0.5000                  -                    0.0130                     -                                        8.2770                         20351101                                          360                                   356
          60623          IL                  CHICAGO                                             Single Family                                                     8.9500                    0.5000                  -                    0.0130                     -                                        8.4370                         20351101                                          360                                   356
          60433          IL                  JOLIET                                              2-4 Family                                                        7.6600                    0.5000                  -                    0.0130                     -                                        7.1470                         20351101                                          360                                   356
          29841          SC                  NORTH AUGUSTA                                       Single Family                                                     6.4200                    0.5000                  -                    0.0130                     -                                        5.9070                         20350901                                          360                                   354
          23704          VA                  PORTSMOUTH                                          Single Family                                                     8.8900                    0.5000                  -                    0.0130                     -                                        8.3770                         20351001                                          360                                   355
          93304          CA                  BAKERSFIELD                                         Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20351101                                          360                                   356
          92345          CA                  HESPERIA                                            Single Family                                                     7.2900                    0.5000                  -                    0.0130                     -                                        6.7770                         20351001                                          360                                   355
          23237          VA                  RICHMOND                                            Single Family                                                     8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20351101                                          360                                   356
          30076          GA                  ROSWELL                                             Single Family                                                     6.7000                    0.5000                  -                    0.0130                     -                                        6.1870                         20351101                                          360                                   356
          60804          IL                  CICERO                                              2-4 Family                                                        7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351001                                          360                                   355
          21113          MD                  ODENTON                                             Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20351001                                          360                                   355
          92337          CA                  FONTANA                                             Single Family                                                     5.9500                    0.5000                  -                    0.0130                     -                                        5.4370                         20351001                                          360                                   355
           6511          CT                  NEW HAVEN                                           2-4 Family                                                        7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351001                                          360                                   355
          60652          IL                  CHICAGO                                             Single Family                                                     6.7400                    0.5000                  -                    0.0130                     -                                        6.2270                         20351001                                          360                                   355
          14075          NY                  HAMBURG                                             Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20351001                                          360                                   355
           4364          ME                  WINTHROP                                            Single Family                                                     7.1800                    0.5000                  -                    0.0130                     -                                        6.6670                         20351101                                          360                                   356
          90805          CA                  LONG BEACH                                          2-4 Family                                                        7.0500                    0.5000                  -                    0.0130                     -                                        6.5370                         20351001                                          360                                   355
          46226          IN                  INDIANAPOLIS                                        Single Family                                                     8.5900                    0.5000                  -                    0.0130                     -                                        8.0770                         20351001                                          360                                   355
          92704          CA                  SANTA ANA                                           Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20351101                                          360                                   356
          92201          CA                  INDIO                                               Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20351001                                          360                                   355
          36869          AL                  PHENIX CITY                                         Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20351101                                          360                                   356
          60506          IL                  AURORA                                              Condominium                                                       7.8900                    0.5000                  -                    0.0130                     -                                        7.3770                         20351001                                          360                                   355
          32567          FL                  LAUREL HILL                                         Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351101                                          360                                   356
          93304          CA                  BAKERSFIELD                                         Single Family                                                     7.5200                    0.5000                  -                    0.0130                     -                                        7.0070                         20351001                                          360                                   355
          62450          IL                  OLNEY                                               Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20351001                                          360                                   355
          10701          NY                  YONKERS                                             2-4 Family                                                        6.7900                    0.5000                  -                    0.0130                     -                                        6.2770                         20351001                                          360                                   355
          94801          CA                  RICHMOND                                            PUD                                                               6.9500                    0.5000                  -                    0.0130                     -                                        6.4370                         20351001                                          360                                   355
          33325          FL                  PLANTATION                                          PUD                                                               7.5900                    0.5000                  -                    0.0130                     -                                        7.0770                         20351001                                          360                                   355
          23231          VA                  RICHMOND                                            Single Family                                                     8.6400                    0.5000                  -                    0.0130                     -                                        8.1270                         20351001                                          360                                   355
          60131          IL                  FRANKLIN PARK                                       Single Family                                                     7.4000                    0.5000                  -                    0.0130                     -                                        6.8870                         20351001                                          360                                   355
          60510          IL                  BATAVIA                                             Single Family                                                     5.9900                    0.5000                  -                    0.0130                     -                                        5.4770                         20350901                                          360                                   354
          90249          CA                  GARDENA                                             Single Family                                                     5.9900                    0.5000                  -                    0.0130                     -                                        5.4770                         20351001                                          360                                   355
          44883          OH                  TIFFIN                                              Single Family                                                     8.4400                    0.5000                  -                    0.0130                     -                                        7.9270                         20350901                                          360                                   354
          60445          IL                  CRESTWOOD                                           Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20350901                                          360                                   354
          92882          CA                  CORONA                                              Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351001                                          360                                   355
          96022          CA                  COTTONWOOD                                          Single Family                                                     6.6400                    0.5000                  -                    0.0130                     -                                        6.1270                         20350901                                          360                                   354
          97203          OR                  PORTLAND                                            Single Family                                                     6.3400                    0.5000                  -                    0.0130                     -                                        5.8270                         20350901                                          360                                   354
           8075          NJ                  DELRAN                                              Single Family                                                     8.5900                    0.5000                  -                    0.0130                     -                                        8.0770                         20350901                                          360                                   354
          33311          FL                  FORT LAUDERDALE                                     Single Family                                                     6.9400                    0.5000                  -                    0.0130                     -                                        6.4270                         20350901                                          360                                   354
          92114          CA                  SAN DIEGO                                           Single Family                                                     6.4900                    0.5000                  -                    0.0130                     -                                        5.9770                         20350901                                          360                                   354
          20002          DC                  WASHINGTON                                          PUD                                                               6.8500                    0.5000                  -                    0.0130                     -                                        6.3370                         20350801                                          360                                   353
          10701          NY                  YONKERS                                             2-4 Family                                                        8.3900                    0.5000                  -                    0.0130                     -                                        7.8770                         20350901                                          360                                   354
           2825          RI                  FOSTER                                              Single Family                                                     7.7900                    0.5000                  -                    0.0130                     -                                        7.2770                         20360201                                          360                                   359
           8852          NJ                  South Brunswick(Monmouth                            Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20351201                                          360                                   357
           8330          NJ                  Township of Hamilton                                Single Family                                                     9.1250                    0.5000                  -                    0.0130                     -                                        8.6120                         20351201                                          360                                   357
          12550          NY                  Newburgh                                            Single Family                                                     7.6250                    0.5000                  -                    0.0130                     -                                        7.1120                         20351201                                          360                                   357
           6405          CT                  Branford                                            Single Family                                                     7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20351201                                          360                                   357
           8234          NJ                  Egg Harbor Township                                 Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351201                                          360                                   357
           7826          NJ                  Branchville (Frankford)                             Single Family                                                     7.7000                    0.5000                  -                    0.0130                     -                                        7.1870                         20351201                                          360                                   357
           7063          NJ                  North Plainfield                                    Single Family                                                     8.7000                    0.5000                  -                    0.0130                     -                                        8.1870                         20351201                                          360                                   357
           8057          NJ                  Moorestown                                          Single Family                                                     7.3500                    0.5000                  -                    0.0130                     -                                        6.8370                         20351101                                          360                                   356
          12603          NY                  Poughkeepsie                                        Single Family                                                     8.1000                    0.5000                  -                    0.0130                     -                                        7.5870                         20351101                                          360                                   356
           6111          CT                  Newington                                           Single Family                                                     7.4000                    0.5000                  -                    0.0130                     -                                        6.8870                         20351101                                          360                                   356
          19335          PA                  Downingtown                                         Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351101                                          360                                   356
           6040          CT                  Manchester                                          Single Family                                                     8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20351201                                          360                                   357
          23608          VA                  Newport News                                        Townhouse                                                         7.0000                    0.5000                  -                    0.0130                     -                                        6.4870                         20351201                                          360                                   357
          21220          MD                  Baltimore                                           Single Family                                                     9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20351201                                          360                                   357
          17701          PA                  Williamsport                                        Single Family                                                     9.8750                    0.5000                  -                    0.0130                     -                                        9.3620                         20351101                                          360                                   356
           6483          CT                  Seymour                                             Condominium                                                       7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20351201                                          360                                   357
          20737          MD                  Riverdale                                           Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20351101                                          360                                   356
          14216          NY                  Buffalo                                             Single Family                                                     9.2500                    0.5000                  -                    0.0130                     -                                        8.7370                         20351101                                          360                                   356
           8332          NJ                  Millville                                           Single Family                                                     8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20351001                                          360                                   355
           8511          NJ                  New Hanover (Cookstown)                             Single Family                                                     7.5500                    0.5000                  -                    0.0130                     -                                        7.0370                         20351101                                          360                                   356
          11436          NY                  South Ozone Park                                    Single Family                                                     7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20351201                                          360                                   357
          85308          AZ                  Glendale                                            PUD                                                               7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20351201                                          360                                   357
          98002          WA                  Auburn                                              Single Family                                                     7.0000                    0.5000                  -                    0.0130                     -                                        6.4870                         20351201                                          360                                   357
          98026          WA                  Edmonds                                             Single Family                                                     7.1250                    0.5000                  -                    0.0130                     -                                        6.6120                         20351201                                          360                                   357
          91340          CA                  San Fernando                                        Single Family                                                     7.1250                    0.5000                  -                    0.0130                     -                                        6.6120                         20351201                                          360                                   357
          92860          CA                  Norco                                               Single Family                                                     7.6250                    0.5000                  -                    0.0130                     -                                        7.1120                         20351201                                          360                                   357
          90220          CA                  Compton                                             Single Family                                                     7.1250                    0.5000                  -                    0.0130                     -                                        6.6120                         20351201                                          360                                   357
          92688          CA                  Rancho Santa Margarita                              PUD                                                               8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20351201                                          360                                   357
          93312          CA                  Bakersfield                                         Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20351201                                          360                                   357
          92410          CA                  Highland                                            Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351201                                          360                                   357
          22192          VA                  Woodbridge                                          PUD                                                               6.3500                    0.5000                  -                    0.0130                     -                                        5.8370                         20351201                                          360                                   357
          55409          MN                  Minneapolis                                         Single Family                                                     6.9250                    0.5000                  -                    0.0130                     -                                        6.4120                         20351201                                          360                                   357
          92509          CA                  Riverside Area                                      Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351201                                          360                                   357
          93312          CA                  Bakersfield                                         Single Family                                                     7.3000                    0.5000                  -                    0.0130                     -                                        6.7870                         20351001                                          360                                   355
          93561          CA                  Tehachapi Area                                      PUD                                                               6.3500                    0.5000                  -                    0.0130                     -                                        5.8370                         20351101                                          360                                   356
          85242          AZ                  Queen Creek                                         PUD                                                               6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20351001                                          360                                   355
          30188          GA                  Woodstock                                           PUD                                                               6.8800                    0.5000                  -                    0.0130                     -                                        6.3670                         20351201                                          360                                   357
          30189          GA                  Woodstock                                           PUD                                                               7.6500                    0.5000                  -                    0.0130                     -                                        7.1370                         20351101                                          360                                   356
          30705          GA                  Chatsworth                                          PUD                                                               6.8750                    0.5000                  -                    0.0130                     -                                        6.3620                         20351201                                          360                                   357
          30134          GA                  Douglasville                                        PUD                                                               8.6000                    0.5000                  -                    0.0130                     -                                        8.0870                         20351101                                          360                                   356
          30157          GA                  Dallas                                              PUD                                                               7.8000                    0.5000                  -                    0.0130                     -                                        7.2870                         20351001                                          360                                   355
          30349          GA                  College Park                                        PUD                                                               6.8800                    0.5000                  -                    0.0130                     -                                        6.3670                         20351201                                          360                                   357
          30002          GA                  Avondale Estates                                    PUD                                                               9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20351001                                          360                                   355
          34288          FL                  Northport                                           Single Family                                                     9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20351101                                          360                                   356
          30519          GA                  Buford                                              Single Family                                                     8.1250                    0.5000                  -                    0.0130                     -                                        7.6120                         20351201                                          360                                   357
          30344          GA                  East Point                                          Single Family                                                     8.6000                    0.5000                  -                    0.0130                     -                                        8.0870                         20351101                                          360                                   356
          30144          GA                  Kennesaw                                            Single Family                                                     7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20351101                                          360                                   356
          30094          GA                  Conyers                                             Single Family                                                     8.6250                    0.5000                  -                    0.0130                     -                                        8.1120                         20351201                                          360                                   357
          30054          GA                  Oxford                                              Single Family                                                     6.7250                    0.5000                  -                    0.0130                     -                                        6.2120                         20351201                                          360                                   357
          30025          GA                  Social Circle                                       Single Family                                                     7.6500                    0.5000                  -                    0.0130                     -                                        7.1370                         20351101                                          360                                   356
          30504          GA                  Gainesville                                         Single Family                                                     7.9000                    0.5000                  -                    0.0130                     -                                        7.3870                         20351101                                          360                                   356
          30039          GA                  Snellville                                          Single Family                                                     6.9500                    0.5000                  -                    0.0130                     -                                        6.4370                         20351101                                          360                                   356
          30068          GA                  Marietta                                            PUD                                                               7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20351101                                          360                                   356
          30044          GA                  Lawrenceville                                       PUD                                                               8.3750                    0.5000                  -                    0.0130                     -                                        7.8620                         20351201                                          360                                   357
          30043          GA                  Lawrenceville                                       PUD                                                               6.2500                    0.5000                  -                    0.0130                     -                                        5.7370                         20351201                                          360                                   357
          31605          GA                  Valdosta                                            Single Family                                                     9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20351101                                          360                                   356
           8817          NJ                  Edison                                              Single Family                                                     6.2500                    0.5000                  -                    0.0130                     -                                        5.7370                         20351201                                          360                                   357
           7112          NJ                  Newark                                              2-4 Family                                                        8.4500                    0.5000                  -                    0.0130                     -                                        7.9370                         20351201                                          360                                   357
           8021          NJ                  Clementon                                           Single Family                                                     7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20351201                                          360                                   357
           7410          NJ                  Fair Lawn                                           Single Family                                                     8.1500                    0.5000                  -                    0.0130                     -                                        7.6370                         20351201                                          360                                   357
           8835          NJ                  Manville                                            2-4 Family                                                        7.4000                    0.5000                  -                    0.0130                     -                                        6.8870                         20351201                                          360                                   357
          15501          PA                  Somerset                                            Single Family                                                     8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20351201                                          360                                   357
           8096          NJ                  Deptford                                            PUD                                                               6.8000                    0.5000                  -                    0.0130                     -                                        6.2870                         20351201                                          360                                   357
           8302          NJ                  Bridgeton                                           2-4 Family                                                        8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20351201                                          360                                   357
          17067          PA                  Myerstown                                           Single Family                                                     8.0500                    0.5000                  -                    0.0130                     -                                        7.5370                         20351201                                          360                                   357
          32244          FL                  Jacksonville                                        Single Family                                                     8.9000                    0.5000                  -                    0.0130                     -                                        8.3870                         20351101                                          360                                   356
          14150          NY                  Tonawanda                                           Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20351201                                          360                                   357
          11412          NY                  Saint Albans                                        Single Family                                                     7.9000                    0.5000                  -                    0.0130                     -                                        7.3870                         20351101                                          360                                   356
          10546          NY                  Millwood                                            PUD                                                               7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20351201                                          360                                   357
           8758          NJ                  Township of Ocean (Wareto                           Single Family                                                     8.1000                    0.5000                  -                    0.0130                     -                                        7.5870                         20351101                                          360                                   356
           7106          NJ                  Newark                                              Single Family                                                     8.6500                    0.5000                  -                    0.0130                     -                                        8.1370                         20351101                                          360                                   356
          37772          TN                  Lenoir City                                         Single Family                                                     8.9000                    0.5000                  -                    0.0130                     -                                        8.3870                         20351201                                          360                                   357
          46307          IN                  Crown Point                                         PUD                                                               7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20351201                                          360                                   357
          33544          FL                  Wesley Chapel                                       PUD                                                               7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351201                                          360                                   357
           6614          CT                  Stratford                                           Single Family                                                     6.2000                    0.5000                  -                    0.0130                     -                                        5.6870                         20351201                                          360                                   357
          11779          NY                  Ronkonkoma                                          Single Family                                                     7.6500                    0.5000                  -                    0.0130                     -                                        7.1370                         20351201                                          360                                   357
          46341          IN                  Hebron                                              Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20351101                                          360                                   356
          60629          IL                  Chicago                                             Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351201                                          360                                   357
          30501          GA                  Gainesville                                         Single Family                                                     8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20351201                                          360                                   357
          33624          FL                  Tampa                                               Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20351201                                          360                                   357
          32738          FL                  Deltona                                             Single Family                                                     8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20351201                                          360                                   357
          14075          NY                  Hamburg                                             Single Family                                                     8.1500                    0.5000                  -                    0.0130                     -                                        7.6370                         20351201                                          360                                   357
          31217          GA                  Macon                                               Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351201                                          360                                   357
          32811          FL                  Orlando                                             Condominium                                                       7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351201                                          360                                   357
          34772          FL                  Saint Cloud                                         Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351201                                          360                                   357
          34746          FL                  Kissimmee                                           PUD                                                               7.3750                    0.5000                  -                    0.0130                     -                                        6.8620                         20351201                                          360                                   357
          22408          VA                  Fredericksburg                                      PUD                                                               6.8750                    0.5000                  -                    0.0130                     -                                        6.3620                         20351201                                          360                                   357
          30240          GA                  Lagrange                                            Single Family                                                     7.3000                    0.5000                  -                    0.0130                     -                                        6.7870                         20351201                                          360                                   357
          31217          GA                  Macon                                               Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351201                                          360                                   357
          34759          FL                  Kissimmee                                           PUD                                                               8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20351201                                          360                                   357
          32818          FL                  Orlando                                             PUD                                                               7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20351101                                          360                                   356
          34759          FL                  Kissimmee                                           PUD                                                               8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20351101                                          360                                   356
          28152          NC                  Shelby                                              Single Family                                                     7.8000                    0.5000                  -                    0.0130                     -                                        7.2870                         20351101                                          360                                   356
          34746          FL                  Kissimmee                                           PUD                                                               8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20351201                                          360                                   357
          22405          VA                  Fredreicksburg                                      Single Family                                                     8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20351201                                          360                                   357
          32168          FL                  New Smyrna Beach                                    Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20351101                                          360                                   356
          34744          FL                  Kissimmee                                           PUD                                                               7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351201                                          360                                   357
          34758          FL                  Kissimmee                                           PUD                                                               8.3500                    0.5000                  -                    0.0130                     -                                        7.8370                         20351101                                          360                                   356
          33463          FL                  Lake Worth                                          PUD                                                               7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351201                                          360                                   357
          33436          FL                  Boynton Beach                                       PUD                                                               7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20351101                                          360                                   356
          34772          FL                  Saint Cloud                                         PUD                                                               7.5500                    0.5000                  -                    0.0130                     -                                        7.0370                         20351101                                          360                                   356
          33461          FL                  Palm Springs                                        Single Family                                                     7.8000                    0.5000                  -                    0.0130                     -                                        7.2870                         20351101                                          360                                   356
          18049          PA                  Emmaus                                              Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20351101                                          360                                   356
          33405          FL                  West Palm Beach                                     Single Family                                                     7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20351201                                          360                                   357
          33467          FL                  Lake Worth                                          PUD                                                               6.6000                    0.5000                  -                    0.0130                     -                                        6.0870                         20351201                                          360                                   357
          32839          FL                  Orlando                                             Condominium                                                       8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20351101                                          360                                   356
          31030          GA                  Fort Valley                                         Single Family                                                     7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20351101                                          360                                   356
          33313          FL                  Sunrise                                             Single Family                                                     7.3000                    0.5000                  -                    0.0130                     -                                        6.7870                         20351201                                          360                                   357
          32824          FL                  Orlando                                             PUD                                                               7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351101                                          360                                   356
          34748          FL                  Leesburg                                            Single Family                                                     7.4000                    0.5000                  -                    0.0130                     -                                        6.8870                         20351101                                          360                                   356
          33470          FL                  Loxahatchee                                         PUD                                                               7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351101                                          360                                   356
          22980          VA                  Waynesboro                                          Single Family                                                     9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20351001                                          360                                   355
          22485          VA                  King George                                         Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20351001                                          360                                   355
           6512          CT                  East Haven                                          Condominium                                                       7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20351101                                          360                                   356
           8873          NJ                  Franklin                                            Condominium                                                       7.8000                    0.5000                  -                    0.0130                     -                                        7.2870                         20351201                                          360                                   357
           8722          NJ                  Beachwood                                           Single Family                                                     8.6500                    0.5000                  -                    0.0130                     -                                        8.1370                         20351101                                          360                                   356
           7017          NJ                  East Orange                                         2-4 Family                                                        8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20351201                                          360                                   357
          19003          PA                  Haverford Township                                  Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20351201                                          360                                   357
           1570          MA                  Webster                                             Single Family                                                     7.3500                    0.5000                  -                    0.0130                     -                                        6.8370                         20351201                                          360                                   357
           6705          CT                  Waterbury                                           Condominium                                                       5.7500                    0.5000                  -                    0.0130                     -                                        5.2370                         20351201                                          360                                   357
          44109          OH                  Cleveland                                           2-4 Family                                                        7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351201                                          360                                   357
           7304          NJ                  Jersey City                                         Single Family                                                     6.5500                    0.5000                  -                    0.0130                     -                                        6.0370                         20351201                                          360                                   357
           7017          NJ                  East Orange                                         Single Family                                                     6.8000                    0.5000                  -                    0.0130                     -                                        6.2870                         20351201                                          360                                   357
          22192          VA                  Woodbridge                                          Condominium                                                       8.1000                    0.5000                  -                    0.0130                     -                                        7.5870                         20351201                                          360                                   357
           6708          CT                  Waterbury                                           Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20351201                                          360                                   357
          17701          PA                  Williamsport                                        2-4 Family                                                        8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20351201                                          360                                   357
           6776          CT                  New Milford                                         Condominium                                                       6.3750                    0.5000                  -                    0.0130                     -                                        5.8620                         20351201                                          360                                   357
          19083          PA                  Havertown, Upper Darby T                            Single Family                                                     6.8000                    0.5000                  -                    0.0130                     -                                        6.2870                         20351201                                          360                                   357
           7050          NJ                  Orange                                              2-4 Family                                                        7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351201                                          360                                   357
           7047          NJ                  North Bergen                                        2-4 Family                                                        8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20351201                                          360                                   357
           7032          NJ                  Kearny                                              Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20351201                                          360                                   357
           8861          NJ                  Perth Amboy                                         Single Family                                                     7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20351201                                          360                                   357
           7461          NJ                  Wantage                                             Single Family                                                     6.0000                    0.5000                  -                    0.0130                     -                                        5.4870                         20351201                                          360                                   357
           6515          CT                  New Haven                                           Single Family                                                     6.2500                    0.5000                  -                    0.0130                     -                                        5.7370                         20351201                                          360                                   357
          18346          PA                  Pocono Summit                                       PUD                                                               8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20351201                                          360                                   357
           2905          RI                  Providence                                          2-4 Family                                                        7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351201                                          360                                   357
           2909          RI                  Providence                                          2-4 Family                                                        8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20351201                                          360                                   357
           7106          NJ                  Newark                                              Single Family                                                     6.3500                    0.5000                  -                    0.0130                     -                                        5.8370                         20351201                                          360                                   357
           7102          NJ                  Newark                                              2-4 Family                                                        7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351201                                          360                                   357
          34698          FL                  Dunedin                                             Single Family                                                     7.4000                    0.5000                  -                    0.0130                     -                                        6.8870                         20351201                                          360                                   357
          33952          FL                  Port Charlotte                                      Single Family                                                     7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20351201                                          360                                   357
           2863          RI                  Central Falls                                       2-4 Family                                                        7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351201                                          360                                   357
           8046          NJ                  Township of Willingboro                             Single Family                                                     9.1250                    0.5000                  -                    0.0130                     -                                        8.6120                         20351201                                          360                                   357
          11798          NY                  Wyandanch                                           Single Family                                                     8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20351201                                          360                                   357
          19006          PA                  Township of Lower Morelan                           Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20351201                                          360                                   357
          21133          MD                  Randallstown                                        PUD                                                               7.6250                    0.5000                  -                    0.0130                     -                                        7.1120                         20351201                                          360                                   357
          19468          PA                  Borough of Royersford                               Single Family                                                     8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20351201                                          360                                   357
           7501          NJ                  Paterson                                            2-4 Family                                                        8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20351201                                          360                                   357
           7104          NJ                  Newark                                              Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351201                                          360                                   357
          18015          PA                  Township of Salisbury                               Single Family                                                     9.8750                    0.5000                  -                    0.0130                     -                                        9.3620                         20351201                                          360                                   357
           2885          RI                  Warren                                              Single Family                                                     7.8000                    0.5000                  -                    0.0130                     -                                        7.2870                         20351201                                          360                                   357
           6039          CT                  Lakeville                                           Single Family                                                     7.0000                    0.5000                  -                    0.0130                     -                                        6.4870                         20351201                                          360                                   357
           7801          NJ                  Dover                                               Single Family                                                     7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20351201                                          360                                   357
           8846          NJ                  Middlesex                                           Condominium                                                       8.2000                    0.5000                  -                    0.0130                     -                                        7.6870                         20351201                                          360                                   357
           7111          NJ                  Irvington                                           2-4 Family                                                        8.4500                    0.5000                  -                    0.0130                     -                                        7.9370                         20351201                                          360                                   357
           6790          CT                  Torrington                                          2-4 Family                                                        6.8500                    0.5000                  -                    0.0130                     -                                        6.3370                         20351201                                          360                                   357
          32137          FL                  Palm Coast                                          Single Family                                                     7.6500                    0.5000                  -                    0.0130                     -                                        7.1370                         20351201                                          360                                   357
           8873          NJ                  Franklin Township                                   Single Family                                                     8.7000                    0.5000                  -                    0.0130                     -                                        8.1870                         20351201                                          360                                   357
           6320          CT                  New London                                          2-4 Family                                                        6.1500                    0.5000                  -                    0.0130                     -                                        5.6370                         20351201                                          360                                   357
          21009          MD                  Abingdon                                            PUD                                                               7.8000                    0.5000                  -                    0.0130                     -                                        7.2870                         20351201                                          360                                   357
           7112          NJ                  Newark                                              2-4 Family                                                        7.6500                    0.5000                  -                    0.0130                     -                                        7.1370                         20351201                                          360                                   357
           7017          NJ                  East Orange                                         Single Family                                                     8.1000                    0.5000                  -                    0.0130                     -                                        7.5870                         20351201                                          360                                   357
           7712          NJ                  Tinton Falls                                        Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20351201                                          360                                   357
          34120          FL                  Naples                                              Single Family                                                     6.2500                    0.5000                  -                    0.0130                     -                                        5.7370                         20351201                                          360                                   357
           7054          NJ                  Parsippany                                          Single Family                                                     7.5500                    0.5000                  -                    0.0130                     -                                        7.0370                         20351201                                          360                                   357
          17314          PA                  Township of Peach Bottom                            Single Family                                                     8.7000                    0.5000                  -                    0.0130                     -                                        8.1870                         20351201                                          360                                   357
          19111          PA                  Philadelphia                                        Single Family                                                     8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20351101                                          360                                   356
           8332          NJ                  City of Millville                                   Single Family                                                     7.9000                    0.5000                  -                    0.0130                     -                                        7.3870                         20351101                                          360                                   356
          18104          PA                  Township of South Whiteha                           Single Family                                                     7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20351101                                          360                                   356
           7068          NJ                  Roseland                                            Single Family                                                     6.7000                    0.5000                  -                    0.0130                     -                                        6.1870                         20351201                                          360                                   357
          10302          NY                  Staten Island                                       Single Family                                                     9.3000                    0.5000                  -                    0.0130                     -                                        8.7870                         20351201                                          360                                   357
           6606          CT                  Bridgeport                                          Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20351201                                          360                                   357
           6018          CT                  North Canaan                                        Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20351201                                          360                                   357
          18951          PA                  Township of Springfield                             Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20351201                                          360                                   357
           6040          CT                  Manchester                                          Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351101                                          360                                   356
           2888          RI                  Warwick                                             Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20351201                                          360                                   357
           7501          NJ                  Paterson                                            2-4 Family                                                        8.9500                    0.5000                  -                    0.0130                     -                                        8.4370                         20351101                                          360                                   356
          34236          FL                  Sarasota                                            2-4 Family                                                        6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20351201                                          360                                   357
           6066          CT                  Manchester                                          Single Family                                                     7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20351201                                          360                                   357
           6606          CT                  Bridgeport                                          Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20351201                                          360                                   357
          44102          OH                  Cleveland                                           Single Family                                                     7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20351101                                          360                                   356
          11554          NY                  East Meadow                                         Single Family                                                     6.8000                    0.5000                  -                    0.0130                     -                                        6.2870                         20351101                                          360                                   356
          10305          NY                  Borough of Staten Island                            Single Family                                                     7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20351101                                          360                                   356
          33952          FL                  Port Charlotte                                      Single Family                                                     7.5500                    0.5000                  -                    0.0130                     -                                        7.0370                         20351201                                          360                                   357
          11790          NY                  Stony Brook                                         Single Family                                                     7.5500                    0.5000                  -                    0.0130                     -                                        7.0370                         20351201                                          360                                   357
          21060          MD                  Glen Burnie                                         Single Family                                                     8.0500                    0.5000                  -                    0.0130                     -                                        7.5370                         20351201                                          360                                   357
          11735          NY                  Farmingdale                                         Single Family                                                     7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20351101                                          360                                   356
          23455          VA                  Virginia Beach                                      Condominium                                                       8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20351201                                          360                                   357
          12513          NY                  Claverack                                           Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351201                                          360                                   357
          11580          NY                  Valley Stream                                       Single Family                                                     8.3500                    0.5000                  -                    0.0130                     -                                        7.8370                         20351201                                          360                                   357
          12592          NY                  Wassaic                                             Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20351201                                          360                                   357
           6002          CT                  Bloomfield                                          Single Family                                                     7.2000                    0.5000                  -                    0.0130                     -                                        6.6870                         20201201                                          180                                   177
           6710          CT                  Waterbury                                           Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20351201                                          360                                   357
          11747          NY                  Melville                                            Single Family                                                     7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20351101                                          360                                   356
           7461          NJ                  Township of Wantage                                 Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351101                                          360                                   356
           8088          NJ                  Tabernacle Township                                 Single Family                                                     7.5500                    0.5000                  -                    0.0130                     -                                        7.0370                         20351101                                          360                                   356
          12516          NY                  Town of Copake                                      Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351101                                          360                                   356
           7106          NJ                  Newark                                              Single Family                                                     7.5500                    0.5000                  -                    0.0130                     -                                        7.0370                         20351201                                          360                                   357
           7631          NJ                  Englewood                                           Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351101                                          360                                   356
          34286          FL                  North Port                                          Single Family                                                     7.3750                    0.5000                  -                    0.0130                     -                                        6.8620                         20351101                                          360                                   356
           6437          CT                  Guilford                                            Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351201                                          360                                   357
           2919          RI                  Johnston                                            Single Family                                                     7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20351001                                          360                                   355
           8081          NJ                  Twp of Gloucester                                   Single Family                                                     8.9500                    0.5000                  -                    0.0130                     -                                        8.4370                         20351001                                          360                                   355
          21157          MD                  Westminster                                         PUD                                                               8.4500                    0.5000                  -                    0.0130                     -                                        7.9370                         20351001                                          360                                   355
          12804          NY                  Queensbury                                          Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351201                                          360                                   357
           6281          CT                  Woodstock                                           Condominium                                                       8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20351201                                          360                                   357
           6706          CT                  Waterbury                                           Single Family                                                     8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20351101                                          360                                   356
           6606          CT                  Bridgeport                                          Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351101                                          360                                   356
           6776          CT                  New Milford                                         Single Family                                                     7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20350801                                          360                                   353
           7087          NJ                  Union City                                          2-4 Family                                                        9.8750                    0.5000                  -                    0.0130                     -                                        9.3620                         20351201                                          360                                   357
          14211          NY                  Cheektowaga                                         2-4 Family                                                        8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20351201                                          360                                   357
           7410          NJ                  Fair Lawn                                           Single Family                                                     8.5500                    0.5000                  -                    0.0130                     -                                        8.0370                         20351101                                          360                                   356
           8904          NJ                  Highland Park                                       Single Family                                                     8.4500                    0.5000                  -                    0.0130                     -                                        7.9370                         20351101                                          360                                   356
          32720          FL                  Deland                                              Single Family                                                    12.5000                    0.5000                  -                    0.0130                     -                                       11.9870                         20360101                                          360                                   358
          32720          FL                  Deland                                              Single Family                                                     8.9000                    0.5000                  -                    0.0130                     -                                        8.3870                         20360101                                          360                                   358
          20708          MD                  Laurel                                              PUD                                                               7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20350601                                          360                                   351
          33311          FL                  Ft.Lauderdale                                       Condominium                                                      11.5000                    0.5000                  -                    0.0130                     -                                       10.9870                         20360101                                          360                                   358
          33311          FL                  Ft.Lauderdale                                       Condominium                                                       8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20360101                                          360                                   358
          19805          DE                  Wilmington                                          Single Family                                                     8.3600                    0.5000                  -                    0.0130                     -                                        7.8470                         20360101                                          360                                   358
          89081          NV                  North Las Vegas                                     PUD                                                               7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351001                                          360                                   355
          85345          AZ                  Peoria                                              Single Family                                                     6.8750                    0.5000                  -                    0.0130                     -                                        6.3620                         20351101                                          360                                   356
          64744          MO                  El Dorado Springs                                   Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351101                                          360                                   356
          32164          FL                  PALM COAST                                          Single Family                                                    12.1250                    0.5000                  -                    0.0130                     -                                       11.6120                         20360101                                          360                                   358
          55410          MN                  Minneapolis                                         Single Family                                                     6.6500                    0.5000                  -                    0.0130                     -                                        6.1370                         20360101                                          360                                   358
          32720          FL                  Deland                                              Single Family                                                    11.3750                    0.5000                  -                    0.0130                     -                                       10.8620                         20360101                                          360                                   358
          55107          MN                  SAINT PAUL                                          Single Family                                                     9.2050                    0.5000                  -                    0.0130                     -                                        8.6920                         20360101                                          360                                   358
          64085          MO                  Richmond                                            Single Family                                                     9.4500                    0.5000                  -                    0.0130                     -                                        8.9370                         20201101                                          180                                   176
          64085          MO                  Richmond                                            Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20351101                                          360                                   356
          62271          IL                  Okawville                                           Single Family                                                    10.4800                    0.5000                  -                    0.0130                     -                                        9.9670                         20201101                                          180                                   176
          61235          IL                  Atkinson                                            Single Family                                                    10.6000                    0.5000                  -                    0.0130                     -                                       10.0870                         20201101                                          180                                   176
          61235          IL                  Atkinson                                            Single Family                                                     6.8500                    0.5000                  -                    0.0130                     -                                        6.3370                         20351101                                          360                                   356
          64123          MO                  Kansas City                                         Single Family                                                     8.1000                    0.5000                  -                    0.0130                     -                                        7.5870                         20351101                                          360                                   356
          85326          AZ                  Buckeye                                             PUD                                                               6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20351101                                          360                                   356
          75048          TX                  Sachse                                              Single Family                                                     9.7400                    0.5000                  -                    0.0130                     -                                        9.2270                         20201101                                          180                                   176
          75048          TX                  Sachse                                              Single Family                                                     5.9900                    0.5000                  -                    0.0130                     -                                        5.4770                         20351101                                          360                                   356
          67204          KS                  Wichita                                             Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20351101                                          360                                   356
          85219          AZ                  Apache Jct                                          Single Family                                                     8.1000                    0.5000                  -                    0.0130                     -                                        7.5870                         20351101                                          360                                   356
          52802          IA                  Davenport                                           Single Family                                                     7.7400                    0.5000                  -                    0.0130                     -                                        7.2270                         20351101                                          360                                   356
          22546          VA                  RUTHER GLEN                                         PUD                                                              10.9900                    0.5000                  -                    0.0130                     -                                       10.4770                         20360101                                          360                                   358
          22546          VA                  RUTHER GLEN                                         PUD                                                               7.3000                    0.5000                  -                    0.0130                     -                                        6.7870                         20360101                                          360                                   358
          32720          FL                  Deland                                              Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20360101                                          360                                   358
          98569          WA                  Ocean Shores                                        Single Family                                                     8.1500                    0.5000                  -                    0.0130                     -                                        7.6370                         20360101                                          360                                   358
           6513          CT                  New Haven                                           Single Family                                                     6.8250                    0.5000                  -                    0.0130                     -                                        6.3120                         20351201                                          360                                   357
          34667          FL                  Hudson                                              Single Family                                                     7.2250                    0.5000                  -                    0.0130                     -                                        6.7120                         20351201                                          360                                   357
          33813          FL                  Lakeland                                            Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20351201                                          360                                   357
          33401          FL                  West Palm Bch                                       Single Family                                                     8.1800                    0.5000                  -                    0.0130                     -                                        7.6670                         20360101                                          360                                   358
          33168          FL                  North Miami                                         Single Family                                                     8.8500                    0.5000                  -                    0.0130                     -                                        8.3370                         20351201                                          360                                   357
           6770          CT                  Naugatuck                                           2-4 Family                                                        8.8500                    0.5000                  -                    0.0130                     -                                        8.3370                         20351201                                          360                                   357
          92354          CA                  Loma Linda                                          Single Family                                                     9.2500                    0.5000                  -                    0.0130                     -                                        8.7370                         20360101                                          360                                   358
           6360          CT                  Norwich                                             Single Family                                                     6.8000                    0.5000                  -                    0.0130                     -                                        6.2870                         20351201                                          360                                   357
          32934          FL                  Melbourne                                           PUD                                                               8.4250                    0.5000                  -                    0.0130                     -                                        7.9120                         20351201                                          360                                   357
           6513          CT                  EAST HAVEN                                          Single Family                                                     9.3950                    0.5000                  -                    0.0130                     -                                        8.8820                         20360101                                          360                                   358
          89107          NV                  Las Vegas                                           Single Family                                                    10.8100                    0.5000                  -                    0.0130                     -                                       10.2970                         20210101                                          180                                   178
          89107          NV                  Las Vegas                                           Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20360101                                          360                                   358
          75068          TX                  Little Elm                                          Single Family                                                     7.6600                    0.5000                  -                    0.0130                     -                                        7.1470                         20351201                                          360                                   357
          19111          PA                  Philadelphia                                        Single Family                                                     8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20351201                                          360                                   357
          89408          NV                  FERNLEY                                             Single Family                                                     8.9300                    0.5000                  -                    0.0130                     -                                        8.4170                         20360101                                          360                                   358
          32164          FL                  PALM COAST                                          Single Family                                                     6.8750                    0.5000                  -                    0.0130                     -                                        6.3620                         20360101                                          360                                   358
          75168          TX                  Waxahachie                                          PUD                                                              11.8100                    0.5000                  -                    0.0130                     -                                       11.2970                         20351201                                          360                                   357
          75168          TX                  Waxahachie                                          PUD                                                               8.3000                    0.5000                  -                    0.0130                     -                                        7.7870                         20351201                                          360                                   357
          34668          FL                  PORT RICHEY                                         Single Family                                                     8.5500                    0.5000                  -                    0.0130                     -                                        8.0370                         20360101                                          360                                   358
           6094          CT                  Winchester Center                                   Single Family                                                     7.1250                    0.5000                  -                    0.0130                     -                                        6.6120                         20360101                                          360                                   358
          20747          MD                  District Heights                                    PUD                                                               7.3750                    0.5000                  -                    0.0130                     -                                        6.8620                         20360101                                          360                                   358
          43081          OH                  Westerville                                         Single Family                                                    12.3300                    0.5000                  -                    0.0130                     -                                       11.8170                         20251201                                          240                                   237
          43229          OH                  Columbus                                            Single Family                                                    11.3300                    0.5000                  -                    0.0130                     -                                       10.8170                         20251201                                          240                                   237
          43119          OH                  Galloway                                            Single Family                                                    10.8700                    0.5000                  -                    0.0130                     -                                       10.3570                         20251201                                          240                                   237
          43232          OH                  Columbus                                            Single Family                                                    11.1000                    0.5000                  -                    0.0130                     -                                       10.5870                         20251201                                          240                                   237
          23605          VA                  Newport News                                        Single Family                                                     6.9400                    0.5000                  -                    0.0130                     -                                        6.4270                         20360201                                          360                                   359
          32839          FL                  ORLANDO                                             Single Family                                                     8.0100                    0.5000                  -                    0.0130                     -                                        7.4970                         20360201                                          360                                   359
          85335          AZ                  EL MIRAGE                                           Single Family                                                     8.1600                    0.5000                  -                    0.0130                     -                                        7.6470                         20360101                                          360                                   358
          83442          ID                  Rigby                                               Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20360101                                          360                                   358
          61241          IL                  Colona                                              Single Family                                                     9.7050                    0.5000                  -                    0.0130                     -                                        9.1920                         20351201                                          360                                   357
          32824          FL                  Orlando                                             Single Family                                                     6.7100                    0.5000                  -                    0.0130                     -                                        6.1970                         20360101                                          360                                   358
          32118          FL                  DAYTONA BEACH                                       Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20351201                                          360                                   357
          95823          CA                  SACRAMENTO                                          Single Family                                                    11.4400                    0.5000                  -                    0.0130                     -                                       10.9270                         20201101                                          180                                   176
          85037          AZ                  PHOENIX                                             Single Family                                                     9.2500                    0.5000                  -                    0.0130                     -                                        8.7370                         20200901                                          180                                   174
          49078          MI                  OSTEGO                                              Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351101                                          360                                   356
          93710          CA                  Fresno                                              Single Family                                                    10.2100                    0.5000                  -                    0.0130                     -                                        9.6970                         20210101                                          180                                   178
          43207          OH                  Columbus                                            Single Family                                                    12.5700                    0.5000                  -                    0.0130                     -                                       12.0570                         20251201                                          240                                   237
          93710          CA                  Fresno                                              Single Family                                                     7.3500                    0.5000                  -                    0.0130                     -                                        6.8370                         20360101                                          360                                   358
          85242          AZ                  Queen Creek                                         PUD                                                              11.0600                    0.5000                  -                    0.0130                     -                                       10.5470                         20251201                                          240                                   237
          43130          OH                  Lancaster                                           Single Family                                                    10.8700                    0.5000                  -                    0.0130                     -                                       10.3570                         20251101                                          240                                   236
          32738          FL                  Deltona                                             Single Family                                                     7.6500                    0.5000                  -                    0.0130                     -                                        7.1370                         20360101                                          360                                   358
          18036          PA                  Coopersburg                                         Single Family                                                     7.6250                    0.5000                  -                    0.0130                     -                                        7.1120                         20351201                                          360                                   357
          20170          VA                  HERNDON                                             PUD                                                               7.8000                    0.5000                  -                    0.0130                     -                                        7.2870                         20360201                                          360                                   359
          91342          CA                  Sylmar                                              Condominium                                                       6.8000                    0.5000                  -                    0.0130                     -                                        6.2870                         20351201                                          360                                   357
          30161          GA                  ROME                                                Single Family                                                    10.6250                    0.5000                  -                    0.0130                     -                                       10.1120                         20351101                                          360                                   356
          31903          GA                  COLUMBUS                                            Single Family                                                    11.5000                    0.5000                  -                    0.0130                     -                                       10.9870                         20200801                                          180                                   173
          93308          CA                  Bakersfield                                         Single Family                                                     9.2000                    0.5000                  -                    0.0130                     -                                        8.6870                         20351201                                          360                                   357
          93552          CA                  PALMDALE                                            Single Family                                                     8.9650                    0.5000                  -                    0.0130                     -                                        8.4520                         20351101                                          360                                   356
          93535          CA                  LANCASTER                                           Single Family                                                     8.5900                    0.5000                  -                    0.0130                     -                                        8.0770                         20351101                                          360                                   356
          90047          CA                  LOS ANGELES                                         2-4 Family                                                        8.4900                    0.5000                  -                    0.0130                     -                                        7.9770                         20351101                                          360                                   356
          93535          CA                  LANCASTER                                           Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351101                                          360                                   356
          89146          NV                  LAS VEGAS                                           Condominium                                                      11.9900                    0.5000                  -                    0.0130                     -                                       11.4770                         20201101                                          180                                   176
          89146          NV                  LAS VEGAS                                           Condominium                                                       8.8650                    0.5000                  -                    0.0130                     -                                        8.3520                         20351101                                          360                                   356
          43068          OH                  Reynoldsburg                                        Single Family                                                     7.4400                    0.5000                  -                    0.0130                     -                                        6.9270                         20351101                                          360                                   356
          21532          MD                  Frostburg                                           Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20360101                                          360                                   358
          91702          CA                  AZUSA AREA                                          Single Family                                                     6.6250                    0.5000                  -                    0.0130                     -                                        6.1120                         20351101                                          360                                   356
          92240          CA                  DESERT HOT SPRI                                     Single Family                                                     6.0000                    0.5000                  -                    0.0130                     -                                        5.4870                         20351101                                          360                                   356
          94572          CA                  RODEO                                               PUD                                                               5.6250                    0.5000                  -                    0.0130                     -                                        5.1120                         20351101                                          360                                   356
          20009          DC                  WASHINGTON                                          Condominium                                                       7.6500                    0.5000                  -                    0.0130                     -                                        7.1370                         20351101                                          360                                   356
          95823          CA                  SACRAMENTO                                          Single Family                                                     6.8750                    0.5000                  -                    0.0130                     -                                        6.3620                         20351101                                          360                                   356
          92553          CA                  MORENO VALLEY                                       Single Family                                                     6.8750                    0.5000                  -                    0.0130                     -                                        6.3620                         20351101                                          360                                   356
          32810          FL                  ORLANDO                                             Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20351101                                          360                                   356
          33909          FL                  CAPE CORAL                                          Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20351101                                          360                                   356
          90280          CA                  SOUTH GATE                                          2-4 Family                                                        7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20351101                                          360                                   356
           6704          CT                  WATERBURY                                           Condominium                                                      10.2500                    0.5000                  -                    0.0130                     -                                        9.7370                         20351101                                          360                                   356
          91761          CA                  ONTARIO                                             Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351101                                          360                                   356
          92563          CA                  MURRIETA                                            Single Family                                                     7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20350901                                          360                                   354
          91752          CA                  MIRA LOMA                                           Single Family                                                     7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20350901                                          360                                   354
          89107          NV                  LAS VEGAS                                           Condominium                                                       6.6250                    0.5000                  -                    0.0130                     -                                        6.1120                         20350901                                          360                                   354
          92335          CA                  FONTANA                                             Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351101                                          360                                   356
          91335          CA                  (RESEDA AREA)LO                                     Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351101                                          360                                   356
          90262          CA                  LYNWOOD                                             Single Family                                                     7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20351101                                          360                                   356
          93535          CA                  LANCASTER                                           Single Family                                                     7.8900                    0.5000                  -                    0.0130                     -                                        7.3770                         20351101                                          360                                   356
          90018          CA                  LOS ANGELES                                         Single Family                                                    11.9000                    0.5000                  -                    0.0130                     -                                       11.3870                         20201101                                          180                                   176
          91355          CA                  (VALENCIA AREA)                                     Condominium                                                       8.1900                    0.5000                  -                    0.0130                     -                                        7.6770                         20351101                                          360                                   356
          91340          CA                  SAN FERNANDO                                        Single Family                                                     8.3400                    0.5000                  -                    0.0130                     -                                        7.8270                         20351101                                          360                                   356
          90250          CA                  HAWTHORNE                                           Single Family                                                     7.8400                    0.5000                  -                    0.0130                     -                                        7.3270                         20351101                                          360                                   356
          90047          CA                  LOS ANGELES                                         Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351101                                          360                                   356
          91730          CA                  RANCHO CUCAMONG                                     Condominium                                                       7.7000                    0.5000                  -                    0.0130                     -                                        7.1870                         20351101                                          360                                   356
          93307          CA                  BAKERSFIELD                                         Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351101                                          360                                   356
          92704          CA                  SANTA ANA                                           Condominium                                                       7.4900                    0.5000                  -                    0.0130                     -                                        6.9770                         20351001                                          360                                   355
          90723          CA                  PARAMOUNT                                           Single Family                                                     5.9900                    0.5000                  -                    0.0130                     -                                        5.4770                         20351001                                          360                                   355
          90606          CA                  LOS ANGELES                                         Single Family                                                     7.8400                    0.5000                  -                    0.0130                     -                                        7.3270                         20351101                                          360                                   356
          90044          CA                  LOS ANGELES                                         Single Family                                                    11.2500                    0.5000                  -                    0.0130                     -                                       10.7370                         20201101                                          180                                   176
          90044          CA                  LOS ANGELES                                         Single Family                                                     7.3900                    0.5000                  -                    0.0130                     -                                        6.8770                         20351101                                          360                                   356
          90404          CA                  SANTA MONICA                                        Condominium                                                       7.7400                    0.5000                  -                    0.0130                     -                                        7.2270                         20351101                                          360                                   356
          93552          CA                  PALMDALE                                            Single Family                                                     5.9900                    0.5000                  -                    0.0130                     -                                        5.4770                         20301001                                          300                                   295
          93551          CA                  PALMDALE                                            Single Family                                                     6.8400                    0.5000                  -                    0.0130                     -                                        6.3270                         20351101                                          360                                   356
          90605          CA                  WHITTIER                                            Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20351001                                          360                                   355
          91311          CA                  CHATSWORTH                                          Single Family                                                     6.7900                    0.5000                  -                    0.0130                     -                                        6.2770                         20351001                                          360                                   355
          93552          CA                  PALMDALE                                            Single Family                                                     7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20351001                                          360                                   355
          91325          CA                  (NORTHRIDGE ARE                                     Single Family                                                    11.5000                    0.5000                  -                    0.0130                     -                                       10.9870                         20201001                                          180                                   175
          91325          CA                  (NORTHRIDGE ARE                                     Single Family                                                     5.9900                    0.5000                  -                    0.0130                     -                                        5.4770                         20351001                                          360                                   355
          91405          CA                  VAN NUYS                                            Single Family                                                     5.9900                    0.5000                  -                    0.0130                     -                                        5.4770                         20351101                                          360                                   356
          91306          CA                  LOS ANGELES                                         Single Family                                                    10.9900                    0.5000                  -                    0.0130                     -                                       10.4770                         20201101                                          180                                   176
          91306          CA                  LOS ANGELES                                         Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20351101                                          360                                   356
          92260          CA                  PALM DESERT                                         PUD                                                               7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20350801                                          360                                   353
          92707          CA                  SANTA ANA                                           Single Family                                                    11.0000                    0.5000                  -                    0.0130                     -                                       10.4870                         20200601                                          180                                   171
          91750          CA                  LA VERNE                                            Single Family                                                     6.4900                    0.5000                  -                    0.0130                     -                                        5.9770                         20351001                                          360                                   355
          92571          CA                  PERRIS                                              Single Family                                                     6.6500                    0.5000                  -                    0.0130                     -                                        6.1370                         20351001                                          360                                   355
          90660          CA                  PICO RIVERA                                         Single Family                                                     7.6250                    0.5000                  -                    0.0130                     -                                        7.1120                         20351001                                          360                                   355
          93551          CA                  PALMDALE                                            Single Family                                                    11.2500                    0.5000                  -                    0.0130                     -                                       10.7370                         20200901                                          180                                   174
          93534          CA                  LANCASTER                                           Condominium                                                      11.2500                    0.5000                  -                    0.0130                     -                                       10.7370                         20200901                                          180                                   174
          93534          CA                  LANCASTER                                           Condominium                                                       6.3750                    0.5000                  -                    0.0130                     -                                        5.8620                         20350901                                          360                                   354
          93536          CA                  LANCASTER                                           Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20350801                                          360                                   353
          93535          CA                  LANCASTER                                           Single Family                                                    11.9900                    0.5000                  -                    0.0130                     -                                       11.4770                         20201101                                          180                                   176
          93535          CA                  LANCASTER                                           Single Family                                                     8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20351101                                          360                                   356
          89103          NV                  LAS VEGAS                                           Single Family                                                     7.3000                    0.5000                  -                    0.0130                     -                                        6.7870                         20351001                                          360                                   355
          93647          CA                  OROSI                                               Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20351001                                          360                                   355
          93003          CA                  VENTURA                                             Condominium                                                       6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20350801                                          360                                   353
          93063          CA                  SIMI VALLEY                                         Single Family                                                    10.5000                    0.5000                  -                    0.0130                     -                                        9.9870                         20200801                                          180                                   173
          93063          CA                  SIMI VALLEY                                         Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20350801                                          360                                   353
          93550          CA                  PALMDALE                                            PUD                                                              11.5000                    0.5000                  -                    0.0130                     -                                       10.9870                         20201001                                          180                                   175
          93551          CA                  PALMDALE                                            Single Family                                                    13.0000                    0.5000                  -                    0.0130                     -                                       12.4870                         20351001                                          360                                   355
          93551          CA                  PALMDALE                                            Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20351001                                          360                                   355
          93436          CA                  LOMPOC                                              Single Family                                                     7.4650                    0.5000                  -                    0.0130                     -                                        6.9520                         20351101                                          360                                   356
          93445          CA                  OCEANO                                              Single Family                                                     6.8750                    0.5000                  -                    0.0130                     -                                        6.3620                         20350901                                          360                                   354
          93436          CA                  LOMPOC                                              Single Family                                                     7.3900                    0.5000                  -                    0.0130                     -                                        6.8770                         20351001                                          360                                   355
          93551          CA                  PALMDALE                                            Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351101                                          360                                   356
          93535          CA                  LANCASTER AREA                                      Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20350901                                          360                                   354
          93536          CA                  LANCASTER                                           Single Family                                                     7.3000                    0.5000                  -                    0.0130                     -                                        6.7870                         20351101                                          360                                   356
          93550          CA                  PALMDALE                                            Single Family                                                     8.1250                    0.5000                  -                    0.0130                     -                                        7.6120                         20350801                                          360                                   353
          93543          CA                  LITTLEROCK                                          Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20350701                                          360                                   352
          93505          CA                  CALIFORNIA CITY                                     Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351101                                          360                                   356
          37814          TN                  MORRISTOWN                                          Single Family                                                    11.1250                    0.5000                  -                    0.0130                     -                                       10.6120                         20201001                                          180                                   175
          48205          MI                  DETROIT                                             Single Family                                                     9.2000                    0.5000                  -                    0.0130                     -                                        8.6870                         20351001                                          360                                   355
          85308          AZ                  GLENDALE                                            PUD                                                               6.9750                    0.5000                  -                    0.0130                     -                                        6.4620                         20351001                                          360                                   355
          48238          MI                  DETROIT                                             Single Family                                                    10.1500                    0.5000                  -                    0.0130                     -                                        9.6370                         20351001                                          360                                   355
          19138          PA                  PHILADELPHIA                                        Single Family                                                     7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20351001                                          360                                   355
          46203          IN                  INDIANAPOLIS                                        Single Family                                                     8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20351001                                          360                                   355
          46201          IN                  INDIANAPOLIS                                        Single Family                                                     8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20351001                                          360                                   355
          46226          IN                  INDIANAPOLIS                                        Single Family                                                     8.1000                    0.5000                  -                    0.0130                     -                                        7.5870                         20351001                                          360                                   355
          30008          GA                  MARIETTA                                            Single Family                                                     9.1000                    0.5000                  -                    0.0130                     -                                        8.5870                         20350901                                          360                                   354
          48234          MI                  DETROIT                                             Single Family                                                     9.3500                    0.5000                  -                    0.0130                     -                                        8.8370                         20351001                                          360                                   355
           7112          NJ                  NEWARK                                              2-4 Family                                                        7.4000                    0.5000                  -                    0.0130                     -                                        6.8870                         20351001                                          360                                   355
          75025          TX                  PLANO                                               PUD                                                               7.9000                    0.5000                  -                    0.0130                     -                                        7.3870                         20350901                                          360                                   354
          10469          NY                  BRONX                                               2-4 Family                                                        6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20350901                                          360                                   354
          77095          TX                  HOUSTON                                             PUD                                                               7.8250                    0.5000                  -                    0.0130                     -                                        7.3120                         20350901                                          360                                   354
          78617          TX                  DE VALLE                                            2-4 Family                                                        6.6500                    0.5000                  -                    0.0130                     -                                        6.1370                         20350901                                          360                                   354
          77041          TX                  HOUSTON                                             Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20200701                                          180                                   172
          98230          WA                  BLAINE                                              PUD                                                               6.4500                    0.5000                  -                    0.0130                     -                                        5.9370                         20350901                                          360                                   354
          95367          CA                  RIVERBANK                                           Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20350901                                          360                                   354
          32818          FL                  ORLANDO                                             PUD                                                               7.9000                    0.5000                  -                    0.0130                     -                                        7.3870                         20350901                                          360                                   354
          33027          FL                  MIRAMAR                                             Townhouse                                                         7.6500                    0.5000                  -                    0.0130                     -                                        7.1370                         20350901                                          360                                   354
          77573          TX                  LEAGUE CITY                                         PUD                                                               8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20350901                                          360                                   354
          73456          OK                  RINGLING                                            Single Family                                                     9.1500                    0.5000                  -                    0.0130                     -                                        8.6370                         20351001                                          360                                   355
          77546          TX                  FRIENDSWOOD                                         PUD                                                               8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20350901                                          360                                   354
          33076          FL                  CORAL SPRINGS                                       PUD                                                               6.0000                    0.5000                  -                    0.0130                     -                                        5.4870                         20350901                                          360                                   354
           6830          CT                  GREENWICH                                           Condominium                                                       6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20350701                                          360                                   352
          95148          CA                  SAN JOSE                                            Single Family                                                     6.9000                    0.5000                  -                    0.0130                     -                                        6.3870                         20351001                                          360                                   355
          27909          NC                  ELIZABETH CITY                                      Single Family                                                     8.7000                    0.5000                  -                    0.0130                     -                                        8.1870                         20350901                                          360                                   354
          33319          FL                  FORT LAUDERDALE                                     Condominium                                                       9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20200901                                          180                                   174
          20607          MD                  ACCOKEEK                                            Single Family                                                     8.3500                    0.5000                  -                    0.0130                     -                                        7.8370                         20350901                                          360                                   354
          78648          TX                  LULING                                              Single Family                                                     5.5500                    0.5000                  -                    0.0130                     -                                        5.0370                         20350901                                          360                                   354
           7047          NJ                  NORTH BERGEN                                        Single Family                                                    10.5000                    0.5000                  -                    0.0130                     -                                        9.9870                         20201001                                          180                                   175
          30157          GA                  DALLAS                                              Single Family                                                     6.9500                    0.5000                  -                    0.0130                     -                                        6.4370                         20350901                                          360                                   354
          63049          MO                  HIGH RIDGE                                          PUD                                                               9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20200901                                          180                                   174
          97212          OR                  PORTLAND                                            Single Family                                                     9.0750                    0.5000                  -                    0.0130                     -                                        8.5620                         20350901                                          360                                   354
          68037          NE                  LOUISVILLE                                          Single Family                                                     7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20350901                                          360                                   354
          78628          TX                  GEORGETOWN                                          Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20350901                                          360                                   354
          95817          CA                  SACRAMENTO                                          Single Family                                                     6.8000                    0.5000                  -                    0.0130                     -                                        6.2870                         20350901                                          360                                   354
          77049          TX                  HOUSTON                                             Single Family                                                     8.0500                    0.5000                  -                    0.0130                     -                                        7.5370                         20350701                                          360                                   352
          77095          TX                  HOUSTON                                             PUD                                                               9.9000                    0.5000                  -                    0.0130                     -                                        9.3870                         20200901                                          180                                   174
          14303          NY                  NIAGARA FALLS                                       2-4 Family                                                        7.9750                    0.5000                  -                    0.0130                     -                                        7.4620                         20350901                                          360                                   354
          78046          TX                  LAREDO                                              Single Family                                                     9.0500                    0.5000                  -                    0.0130                     -                                        8.5370                         20351001                                          360                                   355
          33066          FL                  COCNUT CREEK                                        PUD                                                               7.1250                    0.5000                  -                    0.0130                     -                                        6.6120                         20350901                                          360                                   354
          77088          TX                  HOUSTON                                             PUD                                                               7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20350901                                          360                                   354
           8609          NJ                  TRENTON                                             2-4 Family                                                        8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20351001                                          360                                   355
          90620          CA                  BUENA PARK                                          Single Family                                                     6.6500                    0.5000                  -                    0.0130                     -                                        6.1370                         20350901                                          360                                   354
          94541          CA                  HAYWARD                                             Single Family                                                     6.5500                    0.5000                  -                    0.0130                     -                                        6.0370                         20350901                                          360                                   354
          33021          FL                  HOLLYWOOD                                           Condominium                                                       6.9500                    0.5000                  -                    0.0130                     -                                        6.4370                         20351001                                          360                                   355
          75211          TX                  DALLAS                                              Single Family                                                     8.2450                    0.5000                  -                    0.0130                     -                                        7.7320                         20350901                                          360                                   354
          11413          NY                  SPRINGFIELD GARDENS                                 Single Family                                                     7.8000                    0.5000                  -                    0.0130                     -                                        7.2870                         20350901                                          360                                   354
          30274          GA                  RIVERDALE                                           Single Family                                                    11.0750                    0.5000                  -                    0.0130                     -                                       10.5620                         20351001                                          360                                   355
          33321          FL                  TAMARAC                                             Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20350801                                          360                                   353
          33313          FL                  LAUDERHILL                                          Condominium                                                       8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20350901                                          360                                   354
          92562          CA                  MURRIETA                                            Single Family                                                     6.8500                    0.5000                  -                    0.0130                     -                                        6.3370                         20350901                                          360                                   354
           7747          NJ                  ABERDEEN                                            Single Family                                                     7.9750                    0.5000                  -                    0.0130                     -                                        7.4620                         20350901                                          360                                   354
          75227          TX                  DALLAS                                              Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20351001                                          360                                   355
          91402          CA                  LOS ANGELES                                         Condominium                                                      10.5000                    0.5000                  -                    0.0130                     -                                        9.9870                         20200901                                          180                                   174
          92591          CA                  TEMECULA                                            Single Family                                                     9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20200901                                          180                                   174
           8865          NJ                  PHILLIPSBURG                                        2-4 Family                                                        9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20200901                                          180                                   174
          91402          CA                  LOS ANGELES                                         Condominium                                                       6.7000                    0.5000                  -                    0.0130                     -                                        6.1870                         20350901                                          360                                   354
          92591          CA                  TEMECULA                                            Single Family                                                     5.9000                    0.5000                  -                    0.0130                     -                                        5.3870                         20350901                                          360                                   354
          75115          TX                  DESOTO                                              Single Family                                                     6.8000                    0.5000                  -                    0.0130                     -                                        6.2870                         20350901                                          360                                   354
          78704          TX                  AUSTIN                                              Condominium                                                       7.0000                    0.5000                  -                    0.0130                     -                                        6.4870                         20350601                                          360                                   351
           8611          NJ                  TRENTON                                             2-4 Family                                                        7.0000                    0.5000                  -                    0.0130                     -                                        6.4870                         20350901                                          360                                   354
          11954          NY                  MONTAUK                                             PUD                                                               7.3750                    0.5000                  -                    0.0130                     -                                        6.8620                         20351001                                          360                                   355
          91780          CA                  TEMPLE CITY                                         Condominium                                                      10.5000                    0.5000                  -                    0.0130                     -                                        9.9870                         20200901                                          180                                   174
          78221          TX                  SAN ANTONIO                                         Single Family                                                     9.6500                    0.5000                  -                    0.0130                     -                                        9.1370                         20350901                                          360                                   354
          75002          TX                  ALLEN                                               Single Family                                                     7.3500                    0.5000                  -                    0.0130                     -                                        6.8370                         20350901                                          360                                   354
          91780          CA                  TEMPLE CITY                                         Condominium                                                       6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20350901                                          360                                   354
          33634          FL                  TAMPA                                               Single Family                                                     7.0000                    0.5000                  -                    0.0130                     -                                        6.4870                         20350901                                          360                                   354
          11691          NY                  FAR ROCKAWAY                                        2-4 Family                                                       10.5000                    0.5000                  -                    0.0130                     -                                        9.9870                         20200901                                          180                                   174
          59106          MT                  BILLINGS                                            PUD                                                               8.7000                    0.5000                  -                    0.0130                     -                                        8.1870                         20351001                                          360                                   355
          40212          KY                  LOUISVILLE                                          2-4 Family                                                        8.2250                    0.5000                  -                    0.0130                     -                                        7.7120                         20350901                                          360                                   354
          78245          TX                  SAN ANTONIO                                         Single Family                                                     7.9000                    0.5000                  -                    0.0130                     -                                        7.3870                         20351001                                          360                                   355
          77040          TX                  HOUSTON                                             PUD                                                               7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351001                                          360                                   355
          76119          TX                  FT WORTH                                            Single Family                                                    10.1500                    0.5000                  -                    0.0130                     -                                        9.6370                         20351001                                          360                                   355
          90710          CA                  HARBOR                                              Condominium                                                       6.4750                    0.5000                  -                    0.0130                     -                                        5.9620                         20350901                                          360                                   354
          75006          TX                  CARROLLTON                                          Single Family                                                     8.5500                    0.5000                  -                    0.0130                     -                                        8.0370                         20350901                                          360                                   354
          92570          CA                  PERRIS                                              Single Family                                                    10.5000                    0.5000                  -                    0.0130                     -                                        9.9870                         20200901                                          180                                   174
          33319          FL                  FORT LAUDERDALE                                     Condominium                                                       5.8500                    0.5000                  -                    0.0130                     -                                        5.3370                         20350901                                          360                                   354
          11360          NY                  BAYSIDE                                             Condominium                                                       6.8750                    0.5000                  -                    0.0130                     -                                        6.3620                         20350801                                          360                                   353
          63049          MO                  HIGH RIDGE                                          PUD                                                               6.8000                    0.5000                  -                    0.0130                     -                                        6.2870                         20350901                                          360                                   354
          88220          NM                  CARLSBAD                                            Single Family                                                     8.5250                    0.5000                  -                    0.0130                     -                                        8.0120                         20200901                                          180                                   174
          63031          MO                  FLORISSANT                                          Condominium                                                       8.9000                    0.5000                  -                    0.0130                     -                                        8.3870                         20350901                                          360                                   354
          64506          MO                  ST JOSEPH                                           Single Family                                                     8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20351001                                          360                                   355
          34116          FL                  NAPLES                                              Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20351001                                          360                                   355
           7072          NJ                  CARLSTADT                                           2-4 Family                                                        7.7000                    0.5000                  -                    0.0130                     -                                        7.1870                         20350901                                          360                                   354
          48912          MI                  LANSING                                             Single Family                                                     8.8500                    0.5000                  -                    0.0130                     -                                        8.3370                         20351001                                          360                                   355
          33177          FL                  MIAMI                                               Single Family                                                     9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20200901                                          180                                   174
          92570          CA                  PERRIS                                              Single Family                                                     6.6250                    0.5000                  -                    0.0130                     -                                        6.1120                         20350901                                          360                                   354
          33065          FL                  CORAL SPRINGS                                       Single Family                                                     8.6250                    0.5000                  -                    0.0130                     -                                        8.1120                         20350901                                          360                                   354
          74136          OK                  TULSA                                               Condominium                                                      10.2400                    0.5000                  -                    0.0130                     -                                        9.7270                         20200901                                          180                                   174
          73052          OK                  LINDSAY                                             Single Family                                                     8.8000                    0.5000                  -                    0.0130                     -                                        8.2870                         20350901                                          360                                   354
          33319          FL                  LAUDERHILL                                          Condominium                                                       9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20200901                                          180                                   174
          92027          CA                  ESCONDIDO                                           Condominium                                                       8.9250                    0.5000                  -                    0.0130                     -                                        8.4120                         20350901                                          360                                   354
          78254          TX                  SAN ANTONIO                                         PUD                                                               7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20350901                                          360                                   354
          92234          CA                  CATHEDRAL CITY                                      Single Family                                                     5.8750                    0.5000                  -                    0.0130                     -                                        5.3620                         20350901                                          360                                   354
          91344          CA                  GRANADA HILLS                                       Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20350901                                          360                                   354
          77373          TX                  SPRING                                              PUD                                                               6.9500                    0.5000                  -                    0.0130                     -                                        6.4370                         20350901                                          360                                   354
          15074          PA                  EAST ROCHESTER                                      Single Family                                                     9.3000                    0.5000                  -                    0.0130                     -                                        8.7870                         20350901                                          360                                   354
          85331          AZ                  CAVE CREEK                                          Single Family                                                     7.5500                    0.5000                  -                    0.0130                     -                                        7.0370                         20350801                                          360                                   353
          78046          TX                  LAREDO                                              Single Family                                                     9.1000                    0.5000                  -                    0.0130                     -                                        8.5870                         20350901                                          360                                   354
          13438          NY                  REMSEN                                              Single Family                                                     8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20350901                                          360                                   354
          33319          FL                  LAUDERHILL                                          Condominium                                                       6.9000                    0.5000                  -                    0.0130                     -                                        6.3870                         20350901                                          360                                   354
          33196          FL                  MIAMI                                               Single Family                                                     8.6500                    0.5000                  -                    0.0130                     -                                        8.1370                         20350901                                          360                                   354
          33442          FL                  DEERFIELD BEACH                                     PUD                                                               6.6000                    0.5000                  -                    0.0130                     -                                        6.0870                         20350901                                          360                                   354
          98038          WA                  MAPLE VALLEY                                        Single Family                                                     9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20200901                                          180                                   174
          88220          NM                  CARLSBAD                                            Single Family                                                     7.7250                    0.5000                  -                    0.0130                     -                                        7.2120                         20201001                                          180                                   175
          92394          CA                  VICTORVILLE                                         Single Family                                                    10.5000                    0.5000                  -                    0.0130                     -                                        9.9870                         20200901                                          180                                   174
          27804          NC                  ROCKY MOUNT                                         Single Family                                                     9.4750                    0.5000                  -                    0.0130                     -                                        8.9620                         20350901                                          360                                   354
          19426          PA                  COLLEGEVILLE                                        Single Family                                                     9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20200901                                          180                                   174
          98604          WA                  BATTLE GROUND                                       Single Family                                                     5.6000                    0.5000                  -                    0.0130                     -                                        5.0870                         20350901                                          360                                   354
          33326          FL                  WESTON                                              Condominium                                                       9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20200901                                          180                                   174
          93041          CA                  PORT HUENEME                                        Condominium                                                       7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351001                                          360                                   355
          10566          NY                  PEEKSKILL                                           2-4 Family                                                        7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20350901                                          360                                   354
          98604          WA                  BATTLE GROUND                                       Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20200901                                          180                                   174
          72315          AR                  BLYTHEVILLE                                         Single Family                                                     8.3750                    0.5000                  -                    0.0130                     -                                        7.8620                         20350901                                          360                                   354
          66104          KS                  KANSAS CITY                                         2-4 Family                                                        8.1500                    0.5000                  -                    0.0130                     -                                        7.6370                         20350701                                          360                                   352
          33170          FL                  MIAMI                                               Single Family                                                     6.2000                    0.5000                  -                    0.0130                     -                                        5.6870                         20350901                                          360                                   354
          77014          TX                  HOUSTON                                             PUD                                                               9.5250                    0.5000                  -                    0.0130                     -                                        9.0120                         20351001                                          360                                   355
          31558          GA                  SAINT MARYS                                         Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20350801                                          360                                   353
          92392          CA                  VICTORVILLE                                         Single Family                                                     6.8750                    0.5000                  -                    0.0130                     -                                        6.3620                         20350801                                          360                                   353
          48197          MI                  YPSILANTI                                           Single Family                                                     8.8500                    0.5000                  -                    0.0130                     -                                        8.3370                         20351001                                          360                                   355
          32209          FL                  JACKSONVILLE                                        2-4 Family                                                        9.0500                    0.5000                  -                    0.0130                     -                                        8.5370                         20350801                                          360                                   353
          44103          OH                  CLEVELAND                                           Single Family                                                     7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20350901                                          360                                   354
          92307          CA                  APPLE VALLEY                                        Single Family                                                    10.5000                    0.5000                  -                    0.0130                     -                                        9.9870                         20200901                                          180                                   174
          33071          FL                  CORAL SPRINGS                                       Condominium                                                       6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20350901                                          360                                   354
          92307          CA                  APPLE VALLEY                                        Single Family                                                     7.2000                    0.5000                  -                    0.0130                     -                                        6.6870                         20350901                                          360                                   354
          77078          TX                  HOUSTON                                             Single Family                                                     9.2750                    0.5000                  -                    0.0130                     -                                        8.7620                         20351001                                          360                                   355
          33326          FL                  WESTON                                              Condominium                                                       5.5000                    0.5000                  -                    0.0130                     -                                        4.9870                         20350901                                          360                                   354
          33311          FL                  FORT LAUDERDALE                                     Single Family                                                     9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20200901                                          180                                   174
          34684          FL                  PALM HARBOR                                         Condominium                                                       6.2500                    0.5000                  -                    0.0130                     -                                        5.7370                         20350901                                          360                                   354
          78109          TX                  CONVERSE                                            PUD                                                               7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20350901                                          360                                   354
          92336          CA                  FONTANA                                             Single Family                                                     7.6500                    0.5000                  -                    0.0130                     -                                        7.1370                         20350901                                          360                                   354
          12308          NY                  SCHENECTADY                                         2-4 Family                                                        7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20350801                                          360                                   353
          78028          TX                  KERRVILLE                                           Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20200901                                          180                                   174
          77385          TX                  CONROE                                              Single Family                                                     9.6500                    0.5000                  -                    0.0130                     -                                        9.1370                         20351001                                          360                                   355
          75227          TX                  DALLAS                                              Single Family                                                     7.4000                    0.5000                  -                    0.0130                     -                                        6.8870                         20350901                                          360                                   354
          95128          CA                  SAN JOSE                                            2-4 Family                                                        9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20200901                                          180                                   174
          75235          TX                  DALLAS                                              PUD                                                               8.6500                    0.5000                  -                    0.0130                     -                                        8.1370                         20350901                                          360                                   354
          75025          TX                  PLANO                                               PUD                                                               7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20350901                                          360                                   354
          91740          CA                  GLENDORA                                            Single Family                                                     8.0500                    0.5000                  -                    0.0130                     -                                        7.5370                         20350901                                          360                                   354
          32218          FL                  JACKSONVILLE                                        PUD                                                               9.4000                    0.5000                  -                    0.0130                     -                                        8.8870                         20351001                                          360                                   355
          17866          PA                  COAL TOWNSHIP                                       Single Family                                                     6.8250                    0.5000                  -                    0.0130                     -                                        6.3120                         20350901                                          360                                   354
          34116          FL                  NAPLES                                              Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20201001                                          180                                   175
          91766          CA                  POMONA                                              Condominium                                                       7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20350901                                          360                                   354
          98661          WA                  VANCOVUER                                           Single Family                                                     6.7250                    0.5000                  -                    0.0130                     -                                        6.2120                         20350901                                          360                                   354
          10469          NY                  BRONX                                               Single Family                                                     7.3500                    0.5000                  -                    0.0130                     -                                        6.8370                         20350901                                          360                                   354
          19426          PA                  COLLEGEVILLE                                        Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20350901                                          360                                   354
          98661          WA                  VANCOUVER                                           Single Family                                                    10.2400                    0.5000                  -                    0.0130                     -                                        9.7270                         20200901                                          180                                   174
          78245          TX                  SAN ANTONIO                                         Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20350901                                          360                                   354
          95128          CA                  SAN JOSE                                            2-4 Family                                                        6.9000                    0.5000                  -                    0.0130                     -                                        6.3870                         20350901                                          360                                   354
          77084          TX                  HOUSTON                                             PUD                                                               9.4000                    0.5000                  -                    0.0130                     -                                        8.8870                         20350901                                          360                                   354
          77489          TX                  MISSOURI CITY                                       PUD                                                               6.9750                    0.5000                  -                    0.0130                     -                                        6.4620                         20350901                                          360                                   354
          44102          OH                  CLEVELAND                                           Single Family                                                     8.6250                    0.5000                  -                    0.0130                     -                                        8.1120                         20350901                                          360                                   354
          75007          TX                  CARROLLTON                                          Single Family                                                     7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20350901                                          360                                   354
          33065          FL                  CORAL SPRINGS                                       Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20200901                                          180                                   174
          73139          OK                  OKLAHOMA CITY                                       Single Family                                                     7.3000                    0.5000                  -                    0.0130                     -                                        6.7870                         20350901                                          360                                   354
          76116          TX                  FORT WORTH                                          Single Family                                                    10.2750                    0.5000                  -                    0.0130                     -                                        9.7620                         20351001                                          360                                   355
           8865          NJ                  PHILLIPSBURG                                        2-4 Family                                                        6.0000                    0.5000                  -                    0.0130                     -                                        5.4870                         20350901                                          360                                   354
          87144          NM                  RIO RANCHO                                          Single Family                                                     9.0500                    0.5000                  -                    0.0130                     -                                        8.5370                         20350801                                          360                                   353
          22033          VA                  FAIRFAX                                             PUD                                                               7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20351001                                          360                                   355
          19150          PA                  PHILADELPHIA                                        Single Family                                                     7.9000                    0.5000                  -                    0.0130                     -                                        7.3870                         20351001                                          360                                   355
          98168          WA                  SEATTLE                                             Single Family                                                     7.2250                    0.5000                  -                    0.0130                     -                                        6.7120                         20351001                                          360                                   355
          33024          FL                  PEMBROKE PINES                                      Single Family                                                     7.2000                    0.5000                  -                    0.0130                     -                                        6.6870                         20350901                                          360                                   354
          77539          TX                  DICKINSON                                           Single Family                                                     7.4000                    0.5000                  -                    0.0130                     -                                        6.8870                         20350901                                          360                                   354
          68135          NE                  OMAHA                                               Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20350901                                          360                                   354
          74501          OK                  MCALESTER                                           Single Family                                                     9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20351001                                          360                                   355
          33065          FL                  CORAL SPRINGS                                       Condominium                                                       6.8500                    0.5000                  -                    0.0130                     -                                        6.3370                         20350901                                          360                                   354
          78028          TX                  KERRVILLE                                           Single Family                                                     6.2500                    0.5000                  -                    0.0130                     -                                        5.7370                         20350901                                          360                                   354
          33020          FL                  HOLLYWOOD                                           Condominium                                                       9.2750                    0.5000                  -                    0.0130                     -                                        8.7620                         20350901                                          360                                   354
          10312          NY                  STATEN ISLAND                                       Townhouse                                                         8.9000                    0.5000                  -                    0.0130                     -                                        8.3870                         20350901                                          360                                   354
          33157          FL                  MIAMI                                               Single Family                                                     6.8750                    0.5000                  -                    0.0130                     -                                        6.3620                         20350901                                          360                                   354
          97301          OR                  SALEM                                               Single Family                                                     7.1250                    0.5000                  -                    0.0130                     -                                        6.6120                         20351001                                          360                                   355
          90059          CA                  LOS ANGELES                                         Single Family                                                     6.8750                    0.5000                  -                    0.0130                     -                                        6.3620                         20350901                                          360                                   354
          36535          AL                  FOLEY                                               Single Family                                                     7.8000                    0.5000                  -                    0.0130                     -                                        7.2870                         20350901                                          360                                   354
          94590          CA                  VALLEJO                                             Condominium                                                       8.3500                    0.5000                  -                    0.0130                     -                                        7.8370                         20350901                                          360                                   354
          91730          CA                  RANCHO CUCAMONGA                                    Condominium                                                      10.5000                    0.5000                  -                    0.0130                     -                                        9.9870                         20200901                                          180                                   174
          92504          CA                  RIVERSIDE                                           Single Family                                                     5.9500                    0.5000                  -                    0.0130                     -                                        5.4370                         20350901                                          360                                   354
           7109          NJ                  BELLEVILLE                                          2-4 Family                                                        9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20200901                                          180                                   174
          78613          TX                  CEDAR PARK                                          Single Family                                                     8.4000                    0.5000                  -                    0.0130                     -                                        7.8870                         20350901                                          360                                   354
          91730          CA                  RANCHO CUCAMONGA                                    Condominium                                                       7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20350901                                          360                                   354
          78211          TX                  SAN ANTONIO                                         Single Family                                                     8.9000                    0.5000                  -                    0.0130                     -                                        8.3870                         20351001                                          360                                   355
          77048          TX                  HOUSTON                                             Single Family                                                     9.2000                    0.5000                  -                    0.0130                     -                                        8.6870                         20351001                                          360                                   355
          18603          PA                  BERWICK                                             Single Family                                                     8.3000                    0.5000                  -                    0.0130                     -                                        7.7870                         20351001                                          360                                   355
          78410          TX                  CORPUS CHRISTI                                      Single Family                                                     8.9000                    0.5000                  -                    0.0130                     -                                        8.3870                         20350901                                          360                                   354
          14619          NY                  ROCHESTER                                           Single Family                                                    10.1500                    0.5000                  -                    0.0130                     -                                        9.6370                         20351001                                          360                                   355
          33311          FL                  FORT LAUDERDALE                                     Single Family                                                     7.2750                    0.5000                  -                    0.0130                     -                                        6.7620                         20350901                                          360                                   354
          32792          FL                  WINTER PARK                                         Condominium                                                       7.9250                    0.5000                  -                    0.0130                     -                                        7.4120                         20350901                                          360                                   354
          93550          CA                  PALMDALE                                            Single Family                                                     6.3500                    0.5000                  -                    0.0130                     -                                        5.8370                         20350901                                          360                                   354
          77581          TX                  PEARLAND                                            PUD                                                               8.5500                    0.5000                  -                    0.0130                     -                                        8.0370                         20350901                                          360                                   354
          30741          GA                  ROSSVILLE                                           Single Family                                                     9.4750                    0.5000                  -                    0.0130                     -                                        8.9620                         20350901                                          360                                   354
          92345          CA                  HESPERIA                                            Single Family                                                    10.5000                    0.5000                  -                    0.0130                     -                                        9.9870                         20200901                                          180                                   174
          77068          TX                  HOUSTON                                             PUD                                                              10.5000                    0.5000                  -                    0.0130                     -                                        9.9870                         20200901                                          180                                   174
          92376          CA                  RIALTO                                              Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20350901                                          360                                   354
          33137          FL                  MIAMI                                               2-4 Family                                                        9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20200901                                          180                                   174
          92345          CA                  HESPERIA                                            Single Family                                                     6.9500                    0.5000                  -                    0.0130                     -                                        6.4370                         20350901                                          360                                   354
          20603          MD                  WALDORF                                             PUD                                                               7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20350901                                          360                                   354
          91351          CA                  (CANYON COUNTRY AREA) SAN                           Single Family                                                     8.6500                    0.5000                  -                    0.0130                     -                                        8.1370                         20351001                                          360                                   355
          89104          NV                  LAS VEGAS                                           Single Family                                                     7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20350701                                          360                                   352
          94601          CA                  OAKLAND                                             Single Family                                                     5.9500                    0.5000                  -                    0.0130                     -                                        5.4370                         20350901                                          360                                   354
          33142          FL                  MIAMI                                               Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20200901                                          180                                   174
          98101          WA                  SEATTLE                                             Condominium                                                       9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20200901                                          180                                   174
          68352          NE                  FAIRBURY                                            Single Family                                                     8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20350901                                          360                                   354
          70403          LA                  HAMMOND                                             Single Family                                                     7.0000                    0.5000                  -                    0.0130                     -                                        6.4870                         20351001                                          360                                   355
          33194          FL                  MIAMI                                               Townhouse                                                         5.7500                    0.5000                  -                    0.0130                     -                                        5.2370                         20350901                                          360                                   354
          77340          TX                  HUNTSVILLE                                          Single Family                                                     9.5500                    0.5000                  -                    0.0130                     -                                        9.0370                         20350901                                          360                                   354
          32327          FL                  CRAWFORDVILLE                                       PUD                                                               7.4250                    0.5000                  -                    0.0130                     -                                        6.9120                         20350901                                          360                                   354
          63031          MO                  FLORISSANT                                          Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20350801                                          360                                   353
          79413          TX                  LUBBOCK                                             Single Family                                                     9.5250                    0.5000                  -                    0.0130                     -                                        9.0120                         20351001                                          360                                   355
          92276          CA                  THOUSAND PALMS                                      PUD                                                               7.3750                    0.5000                  -                    0.0130                     -                                        6.8620                         20350901                                          360                                   354
          33313          FL                  LAUDERHILL                                          Condominium                                                       7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20350901                                          360                                   354
          76180          TX                  NORTH RICHLAND HILLS                                Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20200901                                          180                                   174
          92509          CA                  RIVERSIDE                                           Single Family                                                    10.5000                    0.5000                  -                    0.0130                     -                                        9.9870                         20200901                                          180                                   174
          60016          IL                  DES PLAINES                                         Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351001                                          360                                   355
          44109          OH                  CLEVELAND                                           Single Family                                                     6.6000                    0.5000                  -                    0.0130                     -                                        6.0870                         20350901                                          360                                   354
          98383          WA                  SILVERDALE                                          2-4 Family                                                        9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20200901                                          180                                   174
          11434          NY                  JAMAICA                                             2-4 Family                                                       10.7500                    0.5000                  -                    0.0130                     -                                       10.2370                         20200901                                          180                                   174
          75043          TX                  GARLAND                                             Single Family                                                     7.3250                    0.5000                  -                    0.0130                     -                                        6.8120                         20201001                                          180                                   175
          75068          TX                  LITTLE ELM                                          Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20200601                                          180                                   171
          76148          TX                  WATAUGA                                             Single Family                                                     7.7000                    0.5000                  -                    0.0130                     -                                        7.1870                         20350901                                          360                                   354
          14619          NY                  ROCHESTER                                           Single Family                                                     8.6500                    0.5000                  -                    0.0130                     -                                        8.1370                         20351001                                          360                                   355
          14136          NY                  SILVER CREEK                                        Single Family                                                     6.9500                    0.5000                  -                    0.0130                     -                                        6.4370                         20350901                                          360                                   354
          75006          TX                  CARROLLTON                                          Single Family                                                     8.3000                    0.5000                  -                    0.0130                     -                                        7.7870                         20351001                                          360                                   355
          11434          NY                  JAMAICA                                             2-4 Family                                                        7.0000                    0.5000                  -                    0.0130                     -                                        6.4870                         20350901                                          360                                   354
          77062          TX                  HOUSTON                                             Single Family                                                     7.7000                    0.5000                  -                    0.0130                     -                                        7.1870                         20350901                                          360                                   354
          38301          TN                  JACKSON                                             2-4 Family                                                        9.3500                    0.5000                  -                    0.0130                     -                                        8.8370                         20350801                                          360                                   353
          70403          LA                  HAMMOND                                             Single Family                                                    10.7500                    0.5000                  -                    0.0130                     -                                       10.2370                         20200901                                          180                                   174
          12308          NY                  SCHENECTADY                                         2-4 Family                                                        9.4900                    0.5000                  -                    0.0130                     -                                        8.9770                         20351001                                          360                                   355
          77449          TX                  KATY                                                PUD                                                               6.7000                    0.5000                  -                    0.0130                     -                                        6.1870                         20350801                                          360                                   353
          33137          FL                  MIAMI                                               2-4 Family                                                        7.9000                    0.5000                  -                    0.0130                     -                                        7.3870                         20350901                                          360                                   354
          76180          TX                  NORTH RICHLAND HILLS                                Single Family                                                     7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20350901                                          360                                   354
          91331          CA                  LOS ANGELES (ARLETA AREA)                           Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20350901                                          360                                   354
          76114          TX                  FORT WORTH                                          Single Family                                                     8.1500                    0.5000                  -                    0.0130                     -                                        7.6370                         20350901                                          360                                   354
          83854          ID                  POST FALLS                                          Single Family                                                    10.2400                    0.5000                  -                    0.0130                     -                                        9.7270                         20200501                                          180                                   170
          75159          TX                  SEAGOVILLE                                          Single Family                                                     9.9000                    0.5000                  -                    0.0130                     -                                        9.3870                         20350901                                          360                                   354
          94521          CA                  CONCORD                                             Single Family                                                    10.8750                    0.5000                  -                    0.0130                     -                                       10.3620                         20200701                                          180                                   172
          77573          TX                  LEAGUE CITY                                         PUD                                                               7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20351001                                          360                                   355
          40212          KY                  LOUISVILLE                                          Single Family                                                     9.2750                    0.5000                  -                    0.0130                     -                                        8.7620                         20350901                                          360                                   354
           7047          NJ                  NORTH BERGEN                                        Single Family                                                    10.5000                    0.5000                  -                    0.0130                     -                                        9.9870                         20200901                                          180                                   174
          92376          CA                  RIALTO                                              Single Family                                                     8.1500                    0.5000                  -                    0.0130                     -                                        7.6370                         20350901                                          360                                   354
          91342          CA                  SYLMAR                                              Condominium                                                      10.5000                    0.5000                  -                    0.0130                     -                                        9.9870                         20200901                                          180                                   174
          93550          CA                  PALMDALE                                            Single Family                                                     7.5500                    0.5000                  -                    0.0130                     -                                        7.0370                         20351001                                          360                                   355
          34668          FL                  PORT RICHEY                                         Single Family                                                     6.9000                    0.5000                  -                    0.0130                     -                                        6.3870                         20350901                                          360                                   354
          76707          TX                  WACO                                                Single Family                                                     7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20350901                                          360                                   354
          78653          TX                  MANOR                                               PUD                                                               8.4000                    0.5000                  -                    0.0130                     -                                        7.8870                         20351001                                          360                                   355
           7109          NJ                  BELLEVILLE                                          2-4 Family                                                        6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20350901                                          360                                   354
          38108          TN                  MEMPHIS                                             Single Family                                                     9.5250                    0.5000                  -                    0.0130                     -                                        9.0120                         20351001                                          360                                   355
          33312          FL                  FORT LAUDERDALE                                     Single Family                                                     6.4000                    0.5000                  -                    0.0130                     -                                        5.8870                         20350901                                          360                                   354
          33024          FL                  HOLLYWOOD                                           Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20350901                                          360                                   354
          70403          LA                  HAMMOND                                             Single Family                                                     8.0500                    0.5000                  -                    0.0130                     -                                        7.5370                         20350901                                          360                                   354
          63031          MO                  FLORISSANT                                          Single Family                                                     6.8500                    0.5000                  -                    0.0130                     -                                        6.3370                         20350901                                          360                                   354
          78521          TX                  BROWNSVILLE                                         Single Family                                                     8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20351001                                          360                                   355
          30032          GA                  DECATUR                                             Single Family                                                     8.6000                    0.5000                  -                    0.0130                     -                                        8.0870                         20351001                                          360                                   355
          77565          TX                  CLEAR LAKE SHORES                                   Single Family                                                    10.5500                    0.5000                  -                    0.0130                     -                                       10.0370                         20200901                                          180                                   174
           7047          NJ                  NORTH BERGEN                                        Single Family                                                     7.1250                    0.5000                  -                    0.0130                     -                                        6.6120                         20350901                                          360                                   354
          50316          IA                  DES MOINES                                          Single Family                                                     7.5500                    0.5000                  -                    0.0130                     -                                        7.0370                         20350901                                          360                                   354
          75227          TX                  DALLAS                                              Single Family                                                     8.4250                    0.5000                  -                    0.0130                     -                                        7.9120                         20350901                                          360                                   354
          63104          MO                  ST. LOUIS                                           Single Family                                                     7.9500                    0.5000                  -                    0.0130                     -                                        7.4370                         20350901                                          360                                   354
          94521          CA                  CONCORD                                             Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20350701                                          360                                   352
          75098          TX                  WYLIE                                               Single Family                                                     6.5500                    0.5000                  -                    0.0130                     -                                        6.0370                         20350601                                          360                                   351
          78046          TX                  LAREDO                                              PUD                                                               6.8250                    0.5000                  -                    0.0130                     -                                        6.3120                         20351001                                          360                                   355
          65802          MO                  SPRINGFIELD                                         Single Family                                                     6.9250                    0.5000                  -                    0.0130                     -                                        6.4120                         20350901                                          360                                   354
          33175          FL                  MIAMI                                               Single Family                                                     9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20200701                                          180                                   172
          78045          TX                  LAREDO                                              Single Family                                                     5.9750                    0.5000                  -                    0.0130                     -                                        5.4620                         20350901                                          360                                   354
          77068          TX                  HOUSTON                                             PUD                                                               6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20350901                                          360                                   354
          78046          TX                  LAREDO                                              Single Family                                                    10.0000                    0.5000                  -                    0.0130                     -                                        9.4870                         20200901                                          180                                   174
          77351          TX                  LIVINGSTON                                          Single Family                                                     9.9000                    0.5000                  -                    0.0130                     -                                        9.3870                         20350801                                          360                                   353
          14136          NY                  SILVER CREEK                                        Single Family                                                    10.7500                    0.5000                  -                    0.0130                     -                                       10.2370                         20200901                                          180                                   174
          92508          CA                  RIVERSIDE                                           Single Family                                                     9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20200801                                          180                                   173
          33069          FL                  POMPANO BEACH                                       PUD                                                               9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20200901                                          180                                   174
          77565          TX                  CLEAR LAKE SHORES                                   Single Family                                                     7.7250                    0.5000                  -                    0.0130                     -                                        7.2120                         20350901                                          360                                   354
          30024          GA                  SUWANEE                                             PUD                                                               7.1750                    0.5000                  -                    0.0130                     -                                        6.6620                         20351001                                          360                                   355
          75211          TX                  DALLAS                                              Single Family                                                     9.2400                    0.5000                  -                    0.0130                     -                                        8.7270                         20200801                                          180                                   173
           7306          NJ                  JERSEY CITY                                         2-4 Family                                                        7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20350901                                          360                                   354
          28269          NC                  CHARLOTTE                                           Single Family                                                     9.1000                    0.5000                  -                    0.0130                     -                                        8.5870                         20350901                                          360                                   354
          71373          LA                  VIDALIA                                             Single Family                                                    10.1000                    0.5000                  -                    0.0130                     -                                        9.5870                         20350901                                          360                                   354
          92234          CA                  CATHEDRAL CITY                                      Single Family                                                     5.8500                    0.5000                  -                    0.0130                     -                                        5.3370                         20350901                                          360                                   354
          98101          WA                  SEATTLE                                             Condominium                                                       6.2500                    0.5000                  -                    0.0130                     -                                        5.7370                         20350901                                          360                                   354
          92503          CA                  RIVERSIDE                                           Single Family                                                     9.9000                    0.5000                  -                    0.0130                     -                                        9.3870                         20200901                                          180                                   174
          95206          CA                  STOCKTON                                            Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20200901                                          180                                   174
          95206          CA                  STOCKTON                                            Single Family                                                     6.2250                    0.5000                  -                    0.0130                     -                                        5.7120                         20350901                                          360                                   354
          92503          CA                  RIVERSIDE                                           Single Family                                                     6.4000                    0.5000                  -                    0.0130                     -                                        5.8870                         20350901                                          360                                   354
          90701          CA                  ARTESIA                                             Single Family                                                     5.5500                    0.5000                  -                    0.0130                     -                                        5.0370                         20350901                                          360                                   354
          32750          FL                  LONGWOOD                                            Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20350901                                          360                                   354
          10016          NY                  NEW YORK                                            Condominium                                                       9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20200901                                          180                                   174
          44118          OH                  CLEVELAND                                           Single Family                                                     8.6500                    0.5000                  -                    0.0130                     -                                        8.1370                         20350901                                          360                                   354
          92592          CA                  TEMECULA                                            PUD                                                               9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20200901                                          180                                   174
          92592          CA                  TEMECULA                                            PUD                                                               5.3500                    0.5000                  -                    0.0130                     -                                        4.8370                         20350901                                          360                                   354
          94533          CA                  FAIRFIELD                                           Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20350901                                          360                                   354
          68107          NE                  OMAHA                                               Single Family                                                     7.5250                    0.5000                  -                    0.0130                     -                                        7.0120                         20350801                                          360                                   353
          33069          FL                  POMPANO BEACH                                       PUD                                                               6.1000                    0.5000                  -                    0.0130                     -                                        5.5870                         20350901                                          360                                   354
          86401          AZ                  KINGMAN                                             Single Family                                                     5.7000                    0.5000                  -                    0.0130                     -                                        5.1870                         20350901                                          360                                   354
          92173          CA                  SAN DIEGO                                           Condominium                                                       6.8500                    0.5000                  -                    0.0130                     -                                        6.3370                         20350901                                          360                                   354
          90242          CA                  DOWNEY                                              Single Family                                                    10.5000                    0.5000                  -                    0.0130                     -                                        9.9870                         20200901                                          180                                   174
          22312          VA                  ALEXANDRIA                                          Single Family                                                     7.8250                    0.5000                  -                    0.0130                     -                                        7.3120                         20200901                                          180                                   174
          75074          TX                  PLANO                                               Single Family                                                     8.5500                    0.5000                  -                    0.0130                     -                                        8.0370                         20350901                                          360                                   354
          92553          CA                  MORENO VALLEY                                       Single Family                                                     6.4900                    0.5000                  -                    0.0130                     -                                        5.9770                         20350901                                          360                                   354
          63114          MO                  ST LOUIS                                            Single Family                                                     9.8000                    0.5000                  -                    0.0130                     -                                        9.2870                         20350901                                          360                                   354
          10030          NY                  NEW YORK                                            Condominium                                                       5.7500                    0.5000                  -                    0.0130                     -                                        5.2370                         20350901                                          360                                   354
          77573          TX                  LEAGUE CITY                                         PUD                                                              10.7500                    0.5000                  -                    0.0130                     -                                       10.2370                         20200901                                          180                                   174
          78046          TX                  LAREDO                                              Single Family                                                     7.0250                    0.5000                  -                    0.0130                     -                                        6.5120                         20350901                                          360                                   354
          90242          CA                  DOWNEY                                              Single Family                                                     6.9500                    0.5000                  -                    0.0130                     -                                        6.4370                         20350901                                          360                                   354
          33351          FL                  SUNRISE                                             PUD                                                               6.5750                    0.5000                  -                    0.0130                     -                                        6.0620                         20350901                                          360                                   354
          33028          FL                  PEMBROKE PINES                                      PUD                                                               6.9500                    0.5000                  -                    0.0130                     -                                        6.4370                         20350901                                          360                                   354
          14534          NY                  PITTSFORD                                           Single Family                                                     7.6250                    0.5000                  -                    0.0130                     -                                        7.1120                         20351001                                          360                                   355
          77047          TX                  HOUSTON                                             PUD                                                               8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20350801                                          360                                   353
          49441          MI                  MUSKEGON                                            Single Family                                                     8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20350901                                          360                                   354
          98058          WA                  RENTON                                              Single Family                                                     6.8250                    0.5000                  -                    0.0130                     -                                        6.3120                         20351001                                          360                                   355
           7750          NJ                  MONMOUTH BEACH                                      Condominium                                                       7.1500                    0.5000                  -                    0.0130                     -                                        6.6370                         20350901                                          360                                   354
          14305          NY                  NIAGARA FALLS                                       Single Family                                                     8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20351001                                          360                                   355
          13165          NY                  WATERLOO                                            Single Family                                                    10.7500                    0.5000                  -                    0.0130                     -                                       10.2370                         20200901                                          180                                   174
          90026          CA                  LOS ANGELES                                         Condominium                                                       9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20200901                                          180                                   174
          98604          WA                  BATTLE GROUND                                       PUD                                                               8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20201001                                          180                                   175
          44122          OH                  BEACHWOOD                                           Single Family                                                     7.2250                    0.5000                  -                    0.0130                     -                                        6.7120                         20350901                                          360                                   354
          30039          GA                  SNELLVILLE                                          Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20351001                                          360                                   355
          18466          NC                  TOBYHANNA                                           PUD                                                               9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20200701                                          180                                   172
          63376          MO                  SAINT PETERS                                        PUD                                                               9.6000                    0.5000                  -                    0.0130                     -                                        9.0870                         20350901                                          360                                   354
          92008          CA                  CARLSBAD                                            PUD                                                               5.1250                    0.5000                  -                    0.0130                     -                                        4.6120                         20350901                                          360                                   354
          11236          NY                  BROOKLYN                                            Single Family                                                    10.8750                    0.5000                  -                    0.0130                     -                                       10.3620                         20200901                                          180                                   174
          92701          CA                  SANTA ANA                                           Condominium                                                       7.1250                    0.5000                  -                    0.0130                     -                                        6.6120                         20350901                                          360                                   354
          32808          FL                  ORLANDO                                             Condominium                                                       9.9000                    0.5000                  -                    0.0130                     -                                        9.3870                         20200901                                          180                                   174
          90026          CA                  LOS ANGELES                                         Condominium                                                       6.8500                    0.5000                  -                    0.0130                     -                                        6.3370                         20350901                                          360                                   354
          13165          NY                  WATERLOO                                            Single Family                                                     7.4000                    0.5000                  -                    0.0130                     -                                        6.8870                         20350901                                          360                                   354
          33311          FL                  FORT LAUDERDALE                                     Single Family                                                     6.3500                    0.5000                  -                    0.0130                     -                                        5.8370                         20350901                                          360                                   354
          44203          OH                  BARBERTON                                           Single Family                                                     7.3500                    0.5000                  -                    0.0130                     -                                        6.8370                         20350901                                          360                                   354
          64123          MO                  KANSAS CITY                                         Single Family                                                     8.4500                    0.5000                  -                    0.0130                     -                                        7.9370                         20350901                                          360                                   354
          30038          GA                  LITHONIA                                            Single Family                                                     9.7000                    0.5000                  -                    0.0130                     -                                        9.1870                         20350901                                          360                                   354
          75069          TX                  MCKINNEY                                            Single Family                                                     7.9000                    0.5000                  -                    0.0130                     -                                        7.3870                         20350901                                          360                                   354
          33068          FL                  NORTH LAUDERDALE                                    Townhouse                                                         6.8250                    0.5000                  -                    0.0130                     -                                        6.3120                         20350901                                          360                                   354
          29617          SC                  GREENVILLE                                          Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20350901                                          360                                   354
          33183          FL                  MIAMI                                               Condominium                                                       7.9000                    0.5000                  -                    0.0130                     -                                        7.3870                         20350901                                          360                                   354
          33064          FL                  POMPANO BEACH                                       Single Family                                                     7.6500                    0.5000                  -                    0.0130                     -                                        7.1370                         20350901                                          360                                   354
          32808          FL                  ORLANDO                                             Condominium                                                       7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20350901                                          360                                   354
          11236          NY                  BROOKLYN                                            Single Family                                                     6.6500                    0.5000                  -                    0.0130                     -                                        6.1370                         20350901                                          360                                   354
          18466          PA                  TOBYHANNA                                           PUD                                                               7.1500                    0.5000                  -                    0.0130                     -                                        6.6370                         20350701                                          360                                   352
          75007          TX                  CARROLLTON                                          Single Family                                                     8.8000                    0.5000                  -                    0.0130                     -                                        8.2870                         20350901                                          360                                   354
          65109          MO                  JEFFERSON CITY                                      Single Family                                                     8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20350701                                          360                                   352
          12428          NY                  ELLENVILLE                                          Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20350601                                          360                                   351
          97128          OR                  MCMINNVILLE                                         Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351001                                          360                                   355
          20721          MD                  BOWIE                                               PUD                                                               8.4250                    0.5000                  -                    0.0130                     -                                        7.9120                         20350801                                          360                                   353
          73110          OK                  MIDWEST CITY                                        Single Family                                                     9.4250                    0.5000                  -                    0.0130                     -                                        8.9120                         20350901                                          360                                   354
          76108          TX                  FORT WORTH                                          Single Family                                                     6.7000                    0.5000                  -                    0.0130                     -                                        6.1870                         20350901                                          360                                   354
          33326          FL                  WESTON                                              Condominium                                                       7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20350901                                          360                                   354
          97062          OR                  TUALATIN                                            Condominium                                                       6.4500                    0.5000                  -                    0.0130                     -                                        5.9370                         20351001                                          360                                   355
          97222          OR                  MILWAUKIE                                           Single Family                                                     6.2500                    0.5000                  -                    0.0130                     -                                        5.7370                         20200901                                          180                                   174
          33441          FL                  DEERFIELD BEACH                                     PUD                                                               8.1250                    0.5000                  -                    0.0130                     -                                        7.6120                         20350901                                          360                                   354
          77901          TX                  VICTORIA                                            Single Family                                                     9.9000                    0.5000                  -                    0.0130                     -                                        9.3870                         20350901                                          360                                   354
          91306          CA                  (WINNETKA AREA) LOS ANGEL                           Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20200901                                          180                                   174
          18324          PA                  BUSHKILL                                            PUD                                                               6.4500                    0.5000                  -                    0.0130                     -                                        5.9370                         20350901                                          360                                   354
          64012          MO                  BELTON                                              Single Family                                                     9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20350901                                          360                                   354
          77065          TX                  HOUSTON                                             Single Family                                                     8.1000                    0.5000                  -                    0.0130                     -                                        7.5870                         20350901                                          360                                   354
          98011          WA                  BOTHELL                                             Single Family                                                     6.8750                    0.5000                  -                    0.0130                     -                                        6.3620                         20350901                                          360                                   354
          91306          CA                  (WINNETKA AREA) LOS ANGEL                           Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20350901                                          360                                   354
          44104          OH                  CLEVELAND                                           2-4 Family                                                        7.8000                    0.5000                  -                    0.0130                     -                                        7.2870                         20350701                                          360                                   352
          78244          TX                  SAN ANTONIO                                         Single Family                                                     9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20350901                                          360                                   354
          75457          TX                  MOUNT VERNON                                        Single Family                                                     8.3500                    0.5000                  -                    0.0130                     -                                        7.8370                         20350901                                          360                                   354
          78617          TX                  DE VALLE                                            2-4 Family                                                        9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20200901                                          180                                   174
          18102          PA                  ALLENTOWN                                           2-4 Family                                                        8.1500                    0.5000                  -                    0.0130                     -                                        7.6370                         20350901                                          360                                   354
          91006          CA                  (ARCADIA AREA) LOS ANGELE                           Single Family                                                     7.6500                    0.5000                  -                    0.0130                     -                                        7.1370                         20351001                                          360                                   355
           7112          NJ                  NEWARK                                              Single Family                                                    10.5000                    0.5000                  -                    0.0130                     -                                        9.9870                         20201001                                          180                                   175
          21060          MD                  GLEN BURNIE                                         Single Family                                                     8.3500                    0.5000                  -                    0.0130                     -                                        7.8370                         20350901                                          360                                   354
          35215          AL                  BIRMINGHAM                                          Single Family                                                     9.2500                    0.5000                  -                    0.0130                     -                                        8.7370                         20351001                                          360                                   355
          95209          CA                  STOCKTON                                            Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20350801                                          360                                   353
          30238          GA                  JONESBORO                                           Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20200401                                          180                                   169
          44118          OH                  S EUCLID                                            Single Family                                                     9.3750                    0.5000                  -                    0.0130                     -                                        8.8620                         20351001                                          360                                   355
           7047          NJ                  NORTH BERGEN                                        Single Family                                                     7.2000                    0.5000                  -                    0.0130                     -                                        6.6870                         20351001                                          360                                   355
          33066          FL                  COCONUT CREEK                                       PUD                                                              10.5000                    0.5000                  -                    0.0130                     -                                        9.9870                         20200901                                          180                                   174
          33063          FL                  MARGATE                                             Single Family                                                     8.4750                    0.5000                  -                    0.0130                     -                                        7.9620                         20351001                                          360                                   355
          77338          TX                  HUMBLE                                              PUD                                                               6.5750                    0.5000                  -                    0.0130                     -                                        6.0620                         20350901                                          360                                   354
          77378          TX                  WILLIS                                              Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20200901                                          180                                   174
          60520          IL                  HINCKLEY                                            Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20200501                                          180                                   170
          30228          GA                  HAMPTON                                             PUD                                                               9.1250                    0.5000                  -                    0.0130                     -                                        8.6120                         20351001                                          360                                   355
          30565          GA                  NICHOLSON                                           Single Family                                                     8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20351001                                          360                                   355
          30093          GA                  NORCROSS                                            Condominium                                                       8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20351001                                          360                                   355
          30121          GA                  CARTERSVILLE                                        Single Family                                                     9.1250                    0.5000                  -                    0.0130                     -                                        8.6120                         20351001                                          360                                   355
          30291          GA                  UNION CITY                                          PUD                                                               9.3750                    0.5000                  -                    0.0130                     -                                        8.8620                         20351001                                          360                                   355
          28115          NC                  MOORESVILLE                                         PUD                                                               7.3750                    0.5000                  -                    0.0130                     -                                        6.8620                         20351001                                          360                                   355
          30039          GA                  SNELLVILLE                                          PUD                                                               6.8750                    0.5000                  -                    0.0130                     -                                        6.3620                         20351001                                          360                                   355
          30035          GA                  DECATUR                                             Single Family                                                     8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20351001                                          360                                   355
          30620          GA                  BETHLEHEM                                           Single Family                                                     8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20351001                                          360                                   355
          30043          GA                  LAWRENCEVILLE                                       Single Family                                                     6.8750                    0.5000                  -                    0.0130                     -                                        6.3620                         20351001                                          360                                   355
          30043          GA                  LAWRENCEVILLE                                       Single Family                                                     9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20351001                                          360                                   355
          30248          GA                  LOCUST GROVE                                        Single Family                                                     9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20351001                                          360                                   355
          30132          GA                  DALLAS                                              Single Family                                                     7.3750                    0.5000                  -                    0.0130                     -                                        6.8620                         20351101                                          360                                   356
          30016          GA                  COVINGTON                                           PUD                                                               7.3750                    0.5000                  -                    0.0130                     -                                        6.8620                         20351001                                          360                                   355
          30223          GA                  GRIFFIN                                             Single Family                                                     9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20351001                                          360                                   355
          30016          GA                  COVINGTON                                           Single Family                                                     7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20351001                                          360                                   355
          30253          GA                  MCDONOUGH                                           PUD                                                               7.6250                    0.5000                  -                    0.0130                     -                                        7.1120                         20351001                                          360                                   355
          38012          TN                  BROWNSVILLE                                         Single Family                                                     8.3750                    0.5000                  -                    0.0130                     -                                        7.8620                         20351001                                          360                                   355
          30141          GA                  HIRAM                                               PUD                                                               9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20351001                                          360                                   355
          30233          GA                  JACKSON                                             Single Family                                                     9.1250                    0.5000                  -                    0.0130                     -                                        8.6120                         20351001                                          360                                   355
          30179          GA                  TEMPLE                                              Single Family                                                     7.1250                    0.5000                  -                    0.0130                     -                                        6.6120                         20351101                                          360                                   356
          30120          GA                  CARTERSVILLE                                        Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351001                                          360                                   355
          30680          GA                  WINDER                                              Single Family                                                     8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20351001                                          360                                   355
          30223          GA                  GRIFFIN                                             Single Family                                                     8.6250                    0.5000                  -                    0.0130                     -                                        8.1120                         20351001                                          360                                   355
          30268          GA                  PALMETTO                                            PUD                                                               9.3750                    0.5000                  -                    0.0130                     -                                        8.8620                         20351001                                          360                                   355
          30238          GA                  JONESBORO                                           PUD                                                               8.1250                    0.5000                  -                    0.0130                     -                                        7.6120                         20351101                                          360                                   356
          30120          GA                  CARTERSVILLE                                        Single Family                                                     7.6250                    0.5000                  -                    0.0130                     -                                        7.1120                         20351001                                          360                                   355
          30180          GA                  VILLA RICA                                          PUD                                                               8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20351101                                          360                                   356
          30331          GA                  ATLANTA                                             PUD                                                               7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20351001                                          360                                   355
          30228          GA                  HAMPTON                                             PUD                                                               9.2500                    0.5000                  -                    0.0130                     -                                        8.7370                         20351001                                          360                                   355
          30281          GA                  STOCKBRIDGE                                         PUD                                                               8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20351001                                          360                                   355
          30058          GA                  LITHONIA                                            Single Family                                                     7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20351001                                          360                                   355
          31313          GA                  HINESVILLE                                          Single Family                                                     7.3750                    0.5000                  -                    0.0130                     -                                        6.8620                         20351101                                          360                                   356
          30045          GA                  LAWRENCEVILLE                                       Single Family                                                     9.3750                    0.5000                  -                    0.0130                     -                                        8.8620                         20351001                                          360                                   355
           7206          NJ                  ELIZABETH                                           2-4 Family                                                        7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20351101                                          360                                   356
           7055          NJ                  PASSAIC                                             2-4 Family                                                        7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351101                                          360                                   356
           7731          NJ                  HOWELL                                              Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351101                                          360                                   356
           6704          CT                  WATERBURY                                           2-4 Family                                                        5.5000                    0.5000                  -                    0.0130                     -                                        4.9870                         20351101                                          360                                   356
           7060          NJ                  PLAINFIELD                                          2-4 Family                                                        6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20351001                                          360                                   355
          22657          VA                  STRASBURG                                           PUD                                                               7.1800                    0.5000                  -                    0.0130                     -                                        6.6670                         20351001                                          360                                   355
          11758          NY                  MASSAPEQUA                                          Single Family                                                     7.0000                    0.5000                  -                    0.0130                     -                                        6.4870                         20351101                                          360                                   356
          23875          VA                  PRINCE GEORGE                                       Single Family                                                     6.6800                    0.5000                  -                    0.0130                     -                                        6.1670                         20351001                                          360                                   355
           6824          CT                  FAIRFIELD                                           Condominium                                                       6.6800                    0.5000                  -                    0.0130                     -                                        6.1670                         20351001                                          360                                   355
           7088          NJ                  UNION                                               2-4 Family                                                       11.2500                    0.5000                  -                    0.0130                     -                                       10.7370                         20251001                                          240                                   235
           7088          NJ                  UNION                                               2-4 Family                                                        7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20351001                                          360                                   355
          34746          FL                  KISSIMMEE                                           Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20351001                                          360                                   355
           7660          NJ                  RIDGEFIELD PARK                                     Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20351001                                          360                                   355
           7033          NJ                  KENILWORTH                                          Single Family                                                     8.2800                    0.5000                  -                    0.0130                     -                                        7.7670                         20351001                                          360                                   355
          11433          NY                  JAMAICA                                             2-4 Family                                                       11.2500                    0.5000                  -                    0.0130                     -                                       10.7370                         20250901                                          240                                   234
          11433          NY                  JAMAICA                                             2-4 Family                                                        7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20350901                                          360                                   354
           7006          NJ                  CALDWELL                                            Condominium                                                      10.8500                    0.5000                  -                    0.0130                     -                                       10.3370                         20250901                                          240                                   234
           7006          NJ                  CALDWELL                                            Condominium                                                       6.2600                    0.5000                  -                    0.0130                     -                                        5.7470                         20350901                                          360                                   354
           7735          NJ                  UNION BEACH                                         Single Family                                                     6.2800                    0.5000                  -                    0.0130                     -                                        5.7670                         20350801                                          360                                   353
           7305          NJ                  JERSEY CITY                                         2-4 Family                                                       10.5000                    0.5000                  -                    0.0130                     -                                        9.9870                         20250801                                          240                                   233
           7305          NJ                  JERSEY CITY                                         2-4 Family                                                        6.9500                    0.5000                  -                    0.0130                     -                                        6.4370                         20350801                                          360                                   353
          11572          NY                  OCEANSIDE                                           Single Family                                                     6.4800                    0.5000                  -                    0.0130                     -                                        5.9670                         20351001                                          360                                   355
          85929          AZ                  LAKESIDE                                            PUD                                                               5.8500                    0.5000                  -                    0.0130                     -                                        5.3370                         20350701                                          360                                   352
          10022          NY                  NEW YORK                                            Condominium                                                       6.2500                    0.5000                  -                    0.0130                     -                                        5.7370                         20350801                                          360                                   353
           8863          NJ                  WOODBRIDGE                                          Single Family                                                     7.9800                    0.5000                  -                    0.0130                     -                                        7.4670                         20350601                                          360                                   351
          18360          PA                  Stroudsburg                                         Single Family                                                     7.7000                    0.5000                  -                    0.0130                     -                                        7.1870                         20351101                                          360                                   356
          11691          NY                  Far Rockaway                                        2-4 Family                                                        7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351101                                          360                                   356
          11434          NY                  Jamaica                                             Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20351001                                          360                                   355
          12564          NY                  Pawling                                             Single Family                                                     7.0500                    0.5000                  -                    0.0130                     -                                        6.5370                         20351001                                          360                                   355
          11729          NY                  Deer Park                                           Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351001                                          360                                   355
           8759          NJ                  Manchester                                          Single Family                                                     7.6500                    0.5000                  -                    0.0130                     -                                        7.1370                         20351001                                          360                                   355
           8016          NJ                  Burlington                                          Single Family                                                     8.3500                    0.5000                  -                    0.0130                     -                                        7.8370                         20351001                                          360                                   355
          10954          NY                  Nanuet                                              Single Family                                                     7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20351001                                          360                                   355
          11784          NY                  Selden                                              Single Family                                                     8.8500                    0.5000                  -                    0.0130                     -                                        8.3370                         20351001                                          360                                   355
          19055          PA                  Bristol Township (Levitto                           Single Family                                                     8.4000                    0.5000                  -                    0.0130                     -                                        7.8870                         20351001                                          360                                   355
           8109          NJ                  Pennsauken                                          Single Family                                                     9.6500                    0.5000                  -                    0.0130                     -                                        9.1370                         20351001                                          360                                   355
          20906          MD                  Silver Spring                                       Condominium                                                       8.3500                    0.5000                  -                    0.0130                     -                                        7.8370                         20351001                                          360                                   355
          11210          NY                  Brooklyn                                            2-4 Family                                                        7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20351001                                          360                                   355
          10960          NY                  Nyack                                               Single Family                                                     7.9250                    0.5000                  -                    0.0130                     -                                        7.4120                         20351001                                          360                                   355
          94591          CA                  Vallejo                                             Single Family                                                     6.8500                    0.5000                  -                    0.0130                     -                                        6.3370                         20351001                                          360                                   355
          93291          CA                  Visalia                                             Single Family                                                     8.1500                    0.5000                  -                    0.0130                     -                                        7.6370                         20351001                                          360                                   355
          91344          CA                  Los Angeles                                         Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20351001                                          360                                   355
          95354          CA                  Modesto                                             Single Family                                                     8.3500                    0.5000                  -                    0.0130                     -                                        7.8370                         20351001                                          360                                   355
          98223          WA                  Arlington                                           Condominium                                                       7.1500                    0.5000                  -                    0.0130                     -                                        6.6370                         20350901                                          360                                   354
          94621          CA                  Oakland                                             Single Family                                                     7.4000                    0.5000                  -                    0.0130                     -                                        6.8870                         20351101                                          360                                   356
          91770          CA                  Rosemead                                            Single Family                                                     7.7000                    0.5000                  -                    0.0130                     -                                        7.1870                         20351001                                          360                                   355
          90710          CA                  Los Angeles (Harbor City                            Condominium                                                       8.3500                    0.5000                  -                    0.0130                     -                                        7.8370                         20351101                                          360                                   356
          90026          CA                  Los Angeles                                         Condominium                                                       5.8750                    0.5000                  -                    0.0130                     -                                        5.3620                         20351001                                          360                                   355
          92509          CA                  Riverside Area                                      Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351001                                          360                                   355
          90018          CA                  Los Angeles                                         Single Family                                                     6.8500                    0.5000                  -                    0.0130                     -                                        6.3370                         20351001                                          360                                   355
          92345          CA                  Hesperia                                            Single Family                                                     7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20351001                                          360                                   355
          92882          CA                  Corona                                              Single Family                                                     6.6000                    0.5000                  -                    0.0130                     -                                        6.0870                         20351001                                          360                                   355
          92028          CA                  Fallbrook Area                                      Condominium                                                       7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20351101                                          360                                   356
          92376          CA                  Rialto                                              PUD                                                               7.9000                    0.5000                  -                    0.0130                     -                                        7.3870                         20351001                                          360                                   355
          93065          CA                  Simi Valley                                         Single Family                                                     5.7500                    0.5000                  -                    0.0130                     -                                        5.2370                         20351001                                          360                                   355
          93222          CA                  Frazier Park                                        PUD                                                               8.2000                    0.5000                  -                    0.0130                     -                                        7.6870                         20351001                                          360                                   355
          30113          GA                  Buchanan                                            Single Family                                                     8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20351001                                          360                                   355
          34286          FL                  North Port                                          Single Family                                                     8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20351101                                          360                                   356
          30078          GA                  Snellville                                          PUD                                                              10.0750                    0.5000                  -                    0.0130                     -                                        9.5620                         20351101                                          360                                   356
          30517          GA                  Braselton                                           PUD                                                               8.6500                    0.5000                  -                    0.0130                     -                                        8.1370                         20351001                                          360                                   355
          30518          GA                  Buford                                              PUD                                                               8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20351001                                          360                                   355
          30052          GA                  Loganville                                          Single Family                                                     6.9000                    0.5000                  -                    0.0130                     -                                        6.3870                         20350901                                          360                                   354
          21545          MD                  Mount Savage                                        Single Family                                                     7.5500                    0.5000                  -                    0.0130                     -                                        7.0370                         20351001                                          360                                   355
           7823          NJ                  Belvidere                                           Single Family                                                     6.7900                    0.5000                  -                    0.0130                     -                                        6.2770                         20351001                                          360                                   355
           7067          NJ                  Woodbridge (Colonia)                                Single Family                                                     6.8750                    0.5000                  -                    0.0130                     -                                        6.3620                         20351001                                          360                                   355
          33901          FL                  Fort Myers                                          Single Family                                                     8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20351101                                          360                                   356
          60014          IL                  Crystal Lake                                        Single Family                                                     7.0500                    0.5000                  -                    0.0130                     -                                        6.5370                         20351101                                          360                                   356
          60619          IL                  Chicago                                             Single Family                                                     7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20351101                                          360                                   356
          77563          TX                  Hitchcock                                           Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20350901                                          360                                   354
          48213          MI                  Detroit                                             Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20350801                                          360                                   353
          31806          GA                  Ellaville                                           Single Family                                                     7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20350901                                          360                                   354
          44105          OH                  Cleveland                                           Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20350601                                          360                                   351
          22485          VA                  King George                                         Single Family                                                     7.0000                    0.5000                  -                    0.0130                     -                                        6.4870                         20351101                                          360                                   356
          32825          FL                  Orlando                                             PUD                                                               6.8500                    0.5000                  -                    0.0130                     -                                        6.3370                         20351101                                          360                                   356
          33897          FL                  Davenport                                           PUD                                                               7.1500                    0.5000                  -                    0.0130                     -                                        6.6370                         20351101                                          360                                   356
          32837          FL                  Orlando                                             PUD                                                               7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20351101                                          360                                   356
           8052          NJ                  Maple Shade                                         Single Family                                                     7.1500                    0.5000                  -                    0.0130                     -                                        6.6370                         20351101                                          360                                   356
          34609          FL                  Brooksville                                         Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351001                                          360                                   355
          19115          PA                  Philadelphia                                        Single Family                                                     8.2000                    0.5000                  -                    0.0130                     -                                        7.6870                         20351001                                          360                                   355
          33418          FL                  Palm Beach Gardens                                  PUD                                                               7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351001                                          360                                   355
          77375          TX                  Tomball                                             PUD                                                               7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20351001                                          360                                   355
          32808          FL                  Orlando                                             Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351001                                          360                                   355
          77375          TX                  Tomball                                             PUD                                                               7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20351101                                          360                                   356
          30168          GA                  Austell                                             Single Family                                                     7.1000                    0.5000                  -                    0.0130                     -                                        6.5870                         20351001                                          360                                   355
          32726          FL                  Eustis                                              PUD                                                               6.8500                    0.5000                  -                    0.0130                     -                                        6.3370                         20351001                                          360                                   355
          11422          NY                  Rosedale                                            2-4 Family                                                        7.5500                    0.5000                  -                    0.0130                     -                                        7.0370                         20351001                                          360                                   355
          30168          GA                  Austell                                             Single Family                                                     7.1000                    0.5000                  -                    0.0130                     -                                        6.5870                         20351001                                          360                                   355
          34788          FL                  Leesburg                                            Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351001                                          360                                   355
          34759          FL                  Kissimmee                                           PUD                                                               8.1500                    0.5000                  -                    0.0130                     -                                        7.6370                         20350801                                          360                                   353
          30103          GA                  Adairsville                                         Single Family                                                     7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20350801                                          360                                   353
           8859          NJ                  Sayreville Borough                                  Condominium                                                       7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351001                                          360                                   355
          44320          OH                  Akron                                               Single Family                                                     7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20351101                                          360                                   356
          11590          NY                  Westbury                                            2-4 Family                                                        7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351101                                          360                                   356
          44502          OH                  Youngstown                                          Single Family                                                     8.6000                    0.5000                  -                    0.0130                     -                                        8.0870                         20351101                                          360                                   356
           7003          NJ                  Township of Bloomfield                              Single Family                                                     7.6500                    0.5000                  -                    0.0130                     -                                        7.1370                         20351101                                          360                                   356
          20774          MD                  Springdale                                          Single Family                                                     6.3750                    0.5000                  -                    0.0130                     -                                        5.8620                         20351101                                          360                                   356
           7522          NJ                  Paterson                                            Single Family                                                     7.5500                    0.5000                  -                    0.0130                     -                                        7.0370                         20351101                                          360                                   356
           1550          MA                  Southbridge                                         Single Family                                                     7.4500                    0.5000                  -                    0.0130                     -                                        6.9370                         20351101                                          360                                   356
          18324          PA                  Bushkill                                            PUD                                                               8.4500                    0.5000                  -                    0.0130                     -                                        7.9370                         20351001                                          360                                   355
          18052          PA                  Whitehall                                           Condominium                                                       7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351101                                          360                                   356
           8360          NJ                  Vineland City                                       Single Family                                                     7.8000                    0.5000                  -                    0.0130                     -                                        7.2870                         20351001                                          360                                   355
          11413          NY                  Springfield Gardens                                 Single Family                                                     7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20351001                                          360                                   355
          19380          PA                  West Chester                                        PUD                                                               7.3500                    0.5000                  -                    0.0130                     -                                        6.8370                         20351001                                          360                                   355
           7003          NJ                  Bloomfield                                          Single Family                                                     7.7000                    0.5000                  -                    0.0130                     -                                        7.1870                         20351001                                          360                                   355
          33714          FL                  St. Petersburg                                      Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351101                                          360                                   356
           6770          CT                  Naugatuck                                           Single Family                                                     6.4500                    0.5000                  -                    0.0130                     -                                        5.9370                         20351001                                          360                                   355
          19401          PA                  Norristown                                          Single Family                                                     7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20351001                                          360                                   355
          17372          PA                  York Springs                                        Single Family                                                     8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20351001                                          360                                   355
          11003          NY                  Elmont                                              Single Family                                                     5.9900                    0.5000                  -                    0.0130                     -                                        5.4770                         20201001                                          180                                   175
          18470          PA                  Uniondale, Twp of Cliffo                            Single Family                                                     7.3500                    0.5000                  -                    0.0130                     -                                        6.8370                         20351001                                          360                                   355
           6010          CT                  Bristol                                             2-4 Family                                                        7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20351001                                          360                                   355
          11505          NY                  Roosevelt                                           Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351001                                          360                                   355
          44125          OH                  Garfield Heights                                    Single Family                                                     8.3500                    0.5000                  -                    0.0130                     -                                        7.8370                         20351001                                          360                                   355
          48890          MI                  Sunfield                                            Single Family                                                     6.9000                    0.5000                  -                    0.0130                     -                                        6.3870                         20351001                                          360                                   355
          21221          MD                  Essex                                               Single Family                                                     6.7000                    0.5000                  -                    0.0130                     -                                        6.1870                         20351101                                          360                                   356
           2907          RI                  Providence                                          2-4 Family                                                        7.5500                    0.5000                  -                    0.0130                     -                                        7.0370                         20351001                                          360                                   355
          11236          NY                  Brooklyn                                            2-4 Family                                                        6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20351101                                          360                                   356
          11234          NY                  Brooklyn                                            Single Family                                                     6.3750                    0.5000                  -                    0.0130                     -                                        5.8620                         20351001                                          360                                   355
          11780          NY                  Saint James                                         Single Family                                                     6.5500                    0.5000                  -                    0.0130                     -                                        6.0370                         20351001                                          360                                   355
           7052          NJ                  West Orange                                         Condominium                                                       8.4000                    0.5000                  -                    0.0130                     -                                        7.8870                         20351001                                          360                                   355
          22026          VA                  Dumfries                                            PUD                                                               6.5500                    0.5000                  -                    0.0130                     -                                        6.0370                         20351001                                          360                                   355
          11798          NY                  Wyandanch                                           Single Family                                                     8.3500                    0.5000                  -                    0.0130                     -                                        7.8370                         20351001                                          360                                   355
           7205          NJ                  Township of Hillside                                Single Family                                                     6.8000                    0.5000                  -                    0.0130                     -                                        6.2870                         20351101                                          360                                   356
          18324          PA                  Bushkill                                            PUD                                                               7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351101                                          360                                   356
           8070          NJ                  Pennsville                                          Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351001                                          360                                   355
          48202          MI                  Detroit                                             Single Family                                                     7.6500                    0.5000                  -                    0.0130                     -                                        7.1370                         20351001                                          360                                   355
           8861          NJ                  Perth Amboy                                         2-4 Family                                                        6.4900                    0.5000                  -                    0.0130                     -                                        5.9770                         20351001                                          360                                   355
           7065          NJ                  Rahway                                              Single Family                                                     6.6500                    0.5000                  -                    0.0130                     -                                        6.1370                         20351001                                          360                                   355
           8872          NJ                  Borough of Sayreville                               Single Family                                                     5.9900                    0.5000                  -                    0.0130                     -                                        5.4770                         20351001                                          360                                   355
          18301          PA                  East Stroudsburg                                    Single Family                                                     8.7000                    0.5000                  -                    0.0130                     -                                        8.1870                         20351001                                          360                                   355
          11003          NY                  Elmont                                              Single Family                                                     6.4500                    0.5000                  -                    0.0130                     -                                        5.9370                         20351001                                          360                                   355
           6084          CT                  Tolland                                             Single Family                                                     7.8000                    0.5000                  -                    0.0130                     -                                        7.2870                         20350901                                          360                                   354
           6850          CT                  Norwalk                                             Single Family                                                     7.6000                    0.5000                  -                    0.0130                     -                                        7.0870                         20351001                                          360                                   355
           6415          CT                  East Haddam                                         Single Family                                                     7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20351001                                          360                                   355
           6607          CT                  Bridgeport                                          Single Family                                                     8.9000                    0.5000                  -                    0.0130                     -                                        8.3870                         20250901                                          240                                   234
          11561          NY                  Long Beach                                          2-4 Family                                                        7.0500                    0.5000                  -                    0.0130                     -                                        6.5370                         20350801                                          360                                   353
           6770          CT                  Naugatuck                                           Single Family                                                     8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20351001                                          360                                   355
           6484          CT                  Shelton                                             Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20351001                                          360                                   355
          27502          NC                  Apex                                                PUD                                                               7.1000                    0.5000                  -                    0.0130                     -                                        6.5870                         20351101                                          360                                   356
           6403          CT                  Beacon Falls                                        Single Family                                                     8.7000                    0.5000                  -                    0.0130                     -                                        8.1870                         20351001                                          360                                   355
           6470          CT                  Newtown                                             Single Family                                                     5.9900                    0.5000                  -                    0.0130                     -                                        5.4770                         20351001                                          360                                   355
           6484          CT                  Shelton                                             Single Family                                                     7.9000                    0.5000                  -                    0.0130                     -                                        7.3870                         20350801                                          360                                   353
           6443          CT                  Madison                                             Single Family                                                     7.3500                    0.5000                  -                    0.0130                     -                                        6.8370                         20201101                                          180                                   176
           7030          NJ                  Weehawken                                           Condominium                                                       7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351101                                          360                                   356
          55378          MN                  Savage                                              Single Family                                                     6.5350                    0.5000                  -                    0.0130                     -                                        6.0220                         20351101                                          360                                   356
          33063          FL                  MARGATE                                             PUD                                                               9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20200801                                          180                                   173
          93306          CA                  BAKERSFIELD                                         Single Family                                                     9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20201001                                          180                                   175
          93306          CA                  BAKERSFIELD                                         Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20351001                                          360                                   355
          77373          TX                  SPRING                                              PUD                                                               9.9990                    0.5000                  -                    0.0130                     -                                        9.4860                         20201001                                          180                                   175
          63379          MO                  TROY                                                Single Family                                                     7.9990                    0.5000                  -                    0.0130                     -                                        7.4860                         20351001                                          360                                   355
          53214          WI                  WEST ALLIES                                         Single Family                                                     8.1500                    0.5000                  -                    0.0130                     -                                        7.6370                         20350901                                          360                                   354
          53214          WI                  WEST ALLIS                                          Single Family                                                    11.0500                    0.5000                  -                    0.0130                     -                                       10.5370                         20200901                                          180                                   174
          77373          TX                  SPRING                                              PUD                                                               9.1250                    0.5000                  -                    0.0130                     -                                        8.6120                         20351001                                          360                                   355
          20772          MD                  UPPER MARLBORO                                      PUD                                                               9.1250                    0.5000                  -                    0.0130                     -                                        8.6120                         20351001                                          360                                   355
          90047          CA                  LOS ANGELES                                         Single Family                                                     9.3750                    0.5000                  -                    0.0130                     -                                        8.8620                         20351001                                          360                                   355
          81623          CO                  CARBONDALE                                          Single Family                                                     7.6250                    0.5000                  -                    0.0130                     -                                        7.1120                         20351001                                          360                                   355
          33543          FL                  WESLEY CHAPEL                                       PUD                                                              10.2500                    0.5000                  -                    0.0130                     -                                        9.7370                         20201001                                          180                                   175
          90059          CA                  LOS ANGELES                                         2-4 Family                                                        8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20351001                                          360                                   355
          20706          MD                  LANHAM                                              Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20351001                                          360                                   355
          21144          MD                  SEVERN                                              Single Family                                                    10.2500                    0.5000                  -                    0.0130                     -                                        9.7370                         20201001                                          180                                   175
          21144          MD                  SEVERN                                              Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351001                                          360                                   355
          33463          FL                  LAKE WORTH                                          Single Family                                                     7.3750                    0.5000                  -                    0.0130                     -                                        6.8620                         20351001                                          360                                   355
          22193          VA                  WOODBRIDGE                                          PUD                                                               9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20201001                                          180                                   175
          33543          FL                  WESLEY CHAPEL                                       PUD                                                               7.1250                    0.5000                  -                    0.0130                     -                                        6.6120                         20351001                                          360                                   355
          75034          TX                  FRISCO                                              Single Family                                                     9.9990                    0.5000                  -                    0.0130                     -                                        9.4860                         20200901                                          180                                   174
          33470          FL                  LOXAHATCHEE                                         Single Family                                                     6.6250                    0.5000                  -                    0.0130                     -                                        6.1120                         20351001                                          360                                   355
          75034          TX                  FRISCO                                              PUD                                                               7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20350901                                          360                                   354
          34736          FL                  GROVELAND                                           PUD                                                               7.0000                    0.5000                  -                    0.0130                     -                                        6.4870                         20351001                                          360                                   355
          63113          MO                  SAINT LOUIS                                         2-4 Family                                                        7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351001                                          360                                   355
          30088          GA                  STONE MOUNTAIN                                      Single Family                                                     8.1250                    0.5000                  -                    0.0130                     -                                        7.6120                         20351001                                          360                                   355
          92555          CA                  MORENO VALLEY                                       PUD                                                               7.3750                    0.5000                  -                    0.0130                     -                                        6.8620                         20351001                                          360                                   355
          33414          FL                  WEST PALM BEACH                                     PUD                                                               9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20201001                                          180                                   175
          20601          MD                  WALDORF                                             PUD                                                               6.1250                    0.5000                  -                    0.0130                     -                                        5.6120                         20351001                                          360                                   355
          33414          FL                  WEST PALM BEACH                                     Single Family                                                     7.0000                    0.5000                  -                    0.0130                     -                                        6.4870                         20351001                                          360                                   355
          90062          CA                  LOS ANGELES                                         Single Family                                                     8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20351001                                          360                                   355
          33558          FL                  LUTZ                                                PUD                                                               7.3750                    0.5000                  -                    0.0130                     -                                        6.8620                         20351001                                          360                                   355
          34202          FL                  BRADENTON                                           Condominium                                                       6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20351001                                          360                                   355
          33063          FL                  MARGATE                                             Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20351001                                          360                                   355
          33186          FL                  MIAMI                                               Condominium                                                       8.8750                    0.5000                  -                    0.0130                     -                                        8.3620                         20351001                                          360                                   355
          55444          MN                  BROOKLYN PARK                                       Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20350901                                          360                                   354
          34480          FL                  OCALA                                               Single Family                                                     7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20351001                                          360                                   355
          70815          LA                  BATON ROUGE                                         Single Family                                                    10.2500                    0.5000                  -                    0.0130                     -                                        9.7370                         20201101                                          180                                   176
          22193          VA                  WOODBRIDGE                                          PUD                                                               7.1250                    0.5000                  -                    0.0130                     -                                        6.6120                         20351001                                          360                                   355
          70815          LA                  BATON ROUGE                                         Single Family                                                     6.8750                    0.5000                  -                    0.0130                     -                                        6.3620                         20351101                                          360                                   356
          40509          KY                  LEXINGTON                                           Single Family                                                     7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20351001                                          360                                   355
          20601          MD                  WALDORF                                             PUD                                                              10.3750                    0.5000                  -                    0.0130                     -                                        9.8620                         20201001                                          180                                   175
          33603          FL                  TAMPA                                               Single Family                                                    10.2500                    0.5000                  -                    0.0130                     -                                        9.7370                         20201001                                          180                                   175
          30044          GA                  LAWRENCEVILLE                                       Condominium                                                       9.8750                    0.5000                  -                    0.0130                     -                                        9.3620                         20201001                                          180                                   175
          33603          FL                  TAMPA                                               Single Family                                                     7.6250                    0.5000                  -                    0.0130                     -                                        7.1120                         20351001                                          360                                   355
          33413          FL                  WEST PALM BEACH                                     Single Family                                                     7.6250                    0.5000                  -                    0.0130                     -                                        7.1120                         20351001                                          360                                   355
          30044          GA                  LAWRENCEVILLE                                       Condominium                                                       6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20351001                                          360                                   355
          33413          FL                  WEST PALM BEACH                                     Single Family                                                     9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20201001                                          180                                   175
          20106          VA                  AMISSVILLE                                          Single Family                                                     9.0000                    0.5000                  -                    0.0130                     -                                        8.4870                         20351001                                          360                                   355
          75762          TX                  FLINT                                               PUD                                                               9.9990                    0.5000                  -                    0.0130                     -                                        9.4860                         20200601                                          180                                   171
          29464          SC                  MOUNT PLEASANT                                      Condominium                                                      11.6250                    0.5000                  -                    0.0130                     -                                       11.1120                         20201001                                          180                                   175
          77530          TX                  CHANNELVIEW                                         PUD                                                               7.3750                    0.5000                  -                    0.0130                     -                                        6.8620                         20351001                                          360                                   355
          75762          TX                  FLINT                                               PUD                                                               7.6250                    0.5000                  -                    0.0130                     -                                        7.1120                         20350601                                          360                                   351
          29464          SC                  MOUNT PLEASANT                                      Condominium                                                       7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351001                                          360                                   355
          20743          MD                  CAPITOL HEIGHTS                                     Single Family                                                     7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20351001                                          360                                   355
          70815          LA                  BATON ROUGE                                         Single Family                                                     6.8750                    0.5000                  -                    0.0130                     -                                        6.3620                         20350801                                          360                                   353
          21403          MD                  ANNAPOLIS                                           PUD                                                               8.6250                    0.5000                  -                    0.0130                     -                                        8.1120                         20351001                                          360                                   355
          23831          VA                  CHESTER                                             Single Family                                                     9.5000                    0.5000                  -                    0.0130                     -                                        8.9870                         20201001                                          180                                   175
          33323          FL                  SUNRISE                                             Single Family                                                     7.3750                    0.5000                  -                    0.0130                     -                                        6.8620                         20351001                                          360                                   355
          80216          CO                  DENVER                                              2-4 Family                                                        7.3750                    0.5000                  -                    0.0130                     -                                        6.8620                         20351001                                          360                                   355
          34420          FL                  BELLEVIEW                                           Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20351001                                          360                                   355
          33321          FL                  FORT LAUDERDALE                                     Condominium                                                       9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20201001                                          180                                   175
          90061          CA                  LOS ANGELES                                         Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20351001                                          360                                   355
          33321          FL                  FORT LAUDERDALE                                     Condominium                                                       6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20351001                                          360                                   355
          95829          CA                  SACRAMENTO                                          Single Family                                                     9.8750                    0.5000                  -                    0.0130                     -                                        9.3620                         20201001                                          180                                   175
          95829          CA                  SACRAMENTO                                          Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20351001                                          360                                   355
          23831          VA                  CHESTER                                             Single Family                                                     6.3750                    0.5000                  -                    0.0130                     -                                        5.8620                         20351001                                          360                                   355
          55106          MN                  SAINT PAUL                                          Single Family                                                     9.7420                    0.5000                  -                    0.0130                     -                                        9.2290                         20201001                                          180                                   175
          29414          SC                  CHARLESTON                                          Single Family                                                    10.7500                    0.5000                  -                    0.0130                     -                                       10.2370                         20201001                                          180                                   175
          55106          MN                  SAINT PAUL                                          Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20351001                                          360                                   355
          46229          OH                  CINCINNATI                                          2-4 Family                                                        8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20351001                                          360                                   355
          29414          SC                  CHARLESTON                                          Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351001                                          360                                   355
          43040          OH                  MARYSVILLE                                          Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351001                                          360                                   355
          44730          OH                  EAST CANTON                                         Single Family                                                     9.1500                    0.5000                  -                    0.0130                     -                                        8.6370                         20351001                                          360                                   355
          34205          FL                  BRADENTON                                           Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20351101                                          360                                   356
          35242          AL                  BIRMINGHAM                                          Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20351001                                          360                                   355
          55063          MN                  PINE CITY                                           Single Family                                                     9.7420                    0.5000                  -                    0.0130                     -                                        9.2290                         20201001                                          180                                   175
          53217          WI                  WHITEFISH BAY                                       Single Family                                                     6.6250                    0.5000                  -                    0.0130                     -                                        6.1120                         20351001                                          360                                   355
          33401          FL                  WEST PALM BEACH                                     PUD                                                               6.6250                    0.5000                  -                    0.0130                     -                                        6.1120                         20351001                                          360                                   355
          48146          MI                  LINCOLN PARK                                        Single Family                                                     8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20351101                                          360                                   356
          90059          CA                  LOS ANGELES                                         Single Family                                                     9.8750                    0.5000                  -                    0.0130                     -                                        9.3620                         20201001                                          180                                   175
          55063          MN                  PINE CITY                                           Single Family                                                     6.3750                    0.5000                  -                    0.0130                     -                                        5.8620                         20351001                                          360                                   355
          90059          CA                  LOS ANGELES                                         Single Family                                                     6.8750                    0.5000                  -                    0.0130                     -                                        6.3620                         20351001                                          360                                   355
          34787          FL                  WINTER GARDEN                                       Single Family                                                    10.2500                    0.5000                  -                    0.0130                     -                                        9.7370                         20201001                                          180                                   175
          34715          FL                  CLERMONT                                            PUD                                                               8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20351001                                          360                                   355
          34787          FL                  WINTER GARDEN                                       Single Family                                                     7.0000                    0.5000                  -                    0.0130                     -                                        6.4870                         20351001                                          360                                   355
          90260          CA                  LAWNDALE                                            Condominium                                                       7.0000                    0.5000                  -                    0.0130                     -                                        6.4870                         20351001                                          360                                   355
          30344          GA                  EAST POINT                                          Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20350901                                          360                                   354
          85032          AZ                  PHOENIX                                             2-4 Family                                                        7.6250                    0.5000                  -                    0.0130                     -                                        7.1120                         20351001                                          360                                   355
          21213          MD                  BALTIMORE                                           Single Family                                                     7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20351001                                          360                                   355
          90813          CA                  LONG BEACH                                          2-4 Family                                                        7.6250                    0.5000                  -                    0.0130                     -                                        7.1120                         20351001                                          360                                   355
          90280          CA                  SOUTH GATE                                          Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20351001                                          360                                   355
          97123          OR                  HILLSBORO                                           PUD                                                               6.6250                    0.5000                  -                    0.0130                     -                                        6.1120                         20351001                                          360                                   355
          91950          CA                  NATIONAL CITY                                       Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20351001                                          360                                   355
          91606          CA                  NORTH HOLLYWOOD AREA                                Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20350901                                          360                                   354
          30310          GA                  ATLANTA                                             Single Family                                                     7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20350801                                          360                                   353
          34608          FL                  SPRING HILL                                         Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20351001                                          360                                   355
          91706          CA                  BALDWIN PARK                                        PUD                                                               6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20350901                                          360                                   354
          21133          MD                  RANDALLSTOWN                                        Single Family                                                     6.3750                    0.5000                  -                    0.0130                     -                                        5.8620                         20350801                                          360                                   353
          20032          DC                  WASHINGTON                                          Single Family                                                     7.0000                    0.5000                  -                    0.0130                     -                                        6.4870                         20350901                                          360                                   354
          33609          FL                  TAMPA                                               Condominium                                                       6.2500                    0.5000                  -                    0.0130                     -                                        5.7370                         20351001                                          360                                   355
          20866          MD                  BURTONSVILLE                                        PUD                                                               8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20351001                                          360                                   355
          90247          CA                  GARDENA                                             Condominium                                                       7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20351001                                          360                                   355
          90806          CA                  LONG BEACH                                          Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20351001                                          360                                   355
          77511          TX                  ALVIN                                               Single Family                                                     9.3750                    0.5000                  -                    0.0130                     -                                        8.8620                         20351001                                          360                                   355
          90221          CA                  COMPTON AREA                                        Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20350901                                          360                                   354
          33707          FL                  GULFPORT                                            Condominium                                                       7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20351001                                          360                                   355
          91761          CA                  ONTARIO                                             Single Family                                                     6.0000                    0.5000                  -                    0.0130                     -                                        5.4870                         20351001                                          360                                   355
          90220          CA                  COMPTON                                             2-4 Family                                                        7.6250                    0.5000                  -                    0.0130                     -                                        7.1120                         20351001                                          360                                   355
          90242          CA                  DOWNEY                                              Single Family                                                     6.1250                    0.5000                  -                    0.0130                     -                                        5.6120                         20351001                                          360                                   355
          48191          MI                  WILLIS                                              Single Family                                                     7.0000                    0.5000                  -                    0.0130                     -                                        6.4870                         20351001                                          360                                   355
          90018          CA                  LOS ANGELES                                         2-4 Family                                                        7.0000                    0.5000                  -                    0.0130                     -                                        6.4870                         20351001                                          360                                   355
          90723          CA                  PARAMOUNT                                           Single Family                                                     7.9900                    0.5000                  -                    0.0130                     -                                        7.4770                         20351001                                          360                                   355
          90065          CA                  LOS ANGELES                                         Single Family                                                     7.3750                    0.5000                  -                    0.0130                     -                                        6.8620                         20351001                                          360                                   355
          34606          FL                  SPRING HILL                                         Single Family                                                     7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20350901                                          360                                   354
          93308          CA                  BAKERSFIELD                                         2-4 Family                                                        7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20350901                                          360                                   354
          95823          CA                  SACRAMENTO                                          Single Family                                                     7.6250                    0.5000                  -                    0.0130                     -                                        7.1120                         20350701                                          360                                   352
          94603          CA                  Oakland                                             Single Family                                                    10.7500                    0.5000                  -                    0.0130                     -                                       10.2370                         20201001                                          180                                   175
          94603          CA                  Oakland                                             Single Family                                                     6.9500                    0.5000                  -                    0.0130                     -                                        6.4370                         20351001                                          360                                   355
          60422          IL                  FLOSSMOOR                                           Single Family                                                     7.5500                    0.5000                  -                    0.0130                     -                                        7.0370                         20351001                                          360                                   355
          22712          VA                  Bealeton                                            Single Family                                                     8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20351101                                          360                                   356
          19114          PA                  Philadelphia                                        Townhouse                                                         7.8750                    0.5000                  -                    0.0130                     -                                        7.3620                         20360101                                          360                                   358
          60619          IL                  CHICAGO                                             2-4 Family                                                        6.8000                    0.5000                  -                    0.0130                     -                                        6.2870                         20351001                                          360                                   355
          60619          IL                  CHICAGO                                             2-4 Family                                                        9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20201001                                          180                                   175
          98366          WA                  PORT ORCHARD                                        Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20200901                                          180                                   174
          91741          CA                  GLENDORA                                            Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20350901                                          360                                   354
          63134          MO                  ST. LOUIS                                           Single Family                                                    10.7500                    0.5000                  -                    0.0130                     -                                       10.2370                         20200901                                          180                                   174
          92509          CA                  RIVERSIDE                                           Single Family                                                     7.5250                    0.5000                  -                    0.0130                     -                                        7.0120                         20350901                                          360                                   354
          98366          WA                  PORT ORCHARD                                        Single Family                                                     6.3500                    0.5000                  -                    0.0130                     -                                        5.8370                         20350901                                          360                                   354
          92027          CA                  ESCONDIDO                                           Single Family                                                     6.2500                    0.5000                  -                    0.0130                     -                                        5.7370                         20350901                                          360                                   354
           6417          CT                  DEEP RIVER                                          Condominium                                                       6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20350901                                          360                                   354
          30005          GA                  ALPHARETTA                                          PUD                                                               7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20350901                                          360                                   354
          95209          CA                  STOCKTON                                            Single Family                                                    10.5000                    0.5000                  -                    0.0130                     -                                        9.9870                         20200901                                          180                                   174
          93534          CA                  LANCASTER                                           Single Family                                                     9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20200901                                          180                                   174
          87110          NM                  ALBUQUERQUE                                         Single Family                                                     8.3500                    0.5000                  -                    0.0130                     -                                        7.8370                         20350901                                          360                                   354
          10455          NY                  BRONX                                               2-4 Family                                                        9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20200801                                          180                                   173
          93534          CA                  LANCASTER                                           Single Family                                                     6.5900                    0.5000                  -                    0.0130                     -                                        6.0770                         20350901                                          360                                   354
          95209          CA                  STOCKTON                                            Single Family                                                     6.2000                    0.5000                  -                    0.0130                     -                                        5.6870                         20350901                                          360                                   354
          29316          SC                  BOILING SPRINGS                                     Single Family                                                     8.4000                    0.5000                  -                    0.0130                     -                                        7.8870                         20350901                                          360                                   354
          78239          TX                  SAN ANTONIO                                         Single Family                                                     6.8750                    0.5000                  -                    0.0130                     -                                        6.3620                         20350901                                          360                                   354
          77089          TX                  HOUSTON                                             Single Family                                                    10.3500                    0.5000                  -                    0.0130                     -                                        9.8370                         20350901                                          360                                   354
          32309          FL                  TALLHASSEE                                          PUD                                                               6.8750                    0.5000                  -                    0.0130                     -                                        6.3620                         20350901                                          360                                   354
          90048          CA                  LOS ANGELES                                         Condominium                                                      10.9900                    0.5000                  -                    0.0130                     -                                       10.4770                         20200901                                          180                                   174
          70056          LA                  GRETNA                                              Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20200901                                          180                                   174
          29306          SC                  SPARTANBURG                                         Single Family                                                     9.5500                    0.5000                  -                    0.0130                     -                                        9.0370                         20350901                                          360                                   354
          45331          OH                  GREENVILLE                                          Single Family                                                    11.1000                    0.5000                  -                    0.0130                     -                                       10.5870                         20200901                                          180                                   174
          77045          TX                  HOUSTON                                             PUD                                                               9.3000                    0.5000                  -                    0.0130                     -                                        8.7870                         20350901                                          360                                   354
          28212          NC                  CHARLOTTE                                           Single Family                                                    12.1500                    0.5000                  -                    0.0130                     -                                       11.6370                         20200830                                          180                                   173
          77071          TX                  HOUSTON                                             PUD                                                               9.3000                    0.5000                  -                    0.0130                     -                                        8.7870                         20350901                                          360                                   354
          37918          TN                  KNOXVILLE                                           Single Family                                                     8.4000                    0.5000                  -                    0.0130                     -                                        7.8870                         20250801                                          240                                   233
          47150          IN                  NEW ALBANY                                          Single Family                                                     7.7500                    0.5000                  -                    0.0130                     -                                        7.2370                         20350801                                          360                                   353
          32779          FL                  Longwood                                            Single Family                                                     6.7500                    0.5000                  -                    0.0130                     -                                        6.2370                         20351001                                          360                                   355
          77372          TX                  SPLENDORA                                           Single Family                                                     6.1000                    0.5000                  -                    0.0130                     -                                        5.5870                         20350601                                          360                                   351
          79118          TX                  AMARILLO                                            Single Family                                                     7.3000                    0.5000                  -                    0.0130                     -                                        6.7870                         20350601                                          360                                   351
          28655          NC                  MORGANTON                                           Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20350901                                          360                                   354
          48466          PA                  TOBYHANNA                                           PUD                                                               6.8750                    0.5000                  -                    0.0130                     -                                        6.3620                         20350801                                          360                                   353
          29340          SC                  GAFFNEY                                             Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20350601                                          360                                   351
          60478          IL                  COUNTRY CLUB HILLS                                  Single Family                                                    12.0000                    0.5000                  -                    0.0130                     -                                       11.4870                         20200801                                          180                                   173
          60478          IL                  COUNTRY CLUB HILLS                                  Single Family                                                     8.7500                    0.5000                  -                    0.0130                     -                                        8.2370                         20350801                                          360                                   353
          48846          MI                  IONIA                                               Single Family                                                     8.9000                    0.5000                  -                    0.0130                     -                                        8.3870                         20350801                                          360                                   353
          25401          WV                  Martinsburg                                         Single Family                                                     7.3000                    0.5000                  -                    0.0130                     -                                        6.7870                         20350801                                          360                                   353
          78228          TX                  SAN ANTONIO                                         Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20200701                                          180                                   172
          75115          TX                  DESOTO                                              Single Family                                                     7.1500                    0.5000                  -                    0.0130                     -                                        6.6370                         20350801                                          360                                   353
          75040          TX                  GARLAND                                             Single Family                                                    11.2400                    0.5000                  -                    0.0130                     -                                       10.7270                         20200701                                          180                                   172
          36022          AL                  DEATSVILLE                                          Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20200801                                          180                                   173
          91761          CA                  ONTARIO                                             PUD                                                               6.2000                    0.5000                  -                    0.0130                     -                                        5.6870                         20350701                                          360                                   352
          32809          FL                  ORLANDO                                             Single Family                                                    10.7500                    0.5000                  -                    0.0130                     -                                       10.2370                         20200801                                          180                                   173
          76112          TX                  FORT WORTH                                          Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20200801                                          180                                   173
          72764          AR                  SPRINGDALE                                          Single Family                                                     6.5500                    0.5000                  -                    0.0130                     -                                        6.0370                         20350801                                          360                                   353
          92551          CA                  MORENO VALLEY                                       PUD                                                               9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20200801                                          180                                   173
          92551          CA                  MORENO VALLEY                                       PUD                                                               7.3000                    0.5000                  -                    0.0130                     -                                        6.7870                         20350801                                          360                                   353
          75149          TX                  MESQUITE                                            Single Family                                                     7.0250                    0.5000                  -                    0.0130                     -                                        6.5120                         20350601                                          360                                   351
          11412          NY                  SAINT ALBANS                                        2-4 Family                                                        9.9000                    0.5000                  -                    0.0130                     -                                        9.3870                         20200801                                          180                                   173
          78562          TX                  LA VILLA                                            Single Family                                                     7.9250                    0.5000                  -                    0.0130                     -                                        7.4120                         20350601                                          360                                   351
          70131          LA                  NEW ORLEANS                                         Condominium                                                       7.7600                    0.5000                  -                    0.0130                     -                                        7.2470                         20350801                                          360                                   353
          38012          TN                  BROWNSVILLE                                         Single Family                                                     8.4000                    0.5000                  -                    0.0130                     -                                        7.8870                         20350801                                          360                                   353
          77536          TX                  DEER PARK                                           Single Family                                                    11.9900                    0.5000                  -                    0.0130                     -                                       11.4770                         20350801                                          360                                   353
          34715          FL                  MINNEOLA                                            Single Family                                                     7.5600                    0.5000                  -                    0.0130                     -                                        7.0470                         20350801                                          360                                   353
          71913          AR                  HOT SPRINGS                                         Single Family                                                     7.9100                    0.5000                  -                    0.0130                     -                                        7.3970                         20350801                                          360                                   353
          70119          LA                  NEW ORLEANS                                         Single Family                                                     8.3000                    0.5000                  -                    0.0130                     -                                        7.7870                         20350801                                          360                                   353
          54311          WI                  GREEN BAY                                           2-4 Family                                                        7.5000                    0.5000                  -                    0.0130                     -                                        6.9870                         20350801                                          360                                   353
          32164          FL                  Palm Coast                                          2-4 Family                                                        8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20350901                                          360                                   354
          33013          FL                  HIALEAH                                             Single Family                                                     6.4500                    0.5000                  -                    0.0130                     -                                        5.9370                         20350701                                          360                                   352
          37914          TN                  KNOXVILLE                                           Single Family                                                     7.6500                    0.5000                  -                    0.0130                     -                                        7.1370                         20350801                                          360                                   353
          11939          NY                  EAST MARION                                         Single Family                                                     6.9900                    0.5000                  -                    0.0130                     -                                        6.4770                         20350701                                          360                                   352
           7108          NJ                  NEWARK                                              2-4 Family                                                        7.9000                    0.5000                  -                    0.0130                     -                                        7.3870                         20350601                                          360                                   351
          11694          NY                  ROCKAWAY PARK                                       2-4 Family                                                        8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20200801                                          180                                   173
          33184          FL                  MIAMI                                               Condominium                                                       7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20350701                                          360                                   352
          77520          TX                  BAYTOWN                                             Single Family                                                     8.6500                    0.5000                  -                    0.0130                     -                                        8.1370                         20350801                                          360                                   353
          48234          MI                  DETROIT                                             Single Family                                                     9.7500                    0.5000                  -                    0.0130                     -                                        9.2370                         20350701                                          360                                   352
          77449          TX                  KATY                                                Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20350701                                          360                                   352
          92346          CA                  HIGHLAND                                            Single Family                                                     8.9250                    0.5000                  -                    0.0130                     -                                        8.4120                         20350701                                          360                                   352
          90240          CA                  DOWNEY                                              Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20200701                                          180                                   172
          18360          PA                  STROUDSBURG                                         Single Family                                                     8.9900                    0.5000                  -                    0.0130                     -                                        8.4770                         20200701                                          180                                   172
          98204          WA                  EVERETT                                             Single Family                                                     8.4000                    0.5000                  -                    0.0130                     -                                        7.8870                         20350701                                          360                                   352
          18360          PA                  STROUDSBURG                                         Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20350701                                          360                                   352
          25038          WV                  RANSON                                              Single Family                                                     7.2500                    0.5000                  -                    0.0130                     -                                        6.7370                         20350701                                          360                                   352
          70003          LA                  METAIRIE                                            Single Family                                                    10.8750                    0.5000                  -                    0.0130                     -                                       10.3620                         20200701                                          180                                   172
          70068          LA                  LA PLACE                                            Single Family                                                     8.0000                    0.5000                  -                    0.0130                     -                                        7.4870                         20350701                                          360                                   352
          70003          LA                  METAIRIE                                            Single Family                                                     7.8500                    0.5000                  -                    0.0130                     -                                        7.3370                         20350701                                          360                                   352
          92404          CA                  SAN BERNARDINO                                      Single Family                                                     6.6000                    0.5000                  -                    0.0130                     -                                        6.0870                         20350301                                          360                                   348
          32206          FL                  JACKSONVILLE                                        Single Family                                                     8.7250                    0.5000                  -                    0.0130                     -                                        8.2120                         20350701                                          360                                   352
          38654          MS                  OLIVE BRANCH                                        Single Family                                                     8.8000                    0.5000                  -                    0.0130                     -                                        8.2870                         20350701                                          360                                   352
          44108          OH                  CLEVELAND                                           Single Family                                                    10.7400                    0.5000                  -                    0.0130                     -                                       10.2270                         20200601                                          180                                   171
          44108          OH                  CLEVELAND                                           Single Family                                                     8.2500                    0.5000                  -                    0.0130                     -                                        7.7370                         20350601                                          360                                   351
          78660          TX                  PFLUGERVILLE                                        Single Family                                                     9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20200601                                          180                                   171
          77373          TX                  SPRING                                              PUD                                                               9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20200601                                          180                                   171
          15232          PA                  PITTSBURGH                                          Single Family                                                     8.0500                    0.5000                  -                    0.0130                     -                                        7.5370                         20350101                                          360                                   346
          23602          VA                  NEWPORT NEWS                                        Single Family                                                     6.5000                    0.5000                  -                    0.0130                     -                                        5.9870                         20350501                                          360                                   350
          85212          AZ                  MESA                                                PUD                                                               9.9900                    0.5000                  -                    0.0130                     -                                        9.4770                         20200501                                          180                                   170
          45040          OH                  MASON                                               Single Family                                                     6.6250                    0.5000                  -                    0.0130                     -                                        6.1120                         20350501                                          360                                   350
           8535          NJ                  MILLSTONE                                           Single Family                                                     5.7500                    0.5000                  -                    0.0130                     -                                        5.2370                         20350401                                          360                                   349
          68505          NE                  LINCOLN                                             Single Family                                                    10.9900                    0.5000                  -                    0.0130                     -                                       10.4770                         20200401                                          180                                   169
          55044          MN                  Lakeville                                           Single Family                                                     8.1500                    0.5000                  -                    0.0130                     -                                        7.6370                         20350101                                          360                                   346
          92407          CA                  SAN BERNARDINO                                      Single Family                                                     6.1500                    0.5000                  -                    0.0130                     -                                        5.6370                         20341101                                          360                                   344
          30016          GA                  COVINGTON                                           Single Family                                                     8.5000                    0.5000                  -                    0.0130                     -                                        7.9870                         20340901                                          360                                   342


       ZIP_CODE                      ORIGINAL_BALANCE                    FIRST_PAY_DATE                 PAYMENT                       CURRENT_BALANCE                    LOAN_TO_VALUE          MI                                  MERS_ID1                                             MARGIN                        NEXT_RATE_ADJ_DATE1                 MAX_RATE                MIN_RATE                     PER_RATE_CAP          DEAL_INFO
       --------                      ----------------                    --------------                 -------                       ---------------                    -------------          --                                  --------                                             ------                        -------------------                 --------                --------                     ------------          ---------
          45211                             16,000.00                          20060301                  187.11                             15,985.82                           100.00          No MI                               100022100134463561                                        -                                                                   -                       -                                -          GROUP I
          45211                             64,000.00                          20060301                  492.10                             63,961.23                            80.00          No MI                               100022100134462407                                   5.5000                                   20090201                  14.5000                  8.5000                           1.0000          GROUP I
          30110                             15,925.00                          20060301                  151.06                             15,919.26                           100.00          No MI                               100148700000159109                                        -                                                                   -                       -                                -          GROUP I
          92553                            304,000.00                          20060301                2,398.90                            303,939.36                            80.00          No MI                               100153290000004036                                   5.5000                                   20080201                  15.2300                  9.2300                           1.0000          GROUP I
          98373                            235,800.00                          20060301                1,772.32                            235,649.79                            90.00          No MI                               100153210511036244                                   6.0000                                   20080201                  14.2550                  8.2550                           1.0000          GROUP I
          78727                            155,700.00                          20060301                1,007.80                            155,565.42                            79.85          No MI                               100198900000041393                                        -                                                                   -                       -                                -          GROUP I
          95824                            125,000.00                          20060301                  819.07                            124,894.47                            45.45          No MI                               100153220601012815                                   5.5000                                   20080201                  12.8500                  6.8500                           1.0000          GROUP I
          94521                            457,000.00                          20051201                3,009.80                            455,458.57                            67.01          No MI                               100153220510000844                                   6.2500                                   20071101                  12.9000                  6.9000                           1.0000          GROUP I
          34112                            238,500.00                          20060101                1,272.00                            238,500.00                            90.00          No MI                               1001532-1050902364                                   5.6500                                   20071201                  12.4000                  6.4000                           1.0000          GROUP I
          95206                            213,750.00                          20051201                1,261.00                            212,867.69                            75.00          No MI                               1001532-2050801960                                   5.1000                                   20071101                  11.8500                  5.8500                           1.0000          GROUP I
          85323                            340,000.00                          20060301                2,193.00                            340,000.00                            85.00          No MI                               100153210512019256                                   5.5000                                   20080201                  13.7400                  7.7400                           1.0000          GROUP I
          85215                            250,700.00                          20060401                1,607.75                            250,700.00                            84.98          No MI                               100386100002082931                                        -                                                                   -                       -                                -          GROUP I
          86335                            198,000.00                          20060401                1,376.10                            198,000.00                            90.00          No MI                               100386100002083855                                   5.5000                                   20080301                  14.3400                  8.3400                           1.0000          GROUP I
          64127                             60,000.00                          20051201                  469.88                             59,858.96                            82.19          No MI                               100013700039388465                                   7.6250                                   20071101                  14.7000                  8.7000                           1.0000          GROUP I
          28613                            108,000.00                          20051201                  865.11                            107,758.89                           100.00          No MI                               0                                                    7.8750                                   20071101                  14.9500                  8.9500                           1.0000          GROUP I
          28211                             96,000.00                          20051101                  768.99                             95,731.07                           100.00          No MI                               0                                                    7.8750                                   20071001                  14.9500                  8.9500                           1.0000          GROUP I
          28215                             92,500.00                          20051101                  740.95                             92,240.90                           100.00          No MI                               0                                                    7.8750                                   20071001                  14.9500                  8.9500                           1.0000          GROUP I
          76063                            215,000.00                          20051001                1,393.06                            213,653.57                           100.00          No MI                               100013700039297088                                        -                                                                   -                       -                                -          GROUP I
          78240                             95,000.00                          20050901                  670.77                             94,379.60                           100.00          No MI                               100013700039263395                                   6.5000                                   20070801                  13.6000                  7.6000                           1.0000          GROUP I
          78209                             55,650.00                          20050701                  478.12                             55,408.58                           100.00          No MI                               100013700039219686                                   8.7500                                   20070601                  15.7500                  9.7500                           1.0000          GROUP I
          46260                            140,400.00                          20060301                1,013.62                            140,302.49                            80.00          No MI                               100330706010105022                                   5.5000                                   20080201                  13.8300                  7.8300                           1.0000          GROUP I
          33914                             53,000.00                          20060301                  660.22                             52,959.44                           100.00          No MI                               100202930512270002                                        -                                                                   -                       -                                -          GROUP I
          33914                            212,000.00                          20060301                1,752.53                            212,000.00                            80.00          No MI                               100202930512260045                                   5.5000                                   20080201                  15.9200                  9.9200                           1.0000          GROUP I
          46526                             16,200.00                          20060201                  188.41                             16,170.78                           100.00          No MI                               100202930511180103                                        -                                                                   -                       -                                -          GROUP I
          46526                             64,800.00                          20060201                  494.59                             64,719.90                            80.00          No MI                               100202930511190037                                   5.5000                                   20080101                  14.4200                  8.4200                           1.0000          GROUP I
          48206                             17,800.00                          20060301                  212.10                             17,784.89                           100.00          No MI                               100202930512150139                                        -                                                                   -                       -                                -          GROUP I
          43201                             25,700.00                          20060201                  300.73                             25,654.27                           100.00          No MI                               100202930511230072                                        -                                                                   -                       -                                -          GROUP I
          43201                            102,800.00                          20060201                  802.86                            102,679.31                            80.00          No MI                               100202930511230080                                   5.5000                                   20080101                  14.6700                  8.6700                           1.0000          GROUP I
          48206                             71,200.00                          20060301                  568.80                             71,160.45                            80.00          No MI                               100202930512290000                                   5.5000                                   20080201                  14.9200                  8.9200                           1.0000          GROUP I
          43207                             22,600.00                          20060301                  269.30                             22,580.81                           100.00          No MI                               100202930601050042                                        -                                                                   -                       -                                -          GROUP I
          43207                             90,400.00                          20060301                  706.02                             90,347.12                            80.00          No MI                               100202930601040035                                   5.5000                                   20080201                  14.6700                  8.6700                           1.0000          GROUP I
          36526                             20,350.00                          20060201                  238.13                             20,313.78                           100.00          No MI                               100202930511030142                                        -                                                                   -                       -                                -          GROUP I
          36526                             81,400.00                          20060201                  661.38                             81,400.00                            80.00          No MI                               100202930511030134                                   5.5000                                   20080101                  15.7500                  9.7500                           1.0000          GROUP I
          32738                             37,400.00                          20060201                  399.10                             37,318.87                           100.00          No MI                               1002029-3051219018                                        -                                                                   -                       -                                -          GROUP I
          43068                            205,200.00                          20060301                1,596.75                            205,078.98                            90.00          No MI                               100330706010105857                                   5.5000                                   20080201                  14.6300                  8.6300                           1.0000          GROUP I
          48043                             30,000.00                          20060301                  325.32                             29,968.68                           100.00          No MI                               100330705120101897                                        -                                                                   -                       -                                -          GROUP I
          48043                            120,000.00                          20060301                  914.21                            119,925.79                            80.00          No MI                               100330705120101889                                   5.5000                                   20080201                  14.4000                  8.4000                           1.0000          GROUP I
          46220                            176,400.00                          20060301                1,418.09                            176,303.44                            90.00          No MI                               100330706010104884                                   5.5000                                   20080201                  14.9900                  8.9900                           1.0000          GROUP I
          34711                             40,000.00                          20060301                  422.17                             39,955.83                            95.38          No MI                               100153220601005231                                        -                                                                   -                       -                                -          GROUP I
          34711                            208,000.00                          20060301                1,274.00                            208,000.00                            80.00          No MI                               1001532-2051200157                                   5.5000                                   20080201                  13.3500                  7.3500                           1.0000          GROUP I
          37769                            120,000.00                          20060301                  914.21                            119,925.79                            80.00          No MI                               100274130570154874                                   6.4000                                   20080201                  14.4000                  8.4000                           1.0000          GROUP I
          44147                             52,000.00                          20060301                  413.74                             51,970.84                            77.61          No MI                               100274130830151215                                   7.8750                                   20080201                  14.8750                  8.8750                           1.0000          GROUP I
          43227                             16,500.00                          20060201                  183.75                             16,467.29                            95.00          No MI                               100202930512230139                                        -                                                                   -                       -                                -          GROUP I
          43227                             88,000.00                          20060201                  630.44                             87,875.38                            80.00          No MI                               100202930512230170                                   5.5000                                   20080101                  13.7500                  7.7500                           1.0000          GROUP I
          30094                             87,600.00                          20060201                  668.61                             87,491.72                            80.00          No MI                               100202930512230030                                   5.5000                                   20080101                  14.4200                  8.4200                           1.0000          GROUP I
          85242                            182,400.00                          20060301                1,189.40                            182,400.00                            80.00          No MI                               100386100002081891                                   5.5000                                   20080201                  13.8250                  7.8250                           1.0000          GROUP I
          33612                            108,000.00                          20060301                  850.41                            107,937.99                            80.00          No MI                               100386100002081461                                   5.5000                                   20080201                  14.7600                  8.7600                           1.0000          GROUP I
          23231                             66,600.00                          20060401                  687.11                             66,600.00                           100.00          No MI                               0                                                         -                                                                   -                       -                                -          GROUP I
          23231                            266,400.00                          20060401                1,861.47                            266,400.00                            80.00          No MI                               100386100002081164                                   5.5000                                   20080301                  14.3850                  8.3850                           1.0000          GROUP I
          20874                            262,500.00                          20060401                1,979.47                            262,500.00                            69.63          No MI                               100386100002081123                                   5.5000                                   20080301                  14.2900                  8.2900                           1.0000          GROUP I
          48313                             31,700.00                          20060301                  343.54                             31,666.86                           100.00          No MI                               100202930512150162                                        -                                                                   -                       -                                -          GROUP I
          48313                            126,800.00                          20060301                  974.98                            126,723.19                            80.00          No MI                               100202930512150188                                   5.5000                                   20080201                  14.5000                  8.5000                           1.0000          GROUP I
          46220                             35,750.00                          20060301                  387.43                             35,712.62                           100.00          No MI                               100202930512230048                                        -                                                                   -                       -                                -          GROUP I
          46220                            143,000.00                          20060301                1,124.98                            142,917.73                            80.00          No MI                               100202930512230055                                   5.5000                                   20080201                  14.7500                  8.7500                           1.0000          GROUP I
          44136                             21,600.00                          20060201                  237.53                             21,533.67                           100.00          No MI                               100202930512130180                                        -                                                                   -                       -                                -          GROUP I
          44136                             86,400.00                          20060201                  574.24                             86,257.67                            80.00          No MI                               100202930512140015                                   5.5000                                   20080101                  12.9900                  6.9900                           1.0000          GROUP I
          32043                             29,780.00                          20060201                  367.73                             29,733.19                           100.00          No MI                               1002029-3051202001                                        -                                                                   -                       -                                -          GROUP I
          32043                            119,120.00                          20060201                  977.38                            118,995.24                            80.00          No MI                               1002029-3051201015                                   5.5000                                   20080101                  15.2200                  9.2200                           1.0000          GROUP I
          32725                            199,750.00                          20060301                1,240.11                            199,750.00                            85.00          No MI                               100330706010104199                                   5.5000                                   20080201                  13.4500                  7.4500                           1.0000          GROUP I
          47130                             85,600.00                          20060301                  571.38                             85,600.00                            80.00          No MI                               100330706010103740                                   5.5000                                   20080201                  14.0100                  8.0100                           1.0000          GROUP I
          47130                             21,400.00                          20060301                  228.39                             21,394.53                           100.00          No MI                               100330706010103712                                        -                                                                   -                       -                                -          GROUP I
          20770                            149,500.00                          20060301                1,412.44                            149,445.52                            61.78          No MI                               100271100000172880                                        -                                                                   -                       -                                -          GROUP I
          97214                            148,000.00                          20060301                1,103.03                            147,965.04                            61.16          No MI                               100291300005110044                                   6.2500                                   20080201                  14.6600                  8.6600                           1.0000          GROUP I
          21771                            229,400.00                          20060301                1,844.15                            229,274.44                            84.99          No MI                               100031458025120073                                   5.5000                                   20080201                  14.9900                  8.9900                           1.0000          GROUP I
          32818                            180,000.00                          20060301                1,252.43                            179,865.07                            80.00          No MI                               100144600097437455                                   5.5000                                   20080201                  13.4500                  7.4500                           1.0000          GROUP I
          29926                            100,000.00                          20060201                  786.70                             99,884.52                            50.00          No MI                               100331700902137275                                        -                                                                   -                       -                                -          GROUP I
          33870                             92,000.00                          20060201                  594.17                             92,000.00                            80.00          No MI                               100331700902135378                                   6.7500                                   20080101                  14.7500                  7.7500                           1.0000          GROUP I
          91364                            500,000.00                          20051201                2,552.08                            499,999.40                            77.28          No MI                               100331700901961782                                   5.5000                                   20071101                  13.1250                  6.1250                           1.0000          GROUP I
          34479                            134,000.00                          20060101                1,054.18                            133,767.02                           100.00          No MI                               100331700901969637                                   5.5000                                   20071201                  15.7500                  8.7500                           1.0000          GROUP I
          20164                            345,000.00                          20060301                2,256.88                            345,000.00                            69.00          No MI                               100386100002078962                                   5.5000                                   20080201                  13.8500                  7.8500                           1.0000          GROUP I
          85201                             29,600.00                          20060301                  270.55                             29,588.20                           100.00          No MI                               100386100002079481                                        -                                                                   -                       -                                -          GROUP I
          85201                            118,400.00                          20060301                  642.32                            118,400.00                            80.00          No MI                               100386100002079432                                   5.5000                                   20080201                  12.5100                  6.5100                           1.0000          GROUP I
          85209                            160,000.00                          20060401                1,368.78                            160,000.00                            62.26          No MI                               100386100002078004                                   5.5000                                   20080301                  15.7000                  9.7000                           1.0000          GROUP I
          22312                             61,000.00                          20060301                  619.96                             60,981.91                           100.00          No MI                               0                                                         -                                                                   -                       -                                -          GROUP I
          19802                             89,000.00                          20060401                  594.52                             89,000.00                            84.76          No MI                               100386100002077998                                   5.5000                                   20080301                  13.0400                  7.0400                           1.0000          GROUP I
          55117                            244,800.00                          20060301                1,620.78                            244,800.00                            90.00          No MI                               100386100002077980                                   5.5000                                   20080201                  13.9450                  7.9450                           1.0000          GROUP I
          22312                            244,000.00                          20060301                1,697.83                            244,000.00                            80.00          No MI                               100386100002078145                                   5.5000                                   20080201                  14.3500                  8.3500                           1.0000          GROUP I
          85019                            160,000.00                          20060301                1,175.14                            159,892.86                            80.00          No MI                               100386100002078483                                   5.5000                                   20080201                  14.0100                  8.0100                           1.0000          GROUP I
          33572                            174,600.00                          20060301                1,258.58                            174,600.00                            90.00          No MI                               10027110000200277                                    5.7500                                   20080201                  14.6500                  8.6500                           1.0000          GROUP I
          33196                            262,500.00                          20060301                1,751.71                            262,286.10                            75.00          No MI                               100202930512080039                                        -                                                                   -                       -                                -          GROUP I
          36575                            110,675.00                          20060201                  802.85                            110,522.34                            95.00          No MI                               10020293051209017                                    5.5000                                   20080101                  13.8800                  7.8800                           1.0000          GROUP I
          85249                            416,500.00                          20051101                3,210.52                            416,500.00                            85.00          No MI                               100101309050811265                                   9.0000                                   20071001                  15.2500                  9.2500                           1.5000          GROUP I
          37341                            126,000.00                          20060301                  957.25                            125,921.60                            90.00          No MI                               100141900601060147                                        -                                                                   -                       -                                -          GROUP I
          37128                            128,000.00                          20060201                  843.01                            127,785.36                            80.00          No MI                               100378000003108141                                   5.5000                                   20080101                  12.9000                  6.9000                           1.0000          GROUP I
          85051                            135,000.00                          20060201                  879.18                            134,999.21                            90.00          No MI                               100378000003105915                                        -                                                                   -                       -                                -          GROUP I
          43528                             97,900.00                          20060201                  675.51                             97,900.00                            89.82          No MI                               100378000003105808                                   5.5000                                   20080101                  14.2800                  8.2800                           1.0000          GROUP I
          17268                            332,000.00                          20060201                1,892.40                            332,000.00                            80.00          No MI                               100378000003104777                                   5.5000                                   20080101                  12.8400                  6.8400                           1.0000          GROUP I
          30116                            113,800.00                          20060201                  649.61                            113,800.00                            80.00          No MI                               100378000003101005                                   4.3750                                   20080101                  12.8500                  6.8500                           1.0000          GROUP I
          34853                            181,500.00                          20060201                1,399.06                            181,500.00                            75.00          No MI                               100378000003095546                                   8.0000                                   20080101                  15.2500                  9.2500                           1.0000          GROUP I
          30274                            108,000.00                          20060201                  764.42                            107,843.16                            90.00          No MI                               100378000003095017                                   7.3750                                   20080101                  13.6250                  7.6250                           1.0000          GROUP I
          92377                            190,000.00                          20060201                1,227.08                            190,000.00                            55.07          No MI                               100378000003093822                                   7.5000                                   20080101                  13.7500                  7.7500                           1.0000          GROUP I
          77380                             74,000.00                          20060201                  648.86                             73,934.11                            80.00          No MI                               0                                                    7.0000                                   20080101                  15.9900                  9.9900                           1.0000          GROUP I
          35127                            215,100.00                          20060201                1,478.81                            215,100.00                            90.00          No MI                               100378000003089671                                   5.5000                                   20090101                  14.2500                  8.2500                           1.0000          GROUP I
          30546                            212,000.00                          20060101                1,446.21                            211,500.86                            80.00          No MI                               100378000003085398                                   5.0000                                   20071201                  13.2500                  7.2500                           1.0000          GROUP I
          30039                            152,000.00                          20060201                1,171.67                            152,000.00                           100.00          No MI                               100378000003084839                                   8.0000                                   20080101                  15.2500                  9.2500                           1.0000          GROUP I
          99223                            102,000.00                          20060101                  605.63                            102,000.00                            73.91          No MI                               100378000003079383                                        -                                                                   -                       -                                -          GROUP I
          48420                            136,000.00                          20060101                1,168.45                            135,808.09                            80.00          No MI                               100378000003078054                                   8.0000                                   20071201                  15.7500                  9.7500                           1.0000          GROUP I
          30312                            209,920.00                          20051101                1,530.67                            209,920.00                            80.00          No MI                               100378000003067453                                   8.5000                                   20071001                  14.7500                  8.7500                           1.0000          GROUP I
          63033                            148,500.00                          20060201                1,131.33                            148,315.70                            90.00          No MI                               100378000003103662                                   5.5000                                   20080101                  14.4000                  8.4000                           1.0000          GROUP I
          33313                             86,300.00                          20060201                  755.13                             86,300.00                            88.97          No MI                               100378000003100239                                   8.0000                                   20080101                  16.5000                 10.5000                           1.0000          GROUP I
          30080                            105,300.00                          20060201                  809.67                            105,171.95                            90.00          No MI                               100378000003098367                                   8.0000                                   20080101                  14.5000                  8.5000                           1.0000          GROUP I
          19054                            218,500.00                          20060101                1,915.88                            218,121.45                            95.00          No MI                               100378000003094606                                   7.3750                                   20071201                  15.9900                  9.9900                           1.0000          GROUP I
          30288                            231,063.00                          20060201                1,859.19                            230,809.62                            95.00          No MI                               100378000003092303                                   7.3750                                   20080101                  15.0000                  9.0000                           1.0000          GROUP I
          20653                            148,750.00                          20060201                1,156.96                            148,573.73                            70.83          No MI                               100378000003091149                                   7.3750                                   20080101                  14.6250                  8.6250                           1.0000          GROUP I
          30121                             88,000.00                          20060201                  700.17                             87,900.96                            80.00          No MI                               100378000003090687                                   6.0000                                   20080101                  14.8750                  8.8750                           1.0000          GROUP I
          30121                             88,000.00                          20060201                  700.17                             87,900.96                            80.00          No MI                               100378000003090620                                   6.0000                                   20080101                  14.8750                  8.8750                           1.0000          GROUP I
          46360                             86,560.00                          20060201                  751.64                             86,481.03                            80.00          No MI                               100378000003088855                                   9.6250                                   20080101                  15.8750                  9.8750                           1.0000          GROUP I
          32640                             74,100.00                          20060101                  602.90                             73,979.53                            95.00          No MI                               100378000003087857                                   8.0000                                   20071201                  15.1250                  9.1250                           1.0000          GROUP I
          30044                            158,100.00                          20060201                1,423.79                            157,968.54                            85.00          No MI                               100378000003109826                                   8.0000                                   20080101                  16.3100                 10.3100                           1.0000          GROUP I
          34472                            149,995.80                          20060201                1,183.23                            149,823.65                            90.00          No MI                               100378000003105881                                   7.7800                                   20080101                  14.7800                  8.7800                           1.0000          GROUP I
          30047                            153,000.00                          20060201                1,192.74                            152,819.62                            90.00          No MI                               100378000003104249                                   5.5000                                   20080101                  14.6500                  8.6500                           1.0000          GROUP I
          63112                             91,000.00                          20060201                  711.35                             90,893.38                            70.00          No MI                               100378000003103241                                   8.0000                                   20080101                  14.6800                  8.6800                           1.0000          GROUP I
          90220                            288,750.00                          20060201                2,074.19                            288,750.00                            75.00          No MI                               100378000003102458                                   4.1250                                   20080101                  14.6200                  8.6200                           1.0000          GROUP I
          33023                            228,000.00                          20060201                1,828.18                            227,928.75                            95.00          No MI                               100378000003101096                                   8.0000                                   20080101                  15.6250                  9.6250                           1.0000          GROUP I
          33178                            181,224.00                          20060201                1,473.84                            181,030.19                            90.00          No MI                               100378000003100981                                   8.1200                                   20080101                  15.1200                  9.1200                           1.0000          GROUP I
          33155                            201,802.00                          20060201                1,445.73                            201,516.22                            56.06          No MI                               100378000003100106                                   7.5000                                   20080101                  13.7500                  7.7500                           1.0000          GROUP I
          33064                            231,300.00                          20060201                1,881.93                            231,052.89                            90.00          No MI                               100378000003100015                                   8.0000                                   20080101                  15.1250                  9.1250                           1.0000          GROUP I
          22554                            375,000.00                          20060201                2,421.88                            375,000.00                            71.29          No MI                               100378000003099233                                   4.1250                                   20090101                  13.7500                  7.7500                           1.0000          GROUP I
          77011                            166,250.00                          20060201                1,316.15                            166,250.00                            95.00          No MI                               100378000003098904                                   7.0000                                   20080101                  15.5000                  9.5000                           1.0000          GROUP I
          36618                             70,700.00                          20060201                  543.62                             70,614.04                            81.26          No MI                               100378000003097765                                   8.0000                                   20080101                  14.5000                  8.5000                           1.0000          GROUP I
          85029                            175,500.00                          20060201                1,349.44                            175,286.61                            90.00          No MI                               100378000003097567                                   8.2500                                   20080101                  14.5000                  8.5000                           1.0000          GROUP I
          33603                            135,000.00                          20060201                1,026.10                            134,831.59                            79.18          No MI                               100378000003097476                                   7.1250                                   20080101                  14.3750                  8.3750                           1.0000          GROUP I
          92646                            200,000.00                          20060201                1,250.00                            200,000.00                            80.00          No MI                               100378000003097112                                   4.3750                                   20080101                  13.5000                  7.5000                           1.0000          GROUP I
          30318                            112,500.00                          20060201                  914.05                            112,499.06                            90.00          No MI                               100378000003096700                                   8.0000                                   20080101                  15.7500                  9.7500                           1.0000          GROUP I
          60527                            139,500.00                          20060201                1,160.29                            139,358.55                            90.00          No MI                               100378000003096528                                   6.0000                                   20080101                  15.3750                  9.3750                           1.0000          GROUP I
          18634                             78,000.00                          20060201                  585.99                             77,899.80                            82.11          No MI                               100378000003095520                                   8.0000                                   20080101                  14.2500                  8.2500                           1.0000          GROUP I
          20602                            172,000.00                          20060201                1,075.00                            172,000.00                            80.00          No MI                               100378000003094499                                   4.3750                                   20090101                  13.5000                  7.5000                           1.0000          GROUP I
           6339                             32,850.00                          20060201                  291.32                             32,821.58                            95.00          No MI                               100378000003094309                                        -                                                                   -                       -                                -          GROUP I
           6339                            175,200.00                          20060201                1,076.75                            175,200.00                            80.00          No MI                               100378000003094283                                   4.3750                                   20090101                  13.3750                  7.3750                           1.0000          GROUP I
          30236                            109,800.00                          20060201                  873.62                            109,676.43                            90.00          No MI                               100378000003093756                                   8.6250                                   20080101                  14.8750                  8.8750                           1.0000          GROUP I
          30228                            110,400.00                          20060201                  690.00                            110,400.00                            80.00          No MI                               100378000003091396                                   4.3750                                   20080101                  13.5000                  7.5000                           1.0000          GROUP I
          35212                             58,650.00                          20060201                  391.00                             58,650.00                            85.00          No MI                               100378000003091073                                   7.7500                                   20080101                  14.0000                  8.0000                           1.0000          GROUP I
          75019                             96,000.00                          20060101                  824.79                             95,864.54                            80.00          No MI                               100378000003084318                                   7.2500                                   20071201                  15.7500                  9.7500                           1.0000          GROUP I
           1844                            267,600.00                          20060201                1,757.94                            267,149.08                            80.00          No MI                               100378000003081363                                   4.3750                                   20080101                  12.8750                  6.8750                           1.0000          GROUP I
          77066                            132,984.00                          20051201                  924.39                            132,580.71                            80.00          No MI                               100378000003070523                                   4.3750                                   20071101                  13.4400                  4.3750                           1.0000          GROUP I
          32607                            133,600.00                          20060201                  914.11                            133,392.17                            80.00          No MI                               100378000003108703                                   7.0300                                   20080101                  13.2800                  7.2800                           1.0000          GROUP I
          21045                            186,000.00                          20060201                1,453.97                            185,782.07                            71.54          No MI                               100378000003107580                                   5.5000                                   20080101                  14.6800                  8.6800                           1.0000          GROUP I
          33162                            270,750.00                          20060201                2,116.47                            270,332.04                            95.00          No MI                               100378000003107267                                   4.3750                                   20080101                  14.6800                  8.6800                           1.0000          GROUP I
          36869                            102,500.00                          20060201                  846.22                            102,394.19                           100.00          No MI                               100378000003107119                                        -                                                                   -                       -                                -          GROUP I
          30078                            140,000.00                          20060201                  934.25                            139,771.17                            80.00          No MI                               100378000003106624                                   6.7500                                   20080101                  13.0300                  7.0300                           1.0000          GROUP I
          63028                            116,925.00                          20060201                1,107.32                            116,839.96                            75.00          No MI                               100378000003106194                                   7.6800                                   20080101                  16.9300                 10.9300                           1.0000          GROUP I
          30318                            132,000.00                          20060201                  983.33                            131,827.96                            80.00          No MI                               100378000003105923                                        -                                                                   -                       -                                -          GROUP I
          41011                             53,550.00                          20060201                  415.17                             53,486.09                            85.00          No MI                               100378000003104793                                   8.0000                                   20080101                  14.5900                  8.5900                           1.0000          GROUP I
          33417                            161,600.00                          20060201                1,307.61                            161,600.00                            66.78          No MI                               100378000003104421                                   5.5000                                   20080101                  15.7100                  9.7100                           1.0000          GROUP I
          85041                            166,500.00                          20060201                1,225.20                            166,277.18                            90.00          No MI                               100378000003102185                                   7.7800                                   20080101                  14.0300                  8.0300                           1.0000          GROUP I
          33903                            151,200.00                          20060201                  897.75                            151,200.00                            80.00          No MI                               100378000003102110                                   6.8750                                   20080101                  13.1250                  7.1250                           1.0000          GROUP I
          30120                             79,900.00                          20060201                  745.85                             79,839.57                            85.00          No MI                               100378000003102037                                   8.0000                                   20080101                  16.7500                 10.7500                           1.0000          GROUP I
          46201                             58,000.00                          20060201                  483.47                             57,941.50                            85.29          No MI                               100378000003101971                                   8.0000                                   20080101                  15.4000                  9.4000                           1.0000          GROUP I
          30534                            140,000.00                          20060201                  882.00                            140,000.00                            80.00          No MI                               100378000003101252                                   5.5000                                   20080101                  13.5600                  7.5600                           1.0000          GROUP I
          30294                            122,400.00                          20060201                1,039.04                            122,281.89                            90.00          No MI                               100378000003100841                                   8.0000                                   20080101                  15.6100                  9.6100                           1.0000          GROUP I
          32825                            124,800.00                          20060201                  952.54                            124,645.74                            80.00          No MI                               100378000003100791                                        -                                                                   -                       -                                -          GROUP I
          30022                            126,000.00                          20060201                  953.69                            125,841.37                            75.00          No MI                               100378000003100205                                   8.0800                                   20080101                  14.3300                  8.3300                           1.0000          GROUP I
          30088                            102,400.00                          20060201                  715.29                            102,247.24                            80.00          No MI                               100378000003099936                                   5.5000                                   20080101                  13.4900                  7.4900                           1.0000          GROUP I
          30536                            313,405.00                          20060201                2,677.00                            313,405.00                            95.00          No MI                               100378000003099878                                   7.0000                                   20080101                  16.2500                 10.2500                           1.0000          GROUP I
          36116                             81,000.00                          20060201                  659.04                             80,913.47                            90.00          No MI                               100378000003099621                                   8.8750                                   20080101                  15.1250                  9.1250                           1.0000          GROUP I
          85048                            280,000.00                          20060201                2,227.81                            279,684.88                            69.14          No MI                               100378000003098888                                   8.0000                                   20080101                  14.8750                  8.8750                           1.0000          GROUP I
          17244                            102,000.00                          20060201                  811.56                            101,885.20                            85.00          No MI                               100378000003098680                                   8.6250                                   20080101                  14.8750                  8.8750                           1.0000          GROUP I
          46561                            114,950.00                          20060201                  956.10                            114,833.44                            95.00          No MI                               100378000003098227                                   8.0000                                   20080101                  15.3750                  9.3750                           1.0000          GROUP I
          30238                             81,000.00                          20060201                  688.49                             80,922.09                            75.00          No MI                               100378000003097278                                   8.0000                                   20080101                  15.6250                  9.6250                           1.0000          GROUP I
          30215                            210,600.00                          20060201                1,491.75                            210,600.00                            90.00          No MI                               100378000003097203                                   8.0000                                   20080101                  14.5000                  8.5000                           1.0000          GROUP I
          21244                            248,900.00                          20060201                1,659.33                            248,900.00                            95.00          No MI                               100378000003097146                                   7.7500                                   20080101                  14.0000                  8.0000                           1.0000          GROUP I
          30317                             80,000.00                          20060201                  665.40                             79,918.88                            45.71          No MI                               100378000003096924                                   8.0000                                   20080101                  15.3750                  9.3750                           1.0000          GROUP I
          76448                             81,000.00                          20060201                  770.46                             80,941.79                            90.00          No MI                               0                                                    7.0000                                   20080101                  16.9850                 10.9850                           1.0000          GROUP I
          77061                            102,000.00                          20060201                  786.25                            102,000.00                            85.00          No MI                               100378000003096072                                   9.0000                                   20080101                  15.2500                  9.2500                           1.0000          GROUP I
          31220                             76,320.00                          20060201                  676.82                             76,253.98                            80.00          No MI                               100378000003095652                                   7.0000                                   20080101                  16.1250                 10.1250                           1.0000          GROUP I
          76273                            129,162.00                          20060201                1,076.35                            129,162.00                            95.00          No MI                               0                                                    8.0000                                   20080101                  16.0000                 10.0000                           1.0000          GROUP I
          37179                            292,500.00                          20060201                2,224.22                            292,500.00                            90.00          No MI                               100378000003095421                                   8.0000                                   20080101                  15.1250                  9.1250                           1.0000          GROUP I
          37179                            279,000.00                          20060201                2,063.44                            279,000.00                            90.00          No MI                               100378000003095413                                   8.0000                                   20080101                  14.8750                  8.8750                           1.0000          GROUP I
          11553                            260,000.00                          20060301                2,138.01                            259,865.07                            80.00          No MI                               100378000003095389                                   7.0000                                   20080201                  15.2450                  9.2450                           1.0000          GROUP I
          35043                            267,750.00                          20060201                2,325.00                            267,505.72                            85.00          No MI                               100378000003095058                                   8.0000                                   20080101                  15.8750                  9.8750                           1.0000          GROUP I
          34608                            161,600.00                          20060201                1,300.15                            161,422.77                            80.00          No MI                               100378000003091917                                   8.0000                                   20080101                  14.9990                  8.9990                           1.0000          GROUP I
          27514                            209,600.00                          20060201                1,483.54                            209,295.62                            80.00          No MI                               100378000003091099                                   7.3750                                   20080101                  13.6250                  7.6250                           1.0000          GROUP I
          33446                            131,250.00                          20060201                1,079.76                            131,113.39                            75.00          No MI                               100378000003090935                                   8.0000                                   20080101                  15.2500                  9.2500                           1.0000          GROUP I
          48111                            152,000.00                          20060201                1,155.31                            151,810.38                            80.00          No MI                               100378000003090927                                   8.0000                                   20080101                  14.3750                  8.3750                           1.0000          GROUP I
          34608                            201,750.00                          20060201                1,533.45                            201,498.32                            75.00          No MI                               100378000003090398                                   7.1250                                   20080101                  14.3750                  8.3750                           1.0000          GROUP I
          97132                            155,550.00                          20060201                1,020.80                            155,550.00                            83.85          No MI                               100378000003088152                                   7.6250                                   20080101                  13.8750                  7.8750                           1.0000          GROUP I
          63116                            216,000.00                          20060201                1,855.77                            215,797.64                            90.00          No MI                               100378000003087873                                   8.0000                                   20080101                  15.7500                  9.7500                           1.0000          GROUP I
          34758                            169,000.00                          20060201                1,109.06                            169,000.00                            67.60          No MI                               100378000003086388                                   7.6250                                   20080101                  13.8750                  7.8750                           1.0000          GROUP I
          33613                            200,000.00                          20060201                1,466.14                            199,730.16                            80.00          No MI                               100378000003085877                                   7.7500                                   20080101                  13.9900                  7.9900                           1.0000          GROUP I
          31406                            121,600.00                          20060201                1,022.48                            121,479.90                            95.00          No MI                               100378000003080498                                   8.0000                                   20080101                  15.5000                  9.5000                           1.0000          GROUP I
          30349                            118,400.00                          20060201                  910.39                            118,256.05                            80.00          No MI                               100378000003072255                                   8.0000                                   20080101                  14.5000                  8.5000                           1.0000          GROUP I
          30310                            135,000.00                          20051101                  886.85                            134,413.64                            70.31          No MI                               100378000003063718                                   6.6250                                   20071001                  12.8750                  6.8750                           1.0000          GROUP I
          19464                            233,910.00                          20051101                1,777.89                            233,172.82                            90.00          No MI                               100378000003060870                                   8.1250                                   20071001                  14.3750                  8.3750                           1.0000          GROUP I
          33068                            195,000.00                          20060201                1,567.61                            194,785.73                            75.00          No MI                               100331700902204745                                   8.8750                                   20080101                  15.9900                  8.9900                           1.0000          GROUP I
          85283                            310,500.00                          20060101                1,843.59                            310,500.00                            90.00          No MI                               100331700901892326                                   5.5000                                   20071201                  14.1250                  7.1250                           1.0000          GROUP I
          48122                             73,500.00                          20060101                  611.34                             73,084.94                            55.68          No MI                               100331700901958150                                        -                                                                   -                       -                                -          GROUP I
          64014                             76,800.00                          20060201                  652.79                             76,726.12                            80.00          No MI                               100331700902121816                                        -                                                                   -                       -                                -          GROUP I
          60609                            240,000.00                          20060201                1,740.17                            239,668.58                            75.00          No MI                               100331700902113821                                   5.5000                                   20080101                  13.8750                  7.8750                           1.0000          GROUP I
          48310                            181,900.00                          20060201                1,231.61                            181,900.00                            85.00          No MI                               100331700902152464                                   5.5000                                   20080101                  15.1250                  8.1250                           1.0000          GROUP I
          63130                            144,950.00                          20060201                  986.85                            144,722.26                            58.92          No MI                               100331700902123952                                        -                                                                   -                       -                                -          GROUP I
          32724                            115,000.00                          20060201                1,016.27                            114,643.25                            74.19          No MI                               100331700902188070                                        -                                                                   -                       -                                -          GROUP I
          17331                             98,000.00                          20060201                  779.73                             97,889.72                            70.00          No MI                               100331700902101818                                   7.8750                                   20080101                  15.8750                  8.8750                           1.0000          GROUP I
          86322                            240,000.00                          20060201                1,725.00                            240,000.00                            80.00          No MI                               100331700902181117                                   7.6250                                   20080101                  15.6250                  8.6250                           1.0000          GROUP I
          89145                            292,500.00                          20060301                1,655.06                            292,500.00                            90.00          No MI                               100096000060123000                                   5.5000                                   20080201                  12.7900                  6.7900                           1.0000          GROUP I
          49615                            212,000.00                          20060301                1,482.33                            211,842.67                            84.80          No MI                               100330705120097194                                   5.5000                                   20080201                  13.5000                  7.5000                           1.0000          GROUP I
          95008                            129,000.00                          20060201                1,302.14                            128,921.59                           100.00          No MI                               100115405110044204                                        -                                                                   -                       -                                -          GROUP I
          48034                            217,600.00                          20051201                1,267.52                            217,600.00                            85.00          No MI                               100331700901942899                                   6.0000                                   20081101                  13.9900                  6.9900                           1.0000          GROUP I
          48066                             24,200.00                          20060201                  212.37                             24,178.50                           100.00          No MI                               100331700902213175                                        -                                                                   -                       -                                -          GROUP I
          89120                            325,000.00                          20060101                1,760.42                            325,000.00                            89.78          No MI                               100331700902017394                                   5.5000                                   20071201                  12.5000                  6.5000                           1.0000          GROUP I
          95008                            516,000.00                          20060201                3,520.03                            515,192.51                            80.00          No MI                               100115400051100446                                   5.5000                                   20080101                  13.2500                  7.2500                           1.0000          GROUP I
          94603                            348,800.00                          20060201                2,307.02                            348,800.00                            80.00          No MI                               1001154-0005110220                                   5.3750                                   20080101                  13.9370                  7.9370                           1.0000          GROUP I
          29203                            146,385.00                          20060201                1,249.62                            146,245.66                            89.98          No MI                               100331700902220295                                   8.6250                                   20080101                  16.6750                  9.6750                           1.0000          GROUP I
          48066                             96,800.00                          20060201                  615.08                             96,800.00                            80.00          No MI                               100331700902213159                                   2.2500                                   20080101                  14.6250                  7.6250                           1.0000          GROUP I
          34683                            136,000.00                          20060201                1,005.83                            136,000.00                            85.00          No MI                               100331700902193310                                   5.5000                                   20080101                  15.8750                  8.8750                           1.0000          GROUP I
          23462                            238,500.00                          20060201                1,897.61                            238,231.60                            90.00          No MI                               100331700902134447                                   7.8750                                   20080101                  15.8750                  8.8750                           1.0000          GROUP I
          60629                            190,400.00                          20060201                1,464.01                            190,168.50                            85.00          No MI                               100331700902209322                                   5.5000                                   20090101                  15.5000                  8.5000                           1.0000          GROUP I
          34266                            135,915.00                          20060201                1,033.05                            135,745.45                            85.00          No MI                               100331700902191793                                   7.3750                                   20080101                  15.3750                  8.3750                           1.0000          GROUP I
          85248                            336,000.00                          20060101                2,062.20                            336,000.00                            70.00          No MI                               100331700902102030                                   6.3650                                   20071201                  14.3650                  7.3650                           1.0000          GROUP I
          85204                            210,400.00                          20060101                1,266.78                            210,400.00                            80.00          No MI                               100331700902056483                                   6.2250                                   20071201                  14.2250                  7.2250                           1.0000          GROUP I
          24219                             89,000.00                          20060201                  607.14                             88,860.72                            77.39          No MI                               100331700902226706                                        -                                                                   -                       -                                -          GROUP I
          74601                             50,000.00                          20060101                  336.86                             49,879.34                            79.37          No MI                               100331700901944929                                        -                                                                   -                       -                                -          GROUP I
          48186                            102,000.00                          20060201                  748.44                            101,862.66                            55.14          No MI                               100331700902227019                                        -                                                                   -                       -                                -          GROUP I
          32696                             72,000.00                          20060101                  553.62                             71,868.21                            60.00          No MI                               100331700901987654                                        -                                                                   -                       -                                -          GROUP I
          60625                            469,000.00                          20060201                3,438.09                            468,367.24                            79.90          No MI                               100331700902030850                                   6.7500                                   20080101                  14.9900                  7.9900                           1.0000          GROUP I
          60565                            435,000.00                          20060101                3,268.01                            434,162.11                            75.00          No MI                               100331700902061723                                   5.5000                                   20071201                  16.5000                  8.2500                           1.0000          GROUP I
          48238                            117,900.00                          20060101                  948.65                            117,705.35                            90.00          No MI                               100331700901955339                                   8.0000                                   20071201                  16.0000                  9.0000                           1.0000          GROUP I
          48849                            108,900.00                          20060201                  837.35                            108,767.59                            90.00          No MI                               100331700902201600                                   7.5000                                   20090101                  15.5000                  8.5000                           1.0000          GROUP I
          44070                            153,000.00                          20060201                1,217.34                            152,827.82                            90.00          No MI                               100331700902207854                                   7.5000                                   20080101                  15.8750                  8.8750                           1.0000          GROUP I
          66111                            219,000.00                          20060201                1,881.55                            218,794.82                           100.00          No MI                               100331700902164956                                   5.5000                                   20080101                  16.7500                  9.7500                           1.0000          GROUP I
          17857                            217,500.00                          20060201                1,711.07                            217,248.83                            75.00          No MI                               100331700902254971                                        -                                                                   -                       -                                -          GROUP I
          23607                             84,500.00                          20060201                  624.95                             84,500.00                            65.00          No MI                               100331700902224859                                   6.2500                                   20090101                  15.8750                  8.8750                           1.0000          GROUP I
          46561                             97,000.00                          20060201                  694.92                             96,862.64                            79.64          No MI                               100331700902211260                                        -                                                                   -                       -                                -          GROUP I
          64108                             75,000.00                          20060101                  623.81                             74,885.49                           100.00          No MI                               100331700902091035                                   5.5000                                   20071201                  16.3750                  9.3750                           1.0000          GROUP I
          80401                             31,500.00                          20060201                  317.96                             31,478.80                           100.00          No MI                               1001154-0512003620                                        -                                                                   -                       -                                -          GROUP I
          80401                            126,000.00                          20060201                  829.17                            125,915.56                            80.00          No MI                               1001154-0005120036                                        -                                                                   -                       -                                -          GROUP I
          43055                            106,000.00                          20060301                  752.60                            106,000.00                            89.45          No MI                               100330706010103449                                   5.5000                                   20080201                  14.5200                  8.5200                           1.0000          GROUP I
          30035                            134,400.00                          20060301                1,112.16                            134,400.00                            80.00          No MI                               1001487-0000015858                                        -                                                                   -                       -                                -          GROUP I
          23229                            140,000.00                          20060301                1,184.36                            139,932.14                            80.00          No MI                               100386100002077576                                   5.5000                                   20080201                  15.5700                  9.5700                           1.0000          GROUP I
          92311                             98,000.00                          20060301                  697.43                             98,000.00                            70.00          No MI                               100153220511020541                                   5.5000                                   20080201                  14.5400                  8.5400                           1.0000          GROUP I
           6082                            199,500.00                          20060301                1,762.25                            199,500.00                            70.00          No MI                               1001510032160                                        6.7500                                   20080201                  16.6000                 10.6000                           1.0000          GROUP I
          92337                            312,000.00                          20060301                2,289.35                            311,790.65                            80.00          No MI                               100153290000003053                                   5.5000                                   20080201                  14.0000                  8.0000                           1.0000          GROUP I
          91977                            296,000.00                          20060301                1,963.47                            296,000.00                            80.00          No MI                               100059400000007237                                   5.5000                                   20080201                  13.9600                  7.9600                           1.0000          GROUP I
          75032                             25,000.00                          20060201                  246.62                             24,983.76                           100.00          No MI                               100307100000142592                                        -                                                                   -                       -                                -          GROUP I
          75032                             78,500.00                          20060201                  562.38                             78,388.84                            75.85          No MI                               100307100000142378                                        -                                                                   -                       -                                -          GROUP I
          46140                             29,400.00                          20060301                  345.07                             29,374.16                           100.00          No MI                               1002029-3060104005                                        -                                                                   -                       -                                -          GROUP I
          46140                            117,600.00                          20060301                  954.71                            117,537.09                            80.00          No MI                               100202930601040019                                   5.5000                                   20080201                  15.1000                  9.1000                           1.0000          GROUP I
          85050                            260,320.00                          20060301                1,587.95                            260,320.00                            80.00          No MI                               100386100002076875                                   5.5000                                   20080201                  13.3200                  7.3200                           1.0000          GROUP I
          98146                             79,990.00                          20060301                  812.95                             79,966.28                           100.00          No MI                               100386100002076636                                        -                                                                   -                       -                                -          GROUP I
          98146                            319,960.00                          20060301                2,026.41                            319,960.00                            80.00          No MI                               100386100002076628                                   5.5000                                   20080201                  13.6000                  7.6000                           1.0000          GROUP I
          32548                            159,000.00                          20060301                  995.60                            158,853.72                            69.74          No MI                               100330705120102093                                   5.5000                                   20080201                  12.4100                  6.4100                           1.0000          GROUP I
          48227                            132,000.00                          20060301                  975.94                            131,912.86                            80.00          No MI                               100330705120102481                                   5.5000                                   20080201                  14.0800                  8.0800                           1.0000          GROUP I
           7662                            324,000.00                          20060301                3,048.86                            323,880.64                            90.00          No MI                               100271100000198554                                   6.0000                                   20080201                  16.8500                 10.8500                           1.0000          GROUP I
          22026                             94,000.00                          20060301                  966.63                             94,000.00                           100.00          No MI                               0                                                         -                                                                   -                       -                                -          GROUP I
          22026                            376,000.00                          20060301                2,616.33                            376,000.00                            80.00          No MI                               0                                                    5.5000                                   20080201                  14.3500                  8.3500                           1.0000          GROUP I
          65629                            355,200.00                          20060301                2,924.72                            355,016.24                            80.00          No MI                               100386100002075992                                   6.0000                                   20080201                  15.2600                  9.2600                           1.0000          GROUP I
          85326                            290,000.00                          20060301                2,113.79                            289,802.63                            79.02          No MI                               100386100002075976                                        -                                                                   -                       -                                -          GROUP I
          89109                            165,000.00                          20060301                1,130.08                            164,872.30                            67.35          No MI                               100386100002075984                                   6.2500                                   20080201                  13.2900                  7.2900                           1.0000          GROUP I
          20772                            318,600.00                          20060301                2,362.95                            318,600.00                            90.00          No MI                               100031458006010111                                   5.5000                                   20080201                  14.9000                  8.9000                           1.0000          GROUP I
           3228                            132,400.00                          20060101                  989.10                            132,141.84                            80.00          No MI                               100016900060863835                                   5.5000                                   20071201                  14.1900                  8.1900                           1.0000          GROUP I
          34953                            193,600.00                          20051001                1,169.67                            193,600.00                            80.00          No MI                               100261495622135006                                        -                                                                   -                       -                                -          GROUP I
          30067                            200,000.00                          20060101                1,312.50                            200,000.00                            86.96          No MI                               100148700000156956                                   7.3750                                   20071201                  13.8750                  7.8750                           1.0000          GROUP I
          29926                            437,750.00                          20060201                3,151.80                            437,750.00                            85.00          No MI                               100148700000157699                                   5.5000                                   20080101                  14.6400                  8.6400                           1.0000          GROUP I
          30620                             26,400.00                          20060201                  259.83                             26,382.74                           100.00          No MI                               100148700000157939                                        -                                                                   -                       -                                -          GROUP I
          30620                            105,600.00                          20060201                  766.04                            105,454.32                            80.00          No MI                               100148700000157921                                   5.5000                                   20080101                  13.8800                  7.8800                           1.0000          GROUP I
          32962                             34,300.00                          20060301                  379.16                             34,292.14                           100.00          No MI                               0                                                         -                                                                   -                       -                                -          GROUP I
          32962                            137,200.00                          20060301                  971.09                            137,100.70                            80.00          No MI                               0                                                    5.7500                                   20080201                  13.6250                  7.6250                           1.0000          GROUP I
          89143                             80,000.00                          20060301                  841.41                             79,978.59                           100.00          No MI                               100144600097440723                                        -                                                                   -                       -                                -          GROUP I
          89143                            320,000.00                          20060301                2,534.60                            319,818.73                            80.00          No MI                               100144600097440715                                   5.5000                                   20080201                  14.8250                  8.8250                           1.0000          GROUP I
          85364                            188,480.00                          20060101                1,372.50                            188,091.86                            76.00          No MI                               100101309051007632                                   7.6700                                   20071201                  13.9200                  7.9200                           1.5000          GROUP I
          64123                             19,600.00                          20051201                  180.76                             19,569.09                           100.00          No MI                               100101300000006270                                        -                                                                   -                       -                                -          GROUP I
          13319                            310,500.00                          20060301                2,170.91                            310,500.00                            90.00          No MI                               100386100002075554                                   5.5000                                   20080201                  14.3900                  8.3900                           1.0000          GROUP I
          55371                            206,500.00                          20060301                1,344.17                            206,323.42                            68.83          No MI                               100386100002075570                                   5.5000                                   20080201                  12.7850                  6.7850                           1.0000          GROUP I
          97502                            191,250.00                          20060301                1,609.53                            191,156.13                            85.00          No MI                               100153210512014992                                   5.5000                                   20080201                  15.5100                  9.5100                           1.0000          GROUP I
          34116                            196,800.00                          20060301                1,402.43                            196,659.55                            60.55          No MI                               100153210512013366                                   5.5000                                   20080201                  13.6950                  7.6950                           1.0000          GROUP I
          85374                            199,500.00                          20060301                1,221.94                            199,500.00                            70.00          No MI                               100153210512019132                                   6.0000                                   20080201                  13.3500                  7.3500                           1.0000          GROUP I
          94561                             96,000.00                          20060301                  876.00                             95,961.60                            99.01          No MI                               100153290000003194                                        -                                                                   -                       -                                -          GROUP I
          85363                            180,000.00                          20060301                1,070.25                            180,000.00                            69.23          No MI                               100153210512015635                                   6.0000                                   20080201                  13.1350                  7.1350                           1.0000          GROUP I
          94561                            404,000.00                          20060301                2,497.39                            403,844.13                            80.00          No MI                               100153290000003160                                   5.5000                                   20080201                  12.9550                  6.9550                           1.0000          GROUP I
          93630                            205,000.00                          20060301                1,540.10                            204,869.28                            74.82          No MI                               100153290000002261                                   6.2500                                   20080201                  14.2500                  8.2500                           1.0000          GROUP I
          33023                            180,000.00                          20060301                1,445.73                            179,901.27                            80.00          No MI                               100153220511010412                                   5.5000                                   20080201                  14.9800                  8.9800                           1.0000          GROUP I
          85713                            144,900.00                          20060301                1,084.34                            144,900.00                            90.00          No MI                               10006080000248854                                    5.5000                                   20080201                  14.9800                  8.9800                           1.0000          GROUP I
          93306                            200,000.00                          20060301                1,429.37                            199,858.13                            57.97          No MI                               100153210512012848                                   5.5000                                   20080201                  13.7250                  7.7250                           1.0000          GROUP I
          34743                            132,000.00                          20060301                  975.02                            131,912.68                            66.00          No MI                               100141900601060048                                   5.5000                                   20080201                  14.0700                  8.0700                           1.0000          GROUP I
           8028                            161,600.00                          20060301                1,187.76                            161,600.00                            80.00          No MI                               100076500000902276                                   5.5000                                   20080201                  14.8200                  8.8200                           1.0000          GROUP I
          32909                            137,500.00                          20060301                  781.46                            137,500.00                            72.37          No MI                               100153210511019968                                   5.5000                                   20080201                  12.8200                  6.8200                           1.0000          GROUP I
          33418                            111,000.00                          20060301                  913.17                            110,942.45                            95.00          No MI                               100429100000103464                                        -                                                                   -                       -                                -          GROUP I
          35215                             68,720.00                          20051101                  474.63                             68,445.08                            80.00          No MI                               100229330000070320                                        -                                                                   -                       -                                -          GROUP I
          80016                            388,800.00                          20060201                2,365.20                            388,799.20                            80.00          No MI                               100101309051008846                                   7.0500                                   20080101                  13.3000                  7.3000                           1.5000          GROUP I
          64012                             60,000.00                          20060201                  593.72                             59,961.38                           100.00          No MI                               100101309051204403                                        -                                                                   -                       -                                -          GROUP I
          64012                            240,000.00                          20060201                1,715.25                            239,658.40                            80.00          No MI                               100101309051204395                                   5.5000                                   20080101                  13.7250                  7.7250                           1.5000          GROUP I
          64030                            136,800.00                          20060201                  956.53                            136,596.31                            80.00          No MI                               100101309051110881                                        -                                                                   -                       -                                -          GROUP I
          55038                            149,440.00                          20060301                  958.28                            149,440.00                            80.00          No MI                               100386100002074342                                   5.5000                                   20080201                  13.6950                  7.6950                           1.0000          GROUP I
          85086                            111,400.00                          20060301                1,044.09                            111,358.51                           100.00          No MI                               100386100002074151                                        -                                                                   -                       -                                -          GROUP I
          85086                            445,600.00                          20060301                2,213.15                            445,600.00                            80.00          No MI                               100386100002074102                                   5.5000                                   20080201                  11.9600                  5.9600                           1.0000          GROUP I
          55014                            223,120.00                          20060301                1,361.03                            223,120.00                            80.00          No MI                               100386100002074417                                   5.5000                                   20080201                  13.3200                  7.3200                           1.0000          GROUP I
          32836                             79,800.00                          20060301                  811.02                             79,776.34                           100.00          No MI                               100386100002074623                                        -                                                                   -                       -                                -          GROUP I
          32836                            319,200.00                          20060301                1,921.85                            319,200.00                            80.00          No MI                               100386100002074607                                   5.5000                                   20080201                  13.2250                  7.2250                           1.0000          GROUP I
          78228                             74,900.00                          20060201                  586.57                             74,812.60                           100.00          No MI                               100101300000010744                                   8.4500                                   20080101                  14.7000                  8.7000                           1.5000          GROUP I
          66213                            243,000.00                          20060201                1,732.49                            242,652.41                            90.00          No MI                               100101309051210830                                   7.4500                                   20080101                  13.7000                  7.7000                           1.5000          GROUP I
          77429                            131,642.40                          20060201                1,126.18                            131,517.76                            80.00          No MI                               100101300000010645                                   9.4500                                   20080101                  15.7000                  9.7000                           1.5000          GROUP I
          77388                             19,160.00                          20060301                  168.00                             19,151.51                           100.00          No MI                               100101300000010587                                        -                                                                   -                       -                                -          GROUP I
          77388                             76,640.00                          20060301                  627.72                             76,599.85                            80.00          No MI                               100101300000010579                                   8.9500                                   20080201                  15.2000                  9.2000                           1.5000          GROUP I
          85234                             46,000.00                          20060301                  437.72                             45,983.56                           100.00          No MI                               100101300000010504                                        -                                                                   -                       -                                -          GROUP I
          77388                             25,500.00                          20060201                  223.59                             25,477.30                           100.00          No MI                               100101300000010488                                        -                                                                   -                       -                                -          GROUP I
          85234                            184,000.00                          20060301                1,008.93                            184,000.00                            80.00          No MI                               100101300000010496                                   6.6000                                   20080201                  12.5800                  6.5800                           1.5000          GROUP I
          85031                             33,700.00                          20060201                  344.05                             33,680.18                           100.00          No MI                               100101300000010074                                        -                                                                   -                       -                                -          GROUP I
          85031                            134,800.00                          20060201                  856.54                            134,800.00                            80.00          No MI                               100101300000010066                                   7.3750                                   20080101                  13.6250                  7.6250                           1.5000          GROUP I
          77388                            102,000.00                          20060201                  806.08                            101,883.41                            80.00          No MI                               100101300000010470                                   8.5500                                   20080101                  14.8000                  8.8000                           1.5000          GROUP I
          77338                            216,000.00                          20060201                1,566.15                            215,701.72                            90.00          No MI                               100101300000010827                                        -                                                                   -                       -                                -          GROUP I
          49442                             60,000.00                          20060301                  564.60                             59,977.90                           100.00          No MI                               100101300000011155                                   7.1250                                   20080201                  16.8500                 10.8500                           1.5000          GROUP I
          85629                             41,980.00                          20060201                  399.47                             41,949.86                           100.00          No MI                               100101300000011023                                        -                                                                   -                       -                                -          GROUP I
          85629                            167,920.00                          20060201                1,074.69                            167,920.00                            80.00          No MI                               100101309051207421                                   7.4300                                   20080101                  13.6800                  7.6800                           1.5000          GROUP I
          75137                             77,600.00                          20060201                  555.40                             77,489.89                            80.00          No MI                               100101300000010082                                        -                                                                   -                       -                                -          GROUP I
          77489                            108,000.00                          20060201                  668.25                            107,999.25                            80.00          No MI                               100101300000009456                                   7.1750                                   20080101                  13.4250                  7.4250                           1.5000          GROUP I
          78109                             27,600.00                          20060201                  242.01                             27,575.42                           100.00          No MI                               100101300000009043                                        -                                                                   -                       -                                -          GROUP I
          64468                             18,900.00                          20060201                  189.19                             18,888.22                           100.00          No MI                               100101309051206721                                        -                                                                   -                       -                                -          GROUP I
          64468                             75,600.00                          20060201                  510.61                             75,479.32                            80.00          No MI                               10010139051206705                                    6.9000                                   20080101                  13.1500                  7.1500                           1.5000          GROUP I
          85353                             59,000.00                          20060201                  584.27                             58,962.12                           100.00          No MI                               100101300000009241                                        -                                                                   -                       -                                -          GROUP I
          85353                            236,000.00                          20060201                1,571.37                            236,000.00                            80.00          No MI                               100101300000009233                                   7.7400                                   20080101                  13.9900                  7.9900                           1.5000          GROUP I
          85225                             39,400.00                          20060301                  371.50                             39,385.56                           100.00          No MI                               100101300000010801                                        -                                                                   -                       -                                -          GROUP I
          85225                            157,600.00                          20060301                1,001.42                            157,600.00                            80.00          No MI                               100101300000010785                                   7.5250                                   20080201                  13.6250                  7.6250                           1.5000          GROUP I
          85205                             42,000.00                          20060201                  399.66                             41,969.84                           100.00          No MI                               100101300000009894                                        -                                                                   -                       -                                -          GROUP I
          85205                            168,000.00                          20060201                1,203.57                            167,762.09                            80.00          No MI                               100101300000009860                                   7.5000                                   20080101                  13.7500                  7.7500                           1.5000          GROUP I
          49036                             81,000.00                          20060201                  648.25                             80,910.07                            90.00          No MI                               100101300000010181                                   8.6900                                   20090101                  15.9400                  8.9400                           1.5000          GROUP I
          85043                            172,500.00                          20060201                1,191.41                            172,236.69                            66.35          No MI                               100101300000010058                                   7.1250                                   20080101                  13.3750                  7.3750                           1.5000          GROUP I
          63010                            128,000.00                          20060201                  894.12                            127,809.03                            79.01          No MI                               100101309051203967                                   7.2400                                   20080101                  13.4900                  7.4900                           1.5000          GROUP I
          77015                             15,900.00                          20060201                  139.42                             15,885.84                           100.00          No MI                               100101300000008649                                        -                                                                   -                       -                                -          GROUP I
          85033                             51,000.00                          20060201                  524.20                             50,970.61                           100.00          No MI                               100101309051203793                                        -                                                                   -                       -                                -          GROUP I
          85033                            204,000.00                          20060201                1,292.00                            204,000.00                            80.00          No MI                               100101309051203785                                   7.3500                                   20080101                  13.6000                  7.6000                           1.5000          GROUP I
          85033                             34,400.00                          20060201                  327.34                             34,375.30                           100.00          No MI                               100101300000009076                                        -                                                                   -                       -                                -          GROUP I
          85033                            137,600.00                          20060201                  962.12                            137,395.12                            80.00          No MI                               100101300000009068                                   7.2500                                   20080101                  13.5000                  7.5000                           1.5000          GROUP I
          37404                             85,500.00                          20060201                  762.36                             85,427.05                            90.00          No MI                               100101300000008920                                   9.9400                                   20080101                  16.1900                 10.1900                           1.5000          GROUP I
          85335                             49,960.00                          20060201                  492.84                             49,927.57                           100.00          No MI                               100101300000008904                                        -                                                                   -                       -                                -          GROUP I
          85335                            199,840.00                          20060201                1,370.04                            199,530.36                            80.00          No MI                               100101300000008888                                   7.0500                                   20080101                  13.3000                  7.3000                           1.5000          GROUP I
          85323                            200,400.00                          20060201                1,219.10                            200,400.00                            80.00          No MI                               10010130905123124                                    7.0500                                   20080101                  13.3000                  7.3000                           1.5000          GROUP I
          85326                             58,023.00                          20060201                  547.09                             57,980.29                           100.00          No MI                               100101309051203074                                        -                                                                   -                       -                                -          GROUP I
          85326                            232,088.00                          20060201                1,523.08                            232,088.00                            80.00          No MI                               100101309051203066                                   8.1250                                   20080101                  13.8750                  7.8750                           1.5000          GROUP I
          86327                            305,500.00                          20060201                1,905.92                            304,932.60                            66.70          No MI                               10010130905120852                                    6.1250                                   20080101                  12.3750                  6.3750                           1.5000          GROUP I
          75040                             63,999.00                          20060201                  532.31                             63,898.59                            80.00          No MI                               100101300000008391                                        -                                                                   -                       -                                -          GROUP I
          77015                             63,600.00                          20060201                  557.67                             63,543.37                            80.00          No MI                               100101300000008631                                   8.0000                                   20080101                  15.9900                  9.9900                           1.5000          GROUP I
          77379                             67,000.00                          20060201                  587.48                             66,940.35                           100.00          No MI                               100101300000008383                                        -                                                                   -                       -                                -          GROUP I
          77379                            268,000.00                          20060201                2,135.21                            267,699.33                            80.00          No MI                               100101300000008375                                   8.6400                                   20080101                  14.8900                  8.8900                           1.5000          GROUP I
          85296                             54,000.00                          20060201                  509.16                             53,960.26                           100.00          No MI                               100101309051202597                                        -                                                                   -                       -                                -          GROUP I
          85296                            216,000.00                          20060201                1,323.00                            216,000.00                            80.00          No MI                               100101309051202589                                   7.1000                                   20080101                  13.3500                  7.3500                           1.5000          GROUP I
          76543                             16,000.00                          20060301                  140.29                             15,992.91                           100.00          No MI                               100101309051202522                                        -                                                                   -                       -                                -          GROUP I
          85017                             37,000.00                          20060201                  324.43                             36,967.06                           100.00          No MI                               100101309051202407                                        -                                                                   -                       -                                -          GROUP I
          85017                            148,000.00                          20060201                  923.77                            148,000.00                            80.00          No MI                               100101309051202399                                   7.2400                                   20080101                  13.4900                  7.4900                           1.5000          GROUP I
          89502                             80,000.00                          20060201                  453.33                             79,999.30                            63.24          No MI                               100101309051202381                                   6.5500                                   20090101                  13.8000                  6.8000                           1.5000          GROUP I
          64113                            201,000.00                          20060201                1,466.47                            200,725.86                            89.33          No MI                               100101309051202225                                   7.6900                                   20080101                  13.9400                  7.9400                           1.5000          GROUP I
          76543                             64,000.00                          20060301                  469.16                             63,956.97                            80.00          No MI                               100101309051202175                                   7.7400                                   20080201                  13.9900                  7.9900                           1.5000          GROUP I
          78061                             58,800.00                          20060201                  460.48                             58,731.39                            80.00          No MI                               100101309051201995                                   8.4500                                   20090101                  15.7000                  8.7000                           1.5000          GROUP I
          85043                            225,000.00                          20060201                1,357.50                            225,000.00                            84.91          No MI                               100101309051201516                                   6.9900                                   20080101                  13.2400                  7.2400                           1.5000          GROUP I
          85379                            266,350.00                          20060201                2,076.38                            266,035.99                            79.99          No MI                               100101309051201334                                   8.4000                                   20080101                  14.6500                  8.6500                           1.5000          GROUP I
          76048                             58,000.00                          20060201                  504.71                             57,947.36                           100.00          No MI                               100101309051200476                                        -                                                                   -                       -                                -          GROUP I
          76048                            232,000.00                          20060201                1,650.07                            231,666.46                            80.00          No MI                               100101309051200468                                   7.3750                                   20080101                  13.6750                  7.6750                           1.5000          GROUP I
          85364                             21,000.00                          20060201                  207.96                             20,986.52                           100.00          No MI                               100101309051200310                                        -                                                                   -                       -                                -          GROUP I
          85364                             84,000.00                          20060201                  587.34                             83,874.93                            80.00          No MI                               100101309051200302                                   7.2500                                   20080101                  13.5000                  7.5000                           1.5000          GROUP I
          85034                             97,500.00                          20060201                  984.17                             97,440.75                           100.00          No MI                               100101300000008912                                        -                                                                   -                       -                                -          GROUP I
          85034                            390,000.00                          20060201                2,258.75                            390,000.00                            80.00          No MI                               100101309051111368                                   6.7000                                   20080101                  12.9500                  6.9500                           1.5000          GROUP I
          85326                            265,500.00                          20060201                1,546.50                            265,494.30                            90.00          No MI                               100101309051111087                                   6.7400                                   20080101                  12.9900                  6.9900                           1.5000          GROUP I
          85239                             80,000.00                          20060201                  780.05                             79,946.31                           100.00          No MI                               100101309051110659                                        -                                                                   -                       -                                -          GROUP I
          85239                            320,000.00                          20060201                2,066.67                            320,000.00                            80.00          No MI                               100101309051110642                                   7.5000                                   20080101                  13.7500                  7.7500                           1.5000          GROUP I
          64133                             20,001.00                          20060201                  207.89                             19,989.85                           100.00          No MI                               100101309051110022                                        -                                                                   -                       -                                -          GROUP I
          64133                             80,000.00                          20060201                  637.95                             79,910.43                            80.00          No MI                               10010130905111014                                    8.6500                                   20080101                  14.9000                  8.9000                           1.5000          GROUP I
          75034                            390,000.00                          20060201                3,419.65                            389,652.76                            97.50          No MI                               100101309051109917                                   7.9900                                   20080101                  15.9900                  9.9900                           1.5000          GROUP I
          62040                             85,500.00                          20060201                  703.39                             85,391.37                            90.00          No MI                               100101309051109834                                        -                                                                   -                       -                                -          GROUP I
          77521                             19,900.00                          20060201                  174.49                             19,882.28                           100.00          No MI                               100101309051109362                                        -                                                                   -                       -                                -          GROUP I
          77521                             79,600.00                          20060201                  756.55                             79,542.66                            80.00          No MI                               100101309051109354                                  11.2250                                   20080101                  16.9750                 10.9750                           1.5000          GROUP I
          85041                            120,000.00                          20060201                  984.60                            119,874.32                            51.91          No MI                               100101309051108802                                   8.9700                                   20080101                  15.2200                  9.2200                           1.5000          GROUP I
          80922                             38,657.00                          20060101                  416.77                             38,627.95                           100.00          No MI                               100101309051108539                                        -                                                                   -                       -                                -          GROUP I
          80922                            154,627.00                          20060101                1,118.47                            154,304.04                            80.00          No MI                               100101309051108521                                   7.6000                                   20081201                  14.8500                  7.8500                           1.5000          GROUP I
          85040                             47,000.00                          20060201                  438.74                             46,964.44                           100.00          No MI                               100101309051108349                                        -                                                                   -                       -                                -          GROUP I
          85040                            188,000.00                          20060201                1,095.10                            188,000.00                            80.00          No MI                               100101309051108307                                   6.7400                                   20080101                  12.9900                  6.9900                           1.5000          GROUP I
          85302                            141,000.00                          20060201                1,002.84                            140,797.30                            72.68          No MI                               100101309051108174                                   7.4250                                   20080101                  13.6750                  7.6750                           1.5000          GROUP I
          77429                            106,400.00                          20060201                  848.47                            106,280.88                            80.00          No MI                               10010130951108059                                    8.0000                                   20080101                  14.9000                  8.9000                           1.5000          GROUP I
          77478                             20,000.00                          20060101                  175.37                             19,973.17                           100.00          No MI                               100101309051107341                                        -                                                                   -                       -                                -          GROUP I
          85323                             55,000.00                          20060101                  544.66                             54,946.75                           100.00          No MI                               100101309051107002                                        -                                                                   -                       -                                -          GROUP I
          85323                            220,000.00                          20060101                1,538.27                            219,507.12                            80.00          No MI                               100101309051106996                                   7.2500                                   20071201                  13.5000                  7.5000                           1.5000          GROUP I
          77478                             80,000.00                          20060101                  623.66                             79,858.01                            80.00          No MI                               100101309051106939                                        -                                                                   -                       -                                -          GROUP I
          77535                             65,360.00                          20060101                  573.10                             65,271.90                            95.00          No MI                               100101309051106905                                   7.0000                                   20071201                  15.9900                  9.9900                           1.5000          GROUP I
          85027                            187,000.00                          20060201                1,421.34                            186,766.71                            79.57          No MI                               100101309051106731                                   8.1250                                   20080101                  14.3750                  8.3750                           1.5000          GROUP I
          85337                             18,000.00                          20060201                  185.01                             17,989.63                           100.00          No MI                               100101309051106269                                        -                                                                   -                       -                                -          GROUP I
          85337                             72,000.00                          20060201                  540.91                             71,907.86                            80.00          No MI                               100101309051106251                                   8.0000                                   20080101                  14.2500                  8.2500                           1.5000          GROUP I
          76108                             51,268.86                          20060201                  478.63                             50,961.31                            62.75          No MI                               100101309051105618                                        -                                                                   -                       -                                -          GROUP I
          77461                             32,200.00                          20060101                  282.34                             32,156.83                           100.00          No MI                               10010130951105436                                         -                                                                   -                       -                                -          GROUP I
          77461                            128,800.00                          20060101                  911.64                            128,518.55                            80.00          No MI                               100101309051105428                                   7.3750                                   20071201                  13.6250                  7.6250                           1.5000          GROUP I
          85388                            284,750.00                          20060201                1,922.06                            284,750.00                            85.00          No MI                               100101309051105378                                   7.8500                                   20080101                  14.1000                  8.1000                           1.5000          GROUP I
          80221                             33,000.00                          20060101                  344.53                             32,972.64                           100.00          No MI                               100101309051105162                                        -                                                                   -                       -                                -          GROUP I
          85239                             57,201.00                          20060101                  610.48                             57,156.63                           100.00          No MI                               100101309051104629                                        -                                                                   -                       -                                -          GROUP I
          85239                            228,806.00                          20060101                1,692.21                            228,806.00                            80.00          No MI                               100101309051104611                                   8.6250                                   20071201                  14.8750                  8.8750                           1.5000          GROUP I
          75042                             22,000.00                          20060101                  192.90                             21,970.51                           100.00          No MI                               100101309051104389                                        -                                                                   -                       -                                -          GROUP I
          75042                             88,000.00                          20060101                  584.88                             87,781.90                            80.00          No MI                               100101309051104371                                   6.7400                                   20071201                  12.9900                  6.9900                           1.5000          GROUP I
          85207                             40,600.00                          20060101                  409.82                             40,562.80                           100.00          No MI                               100101309051104157                                        -                                                                   -                       -                                -          GROUP I
          85207                            162,400.00                          20060101                1,113.37                            162,021.39                            80.00          No MI                               100101309051104140                                   7.0500                                   20071201                  13.3000                  7.3000                           1.5000          GROUP I
          80221                            132,000.00                          20060101                  858.00                            132,000.00                            80.00          No MI                               10010130905114132                                    7.5500                                   20071201                  13.8000                  7.8000                           1.5000          GROUP I
          85381                            266,400.00                          20060101                1,692.75                            266,400.00                            90.00          No MI                               100101309051103720                                   7.3750                                   20071201                  13.6250                  7.6250                           1.5000          GROUP I
          75115                            223,086.00                          20060201                2,202.97                            223,086.00                            90.00          No MI                               10010130905103662                                   11.6000                                   20080101                  17.8500                 11.8500                           1.5000          GROUP I
          75115                             32,000.00                          20060101                  332.86                             31,973.15                           100.00          No MI                               100101309051103076                                        -                                                                   -                       -                                -          GROUP I
          75115                            128,000.00                          20060101                1,156.54                            127,841.02                            80.00          No MI                               100101309051102979                                   8.0000                                   20071201                  16.3500                 10.3500                           1.5000          GROUP I
          85339                             57,438.00                          20060101                  568.80                             57,382.41                            95.00          No MI                               100101309051102540                                        -                                                                   -                       -                                -          GROUP I
          85339                            306,337.00                          20060101                2,245.66                            305,714.97                            80.00          No MI                               100101309051102524                                   7.7400                                   20071201                  13.9900                  7.9900                           1.5000          GROUP I
          64110                             50,000.00                          20060101                  388.01                             49,910.33                            72.46          No MI                               100101309051101146                                        -                                                                   -                       -                                -          GROUP I
          85345                            177,160.00                          20060201                1,133.09                            177,160.00                            80.00          No MI                               100101309051100668                                   7.4250                                   20080101                  13.6750                  7.6750                           1.5000          GROUP I
          85029                            188,000.00                          20060201                1,378.17                            187,746.36                            80.00          No MI                               100101309051100379                                   7.2500                                   20080101                  13.9900                  7.9900                           1.5000          GROUP I
          85239                             41,398.00                          20060101                  406.81                             41,357.02                           100.00          No MI                               100101309051100254                                        -                                                                   -                       -                                -          GROUP I
          85239                            165,593.00                          20060101                1,172.95                            165,593.00                            80.00          No MI                               100101309051100247                                   8.2500                                   20071201                  14.5000                  8.5000                           1.5000          GROUP I
          85730                            175,500.00                          20060101                1,210.22                            175,500.00                            90.00          No MI                               100101209051011386                                   8.0250                                   20071201                  14.2750                  8.2750                           1.5000          GROUP I
          80640                            132,447.00                          20060101                  954.51                            132,417.00                            53.00          No MI                               10010309051011337                                    8.4000                                   20071201                  14.6500                  8.6500                           1.5000          GROUP I
          75227                             49,500.00                          20060101                  418.57                             49,427.38                           100.00          No MI                               10010130951010933                                    7.5000                                   20071201                  15.5650                  9.5650                           1.5000          GROUP I
          85620                             83,200.00                          20060201                  653.05                             83,103.41                            80.00          No MI                               1001012090510354                                          -                                                                   -                       -                                -          GROUP I
          80301                            292,000.00                          20060101                1,800.67                            292,000.00                            80.00          No MI                               100101309051010263                                   7.1500                                   20071201                  13.4000                  7.4000                           1.5000          GROUP I
          80226                            170,000.00                          20060101                1,253.69                            169,991.61                            85.00          No MI                               100101309051010230                                   7.8500                                   20071201                  14.8500                  8.8500                           1.5000          GROUP I
          75287                            241,500.00                          20060101                2,030.66                            241,140.82                            70.00          No MI                               100101309051009794                                   8.0000                                   20081201                  16.5000                  9.5000                           1.5000          GROUP I
          85233                            285,000.00                          20060101                2,291.12                            284,528.51                            74.03          No MI                               100101309051009349                                   8.7400                                   20071201                  14.9900                  8.9900                           1.5000          GROUP I
          85326                             51,386.00                          20060101                  538.47                             51,343.86                           100.00          No MI                               100101309051009323                                        -                                                                   -                       -                                -          GROUP I
          85326                            205,544.00                          20060101                1,473.07                            205,544.00                            80.00          No MI                               100101309051009315                                   8.3500                                   20071201                  14.6000                  8.3500                           1.5000          GROUP I
          85236                             46,860.00                          20060101                  410.88                             46,797.17                           100.00          No MI                               100101309051008671                                        -                                                                   -                       -                                -          GROUP I
          85236                            187,440.00                          20060101                1,137.14                            187,440.00                            80.00          No MI                               100101309051008630                                   7.0300                                   20071201                  13.2800                  7.2800                           1.5000          GROUP I
          89147                             55,600.00                          20060101                  592.96                             55,556.77                           100.00          No MI                               100101309051008507                                        -                                                                   -                       -                                -          GROUP I
          89147                            222,400.00                          20060101                1,756.03                            222,400.00                            80.00          No MI                               100101309051008499                                   9.2250                                   20071201                  15.4750                  9.4750                           1.5000          GROUP I
          85028                            327,600.00                          20060101                2,401.53                            326,934.43                            70.00          No MI                               100101309051007749                                   7.7400                                   20071201                  13.9900                  7.9900                           1.5000          GROUP I
          85028                            391,000.00                          20060101                2,603.41                            391,000.00                            85.00          No MI                               100101309051007533                                   7.7400                                   20071201                  13.9900                  7.9900                           1.5000          GROUP I
          85029                            133,300.00                          20060201                  666.50                            133,300.00                            60.32          No MI                               10010309051007491                                    5.7500                                   20090101                  13.0000                  6.0000                           1.5000          GROUP I
          64052                             18,400.00                          20051201                  182.07                             18,376.10                           100.00          No MI                               10010130951006683                                         -                                                                   -                       -                                -          GROUP I
          64052                             73,600.00                          20051201                  537.49                             73,398.45                            80.00          No MI                               100101309051006675                                   7.7000                                   20071101                  13.9500                  7.9500                           1.5000          GROUP I
          85222                             58,000.00                          20060101                  567.74                             57,941.98                           100.00          No MI                               100101309051006642                                        -                                                                   -                       -                                -          GROUP I
          85222                            232,000.00                          20060101                1,498.33                            232,000.00                            80.00          No MI                               100101309051006634                                   7.5000                                   20071201                  13.7500                  7.7500                           1.5000          GROUP I
          87114                            222,750.00                          20060101                1,842.33                            222,750.00                            75.00          No MI                               100101309051003870                                   9.6750                                   20071201                  15.9250                  9.9250                           1.5000          GROUP I
          85242                            175,000.00                          20051201                1,019.38                            175,000.00                            74.79          No MI                               100101309051002765                                   6.7400                                   20071101                  12.9900                  6.9900                           1.5000          GROUP I
          93311                            317,000.00                          20060201                1,717.08                            317,000.00                            79.65          No MI                               100101309051001668                                   6.2500                                   20080101                  12.5000                  6.5000                           1.5000          GROUP I
          85242                            243,750.00                          20051201                2,049.58                            243,264.71                            75.00          No MI                               10010309051001221                                    6.0000                                   20071101                  15.5000                  9.5000                           1.5000          GROUP I
          85015                             32,000.00                          20051201                  280.59                             31,942.52                           100.00          No MI                               100101309051000314                                        -                                                                   -                       -                                -          GROUP I
          85015                            128,000.00                          20051201                  830.21                            127,555.43                            80.00          No MI                               100101309051000306                                   6.5000                                   20071101                  12.7500                  6.7500                           1.5000          GROUP I
          85629                            260,000.00                          20051201                1,625.00                            260,000.00                            65.82          No MI                               100101309050912170                                   7.2500                                   20071101                  13.5000                  7.5000                           1.5000          GROUP I
          85215                            139,000.00                          20051201                  666.04                            139,000.00                            60.43          No MI                               100101309050910125                                   5.5000                                   20071101                  11.7500                  5.7500                           1.5000          GROUP I
          78852                             74,100.00                          20051101                  586.92                             73,887.01                            95.00          No MI                               100101309050907774                                   8.5750                                   20071001                  14.8250                  8.8250                           1.5000          GROUP I
          85222                             48,055.00                          20051201                  493.93                             47,999.04                           100.00          No MI                               1001013050907550                                          -                                                                   -                       -                                -          GROUP I
          85222                            192,223.00                          20051201                1,422.45                            192,223.00                            80.00          No MI                               100101309050907543                                   8.6300                                   20071101                  14.8800                  8.8800                           1.5000          GROUP I
          64050                            146,700.00                          20060101                1,122.80                            146,426.52                            90.00          No MI                               100101309050906156                                   8.2000                                   20071201                  14.4500                  8.4500                           1.5000          GROUP I
          87505                            264,000.00                          20051201                1,735.80                            264,000.00                            80.00          No MI                               1001013095095828                                     7.6400                                   20081101                  14.8900                  7.8900                           1.5000          GROUP I
          85353                             54,709.00                          20060201                  563.80                             54,677.70                           100.00          No MI                               1001013090500449                                          -                                                                   -                       -                                -          GROUP I
          85353                            218,836.00                          20060201                1,531.85                            218,836.00                            80.00          No MI                               100101209050900373                                   8.1500                                   20080101                  14.4000                  8.4000                           1.5000          GROUP I
          85203                             80,000.00                          20060101                  599.33                             80,000.00                            60.38          No MI                               100101309050809400                                   8.7400                                   20071201                  14.9900                  8.9900                           1.5000          GROUP I
          83814                            134,300.00                          20051201                1,049.21                            134,299.18                            85.00          No MI                               10010309050808873                                    6.0000                                   20071101                  15.3750                  9.3750                           1.5000          GROUP I
          85031                            100,000.00                          20051101                  733.07                             99,659.30                            80.00          No MI                               100101300905047494                                        -                                                                   -                       -                                -          GROUP I
          85243                             70,000.00                          20051201                  593.71                             69,863.53                           100.00          No MI                               100101305050801678                                        -                                                                   -                       -                                -          GROUP I
          85243                            280,000.00                          20051201                1,831.67                            280,000.00                            80.00          No MI                               1001013050801413                                     7.6000                                   20071101                  13.8500                  7.8500                           1.5000          GROUP I
          85232                             31,246.00                          20060201                  330.45                             31,229.46                           100.00          No MI                               100101305050800274                                        -                                                                   -                       -                                -          GROUP I
          85232                            159,926.00                          20060201                  959.56                            159,926.00                            80.00          No MI                               1001013050701159                                     6.9500                                   20080101                  13.2000                  7.2000                           1.5000          GROUP I
          85232                             31,373.00                          20060201                  316.68                             31,353.93                           100.00          No MI                               100101305050700375                                        -                                                                   -                       -                                -          GROUP I
          85232                            125,492.00                          20060201                  794.78                            125,492.00                            80.00          No MI                               100101305050700128                                   7.3500                                   20080101                  13.6000                  7.6000                           1.5000          GROUP I
          85232                            118,712.00                          20060201                  830.98                            118,712.00                            80.00          No MI                               100101305050700045                                   8.1500                                   20080101                  14.4000                  8.4000                           1.5000          GROUP I
          85232                            124,983.00                          20060201                  843.64                            124,983.00                            80.00          No MI                               100101305050602290                                   7.8500                                   20080101                  14.1000                  8.1000                           1.5000          GROUP I
          64137                             50,000.00                          20060101                  505.35                             49,598.47                            39.37          No MI                               100101300000007633                                        -                                                                   -                       -                                -          GROUP I
          64129                             81,360.00                          20060101                  549.51                             80,948.22                            80.00          No MI                               100101300000007682                                   6.9000                                   20071201                  13.1500                  7.1500                           1.5000          GROUP I
          55417                             43,400.00                          20060201                  425.32                             43,371.29                           100.00          No MI                               100101300000010215                                        -                                                                   -                       -                                -          GROUP I
          55417                            173,600.00                          20060201                1,117.55                            173,600.00                            80.00          No MI                               100101300000010199                                   7.4750                                   20080101                  13.7250                  7.7250                           1.5000          GROUP I
          64439                             65,010.00                          20060101                  559.73                             64,918.75                            78.33          No MI                               100101300000007807                                   8.5000                                   20071201                  15.7750                  9.7750                           1.5000          GROUP I
          55430                            139,500.00                          20051201                  794.61                            138,696.20                            90.00          No MI                               10010130000006528                                    6.6250                                   20071101                  12.8750                  6.8750                           1.5000          GROUP I
          52803                             61,200.00                          20060101                  531.43                             61,115.91                            80.00          No MI                               100101300000007773                                   8.5750                                   20081201                  16.8750                  9.8750                           1.5000          GROUP I
          61244                             50,085.00                          20060201                  388.31                             50,025.22                            81.44          No MI                               100101300000009175                                   6.0000                                   20080101                  14.5900                  8.5900                           1.5000          GROUP I
          61201                             53,125.00                          20060201                  491.92                             53,083.94                            85.00          No MI                               100101300000009092                                   6.5000                                   20080101                  16.6500                 10.6500                           1.5000          GROUP I
          52803                             15,300.00                          20060101                  168.05                             15,289.17                           100.00          No MI                               100101300000007765                                        -                                                                   -                       -                                -          GROUP I
          30106                            141,000.00                          20060201                  813.69                            141,000.00                            84.43          No MI                               100101300000008599                                   6.6750                                   20080101                  12.9250                  6.9250                           1.5000          GROUP I
          52806                             24,200.00                          20051201                  242.24                             24,169.56                           100.00          No MI                               100101300000006387                                        -                                                                   -                       -                                -          GROUP I
          52806                             96,800.00                          20051201                  726.00                             96,800.00                            80.00          No MI                               100101300000006296                                   8.7500                                   20071101                  15.0000                  9.0000                           1.5000          GROUP I
          61265                             73,600.00                          20051201                  477.37                             73,344.37                            80.00          No MI                               100101300000005959                                   3.0000                                   20071101                  12.7500                  6.7500                           1.5000          GROUP I
          64118                            109,800.00                          20060201                  665.65                            109,798.66                            90.00          No MI                               100101300000007997                                   7.0250                                   20090101                  14.2750                  7.2750                           1.5000          GROUP I
          52569                             90,750.00                          20051201                  785.02                             90,581.43                            75.00          No MI                               100101300000005975                                   9.0000                                   20071101                  15.8300                  9.8300                           1.5000          GROUP I
          78109                            110,400.00                          20060201                  800.48                            110,247.54                            80.00          No MI                               0                                                    7.6250                                   20080101                  13.8750                  7.8750                           1.5000          GROUP I
          78109                             73,347.00                          20060201                  636.91                             73,280.07                            87.84          No MI                               10010309050611681                                    6.5000                                   20080101                  15.8750                  9.8750                           1.5000          GROUP I
          85207                            100,000.00                          20060201                  876.83                             99,910.97                           100.00          No MI                               100101310051200219                                        -                                                                   -                       -                                -          GROUP I
          85020                            510,000.00                          20060201                3,718.75                            510,000.00                            85.00          No MI                               100101310051100831                                   8.5000                                   20080101                  14.7500                  8.7500                           1.5000          GROUP I
          85207                            400,000.00                          20060201                2,300.00                            400,000.00                            80.00          No MI                               100101310051100575                                   6.6500                                   20080101                  12.9000                  6.9000                           1.5000          GROUP I
          85224                            130,250.00                          20060201                  954.82                            130,074.27                            59.20          No MI                               100101310051100187                                        -                                                                   -                       -                                -          GROUP I
          85201                            114,000.00                          20060101                  665.00                            114,000.00                            80.00          No MI                               100101210051100070                                   6.7500                                   20071201                  13.0000                  7.0000                           1.5000          GROUP I
          62215                             50,000.00                          20060101                  358.21                             49,893.44                            74.63          No MI                               100101310051001237                                   6.0000                                   20071201                  13.7500                  7.7500                           1.5000          GROUP I
          85232                             39,982.00                          20060201                  403.58                             39,957.70                           100.00          No MI                               100101310051001104                                        -                                                                   -                       -                                -          GROUP I
          61201                             50,000.00                          20060101                  358.21                             49,893.44                            58.82          No MI                               100101310051000981                                   6.5000                                   20071201                  13.7500                  7.7500                           1.5000          GROUP I
          64127                             63,630.00                          20060201                  455.85                             63,539.89                            84.84          No MI                               100101310050901924                                   7.5000                                   20080101                  13.7500                  7.7500                           1.5000          GROUP I
          61235                             49,062.00                          20060101                  351.49                             48,953.91                            94.35          No MI                               100101310050901650                                   6.0000                                   20071201                  13.7500                  7.7500                           1.5000          GROUP I
          85033                            148,500.00                          20060101                1,268.44                            148,500.00                            90.00          No MI                               100101310050901163                                   8.0000                                   20071201                  16.2500                 10.2500                           1.5000          GROUP I
          43056                            121,500.00                          20060301                  744.19                            121,500.00                            90.00          No MI                               100330705110094904                                   5.5000                                   20080201                  13.3500                  7.3500                           1.0000          GROUP I
          75002                            414,000.00                          20060101                2,668.71                            412,911.98                            88.09          No MI                               100101309051103803                                        -                                                                   -                       -                                -          GROUP I
          81126                            250,000.00                          20060201                1,611.54                            249,563.21                            53.19          No MI                               0                                                    5.5000                                   20090101                  12.6900                  6.6900                           1.5000          GROUP I
          85239                            268,320.00                          20060201                1,677.00                            268,320.00                            80.00          No MI                               100101309051110618                                   5.5000                                   20080101                  13.5000                  7.5000                           1.5000          GROUP I
          64114                             92,700.00                          20060201                  754.24                             92,596.41                            90.00          No MI                               100101309051205657                                   8.4750                                   20080101                  15.1250                  9.1250                           1.5000          GROUP I
          55044                             78,000.00                          20060201                  771.83                             77,949.80                           100.00          No MI                               100101300000008169                                        -                                                                   -                       -                                -          GROUP I
          36107                             15,000.00                          20060201                  183.49                             14,975.88                           100.00          No MI                               100202930511290001                                        -                                                                   -                       -                                -          GROUP I
          36107                             60,000.00                          20060201                  475.45                             59,931.85                            80.00          No MI                               100202930511280051                                   5.5000                                   20080101                  14.8300                  8.8300                           1.0000          GROUP I
          36608                             19,000.00                          20060201                  208.94                             18,961.29                           100.00          No MI                               100202930512060155                                        -                                                                   -                       -                                -          GROUP I
          55044                            312,000.00                          20060201                2,294.79                            311,582.02                            80.00          No MI                               100101300000008151                                   5.5000                                   20080101                  14.0250                  8.0250                           1.5000          GROUP I
          36618                             23,600.00                          20060201                  255.92                             23,550.48                           100.00          No MI                               100202930511220198                                        -                                                                   -                       -                                -          GROUP I
          36618                             94,400.00                          20060201                  623.61                             94,242.65                            80.00          No MI                               100202930511220180                                   5.5000                                   20080101                  12.9300                  6.9300                           1.0000          GROUP I
          90262                            268,000.00                          20060301                2,156.39                            267,853.61                            63.06          No MI                               100144600097439386                                   5.5000                                   20080201                  15.0000                  9.0000                           1.0000          GROUP I
          76180                             26,780.00                          20060101                  234.82                             26,744.06                           100.00          No MI                               100101309051105550                                        -                                                                   -                       -                                -          GROUP I
          76180                            107,120.00                          20060101                  752.67                            106,882.39                            80.00          No MI                               100101309051105527                                   5.5000                                   20071201                  13.5500                  7.5500                           1.5000          GROUP I
          77707                             64,000.00                          20051201                  486.45                             63,839.48                            80.00          No MI                               100101309050707968                                        -                                                                   -                       -                                -          GROUP I
          30188                            119,200.00                          20060201                  881.58                            119,200.00                            80.00          No MI                               100229330000095400                                   5.5000                                   20090101                  14.8750                  8.8750                           1.0000          GROUP I
          22192                            352,500.00                          20060101                3,383.60                            352,127.65                            75.00          No MI                               100202930511160071                                   6.7500                                   20071201                  17.1000                 11.1000                           1.0000          GROUP I
          43551                             35,000.00                          20060201                  397.16                             34,933.34                           100.00          No MI                               0                                                         -                                                                   -                       -                                -          GROUP I
          43551                            140,000.00                          20060201                1,138.58                            139,850.27                            80.00          No MI                               100202930511100002                                   5.5000                                   20080101                  15.1200                  9.1200                           1.0000          GROUP I
          48706                             47,985.00                          20060201                  496.17                             47,957.82                            95.00          No MI                               100202930511220115                                        -                                                                   -                       -                                -          GROUP I
          48706                            255,920.00                          20060201                1,806.99                            255,546.50                            80.00          No MI                               100202930512070071                                   5.5000                                   20080101                  13.6000                  7.6000                           1.0000          GROUP I
          49203                             20,400.00                          20060201                  240.17                             20,364.19                           100.00          No MI                               100202930511140040                                        -                                                                   -                       -                                -          GROUP I
          49203                             81,600.00                          20060201                  611.31                             81,494.94                            80.00          No MI                               100202930512190176                                   5.5000                                   20080101                  14.2200                  8.2200                           1.0000          GROUP I
          92530                            270,000.00                          20060301                2,099.32                            269,943.68                            56.25          No MI                               100330401051221009                                   6.0000                                   20080201                  15.0800                  9.0800                           1.0000          GROUP I
          43015                             24,220.00                          20060201                  264.71                             24,208.42                            99.99          No MI                               100202930511100010                                        -                                                                   -                       -                                -          GROUP I
          43015                             96,890.00                          20060201                  804.12                             96,791.24                            79.99          No MI                               0                                                    5.5000                                   20080101                  15.3500                  9.3500                           1.0000          GROUP I
          44120                             22,000.00                          20060201                  259.00                             21,961.39                           100.00          No MI                               0                                                         -                                                                   -                       -                                -          GROUP I
          44120                             88,000.00                          20060201                  707.43                             87,903.32                            80.00          No MI                               100202930512010101                                   5.5000                                   20080101                  14.9900                  8.9900                           1.0000          GROUP I
          43055                             18,000.00                          20060201                  205.39                             17,966.14                            91.84          No MI                               100202930512100001                                        -                                                                   -                       -                                -          GROUP I
          43055                             72,000.00                          20060201                  512.34                             71,896.59                            73.47          No MI                               10020293051210019                                    5.5000                                   20080101                  13.6800                  7.6800                           1.0000          GROUP I
          48818                             18,400.00                          20060201                  204.69                             18,391.69                           100.00          No MI                               100202930512090103                                        -                                                                   -                       -                                -          GROUP I
          48818                             73,600.00                          20060201                  605.49                             73,511.37                            80.00          No MI                               100202930512090111                                   5.5000                                   20080101                  15.2500                  9.2500                           1.0000          GROUP I
          44092                             28,000.00                          20060201                  296.87                             27,938.43                           100.00          No MI                               100202920512010003                                        -                                                                   -                       -                                -          GROUP I
          44092                            112,000.00                          20060201                  789.26                            111,835.90                            80.00          No MI                               100202920512010011                                   5.5000                                   20080101                  13.5800                  7.5800                           1.0000          GROUP I
          49009                            128,800.00                          20060201                1,035.43                            128,658.47                            80.00          No MI                               100202930512010069                                   5.5000                                   20080101                  14.9900                  8.9900                           1.0000          GROUP I
          40601                            142,200.00                          20060201                1,043.41                            142,008.54                            90.00          No MI                               100202930512090046                                   5.5000                                   20080101                  14.0000                  8.0000                           1.0000          GROUP I
          34787                            176,000.00                          20060201                1,680.93                            174,978.49                            80.00          No MI                               100202930512140049                                        -                                                                   -                       -                                -          GROUP I
          85338                             51,513.00                          20060201                  510.13                             51,479.92                           100.00          No MI                               100101309051106194                                        -                                                                   -                       -                                -          GROUP I
          44827                             54,400.00                          20060201                  415.59                             54,147.20                            85.00          No MI                               100202930512120017                                   5.5000                                   20080101                  14.4300                  8.4300                           1.0000          GROUP I
          43040                            246,500.00                          20060201                1,693.28                            246,119.58                            85.00          No MI                               100202930512070030                                   5.5000                                   20080101                  13.3200                  7.3200                           1.0000          GROUP I
          30040                             40,658.00                          20060201                  394.90                             40,630.41                           100.00          No MI                               100148700000158259                                        -                                                                   -                       -                                -          GROUP I
          33068                             58,000.00                          20060201                  489.81                             57,922.86                            80.00          No MI                               100202930511220040                                   5.5000                                   20080101                  15.5500                  9.5500                           1.0000          GROUP I
          44223                            181,650.00                          20060101                1,409.63                            181,324.26                            84.88          No MI                               100202930511140073                                   5.5000                                   20071201                  14.6000                  8.6000                           1.0000          GROUP I
          85338                            206,052.00                          20060201                1,353.61                            205,704.80                            80.00          No MI                               100101309051106186                                   5.5000                                   20080101                  12.8750                  6.8750                           1.5000          GROUP I
          43734                            156,275.00                          20060201                1,085.22                            156,039.03                            95.00          No MI                               100202930511290027                                   5.5000                                   20080101                  13.4300                  7.4300                           1.0000          GROUP I
          85242                             51,080.00                          20060101                  466.68                             51,018.36                           100.00          No MI                               100101310051100054                                        -                                                                   -                       -                                -          GROUP I
          78233                             84,000.00                          20051001                  706.32                             83,747.12                            80.00          No MI                               100150408059001660                                   5.5000                                   20070901                  16.5000                  9.5000                           1.5000          GROUP I
          85242                            204,320.00                          20060101                1,277.00                            204,320.00                            80.00          No MI                               100101310051100047                                   5.7500                                   20071201                  13.5000                  7.5000                           1.5000          GROUP I
          64055                            104,550.00                          20060201                  776.28                            104,412.76                            85.00          No MI                               100101309051012491                                   5.5000                                   20080101                  14.1250                  8.1250                           1.5000          GROUP I
          85043                            165,000.00                          20060101                  938.44                            165,000.00                            69.33          No MI                               100101310051000569                                   5.7500                                   20071201                  12.8250                  6.8250                           1.5000          GROUP I
          64119                             14,900.00                          20060101                  140.77                             14,883.56                           100.00          No MI                               100101309051009059                                        -                                                                   -                       -                                -          GROUP I
          85301                            125,250.00                          20060201                1,041.77                            125,123.00                            75.00          No MI                               100101309051200260                                   5.5000                                   20080101                  15.3750                  9.3750                           1.5000          GROUP I
          85019                            211,500.00                          20060301                1,290.15                            211,500.00                            90.00          No MI                               100386100002073377                                   5.5000                                   20080201                  13.3200                  7.3200                           1.0000          GROUP I
           8753                            245,000.00                          20060301                1,859.96                            245,000.00                            59.76          No MI                               100386100002073245                                   6.7500                                   20080201                  15.1100                  9.1100                           1.0000          GROUP I
          32839                            120,000.00                          20060301                  873.84                            119,917.00                            65.57          No MI                               100386100002073609                                   5.5000                                   20080201                  13.9200                  7.9200                           1.0000          GROUP I
          20111                            292,800.00                          20060301                1,864.16                            292,800.00                            80.00          No MI                               0                                                    5.5000                                   20080201                  13.6400                  7.6400                           1.0000          GROUP I
          20111                             73,200.00                          20060301                  730.48                             73,177.12                           100.00          No MI                               0                                                         -                                                                   -                       -                                -          GROUP I
          92591                            440,000.00                          20060101                2,548.34                            439,999.98                            80.00          No MI                               100382350000218102                                   5.9900                                   20071201                  13.9500                  6.9500                           2.0000          GROUP I
          53005                            120,000.00                          20060201                  960.38                            119,866.75                            57.14          No MI                               100382350000212097                                   5.9900                                   20080101                  15.9400                  8.9400                           2.0000          GROUP I
          76522                             63,200.00                          20060101                  546.47                             62,893.54                            80.00          No MI                               100382350000208798                                        -                                                                   -                       -                                -          GROUP I
          37725                             66,500.00                          20051201                  612.79                             66,394.90                            95.00          No MI                               100382350000181953                                   5.9900                                   20071101                  17.5900                 10.5900                           2.0000          GROUP I
          62017                             52,200.00                          20051201                  455.78                             52,105.27                            90.00          No MI                               100382350000172234                                        -                                                                   -                       -                                -          GROUP I
          27615                            162,000.00                          20051201                1,372.84                            161,683.48                            89.95          No MI                               100382350000167739                                   5.9900                                   20071101                  16.5900                  9.5900                           2.0000          GROUP I
          32187                             92,500.00                          20051201                  658.86                             92,233.09                            66.07          No MI                               100382350000161567                                        -                                                                   -                       -                                -          GROUP I
          33027                            225,000.00                          20060201                1,428.08                            224,595.24                            56.25          No MI                               100180100003174123                                        -                                                                   -                       -                                -          GROUP I
          92324                            302,400.00                          20060201                1,822.38                            302,151.50                            80.00          No MI                               100180100003162714                                   5.2500                                   20080101                  11.7400                  6.7400                           1.0000          GROUP I
           8742                            315,000.00                          20060301                2,309.17                            314,788.21                            70.79          No MI                               100180100003149489                                        -                                                                   -                       -                                -          GROUP I
          92411                            192,000.00                          20060201                1,320.62                            191,886.39                            80.00          No MI                               100180100003147103                                   5.2500                                   20080101                  12.9000                  7.9000                           1.0000          GROUP I
          90061                            155,000.00                          20060301                1,097.09                            154,887.81                            51.67          No MI                               100180100003145776                                        -                                                                   -                       -                                -          GROUP I
          23832                            114,400.00                          20060201                  907.35                            114,270.32                            80.00          No MI                               100180100003141767                                   5.9900                                   20080101                  13.8400                  8.8400                           1.0000          GROUP I
          91767                            304,800.00                          20060201                2,071.43                            304,613.86                            80.00          No MI                               100180100003141700                                   5.2500                                   20080101                  12.7900                  7.7900                           1.0000          GROUP I
          48205                             59,500.00                          20060201                  532.95                             59,484.21                            70.00          No MI                               100180100003135058                                   5.9900                                   20080101                  15.5900                 10.5900                           1.0000          GROUP I
          31410                            157,500.00                          20060201                1,139.26                            157,281.39                            75.00          No MI                               100180100003123476                                        -                                                                   -                       -                                -          GROUP I
          49866                             80,870.00                          20060201                  648.19                             80,837.29                            55.77          No MI                               100180100003119946                                   5.9900                                   20080101                  14.3900                  9.3900                           1.0000          GROUP I
          60156                            108,000.00                          20060201                  697.50                            108,000.00                            78.83          No MI                               100180100003114939                                   5.2500                                   20080101                  12.7500                  7.7500                           1.0000          GROUP I
          91701                            415,000.00                          20060201                2,807.98                            414,733.57                            71.55          No MI                               100180100003113147                                   5.9900                                   20080101                  14.7500                  7.7500                           2.0000          GROUP I
          33647                            280,500.00                          20060201                2,064.87                            280,362.23                            89.90          No MI                               100180100003100003                                   5.2500                                   20080101                  15.5400                  8.5400                           2.0000          GROUP I
          48227                             94,350.00                          20060201                  692.31                             94,222.96                            85.00          No MI                               100180100003095872                                   5.9900                                   20080101                  15.0000                  8.0000                           2.0000          GROUP I
          93309                            327,250.00                          20060201                2,644.91                            326,894.87                            79.24          No MI                               100180100003095757                                   5.9900                                   20080101                  16.0500                  9.0500                           2.0000          GROUP I
          33936                            186,900.00                          20060201                1,173.70                            186,760.73                            70.00          No MI                               100180100003090998                                   5.9900                                   20080101                  14.0900                  7.0900                           2.0000          GROUP I
          94545                            364,000.00                          20060201                2,325.74                            363,740.00                            80.00          No MI                               100180100003088398                                   5.2500                                   20080101                  14.2400                  7.2400                           2.0000          GROUP I
          89121                            477,000.00                          20060201                3,613.77                            476,400.66                            90.00          No MI                               100180100003086897                                   5.2500                                   20080101                  13.3400                  8.3400                           1.0000          GROUP I
          92704                            389,600.00                          20060201                2,735.29                            389,381.79                            80.00          No MI                               100180100003083076                                   5.2500                                   20080101                  15.0900                  8.0900                           2.0000          GROUP I
          10977                            195,000.00                          20060201                1,397.01                            194,519.54                            48.75          No MI                               100180100003074133                                        -                                                                   -                       -                                -          GROUP I
          90032                            522,500.00                          20060101                3,731.38                            522,079.55                            95.00          No MI                               100180100003059357                                   5.2500                                   20071201                  15.2500                  8.2500                           2.0000          GROUP I
          95210                            264,000.00                          20060201                1,983.71                            263,877.74                            80.00          No MI                               100180100003055322                                   5.2500                                   20080101                  15.7400                  8.7400                           2.0000          GROUP I
          20853                            409,000.00                          20060201                3,001.10                            408,449.31                            79.88          No MI                               100180100003053871                                   5.9900                                   20080101                  15.0000                  8.0000                           2.0000          GROUP I
          92345                            318,750.00                          20060201                1,809.67                            318,450.20                            75.00          No MI                               100055500000634072                                   5.2500                                   20080101                  11.2500                  6.2500                           1.0000          GROUP I
          95670                            213,500.00                          20060201                1,303.56                            213,329.85                            70.00          No MI                               100180100003051180                                   5.2500                                   20080101                  13.8500                  6.8500                           2.0000          GROUP I
           1109                             79,800.00                          20060301                  699.72                             79,764.62                            70.00          No MI                               100180100003031000                                        -                                                                   -                       -                                -          GROUP I
          91406                            490,000.00                          20060101                3,152.37                            489,482.25                            73.68          No MI                               100180100003030135                                   5.9900                                   20071201                  14.3000                  7.3000                           2.0000          GROUP I
          20019                            136,000.00                          20060201                1,104.09                            135,853.93                            85.00          No MI                               100180100003012356                                   5.9900                                   20080101                  16.1000                  9.1000                           2.0000          GROUP I
          33056                            174,250.00                          20060201                1,217.19                            173,990.03                            85.00          No MI                               100239922569676022                                   5.2500                                   20080101                  14.4900                  7.4900                           2.0000          GROUP I
          95610                            227,500.00                          20060101                1,946.23                            227,175.58                            60.67          No MI                               100180100002948410                                   5.9900                                   20071201                  16.7000                  9.7000                           2.0000          GROUP I
           6604                            584,000.00                          20060101                4,079.42                            582,688.99                            80.00          No MI                               100180100002944104                                   5.2500                                   20060601                  14.4900                  7.4900                           1.5000          GROUP I
          20747                            202,000.00                          20060101                1,260.63                            201,700.00                            79.22          No MI                               100180100002941050                                   5.9900                                   20071201                  14.5000                  7.5000                           2.0000          GROUP I
          24531                            103,000.00                          20060101                  851.10                            102,840.22                            71.03          No MI                               100180100002936670                                   5.9900                                   20071201                  16.3000                  9.3000                           2.0000          GROUP I
          32818                            140,000.00                          20060101                1,002.98                            139,701.65                            84.85          No MI                               100180100002925624                                   5.2500                                   20071201                  14.7500                  7.7500                           2.0000          GROUP I
          33055                            201,000.00                          20051201                1,473.47                            200,454.00                            75.00          No MI                               100180100002922134                                   5.9900                                   20071101                  14.9900                  7.9900                           2.0000          GROUP I
          96001                            496,000.00                          20051201                2,583.34                            495,999.99                            80.00          No MI                               100180100002920070                                   5.2500                                   20081101                  13.2500                  6.2500                           2.0000          GROUP I
          92336                            342,000.00                          20060101                1,763.94                            341,407.98                            76.00          No MI                               100180100002915591                                   5.2500                                   20071201                  12.5000                  5.5000                           2.0000          GROUP I
          90018                            303,000.00                          20060101                1,839.08                            302,631.65                            76.71          No MI                               0                                                    5.2500                                   20071201                  13.8000                  6.8000                           2.0000          GROUP I
           7055                            144,000.00                          20060101                1,188.83                            143,776.19                            80.00          No MI                               100180100002912887                                   5.2500                                   20071201                  16.2900                  9.2900                           2.0000          GROUP I
          92506                            420,000.00                          20051201                2,583.29                            418,390.34                            70.00          No MI                               100180100002905576                                   5.2500                                   20071101                  13.2400                  6.2400                           2.0000          GROUP I
          93611                            351,000.00                          20060101                2,506.63                            350,717.55                            90.00          No MI                               100180100002905378                                   5.9900                                   20071201                  15.2500                  8.2500                           2.0000          GROUP I
          93304                            191,250.00                          20051201                1,181.55                            190,951.85                            75.00          No MI                               100180100002901385                                   5.9900                                   20071101                  13.9500                  6.9500                           2.0000          GROUP I
          28376                             51,000.00                          20051201                  434.24                             50,638.88                            76.69          No MI                               100180100002900700                                        -                                                                   -                       -                                -          GROUP I
          92004                             85,000.00                          20051201                  638.58                             84,684.49                            36.96          No MI                               100180100002899878                                        -                                                                   -                       -                                -          GROUP I
          56024                            176,000.00                          20060101                1,255.56                            175,847.88                            73.95          No MI                               100180100002895827                                   5.9900                                   20071201                  15.2400                  8.2400                           2.0000          GROUP I
          32456                            110,000.00                          20060101                  873.24                            109,762.10                            34.92          No MI                               100180100002891008                                   5.9900                                   20071201                  15.8500                  8.8500                           2.0000          GROUP I
          34104                            385,000.00                          20060101                2,678.81                            384,128.81                            70.00          No MI                               100180100002885356                                   5.9900                                   20071201                  14.4500                  7.4500                           2.0000          GROUP I
          95776                            460,000.00                          20060101                3,023.73                            459,462.43                            80.00          No MI                               100418010000288160                                   5.9900                                   20071201                  14.4900                  7.4900                           2.0000          GROUP I
          33185                            135,000.00                          20051201                  883.42                            134,817.12                            62.50          No MI                               100180100002868949                                   5.9900                                   20071101                  14.4500                  7.4500                           2.0000          GROUP I
          53210                             48,000.00                          20060101                  453.14                             47,946.90                            75.00          No MI                               100180100002854659                                   5.9900                                   20071201                  17.8900                 10.8900                           2.0000          GROUP I
          93030                            550,000.00                          20051201                3,259.27                            549,055.12                            78.57          No MI                               0                                                    5.9900                                   20071101                  13.6000                  6.6000                           2.0000          GROUP I
          95360                            340,000.00                          20051201                2,210.00                            340,000.00                            80.00          No MI                               100180100002844890                                   5.9900                                   20071101                  14.8000                  7.8000                           2.0000          GROUP I
          92562                            416,800.00                          20051201                2,675.71                            415,313.96                            80.00          No MI                               100180100002842753                                   5.9900                                   20071101                  13.6500                  6.6500                           2.0000          GROUP I
          92324                            300,000.00                          20051201                1,756.38                            299,470.19                            80.00          No MI                               100180100002839486                                   5.9900                                   20071101                  13.5000                  6.5000                           2.0000          GROUP I
          34234                            182,000.00                          20060101                1,502.55                            181,717.12                            72.80          No MI                               100180100002836839                                   5.9900                                   20071201                  16.2900                  9.2900                           2.0000          GROUP I
          90003                            320,000.00                          20051201                2,001.62                            318,810.71                            80.00          No MI                               100180100002833307                                   5.9900                                   20071101                  13.4000                  6.4000                           2.0000          GROUP I
          14304                             61,750.00                          20060101                  518.78                             61,654.53                            95.00          No MI                               100180100002820569                                        -                                                                   -                       -                                -          GROUP I
          93635                            260,000.00                          20060201                1,737.95                            259,834.23                            60.89          No MI                               100180100002815338                                   5.9900                                   20080101                  14.6400                  7.6400                           2.0000          GROUP I
          85051                            212,000.00                          20051201                1,210.17                            212,000.00                            80.00          No MI                               100180100002808267                                        -                                                                   -                       -                                -          GROUP I
          23704                            108,800.00                          20051101                  847.40                            108,475.16                            80.00          No MI                               100180100002800256                                   5.9900                                   20071001                  15.6400                  8.6400                           2.0000          GROUP I
          92843                            416,000.00                          20051201                2,420.70                            415,255.23                            80.00          No MI                               100180100002771820                                   5.9900                                   20071101                  13.4500                  6.4500                           2.0000          GROUP I
          98292                            248,000.00                          20051101                1,615.13                            246,926.62                            74.03          No MI                               100180100002713689                                        -                                                                   -                       -                                -          GROUP I
          90303                            520,000.00                          20060101                4,370.69                            519,742.83                            75.91          No MI                               100180100002195368                                   5.9900                                   20071201                  16.8900                  9.8900                           2.0000          GROUP I
          89031                            200,000.00                          20060101                1,423.85                            199,568.20                            57.14          No MI                               100163199900167512                                   6.6850                                   20081201                  14.6850                  7.6850                           1.5000          GROUP I
          93536                            215,000.00                          20060201                1,395.92                            214,629.46                            58.11          No MI                               100163177000423092                                   5.7600                                   20080101                  13.7600                  6.7600                           1.5000          GROUP I
          89108                             88,300.00                          20060201                  647.91                             88,181.10                            37.57          No MI                               100163177000375557                                        -                                                                   -                       -                                -          GROUP I
          89115                            111,100.00                          20060201                  704.56                            111,100.00                            79.93          No MI                               100163177000366002                                   6.6100                                   20090101                  14.6100                  7.6100                           1.5000          GROUP I
          89130                            124,700.00                          20060201                  857.31                            124,700.00                            79.99          No MI                               100163177000343167                                   5.8000                                   20080101                  15.2500                  8.2500                           1.5000          GROUP I
          89130                            116,900.00                          20060201                  742.32                            116,900.00                            74.98          No MI                               100163177000331899                                   6.6200                                   20090101                  14.6200                  7.6200                           2.0000          GROUP I
          89015                            245,000.00                          20060101                1,589.07                            244,363.61                            56.32          No MI                               100163177000330503                                        -                                                                   -                       -                                -          GROUP I
          89030                             43,800.00                          20060101                  386.64                             43,742.22                           100.00          No MI                               100163177000308947                                        -                                                                   -                       -                                -          GROUP I
          89030                            175,200.00                          20060101                1,095.73                            175,200.00                            80.00          No MI                               100163177000308871                                   6.5050                                   20081201                  14.5050                  7.5050                           2.0000          GROUP I
          89113                            207,000.00                          20060101                1,474.88                            207,000.00                            90.00          No MI                               100163177000243185                                   7.5500                                   20081201                  15.5500                  8.5500                           2.0000          GROUP I
          95334                            292,500.00                          20060101                2,337.96                            292,009.60                            90.00          No MI                               100163177000235991                                   7.9260                                   20071201                  15.9260                  8.9260                           2.0000          GROUP I
          89130                             36,650.00                          20060101                  349.03                             36,610.43                            99.97          No MI                               100163177000231446                                        -                                                                   -                       -                                -          GROUP I
          89130                            146,700.00                          20060101                  930.32                            146,700.00                            79.99          No MI                               100163177000231370                                   6.6100                                   20081201                  14.6100                  7.6100                           1.5000          GROUP I
          89031                            202,400.00                          20060201                1,313.91                            202,400.00                            80.00          No MI                               100163177000230521                                   6.7900                                   20090101                  14.7900                  7.7900                           1.5000          GROUP I
          95358                            301,750.00                          20060201                2,562.19                            301,458.98                            85.00          No MI                               100163177000202074                                   8.6130                                   20080101                  15.6130                  9.6130                           2.0000          GROUP I
          95354                            272,000.00                          20060101                2,309.58                            271,604.93                            85.00          No MI                               100163177000050242                                   8.6130                                   20071201                  16.6130                  9.6130                           2.0000          GROUP I
          98056                            295,150.00                          20060201                1,687.27                            295,150.00                            80.00          No MI                               100163110115957894                                   5.8600                                   20090101                  13.8600                  6.8600                           1.5000          GROUP I
          89121                            151,000.00                          20060201                  937.60                            150,717.11                            71.90          No MI                               100163110115957878                                   5.3300                                   20090101                  13.3300                  6.3300                           1.5000          GROUP I
          89141                            150,000.00                          20060201                1,053.45                            149,778.66                            40.54          No MI                               100163100009925073                                        -                                                                   -                       -                                -          GROUP I
          98065                            230,000.00                          20060201                1,289.92                            230,000.00                            82.44          No MI                               100163110115957456                                   7.0000                                   20090101                  13.7300                  6.7300                           1.5000          GROUP I
          89139                            207,000.00                          20060201                1,266.07                            206,601.35                            42.24          No MI                               100163110115957126                                        -                                                                   -                       -                                -          GROUP I
          98292                            277,600.00                          20060201                1,918.26                            277,176.66                            80.00          No MI                               100163110115956631                                   6.3800                                   20080101                  14.3800                  7.3800                           1.5000          GROUP I
          89101                            169,600.00                          20060101                1,150.65                            169,196.31                            80.00          No MI                               100163110115956383                                   6.1950                                   20081201                  14.1950                  7.1950                           1.5000          GROUP I
          98034                            210,000.00                          20060201                1,481.31                            209,692.91                            73.68          No MI                               100163110115955492                                   6.5900                                   20080101                  14.5900                  7.5900                           1.5000          GROUP I
          76225                             39,140.00                          20051201                  372.74                             39,083.41                           100.00          No MI                               100163110115953653                                        -                                                                   -                       -                                -          GROUP I
          89107                            164,000.00                          20060201                  996.30                            164,000.00                            80.00          No MI                               100163110000997476                                   6.2900                                   20090101                  14.2900                  7.2900                           1.5000          GROUP I
          94565                            178,000.00                          20060201                1,096.48                            178,000.00                            41.11          No MI                               100163110000904365                                   6.3920                                   20080101                  14.3920                  7.3920                           1.5000          GROUP I
          95110                            185,000.00                          20060201                1,002.85                            185,000.00                            45.57          No MI                               100163100000869394                                   5.5050                                   20080101                  13.5050                  6.5050                           1.5000          GROUP I
          89128                            170,500.00                          20060101                1,122.34                            170,069.50                            56.46          No MI                               100163110000868586                                   5.8950                                   20071201                  13.8950                  6.8950                           1.5000          GROUP I
          75160                             60,000.00                          20060201                  480.62                             59,933.51                            80.00          No MI                               100265600004415654                                   7.2000                                   20080101                  15.9500                  8.9500                           1.5000          GROUP I
          22664                            214,200.00                          20060301                1,628.81                            214,200.00                            90.00          No MI                               100212504000244098                                   5.5000                                   20080201                  15.1250                  9.1250                           1.0000          GROUP I
          40031                             90,400.00                          20060201                  591.37                             90,400.00                            80.00          No MI                               100330705120101517                                   5.5000                                   20080101                  13.8500                  7.8500                           1.0000          GROUP I
          64119                             59,600.00                          20060101                  410.63                             59,462.42                            80.00          No MI                               100101309051009042                                   5.5000                                   20071201                  13.3500                  7.3500                           1.5000          GROUP I
          75043                             22,000.00                          20060201                  201.24                             21,982.44                           100.00          No MI                               100265600024414695                                        -                                                                   -                       -                                -          GROUP I
          75150                            105,520.00                          20060201                  847.52                            105,403.81                            80.00          No MI                               100265600004419342                                   7.5000                                   20080101                  15.9800                  8.9800                           1.5000          GROUP I
          85713                             87,200.00                          20060101                  534.10                             87,200.00                            80.00          No MI                               100101309051011741                                   5.5000                                   20071201                  13.3500                  7.3500                           1.5000          GROUP I
          22026                            250,000.00                          20060301                1,468.75                            250,000.00                            73.53          No MI                               100271100000198307                                   5.5000                                   20080201                  13.0500                  7.0500                           1.0000          GROUP I
          75043                             88,000.00                          20060201                  658.02                             87,886.24                            80.00          No MI                               100265600004414699                                   6.7000                                   20080101                  15.2000                  8.2000                           1.5000          GROUP I
          32221                             35,800.00                          20060101                  371.00                             35,769.64                           100.00          No MI                               100265600024285053                                        -                                                                   -                       -                                -          GROUP I
          36542                            106,000.00                          20060201                1,114.87                            105,942.97                           100.00          No MI                               100265600024411899                                        -                                                                   -                       -                                -          GROUP I
          36542                            424,000.00                          20060201                2,720.67                            424,000.00                            80.00          No MI                               100265600004411893                                   6.2000                                   20080101                  14.7000                  7.7000                           1.5000          GROUP I
          38002                            138,400.00                          20060201                1,020.36                            138,215.53                            80.00          No MI                               100265600004415522                                   5.5000                                   20080101                  15.0500                  8.0500                           1.5000          GROUP I
          32808                            148,750.00                          20060301                1,062.28                            148,710.38                            85.00          No MI                               100144600097439295                                   5.5000                                   20080201                  14.0000                  8.2500                           1.0000          GROUP I
          85331                            544,000.00                          20060101                3,962.13                            544,000.00                            80.00          No MI                               100101309051103415                                   5.5000                                   20071201                  14.7400                  8.7400                           1.5000          GROUP I
          36804                            153,000.00                          20051101                1,279.81                            152,612.91                            81.08          No MI                               100101309050904128                                   8.2500                                   20071001                  15.4400                  9.4400                           1.5000          GROUP I
          64052                            130,500.00                          20060201                1,097.31                            130,371.13                            90.00          No MI                               100101300000008938                                   8.5000                                   20080101                  15.5000                  9.5000                           1.0000          GROUP I
          64128                             58,500.00                          20060101                  491.47                             58,412.82                            90.00          No MI                               100101309051003318                                        -                                                                   -                       -                                -          GROUP I
          64128                             57,600.00                          20060101                  483.91                             57,514.16                            90.00          No MI                               100101309051003326                                        -                                                                   -                       -                                -          GROUP I
          64110                             70,200.00                          20060101                  589.77                             70,095.37                            90.00          No MI                               100101309051003334                                        -                                                                   -                       -                                -          GROUP I
          66102                             66,600.00                          20060101                  559.52                             66,500.75                            90.00          No MI                               100101309051005172                                        -                                                                   -                       -                                -          GROUP I
          85086                            240,000.00                          20060301                1,778.00                            240,000.00                            80.00          No MI                               100386100002072858                                   5.5000                                   20080201                  14.8900                  8.8900                           1.0000          GROUP I
          86442                            174,250.00                          20060301                1,504.36                            174,250.00                            85.00          No MI                               100386100002072841                                   5.5000                                   20080201                  16.3600                 10.3600                           1.0000          GROUP I
          30016                             36,880.00                          20060201                  323.65                             36,847.23                           100.00          No MI                               10003210000626778                                         -                                                                   -                       -                                -          GROUP I
          30016                            147,520.00                          20060201                  983.47                            147,520.00                            80.00          No MI                               100032100000625283                                   6.5000                                   20080101                  14.0000                  8.0000                           1.0000          GROUP I
          30620                            121,590.00                          20060101                1,078.29                            121,431.55                            90.00          No MI                               100032100000619526                                   6.5000                                   20071201                  16.1250                 10.1250                           1.0000          GROUP I
          30040                            181,550.00                          20060101                1,323.80                            181,550.00                            79.99          No MI                               10003210000620540                                    6.5000                                   20071201                  14.7500                  8.7500                           1.0000          GROUP I
          28227                             88,800.00                          20060101                  638.17                             88,788.08                            80.00          No MI                               100032100000607224                                   6.5000                                   20071201                  14.6250                  8.6250                           1.0000          GROUP I
          28115                             38,520.00                          20060101                  355.96                             38,474.91                           100.00          No MI                               10003210000600559                                         -                                                                   -                       -                                -          GROUP I
          28115                            154,080.00                          20060101                  979.05                            154,080.00                            80.00          No MI                               100032100000600542                                   6.5000                                   20071201                  13.6250                  7.6250                           1.0000          GROUP I
          28027                            177,192.00                          20060101                1,236.65                            177,192.00                            80.00          No MI                               100032100000537579                                   6.5000                                   20071201                  14.3750                  8.3750                           1.0000          GROUP I
          28031                             31,998.00                          20060201                  286.73                             31,971.06                           100.00          No MI                               100032100000382802                                        -                                                                   -                       -                                -          GROUP I
          28031                            127,992.00                          20060201                  799.95                            127,992.00                            80.00          No MI                               10003210000382794                                    6.5000                                   20080101                  13.5000                  7.5000                           1.0000          GROUP I
          30238                             21,200.00                          20060101                  189.97                             21,173.11                           100.00          No MI                               100032100000512259                                        -                                                                   -                       -                                -          GROUP I
          30238                             84,800.00                          20060101                  547.67                             84,800.00                            80.00          No MI                               100032100000512242                                   6.5000                                   20071201                  13.7500                  7.7500                           1.0000          GROUP I
          30157                            131,840.00                          20060201                  878.93                            131,840.00                            80.00          No MI                               100032100000625309                                   6.5000                                   20080101                  14.0000                  8.0000                           1.0000          GROUP I
          30157                             97,600.00                          20060201                  682.43                             97,454.69                            80.00          No MI                               100032100000622307                                   6.5000                                   20080101                  13.5000                  7.5000                           1.0000          GROUP I
          30157                             24,400.00                          20060201                  200.73                             24,374.61                           100.00          No MI                               100032100000623056                                        -                                                                   -                       -                                -          GROUP I
          30157                             28,026.00                          20060101                  258.99                             27,993.18                           100.00          No MI                               100032100000603850                                        -                                                                   -                       -                                -          GROUP I
          30157                            112,106.00                          20060101                  724.02                            112,105.36                            80.00          No MI                               100032100000054974                                   6.5000                                   20071201                  13.7500                  7.7500                           1.0000          GROUP I
          30141                             27,236.00                          20060201                  259.37                             27,216.49                           100.00          No MI                               100032100000621845                                        -                                                                   -                       -                                -          GROUP I
          30141                            108,944.00                          20060201                  726.29                            108,944.00                            80.00          No MI                               100032100000621837                                   6.5000                                   20080101                  14.0000                  8.0000                           1.0000          GROUP I
          30180                             36,600.00                          20060201                  338.22                             36,571.56                            99.99          No MI                               100032100000616217                                        -                                                                   -                       -                                -          GROUP I
          30180                            146,350.00                          20060201                  990.91                            146,350.00                            79.99          No MI                               100032100000615227                                   6.5000                                   20080101                  14.1250                  8.1250                           1.0000          GROUP I
          30180                             36,599.00                          20060101                  321.18                             36,550.03                           100.00          No MI                               100023100000540458                                        -                                                                   -                       -                                -          GROUP I
          30180                            146,396.00                          20060101                  945.47                            146,396.00                            80.00          No MI                               100032100000540441                                   6.5000                                   20071201                  13.7500                  7.7500                           1.0000          GROUP I
          30349                            228,623.00                          20060201                1,476.52                            228,623.00                            80.00          No MI                               100032100000625127                                   6.5000                                   20080101                  13.7500                  7.7500                           1.0000          GROUP I
          30349                             98,520.00                          20060201                  697.85                             98,520.00                            80.00          No MI                               100032100000623205                                   6.5000                                   20080101                  14.5000                  8.5000                           1.0000          GROUP I
          30135                            163,920.00                          20060201                1,126.95                            163,920.00                            80.00          No MI                               100032100000622918                                   6.5000                                   20080101                  14.2500                  8.2500                           1.0000          GROUP I
          30228                             29,198.00                          20060201                  267.09                             29,174.68                           100.00          No MI                               100032100000613933                                        -                                                                   -                       -                                -          GROUP I
          30228                            116,792.00                          20060101                  729.95                            116,792.00                            80.00          No MI                               100032100000612216                                   6.5000                                   20071201                  13.5000                  7.5000                           1.0000          GROUP I
          30228                            116,792.00                          20060201                  705.62                            116,792.00                            80.00          No MI                               100032100000613925                                   6.2500                                   20080101                  13.2500                  7.2500                           1.0000          GROUP I
          30228                            118,392.00                          20060201                  912.61                            118,392.00                            80.00          No MI                               100032100000555589                                   6.5000                                   20080101                  15.2500                  9.2500                           1.0000          GROUP I
          30268                            113,500.00                          20060201                  863.06                            113,498.07                           100.00          No MI                               100032100000623627                                   6.5000                                   20080101                  15.1250                  9.1250                           1.0000          GROUP I
          30253                             23,180.00                          20060101                  207.72                             23,148.26                           100.00          No MI                               100032100000613800                                        -                                                                   -                       -                                -          GROUP I
          30253                             92,720.00                          20060101                  569.84                             92,718.46                            80.00          No MI                               100032100000613792                                   6.3750                                   20071201                  13.3750                  7.3750                           1.0000          GROUP I
          30268                            103,450.00                          20060101                  898.31                            103,307.83                           100.00          No MI                               10003210000061059                                    6.5000                                   20071201                  15.8750                  9.8750                           1.0000          GROUP I
          30228                             28,400.00                          20060201                  270.46                             28,379.65                           100.00          No MI                               100032100000621696                                        -                                                                   -                       -                                -          GROUP I
          30228                            113,600.00                          20060201                  745.50                            113,600.00                            80.00          No MI                               100032100000617124                                   6.5000                                   20080101                  13.8750                  6.5000                           1.0000          GROUP I
          30224                             99,200.00                          20060201                  723.33                             99,199.33                            80.00          No MI                               100032100000617108                                   6.5000                                   20080101                  14.7500                  8.7500                           1.0000          GROUP I
          30088                             72,400.00                          20060101                  543.00                             72,400.00                            80.00          No MI                               100032100000614840                                   6.5000                                   20071201                  15.0000                  9.0000                           1.0000          GROUP I
          30281                             23,700.00                          20060101                  212.38                             23,644.57                           100.00          No MI                               10002310000617090                                         -                                                                   -                       -                                -          GROUP I
          30281                             94,800.00                          20060101                  622.13                             94,800.00                            80.00          No MI                               1000321000061708/2                                   6.5000                                   20071201                  13.8750                  7.8750                           1.0000          GROUP I
          30213                            184,490.00                          20060101                1,575.85                            184,490.00                           100.00          No MI                               100032100000616720                                   6.5000                                   20071201                  16.2500                 10.2500                           1.0000          GROUP I
          30252                            173,750.00                          20060101                1,303.13                            173,749.99                            94.99          No MI                               100032100000608933                                   6.5000                                   20071201                  15.0000                  9.0000                           1.0000          GROUP I
          30294                            121,900.00                          20060101                  939.64                            121,899.60                           100.00          No MI                               100032100000609451                                   6.5000                                   20071201                  15.2500                  9.2500                           1.0000          GROUP I
          30152                            129,400.00                          20060101                  957.02                            129,400.00                            79.99          No MI                               100032100000615458                                   6.5000                                   20071201                  14.8750                  8.8750                           1.0000          GROUP I
          30114                             33,550.00                          20060101                  282.11                             33,500.08                            39.94          No MI                               100032100000609907                                        -                                                                   -                       -                                -          GROUP I
          30114                            134,350.00                          20060101                  839.69                            134,350.00                            79.98          No MI                               100032100000060989                                   6.5000                                   20071201                  13.5000                  7.5000                           1.0000          GROUP I
          30044                             40,200.00                          20060201                  382.83                             40,171.21                            99.98          No MI                               100032100000627701                                        -                                                                   -                       -                                -          GROUP I
          30044                            160,850.00                          20060201                1,038.82                            160,850.00                            79.99          No MI                               100032100000625762                                   6.5000                                   20080101                  13.7500                  7.7500                           1.0000          GROUP I
          30114                             33,300.00                          20060201                  304.61                             33,273.42                            99.97          No MI                               10032100000626141                                         -                                                                   -                       -                                -          GROUP I
          30114                            133,350.00                          20060201                  805.66                            133,350.00                            80.00          No MI                               100032100000622041                                   6.2500                                   20080101                  13.2500                  7.2500                           1.0000          GROUP I
          33801                            138,000.00                          20060201                1,035.00                            138,000.00                           100.00          No MI                               100032100000619849                                   6.5000                                   20080101                  15.0000                  9.0000                           1.0000          GROUP I
          30152                            126,400.00                          20060201                1,005.70                            126,257.74                            80.00          No MI                               100032100000621548                                   6.5000                                   20080101                  14.8750                  8.8750                           1.0000          GROUP I
          30078                             33,600.00                          20060101                  310.50                             33,560.65                           100.00          No MI                               100032100000616092                                        -                                                                   -                       -                                -          GROUP I
          30078                            134,400.00                          20060101                  924.00                            134,400.00                            80.00          No MI                               100032100000616084                                   6.5000                                   20071201                  14.2500                  8.2500                           1.0000          GROUP I
          30349                            147,150.00                          20060101                1,210.92                            147,150.00                            90.00          No MI                               100032100000612364                                   6.5000                                   20071201                  15.8750                  9.8750                           1.0000          GROUP I
          30034                             94,800.00                          20060101                  711.00                             94,800.00                            80.00          No MI                               100032100000616290                                   6.5000                                   20071201                  15.0000                  9.0000                           1.0000          GROUP I
          30534                            128,800.00                          20060101                1,019.64                            128,796.94                            80.00          No MI                               100032100000617033                                   6.5000                                   20071201                  15.5000                  9.5000                           1.0000          GROUP I
          30038                             15,800.00                          20060101                  146.01                             15,781.50                           100.00          No MI                               100032100000617025                                        -                                                                   -                       -                                -          GROUP I
          30038                             63,200.00                          20060101                  421.33                             63,200.00                            80.00          No MI                               100032100000617017                                   6.5000                                   20071201                  14.0000                  8.0000                           1.0000          GROUP I
          30213                             38,440.00                          20060201                  337.34                             38,405.84                           100.00          No MI                               100032100000622322                                        -                                                                   -                       -                                -          GROUP I
          30213                            153,760.00                          20060201                  880.92                            153,760.00                            80.00          No MI                               100032100000622314                                   5.8750                                   20080101                  12.8750                  6.8750                           1.0000          GROUP I
          30273                             95,200.00                          20060101                  674.33                             95,200.00                            80.00          No MI                               100032100000610335                                   6.5000                                   20071201                  14.5000                  8.5000                           1.0000          GROUP I
          30024                             39,600.00                          20060101                  322.20                             39,536.29                           100.00          No MI                               100032100000616282                                        -                                                                   -                       -                                -          GROUP I
          30024                            158,400.00                          20060101                  940.50                            158,400.00                            80.00          No MI                               100032100000616274                                   6.1250                                   20081201                  13.1250                  7.1250                           1.0000          GROUP I
          30184                            357,276.00                          20060201                2,270.19                            357,276.00                            75.22          No MI                               100032100000626521                                   6.5000                                   20080101                  13.6250                  7.6250                           1.0000          GROUP I
          30125                             31,970.00                          20060101                  286.48                             31,929.45                           100.00          No MI                               100032100000620391                                        -                                                                   -                       -                                -          GROUP I
          30125                            127,880.00                          20060101                  825.89                            127,880.00                            80.00          No MI                               10003210000620383                                    6.5000                                   20071201                  13.7500                  7.7500                           1.0000          GROUP I
          30184                             28,500.00                          20060201                  260.70                             28,477.26                           100.00          No MI                               100032100000610327                                        -                                                                   -                       -                                -          GROUP I
          30184                            114,000.00                          20060201                  748.13                            113,999.99                            80.00          No MI                               100032100000610319                                   6.5000                                   20080101                  13.8750                  7.8750                           1.0000          GROUP I
          30120                             50,920.00                          20060201                  484.92                             50,883.53                           100.00          No MI                               100032100000535391                                        -                                                                   -                       -                                -          GROUP I
          30120                            203,680.00                          20060201                1,441.63                            203,384.24                            80.00          No MI                               100032100000535383                                   6.5000                                   20080101                  13.6250                  7.6250                           1.0000          GROUP I
          30120                             27,245.00                          20060101                  259.46                             27,133.40                           100.00          No MI                               100032100000621506                                        -                                                                   -                       -                                -          GROUP I
          30120                            108,980.00                          20060101                  748.94                            108,936.54                            80.00          No MI                               100032100000621506                                   6.5000                                   20071201                  14.2500                  8.2500                           1.0000          GROUP I
          30038                             33,240.00                          20060101                  291.70                             33,195.53                           100.00          No MI                               100032100000614816                                        -                                                                   -                       -                                -          GROUP I
          30038                            132,960.00                          20060101                  862.38                            132,614.63                            80.00          No MI                               100032100000614808                                   5.7500                                   20071201                  12.7500                  6.7500                           1.0000          GROUP I
          30213                            201,150.00                          20060101                1,613.39                            201,149.80                            92.70          No MI                               100032100000617959                                   6.5000                                   20071201                  15.6250                  6.5000                           1.0000          GROUP I
          30135                             48,938.00                          20060101                  398.18                             48,859.26                           100.00          No MI                               100032100000601938                                        -                                                                   -                       -                                -          GROUP I
          30135                            195,752.00                          20060101                1,121.50                            195,752.00                            80.00          No MI                               100032100000601920                                   4.5800                                   20071201                  12.8750                  6.8750                           1.0000          GROUP I
          30248                            143,868.00                          20060101                1,108.98                            143,868.00                            80.00          No MI                               100032100000541548                                   6.5000                                   20071201                  15.2500                  9.2500                           1.0000          GROUP I
          30141                            179,950.00                          20060101                1,443.35                            179,950.00                           100.00          No MI                               100032100000530863                                   6.5000                                   20071201                  15.6250                  9.6250                           1.0000          GROUP I
          30168                             45,153.00                          20060101                  413.03                             45,098.70                           100.00          No MI                               100032100000525533                                        -                                                                   -                       -                                -          GROUP I
          30168                            180,615.00                          20060101                1,091.22                            180,614.49                            80.00          No MI                               100032100000525525                                   6.2500                                   20071201                  13.2500                  7.2500                           1.0000          GROUP I
          30157                             24,380.00                          20060201                  232.18                             24,362.52                           100.00          No MI                               100032100000620680                                        -                                                                   -                       -                                -          GROUP I
          30157                             97,520.00                          20060201                  629.82                             97,520.00                            80.00          No MI                               100032100000620672                                   6.5000                                   20080101                  13.7500                  7.7500                           1.0000          GROUP I
          30141                            143,405.00                          20060101                1,075.54                            143,405.00                            80.00          No MI                               100032100000613404                                   6.5000                                   20071201                  15.0000                  9.0000                           1.0000          GROUP I
          30179                             93,908.00                          20060101                  723.87                             93,908.00                            80.00          No MI                               100032100000613164                                   6.5000                                   20071201                  15.2500                  9.2500                           1.0000          GROUP I
          30132                            142,560.00                          20060201                1,069.20                            142,560.00                            80.00          No MI                               100032100000603983                                   6.5000                                   20080101                  15.0000                  9.0000                           1.0000          GROUP I
          30135                            116,910.00                          20060101                  974.25                            116,909.50                            90.00          No MI                               100032100000545671                                   6.5000                                   20081201                  16.0000                 10.0000                           1.0000          GROUP I
          30012                            158,320.00                          20060201                1,055.11                            158,266.87                            80.00          No MI                               100032100000375533                                   6.5000                                   20090101                  14.0000                  8.0000                           1.0000          GROUP I
          30012                             39,580.00                          20060201                  376.93                             39,532.62                           100.00          No MI                               100032100000620797                                        -                                                                   -                       -                                -          GROUP I
          30032                             29,100.00                          20060201                  266.19                             29,076.77                           100.00          No MI                               100032100000620144                                        -                                                                   -                       -                                -          GROUP I
          30032                            116,400.00                          20060201                  776.00                            116,400.00                            80.00          No MI                               100032100000620136                                   6.5000                                   20090101                  14.0000                  8.0000                           1.0000          GROUP I
          30114                             33,000.00                          20060101                  271.48                             32,948.28                           100.00          No MI                               100032100000614105                                        -                                                                   -                       -                                -          GROUP I
          30114                            132,000.00                          20060101                  756.25                            132,000.00                            80.00          No MI                               10032100000614097                                    5.8750                                   20071201                  12.8750                  6.8750                           1.0000          GROUP I
          30039                            163,989.00                          20060101                1,127.42                            163,989.00                            80.00          No MI                               101003210000061725                                   6.5000                                   20071201                  14.2500                  8.2500                           1.0000          GROUP I
          30039                            162,324.00                          20060101                1,149.80                            162,324.00                            80.00          No MI                               100032100000611937                                   6.5000                                   20071201                  14.5000                  8.5000                           1.0000          GROUP I
          30078                            132,800.00                          20060101                1,051.33                            132,800.00                           100.00          No MI                               100032100000614030                                   6.5000                                   20071201                  15.5000                  9.5000                           1.0000          GROUP I
          30135                            180,245.00                          20060101                1,464.49                            180,245.00                           100.00          No MI                               10003210000541290                                    6.5000                                   20071201                  15.7500                  9.7500                           1.0000          GROUP I
          30087                            164,960.00                          20060101                1,271.57                            164,960.00                            80.00          No MI                               100032100000617389                                   6.5000                                   20071201                  15.2500                  9.2500                           1.0000          GROUP I
          30236                            148,320.00                          20060101                  987.94                            148,190.53                            80.00          No MI                               100032100000611853                                   6.5000                                   20071201                  14.0000                  8.0000                           1.0000          GROUP I
          30294                            149,391.00                          20060101                1,011.50                            149,391.00                            80.00          No MI                               100032100000618338                                   6.5000                                   20071201                  14.1250                  8.1250                           1.0000          GROUP I
          30016                            130,792.00                          20060201                  980.92                            130,789.04                            80.00          No MI                               100032100000621332                                   6.5000                                   20080101                  15.0000                  9.0000                           1.0000          GROUP I
          30058                             24,540.00                          20060101                  219.90                             24,508.77                           100.00          No MI                               100032100000608495                                        -                                                                   -                       -                                -          GROUP I
          30058                             98,160.00                          20060101                  603.26                             98,158.26                            80.00          No MI                               100023100000608487                                   6.3750                                   20071201                  13.3750                  7.3750                           1.0000          GROUP I
          30236                            124,642.00                          20060101                  908.85                            124,642.00                            80.00          No MI                               100032100000614717                                   6.5000                                   20071201                  14.7500                  8.7500                           1.0000          GROUP I
          30236                            122,524.00                          20060101                  918.93                            122,524.00                            80.00          No MI                               100032100000609725                                   6.5000                                   20071201                  15.0000                  9.0000                           1.0000          GROUP I
          30296                             92,240.00                          20060101                  653.37                             92,240.00                            80.00          No MI                               100032100000619773                                   6.5000                                   20071201                  14.5000                  8.5000                           1.0000          GROUP I
          30238                             81,620.00                          20060101                  603.65                             81,620.00                           100.00          No MI                               100032100000616845                                   6.5000                                   20071201                  14.8750                  8.8750                           1.0000          GROUP I
          30039                            150,992.00                          20060101                1,069.53                            150,992.00                            80.00          No MI                               100032100000615599                                   6.5000                                   20071201                  14.5000                  8.5000                           1.0000          GROUP I
          30296                            117,000.00                          20060101                  926.25                            117,000.00                           100.00          No MI                               100003210000061328                                   6.5000                                   20071201                  15.5000                  9.5000                           1.0000          GROUP I
          30296                            119,600.00                          20060101                  921.92                            119,600.00                           100.00          No MI                               100032100000535029                                   6.5000                                   20071201                  15.2500                  9.2500                           1.0000          GROUP I
          30288                             31,390.00                          20060201                  275.47                             31,362.01                           100.00          No MI                               100032100000626372                                        -                                                                   -                       -                                -          GROUP I
          30288                            125,560.00                          20060201                  771.67                            125,560.00                            80.00          No MI                               10003210000626364                                    6.3750                                   20080101                  13.3750                  6.3750                           1.0000          GROUP I
          30228                            147,731.00                          20060201                1,077.21                            147,731.00                            80.00          No MI                               100032100000618817                                   6.5000                                   20080101                  14.7500                  8.7500                           1.0000          GROUP I
          30238                            154,780.00                          20060101                1,273.71                            154,780.00                           100.00          No MI                               100032100000618262                                   6.5000                                   20071201                  15.8750                  9.8750                           1.0000          GROUP I
          30260                            183,950.00                          20050801                1,359.69                            183,845.88                           100.00          No MI                               100032100000515575                                   6.5000                                   20080701                  14.8750                  8.8750                           1.0000          GROUP I
          30349                            171,130.00                          20060201                1,247.82                            171,129.83                           100.00          No MI                               100032100000621936                                   6.5000                                   20080101                  14.7500                  8.7500                           1.0000          GROUP I
          30349                             30,358.00                          20060101                  272.04                             30,319.48                           100.00          No MI                               10032100000600799                                         -                                                                   -                       -                                -          GROUP I
          30349                            121,432.00                          20060101                  784.25                            121,432.00                            80.00          No MI                               100032100000600781                                   6.5000                                   20071201                  13.7500                  7.7500                           1.0000          GROUP I
          30349                            136,372.00                          20051201                  823.91                            136,371.99                            80.00          No MI                               100032100000536365                                   6.2500                                   20071101                  13.2500                  7.2500                           1.0000          GROUP I
          30080                             88,000.00                          20060101                  623.33                             88,000.00                            80.00          No MI                               100032100000620763                                   6.5000                                   20071201                  14.5000                  8.5000                           1.0000          GROUP I
          30224                            122,720.00                          20060101                  830.92                            122,720.00                            80.00          No MI                               100032100000618627                                   6.5000                                   20071201                  14.1250                  8.1250                           1.0000          GROUP I
          30238                             98,160.00                          20060101                  644.18                             98,159.97                            80.00          No MI                               100032100000611671                                   3.0000                                   20071201                  13.8750                  7.8750                           1.0000          GROUP I
          30179                             89,200.00                          20060101                  613.25                             89,199.41                            80.00          No MI                               100032100000609345                                   6.5000                                   20071201                  14.2500                  8.2500                           1.0000          GROUP I
          92405                             55,800.00                          20051201                  487.62                             55,698.97                           100.00          No MI                               100174500000097607                                        -                                                                   -                       -                                -          GROUP I
          92405                            223,200.00                          20051201                1,218.30                            223,200.00                            80.00          No MI                               100174500000097581                                   6.3000                                   20071101                  12.5500                  6.5500                           1.0000          GROUP I
          95834                            200,000.00                          20060201                1,235.61                            199,845.00                            57.14          No MI                               100174500000130267                                        -                                                                   -                       -                                -          GROUP I
          85335                            173,988.00                          20060201                1,450.14                            173,929.28                            90.00          No MI                               100174500001300309                                   6.9500                                   20080101                  15.8000                  9.8000                           1.0000          GROUP I
          92324                            227,000.00                          20060201                1,586.88                            226,871.39                            79.93          No MI                               100174500000128451                                   6.9500                                   20080101                  14.0500                  8.0500                           1.0000          GROUP I
          95608                            300,000.00                          20060201                2,018.70                            299,812.00                            66.96          No MI                               10017450000128352                                    6.9500                                   20080101                  13.7000                  7.7000                           1.0000          GROUP I
          86442                            131,600.00                          20060201                  895.34                            131,519.86                            80.00          No MI                               100174500000128636                                   6.9500                                   20080101                  13.8000                  7.8000                           1.0000          GROUP I
          92301                            208,000.00                          20060201                1,361.11                            207,836.31                            89.08          No MI                               100174500000127610                                   6.9500                                   20080101                  13.4500                  7.4500                           1.0000          GROUP I
          92404                            204,000.00                          20060201                1,319.91                            203,858.75                            80.00          No MI                               10017450000127560                                    6.9500                                   20080101                  13.3500                  7.3500                           1.0000          GROUP I
          95843                            230,000.00                          20060201                1,346.55                            229,798.02                            57.50          No MI                               10017450000126976                                    6.2500                                   20090101                  12.5000                  6.5000                           1.0000          GROUP I
          95831                            292,560.00                          20060201                2,167.02                            292,418.82                            80.00          No MI                               100174500000012661                                   6.9500                                   20080101                  14.6000                  8.6000                           1.0000          GROUP I
          97754                            196,800.00                          20060201                1,189.00                            196,800.00                            80.00          No MI                               100174500000126497                                   6.9500                                   20080101                  13.2500                  7.2500                           1.0000          GROUP I
          93458                            270,000.00                          20060201                1,717.23                            269,116.70                            60.00          No MI                               100174500000126190                                   6.9500                                   20080101                  13.2000                  7.2000                           1.0000          GROUP I
          95376                            320,000.00                          20060201                2,094.01                            319,784.65                            67.37          No MI                               100174500000126018                                   6.9500                                   20080101                  13.4500                  7.4500                           1.0000          GROUP I
          95842                             66,000.00                          20060201                  648.56                             65,956.68                           100.00          No MI                               100174500000125861                                        -                                                                   -                       -                                -          GROUP I
          95842                            264,000.00                          20060201                1,771.00                            264,000.00                            80.00          No MI                               100174500000125853                                   6.9500                                   20080101                  14.0500                  8.0500                           1.0000          GROUP I
          80915                             36,400.00                          20060201                  343.90                             36,373.34                           100.00          No MI                               100174500000125630                                        -                                                                   -                       -                                -          GROUP I
          80915                            145,600.00                          20060201                  843.27                            145,600.00                            80.00          No MI                               100174500000125614                                   6.7500                                   20080101                  12.9500                  6.9500                           1.0000          GROUP I
          84720                             40,000.00                          20060201                  426.90                             39,979.43                           100.00          No MI                               100174500000125697                                        -                                                                   -                       -                                -          GROUP I
          84720                            160,000.00                          20060201                1,017.62                            159,884.41                            80.00          No MI                               100174500000125689                                   6.9500                                   20080101                  13.2000                  7.2000                           1.0000          GROUP I
          80022                            144,000.00                          20060201                  977.55                            143,911.82                            80.00          No MI                               10017450000125648                                    6.9500                                   20080101                  13.7800                  7.7800                           1.0000          GROUP I
          92626                            256,000.00                          20060201                1,808.88                            255,859.10                            80.00          No MI                               100174500000125663                                   6.9500                                   20080101                  14.1500                  8.1500                           1.0000          GROUP I
          92243                            165,000.00                          20060301                1,020.57                            164,857.00                            75.00          No MI                               100174500000125606                                   6.2500                                   20080201                  12.9600                  6.9600                           1.0000          GROUP I
          98902                            112,500.00                          20060201                  748.66                            112,427.45                            90.00          No MI                               100174500000125457                                        -                                                                   -                       -                                -          GROUP I
          94603                            150,000.00                          20060201                  931.06                            149,885.05                            32.61          No MI                               100174500000125622                                   6.9500                                   20110101                  12.9900                  6.9900                           1.0000          GROUP I
          94806                            504,000.00                          20060201                3,561.22                            503,722.62                            80.00          No MI                               100174500000012511                                   6.9500                                   20080101                  14.1500                  8.1500                           1.0000          GROUP I
          91040                            424,000.00                          20060201                2,821.60                            423,726.60                            80.00          No MI                               100174500000124989                                        -                                                                   -                       -                                -          GROUP I
          95358                            183,200.00                          20060201                1,232.75                            183,085.20                            80.00          No MI                               100174500000125002                                   6.9500                                   20080101                  13.7000                  7.7000                           1.0000          GROUP I
          84087                            261,000.00                          20060201                1,785.45                            260,806.17                            90.00          No MI                               100174500000124815                                   6.9500                                   20080101                  13.8500                  7.8500                           1.0000          GROUP I
          95757                            348,000.00                          20060201                2,406.64                            347,797.05                            80.00          No MI                               100174500000123932                                   6.9500                                   20080101                  13.9500                  7.9500                           1.0000          GROUP I
          93650                             31,600.00                          20060201                  321.40                             31,581.21                           100.00          No MI                               10017450000123684                                         -                                                                   -                       -                                -          GROUP I
          93536                            313,200.00                          20060201                1,934.96                            312,957.28                            80.00          No MI                               10017450000123619                                    6.7000                                   20080101                  12.9500                  6.9500                           1.0000          GROUP I
          93650                            126,400.00                          20060201                  831.80                            126,316.14                            80.00          No MI                               10017450000123684                                    6.9500                                   20080101                  13.5000                  7.5000                           1.0000          GROUP I
          93656                            280,000.00                          20060201                2,132.91                            279,876.44                            80.00          No MI                               100174500000123791                                   6.9500                                   20080101                  14.8750                  8.8750                           1.0000          GROUP I
          97404                            137,700.00                          20060201                1,103.01                            137,348.98                            90.00          No MI                               10017450000123544                                    6.9500                                   20080101                  13.9500                  8.9500                           1.0000          GROUP I
          93612                            253,000.00                          20060201                2,108.93                            252,744.81                            89.88          No MI                               100174500000123692                                   6.9500                                   20080101                  14.4000                  9.4000                           1.0000          GROUP I
          95691                            332,615.00                          20060201                2,300.24                            332,401.88                            74.74          No MI                               100174500000123494                                        -                                                                   -                       -                                -          GROUP I
          89139                            260,000.00                          20060201                1,955.64                            259,879.95                            80.00          No MI                               100174500000123439                                   6.9500                                   20080101                  14.7500                  8.7500                           1.0000          GROUP I
          92804                            304,000.00                          20060201                2,344.94                            303,869.63                            80.00          No MI                               100745000000122819                                   6.9500                                   20080101                  15.0000                  9.0000                           1.0000          GROUP I
          93505                            199,920.00                          20060201                1,235.11                            199,765.07                            80.00          No MI                               100174500000122611                                   6.7000                                   20080101                  12.9500                  6.9500                           1.0000          GROUP I
          95747                            452,000.00                          20060201                3,024.71                            451,712.67                            80.00          No MI                               10017450000122595                                    6.9500                                   20080101                  13.6500                  7.6500                           1.0000          GROUP I
          95834                            375,200.00                          20060201                2,318.00                            374,909.22                            80.00          No MI                               100174500000012245                                   6.7500                                   20080101                  12.9500                  6.9500                           1.0000          GROUP I
          92584                            246,400.00                          20060201                1,522.27                            246,209.05                            80.00          No MI                               100174500000122017                                   6.9500                                   20080101                  12.9500                  6.9500                           1.0000          GROUP I
          95864                            175,000.00                          20060201                1,235.63                            174,744.60                            54.69          No MI                               100174500000121555                                        -                                                                   -                       -                                -          GROUP I
          85390                            100,000.00                          20060201                1,024.77                             99,941.84                           100.00          No MI                               10017450000012149                                         -                                                                   -                       -                                -          GROUP I
          85390                            400,000.00                          20060201                2,901.99                            399,795.31                            80.00          No MI                               100174500000121498                                   6.9500                                   20080101                  14.4000                  8.4000                           1.0000          GROUP I
          99301                             33,600.00                          20060201                  348.20                             33,581.11                           100.00          No MI                               100174500000120607                                        -                                                                   -                       -                                -          GROUP I
          99301                            134,400.00                          20060201                  990.39                            134,334.19                            80.00          No MI                               100174500000120581                                        -                                                                   -                       -                                -          GROUP I
          85028                            272,000.00                          20060201                1,789.95                            271,819.54                            80.00          No MI                               100174500000120102                                        -                                                                   -                       -                                -          GROUP I
          91709                            345,000.00                          20060201                2,118.92                            344,728.88                            88.46          No MI                               100174500000120011                                   6.6500                                   20080101                  12.9000                  6.9000                           1.0000          GROUP I
          80501                            210,000.00                          20060201                1,374.20                            209,858.66                            80.00          No MI                               10017450000120045                                         -                                                                   -                       -                                -          GROUP I
          95366                            276,000.00                          20060201                1,898.38                            275,836.70                            80.00          No MI                               100174500000119831                                   6.9500                                   20080101                  13.9000                  7.9000                           1.0000          GROUP I
          80239                            100,000.00                          20060201                  685.57                             99,845.05                            80.00          No MI                               100174500000119401                                        -                                                                   -                       -                                -          GROUP I
          92251                            200,000.00                          20060201                1,627.91                            199,927.23                            80.00          No MI                               100174500000119344                                   6.9500                                   20080101                  15.5500                  9.5500                           1.0000          GROUP I
          85303                            230,400.00                          20060201                1,689.05                            230,285.50                            80.00          No MI                               100174500000119187                                   6.9500                                   20080101                  14.5000                  8.5000                           1.0000          GROUP I
          84629                            216,000.00                          20060201                1,437.42                            215,860.72                            80.00          No MI                               100174500000119378                                   6.9500                                   20090101                  13.6000                  7.6000                           1.0000          GROUP I
          91387                             62,000.00                          20060201                  630.59                             61,963.14                           100.00          No MI                               100174500000011952                                        -                                                                   -                       -                                -          GROUP I
          91387                            248,000.00                          20060201                1,903.44                            247,892.06                            80.00          No MI                               100174500000119237                                   6.9500                                   20080101                  14.9500                  8.9500                           1.0000          GROUP I
          84094                            185,300.00                          20060201                1,422.20                            185,219.36                            85.00          No MI                               100174500000119039                                   6.9500                                   20080101                  14.9500                  8.9500                           1.0000          GROUP I
          95829                            304,000.00                          20060201                2,342.60                            303,869.25                            80.00          No MI                               10017450000011884                                    6.9500                                   20080101                  14.9900                  8.9900                           1.0000          GROUP I
          93638                             78,600.00                          20060201                  778.37                             78,549.52                           100.00          No MI                               100174500000118635                                        -                                                                   -                       -                                -          GROUP I
          93638                            314,400.00                          20060201                2,292.90                            314,241.44                            80.00          No MI                               100174500000118619                                   6.9500                                   20080101                  14.4500                  8.4500                           1.0000          GROUP I
          95215                            232,000.00                          20060201                1,674.36                            231,879.53                            80.00          No MI                               100174500000118767                                   6.9500                                   20080101                  14.3500                  8.3500                           1.0000          GROUP I
          98466                            208,000.00                          20060201                1,345.79                            207,855.98                            80.00          No MI                               100174500000110897                                   6.9500                                   20080101                  13.3500                  7.3500                           1.0000          GROUP I
          98682                            187,850.00                          20060201                1,341.51                            187,749.57                            85.00          No MI                               100174500000117041                                        -                                                                   -                       -                                -          GROUP I
          81050                             80,000.00                          20060201                  761.81                             79,982.96                           100.00          No MI                               10017450000011694                                    6.9500                                   20080101                  17.3000                 11.3000                           1.0000          GROUP I
          95678                             89,550.00                          20060201                  928.02                             89,499.63                            96.58          No MI                               100174500000011308                                        -                                                                   -                       -                                -          GROUP I
          95678                            432,000.00                          20060201                2,987.55                            431,748.07                            80.00          No MI                               100174500000116266                                   6.9500                                   20080101                  13.9500                  7.9500                           1.0000          GROUP I
          95828                            262,800.00                          20060201                1,906.61                            262,665.51                            90.00          No MI                               100174500000115508                                   6.9500                                   20080101                  14.4000                  8.4000                           1.0000          GROUP I
          91762                            339,000.00                          20060101                2,069.82                            338,593.60                            75.33          No MI                               100174500000115375                                   6.1000                                   20081201                  12.8500                  6.8500                           1.0000          GROUP I
          95212                            403,200.00                          20060201                2,897.70                            402,988.19                            90.00          No MI                               100174500000115391                                   6.9500                                   20080101                  14.3100                  8.3100                           1.0000          GROUP I
          93230                             35,200.00                          20060201                  333.89                             35,174.50                           100.00          No MI                               100174500000114352                                        -                                                                   -                       -                                -          GROUP I
          93230                            140,800.00                          20060201                  963.18                            140,715.50                            80.00          No MI                               100174500000114337                                   6.9500                                   20090101                  13.8500                  7.8500                           1.0000          GROUP I
          97479                            101,600.00                          20060201                  725.57                            101,545.67                            80.00          No MI                               10017450000011113                                         -                                                                   -                       -                                -          GROUP I
          89121                            366,700.00                          20060201                2,716.19                            366,523.02                            95.00          No MI                               100174500000113016                                   6.9500                                   20080101                  14.6000                  8.6000                           1.0000          GROUP I
          98290                            324,000.00                          20060101                2,001.68                            323,622.28                            90.00          No MI                               100174500000011218                                        -                                                                   -                       -                                -          GROUP I
          92880                            391,920.00                          20060101                2,336.53                            391,423.34                            80.00          No MI                               100174500000112349                                   6.3500                                   20071201                  12.6500                  6.6500                           1.0000          GROUP I
          99206                            189,000.00                          20060201                1,167.65                            188,853.53                            90.00          No MI                               100174500000112133                                   6.0000                                   20080101                  12.9500                  6.9500                           1.0000          GROUP I
          93550                            187,000.00                          20060101                1,114.85                            186,763.02                            54.20          No MI                               100174500000111887                                        -                                                                   -                       -                                -          GROUP I
          95206                            190,000.00                          20060201                1,166.94                            189,850.69                            50.00          No MI                               100174500000110822                                   6.0000                                   20080101                  12.9000                  6.9000                           1.0000          GROUP I
          98037                            212,000.00                          20060101                1,387.28                            211,785.33                            80.00          No MI                               100174500000110343                                   6.9500                                   20071201                  13.4500                  7.4500                           1.0000          GROUP I
          93703                             50,990.00                          20051201                  483.66                             50,865.36                           100.00          No MI                               100174500000109741                                        -                                                                   -                       -                                -          GROUP I
          93703                            203,960.00                          20051201                1,245.31                            203,628.34                            80.00          No MI                               100174500000109743                                   6.6000                                   20071101                  12.8500                  6.8500                           1.0000          GROUP I
          59404                             74,700.00                          20060201                  631.38                             74,589.52                            90.00          No MI                               100174500000110897                                   6.9500                                   20080101                  15.9500                  9.9500                           1.0000          GROUP I
          93705                            164,850.00                          20060101                  971.00                            164,635.25                            70.00          No MI                               100174500000110079                                   6.3000                                   20071201                  12.5500                  6.5500                           1.0000          GROUP I
          92203                            100,000.00                          20060101                  578.35                             99,864.23                            51.55          No MI                               100174500000105210                                   6.1500                                   20081201                  12.4000                  6.4000                           1.0000          GROUP I
          89103                            138,500.00                          20051201                  721.35                            138,500.00                            74.86          No MI                               1001745000101532                                     6.0000                                   20071101                  12.2500                  6.2500                           1.0000          GROUP I
          98926                            152,000.00                          20051201                  855.00                            152,000.00                            80.00          No MI                               100174500000096781                                        -                                                                   -                       -                                -          GROUP I
          92545                            280,000.00                          20051201                1,551.67                            280,000.00                            80.00          No MI                               10017500000093465                                    6.4000                                   20071101                  12.6500                  6.6500                           1.0000          GROUP I
          92104                            400,000.00                          20051201                2,341.83                            399,293.63                            80.00          No MI                               10017450000093051                                         -                                                                   -                       -                                -          GROUP I
          97526                            300,000.00                          20051201                1,756.37                            299,470.23                            78.95          No MI                               100174500000090693                                        -                                                                   -                       -                                -          GROUP I
          98520                            117,000.00                          20051201                  883.10                            116,641.57                            90.00          No MI                               100174500000071461                                   6.9500                                   20071101                  13.3000                  8.3000                           1.0000          GROUP I
          86323                            130,000.00                          20060201                1,008.82                            129,844.96                            60.81          No MI                               100174500000555902                                        -                                                                   -                       -                                -          GROUP I
          92570                            287,200.00                          20060201                2,414.93                            286,916.36                            80.00          No MI                               100144600097438685                                   5.5000                                   20080101                  15.5000                  9.5000                           1.0000          GROUP I
          90746                            108,000.00                          20060301                1,210.62                            107,756.88                           100.00          No MI                               100144600097439378                                        -                                                                   -                       -                                -          GROUP I
          90746                            432,000.00                          20060301                3,094.90                            431,695.10                            80.00          No MI                               100144600097439360                                   5.5000                                   20080201                  13.7500                  7.7500                           1.0000          GROUP I
          77531                             57,600.00                          20060201                  484.33                             57,543.12                            80.00          No MI                               100150412059001043                                        -                                                                   -                       -                                -          GROUP I
          63137                             61,600.00                          20060301                  527.44                             61,571.01                            80.00          No MI                               100386100002072080                                   6.0000                                   20080201                  15.7100                  9.7100                           1.0000          GROUP I
          85301                            136,000.00                          20060301                1,151.01                            135,934.16                            75.98          No MI                               100153210512021088                                   5.5000                                   20080201                  15.5750                  9.5750                           1.0000          GROUP I
          92505                            373,500.00                          20060101                2,637.84                            373,500.00                            90.00          No MI                               100153210510030792                                   7.7250                                   20071201                  14.4750                  8.4750                           1.0000          GROUP I
          32922                            170,000.00                          20060301                  890.62                            169,104.67                            68.00          No MI                               100153210510022328                                   5.5000                                   20080201                  12.3200                  6.3200                           1.0000          GROUP I
          92399                            193,000.00                          20060301                1,349.39                            193,000.00                            55.14          No MI                               100153210512013333                                   6.7600                                   20080201                  14.3900                  8.3900                           1.0000          GROUP I
          33157                            213,750.00                          20060301                1,188.09                            213,750.00                            75.00          No MI                               100153210512005834                                   6.2500                                   20080201                  12.6700                  6.6700                           1.0000          GROUP I
          43203                             80,750.00                          20060101                  645.09                             80,614.45                            95.00          No MI                               100033070510008921                                   5.5000                                   20071201                  14.9200                  8.9200                           1.0000          GROUP I
          89145                            132,000.00                          20060301                  874.50                            132,000.00                            57.89          No MI                               100153220512003465                                   6.7500                                   20080201                  13.9500                  7.9500                           1.0000          GROUP I
          90003                            220,000.00                          20060301                1,520.24                            219,832.76                            63.77          No MI                               100311300050035688                                   5.5000                                   20080201                  13.3800                  7.3800                           1.0000          GROUP I
          32935                            166,600.00                          20060301                1,034.31                            166,600.00                            85.00          PMI                                 100271100000191872                                        -                                                                   -                       -                                -          GROUP I
          43787                             61,750.00                          20060301                  405.65                             61,694.32                            65.00          No MI                               100022100133290403                                        -                                                                   -                       -                                -          GROUP I
          78414                             38,100.00                          20060101                  364.52                             37,945.77                           100.00          No MI                               100150411059003983                                        -                                                                   -                       -                                -          GROUP I
          78414                            152,400.00                          20060101                1,170.74                            152,120.51                            80.00          No MI                               100150411059003975                                        -                                                                   -                       -                                -          GROUP I
          20744                            351,000.00                          20060301                2,717.57                            350,790.62                            90.00          No MI                               100386100002071249                                   5.5000                                   20080201                  14.5750                  8.5750                           1.0000          GROUP I
          98270                            261,000.00                          20060301                1,946.63                            261,000.00                            90.00          No MI                               100386100002071405                                   5.7500                                   20080201                  14.9500                  8.9500                           1.0000          GROUP I
          85388                            327,213.00                          20060301                2,713.14                            327,213.00                            90.00          No MI                               100386100002071744                                   5.5000                                   20080201                  15.9500                  9.9500                           1.0000          GROUP I
          48616                            126,400.00                          20060201                  926.60                            126,229.46                            80.00          No MI                               100135819010233152                                   5.7500                                   20080101                  13.9900                  7.9900                           1.0000          GROUP I
           7014                            272,000.00                          20060201                2,115.59                            271,677.67                            85.00          No MI                               100135819010232899                                        -                                                                   -                       -                                -          GROUP I
           8852                            148,800.00                          20060201                1,091.84                            148,599.63                            79.15          No MI                               100135819010232758                                   5.7500                                   20080101                  14.0000                  8.0000                           1.0000          GROUP I
           8505                            163,000.00                          20060201                1,253.33                            162,801.80                            56.21          No MI                               100135819010232477                                   5.7500                                   20080101                  14.5000                  8.5000                           1.0000          GROUP I
           8884                            200,000.00                          20060201                1,718.31                            199,812.62                            72.20          No MI                               100135819010232394                                   6.2500                                   20080101                  15.7500                  9.7500                           1.0000          GROUP I
           7502                            239,000.00                          20060201                1,630.40                            238,625.97                            69.28          No MI                               100135819010231826                                   5.5000                                   20080101                  13.2500                  7.2500                           1.0000          GROUP I
           7724                            240,000.00                          20060201                1,698.70                            239,651.48                            83.62          No MI                               100135819010231651                                   5.5000                                   20080101                  13.6250                  7.6250                           1.0000          GROUP I
          18325                            187,680.00                          20060201                1,426.50                            187,445.87                            80.00          No MI                               100135819010231453                                   6.2500                                   20080101                  14.3750                  8.3750                           1.0000          GROUP I
           7094                            370,500.00                          20060201                3,014.51                            370,104.14                            65.00          No MI                               100135819010231354                                   6.2500                                   20080101                  15.1250                  9.1250                           1.0000          GROUP I
           7735                            209,000.00                          20060201                1,497.30                            208,703.15                            76.00          No MI                               100135819010231040                                   5.7500                                   20080101                  13.7500                  7.7500                           1.0000          GROUP I
          11420                            225,000.00                          20060201                1,592.54                            224,673.26                            48.39          No MI                               100135819010230968                                        -                                                                   -                       -                                -          GROUP I
           8110                            153,000.00                          20060201                1,075.04                            152,774.45                            85.00          No MI                               100135819010228210                                        -                                                                   -                       -                                -          GROUP I
          94520                            400,000.00                          20060201                2,208.33                            400,000.00                            80.00          No MI                               100135817061013101                                   5.5000                                   20080101                  12.6250                  6.6250                           1.0000          GROUP I
          94565                            315,000.00                          20060201                1,739.06                            315,000.00                            75.00          No MI                               100135817061012640                                   6.0000                                   20080101                  12.6250                  6.6250                           1.0000          GROUP I
          94578                            372,400.00                          20060201                2,948.17                            372,400.00                            95.00          No MI                               100135817061012608                                   5.5000                                   20080101                  15.5000                  9.5000                           1.0000          GROUP I
          85301                            123,000.00                          20060201                  934.89                            122,846.56                            79.35          No MI                               100135817031030763                                   5.5000                                   20080101                  14.3750                  8.3750                           1.0000          GROUP I
          98408                            175,000.00                          20060201                1,106.12                            174,682.74                            77.78          No MI                               100135817031028833                                   5.5000                                   20080101                  12.5000                  6.5000                           1.0000          GROUP I
          85629                            200,000.00                          20060201                1,450.14                            199,723.82                            80.00          No MI                               100135817031028502                                   5.5000                                   20080101                  13.8750                  7.8750                           1.0000          GROUP I
          98007                            123,250.00                          20060101                  882.98                            122,987.34                            85.00          No MI                               100135817031027348                                   6.0000                                   20071201                  13.7500                  7.7500                           1.0000          GROUP I
          98405                            120,000.00                          20051201                  859.70                            119,657.90                            80.00          No MI                               100135817031026720                                   6.7500                                   20071101                  13.7500                  7.7500                           1.0000          GROUP I
          91902                            468,000.00                          20060201                2,876.25                            468,000.00                            80.00          No MI                               100135817011190074                                   5.5000                                   20080101                  13.3750                  7.3750                           1.0000          GROUP I
          85032                            135,000.00                          20060201                1,171.56                            134,567.83                            75.00          No MI                               100135817011190017                                        -                                                                   -                       -                                -          GROUP I
          90802                            293,500.00                          20060201                2,231.82                            293,500.00                            69.88          No MI                               100135817011188029                                   5.7500                                   20080101                  15.1250                  9.1250                           1.0000          GROUP I
          21045                            238,500.00                          20060201                1,876.28                            238,224.54                            75.00          No MI                               100135817011185959                                   5.7500                                   20090101                  14.7500                  8.7500                           1.0000          GROUP I
          91306                            385,000.00                          20060201                2,858.61                            384,394.60                            73.33          No MI                               100135817011185488                                   5.5000                                   20080101                  14.1250                  8.1250                           1.0000          GROUP I
          96706                            385,000.00                          20060201                2,758.19                            384,411.78                            85.56          No MI                               100135817011185041                                   5.5000                                   20080101                  13.7500                  7.7500                           1.0000          GROUP I
          32935                            179,000.00                          20060201                1,100.10                            179,000.00                            55.94          No MI                               100135817011179044                                   5.5000                                   20080101                  13.3750                  7.3750                           1.0000          GROUP I
          95354                             95,000.00                          20060201                  722.07                             94,880.93                            32.76          No MI                               100135817011176677                                        -                                                                   -                       -                                -          GROUP I
          95376                            500,000.00                          20051201                3,276.30                            498,296.96                            82.64          No MI                               100135817011175299                                   5.8500                                   20071101                  12.8500                  6.8500                           1.0000          GROUP I
          96744                            400,000.00                          20051201                2,528.28                            398,541.76                            66.67          No MI                               100135817011172155                                   5.5000                                   20081101                  12.5000                  6.5000                           1.0000          GROUP I
          91402                            388,000.00                          20051201                2,699.69                            386,825.69                            80.00          No MI                               100135817011168468                                   6.4500                                   20071101                  13.4500                  7.4500                           1.0000          GROUP I
          32536                            151,073.00                          20060201                1,321.31                            151,006.33                           100.00          No MI                               100135813250001239                                   5.5000                                   20080101                  16.5000                 10.5000                           1.0000          GROUP I
          30104                             67,000.00                          20060201                  481.43                             66,981.56                            70.53          No MI                               100135813230010854                                   5.5000                                   20080101                  14.6250                  8.6250                           1.0000          GROUP I
          30360                            195,500.00                          20060201                1,697.62                            195,321.61                            85.00          No MI                               100135813120040383                                   5.5000                                   20080101                  15.8750                  9.8750                           1.0000          GROUP I
          30094                            166,500.00                          20060201                1,265.52                            166,292.28                            90.00          No MI                               100135813110043983                                   5.7500                                   20080101                  14.3750                  8.3750                           1.0000          GROUP I
          30517                            184,500.00                          20060201                1,076.25                            184,500.00                            79.98          No MI                               100135813100113580                                   5.5000                                   20080101                  13.0000                  7.0000                           1.0000          GROUP I
          30039                            139,300.00                          20051201                  959.74                            138,776.17                            84.99          No MI                               100135813100109760                                   6.3500                                   20071101                  13.3500                  7.3500                           1.0000          GROUP I
          33569                            141,200.00                          20060201                1,059.00                            141,200.00                            89.99          No MI                               100135813100104431                                   8.0000                                   20080101                  15.0000                  9.0000                           1.0000          GROUP I
          30107                            200,800.00                          20060201                1,269.19                            200,435.95                            79.98          No MI                               100135813100094525                                   5.5000                                   20080101                  12.5000                  6.5000                           1.0000          GROUP I
          30281                            100,000.00                          20060201                  768.91                             99,878.39                            80.00          No MI                               100135813040071617                                        -                                                                   -                       -                                -          GROUP I
          30349                            160,200.00                          20060201                1,347.05                            160,041.78                            90.00          No MI                               100135813040071252                                   6.0000                                   20080101                  15.5000                  9.5000                           1.0000          GROUP I
           7701                            224,000.00                          20060201                1,604.76                            223,682.78                            80.00          No MI                               100135811240003455                                   5.5000                                   20080101                  13.7500                  7.7500                           1.0000          GROUP I
          11412                            297,500.00                          20060201                2,054.76                            297,045.86                            51.74          No MI                               100135811240003042                                   5.5000                                   20080101                  13.3750                  7.3750                           1.0000          GROUP I
          17603                            126,000.00                          20060201                1,082.53                            125,879.04                            90.00          No MI                               100135811240002754                                   6.0000                                   20090101                  15.7500                  9.7500                           1.0000          GROUP I
           7205                            152,000.00                          20060101                1,026.62                            151,634.98                            77.95          No MI                               100135811240002309                                   6.1500                                   20071201                  13.1500                  7.1500                           1.0000          GROUP I
           8046                            144,000.00                          20051201                  982.34                            143,543.90                            82.29          No MI                               100135811240000857                                   6.2500                                   20071101                  13.2500                  7.2500                           1.0000          GROUP I
          18210                            262,500.00                          20060101                2,110.25                            260,887.67                            84.68          No MI                               100135811240000717                                        -                                                                   -                       -                                -          GROUP I
           7657                            380,000.00                          20060201                2,592.27                            379,405.33                            76.77          No MI                               100135811230001311                                   5.5000                                   20080101                  13.2500                  7.2500                           1.0000          GROUP I
           7071                            258,000.00                          20060201                1,960.99                            257,678.16                            65.32          No MI                               100135811230001261                                   5.7500                                   20080101                  14.3750                  8.3750                           1.0000          GROUP I
           7462                            256,000.00                          20060201                1,705.33                            255,800.00                            80.00          No MI                               100135811210002057                                   5.5000                                   20080101                  14.0000                  8.0000                           1.0000          GROUP I
           7843                            240,000.00                          20060201                1,575.00                            240,000.00                            80.00          No MI                               100135811210002032                                   5.5000                                   20080101                  13.8750                  7.8750                           1.0000          GROUP I
           7026                            288,000.00                          20060201                2,369.31                            287,700.23                            68.57          No MI                               100135811210001844                                   5.5000                                   20080101                  15.2500                  9.2500                           1.0000          GROUP I
          55411                            310,500.00                          20060201                2,251.34                            310,071.21                            90.00          No MI                               100135811201001126                                   5.5000                                   20080101                  13.8750                  7.8750                           1.0000          GROUP I
          62223                            135,850.00                          20060201                1,044.57                            135,644.82                            95.00          No MI                               100135811201000995                                   5.5000                                   20080101                  14.5000                  8.5000                           1.0000          GROUP I
          60559                            295,500.00                          20060101                2,043.88                            295,500.00                           100.00          No MI                               100135811201000896                                   5.5000                                   20071201                  14.3000                  8.3000                           1.0000          GROUP I
          79102                             56,000.00                          20051001                  426.63                             55,788.55                            80.00          No MI                               100135811181007879                                   7.4000                                   20070901                  14.4000                  8.4000                           1.0000          GROUP I
          48329                            257,600.00                          20050501                2,063.45                            255,976.34                            80.00          No MI                               100135811181002763                                   7.9500                                   20070401                  14.9500                  8.9500                           1.0000          GROUP I
          34759                            164,993.00                          20060201                1,298.00                            164,802.43                            85.00          No MI                               100135811151025117                                   5.7500                                   20080101                  14.7500                  8.7500                           1.0000          GROUP I
          32828                            222,400.00                          20060201                1,366.83                            222,400.00                            79.99          No MI                               100135811151024938                                   5.5000                                   20080101                  13.3750                  7.3750                           1.0000          GROUP I
           8088                            270,000.00                          20060201                2,124.09                            269,688.17                            90.00          No MI                               100135811151024847                                   5.5000                                   20080101                  14.7500                  8.7500                           1.0000          GROUP I
          32837                             80,000.00                          20060201                  566.23                             79,883.82                            21.51          No MI                               100135811151024508                                   5.7500                                   20080101                  13.6250                  7.6250                           1.0000          GROUP I
          28730                            240,800.00                          20060201                1,561.82                            240,384.17                            80.00          No MI                               100135811151024490                                   5.5000                                   20080101                  12.7500                  6.7500                           1.0000          GROUP I
          32765                            275,000.00                          20060201                2,262.36                            274,713.76                            72.37          No MI                               100135811151024466                                   5.5000                                   20080101                  15.2500                  9.2500                           1.0000          GROUP I
          32822                            261,000.00                          20060201                1,869.84                            260,630.38                            90.00          No MI                               100135811151024318                                   5.5000                                   20080101                  13.7500                  7.7500                           1.0000          GROUP I
          33305                            100,000.00                          20060201                  664.63                             99,835.24                            15.15          No MI                               100135811151024300                                   5.5000                                   20080101                  12.9900                  6.9900                           1.0000          GROUP I
          34715                            224,250.00                          20060201                1,387.14                            223,431.91                            75.00          No MI                               100135811151024243                                   5.7500                                   20080101                  13.4500                  7.4500                           1.0000          GROUP I
          18940                            180,000.00                          20060201                1,196.34                            179,703.46                            80.00          No MI                               100135811151024169                                   5.5000                                   20080101                  12.9900                  6.9900                           1.0000          GROUP I
          34743                            139,000.00                          20060101                  912.19                            139,000.00                            56.73          No MI                               100135811151023864                                   5.7500                                   20071201                  13.8750                  7.8750                           1.0000          GROUP I
          33844                            176,000.00                          20060201                1,230.62                            175,737.94                            73.33          No MI                               100135811151023849                                   5.5000                                   20080101                  13.5000                  7.5000                           1.0000          GROUP I
          32828                            165,770.00                          20060201                1,318.94                            165,583.43                            90.00          No MI                               100135811151023807                                   5.5000                                   20080101                  14.8750                  8.8750                           1.0000          GROUP I
          34759                            175,000.00                          20060201                1,282.87                            174,763.89                            77.43          No MI                               100135811151023732                                   5.5000                                   20080101                  13.9900                  7.9900                           1.0000          GROUP I
          32703                            125,000.00                          20060201                  976.56                            125,000.00                           100.00          No MI                               100135811151023716                                   5.5000                                   20080101                  15.3750                  9.3750                           1.0000          GROUP I
          33463                            248,000.00                          20060201                1,734.05                            247,630.73                            80.00          No MI                               100135811151023708                                   5.5000                                   20080101                  13.5000                  7.5000                           1.0000          GROUP I
          33021                            278,400.00                          20060201                2,116.04                            278,052.69                            80.00          No MI                               100135811151023690                                   5.5000                                   20080101                  14.3750                  8.3750                           1.0000          GROUP I
          27705                             57,587.00                          20060101                  458.19                             57,489.42                            85.00          No MI                               100135811151023575                                        -                                                                   -                       -                                -          GROUP I
          27536                             66,300.00                          20060201                  515.67                             66,221.42                            85.00          No MI                               100135811151023450                                   5.5000                                   20080101                  14.6250                  8.6250                           1.0000          GROUP I
          32805                             84,000.00                          20060201                  660.83                             83,902.99                            80.00          No MI                               100135811151022742                                   5.7500                                   20080101                  14.7500                  8.7500                           1.0000          GROUP I
          32828                            152,900.00                          20060201                1,120.86                            152,693.69                            89.99          No MI                               100135811151022650                                   6.9900                                   20080101                  13.9900                  7.9900                           1.0000          GROUP I
          33024                            250,000.00                          20060101                1,498.88                            249,249.63                            76.22          No MI                               100135811151022239                                   5.0000                                   20071201                  12.0000                  6.0000                           1.0000          GROUP I
          33433                            288,000.00                          20060101                1,944.00                            288,000.00                            90.00          No MI                               100135811151022056                                   7.1000                                   20081201                  14.1000                  8.1000                           1.0000          GROUP I
          32257                            207,000.00                          20051201                1,481.55                            206,408.72                            90.00          No MI                               100135811151021504                                        -                                                                   -                       -                                -          GROUP I
          31764                            136,000.00                          20051201                  974.33                            135,612.27                            76.84          No MI                               100135811151020480                                        -                                                                   -                       -                                -          GROUP I
          11787                            415,000.00                          20051201                2,245.10                            414,479.15                            69.75          No MI                               100135811140003704                                   5.5000                                   20071101                  12.5000                  6.5000                           1.0000          GROUP I
           8902                            134,400.00                          20060201                1,009.70                            134,227.99                            80.00          No MI                               100135811110020720                                   5.7500                                   20080101                  14.2500                  8.2500                           1.0000          GROUP I
           6450                            190,000.00                          20060201                1,322.01                            189,714.26                            95.00          No MI                               100135811060006430                                   6.4500                                   20080101                  13.4500                  7.4500                           1.0000          GROUP I
           7834                            125,000.00                          20060201                  874.02                            124,813.88                            40.32          No MI                               100135811051128805                                   5.5000                                   20080101                  13.5000                  7.5000                           1.0000          GROUP I
          19114                            118,000.00                          20060201                  928.31                            117,863.72                            59.00          No MI                               100135811051128409                                        -                                                                   -                       -                                -          GROUP I
          44035                             59,500.00                          20060201                  468.09                             59,431.27                            85.00          No MI                               100135811051128375                                   5.5000                                   20080101                  14.7500                  8.7500                           1.0000          GROUP I
          44112                             85,000.00                          20060201                  646.06                             84,893.95                            85.00          No MI                               100135811051128367                                        -                                                                   -                       -                                -          GROUP I
          45406                             59,500.00                          20060201                  462.78                             59,429.48                            85.00          No MI                               100135811051128318                                        -                                                                   -                       -                                -          GROUP I
          44112                             63,000.00                          20060201                  518.29                             62,934.41                            75.00          No MI                               100135811051127427                                   5.7500                                   20080101                  15.2500                  9.2500                           1.0000          GROUP I
           2904                            185,000.00                          20060201                1,246.38                            184,703.24                            78.72          No MI                               100135811051127187                                   5.5000                                   20080101                  13.1250                  7.1250                           1.0000          GROUP I
          22309                            337,500.00                          20060201                2,565.24                            337,078.97                            90.00          No MI                               100135811051126643                                   5.5000                                   20080101                  14.3750                  8.3750                           1.0000          GROUP I
          11705                            391,000.00                          20060201                3,181.30                            390,582.26                            85.00          No MI                               100135811051126627                                        -                                                                   -                       -                                -          GROUP I
           2911                            300,000.00                          20060201                2,031.25                            300,000.00                            83.33          No MI                               100135811051126494                                   5.5000                                   20080101                  14.1250                  8.1250                           1.0000          GROUP I
          10303                            188,000.00                          20060201                1,594.92                            187,940.11                            56.97          No MI                               100135811051126403                                        -                                                                   -                       -                                -          GROUP I
          11933                            399,999.00                          20060201                2,865.64                            399,432.53                            74.77          No MI                               100135811051126056                                        -                                                                   -                       -                                -          GROUP I
          19149                            110,000.00                          20060201                  750.39                            109,827.84                            64.71          No MI                               100135811051125975                                   5.7500                                   20080101                  13.2500                  7.2500                           1.0000          GROUP I
          11776                            316,800.00                          20060201                2,492.27                            316,434.13                            80.00          No MI                               100135811051125843                                        -                                                                   -                       -                                -          GROUP I
           6516                            252,000.00                          20060201                2,050.36                            251,730.76                            90.00          No MI                               100135811051125793                                   6.0000                                   20080101                  15.1250                  9.1250                           1.0000          GROUP I
          11417                            347,680.00                          20060201                2,354.08                            347,680.00                            80.00          No MI                               100135811051125728                                   5.5000                                   20080101                  14.1250                  8.1250                           1.0000          GROUP I
          44121                            121,250.00                          20060201                  943.07                            121,106.29                            89.81          No MI                               100135811051125504                                   5.5000                                   20080101                  14.6250                  8.6250                           1.0000          GROUP I
           6111                            275,500.00                          20060201                2,167.36                            275,181.83                            95.00          No MI                               100135811051125447                                   5.5000                                   20080101                  14.7500                  8.7500                           1.0000          GROUP I
           7732                            149,600.00                          20060201                  957.91                            149,335.29                            80.00          No MI                               100135811051125371                                   5.5000                                   20080101                  12.6250                  6.6250                           1.0000          GROUP I
          44105                             68,000.00                          20060201                  541.04                             67,923.47                            68.00          No MI                               100135811051125249                                        -                                                                   -                       -                                -          GROUP I
          17103                             71,400.00                          20060201                  530.14                             71,306.26                            85.00          No MI                               100135811051125108                                   5.5000                                   20080101                  14.1250                  8.1250                           1.0000          GROUP I
          11561                            544,000.00                          20060201                3,711.04                            543,148.69                            80.00          No MI                               100135811051124929                                   5.5000                                   20080101                  13.2500                  7.2500                           1.0000          GROUP I
          18229                             60,000.00                          20060201                  439.84                             59,919.03                            80.00          No MI                               100135811051124911                                        -                                                                   -                       -                                -          GROUP I
          19139                             75,000.00                          20060201                  518.01                             74,885.51                            38.46          No MI                               100135811051124697                                   5.5000                                   20080101                  13.3750                  7.3750                           1.0000          GROUP I
          44105                             98,800.00                          20060201                  759.69                             98,679.86                            95.00          No MI                               100135811051124606                                        -                                                                   -                       -                                -          GROUP I
           8050                            270,000.00                          20060201                1,794.50                            269,555.19                            67.50          No MI                               100135811051124564                                   5.5000                                   20080101                  12.9900                  6.9900                           1.0000          GROUP I
          32137                            142,500.00                          20060101                  936.12                            142,122.32                            50.00          No MI                               100135811051124556                                   5.5000                                   20071201                  12.8750                  6.8750                           1.0000          GROUP I
          44108                             85,500.00                          20060101                  626.77                             85,326.37                            95.00          No MI                               100135811051124333                                        -                                                                   -                       -                                -          GROUP I
          44118                            136,000.00                          20060201                  986.09                            135,733.21                            85.00          No MI                               100135811051124317                                   5.5000                                   20090101                  13.8750                  7.8750                           1.0000          GROUP I
           2908                            242,000.00                          20060201                1,733.72                            241,657.29                            72.24          No MI                               100135811051124309                                   6.7500                                   20080101                  13.7500                  7.7500                           1.0000          GROUP I
           6118                            150,000.00                          20060201                1,036.01                            149,771.00                            60.00          No MI                               100135811051124010                                   5.7500                                   20080101                  13.3750                  7.3750                           1.0000          GROUP I
           6018                            145,000.00                          20060201                1,076.62                            144,809.64                            68.08          No MI                               100135811051123939                                   6.0000                                   20080101                  14.1250                  8.1250                           1.0000          GROUP I
          34759                            148,410.00                          20060201                1,128.02                            148,224.85                            90.00          No MI                               100135811051123921                                   5.5000                                   20080101                  14.3750                  8.3750                           1.0000          GROUP I
           6068                            170,000.00                          20060201                1,232.62                            169,765.25                            59.23          No MI                               100135811051123863                                   5.7500                                   20080101                  13.8750                  7.8750                           1.0000          GROUP I
           8330                             92,800.00                          20060201                  705.35                             92,684.23                            80.00          No MI                               100135811051123848                                   5.7500                                   20080101                  14.3750                  8.3750                           1.0000          GROUP I
           3465                            151,000.00                          20060201                  865.10                            151,000.00                            71.90          No MI                               100135811051123772                                   5.8750                                   20080101                  12.8750                  6.8750                           1.0000          GROUP I
           2863                            239,920.00                          20060201                1,952.07                            239,565.33                            80.00          No MI                               100135811051123673                                   5.5000                                   20080101                  15.1250                  9.1250                           1.0000          GROUP I
           7105                            368,000.00                          20060201                2,573.11                            367,452.07                            80.00          No MI                               100135811051123640                                   5.5000                                   20080101                  13.5000                  7.5000                           1.0000          GROUP I
           7027                            340,000.00                          20060101                2,239.24                            339,142.34                            80.00          No MI                               100135811051123541                                   5.9000                                   20071201                  12.9000                  6.9000                           1.0000          GROUP I
          45426                            130,400.00                          20060201                1,002.66                            130,241.44                            89.99          No MI                               100135811051123525                                   5.5000                                   20080101                  14.5000                  8.5000                           1.0000          GROUP I
           2909                            270,000.00                          20060201                1,864.82                            269,487.82                            90.00          No MI                               100135811051123442                                   5.5000                                   20080101                  13.3750                  7.3750                           1.0000          GROUP I
           8701                            213,500.00                          20060201                1,679.61                            213,253.43                            70.00          No MI                               100135811051123343                                   5.5000                                   20080101                  14.7500                  8.7500                           1.0000          GROUP I
           8876                            250,000.00                          20060101                1,638.15                            249,363.18                            79.37          No MI                               100135811051123129                                   5.5000                                   20071201                  12.8500                  6.8500                           1.0000          GROUP I
           7657                            345,000.00                          20060101                1,911.88                            345,000.00                            57.50          No MI                               100135811051122766                                   5.6500                                   20071201                  12.6500                  6.6500                           1.0000          GROUP I
           6112                            157,250.00                          20060201                1,164.83                            157,042.52                            89.86          No MI                               100135811051122717                                        -                                                                   -                       -                                -          GROUP I
           2840                            431,250.00                          20060101                3,015.36                            430,283.81                            75.00          No MI                               100135811051122709                                   5.5000                                   20071201                  13.5000                  7.5000                           1.0000          GROUP I
           7204                            245,000.00                          20060201                1,729.88                            244,642.43                            70.00          No MI                               100135811051122634                                   6.6000                                   20080101                  13.6000                  7.6000                           1.0000          GROUP I
           8638                            131,850.00                          20060101                  978.98                            131,589.47                            90.00          No MI                               100135811051122253                                   7.1250                                   20071201                  14.1250                  8.1250                           1.0000          GROUP I
          11784                            498,750.00                          20060101                3,168.55                            498,656.83                            95.00          No MI                               100135811051122105                                   5.7500                                   20071201                  13.6250                  7.6250                           1.0000          GROUP I
          11550                            265,000.00                          20060201                1,944.48                            264,643.19                            64.63          No MI                               100135811051121982                                   5.7500                                   20080101                  14.0000                  8.0000                           1.0000          GROUP I
          19320                            351,000.00                          20060201                2,761.32                            350,594.64                            90.00          No MI                               100135811051121925                                   5.5000                                   20080101                  14.7500                  8.7500                           1.0000          GROUP I
           6477                            256,000.00                          20060201                1,729.04                            255,591.35                            67.37          No MI                               100135811051121768                                        -                                                                   -                       -                                -          GROUP I
          11755                            261,000.00                          20060201                2,170.87                            260,735.35                            90.00          No MI                               100135811051121560                                   5.5000                                   20080101                  15.3750                  9.3750                           1.0000          GROUP I
           2907                            297,000.00                          20060201                2,127.74                            296,579.39                            90.00          No MI                               100135811051121388                                   6.7500                                   20080101                  13.7500                  7.7500                           1.0000          GROUP I
           8260                            315,000.00                          20060101                2,377.57                            314,399.37                            90.00          No MI                               100135811051121347                                   7.3000                                   20071201                  14.3000                  8.3000                           1.0000          GROUP I
          10304                            202,500.00                          20060101                1,422.85                            201,983.44                            86.17          No MI                               100135811051121016                                   6.5500                                   20071201                  13.5500                  7.5500                           1.0000          GROUP I
           7047                            135,000.00                          20060201                1,066.87                            134,845.68                            26.47          No MI                               100135811051120992                                   7.8000                                   20080101                  14.8000                  8.8000                           1.0000          GROUP I
          11730                            356,500.00                          20060101                2,369.41                            355,616.48                            74.74          No MI                               100135811051120471                                        -                                                                   -                       -                                -          GROUP I
          11780                            330,000.00                          20060201                2,514.06                            329,590.43                            55.00          No MI                               100135811051120380                                   7.4000                                   20080101                  14.4000                  8.4000                           1.0000          GROUP I
          11803                            416,000.00                          20060101                2,698.17                            414,919.44                            80.00          No MI                               100135811051120232                                        -                                                                   -                       -                                -          GROUP I
           7407                            495,000.00                          20060101                2,578.12                            494,999.99                            90.00          No MI                               100135811051120182                                   5.2500                                   20071201                  12.2500                  6.2500                           1.0000          GROUP I
          11757                            295,000.00                          20060201                1,942.08                            295,000.00                            77.63          No MI                               100135811051119929                                   5.5000                                   20080101                  13.9000                  7.9000                           1.0000          GROUP I
          20850                            234,500.00                          20060201                1,579.87                            234,123.70                            70.00          No MI                               100135811051119820                                   5.5000                                   20080101                  13.1250                  7.1250                           1.0000          GROUP I
          17236                            150,100.00                          20060101                  994.41                            150,100.00                            95.00          No MI                               100135811051119598                                   6.9500                                   20071201                  13.9500                  7.9500                           1.0000          GROUP I
          10309                            600,000.00                          20060201                3,812.00                            600,000.00                            80.00          No MI                               100135811051119580                                   5.7500                                   20080101                  13.6240                  7.6240                           1.0000          GROUP I
           7513                            396,000.00                          20060101                2,782.46                            395,121.59                            90.00          No MI                               100135811051119317                                   6.5500                                   20071201                  13.5500                  7.5500                           1.0000          GROUP I
           2909                            266,000.00                          20060101                1,801.04                            266,000.00                            95.00          No MI                               100135811051119010                                   7.1250                                   20071201                  14.1250                  8.1250                           1.0000          GROUP I
           2905                            252,000.00                          20060201                1,805.36                            251,643.13                            90.00          No MI                               100135811051118764                                   5.5000                                   20090101                  13.7500                  7.7500                           1.0000          GROUP I
           7731                            181,875.00                          20060101                1,321.88                            181,498.92                            75.00          No MI                               100135811051118640                                   6.9000                                   20081201                  13.9000                  7.9000                           1.0000          GROUP I
          11772                            278,100.00                          20051201                1,897.14                            277,224.30                            90.00          No MI                               100135811051118632                                   6.2500                                   20071101                  13.2500                  7.2500                           1.0000          GROUP I
           1902                            268,375.00                          20051201                1,967.38                            267,645.96                            95.00          No MI                               100135811051118434                                   6.9900                                   20071101                  13.9900                  7.9900                           1.0000          GROUP I
          11792                            431,900.00                          20060201                3,671.10                            431,484.52                            90.00          No MI                               100135811051118236                                   5.5000                                   20080101                  15.6250                  9.6250                           1.0000          GROUP I
          21230                            185,500.00                          20060201                1,442.80                            185,280.17                            70.00          No MI                               100135811051118111                                   5.5000                                   20080101                  14.6250                  8.6250                           1.0000          GROUP I
          21502                            117,000.00                          20051201                  778.41                            116,612.99                            90.00          No MI                               100135811051117949                                   6.0000                                   20071101                  13.0000                  7.0000                           1.0000          GROUP I
           2920                            250,000.00                          20051201                1,748.04                            249,250.85                            79.37          No MI                               100135811051117733                                   6.5000                                   20071101                  13.5000                  7.5000                           1.0000          GROUP I
          11779                            263,000.00                          20060101                1,662.34                            262,249.43                            76.23          No MI                               100135811051117386                                        -                                                                   -                       -                                -          GROUP I
          11413                            274,000.00                          20060101                1,777.16                            273,288.28                            57.08          No MI                               100135811051117089                                        -                                                                   -                       -                                -          GROUP I
          11722                            271,800.00                          20060201                1,900.47                            271,395.30                            90.00          No MI                               100135811051116784                                   5.5000                                   20080101                  13.5000                  7.5000                           1.0000          GROUP I
           7801                            260,000.00                          20051201                1,907.79                            259,294.95                            80.00          No MI                               100135811051116628                                   7.0000                                   20081101                  14.0000                  8.0000                           1.0000          GROUP I
          11701                            261,900.00                          20051201                1,745.77                            261,864.85                            90.00          No MI                               100135811051116396                                        -                                                                   -                       -                                -          GROUP I
           8012                            174,250.00                          20051201                1,224.36                            173,722.94                            85.00          No MI                               100135811051115869                                   6.5500                                   20071101                  13.5500                  7.5500                           1.0000          GROUP I
           1905                            267,300.00                          20060101                1,776.56                            266,637.54                            90.00          No MI                               100135811051115554                                   5.9900                                   20071201                  12.9900                  6.9900                           1.0000          GROUP I
           7456                            248,900.00                          20051201                1,913.83                            248,290.40                            95.00          No MI                               100135811051115521                                   7.5000                                   20071101                  14.5000                  8.5000                           1.0000          GROUP I
          11722                            304,500.00                          20051201                2,232.20                            303,628.20                            82.30          No MI                               100135811051115000                                   6.9900                                   20071101                  13.9900                  7.9900                           1.0000          GROUP I
           2896                            301,500.00                          20051201                2,056.77                            300,550.60                            90.00          No MI                               100135811051114748                                   6.2500                                   20071101                  13.2500                  7.2500                           1.0000          GROUP I
          13323                             84,600.00                          20060101                  638.55                             84,438.69                            90.00          No MI                               100135811051114540                                   7.3000                                   20071201                  14.3000                  8.3000                           1.0000          GROUP I
          12206                            140,250.00                          20051201                1,043.81                            139,881.15                            85.00          No MI                               100135811051114391                                   7.1500                                   20071101                  14.1500                  8.1500                           1.0000          GROUP I
           7522                            138,600.00                          20051201                  950.21                            138,167.83                            90.00          No MI                               100135811051113674                                   6.3000                                   20071101                  13.3000                  7.3000                           1.0000          GROUP I
           7621                            380,000.00                          20051201                2,894.99                            379,050.13                            95.00          No MI                               100135811051113633                                   7.4000                                   20071101                  14.4000                  8.4000                           1.0000          GROUP I
          12524                            276,000.00                          20051201                1,929.84                            275,152.32                            80.00          No MI                               100135811051113492                                   6.5000                                   20071101                  13.5000                  7.5000                           1.0000          GROUP I
           7047                            405,000.00                          20051201                2,428.18                            403,375.14                            79.88          No MI                               100135811051113484                                   5.0000                                   20081101                  12.0000                  6.0000                           1.0000          GROUP I
          12206                             94,500.00                          20060101                  713.27                             94,319.80                            99.47          No MI                               100135811051113021                                   5.5000                                   20071201                  14.3000                  8.3000                           1.0000          GROUP I
          60446                            128,000.00                          20051201                  993.30                            127,692.85                            80.00          No MI                               100135811051110944                                   6.6000                                   20071101                  14.6000                  8.6000                           1.0000          GROUP I
           7003                            281,600.00                          20051101                2,036.92                            280,613.25                            80.00          No MI                               100135811051108419                                   6.8500                                   20071001                  13.8500                  7.8500                           1.0000          GROUP I
          11706                            292,500.00                          20051101                2,125.91                            289,200.14                            90.00          No MI                               100135811051108013                                        -                                                                   -                       -                                -          GROUP I
           6483                            203,850.00                          20060201                1,638.76                            203,626.00                            90.00          No MI                               100135811050019203                                   5.5000                                   20080101                  14.9900                  8.9900                           1.0000          GROUP I
           6606                            314,500.00                          20060201                2,199.03                            314,031.74                            85.00          No MI                               100135811050019047                                        -                                                                   -                       -                                -          GROUP I
           6460                            216,000.00                          20060201                1,699.27                            215,750.53                           100.00          No MI                               100135811050018973                                   5.5000                                   20080101                  14.7500                  8.7500                           1.0000          GROUP I
          27357                            399,500.00                          20060201                3,211.59                            399,061.00                            85.00          No MI                               100135811050018874                                   5.5000                                   20080101                  14.9900                  8.9900                           1.0000          GROUP I
           6410                            323,000.00                          20060101                2,203.43                            322,239.51                            85.00          No MI                               100135811050018650                                   6.2500                                   20071201                  13.2500                  7.2500                           1.0000          GROUP I
          18344                            172,000.00                          20060201                1,256.08                            171,766.05                            68.80          No MI                               100135811050018593                                        -                                                                   -                       -                                -          GROUP I
          29588                            136,000.00                          20051201                1,236.43                            135,777.40                            85.00          No MI                               100382350000202650                                   5.9900                                   20071101                  17.4250                 10.4250                           2.0000          GROUP I
          78259                            132,000.00                          20051201                1,018.72                            131,679.32                            77.19          No MI                               100382350000190426                                   5.9900                                   20081101                  15.5400                  8.5400                           2.0000          GROUP I
          23231                            137,600.00                          20051201                1,096.29                            137,288.95                            79.77          No MI                               100382350000182084                                   5.9900                                   20071101                  15.8900                  8.8900                           2.0000          GROUP I
          75862                             88,000.00                          20051201                  578.98                             87,702.60                            76.52          No MI                               100382350000096979                                        -                                                                   -                       -                                -          GROUP I
          11364                            536,000.00                          20060101                3,216.00                            536,000.00                            80.00          No MI                               100180100003024211                                   5.2500                                   20071201                  14.2000                  7.2000                           2.0000          GROUP I
          61554                             65,450.00                          20060101                  512.10                             65,334.77                            85.00          No MI                               100180100003023775                                   5.2500                                   20071201                  15.6900                  8.6900                           2.0000          GROUP I
          60628                            160,000.00                          20060101                1,040.00                            159,998.00                           100.00          No MI                               100180100003014568                                   5.2500                                   20071201                  14.8000                  7.8000                           2.0000          GROUP I
          48312                             94,500.00                          20060101                  791.33                             94,452.69                            90.00          No MI                               100180100003014527                                   5.9900                                   20071201                  16.8500                  9.8500                           2.0000          GROUP I
          45304                            112,100.00                          20060101                  934.43                            111,929.74                            95.00          No MI                               100180100003012935                                   5.9900                                   20071201                  16.4000                  9.4000                           2.0000          GROUP I
          12303                             80,100.00                          20060101                  630.15                             79,960.73                            90.00          No MI                               100180100003012877                                   5.2500                                   20071201                  15.7500                  8.7500                           2.0000          GROUP I
          29203                             66,405.00                          20060101                  607.44                             66,325.11                            95.00          No MI                               100180100003002258                                   5.2500                                   20071201                  17.5000                 10.5000                           2.0000          GROUP I
          48204                             56,250.00                          20060101                  478.74                             56,168.49                            75.00          No MI                               100180100002992962                                   5.9900                                   20071201                  16.6400                  9.6400                           2.0000          GROUP I
           8046                            250,750.00                          20060101                1,835.55                            250,239.30                            85.00          No MI                               100180100002992251                                   5.9900                                   20071201                  14.9750                  7.9750                           2.0000          GROUP I
          92879                            573,750.00                          20060101                4,988.50                            572,964.03                            85.00          No MI                               0                                                    5.2500                                   20071201                  16.8900                  9.8900                           2.0000          GROUP I
          95148                            600,000.00                          20060101                3,753.04                            598,332.02                            72.29          No MI                               100180100002990453                                   5.2500                                   20071201                  13.4000                  6.4000                           2.0000          GROUP I
          90713                            476,800.00                          20060101                3,905.26                            476,034.79                            80.00          No MI                               100180100002990099                                   5.9900                                   20071201                  16.2000                  9.2000                           2.0000          GROUP I
          60628                            101,520.00                          20060101                  816.13                            101,305.74                            80.00          No MI                               100180100002974358                                   3.5300                                   20071201                  15.9900                  8.9900                           2.0000          GROUP I
          77035                             68,500.00                          20060101                  623.53                             68,416.54                           100.00          No MI                               100180100002972063                                   5.2500                                   20071201                  17.4400                 10.4400                           2.0000          GROUP I
          53206                             46,750.00                          20060101                  369.12                             46,669.38                            85.00          No MI                               100180100002963708                                   5.2500                                   20071201                  15.7900                  8.7900                           2.0000          GROUP I
          53209                             52,000.00                          20060101                  390.66                             51,899.83                            80.00          No MI                               100180100002963435                                   5.2500                                   20071201                  15.2500                  8.2500                           2.0000          GROUP I
          17404                             51,000.00                          20060101                  426.98                             50,923.34                           100.00          No MI                               100180100002959136                                   5.9900                                   20071201                  16.4500                  9.4500                           2.0000          GROUP I
          46962                             61,200.00                          20060101                  468.41                             61,086.83                            85.00          No MI                               100180100002949467                                   5.2500                                   20071201                  15.4500                  8.4500                           2.0000          GROUP I
          60431                            132,300.00                          20060101                  902.52                            131,988.50                            87.04          No MI                               100180100002946471                                   3.7100                                   20071201                  14.2500                  7.2500                           2.0000          GROUP I
          90004                            544,000.00                          20051201                3,644.80                            544,000.00                            80.00          No MI                               100180100002941522                                   5.2500                                   20071101                  15.0400                  8.0400                           2.0000          GROUP I
          91344                            438,500.00                          20051201                2,885.65                            437,914.45                            74.96          No MI                               100180100002910352                                   5.9900                                   20071101                  14.5000                  7.5000                           2.0000          GROUP I
          91766                            294,750.00                          20060101                1,746.68                            294,371.26                            75.00          No MI                               100180100002908141                                   5.2500                                   20071201                  13.6000                  6.6000                           2.0000          GROUP I
          60002                            225,000.00                          20051201                1,310.63                            224,999.99                            86.54          No MI                               100180100002906657                                   5.7000                                   20071101                  13.9900                  6.9900                           2.0000          GROUP I
          43213                             83,500.00                          20051201                  647.97                             83,299.14                            94.99          No MI                               100180100002903308                                   5.2500                                   20071101                  15.6000                  8.6000                           2.0000          GROUP I
          32137                            276,250.00                          20051201                2,025.10                            275,499.60                            85.00          No MI                               100180100002885604                                   5.2500                                   20061101                  14.9900                  7.9900                           1.5000          GROUP I
          43613                            106,250.00                          20051201                  775.93                            105,959.04                            85.00          No MI                               100180100002879573                                   5.9900                                   20071101                  14.9500                  7.9500                           2.0000          GROUP I
          95693                            636,000.00                          20060101                4,417.42                            635,448.18                            80.00          No MI                               100180100002878443                                   5.9900                                   20071201                  14.9900                  7.9900                           2.0000          GROUP I
          20817                            645,250.00                          20051201                5,007.22                            643,701.74                            89.00          No MI                               0                                                    5.2500                                   20081101                  15.6000                  8.6000                           2.0000          GROUP I
          93702                            107,000.00                          20051201                  796.65                            106,887.39                            61.14          No MI                               100180100002872610                                   5.9900                                   20071101                  15.6500                  8.6500                           2.0000          GROUP I
          45651                             53,250.00                          20060101                  466.92                             53,178.57                            75.00          No MI                               100180100002864567                                   5.9900                                   20071201                  16.9900                  9.9900                           2.0000          GROUP I
          77083                             68,000.00                          20051201                  628.98                             67,607.91                            80.00          No MI                               100180100002860441                                        -                                                                   -                       -                                -          GROUP I
          61201                             56,002.00                          20051201                  482.79                             55,897.09                            95.00          No MI                               100180100002858734                                   3.7900                                   20071101                  16.7900                  9.7900                           2.0000          GROUP I
          53222                            136,800.00                          20051201                1,017.18                            136,439.47                            90.00          No MI                               100180100002854873                                   5.9900                                   20081101                  15.1400                  8.1400                           2.0000          GROUP I
          61704                            120,000.00                          20060101                  953.44                            119,882.21                            80.00          No MI                               100180100002854097                                   5.7000                                   20071201                  16.3000                  9.3000                           2.0000          GROUP I
          60142                            156,000.00                          20051201                1,294.12                            155,892.22                            79.19          No MI                               100334611050904027                                   5.7000                                   20071101                  16.7500                  9.7500                           2.0000          GROUP I
          61610                             90,000.00                          20051201                  638.57                             89,738.23                            90.00          No MI                               0                                                    3.6800                                   20071101                  14.6500                  7.6500                           2.0000          GROUP I
          91331                            481,500.00                          20051201                2,728.50                            481,500.00                            90.00          No MI                               100180100002834933                                   5.9900                                   20071101                  13.8000                  6.8000                           2.0000          GROUP I
          20112                            459,000.00                          20051201                3,689.92                            457,983.68                            75.00          No MI                               100180100002829735                                   5.9900                                   20071101                  15.9900                  8.9900                           2.0000          GROUP I
          19120                             60,000.00                          20051201                  519.91                             59,889.00                            80.00          No MI                               100180100002828042                                   5.9900                                   20071101                  16.8500                  9.8500                           2.0000          GROUP I
          94608                            450,000.00                          20051101                3,298.81                            448,462.08                            75.00          No MI                               100180100002812632                                   5.9900                                   20071001                  14.9900                  7.9900                           2.0000          GROUP I
          44704                             62,000.00                          20051201                  443.75                             61,822.90                            86.11          No MI                               100180100002800207                                   5.9900                                   20071101                  14.7400                  7.7400                           2.0000          GROUP I
          33563                             57,800.00                          20051101                  444.03                             57,579.32                            85.00          No MI                               100180100002783569                                        -                                                                   -                       -                                -          GROUP I
          60649                            124,100.00                          20051101                  784.40                            123,532.94                            85.00          No MI                               100180100002763041                                   3.9100                                   20071001                  13.5000                  6.5000                           2.0000          GROUP I
          38115                            109,800.00                          20051101                  882.69                            109,494.75                            90.00          No MI                               100180100002756334                                   5.9900                                   20071001                  15.9900                  8.9900                           2.0000          GROUP I
          33023                            208,000.00                          20051101                1,280.70                            207,002.83                            80.00          No MI                               100180100002747929                                        -                                                                   -                       -                                -          GROUP I
          29570                             85,500.00                          20051101                  810.37                             85,342.68                            90.00          No MI                               100180100002746533                                   5.9900                                   20071001                  17.9400                 10.9400                           2.0000          GROUP I
          48235                            120,000.00                          20051201                  903.53                            119,888.67                            80.00          No MI                               100180100002740171                                   5.9900                                   20071101                  15.7600                  8.7600                           2.0000          GROUP I
          92105                            175,000.00                          20051201                1,249.75                            174,811.57                            42.07          No MI                               100180100002736971                                   5.9900                                   20071101                  15.2500                  8.2500                           2.0000          GROUP I
          92504                            508,000.00                          20051101                3,661.65                            507,332.25                            80.00          No MI                               100180100002734307                                   5.9900                                   20071001                  15.3380                  8.3380                           2.0000          GROUP I
          90047                            300,000.00                          20051101                2,197.01                            299,622.14                            75.00          No MI                               100180100002729208                                   6.7500                                   20071001                  15.4900                  8.4900                           2.0000          GROUP I
          92653                            656,000.00                          20051101                4,542.02                            653,485.75                            80.00          No MI                               100180100002729109                                   5.9900                                   20071001                  14.4000                  7.4000                           2.0000          GROUP I
          91001                            670,000.00                          20051101                3,707.34                            669,999.99                            77.91          No MI                               100180100002727038                                   5.9900                                   20071001                  13.6400                  6.6400                           2.0000          GROUP I
           7076                            588,000.00                          20051101                4,547.50                            586,162.57                            78.61          No MI                               100180100002715678                                   6.7500                                   20071001                  15.5630                  8.5630                           2.0000          GROUP I
          95776                            265,000.00                          20051101                1,734.11                            264,449.94                            79.58          No MI                               100180100002715348                                   6.7500                                   20071001                  14.4500                  7.4500                           2.0000          GROUP I
          85379                            179,000.00                          20051101                1,208.98                            178,276.59                            79.56          No MI                               100180100002698015                                   5.9900                                   20071001                  14.1500                  7.1500                           2.0000          GROUP I
          92688                            437,600.00                          20051101                2,184.36                            437,600.00                            80.00          No MI                               100180100002697389                                   5.9900                                   20071001                  12.9900                  5.9900                           2.0000          GROUP I
          90805                            324,000.00                          20051101                1,679.93                            323,070.82                            79.02          No MI                               100180100002695110                                   6.7500                                   20071001                  12.5400                  5.5400                           2.0000          GROUP I
          15106                             84,550.00                          20051101                  650.12                             84,290.23                            95.00          No MI                               100180100002694865                                   5.9900                                   20071001                  15.5000                  8.5000                           2.0000          GROUP I
          44120                            148,000.00                          20051101                1,408.33                            147,730.63                            80.00          No MI                               100180100002692802                                   6.9900                                   20071001                  17.9900                 10.9900                           2.0000          GROUP I
           8901                            237,000.00                          20051101                1,521.46                            235,947.98                            66.76          No MI                               100180100002677951                                        -                                                                   -                       -                                -          GROUP I
          92563                            498,000.00                          20051101                2,568.85                            498,000.00                            74.89          No MI                               0                                                    5.9900                                   20071001                  13.1900                  6.1900                           2.0000          GROUP I
          32539                            264,000.00                          20051101                1,736.94                            262,881.53                            80.00          No MI                               100180100002670642                                        -                                                                   -                       -                                -          GROUP I
          34609                            250,000.00                          20051101                1,400.02                            249,319.17                            73.75          No MI                               100180100002660825                                   6.7500                                   20071001                  13.1400                  6.1400                           2.0000          GROUP I
          92880                            465,596.00                          20051101                2,643.38                            464,492.56                            80.00          No MI                               100180100002658415                                   5.9900                                   20071001                  13.2500                  6.2500                           2.0000          GROUP I
          35214                            100,700.00                          20051101                  824.06                            100,419.44                            95.00          No MI                               100180100002656013                                   6.7500                                   20081001                  16.1900                  9.1900                           2.0000          GROUP I
           6611                            488,750.00                          20051101                2,922.46                            485,875.08                            85.00          No MI                               100180100002652475                                   5.9900                                   20061001                  12.9750                  5.9750                           1.0000          GROUP I
          96064                             84,000.00                          20051101                  799.32                             83,846.42                            70.00          No MI                               0                                                    6.9900                                   20071001                  17.9900                 10.9900                           2.0000          GROUP I
          33319                             71,250.00                          20051101                  601.19                             71,069.55                            75.00          No MI                               100180100002644340                                   6.7500                                   20071001                  16.5400                  9.5400                           2.0000          GROUP I
          60565                            361,000.00                          20051001                2,793.71                            359,683.27                            95.00          No MI                               100262410300031103                                   4.2800                                   20070901                  15.5700                  8.5700                           2.0000          GROUP I
          56051                             71,100.00                          20051101                  551.24                             70,885.53                            90.00          No MI                               100180100002635348                                   5.9900                                   20071001                  15.5900                  8.5900                           2.0000          GROUP I
          10453                            330,000.00                          20051101                2,774.82                            329,175.45                            75.00          No MI                               100180100002591038                                   6.7500                                   20071001                  16.5000                  9.5000                           2.0000          GROUP I
          14615                             65,700.00                          20051101                  530.53                             65,519.35                            90.00          No MI                               100180100002590782                                   6.7500                                   20081001                  16.0400                  9.0400                           2.0000          GROUP I
          94587                            493,000.00                          20051101                2,296.56                            493,000.00                            85.00          No MI                               100180100002564357                                   5.9900                                   20071001                  12.5900                  5.5900                           2.0000          GROUP I
          11570                            514,500.00                          20051001                2,694.95                            514,139.75                            70.00          No MI                               100368800000009602                                   6.7500                                   20070901                  13.2900                  6.2900                           2.0000          GROUP I
          12210                             71,400.00                          20051101                  543.45                             71,175.66                            85.00          No MI                               100180100002508685                                   5.9900                                   20081001                  15.3900                  8.3900                           2.0000          GROUP I
          19138                             90,000.00                          20051101                  569.25                             89,998.00                            90.00          No MI                               100334611050903417                                   5.9900                                   20071001                  14.5900                  7.5900                           2.0000          GROUP I
          92115                            505,000.00                          20050901                3,393.77                            502,108.10                            81.45          No MI                               0                                                    5.9900                                   20060801                  14.1000                  7.1000                           1.5000          GROUP I
          32570                            119,000.00                          20060301                  753.67                            119,000.00                            79.87          No MI                               100153210511015750                                   6.0000                                   20080201                  13.6000                  7.6000                           1.0000          GROUP I
           6010                            153,000.00                          20060201                1,320.13                            152,858.16                            85.00          No MI                               100153210511030940                                   5.5000                                   20080101                  15.8000                  9.8000                           1.0000          GROUP I
          85033                            140,250.00                          20060301                  890.00                            140,250.00                            85.00          No MI                               100153210512015569                                   5.5000                                   20080201                  13.6150                  7.6150                           1.0000          GROUP I
          78042                             48,800.00                          20051001                  423.75                             48,443.10                           100.00          No MI                               100150408059000977                                        -                                                                   -                       -                                -          GROUP I
          20678                            250,000.00                          20060301                2,499.60                            249,421.88                            59.52          No MI                               100144600097437497                                   6.7500                                   20080201                  17.6250                 11.6250                           1.0000          GROUP I
          78042                            195,200.00                          20051001                1,233.80                            194,126.76                            80.00          No MI                               100150408059000969                                   5.5000                                   20070901                  13.5000                  6.5000                           1.5000          GROUP I
          30052                            237,500.00                          20060301                2,225.95                            237,411.55                            95.00          No MI                               100148700000158895                                   7.6250                                   20080201                  16.8000                 10.8000                           1.0000          GROUP I
          32211                            125,700.00                          20060301                  892.73                            125,455.62                            88.52          No MI                               100148700000158630                                   5.5000                                   20080201                  13.6600                  7.6600                           1.0000          GROUP I
          30041                            295,000.00                          20060301                2,360.00                            295,000.00                            72.48          No MI                               10014870000015882                                    6.2500                                   20080201                  15.6000                  9.6000                           1.0000          GROUP I
          30153                             21,200.00                          20060301                  228.24                             21,194.72                           100.00          No MI                               100148700000158614                                        -                                                                   -                       -                                -          GROUP I
          30224                            112,000.00                          20060301                  797.07                            112,000.00                            80.00          No MI                               100148700000158945                                   5.5000                                   20080201                  14.5400                  8.5400                           1.0000          GROUP I
          95991                            164,000.00                          20060201                1,277.91                            163,806.45                            45.81          No MI                               100153210511019778                                   6.0000                                   20080101                  14.6450                  8.6450                           1.0000          GROUP I
          34224                            120,000.00                          20060201                  942.00                            120,000.00                            64.86          No MI                               100153220511016831                                   6.2500                                   20080101                  15.4200                  9.4200                           1.0000          GROUP I
          98607                            250,000.00                          20060201                1,560.49                            249,536.13                            75.76          No MI                               100153210511032532                                   5.5000                                   20080101                  12.3800                  6.3800                           1.0000          GROUP I
          97362                            144,000.00                          20060301                  897.60                            144,000.00                            80.00          No MI                               100153210511031203                                   5.5000                                   20080201                  13.4800                  7.4800                           1.0000          GROUP I
          33029                            240,000.00                          20060301                2,176.00                            240,000.00                            40.00          No MI                               100153210512012905                                   6.0000                                   20080201                  16.8800                 10.8800                           1.0000          GROUP I
          85220                            198,800.00                          20060201                1,275.63                            198,799.96                            84.96          No MI                               100153220512001154                                   6.0000                                   20080101                  13.7000                  7.7000                           1.0000          GROUP I
          95451                            291,900.00                          20060201                2,578.45                            291,900.00                            75.00          No MI                               100153210511032821                                   6.2500                                   20080101                  16.6000                 10.6000                           1.0000          GROUP I
          19701                            272,300.00                          20060301                1,950.79                            272,107.81                            70.00          No MI                               100076500000915724                                   5.5000                                   20080201                  13.7500                  7.7500                           1.0000          GROUP I
          48125                            306,000.00                          20060301                2,760.28                            305,873.87                            90.00          No MI                               100330705110096065                                   5.5000                                   20080201                  16.3300                 10.3300                           1.0000          GROUP I
          18466                            159,300.00                          20060201                1,333.67                            159,141.01                            89.99          No MI                               100144600097437992                                   5.5000                                   20080101                  15.4500                  9.4500                           1.0000          GROUP I
          33433                            151,000.00                          20060301                  954.42                            150,863.50                            34.87          No MI                               100271100000196848                                        -                                                                   -                       -                                -          GROUP I
          18974                            203,000.00                          20060301                1,608.61                            202,885.13                            68.12          No MI                               100129200050017151                                   6.0000                                   20080201                  14.8300                  8.8300                           1.0000          GROUP I
          55117                            162,800.00                          20060201                  994.07                            162,740.00                            80.00          No MI                               100431500000002036                                   5.5000                                   20080101                  13.3300                  7.3300                           1.0000          GROUP I
          85202                            184,000.00                          20060301                1,282.78                            183,862.62                            84.40          No MI                               100386100002070860                                   5.5000                                   20080201                  13.4700                  7.4700                           1.0000          GROUP I
          85021                            177,600.00                          20060301                1,358.68                            177,491.18                            80.00          No MI                               100386100002071173                                   5.5000                                   20080201                  14.4450                  8.4450                           1.0000          GROUP I
          63135                             80,000.00                          20060301                  695.86                             79,963.81                            80.00          No MI                               100386100002071066                                   5.5000                                   20080201                  15.8950                  9.8950                           1.0000          GROUP I
          95843                            332,000.00                          20060201                2,140.13                            331,419.93                            80.00          No MI                               100382350000264197                                        -                                                                   -                       -                                -          GROUP I
          33186                            167,000.00                          20060201                1,056.28                            166,999.99                            77.67          No MI                               100382350000260062                                   5.2500                                   20080101                  12.5900                  7.5900                           1.0000          GROUP I
          97303                            255,000.00                          20060201                2,107.07                            254,737.35                           100.00          No MI                               100382350000257837                                   5.9900                                   20080101                  14.3000                  9.3000                           1.0000          GROUP I
          23072                            177,200.00                          20060201                1,177.49                            176,907.96                            68.15          No MI                               100382350000256151                                   5.2500                                   20080101                  13.9880                  6.9880                           2.0000          GROUP I
          85213                            623,000.00                          20060201                4,545.33                            622,150.90                            77.88          No MI                               100382350000254784                                   5.9900                                   20080101                  14.9400                  7.9400                           2.0000          GROUP I
          52302                             98,600.00                          20060201                  882.83                             98,516.76                            85.00          No MI                               100382350000254180                                   5.9900                                   20070101                  15.2400                 10.2400                           1.0000          GROUP I
          87114                            100,800.00                          20060201                  711.04                            100,652.58                            80.00          No MI                               100382350000248448                                   5.2500                                   20080101                  14.5900                  7.5900                           2.0000          GROUP I
          60517                            131,300.00                          20060201                1,176.59                            131,189.39                            67.33          No MI                               100382350000247028                                   5.9900                                   20080101                  17.2500                 10.2500                           2.0000          GROUP I
           8028                             90,000.00                          20060201                  762.69                             89,912.77                            48.26          No MI                               100382350000246509                                   5.9900                                   20080101                  16.5900                  9.5900                           2.0000          GROUP I
          30909                            198,000.00                          20060201                1,692.41                            197,812.12                            90.00          No MI                               100382350000246160                                   5.9900                                   20080101                  16.6900                  9.6900                           2.0000          GROUP I
          28110                            189,000.00                          20060101                1,226.93                            188,999.99                            94.50          No MI                               100382350000246111                                   5.2500                                   20071201                  14.7900                  7.7900                           2.0000          GROUP I
          65233                             76,000.00                          20060201                  570.43                             75,902.54                            93.83          No MI                               100382350000244926                                   5.2500                                   20080101                  15.2400                  8.2400                           2.0000          GROUP I
          54880                            105,000.00                          20060101                  921.46                            104,859.45                            75.00          No MI                               100382350000236252                                   5.9900                                   20071201                  17.0000                 10.0000                           2.0000          GROUP I
          23454                            260,000.00                          20060101                1,701.94                            259,154.83                            80.00          No MI                               100382350000232475                                        -                                                                   -                       -                                -          GROUP I
          93455                            213,000.00                          20060201                1,365.98                            212,624.20                            50.12          No MI                               100382350000229133                                        -                                                                   -                       -                                -          GROUP I
          85302                            154,000.00                          20060101                1,061.86                            153,645.09                            77.00          No MI                               100382350000212014                                        -                                                                   -                       -                                -          GROUP I
          33066                            189,000.00                          20060101                1,721.80                            188,770.22                            90.00          No MI                               100382350000207014                                   5.2500                                   20071201                  17.4500                 10.4500                           2.0000          GROUP I
          93535                            216,750.00                          20051201                1,492.96                            216,492.78                            85.00          No MI                               100382350000206222                                   5.9900                                   20071101                  14.9130                  7.9130                           2.0000          GROUP I
          95823                            224,000.00                          20060101                1,270.16                            223,682.27                            80.00          No MI                               100382350000205257                                   5.2500                                   20071201                  13.2400                  6.2400                           2.0000          GROUP I
          87415                            128,250.00                          20051201                1,008.03                            127,950.99                            95.00          No MI                               100382350000202429                                   5.2500                                   20071101                  15.7400                  8.7400                           2.0000          GROUP I
           8332                             84,000.00                          20051201                  752.11                             83,856.94                            70.00          No MI                               100382350000199575                                   5.9900                                   20071101                  17.2400                 10.2400                           2.0000          GROUP I
          87111                            182,740.00                          20051201                1,365.17                            182,263.27                            85.00          No MI                               100382350000198767                                   5.9900                                   20071101                  15.1900                  8.1900                           2.0000          GROUP I
          23225                            119,700.00                          20051201                  891.77                            119,699.99                            96.92          No MI                               100382350000197306                                   5.9900                                   20071101                  15.9400                  8.9400                           2.0000          GROUP I
           6610                            195,500.00                          20051201                1,216.48                            194,766.37                            85.00          No MI                               100382350000191671                                   5.2500                                   20071101                  13.3500                  6.3500                           2.0000          GROUP I
          94577                            149,000.00                          20051201                  931.03                            148,445.18                            29.04          No MI                               100382350000186846                                   5.9900                                   20101101                  13.3900                  6.3900                           2.0000          GROUP I
          33566                            164,050.00                          20051201                1,030.45                            163,444.96                            85.00          No MI                               100382350000186507                                        -                                                                   -                       -                                -          GROUP I
          87114                            323,000.00                          20051101                2,433.41                            321,962.23                            95.00          No MI                               100382350000164074                                   5.9900                                   20071001                  15.2800                  8.2800                           2.0000          GROUP I
          87124                            118,800.00                          20051201                  970.03                            118,546.34                            90.00          No MI                               100382350000162680                                        -                                                                   -                       -                                -          GROUP I
           7470                            648,000.00                          20051201                4,593.20                            646,111.66                            90.00          No MI                               100382350000158134                                   5.9900                                   20071101                  14.6400                  7.6400                           2.0000          GROUP I
          31052                            187,150.00                          20051101                1,322.48                            187,143.98                            95.00          No MI                               100382350000157979                                   6.7500                                   20071001                  15.4800                  8.4800                           2.0000          GROUP I
          98550                            117,000.00                          20051201                  845.50                            116,672.41                            90.00          No MI                               100382350000157219                                        -                                                                   -                       -                                -          GROUP I
          20746                            263,000.00                          20051101                1,873.28                            261,954.19                            74.08          No MI                               100382350000155627                                   6.7500                                   20071001                  14.6900                  7.6900                           2.0000          GROUP I
          22712                            482,600.00                          20051101                3,092.67                            482,600.00                            95.00          No MI                               100382350000146907                                   5.9900                                   20071001                  14.6900                  7.6900                           2.0000          GROUP I
          93312                            267,750.00                          20051101                1,648.59                            266,317.77                            75.00          No MI                               100382350000109053                                        -                                                                   -                       -                                -          GROUP I
          22193                            308,000.00                          20060201                2,153.44                            307,999.99                            80.00          No MI                               100180100003155916                                   5.2500                                   20080101                  15.3900                  8.3900                           2.0000          GROUP I
          60617                            106,400.00                          20060201                  923.93                            106,302.91                            80.00          No MI                               100180100003152533                                   3.3500                                   20080101                  14.8750                  9.8750                           1.0000          GROUP I
          19151                             76,000.00                          20060201                  672.02                             75,933.75                            95.00          No MI                               100180100003151600                                   5.2500                                   20080101                  15.0900                 10.0900                           1.0000          GROUP I
          55102                            146,200.00                          20060201                1,175.31                            146,039.34                            85.00          No MI                               100180100003151287                                   5.2500                                   20080101                  13.9900                  8.9900                           1.0000          GROUP I
          46226                             72,000.00                          20060201                  605.42                             71,925.42                            90.00          No MI                               100180100003149570                                   5.2500                                   20080101                  14.5000                  9.5000                           1.0000          GROUP I
          33971                            202,400.00                          20060201                1,505.38                            202,303.45                            80.00          No MI                               100180100003149448                                   5.2500                                   20080101                  13.6400                  8.6400                           1.0000          GROUP I
          60433                            122,000.00                          20060201                  980.77                            121,865.57                           100.00          No MI                               100180100003147665                                        -                                                                   -                       -                                -          GROUP I
          34744                            297,340.00                          20060201                2,140.47                            296,923.13                            80.00          No MI                               100180100003147038                                   5.9900                                   20080101                  12.8000                  7.8000                           1.0000          GROUP I
          90221                            268,000.00                          20060201                1,957.16                            267,635.48                            73.42          No MI                               100180100003146840                                   5.9900                                   20080101                  12.9500                  7.9500                           1.0000          GROUP I
          11701                            276,000.00                          20060201                1,989.50                            276,000.00                            80.00          No MI                               100180100003146493                                   5.2500                                   20080101                  13.6500                  8.6500                           1.0000          GROUP I
          44109                             58,300.00                          20060201                  460.73                             58,232.66                            72.88          No MI                               100180100003144399                                   5.9900                                   20080101                  13.8000                  8.8000                           1.0000          GROUP I
          44144                             79,000.00                          20060201                  632.25                             78,912.27                            57.66          No MI                               100180100003144332                                   5.2500                                   20080101                  13.9400                  8.9400                           1.0000          GROUP I
          94536                            708,000.00                          20060201                3,947.10                            708,000.00                            80.00          No MI                               100180100003143805                                   5.2500                                   20080101                  11.6900                  6.6900                           1.0000          GROUP I
          60612                             98,600.00                          20060201                  757.46                             98,479.85                            85.00          No MI                               100180100003143474                                   5.7000                                   20080101                  13.4900                  8.4900                           1.0000          GROUP I
          10927                            318,750.00                          20060201                2,931.24                            318,499.08                            75.00          No MI                               100180100003142666                                   5.9900                                   20080101                  15.5650                 10.5650                           1.0000          GROUP I
           3110                            175,000.00                          20060201                1,612.59                            174,862.97                            34.31          No MI                               100180100003142047                                   5.9900                                   20080101                  15.5900                 10.5900                           1.0000          GROUP I
          38016                            106,200.00                          20060201                  924.15                            106,103.60                            90.00          No MI                               100180100003141965                                   5.2500                                   20080101                  14.9000                  9.9000                           1.0000          GROUP I
          90805                            472,000.00                          20060201                3,629.28                            471,426.08                            80.00          No MI                               100180100003141262                                   5.2500                                   20080101                  13.5000                  8.5000                           1.0000          GROUP I
          32958                            244,800.00                          20060201                1,700.29                            244,658.87                            90.00          No MI                               100180100003140603                                   5.2500                                   20080101                  12.9900                  7.9900                           1.0000          GROUP I
          20772                            376,000.00                          20060201                2,534.87                            376,000.00                            80.00          No MI                               100180100003140280                                   5.2500                                   20080101                  13.0900                  8.0900                           1.0000          GROUP I
          22151                            431,920.00                          20060201                2,965.86                            431,919.99                            80.00          No MI                               100180100003139282                                   5.2500                                   20080101                  13.2400                  8.2400                           1.0000          GROUP I
          33584                            152,100.00                          20060201                1,367.50                            151,972.98                            90.00          No MI                               100180100003139142                                   5.2500                                   20080101                  15.2900                 10.2900                           1.0000          GROUP I
          48212                            115,000.00                          20060201                1,038.22                            114,904.99                           100.00          No MI                               100180100003138292                                   5.2500                                   20080101                  15.3400                 10.3400                           1.0000          GROUP I
          33334                            140,250.00                          20060201                1,162.97                            140,106.73                            85.00          No MI                               100180100003137427                                   5.9900                                   20080101                  14.3400                  9.3400                           1.0000          GROUP I
          95252                            395,000.00                          20060201                2,139.59                            394,999.99                            84.95          No MI                               100180100003136767                                   5.2500                                   20090101                  11.5000                  6.5000                           1.0000          GROUP I
          61764                             95,000.00                          20060201                  824.63                             94,971.96                            84.82          No MI                               100180100003136478                                   5.7000                                   20080101                  15.2400                 10.2400                           1.0000          GROUP I
          22655                            186,000.00                          20060201                1,652.94                            185,839.95                            75.00          No MI                               100180100003136098                                   5.9900                                   20080101                  15.1500                 10.1500                           1.0000          GROUP I
          46792                             54,000.00                          20060201                  427.33                             53,916.93                            75.00          No MI                               100180100003135793                                   5.9900                                   20090101                  13.8150                  8.8150                           1.0000          GROUP I
          92557                            360,000.00                          20060201                2,247.00                            360,000.00                            78.26          No MI                               100180100003135702                                   5.2500                                   20080101                  12.4900                  7.4900                           1.0000          GROUP I
          32812                            128,700.00                          20060201                  872.25                            128,620.84                            65.00          No MI                               100180100003135249                                   5.9900                                   20080101                  12.7650                  7.7650                           1.0000          GROUP I
          29687                            120,000.00                          20060201                1,093.21                            119,903.16                           100.00          No MI                               100180100003134853                                   5.2500                                   20080101                  15.4500                 10.4500                           1.0000          GROUP I
          33635                            169,500.00                          20060201                1,223.30                            169,411.97                            62.78          No MI                               100180100003134788                                   5.9900                                   20080101                  13.3500                  8.3500                           1.0000          GROUP I
          55444                            180,000.00                          20060201                1,277.30                            179,902.07                            75.00          No MI                               100180100003134531                                   5.9900                                   20080101                  13.1900                  8.1900                           1.0000          GROUP I
          34759                            137,000.00                          20060201                  925.95                            136,915.13                            68.50          No MI                               100180100003134440                                   5.2500                                   20080101                  12.7400                  7.7400                           1.0000          GROUP I
          34953                            213,700.00                          20060201                1,605.76                            213,600.78                            77.99          No MI                               100180100003134234                                   5.2500                                   20080101                  13.7400                  8.7400                           1.0000          GROUP I
          33569                            110,792.00                          20060201                  755.05                            110,618.27                            80.00          No MI                               100180100003133350                                   5.2500                                   20080101                  12.2400                  7.2400                           1.0000          GROUP I
          85032                            150,000.00                          20060201                1,169.36                            149,823.14                            75.00          No MI                               100180100003133210                                   5.2500                                   20080101                  13.6500                  8.6500                           1.0000          GROUP I
          90061                            277,000.00                          20060201                1,841.31                            276,820.87                            72.89          No MI                               100180100003132691                                   5.2500                                   20080101                  12.5900                  7.5900                           1.0000          GROUP I
          92336                            420,000.00                          20060201                2,481.50                            420,000.00                            70.00          No MI                               100180100003132196                                   5.2500                                   20080101                  12.0900                  7.0900                           1.0000          GROUP I
          77504                            100,700.00                          20060201                  876.29                            100,608.60                            95.00          No MI                               100180100003132121                                   5.2500                                   20080101                  14.9000                  9.9000                           1.0000          GROUP I
          32526                             65,250.00                          20060201                  489.75                             65,166.31                            75.00          No MI                               100180100003131925                                   5.9900                                   20080101                  13.2400                  8.2400                           1.0000          GROUP I
          92557                            317,000.00                          20060201                1,788.58                            316,697.72                            73.72          No MI                               100180100003131131                                   5.9900                                   20080101                  11.2000                  6.2000                           1.0000          GROUP I
          92571                            297,500.00                          20060201                2,180.88                            297,098.61                            85.00          No MI                               100180100003130372                                   5.2500                                   20080101                  12.9900                  7.9900                           1.0000          GROUP I
          91710                            297,000.00                          20060201                1,813.39                            296,763.29                            62.39          No MI                               100180100003130109                                   5.9900                                   20080101                  11.8500                  6.8500                           1.0000          GROUP I
          95655                            324,800.00                          20060201                1,813.21                            324,483.03                            80.00          No MI                               100180100003130034                                   5.2500                                   20080101                  11.1150                  6.1150                           1.0000          GROUP I
          23462                            178,500.00                          20060201                1,169.64                            178,197.74                            85.00          No MI                               100180100003128996                                   5.9900                                   20110101                  11.8500                  6.8500                           1.0000          GROUP I
          32908                            120,000.00                          20060201                  897.31                            119,844.85                            47.62          No MI                               100180100003128822                                        -                                                                   -                       -                                -          GROUP I
          34698                            196,000.00                          20060201                1,402.82                            195,721.87                            80.00          No MI                               100180100003128459                                   5.2500                                   20090101                  12.7400                  7.7400                           1.0000          GROUP I
          60110                            160,800.00                          20060201                1,409.95                            160,656.83                            80.00          No MI                               100180100003128426                                   5.7000                                   20080101                  14.9900                  9.9900                           1.0000          GROUP I
          11722                            374,000.00                          20060201                2,982.42                            373,581.28                            85.00          No MI                               100180100003128202                                   5.9900                                   20080101                  13.9000                  8.9000                           1.0000          GROUP I
          80919                            303,300.00                          20060201                2,120.72                            302,848.40                            90.00          No MI                               100180100003126792                                   5.2500                                   20080101                  12.5000                  7.5000                           1.0000          GROUP I
          46072                            112,000.00                          20060201                  864.37                            111,864.92                            80.00          No MI                               100180100003125679                                   5.9900                                   20080101                  13.5400                  8.5400                           1.0000          GROUP I
          43543                             63,000.00                          20060201                  513.28                             62,932.89                            90.00          No MI                               100180100003125216                                   5.9900                                   20090101                  14.1400                  9.1400                           1.0000          GROUP I
          23456                            201,000.00                          20060201                1,595.65                            200,772.62                            60.00          No MI                               100180100003124987                                   5.9900                                   20080101                  13.8500                  8.8500                           1.0000          GROUP I
          77047                             81,760.00                          20060201                  699.45                             81,682.57                            76.58          No MI                               100180100003124565                                   5.2500                                   20080101                  14.7000                  9.7000                           2.0000          GROUP I
          92571                            348,300.00                          20060201                2,683.98                            348,150.18                            90.00          No MI                               100180100003124011                                   5.9900                                   20080101                  13.9900                  8.9900                           1.0000          GROUP I
          90810                            270,000.00                          20060201                2,018.47                            269,873.10                            63.53          No MI                               100180100003123849                                   5.9900                                   20080101                  13.6900                  8.6900                           1.0000          GROUP I
          40216                             57,800.00                          20060201                  444.03                             57,729.57                            85.00          No MI                               100180100003123328                                   5.2500                                   20080101                  13.4900                  8.4900                           1.0000          GROUP I
          92801                            485,600.00                          20060201                3,091.66                            485,600.00                            80.00          No MI                               100180100003123286                                   5.2500                                   20080101                  12.6400                  7.6400                           1.0000          GROUP I
          91902                            490,000.00                          20060201                3,723.19                            489,780.31                            70.00          No MI                               100180100003123153                                   5.9900                                   20080101                  13.8500                  8.8500                           1.0000          GROUP I
          33069                            160,500.00                          20060201                1,232.97                            160,304.45                            75.00          No MI                               100180100003123062                                   5.2500                                   20080101                  13.4900                  8.4900                           1.0000          GROUP I
          22514                            105,000.00                          20060201                  818.55                            104,876.20                            58.66          No MI                               100180100003122775                                   5.2500                                   20080101                  13.6500                  8.6500                           1.0000          GROUP I
          35097                            103,550.00                          20060201                  799.89                            103,425.36                            95.00          No MI                               100180100003122379                                   5.2500                                   20080101                  13.5500                  8.5500                           1.0000          GROUP I
          92315                            225,000.00                          20060201                1,668.75                            225,000.00                            90.00          No MI                               100180100003121603                                   5.2500                                   20080101                  13.9000                  8.9000                           1.0000          GROUP I
          95370                            478,500.00                          20060201                3,461.16                            477,835.89                            75.00          No MI                               100180100003121389                                   5.2500                                   20080101                  14.8500                  7.8500                           2.0000          GROUP I
          95822                            304,500.00                          20060201                2,024.11                            304,268.92                            70.00          No MI                               100180100003120860                                   5.2500                                   20080101                  14.5900                  7.5900                           2.0000          GROUP I
          92677                            750,000.00                          20060201                4,837.50                            750,000.00                            75.00          No MI                               100180100003120647                                   5.2500                                   20080101                  14.7400                  7.7400                           2.0000          GROUP I
          32712                            463,000.00                          20060201                3,320.47                            462,755.34                            89.90          No MI                               100180100003120589                                   5.2500                                   20080101                  15.2900                  8.2900                           2.0000          GROUP I
          89130                            248,000.00                          20060201                1,498.34                            248,000.00                            80.00          No MI                               100180100003120308                                   5.2500                                   20080101                  14.2500                  7.2500                           2.0000          GROUP I
          92506                            100,000.00                          20060201                  814.72                             99,893.49                            23.53          No MI                               100180100003120233                                   5.9900                                   20080101                  16.1400                  9.1400                           2.0000          GROUP I
          92683                            570,000.00                          20060201                3,602.79                            568,966.63                            75.00          No MI                               100180100003120027                                        -                                                                   -                       -                                -          GROUP I
          92553                            227,500.00                          20060201                1,374.48                            227,500.00                            63.19          No MI                               100180100003119961                                   5.2500                                   20080101                  12.2500                  7.2500                           1.0000          GROUP I
          93635                            368,000.00                          20060201                2,639.17                            367,805.53                            80.00          No MI                               100180100003119870                                   5.2500                                   20080101                  15.2900                  8.2900                           2.0000          GROUP I
          19145                            139,200.00                          20060201                1,050.67                            139,023.65                            80.00          No MI                               100180100003119417                                   5.2500                                   20080101                  13.3000                  8.3000                           1.0000          GROUP I
           3885                            224,000.00                          20060201                1,667.12                            223,707.43                            80.00          No MI                               100180100003119326                                   5.2500                                   20080101                  15.1500                  8.1500                           2.0000          GROUP I
           1747                            120,000.00                          20060201                  876.34                            119,836.78                            49.18          No MI                               100180100003119169                                   5.9900                                   20080101                  12.9500                  7.9500                           1.0000          GROUP I
          33021                            206,700.00                          20060201                1,232.30                            206,525.84                            61.15          No MI                               100180100003119144                                   5.2500                                   20080101                  13.6500                  6.6500                           2.0000          GROUP I
          23602                            120,000.00                          20060201                  888.06                            119,841.35                            80.00          No MI                               100180100003119052                                        -                                                                   -                       -                                -          GROUP I
          60064                            156,400.00                          20060201                1,343.72                            156,253.47                            85.00          No MI                               100180100003118724                                   5.2500                                   20070101                  16.7500                  9.7500                           1.5000          GROUP I
          60804                            211,500.00                          20060201                1,352.91                            211,349.35                            90.00          No MI                               100180100003118716                                   5.7000                                   20080101                  12.2500                  7.2500                           1.0000          GROUP I
          92236                            257,500.00                          20060201                1,950.83                            257,176.46                            78.99          No MI                               100180100003118021                                   5.2500                                   20080101                  15.3400                  8.3400                           2.0000          GROUP I
          11208                            477,000.00                          20060201                3,877.59                            476,489.31                            90.00          No MI                               100180100003117825                                   5.9900                                   20080101                  14.1150                  9.1150                           1.0000          GROUP I
          91790                            465,000.00                          20060201                3,215.77                            464,728.82                            66.91          No MI                               0                                                    5.9900                                   20080101                  12.9500                  7.9500                           2.0000          GROUP I
          60174                            164,000.00                          20060201                1,246.13                            163,925.59                            80.00          No MI                               100180100003117288                                   5.7000                                   20080101                  13.8500                  8.8500                           1.0000          GROUP I
          60416                            130,050.00                          20060201                1,089.02                            130,006.77                            85.00          No MI                               100180100003117221                                   5.2500                                   20080101                  14.8500                  9.8500                           1.0000          GROUP I
          60609                            178,500.00                          20060201                1,391.54                            178,289.54                            93.95          No MI                               100180100003116728                                   5.7000                                   20070101                  13.6500                  8.6500                           1.0000          GROUP I
          92881                            384,000.00                          20060201                2,753.91                            383,797.08                            80.00          No MI                               100180100003116306                                   5.2500                                   20080101                  13.2900                  8.2900                           1.0000          GROUP I
          90034                            440,000.00                          20060201                3,728.69                            439,573.58                            80.00          No MI                               100180100003115886                                   5.9900                                   20080101                  16.5900                  9.5900                           2.0000          GROUP I
          33811                             90,000.00                          20060201                  555.38                             89,930.04                            75.00          No MI                               100180100003115712                                   5.2500                                   20080101                  13.9400                  6.9400                           2.0000          GROUP I
          60620                            153,000.00                          20060201                  961.93                            152,881.20                            85.00          No MI                               100180100003115597                                   5.7000                                   20080101                  12.1000                  7.1000                           1.0000          GROUP I
           6513                            138,750.00                          20060201                1,278.55                            138,641.36                            75.00          No MI                               100180100003115332                                   5.9900                                   20080101                  17.5900                 10.5900                           2.0000          GROUP I
          61114                            164,000.00                          20060201                1,331.40                            163,823.87                            80.00          No MI                               100180100003115043                                   5.7000                                   20080101                  16.1000                  9.1000                           2.0000          GROUP I
          60506                            168,000.00                          20060201                1,273.96                            167,789.35                            94.92          No MI                               100180100003114947                                   5.2500                                   20080101                  15.3500                  8.3500                           2.0000          GROUP I
          32725                            129,500.00                          20060201                1,037.34                            129,356.49                            70.00          No MI                               100180100003114921                                   5.9900                                   20080101                  15.9500                  8.9500                           2.0000          GROUP I
          20659                            441,000.00                          20060201                3,390.91                            440,463.79                            78.05          No MI                               100180100003114525                                        -                                                                   -                       -                                -          GROUP I
          95220                            228,750.00                          20060201                1,623.02                            228,419.47                            75.00          No MI                               100180100003113238                                   5.9900                                   20070101                  14.6500                  7.6500                           1.5000          GROUP I
          60477                             90,000.00                          20060201                  819.24                             89,925.68                           100.00          No MI                               100180100003112412                                   3.3000                                   20080101                  17.4400                 10.4400                           2.0000          GROUP I
          33415                            170,000.00                          20060201                1,217.91                            169,759.24                            54.84          No MI                               100180100003112370                                        -                                                                   -                       -                                -          GROUP I
          90805                            350,000.00                          20060201                2,134.46                            349,720.29                            79.55          No MI                               100180100003112206                                   5.2500                                   20080101                  13.8400                  6.8400                           2.0000          GROUP I
          28205                             87,300.00                          20060201                  708.73                             87,206.23                            90.00          No MI                               100180100003111760                                   5.9900                                   20080101                  14.1000                  9.1000                           1.0000          GROUP I
          19148                             53,600.00                          20060201                  490.31                             53,557.19                            80.00          No MI                               100180100003111612                                   5.2500                                   20080101                  17.5000                 10.5000                           2.0000          GROUP I
          29506                            100,300.00                          20060201                  728.29                            100,161.91                            85.00          No MI                               100180100003111521                                   5.2500                                   20080101                  14.8900                  7.8900                           2.0000          GROUP I
          23224                            102,000.00                          20060201                  886.85                            101,907.22                            85.00          No MI                               100180100003111430                                   5.9900                                   20080101                  16.8900                  9.8900                           2.0000          GROUP I
          32824                            244,000.00                          20060201                1,831.38                            243,687.11                            80.00          No MI                               100180100003111281                                   5.2500                                   20080101                  15.2400                  8.2400                           2.0000          GROUP I
          65616                             62,250.00                          20060201                  592.36                             62,205.29                            75.00          No MI                               100180100003111232                                   5.2500                                   20080101                  17.9900                 10.9900                           2.0000          GROUP I
          32909                            140,000.00                          20060201                  885.30                            139,897.43                            59.73          No MI                               100180100003111133                                   5.2500                                   20080101                  14.1500                  7.1500                           2.0000          GROUP I
          38019                             97,200.00                          20060201                  824.42                             97,105.99                            90.00          No MI                               100180100003111117                                   5.2500                                   20080101                  16.6000                  9.6000                           2.0000          GROUP I
           2860                            155,000.00                          20060201                1,083.79                            154,751.05                            50.00          No MI                               100180100003111000                                   5.9900                                   20080101                  14.5000                  7.5000                           2.0000          GROUP I
          30114                            360,000.00                          20060201                2,325.00                            360,000.00                            80.00          No MI                               100180100003110861                                   5.2500                                   20080101                  14.7500                  7.7500                           2.0000          GROUP I
          90220                            284,000.00                          20060201                2,015.29                            283,845.49                            80.00          No MI                               100180100003109970                                   5.9900                                   20080101                  13.1900                  8.1900                           1.0000          GROUP I
          90046                            500,000.00                          20060201                3,495.84                            499,999.99                            80.00          No MI                               100180100003109566                                   5.2500                                   20080101                  15.3900                  8.3900                           2.0000          GROUP I
          93927                            493,000.00                          20060201                4,181.43                            492,523.24                            85.00          No MI                               100180100003109251                                   5.2500                                   20080101                  16.6000                  9.6000                           2.0000          GROUP I
          65265                             63,750.00                          20060201                  552.40                             63,391.52                            85.00          No MI                               100180100003108964                                   5.9900                                   20080101                  16.8500                  9.8500                           2.0000          GROUP I
          98366                            103,000.00                          20060201                  723.14                            102,942.31                            57.54          No MI                               100180100003108758                                   5.9900                                   20080101                  15.0900                  8.0900                           2.0000          GROUP I
          95823                            160,000.00                          20060201                1,161.78                            159,779.72                            41.56          No MI                               100180100003108683                                   5.2500                                   20080101                  14.8900                  7.8900                           2.0000          GROUP I
          60636                            100,000.00                          20060201                  694.57                             99,942.33                            80.00          No MI                               0                                                    5.2500                                   20080101                  12.9900                  7.9900                           1.0000          GROUP I
          30294                            228,600.00                          20060201                1,928.87                            228,376.11                            90.00          No MI                               100180100003108618                                   5.2500                                   20080101                  16.5400                  9.5400                           2.0000          GROUP I
           2343                            284,000.00                          20060201                2,144.87                            283,870.39                            80.00          No MI                               100180100003108345                                   5.9900                                   20080101                  15.7900                  8.7900                           2.0000          GROUP I
          92704                            250,000.00                          20060201                1,529.17                            250,000.00                            52.63          No MI                               100180100003108048                                   5.2500                                   20080101                  14.3400                  7.3400                           2.0000          GROUP I
          12589                            172,000.00                          20060201                1,618.54                            171,671.78                            80.00          No MI                               100180100003107875                                        -                                                                   -                       -                                -          GROUP I
          48146                            121,500.00                          20060201                1,039.42                            121,384.94                            90.00          No MI                               100180100003107495                                   5.2500                                   20080101                  16.7000                  9.7000                           2.0000          GROUP I
          60647                            378,250.00                          20060201                2,845.09                            378,075.33                            84.62          No MI                               100180100003107438                                   5.2500                                   20080101                  15.7500                  8.7500                           2.0000          GROUP I
          92688                            425,600.00                          20060201                2,514.59                            425,600.00                            80.00          No MI                               0                                                    5.2500                                   20090101                  14.0900                  7.0900                           2.0000          GROUP I
          92113                            283,400.00                          20060201                1,759.08                            283,181.90                            52.00          No MI                               100180100003106588                                   5.2500                                   20080101                  13.9900                  6.9900                           2.0000          GROUP I
          53405                             95,400.00                          20060201                  650.15                             95,250.41                            90.00          No MI                               100180100003106406                                   5.2500                                   20080101                  14.2400                  7.2400                           2.0000          GROUP I
          19057                            147,550.00                          20060201                1,160.78                            147,379.60                            65.00          No MI                               100180100003106307                                   5.2500                                   20080101                  15.7500                  8.7500                           2.0000          GROUP I
          30329                            308,250.00                          20060201                2,480.25                            307,911.99                            90.00          No MI                               100180100003106224                                   5.2500                                   20080101                  16.0000                  9.0000                           2.0000          GROUP I
          87401                            384,000.00                          20060201                2,777.61                            383,457.04                            80.00          No MI                               100180100003105945                                        -                                                                   -                       -                                -          GROUP I
          92336                            380,000.00                          20060201                2,386.33                            379,597.52                            80.00          No MI                               100180100003105762                                   5.2500                                   20080101                  14.0900                  7.0900                           2.0000          GROUP I
          60620                            120,000.00                          20060201                  893.44                            119,942.91                            75.00          No MI                               100180100003105572                                   5.7000                                   20080101                  15.6500                  8.6500                           2.0000          GROUP I
          92592                            616,250.00                          20060201                3,735.94                            615,750.61                            84.42          No MI                               100180100003105259                                   5.9900                                   20080101                  13.7900                  6.7900                           2.0000          GROUP I
          92704                            326,600.00                          20060201                2,516.76                            326,459.51                            58.32          No MI                               0                                                    5.9900                                   20080101                  13.9900                  8.9900                           1.0000          GROUP I
          44095                             97,700.00                          20060201                  748.81                             97,580.34                            84.22          No MI                               100180100003104930                                   5.9900                                   20080101                  15.4650                  8.4650                           2.0000          GROUP I
          29169                             89,100.00                          20060201                  735.59                             89,008.03                            90.00          No MI                               100180100003104724                                   5.9900                                   20080101                  16.2900                  9.2900                           2.0000          GROUP I
          23231                            120,000.00                          20060201                  714.00                            120,000.00                            80.00          No MI                               100180100003104286                                   5.2500                                   20080101                  14.1400                  7.1400                           2.0000          GROUP I
          60014                            162,000.00                          20060201                1,302.33                            161,756.37                            80.00          No MI                               100180100003104245                                   5.2500                                   20080101                  15.9900                  8.9900                           2.0000          GROUP I
           7731                            208,000.00                          20060201                1,291.07                            207,840.60                            52.66          No MI                               100180100003103650                                   5.2500                                   20080101                  11.9900                  6.9900                           1.0000          GROUP I
          33068                            190,400.00                          20060201                1,429.08                            190,155.83                            80.00          No MI                               100180100003103619                                   5.2500                                   20080101                  15.2400                  8.2400                           2.0000          GROUP I
          53110                            137,750.00                          20060201                1,098.48                            137,539.31                            95.00          No MI                               100180100003103577                                   5.2500                                   20080101                  15.9000                  8.9000                           2.0000          GROUP I
          10553                            440,000.00                          20060201                2,709.67                            440,000.00                            53.99          No MI                               100180100003103478                                   5.2500                                   20080101                  12.3900                  7.3900                           1.0000          GROUP I
           6239                            208,000.00                          20060201                1,438.74                            207,683.41                            80.00          No MI                               100180100003103445                                   5.2500                                   20080101                  14.3900                  7.3900                           2.0000          GROUP I
          90603                            487,000.00                          20060201                3,005.17                            486,621.53                            74.92          No MI                               100180100003103304                                   5.2500                                   20080101                  13.9400                  6.9400                           2.0000          GROUP I
          92262                            504,000.00                          20060201                3,410.17                            503,688.66                            80.00          No MI                               100180100003103288                                   5.2500                                   20080101                  14.7500                  7.7500                           2.0000          GROUP I
          92236                            217,000.00                          20060201                1,410.41                            216,851.44                            68.89          No MI                               100180100003102967                                   5.2500                                   20080101                  14.3900                  7.3900                           2.0000          GROUP I
          95205                            420,000.00                          20060201                3,563.12                            419,866.21                            70.00          No MI                               100180100003102829                                   5.9900                                   20080101                  16.9900                  9.9900                           2.0000          GROUP I
          93618                            207,000.00                          20060201                1,412.11                            206,676.06                            90.00          No MI                               100180100003102876                                   5.2500                                   20080101                  14.2500                  7.2500                           2.0000          GROUP I
          92010                            495,000.00                          20060201                2,986.62                            494,594.38                            69.72          No MI                               100180100003101704                                   5.2500                                   20080101                  13.7500                  6.7500                           2.0000          GROUP I
          52806                            121,500.00                          20060201                1,046.11                            121,386.76                            90.00          No MI                               100180100003101605                                   5.2500                                   20080101                  16.7750                  9.7750                           2.0000          GROUP I
          60623                            195,000.00                          20060201                1,424.05                            194,734.78                            65.00          No MI                               100180100003101597                                   5.2500                                   20080101                  14.9500                  7.9500                           2.0000          GROUP I
          60638                            200,000.00                          20060201                2,046.42                            198,943.11                            84.75          No MI                               100180100003101464                                        -                                                                   -                       -                                -          GROUP I
          33179                            409,600.00                          20060201                2,795.52                            409,600.00                            80.00          No MI                               100180100003101431                                   5.2500                                   20080101                  15.1900                  8.1900                           2.0000          GROUP I
          95757                            364,000.00                          20060201                2,599.47                            363,805.39                            63.86          No MI                               100180100003101415                                   5.9900                                   20080101                  15.2500                  8.2500                           2.0000          GROUP I
          55316                            208,000.00                          20060201                1,701.13                            207,924.59                            83.20          No MI                               100180100003101373                                   5.9900                                   20080101                  14.6000                  9.6000                           1.0000          GROUP I
          22630                            136,000.00                          20060201                  931.46                            135,741.99                            80.00          No MI                               100180100003101241                                   5.2500                                   20080101                  14.2900                  7.2900                           2.0000          GROUP I
          64030                            118,400.00                          20060201                  783.54                            118,322.54                            80.00          No MI                               100180100003101100                                   5.2500                                   20080101                  12.5500                  7.5500                           1.0000          GROUP I
           7060                            183,000.00                          20060201                1,298.59                            182,900.44                            69.58          No MI                               100180100003100979                                   5.9900                                   20080101                  13.1900                  8.1900                           1.0000          GROUP I
          60440                             72,000.00                          20060201                  610.15                             71,930.22                            42.35          No MI                               100180100003100706                                   5.7000                                   20080101                  16.5900                  9.5900                           2.0000          GROUP I
           7444                            269,750.00                          20060201                1,666.53                            269,540.94                            65.00          No MI                               100180100003100441                                   5.2500                                   20080101                  11.9500                  6.9500                           1.0000          GROUP I
          32127                             91,000.00                          20060201                  623.87                             90,859.00                            54.17          No MI                               100180100003100425                                   5.9900                                   20080101                  14.3000                  7.3000                           2.0000          GROUP I
          92337                            193,000.00                          20060201                1,490.85                            192,767.73                            44.88          No MI                               100180100003100243                                        -                                                                   -                       -                                -          GROUP I
          20121                            308,800.00                          20060201                2,296.08                            308,395.86                            80.00          No MI                               100180100003100102                                   5.2500                                   20080101                  13.1400                  8.1400                           1.0000          GROUP I
          90022                            360,000.00                          20060201                3,103.54                            359,665.56                            90.00          No MI                               100180100003099775                                   5.2500                                   20080101                  16.7900                  9.7900                           2.0000          GROUP I
          22041                            373,632.00                          20060201                2,394.36                            373,632.00                            80.00          No MI                               100180100003099759                                   5.2500                                   20080101                  14.6900                  7.6900                           2.0000          GROUP I
          85242                            441,920.00                          20060201                2,964.55                            441,920.00                            80.00          No MI                               100180100003099742                                   5.2500                                   20080101                  15.0500                  8.0500                           2.0000          GROUP I
          92377                            260,000.00                          20060201                1,437.82                            259,741.05                            61.90          No MI                               100180100003099478                                   5.9900                                   20080101                  13.0400                  6.0400                           2.0000          GROUP I
          92507                            165,000.00                          20060201                1,222.24                            164,782.29                            43.42          No MI                               100180100003099346                                        -                                                                   -                       -                                -          GROUP I
          90262                            408,000.00                          20060201                3,384.60                            407,860.23                            85.00          No MI                               100180100003099304                                   5.9900                                   20080101                  16.7500                  9.7500                           2.0000          GROUP I
          95823                            136,000.00                          20060201                  910.09                            135,913.55                            80.00          No MI                               100180100003099163                                   5.2500                                   20080101                  14.6500                  7.6500                           2.0000          GROUP I
          20852                            165,000.00                          20060201                1,052.70                            164,706.05                            62.26          No MI                               100180100003099098                                   5.2500                                   20080101                  13.5900                  6.5900                           2.0000          GROUP I
           3060                            283,500.00                          20060201                2,220.18                            283,169.20                            90.00          No MI                               100180100003098587                                   5.2500                                   20080101                  13.7000                  8.7000                           1.0000          GROUP I
          91710                            396,000.00                          20060201                2,306.70                            396,000.00                            80.00          No MI                               100180100003098330                                   5.2500                                   20080101                  13.9900                  6.9900                           2.0000          GROUP I
          32656                            189,000.00                          20060201                1,560.34                            188,804.92                            90.00          No MI                               100180100003098215                                   5.9900                                   20080101                  16.2900                  9.2900                           2.0000          GROUP I
          29020                            100,000.00                          20060201                  733.07                             99,865.08                            29.41          No MI                               100180100003098009                                   5.9900                                   20080101                  14.9900                  7.9900                           2.0000          GROUP I
          95825                            492,000.00                          20060201                3,550.80                            491,744.51                            80.00          No MI                               100180100003097738                                   5.2500                                   20080101                  15.3500                  8.3500                           2.0000          GROUP I
          14043                             94,500.00                          20060201                  801.52                             94,408.60                            90.00          No MI                               100180100003097704                                   5.2500                                   20080101                  14.6000                  9.6000                           1.0000          GROUP I
          91730                            371,700.00                          20060201                2,668.51                            371,504.16                            90.00          No MI                               100180100003097688                                   5.9900                                   20080101                  15.3000                  8.3000                           2.0000          GROUP I
          48230                            230,000.00                          20060201                1,503.38                            229,844.76                            76.67          No MI                               100180100003097423                                   5.9900                                   20080101                  14.4400                  7.4400                           2.0000          GROUP I
          32808                            126,000.00                          20060201                1,209.46                            125,911.67                            90.00          No MI                               100180100003097274                                   5.9900                                   20080101                  17.1000                 11.1000                           2.0000          GROUP I
          60448                            337,500.00                          20060201                2,659.94                            337,111.83                            75.00          No MI                               100180100003096722                                   5.7000                                   20080101                  15.7700                  8.7700                           2.0000          GROUP I
          90066                            688,500.00                          20060201                4,404.15                            688,009.60                            90.00          No MI                               100180100003096391                                   5.2500                                   20080101                  14.2500                  7.2500                           2.0000          GROUP I
          85239                            212,738.00                          20060201                1,496.26                            212,738.00                            80.00          No MI                               100180100003096359                                   5.2500                                   20080101                  15.4400                  8.4400                           2.0000          GROUP I
           6096                            162,000.00                          20060201                1,171.81                            161,775.15                            90.00          No MI                               100180100003096284                                   5.2500                                   20080101                  14.8500                  7.8500                           2.0000          GROUP I
          43302                            140,600.00                          20060201                1,207.98                            140,468.26                            95.00          No MI                               100180100003096219                                   5.2500                                   20080101                  16.7500                  9.7500                           2.0000          GROUP I
          89123                            306,000.00                          20060201                2,266.69                            305,596.26                            90.00          No MI                               100180100003096201                                   5.2500                                   20080101                  15.1000                  8.1000                           2.0000          GROUP I
          66104                             62,400.00                          20060201                  499.85                             62,330.84                            80.00          No MI                               100180100003096052                                   5.2500                                   20080101                  15.9500                  8.9500                           2.0000          GROUP I
          91342                            347,000.00                          20060201                2,347.88                            346,785.63                            63.09          No MI                               100180100003095856                                   5.2500                                   20080101                  14.7500                  7.7500                           2.0000          GROUP I
          80121                            192,000.00                          20060201                1,276.10                            191,683.68                            80.00          No MI                               100180100003095641                                   5.2500                                   20080101                  13.9900                  6.9900                           2.0000          GROUP I
          91342                            436,000.00                          20060201                2,685.04                            436,000.00                            80.00          No MI                               100180100003095633                                   5.2500                                   20080101                  14.3900                  7.3900                           2.0000          GROUP I
          20707                            251,250.00                          20060201                2,251.46                            251,038.36                            76.14          No MI                               100180100003095336                                   5.9900                                   20080101                  17.2500                 10.2500                           2.0000          GROUP I
          91910                            371,250.00                          20060201                2,679.34                            371,057.21                            78.99          No MI                               100180100003095328                                   5.9900                                   20080101                  15.3500                  8.3500                           2.0000          GROUP I
          91301                            632,000.00                          20060201                3,681.40                            632,000.00                            79.70          No MI                               100180100003095260                                   5.2500                                   20080101                  13.9900                  6.9900                           2.0000          GROUP I
          38116                             76,500.00                          20060201                  694.07                             76,437.59                            85.00          No MI                               100180100003094883                                   5.9900                                   20080101                  17.4000                 10.4000                           2.0000          GROUP I
          93536                            301,478.00                          20060201                1,937.32                            301,265.68                            80.00          No MI                               100180100003094867                                   5.2500                                   20080101                  14.2900                  7.2900                           2.0000          GROUP I
          94589                            399,500.00                          20060201                2,436.33                            399,180.73                            85.00          No MI                               100180100003094719                                   5.2500                                   20080101                  13.8400                  6.8400                           2.0000          GROUP I
          90650                            390,720.00                          20060201                2,214.08                            390,720.00                            84.94          No MI                               0                                                    5.2500                                   20080101                  13.8000                  6.8000                           2.0000          GROUP I
           6514                            168,000.00                          20060201                1,231.56                            167,773.33                            74.34          No MI                               100180100003094685                                   5.2500                                   20080101                  12.9900                  7.9900                           1.0000          GROUP I
          91350                            404,000.00                          20060201                2,874.45                            403,781.79                            80.00          No MI                               100180100003094321                                   5.2500                                   20080101                  15.2150                  8.2150                           2.0000          GROUP I
          93292                            221,620.00                          20060201                1,563.28                            221,295.91                            80.00          No MI                               100180100003093810                                   5.2500                                   20080101                  12.5900                  7.5900                           1.0000          GROUP I
          34436                            127,500.00                          20060201                1,048.92                            127,367.27                            67.64          No MI                               100180100003093695                                   5.9900                                   20080101                  16.2500                  9.2500                           2.0000          GROUP I
          91748                            258,000.00                          20060201                1,646.04                            257,540.36                            56.09          No MI                               100180100003093505                                   5.9900                                   20080101                  13.5900                  6.5900                           2.0000          GROUP I
          27704                            119,000.00                          20060201                  981.15                            118,876.77                            85.00          No MI                               100180100003093356                                   5.9900                                   20080101                  16.2750                  9.2750                           2.0000          GROUP I
          89030                            168,000.00                          20060201                  978.60                            168,000.00                            80.00          No MI                               100180100003092911                                   5.2500                                   20080101                  13.9900                  6.9900                           2.0000          GROUP I
          91325                            684,250.00                          20060201                5,357.19                            683,969.37                            85.00          No MI                               100180100003092820                                   5.2500                                   20080101                  16.1500                  9.1500                           2.0000          GROUP I
          11545                            395,000.00                          20060201                2,939.79                            394,484.09                            67.52          No MI                               100180100003092630                                   5.9900                                   20080101                  15.1500                  8.1500                           2.0000          GROUP I
          33023                            306,000.00                          20060201                1,986.45                            306,000.00                            85.00          No MI                               100180100003092606                                   5.2500                                   20080101                  14.7900                  7.7900                           2.0000          GROUP I
          90037                            560,000.00                          20060201                3,582.17                            559,601.12                            89.60          No MI                               100180100003092515                                   5.2500                                   20080101                  14.2500                  7.2500                           2.0000          GROUP I
          77459                            197,775.00                          20060201                1,533.36                            197,538.92                            80.00          No MI                               100180100003091814                                   5.2500                                   20080101                  13.5900                  8.5900                           1.0000          GROUP I
          89030                            156,000.00                          20060201                1,199.51                            155,750.33                            80.00          No MI                               100180100003091806                                   5.2500                                   20080101                  15.5000                  8.5000                           2.0000          GROUP I
          91301                            428,000.00                          20060201                2,719.35                            427,231.55                            80.00          No MI                               100180100003091616                                   5.2500                                   20080101                  13.5500                  6.5500                           2.0000          GROUP I
          90065                            172,300.00                          20060201                1,281.14                            172,074.50                            41.02          No MI                               100180100003091194                                   5.2500                                   20080101                  15.1400                  8.1400                           2.0000          GROUP I
          48192                            115,600.00                          20060201                  902.42                            115,462.13                            85.00          No MI                               100180100003090899                                   5.2500                                   20080101                  15.6650                  8.6650                           2.0000          GROUP I
          33615                            157,500.00                          20060201                1,112.07                            157,270.13                            90.00          No MI                               100180100003090816                                   5.9900                                   20080101                  14.6000                  7.6000                           2.0000          GROUP I
          27260                             53,910.00                          20060201                  482.69                             53,864.37                            90.00          No MI                               100180100003090592                                        -                                                                   -                       -                                -          GROUP I
          32907                            171,738.90                          20060201                1,351.23                            171,669.50                            90.00          No MI                               100180100003090584                                   5.2500                                   20080101                  16.2000                  9.2000                           2.0000          GROUP I
          20774                            399,000.00                          20060201                2,924.94                            398,461.68                            84.89          No MI                               100180100003090428                                        -                                                                   -                       -                                -          GROUP I
          33321                            197,600.00                          20060201                1,309.85                            197,471.30                            80.00          No MI                               100180100003090279                                   5.2500                                   20080101                  14.5650                  7.5650                           2.0000          GROUP I
          92675                            342,000.00                          20060201                2,504.59                            341,829.52                            60.00          No MI                               100180100003089941                                   5.9900                                   20080101                  15.4900                  8.4900                           2.0000          GROUP I
          91744                            280,000.00                          20060201                1,516.67                            280,000.00                            60.87          No MI                               100180100003089719                                   5.2500                                   20080101                  13.5000                  6.5000                           2.0000          GROUP I
          85225                            120,750.00                          20060201                  762.43                            120,530.66                            75.00          No MI                               100180100003089701                                   5.2500                                   20080101                  13.4900                  6.4900                           2.0000          GROUP I
          92683                            298,000.00                          20060201                2,298.66                            297,872.20                            47.68          No MI                               100180100003089453                                   5.9900                                   20080101                  16.0000                  9.0000                           2.0000          GROUP I
          90047                            344,000.00                          20060201                2,250.34                            343,999.99                            80.00          No MI                               100180100003089446                                   5.2500                                   20080101                  12.8500                  7.8500                           1.0000          GROUP I
          38116                             71,910.00                          20060201                  657.79                             71,852.59                            90.00          No MI                               100180100003089081                                   5.2500                                   20080101                  17.5000                 10.5000                           2.0000          GROUP I
          24477                            125,000.00                          20060201                  995.91                            124,859.74                            78.67          No MI                               100180100003088786                                   5.9900                                   20080101                  15.8900                  8.8900                           2.0000          GROUP I
          91710                            255,200.00                          20060201                1,567.40                            254,999.42                            54.88          No MI                               100180100003088422                                   5.9900                                   20080101                  13.9000                  6.9000                           1.0000          GROUP I
          90047                            336,000.00                          20060201                2,363.20                            336,000.00                            80.00          No MI                               100180100002088414                                   5.2500                                   20080101                  15.4400                  8.4400                           2.0000          GROUP I
          90621                            360,000.00                          20060201                2,392.68                            359,406.92                            80.00          No MI                               100180100003088174                                   5.2500                                   20080101                  13.9900                  6.9900                           2.0000          GROUP I
          60041                            178,500.00                          20060201                1,335.80                            178,416.35                            85.00          No MI                               100180100003088109                                   5.7000                                   20080101                  13.7000                  8.7000                           1.0000          GROUP I
          63121                             60,000.00                          20060201                  463.06                             59,927.62                            75.00          No MI                               100180100003088059                                   5.9900                                   20080101                  15.5400                  8.5400                           2.0000          GROUP I
          40299                            129,200.00                          20060201                  881.79                            129,200.00                            80.00          No MI                               100180100003087911                                   5.2500                                   20080101                  15.1900                  8.1900                           2.0000          GROUP I
          60060                            175,000.00                          20060201                1,258.57                            174,712.72                            34.31          No MI                               100180100003087366                                        -                                                                   -                       -                                -          GROUP I
          60609                            300,000.00                          20060201                1,862.12                            299,770.09                            80.00          No MI                               100180100003087358                                   5.2500                                   20080101                  13.9900                  6.9900                           2.0000          GROUP I
          92869                            524,000.00                          20060201                3,052.30                            524,000.00                            80.00          No MI                               100180100003087259                                   5.2500                                   20080101                  13.9900                  6.9900                           2.0000          GROUP I
          60402                            294,500.00                          20060201                2,476.32                            294,209.13                            94.09          No MI                               100186600003087112                                   5.7000                                   20080101                  16.5000                  9.5000                           2.0000          GROUP I
          91030                            580,000.00                          20060201                3,684.63                            579,579.82                            80.00          No MI                               100180100003086491                                   5.2500                                   20080101                  14.1900                  7.1900                           2.0000          GROUP I
          11106                            468,000.00                          20060201                3,256.50                            468,000.00                            90.00          No MI                               100180100003086343                                   5.2500                                   20080101                  15.3500                  8.3500                           2.0000          GROUP I
          91325                            591,200.00                          20060201                3,626.77                            590,734.07                            80.00          No MI                               100180100003086293                                   5.2500                                   20080101                  13.8900                  6.8900                           2.0000          GROUP I
          77365                             99,700.00                          20060201                  767.67                             99,579.14                            79.95          No MI                               100180100003085949                                   5.2500                                   20080101                  15.5150                  8.5150                           2.0000          GROUP I
          90804                            485,000.00                          20060201                3,338.22                            484,091.68                            69.78          No MI                               100180100003085899                                   5.9900                                   20080101                  14.3400                  7.3400                           2.0000          GROUP I
          23225                            107,680.00                          20060201                  823.40                            107,547.43                            80.00          No MI                               100180100003085493                                   5.2500                                   20080101                  15.4400                  8.4400                           2.0000          GROUP I
          30294                            166,000.00                          20060201                1,140.54                            165,901.50                            77.21          No MI                               100180100003085303                                   5.9900                                   20080101                  14.8900                  7.8900                           2.0000          GROUP I
          93536                            236,000.00                          20060201                1,658.68                            235,866.20                            80.00          No MI                               100180100003085253                                   5.9900                                   20080101                  15.1000                  8.1000                           2.0000          GROUP I
          30033                            464,000.00                          20060201                3,401.44                            463,373.98                            80.00          No MI                               100180100003085246                                        -                                                                   -                       -                                -          GROUP I
          92223                            333,132.00                          20060201                2,241.64                            332,923.25                            80.00          No MI                               100180100003085220                                   5.2500                                   20080101                  14.7000                  7.7000                           2.0000          GROUP I
          92801                            255,000.00                          20060201                1,509.30                            254,781.56                            50.00          No MI                               100180100003085188                                   5.2500                                   20080101                  13.5900                  6.5900                           2.0000          GROUP I
          30044                            122,560.00                          20060201                  779.50                            122,471.46                            80.00          No MI                               100180100003085113                                   5.2500                                   20080101                  14.2000                  7.2000                           2.0000          GROUP I
          94577                            184,000.00                          20060201                1,175.65                            183,868.57                            29.68          No MI                               100180100003085105                                   5.2500                                   20080101                  14.2400                  7.2400                           2.0000          GROUP I
          90046                            185,000.00                          20060201                1,441.28                            183,481.71                            34.26          No MI                               0                                                    5.9900                                   20080101                  16.1000                  9.1000                           2.0000          GROUP I
          20011                            119,500.00                          20060201                  876.02                            119,338.77                            28.80          No MI                               100180100003084751                                        -                                                                   -                       -                                -          GROUP I
          93060                            175,000.00                          20060201                1,484.28                            174,830.77                            31.08          No MI                               100180100003084686                                   5.2500                                   20080101                  16.6000                  9.6000                           2.0000          GROUP I
          92629                            639,200.00                          20060201                3,810.76                            638,661.46                            80.00          No MI                               100180100003084546                                   5.2500                                   20080101                  13.6500                  6.6500                           2.0000          GROUP I
          32233                            150,000.00                          20060201                  981.89                            149,745.50                            69.77          No MI                               100180100003084405                                   5.9900                                   20080101                  13.8400                  6.8400                           2.0000          GROUP I
          60586                            265,000.00                          20060201                1,983.12                            264,875.81                            86.74          No MI                               100180100003084132                                   5.7000                                   20080101                  15.7000                  8.7000                           2.0000          GROUP I
          60154                            194,400.00                          20060201                1,419.67                            194,135.59                            80.00          No MI                               100180100003083977                                   5.2500                                   20080101                  14.9500                  7.9500                           2.0000          GROUP I
           6516                             94,000.00                          20060201                  709.50                             93,845.20                            28.92          No MI                               100180100003083308                                   5.2500                                   20080101                  15.3000                  8.3000                           2.0000          GROUP I
           6704                             87,500.00                          20060201                  767.88                             87,422.25                            70.00          No MI                               100180100003082805                                   5.9900                                   20080101                  17.0000                 10.0000                           2.0000          GROUP I
          60804                            225,000.00                          20060201                1,647.76                            224,887.84                            75.00          No MI                               100180100003082672                                   5.7000                                   20080101                  13.4900                  8.4900                           1.0000          GROUP I
          90650                            400,000.00                          20060201                2,338.98                            399,647.75                            80.00          No MI                               100180100003082631                                   5.2500                                   20080101                  13.4900                  6.4900                           2.0000          GROUP I
          92314                            148,000.00                          20060201                1,205.79                            147,842.36                            80.00          No MI                               100180100003082557                                   5.2500                                   20080101                  16.1400                  9.1400                           2.0000          GROUP I
          23602                             61,500.00                          20060201                  490.43                             61,431.14                            74.10          No MI                               100180100003082532                                   5.2500                                   20080101                  15.9000                  8.9000                           2.0000          GROUP I
          60641                            284,800.00                          20060201                2,196.84                            284,677.86                            80.00          No MI                               100180100003082383                                   5.2500                                   20080101                  16.0000                  9.0000                           2.0000          GROUP I
          60188                            208,250.00                          20060201                1,590.35                            208,158.00                            85.00          No MI                               100180100003082334                                   5.7000                                   20080101                  15.9000                  8.9000                           2.0000          GROUP I
          60004                            495,000.00                          20060201                4,162.23                            494,511.11                            90.00          No MI                               100180100003082326                                   5.2500                                   20080101                  16.5000                  9.5000                           2.0000          GROUP I
          77449                            127,192.00                          20060201                  919.15                            127,015.10                            80.00          No MI                               100180100003082235                                   5.2500                                   20080101                  12.8400                  7.8400                           1.0000          GROUP I
          14227                             86,250.00                          20060201                  880.55                             86,199.27                            75.00          No MI                               100180100003082078                                   5.9900                                   20080101                  16.9000                 11.9000                           1.0000          GROUP I
          60202                            457,000.00                          20060201                2,562.43                            456,558.27                            78.79          No MI                               100180100003081740                                   5.7000                                   20080101                  11.1500                  6.1500                           1.0000          GROUP I
          98031                            240,550.00                          20060201                1,847.92                            240,256.91                            85.00          No MI                               100180100003081732                                   5.9900                                   20080101                  15.4900                  8.4900                           2.0000          GROUP I
          37924                            167,450.00                          20060201                1,500.53                            167,308.94                            85.00          No MI                               100180100003081617                                   5.9900                                   20080101                  17.2500                 10.2500                           2.0000          GROUP I
          10704                            264,000.00                          20060201                1,694.00                            264,000.00                            42.58          No MI                               100180100003081542                                   5.2500                                   20080101                  12.7000                  7.7000                           1.0000          GROUP I
          91411                            435,000.00                          20060201                2,345.10                            434,542.69                            62.23          No MI                               100180100003081344                                   5.2500                                   20080101                  12.8400                  5.8400                           2.0000          GROUP I
          33050                            170,000.00                          20060201                1,323.11                            169,929.01                            42.50          No MI                               100180100003081211                                   5.9900                                   20080101                  16.0900                  9.0900                           2.0000          GROUP I
          60647                            299,250.00                          20060201                2,171.05                            299,096.87                            95.00          No MI                               100180100003081054                                   5.2500                                   20080101                  15.4000                  8.4000                           2.0000          GROUP I
          77015                            103,000.00                          20060201                  634.19                            102,804.03                            80.00          No MI                               100108010000308098                                   5.2500                                   20080101                  13.2500                  6.2500                           2.0000          GROUP I
          75707                            552,300.00                          20060201                3,824.02                            551,461.08                            73.64          No MI                               0                                                    5.2500                                   20080101                  14.4000                  7.4000                           2.0000          GROUP I
          48227                             50,000.00                          20060201                  353.04                             49,927.03                            56.82          No MI                               100180100003080866                                   5.9900                                   20080101                  12.6000                  7.6000                           1.0000          GROUP I
          95407                            390,000.00                          20060201                2,794.01                            389,447.70                            65.00          No MI                               0                                                    5.2500                                   20080101                  14.7500                  7.7500                           2.0000          GROUP I
          91752                            392,000.00                          20060201                2,500.96                            391,301.62                            80.00          No MI                               100180100003080817                                   5.2500                                   20070101                  13.5900                  6.5900                           1.5000          GROUP I
          11550                            380,000.00                          20060201                2,311.67                            379,999.90                            80.00          No MI                               100180100003080676                                   5.2500                                   20080101                  14.3000                  7.3000                           2.0000          GROUP I
          96743                            345,000.00                          20060201                2,483.56                            344,516.31                            69.00          No MI                               100180100003080502                                   5.2500                                   20080101                  14.8000                  7.8000                           2.0000          GROUP I
          55127                            164,000.00                          20060201                1,237.85                            163,792.25                            84.10          No MI                               100180100003080403                                   5.2500                                   20080101                  15.3000                  8.3000                           2.0000          GROUP I
          20770                            126,400.00                          20060201                  994.39                            126,254.03                            80.00          No MI                               100180100003079744                                   5.9900                                   20080101                  15.7500                  8.7500                           2.0000          GROUP I
          80220                            164,000.00                          20060201                1,384.99                            163,839.72                            80.00          No MI                               100180100003079553                                   5.9900                                   20080101                  16.5500                  9.5500                           2.0000          GROUP I
          91606                            216,000.00                          20060201                1,657.84                            215,905.97                            37.89          No MI                               100180100003079298                                   5.9900                                   20080101                  15.9500                  8.9500                           2.0000          GROUP I
          53704                            289,750.00                          20060201                2,540.63                            289,492.01                            95.00          No MI                               100180100003079280                                   5.2500                                   20080101                  16.9900                  9.9900                           2.0000          GROUP I
          87123                            152,000.00                          20060201                1,069.07                            152,000.00                            80.00          No MI                               100180100003079157                                   5.2500                                   20080101                  15.4400                  8.4400                           2.0000          GROUP I
          34952                             99,000.00                          20060201                  828.84                             98,901.19                            41.42          No MI                               100180100003079009                                   5.9900                                   20080101                  16.4500                  9.4500                           2.0000          GROUP I
          33189                            188,000.00                          20060201                1,231.89                            187,681.65                            57.85          No MI                               100180100003078670                                   5.2500                                   20080101                  13.8500                  6.8500                           2.0000          GROUP I
          22191                            303,920.00                          20060201                2,076.79                            303,920.00                            80.00          No MI                               100180100003078407                                   5.2500                                   20080101                  15.2000                  8.2000                           2.0000          GROUP I
          93727                            285,000.00                          20060201                1,508.13                            284,999.99                            51.82          No MI                               100180100003077995                                   5.2500                                   20080101                  13.3500                  6.3500                           2.0000          GROUP I
          90301                            136,000.00                          20060201                  889.96                            135,908.46                            38.86          No MI                               100180100003077912                                   5.9900                                   20080101                  12.4500                  7.4500                           1.0000          GROUP I
          53208                             80,000.00                          20060201                  586.46                             79,892.06                            80.00          No MI                               100180100003077458                                        -                                                                   -                       -                                -          GROUP I
          49801                             54,900.00                          20060201                  441.35                             54,839.66                            90.00          No MI                               100180100003077227                                   5.2500                                   20070101                  13.9900                  8.9900                           1.0000          GROUP I
          61603                             64,000.00                          20060201                  571.13                             63,945.51                            80.00          No MI                               100180100003077151                                   4.1500                                   20080101                  17.2000                 10.2000                           2.0000          GROUP I
           8753                            275,000.00                          20060201                1,787.50                            275,000.00                            43.65          No MI                               100180100003076898                                   5.9900                                   20080101                  14.8000                  7.8000                           2.0000          GROUP I
          10309                            355,000.00                          20060201                2,792.79                            354,590.01                            73.96          No MI                               100180100003076880                                   5.2500                                   20080101                  13.7500                  8.7500                           1.0000          GROUP I
          33056                            105,000.00                          20060201                  719.85                            104,834.59                            52.76          No MI                               100180100003076609                                   5.2500                                   20080101                  14.3000                  7.3000                           2.0000          GROUP I
          20735                            298,000.00                          20060201                2,418.77                            298,000.00                            94.60          No MI                               100180100003076575                                   5.9900                                   20080101                  16.7400                  9.7400                           2.0000          GROUP I
          91746                            255,000.00                          20060201                1,722.29                            254,592.96                            59.30          No MI                               100180100003076484                                        -                                                                   -                       -                                -          GROUP I
          30022                            280,000.00                          20060201                2,146.89                            279,877.77                            94.92          No MI                               100180100003076260                                   5.2500                                   20080101                  15.9400                  8.9400                           2.0000          GROUP I
          48430                            360,000.00                          20060201                2,765.54                            359,561.37                            90.00          No MI                               100180100003076153                                   5.2500                                   20080101                  13.4900                  8.4900                           1.0000          GROUP I
          33404                            115,000.00                          20060201                  900.61                            114,865.80                            61.50          No MI                               100180100003076146                                   5.9900                                   20080101                  15.7000                  8.7000                           2.0000          GROUP I
          22734                            200,800.00                          20060201                1,305.20                            200,800.00                            80.00          No MI                               0                                                    5.2500                                   20080101                  14.8000                  7.8000                           2.0000          GROUP I
          33950                            208,000.00                          20060201                1,215.94                            208,000.00                            80.00          No MI                               100180100003075841                                   5.2500                                   20090101                  12.0150                  7.0150                           1.0000          GROUP I
          21136                            105,000.00                          20060201                  758.78                            104,853.96                            64.81          No MI                               100180100003075569                                   5.9900                                   20080101                  14.8400                  7.8400                           2.0000          GROUP I
          94801                            319,000.00                          20060201                1,725.26                            319,000.00                            69.35          No MI                               100180100003075155                                   5.2500                                   20080101                  11.4900                  6.4900                           1.0000          GROUP I
          29696                             67,500.00                          20060201                  635.18                             67,450.04                            90.00          No MI                               100180100003075148                                   5.2500                                   20080101                  17.8500                 10.8500                           2.0000          GROUP I
          60804                            156,750.00                          20060201                1,374.44                            156,610.43                            75.00          No MI                               100262410201068790                                   5.7000                                   20080101                  16.9900                  9.9900                           2.0000          GROUP I
          60102                            364,000.00                          20060201                2,555.56                            363,796.13                            80.00          No MI                               100180100003074687                                   5.7000                                   20080101                  13.0900                  8.0900                           1.0000          GROUP I
          48152                            183,750.00                          20060201                1,410.02                            183,454.56                            75.00          No MI                               100180100003074679                                   5.9900                                   20080101                  15.4780                  8.4780                           2.0000          GROUP I
          24441                            115,350.00                          20060201                  985.96                            115,240.54                            84.97          No MI                               100180100003074588                                   5.2500                                   20080101                  16.6900                  9.6900                           2.0000          GROUP I
          11763                            318,000.00                          20060201                2,420.40                            317,604.52                            74.82          No MI                               100180100003074257                                   5.9900                                   20070101                  15.3900                  8.3900                           1.5000          GROUP I
          44105                             89,000.00                          20060201                  681.19                             88,890.65                            83.18          No MI                               100180100003074208                                   5.9900                                   20080101                  15.4500                  8.4500                           2.0000          GROUP I
          90016                            398,000.00                          20060201                2,990.60                            397,815.67                            70.44          No MI                               100180100003073820                                   5.9900                                   20080101                  15.7400                  8.7400                           2.0000          GROUP I
          92551                            328,000.00                          20060201                2,119.80                            327,762.18                            80.00          No MI                               100180100003073465                                   5.2500                                   20080101                  14.3400                  7.3400                           2.0000          GROUP I
          77009                            224,000.00                          20060201                1,624.00                            224,000.00                            80.00          No MI                               100180100003073093                                   5.9900                                   20080101                  15.7000                  8.7000                           2.0000          GROUP I
          87114                            124,000.00                          20060201                1,005.78                            123,866.54                            80.00          No MI                               100180100003072913                                   5.2500                                   20080101                  16.0900                  9.0900                           2.0000          GROUP I
           7631                            460,000.00                          20060201                4,036.83                            459,591.31                            63.89          No MI                               100180100003072822                                   5.9900                                   20080101                  17.0000                 10.0000                           2.0000          GROUP I
          91706                            376,000.00                          20060201                2,142.59                            375,892.84                            80.00          No MI                               100180100003072178                                   5.2500                                   20080101                  13.8400                  6.8400                           2.0000          GROUP I
          63130                            119,000.00                          20060201                  923.46                            118,858.24                            79.33          No MI                               100180100003072145                                   5.2500                                   20070101                  15.6000                  8.6000                           1.5000          GROUP I
          90605                            301,500.00                          20060201                1,786.68                            301,242.43                            62.81          No MI                               100180100003072053                                   5.9900                                   20080101                  13.6000                  6.6000                           2.0000          GROUP I
          92707                            279,000.00                          20060201                1,569.38                            279,000.00                            53.76          No MI                               100180100003072012                                        -                                                                   -                       -                                -          GROUP I
          92881                            392,000.00                          20060201                2,664.04                            391,760.61                            80.00          No MI                               100180100003071816                                   5.2500                                   20080101                  14.7900                  7.7900                           2.0000          GROUP I
          60016                            250,750.00                          20060201                1,932.26                            250,642.15                            85.00          No MI                               100180100003071568                                   5.7000                                   20080101                  15.9900                  8.9900                           2.0000          GROUP I
          91790                            234,000.00                          20060201                1,316.25                            234,000.00                            57.78          No MI                               100180100003071212                                   5.2500                                   20080101                  13.7500                  6.7500                           2.0000          GROUP I
          95122                            416,000.00                          20060201                3,113.12                            415,805.06                            65.00          No MI                               100180100003070800                                   5.9900                                   20080101                  15.7000                  8.7000                           2.0000          GROUP I
          91910                            667,500.00                          20060101                5,779.03                            666,283.57                            75.00          No MI                               100180100003070669                                   5.2500                                   20071201                  16.8400                  9.8400                           2.0000          GROUP I
          60914                            402,500.00                          20060201                3,206.80                            402,048.44                           100.00          No MI                               100180100003070560                                   5.2500                                   20080101                  15.8900                  8.8900                           2.0000          GROUP I
          32117                            119,500.00                          20060201                  918.01                            119,354.39                            71.13          No MI                               100180100003070461                                   5.2500                                   20080101                  15.4900                  8.4900                           2.0000          GROUP I
          32713                            147,500.00                          20060201                1,050.60                            147,288.58                            54.83          No MI                               100180100003070396                                        -                                                                   -                       -                                -          GROUP I
          21237                            204,000.00                          20060201                1,502.80                            204,000.00                            80.00          No MI                               100180100003070354                                   5.9900                                   20080101                  15.8400                  8.8400                           2.0000          GROUP I
          43302                             94,500.00                          20060201                  693.41                             94,372.76                           100.00          No MI                               100180100003070198                                        -                                                                   -                       -                                -          GROUP I
          60440                            104,000.00                          20060201                  958.34                            103,918.56                            80.00          No MI                               100180100003070040                                   5.7000                                   20080101                  17.5900                 10.5900                           2.0000          GROUP I
          64138                             97,650.00                          20060201                  844.56                             97,620.37                            90.00          No MI                               100180100003069760                                   5.9900                                   20080101                  17.2000                 10.2000                           2.0000          GROUP I
          33434                            335,750.00                          20060201                2,650.95                            335,365.44                            85.00          No MI                               100180100003069703                                   5.2500                                   20070101                  15.7900                  8.7900                           1.5000          GROUP I
          28227                             93,575.00                          20060101                  797.10                             93,440.12                            95.00          No MI                               100180100003069695                                   5.2500                                   20071201                  16.6500                  9.6500                           2.0000          GROUP I
          21207                            184,000.00                          20060201                1,299.81                            183,731.73                            80.00          No MI                               100180100003069562                                        -                                                                   -                       -                                -          GROUP I
          92592                            464,000.00                          20060201                3,364.00                            464,000.00                            80.00          No MI                               100180100003069307                                   5.9900                                   20080101                  15.7000                  8.7000                           2.0000          GROUP I
          48234                             81,500.00                          20060201                  789.42                             81,444.28                           100.00          No MI                               100180100003068796                                   5.2500                                   20080101                  18.2150                 11.2150                           2.0000          GROUP I
          60656                            160,000.00                          20060201                  995.58                            159,700.97                            80.00          No MI                               100180100003068689                                   5.2500                                   20080101                  13.3500                  6.3500                           2.0000          GROUP I
          77073                            108,000.00                          20060201                  815.17                            107,863.19                            80.00          No MI                               100180100003068176                                   5.2500                                   20080101                  15.3000                  8.3000                           2.0000          GROUP I
          95380                            350,400.00                          20060201                2,333.08                            350,400.00                            80.00          No MI                               100180100003067970                                   5.2500                                   20080101                  14.9900                  7.9900                           2.0000          GROUP I
          32837                            180,000.00                          20060201                1,177.89                            179,878.85                            44.89          No MI                               100180100003067848                                   5.9900                                   20080101                  12.4500                  7.4500                           1.0000          GROUP I
          33184                            190,000.00                          20060201                1,466.33                            189,770.86                            62.91          No MI                               100180100003067376                                   5.2500                                   20080101                  15.5400                  8.5400                           2.0000          GROUP I
          75067                            100,000.00                          20060201                  754.79                             99,835.32                            80.00          No MI                               100180100003067129                                   5.2500                                   20080101                  15.3000                  8.3000                           2.0000          GROUP I
          92563                            356,000.00                          20060201                1,928.28                            355,990.00                            80.00          No MI                               100180100003067111                                   5.2500                                   20080101                  13.5000                  6.5000                           2.0000          GROUP I
          18353                            109,500.00                          20060201                  727.78                            109,319.59                            75.00          No MI                               100180100003066949                                        -                                                                   -                       -                                -          GROUP I
          48143                            136,850.00                          20060201                1,050.35                            136,790.42                            85.00          No MI                               100180100003066915                                   5.9900                                   20080101                  15.9500                  8.9500                           2.0000          GROUP I
          32547                            135,000.00                          20060201                1,066.88                            134,845.61                            54.88          No MI                               100180100003066899                                   5.9900                                   20080101                  15.8000                  8.8000                           2.0000          GROUP I
          23061                            145,350.00                          20060201                1,168.48                            145,190.27                            85.00          No MI                               100180100003066824                                   5.2500                                   20080101                  15.9900                  8.9900                           2.0000          GROUP I
          94589                            481,900.00                          20060201                3,122.40                            481,066.21                            79.00          No MI                               100180100003066741                                        -                                                                   -                       -                                -          GROUP I
          48603                            115,000.00                          20060201                1,009.21                            114,897.82                           100.00          No MI                               100180100003066428                                   5.2500                                   20080101                  17.0000                 10.0000                           2.0000          GROUP I
          48219                            139,500.00                          20060201                1,042.14                            139,319.28                            90.00          No MI                               100180100003065453                                   5.9900                                   20080101                  13.1900                  8.1900                           1.0000          GROUP I
          48216                             81,900.00                          20060201                  658.40                             81,810.00                            90.00          No MI                               100180100003065040                                   5.2500                                   20080101                  15.9900                  8.9900                           2.0000          GROUP I
          33609                            212,500.00                          20060201                1,637.51                            212,408.60                            85.00          No MI                               100180100003064993                                   5.2500                                   20080101                  13.9900                  8.9900                           1.0000          GROUP I
          60016                            133,200.00                          20060201                1,065.06                            133,051.79                            90.00          No MI                               100180100003064944                                   5.2500                                   20070101                  15.9300                  8.9300                           1.5000          GROUP I
           8701                             83,000.00                          20060201                  546.20                             82,944.93                            43.68          No MI                               100180100003064860                                   5.2500                                   20080101                  14.5000                  7.5000                           2.0000          GROUP I
           6095                            225,000.00                          20060201                1,776.51                            224,742.29                            90.00          No MI                               100180100003064464                                   5.9900                                   20080101                  15.7900                  8.7900                           2.0000          GROUP I
          85345                            190,000.00                          20060201                1,459.59                            188,761.43                            79.17          No MI                               100180100003063938                                   5.9900                                   20080101                  15.4900                  8.4900                           2.0000          GROUP I
          91731                            250,000.00                          20060201                1,331.25                            250,000.00                            60.39          No MI                               100180100003063789                                   5.2500                                   20080101                  13.3900                  6.3900                           2.0000          GROUP I
          31548                            180,000.00                          20060201                1,173.47                            179,692.19                            80.00          No MI                               100180100003063425                                   5.2500                                   20080101                  13.8000                  6.8000                           2.0000          GROUP I
          21776                            382,500.00                          20060201                3,353.89                            382,159.43                            85.00          No MI                               100180100003063219                                   5.9900                                   20080101                  14.9900                  9.9900                           1.0000          GROUP I
          32246                            154,710.00                          20060201                1,268.62                            154,547.72                            90.00          No MI                               100180100003063052                                   5.2500                                   20070101                  14.2130                  9.2130                           1.0000          GROUP I
          11434                            308,000.00                          20060201                2,050.77                            308,000.00                            80.00          No MI                               100180100003063011                                   5.2500                                   20090101                  12.9900                  7.9900                           1.0000          GROUP I
          92284                            100,000.00                          20060101                  655.26                             99,742.80                            58.82          No MI                               100180100003062807                                   5.2500                                   20071201                  13.8500                  6.8500                           2.0000          GROUP I
          93535                            224,500.00                          20060101                1,227.42                            224,063.41                            76.10          No MI                               100180100003062187                                   5.2500                                   20071201                  12.9500                  5.9500                           2.0000          GROUP I
          60106                            224,000.00                          20060201                1,400.15                            223,831.21                            80.00          No MI                               100180100003061957                                   5.7000                                   20080101                  14.0500                  7.0500                           2.0000          GROUP I
          95111                            272,000.00                          20060101                1,830.29                            271,742.05                            74.93          No MI                               100180100003061387                                   5.2500                                   20071201                  14.7000                  7.7000                           2.0000          GROUP I
          92113                            100,000.00                          20060201                  833.57                             99,899.13                            24.39          No MI                               100180100003061254                                   5.9900                                   20110101                  16.4000                  9.4000                           2.0000          GROUP I
          48034                            200,000.00                          20060201                1,536.41                            199,756.32                           100.00          No MI                               100180100003061106                                   5.2500                                   20080101                  15.4900                  8.4900                           2.0000          GROUP I
          78013                            110,000.00                          20060201                  821.76                            109,857.50                            61.80          No MI                               0                                                    5.2500                                   20080101                  15.1900                  8.1900                           2.0000          GROUP I
          53561                             83,000.00                          20060201                  697.91                             82,915.91                           100.00          No MI                               100180100003060439                                   5.2500                                   20080101                  16.5000                  9.5000                           2.0000          GROUP I
          72802                            128,900.00                          20060201                  990.22                            128,742.94                           100.00          No MI                               100180100003060355                                   5.2500                                   20080101                  15.4900                  8.4900                           2.0000          GROUP I
          34112                            152,000.00                          20060101                1,051.18                            151,866.58                            80.00          No MI                               100180100003060116                                   5.2500                                   20071201                  14.9500                  7.9500                           2.0000          GROUP I
          11550                            356,250.00                          20060201                2,372.04                            356,249.99                            95.00          No MI                               100180100003059738                                   5.9900                                   20080101                  14.9900                  7.9900                           2.0000          GROUP I
          33135                            197,600.00                          20060201                1,379.88                            197,487.71                            80.00          No MI                               100180100003059688                                   5.2500                                   20080101                  15.0400                  8.0400                           2.0000          GROUP I
          93065                            385,000.00                          20060201                2,558.83                            384,365.75                            64.71          No MI                               100180100003059316                                        -                                                                   -                       -                                -          GROUP I
          92337                            403,750.00                          20060201                3,006.03                            403,557.97                            95.00          No MI                               100180100003059175                                   5.2500                                   20080101                  15.6500                  8.6500                           2.0000          GROUP I
          92410                            253,600.00                          20060201                1,644.85                            253,162.07                            80.00          No MI                               100180100003059118                                   5.2500                                   20070101                  13.7500                  6.7500                           1.5000          GROUP I
          92105                            352,000.00                          20060201                2,458.07                            351,799.99                            80.00          No MI                               100180100003058904                                   5.9900                                   20080101                  15.0400                  8.0400                           2.0000          GROUP I
          89148                            272,000.00                          20060201                1,737.16                            271,516.35                            43.94          No MI                               100180100003058888                                   5.2500                                   20080101                  13.6000                  6.6000                           2.0000          GROUP I
          90019                            750,000.00                          20060201                5,556.22                            749,996.22                            75.00          No MI                               100180100003058490                                   5.2500                                   20080101                  15.8900                  8.8900                           2.0000          GROUP I
          90061                            378,000.00                          20060201                2,312.10                            378,000.00                            94.50          No MI                               100180100003057997                                   5.2500                                   20080101                  14.3400                  7.3400                           2.0000          GROUP I
          48197                            152,000.00                          20060201                  922.58                            151,877.16                            80.00          No MI                               100180100003057625                                   5.2500                                   20080101                  13.8000                  6.8000                           2.0000          GROUP I
          60477                            243,200.00                          20060101                1,824.00                            243,200.00                            95.00          No MI                               0                                                    5.2500                                   20071201                  16.0000                  9.0000                           2.0000          GROUP I
          30529                             59,255.00                          20060201                  425.41                             59,223.77                            70.00          No MI                               100180100003057534                                   5.2500                                   20080101                  15.3000                  8.3000                           2.0000          GROUP I
          20002                            140,250.00                          20060201                1,245.33                            140,129.05                            85.00          No MI                               100180100003057310                                   5.9900                                   20080101                  17.1400                 10.1400                           2.0000          GROUP I
          22003                            493,500.00                          20060201                3,512.08                            493,500.00                            87.35          No MI                               100180100003057237                                   5.9900                                   20080101                  15.5400                  8.5400                           2.0000          GROUP I
          92507                            321,200.00                          20060201                1,839.97                            320,458.78                            80.00          No MI                               100180100003056874                                   5.2500                                   20080101                  11.8900                  6.8900                           1.0000          GROUP I
          95206                            360,000.00                          20060201                2,142.00                            360,000.00                            78.26          No MI                               100180100003056734                                   5.2500                                   20080101                  14.1400                  7.1400                           2.0000          GROUP I
          91752                            424,000.00                          20060201                2,399.14                            423,999.99                            80.00          No MI                               100180100003056569                                   5.2500                                   20080101                  13.7900                  6.7900                           2.0000          GROUP I
          90044                            340,000.00                          20060101                2,471.14                            339,296.97                            69.11          No MI                               0                                                    5.9900                                   20071201                  14.9000                  7.9000                           2.0000          GROUP I
          20019                            190,000.00                          20060201                1,366.44                            189,733.09                            79.17          No MI                               100180100003056361                                   5.2500                                   20080101                  14.7900                  7.7900                           2.0000          GROUP I
          33844                            144,000.00                          20060201                1,087.54                            143,934.28                            80.00          No MI                               100180100003056312                                   5.9900                                   20080101                  15.7900                  8.7900                           2.0000          GROUP I
          32807                            160,000.00                          20060101                1,099.32                            159,857.11                            80.00          No MI                               100180100003055975                                   5.2500                                   20071201                  14.8900                  7.8900                           2.0000          GROUP I
          92236                            234,400.00                          20060201                1,693.88                            233,987.88                            80.00          No MI                               100180100003055629                                   5.2500                                   20080101                  14.8400                  7.8400                           2.0000          GROUP I
          60605                            612,000.00                          20060201                4,919.89                            611,327.51                            90.00          No MI                               100180100003055488                                   5.2500                                   20060701                  15.9900                  8.9900                           1.5000          GROUP I
          93535                            259,350.00                          20060101                1,986.19                            259,350.00                            95.00          No MI                               0                                                    5.9900                                   20071201                  16.1900                  9.1900                           2.0000          GROUP I
          11725                            515,850.00                          20060201                3,692.61                            515,848.00                            95.00          No MI                               100180100003055173                                   5.2500                                   20080101                  15.5900                  8.5900                           2.0000          GROUP I
          91711                            532,000.00                          20060201                3,542.24                            531,999.99                            80.00          No MI                               100180100003054911                                   5.2500                                   20080101                  14.9900                  7.9900                           2.0000          GROUP I
          60632                            197,600.00                          20060201                1,329.27                            197,280.62                            80.00          No MI                               100180100003054895                                   5.2500                                   20080101                  14.1100                  7.1100                           2.0000          GROUP I
          60660                            192,000.00                          20060201                1,455.96                            191,759.25                            83.48          No MI                               100180100003054515                                   5.2500                                   20080101                  15.3500                  8.3500                           2.0000          GROUP I
          60448                            203,500.00                          20060201                1,568.16                            203,412.46                            74.00          No MI                               100180100003054077                                   5.7000                                   20080101                  15.9900                  8.9900                           2.0000          GROUP I
          14213                            124,950.00                          20060101                1,217.39                            124,823.36                            85.00          No MI                               100180100003053913                                        -                                                                   -                       -                                -          GROUP I
          15601                             97,000.00                          20060201                  735.56                             96,878.38                            79.51          No MI                               100180100003053327                                   5.2500                                   20080101                  15.3500                  8.3500                           2.0000          GROUP I
          92065                            322,000.00                          20060201                1,977.67                            321,746.93                            59.63          No MI                               100180100003052584                                   5.2500                                   20080101                  13.9000                  6.9000                           2.0000          GROUP I
          92545                            236,800.00                          20060201                1,379.36                            236,800.00                            80.00          No MI                               100180100003052402                                   5.2500                                   20080101                  13.9900                  6.9900                           2.0000          GROUP I
          91384                            490,000.00                          20060201                4,122.38                            489,839.58                            78.40          No MI                               0                                                    5.9900                                   20080101                  16.9000                  9.9000                           2.0000          GROUP I
          60620                            156,000.00                          20060201                1,172.20                            155,927.74                            80.00          No MI                               100180100003051933                                   5.7000                                   20080101                  15.7400                  8.7400                           2.0000          GROUP I
          91741                            250,000.00                          20060101                1,832.67                            249,416.04                            37.31          No MI                               100180100003051743                                   5.9900                                   20071201                  14.9900                  7.9900                           2.0000          GROUP I
          92336                            505,000.00                          20060201                3,679.10                            504,727.32                            83.47          No MI                               100180100003051313                                   5.2500                                   20080101                  15.4400                  8.4400                           2.0000          GROUP I
          90059                            165,823.00                          20060201                  970.83                            165,677.36                            41.46          No MI                               100180100003051123                                   5.2500                                   20080101                  13.5000                  6.5000                           2.0000          GROUP I
          91345                            240,000.00                          20060201                1,438.00                            240,000.00                            72.73          No MI                               100180100003050976                                   5.2500                                   20080101                  14.1900                  7.1900                           2.0000          GROUP I
          20623                            442,600.00                          20060201                3,522.18                            442,578.13                            87.82          No MI                               100180100003050927                                   5.2500                                   20080101                  16.5500                  9.5500                           2.0000          GROUP I
          77503                             58,500.00                          20060201                  437.98                             58,424.55                            70.06          No MI                               100180100003050745                                   5.2500                                   20080101                  15.2130                  8.2130                           2.0000          GROUP I
          92801                            527,000.00                          20060201                4,234.21                            526,800.30                            85.00          No MI                               100180100003050372                                   5.2500                                   20080101                  16.4150                  9.4150                           2.0000          GROUP I
          56058                            185,000.00                          20060201                1,384.44                            184,913.31                            74.00          No MI                               100180100003049937                                   5.9900                                   20080101                  15.7000                  8.7000                           2.0000          GROUP I
          32817                            136,500.00                          20060201                1,015.90                            136,321.72                            70.00          No MI                               100180100003049762                                        -                                                                   -                       -                                -          GROUP I
          47905                            113,475.00                          20060201                  872.53                            113,326.94                            85.00          No MI                               100180100003049580                                   5.9900                                   20080101                  13.5000                  8.5000                           1.0000          GROUP I
          90242                            444,000.00                          20060201                2,475.30                            444,000.00                            80.00          No MI                               100180100003048681                                   5.2500                                   20080101                  13.6900                  6.6900                           2.0000          GROUP I
          90250                            360,000.00                          20060101                2,504.86                            359,185.38                            48.00          No MI                               100180100003048673                                   5.2500                                   20061201                  14.4500                  7.4500                           1.5000          GROUP I
          21012                            292,500.00                          20060201                2,553.94                            292,236.78                            90.00          No MI                               100180100003048558                                   5.9900                                   20080101                  16.9400                  9.9400                           2.0000          GROUP I
          90221                            200,000.00                          20060201                1,241.42                            199,846.71                            50.00          No MI                               100180100003048244                                   5.2500                                   20080101                  13.9900                  6.9900                           2.0000          GROUP I
          89139                            186,992.00                          20060201                1,301.16                            186,992.01                            80.00          No MI                               100180100003048129                                   5.2500                                   20080101                  15.3500                  8.3500                           2.0000          GROUP I
          94585                            365,000.00                          20060201                2,199.63                            364,700.06                            73.00          No MI                               100180100003047824                                   5.2500                                   20080101                  11.7400                  6.7400                           1.0000          GROUP I
          32725                            200,600.00                          20060101                1,714.64                            200,313.32                            89.96          No MI                               100331600002740624                                   5.2500                                   20071201                  16.6900                  9.6900                           2.0000          GROUP I
          32907                            117,000.00                          20060201                  991.50                            116,886.60                            64.29          No MI                               100180100003047444                                   5.9900                                   20080101                  16.5900                  9.5900                           2.0000          GROUP I
          60106                            137,700.00                          20060101                1,068.57                            137,453.07                            90.00          No MI                               100262410600059804                                   5.2500                                   20071201                  15.6000                  8.6000                           2.0000          GROUP I
          46307                             88,000.00                          20060201                  673.53                             87,891.90                            77.88          No MI                               100180100003047246                                   5.2500                                   20080101                  15.4500                  8.4500                           2.0000          GROUP I
           6109                            194,000.00                          20060201                1,422.16                            193,630.02                            80.00          No MI                               100180100003046925                                   5.2500                                   20070101                  14.9900                  7.9900                           1.0000          GROUP I
          56003                            119,920.00                          20060101                  679.40                            119,894.73                            80.00          No MI                               0                                                    5.2500                                   20071201                  13.8000                  6.8000                           2.0000          GROUP I
          63125                            101,500.00                          20060101                  597.86                            101,367.76                            89.82          No MI                               100180010003046750                                   5.2500                                   20071201                  13.5500                  6.5500                           2.0000          GROUP I
          32907                             61,000.00                          20060201                  508.48                             60,938.46                            38.13          No MI                               100180100003046636                                   5.2500                                   20080101                  16.4000                  9.4000                           2.0000          GROUP I
          44109                             67,500.00                          20060201                  531.03                             67,276.91                            90.00          No MI                               100180100003046420                                   5.2500                                   20070101                  15.7500                  8.7500                           1.5000          GROUP I
          65807                            126,900.00                          20060201                1,021.07                            126,760.84                            90.00          No MI                               100180100003046362                                   5.9900                                   20080101                  16.0000                  9.0000                           2.0000          GROUP I
          94544                            315,000.00                          20060201                1,921.01                            314,748.26                            56.76          No MI                               100180100003046271                                   5.2500                                   20080101                  13.8400                  6.8400                           2.0000          GROUP I
          92084                            388,000.00                          20060201                2,066.10                            388,000.00                            80.00          No MI                               100180100003046107                                   5.2500                                   20080101                  13.3900                  6.3900                           2.0000          GROUP I
          33897                            196,000.00                          20060201                1,504.33                            195,914.69                            80.00          No MI                               100180100003046016                                   5.9900                                   20080101                  15.9500                  8.9500                           2.0000          GROUP I
          20747                            225,600.00                          20060201                1,531.35                            225,243.43                            80.00          No MI                               100180100003045711                                   5.9900                                   20080101                  14.2000                  7.2000                           2.0000          GROUP I
          33016                            140,000.00                          20060101                1,026.30                            139,715.72                            78.21          No MI                               100180100003045653                                   5.2500                                   20071201                  14.9900                  7.9900                           2.0000          GROUP I
          92509                            228,000.00                          20060201                1,845.17                            227,915.53                            95.00          No MI                               100180100003045646                                   5.2500                                   20080101                  16.4900                  9.4900                           2.0000          GROUP I
          90011                            510,000.00                          20060201                3,832.17                            509,763.80                            87.18          No MI                               100180100003045299                                   5.2500                                   20080101                  15.7400                  8.7400                           2.0000          GROUP I
          60620                            189,000.00                          20060201                1,334.04                            188,895.67                            94.97          No MI                               0                                                    5.2500                                   20080101                  15.1400                  8.1400                           2.0000          GROUP I
          73120                            105,000.00                          20060201                  737.06                            104,844.89                            75.00          No MI                               100180100003044672                                   5.9900                                   20080101                  14.5400                  7.5400                           2.0000          GROUP I
          90260                            265,200.00                          20060201                1,655.29                            265,200.00                            50.51          No MI                               100180100003044458                                   5.2500                                   20080101                  14.4900                  7.4900                           2.0000          GROUP I
          96732                            595,000.00                          20060201                4,284.00                            595,000.00                            89.07          No MI                               100180100003044284                                   5.2500                                   20080101                  15.6400                  8.6400                           2.0000          GROUP I
          30101                            253,600.00                          20060201                1,783.64                            253,598.00                            80.00          No MI                               100180100003043781                                   5.2500                                   20080101                  15.4400                  8.4400                           2.0000          GROUP I
          92591                            310,000.00                          20060201                2,693.34                            309,908.77                            56.36          No MI                               100180100003043666                                   5.9900                                   20080101                  17.2500                 10.2500                           2.0000          GROUP I
          86326                            129,250.00                          20060201                1,025.13                            129,103.48                            64.30          No MI                               100180100003043294                                        -                                                                   -                       -                                -          GROUP I
          92571                            152,000.00                          20060201                  941.82                            151,883.02                            44.71          No MI                               100180100003042809                                   5.2500                                   20080101                  13.9750                  6.9750                           2.0000          GROUP I
          60440                            184,500.00                          20060101                1,421.75                            184,380.50                            90.00          No MI                               100180100003042437                                   5.2500                                   20071201                  15.9900                  8.9900                           2.0000          GROUP I
          33309                            175,000.00                          20060201                1,198.57                            174,728.29                            64.81          No MI                               0                                                    5.2500                                   20080101                  14.2900                  7.2900                           2.0000          GROUP I
          91342                            150,000.00                          20060201                1,017.17                            149,761.67                            27.78          No MI                               100180100003041744                                   5.2500                                   20080101                  14.1900                  7.1900                           2.0000          GROUP I
          47274                            209,000.00                          20060201                1,562.81                            208,729.80                            95.00          No MI                               100180100003041686                                   5.2500                                   20080101                  15.2000                  8.2000                           2.0000          GROUP I
          10469                            304,000.00                          20060201                1,900.00                            304,000.00                            80.00          No MI                               100180100003041330                                   5.2500                                   20080101                  14.5000                  7.5000                           2.0000          GROUP I
          60060                            250,000.00                          20060201                1,913.44                            249,692.88                           100.00          No MI                               100180100003041280                                   5.7000                                   20080101                  15.4500                  8.4500                           2.0000          GROUP I
          92503                            369,550.00                          20060201                2,822.15                            369,386.76                            95.00          No MI                               100180100003041215                                   5.2500                                   20080101                  15.9000                  8.9000                           2.0000          GROUP I
          43613                             58,100.00                          20060101                  477.56                             58,008.73                            70.00          No MI                               100180100003040761                                        -                                                                   -                       -                                -          GROUP I
          23454                            178,000.00                          20060101                1,178.27                            177,555.37                            79.82          No MI                               100180100003040233                                   5.9900                                   20071201                  13.9500                  6.9500                           2.0000          GROUP I
          33150                            105,000.00                          20060201                  765.76                            104,947.05                            70.00          No MI                               100180100003040035                                   5.2500                                   20080101                  13.4500                  8.4500                           1.0000          GROUP I
          60177                            270,400.00                          20060201                1,575.08                            270,400.00                            80.00          No MI                               100180100003040019                                   5.2500                                   20080101                  13.9900                  6.9900                           2.0000          GROUP I
          33040                            435,000.00                          20060201                2,891.15                            434,283.37                            60.84          No MI                               100180100003039748                                        -                                                                   -                       -                                -          GROUP I
          91764                            240,000.00                          20060101                1,405.10                            239,682.99                            56.47          No MI                               100180100003039128                                   5.2500                                   20071201                  13.5000                  6.5000                           2.0000          GROUP I
          95207                            328,000.00                          20060201                2,035.92                            327,748.63                            80.00          No MI                               100180100003038641                                   5.2500                                   20080101                  13.9900                  6.9900                           2.0000          GROUP I
          92553                            304,000.00                          20060201                2,014.00                            304,000.00                            80.00          No MI                               100180100003038559                                   5.2500                                   20080101                  14.9500                  7.9500                           2.0000          GROUP I
          48329                            204,250.00                          20060101                1,629.17                            204,130.81                            95.00          No MI                               100180100003038419                                   5.9900                                   20071201                  16.3400                  9.3400                           2.0000          GROUP I
          33176                            116,000.00                          20060201                  720.02                            115,911.10                            80.00          No MI                               100180100003037775                                   5.2500                                   20080101                  13.9900                  6.9900                           2.0000          GROUP I
          92805                            315,000.00                          20060201                2,191.76                            314,526.26                            56.25          No MI                               100180100003037569                                   5.9900                                   20070101                  14.4500                  7.4500                           1.5000          GROUP I
          91352                            367,000.00                          20060101                2,832.33                            366,333.75                            74.90          No MI                               100180100003037544                                   5.9900                                   20071201                  15.5400                  8.5400                           2.0000          GROUP I
          91910                            535,500.00                          20060101                3,885.04                            535,087.50                            85.00          No MI                               100180100003037056                                   5.2500                                   20071201                  15.4000                  8.4000                           2.0000          GROUP I
          32935                            103,500.00                          20060201                  780.48                            103,368.61                            59.48          No MI                               100180100003036934                                   5.9900                                   20080101                  15.2900                  8.2900                           2.0000          GROUP I
          92311                            170,000.00                          20060201                1,397.32                            169,822.68                            85.00          No MI                               100180100003036777                                   5.9900                                   20080101                  16.2400                  9.2400                           2.0000          GROUP I
          55088                            509,600.00                          20060201                3,265.69                            509,600.00                            80.00          No MI                               100180100003036264                                   5.9900                                   20080101                  14.6900                  7.6900                           2.0000          GROUP I
          90631                            443,000.00                          20060201                3,628.42                            442,534.04                            60.85          No MI                               100180100003036157                                   5.2500                                   20080101                  16.2000                  9.2000                           2.0000          GROUP I
          55448                            213,750.00                          20060101                1,534.56                            213,580.47                            95.00          No MI                               100180100003035795                                   5.2500                                   20071201                  15.3000                  8.3000                           2.0000          GROUP I
          93550                            215,200.00                          20060101                1,618.68                            215,050.38                            80.00          No MI                               100180100003035571                                   5.9900                                   20071201                  15.7500                  8.7500                           2.0000          GROUP I
          33534                            169,200.00                          20060201                1,335.94                            169,006.19                            79.81          No MI                               100180100003035100                                   5.9900                                   20080101                  15.7900                  8.7900                           2.0000          GROUP I
          92551                            217,750.00                          20060101                1,674.31                            217,351.45                            65.00          No MI                               0                                                    5.2500                                   20071201                  15.5000                  8.5000                           2.0000          GROUP I
          92102                            376,500.00                          20060201                2,542.91                            375,899.02                            75.00          No MI                               100180100003034913                                   5.2500                                   20080101                  14.1500                  7.1500                           2.0000          GROUP I
          60137                            250,000.00                          20060201                2,266.32                            249,795.64                            49.70          No MI                               100180100003034061                                   5.7000                                   20080101                  17.3900                 10.3900                           2.0000          GROUP I
          12589                            156,000.00                          20060101                1,334.56                            155,777.54                            80.00          No MI                               100180100003034012                                   5.9900                                   20071201                  16.7000                  9.7000                           2.0000          GROUP I
          92840                            358,000.00                          20060101                2,329.48                            357,632.31                            56.38          No MI                               0                                                    5.9900                                   20071201                  14.4000                  7.4000                           2.0000          GROUP I
          92335                            338,400.00                          20060201                2,329.18                            337,879.81                            80.00          No MI                               100180100003033006                                   5.2500                                   20080101                  14.3400                  7.3400                           2.0000          GROUP I
          92240                            230,800.00                          20060201                1,451.06                            230,628.51                            80.00          No MI                               100180100003032685                                   5.2500                                   20080101                  14.1000                  7.1000                           2.0000          GROUP I
          20155                            460,000.00                          20060101                3,952.12                            459,350.90                            78.63          No MI                               0                                                    5.9900                                   20071201                  16.7500                  9.7500                           2.0000          GROUP I
          60467                            308,750.00                          20060201                2,355.47                            308,612.68                            95.00          No MI                               0                                                    5.7000                                   20080101                  15.8900                  8.8900                           2.0000          GROUP I
          60453                            194,650.00                          20060201                1,421.50                            194,385.24                            85.00          No MI                               0                                                    3.4300                                   20070101                  14.9500                  7.9500                           1.5000          GROUP I
          22556                            632,700.00                          20060101                5,246.39                            631,460.42                            90.00          No MI                               100180100003032016                                   5.2500                                   20071201                  16.3400                  9.3400                           2.0000          GROUP I
          21122                            251,250.00                          20060201                1,947.95                            250,845.62                            75.00          No MI                               100180100003031836                                   5.2500                                   20080101                  15.5900                  8.5900                           2.0000          GROUP I
          48202                            184,800.00                          20060201                1,520.31                            184,607.64                            70.00          No MI                               100180100003031398                                   5.9900                                   20080101                  16.2500                  9.2500                           2.0000          GROUP I
           7304                            288,000.00                          20060201                1,962.72                            287,548.40                            74.81          No MI                               100180100003031141                                   5.2500                                   20080101                  14.2400                  7.2400                           2.0000          GROUP I
          90723                            332,000.00                          20060201                1,823.24                            332,000.00                            80.00          No MI                               100180100003031075                                   5.2500                                   20080101                  13.5900                  6.5900                           2.0000          GROUP I
          11953                            405,000.00                          20060201                3,479.58                            404,620.56                           100.00          No MI                               100180100003030663                                   5.9900                                   20080101                  14.7500                  9.7500                           1.0000          GROUP I
           7083                            198,000.00                          20060201                1,418.50                            197,719.60                            58.24          No MI                               100180100003030572                                   5.9900                                   20080101                  14.7500                  7.7500                           2.0000          GROUP I
          33314                            540,000.00                          20060201                3,996.27                            539,286.06                            80.00          No MI                               100180100003030564                                   5.2500                                   20080101                  15.0900                  8.0900                           2.0000          GROUP I
          34431                             55,000.00                          20060201                  405.49                             54,926.69                            33.33          No MI                               100180100003030499                                   5.9900                                   20080101                  13.0500                  8.0500                           1.0000          GROUP I
          78745                            107,000.00                          20060201                  694.00                            106,815.24                            75.35          No MI                               100180100003028923                                        -                                                                   -                       -                                -          GROUP I
           7821                            359,600.00                          20060201                2,785.82                            358,213.67                            54.48          No MI                               100189100003028899                                        -                                                                   -                       -                                -          GROUP I
          60639                            285,000.00                          20060101                2,046.08                            284,773.95                            94.37          No MI                               100180100003028790                                   5.7000                                   20071201                  15.3000                  8.3000                           2.0000          GROUP I
          92027                            641,750.00                          20060201                4,385.29                            641,363.70                            85.00          No MI                               100180100003028287                                   5.9900                                   20080101                  14.8400                  7.8400                           2.0000          GROUP I
          48038                            217,000.00                          20060101                1,590.82                            216,837.64                            88.93          No MI                               100180100003027495                                   5.2500                                   20071201                  15.5000                  8.5000                           2.0000          GROUP I
          91343                            528,000.00                          20060201                3,277.33                            527,595.36                            80.00          No MI                               100180100003027388                                   5.2500                                   20080101                  13.9900                  6.9900                           2.0000          GROUP I
          91744                            335,200.00                          20060201                2,008.41                            335,198.99                            80.00          No MI                               100180100003027016                                   5.2500                                   20080101                  14.1900                  7.1900                           2.0000          GROUP I
          43224                             87,125.00                          20060201                  737.37                             87,040.29                            85.00          No MI                               100180100003026943                                   5.2500                                   20080101                  16.5750                  9.5750                           2.0000          GROUP I
          92882                            370,000.00                          20060101                2,203.20                            369,529.80                            74.00          No MI                               100180100003026596                                   5.2500                                   20071201                  13.6400                  6.6400                           2.0000          GROUP I
          95961                            120,000.00                          20060201                  876.34                            119,836.78                            51.06          No MI                               100180100003026505                                   5.2500                                   20080101                  14.9500                  7.9500                           2.0000          GROUP I
          92648                            750,000.00                          20060201                4,275.00                            750,000.00                            78.95          No MI                               100180100003026364                                   5.2500                                   20080101                  13.8400                  6.8400                           2.0000          GROUP I
          73051                            171,700.00                          20060101                1,659.84                            171,481.22                            85.00          No MI                               100196800021000711                                   5.9900                                   20071201                  18.1900                 11.1900                           2.0000          GROUP I
          95973                            180,000.00                          20060201                1,302.01                            179,750.17                            60.00          No MI                               100180100003025507                                   5.9900                                   20080101                  14.8500                  7.8500                           2.0000          GROUP I
          23455                            150,000.00                          20060201                1,239.46                            149,845.48                            68.49          No MI                               100180100003025242                                   5.9900                                   20080101                  16.3000                  9.3000                           2.0000          GROUP I
          33167                            130,000.00                          20060201                  855.50                            129,913.73                            78.79          No MI                               100180100003024815                                   5.2500                                   20080101                  14.5000                  7.5000                           2.0000          GROUP I
          60433                            112,500.00                          20060201                  942.06                            112,462.60                            90.00          No MI                               100180100003024138                                   5.7000                                   20080101                  16.8500                  9.8500                           2.0000          GROUP I
          61554                             55,250.00                          20060101                  432.29                             55,152.73                            85.00          No MI                               100180100003023825                                   5.2500                                   20071201                  15.6900                  8.6900                           2.0000          GROUP I
          43213                             65,700.00                          20060201                  476.38                             65,609.26                            90.00          No MI                               100180100003023676                                   5.2500                                   20080101                  14.8750                  7.8750                           2.0000          GROUP I
          92704                            547,318.00                          20060101                3,142.14                            546,562.59                            79.90          No MI                               0                                                    5.2500                                   20071201                  13.3400                  6.3400                           2.0000          GROUP I
          33024                            191,920.00                          20060201                1,307.94                            191,619.04                            80.00          No MI                               100180100003022603                                   5.2500                                   20080101                  14.2400                  7.2400                           2.0000          GROUP I
          93225                            430,000.00                          20060201                3,168.67                            429,789.41                            66.67          No MI                               100180100003022165                                   5.2500                                   20080101                  15.5500                  8.5500                           2.0000          GROUP I
          69356                            108,000.00                          20060201                  904.19                            107,892.20                            80.00          No MI                               100180100003022116                                   5.2500                                   20080101                  16.4500                  9.4500                           2.0000          GROUP I
          55411                            260,950.00                          20060201                2,222.83                            260,700.28                            85.00          No MI                               100180100003021464                                   5.2500                                   20090101                  16.6500                  9.6500                           2.0000          GROUP I
          91206                            319,200.00                          20060201                2,965.29                            318,955.42                            80.00          No MI                               100180100003020839                                   5.9900                                   20080101                  17.6900                 10.6900                           2.0000          GROUP I
          32906                            391,920.00                          20060201                2,528.98                            391,236.58                            80.00          No MI                               100180100003020755                                   5.9900                                   20080101                  13.7000                  6.7000                           2.0000          GROUP I
          90262                            308,000.00                          20060201                1,794.10                            308,000.00                            80.00          No MI                               100180100003020557                                   5.2500                                   20080101                  13.9900                  6.9900                           2.0000          GROUP I
          90745                            251,000.00                          20060101                1,307.30                            251,000.00                            61.22          No MI                               0                                                    5.9900                                   20071201                  13.2500                  6.2500                           2.0000          GROUP I
          91306                            347,200.00                          20060101                3,231.92                            346,801.24                            70.00          No MI                               100180100003019948                                   5.9900                                   20071201                  17.7150                 10.7150                           2.0000          GROUP I
          34668                             85,000.00                          20060201                  623.11                             84,885.32                            59.03          No MI                               100180100003018841                                   5.9900                                   20080101                  14.9900                  7.9900                           2.0000          GROUP I
          27048                             71,000.00                          20060201                  619.94                             70,936.09                            59.17          No MI                               100180100003018676                                   5.9900                                   20080101                  16.9400                  9.9400                           2.0000          GROUP I
          86403                            147,250.00                          20060101                1,168.95                            146,967.82                            95.00          No MI                               100180100003018478                                   5.2500                                   20071201                  15.8500                  8.8500                           2.0000          GROUP I
          87507                            152,000.00                          20060201                1,349.67                            151,868.58                            57.36          No MI                               100180100003018320                                   5.9900                                   20080101                  17.1400                 10.1400                           2.0000          GROUP I
          92703                            499,200.00                          20060101                3,105.44                            499,200.00                            80.00          No MI                               100180100003017819                                   5.2500                                   20071201                  14.4650                  7.4650                           2.0000          GROUP I
          91001                            368,900.00                          20060201                2,482.33                            368,668.82                            70.00          No MI                               100180100003016787                                   5.9900                                   20080101                  14.7000                  7.7000                           2.0000          GROUP I
          76209                             67,500.00                          20060101                  564.63                             67,398.32                            75.00          No MI                               100180100003016340                                   5.9900                                   20071201                  16.4400                  9.4400                           2.0000          GROUP I
          93703                            136,500.00                          20060101                  948.08                            136,381.56                            65.00          No MI                               100180100003016225                                   5.2500                                   20071201                  14.9900                  7.9900                           2.0000          GROUP I
          10461                            328,000.00                          20060201                1,735.67                            328,000.00                            80.00          No MI                               100180100003015953                                   5.2500                                   20080101                  13.3500                  6.3500                           2.0000          GROUP I
          92557                            388,000.00                          20060101                2,582.04                            387,623.50                            80.00          No MI                               100180100003015185                                   5.2500                                   20071201                  14.6000                  7.6000                           2.0000          GROUP I
          32680                            102,000.00                          20060101                  706.23                            101,766.87                            85.00          No MI                               100331600002682917                                   5.2500                                   20071201                  14.4000                  7.4000                           2.0000          GROUP I
          89406                            138,550.00                          20060201                1,094.93                            138,391.62                            85.00          No MI                               100180100003015086                                   5.2500                                   20080101                  15.8000                  8.8000                           2.0000          GROUP I
          19808                            209,000.00                          20060201                1,794.10                            208,803.77                            67.86          No MI                               100180100003015045                                   5.9900                                   20080101                  16.7400                  9.7400                           2.0000          GROUP I
          92129                            525,000.00                          20060201                4,277.27                            524,440.10                            70.00          No MI                               100180100003014899                                   5.9900                                   20080101                  16.1400                  9.1400                           2.0000          GROUP I
          44310                             55,250.00                          20060101                  502.92                             55,182.69                            85.00          No MI                               100180100003013164                                   5.2500                                   20071201                  17.4400                 10.4400                           2.0000          GROUP I
          91786                            310,500.00                          20060201                1,927.69                            310,498.62                            92.69          No MI                               100180100003011978                                   5.9900                                   20080101                  14.4500                  7.4500                           2.0000          GROUP I
          92883                            368,000.00                          20060101                2,051.60                            368,000.00                            80.00          No MI                               100180100003011036                                   5.2500                                   20071201                  13.6900                  6.6900                           2.0000          GROUP I
          46774                             93,100.00                          20060201                  721.81                             92,988.86                            70.00          No MI                               100180100003010772                                   5.9900                                   20080101                  15.5900                  8.5900                           2.0000          GROUP I
          19709                            365,000.00                          20060101                3,611.78                            364,645.93                            74.95          No MI                               100180100003010467                                   5.9900                                   20071201                  18.4900                 11.4900                           2.0000          GROUP I
          92503                            450,000.00                          20060101                3,309.20                            449,666.28                           100.00          No MI                               0                                                    5.2500                                   20071201                  15.5300                  8.5300                           2.0000          GROUP I
          93551                            360,000.00                          20060101                2,409.06                            359,655.63                            80.00          No MI                               100180100003009493                                   5.2500                                   20071201                  14.6500                  7.6500                           2.0000          GROUP I
          60451                            168,000.00                          20060201                1,380.88                            167,824.77                            80.00          No MI                               100180100003008917                                   5.2500                                   20080101                  16.2400                  9.2400                           2.0000          GROUP I
          93722                            275,500.00                          20060201                1,915.03                            275,084.86                            95.00          No MI                               100180100003008156                                   5.2500                                   20080101                  14.4400                  7.4400                           2.0000          GROUP I
          20147                            392,572.00                          20060201                2,864.16                            392,034.94                            80.00          No MI                               100180100003007604                                   5.2500                                   20080101                  14.9400                  7.9400                           2.0000          GROUP I
          92395                            276,300.00                          20060101                2,092.01                            276,004.79                            90.00          No MI                               100180100003007356                                   5.9900                                   20071201                  15.8150                  8.8150                           2.0000          GROUP I
          60417                            343,000.00                          20060201                2,884.13                            342,661.24                           100.00          No MI                               100180100003007240                                   5.7000                                   20080101                  16.5000                  9.5000                           2.0000          GROUP I
          21216                             50,000.00                          20060101                  448.06                             49,936.52                            86.96          No MI                               100180100003006648                                   5.2500                                   20071201                  17.2500                 10.2500                           2.0000          GROUP I
           6482                            217,000.00                          20060201                1,959.08                            216,820.71                            70.00          No MI                               100180100003006382                                   5.9900                                   20080101                  17.3400                 10.3400                           2.0000          GROUP I
          43610                             52,700.00                          20060101                  412.72                             52,607.40                            85.00          No MI                               100180100003006391                                   5.2500                                   20071201                  15.7000                  8.7000                           2.0000          GROUP I
          92703                            280,000.00                          20060101                1,946.00                            280,000.00                            80.00          No MI                               0                                                    5.2500                                   20071201                  15.3400                  8.3400                           2.0000          GROUP I
          32927                            141,700.00                          20060201                1,034.81                            141,507.27                            65.00          No MI                               100180100003005293                                   5.9900                                   20080101                  14.9500                  7.9500                           2.0000          GROUP I
          34952                            222,000.00                          20060101                1,369.00                            222,000.00                            84.73          No MI                               100239922589076013                                   5.2500                                   20071201                  14.4000                  7.4000                           2.0000          GROUP I
          33193                            156,000.00                          20060201                1,090.55                            155,911.60                            80.00          No MI                               100180100003004361                                   5.2500                                   20080101                  13.0500                  8.0500                           1.0000          GROUP I
          11236                            584,250.00                          20060201                4,109.23                            584,250.00                            95.00          No MI                               100180100003004163                                   5.2500                                   20080101                  15.4400                  8.4400                           2.0000          GROUP I
          77057                             63,000.00                          20060101                  623.89                             62,919.97                           100.00          No MI                               100180100003003918                                        -                                                                   -                       -                                -          GROUP I
           4072                            100,000.00                          20060201                  698.53                             99,747.55                            39.22          No MI                               100180100003002977                                   5.2500                                   20080101                  13.4900                  7.4900                           1.0000          GROUP I
           7502                            140,000.00                          20060201                1,227.57                            139,874.85                            54.90          No MI                               100180100003002142                                   5.9900                                   20080101                  16.9900                  9.9900                           2.0000          GROUP I
          37762                             62,315.00                          20060201                  450.32                             62,228.32                            83.09          No MI                               100180100003002068                                   5.2500                                   20080101                  14.8400                  7.8400                           2.0000          GROUP I
          91709                            650,000.00                          20060101                4,197.92                            650,000.00                            78.79          No MI                               100180100003002050                                   5.2500                                   20071201                  14.7500                  7.7500                           2.0000          GROUP I
          92627                            387,546.00                          20060101                2,875.03                            387,265.68                            80.00          No MI                               100180100003001821                                   5.2500                                   20071201                  15.6150                  8.6150                           2.0000          GROUP I
          60410                            166,250.00                          20060101                1,421.03                            166,012.40                            95.00          No MI                               100180100003001714                                   5.7000                                   20071201                  16.6900                  9.6900                           2.0000          GROUP I
           8618                            120,000.00                          20060201                1,026.59                            119,876.28                            80.00          No MI                               100180100003001151                                   5.9900                                   20080101                  16.7000                  9.7000                           2.0000          GROUP I
          19713                            146,200.00                          20060201                1,144.94                            146,028.41                            85.00          No MI                               100180100003001003                                   5.9900                                   20080101                  15.7000                  8.7000                           2.0000          GROUP I
          78666                             78,750.00                          20060101                  645.01                             78,625.26                            75.00          No MI                               100180100003000526                                        -                                                                   -                       -                                -          GROUP I
          38106                             54,400.00                          20060201                  451.49                             54,344.54                            85.00          No MI                               100180100003000476                                        -                                                                   -                       -                                -          GROUP I
          55060                            176,800.00                          20060201                1,381.43                            176,592.63                            85.00          No MI                               100180100002999835                                   5.9900                                   20080101                  15.6750                  8.6750                           2.0000          GROUP I
          93311                            382,455.00                          20060101                3,074.57                            381,822.26                            90.00          No MI                               100180100002999389                                   5.2500                                   20071201                  15.9900                  8.9900                           2.0000          GROUP I
          48334                            624,750.00                          20060101                5,276.05                            623,830.48                            85.00          No MI                               100180100002999223                                   5.9900                                   20071201                  16.5500                  9.5500                           2.0000          GROUP I
          33054                            190,000.00                          20060101                1,319.67                            189,701.86                            95.00          No MI                               100180100002998779                                   5.2500                                   20071201                  14.9900                  7.9900                           2.0000          GROUP I
          78577                            112,500.00                          20060201                1,003.94                            112,404.21                            90.00          No MI                               100180100002997789                                   5.9900                                   20080101                  17.2000                 10.2000                           2.0000          GROUP I
          95350                            232,000.00                          20060201                1,879.35                            231,914.30                            80.00          No MI                               100180100002997599                                   5.9900                                   20080101                  16.5000                  9.5000                           2.0000          GROUP I
           6405                            151,000.00                          20060201                1,176.08                            150,821.60                            79.89          No MI                               100180100002997268                                   5.9900                                   20070101                  15.6400                  8.6400                           1.5000          GROUP I
          60164                            236,250.00                          20060201                1,468.14                            236,069.44                            79.28          No MI                               100180100002997227                                   5.2500                                   20080101                  14.0000                  7.0000                           2.0000          GROUP I
          60617                            153,000.00                          20060201                1,052.37                            152,909.46                            90.00          No MI                               0                                                    3.4300                                   20080101                  14.9000                  7.9000                           2.0000          GROUP I
          90023                            448,000.00                          20060201                2,908.27                            448,000.00                            80.00          No MI                               100180100002996294                                   5.2500                                   20080101                  14.7900                  7.7900                           2.0000          GROUP I
          87031                            127,415.00                          20060101                1,108.76                            127,240.81                            85.00          No MI                               100180100002996039                                   5.9900                                   20071201                  16.9000                  9.9000                           2.0000          GROUP I
          90037                            308,000.00                          20060201                1,869.40                            307,720.80                            80.00          No MI                               100180100002995742                                   5.2500                                   20080101                  14.2900                  7.2900                           2.0000          GROUP I
          11203                            332,000.00                          20060201                2,387.68                            331,533.59                            80.00          No MI                               100180100002995361                                   5.2500                                   20080101                  14.7900                  7.7900                           2.0000          GROUP I
          78213                             72,000.00                          20060101                  647.88                             71,907.33                            80.00          No MI                               100180100002995072                                   5.9900                                   20071201                  17.3000                 10.3000                           2.0000          GROUP I
          50701                             63,750.00                          20060201                  492.00                             63,673.10                            85.00          No MI                               100180100002995056                                        -                                                                   -                       -                                -          GROUP I
          34639                            297,500.00                          20060201                2,212.06                            297,110.65                            85.00          No MI                               100180100002994646                                   5.9900                                   20070101                  15.1400                  8.1400                           1.5000          GROUP I
          21040                            121,800.00                          20060101                  975.66                            121,596.78                            70.00          No MI                               100180100002994455                                   5.9900                                   20071201                  15.9500                  8.9500                           2.0000          GROUP I
          89110                            305,600.00                          20060201                2,124.26                            305,139.50                            80.00          No MI                               100180100002994059                                   5.2500                                   20080101                  14.4400                  7.4400                           2.0000          GROUP I
          20110                            162,500.00                          20060201                1,237.99                            162,298.32                            56.82          No MI                               100180100002994026                                   5.9900                                   20080101                  15.4000                  8.4000                           2.0000          GROUP I
          34655                            160,000.00                          20060101                1,238.78                            159,711.60                            80.00          No MI                               0                                                    5.9900                                   20071201                  15.5750                  8.5750                           2.0000          GROUP I
          95628                            520,000.00                          20060101                4,072.29                            519,086.54                            83.20          No MI                               100180100002993697                                   5.9900                                   20071201                  15.7000                  8.7000                           2.0000          GROUP I
          15108                            108,000.00                          20060201                  845.79                            107,873.96                            80.00          No MI                               100180100002992137                                   5.9900                                   20080101                  15.7000                  8.7000                           2.0000          GROUP I
          92882                            599,000.00                          20060101                4,716.62                            597,960.69                            84.96          No MI                               0                                                    5.2500                                   20071201                  15.7600                  8.7600                           2.0000          GROUP I
          92504                            100,000.00                          20060201                  654.38                             99,932.70                            27.03          No MI                               100180100002991477                                   5.9900                                   20080101                  14.4500                  7.4500                           2.0000          GROUP I
          11233                            476,000.00                          20060101                3,576.03                            474,915.32                            80.00          No MI                               100180100002990503                                   5.2500                                   20071201                  15.2500                  8.2500                           2.0000          GROUP I
          30223                            129,600.00                          20060101                  934.35                            129,498.41                            90.00          No MI                               100180100002989638                                   5.9900                                   20071201                  15.3400                  8.3400                           2.0000          GROUP I
          94585                            505,750.00                          20060101                3,497.58                            505,303.23                            85.00          No MI                               100180100002989497                                   5.9900                                   20071201                  14.9500                  7.9500                           2.0000          GROUP I
          92704                            536,750.00                          20060101                3,873.76                            536,330.48                            95.00          No MI                               100180100002988614                                   5.9900                                   20071201                  15.3500                  8.3500                           2.0000          GROUP I
          92503                            333,000.00                          20060201                2,441.12                            332,550.71                            90.00          No MI                               100180100002988036                                   5.2500                                   20080101                  14.9900                  7.9900                           2.0000          GROUP I
          43230                            119,000.00                          20060101                  889.00                            118,767.95                            84.40          No MI                               100180100002987996                                   5.2500                                   20061201                  15.1900                  8.1900                           1.0000          GROUP I
          60431                            194,750.00                          20060101                1,442.54                            194,608.49                            92.74          No MI                               100180100002987707                                   5.2500                                   20071201                  15.6000                  8.6000                           2.0000          GROUP I
          30034                            135,000.00                          20060101                1,080.42                            134,774.31                            90.00          No MI                               100180100002987657                                        -                                                                   -                       -                                -          GROUP I
          94560                            520,000.00                          20060201                3,029.00                            520,000.00                            80.00          No MI                               100180100002986808                                   5.2500                                   20080101                  13.9900                  6.9900                           2.0000          GROUP I
          11207                            472,500.00                          20060101                3,734.05                            471,686.92                            90.00          No MI                               100180100002986733                                   5.2500                                   20071201                  15.8000                  8.8000                           2.0000          GROUP I
          14615                             78,000.00                          20060101                  547.53                             77,826.63                            84.78          No MI                               100180100002986568                                   5.2500                                   20071201                  14.5400                  7.5400                           2.0000          GROUP I
          23462                            118,000.00                          20060201                  817.01                            117,820.77                            74.68          No MI                               100180100002986295                                   5.2500                                   20080101                  14.4000                  7.4000                           2.0000          GROUP I
          60643                            113,050.00                          20060101                  921.86                            112,858.94                            95.00          No MI                               100180100002986220                                   5.2500                                   20071201                  16.1500                  9.1500                           2.0000          GROUP I
          89147                            146,250.00                          20060201                1,072.12                            146,052.67                            75.00          No MI                               100180100002985222                                   5.9900                                   20080101                  14.9900                  7.9900                           2.0000          GROUP I
          22181                            346,750.00                          20060201                2,777.57                            346,365.79                            95.00          No MI                               100180100002985164                                   5.2500                                   20080101                  15.9500                  8.9500                           2.0000          GROUP I
          60634                            265,500.00                          20060201                2,088.94                            265,392.71                            90.00          No MI                               100180100002984928                                   5.7000                                   20080101                  16.2000                  9.2000                           2.0000          GROUP I
          61350                             69,000.00                          20060101                  585.24                             68,899.48                            75.00          No MI                               100180100002984910                                   5.7000                                   20071201                  16.6000                  9.6000                           2.0000          GROUP I
          91335                            373,000.00                          20060101                2,247.84                            372,538.96                            71.05          No MI                               0                                                    5.2500                                   20071201                  13.7400                  6.7400                           2.0000          GROUP I
          48219                             60,000.00                          20060101                  508.46                             59,912.43                            72.73          No MI                               100180100002983094                                   5.2500                                   20071201                  16.5900                  9.5900                           2.0000          GROUP I
          31605                             74,160.00                          20060101                  557.14                             74,016.29                            90.00          No MI                               100180100002982757                                   5.2500                                   20071201                  15.2500                  8.2500                           2.0000          GROUP I
          91362                            616,550.00                          20060101                4,798.82                            616,550.00                            95.00          No MI                               100180100002982393                                   5.2500                                   20071201                  16.3400                  9.3400                           2.0000          GROUP I
          95204                            247,960.00                          20060101                1,696.25                            247,736.01                            80.00          No MI                               0                                                    5.2500                                   20071201                  14.8500                  7.8500                           2.0000          GROUP I
          93722                            187,500.00                          20060201                1,480.43                            187,285.23                            72.39          No MI                               100180100002981841                                   5.9900                                   20070101                  15.7900                  8.7900                           1.5000          GROUP I
          23234                             66,300.00                          20060101                  628.39                             65,956.52                            85.00          No MI                               100180100002980033                                   5.9900                                   20071201                  17.9400                 10.9400                           2.0000          GROUP I
          60643                            153,000.00                          20060101                1,229.98                            152,746.20                            85.00          No MI                               100180100002979993                                   3.5200                                   20071201                  15.9900                  8.9900                           2.0000          GROUP I
          33604                             76,000.00                          20060101                  630.75                             75,882.61                            80.00          No MI                               100180100002979969                                   5.9900                                   20071201                  16.3500                  9.3500                           2.0000          GROUP I
          95209                            380,000.00                          20060101                2,533.33                            380,000.00                            94.53          No MI                               100180100002979449                                        -                                                                   -                       -                                -          GROUP I
          93726                            237,150.00                          20060201                1,872.44                            236,877.81                            85.00          No MI                               100180100002979423                                   5.2500                                   20080101                  15.7900                  8.7900                           2.0000          GROUP I
          48420                            120,000.00                          20060101                  918.45                            119,778.09                            80.00          No MI                               100331600002360910                                   5.9900                                   20071201                  15.4500                  8.4500                           2.0000          GROUP I
          91214                            643,500.00                          20060101                5,265.97                            642,478.72                            90.00          No MI                               100180100002978425                                   5.2500                                   20071201                  16.1900                  9.1900                           2.0000          GROUP I
          93619                            693,500.00                          20060201                5,490.21                            693,500.00                            95.00          No MI                               100180100002977021                                   5.2500                                   20080101                  14.5000                  9.5000                           1.0000          GROUP I
          33610                            111,500.00                          20060201                  936.74                            111,389.64                            78.52          No MI                               100180100002976759                                   5.9900                                   20080101                  16.4900                  9.4900                           2.0000          GROUP I
          60636                            125,400.00                          20060101                  995.38                            125,325.70                            95.00          No MI                               100180100002976650                                   5.2500                                   20071201                  16.2900                  9.2900                           2.0000          GROUP I
          93523                             75,000.00                          20060101                  619.24                             74,960.71                            49.02          No MI                               100055500000632894                                   5.9900                                   20071201                  16.7000                  9.7000                           2.0000          GROUP I
          94518                            396,000.00                          20060101                2,623.50                            396,000.00                            90.00          No MI                               100180100002975991                                   5.2500                                   20071201                  14.9500                  7.9500                           2.0000          GROUP I
          95249                            157,000.00                          20060101                1,424.36                            155,524.54                            58.15          No MI                               100359700002973329                                        -                                                                   -                       -                                -          GROUP I
          48192                            190,000.00                          20060101                1,591.03                            189,904.71                            95.00          No MI                               100180100002973293                                   5.2500                                   20071201                  16.8500                  9.8500                           2.0000          GROUP I
          95128                            390,000.00                          20060101                3,262.74                            389,804.18                            75.00          No MI                               100180100002973202                                   5.9900                                   20071201                  16.8400                  9.8400                           2.0000          GROUP I
          95135                            284,800.00                          20060201                2,329.24                            284,697.91                            41.37          No MI                               100180100002971446                                   5.9900                                   20080101                  16.6000                  9.6000                           2.0000          GROUP I
          48174                            128,000.00                          20060201                1,076.30                            127,873.56                            80.00          No MI                               100180100002970752                                   5.9900                                   20080101                  16.5000                  9.5000                           2.0000          GROUP I
           1108                            167,000.00                          20060101                1,343.72                            166,724.29                            77.31          No MI                               100180100002969432                                   5.9900                                   20071201                  16.0000                  9.0000                           2.0000          GROUP I
          33414                            424,000.00                          20060101                3,485.08                            423,334.05                            80.00          No MI                               100180100002967337                                   5.9900                                   20071201                  16.2400                  9.2400                           2.0000          GROUP I
          38141                             62,500.00                          20060201                  545.03                             62,339.40                            73.53          No MI                               100180100002966792                                        -                                                                   -                       -                                -          GROUP I
          98408                            191,250.00                          20060101                1,497.75                            190,914.01                            85.00          No MI                               100420600000101516                                   5.2500                                   20071201                  15.7000                  8.7000                           2.0000          GROUP I
          94303                            526,169.00                          20060101                3,628.94                            525,703.67                            84.87          No MI                               100180100002966115                                   5.2500                                   20071201                  14.9250                  7.9250                           2.0000          GROUP I
          32216                            214,690.00                          20060201                1,565.72                            214,581.74                            95.00          No MI                               100180100002966107                                   5.9900                                   20080101                  15.4500                  8.4500                           2.0000          GROUP I
          90003                            340,000.00                          20060201                2,733.28                            339,626.38                            85.00          No MI                               100180100002965372                                   5.9900                                   20080101                  15.9900                  8.9900                           2.0000          GROUP I
          92336                            250,000.00                          20060201                1,539.30                            249,524.33                            60.24          No MI                               100180100002965109                                   5.2500                                   20080101                  13.2500                  6.2500                           2.0000          GROUP I
          55429                            187,920.00                          20051201                1,443.62                            187,458.79                            80.00          No MI                               100180100002964987                                   5.2500                                   20071101                  15.4900                  8.4900                           2.0000          GROUP I
           2919                            273,000.00                          20060101                2,323.47                            272,605.74                            70.00          No MI                               100180100002964086                                   5.9900                                   20071201                  16.6400                  9.6400                           2.0000          GROUP I
          95401                            275,400.00                          20060101                1,914.03                            275,400.00                            90.00          No MI                               0                                                    5.2500                                   20071201                  15.3400                  8.3400                           2.0000          GROUP I
          90043                            600,000.00                          20060201                3,882.08                            599,584.57                            60.61          No MI                               100180100002962635                                   5.9900                                   20080101                  14.3500                  7.3500                           2.0000          GROUP I
          90638                            250,000.00                          20060201                1,428.17                            249,768.05                            47.62          No MI                               100180100002962429                                   5.2500                                   20080101                  13.3000                  6.3000                           2.0000          GROUP I
          92860                            589,000.00                          20060101                3,937.12                            586,295.67                            95.00          No MI                               100180100002962353                                   5.2500                                   20071201                  14.6400                  7.6400                           2.0000          GROUP I
          93702                            178,600.00                          20060101                1,376.28                            178,484.34                            95.00          No MI                               100180100002961959                                   5.9900                                   20071201                  15.9900                  8.9900                           2.0000          GROUP I
          94806                            408,500.00                          20060101                2,655.08                            408,069.18                            95.00          No MI                               100180100002961231                                   5.2500                                   20071201                  14.3900                  7.3900                           2.0000          GROUP I
          33935                            100,000.00                          20060101                  827.39                             99,845.38                            89.69          No MI                               100180100002960530                                   5.2500                                   20081201                  16.3150                  9.3150                           2.0000          GROUP I
          92677                            552,085.00                          20060101                3,376.92                            552,085.00                            84.94          No MI                               100180100002960076                                   5.2500                                   20071201                  14.3400                  7.3400                           2.0000          GROUP I
          15221                             42,000.00                          20060201                  390.49                             41,967.28                            70.00          No MI                               100180100002959912                                   5.9900                                   20080101                  17.7000                 10.7000                           2.0000          GROUP I
          60652                            208,250.00                          20060201                1,332.12                            208,101.67                            85.00          No MI                               100180100002959235                                   5.7000                                   20080101                  14.2500                  7.2500                           2.0000          GROUP I
          20720                            412,250.00                          20060101                3,010.59                            411,406.14                            85.00          No MI                               100180100002959227                                        -                                                                   -                       -                                -          GROUP I
          91345                            400,000.00                          20060101                2,959.80                            399,708.52                            68.97          No MI                               100180100002958971                                   5.2500                                   20071201                  15.5900                  8.5900                           2.0000          GROUP I
          92804                            264,000.00                          20060201                1,749.00                            264,000.00                            80.00          No MI                               100180100002958930                                   5.2500                                   20080101                  14.9500                  7.9500                           2.0000          GROUP I
           8055                            198,900.00                          20060101                1,361.58                            198,434.91                            65.00          No MI                               100180100002958609                                        -                                                                   -                       -                                -          GROUP I
          48336                            117,000.00                          20060101                  940.57                            116,740.97                            90.00          No MI                               100180100002957841                                   5.2500                                   20071201                  15.9900                  8.9900                           2.0000          GROUP I
          32569                            147,200.00                          20060101                1,210.98                            146,969.30                            80.00          No MI                               100180100002957064                                   5.9900                                   20071201                  16.2500                  9.2500                           2.0000          GROUP I
          92064                             83,000.00                          20060101                  685.23                             82,871.00                            16.60          No MI                               100239922156217743                                   5.2500                                   20071201                  16.2900                  9.2900                           2.0000          GROUP I
          92805                            468,000.00                          20060201                2,863.32                            467,099.24                            80.00          No MI                               100180100002953667                                   5.2500                                   20080101                  13.1900                  6.1900                           2.0000          GROUP I
           7628                            368,000.00                          20060201                2,947.79                            367,592.24                            80.00          No MI                               100180100002953311                                   5.9900                                   20080101                  15.9500                  8.9500                           2.0000          GROUP I
          97266                            168,000.00                          20060101                1,167.60                            168,000.00                            80.00          No MI                               100428400000101984                                   5.2500                                   20071201                  15.3400                  8.3400                           2.0000          GROUP I
          21215                            128,250.00                          20060101                1,163.58                            128,092.40                            95.00          No MI                               100180100002952925                                   5.2500                                   20071201                  17.4000                 10.4000                           2.0000          GROUP I
          32801                            208,000.00                          20060201                1,332.94                            207,999.94                            80.00          No MI                               100180100002952909                                   5.9900                                   20080101                  14.6900                  7.6900                           2.0000          GROUP I
          10314                            289,600.00                          20060201                1,721.98                            289,004.38                            80.00          No MI                               100180100002952032                                   5.2500                                   20080101                  14.1500                  7.1500                           2.0000          GROUP I
          90601                            282,000.00                          20060201                2,168.34                            281,657.11                            74.21          No MI                               100180100002951026                                   5.9900                                   20080101                  15.5000                  8.5000                           2.0000          GROUP I
          60133                            133,000.00                          20060101                  923.77                            132,884.60                            89.86          No MI                               100180100002950499                                   5.2500                                   20071201                  14.9900                  7.9900                           2.0000          GROUP I
          33952                            288,000.00                          20060101                2,111.24                            287,414.75                            90.00          No MI                               100180100002948824                                   5.2500                                   20071201                  14.9900                  7.9900                           2.0000          GROUP I
          95370                            242,580.00                          20060101                1,659.45                            242,360.85                            77.75          No MI                               0                                                    5.2500                                   20071201                  14.8500                  7.8500                           2.0000          GROUP I
          34691                            110,500.00                          20051201                  841.06                            110,223.19                            85.00          No MI                               100180100002946844                                   5.2500                                   20071101                  15.3900                  8.3900                           2.0000          GROUP I
          60139                             86,700.00                          20060101                  727.44                             86,570.37                            85.00          No MI                               100180100002946521                                   5.2500                                   20071201                  16.4750                  9.4750                           2.0000          GROUP I
          95340                            336,000.00                          20060101                2,296.00                            336,000.00                            80.00          No MI                               0                                                    5.2500                                   20071201                  15.2000                  8.2000                           2.0000          GROUP I
           8005                            271,000.00                          20060101                1,755.90                            270,294.70                            82.12          No MI                               100180100002944922                                        -                                                                   -                       -                                -          GROUP I
          92683                            468,000.00                          20060101                2,993.67                            467,498.48                            80.00          No MI                               100180100002944526                                   5.2500                                   20071201                  14.2500                  7.2500                           2.0000          GROUP I
          32738                             97,000.00                          20060101                  689.06                             96,920.77                            69.29          No MI                               100180100002944278                                   5.9900                                   20071201                  15.2000                  8.2000                           2.0000          GROUP I
           7083                            280,000.00                          20060101                1,917.70                            279,345.94                            80.00          No MI                               100180100002941928                                        -                                                                   -                       -                                -          GROUP I
          92691                            599,920.00                          20051201                3,749.90                            599,010.24                            80.00          No MI                               0                                                    5.2500                                   20071101                  14.0500                  7.0500                           2.0000          GROUP I
          91411                            469,000.00                          20060101                2,809.52                            468,402.15                            83.75          No MI                               100180100002941126                                   5.2500                                   20071201                  13.6900                  6.6900                           2.0000          GROUP I
          60803                            175,000.00                          20060101                1,176.06                            174,407.44                            56.45          No MI                               0                                                         -                                                                   -                       -                                -          GROUP I
          48529                             82,450.00                          20060101                  642.35                             82,398.31                            85.00          No MI                               100180100002940839                                   5.2500                                   20071201                  16.1000                  9.1000                           2.0000          GROUP I
          49920                             57,600.00                          20051201                  500.81                             57,494.34                            90.00          No MI                               100180100002940235                                   5.2500                                   20071101                  16.8900                  9.8900                           2.0000          GROUP I
          96002                            238,400.00                          20060101                1,657.15                            237,859.45                            80.00          No MI                               100239922501820472                                   5.2500                                   20071201                  14.4400                  7.4400                           2.0000          GROUP I
           1752                            270,000.00                          20051201                2,170.54                            269,402.16                            75.00          No MI                               100180100002939591                                   5.9900                                   20071101                  15.9900                  8.9900                           2.0000          GROUP I
          92883                            360,000.00                          20060101                2,396.97                            359,995.85                            58.21          No MI                               100180100002938965                                   5.2500                                   20071201                  14.9900                  7.9900                           2.0000          GROUP I
          22554                            232,900.00                          20051201                1,863.93                            232,378.92                            85.00          No MI                               100180100002938924                                   5.2500                                   20071101                  15.9400                  8.9400                           2.0000          GROUP I
          43315                             50,000.00                          20051201                  420.07                             49,740.36                            74.63          No MI                               100180100002938809                                   5.9900                                   20071101                  16.4900                  9.4900                           2.0000          GROUP I
          20744                            172,000.00                          20051201                1,303.08                            171,564.75                            80.00          No MI                               100180100002938510                                   5.9900                                   20071101                  15.3400                  8.3400                           2.0000          GROUP I
          48134                            377,400.00                          20060101                2,480.78                            377,022.13                            85.00          No MI                               100180100002938395                                   5.9900                                   20071201                  14.4900                  7.4900                           2.0000          GROUP I
          22026                            475,000.00                          20060101                3,921.49                            474,261.72                            95.00          No MI                               100180100002938387                                   5.9900                                   20071201                  16.2900                  9.2900                           2.0000          GROUP I
          32778                            104,000.00                          20060101                  712.29                            103,757.06                            80.00          No MI                               100239922358874655                                   5.2500                                   20071201                  14.2900                  7.2900                           2.0000          GROUP I
          34761                            156,500.00                          20060101                1,162.20                            156,387.12                            94.85          No MI                               100239921278575558                                   5.2500                                   20071201                  15.6250                  8.6250                           2.0000          GROUP I
          14620                             70,632.00                          20060101                  562.74                             70,512.70                            95.00          No MI                               100180100002936506                                        -                                                                   -                       -                                -          GROUP I
          30238                            105,400.00                          20060101                  798.52                            105,199.78                            85.00          No MI                               100180100002936175                                   5.2500                                   20071201                  15.3400                  8.3400                           2.0000          GROUP I
          53225                            121,500.00                          20060101                  828.85                            121,213.91                            90.00          No MI                               100180100002936068                                   5.2500                                   20071201                  14.2500                  7.2500                           2.0000          GROUP I
          95340                            324,000.00                          20060101                1,994.68                            323,900.00                            90.00          No MI                               100239922503820173                                   5.2500                                   20071201                  14.3900                  7.3900                           2.0000          GROUP I
          22191                            314,000.00                          20060101                2,090.72                            314,000.00                            89.97          No MI                               100180100002935623                                   5.2500                                   20071201                  14.9900                  7.9900                           2.0000          GROUP I
          50312                             97,500.00                          20060201                  695.14                             97,120.55                            83.33          No MI                               100180100002934782                                   5.9900                                   20080101                  14.7000                  7.7000                           2.0000          GROUP I
          91724                            494,000.00                          20060101                3,806.73                            493,680.07                            95.00          No MI                               0                                                    5.2500                                   20071201                  15.9900                  8.9900                           2.0000          GROUP I
          60636                            102,000.00                          20060101                  876.34                            101,856.06                            85.00          No MI                               100180100002933610                                   5.7000                                   20071201                  16.7500                  9.7500                           2.0000          GROUP I
          30016                            305,600.00                          20060201                1,910.00                            305,600.00                            80.00          No MI                               100180100002932679                                   5.2500                                   20080101                  12.5000                  7.5000                           1.0000          GROUP I
           2149                            294,500.00                          20060101                2,422.35                            294,343.88                            95.00          No MI                               100180100002932554                                   5.2500                                   20071201                  16.6600                  9.6600                           2.0000          GROUP I
          49507                             75,000.00                          20051201                  521.34                             74,771.21                            75.00          No MI                               100180100002932505                                   5.2500                                   20071101                  14.4400                  7.4400                           2.0000          GROUP I
          32935                            150,000.00                          20060101                  947.44                            149,834.19                            75.00          No MI                               100180100002931978                                   5.9900                                   20071201                  14.1400                  7.1400                           2.0000          GROUP I
          90262                            403,500.00                          20060101                2,589.13                            403,500.00                            94.61          No MI                               100180100002931556                                   5.2500                                   20071201                  14.7000                  7.7000                           2.0000          GROUP I
          91702                            295,000.00                          20060101                2,043.43                            294,742.20                            68.60          No MI                               100180100002931143                                   5.2500                                   20071201                  14.9650                  7.9650                           2.0000          GROUP I
          77478                             80,000.00                          20060101                  677.95                             79,883.21                            80.00          No MI                               100180100002930681                                   5.2500                                   20071201                  16.5900                  9.5900                           2.0000          GROUP I
          48162                            107,400.00                          20051201                  663.53                            107,232.53                            70.66          No MI                               100180100002930467                                   5.9900                                   20071101                  13.9500                  6.9500                           2.0000          GROUP I
          95832                            697,500.00                          20051201                4,844.57                            696,688.41                            90.00          No MI                               0                                                    5.2500                                   20071101                  14.9900                  7.9900                           2.0000          GROUP I
          94538                            438,750.00                          20051201                2,372.91                            438,750.00                            75.00          No MI                               100180100002930392                                        -                                                                   -                       -                                -          GROUP I
          48910                             75,650.00                          20051201                  571.92                             75,580.47                            85.00          No MI                               100180100002930384                                   5.2500                                   20071101                  15.8000                  8.8000                           2.0000          GROUP I
          60641                            313,500.00                          20060101                2,454.49                            313,306.38                            95.00          No MI                               100180100002928479                                   5.7000                                   20071201                  16.1500                  9.1500                           2.0000          GROUP I
          32771                            100,000.00                          20051201                  691.70                             99,693.72                            76.92          No MI                               100180100002928404                                   5.2500                                   20071101                  14.3900                  7.3900                           2.0000          GROUP I
          37208                             70,000.00                          20051201                  570.81                             69,850.06                           100.00          No MI                               100331600002604366                                   5.9900                                   20071101                  16.1500                  9.1500                           2.0000          GROUP I
          93611                            306,000.00                          20051201                2,287.60                            305,710.27                            90.00          No MI                               100180100002927935                                   5.2500                                   20071101                  15.6900                  8.6900                           2.0000          GROUP I
          91786                            392,000.00                          20051201                2,041.67                            392,000.00                            80.00          No MI                               100055500000626912                                   5.2500                                   20071101                  13.2500                  6.2500                           2.0000          GROUP I
          95636                            304,000.00                          20051201                2,205.52                            303,686.65                            95.00          No MI                               0                                                    5.2500                                   20071101                  15.4000                  8.4000                           2.0000          GROUP I
          60646                            394,250.00                          20060101                2,682.42                            394,232.55                            95.00          No MI                               100180100002927109                                   5.2500                                   20071201                  15.1650                  8.1650                           2.0000          GROUP I
          94509                            400,500.00                          20060101                3,393.96                            399,915.46                            90.00          No MI                               0                                                    5.2500                                   20061201                  16.5900                  9.5900                           1.5000          GROUP I
          98684                            191,250.00                          20051201                1,405.33                            190,733.10                            82.08          No MI                               0                                                    5.9900                                   20061101                  15.0150                  8.0150                           1.5000          GROUP I
           6801                            405,000.00                          20060101                2,762.82                            404,046.44                            90.00          No MI                               100180100002926358                                   5.2500                                   20061201                  14.2500                  7.2500                           1.0000          GROUP I
          48529                             63,750.00                          20051201                  536.05                             63,619.03                            75.00          No MI                               100180100002925947                                   5.9900                                   20071101                  16.5000                  9.5000                           2.0000          GROUP I
           7079                            356,250.00                          20051201                2,490.96                            355,182.45                            75.00          No MI                               100180100002925236                                   5.2500                                   20071101                  14.5000                  7.5000                           2.0000          GROUP I
          92103                            184,000.00                          20060201                1,347.50                            183,908.28                            80.00          No MI                               0                                                    5.2500                                   20080101                  15.4900                  8.4900                           2.0000          GROUP I
          91901                            175,000.00                          20060101                1,130.99                            174,817.17                            41.18          No MI                               100302300002924394                                   5.2500                                   20071201                  14.3400                  7.3400                           2.0000          GROUP I
          60804                            300,000.00                          20051201                2,311.78                            299,739.97                            94.34          No MI                               100180100002922050                                   5.7000                                   20071101                  15.9900                  8.9900                           2.0000          GROUP I
          90302                            280,500.00                          20051201                1,560.99                            279,945.99                            85.00          No MI                               100180410000292099                                   5.2500                                   20071101                  13.0900                  6.0900                           2.0000          GROUP I
          33027                            427,500.00                          20060101                2,545.59                            426,956.73                            95.00          No MI                               100180100002920476                                   5.2500                                   20071201                  13.6400                  6.6400                           2.0000          GROUP I
          20716                            174,250.00                          20060101                1,327.51                            173,924.46                            85.00          No MI                               100180100002920427                                   5.2500                                   20061201                  15.4000                  8.4000                           1.5000          GROUP I
          16823                             66,300.00                          20060101                  601.67                             66,218.59                            65.00          No MI                               100180100002919635                                   5.9900                                   20071201                  17.4030                 10.4030                           2.0000          GROUP I
          91746                            360,000.00                          20051201                2,187.00                            360,000.00                            80.00          No MI                               100180100002918041                                   5.2500                                   20071101                  14.2900                  7.2900                           2.0000          GROUP I
          95833                            296,000.00                          20060101                2,273.89                            295,457.11                            80.00          No MI                               100239901337004113                                   5.2500                                   20071201                  15.4900                  8.4900                           2.0000          GROUP I
          46725                             85,500.00                          20051201                  769.35                             85,317.45                            90.00          No MI                               100180100002917134                                   5.9900                                   20071101                  17.3000                 10.3000                           2.0000          GROUP I
          30035                            112,000.00                          20060101                  868.34                            111,796.49                            80.00          No MI                               100180100002917035                                   5.9900                                   20071201                  15.5900                  8.5900                           2.0000          GROUP I
          50021                            144,000.00                          20051201                1,355.05                            143,784.91                            80.00          No MI                               100180100002917027                                   5.9900                                   20071101                  17.8500                 10.8500                           2.0000          GROUP I
          28715                            147,000.00                          20060201                  937.13                            146,999.99                            81.22          No MI                               100180100002916672                                   5.9900                                   20080101                  14.6500                  7.6500                           2.0000          GROUP I
          60440                            153,000.00                          20060101                  960.81                            152,788.85                            90.00          No MI                               100180100002916391                                   5.2500                                   20071201                  14.0900                  7.0900                           2.0000          GROUP I
          20744                            166,500.00                          20051201                1,051.30                            165,891.84                            66.60          No MI                               100420600000101045                                   5.2500                                   20071101                  13.4900                  6.4900                           2.0000          GROUP I
          15044                             52,000.00                          20051201                  403.16                             51,874.95                            79.39          No MI                               100180100002915625                                   5.2500                                   20071101                  15.5900                  8.5900                           2.0000          GROUP I
          20720                            575,000.00                          20051201                4,138.86                            573,376.90                            79.86          No MI                               100180100002915427                                   5.9900                                   20071101                  14.7990                  7.7990                           2.0000          GROUP I
          92234                            517,600.00                          20051201                3,194.00                            516,790.82                            80.00          No MI                               100180100002915336                                   5.2500                                   20071101                  13.9400                  6.9400                           2.0000          GROUP I
          30179                            172,900.00                          20051201                1,283.99                            172,733.12                            95.00          No MI                               100180100002914073                                   5.9900                                   20071101                  15.6250                  8.6250                           2.0000          GROUP I
          63114                            114,000.00                          20051201                  798.23                            113,870.47                            95.00          No MI                               100180100002913604                                   5.2500                                   20071101                  15.0650                  8.0650                           2.0000          GROUP I
           2149                            467,500.00                          20051201                3,264.63                            466,965.13                            85.00          No MI                               100180100002912994                                   5.2500                                   20071101                  15.0400                  8.0400                           2.0000          GROUP I
          92404                            306,000.00                          20051201                1,888.26                            305,521.62                            79.48          No MI                               100180100002911251                                   5.2500                                   20071101                  13.9400                  6.9400                           2.0000          GROUP I
          48238                             57,600.00                          20060101                  490.92                             57,572.77                            80.00          No MI                               100180100002910402                                   5.2500                                   20071201                  17.0400                 10.0400                           2.0000          GROUP I
          93710                            276,000.00                          20051201                1,733.23                            275,586.22                            80.00          No MI                               100180100002909974                                   5.2500                                   20071101                  14.0900                  7.0900                           2.0000          GROUP I
          90250                            574,000.00                          20051201                3,463.27                            573,053.97                            83.19          No MI                               100180100002908604                                   5.9900                                   20071101                  13.7500                  6.7500                           2.0000          GROUP I
          90715                            375,000.00                          20060201                2,037.23                            374,612.09                            66.37          No MI                               0                                                    5.2500                                   20080101                  12.9000                  5.9000                           2.0000          GROUP I
          95682                            389,300.00                          20060101                2,547.50                            388,905.77                            85.00          No MI                               100180100002908042                                   5.2500                                   20071201                  14.4500                  7.4500                           2.0000          GROUP I
          95008                            552,500.00                          20051201                4,471.30                            552,087.36                            85.00          No MI                               100180100002907168                                   5.9900                                   20071101                  16.4900                  9.4900                           2.0000          GROUP I
          60428                            188,500.00                          20060201                1,491.69                            188,285.21                            78.54          No MI                               100180100002906921                                   5.7000                                   20080101                  15.8150                  8.8150                           2.0000          GROUP I
          60623                            197,100.00                          20051201                1,366.77                            196,800.50                            90.00          No MI                               100180100002906855                                   5.7000                                   20071101                  14.9750                  7.9750                           2.0000          GROUP I
          90012                            304,000.00                          20060201                2,024.14                            303,999.99                            80.00          No MI                               100180100002905766                                   5.2500                                   20080101                  14.9900                  7.9900                           2.0000          GROUP I
          33813                            195,500.00                          20051201                1,158.53                            195,164.12                            76.67          No MI                               100180100002905527                                   5.9900                                   20071101                  13.6000                  6.6000                           2.0000          GROUP I
          93263                            146,000.00                          20060101                  907.52                            145,589.38                            67.91          No MI                               100180100002903233                                        -                                                                   -                       -                                -          GROUP I
          92841                            603,000.00                          20051201                3,901.49                            602,159.87                            90.00          No MI                               100180100002900585                                   5.9900                                   20071101                  14.3500                  7.3500                           2.0000          GROUP I
          91902                            294,000.00                          20060101                2,525.92                            293,585.14                            47.42          No MI                               100180100002899969                                   5.9900                                   20071201                  16.7500                  9.7500                           2.0000          GROUP I
          92404                            270,400.00                          20051201                1,575.08                            270,400.00                            80.00          No MI                               100180100002899613                                   5.2500                                   20071101                  13.9900                  6.9900                           2.0000          GROUP I
          21237                            184,800.00                          20051201                  977.90                            184,800.00                            80.00          No MI                               100180100002898847                                   5.2500                                   20071101                  13.3500                  6.3500                           2.0000          GROUP I
          92860                            607,500.00                          20051201                3,537.66                            607,323.07                            90.00          No MI                               100180100002897005                                   5.9900                                   20071101                  13.9900                  6.9900                           2.0000          GROUP I
          34465                             85,000.00                          20051201                  668.70                             84,782.08                            94.97          No MI                               100180100002896056                                        -                                                                   -                       -                                -          GROUP I
          21863                            183,825.00                          20051201                1,208.65                            183,825.00                            95.00          No MI                               100180100002894978                                   5.2500                                   20071101                  14.8900                  7.8900                           2.0000          GROUP I
          93312                            508,500.00                          20051201                2,665.39                            508,500.00                            90.00          No MI                               100180100002893624                                   5.9900                                   20071101                  13.2900                  6.2900                           2.0000          GROUP I
          11764                            578,000.00                          20051201                4,140.87                            576,352.31                            85.00          No MI                               100180100002892964                                   5.9900                                   20071101                  14.7500                  7.7500                           2.0000          GROUP I
          60544                            279,000.00                          20051201                1,803.12                            278,610.17                            90.00          No MI                               100180100002889036                                   5.7000                                   20071101                  14.3400                  7.3400                           2.0000          GROUP I
          94510                            541,000.00                          20051201                3,381.25                            541,000.00                            87.26          No MI                               100180100002887998                                   5.9900                                   20071101                  14.5000                  7.5000                           2.0000          GROUP I
          91331                            400,000.00                          20060101                2,533.34                            399,999.99                            78.43          No MI                               100180100002886123                                   5.2500                                   20071201                  14.6000                  7.6000                           2.0000          GROUP I
          32905                            198,320.00                          20060101                1,087.85                            197,791.42                            80.00          No MI                               100180100002885752                                   5.9900                                   20071201                  13.6000                  6.6000                           2.0000          GROUP I
          31312                            117,300.00                          20051201                  931.19                            117,032.65                            85.00          No MI                               100180100002885281                                   5.9900                                   20071101                  15.8500                  8.8500                           2.0000          GROUP I
          48381                            218,500.00                          20051201                1,494.72                            218,235.96                            94.59          No MI                               100180100002884243                                   5.9900                                   20071101                  14.8500                  7.8500                           2.0000          GROUP I
          92555                            460,750.00                          20051201                2,863.25                            460,041.66                            95.00          No MI                               100180100002883807                                   5.9900                                   20071101                  14.0000                  7.0000                           2.0000          GROUP I
          93622                            176,000.00                          20051201                1,138.75                            175,754.76                            80.00          No MI                               100180100002883542                                   5.9900                                   20071101                  14.3500                  7.3500                           2.0000          GROUP I
          60099                            184,450.00                          20051201                1,366.25                            184,270.64                            85.00          No MI                               100334611051004124                                   5.7000                                   20071101                  15.6000                  8.6000                           2.0000          GROUP I
          95206                            252,000.00                          20060201                1,480.50                            252,000.00                            80.00          No MI                               100180100002880233                                   5.9900                                   20080101                  14.0500                  7.0500                           2.0000          GROUP I
           8757                            202,750.00                          20051201                1,494.79                            202,054.86                            98.90          No MI                               100334605051004118                                        -                                                                   -                       -                                -          GROUP I
           7062                            232,000.00                          20051201                1,450.00                            232,000.00                            89.92          No MI                               100180100002878153                                   5.9900                                   20071101                  14.5000                  7.5000                           2.0000          GROUP I
          13760                             68,476.00                          20051201                  636.13                             68,370.10                            85.00          No MI                               100180100002874848                                   5.9900                                   20071101                  17.6900                 10.6900                           2.0000          GROUP I
          11225                            270,000.00                          20060201                1,979.29                            269,635.67                            54.00          No MI                               100180100002874517                                        -                                                                   -                       -                                -          GROUP I
          30102                            214,500.00                          20051201                1,412.70                            213,776.49                            79.96          No MI                               100180100002874301                                   5.9900                                   20071101                  13.9000                  6.9000                           2.0000          GROUP I
           2453                            440,000.00                          20051201                2,723.48                            438,332.97                            80.00          No MI                               100180100002874079                                   5.9900                                   20071101                  13.3000                  6.3000                           2.0000          GROUP I
          92346                            280,000.00                          20051201                2,195.02                            279,759.70                            80.00          No MI                               100180100002872636                                   5.9900                                   20071101                  16.1630                  9.1630                           2.0000          GROUP I
          92346                            184,000.00                          20051201                1,389.35                            182,753.68                            78.30          No MI                               100180100002871927                                   5.9900                                   20071101                  15.7880                  8.7880                           2.0000          GROUP I
          30269                            161,100.00                          20051201                1,162.67                            160,931.53                            90.00          No MI                               100180100002871711                                   5.2500                                   20071101                  15.3500                  8.3500                           2.0000          GROUP I
          33162                             52,700.00                          20060101                  456.27                             52,627.01                            85.00          No MI                               100180100002871430                                   5.9900                                   20071201                  16.8400                  9.8400                           2.0000          GROUP I
          91744                            198,000.00                          20051201                1,375.24                            197,770.16                            47.14          No MI                               100180100002870879                                   5.2500                                   20071101                  14.9900                  7.9900                           2.0000          GROUP I
          92057                            400,000.00                          20051201                3,082.37                            399,653.32                            80.00          No MI                               0                                                    5.9900                                   20071101                  15.9900                  8.9900                           2.0000          GROUP I
          92240                            251,910.00                          20051201                1,749.67                            251,617.62                            90.00          No MI                               100180100002868139                                   5.9900                                   20071101                  14.9900                  7.9900                           2.0000          GROUP I
          90262                            427,500.00                          20051201                2,643.33                            425,877.22                            95.00          No MI                               100180100002867339                                        -                                                                   -                       -                                -          GROUP I
          14215                             75,798.00                          20060201                  618.09                             75,717.43                            95.00          No MI                               100180100002866919                                        -                                                                   -                       -                                -          GROUP I
          60085                            175,500.00                          20051201                1,220.28                            175,296.86                            90.00          No MI                               100180100002865879                                   3.9100                                   20071101                  15.0000                  8.0000                           2.0000          GROUP I
          94565                            493,000.00                          20051201                3,727.08                            492,350.28                            85.00          No MI                               100180100002864815                                   5.9900                                   20071101                  15.8000                  8.8000                           2.0000          GROUP I
          93543                            214,000.00                          20051201                  996.84                            213,990.61                            62.94          No MI                               100180100002864740                                   5.9900                                   20071101                  12.5900                  5.5900                           2.0000          GROUP I
          60402                            183,200.00                          20060101                1,033.65                            182,927.24                            80.00          No MI                               100180100002864484                                   5.7000                                   20071201                  13.2000                  6.2000                           2.0000          GROUP I
          48021                            117,000.00                          20051201                  760.45                            116,838.81                            87.31          No MI                               100180100002863569                                   5.9900                                   20071101                  14.3900                  7.3900                           2.0000          GROUP I
          85546                             70,550.00                          20051201                  537.48                             70,373.64                            85.00          No MI                               0                                                    5.9900                                   20071101                  15.4000                  8.4000                           2.0000          GROUP I
          60123                            283,500.00                          20051201                2,322.02                            282,899.05                            75.00          No MI                               100180100002862538                                   5.7000                                   20071101                  16.2000                  9.2000                           2.0000          GROUP I
          60651                            327,250.00                          20060101                2,274.75                            326,508.02                            85.00          No MI                               100180100002862439                                   5.9900                                   20071201                  14.4400                  7.4400                           2.0000          GROUP I
          91001                            508,000.00                          20051201                3,120.05                            507,186.85                            80.00          No MI                               100180100002860680                                   5.9900                                   20071101                  13.9000                  6.9000                           2.0000          GROUP I
          48134                            172,000.00                          20051201                1,150.11                            171,430.91                            79.26          No MI                               100180100002860078                                   5.9900                                   20081101                  14.0500                  7.0500                           2.0000          GROUP I
          60647                            279,000.00                          20060101                1,613.59                            278,621.22                            77.93          No MI                               100180100002859526                                   5.9900                                   20071201                  13.4000                  6.4000                           2.0000          GROUP I
          53110                            145,350.00                          20051201                1,221.13                            144,994.86                            85.00          No MI                               100180100002859096                                   5.9900                                   20071101                  16.4900                  9.4900                           2.0000          GROUP I
          11510                            490,000.00                          20051201                3,355.97                            488,276.63                            87.50          No MI                               100180100002858890                                        -                                                                   -                       -                                -          GROUP I
          60085                            193,500.00                          20051201                1,339.76                            192,908.52                            90.00          No MI                               100180100002857850                                   5.9900                                   20071101                  14.4000                  7.4000                           2.0000          GROUP I
          94804                            360,000.00                          20051201                2,101.24                            359,359.88                            80.00          No MI                               100180100002856597                                   5.9900                                   20071101                  13.4750                  6.4750                           2.0000          GROUP I
          48390                            142,400.00                          20051201                1,142.46                            142,290.76                            80.00          No MI                               100180100002856266                                   5.9900                                   20071101                  16.4000                  9.4000                           2.0000          GROUP I
          90022                            340,000.00                          20060101                3,021.14                            339,860.37                            85.00          No MI                               100180100002855375                                   5.9900                                   20071201                  17.5000                 10.5000                           2.0000          GROUP I
          93552                            288,000.00                          20051201                1,485.60                            288,000.00                            90.00          No MI                               100180100002854840                                   5.9900                                   20071101                  13.1900                  6.1900                           2.0000          GROUP I
          93033                            522,500.00                          20051201                3,631.38                            522,500.00                            95.00          No MI                               0                                                    5.9900                                   20071101                  15.3400                  8.3400                           2.0000          GROUP I
          21801                            137,700.00                          20051201                1,196.03                            137,430.69                            85.00          No MI                               100180100002853339                                   5.9900                                   20071101                  16.8780                  9.8780                           2.0000          GROUP I
          92602                            521,338.00                          20060101                3,312.38                            519,930.12                            80.00          No MI                               100180100002852570                                   5.2500                                   20060601                  13.5500                  6.5500                           1.5000          GROUP I
          91732                            512,000.00                          20051201                3,556.16                            511,405.73                            80.00          No MI                               0                                                    5.9900                                   20071101                  14.9900                  7.9900                           2.0000          GROUP I
          93306                            168,000.00                          20051201                  952.00                            168,000.00                            80.00          No MI                               100055500000622226                                   5.9900                                   20071101                  13.8000                  6.8000                           2.0000          GROUP I
           2908                            280,500.00                          20051201                2,216.72                            279,854.06                            85.00          No MI                               100180100002847810                                   5.9900                                   20071101                  15.8000                  8.8000                           2.0000          GROUP I
          10566                            225,000.00                          20060201                1,690.35                            224,712.07                            64.29          No MI                               100180100002847646                                   5.9900                                   20080101                  15.2500                  8.2500                           2.0000          GROUP I
          94509                            505,000.00                          20051201                3,507.54                            504,413.85                            78.91          No MI                               100180100002845574                                   5.9900                                   20071101                  14.9900                  7.9900                           2.0000          GROUP I
          92336                            301,500.00                          20051201                1,633.13                            301,499.99                            90.00          No MI                               0                                                    5.9900                                   20071101                  13.5000                  6.5000                           2.0000          GROUP I
          85250                            271,200.00                          20060101                1,759.00                            270,495.56                            80.00          No MI                               100180100002845376                                   5.9900                                   20071201                  13.7500                  6.7500                           2.0000          GROUP I
          60070                            161,500.00                          20051201                1,244.51                            161,360.00                            89.23          No MI                               100180100002845111                                   3.7700                                   20071101                  15.9900                  8.9900                           2.0000          GROUP I
           7052                            412,250.00                          20051201                3,053.74                            411,154.77                            85.00          No MI                               100180100002844854                                   5.9900                                   20071101                  15.1000                  8.1000                           2.0000          GROUP I
           7506                            450,000.00                          20060101                3,783.85                            449,330.68                           100.00          No MI                               100180100002843892                                   5.9900                                   20071201                  16.5000                  9.5000                           2.0000          GROUP I
          90502                            399,500.00                          20051201                2,601.79                            398,054.99                            85.00          No MI                               100180100002842977                                        -                                                                   -                       -                                -          GROUP I
          22701                            319,500.00                          20051201                1,734.15                            318,192.20                            90.00          No MI                               100180100002842266                                   5.2500                                   20071101                  13.5400                  6.5400                           2.0000          GROUP I
          90712                            530,982.00                          20051201                2,854.03                            530,982.00                            89.24          No MI                               0                                                    5.9900                                   20071101                  13.4500                  6.4500                           2.0000          GROUP I
          55313                            304,000.00                          20060101                2,045.62                            303,713.31                            95.00          No MI                               100180100002841235                                   5.2500                                   20071201                  14.7000                  7.7000                           2.0000          GROUP I
          94806                            315,000.00                          20060101                2,309.25                            314,764.34                            90.00          No MI                               100180100002840369                                   5.9900                                   20071201                  15.5000                  8.5000                           2.0000          GROUP I
          11234                            450,500.00                          20051201                3,368.64                            449,317.09                            85.00          No MI                               100180100002840310                                   5.9900                                   20071101                  15.2000                  8.2000                           2.0000          GROUP I
          60433                            120,650.00                          20051201                  909.80                            120,341.58                            95.00          No MI                               100180100002839718                                   5.9900                                   20071101                  15.2900                  8.2900                           2.0000          GROUP I
          32210                            100,000.00                          20060201                  726.81                             99,862.59                            74.07          No MI                               100180100002836813                                        -                                                                   -                       -                                -          GROUP I
          28043                             50,000.00                          20051201                  458.87                             49,920.14                            87.72          No MI                               100180100002836151                                        -                                                                   -                       -                                -          GROUP I
          10028                            700,000.00                          20060101                5,627.33                            698,841.88                            73.68          No MI                               100180100002836003                                   5.9900                                   20071201                  15.9900                  8.9900                           2.0000          GROUP I
          96002                            202,300.00                          20051201                1,271.88                            201,876.00                            85.00          No MI                               100180100002833893                                   5.9900                                   20071101                  14.1000                  7.1000                           2.0000          GROUP I
          60644                            131,400.00                          20051201                  924.18                            131,400.00                            90.00          No MI                               100180100002832358                                   5.7000                                   20071101                  15.4400                  8.4400                           2.0000          GROUP I
          21133                            198,000.00                          20051201                1,145.10                            198,000.00                            90.00          No MI                               100180100002832176                                   5.9900                                   20071101                  13.9400                  6.9400                           2.0000          GROUP I
          98390                            280,250.00                          20051201                1,786.60                            280,249.99                            95.00          No MI                               100180100002830972                                   5.9900                                   20071101                  14.6500                  7.6500                           2.0000          GROUP I
          20743                            248,000.00                          20051201                1,506.60                            248,000.00                            88.26          No MI                               100180100002829792                                   5.9900                                   20071101                  14.2900                  7.2900                           2.0000          GROUP I
          49201                            112,500.00                          20051201                  770.51                            112,148.53                            90.00          No MI                               100180100002829578                                   5.9900                                   20071101                  14.2900                  7.2900                           2.0000          GROUP I
          48224                             83,000.00                          20051201                  607.84                             82,916.66                            83.00          No MI                               100180100002829453                                   5.9900                                   20071101                  15.4900                  8.4900                           2.0000          GROUP I
          92694                            520,000.00                          20051201                3,185.00                            520,000.00                            80.00          No MI                               100180100002829024                                   5.9900                                   20071101                  14.3500                  7.3500                           2.0000          GROUP I
          89015                            255,000.00                          20051201                1,498.13                            255,000.00                            85.00          No MI                               100180100002928646                                   5.9900                                   20071101                  14.0500                  7.0500                           2.0000          GROUP I
          30062                            282,000.00                          20051201                2,166.34                            281,307.94                            84.94          No MI                               100331600002519358                                   5.9900                                   20071101                  15.4900                  8.4900                           2.0000          GROUP I
          14901                             50,000.00                          20051201                  394.78                             49,884.34                            79.37          No MI                               0                                                         -                                                                   -                       -                                -          GROUP I
          93307                            103,629.00                          20060101                  839.46                            103,571.36                            54.54          No MI                               100180100002827457                                   5.9900                                   20071201                  16.5000                  9.5000                           2.0000          GROUP I
          32838                            106,675.00                          20051201                  797.67                            106,397.28                            85.00          No MI                               100180100002827101                                   5.9900                                   20071101                  15.2000                  8.2000                           2.0000          GROUP I
          10466                            373,500.00                          20051201                2,885.14                            372,594.57                            90.00          No MI                               100180100002826590                                   5.9900                                   20071101                  15.5500                  8.5500                           2.0000          GROUP I
          85048                            199,750.00                          20051201                1,605.80                            199,307.70                            85.00          No MI                               100180100002824793                                   5.9900                                   20061101                  15.9900                  8.9900                           1.5000          GROUP I
          23457                            625,000.00                          20060201                4,933.85                            624,283.85                            78.13          No MI                               100180100002823324                                   5.9900                                   20090101                  13.7880                  8.7880                           1.0000          GROUP I
           2863                            100,000.00                          20060201                  997.17                             99,937.02                            30.77          No MI                               100180100002822417                                   5.9900                                   20080101                  18.5900                 11.5900                           2.0000          GROUP I
          93550                            255,000.00                          20051201                1,538.56                            254,579.74                            75.00          No MI                               100180100002820676                                   5.9900                                   20071101                  13.7500                  6.7500                           2.0000          GROUP I
          11003                            240,000.00                          20051201                1,811.49                            239,387.72                            51.61          No MI                               100180100002819157                                   5.9900                                   20071101                  15.3000                  8.3000                           2.0000          GROUP I
          60628                            158,000.00                          20051201                1,051.32                            157,894.82                            91.33          No MI                               100180100002816500                                   5.7000                                   20081101                  14.9900                  7.9900                           2.0000          GROUP I
           7760                            279,000.00                          20051201                1,998.80                            278,204.62                            90.00          No MI                               100180100002815817                                   5.9900                                   20071101                  14.7500                  7.7500                           2.0000          GROUP I
          48879                            133,500.00                          20051201                1,040.73                            133,182.92                            89.00          No MI                               100180100002815049                                        -                                                                   -                       -                                -          GROUP I
          94568                            581,250.00                          20051201                4,278.81                            580,674.90                            68.38          No MI                               100180100002814182                                   5.9900                                   20071101                  15.5400                  8.5400                           2.0000          GROUP I
          93033                            580,000.00                          20051201                4,251.80                            578,424.48                           100.00          No MI                               0                                                    5.9900                                   20071101                  14.9900                  7.9900                           2.0000          GROUP I
           8105                             66,300.00                          20051201                  566.71                             66,173.12                            85.00          No MI                               100180100002813176                                   5.9900                                   20071101                  16.6900                  9.6900                           2.0000          GROUP I
          92262                            196,000.00                          20051201                1,276.47                            195,324.54                            80.00          No MI                               0                                                    5.9900                                   20071101                  13.7900                  6.7900                           2.0000          GROUP I
          38118                             75,000.00                          20051201                  550.33                             74,796.66                           100.00          No MI                               0                                                    5.9900                                   20071101                  15.0000                  8.0000                           2.0000          GROUP I
          68503                             82,000.00                          20051101                  659.21                             81,748.55                           100.00          No MI                               100180100002812392                                   5.9900                                   20071001                  15.9900                  8.9900                           2.0000          GROUP I
          93635                            322,000.00                          20051201                1,954.41                            321,476.60                            74.02          No MI                               100180100002812160                                   5.9900                                   20071101                  13.8000                  6.8000                           2.0000          GROUP I
          91801                            374,000.00                          20051201                2,398.48                            372,230.82                            85.00          No MI                               100180100002811303                                        -                                                                   -                       -                                -          GROUP I
          60647                            360,000.00                          20051201                2,486.93                            359,576.10                            90.00          No MI                               100180100002808085                                   5.7000                                   20071101                  14.9400                  7.9400                           2.0000          GROUP I
          92805                            517,750.00                          20051201                3,160.59                            516,718.45                            95.00          No MI                               100180100002806709                                   5.9900                                   20071101                  14.3400                  7.3400                           2.0000          GROUP I
          95821                            280,000.00                          20051201                2,136.14                            279,750.01                            70.00          No MI                               100180100002805339                                   5.9900                                   20071101                  15.8900                  8.8900                           2.0000          GROUP I
          29506                             66,500.00                          20051101                  561.60                             66,335.55                            95.00          No MI                               100180100002803888                                   5.9900                                   20071001                  16.5500                  9.5500                           2.0000          GROUP I
          90805                            420,750.00                          20060101                3,235.21                            419,979.88                            85.00          No MI                               100180100002802088                                   5.9900                                   20071201                  15.5000                  8.5000                           2.0000          GROUP I
          53711                            368,600.00                          20051201                3,200.74                            367,911.72                            95.00          No MI                               100155900405080138                                   5.9900                                   20071101                  16.8750                  9.8750                           2.0000          GROUP I
          60302                             77,000.00                          20051201                  591.52                             76,811.03                            64.17          No MI                               100180100002801171                                   5.7000                                   20071101                  15.4900                  8.4900                           2.0000          GROUP I
          60126                            360,000.00                          20051201                2,710.89                            359,076.94                            80.00          No MI                               100180100002800330                                   5.9900                                   20071101                  15.2750                  8.2750                           2.0000          GROUP I
          11003                            369,750.00                          20060101                2,777.81                            369,037.79                            85.00          No MI                               100180100002800280                                   5.9900                                   20071201                  15.2500                  8.2500                           2.0000          GROUP I
           8536                            288,000.00                          20051201                2,315.25                            287,362.28                            90.00          No MI                               100180100002796462                                   5.9900                                   20071101                  15.9900                  8.9900                           2.0000          GROUP I
          33311                            148,750.00                          20051201                  962.44                            148,542.71                            85.00          No MI                               100180100002794749                                   5.9900                                   20071101                  14.3500                  7.3500                           2.0000          GROUP I
          60120                            174,848.00                          20051201                1,041.15                            174,550.90                            80.00          No MI                               100180100002794426                                   5.7000                                   20071101                  13.6400                  6.6400                           2.0000          GROUP I
           6511                            195,000.00                          20060201                1,397.01                            194,723.84                            84.78          No MI                               100180100002793717                                   5.9900                                   20080101                  14.7500                  7.7500                           2.0000          GROUP I
          77469                            268,000.00                          20051201                1,729.35                            266,963.08                            80.00          No MI                               0                                                         -                                                                   -                       -                                -          GROUP I
          95023                            375,000.00                          20051201                2,889.72                            374,675.00                            60.00          No MI                               100302300002792692                                   5.9900                                   20071101                  15.9900                  8.9900                           2.0000          GROUP I
          15083                             66,500.00                          20051101                  565.98                             66,338.60                            95.00          No MI                               100180100002790663                                   5.9900                                   20071001                  16.6400                  9.6400                           2.0000          GROUP I
          33314                            153,500.00                          20051101                1,189.01                            153,420.27                            94.75          No MI                               100331600002384944                                   5.9900                                   20071001                  16.3000                  9.3000                           2.0000          GROUP I
          30038                            278,350.00                          20051201                1,996.23                            278,053.76                            95.00          No MI                               100180100002785945                                   5.9900                                   20071101                  15.2900                  8.2900                           2.0000          GROUP I
          21207                            124,000.00                          20060101                  808.39                            123,681.04                            64.92          No MI                               100180100002783171                                        -                                                                   -                       -                                -          GROUP I
          73701                             56,050.00                          20051201                  461.11                             55,925.69                            95.00          No MI                               100180100002782868                                   5.9900                                   20071101                  16.2500                  9.2500                           2.0000          GROUP I
          87501                            610,000.00                          20051101                5,147.03                            608,488.51                           100.00          No MI                               100180100002782462                                   5.9900                                   20071001                  16.5400                  9.5400                           2.0000          GROUP I
          40059                            261,250.00                          20051101                1,953.51                            260,396.91                            95.00          No MI                               100180100005780953                                   5.9900                                   20071001                  15.2000                  8.2000                           2.0000          GROUP I
          95838                            285,000.00                          20051101                1,960.29                            284,573.81                            89.06          No MI                               100180100002780755                                   5.9900                                   20071001                  14.9000                  7.9000                           2.0000          GROUP I
          48238                             63,000.00                          20051101                  431.49                             62,753.20                            90.00          No MI                               100180100002780268                                   5.9900                                   20071001                  14.2900                  7.2900                           2.0000          GROUP I
          32824                            250,800.00                          20051201                1,753.63                            250,048.48                            95.00          No MI                               100180100002779989                                   5.9900                                   20071101                  14.5000                  7.5000                           2.0000          GROUP I
          90041                            467,500.00                          20051201                3,414.07                            466,219.82                            85.00          No MI                               100180100002777959                                   5.9900                                   20071101                  14.9500                  7.9500                           2.0000          GROUP I
          60652                             99,750.00                          20051101                  731.24                             99,410.14                            95.00          No MI                               100180100002777736                                   3.7100                                   20071001                  14.9900                  7.9900                           2.0000          GROUP I
          28269                            232,275.00                          20051201                1,451.72                            232,275.00                            95.00          No MI                               100180100002774956                                   5.9900                                   20071101                  14.5000                  7.5000                           2.0000          GROUP I
          21228                            169,100.00                          20060201                1,442.29                            168,938.69                            95.00          No MI                               100180100002772851                                   5.9900                                   20080101                  16.6650                  9.6650                           2.0000          GROUP I
          33023                            235,600.00                          20051101                1,509.81                            235,600.00                            95.00          No MI                               100239922357574314                                   7.6900                                   20071001                  14.6900                  7.6900                           2.0000          GROUP I
          93292                            130,000.00                          20051101                  977.83                            129,848.24                            67.36          No MI                               100180100002766010                                   5.9900                                   20071001                  15.7500                  8.7500                           2.0000          GROUP I
          92879                            396,000.00                          20051201                2,158.20                            396,000.00                            88.00          No MI                               100180100002765855                                   5.9900                                   20071101                  13.5400                  6.5400                           2.0000          GROUP I
          94544                            467,500.00                          20051101                3,247.08                            466,817.54                            85.00          No MI                               100302300002765177                                   5.9900                                   20071001                  14.9900                  7.9900                           2.0000          GROUP I
          91364                            650,000.00                          20051101                4,320.11                            647,299.42                            68.42          No MI                               100180100002764353                                        -                                                                   -                       -                                -          GROUP I
          97524                            615,000.00                          20051201                5,279.29                            613,835.76                            94.62          No MI                               100180100002761755                                   5.9900                                   20071101                  16.7400                  9.7400                           2.0000          GROUP I
          21666                            560,000.00                          20051101                3,045.00                            560,000.00                            79.10          No MI                               100180100002760716                                   5.9900                                   20071001                  13.5250                  6.5250                           2.0000          GROUP I
          20743                            219,450.00                          20051101                1,616.62                            219,450.00                            95.00          No MI                               100180100002760161                                   5.9900                                   20071001                  15.8400                  8.8400                           2.0000          GROUP I
          44112                             50,000.00                          20051201                  354.76                             49,853.85                            57.47          No MI                               100180100002760146                                        -                                                                   -                       -                                -          GROUP I
          92586                            235,400.00                          20051101                1,435.58                            234,925.63                            84.98          No MI                               100180100002757316                                   5.9900                                   20071001                  13.8400                  6.8400                           2.0000          GROUP I
          20783                            358,000.00                          20051201                2,379.38                            356,813.56                            80.45          No MI                               100180100002757209                                        -                                                                   -                       -                                -          GROUP I
          92592                            624,000.00                          20051101                3,940.01                            621,143.21                            80.00          No MI                               0                                                    5.9900                                   20071001                  13.4900                  6.4900                           2.0000          GROUP I
          90814                            559,200.00                          20051201                4,044.89                            557,637.59                            80.00          No MI                               100180100002754867                                   5.9900                                   20061101                  14.8500                  7.8500                           1.5000          GROUP I
          92504                            253,900.00                          20051201                1,655.24                            253,026.73                            67.71          No MI                               100180100002754412                                   5.9900                                   20071101                  13.8000                  6.8000                           2.0000          GROUP I
          55122                            176,000.00                          20051101                1,321.00                            175,429.88                           100.00          No MI                               100180100002753802                                   5.9900                                   20071001                  15.2400                  8.2400                           2.0000          GROUP I
          30035                             82,800.00                          20051101                  650.80                             82,557.79                            90.00          No MI                               100180100002752564                                   5.9900                                   20071001                  15.7400                  8.7400                           2.0000          GROUP I
          55303                            175,000.00                          20051201                1,306.27                            174,833.54                            84.95          No MI                               100180100002751863                                   5.9900                                   20071101                  15.6750                  8.6750                           2.0000          GROUP I
          30215                            232,750.00                          20051201                1,730.61                            232,136.63                            95.00          No MI                               0                                                    5.9900                                   20071101                  15.1400                  8.1400                           2.0000          GROUP I
          60617                            118,750.00                          20051101                  870.52                            118,345.44                            95.00          No MI                               100180100002751434                                   5.9900                                   20071001                  14.9900                  7.9900                           2.0000          GROUP I
          12304                             93,500.00                          20051101                  718.94                             93,175.74                            85.00          No MI                               100180100002749206                                   5.9900                                   20071001                  15.5000                  8.5000                           2.0000          GROUP I
           7047                            477,000.00                          20051201                3,667.72                            475,831.78                            90.00          No MI                               100180100002745576                                   5.9900                                   20071101                  15.5000                  8.5000                           2.0000          GROUP I
          90220                            127,000.00                          20060101                1,118.44                            126,946.22                            35.77          No MI                               100180100002744934                                   5.9900                                   20071201                  17.4000                 10.4000                           2.0000          GROUP I
          60506                            156,750.00                          20051101                1,139.27                            156,206.22                            95.00          No MI                               100262410400020790                                   3.9100                                   20071001                  14.9000                  7.9000                           2.0000          GROUP I
          92562                            567,000.00                          20051201                3,498.84                            566,113.59                            90.00          No MI                               100180100002739728                                   5.9900                                   20071101                  13.9400                  6.9400                           2.0000          GROUP I
          91737                            459,000.00                          20051101                2,199.38                            459,000.00                            89.13          No MI                               100180100027339413                                   5.9900                                   20081001                  12.7500                  5.7500                           2.0000          GROUP I
          94803                            522,000.00                          20051101                3,240.09                            520,981.05                            90.00          No MI                               100180100002734091                                   5.9900                                   20071001                  13.9900                  6.9900                           2.0000          GROUP I
          45403                             55,250.00                          20051101                  403.49                             55,060.20                            85.00          No MI                               100180100002733093                                        -                                                                   -                       -                                -          GROUP I
          95822                            280,250.00                          20051201                1,690.91                            279,734.17                            95.00          No MI                               100180100002731733                                   5.9900                                   20071101                  13.7500                  6.7500                           2.0000          GROUP I
          33065                            112,500.00                          20051101                  725.61                            112,498.36                            90.00          No MI                               100180100002730693                                   5.9900                                   20071001                  14.7400                  7.7400                           2.0000          GROUP I
          48205                             68,000.00                          20051101                  546.66                             67,811.02                            85.00          No MI                               100180100002729612                                        -                                                                   -                       -                                -          GROUP I
          48210                             96,000.00                          20051101                  694.41                             95,661.77                            80.00          No MI                               100180100002726717                                   5.9900                                   20071001                  14.8500                  7.8500                           2.0000          GROUP I
          95006                            675,500.00                          20051101                5,117.61                            673,356.00                            70.00          No MI                               100180100002726543                                        -                                                                   -                       -                                -          GROUP I
          91710                            351,000.00                          20051101                2,158.89                            349,314.10                            65.00          No MI                               100180100002725693                                        -                                                                   -                       -                                -          GROUP I
          33009                            270,000.00                          20051101                1,660.69                            268,703.13                            88.52          No MI                               100180100002725263                                        -                                                                   -                       -                                -          GROUP I
           6513                            224,000.00                          20051101                1,557.05                            223,059.38                            81.45          No MI                               100180100002724423                                   5.9900                                   20071001                  14.4400                  7.4400                           2.0000          GROUP I
          23701                            132,570.00                          20051201                1,128.29                            132,309.49                            90.00          No MI                               100180100002723243                                   6.7500                                   20071101                  16.6400                  9.6400                           2.0000          GROUP I
          33415                            116,250.00                          20051101                  605.47                            116,250.00                            75.00          No MI                               100180100002717757                                   5.9900                                   20071001                  13.2500                  6.2500                           2.0000          GROUP I
          60188                            225,000.00                          20051101                1,385.37                            223,921.34                            79.79          No MI                               100180100002717401                                        -                                                                   -                       -                                -          GROUP I
          43231                            130,000.00                          20051101                  971.17                            129,574.64                           100.00          No MI                               100180100002712527                                   6.4500                                   20071001                  15.1900                  8.1900                           2.0000          GROUP I
          21811                            280,500.00                          20051201                1,624.57                            280,499.99                            85.00          No MI                               100180100002706644                                   5.9900                                   20071101                  13.9500                  6.9500                           2.0000          GROUP I
          90220                            280,500.00                          20051101                1,376.79                            280,500.00                            85.00          No MI                               100180100002706214                                   5.9900                                   20071001                  12.8900                  5.8900                           2.0000          GROUP I
          20744                            375,000.00                          20051101                2,330.94                            371,809.28                            75.00          No MI                               100180100002705943                                   6.7500                                   20071001                  13.3400                  6.3400                           2.0000          GROUP I
          94044                            700,000.00                          20051101                3,640.00                            700,000.00                            80.00          No MI                               100180100002704854                                   5.9900                                   20071001                  13.2400                  6.2400                           2.0000          GROUP I
          11412                            414,000.00                          20051101                2,691.00                            414,000.00                            90.00          No MI                               100180100002704201                                   5.9900                                   20081001                  14.8000                  7.8000                           2.0000          GROUP I
          60608                            168,000.00                          20051101                1,258.59                            167,453.62                            80.00          No MI                               100262410100153107                                   4.2800                                   20071001                  15.2200                  8.2200                           2.0000          GROUP I
           7203                            350,000.00                          20051101                2,691.20                            348,924.70                            94.59          No MI                               100180100002701702                                   6.7500                                   20071001                  15.5000                  8.5000                           2.0000          GROUP I
          60402                            126,000.00                          20060201                  923.67                            125,830.00                            57.53          No MI                               100180100002698619                                        -                                                                   -                       -                                -          GROUP I
          60632                            276,250.00                          20051101                1,601.61                            274,777.48                            85.00          No MI                               100180100002696753                                   4.2600                                   20081001                  12.6900                  5.6900                           2.0000          GROUP I
          29223                             89,500.00                          20051101                  656.10                             89,195.07                           100.00          No MI                               100180100002695565                                   6.4500                                   20071001                  14.9900                  7.9900                           2.0000          GROUP I
          48202                             48,450.00                          20051201                  380.40                             48,247.34                            85.00          No MI                               100180100002694048                                        -                                                                   -                       -                                -          GROUP I
          92701                            284,000.00                          20051101                1,898.38                            283,542.98                            79.11          No MI                               100180100002692380                                   5.9900                                   20071001                  14.6400                  7.6400                           2.0000          GROUP I
           2909                            198,750.00                          20051101                1,590.62                            198,109.80                            75.00          No MI                               100180100002690152                                   6.9900                                   20071001                  15.9400                  8.9400                           2.0000          GROUP I
          14843                             52,155.00                          20060101                  410.31                             52,064.31                            95.00          No MI                               100180100002687471                                        -                                                                   -                       -                                -          GROUP I
          32818                            150,000.00                          20051101                  961.96                            149,332.86                            57.69          No MI                               100180100002687158                                        -                                                                   -                       -                                -          GROUP I
          92704                            511,200.00                          20051201                3,301.24                            511,160.00                            90.00          No MI                               100180100002682902                                   5.9900                                   20071101                  14.7500                  7.7500                           2.0000          GROUP I
          91303                            675,000.00                          20051101                4,189.76                            673,695.46                            90.00          No MI                               100180100002682639                                   5.9900                                   20071001                  13.9900                  6.9900                           2.0000          GROUP I
           1841                            117,000.00                          20051101                  846.31                            116,590.01                            69.64          No MI                               100180100002680906                                        -                                                                   -                       -                                -          GROUP I
          96781                            207,350.00                          20051101                1,276.69                            206,355.99                            65.00          No MI                               100180100002680054                                        -                                                                   -                       -                                -          GROUP I
          53149                            191,900.00                          20051101                1,373.50                            191,873.69                            95.00          No MI                               100180100002678181                                   5.9900                                   20071001                  15.5900                  8.5900                           2.0000          GROUP I
           1886                            446,500.00                          20051101                3,198.79                            444,740.74                            91.87          No MI                               100180100002677423                                        -                                                                   -                       -                                -          GROUP I
          91364                            461,600.00                          20051101                2,573.42                            461,600.00                            80.00          No MI                               100180100002671822                                   5.9900                                   20071001                  13.6900                  6.6900                           2.0000          GROUP I
          91301                            612,000.00                          20051101                4,227.90                            612,000.00                            90.00          No MI                               100180100002669701                                   6.7500                                   20071001                  15.2900                  8.2900                           2.0000          GROUP I
          92399                            406,000.00                          20051101                2,671.21                            401,210.40                            70.00          No MI                               100180100002669610                                   6.7500                                   20071001                  13.8900                  6.8900                           2.0000          GROUP I
           1602                            270,000.00                          20051101                1,669.47                            268,711.44                            87.95          No MI                               100180100002666541                                   5.9900                                   20060401                  13.2900                  6.2900                           1.5000          GROUP I
          92201                            205,000.00                          20051101                1,553.09                            204,349.32                           100.00          No MI                               100180100002660718                                   6.4500                                   20071001                  15.3400                  8.3400                           2.0000          GROUP I
          93313                            202,500.00                          20051101                1,353.60                            202,174.13                            90.00          No MI                               100355500002654646                                   5.9900                                   20071001                  14.6400                  7.6400                           2.0000          GROUP I
          38128                             75,150.00                          20051101                  569.34                             74,910.60                            90.00          No MI                               100180100002648630                                   5.9900                                   20071001                  15.3400                  8.3400                           2.0000          GROUP I
          90805                            231,588.00                          20051101                1,320.75                            230,318.40                            55.67          No MI                               0                                                    5.9900                                   20071001                  12.5400                  5.5400                           2.0000          GROUP I
          91977                            392,000.00                          20051101                1,744.40                            392,000.00                            80.00          No MI                               100180100002637492                                   5.9900                                   20071001                  12.3400                  5.3400                           2.0000          GROUP I
          28216                             55,250.00                          20060101                  454.53                             55,163.40                            85.00          No MI                               100180100002634192                                   5.9900                                   20071201                  16.2500                  9.2500                           2.0000          GROUP I
          70458                            182,400.00                          20051101                1,472.89                            181,823.14                            95.00          No MI                               100180100002631909                                   6.7500                                   20071001                  16.0400                  9.0400                           2.0000          GROUP I
          60653                            275,405.00                          20051101                2,228.49                            275,405.00                            95.00          No MI                               100180100002631719                                   5.9900                                   20071001                  16.7100                  9.7100                           2.0000          GROUP I
          29678                             73,800.00                          20051101                  677.29                             73,643.09                            90.00          No MI                               100180100002622643                                   6.7500                                   20071001                  17.5400                 10.5400                           2.0000          GROUP I
          90813                            427,500.00                          20051101                2,686.13                            427,499.99                            95.00          No MI                               100180100002622189                                   5.9900                                   20071001                  14.5400                  7.5400                           2.0000          GROUP I
          60002                            235,000.00                          20051101                1,722.71                            234,199.41                           100.00          No MI                               100262410100151929                                   4.1900                                   20071001                  14.9900                  7.9900                           2.0000          GROUP I
          46303                             65,000.00                          20051201                  476.50                             64,823.41                            65.66          No MI                               100180100002607107                                   6.7500                                   20081101                  14.9900                  7.9900                           2.0000          GROUP I
          95307                            405,000.00                          20051001                2,968.93                            403,338.74                            90.00          No MI                               0                                                    5.9900                                   20070901                  14.9900                  7.9900                           2.0000          GROUP I
          20744                            456,000.00                          20051101                3,326.92                            454,430.77                            95.00          No MI                               100180100002563516                                   5.9900                                   20071001                  14.9400                  7.9400                           2.0000          GROUP I
          93454                            399,000.00                          20051101                2,333.14                            398,114.39                            95.00          No MI                               100180100002556551                                   5.9900                                   20071001                  13.4900                  6.4900                           2.0000          GROUP I
          94556                            429,000.00                          20051101                3,859.57                            428,593.50                            60.00          No MI                               0                                                    6.9900                                   20071001                  17.6400                 10.6400                           2.0000          GROUP I
          92804                            605,000.00                          20051101                3,507.59                            601,775.16                            76.10          No MI                               0                                                    6.7500                                   20071001                  12.6900                  5.6900                           2.0000          GROUP I
          50021                            150,100.00                          20050801                  978.54                            149,054.88                            97.47          No MI                               0                                                    6.0000                                   20070701                  13.8000                  6.8000                           2.0000          GROUP I
          60609                            160,550.00                          20051101                1,245.89                            160,066.73                            95.00          No MI                               100368900002496425                                   5.9900                                   20071001                  15.6000                  8.6000                           2.0000          GROUP I
          23513                            164,700.00                          20060101                1,089.77                            164,700.00                            90.00          No MI                               0                                                    5.9900                                   20071201                  14.9400                  7.9400                           2.0000          GROUP I
          48205                             72,000.00                          20051101                  576.23                             71,797.20                            90.00          No MI                               100180100002443800                                   6.7500                                   20071001                  15.9400                  8.9400                           2.0000          GROUP I
          48234                             60,000.00                          20051201                  469.88                             59,858.71                            80.00          No MI                               100180100002434387                                   6.9900                                   20071101                  15.7000                  8.7000                           2.0000          GROUP I
          46038                            232,000.00                          20060201                1,500.12                            231,597.03                            80.00          No MI                               0                                                    5.5000                                   20080101                  12.7200                  6.7200                           1.0000          GROUP I
          33193                             82,000.00                          20060201                  852.94                             81,954.39                           100.00          No MI                               100208500100286521                                        -                                                                   -                       -                                -          GROUP I
          33177                             50,000.00                          20060201                  520.09                             49,951.98                           100.00          No MI                               100209500100286075                                        -                                                                   -                       -                                -          GROUP I
          33177                            200,000.00                          20060201                1,523.68                            199,751.77                            80.00          No MI                               100209500100286067                                   5.5000                                   20080101                  14.4000                  8.4000                           1.0000          GROUP I
          32217                             17,980.00                          20060201                  187.02                             17,970.01                           100.00          No MI                               100209500100285705                                        -                                                                   -                       -                                -          GROUP I
          32217                             71,920.00                          20060201                  573.52                             71,839.48                            80.00          No MI                               100209500100285689                                   5.5000                                   20080101                  14.9000                  8.9000                           1.0000          GROUP I
          33193                            328,000.00                          20060201                2,183.93                            328,000.00                            80.00          No MI                               100209500100286513                                   5.5000                                   20080101                  13.9900                  7.9900                           1.0000          GROUP I
          34235                             55,380.00                          20060101                  584.61                             55,335.57                           100.00          No MI                               100209500100282967                                        -                                                                   -                       -                                -          GROUP I
          34235                            221,520.00                          20060101                1,402.96                            221,520.00                            80.00          No MI                               100209500100282959                                   7.1000                                   20071201                  13.6000                  7.6000                           1.0000          GROUP I
          91792                            102,500.00                          20060201                1,053.54                            102,440.92                           100.00          No MI                               100144600097437976                                        -                                                                   -                       -                                -          GROUP I
          33971                             49,800.00                          20060201                  518.01                             49,772.30                           100.00          No MI                               100209500100280839                                        -                                                                   -                       -                                -          GROUP I
          34609                            135,000.00                          20060201                  967.16                            134,808.81                            90.00          No MI                               100330705120101855                                   5.5000                                   20080101                  13.7500                  7.7500                           1.0000          GROUP I
          33971                            199,200.00                          20060201                1,517.58                            198,952.78                            80.00          No MI                               100209500100280813                                   5.5000                                   20080101                  14.4000                  8.4000                           1.0000          GROUP I
          40211                             18,000.00                          20060201                  199.45                             17,963.92                           100.00          No MI                               100330705120100824                                        -                                                                   -                       -                                -          GROUP I
          40211                             72,000.00                          20060201                  522.80                             71,900.88                            80.00          No MI                               100330705120100816                                   5.7500                                   20080101                  13.8900                  7.8900                           1.0000          GROUP I
          91792                            410,000.00                          20060201                2,665.00                            410,000.00                            80.00          No MI                               100144600097437968                                   6.8000                                   20080101                  13.8000                  7.8000                           1.0000          GROUP I
          49022                             12,600.00                          20060201                  115.07                             12,589.90                           100.00          No MI                               100060800000248284                                        -                                                                   -                       -                                -          GROUP I
          49022                             50,400.00                          20060201                  397.95                             50,400.00                            80.00          No MI                               100060800000248276                                   5.7500                                   20080101                  15.4750                  9.4750                           1.0000          GROUP I
          48180                             30,000.00                          20060201                  295.26                             29,980.39                           100.00          No MI                               100060800000248656                                        -                                                                   -                       -                                -          GROUP I
          48180                            120,000.00                          20060201                  928.66                            119,856.17                            80.00          No MI                               100060800000248649                                   5.5000                                   20080101                  14.5700                  8.5700                           1.0000          GROUP I
          85326                            153,000.00                          20060301                1,038.55                            152,879.45                            71.16          No MI                               100386100002070555                                   6.0000                                   20080201                  13.2000                  7.2000                           1.0000          GROUP I
          20111                             77,000.00                          20060201                  762.52                             76,950.56                           100.00          No MI                               100126300000127135                                        -                                                                   -                       -                                -          GROUP I
          20111                            308,000.00                          20060201                2,195.92                            307,559.41                            80.00          No MI                               100126300000127127                                   7.0000                                   20080101                  13.7000                  7.7000                           1.0000          GROUP I
          22193                             82,600.00                          20060201                  889.57                             82,558.68                           100.00          No MI                               100126300000126350                                        -                                                                   -                       -                                -          GROUP I
          22193                            330,400.00                          20060201                2,622.55                            330,400.00                            80.00          No MI                               100126300000126335                                   7.0000                                   20080101                  15.5250                  9.5250                           1.0000          GROUP I
          22192                            136,000.00                          20060201                1,274.65                            135,898.24                           100.00          No MI                               100126300000125188                                        -                                                                   -                       -                                -          GROUP I
          22192                            544,000.00                          20060201                3,456.67                            544,000.00                            80.00          No MI                               100126300000125147                                   7.0000                                   20080101                  13.6250                  7.6250                           1.0000          GROUP I
          22312                            242,500.00                          20060201                1,787.84                            242,176.78                            79.51          No MI                               100126300000124231                                   7.0000                                   20080101                  14.0500                  8.0500                           1.0000          GROUP I
          28079                            220,000.00                          20060201                1,485.89                            219,648.84                            84.62          No MI                               100126300000124124                                        -                                                                   -                       -                                -          GROUP I
          22026                            211,650.00                          20060201                1,296.36                            211,650.00                            58.79          No MI                               100126300000123993                                   7.0000                                   20080101                  13.3500                  7.3500                           1.0000          GROUP I
          24382                             70,550.00                          20060201                  515.21                             70,454.05                            85.00          No MI                               100126300000123977                                   7.0000                                   20080101                  13.9500                  7.9500                           1.0000          GROUP I
          22192                             84,400.00                          20060101                  767.31                             84,296.86                           100.00          No MI                               100126300000123969                                        -                                                                   -                       -                                -          GROUP I
          22192                            337,600.00                          20060201                2,229.57                            337,600.00                            80.00          No MI                               100126300000123951                                   7.0000                                   20080101                  13.9250                  7.9250                           1.0000          GROUP I
          22312                            160,000.00                          20060201                1,179.04                            159,921.64                            58.77          No MI                               100126300000123837                                   7.0000                                   20080101                  14.5500                  8.5500                           1.0000          GROUP I
          20110                             71,000.00                          20060101                  678.83                             70,924.19                           100.00          No MI                               100126300000123738                                        -                                                                   -                       -                                -          GROUP I
          22025                             71,944.00                          20060201                  601.01                             71,871.82                            99.72          No MI                               100126300000123308                                        -                                                                   -                       -                                -          GROUP I
          22025                            291,920.00                          20060201                1,581.23                            291,920.00                            80.00          No MI                               100126300000123290                                   6.5000                                   20080101                  12.5000                  6.5000                           1.0000          GROUP I
          22033                            240,000.00                          20060201                1,669.91                            239,639.06                            54.79          No MI                               100126300000123209                                   7.0000                                   20080101                  13.4500                  7.4500                           1.0000          GROUP I
          22191                             51,400.00                          20060101                  438.78                             51,324.27                           100.00          No MI                               100126300000123191                                        -                                                                   -                       -                                -          GROUP I
          22191                            205,600.00                          20060101                1,216.47                            205,600.00                            80.00          No MI                               100126300000123183                                        -                                                                   -                       -                                -          GROUP I
          24333                             19,800.00                          20060201                  196.08                             19,787.28                           100.00          No MI                               100126300000122920                                        -                                                                   -                       -                                -          GROUP I
          24333                             79,200.00                          20060201                  580.59                             79,093.15                            80.00          No MI                               100126300000122904                                   7.0000                                   20080101                  13.9900                  7.9900                           1.0000          GROUP I
          20019                            233,750.00                          20060201                1,277.99                            233,511.45                            85.00          No MI                               100126300000122797                                        -                                                                   -                       -                                -          GROUP I
          20110                             88,000.00                          20060101                  824.77                             87,900.81                           100.00          No MI                               100126300000122755                                        -                                                                   -                       -                                -          GROUP I
          22079                             62,000.00                          20060101                  586.93                             61,931.97                           100.00          No MI                               100126300000122383                                        -                                                                   -                       -                                -          GROUP I
          24014                             32,400.00                          20060201                  279.56                             32,369.96                           100.00          No MI                               100126300000122284                                        -                                                                   -                       -                                -          GROUP I
          24012                             83,000.00                          20060201                  657.08                             83,000.00                            76.85          No MI                               100126300000122243                                        -                                                                   -                       -                                -          GROUP I
          21061                            260,000.00                          20060101                1,690.00                            260,000.00                            77.38          No MI                               100126300000122169                                   7.0000                                   20071201                  13.8000                  7.8000                           1.0000          GROUP I
          21286                             78,000.00                          20060201                  693.17                             77,932.88                            49.94          No MI                               100126300000121831                                   5.5000                                   20080101                  16.1500                 10.1500                           1.0000          GROUP I
          22191                            337,500.00                          20060201                2,242.97                            337,500.00                            90.00          No MI                               100126300000121609                                   7.0000                                   20080101                  13.9750                  7.9750                           1.0000          GROUP I
          20151                             92,000.00                          20060201                  845.00                             91,927.35                           100.00          No MI                               100126300000121435                                        -                                                                   -                       -                                -          GROUP I
          20109                             60,600.00                          20060101                  556.60                             60,527.90                           100.00          No MI                               100126300000121336                                        -                                                                   -                       -                                -          GROUP I
          20109                            242,400.00                          20060101                1,525.10                            242,400.00                            80.00          No MI                               100126300000121310                                   7.0000                                   20071201                  13.5500                  7.5500                           1.0000          GROUP I
          22193                             72,000.00                          20060101                  661.31                             71,914.32                           100.00          No MI                               100126300000120932                                        -                                                                   -                       -                                -          GROUP I
          22655                             53,000.00                          20060101                  531.94                             52,950.65                           100.00          No MI                               100126300000120866                                        -                                                                   -                       -                                -          GROUP I
          22655                            212,000.00                          20060101                1,254.33                            212,000.00                            80.00          No MI                               100126300000120858                                   7.0000                                   20071201                  13.1000                  7.1000                           1.0000          GROUP I
          20744                            228,000.00                          20060201                1,834.54                            227,749.99                            80.00          No MI                               100126300000120734                                   7.0000                                   20080101                  15.0000                  7.0000                           1.0000          GROUP I
          20604                             40,000.00                          20060101                  348.08                             39,945.31                           100.00          No MI                               100126300000120536                                        -                                                                   -                       -                                -          GROUP I
          20079                             77,000.00                          20060101                  772.82                             76,928.29                           100.00          No MI                               100126300000120478                                        -                                                                   -                       -                                -          GROUP I
          20640                            160,000.00                          20060101                  866.67                            160,000.00                            80.00          No MI                               100126300000120403                                   6.5000                                   20071201                  12.5000                  6.5000                           1.0000          GROUP I
          22315                             72,000.00                          20060201                  647.87                             71,940.00                           100.00          No MI                               100126300000120320                                        -                                                                   -                       -                                -          GROUP I
          22315                            288,000.00                          20060201                1,788.00                            288,000.00                            80.00          No MI                               100126300000120312                                   7.0000                                   20080101                  13.4500                  7.4500                           1.0000          GROUP I
          20121                            431,300.00                          20060101                3,090.98                            431,300.00                            95.00          No MI                               100126300000119595                                   7.0000                                   20071201                  14.6000                  8.6000                           1.0000          GROUP I
          19971                            364,410.00                          20060201                2,102.95                            364,410.00                            90.00          No MI                               100126300000118258                                   6.8750                                   20080101                  12.9250                  6.9250                           1.0000          GROUP I
          24184                            215,555.00                          20060201                1,907.60                            215,367.52                            95.00          No MI                               100126300000118068                                   7.0000                                   20080101                  16.1000                 10.1000                           1.0000          GROUP I
          20120                             99,000.00                          20060101                  900.05                             98,878.99                           100.00          No MI                               100126300000118001                                        -                                                                   -                       -                                -          GROUP I
          22030                            104,800.00                          20051201                1,051.84                            104,669.22                           100.00          No MI                               100126300000117680                                        -                                                                   -                       -                                -          GROUP I
          20743                            220,000.00                          20051201                1,237.50                            220,000.00                            80.00          No MI                               100126300000116294                                        -                                                                   -                       -                                -          GROUP I
          22309                             41,200.00                          20051201                  384.59                             41,137.12                           100.00          No MI                               100126300000115809                                        -                                                                   -                       -                                -          GROUP I
          24486                             39,000.00                          20060101                  350.93                             38,951.04                           100.00          No MI                               100126300000115312                                        -                                                                   -                       -                                -          GROUP I
          23093                             16,900.00                          20060101                  171.24                             16,884.67                            89.83          No MI                               100126300000114943                                        -                                                                   -                       -                                -          GROUP I
          22079                            153,628.00                          20051201                1,348.20                            153,352.72                           100.00          No MI                               100126300000114448                                        -                                                                   -                       -                                -          GROUP I
          22079                            614,513.00                          20051201                3,579.54                            614,513.00                            80.00          No MI                               100126300000114398                                   6.8750                                   20071101                  12.9900                  6.9900                           1.0000          GROUP I
          20148                            454,500.00                          20060101                2,925.84                            454,500.00                            90.00          No MI                               100126300000114356                                   7.0000                                   20071201                  13.7250                  7.7250                           1.0000          GROUP I
          21755                            175,000.00                          20060101                1,158.41                            174,461.34                            52.24          No MI                               100126300000109414                                        -                                                                   -                       -                                -          GROUP I
          22553                            306,000.00                          20051001                2,205.75                            306,000.00                            83.84          No MI                               100126300000100561                                        -                                                                   -                       -                                -          GROUP I
          43123                            150,400.00                          20060201                1,072.29                            149,834.32                            80.00          No MI                               100330705120101012                                   5.5000                                   20080101                  13.7000                  7.7000                           1.0000          GROUP I
          98340                            103,000.00                          20060201                  622.29                            103,000.00                            55.68          No MI                               100153210512007889                                   6.2500                                   20080101                  13.2500                  7.2500                           1.0000          GROUP I
          20782                            304,000.00                          20060301                2,121.67                            304,000.00                            80.00          No MI                               100212504000242639                                   5.5000                                   20080201                  14.3750                  8.3750                           1.0000          GROUP I
          92243                            187,500.00                          20060201                1,341.98                            187,233.94                            75.00          No MI                               100153210510011610                                        -                                                                   -                       -                                -          GROUP I
          96122                            205,000.00                          20060201                1,646.53                            204,774.26                            63.08          No MI                               100153210507032538                                   5.5000                                   20080101                  14.9800                  8.9800                           1.0000          GROUP I
          22580                            212,000.00                          20051001                1,600.14                            211,183.15                            80.00          No MI                               100274130750107676                                   7.3000                                   20070901                  14.3000                  8.3000                           1.0000          GROUP I
          19013                             64,000.00                          20051101                  454.09                             63,682.89                            80.00          No MI                               100274130820119891                                   5.5000                                   20071001                  13.6500                  7.6500                           1.0000          GROUP I
          89048                            297,500.00                          20060201                2,389.92                            297,500.00                            85.00          No MI                               100153220512001303                                   6.2500                                   20080101                  15.6400                  9.6400                           1.0000          GROUP I
          33935                            182,250.00                          20060201                1,477.74                            182,250.00                            90.00          No MI                               100153210511003541                                   5.5000                                   20080101                  15.7300                  9.7300                           1.0000          GROUP I
          15065                             97,750.00                          20051101                  769.00                             97,464.67                            85.00          No MI                               100274130822125649                                   6.2500                                   20071001                  14.7500                  8.7500                           1.0000          GROUP I
          32809                            114,000.00                          20060201                  892.77                            113,866.98                            67.86          No MI                               100153220509005085                                   6.2500                                   20080101                  14.7000                  8.7000                           1.0000          GROUP I
          92530                            203,000.00                          20060201                1,524.36                            202,739.95                            46.67          No MI                               100153210511030692                                   6.7500                                   20080101                  14.2450                  8.2450                           1.0000          GROUP I
          89801                            168,800.00                          20060201                1,330.36                            168,605.87                            80.00          No MI                               100153210511014597                                   5.7500                                   20080101                  14.7700                  8.7700                           1.0000          GROUP I
          32570                            126,350.00                          20060201                  942.36                            126,350.00                            95.00          No MI                               100153210512000850                                   5.5000                                   20080101                  14.9500                  8.9500                           1.0000          GROUP I
          40299                             70,400.00                          20060201                  516.57                             70,305.21                            80.00          No MI                               100330705120100840                                   5.5000                                   20080101                  14.0000                  8.0000                           1.0000          GROUP I
          33157                            214,500.00                          20060201                1,349.56                            214,500.00                            75.00          No MI                               100153210510023838                                   5.5000                                   20080101                  13.5500                  7.5500                           1.0000          GROUP I
          85204                            207,000.00                          20060201                1,344.59                            206,993.16                            83.81          No MI                               100153210511040774                                   5.5000                                   20080101                  13.7950                  7.7950                           1.0000          GROUP I
          90063                            310,000.00                          20060201                2,449.85                            309,645.67                            83.78          No MI                               100153210511038455                                   5.5000                                   20080101                  14.8000                  8.8000                           1.0000          GROUP I
          85242                            210,000.00                          20060201                1,473.50                            210,000.00                            88.24          No MI                               100153210511021774                                   5.5000                                   20080101                  14.4200                  8.4200                           1.0000          GROUP I
          95688                             67,000.00                          20060201                  490.69                             66,909.42                            18.36          No MI                               100153210511033845                                   5.5000                                   20080101                  13.9800                  7.9800                           1.0000          GROUP I
          20782                             76,000.00                          20060301                  821.59                             75,962.16                           100.00          No MI                               100212504000242647                                        -                                                                   -                       -                                -          GROUP I
          97213                            190,000.00                          20060201                1,440.79                            189,761.76                            68.10          No MI                               100153210512000694                                        -                                                                   -                       -                                -          GROUP I
          33025                            212,500.00                          20060201                1,211.25                            212,500.00                            85.00          No MI                               100153210512001924                                   5.5000                                   20080101                  12.8400                  6.8400                           1.0000          GROUP I
          93274                            110,000.00                          20060201                1,023.11                            109,915.99                            64.71          No MI                               100153210512003318                                   6.7500                                   20080101                  16.7050                 10.7050                           1.0000          GROUP I
          20740                            280,000.00                          20060201                1,849.17                            280,000.00                            80.00          No MI                               100031458025120032                                   5.5000                                   20080101                  13.9250                  7.9250                           1.0000          GROUP I
           7502                            170,000.00                          20060301                1,285.20                            169,961.47                            48.57          No MI                               100271100000196236                                   5.5000                                   20080201                  14.8000                  8.8000                           1.0000          GROUP I
          11741                            160,000.00                          20060301                1,327.89                            158,846.67                            41.03          No MI                               100144600097438875                                   5.7500                                   20080201                  15.3500                  9.3500                           1.0000          GROUP I
          20878                            276,000.00                          20060201                1,906.26                            275,578.69                            84.92          No MI                               100031466005120179                                   5.5000                                   20080101                  13.3750                  7.3750                           1.0000          GROUP I
          55119                             42,900.00                          20060201                  427.44                             42,793.26                           100.00          No MI                               10043150000001897                                         -                                                                   -                       -                                -          GROUP I
          55119                            171,600.00                          20060201                  998.14                            171,600.00                            80.00          No MI                               100431500000001822                                   5.5000                                   20080101                  12.9800                  6.9800                           1.0000          GROUP I
          55057                            179,440.00                          20060301                1,266.99                            179,309.46                            80.00          No MI                               100386100002070191                                   5.5000                                   20080201                  13.6000                  7.6000                           1.0000          GROUP I
          85351                            104,200.00                          20060301                  797.52                            104,136.22                            69.93          No MI                               100392499500000623                                   5.5000                                   20080201                  14.4500                  8.4500                           1.0000          GROUP I
          91911                            310,000.00                          20060301                2,062.44                            309,745.89                            62.63          No MI                               1002457-0013311303                                        -                                                                   -                       -                                -          GROUP I
          48174                            127,500.00                          20060201                1,072.09                            127,374.07                            85.00          No MI                               100330705120099661                                   5.5000                                   20080101                  15.5000                  9.5000                           1.0000          GROUP I
          40228                            119,920.00                          20060201                  808.46                            119,920.00                            80.00          No MI                               100330705120100659                                   5.5000                                   20080101                  14.0900                  8.0900                           1.0000          GROUP I
          47303                             76,000.00                          20060201                  703.17                             75,941.14                            80.00          No MI                               100330705120100568                                   5.5000                                   20080101                  16.6400                 10.6400                           1.0000          GROUP I
          30040                             92,800.00                          20060201                  937.44                             92,743.73                           100.00          No MI                               100016900063192976                                        -                                                                   -                       -                                -          GROUP I
          30040                            371,200.00                          20060201                2,822.67                            371,200.00                            79.99          No MI                               100016900063126560                                   5.5000                                   20080101                  15.1250                  9.1250                           1.0000          GROUP I
          78247                            113,050.00                          20051101                  991.26                            112,780.80                            95.00          No MI                               1001504-0905900238                                   5.7500                                   20071001                  16.9900                  9.9900                           1.5000          GROUP I
          11901                            205,000.00                          20060201                1,477.71                            204,999.92                            91.11          No MI                               100271100000193126                                   5.5000                                   20090101                  14.6500                  8.6500                           1.0000          GROUP I
          19805                            148,750.00                          20060201                1,172.34                            148,578.92                            85.00          No MI                               1000765-0000090628                                   5.5000                                   20080101                  14.7700                  8.7700                           1.0000          GROUP I
          85251                             39,000.00                          20060101                  371.11                             38,957.81                           100.00          No MI                               100101309051101179                                        -                                                                   -                       -                                -          GROUP I
          18929                            296,000.00                          20060301                1,852.47                            296,000.00                            80.00          No MI                               100386100002069037                                   5.5000                                   20080201                  13.5100                  7.5100                           1.0000          GROUP I
          85033                            159,200.00                          20060301                1,172.04                            159,093.94                            80.00          No MI                               100386100002068971                                   5.5000                                   20080201                  14.0350                  8.0350                           1.0000          GROUP I
          21133                             48,400.00                          20060301                  494.88                             48,385.89                            83.45          No MI                               100386100002069565                                        -                                                                   -                       -                                -          GROUP I
          21133                            193,600.00                          20060301                1,425.98                            193,471.14                            66.76          No MI                               100386100002069557                                   5.5000                                   20080201                  14.0400                  8.0400                           1.0000          GROUP I
          20019                            161,300.00                          20060301                1,125.63                            161,179.81                            65.30          No MI                               100386100002069144                                   5.5000                                   20080201                  13.4800                  7.4800                           1.0000          GROUP I
          18929                             74,000.00                          20060301                  763.46                             73,979.01                           100.00          No MI                               100386100002069318                                        -                                                                   -                       -                                -          GROUP I
          95076                            455,000.00                          20060301                2,866.50                            455,000.00                            54.82          No MI                               100386100002068815                                   5.5000                                   20080201                  13.5600                  7.5600                           1.0000          GROUP I
          91331                             70,000.00                          20051201                  699.89                             69,911.45                            44.40          No MI                               100247000701010150                                        -                                                                   -                       -                                -          GROUP I
          98270                             62,000.00                          20060101                  597.48                             61,935.20                           100.00          No MI                               100247000580016435                                        -                                                                   -                       -                                -          GROUP I
          98199                            395,250.00                          20060201                3,045.76                            395,080.01                            85.00          No MI                               100247000580016252                                   7.0000                                   20080101                  15.9900                  8.9900                           1.5000          GROUP I
          98003                            140,000.00                          20051201                  950.54                            139,957.02                            70.00          No MI                               100247000580015445                                   7.0000                                   20071101                  15.1500                  8.1500                           1.5000          GROUP I
          94580                            115,000.00                          20060201                1,090.83                            114,916.72                           100.00          No MI                               100247000535065867                                        -                                                                   -                       -                                -          GROUP I
          92703                            115,980.00                          20060201                1,135.28                            115,903.04                           100.00          No MI                               100247000535065727                                        -                                                                   -                       -                                -          GROUP I
          92584                             79,000.00                          20060201                  719.69                             78,936.26                           100.00          No MI                               100247000535065685                                        -                                                                   -                       -                                -          GROUP I
          92584                            316,000.00                          20060201                2,263.86                            315,552.50                            80.00          No MI                               100247000535065677                                   7.0000                                   20080101                  14.7500                  7.7500                           1.5000          GROUP I
          93550                             87,000.00                          20060201                  825.24                             86,936.99                           100.00          No MI                               100247000535065545                                        -                                                                   -                       -                                -          GROUP I
          91706                             71,900.00                          20060201                  736.81                             71,858.18                           100.00          No MI                               100247000535064803                                        -                                                                   -                       -                                -          GROUP I
          91706                            287,599.00                          20060201                1,857.41                            287,599.00                            80.00          No MI                               100247000535064787                                   7.0000                                   20080101                  14.7500                  7.7500                           1.5000          GROUP I
          93534                             82,000.00                          20060201                  722.64                             81,927.92                           100.00          No MI                               100247000535064761                                        -                                                                   -                       -                                -          GROUP I
          91748                            213,000.00                          20060201                1,247.02                            212,412.95                            45.32          No MI                               100247000535064662                                        -                                                                   -                       -                                -          GROUP I
          92780                            465,000.00                          20060101                3,080.63                            465,000.00                            69.92          No MI                               10024700053564332                                    7.0000                                   20071201                  14.9500                  7.9500                           1.5000          GROUP I
          93551                            493,000.00                          20060101                2,978.54                            493,000.00                            85.00          No MI                               100247000535064258                                   7.0000                                   20081201                  14.2500                  7.2500                           1.5000          GROUP I
          85009                             29,000.00                          20060201                  260.95                             28,975.83                           100.00          No MI                               100247000535064175                                        -                                                                   -                       -                                -          GROUP I
          91335                            340,000.00                          20060101                2,300.51                            338,131.08                            80.00          No MI                               100247000535063896                                   7.0000                                   20071201                  14.7500                  7.7500                           1.5000          GROUP I
          92505                             63,400.00                          20060101                  647.26                             63,338.93                           100.00          No MI                               100247000535063771                                        -                                                                   -                       -                                -          GROUP I
          90301                            369,810.00                          20060101                2,515.99                            369,471.14                            70.00          No MI                               100247000535063755                                   7.0000                                   20071201                  14.8000                  7.8000                           1.5000          GROUP I
          85302                            198,400.00                          20060201                1,469.57                            198,304.25                            80.00          No MI                               100247000535063425                                   7.0000                                   20080101                  15.6000                  8.6000                           1.5000          GROUP I
          91762                            275,400.00                          20060101                1,741.51                            275,096.45                            90.00          No MI                               100247000535063417                                   7.0000                                   20071201                  14.1500                  7.1500                           1.5000          GROUP I
          92392                             68,000.00                          20060101                  681.19                             67,936.32                           100.00          No MI                               100247000535063342                                        -                                                                   -                       -                                -          GROUP I
          93422                             59,400.00                          20060101                  527.87                             59,230.39                           100.00          No MI                               100247000535063326                                        -                                                                   -                       -                                -          GROUP I
          91335                            440,000.00                          20060101                2,759.17                            440,000.00                            80.00          No MI                               100247000535063102                                   7.0000                                   20071201                  14.5250                  7.5250                           1.5000          GROUP I
          91733                            184,000.00                          20060201                1,217.98                            183,694.49                            43.29          No MI                               100247000535062781                                        -                                                                   -                       -                                -          GROUP I
          90027                            118,000.00                          20060101                1,191.10                            117,891.90                           100.00          No MI                               100247000535062294                                        -                                                                   -                       -                                -          GROUP I
          99518                            197,200.00                          20060201                1,679.79                            197,010.98                            85.00          No MI                               100247000535061965                                   7.0000                                   20080101                  16.6500                  9.6500                           1.5000          GROUP I
          92410                            247,500.00                          20060201                1,688.48                            247,348.85                            90.00          No MI                               100247000535061742                                   7.0000                                   20080101                  14.8250                  7.8250                           1.5000          GROUP I
          33618                            171,000.00                          20060201                1,405.19                            170,939.62                            90.00          No MI                               100247000535061684                                   7.0000                                   20080101                  16.6500                  9.6500                           1.5000          GROUP I
          90712                            425,000.00                          20060101                2,319.79                            424,999.34                            78.70          No MI                               100247000535061478                                   6.5500                                   20081201                  13.5500                  6.5500                           1.5000          GROUP I
          86326                            215,650.00                          20060101                1,738.51                            215,075.43                            95.00          No MI                               100247000535060900                                   7.0000                                   20071201                  16.4500                  9.4500                           1.5000          GROUP I
          94531                            400,000.00                          20060101                3,047.01                            399,732.00                            72.73          No MI                               100247000535060546                                   7.0000                                   20071201                  15.8750                  8.8750                           1.5000          GROUP I
          90011                            335,000.00                          20051201                2,023.96                            335,000.00                            72.83          No MI                               100247000535060264                                   7.2500                                   20071101                  14.2500                  7.2500                           1.5000          GROUP I
          92880                            298,500.00                          20060101                1,787.74                            297,564.71                            52.83          No MI                               100247000535060066                                        -                                                                   -                       -                                -          GROUP I
          95661                            215,000.00                          20051201                1,209.38                            215,000.00                            65.15          No MI                               100247000535059894                                   6.7500                                   20071101                  13.7500                  6.7500                           1.5000          GROUP I
          92342                            211,500.00                          20060101                1,321.88                            211,500.00                            90.00          No MI                               100247000535059852                                   7.0000                                   20071201                  14.5000                  7.5000                           1.5000          GROUP I
          90650                            250,000.00                          20051201                1,508.39                            249,587.99                            54.70          No MI                               100247000535059100                                   6.7500                                   20071101                  13.7500                  6.7500                           1.5000          GROUP I
          92335                            288,800.00                          20060101                1,954.08                            288,531.53                            80.00          No MI                               100247000535058714                                        -                                                                   -                       -                                -          GROUP I
          92324                            319,500.00                          20060101                1,664.06                            319,500.00                            90.00          No MI                               100247000535057294                                   6.2500                                   20071201                  13.2500                  6.2500                           1.5000          GROUP I
          92029                            332,500.00                          20051101                1,982.83                            329,435.74                            95.00          No MI                               100247000535050075                                   5.9500                                   20071001                  12.9500                  5.9500                           1.5000          GROUP I
          90712                            486,000.00                          20051101                2,369.25                            486,000.00                            90.00          No MI                               100247000535048988                                   5.8500                                   20071001                  12.8500                  5.8500                           1.5000          GROUP I
          92570                            160,000.00                          20051001                1,021.85                            158,547.97                            80.00          No MI                               100247000535047220                                   6.6000                                   20070901                  13.6000                  6.6000                           1.5000          GROUP I
          91744                            375,300.00                          20051001                2,220.53                            375,299.99                            90.00          No MI                               100247000535040522                                        -                                                                   -                       -                                -          GROUP I
          89121                            190,000.00                          20060201                1,380.93                            189,738.95                            63.33          No MI                               100247000514027052                                   7.0000                                   20080101                  14.9000                  7.9000                           1.5000          GROUP I
          89129                             65,600.00                          20060201                  655.89                             65,559.02                           100.00          No MI                               100247000051026963                                        -                                                                   -                       -                                -          GROUP I
          89148                            324,000.00                          20060101                1,944.00                            324,000.00                            90.00          No MI                               100247000514025874                                   7.0000                                   20071201                  14.2000                  7.2000                           1.5000          GROUP I
          89129                            304,000.00                          20060101                1,469.33                            304,000.00                            80.00          No MI                               100247000514025718                                   5.8000                                   20071201                  12.8000                  5.8000                           1.5000          GROUP I
          89108                             44,400.00                          20051201                  443.08                             44,343.67                           100.00          No MI                               100247000514025346                                        -                                                                   -                       -                                -          GROUP I
          89108                            170,450.00                          20051201                1,232.92                            169,169.73                            70.00          No MI                               100247000514024653                                   7.0000                                   20071101                  14.8500                  7.8500                           1.5000          GROUP I
          85033                            107,000.00                          20050901                  481.50                            107,000.00                            66.88          No MI                               100247000535035415                                   7.0000                                   20070801                  12.4000                  5.4000                           1.5000          GROUP I
          92335                            297,000.00                          20051001                1,707.75                            297,000.00                            90.00          No MI                               100247000535043146                                   7.0000                                   20070901                  13.9000                  6.9000                           1.5000          GROUP I
          90011                            315,000.00                          20051001                1,706.25                            315,000.00                            90.00          No MI                               100247000535043344                                   6.5000                                   20080901                  13.5000                  6.5000                           1.5000          GROUP I
          17331                             76,650.00                          20060201                  773.71                             76,603.41                            95.00          No MI                               100031458005120119                                        -                                                                   -                       -                                -          GROUP I
          17331                            408,800.00                          20060201                2,725.33                            408,800.00                            80.00          No MI                               100031458005120101                                   5.5000                                   20080101                  14.0000                  8.0000                           1.0000          GROUP I
          43318                             68,000.00                          20051201                  525.03                             67,835.00                            80.00          No MI                               100330705090084016                                   6.2950                                   20071101                  14.5450                  8.5450                           1.0000          GROUP I
          89102                             40,000.00                          20060201                  409.91                             39,976.73                           100.00          No MI                               100144600097438768                                        -                                                                   -                       -                                -          GROUP I
          92506                            134,400.00                          20060301                  942.51                            134,300.85                            70.00          No MI                               100330401051216017                                        -                                                                   -                       -                                -          GROUP I
          89102                            160,000.00                          20060201                1,202.03                            159,795.24                            80.00          No MI                               100144600097438750                                   7.2500                                   20080101                  14.2500                  8.2500                           1.0000          GROUP I
          47432                             70,400.00                          20051201                  454.28                             70,153.10                            80.00          No MI                               1002741-3064212870                                   5.7000                                   20071101                  12.7000                  6.7000                           1.0000          GROUP I
          20774                             77,000.00                          20060201                  791.44                             76,955.62                           100.00          No MI                               100144600098438115                                        -                                                                   -                       -                                -          GROUP I
          20774                            308,000.00                          20060201                2,050.75                            307,998.11                            80.00          No MI                               100144600097438107                                   6.9900                                   20080101                  13.9900                  7.9900                           1.0000          GROUP I
          32073                            168,300.00                          20060301                1,230.69                            168,300.00                            90.00          No MI                               100271100000195808                                   5.7500                                   20080201                  14.7750                  8.7750                           1.0000          GROUP I
          19720                            265,500.00                          20060301                1,841.91                            265,500.00                            90.00          No MI                               1002711-0000019592                                   5.5000                                   20080201                  14.3250                  8.3250                           1.0000          GROUP I
          85251                            156,000.00                          20060101                1,006.20                            156,000.00                            80.00          No MI                               100101309051101161                                   7.4900                                   20071201                  13.7400                  7.7400                           1.5000          GROUP I
          86323                            115,200.00                          20060301                  743.37                            115,099.83                            53.58          No MI                               100386100002068435                                        -                                                                   -                       -                                -          GROUP I
          85043                            240,000.00                          20060301                1,628.00                            240,000.00                            58.54          No MI                               100386100002068765                                   6.0000                                   20080201                  14.1400                  8.1400                           1.0000          GROUP I
          34608                            235,800.00                          20060301                1,611.30                            235,800.00                            90.00          No MI                               100386100002068351                                   5.5000                                   20080201                  14.2000                  8.2000                           1.0000          GROUP I
          60623                            250,000.00                          20051101                1,613.29                            249,800.00                            65.79          No MI                               100220710000056875                                   5.8750                                   20071001                  13.7500                  7.7500                           1.0000          GROUP I
          60505                            104,000.00                          20051001                  678.01                            103,460.41                            80.00          No MI                               100220710000056222                                   3.1250                                   20070901                  12.8000                  6.8000                           1.0000          GROUP I
          60644                            256,500.00                          20051101                1,784.72                            255,526.61                            90.00          No MI                               100220710000056701                                   3.6250                                   20071001                  13.4500                  7.4500                           1.0000          GROUP I
          55313                            144,800.00                          20051101                  987.80                            144,228.33                            80.00          No MI                               100220710000057410                                   5.8750                                   20071001                  13.2500                  7.2500                           1.0000          GROUP I
          55106                            127,500.00                          20051101                  913.75                            127,500.00                            66.75          No MI                               100220710000057378                                   5.8750                                   20071001                  14.6000                  8.6000                           1.0000          GROUP I
          55119                            112,000.00                          20051001                  909.25                            111,633.62                            86.15          No MI                               100220710000049706                                   5.8750                                   20070901                  15.1000                  9.1000                           1.0000          GROUP I
          55388                            182,400.00                          20051001                1,147.60                            182,400.00                            80.00          No MI                               100220710000049839                                   5.8750                                   20070901                  13.5500                  7.5500                           1.0000          GROUP I
          55407                            237,500.00                          20051001                1,851.48                            236,647.76                            95.00          No MI                               100220710000051579                                   5.8750                                   20070901                  14.6500                  8.6500                           1.0000          GROUP I
          56062                             90,000.00                          20051001                  682.48                             89,656.70                            90.00          No MI                               100220710000047833                                   5.8750                                   20070901                  14.3500                  8.3500                           1.0000          GROUP I
          55415                            687,200.00                          20050901                4,180.47                            687,200.00                            80.00          No MI                               100220710000044038                                   5.8750                                   20070801                  13.3000                  7.3000                           1.0000          GROUP I
          60647                            598,500.00                          20051101                3,615.94                            598,500.00                            90.00          No MI                               100220710000084760                                   5.8750                                   20071001                  13.2500                  7.2500                           1.0000          GROUP I
          55006                            248,000.00                          20051101                1,802.48                            247,139.68                            80.00          No MI                               100220710000083846                                   5.8750                                   20071001                  13.9000                  7.9000                           1.0000          GROUP I
          55382                            127,600.00                          20051101                  797.50                            127,600.00                            65.44          No MI                               100220710000082061                                   5.8750                                   20071001                  13.5000                  7.5000                           1.0000          GROUP I
          55126                            480,000.00                          20051101                2,780.00                            480,000.00                            80.00          No MI                               100220710000080289                                        -                                                                   -                       -                                -          GROUP I
          55325                            152,000.00                          20051101                  816.10                            151,833.10                            80.00          No MI                               100220710000080214                                   5.8750                                   20071001                  12.4500                  6.4500                           1.0000          GROUP I
          55369                            200,970.00                          20051001                1,105.34                            200,970.00                            80.00          No MI                               100220710000081000                                   5.8750                                   20070901                  12.6000                  6.6000                           1.0000          GROUP I
          55113                            311,920.00                          20051101                1,624.58                            311,920.00                            80.00          No MI                               100220710000081444                                   5.8750                                   20071001                  12.2500                  6.2500                           1.0000          GROUP I
          54826                            205,000.00                          20051001                1,153.13                            205,000.00                            97.62          No MI                               100220710000055158                                        -                                                                   -                       -                                -          GROUP I
          55901                            157,250.00                          20051101                1,126.56                            156,685.93                            85.00          No MI                               100220710000055109                                   5.8750                                   20071001                  13.7500                  7.7500                           1.0000          GROUP I
          54025                            168,000.00                          20051001                1,180.44                            167,247.61                            80.00          No MI                               100220710000054516                                   5.8750                                   20070901                  13.5500                  7.5500                           1.0000          GROUP I
          56071                            520,000.00                          20051001                2,578.33                            520,000.00                            80.00          No MI                               100220710000053989                                   5.8750                                   20070901                  11.9500                  5.9500                           1.0000          GROUP I
          55075                            211,250.00                          20051001                1,564.83                            210,377.66                            76.82          No MI                               100220710000054151                                   5.8750                                   20100901                  14.1000                  8.1000                           1.0000          GROUP I
          55449                            316,000.00                          20051101                1,909.17                            316,000.00                            80.00          No MI                               100220710000080560                                   5.8750                                   20071001                  13.2500                  7.2500                           1.0000          GROUP I
          55124                            116,800.00                          20051001                  710.53                            116,800.00                            80.00          No MI                               100220710000053781                                   5.8750                                   20070901                  13.3000                  7.3000                           1.0000          GROUP I
          55043                            301,500.00                          20051001                2,085.38                            301,500.00                            90.00          No MI                               100220710000053047                                   5.8750                                   20070901                  14.3000                  8.3000                           1.0000          GROUP I
          53143                            180,500.00                          20051001                1,314.04                            180,211.70                            95.00          No MI                               100220710000053039                                        -                                                                   -                       -                                -          GROUP I
          92394                            277,000.00                          20060201                1,984.46                            276,607.74                            79.14          No MI                               100153290000002949                                   5.5000                                   20080101                  13.7500                  7.7500                           1.0000          GROUP I
          30034                             25,800.00                          20060201                  278.76                             25,787.22                           100.00          No MI                               100016900063184718                                        -                                                                   -                       -                                -          GROUP I
          30034                            103,200.00                          20060201                  749.49                            103,200.00                            80.00          No MI                               100016900062985743                                   5.5000                                   20080101                  14.7150                  8.7150                           1.0000          GROUP I
          48210                             85,000.00                          20060201                  739.66                             84,912.44                            85.00          No MI                               100330705120100543                                   5.5000                                   20080101                  15.9000                  9.9000                           1.0000          GROUP I
          20109                            228,800.00                          20060101                1,859.00                            228,800.00                            80.00          No MI                               100061600000023847                                   5.7500                                   20081201                  15.7500                  9.7500                           1.0000          GROUP I
          11715                            207,500.00                          20060301                1,643.83                            207,459.11                            47.70          No MI                               100271100000188209                                   6.7500                                   20080201                  15.2700                  9.2700                           1.0000          GROUP I
          45309                            130,000.00                          20060201                  812.50                            130,000.00                            83.87          No MI                               100330705120098200                                        -                                                                   -                       -                                -          GROUP I
          55106                            184,000.00                          20060301                1,392.05                            183,884.45                            80.00          No MI                               100386100002067874                                   5.5000                                   20080201                  14.3250                  8.3250                           1.0000          GROUP I
          55106                             34,500.00                          20060301                  354.78                             34,500.00                            95.00          No MI                               100386100002067981                                        -                                                                   -                       -                                -          GROUP I
          84765                            215,000.00                          20060101                1,532.86                            214,537.21                            78.18          No MI                               100141900510120263                                        -                                                                   -                       -                                -          GROUP I
          33626                            275,200.00                          20060201                2,204.43                            274,895.07                            80.00          No MI                               100141900511180126                                   6.2500                                   20080101                  14.9500                  8.9500                           1.0000          GROUP I
          34241                            225,000.00                          20060101                1,619.71                            224,525.30                            75.00          No MI                               100141900510280018                                        -                                                                   -                       -                                -          GROUP I
          91710                            305,000.00                          20060201                1,858.15                            304,408.44                            67.78          No MI                               100141900511300005                                        -                                                                   -                       -                                -          GROUP I
          32812                            244,000.00                          20060201                1,776.80                            243,666.10                            80.00          No MI                               100141900511290057                                   5.5000                                   20080101                  13.9200                  7.9200                           1.0000          GROUP I
          85032                            180,000.00                          20060201                1,572.98                            179,838.37                            69.23          No MI                               100141900512050021                                   6.2500                                   20080101                  15.9500                  9.9500                           1.0000          GROUP I
          55117                            145,000.00                          20060201                1,195.65                            145,000.00                            84.30          No MI                               100431500000001798                                   5.7500                                   20080101                  15.8950                  9.8950                           1.0000          GROUP I
          46526                            220,878.00                          20060301                1,545.23                            220,878.00                            90.00          No MI                               100141900512200048                                   5.5000                                   20080201                  14.3950                  8.3950                           1.0000          GROUP I
          92591                            180,000.00                          20060201                1,280.23                            179,741.22                            43.69          No MI                               100141900511150012                                        -                                                                   -                       -                                -          GROUP I
          95376                            270,000.00                          20060301                1,890.00                            270,000.00                            69.23          No MI                               100141900512070086                                   6.7500                                   20080201                  14.4000                  8.4000                           1.0000          GROUP I
          60174                            230,000.00                          20060201                1,768.50                            229,720.35                            74.19          No MI                               100141900512120063                                   5.5000                                   20080101                  14.5000                  8.5000                           1.0000          GROUP I
          99301                             50,000.00                          20060101                  387.99                             49,934.95                            62.50          No MI                               100016900062724621                                   8.0600                                   20071201                  16.0600                  9.0600                           1.5000          GROUP I
          92345                            378,200.00                          20060201                2,623.99                            377,981.36                            84.99          No MI                               0                                                    5.5000                                   20080101                  13.9800                  7.9800                           1.0000          GROUP I
          85326                            228,000.00                          20060301                1,326.20                            228,000.00                            81.14          No MI                               100141900511230103                                   6.2500                                   20080201                  12.9800                  6.9800                           1.0000          GROUP I
          89032                            274,936.00                          20060301                1,649.62                            274,936.00                            84.60          No MI                               100096000051223009                                   5.5000                                   20080201                  13.2000                  7.2000                           1.0000          GROUP I
          33194                            251,250.00                          20060301                1,669.89                            251,043.64                            75.00          No MI                               100141900511110149                                   5.5000                                   20080201                  12.9900                  6.9900                           1.0000          GROUP I
          92557                            266,000.00                          20060201                1,764.47                            266,000.00                            70.00          No MI                               100141900512210039                                   5.5000                                   20080101                  13.9600                  7.9600                           1.0000          GROUP I
          48135                            131,920.00                          20060201                  967.98                            131,742.39                            80.00          No MI                               100330705120098457                                   5.5000                                   20080101                  14.0000                  8.0000                           1.0000          GROUP I
          61604                             88,000.00                          20060201                  642.65                             87,880.30                            84.62          No MI                               100141900512120014                                        -                                                                   -                       -                                -          GROUP I
          92530                            323,200.00                          20060201                2,001.15                            323,200.00                            80.00          No MI                               100330401051214129                                   5.9500                                   20080101                  14.4300                  7.4300                           1.0000          GROUP I
          60061                            105,000.00                          20060201                  937.01                            104,910.60                            75.00          No MI                               100141900512070078                                        -                                                                   -                       -                                -          GROUP I
          33414                            352,000.00                          20060201                3,550.42                            351,784.99                            82.82          No MI                               100141900512080010                                   5.7500                                   20080101                  17.7400                 11.7400                           1.0000          GROUP I
          33841                            100,800.00                          20060201                  691.06                            100,643.81                            80.00          No MI                               100141900512010033                                        -                                                                   -                       -                                -          GROUP I
          98930                             97,700.00                          20060201                  786.12                             97,592.86                            84.96          No MI                               100141900512050195                                   5.5000                                   20080101                  15.0000                  9.0000                           1.0000          GROUP I
          95991                            280,000.00                          20060201                2,145.03                            279,656.73                            79.32          No MI                               100141900511100165                                   6.2500                                   20080101                  14.4600                  8.4600                           1.0000          GROUP I
          85021                            126,000.00                          20060301                  959.92                            125,922.08                            64.62          No MI                               100141900512200154                                        -                                                                   -                       -                                -          GROUP I
          21060                            174,250.00                          20060201                1,361.33                            174,250.00                            85.00          No MI                               100031458005121588                                   5.5000                                   20080101                  15.3750                  9.3750                           1.0000          GROUP I
          85242                            206,500.00                          20060201                1,500.85                            206,216.29                            84.98          No MI                               100141900512070052                                        -                                                                   -                       -                                -          GROUP I
          92223                            227,000.00                          20060201                1,468.72                            226,842.84                            79.65          No MI                               100330401051117058                                   5.5000                                   20080101                  13.3500                  7.3500                           1.0000          GROUP I
          21229                            161,250.00                          20051201                1,415.68                            160,961.38                            62.02          No MI                               100016900060687044                                        -                                                                   -                       -                                -          GROUP I
          98591                             46,000.00                          20060201                  468.56                             45,858.67                           100.00          No MI                               100059400000006254                                        -                                                                   -                       -                                -          GROUP I
          99301                             19,180.00                          20060201                  197.44                             19,168.98                           100.00          No MI                               100016900063409057                                        -                                                                   -                       -                                -          GROUP I
          34241                            423,100.00                          20060301                2,580.91                            423,100.00                            73.84          No MI                               100141900512050120                                   6.2500                                   20080201                  13.3200                  7.3200                           1.0000          GROUP I
          99301                             76,720.00                          20060201                  620.15                             76,720.00                            80.00          No MI                               100016900063408976                                   5.5000                                   20080101                  15.7000                  9.7000                           1.0000          GROUP I
          85035                            136,000.00                          20060301                  817.13                            136,000.00                            80.00          No MI                               100386100002067577                                        -                                                                   -                       -                                -          GROUP I
          78521                            157,400.00                          20060301                1,066.29                            157,275.49                            87.44          No MI                               100386100002067403                                        -                                                                   -                       -                                -          GROUP I
          93543                            223,600.00                          20060201                1,609.63                            223,286.52                            65.00          No MI                               100153290000002691                                   5.5000                                   20080101                  13.8000                  7.8000                           1.0000          GROUP I
          30040                            162,632.00                          20060201                  978.29                            162,596.07                            80.00          No MI                               100148700000158234                                   5.5000                                   20080101                  13.2200                  7.2200                           1.0000          GROUP I
          30204                             79,140.00                          20060201                  574.42                             79,140.00                            80.00          No MI                               100148700000157657                                   5.5000                                   20080101                  14.7100                  8.7100                           1.0000          GROUP I
          30032                             98,000.00                          20060301                  725.25                             97,935.43                            83.05          No MI                               100148700000158853                                        -                                                                   -                       -                                -          GROUP I
          29909                            150,927.00                          20060201                  892.98                            150,927.00                            84.00          No MI                               100148700000158168                                   5.5000                                   20080101                  13.1000                  7.1000                           1.0000          GROUP I
          30224                             29,000.00                          20060201                  302.77                             28,984.04                           100.00          No MI                               100148700000157681                                        -                                                                   -                       -                                -          GROUP I
          30224                            116,000.00                          20060201                  905.96                            115,863.80                            80.00          No MI                               100148700000157665                                        -                                                                   -                       -                                -          GROUP I
          32708                            139,980.00                          20060201                1,073.35                            139,808.75                            79.99          No MI                               100148700000158184                                        -                                                                   -                       -                                -          GROUP I
          55412                            132,000.00                          20060301                  876.15                            132,000.00                            75.00          No MI                               100386100002067098                                   5.5000                                   20080201                  13.9650                  7.9650                           1.0000          GROUP I
          85014                            163,000.00                          20060301                1,338.01                            162,915.05                            68.20          No MI                               100386100002067056                                   6.2500                                   20080201                  15.2250                  9.2250                           1.0000          GROUP I
          31560                             66,400.00                          20060201                  512.92                             66,320.08                            80.00          No MI                               100148700000157426                                   5.7500                                   20080101                  14.5500                  8.5500                           1.0000          GROUP I
          48152                            209,950.00                          20060201                1,687.79                            209,719.31                            85.00          No MI                               100330705110095554                                   5.5000                                   20080101                  14.9900                  8.9900                           1.0000          GROUP I
          30316                            110,000.00                          20060101                  859.38                            110,000.00                            92.44          No MI                               100148700000156907                                   6.7500                                   20071201                  15.3750                  9.3750                           1.0000          GROUP I
          23228                            255,000.00                          20060301                1,870.00                            255,000.00                            85.00          No MI                               100271100000194942                                   5.5000                                   20080201                  14.8000                  8.8000                           1.0000          GROUP I
          30331                             96,000.00                          20060201                  711.11                             95,873.35                            80.00          No MI                               100148700000157335                                        -                                                                   -                       -                                -          GROUP I
          30052                            145,600.00                          20060101                  863.89                            145,600.00                            80.00          No MI                               100148700000156816                                   5.5000                                   20081201                  13.1200                  7.1200                           1.0000          GROUP I
          32277                            178,000.00                          20060201                1,542.38                            177,836.66                           100.00          No MI                               100148700000157418                                   5.5000                                   20080101                  15.8500                  9.8500                           1.0000          GROUP I
          30248                            149,600.00                          20060201                1,019.77                            149,600.00                            80.00          No MI                               100148700000157475                                   5.5000                                   20080101                  14.1800                  8.1800                           1.0000          GROUP I
          29909                            161,948.00                          20060101                1,245.24                            161,651.59                            90.00          No MI                               100148700000157277                                   6.1250                                   20071201                  14.5000                  8.5000                           1.0000          GROUP I
           8081                             44,940.00                          20060201                  475.10                             44,916.19                           100.00          No MI                               100076500000912135                                        -                                                                   -                       -                                -          GROUP I
           8081                            179,760.00                          20060201                1,380.93                            179,540.97                            80.00          No MI                               100076500000891487                                   5.5000                                   20080101                  14.4900                  8.4900                           1.0000          GROUP I
          85326                            169,000.00                          20060301                  990.76                            169,000.00                            62.83          No MI                               100386100002066322                                   5.5000                                   20080201                  13.0350                  7.0350                           1.0000          GROUP I
          85224                            273,750.00                          20060201                1,436.48                            272,750.00                            75.00          No MI                               100386100002065969                                   5.5000                                   20080101                  12.3200                  6.3200                           1.0000          GROUP I
          85040                            175,000.00                          20060301                1,106.88                            175,000.00                            74.79          No MI                               100386100002066132                                   5.5000                                   20080201                  13.5900                  7.5900                           1.0000          GROUP I
          85323                             73,400.00                          20060101                  643.60                             73,301.55                           100.00          No MI                               100101309051011527                                        -                                                                   -                       -                                -          GROUP I
          89015                            185,250.00                          20060201                1,122.61                            184,887.24                            65.00          No MI                               100060800000248474                                   5.5000                                   20080101                  12.1000                  6.1000                           1.0000          GROUP I
          32713                            105,600.00                          20060301                  826.99                            105,538.61                            80.00          No MI                               0                                                    5.5000                                   20080201                  13.7000                  8.7000                           1.0000          GROUP I
          47130                             64,000.00                          20060201                  467.38                             63,860.77                            80.00          No MI                               100330705120098770                                   5.7500                                   20080101                  13.9500                  7.9500                           1.0000          GROUP I
           6492                            267,500.00                          20060201                1,602.77                            267,500.00                            84.92          No MI                               100271100000193258                                   6.2500                                   20080101                  13.1900                  7.1900                           1.0000          GROUP I
          94545                            328,135.00                          20060201                2,305.15                            328,135.00                            89.90          No MI                               100171905120008884                                   5.5000                                   20080101                  14.4300                  8.4300                           1.0000          GROUP I
          85225                            315,000.00                          20060201                2,551.50                            315,000.00                            79.95          No MI                               100040788511001182                                   5.5000                                   20080101                  15.7200                  9.7200                           1.0000          GROUP I
          65013                             50,720.00                          20060101                  369.52                             50,615.65                            80.00          No MI                               100101309050901298                                   7.6750                                   20071201                  13.9250                  7.9250                           1.5000          GROUP I
          47346                             95,000.00                          20060201                  696.41                             94,871.84                            95.00          No MI                               100330705110095679                                        -                                                                   -                       -                                -          GROUP I
          95660                            189,000.00                          20060201                1,455.30                            189,000.00                            90.00          No MI                               100059400000005967                                   5.5000                                   20080101                  15.2400                  9.2400                           1.5000          GROUP I
          32810                            168,000.00                          20060301                1,244.46                            167,889.54                            80.00          No MI                               0                                                    5.5000                                   20080201                  13.1000                  8.1000                           1.0000          GROUP I
          19047                            464,950.00                          20060201                3,657.76                            464,413.05                            85.00          No MI                               100076500000909297                                   5.5000                                   20080101                  14.7500                  8.7500                           1.0000          GROUP I
          20769                            400,000.00                          20060301                3,115.43                            399,764.57                            80.00          No MI                               100386100002065415                                   5.5000                                   20080201                  14.6400                  8.6400                           1.0000          GROUP I
          90018                            185,000.00                          20060301                1,350.52                            183,639.47                            56.92          No MI                               100386100002064657                                   5.5000                                   20080201                  14.8250                  8.8250                           1.0000          GROUP I
          85379                            171,500.00                          20060201                  840.35                            171,500.00                            73.29          No MI                               100386100002065498                                   5.5000                                   20080101                  11.8800                  5.8800                           1.0000          GROUP I
          20170                            364,500.00                          20060301                3,107.36                            364,500.00                            90.00          No MI                               100386100002065480                                   5.5000                                   20080201                  16.2300                 10.3500                           1.0000          GROUP I
          22306                            375,000.00                          20060301                3,191.58                            374,820.92                            87.21          No MI                               100386100002064756                                   5.7500                                   20080201                  15.6400                  9.6400                           1.0000          GROUP I
          32805                             26,700.00                          20060301                  260.77                             26,700.00                           100.00          No MI                               100386100002065050                                        -                                                                   -                       -                                -          GROUP I
          32805                            106,800.00                          20060301                  674.62                            106,800.00                            80.00          No MI                               100386100002065027                                   5.5000                                   20080201                  13.5800                  7.5800                           1.0000          GROUP I
          42503                             35,700.00                          20060201                  385.40                             35,624.39                           100.00          No MI                               100330705120097475                                        -                                                                   -                       -                                -          GROUP I
          42503                            142,800.00                          20060201                  945.26                            142,562.90                            80.00          No MI                               100330705120097467                                   5.5000                                   20080101                  12.9500                  6.9500                           1.0000          GROUP I
          95301                            230,000.00                          20060201                1,639.81                            229,670.99                            84.25          No MI                               100059400000006437                                   5.5000                                   20080101                  13.7000                  7.7000                           1.0000          GROUP I
          93728                            170,000.00                          20060201                  957.67                            170,000.00                            61.82          No MI                               100059400000006411                                   5.5000                                   20080101                  12.7600                  6.7600                           1.5000          GROUP I
          21133                            228,800.00                          20060301                1,991.00                            228,696.60                            80.00          No MI                               100271100000192888                                        -                                                                   -                       -                                -          GROUP I
           7203                            208,300.00                          20060201                1,797.27                            208,106.91                            77.15          No MI                               100271100000192292                                   5.5000                                   20080101                  15.8000                  9.8000                           1.0000          GROUP I
          33458                            180,000.00                          20060301                1,319.53                            179,878.97                            69.23          No MI                               100386100002064004                                        -                                                                   -                       -                                -          GROUP I
          30274                             99,200.00                          20060301                  728.25                             99,133.50                            80.00          No MI                               100386100002064202                                   5.5000                                   20080201                  14.0050                  8.0050                           1.0000          GROUP I
          92392                            268,000.00                          20060301                1,617.96                            267,800.00                            78.13          No MI                               1002979-1676540004                                        -                                                                   -                       -                                -          GROUP I
          85303                            200,000.00                          20060201                1,403.23                            199,704.28                            65.57          No MI                               100153220512001451                                        -                                                                   -                       -                                -          GROUP I
           6604                            200,000.00                          20060201                1,466.14                            199,730.16                            52.63          No MI                               100153210510028002                                        -                                                                   -                       -                                -          GROUP I
          93306                            199,920.00                          20060201                1,366.95                            199,920.00                            80.00          No MI                               100153220511006618                                   5.7500                                   20080101                  14.2050                  8.2050                           1.0000          GROUP I
          95963                            141,000.00                          20060201                  999.93                            141,000.00                            69.98          No MI                               100153210511017657                                   5.5000                                   20080101                  14.5100                  8.5100                           1.0000          GROUP I
          47302                             60,000.00                          20060101                  425.71                             59,868.82                            80.00          No MI                               100330705110093351                                   5.5000                                   20071201                  13.6500                  7.6500                           1.0000          GROUP I
          33542                            107,250.00                          20060301                  656.91                            107,250.00                            65.00          No MI                               100271100000194066                                   5.5000                                   20080201                  13.3500                  7.3500                           1.0000          GROUP I
          75225                            412,000.00                          20060201                3,235.32                            411,522.23                            80.00          No MI                               100198900000035775                                   5.5000                                   20080101                  14.7300                  8.7300                           1.0000          GROUP I
          76040                             21,000.00                          20060201                  184.29                             20,981.34                            93.29          No MI                               100198900000036781                                        -                                                                   -                       -                                -          GROUP I
          19050                            156,560.00                          20060201                1,172.90                            156,560.00                            95.00          No MI                               100076500000889622                                   5.5000                                   20080101                  14.9900                  8.9900                           1.0000          GROUP I
          76040                            126,400.00                          20060201                  886.41                            126,212.91                            80.00          No MI                               100198900000036773                                        -                                                                   -                       -                                -          GROUP I
          33770                            152,000.00                          20060201                1,032.33                            152,000.00                            63.33          No MI                               100271100000188035                                   5.5000                                   20080101                  14.1500                  8.1500                           1.0000          GROUP I
          34609                            285,600.00                          20060201                2,070.60                            285,600.00                            85.00          No MI                               100271100000189272                                   5.5000                                   20080101                  14.7000                  8.7000                           1.0000          GROUP I
          30349                            121,500.00                          20060301                  847.46                            121,500.00                            90.00          No MI                               100386100002063519                                        -                                                                   -                       -                                -          GROUP I
          55418                            204,300.00                          20060201                1,610.88                            204,065.27                            90.00          No MI                               100386100002062958                                   5.7500                                   20080101                  14.7750                  8.7750                           1.0000          GROUP I
           8734                            272,650.00                          20060301                2,446.27                            272,536.02                            95.00          No MI                               100386100002063022                                   5.5000                                   20080201                  16.2650                 10.2650                           1.0000          GROUP I
          78225                             59,200.00                          20051001                  393.46                             58,904.01                            80.00          No MI                               100150408059001736                                   6.4900                                   20070901                  13.9900                  6.9900                           1.5000          GROUP I
          78133                             64,750.00                          20051201                  573.02                             64,636.42                            70.00          No MI                               100150410059003084                                   5.5000                                   20071101                  17.1000                 10.1000                           1.0000          GROUP I
          20874                            240,300.00                          20060201                1,576.97                            240,300.00                            71.73          No MI                               100031458025110207                                   5.5000                                   20090101                  13.8750                  7.8750                           1.0000          GROUP I
          32766                             60,000.00                          20060201                  571.39                             59,957.02                           100.00          No MI                               0                                                         -                                                                   -                       -                                -          GROUP I
          32766                            240,000.00                          20060201                1,694.58                            239,649.73                            80.00          No MI                               0                                                    5.5000                                   20080101                  12.6000                  7.6000                           1.0000          GROUP I
          32127                            144,000.00                          20060301                1,041.60                            143,900.40                            80.00          No MI                               100022100132454851                                   5.5000                                   20080201                  12.8500                  7.8500                           1.0000          GROUP I
          22630                            135,000.00                          20060301                  973.13                            135,000.00                            57.45          No MI                               100271100000194132                                   6.2500                                   20080201                  14.6500                  8.6500                           1.0000          GROUP I
          30725                            124,300.00                          20060101                  886.21                            124,032.43                            88.79          No MI                               100184698151114185                                        -                                                                   -                       -                                -          GROUP I
          45014                            116,450.00                          20060201                  978.33                            116,330.43                            85.00          No MI                               100202930511290035                                   5.5000                                   20080101                  15.4900                  9.4900                           1.0000          GROUP I
          43130                            137,000.00                          20060201                  888.58                            136,761.48                            86.71          No MI                               100202930511170195                                   5.5000                                   20080101                  12.7500                  6.7500                           1.0000          GROUP I
          43082                            283,500.00                          20060201                2,011.47                            283,090.38                            90.00          No MI                               100202930511220081                                   5.5000                                   20080101                  13.6500                  7.6500                           1.0000          GROUP I
          45682                             50,000.00                          20060201                  366.53                             49,932.55                            89.93          No MI                               100202930511170229                                        -                                                                   -                       -                                -          GROUP I
          49203                             23,200.00                          20060101                  271.48                             23,137.72                           100.00          No MI                               100202930511140065                                        -                                                                   -                       -                                -          GROUP I
          49203                             92,800.00                          20060101                  721.46                             92,634.27                            80.00          No MI                               100202930511280069                                   5.5000                                   20071201                  14.6200                  8.6200                           1.0000          GROUP I
          32763                            135,000.00                          20060301                  921.40                            134,894.79                            79.88          No MI                               100386100002062644                                   5.5000                                   20090201                  13.2550                  7.2550                           1.0000          GROUP I
          85307                            198,400.00                          20060301                1,163.95                            198,400.00                            80.00          No MI                               100386100002062875                                   6.0000                                   20080201                  13.0400                  7.0400                           1.0000          GROUP I
          29579                            158,000.00                          20060301                1,150.00                            157,892.14                            74.53          No MI                               100386100002062701                                   5.5000                                   20080201                  13.9150                  7.9150                           1.0000          GROUP I
          22734                            190,500.00                          20060201                1,234.32                            190,170.39                            79.71          No MI                               0                                                         -                                                                   -                       -                                -          GROUP I
          93726                            170,000.00                          20060101                1,217.90                            169,637.72                            64.89          No MI                               100378000003093863                                   7.5000                                   20081201                  13.7500                  7.7500                           1.0000          GROUP I
          30312                            280,000.00                          20060101                2,152.96                            279,487.50                            80.00          No MI                               100378000003093673                                   8.0000                                   20071201                  14.5000                  8.5000                           1.0000          GROUP I
          33612                            147,250.00                          20060101                1,106.24                            146,966.37                            89.79          No MI                               100378000003092097                                   8.0000                                   20071201                  14.2500                  8.2500                           1.0000          GROUP I
          30281                            135,200.00                          20060101                  920.01                            134,880.11                            80.00          No MI                               100378000003091933                                   4.3750                                   20071201                  13.2250                  7.2250                           1.0000          GROUP I
          33604                            100,170.00                          20060101                  700.40                             99,945.59                            63.00          No MI                               100378000003091610                                   7.2500                                   20071201                  13.5000                  7.5000                           1.0000          GROUP I
          30079                            135,200.00                          20060201                  774.58                            135,199.56                            80.00          No MI                               100378000003090711                                   4.3750                                   20080101                  12.8750                  6.8750                           1.0000          GROUP I
          78028                            129,600.00                          20060201                1,042.79                            129,457.89                            80.00          No MI                               100378000003090604                                   8.0000                                   20080101                  15.0000                  9.0000                           1.0000          GROUP I
          85382                            258,800.00                          20060101                1,752.29                            258,800.00                            94.99          No MI                               100378000003090216                                   7.8750                                   20071201                  14.1250                  8.1250                           1.0000          GROUP I
          78654                            132,000.00                          20060101                  687.50                            132,000.00                            80.00          No MI                               100378000003090125                                   4.3750                                   20071201                  12.2500                  6.2500                           1.0000          GROUP I
          30238                            119,400.00                          20060101                  782.30                            119,208.03                            94.99          No MI                               100378000003089747                                   5.5000                                   20071201                  13.8750                  7.8750                           1.0000          GROUP I
          30607                            110,700.00                          20060101                  829.21                            110,684.86                            90.00          No MI                               100378000003089036                                   8.0000                                   20071201                  14.9900                  8.9900                           1.0000          GROUP I
          49509                            101,600.00                          20060101                  633.85                            101,316.20                            80.00          No MI                               100378000003088582                                   4.3750                                   20071201                  12.3750                  6.3750                           1.0000          GROUP I
          32837                            159,350.00                          20060101                1,310.93                            159,100.26                            84.98          No MI                               100378000003088434                                   9.0000                                   20071201                  15.2500                  9.2500                           1.0000          GROUP I
          30080                             76,800.00                          20060101                  530.44                             76,623.60                            80.00          No MI                               100378000003088178                                   7.1250                                   20071201                  13.3750                  7.3750                           1.0000          GROUP I
          30291                            103,120.00                          20060101                  621.58                            103,023.24                            80.00          No MI                               100378000003088046                                   4.3750                                   20071201                  13.2400                  7.2400                           1.0000          GROUP I
          77502                             99,200.00                          20060201                  807.12                             99,094.02                            80.00          No MI                               100378000003087493                                        -                                                                   -                       -                                -          GROUP I
          55103                            155,250.00                          20060101                1,163.08                            155,250.00                            75.00          No MI                               100378000003087170                                   8.7400                                   20071201                  14.9900                  8.9900                           1.0000          GROUP I
          89101                            136,000.00                          20060101                  977.50                            136,000.00                            80.00          No MI                               100378000003087162                                   8.3750                                   20071201                  14.6250                  8.6250                           1.0000          GROUP I
          30274                            182,400.00                          20060101                  988.00                            182,400.00                            80.00          No MI                               100378000003086776                                   4.3750                                   20071201                  12.5000                  6.5000                           1.0000          GROUP I
          31808                            171,000.00                          20060101                1,330.02                            170,694.95                            88.19          No MI                               100378000003086743                                   8.3750                                   20071201                  14.6250                  8.6250                           1.0000          GROUP I
          33625                            182,250.00                          20060101                1,321.44                            181,871.25                            94.43          No MI                               100378000003086669                                   7.6250                                   20071201                  13.8750                  7.8750                           1.0000          GROUP I
          34286                            221,000.00                          20060101                1,519.38                            220,999.37                            87.35          No MI                               100378000003086636                                   8.0000                                   20071201                  14.2500                  8.2500                           1.0000          GROUP I
          30342                            276,000.00                          20060101                1,955.00                            276,000.00                            92.00          No MI                               100378000003086545                                   8.0000                                   20071201                  14.5000                  8.5000                           1.0000          GROUP I
          33916                             63,750.00                          20060101                  530.24                             63,652.67                            85.00          No MI                               100378000003086370                                   9.1250                                   20071201                  15.3750                  9.3750                           1.0000          GROUP I
          30019                            161,000.00                          20060101                1,257.81                            161,000.00                           100.00          No MI                               100378000003086099                                   4.3750                                   20071201                  15.3750                  9.3750                           1.0000          GROUP I
          30720                            115,600.00                          20060101                  798.42                            115,334.49                            80.00          No MI                               100378000003085463                                   4.3750                                   20071201                  13.3750                  7.3750                           1.0000          GROUP I
          30120                            103,500.00                          20060101                  750.45                            103,284.90                            75.00          No MI                               100378000003085240                                        -                                                                   -                       -                                -          GROUP I
          32837                            132,720.00                          20060101                1,055.98                            132,495.12                            80.00          No MI                               100378000003085166                                   8.1250                                   20071201                  14.8750                  8.8750                           1.0000          GROUP I
          89109                            300,000.00                          20060101                2,281.25                            300,000.00                            75.00          No MI                               100378000003084995                                   8.8750                                   20071201                  15.1250                  9.1250                           1.0000          GROUP I
          94112                            240,000.00                          20060101                1,600.00                            240,000.00                            41.38          No MI                               100378000003084920                                   7.7500                                   20071201                  14.0000                  8.0000                           1.0000          GROUP I
          47403                            106,400.00                          20060101                  653.92                            106,400.00                            80.00          No MI                               100378000003084912                                   4.3750                                   20071201                  13.3750                  7.3750                           1.0000          GROUP I
          36869                             81,600.00                          20060101                  620.22                             81,446.55                            80.00          No MI                               100378000003084797                                   4.3750                                   20071201                  14.3750                  8.3750                           1.0000          GROUP I
          30101                            216,000.00                          20060101                1,642.50                            216,000.00                            75.00          No MI                               100378000003084474                                   7.8750                                   20071201                  15.1250                  9.1250                           1.0000          GROUP I
          33161                            184,100.00                          20060101                1,304.04                            184,100.00                            83.30          No MI                               100378000003084326                                   8.0000                                   20071201                  14.5000                  8.5000                           1.0000          GROUP I
          36870                             70,000.00                          20060101                  459.85                             69,822.54                            80.00          No MI                               100378000003084292                                   6.6250                                   20071201                  12.8750                  6.8750                           1.0000          GROUP I
          33603                            131,600.00                          20060101                  740.25                            131,600.00                            80.00          No MI                               100378000003083864                                   4.3750                                   20081201                  12.7500                  6.7500                           1.0000          GROUP I
          30141                            139,000.00                          20060101                1,071.46                            139,000.00                            89.68          No MI                               100378000003083476                                   8.0000                                   20071201                  15.2500                  9.2500                           1.0000          GROUP I
          32207                            148,000.00                          20060101                  925.00                            148,000.00                            74.00          No MI                               100378000003083286                                   7.2500                                   20071201                  13.5000                  7.5000                           1.0000          GROUP I
          19141                            100,000.00                          20060101                  868.35                             99,862.58                            80.00          No MI                               100378000003083013                                   9.6250                                   20071201                  15.8750                  9.8750                           1.0000          GROUP I
          30096                            151,200.00                          20060101                1,181.25                            151,200.00                            80.00          No MI                               100378000003082908                                   9.1250                                   20081201                  15.3750                  9.3750                           1.0000          GROUP I
          85382                            243,750.00                          20060101                1,621.67                            243,147.11                            75.00          No MI                               100378000003082593                                   4.1250                                   20071201                  13.0000                  7.0000                           1.0000          GROUP I
          45840                             91,500.00                          20060101                  744.47                             91,352.82                            83.18          No MI                               100378000003082288                                   8.0000                                   20071201                  15.1250                  9.1250                           1.0000          GROUP I
          31791                            102,600.00                          20060101                  737.44                            102,600.00                            90.00          No MI                               100378000003081942                                   8.3750                                   20071201                  14.6250                  8.6250                           1.0000          GROUP I
          48062                             91,200.00                          20060101                  677.16                             91,019.81                            95.00          No MI                               100378000003081728                                   7.8750                                   20071201                  14.1250                  8.1250                           1.0000          GROUP I
          30296                            124,100.00                          20060101                  909.74                            123,932.30                            85.00          No MI                               100378000003081512                                   7.7400                                   20081201                  13.9900                  7.9900                           1.0000          GROUP I
          44017                            133,950.00                          20060101                1,077.79                            133,728.86                            95.00          No MI                               100378000003081454                                   7.3750                                   20071201                  15.0000                  9.0000                           1.0000          GROUP I
          60477                            195,000.00                          20060101                1,569.01                            194,678.07                            75.00          No MI                               100378000003081314                                   4.3750                                   20071201                  15.0000                  9.0000                           1.0000          GROUP I
          97477                            290,400.00                          20060101                2,389.05                            289,944.86                            80.00          No MI                               100378000003081199                                   9.0000                                   20071201                  15.2500                  9.2500                           1.0000          GROUP I
          38125                            154,800.00                          20060101                1,231.66                            154,536.82                            90.00          No MI                               100378000003080878                                   8.6250                                   20071201                  14.8750                  8.8750                           1.0000          GROUP I
          30533                            131,750.00                          20060101                1,059.14                            131,532.04                            85.00          No MI                               100378000003080639                                   8.2500                                   20071201                  14.9900                  8.9900                           1.0000          GROUP I
          18074                            268,000.00                          20060101                1,423.75                            268,000.00                            80.00          No MI                               100378000003080431                                   4.3750                                   20071201                  12.3750                  6.3750                           1.0000          GROUP I
          30161                             65,025.00                          20060101                  558.67                             64,933.23                            85.00          No MI                               100378000003078989                                        -                                                                   -                       -                                -          GROUP I
          30161                             53,600.00                          20060101                  445.82                             53,518.16                            71.47          No MI                               100378000003078583                                        -                                                                   -                       -                                -          GROUP I
          30106                             72,400.00                          20060101                  444.96                             72,400.00                            80.00          No MI                               100378000003078229                                   4.3750                                   20071201                  13.3750                  7.3750                           1.0000          GROUP I
          33916                             63,750.00                          20060101                  498.05                             63,750.00                            85.00          No MI                               100378000003077577                                   9.1250                                   20071201                  15.3750                  9.3750                           1.0000          GROUP I
          89106                            160,000.00                          20060101                1,083.33                            160,000.00                            74.42          No MI                               100378000003077130                                   4.3750                                   20081201                  14.1250                  8.1250                           1.0000          GROUP I
          49240                            155,200.00                          20060101                1,045.61                            154,825.45                            80.00          No MI                               100378000003076769                                   4.3750                                   20071201                  13.1250                  7.1250                           1.0000          GROUP I
          43229                            143,650.00                          20060101                1,047.45                            143,650.00                            85.00          No MI                               100378000003075944                                   8.5000                                   20071201                  14.7500                  8.7500                           1.0000          GROUP I
          30228                            189,900.00                          20051201                1,579.49                            189,511.89                           100.00          No MI                               100378000003075704                                   8.0000                                   20071101                  15.3750                  9.3750                           1.0000          GROUP I
          30058                             89,250.00                          20060101                  613.59                             89,250.00                            85.00          No MI                               100378000003073345                                   8.1250                                   20071201                  14.2500                  8.2500                           1.0000          GROUP I
          33510                            159,600.00                          20060101                1,113.88                            159,600.00                            95.00          No MI                               100378000003073329                                   8.0000                                   20071201                  14.3750                  8.3750                           1.0000          GROUP I
          33142                            172,125.00                          20060101                1,362.66                            172,125.00                            85.00          No MI                               100378000003070457                                   8.0000                                   20071201                  15.5000                  9.5000                           1.0000          GROUP I
          33162                            189,000.00                          20060101                1,503.77                            188,679.77                            90.00          No MI                               100378000003069749                                   8.0000                                   20071201                  14.8750                  8.8750                           1.0000          GROUP I
          18634                             71,155.00                          20060101                  572.53                             71,037.52                            94.87          No MI                               100378000003068469                                   8.0000                                   20071201                  15.0000                  9.0000                           1.0000          GROUP I
          38128                             84,600.00                          20060101                  608.03                             84,596.09                            90.00          No MI                               100378000003067800                                   8.3750                                   20071201                  14.6250                  8.6250                           1.0000          GROUP I
          77084                             85,000.00                          20060101                  664.06                             85,000.00                            85.00          No MI                               100378000003064823                                   7.0000                                   20081201                  15.3750                  9.3750                           1.0000          GROUP I
          32168                            216,000.00                          20060101                1,332.06                            215,383.71                            90.00          No MI                               100378000003063502                                   6.0150                                   20071201                  12.2650                  6.2650                           1.0000          GROUP I
          33319                            159,120.00                          20051101                1,009.94                            158,398.50                            80.00          No MI                               100378000003060797                                   4.3750                                   20071001                  12.5400                  6.5400                           1.0000          GROUP I
          33068                            262,200.00                          20051201                2,039.36                            261,574.10                            95.00          No MI                               100378000003060326                                   8.0000                                   20071101                  14.6250                  8.6250                           1.0000          GROUP I
          32724                            216,750.00                          20051201                1,693.36                            216,750.00                            85.00          No MI                               100378000003058825                                   9.1250                                   20071101                  15.3750                  9.3750                           1.0000          GROUP I
          34953                            208,800.00                          20050901                1,174.45                            208,790.79                            80.00          No MI                               100378000003040484                                   5.0000                                   20070801                  12.7500                  6.7500                           1.0000          GROUP I
          43220                             96,000.00                          20060101                  611.20                             96,000.00                            80.00          No MI                               100202930511150064                                   5.5000                                   20071201                  13.6400                  7.6400                           1.0000          GROUP I
          33435                             33,000.00                          20060101                  403.91                             32,920.09                           100.00          No MI                               100202930509280030                                        -                                                                   -                       -                                -          GROUP I
          33435                            132,000.00                          20060101                1,058.20                            132,000.00                            80.00          No MI                               100202930509270031                                   5.5000                                   20071201                  15.6200                  9.6200                           1.0000          GROUP I
          44129                             21,900.00                          20060101                  237.03                             21,811.36                           100.00          No MI                               100202930511100119                                        -                                                                   -                       -                                -          GROUP I
          44129                             87,600.00                          20060101                  578.11                             87,334.07                            80.00          No MI                               100202930511100101                                   5.5000                                   20071201                  12.9200                  6.9200                           1.0000          GROUP I
          55101                             32,900.00                          20060201                  362.03                             32,833.06                           100.00          No MI                               100202930511220099                                        -                                                                   -                       -                                -          GROUP I
          55101                            131,600.00                          20060201                  917.91                            131,600.00                            80.00          No MI                               100202930511220107                                   5.5000                                   20090101                  14.3700                  8.3700                           1.0000          GROUP I
          44118                             18,000.00                          20060101                  210.63                             17,940.20                           100.00          No MI                               100202930511170104                                        -                                                                   -                       -                                -          GROUP I
          33713                            140,000.00                          20060101                  990.43                            139,693.78                            77.78          No MI                               100290293051028008                                   5.5000                                   20071201                  13.6200                  7.6200                           1.0000          GROUP I
          72764                             30,700.00                          20060101                  299.34                             30,668.97                           100.00          No MI                               100265600024401866                                        -                                                                   -                       -                                -          GROUP I
          72764                            122,800.00                          20060101                1,046.03                            122,623.02                            80.00          No MI                               100265600004401860                                        -                                                                   -                       -                                -          GROUP I
          92405                            180,000.00                          20060201                1,377.03                            179,778.66                            64.29          No MI                               100153210510027210                                   5.5000                                   20080101                  14.4450                  8.4450                           1.0000          GROUP I
          32832                             62,935.00                          20060101                  613.65                             62,871.37                           100.00          No MI                               100265600024410339                                        -                                                                   -                       -                                -          GROUP I
          32832                            251,773.00                          20060101                1,635.38                            251,597.08                            80.00          No MI                               1002656-0000441033                                   6.3000                                   20071201                  14.8000                  7.8000                           1.5000          GROUP I
          60044                            300,000.00                          20060201                2,197.11                            299,594.44                            75.00          No MI                               100141900511170150                                   6.2500                                   20080101                  13.9800                  7.9800                           1.0000          GROUP I
           8312                             20,000.00                          20060201                  190.46                             19,985.68                           100.00          No MI                               100076500000912572                                        -                                                                   -                       -                                -          GROUP I
           8312                             80,000.00                          20060201                  574.24                             79,887.16                            80.00          No MI                               100076500000893129                                   5.5000                                   20080101                  13.7700                  7.7700                           1.0000          GROUP I
          23075                            189,000.00                          20060201                1,015.88                            189,000.00                            60.00          No MI                               1002711-0000019381                                   5.5000                                   20080101                  12.4500                  6.4500                           1.0000          GROUP I
          28269                            110,400.00                          20060201                  856.72                            110,268.49                            80.00          No MI                               100265600004419847                                   7.0000                                   20080101                  15.6000                  8.6000                           1.5000          GROUP I
          84117                            175,500.00                          20060201                1,041.30                            175,500.00                            90.00          No MI                               100099230511290036                                   5.5000                                   20080101                  13.1200                  7.1200                           1.0000          GROUP I
          39208                             23,200.00                          20060101                  222.69                             23,175.51                           100.00          No MI                               100265600024282902                                        -                                                                   -                       -                                -          GROUP I
          85714                             42,000.00                          20060101                  409.53                             41,957.51                           100.00          No MI                               100265600024413895                                        -                                                                   -                       -                                -          GROUP I
          39208                             92,800.00                          20060101                  677.70                             92,610.04                            80.00          No MI                               10026560000422906                                    5.5000                                   20071201                  14.9500                  7.9500                           1.5000          GROUP I
          79924                             66,240.00                          20060201                  511.68                             66,160.28                            80.00          No MI                               100265600004413394                                        -                                                                   -                       -                                -          GROUP I
          78641                             25,580.00                          20060101                  229.22                             25,547.55                           100.00          No MI                               100265600024410495                                        -                                                                   -                       -                                -          GROUP I
          28269                             27,600.00                          20060201                  290.29                             27,585.14                           100.00          No MI                               100265600024419843                                        -                                                                   -                       -                                -          GROUP I
          80239                             34,800.00                          20060201                  339.32                             34,776.65                           100.00          No MI                               100265600027103493                                        -                                                                   -                       -                                -          GROUP I
          85714                            168,000.00                          20060101                1,266.32                            167,909.19                            80.00          No MI                               100265600004413899                                   7.5500                                   20071201                  16.0500                  9.0500                           1.5000          GROUP I
          46254                             25,700.00                          20060201                  250.59                             25,682.76                           100.00          No MI                               100265600024282845                                        -                                                                   -                       -                                -          GROUP I
          78641                            102,320.00                          20060101                  743.67                            102,108.43                            80.00          No MI                               100265600004410499                                   6.6000                                   20071201                  14.9000                  7.9000                           1.5000          GROUP I
          80239                            139,200.00                          20060201                  904.80                            139,200.00                            80.00          No MI                               100265600007103497                                   6.3000                                   20080101                  14.8000                  7.8000                           1.5000          GROUP I
          46254                            102,800.00                          20060201                  757.90                            102,662.98                            80.00          No MI                               100265600004282849                                   6.7500                                   20080101                  15.0500                  8.0500                           1.5000          GROUP I
          80224                            208,000.00                          20060201                1,395.33                            208,000.00                            80.00          No MI                               100265600007103547                                   6.5500                                   20080101                  15.0500                  8.0500                           1.5000          GROUP I
          33543                             62,186.00                          20060101                  587.52                             62,117.39                           100.00          No MI                               100265600024411126                                        -                                                                   -                       -                                -          GROUP I
          76227                             25,982.00                          20060101                  232.83                             25,949.02                           100.00          No MI                               100265600024417623                                        -                                                                   -                       -                                -          GROUP I
          77449                             33,178.00                          20060101                  303.49                             33,138.11                           100.00          No MI                               100265600024248390                                        -                                                                   -                       -                                -          GROUP I
          72160                             17,800.00                          20060101                  182.41                             17,784.40                           100.00          No MI                               100265600024409976                                        -                                                                   -                       -                                -          GROUP I
          32835                             49,000.00                          20060101                  502.14                             48,957.03                           100.00          No MI                               100265600024419777                                        -                                                                   -                       -                                -          GROUP I
          33544                             71,906.00                          20060101                  736.87                             71,842.97                           100.00          No MI                               100265600024417789                                        -                                                                   -                       -                                -          GROUP I
          77449                            132,712.00                          20060101                  969.17                            132,440.35                            80.00          No MI                               100265600004248394                                   6.4500                                   20071201                  14.9500                  7.9500                           1.5000          GROUP I
          33543                            248,746.00                          20060101                1,688.46                            248,154.52                            80.00          No MI                               100265600004411265                                   5.5000                                   20071201                  14.2000                  7.2000                           1.5000          GROUP I
          72160                             71,200.00                          20060101                  522.44                             71,055.73                            80.00          No MI                               100265600004409970                                   6.5000                                   20071201                  15.0000                  8.0000                           1.5000          GROUP I
          32835                            196,000.00                          20060101                1,271.25                            195,490.90                            80.00          No MI                               100265600004419771                                   5.7500                                   20071201                  13.7500                  6.7500                           1.5000          GROUP I
          76227                            103,925.00                          20060101                  758.95                            103,712.27                            80.00          No MI                               100265600004417627                                        -                                                                   -                       -                                -          GROUP I
          35811                             42,580.00                          20060101                  415.18                             42,516.18                            99.96          No MI                               100265600024410347                                        -                                                                   -                       -                                -          GROUP I
          35020                            120,000.00                          20060101                  876.34                            119,754.36                            80.00          No MI                               100265600004414046                                   5.5000                                   20071201                  14.9500                  7.9500                           1.5000          GROUP I
          80224                             52,000.00                          20060201                  507.03                             51,965.11                           100.00          No MI                               100265600027103543                                        -                                                                   -                       -                                -          GROUP I
          77044                             24,380.00                          20060201                  223.01                             24,347.27                           100.00          No MI                               100265600024410305                                        -                                                                   -                       -                                -          GROUP I
          79703                             14,540.00                          20060101                  133.00                             14,522.52                           100.00          No MI                               100265600024411048                                        -                                                                   -                       -                                -          GROUP I
          79924                             16,560.00                          20060201                  148.39                             16,546.06                           100.00          No MI                               100265600024413390                                        -                                                                   -                       -                                -          GROUP I
          35811                            170,320.00                          20060101                1,333.83                            170,020.81                            80.00          No MI                               100265600004410341                                   5.5000                                   20071201                  15.7000                  8.7000                           1.5000          GROUP I
          77044                             97,520.00                          20060201                  763.71                             97,406.21                            80.00          No MI                               100265600004410309                                   7.2000                                   20080101                  15.7000                  8.7000                           1.5000          GROUP I
          79703                             58,156.00                          20060101                  451.30                             58,051.71                            80.00          No MI                               100265600004411042                                   7.1000                                   20071201                  15.6000                  8.6000                           1.5000          GROUP I
          76135                             21,600.00                          20060101                  193.56                             21,572.58                           100.00          No MI                               100265600024414091                                        -                                                                   -                       -                                -          GROUP I
          76135                             86,400.00                          20060101                  630.96                             86,223.15                            80.00          No MI                               100265600004414095                                   6.4500                                   20071201                  14.9500                  7.9500                           1.5000          GROUP I
          46323                             26,800.00                          20060201                  254.21                             26,780.59                           100.00          No MI                               100265600002441710                                        -                                                                   -                       -                                -          GROUP I
          71112                            184,000.00                          20060101                1,334.00                            184,000.00                            80.00          No MI                               100265600004420159                                   7.2000                                   20071201                  15.7000                  8.7000                           1.5000          GROUP I
          92251                            214,200.00                          20060201                1,533.32                            214,200.00                            85.00          No MI                               100153220510020040                                   6.0000                                   20080101                  14.5900                  8.5900                           1.0000          GROUP I
          78242                             24,836.00                          20060101                  222.56                             24,804.47                           100.00          No MI                               100265600024420148                                        -                                                                   -                       -                                -          GROUP I
          46140                            133,520.00                          20060201                1,012.49                            133,352.60                            80.00          No MI                               100265600004414137                                   5.5000                                   20080101                  15.3500                  8.3500                           1.5000          GROUP I
          75067                             23,600.00                          20060101                  206.93                             23,568.36                           100.00          No MI                               10026500024417755                                         -                                                                   -                       -                                -          GROUP I
           6280                            176,000.00                          20060201                1,378.94                            175,794.24                            89.80          No MI                               100153210510038019                                   5.5000                                   20080101                  14.7050                  8.7050                           1.0000          GROUP I
          78242                             99,343.00                          20060101                  691.22                             99,118.21                            80.00          No MI                               100265600004420142                                   5.9500                                   20071201                  14.4500                  7.4500                           1.5000          GROUP I
          75067                             94,400.00                          20060101                  549.88                             94,400.00                            80.00          No MI                               100265600004417759                                   5.5000                                   20071201                  13.9900                  6.9900                           1.5000          GROUP I
          33321                            225,000.00                          20060201                1,383.75                            225,000.00                            78.95          No MI                               100153220510003731                                   5.5000                                   20080101                  13.3800                  7.3800                           1.0000          GROUP I
          46074                            139,920.00                          20060101                  931.63                            139,920.00                            80.00          No MI                               100265600004418039                                   5.5000                                   20071201                  13.9900                  7.9900                           1.0000          GROUP I
          46322                             30,800.00                          20060201                  292.15                             30,777.70                           100.00          No MI                               100265600024409489                                        -                                                                   -                       -                                -          GROUP I
          46322                            123,200.00                          20060201                  790.90                            122,983.06                            80.00          No MI                               100265600004409483                                   4.1500                                   20080101                  13.6500                  6.6500                           1.5000          GROUP I
          46323                            107,200.00                          20060201                  716.81                            107,025.47                            80.00          No MI                               100265600004417106                                   5.5500                                   20080101                  14.0500                  7.0500                           1.5000          GROUP I
          77459                            160,724.00                          20060101                1,168.15                            160,332.89                            80.00          No MI                               100265600004411174                                        -                                                                   -                       -                                -          GROUP I
          37122                            140,000.00                          20060101                1,022.39                            139,713.44                            80.00          No MI                               100265600004413907                                   5.4500                                   20071201                  14.9500                  7.9500                           1.5000          GROUP I
          23111                            148,800.00                          20060301                1,114.76                            148,800.00                            80.00          No MI                               100271100000193852                                   5.7500                                   20080201                  14.9900                  8.9900                           1.0000          GROUP I
          32335                            148,750.00                          20060201                1,050.29                            148,532.90                            85.00          No MI                               100271100000191039                                        -                                                                   -                       -                                -          GROUP I
           7874                            224,000.00                          20060201                1,814.46                            223,758.16                            70.00          No MI                               100271100000189231                                   6.2500                                   20080101                  15.0750                  9.0750                           1.0000          GROUP I
          48094                            528,748.00                          20060101                3,657.17                            528,748.00                            90.00          No MI                               100330705110093559                                   5.5000                                   20071201                  14.3000                  8.3000                           1.0000          GROUP I
          23227                            175,000.00                          20060201                1,254.17                            175,000.00                            63.64          No MI                               100271100000190783                                   5.5000                                   20080101                  14.6000                  8.6000                           1.0000          GROUP I
          94303                            385,000.00                          20060201                3,206.44                            384,610.86                            60.16          No MI                               1001419-0051209006                                   6.2500                                   20080101                  15.3900                  9.3900                           1.0000          GROUP I
          89030                            129,000.00                          20060301                  981.86                            128,920.06                            75.00          No MI                               100386100002061166                                   5.5000                                   20080201                  14.3900                  8.3900                           1.0000          GROUP I
          23805                             94,500.00                          20060301                  784.35                             94,500.00                            90.00          No MI                               100386100002061141                                   5.5000                                   20080201                  15.9600                  9.9600                           1.0000          GROUP I
          85225                            274,500.00                          20060201                2,070.19                            274,500.00                            90.00          No MI                               100386100002061109                                   5.5000                                   20080101                  15.0500                  9.0500                           1.0000          GROUP I
          63028                            300,000.00                          20060201                2,211.76                            299,600.14                            71.77          No MI                               100386100002061265                                   5.5000                                   20080101                  14.0500                  8.0500                           1.0000          GROUP I
          93705                            190,500.00                          20060201                1,227.14                            190,500.00                            75.00          No MI                               0                                                    5.5000                                   20080101                  13.7300                  7.7300                           1.0000          GROUP I
          98591                            184,000.00                          20060201                1,096.84                            183,828.39                            80.00          No MI                               100059400000006247                                   5.5000                                   20080101                  13.1600                  7.1600                           1.5000          GROUP I
          33068                             57,800.00                          20060201                  589.15                             57,662.44                           100.00          No MI                               10005940000006528                                         -                                                                   -                       -                                -          GROUP I
          33068                            231,200.00                          20060201                1,627.90                            231,180.42                            80.00          No MI                               100059400000006510                                   5.5000                                   20080101                  14.4500                  8.4500                           1.5000          GROUP I
          32732                            217,250.00                          20060201                1,496.79                            216,916.72                            74.91          No MI                               100022100132269077                                        -                                                                   -                       -                                -          GROUP I
          23324                            150,800.00                          20060201                1,069.95                            150,439.37                            80.00          No MI                               100271100000188167                                        -                                                                   -                       -                                -          GROUP I
          33463                            212,800.00                          20060201                1,729.00                            212,800.00                            80.00          No MI                               100271100000191633                                   6.0000                                   20080101                  15.7500                  9.7500                           1.0000          GROUP I
          34677                            130,000.00                          20060201                  944.85                            129,821.28                            70.27          No MI                               100271100000191864                                   5.5000                                   20080101                  13.9000                  7.9000                           1.0000          GROUP I
          63116                             74,400.00                          20060201                  572.26                             74,400.00                            80.00          No MI                               100404400000016859                                   5.5000                                   20080101                  15.2300                  9.2300                           1.0000          GROUP I
          21076                            468,750.00                          20060201                3,309.73                            467,904.54                            75.00          No MI                               100271100000193449                                        -                                                                   -                       -                                -          GROUP I
          24504                             80,100.00                          20060301                  573.85                             80,043.46                            90.00          No MI                               100241100000175255                                   5.5000                                   20080201                  13.7500                  7.7500                           1.0000          GROUP I
          23608                            148,500.00                          20060201                1,051.87                            148,499.99                            90.00          No MI                               1002711-0000019301                                   5.5000                                   20080101                  14.5000                  8.5000                           1.0000          GROUP I
          43230                            179,000.00                          20060101                1,189.69                            178,556.39                            79.56          No MI                               100330705110095026                                   5.5000                                   20071201                  12.9900                  6.9900                           1.0000          GROUP I
          98229                            210,000.00                          20060301                1,215.38                            210,000.00                            62.69          No MI                               100386100002060226                                   5.5000                                   20080201                  12.9450                  6.9450                           1.0000          GROUP I
          22405                            310,500.00                          20060301                2,300.03                            310,295.85                            90.00          No MI                               100386100002060002                                   5.5000                                   20080201                  14.1000                  8.1000                           1.0000          GROUP I
          30157                            152,250.00                          20060201                1,091.27                            152,034.60                            71.48          No MI                               100386100002059764                                   5.5000                                   20080101                  13.7550                  7.7550                           1.0000          GROUP I
          93225                            211,200.00                          20060301                1,622.72                            211,200.00                            80.00          No MI                               100386100002059905                                   5.5000                                   20080201                  15.2200                  9.2200                           1.0000          GROUP I
          72442                             55,000.00                          20060101                  462.47                             54,915.13                           100.00          No MI                               100091200000172829                                   8.5000                                   20071201                  15.5000                  9.5000                           1.0000          GROUP I
          92563                             75,600.00                          20060101                  771.82                             75,532.98                           100.00          No MI                               100091200001001886                                        -                                                                   -                       -                                -          GROUP I
          22712                            307,950.00                          20060101                1,995.26                            307,950.00                            79.99          No MI                               100091200001003346                                   5.5000                                   20071201                  13.7750                  7.7750                           1.0000          GROUP I
          92563                            302,400.00                          20060101                1,915.20                            302,400.00                            80.00          No MI                               100091200001001811                                   6.6000                                   20071201                  13.6000                  7.6000                           1.0000          GROUP I
          92582                            303,577.00                          20060101                1,758.21                            303,575.22                            80.00          No MI                               100091200000174361                                   5.9500                                   20071201                  12.9500                  6.9500                           1.0000          GROUP I
          95337                            450,000.00                          20051201                2,643.75                            450,000.00                            90.00          No MI                               100091200000172399                                   6.0500                                   20071101                  13.0500                  7.0500                           1.0000          GROUP I
          48214                             46,750.00                          20060101                  402.51                             46,684.39                            85.00          No MI                               100091200000168991                                   8.7750                                   20081201                  15.7750                  9.7750                           1.0000          GROUP I
          95823                             68,000.00                          20060201                  704.20                             67,843.22                            99.71          No MI                               100153210511023853                                        -                                                                   -                       -                                -          GROUP I
          95823                            276,000.00                          20060201                1,779.05                            276,000.00                            80.00          No MI                               100153210511003947                                   5.5000                                   20090101                  13.7350                  7.7350                           1.0000          GROUP I
          33317                            150,000.00                          20060201                  896.88                            150,000.00                            49.18          No MI                               100153210510027947                                   5.5000                                   20080101                  13.1750                  7.1750                           1.0000          GROUP I
          34120                            400,000.00                          20060101                2,108.33                            400,000.00                            79.52          No MI                               100153210510022559                                   5.5000                                   20071201                  12.3250                  6.3250                           1.0000          GROUP I
          65584                            123,250.00                          20060201                  912.97                            123,087.39                            85.00          No MI                               100141900511170135                                   5.5000                                   20080101                  14.1000                  8.1000                           1.0000          GROUP I
          19066                            280,000.00                          20060201                2,032.33                            280,000.00                            43.08          No MI                               100076500000895835                                   5.5000                                   20080101                  13.7100                  8.7100                           1.0000          GROUP I
          19057                            183,000.00                          20060201                1,295.26                            182,734.26                            74.69          No MI                               100076500000897161                                   5.5000                                   20080101                  13.6250                  7.6250                           1.0000          GROUP I
           7735                            178,000.00                          20060201                1,149.58                            178,000.00                            63.57          No MI                               100271100000187441                                   7.7500                                   20080101                  13.7500                  7.7500                           1.0000          GROUP I
          85037                            189,000.00                          20060301                1,451.91                            188,885.27                            90.00          No MI                               100386100002059418                                   5.5000                                   20080201                  14.4900                  8.4900                           1.0000          GROUP I
          22191                            322,000.00                          20060301                2,080.93                            322,000.00                            83.85          No MI                               100386100002059012                                   5.5000                                   20080201                  13.7550                  7.7550                           1.0000          GROUP I
           8555                            316,000.00                          20060201                2,077.70                            316,000.00                            80.00          No MI                               100386100002058592                                   5.5000                                   20080101                  13.8900                  7.8900                           1.0000          GROUP I
           8555                             59,250.00                          20060201                  588.55                             59,250.00                            95.00          No MI                               100386100002058725                                        -                                                                   -                       -                                -          GROUP I
           8050                            153,000.00                          20060301                1,132.84                            153,000.00                            60.00          No MI                               100386100002059152                                   5.5000                                   20080201                  14.8850                  8.8850                           1.0000          GROUP I
           8722                            207,000.00                          20060301                1,733.78                            206,897.21                            90.00          No MI                               100386100002058931                                   5.5000                                   20080201                  15.4550                  9.4550                           1.0000          GROUP I
          31088                             80,100.00                          20060301                  682.31                             80,061.83                            90.00          No MI                               100060800000248425                                   5.5000                                   20080201                  15.6500                  9.6500                           1.0000          GROUP I
          75208                            145,990.00                          20051201                1,083.97                            145,604.12                            78.49          No MI                               100101309051001320                                   7.8750                                   20071101                  14.1250                  8.1250                           1.0000          GROUP I
          61455                             63,750.00                          20060201                  542.57                             63,688.86                            85.00          No MI                               100404400000014151                                   5.7500                                   20080101                  15.6400                  9.6400                           1.0000          GROUP I
          95122                            621,900.00                          20060201                4,469.91                            621,899.99                            90.00          No MI                               100171905120007381                                   5.5000                                   20080101                  14.6250                  8.6250                           1.0000          GROUP I
          14210                             68,286.00                          20060301                  563.36                             68,286.00                            95.00          No MI                               100386100002058261                                   5.5000                                   20080201                  15.9000                  9.9000                           1.0000          GROUP I
          33610                            271,352.00                          20060201                1,934.63                            270,963.85                            79.39          No MI                               0                                                    5.5000                                   20080101                  13.7000                  7.7000                           1.0000          GROUP I
          99337                            132,000.00                          20051201                  887.08                            131,571.90                            80.00          No MI                               100016900060576999                                   5.5000                                   20071101                  14.1000                  7.1000                           1.5000          GROUP I
          30161                            129,000.00                          20051201                1,284.86                            128,835.45                           100.00          No MI                               100016900055012679                                        -                                                                   -                       -                                -          GROUP I
          23669                            190,000.00                          20060201                1,527.42                            189,791.22                            92.68          No MI                               100271100000191930                                   5.5000                                   20080101                  14.9900                  8.9900                           1.0000          GROUP I
          48310                            176,000.00                          20060201                1,200.63                            175,724.57                            80.00          No MI                               100330705110096438                                   5.5000                                   20080101                  13.2500                  7.2500                           1.0000          GROUP I
          19119                             57,000.00                          20060201                  464.80                             56,939.42                            84.95          No MI                               100076500000909172                                        -                                                                   -                       -                                -          GROUP I
          43082                             71,000.00                          20060101                  703.11                             70,876.17                           100.00          No MI                               100202930511090047                                        -                                                                   -                       -                                -          GROUP I
          43082                            284,000.00                          20060101                1,767.15                            283,202.84                            80.00          No MI                               100202930511090005                                   5.5000                                   20071201                  12.3500                  6.3500                           1.0000          GROUP I
          33313                            127,600.00                          20051201                1,060.85                            127,338.93                            80.00          No MI                               100202930509120046                                   5.5000                                   20071101                  15.3700                  9.3700                           1.0000          GROUP I
          33313                             31,900.00                          20051201                  353.47                             31,770.82                           100.00          No MI                               100202930509160026                                        -                                                                   -                       -                                -          GROUP I
          20886                            240,000.00                          20060201                2,172.98                            239,803.19                            75.00          No MI                               100031458005112777                                   6.2500                                   20080101                  16.3750                 10.3750                           1.0000          GROUP I
          33435                            132,000.00                          20060101                1,058.20                            132,000.00                            80.00          No MI                               100202930509270015                                   5.5000                                   20071201                  15.6200                  9.6200                           1.0000          GROUP I
          44134                            113,600.00                          20060101                  790.42                            113,342.96                            80.00          No MI                               100202930511070015                                        -                                                                   -                       -                                -          GROUP I
          32808                            100,000.00                          20060201                  682.18                             99,843.51                            71.43          No MI                               100022100131970584                                   5.5000                                   20080101                  12.2500                  7.2500                           1.0000          GROUP I
          11210                            270,500.00                          20060201                1,746.98                            270,500.00                            64.40          No MI                               100271100000172179                                   6.2500                                   20080101                  13.7500                  7.7500                           1.0000          GROUP I
          43050                            109,500.00                          20060101                  802.71                            109,277.66                            78.21          No MI                               100202930511080063                                   5.5000                                   20071201                  13.9900                  7.9900                           1.0000          GROUP I
          33177                            192,750.00                          20060101                1,403.60                            192,352.23                            75.00          No MI                               100202930510040100                                   6.0000                                   20071201                  13.9200                  7.9200                           1.0000          GROUP I
          10977                            195,040.00                          20060101                1,343.78                            194,589.78                            80.00          No MI                               100244900000031208                                   6.3500                                   20071201                  13.3500                  6.3500                           1.0000          GROUP I
           1581                            276,000.00                          20060101                1,882.81                            275,350.16                            80.00          No MI                               100244900000030838                                   6.2500                                   20071201                  13.2500                  6.2500                           1.0000          GROUP I
          34476                            158,100.00                          20051201                1,158.98                            157,670.53                            85.00          No MI                               100244900000029806                                        -                                                                   -                       -                                -          GROUP I
          11706                            278,144.00                          20051201                1,758.06                            275,343.23                            80.00          No MI                               100244900000030168                                   6.0000                                   20071101                  12.5000                  6.0000                           1.0000          GROUP I
          11704                            199,000.00                          20051201                1,357.54                            198,362.75                            53.78          No MI                               100244900000028865                                   6.2500                                   20071101                  13.2500                  6.2500                           1.0000          GROUP I
          11203                            377,000.00                          20060101                2,382.90                            375,972.00                            65.00          No MI                               100244900000029640                                   6.0000                                   20071201                  12.5000                  6.0000                           1.0000          GROUP I
           7601                            324,000.00                          20051201                2,144.72                            322,917.76                            80.00          No MI                               100244900000029202                                   6.0000                                   20071101                  12.9500                  6.0000                           1.0000          GROUP I
           7050                            128,000.00                          20051201                  886.25                            127,608.73                            80.00          No MI                               100244900000028931                                        -                                                                   -                       -                                -          GROUP I
          11787                            600,000.00                          20051201                4,133.84                            598,147.71                            80.00          No MI                               100244900000029434                                   6.3500                                   20071101                  13.3500                  6.3500                           1.0000          GROUP I
          11901                            225,000.00                          20051201                1,534.90                            224,291.51                            59.21          No MI                               100244900000029699                                   6.2500                                   20071101                  13.2500                  6.2500                           1.0000          GROUP I
          11763                            234,000.00                          20051201                1,715.38                            233,364.37                            90.00          No MI                               100244900000030200                                   6.9900                                   20071101                  13.9900                  6.9900                           1.0000          GROUP I
          19144                            112,000.00                          20051201                  931.16                            111,770.83                            80.00          No MI                               100244900000028857                                   8.3700                                   20071101                  15.3700                  8.3700                           1.0000          GROUP I
          19401                            147,000.00                          20051201                1,129.27                            146,639.22                            70.00          No MI                               100244900000028956                                   7.4900                                   20071101                  14.4900                  7.4900                           1.0000          GROUP I
          10462                            117,872.00                          20051201                  745.04                            117,442.26                            80.00          No MI                               100244900000028899                                   6.0000                                   20071101                  12.5000                  6.0000                           1.0000          GROUP I
          30650                            228,800.00                          20051201                1,503.06                            228,024.46                            80.00          No MI                               100244900000028717                                   6.0000                                   20071101                  12.8750                  6.0000                           1.0000          GROUP I
          11798                            250,750.00                          20051201                1,960.13                            250,158.13                            85.00          No MI                               100244900000028659                                   7.6800                                   20071101                  14.6800                  7.6800                           1.0000          GROUP I
           7885                            300,000.00                          20051201                1,985.85                            296,976.56                            75.00          No MI                               100244900000029525                                   6.0000                                   20071101                  12.9500                  6.0000                           1.0000          GROUP I
          78258                            220,000.00                          20060101                1,441.58                            219,439.57                            80.00          No MI                               100382350000239249                                   5.2500                                   20071201                  13.8500                  6.8500                           2.0000          GROUP I
          33138                            262,000.00                          20060101                1,672.43                            261,298.60                            56.34          No MI                               100382350000235445                                        -                                                                   -                       -                                -          GROUP I
          78213                            297,500.00                          20060101                2,285.41                            296,954.36                            69.19          No MI                               100382350000235189                                   5.9900                                   20071201                  15.4900                  8.4900                           2.0000          GROUP I
          29020                            103,700.00                          20060101                  700.40                            103,450.96                            85.00          No MI                               100382350000221478                                   5.2500                                   20071201                  14.1500                  7.1500                           2.0000          GROUP I
           3246                            151,000.00                          20060101                1,071.37                            150,641.34                            61.89          No MI                               100382350000218623                                   5.9900                                   20071201                  14.6500                  7.6500                           2.0000          GROUP I
          93638                            150,000.00                          20060101                1,120.58                            149,707.52                            68.18          No MI                               100382350002182761                                   5.9900                                   20101201                  15.1900                  8.1900                           2.0000          GROUP I
          60643                             74,750.00                          20051201                  548.49                             74,547.35                            65.00          No MI                               100382350000210083                                   5.2500                                   20071101                  15.0000                  8.0000                           2.0000          GROUP I
          75212                             56,000.00                          20060101                  385.45                             55,870.46                            80.00          No MI                               100382350000208863                                   5.2500                                   20071201                  14.3400                  7.3400                           2.0000          GROUP I
          32708                            182,750.00                          20051201                1,221.99                            182,151.42                            85.00          No MI                               100382350000204177                                        -                                                                   -                       -                                -          GROUP I
          95677                            390,000.00                          20051101                3,304.98                            389,043.69                           100.00          No MI                               100382350000161328                                   5.9900                                   20071001                  16.5900                  9.5900                           2.0000          GROUP I
           8609                            132,000.00                          20051101                  843.03                            131,205.06                            80.00          No MI                               100382350000135876                                        -                                                                   -                       -                                -          GROUP I
          75074                            248,000.00                          20051001                1,696.28                            246,021.20                            80.00          No MI                               100382350000133673                                        -                                                                   -                       -                                -          GROUP I
          76017                            388,000.00                          20051001                2,437.14                            385,841.98                            80.00          No MI                               0                                                    5.9900                                   20100901                  13.4400                  6.4400                           2.0000          GROUP I
          19143                            124,000.00                          20051001                  800.15                            123,344.01                           100.00          No MI                               100382350000125620                                   6.4500                                   20070901                  13.7000                  6.7000                           2.0000          GROUP I
          34769                            144,800.00                          20060101                1,051.41                            144,499.99                            80.00          No MI                               100180100003034350                                   5.2500                                   20061201                  14.8900                  7.8900                           1.5000          GROUP I
          92860                            386,750.00                          20060101                2,347.41                            386,279.83                            82.29          No MI                               100180100003033816                                   5.2500                                   20071201                  13.8000                  6.8000                           2.0000          GROUP I
          60411                            157,500.00                          20060101                1,102.50                            157,500.00                            90.00          No MI                               100180100003022629                                   5.2500                                   20071201                  15.4000                  8.4000                           2.0000          GROUP I
          30014                            253,800.00                          20060101                2,060.43                            253,389.56                            90.00          No MI                               100180100003016969                                   5.2500                                   20071201                  16.1000                  9.1000                           2.0000          GROUP I
          32206                             83,250.00                          20060101                  669.25                             83,111.50                            84.95          No MI                               100180100002993630                                   5.9900                                   20071201                  15.9900                  8.9900                           2.0000          GROUP I
          60047                            553,500.00                          20060101                3,435.61                            552,861.89                            99.64          No MI                               100180100002993168                                   5.7000                                   20071201                  13.9900                  6.9900                           2.0000          GROUP I
          43302                             65,700.00                          20060101                  542.88                             65,598.10                            90.00          No MI                               100180100002976601                                   5.2500                                   20071201                  16.3000                  9.3000                           2.0000          GROUP I
          89107                            239,400.00                          20060101                2,157.74                            239,100.74                            90.00          No MI                               100180100002961769                                   5.2500                                   20071201                  17.3200                 10.3200                           2.0000          GROUP I
          70810                            153,900.00                          20051201                1,138.94                            153,432.57                            99.29          No MI                               100180100002951893                                   5.9900                                   20071101                  15.0900                  8.0900                           2.0000          GROUP I
          39307                             54,400.00                          20060101                  453.07                             54,317.19                            80.00          No MI                               100180100002951463                                   5.2500                                   20071201                  16.3900                  9.3900                           2.0000          GROUP I
          92807                            750,000.00                          20051201                5,384.40                            749,194.13                            80.65          No MI                               0                                                    5.9900                                   20071101                  15.3000                  8.3000                           2.0000          GROUP I
          94585                            360,000.00                          20051201                1,955.74                            359,249.53                            80.00          No MI                               100180100002946034                                   5.2500                                   20071101                  12.9000                  5.9000                           2.0000          GROUP I
          90040                            325,000.00                          20060101                1,746.88                            325,000.00                            76.47          No MI                               100180100002944187                                   5.2500                                   20071201                  13.4500                  6.4500                           2.0000          GROUP I
           6705                             85,500.00                          20060101                  703.39                             85,360.67                            90.00          No MI                               100180100002935268                                   5.9900                                   20071201                  16.2500                  9.2500                           2.0000          GROUP I
          20871                            292,500.00                          20060101                1,677.01                            291,653.74                            58.15          No MI                               100180100002926895                                        -                                                                   -                       -                                -          GROUP I
          48239                            108,800.00                          20051201                  899.02                            108,574.11                            80.00          No MI                               100180100002923660                                   5.9900                                   20071101                  16.3000                  9.3000                           2.0000          GROUP I
          55378                            360,000.00                          20051201                2,473.46                            359,569.95                            99.45          No MI                               100180100002916037                                   5.2500                                   20071101                  14.8900                  7.8900                           2.0000          GROUP I
          30180                            169,100.00                          20051201                1,238.38                            168,930.22                            95.00          No MI                               100180100002908877                                   5.2500                                   20071101                  15.4900                  8.4900                           2.0000          GROUP I
          95660                            263,500.00                          20051201                1,683.61                            263,013.83                            85.00          No MI                               100180100002904942                                   5.2500                                   20071101                  14.2400                  7.2400                           2.0000          GROUP I
          30075                            259,250.00                          20051201                1,714.37                            258,382.35                            85.00          No MI                               100180100002900510                                   5.9900                                   20071101                  13.9400                  6.9400                           2.0000          GROUP I
          23452                            125,600.00                          20051201                  917.24                            125,256.05                            80.00          No MI                               100180100002898532                                   5.9900                                   20071101                  14.9500                  7.9500                           2.0000          GROUP I
          92114                            357,000.00                          20051201                2,215.92                            356,449.64                            64.91          No MI                               100180100002886016                                   5.9900                                   20071101                  13.9900                  6.9900                           2.0000          GROUP I
          60638                            292,000.00                          20051201                2,041.71                            291,050.84                            80.00          No MI                               100180100002882312                                   5.9900                                   20071101                  14.5000                  7.5000                           2.0000          GROUP I
          32536                            140,000.00                          20051201                1,126.47                            139,690.63                            79.28          No MI                               100239922500775362                                   5.9900                                   20071101                  16.0000                  9.0000                           2.0000          GROUP I
          60137                            240,000.00                          20051201                1,678.12                            239,278.18                            80.00          No MI                               100180100002881314                                   5.7000                                   20071101                  14.5000                  7.5000                           2.0000          GROUP I
          92804                            350,000.00                          20051201                2,303.25                            349,532.65                            64.70          No MI                               100180100002880456                                   5.9900                                   20071101                  14.5000                  7.5000                           2.0000          GROUP I
          91732                            220,000.00                          20051201                1,319.02                            219,117.32                            54.32          No MI                               100180100002880068                                   5.9900                                   20071101                  13.0000                  6.0000                           2.0000          GROUP I
          30815                            270,000.00                          20060101                2,080.60                            269,825.15                            90.00          No MI                               100180100002875662                                   5.9900                                   20071201                  15.9900                  8.9900                           2.0000          GROUP I
          92308                            304,000.00                          20060101                1,875.92                            303,644.59                            95.00          No MI                               100180100002869707                                   5.2500                                   20071201                  13.9400                  6.9400                           2.0000          GROUP I
          60620                            120,000.00                          20051201                  904.44                            119,888.99                            80.00          No MI                               100180100002866000                                   5.7000                                   20071101                  15.7700                  8.7700                           2.0000          GROUP I
          33065                            267,750.00                          20060101                2,200.78                            267,329.46                            75.00          No MI                               100180100002863239                                   5.9900                                   20071201                  16.2400                  9.2400                           2.0000          GROUP I
          33972                            302,645.00                          20051201                2,002.82                            302,246.55                            99.23          No MI                               100180100002861076                                   5.9900                                   20071101                  14.5500                  7.5500                           2.0000          GROUP I
          92504                            288,000.00                          20051201                1,871.88                            287,603.23                            80.00          No MI                               100180100002852299                                   5.9900                                   20071101                  14.3900                  7.3900                           2.0000          GROUP I
          95307                            272,000.00                          20051201                1,845.48                            271,664.16                            72.92          No MI                               100180100002812954                                   5.9900                                   20071101                  14.7750                  7.7750                           2.0000          GROUP I
          23060                            310,200.00                          20051201                2,608.33                            309,582.39                            84.99          No MI                               100368800000023553                                   5.9900                                   20071101                  16.5000                  9.5000                           2.0000          GROUP I
          34746                            234,500.00                          20060101                1,828.09                            234,083.80                            70.00          No MI                               100180100002843272                                   5.9900                                   20071201                  15.6500                  8.6500                           2.0000          GROUP I
           7740                            260,000.00                          20060101                1,985.38                            259,506.66                            74.29          No MI                               100180100002840286                                   5.9900                                   20071201                  15.4250                  8.4250                           2.0000          GROUP I
          95490                            250,000.00                          20051201                1,663.69                            249,675.49                            78.13          No MI                               100180100002839767                                   5.9900                                   20071101                  14.6000                  7.6000                           2.0000          GROUP I
          33319                            116,000.00                          20051201                  725.59                            115,568.88                           100.00          No MI                               100180100002836946                                   5.9900                                   20071101                  13.4000                  6.4000                           2.0000          GROUP I
          37920                             92,250.00                          20051201                  669.84                             91,994.31                            88.70          No MI                               100180100002836755                                        -                                                                   -                       -                                -          GROUP I
          33065                            288,000.00                          20051201                1,437.60                            288,000.00                           100.00          No MI                               100180100002835856                                   5.9900                                   20071101                  12.9900                  5.9900                           2.0000          GROUP I
          33566                            216,000.00                          20060101                1,259.15                            215,318.90                            80.00          No MI                               100180100002818688                                   5.9900                                   20071201                  12.7400                  5.7400                           2.0000          GROUP I
          33710                            172,000.00                          20051001                1,359.28                            171,401.43                            80.00          No MI                               0                                                    6.9900                                   20070901                  15.8000                  8.8000                           2.0000          GROUP I
          22969                            140,000.00                          20051201                1,105.39                            139,676.91                            80.00          No MI                               100180100002811048                                   5.9900                                   20071101                  15.7900                  8.7900                           2.0000          GROUP I
          60623                             77,400.00                          20051201                  620.00                             77,227.18                            45.00          No MI                               100262410201064922                                   3.9100                                   20061101                  15.9500                  8.9500                           1.0000          GROUP I
          60433                            132,300.00                          20051201                  939.60                            131,915.46                            86.47          No MI                               100180100002798534                                   5.9900                                   20071101                  14.6600                  7.6600                           2.0000          GROUP I
          29841                            203,500.00                          20051001                1,275.57                            202,313.73                            99.27          No MI                               100366162005220508                                   5.4200                                   20070901                  12.4200                  6.4200                           2.0000          GROUP I
          23704                             96,000.00                          20051101                  764.86                             95,727.69                            98.97          No MI                               100180100002798001                                   5.9900                                   20071001                  15.8900                  8.8900                           2.0000          GROUP I
          93304                            100,000.00                          20051201                  582.50                             99,999.50                            55.04          No MI                               100180100002797577                                   5.9900                                   20071101                  13.9900                  6.9900                           2.0000          GROUP I
          92345                            272,000.00                          20051101                1,862.91                            270,934.05                            80.00          No MI                               100180100002794319                                        -                                                                   -                       -                                -          GROUP I
          23237                            160,000.00                          20051201                1,202.03                            159,587.65                            80.00          No MI                               100180100002793709                                   5.9900                                   20071101                  15.2500                  8.2500                           2.0000          GROUP I
          30076                            272,000.00                          20051201                1,755.16                            271,046.08                            80.00          No MI                               100180100002783361                                   5.9900                                   20071101                  13.7000                  6.7000                           2.0000          GROUP I
          60804                            256,000.00                          20051101                1,876.66                            255,127.82                            80.00          No MI                               100180100002780557                                   3.9100                                   20071001                  14.9900                  7.9900                           2.0000          GROUP I
          21113                            350,000.00                          20051101                2,387.62                            348,618.20                            87.06          No MI                               100180100002779237                                   5.9900                                   20071001                  14.2500                  7.2500                           2.0000          GROUP I
          92337                            317,000.00                          20051101                1,571.78                            316,996.60                            78.27          No MI                               100180100002766234                                   5.9900                                   20071001                  12.9500                  5.9500                           2.0000          GROUP I
           6511                            182,750.00                          20051101                1,309.25                            182,082.44                            85.00          No MI                               100180100002754339                                   5.9900                                   20071001                  14.7500                  7.7500                           2.0000          GROUP I
          60652                            178,500.00                          20051101                1,075.71                            178,129.09                            87.07          No MI                               100180100002753513                                   3.9100                                   20071001                  13.7400                  6.7400                           2.0000          GROUP I
          14075                            140,000.00                          20051101                1,076.48                            139,569.89                            88.61          No MI                               100180100002752630                                        -                                                                   -                       -                                -          GROUP I
           4364                            190,500.00                          20051201                1,290.52                            189,891.78                            75.00          No MI                               100180100002751533                                   5.9900                                   20071101                  13.1800                  7.1800                           1.0000          GROUP I
          90805                            487,500.00                          20051101                2,863.22                            487,356.80                            81.93          No MI                               100180100002734141                                   6.7500                                   20071001                  14.0500                  7.0500                           2.0000          GROUP I
          46226                             86,400.00                          20051101                  669.86                             86,129.32                            90.00          No MI                               100180100002729984                                   6.7500                                   20071001                  15.5900                  8.5900                           2.0000          GROUP I
          92704                            531,000.00                          20051201                3,093.02                            530,990.00                            90.00          No MI                               100180100002728648                                   5.9900                                   20071101                  13.9900                  6.9900                           2.0000          GROUP I
          92201                            161,000.00                          20051101                1,070.06                            160,331.07                            70.00          No MI                               0                                                    5.9900                                   20061001                  13.9900                  6.9900                           1.5000          GROUP I
          36869                             99,450.00                          20051201                  799.49                             99,229.77                            85.00          No MI                               100180100002724480                                   5.9900                                   20071101                  15.9900                  8.9900                           2.0000          GROUP I
          60506                            175,500.00                          20051101                1,153.92                            175,499.99                            90.00          No MI                               100180100002723235                                   3.9100                                   20071001                  14.8900                  7.8900                           2.0000          GROUP I
          32567                            128,800.00                          20051201                  922.74                            128,386.40                            80.00          No MI                               100180100002719233                                   6.7500                                   20071101                  14.7500                  7.7500                           2.0000          GROUP I
          93304                            182,750.00                          20051101                1,144.92                            182,700.42                            85.00          No MI                               100239922289619062                                   7.5200                                   20071001                  14.5200                  7.5200                           2.0000          GROUP I
          62450                            110,000.00                          20051101                  695.28                            109,497.34                            80.00          No MI                               100180100002710653                                   4.2800                                   20081001                  13.5000                  6.5000                           2.0000          GROUP I
          10701                            392,000.00                          20051101                2,552.94                            390,306.58                            80.00          No MI                               100180100002680971                                   5.9900                                   20071001                  13.7900                  6.7900                           2.0000          GROUP I
          94801                            374,000.00                          20051101                2,475.69                            372,433.93                            85.00          No MI                               0                                                    6.9900                                   20071001                  13.9500                  6.9500                           2.0000          GROUP I
          33325                            535,500.00                          20051101                3,559.64                            534,626.01                            90.00          No MI                               100180100002668257                                   6.7500                                   20071001                  14.5900                  7.5900                           2.0000          GROUP I
          23231                            193,600.00                          20051101                1,507.87                            193,021.98                            80.00          No MI                               100180100002631636                                   6.9900                                   20071001                  15.6400                  8.6400                           2.0000          GROUP I
          60131                            200,000.00                          20051101                1,384.76                            199,233.46                            80.00          No MI                               100180100002626602                                   4.2500                                   20081001                  14.4000                  7.4000                           2.0000          GROUP I
          60510                            315,000.00                          20051001                1,568.38                            314,200.00                            90.00          No MI                               100155900105080453                                   4.1900                                   20080901                  12.9900                  5.9900                           2.0000          GROUP I
          90249                            420,000.00                          20051101                2,096.50                            420,000.00                            80.00          No MI                               100180100002614541                                   5.9900                                   20071001                  12.9900                  5.9900                           2.0000          GROUP I
          44883                             75,430.00                          20051001                  576.79                             75,146.88                            93.12          No MI                               100180100002610697                                   5.9900                                   20070901                  15.4400                  8.4400                           2.0000          GROUP I
          60445                            175,500.00                          20051001                1,166.43                            174,622.45                            84.78          No MI                               100180100002599411                                        -                                                                   -                       -                                -          GROUP I
          92882                            681,150.00                          20051101                4,731.01                            680,158.45                            95.00          No MI                               100180100002599049                                   5.9900                                   20071001                  14.9900                  7.9900                           2.0000          GROUP I
          96022                            254,700.00                          20051001                1,409.34                            254,700.00                            90.00          No MI                               100180100002557641                                   5.9900                                   20070901                  13.6400                  6.6400                           2.0000          GROUP I
          97203                            132,000.00                          20051001                  820.49                            131,251.64                            80.00          No MI                               100180100002536637                                   5.9900                                   20070901                  13.3400                  6.3400                           2.0000          GROUP I
           8075                            181,300.00                          20051001                1,405.63                            180,641.37                            70.00          No MI                               100180100002529327                                   5.9900                                   20080901                  15.5900                  8.5900                           2.0000          GROUP I
          33311                            139,200.00                          20051001                  920.50                            138,497.15                            80.00          No MI                               100180100002493508                                        -                                                                   -                       -                                -          GROUP I
          92114                            339,000.00                          20051001                2,140.49                            337,132.51                            79.76          No MI                               100180100002491890                                   5.9900                                   20080901                  13.4900                  6.4900                           2.0000          GROUP I
          20002                            390,000.00                          20050901                2,555.52                            387,655.26                            65.00          No MI                               100180100002486429                                        -                                                                   -                       -                                -          GROUP I
          10701                            352,750.00                          20051001                2,684.90                            351,411.58                            85.00          No MI                               100180100002445367                                   5.9900                                   20070901                  15.3900                  8.3900                           2.0000          GROUP I
           2825                            195,000.00                          20060301                1,402.40                            194,863.47                            60.94          No MI                               100386100002056554                                   5.5000                                   20080201                  13.7900                  7.7900                           1.0000          GROUP I
           8852                            369,000.00                          20060101                2,837.29                            368,324.59                            90.00          No MI                               10013581901022991                                    5.5000                                   20071201                  14.5000                  8.5000                           1.0000          GROUP I
           8330                            202,500.00                          20060101                1,647.61                            202,174.23                            90.00          No MI                               10013581901022977                                    6.2500                                   20071201                  15.1250                  9.1250                           1.0000          GROUP I
          12550                            259,000.00                          20060101                1,645.73                            259,000.00                            79.69          No MI                               10013581901022946                                         -                                                                   -                       -                                -          GROUP I
           6405                            285,000.00                          20060101                2,012.32                            284,374.10                            89.06          No MI                               10013581901022749                                    6.6000                                   20071201                  13.6000                  7.6000                           1.0000          GROUP I
           8234                            161,000.00                          20060101                1,125.74                            160,639.28                            73.18          No MI                               10013581901022738                                         -                                                                   -                       -                                -          GROUP I
           7826                            261,000.00                          20060101                1,860.83                            260,438.17                            70.54          No MI                               10013581901022720                                    6.7000                                   20071201                  13.7000                  7.7000                           1.0000          GROUP I
           7063                            278,000.00                          20060101                2,177.11                            277,511.65                            77.87          No MI                               10013581901022715                                    7.7000                                   20071201                  14.7000                  8.7000                           1.0000          GROUP I
           8057                            200,000.00                          20051201                1,377.95                            199,364.01                            68.97          No MI                               10013581901022708                                    6.3500                                   20071101                  13.3500                  7.3500                           1.0000          GROUP I
          12603                            211,500.00                          20051201                1,566.69                            210,938.09                            62.21          No MI                               10013581901022689                                         -                                                                   -                       -                                -          GROUP I
           6111                            405,450.00                          20051201                2,500.28                            405,450.00                            85.00          No MI                               10013581901022538                                         -                                                                   -                       -                                -          GROUP I
          19335                            128,350.00                          20051201                  940.90                            128,001.32                            85.00          No MI                               10013581901022504                                    6.9900                                   20071101                  13.9900                  7.9900                           1.0000          GROUP I
           6040                            180,000.00                          20060101                1,320.78                            179,635.23                            90.00          No MI                               10013581901022458                                    7.0000                                   20071201                  14.0000                  8.0000                           1.0000          GROUP I
          23608                             93,000.00                          20060101                  618.74                             92,769.95                            74.40          No MI                               10013581901022390                                    6.0000                                   20071201                  13.0000                  7.0000                           1.0000          GROUP I
          21220                            270,000.00                          20060101                2,172.49                            269,554.20                            90.00          No MI                               10013581901022354                                         -                                                                   -                       -                                -          GROUP I
          17701                             51,200.00                          20051201                  444.60                             51,105.77                            80.00          No MI                               10013581901022133                                         -                                                                   -                       -                                -          GROUP I
           6483                             92,000.00                          20060101                  640.14                             91,791.80                            80.00          No MI                               10013581901021981                                         -                                                                   -                       -                                -          GROUP I
          20737                            154,500.00                          20051201                1,026.86                            153,987.95                            64.38          No MI                               10013581901021968                                    5.9900                                   20071101                  12.9900                  6.9900                           1.0000          GROUP I
          14216                            240,000.00                          20051201                1,974.43                            239,496.49                            71.64          No MI                               10013581901021942                                         -                                                                   -                       -                                -          GROUP I
           8332                            175,200.00                          20051101                1,285.56                            174,604.31                            80.00          No MI                               10013581901021918                                         -                                                                   -                       -                                -          GROUP I
           8511                            190,400.00                          20051201                1,197.93                            190,400.00                            85.00          No MI                               10013581901021899                                    6.5500                                   20071101                  13.5500                  7.5500                           1.0000          GROUP I
          11436                            212,500.00                          20060101                1,537.09                            212,056.14                            75.76          No MI                               10013581901020708                                         -                                                                   -                       -                                -          GROUP I
          85308                            220,000.00                          20060101                1,500.79                            219,482.02                            74.07          No MI                               10013581703102833                                    5.7500                                   20071201                  13.2500                  7.2500                           1.0000          GROUP I
          98002                            180,000.00                          20060101                1,118.58                            179,789.36                            80.00          No MI                               10013581703102768                                         -                                                                   -                       -                                -          GROUP I
          98026                            243,000.00                          20060101                1,637.14                            242,413.55                            90.00          No MI                               10013581703102700                                    6.1250                                   20081201                  13.1250                  7.1250                           1.0000          GROUP I
          91340                            220,000.00                          20060101                1,482.18                            219,469.04                            40.00          No MI                               10013581701118535                                    5.5000                                   20071201                  13.1250                  7.1250                           1.0000          GROUP I
          92860                            243,000.00                          20060101                1,719.94                            242,469.00                            39.84          No MI                               10013581701118459                                    5.5000                                   20071201                  13.6250                  7.6250                           1.0000          GROUP I
          90220                            220,000.00                          20060101                1,306.25                            220,000.00                            59.46          No MI                               10013581701118065                                         -                                                                   -                       -                                -          GROUP I
          92688                            375,000.00                          20060101                2,500.00                            375,000.00                            62.50          No MI                               10013581701118045                                    5.5000                                   20081201                  14.0000                  8.0000                           1.0000          GROUP I
          93312                            310,000.00                          20060101                2,010.66                            309,194.76                            62.00          No MI                               10013581701118008                                    5.7500                                   20071201                  12.7500                  6.7500                           1.0000          GROUP I
          92410                            207,000.00                          20060101                1,482.98                            206,558.84                            90.00          No MI                               10013581701117978                                    5.5000                                   20071201                  13.7500                  7.7500                           1.0000          GROUP I
          22192                            527,000.00                          20060101                3,279.19                            525,520.75                            70.74          No MI                               10013581701117784                                    5.3500                                   20071201                  12.3500                  6.3500                           1.0000          GROUP I
          55409                            148,000.00                          20060101                  854.08                            148,000.00                            75.13          No MI                               10013581701117713                                    5.9250                                   20081201                  12.9250                  6.9250                           1.0000          GROUP I
          92509                            365,500.00                          20060101                2,618.49                            364,721.08                            85.00          No MI                               10013581701117504                                    5.5000                                   20071201                  13.7500                  7.7500                           1.0000          GROUP I
          93312                            396,000.00                          20051101                2,406.16                            395,532.64                            90.00          No MI                               10013581701116408                                    6.3000                                   20071001                  13.3000                  7.3000                           1.0000          GROUP I
          93561                            116,500.00                          20051201                  724.91                            116,062.83                            40.88          No MI                               10013581701116292                                    5.3500                                   20071101                  12.3500                  6.3500                           1.0000          GROUP I
          85242                            184,500.00                          20051101                  999.38                            184,500.00                            79.53          No MI                               10013581701116081                                    5.5000                                   20071001                  12.5000                  6.5000                           1.0000          GROUP I
          30188                            108,000.00                          20060101                  619.20                            108,000.00                            80.00          No MI                               10013581326000644                                    5.5000                                   20071201                  12.8800                  6.8800                           1.0000          GROUP I
          30189                            174,000.00                          20051201                1,109.25                            174,000.00                            94.05          No MI                               10013581326000531                                    6.6500                                   20081101                  13.6500                  7.6500                           1.0000          GROUP I
          30705                             85,600.00                          20060101                  490.42                             85,600.00                            80.00          No MI                               10013581326000491                                    5.8750                                   20081201                  12.8750                  6.8750                           1.0000          GROUP I
          30134                            164,000.00                          20051201                1,175.33                            164,000.00                            80.00          No MI                               10013581326000487                                    7.6000                                   20071101                  14.6000                  8.6000                           1.0000          GROUP I
          30157                            257,563.00                          20051101                1,674.16                            257,563.00                           100.00          No MI                               10013581326000373                                    6.8000                                   20071001                  13.8000                  7.8000                           1.0000          GROUP I
          30349                            190,560.00                          20060101                1,092.11                            190,484.04                            80.00          No MI                               10013581323000978                                    5.5000                                   20071201                  12.8800                  6.8800                           1.0000          GROUP I
          30002                            209,695.00                          20051101                1,687.26                            209,113.61                            85.00          No MI                               10013581323000877                                    8.0000                                   20071001                  15.0000                  9.0000                           1.0000          GROUP I
          34288                            189,450.00                          20051201                1,524.36                            189,031.39                            89.83          No MI                               10013581316001611                                    8.0000                                   20071101                  15.0000                  9.0000                           1.0000          GROUP I
          30519                            145,500.00                          20060101                  985.16                            145,500.00                            78.65          No MI                               10013581312003975                                         -                                                                   -                       -                                -          GROUP I
          30344                            100,000.00                          20051201                  776.02                             99,760.02                            57.80          No MI                               10013581312003877                                    7.6000                                   20071101                  14.6000                  8.6000                           1.0000          GROUP I
          30144                            147,500.00                          20051201                1,066.92                            147,087.89                            89.39          No MI                               10013581312003861                                    6.8500                                   20071101                  13.8500                  7.8500                           1.0000          GROUP I
          30094                            174,000.00                          20060101                1,292.15                            173,874.51                            69.60          No MI                               10013581311004315                                         -                                                                   -                       -                                -          GROUP I
          30054                            125,000.00                          20060101                  751.95                            124,844.84                            52.08          No MI                               10013581311004307                                         -                                                                   -                       -                                -          GROUP I
          30025                            135,000.00                          20051201                  957.85                            134,607.37                            67.50          No MI                               10013581311004215                                         -                                                                   -                       -                                -          GROUP I
          30504                             95,400.00                          20051201                  628.05                             95,400.00                            86.73          No MI                               10013581311004161                                    6.9000                                   20071101                  13.9000                  7.9000                           1.0000          GROUP I
          30039                             77,000.00                          20051201                  509.70                             76,742.81                            60.63          No MI                               10013581310011097                                    5.9500                                   20071101                  12.9500                  6.9500                           1.0000          GROUP I
          30068                            270,000.00                          20051201                1,906.41                            269,206.86                            63.98          No MI                               10013581310011060                                    6.6000                                   20071101                  13.6000                  7.6000                           1.0000          GROUP I
          30044                            236,350.00                          20060101                1,649.53                            236,350.00                            89.19          No MI                               10013581310010922                                    6.0000                                   20071201                  14.3750                  8.3750                           1.0000          GROUP I
          30043                            201,300.00                          20060101                1,239.44                            200,724.00                            80.00          No MI                               10013581310010550                                    5.2500                                   20071201                  12.2500                  6.2500                           1.0000          GROUP I
          31605                             77,350.00                          20051201                  622.38                             77,177.84                            85.00          No MI                               10013581309007625                                    8.0000                                   20071101                  15.0000                  9.0000                           1.0000          GROUP I
           8817                            175,000.00                          20060101                1,077.51                            174,499.24                            44.87          No MI                               10013581124000254                                    5.2500                                   20071201                  12.2500                  6.2500                           1.0000          GROUP I
           7112                            128,000.00                          20060101                  979.68                            127,762.65                            35.07          No MI                               10013581124000251                                    7.4500                                   20071201                  14.4500                  8.4500                           1.0000          GROUP I
           8021                            124,000.00                          20060101                  899.09                            123,740.46                            82.67          No MI                               10013581124000248                                    6.8750                                   20071201                  13.8750                  7.8750                           1.0000          GROUP I
           7410                            289,250.00                          20060101                2,152.74                            288,681.40                            65.00          No MI                               10013581124000228                                    7.1500                                   20071201                  14.1500                  8.1500                           1.0000          GROUP I
           8835                            238,200.00                          20060101                1,649.25                            237,655.61                            68.06          No MI                               10013581124000217                                    6.4000                                   20071201                  13.4000                  7.4000                           1.0000          GROUP I
          15501                            163,800.00                          20060101                1,303.27                            163,522.46                            90.00          No MI                               10013581124000215                                    7.8750                                   20071201                  14.8750                  8.8750                           1.0000          GROUP I
           8096                            314,500.00                          20060101                2,050.31                            313,691.01                            85.00          No MI                               10013581124000208                                    5.8000                                   20071201                  12.8000                  6.8000                           1.0000          GROUP I
           8302                             80,000.00                          20060101                  615.14                             79,853.55                            88.89          No MI                               10013581124000178                                    7.5000                                   20071201                  14.5000                  8.5000                           1.0000          GROUP I
          17067                            123,000.00                          20060101                  906.83                            122,707.59                            94.62          No MI                               10013581124000177                                    7.0500                                   20071201                  14.0500                  8.0500                           1.0000          GROUP I
          32244                            109,500.00                          20051201                  873.20                            109,252.98                            75.00          No MI                               10013581124000127                                    7.9000                                   20071101                  14.9000                  8.9000                           1.0000          GROUP I
          14150                            126,400.00                          20060101                  798.94                            126,054.26                            76.61          No MI                               10013581124000094                                    5.5000                                   20071201                  12.5000                  6.5000                           1.0000          GROUP I
          11412                            315,000.00                          20051201                2,289.44                            314,128.68                            84.00          No MI                               10013581124000089                                         -                                                                   -                       -                                -          GROUP I
          10546                            692,000.00                          20060101                4,584.50                            692,000.00                            80.00          No MI                               10013581123000044                                         -                                                                   -                       -                                -          GROUP I
           8758                            274,500.00                          20051201                2,033.36                            273,770.73                            90.00          No MI                               10013581121000171                                    7.1000                                   20071101                  14.1000                  8.1000                           1.0000          GROUP I
           7106                            199,500.00                          20051201                1,438.06                            199,500.00                            95.00          No MI                               10013581121000145                                    7.6500                                   20071101                  14.6500                  8.6500                           1.0000          GROUP I
          37772                            135,000.00                          20060101                1,076.54                            134,772.42                           100.00          No MI                               10013581120100102                                    7.9000                                   20071201                  14.9000                  8.9000                           1.0000          GROUP I
          46307                            131,600.00                          20060101                  961.05                            131,302.71                            69.26          No MI                               10013581120100101                                         -                                                                   -                       -                                -          GROUP I
          33544                            217,591.00                          20060101                1,595.09                            217,149.18                            85.00          No MI                               10013581120100100                                    5.5000                                   20071201                  13.9900                  7.9900                           1.0000          GROUP I
           6614                            200,000.00                          20060101                1,224.94                            199,422.20                            80.00          No MI                               10013581120100096                                    5.2000                                   20071201                  12.2000                  6.2000                           1.0000          GROUP I
          11779                            318,750.00                          20060101                2,032.03                            318,750.00                            85.00          No MI                               10013581120100083                                    6.6500                                   20071201                  13.6500                  7.6500                           1.0000          GROUP I
          46341                            145,255.00                          20051201                1,116.89                            144,899.25                            95.00          No MI                               10013581120100077                                    7.5000                                   20071101                  14.5000                  8.5000                           1.0000          GROUP I
          60629                            189,000.00                          20060101                1,385.50                            188,616.23                            90.00          No MI                               10013581120100071                                    6.6000                                   20071201                  13.9900                  7.9900                           1.0000          GROUP I
          30501                             67,500.00                          20060101                  495.29                             67,363.19                            90.00          No MI                               10013581115102372                                    5.5000                                   20081201                  14.0000                  8.0000                           1.0000          GROUP I
          33624                            206,500.00                          20060101                1,247.60                            206,500.00                            70.00          No MI                               10013581115102366                                    5.7500                                   20071201                  13.2500                  7.2500                           1.0000          GROUP I
          32738                            134,400.00                          20060101                  924.00                            134,400.00                            80.00          No MI                               10013581115102325                                    7.2500                                   20071201                  14.2500                  8.2500                           1.0000          GROUP I
          14075                            123,300.00                          20060101                  837.41                            123,300.00                            90.00          No MI                               10013581115102316                                    7.1500                                   20071201                  14.1500                  8.1500                           1.0000          GROUP I
          31217                             54,000.00                          20060101                  386.87                             53,884.90                            90.00          No MI                               10013581115102314                                    6.7500                                   20071201                  13.7500                  7.7500                           1.0000          GROUP I
          32811                            144,500.00                          20060101                1,035.22                            144,192.05                            85.00          No MI                               10013581115102306                                    6.7500                                   20071201                  13.7500                  7.7500                           1.0000          GROUP I
          34772                            212,000.00                          20060101                1,518.80                            211,548.20                            49.88          No MI                               10013581115102295                                    6.7500                                   20071201                  13.7500                  7.7500                           1.0000          GROUP I
          34746                            220,000.00                          20060101                1,519.49                            219,463.47                            80.00          No MI                               10013581115102293                                    6.3750                                   20071201                  13.3750                  7.3750                           1.0000          GROUP I
          22408                            180,000.00                          20060101                1,182.48                            179,543.70                            90.00          No MI                               10013581115102276                                    5.8750                                   20071201                  12.8750                  6.8750                           1.0000          GROUP I
          30240                            148,000.00                          20060101                1,014.65                            147,654.96                            83.15          No MI                               10013581115102273                                    6.3000                                   20071201                  13.3000                  7.3000                           1.0000          GROUP I
          31217                            200,250.00                          20060101                1,434.62                            199,823.24                            75.00          No MI                               10013581115102271                                    6.7500                                   20071201                  13.7500                  7.7500                           1.0000          GROUP I
          34759                            112,650.00                          20060101                  866.18                            112,443.79                            89.98          No MI                               10013581115102256                                    7.5000                                   20071201                  14.5000                  8.5000                           1.0000          GROUP I
          32818                            280,000.00                          20051201                1,977.01                            279,152.36                            87.50          No MI                               10013581115102250                                    6.6000                                   20071101                  13.6000                  7.6000                           1.0000          GROUP I
          34759                            193,500.00                          20051201                1,419.84                            192,975.25                            90.00          No MI                               10013581115102242                                    7.0000                                   20071101                  14.0000                  8.0000                           1.0000          GROUP I
          28152                             54,160.00                          20051201                  389.89                             53,996.94                            80.00          No MI                               10013581115102232                                    6.8000                                   20071101                  13.8000                  7.8000                           1.0000          GROUP I
          34746                             92,340.00                          20060101                  742.33                             92,187.21                            90.00          No MI                               10013581115102224                                    7.9900                                   20071201                  14.9900                  8.9900                           1.0000          GROUP I
          22405                            248,900.00                          20060101                1,711.01                            248,874.40                            95.00          No MI                               10013581115102221                                    7.2500                                   20071201                  14.2500                  8.2500                           1.0000          GROUP I
          32168                            346,500.00                          20051201                2,093.44                            346,500.00                            90.00          No MI                               10013581115102211                                    6.2500                                   20071101                  13.2500                  7.2500                           1.0000          GROUP I
          34744                            243,461.00                          20060101                1,702.32                            242,915.54                            85.00          No MI                               10013581115102207                                    6.5000                                   20071201                  13.5000                  7.5000                           1.0000          GROUP I
          34758                            241,205.00                          20051201                1,829.08                            240,595.90                            95.00          No MI                               10013581115102203                                    7.3500                                   20071101                  14.3500                  8.3500                           1.0000          GROUP I
          33463                            110,000.00                          20060101                  806.38                            109,776.63                            64.71          No MI                               10013581115102200                                    6.9900                                   20071201                  13.9900                  7.9900                           1.0000          GROUP I
          33436                            360,000.00                          20051201                2,355.00                            360,000.00                            90.00          No MI                               10013581115102188                                    6.8500                                   20071101                  13.8500                  7.8500                           1.0000          GROUP I
          34772                            238,500.00                          20051201                1,675.80                            237,792.40                            90.00          No MI                               10013581115102178                                    6.5500                                   20071101                  13.5500                  7.5500                           1.0000          GROUP I
          33461                            180,000.00                          20051201                1,170.00                            180,000.00                            75.00          No MI                               10013581115102175                                    6.8000                                   20071101                  13.8000                  7.8000                           1.0000          GROUP I
          18049                            165,000.00                          20051201                1,125.60                            164,480.42                            84.62          No MI                               10013581115102172                                    6.2500                                   20071101                  13.2500                  7.2500                           1.0000          GROUP I
          33405                            267,900.00                          20060101                1,752.51                            267,900.00                            95.00          No MI                               10013581115102124                                    6.8500                                   20081201                  13.8500                  7.8500                           1.0000          GROUP I
          33467                            303,750.00                          20060101                1,670.63                            303,750.00                            75.00          No MI                               10013581115102118                                    5.6000                                   20081201                  12.6000                  6.6000                           1.0000          GROUP I
          32839                             56,000.00                          20051201                  450.19                             55,875.98                            70.00          No MI                               10013581115102109                                    7.9900                                   20071101                  14.9900                  8.9900                           1.0000          GROUP I
          31030                            114,000.00                          20051201                  793.21                            113,254.24                            79.72          No MI                               10013581115102108                                         -                                                                   -                       -                                -          GROUP I
          33313                            190,400.00                          20060101                1,305.33                            189,865.63                            80.00          No MI                               10013581115102057                                    6.3000                                   20071201                  13.3000                  7.3000                           1.0000          GROUP I
          32824                            177,000.00                          20051201                1,237.61                            176,469.61                            61.03          No MI                               10013581115102042                                    6.5000                                   20071101                  13.5000                  7.5000                           1.0000          GROUP I
          34748                            144,400.00                          20051201                  999.80                            143,958.60                            95.00          No MI                               10013581115102038                                         -                                                                   -                       -                                -          GROUP I
          33470                            500,000.00                          20051201                3,496.08                            498,493.82                            47.17          No MI                               10013581115101998                                    6.5000                                   20071101                  13.5000                  7.5000                           1.0000          GROUP I
          22980                             70,125.00                          20051101                  564.25                             69,930.55                            85.00          No MI                               10013581115101923                                    8.0000                                   20071001                  15.0000                  9.0000                           1.0000          GROUP I
          22485                            134,910.00                          20051101                  920.33                            134,377.36                            90.00          No MI                               10013581115101875                                    6.2500                                   20071001                  13.2500                  7.2500                           1.0000          GROUP I
           6512                            212,500.00                          20051201                1,537.09                            211,906.25                            85.00          No MI                               10013581112000570                                    6.8500                                   20071101                  13.8500                  7.8500                           1.0000          GROUP I
           8873                            260,000.00                          20060101                1,871.67                            259,451.44                            76.47          No MI                               10013581111001993                                    6.8000                                   20071201                  13.8000                  7.8000                           1.0000          GROUP I
           8722                            259,250.00                          20051201                2,021.04                            258,531.59                            85.00          No MI                               10013581111001908                                    7.6500                                   20071101                  14.6500                  8.6500                           1.0000          GROUP I
           7017                            243,000.00                          20060101                1,868.46                            242,555.24                            90.00          No MI                               10013581111001901                                    5.5000                                   20071201                  14.5000                  8.5000                           1.0000          GROUP I
          19003                            247,500.00                          20060101                1,989.66                            247,090.50                            75.00          No MI                               10013581105112371                                         -                                                                   -                       -                                -          GROUP I
           1570                            204,000.00                          20060101                1,249.50                            204,000.00                            80.00          No MI                               10013581105112350                                    6.3500                                   20071201                  13.3500                  7.3500                           1.0000          GROUP I
           6705                             50,000.00                          20060101                  291.79                             49,842.62                            60.98          No MI                               10013581105112348                                    5.5000                                   20071201                  11.7500                  5.7500                           1.0000          GROUP I
          44109                             68,000.00                          20060101                  475.47                             67,847.64                            85.00          No MI                               10013581105112340                                         -                                                                   -                       -                                -          GROUP I
           7304                            198,500.00                          20060101                1,261.19                            197,963.95                            69.65          No MI                               10013581105112321                                    5.5000                                   20071201                  12.5500                  6.5500                           1.0000          GROUP I
           7017                            199,750.00                          20060101                1,302.22                            199,236.16                            85.00          No MI                               10013581105112314                                    5.8000                                   20071201                  12.8000                  6.8000                           1.0000          GROUP I
          22192                            234,900.00                          20060101                1,740.02                            234,433.53                            90.00          No MI                               10013581105112257                                    7.1000                                   20071201                  14.1000                  8.1000                           1.0000          GROUP I
           6708                            190,000.00                          20060101                1,105.00                            189,700.00                            95.00          No MI                               10013581105112253                                    5.5000                                   20081201                  12.9900                  6.9900                           1.0000          GROUP I
          17701                             55,620.00                          20060101                  417.85                             55,512.85                            90.00          No MI                               10013581105112248                                    5.5000                                   20071201                  14.2500                  8.2500                           1.0000          GROUP I
           6776                            144,800.00                          20060101                  769.25                            144,800.00                            80.00          No MI                               10013581105112242                                    5.3750                                   20071201                  12.3750                  6.3750                           1.0000          GROUP I
          19083                            136,000.00                          20060101                  886.62                            135,650.17                            81.44          No MI                               10013581105112237                                    5.8000                                   20071201                  12.8000                  6.8000                           1.0000          GROUP I
           7050                            288,000.00                          20060101                2,063.27                            287,386.25                            90.00          No MI                               10013581105112236                                    6.7500                                   20071201                  13.7500                  7.7500                           1.0000          GROUP I
           7047                            351,000.00                          20060101                2,575.51                            350,288.72                            90.00          No MI                               10013581105112214                                    7.0000                                   20071201                  14.0000                  8.0000                           1.0000          GROUP I
           7032                            113,000.00                          20060101                  732.92                            112,706.48                            38.57          No MI                               10013581105112202                                    5.5000                                   20071201                  12.7500                  6.7500                           1.0000          GROUP I
           8861                            210,000.00                          20060101                1,378.12                            209,998.52                            67.74          No MI                               10013581105112186                                    6.8750                                   20071201                  13.8750                  7.8750                           1.0000          GROUP I
           7461                            287,920.00                          20060101                1,726.23                            286,752.10                            80.00          No MI                               10013581105112179                                    5.5000                                   20071201                  12.0000                  6.0000                           1.0000          GROUP I
           6515                            280,000.00                          20060101                1,724.01                            279,198.81                            73.68          No MI                               10013581105112159                                    5.2500                                   20071201                  12.2500                  6.2500                           1.0000          GROUP I
          18346                            188,850.00                          20060101                1,452.10                            188,504.33                            95.00          No MI                               10013581105112143                                    5.5000                                   20071201                  14.5000                  8.5000                           1.0000          GROUP I
           2905                            275,000.00                          20060101                2,015.94                            274,441.60                           100.00          No MI                               10013581105112136                                    5.5000                                   20071201                  13.9900                  7.9900                           1.0000          GROUP I
           2909                            261,000.00                          20060101                1,960.81                            260,497.26                            90.00          No MI                               10013581105112133                                    5.5000                                   20071201                  14.2500                  8.2500                           1.0000          GROUP I
           7106                            167,000.00                          20060101                1,039.13                            166,527.33                            71.06          No MI                               10013581105112131                                    5.3500                                   20071201                  12.3500                  6.3500                           1.0000          GROUP I
           7102                            212,400.00                          20060101                1,521.66                            211,947.36                            90.00          No MI                               10013581105112130                                    5.5000                                   20071201                  13.7500                  7.7500                           1.0000          GROUP I
          34698                            231,625.00                          20060101                1,603.72                            231,095.61                            85.00          No MI                               10013581105112128                                    6.4000                                   20071201                  13.4000                  7.4000                           1.0000          GROUP I
          33952                            144,500.00                          20060101                1,055.26                            144,204.20                            85.00          No MI                               10013581105112125                                    5.5000                                   20071201                  13.9500                  7.9500                           1.0000          GROUP I
           2863                            180,000.00                          20060101                1,258.59                            179,596.72                            59.02          No MI                               10013581105112107                                    5.5000                                   20071201                  13.5000                  7.5000                           1.0000          GROUP I
           8046                            100,800.00                          20060101                  820.14                            100,637.82                            90.00          No MI                               10013581105112104                                    8.1250                                   20071201                  15.1250                  9.1250                           1.0000          GROUP I
          11798                            150,000.00                          20060101                1,100.65                            149,696.03                            60.00          No MI                               10013581105112092                                    5.5000                                   20071201                  14.0000                  8.0000                           1.0000          GROUP I
          19006                            372,000.00                          20060101                2,472.43                            371,078.06                            80.00          No MI                               10013581105112078                                         -                                                                   -                       -                                -          GROUP I
          21133                            260,000.00                          20060101                1,840.26                            259,427.05                            80.00          No MI                               10013581105112075                                    5.5000                                   20071201                  13.6250                  7.6250                           1.0000          GROUP I
          19468                            127,500.00                          20060101                1,003.05                            127,278.30                            85.00          No MI                               10013581105112071                                    7.7500                                   20071201                  14.7500                  8.7500                           1.0000          GROUP I
           7501                            365,750.00                          20060101                2,747.76                            365,045.49                            95.00          No MI                               10013581105112021                                    5.5000                                   20071201                  14.2500                  8.2500                           1.0000          GROUP I
           7104                            360,000.00                          20060101                2,517.18                            359,193.44                            73.47          No MI                               10013581105112011                                    6.5000                                   20071201                  13.5000                  7.5000                           1.0000          GROUP I
          18015                            313,500.00                          20060101                2,722.28                            313,069.16                            95.00          No MI                               10013581105112009                                         -                                                                   -                       -                                -          GROUP I
           2885                            242,500.00                          20060101                1,573.65                            242,100.00                            92.38          No MI                               10013581105112004                                    6.8000                                   20071201                  13.8000                  7.8000                           1.0000          GROUP I
           6039                            259,000.00                          20060101                1,723.13                            258,359.35                            71.94          No MI                               10013581105111994                                         -                                                                   -                       -                                -          GROUP I
           7801                            213,500.00                          20060101                1,507.47                            213,031.13                            70.00          No MI                               10013581105111989                                    6.6000                                   20071201                  13.6000                  7.6000                           1.0000          GROUP I
           8846                            161,500.00                          20060101                1,207.62                            161,185.72                            95.00          No MI                               10013581105111988                                    7.2000                                   20071201                  14.2000                  8.2000                           1.0000          GROUP I
           7111                            265,200.00                          20060101                1,867.45                            265,200.00                           100.00          No MI                               10013581105111987                                    7.4500                                   20071201                  14.4500                  8.4500                           1.0000          GROUP I
           6790                            136,000.00                          20060101                  891.16                            135,653.55                            77.71          No MI                               10013581105111969                                    5.8500                                   20071201                  12.8500                  6.8500                           1.0000          GROUP I
          32137                            298,650.00                          20060101                2,118.96                            298,000.64                            89.99          No MI                               10013581105111957                                    6.6500                                   20071201                  13.6500                  7.6500                           1.0000          GROUP I
           8873                            349,600.00                          20060101                2,737.83                            348,985.88                            95.00          No MI                               10013581105111939                                    7.7000                                   20071201                  14.7000                  8.7000                           1.0000          GROUP I
           6320                            169,000.00                          20060101                1,029.60                            168,507.07                            70.42          No MI                               10013581105111922                                    5.1500                                   20071201                  12.1500                  6.1500                           1.0000          GROUP I
          21009                            170,000.00                          20060101                1,223.78                            169,579.75                            85.00          No MI                               10013581105111909                                    6.8000                                   20071201                  13.8000                  7.8000                           1.0000          GROUP I
           7112                            293,550.00                          20060101                2,082.78                            292,911.75                            95.00          No MI                               10013581105111906                                    6.6500                                   20071201                  13.6500                  7.6500                           1.0000          GROUP I
           7017                            188,700.00                          20060101                1,397.79                            188,320.82                            85.00          No MI                               10013581105111902                                    7.1000                                   20071201                  14.1000                  8.1000                           1.0000          GROUP I
           7712                            195,000.00                          20060101                1,296.04                            194,516.70                            45.35          No MI                               10013581105111892                                    5.9900                                   20081201                  12.9900                  6.9900                           1.0000          GROUP I
          34120                            292,000.00                          20060101                1,797.90                            291,164.46                            80.00          No MI                               10013581105111871                                         -                                                                   -                       -                                -          GROUP I
           7054                            318,000.00                          20060101                2,234.40                            317,294.63                            75.00          No MI                               10013581105111856                                    5.5000                                   20071201                  13.5500                  7.5500                           1.0000          GROUP I
          17314                            112,000.00                          20060101                  877.11                            111,803.25                            69.14          No MI                               10013581105111854                                         -                                                                   -                       -                                -          GROUP I
          19111                            100,000.00                          20051201                  733.77                             99,728.90                            64.52          No MI                               10013581105111833                                    7.0000                                   20071101                  14.0000                  8.0000                           1.0000          GROUP I
           8332                            142,200.00                          20051201                  936.15                            142,200.00                            90.00          No MI                               10013581105111832                                    6.9000                                   20071101                  13.9000                  7.9000                           1.0000          GROUP I
          18104                            112,000.00                          20051201                  779.29                            111,661.03                            80.00          No MI                               10013581105111831                                    6.4500                                   20071101                  13.4500                  7.4500                           1.0000          GROUP I
           7068                            193,000.00                          20060101                1,245.39                            192,493.76                            46.51          No MI                               10013581105111819                                    5.7000                                   20071201                  12.7000                  6.7000                           1.0000          GROUP I
          10302                            382,500.00                          20060101                3,160.60                            381,756.96                            85.00          No MI                               10013581105111802                                         -                                                                   -                       -                                -          GROUP I
           6606                            301,750.00                          20060101                1,757.69                            301,750.00                            85.00          No MI                               10013581105111797                                    5.9900                                   20071201                  12.9900                  6.9900                           1.0000          GROUP I
           6018                            162,750.00                          20060101                1,055.60                            162,327.24                            79.39          No MI                               10013581105111760                                    5.7500                                   20071201                  12.7500                  6.7500                           1.0000          GROUP I
          18951                            176,250.00                          20060101                1,171.42                            175,813.17                            75.00          No MI                               10013581105111749                                    5.9900                                   20071201                  12.9900                  6.9900                           1.0000          GROUP I
           6040                            168,000.00                          20051201                1,174.69                            167,496.55                            80.00          No MI                               10013581105111744                                    6.5000                                   20071101                  13.5000                  7.5000                           1.0000          GROUP I
           2888                            178,500.00                          20060101                1,128.25                            178,013.25                            70.00          No MI                               10013581105111737                                    5.5000                                   20071201                  12.5000                  6.5000                           1.0000          GROUP I
           7501                            285,000.00                          20051201                2,282.93                            284,363.70                            95.00          No MI                               10013581105111724                                    7.9500                                   20071101                  14.9500                  8.9500                           1.0000          GROUP I
          34236                            174,000.00                          20060101                1,156.46                            173,568.77                            61.05          No MI                               10013581105111707                                    5.9900                                   20071201                  12.9900                  6.9900                           1.0000          GROUP I
           6066                            153,000.00                          20060101                1,106.71                            152,680.42                            85.00          No MI                               10013581105111649                                    6.8500                                   20071201                  13.8500                  7.8500                           1.0000          GROUP I
           6606                            224,000.00                          20060101                1,452.86                            223,418.06                            75.93          No MI                               10013581105111646                                    5.7500                                   20071201                  12.7500                  6.7500                           1.0000          GROUP I
          44102                            112,000.00                          20051201                  810.14                            111,687.06                            80.00          No MI                               10013581105111641                                         -                                                                   -                       -                                -          GROUP I
          11554                            140,000.00                          20051201                  912.70                            139,518.46                            22.76          No MI                               10013581105111630                                    5.8000                                   20071101                  12.8000                  6.8000                           1.0000          GROUP I
          10305                            275,600.00                          20051201                1,945.95                            274,790.42                            80.00          No MI                               10013581105111629                                    6.6000                                   20071101                  13.6000                  7.6000                           1.0000          GROUP I
          33952                            190,000.00                          20060101                1,335.02                            189,578.55                            78.84          No MI                               10013581105111627                                    6.5500                                   20071201                  13.5500                  7.5500                           1.0000          GROUP I
          11790                            410,000.00                          20060101                2,880.83                            409,090.56                            60.29          No MI                               10013581105111613                                         -                                                                   -                       -                                -          GROUP I
          21060                            223,500.00                          20060101                1,499.31                            223,500.00                            79.82          No MI                               10013581105111601                                    7.0500                                   20071201                  14.0500                  8.0500                           1.0000          GROUP I
          11735                            403,750.00                          20051201                2,557.08                            403,750.00                            85.00          No MI                               10013581105111590                                    6.6000                                   20071101                  13.6000                  7.6000                           1.0000          GROUP I
          23455                             90,000.00                          20060101                  676.14                             89,826.65                            90.00          No MI                               10013581105111583                                         -                                                                   -                       -                                -          GROUP I
          12513                            135,000.00                          20060101                  943.94                            134,697.54                            76.27          No MI                               10013581105111577                                    5.5000                                   20071201                  13.5000                  7.5000                           1.0000          GROUP I
          11580                            260,000.00                          20060101                1,971.61                            259,509.28                            67.53          No MI                               10013581105111551                                         -                                                                   -                       -                                -          GROUP I
          12592                             67,500.00                          20060101                  437.81                             67,324.65                            35.16          No MI                               10013581105111526                                         -                                                                   -                       -                                -          GROUP I
           6002                            258,000.00                          20060101                2,347.93                            255,585.78                            80.00          No MI                               10013581105111512                                         -                                                                   -                       -                                -          GROUP I
           6710                            117,000.00                          20060101                  899.63                            116,785.85                            90.00          No MI                               10013581105111508                                    7.5000                                   20071201                  14.5000                  8.5000                           1.0000          GROUP I
          11747                            352,500.00                          20051201                2,549.76                            351,515.10                            75.00          No MI                               10013581105111470                                    6.8500                                   20071101                  13.8500                  7.8500                           1.0000          GROUP I
           7461                            189,000.00                          20051201                1,385.50                            188,486.60                            90.00          No MI                               10013581105111469                                    6.9900                                   20071101                  13.9900                  7.9900                           1.0000          GROUP I
           8088                            100,000.00                          20051201                  702.65                             99,703.28                            43.48          No MI                               10013581105111463                                         -                                                                   -                       -                                -          GROUP I
          12516                            114,000.00                          20051201                  816.71                            113,675.03                            59.07          No MI                               10013581105111412                                         -                                                                   -                       -                                -          GROUP I
           7106                            200,000.00                          20060101                1,405.28                            199,556.35                            79.68          No MI                               10013581105111407                                    6.5500                                   20071201                  13.5500                  7.5500                           1.0000          GROUP I
           7631                            416,500.00                          20051201                2,983.86                            415,312.71                            85.00          No MI                               10013581105111344                                         -                                                                   -                       -                                -          GROUP I
          34286                            176,000.00                          20051201                1,081.67                            176,000.00                            80.00          No MI                               10013581105111311                                    6.3750                                   20071101                  13.3750                  7.3750                           1.0000          GROUP I
           6437                            160,000.00                          20060101                1,146.26                            159,659.02                            68.09          No MI                               10013581105111038                                         -                                                                   -                       -                                -          GROUP I
           2919                            193,950.00                          20051101                1,402.91                            193,270.41                            90.00          No MI                               10013581105110988                                    6.8500                                   20071001                  13.8500                  7.8500                           1.0000          GROUP I
           8081                             82,650.00                          20051101                  662.05                             82,416.46                            95.00          No MI                               10013581105110986                                    7.9500                                   20071001                  14.9500                  8.9500                           1.0000          GROUP I
          21157                            138,000.00                          20051101                1,056.22                            137,571.67                            74.59          No MI                               10013581105110883                                    7.4500                                   20071001                  14.4500                  8.4500                           1.0000          GROUP I
          12804                            110,000.00                          20060101                  806.38                            109,776.63                            70.97          No MI                               10013581105110812                                    6.9900                                   20071201                  13.9900                  7.9900                           1.0000          GROUP I
           6281                            184,000.00                          20060101                1,350.13                            183,627.13                            80.00          No MI                               10013581105110308                                    5.5000                                   20071201                  14.0000                  8.0000                           1.0000          GROUP I
           6706                            165,300.00                          20051201                1,241.85                            164,873.98                            95.00          No MI                               10013581105001852                                    7.2500                                   20071101                  14.2500                  8.2500                           1.0000          GROUP I
           6606                            230,400.00                          20051201                1,611.00                            229,709.56                            80.00          No MI                               10013581105001850                                    6.5000                                   20071101                  13.5000                  7.5000                           1.0000          GROUP I
           6776                            232,000.00                          20050901                1,638.10                            230,693.27                            80.00          No MI                               10013581105001765                                    6.6000                                   20070801                  13.6000                  7.6000                           1.0000          GROUP I
           7087                            247,370.00                          20060101                2,148.04                            246,921.76                            68.71          No MI                               10013581102001602                                    6.7500                                   20071201                  15.8750                  9.8750                           1.0000          GROUP I
          14211                             78,750.00                          20060101                  619.53                             78,612.80                            90.00          No MI                               10013581102001561                                    7.7500                                   20081201                  14.7500                  8.7500                           1.0000          GROUP I
           7410                            374,000.00                          20051201                2,664.75                            374,000.00                            85.00          No MI                               10013581101003154                                    7.5500                                   20071101                  14.5500                  8.5500                           1.0000          GROUP I
           8904                            260,000.00                          20051201                1,830.83                            260,000.00                            80.00          No MI                               10013581101003116                                    7.4500                                   20071101                  14.4500                  8.4500                           1.0000          GROUP I
          32720                             37,000.00                          20060201                  394.89                             36,980.96                           100.00          No MI                               0                                                         -                                                                   -                       -                                -          GROUP I
          32720                            148,000.00                          20060201                1,180.21                            147,834.30                            80.00          No MI                               100022100131861270                                   5.5000                                   20080101                  14.9000                  8.9000                           1.0000          GROUP I
          20708                            400,000.00                          20050701                2,500.00                            400,000.00                            76.61          No MI                               100031458005051389                                   4.0000                                   20070601                  13.5000                  7.5000                           1.0000          GROUP I
          33311                             31,000.00                          20060201                  306.99                             30,980.09                           100.00          No MI                               0                                                         -                                                                   -                       -                                -          GROUP I
          33311                            124,000.00                          20060201                  975.51                            123,856.80                            80.00          No MI                               0                                                    5.5000                                   20080101                  13.7500                  8.7500                           1.0000          GROUP I
          19805                            198,450.00                          20060201                1,506.26                            197,844.68                            90.00          No MI                               100076500000897815                                   5.5000                                   20080101                  14.3600                  8.3600                           1.0000          GROUP I
          89081                            382,500.00                          20051101                2,674.50                            381,062.78                            90.00          No MI                               10031200000408045                                    7.0000                                   20081001                  14.5000                  7.0000                           1.0000          GROUP I
          85345                            180,800.00                          20051201                1,035.82                            180,797.70                            80.00          No MI                               100101309050908129                                   5.5000                                   20071101                  12.8750                  6.8750                           1.0000          GROUP I
          64744                             56,000.00                          20051201                  391.56                             55,832.20                            80.00          No MI                               100101309050908988                                   5.5000                                   20071101                  13.5000                  7.5000                           1.5000          GROUP I
          32164                             29,990.00                          20060201                  311.37                             29,973.22                            90.00          No MI                               100022100131806259                                        -                                                                   -                       -                                -          GROUP I
          55410                            263,300.00                          20060201                1,457.36                            262,981.74                            72.14          No MI                               100271100000182699                                        -                                                                   -                       -                                -          GROUP I
          32720                             25,200.00                          20060201                  247.15                             25,183.38                            95.00          No MI                               0                                                         -                                                                   -                       -                                -          GROUP I
          55107                            175,950.00                          20060201                1,349.68                            175,950.00                            84.88          No MI                               100386100002054971                                   5.5000                                   20080101                  15.2050                  9.2050                           1.0000          GROUP I
          64085                             27,000.00                          20051201                  226.05                             26,945.67                           100.00          No MI                               100101309051000785                                        -                                                                   -                       -                                -          GROUP I
          64085                            108,000.00                          20051201                  717.80                            107,642.08                            80.00          No MI                               100101309051000777                                   6.7400                                   20071101                  12.9900                  6.9900                           1.5000          GROUP I
          62271                             18,000.00                          20051201                  164.38                             17,970.90                           100.00          No MI                               100101309051005545                                        -                                                                   -                       -                                -          GROUP I
          61235                             13,000.00                          20051201                  119.89                             12,919.05                           100.00          No MI                               100101315050902665                                        -                                                                   -                       -                                -          GROUP I
          61235                             52,000.00                          20051201                  340.73                             51,760.01                            80.00          No MI                               100101315050902673                                   3.0000                                   20071101                  12.8500                  6.8500                           1.5000          GROUP I
          64123                             78,400.00                          20051201                  580.75                             78,191.70                            80.00          No MI                               100101300000006254                                   5.5000                                   20081101                  15.1000                  8.1000                           1.5000          GROUP I
          85326                            196,000.00                          20051201                1,141.70                            196,000.00                            80.00          No MI                               100101309050901645                                   6.7400                                   20071101                  12.9900                  6.9900                           1.5000          GROUP I
          75048                             30,200.00                          20051201                  259.24                             30,142.84                           100.00          No MI                               100101309050901629                                        -                                                                   -                       -                                -          GROUP I
          75048                            120,800.00                          20051201                  723.48                            120,314.43                            80.00          No MI                               100101309050901611                                   5.7400                                   20081101                  12.9900                  5.9900                           1.5000          GROUP I
          67204                             53,100.00                          20051201                  352.92                             52,924.02                            90.00          No MI                               100101300000006288                                   6.7400                                   20071101                  12.9900                  6.9900                           1.5000          GROUP I
          85219                            384,000.00                          20051201                2,592.00                            384,000.00                            80.00          No MI                               100101310050901460                                   7.8500                                   20071101                  14.1000                  8.1000                           1.5000          GROUP I
          52802                             64,000.00                          20051201                  458.06                             63,816.51                            80.00          No MI                               100101300000006510                                        -                                                                   -                       -                                -          GROUP I
          22546                             44,800.00                          20060201                  426.30                             44,767.84                           100.00          No MI                               100271100000178952                                        -                                                                   -                       -                                -          GROUP I
          22546                            179,200.00                          20060201                1,090.13                            179,199.28                            80.00          No MI                               100271100000178945                                        -                                                                   -                       -                                -          GROUP I
          32720                            134,400.00                          20060201                  871.72                            134,167.91                            80.00          No MI                               100022100131664005                                        -                                                                   -                       -                                -          GROUP I
          98569                            277,000.00                          20060201                2,061.57                            276,638.22                            65.95          No MI                               100153210511005033                                   6.2500                                   20080101                  14.1500                  8.1500                           1.0000          GROUP I
           6513                            196,000.00                          20060101                1,113.61                            195,800.02                            83.40          No MI                               100153210507020889                                   5.5000                                   20081201                  12.8250                  6.8250                           1.0000          GROUP I
          34667                            260,000.00                          20060101                1,565.42                            260,000.00                            78.55          No MI                               100153210510000787                                   5.5000                                   20071201                  13.2250                  7.2250                           1.0000          GROUP I
          33813                            202,500.00                          20060101                1,381.41                            202,023.21                            90.00          No MI                               100153210509033542                                   6.2500                                   20071201                  13.2500                  7.2500                           1.0000          GROUP I
          33401                            217,500.00                          20060201                1,482.62                            217,499.63                            70.16          No MI                               100153220509004591                                   5.5000                                   20080101                  14.1800                  8.1800                           1.0000          GROUP I
          33168                            180,800.00                          20060101                1,435.29                            180,492.07                            80.00          No MI                               100153210509021109                                   5.7500                                   20071201                  14.8500                  8.8500                           1.0000          GROUP I
           6770                            229,600.00                          20060101                1,744.58                            229,445.02                            80.00          No MI                               100153210510028994                                   5.5000                                   20071201                  14.8500                  8.8500                           1.0000          GROUP I
          92354                            402,800.00                          20060201                3,104.92                            402,800.00                            95.00          No MI                               100153210510038407                                   5.5000                                   20090101                  15.2500                  9.2500                           1.0000          GROUP I
           6360                            249,300.00                          20060101                1,625.25                            248,658.73                            90.00          No MI                               10015321051003472-                                   5.5000                                   20071201                  12.8000                  6.8000                           1.0000          GROUP I
          32934                            202,500.00                          20060101                1,418.21                            202,000.00                            88.04          No MI                               100153220511000090                                   7.6750                                   20071201                  14.4250                  8.4250                           1.0000          GROUP I
           6513                            125,000.00                          20060201                1,041.51                            124,873.78                            53.19          No MI                               100153210510008426                                   5.5000                                   20080101                  15.3950                  9.3950                           1.0000          GROUP I
          89107                             47,000.00                          20060201                  528.61                             46,788.61                           100.00          No MI                               100059400000005876                                        -                                                                   -                       -                                -          GROUP I
          89107                            188,000.00                          20060201                1,175.00                            188,000.00                            80.00          No MI                               100059400000005868                                   5.5000                                   20080101                  13.5000                  7.5000                           1.5000          GROUP I
          75068                             90,400.00                          20060101                  577.05                             90,400.00                            80.00          No MI                               100404400000006686                                        -                                                                   -                       -                                -          GROUP I
          19111                            162,000.00                          20060101                1,274.45                            161,718.36                            90.00          No MI                               100076500000900098                                        -                                                                   -                       -                                -          GROUP I
          89408                            225,000.00                          20060201                1,799.08                            224,749.67                            90.00          No MI                               100386100002053304                                   5.5000                                   20080101                  14.9300                  8.9300                           1.0000          GROUP I
          32164                            239,920.00                          20060201                1,576.10                            239,515.73                            80.00          No MI                               100022100131561532                                   5.5000                                   20080101                  12.8750                  6.8750                           1.0000          GROUP I
          75168                             32,902.00                          20060101                  333.62                             32,872.27                           100.00          No MI                               100404400000016131                                        -                                                                   -                       -                                -          GROUP I
          75168                            131,608.00                          20060101                  993.36                            131,357.06                            80.00          No MI                               100404400000014862                                        -                                                                   -                       -                                -          GROUP I
          34668                            141,000.00                          20060201                1,004.63                            141,000.00                            57.55          No MI                               100271100000189058                                   5.5000                                   20080101                  14.5500                  8.5500                           1.0000          GROUP I
           6094                            247,500.00                          20060201                1,667.45                            247,102.99                            75.00          No MI                               100271100000189132                                        -                                                                   -                       -                                -          GROUP I
          20747                            200,000.00                          20060201                1,381.35                            199,694.69                            80.00          No MI                               10021800000165353                                         -                                                                   -                       -                                -          GROUP I
          43081                             21,000.00                          20060101                  236.08                             20,938.47                           100.00          No MI                               100202930510150024                                        -                                                                   -                       -                                -          GROUP I
          43229                             27,700.00                          20060101                  292.16                             27,607.24                           100.00          No MI                               100202930510210042                                        -                                                                   -                       -                                -          GROUP I
          43119                             43,000.00                          20060101                  440.04                             42,847.03                           100.00          No MI                               100202930510250097                                        -                                                                   -                       -                                -          GROUP I
          43232                             36,600.00                          20060101                  380.27                             36,433.67                           100.00          No MI                               100202930510100086                                        -                                                                   -                       -                                -          GROUP I
          23605                            101,050.00                          20060301                  584.39                            101,048.00                            84.99          No MI                               100124100512290013                                   5.5000                                   20080201                  12.9400                  6.9400                           1.0000          GROUP I
          32839                            175,500.00                          20060301                1,171.46                            175,500.00                            90.00          No MI                               100386100002051969                                   5.5000                                   20080201                  14.0100                  8.0100                           1.0000          GROUP I
          85335                            120,000.00                          20060201                  893.94                            119,843.59                            58.54          No MI                               100386100002052355                                   5.5000                                   20080101                  14.1600                  8.1600                           1.0000          GROUP I
          83442                            204,500.00                          20060201                1,465.06                            204,210.41                            84.85          No MI                               100099230511070024                                        -                                                                   -                       -                                -          GROUP I
          61241                            148,500.00                          20060101                1,270.94                            148,288.46                            90.00          No MI                               100404400000012684                                   5.5000                                   20071201                  15.7050                  9.7050                           1.0000          GROUP I
          32824                            183,000.00                          20060201                1,022.93                            182,938.64                            79.57          No MI                               100195005120007580                                   5.5000                                   20080101                  12.7100                  6.7100                           1.0000          GROUP I
          32118                            163,500.00                          20060101                1,033.43                            162,903.96                            75.00          No MI                               100022100131351819                                        -                                                                   -                       -                                -          GROUP I
          95823                             65,000.00                          20051201                  640.72                             64,914.58                           100.00          No MI                               100155496022372669                                        -                                                                   -                       -                                -          GROUP I
          85037                             42,000.00                          20051001                  345.52                             41,866.83                           100.00          No MI                               100323796022236682                                        -                                                                   -                       -                                -          GROUP I
          49078                            130,500.00                          20051201                  956.65                            130,145.53                            90.00          No MI                               100323791012393486                                   7.4900                                   20071101                  14.9900                  7.4900                           1.0000          GROUP I
          93710                             35,600.00                          20060201                  387.15                             35,430.78                           100.00          No MI                               100059400000005959                                        -                                                                   -                       -                                -          GROUP I
          43207                             15,600.00                          20060101                  178.01                             15,555.74                           100.00          No MI                               100330705110092940                                        -                                                                   -                       -                                -          GROUP I
          93710                            142,400.00                          20060201                  872.20                            142,400.00                            80.00          No MI                               100059400000005884                                   5.5000                                   20080101                  13.3500                  7.3500                           1.0000          GROUP I
          85242                             69,600.00                          20060101                  721.25                             69,358.47                           100.00          No MI                               100040788511001307                                        -                                                                   -                       -                                -          GROUP I
          43130                             26,000.00                          20051201                  266.07                             25,876.12                           100.00          No MI                               100202930510070057                                        -                                                                   -                       -                                -          GROUP I
          32738                            142,080.00                          20060201                  950.77                            141,889.06                            78.93          No MI                               0                                                         -                                                                   -                       -                                -          GROUP I
          18036                            240,000.00                          20060101                1,698.70                            239,409.16                            72.73          No MI                               100076500000874046                                   5.5000                                   20071201                  13.6250                  7.6250                           1.0000          GROUP I
          20170                            392,000.00                          20060301                2,548.00                            392,000.00                            70.00          No MI                               100386100002048767                                   5.7500                                   20080201                  13.8000                  7.8000                           1.0000          GROUP I
          91342                            279,900.00                          20060101                1,586.10                            279,900.00                            52.33          No MI                               100044300001499102                                   5.5000                                   20081201                  12.8000                  6.8000                           1.0000          GROUP I
          30161                             69,600.00                          20051201                  643.17                             69,490.88                            80.00          No MI                               100378000003074731                                        -                                                                   -                       -                                -          GROUP I
          31903                             15,340.00                          20050901                  151.91                             15,304.69                           100.00          No MI                               100022100143936318                                        -                                                                   -                       -                                -          GROUP I
          93308                            105,000.00                          20060101                  860.01                            104,833.70                            63.64          No MI                               100171905110005205                                        -                                                                   -                       -                                -          GROUP I
          93552                            264,000.00                          20051201                2,117.56                            263,412.41                            80.00          No MI                               100174705100039322                                   7.9650                                   20071101                  15.9650                  8.9650                           1.0000          GROUP I
          93535                            291,108.00                          20051201                2,256.96                            290,408.08                            80.00          No MI                               100174705100039256                                   7.5900                                   20071101                  15.5900                  8.5900                           1.0000          GROUP I
          90047                            350,000.00                          20051201                2,476.25                            350,000.00                            66.67          No MI                               100174705100036724                                   7.4900                                   20071101                  15.4900                  8.4900                           1.0000          GROUP I
          93535                            244,000.00                          20051201                1,624.63                            244,000.00                            78.71          No MI                               100174705100037482                                   6.9900                                   20071101                  14.9900                  7.9900                           1.0000          GROUP I
          89146                             16,958.00                          20051201                  174.30                             16,762.56                            90.00          No MI                               100174705100039316                                        -                                                                   -                       -                                -          GROUP I
          89146                            135,664.00                          20051201                1,001.48                            135,564.47                            79.87          No MI                               100174705100038308                                   7.8650                                   20071101                  15.8650                  8.8650                           1.0000          GROUP I
          43068                            106,250.00                          20051201                  738.56                            105,927.80                            85.00          No MI                               100330705100087272                                   5.5000                                   20071101                  13.4400                  7.4400                           1.0000          GROUP I
          21532                            266,050.00                          20060201                1,549.74                            266,050.00                            85.00          No MI                               10022504000227119                                    5.5000                                   20090101                  12.9900                  6.9900                           1.0000          GROUP I
          91702                            368,000.00                          20051201                2,031.67                            368,000.00                            80.00          No MI                               100141500000158193                                   5.6250                                   20071101                  12.6250                  6.6250                           1.0000          GROUP I
          92240                            170,000.00                          20051201                1,019.24                            169,317.94                            70.83          No MI                               100141500000156999                                   5.3750                                   20071101                  12.0000                  6.0000                           1.0000          GROUP I
          94572                            370,000.00                          20051201                1,734.37                            369,999.95                            60.16          No MI                               100141500000156288                                   4.6250                                   20071101                  11.6250                  5.6250                           1.0000          GROUP I
          20009                            261,750.00                          20051201                1,666.74                            261,448.72                            75.00          No MI                               100141500000158755                                   6.6500                                   20071101                  13.6500                  7.6500                           1.0000          GROUP I
          95823                            269,450.00                          20051201                1,770.09                            268,536.72                            85.00          No MI                               100141500000157872                                   5.0000                                   20071101                  12.8750                  6.8750                           1.0000          GROUP I
          92553                            210,000.00                          20051201                1,379.55                            209,288.22                            59.15          No MI                               100141500000154986                                   5.8750                                   20071101                  12.8750                  6.8750                           1.0000          GROUP I
          32810                            144,000.00                          20051201                  982.33                            143,541.37                            80.00          No MI                               100141500000157815                                   6.2500                                   20071101                  13.2500                  7.2500                           1.0000          GROUP I
          33909                            313,500.00                          20051201                1,826.14                            313,500.00                            95.00          No MI                               100141500000154762                                        -                                                                   -                       -                                -          GROUP I
          90280                            490,500.00                          20051201                3,218.91                            490,500.00                            89.18          No MI                               100141500000153426                                   5.0000                                   20071101                  13.8750                  7.8750                           1.0000          GROUP I
           6704                             56,700.00                          20051201                  508.09                             56,557.27                            90.00          No MI                               100141500000157021                                        -                                                                   -                       -                                -          GROUP I
          91761                            396,000.00                          20051201                2,475.00                            396,000.00                            90.00          No MI                               100141500000142049                                   6.5000                                   20071101                  13.5000                  7.5000                           1.0000          GROUP I
          92563                            308,700.00                          20051001                2,025.84                            308,700.00                            90.00          No MI                               100141500000136884                                   5.0000                                   20070901                  13.8750                  7.8750                           1.0000          GROUP I
          91752                            288,000.00                          20051001                2,088.20                            286,791.12                            90.00          No MI                               100141500000136751                                   5.0000                                   20070901                  13.8750                  7.8750                           1.0000          GROUP I
          89107                            133,146.00                          20051001                  735.08                            133,146.00                            90.00          No MI                               100141500000137171                                   2.8750                                   20060901                  12.6250                  6.6250                           1.0000          GROUP I
          92335                            292,000.00                          20051201                1,885.83                            292,000.00                            80.00          No MI                               100174705100038092                                   6.7500                                   20071101                  14.7500                  7.7500                           1.0000          GROUP I
          91335                            372,000.00                          20051201                2,476.90                            372,000.00                            80.00          No MI                               100174705100037763                                   6.9900                                   20071101                  14.9900                  7.9900                           1.0000          GROUP I
          90262                            320,000.00                          20051201                2,093.33                            320,000.00                            80.00          No MI                               100174705100037573                                   6.8500                                   20071101                  14.8500                  7.8500                           1.0000          GROUP I
          93535                            272,700.00                          20051201                1,792.67                            272,650.00                            90.00          No MI                               100174705100037540                                   6.8900                                   20071101                  14.8900                  7.8900                           1.0000          GROUP I
          90018                             69,000.00                          20051201                  704.44                             68,918.03                            89.27          No MI                               100174705100037490                                        -                                                                   -                       -                                -          GROUP I
          91355                            500,000.00                          20051201                3,412.50                            500,000.00                            72.99          No MI                               100174705090036601                                   7.1900                                   20071101                  15.1900                  8.1900                           1.0000          GROUP I
          91340                            440,000.00                          20051201                3,058.00                            440,000.00                            80.00          No MI                               100174705090036452                                   7.3400                                   20071101                  15.3400                  8.3400                           1.0000          GROUP I
          90250                            408,000.00                          20051201                2,665.60                            408,000.00                            80.00          No MI                               100174705090036205                                   6.8400                                   20071101                  14.8400                  7.8400                           1.0000          GROUP I
          90047                            392,000.00                          20051201                2,600.69                            390,591.00                            80.00          No MI                               100174705090036072                                   6.9900                                   20071101                  14.9900                  7.9900                           1.0000          GROUP I
          91730                            204,750.00                          20051201                1,459.79                            204,159.80                            90.00          No MI                               100174705100037250                                   6.7000                                   20071101                  14.7000                  6.7000                           1.0000          GROUP I
          93307                            146,200.00                          20051201                  973.45                            146,200.00                            85.00          No MI                               100174705090035785                                   6.9900                                   20071101                  14.9900                  6.9900                           1.0000          GROUP I
          92704                            346,750.00                          20051101                2,422.15                            345,444.55                            95.00          No MI                               100174705090035660                                   6.4900                                   20071001                  14.4900                  7.4900                           1.0000          GROUP I
          90723                            315,000.00                          20051101                1,886.56                            313,411.30                            60.00          No MI                               100174705090035504                                        -                                                                   -                       -                                -          GROUP I
          90606                            380,000.00                          20051201                2,482.66                            379,999.67                            80.00          No MI                               100174705090035488                                   6.8400                                   20071101                  14.8400                  7.8400                           1.0000          GROUP I
          90044                             77,000.00                          20051201                  747.87                             76,894.56                           100.00          No MI                               100174705090035330                                        -                                                                   -                       -                                -          GROUP I
          90044                            308,000.00                          20051201                1,896.77                            308,000.00                            80.00          No MI                               100174705090035322                                   6.3900                                   20071101                  14.3900                  7.3900                           1.0000          GROUP I
          90404                            320,000.00                          20051201                2,064.00                            320,000.00                            80.00          No MI                               100174705090035306                                   6.7400                                   20071101                  14.7400                  7.7400                           1.0000          GROUP I
          93552                            150,000.00                          20051101                  965.54                            148,905.18                            49.83          No MI                               100174705090035108                                        -                                                                   -                       -                                -          GROUP I
          93551                            292,800.00                          20051201                1,668.96                            292,800.00                            80.00          No MI                               100174705090034705                                   5.8400                                   20071101                  13.8400                  6.8400                           1.0000          GROUP I
          90605                            235,000.00                          20051101                1,368.88                            235,000.00                            60.26          No MI                               100174705090034564                                   5.9900                                   20071001                  13.9900                  6.9900                           1.0000          GROUP I
          91311                            500,000.00                          20051101                2,829.17                            500,000.00                            79.37          No MI                               100174705090033939                                   5.7900                                   20071001                  13.7900                  6.7900                           1.0000          GROUP I
          93552                            315,999.00                          20051101                2,067.16                            315,999.00                            80.00          No MI                               100174705090033798                                   6.8500                                   20071001                  14.8500                  7.8500                           1.0000          GROUP I
          91325                            141,200.00                          20051101                1,398.29                            140,970.02                            95.00          No MI                               100174705090033749                                        -                                                                   -                       -                                -          GROUP I
          91325                            500,000.00                          20051101                2,495.83                            500,000.00                            74.08          No MI                               100174705090033723                                   4.9900                                   20071001                  12.9900                  5.9900                           1.0000          GROUP I
          91405                            389,000.00                          20051201                2,329.75                            387,436.38                            78.59          No MI                               100174705090033699                                        -                                                                   -                       -                                -          GROUP I
          91306                            107,000.00                          20051201                1,018.18                            106,844.93                           100.00          No MI                               100174705090034333                                        -                                                                   -                       -                                -          GROUP I
          91306                            428,000.00                          20051201                2,705.25                            426,439.71                            80.00          No MI                               100174705080031133                                   5.5000                                   20071101                  13.5000                  6.5000                           1.0000          GROUP I
          92260                            249,600.00                          20050901                1,661.92                            249,600.00                            80.00          No MI                               100174705070027679                                   6.9900                                   20070801                  14.9900                  7.9900                           1.0000          GROUP I
          92707                             86,000.00                          20050701                  788.33                             86,000.00                           100.00          No MI                               100174705050023268                                        -                                                                   -                       -                                -          GROUP I
          91750                            207,000.00                          20051101                1,118.98                            206,899.46                            41.40          No MI                               100174705090034291                                   5.4900                                   20071001                  13.4900                  6.4900                           1.0000          GROUP I
          92571                            255,000.00                          20051101                1,413.13                            255,000.00                            85.00          No MI                               100174705090034135                                   5.6500                                   20071001                  13.6500                  5.6500                           1.0000          GROUP I
          90660                            341,000.00                          20051101                2,166.77                            341,000.00                            79.30          No MI                               100174705090033814                                   6.6250                                   20071001                  14.6250                  7.6250                           1.0000          GROUP I
          93551                             48,975.00                          20051001                  475.68                             48,873.42                            55.92          No MI                               100174705070029659                                        -                                                                   -                       -                                -          GROUP I
          93534                             25,050.00                          20051001                  243.30                             24,998.05                            95.00          No MI                               100174705070028644                                        -                                                                   -                       -                                -          GROUP I
          93534                            133,600.00                          20051001                  709.70                            133,590.65                            80.00          No MI                               100174705070028636                                   5.3750                                   20070901                  13.3750                  6.3750                           1.0000          GROUP I
          93536                            212,000.00                          20050901                1,148.32                            211,997.92                            80.00          No MI                               100174705070027380                                   5.5000                                   20070801                  13.5000                  6.5000                           1.0000          GROUP I
          93535                             62,600.00                          20051201                  643.43                             62,527.11                           100.00          No MI                               100174705090036668                                        -                                                                   -                       -                                -          GROUP I
          93535                            250,400.00                          20051201                1,721.50                            250,400.00                            80.00          No MI                               100174705090036635                                   7.2500                                   20071101                  15.2500                  8.2500                           1.0000          GROUP I
          89103                            186,000.00                          20051101                1,131.50                            186,000.00                            72.66          No MI                               100174705080032800                                   6.2000                                   20081001                  14.3000                  7.3000                           1.0000          GROUP I
          93647                            211,000.00                          20051101                1,186.88                            211,000.00                            63.94          No MI                               100174705080032792                                   5.7500                                   20101001                  13.7500                  6.7500                           1.0000          GROUP I
          93003                            364,000.00                          20050901                1,971.67                            364,000.00                            80.00          No MI                               100174705070028578                                   5.5000                                   20070801                  13.5000                  5.5000                           1.0000          GROUP I
          93063                             54,850.00                          20050901                  501.73                             54,693.37                            90.00          No MI                               100174705070028552                                        -                                                                   -                       -                                -          GROUP I
          93063                            438,800.00                          20050901                2,916.40                            436,232.76                            80.00          No MI                               100174705070028545                                   5.9900                                   20070801                  13.9900                  5.9900                           1.0000          GROUP I
          93550                             54,000.00                          20051101                  534.76                             53,912.03                           100.00          No MI                               100174705080031224                                        -                                                                   -                       -                                -          GROUP I
          93551                             90,000.00                          20051101                  995.58                             89,894.84                            99.92          No MI                               100174705090035280                                        -                                                                   -                       -                                -          GROUP I
          93551                            359,650.00                          20051101                2,023.03                            359,650.00                            79.92          No MI                               100174705090035272                                   2.2500                                   20071001                  12.7500                  6.7500                           2.0000          GROUP I
          93436                            332,000.00                          20051201                2,065.30                            331,997.95                            80.00          No MI                               100174705100037169                                   6.4650                                   20071101                  14.4650                  7.4650                           1.0000          GROUP I
          93445                            225,000.00                          20051001                1,289.06                            224,998.92                            56.25          No MI                               100174705070029261                                   5.8750                                   20070901                  13.8750                  5.8750                           1.0000          GROUP I
          93436                            380,000.00                          20051101                2,339.55                            379,900.00                            50.67          No MI                               100174705090034572                                        -                                                                   -                       -                                -          GROUP I
          93551                            480,700.00                          20051201                3,004.38                            480,700.00                            95.00          No MI                               100174705100027268                                   6.5000                                   20071101                  14.5000                  7.5000                           1.0000          GROUP I
          93535                            209,002.00                          20051001                1,389.09                            207,956.95                            88.94          No MI                               100174705080030085                                        -                                                                   -                       -                                -          GROUP I
          93536                            272,000.00                          20051201                1,864.75                            271,151.97                            80.00          No MI                               100174705090033640                                        -                                                                   -                       -                                -          GROUP I
          93550                            208,000.00                          20050901                1,408.31                            207,996.79                            80.00          No MI                               100174705070027893                                   7.1250                                   20070801                  15.1250                  8.1250                           1.0000          GROUP I
          93543                            228,000.00                          20050801                1,322.82                            227,094.29                            80.00          No MI                               100174705060024280                                   5.9900                                   20070701                  13.9900                  6.9900                           1.0000          GROUP I
          93505                            159,920.00                          20051201                  999.50                            159,920.00                            80.00          No MI                               100174705040018832                                   6.5000                                   20071101                  14.5000                  7.5000                           1.0000          GROUP I
          37814                             19,500.00                          20051101                  187.55                             19,465.85                           100.00          No MI                               100086600211012028                                        -                                                                   -                       -                                -          GROUP I
          48205                             52,000.00                          20051101                  425.91                             51,457.54                            80.00          No MI                               100086600211009685                                   5.9500                                   20071001                  15.2000                  5.9500                           1.0000          GROUP I
          85308                            172,000.00                          20051101                1,141.43                            171,286.22                            80.00          No MI                               100086600210051811                                        -                                                                   -                       -                                -          GROUP I
          48238                             62,475.00                          20051101                  555.20                             62,338.89                            85.00          No MI                               100086600210050722                                   5.9500                                   20071001                  16.1500                  5.9500                           1.0000          GROUP I
          19138                             54,400.00                          20051101                  378.52                             54,193.52                            80.00          No MI                               100022100144653979                                   6.0000                                   20071001                  13.4500                  7.4500                           1.0000          GROUP I
          46203                             55,250.00                          20051101                  415.08                             55,071.37                            85.00          No MI                               100022100144638715                                   6.0000                                   20081001                  14.2500                  8.2500                           1.0000          GROUP I
          46201                             56,950.00                          20051101                  427.85                             56,765.89                            85.00          No MI                               100022100144566692                                   6.0000                                   20081001                  14.2500                  8.2500                           1.0000          GROUP I
          46226                             58,650.00                          20051101                  434.45                             58,454.58                            85.00          No MI                               100022100144558699                                   6.0000                                   20081001                  14.1000                  8.1000                           1.0000          GROUP I
          30008                            136,800.00                          20051001                1,110.58                            136,350.09                            95.00          No MI                               10011206570615988                                    6.9500                                   20080901                  15.1000                  9.1000                           1.0000          GROUP I
          48234                             62,400.00                          20051101                  517.88                             62,238.98                            80.00          No MI                               10011206570559458                                    6.9500                                   20071001                  15.3500                  6.9500                           1.0000          GROUP I
           7112                            266,400.00                          20051101                1,844.50                            265,378.99                            80.00          No MI                               10011206570524977                                    6.4000                                   20081001                  13.4000                  6.4000                           1.0000          GROUP I
          75025                            133,200.00                          20051001                  968.10                            132,643.69                            90.00          No MI                               10011206570517648                                    6.9000                                   20070901                  13.9000                  6.9000                           1.0000          GROUP I
          10469                            395,000.00                          20051001                2,139.58                            395,000.00                            88.76          No MI                               10011206570524968                                    5.5000                                   20080901                  12.5000                  5.5000                           1.0000          GROUP I
          77095                            130,000.00                          20051001                  938.08                            129,305.38                            80.00          No MI                               10011206570605078                                    6.8250                                   20070901                  13.8250                  6.8250                           1.0000          GROUP I
          78617                             92,720.00                          20051001                  595.23                             92,220.83                            80.00          No MI                               10011206570535094                                    5.6500                                   20070901                  12.6500                  5.6500                           1.0000          GROUP I
          77041                             25,600.00                          20050801                  224.47                             25,480.77                           100.00          No MI                               10011206569855669                                         -                                                                   -                       -                                -          GROUP I
          98230                            203,400.00                          20051001                1,278.95                            202,200.60                            90.00          No MI                               10011206570496895                                    5.4500                                   20070901                  12.4500                  5.4500                           1.0000          GROUP I
          95367                            185,000.00                          20051001                1,325.36                            184,152.37                            68.52          No MI                               10011206570579268                                    6.7500                                   20070901                  13.7500                  6.7500                           1.0000          GROUP I
          32818                            140,000.00                          20051001                1,017.53                            139,363.43                            80.00          No MI                               10011206570537174                                    6.9000                                   20070901                  13.9000                  6.9000                           1.0000          GROUP I
          33027                            260,000.00                          20051001                1,657.50                            260,000.00                            80.00          No MI                               100112065705371850                                   6.6500                                   20070901                  13.6500                  6.6500                           1.0000          GROUP I
          77573                             96,000.00                          20051001                  704.41                             95,607.04                            80.00          No MI                               10011206570496753                                    6.9500                                   20070901                  14.0000                  6.9500                           1.0000          GROUP I
          73456                            155,550.00                          20051101                1,268.42                            155,131.92                            85.00          No MI                               10011206570568391                                    6.9500                                   20071001                  15.1500                  6.9500                           1.0000          GROUP I
          77546                            100,800.00                          20051001                  739.63                            100,387.40                            80.00          No MI                               10011206570605067                                    6.9500                                   20070901                  14.0000                  6.9500                           1.0000          GROUP I
          33076                            480,000.00                          20051001                2,400.00                            480,000.00                            80.00          No MI                               10011206570567155                                    5.0000                                   20070901                  12.0000                  5.0000                           1.0000          GROUP I
           6830                            675,000.00                          20050801                3,656.25                            675,000.00                            90.00          No MI                               10011206569768389                                    5.5000                                   20070701                  12.5000                  5.5000                           1.0000          GROUP I
          95148                            850,000.00                          20051101                4,887.42                            849,986.50                            74.56          No MI                               10011206570647454                                    5.9000                                   20071001                  12.9000                  5.9000                           1.0000          GROUP I
          27909                             60,000.00                          20051001                  469.88                             59,786.90                            80.00          No MI                               10011206569929066                                    6.9500                                   20070901                  14.7000                  6.9500                           1.0000          GROUP I
          33319                             47,400.00                          20051001                  415.62                             47,271.27                           100.00          No MI                               10011206570568175                                         -                                                                   -                       -                                -          GROUP I
          20607                            250,000.00                          20051001                1,739.51                            249,990.05                            64.94          No MI                               10011206570567751                                    6.9500                                   20070901                  14.3500                  6.9500                           1.0000          GROUP I
          78648                             40,000.00                          20051001                  228.37                             39,725.28                            66.67          No MI                               10011206570496553                                    4.9500                                   20070901                  11.5500                  4.9500                           1.0000          GROUP I
           7047                             70,400.00                          20051101                  643.98                             70,224.29                           100.00          No MI                               10011206570575364                                         -                                                                   -                       -                                -          GROUP I
          30157                             55,000.00                          20051001                  364.07                             54,722.85                            73.33          No MI                               10011206570535072                                    5.9500                                   20070901                  12.9500                  5.9500                           1.0000          GROUP I
          63049                             44,800.00                          20051001                  376.70                             44,665.16                           100.00          No MI                               10011206570615271                                         -                                                                   -                       -                                -          GROUP I
          97212                            374,000.00                          20051001                3,029.49                            372,770.26                            85.00          No MI                               10011206570588691                                    6.9500                                   20070901                  15.0750                  6.9500                           1.0000          GROUP I
          68037                            115,520.00                          20051001                  803.78                            114,992.32                            80.00          No MI                               10011206570608871                                    6.4500                                   20070901                  13.4500                  6.4500                           1.0000          GROUP I
          78628                             90,800.00                          20051001                  567.50                             90,800.00                            80.00          No MI                               10011206570566382                                    6.5000                                   20080901                  13.5000                  6.5000                           1.0000          GROUP I
          95817                            218,500.00                          20051001                1,326.20                            217,964.26                            95.00          No MI                               10011206570605190                                    5.8000                                   20070901                  12.8000                  5.8000                           1.0000          GROUP I
          77049                             52,800.00                          20050801                  389.27                             52,511.18                            80.00          No MI                               10011206569808690                                    6.9500                                   20070701                  14.0500                  6.9500                           1.0000          GROUP I
          77095                             32,500.00                          20051001                  282.81                             32,366.57                           100.00          No MI                               10011206570605192                                         -                                                                   -                       -                                -          GROUP I
          14303                             40,400.00                          20051001                  295.74                             40,227.77                            80.00          No MI                               10011206569877787                                    6.9500                                   20080901                  13.9750                  6.9500                           1.0000          GROUP I
          78046                            105,000.00                          20051101                  848.63                            104,667.14                            90.00          No MI                               10011206569885480                                         -                                                                   -                       -                                -          GROUP I
          33066                            284,000.00                          20051001                1,686.25                            284,000.00                            80.00          No MI                               10011206570534887                                    6.1250                                   20070901                  13.1250                  6.1250                           1.0000          GROUP I
          77088                             76,500.00                          20051001                  521.86                             76,136.47                            79.27          No MI                               10011206570575166                                    6.2500                                   20070901                  13.2500                  6.2500                           1.0000          GROUP I
           8609                            169,200.00                          20051101                1,176.47                            168,954.39                            90.00          No MI                               10011206570597569                                    6.9500                                   20081001                  14.0000                  6.9500                           1.0000          GROUP I
          90620                            555,750.00                          20051001                3,079.78                            555,750.00                            95.00          No MI                               10011206570517253                                    5.6500                                   20070901                  12.6500                  5.6500                           1.0000          GROUP I
          94541                            468,000.00                          20051001                2,554.50                            468,000.00                            90.00          No MI                               10011206570515288                                    5.5500                                   20070901                  12.5500                  5.5500                           1.0000          GROUP I
          33021                            188,000.00                          20051101                1,088.83                            188,000.00                            80.00          No MI                               10011206570597562                                    5.9500                                   20071001                  12.9500                  5.9500                           1.0000          GROUP I
          75211                             57,000.00                          20051001                  428.02                             56,755.14                            95.00          No MI                               10011206570557393                                    6.9500                                   20070901                  14.2450                  6.9500                           1.0000          GROUP I
          11413                            308,750.00                          20051001                2,006.88                            308,750.00                            95.00          No MI                               100112065705577860                                   6.8000                                   20070901                  13.8000                  6.8000                           1.0000          GROUP I
          30274                            108,750.00                          20051101                1,041.82                            108,555.70                            75.00          No MI                               10011206570606893                                    6.9500                                   20081001                  17.0750                  6.9500                           1.0000          GROUP I
          33321                            168,000.00                          20050901                1,050.00                            168,000.00                            80.00          No MI                               10011206569936290                                    6.5000                                   20070801                  13.5000                  6.5000                           1.0000          GROUP I
          33313                             57,600.00                          20051001                  422.65                             57,364.19                            80.00          No MI                               100112065699582793                                   6.9500                                   20070901                  14.0000                  6.9500                           1.0000          GROUP I
          92562                            496,000.00                          20051001                3,250.09                            493,451.32                            80.00          No MI                               10011206570577078                                    5.8500                                   20070901                  12.8500                  5.8500                           1.0000          GROUP I
           7747                            441,750.00                          20051001                2,935.80                            441,750.00                            95.00          No MI                               10011206570535059                                    6.9500                                   20070901                  13.9750                  6.9500                           1.0000          GROUP I
          75227                            121,600.00                          20051101                  734.67                            121,600.00                            80.00          No MI                               10011206570557789                                    6.2500                                   20071001                  13.2500                  6.2500                           1.0000          GROUP I
          91402                             97,000.00                          20051001                  887.30                             96,763.57                           100.00          No MI                               10011206570517568                                         -                                                                   -                       -                                -          GROUP I
          92591                             75,000.00                          20051001                  644.37                             74,785.72                           100.00          No MI                               10011206570519354                                         -                                                                   -                       -                                -          GROUP I
           8865                             33,980.00                          20051001                  297.95                             33,887.70                           100.00          No MI                               10011206569954990                                         -                                                                   -                       -                                -          GROUP I
          91402                            388,000.00                          20051001                2,166.33                            388,000.00                            80.00          No MI                               10011206570517562                                    5.7000                                   20070901                  12.7000                  6.7000                           1.0000          GROUP I
          92591                            300,000.00                          20051001                1,475.00                            300,000.00                            80.00          No MI                               10011206570519350                                    4.9500                                   20070901                  11.9000                  4.9500                           1.0000          GROUP I
          75115                            270,000.00                          20051001                1,530.00                            270,000.00                            90.00          No MI                               10011206570517050                                    5.8000                                   20070901                  12.8000                  5.8000                           1.0000          GROUP I
          78704                            164,400.00                          20050701                1,093.76                            163,158.46                            64.47          No MI                               10011206569685987                                    6.0000                                   20070601                  13.0000                  6.0000                           1.0000          GROUP I
           8611                            128,000.00                          20051001                  851.59                            127,361.21                            80.00          No MI                               10011206570485255                                         -                                                                   -                       -                                -          GROUP I
          11954                            750,000.00                          20051101                4,609.38                            750,000.00                            60.00          No MI                               10011206569717574                                    6.3750                                   20071001                  13.3750                  6.3750                           1.0000          GROUP I
          91780                             69,000.00                          20051001                  631.17                             68,831.84                           100.00          No MI                               10011206570525476                                         -                                                                   -                       -                                -          GROUP I
          78221                             89,442.00                          20051001                  761.88                             89,177.47                            95.00          No MI                               10011206570525282                                    6.9500                                   20070901                  15.6500                  6.9500                           1.0000          GROUP I
          75002                            108,000.00                          20051001                  744.09                            107,243.16                            80.00          No MI                               10011206570485184                                    6.3500                                   20070901                  13.3500                  6.3500                           1.0000          GROUP I
          91780                            276,000.00                          20051001                1,495.00                            276,000.00                            80.00          No MI                               10011206570525474                                    5.5000                                   20070901                  12.5000                  5.5000                           1.0000          GROUP I
          33634                            172,500.00                          20051001                1,147.65                            171,435.62                            73.40          No MI                               10011206570527379                                         -                                                                   -                       -                                -          GROUP I
          11691                             82,000.00                          20051001                  750.09                             81,800.13                           100.00          No MI                               10011206570534869                                         -                                                                   -                       -                                -          GROUP I
          59106                            375,060.00                          20051101                2,937.22                            373,953.90                            95.00          No MI                               10011206570595451                                    6.9500                                   20071001                  14.7000                  6.9500                           1.0000          GROUP I
          40212                             67,150.00                          20051001                  503.30                             66,887.29                            76.31          No MI                               10011206570515077                                    6.9500                                   20070901                  14.2250                  6.9500                           1.0000          GROUP I
          78245                             80,800.00                          20051101                  587.26                             80,493.62                            80.00          No MI                               10011206570648581                                    6.9000                                   20071001                  13.9000                  6.9000                           1.0000          GROUP I
          77040                             94,976.00                          20051101                  664.09                             94,585.29                            80.00          No MI                               10011206570648768                                    6.5000                                   20071001                  13.5000                  6.5000                           1.0000          GROUP I
          76119                             58,921.00                          20051101                  523.62                             58,792.61                            95.00          No MI                               10011206570636185                                    6.9500                                   20071001                  16.1500                  6.9500                           1.0000          GROUP I
          90710                            462,400.00                          20051001                2,495.03                            462,400.00                            80.00          No MI                               10011206569799566                                    5.4750                                   20070901                  12.4750                  5.4750                           1.0000          GROUP I
          75006                             94,050.00                          20051001                  726.50                             93,703.00                            95.00          No MI                               10011206570527694                                    6.9500                                   20070901                  14.5500                  6.9500                           1.0000          GROUP I
          92570                            105,000.00                          20051001                  960.48                            104,744.07                           100.00          No MI                               10011206570485372                                         -                                                                   -                       -                                -          GROUP I
          33319                            189,600.00                          20051001                  924.30                            189,600.00                            80.00          No MI                               10011206570567781                                    4.9500                                   20070901                  11.8500                  4.9500                           1.0000          GROUP I
          11360                            337,500.00                          20050901                2,217.13                            335,120.72                            90.00          No MI                               10011206569645167                                         -                                                                   -                       -                                -          GROUP I
          63049                            179,200.00                          20051001                1,168.25                            178,270.21                            80.00          No MI                               10011206570615170                                    5.8000                                   20070901                  12.8000                  5.8000                           1.0000          GROUP I
          88220                             50,000.00                          20051001                  493.10                             49,157.82                            19.31          No MI                               10011206570595571                                         -                                                                   -                       -                                -          GROUP I
          63031                             85,500.00                          20051001                  681.81                             85,208.54                            90.00          No MI                               10011206570566491                                    6.9500                                   20070901                  14.9000                  6.9500                           1.0000          GROUP I
          64506                             65,000.00                          20051101                  517.17                             64,815.08                            53.06          No MI                               10011206570608453                                    6.9500                                   20071001                  14.8750                  6.9500                           1.0000          GROUP I
          34116                            180,000.00                          20051101                1,151.41                            179,105.41                            80.00          No MI                               10011206570605985                                    6.2500                                   20071001                  13.2500                  6.2500                           1.0000          GROUP I
           7072                            374,000.00                          20051001                2,666.47                            372,374.29                            85.00          No MI                               10011206570515384                                    6.7000                                   20080901                  13.7000                  6.7000                           1.0000          GROUP I
          48912                             45,000.00                          20051101                  357.23                             44,871.35                            75.00          No MI                               10011206570648575                                    6.9500                                   20071001                  14.8500                  6.9500                           1.0000          GROUP I
          33177                             55,400.00                          20051001                  465.83                             55,233.25                           100.00          No MI                               10011206569925264                                         -                                                                   -                       -                                -          GROUP I
          92570                            420,000.00                          20051001                2,318.75                            420,000.00                            80.00          No MI                               10011206570485366                                    5.6250                                   20070901                  12.6250                  5.6250                           1.0000          GROUP I
          33065                            315,000.00                          20051001                2,264.06                            315,000.00                            90.00          No MI                               10011206569936259                                    6.9500                                   20070901                  14.6250                  6.9500                           1.0000          GROUP I
          74136                             20,000.00                          20051001                  179.07                             19,948.49                           100.00          No MI                               10011206570574888                                         -                                                                   -                       -                                -          GROUP I
          73052                             54,825.00                          20051001                  433.27                             54,545.40                            85.00          No MI                               10011206569928870                                    6.9500                                   20070901                  14.8000                  6.9500                           1.0000          GROUP I
          33319                             29,000.00                          20051001                  249.15                             28,917.19                           100.00          No MI                               10011206570527360                                         -                                                                   -                       -                                -          GROUP I
          92027                            289,700.00                          20051001                2,154.64                            289,700.00                            94.98          No MI                               10011206570548361                                    6.9500                                   20070901                  14.9250                  6.9500                           1.0000          GROUP I
          78254                             91,200.00                          20051001                  622.14                             90,766.63                            80.00          No MI                               10011206569909257                                    6.2500                                   20070901                  13.2500                  6.2500                           1.0000          GROUP I
          92234                            328,000.00                          20051001                1,603.54                            327,531.29                            80.00          No MI                               10011206570516784                                    4.9500                                   20080901                  11.8750                  4.9500                           1.0000          GROUP I
          91344                            460,000.00                          20051001                2,472.65                            456,489.16                            80.00          No MI                               10011206570557576                                    5.5000                                   20070901                  12.5000                  5.5000                           1.0000          GROUP I
          77373                             89,600.00                          20051001                  593.11                             89,147.55                            80.00          No MI                               10011206570566477                                    5.9500                                   20070901                  12.9500                  5.9500                           1.0000          GROUP I
          15074                            108,900.00                          20051001                  899.84                            108,558.26                            90.00          No MI                               10011206570635791                                    6.9500                                   20070901                  15.3000                  6.9500                           1.0000          GROUP I
          85331                            416,500.00                          20050901                2,926.50                            414,166.01                            84.83          No MI                               10011206569839194                                    6.5500                                   20070801                  13.5500                  7.5500                           1.0000          GROUP I
          78046                             64,000.00                          20051001                  519.57                             63,688.35                            80.00          No MI                               10011206569879269                                         -                                                                   -                       -                                -          GROUP I
          13438                             58,300.00                          20051001                  458.65                             58,076.48                           100.00          No MI                               10011206569836091                                    6.9500                                   20080901                  14.7500                  6.9500                           1.0000          GROUP I
          33319                            116,000.00                          20051001                  667.00                            116,000.00                            80.00          No MI                               10011206570527356                                    5.9000                                   20070901                  12.9000                  5.9000                           1.0000          GROUP I
          33196                            342,000.00                          20051001                2,666.13                            340,772.77                            95.00          No MI                               10011206569925190                                    6.9500                                   20070901                  14.6500                  6.9500                           1.0000          GROUP I
          33442                             70,000.00                          20051001                  447.06                             69,622.48                            21.88          No MI                               100112065705257539                                   5.6000                                   20070901                  12.6000                  5.6000                           1.0000          GROUP I
          98038                             63,800.00                          20051001                  548.14                             63,617.75                           100.00          No MI                               10011206570588465                                         -                                                                   -                       -                                -          GROUP I
          88220                             43,600.00                          20051101                  409.77                             42,946.17                            80.00          No MI                               10011206570554964                                         -                                                                   -                       -                                -          GROUP I
          92394                             55,000.00                          20051001                  503.11                             54,865.94                           100.00          No MI                               10011206570516775                                         -                                                                   -                       -                                -          GROUP I
          27804                             99,655.00                          20051001                  836.14                             99,353.41                            95.00          No MI                               10011206570588462                                    6.9500                                   20070901                  15.4750                  6.9500                           1.0000          GROUP I
          19426                            103,000.00                          20051001                  866.08                            102,646.64                           100.00          No MI                               10011206569949569                                         -                                                                   -                       -                                -          GROUP I
          98604                            142,400.00                          20051001                  664.53                            142,400.00                            80.00          No MI                               10011206570555461                                    4.9500                                   20080901                  11.6000                  4.9500                           1.0000          GROUP I
          33326                             46,000.00                          20051001                  403.34                             45,875.09                           100.00          No MI                               10011206569956684                                         -                                                                   -                       -                                -          GROUP I
          93041                            355,500.00                          20051101                2,339.44                            354,842.52                            90.00          No MI                               10011206570599249                                    6.5000                                   20071001                  13.5000                  6.5000                           1.0000          GROUP I
          10566                            384,000.00                          20051001                2,400.00                            384,000.00                            80.84          No MI                               10011206570588583                                    6.5000                                   20070901                  13.5000                  6.5000                           1.0000          GROUP I
          98604                             35,600.00                          20051001                  312.15                             35,497.45                           100.00          No MI                               10011206570555652                                         -                                                                   -                       -                                -          GROUP I
          72315                             72,000.00                          20051001                  547.25                             71,726.78                            90.00          No MI                               10011206570566460                                    6.9500                                   20070901                  14.3750                  6.9500                           1.0000          GROUP I
          66104                             63,200.00                          20050801                  470.36                             62,408.72                            80.00          No MI                               10011206569796975                                    6.9500                                   20070701                  14.1500                  6.9500                           1.0000          GROUP I
          33170                            221,600.00                          20051001                1,357.23                            220,309.65                            80.00          No MI                               10011206569925188                                    5.2000                                   20070901                  12.2000                  5.2000                           1.0000          GROUP I
          77014                             73,102.00                          20051101                  616.02                             72,920.28                            95.00          No MI                               10011206570636153                                    6.9500                                   20071001                  15.5250                  6.9500                           1.0000          GROUP I
          31558                             88,000.00                          20050901                  550.00                             88,000.00                            80.00          No MI                               10011206570484976                                    6.5000                                   20070801                  13.5000                  6.5000                           1.0000          GROUP I
          92392                            216,000.00                          20050901                1,418.97                            214,634.67                            78.55          No MI                               10011206569828264                                    5.8750                                   20070801                  12.8750                  5.8750                           1.0000          GROUP I
          48197                            307,800.00                          20051101                2,338.77                            307,451.17                            95.00          No MI                               10011206570648670                                    6.9500                                   20081001                  14.8500                  6.9500                           1.0000          GROUP I
          32209                             93,500.00                          20050901                  755.69                             93,112.70                            93.50          No MI                               10011206569957784                                    6.9500                                   20070801                  15.0500                  6.9500                           1.0000          GROUP I
          44103                             65,600.00                          20051001                  474.51                             65,323.25                            80.00          No MI                               10011206570527290                                         -                                                                   -                       -                                -          GROUP I
          92307                             46,000.00                          20051001                  420.78                             45,866.50                           100.00          No MI                               10011206570558587                                         -                                                                   -                       -                                -          GROUP I
          33071                             88,800.00                          20051001                  481.00                             88,800.00                            80.00          No MI                               10011206570566085                                    5.5000                                   20080901                  12.5000                  5.5000                           1.0000          GROUP I
          92307                            184,000.00                          20051001                1,103.67                            183,944.47                            80.00          No MI                               10011206570558585                                    6.2000                                   20070901                  13.2000                  6.2000                           1.0000          GROUP I
          77078                             75,050.00                          20051101                  618.78                             74,853.44                            95.00          No MI                               10011206570596889                                    6.9500                                   20071001                  15.2750                  6.9500                           1.0000          GROUP I
          33326                            184,000.00                          20051001                1,044.73                            182,777.69                            80.00          No MI                               10011206569956677                                    4.9500                                   20070901                  11.5000                  4.9500                           1.0000          GROUP I
          33311                             32,000.00                          20051001                  274.93                             31,908.56                           100.00          No MI                               10011206570505965                                         -                                                                   -                       -                                -          GROUP I
          34684                            156,750.00                          20051001                  965.14                            155,845.89                            93.86          No MI                               10011206570505958                                    5.2500                                   20070901                  12.2500                  5.2500                           1.0000          GROUP I
          78109                            124,912.00                          20051001                  852.12                            124,318.45                            80.00          No MI                               10011206570515176                                    6.2500                                   20070901                  13.2500                  6.2500                           1.0000          GROUP I
          92336                            585,000.00                          20051001                3,729.38                            585,000.00                            90.00          No MI                               10011206570586361                                    6.6500                                   20070901                  13.6500                  6.6500                           1.0000          GROUP I
          12308                             86,400.00                          20050901                  601.17                             85,473.26                            80.00          No MI                               10011206569915562                                    6.4500                                   20080801                  13.4500                  6.4500                           1.0000          GROUP I
          78028                             21,200.00                          20051001                  185.89                             21,142.40                           100.00          No MI                               10011206570518686                                         -                                                                   -                       -                                -          GROUP I
          77385                            100,225.00                          20051101                  853.74                             99,982.30                            95.00          No MI                               10011206570599294                                    6.9500                                   20081001                  15.6500                  6.9500                           1.0000          GROUP I
          75227                             83,300.00                          20051001                  576.75                             82,862.38                            85.00          No MI                               10011206569916251                                    6.4000                                   20070901                  13.4000                  6.4000                           1.0000          GROUP I
          95128                            125,000.00                          20051001                1,073.94                            124,642.93                           100.00          No MI                               10011206570498649                                         -                                                                   -                       -                                -          GROUP I
          75235                             79,990.00                          20051001                  623.58                             79,702.96                            95.00          No MI                               10011206570558756                                    6.9500                                   20070901                  14.6500                  6.9500                           1.0000          GROUP I
          75025                            146,700.00                          20051001                1,075.41                            146,098.25                            90.00          No MI                               10011206570554862                                    6.9500                                   20070901                  13.9900                  6.9500                           1.0000          GROUP I
          91740                            530,100.00                          20051001                3,556.09                            530,100.00                            95.00          No MI                               10011206570606272                                    6.9500                                   20070901                  14.0500                  6.9500                           1.0000          GROUP I
          32218                            175,750.00                          20051101                1,465.00                            175,301.58                            95.00          No MI                               10011206570557172                                    6.9500                                   20071001                  15.4000                  6.9500                           1.0000          GROUP I
          17866                            115,000.00                          20051001                  751.63                            114,406.21                            82.14          No MI                               10011206570557295                                    5.8250                                   20070901                  12.8250                  5.8250                           1.0000          GROUP I
          34116                             45,000.00                          20051101                  394.57                             44,877.82                           100.00          No MI                               10011206570606080                                         -                                                                   -                       -                                -          GROUP I
          91766                            236,000.00                          20051001                1,609.94                            234,724.88                            80.00          No MI                               10011206570525360                                    6.2500                                   20070901                  13.2500                  6.2500                           1.0000          GROUP I
          98661                            132,720.00                          20051001                  798.39                            132,387.75                            80.00          No MI                               10011206570585969                                    5.7250                                   20070901                  12.7250                  5.7250                           1.0000          GROUP I
          10469                            344,250.00                          20051001                2,371.79                            342,646.06                            85.00          No MI                               10011206570507483                                    6.3500                                   20080901                  13.3500                  6.3500                           1.0000          GROUP I
          19426                            412,000.00                          20051001                2,231.25                            411,922.55                            80.00          No MI                               10011206569949175                                    5.5000                                   20070901                  12.5000                  5.5000                           1.0000          GROUP I
          98661                             33,180.00                          20051001                  297.08                             33,094.54                            99.99          No MI                               10011206570586152                                         -                                                                   -                       -                                -          GROUP I
          78245                             62,000.00                          20051001                  433.51                             61,719.56                            75.61          No MI                               10011206570558873                                    6.5000                                   20070901                  13.5000                  6.5000                           1.0000          GROUP I
          95128                            500,000.00                          20051001                2,875.00                            500,000.00                            80.00          No MI                               10011206570498577                                    5.9000                                   20070901                  12.9000                  5.9000                           1.0000          GROUP I
          77084                            117,800.00                          20051001                  981.94                            117,437.91                            95.00          No MI                               10011206570556650                                    6.9500                                   20070901                  15.4000                  6.9500                           1.0000          GROUP I
          77489                             60,000.00                          20051001                  398.17                             59,699.09                            75.00          No MI                               10011206570558555                                    5.9750                                   20070901                  12.9750                  5.9750                           1.0000          GROUP I
          44102                             89,300.00                          20051001                  694.57                             88,977.89                            95.00          No MI                               10011206570515157                                         -                                                                   -                       -                                -          GROUP I
          75007                            159,600.00                          20051001                  990.85                            159,600.00                            80.00          No MI                               10011206570597186                                    6.4500                                   20070901                  13.4500                  6.4500                           1.0000          GROUP I
          33065                             28,000.00                          20051001                  245.51                             27,923.46                           100.00          No MI                               10011206570586093                                         -                                                                   -                       -                                -          GROUP I
          73139                             75,120.00                          20051001                  515.00                             74,766.54                            80.00          No MI                               10011206570546170                                    6.3000                                   20070901                  13.3000                  6.3000                           1.0000          GROUP I
          76116                             48,600.00                          20051101                  436.41                             48,496.88                            90.00          No MI                               10011206570597055                                         -                                                                   -                       -                                -          GROUP I
           8865                            135,920.00                          20051001                  747.85                            135,505.35                            80.00          No MI                               10011206569949480                                    5.0000                                   20080901                  12.0000                  5.0000                           1.0000          GROUP I
          87144                            115,600.00                          20050901                  934.31                            115,128.23                            85.00          No MI                               10011206570517058                                    6.9500                                   20080801                  15.0500                  6.9500                           1.0000          GROUP I
          22033                            391,000.00                          20051101                2,425.64                            390,707.12                            85.00          No MI                               10011206570628753                                    6.4500                                   20071001                  13.4500                  6.4500                           1.0000          GROUP I
          19150                            156,750.00                          20051101                1,139.27                            156,206.22                            95.00          No MI                               10011206570626790                                    6.9000                                   20071001                  13.9000                  6.9000                           1.0000          GROUP I
          98168                            230,000.00                          20051101                1,467.03                            229,583.83                            78.77          No MI                               10011206570635556                                    6.2250                                   20071001                  13.2250                  6.2250                           1.0000          GROUP I
          33024                            216,000.00                          20051001                1,296.00                            216,000.00                            80.00          No MI                               10011206570518470                                    6.2000                                   20070901                  13.2000                  6.2000                           1.0000          GROUP I
          77539                             99,000.00                          20051001                  685.46                             98,543.24                            76.45          No MI                               10011206570577055                                    6.4000                                   20070901                  13.4000                  6.4000                           1.0000          GROUP I
          68135                            141,600.00                          20051001                  965.96                            140,917.68                            80.00          No MI                               10011206570547568                                    6.2500                                   20070901                  13.2500                  6.2500                           1.0000          GROUP I
          74501                             60,230.00                          20051101                  517.47                             60,087.19                            95.00          No MI                               10011206570548075                                    6.9500                                   20071001                  15.7500                  6.9500                           1.0000          GROUP I
          33065                            112,000.00                          20051001                  733.89                            111,424.38                            80.00          No MI                               10011206570586074                                    5.8500                                   20070901                  12.8500                  5.8500                           1.0000          GROUP I
          78028                             84,800.00                          20051001                  522.13                             84,284.25                            80.00          No MI                               10011206570518653                                    5.2500                                   20070901                  12.2500                  5.2500                           1.0000          GROUP I
          33020                            133,000.00                          20051001                1,096.57                            132,580.42                            95.00          No MI                               10011206570547563                                    6.9500                                   20070901                  15.2750                  6.9500                           1.0000          GROUP I
          10312                            294,500.00                          20051001                2,249.01                            294,103.91                            95.00          No MI                               10011206570587995                                    6.9500                                   20080901                  14.9000                  6.9500                           1.0000          GROUP I
          33157                            172,000.00                          20051001                1,129.92                            171,120.48                            80.00          No MI                               10011206569867851                                    5.8750                                   20080901                  12.8750                  5.8750                           1.0000          GROUP I
          97301                            117,200.00                          20051101                  738.98                            116,981.90                            80.00          No MI                               10011206570607970                                    6.1250                                   20071001                  13.1250                  6.1250                           1.0000          GROUP I
          90059                            355,500.00                          20051001                2,036.72                            355,500.00                            90.00          No MI                               10011206569886366                                    5.8750                                   20070901                  12.8750                  5.8750                           1.0000          GROUP I
          36535                            120,000.00                          20051001                  863.84                            119,488.72                            80.00          No MI                               10011206570538268                                    6.8000                                   20070901                  13.8000                  6.8000                           1.0000          GROUP I
          94590                            246,500.00                          20051001                1,869.23                            245,465.67                            85.00          No MI                               10011206570589557                                    6.9500                                   20070901                  14.3500                  8.3500                           1.0000          GROUP I
          91730                             74,076.00                          20051001                  677.60                             73,861.02                           100.00          No MI                               10011206570555187                                         -                                                                   -                       -                                -          GROUP I
          92504                            255,000.00                          20051001                1,264.38                            255,000.00                            72.86          No MI                               10011206570507591                                    4.9500                                   20080901                  11.9500                  4.9500                           1.0000          GROUP I
           7109                             82,400.00                          20051001                  707.94                             82,164.63                           100.00          No MI                               10011206570518078                                         -                                                                   -                       -                                -          GROUP I
          78613                            140,505.00                          20051001                1,070.42                            139,773.90                            95.00          No MI                               10011206570586263                                    6.9500                                   20080901                  14.4000                  6.9500                           1.0000          GROUP I
          91730                            296,302.00                          20051001                1,839.54                            296,302.00                            80.00          No MI                               10011206570555183                                    6.4500                                   20070901                  13.4500                  6.4500                           1.0000          GROUP I
          78211                             92,150.00                          20051101                  734.84                             91,889.18                            95.00          No MI                               10011206570606051                                    6.9500                                   20071001                  14.9000                  6.9500                           1.0000          GROUP I
          77048                             61,280.00                          20051101                  501.92                             61,116.99                            72.52          No MI                               10011206570617280                                    6.9500                                   20071001                  15.2000                  6.9500                           1.0000          GROUP I
          18603                             84,455.00                          20051101                  637.45                             84,184.78                            95.00          No MI                               10011206570635866                                    6.9500                                   20081001                  14.3000                  6.9500                           1.0000          GROUP I
          78410                            139,650.00                          20051001                1,113.62                            139,173.96                            95.00          No MI                               10011206570538479                                    6.9500                                   20070901                  14.9000                  6.9500                           1.0000          GROUP I
          14619                             43,225.00                          20051101                  384.13                             43,116.86                            95.00          No MI                               10011206569859451                                    6.9500                                   20081001                  16.1500                  6.9500                           1.0000          GROUP I
          33311                            128,000.00                          20051001                  776.00                            128,000.00                            80.00          No MI                               10011206570505673                                    6.2750                                   20070901                  13.2750                  6.2750                           1.0000          GROUP I
          32792                            167,400.00                          20051001                1,219.58                            166,704.34                            89.57          No MI                               10011206570587463                                    6.9250                                   20070901                  13.9250                  6.9250                           1.0000          GROUP I
          93550                            216,000.00                          20051001                1,143.00                            216,000.00                            84.71          No MI                               10011206570514894                                    5.3500                                   20070901                  12.3500                  5.3500                           1.0000          GROUP I
          77581                            180,025.00                          20051001                1,390.62                            179,365.70                            95.00          No MI                               10011206570617269                                    6.9500                                   20070901                  14.5500                  6.9500                           1.0000          GROUP I
          30741                            103,550.00                          20051001                  868.82                            103,236.63                            95.00          No MI                               10011206570626562                                    6.9500                                   20070901                  15.4750                  6.9500                           1.0000          GROUP I
          92345                             66,980.00                          20051001                  612.69                             66,816.78                           100.00          No MI                               10011206570549267                                         -                                                                   -                       -                                -          GROUP I
          77068                             59,700.00                          20051001                  546.10                             59,554.51                           100.00          No MI                               10011206570517867                                         -                                                                   -                       -                                -          GROUP I
          92376                            348,300.00                          20051001                2,314.91                            346,558.44                            90.00          No MI                               10011206570579081                                    5.9900                                   20070901                  12.9900                  5.9900                           1.0000          GROUP I
          33137                             26,250.00                          20051001                  278.08                             25,853.22                            95.00          No MI                               10011206569908384                                         -                                                                   -                       -                                -          GROUP I
          92345                            267,920.00                          20051001                1,551.50                            267,884.39                            80.00          No MI                               10011206570549261                                    5.9500                                   20070901                  12.9500                  5.9500                           1.0000          GROUP I
          20603                            399,000.00                          20051001                2,893.03                            397,325.19                            95.00          No MI                               10011206570509480                                    6.9500                                   20070901                  13.8750                  6.9500                           1.0000          GROUP I
          91351                            451,250.00                          20051101                3,359.67                            450,707.68                            95.00          No MI                               10011206570639154                                    6.9500                                   20071001                  14.6500                  6.9500                           1.0000          GROUP I
          89104                            184,800.00                          20050801                1,170.40                            184,800.00                            80.00          No MI                               10011206569866352                                    6.6000                                   20070701                  13.6000                  6.6000                           1.0000          GROUP I
          94601                            322,200.00                          20051001                1,597.56                            322,197.12                            90.00          No MI                               10011206570536294                                    4.9500                                   20070901                  11.9500                  4.9500                           1.0000          GROUP I
          33142                             52,000.00                          20051001                  455.95                             51,858.78                           100.00          No MI                               10011206570496381                                         -                                                                   -                       -                                -          GROUP I
          98101                             61,000.00                          20051001                  512.92                             60,816.39                           100.00          No MI                               10011206570589164                                         -                                                                   -                       -                                -          GROUP I
          68352                             45,600.00                          20051001                  342.58                             45,422.50                            95.00          No MI                               10011206570578691                                    6.9500                                   20070901                  14.2500                  6.9500                           1.0000          GROUP I
          70403                             90,000.00                          20051101                  598.77                             88,422.30                            90.00          No MI                               10011206570545555                                    6.0000                                   20071001                  13.0000                  6.0000                           1.0000          GROUP I
          33194                            260,000.00                          20051001                1,517.29                            258,351.62                            80.00          No MI                               10011206570507184                                    4.9500                                   20070901                  11.7500                  4.9500                           1.0000          GROUP I
          77340                            114,000.00                          20051001                  962.74                            113,660.36                            95.00          No MI                               10011206570635462                                    6.9500                                   20080901                  15.5500                  6.9500                           1.0000          GROUP I
          32327                            169,200.00                          20051001                1,104.09                            168,851.67                            84.60          No MI                               10011206570626154                                    6.4250                                   20070901                  13.4250                  6.4250                           1.0000          GROUP I
          63031                            100,000.00                          20050901                  682.18                             99,443.91                            80.00          No MI                               10011206569897880                                    6.2500                                   20070801                  13.2500                  6.2500                           1.0000          GROUP I
          79413                            112,100.00                          20051101                  944.64                            111,821.38                            95.00          No MI                               10011206570587383                                    6.9500                                   20071001                  15.5250                  6.9500                           1.0000          GROUP I
          92276                            256,500.00                          20051001                1,576.41                            256,500.00                            90.00          No MI                               10011206570549188                                    6.3750                                   20070901                  13.3750                  6.3750                           1.0000          GROUP I
          33313                            112,800.00                          20051001                  769.49                            112,264.02                            80.00          No MI                               10011206570547654                                    6.2500                                   20070901                  13.2500                  6.2500                           1.0000          GROUP I
          76180                             20,000.00                          20051001                  175.37                             19,691.47                           100.00          No MI                               10011206570529360                                         -                                                                   -                       -                                -          GROUP I
          92509                             58,000.00                          20051001                  530.55                             57,858.63                           100.00          No MI                               10011206570546952                                         -                                                                   -                       -                                -          GROUP I
          60016                            318,250.00                          20051101                2,279.98                            317,112.31                            95.00          No MI                               10011206570587892                                    6.7500                                   20071001                  13.7500                  6.7500                           1.0000          GROUP I
          44109                             84,720.00                          20051001                  541.07                             84,263.09                            80.00          No MI                               100112065705984793                                        -                                                                   -                       -                                -          GROUP I
          98383                             63,000.00                          20051001                  552.40                             62,828.92                           100.00          No MI                               10011206570545688                                         -                                                                   -                       -                                -          GROUP I
          11434                            111,300.00                          20051001                1,038.96                            111,042.92                           100.00          No MI                               10011206570509274                                         -                                                                   -                       -                                -          GROUP I
          75043                             99,750.00                          20051101                  914.80                             98,150.44                            95.00          No MI                               10011206570619350                                         -                                                                   -                       -                                -          GROUP I
          75068                             23,000.00                          20050701                  184.90                             21,955.77                           100.00          No MI                               10011206569708551                                         -                                                                   -                       -                                -          GROUP I
          76148                             81,000.00                          20051001                  577.50                             80,642.83                            79.41          No MI                               10011206570545278                                    6.7000                                   20070901                  13.7000                  6.7000                           1.0000          GROUP I
          14619                             65,365.00                          20051101                  509.57                             65,170.23                            85.00          No MI                               10011206569945170                                    6.9500                                   20081001                  14.6500                  6.9500                           1.0000          GROUP I
          14136                             95,000.00                          20051001                  628.85                             94,521.25                            79.17          No MI                               10011206570548661                                    5.9500                                   20080901                  12.9500                  5.9500                           1.0000          GROUP I
          75006                            109,155.00                          20051101                  823.89                            108,727.83                            95.00          No MI                               10011206570625758                                    6.9500                                   20071001                  14.3000                  6.9500                           1.0000          GROUP I
          11434                            445,200.00                          20051001                2,961.93                            442,978.24                            80.00          No MI                               10011206570509266                                    6.0000                                   20080901                  13.0000                  6.0000                           1.0000          GROUP I
          77062                            164,000.00                          20051001                1,169.25                            163,287.14                            80.00          No MI                               10011206569706590                                    6.9500                                   20070901                  13.7000                  6.9500                           1.0000          GROUP I
          38301                             43,200.00                          20050901                  358.53                             43,042.85                            90.00          No MI                               10011206569928794                                         -                                                                   -                       -                                -          GROUP I
          70403                             20,000.00                          20051001                  186.70                             19,767.07                           100.00          No MI                               10011206570528973                                         -                                                                   -                       -                                -          GROUP I
          12308                             53,500.00                          20051101                  449.47                             53,366.04                           100.00          No MI                               10011206570569575                                    6.9500                                   20081001                  15.4900                  6.9500                           1.0000          GROUP I
          77449                             97,600.00                          20050901                  629.79                             96,995.95                            80.00          No MI                               10011206569928657                                    5.7000                                   20070801                  12.7000                  5.7000                           1.0000          GROUP I
          33137                            140,000.00                          20051001                1,017.53                            139,415.28                            80.00          No MI                               10011206569908287                                    6.9000                                   20070901                  13.9000                  6.9000                           1.0000          GROUP I
          76180                             64,900.00                          20051001                  473.95                             64,607.81                            76.44          No MI                               10011206570529291                                         -                                                                   -                       -                                -          GROUP I
          91331                            355,500.00                          20051001                2,362.76                            353,690.76                            90.00          No MI                               10011206570558188                                    5.9900                                   20070901                  12.9900                  5.9900                           1.0000          GROUP I
          76114                             85,500.00                          20051001                  636.33                             85,160.40                            95.00          No MI                               10011206570556290                                    6.9500                                   20080901                  14.1500                  6.9500                           1.0000          GROUP I
          83854                            114,000.00                          20050601                1,020.71                            113,502.06                           100.00          No MI                               10011206569626366                                         -                                                                   -                       -                                -          GROUP I
          75159                             70,775.00                          20051001                  615.88                             70,579.08                            95.00          No MI                               10011206570635182                                    6.9500                                   20070901                  15.9000                  6.9500                           1.0000          GROUP I
          94521                            117,000.00                          20050801                1,103.18                            116,645.98                           100.00          No MI                               10011206569796277                                         -                                                                   -                       -                                -          GROUP I
          77573                             92,400.00                          20051101                  642.91                             92,049.37                            80.00          No MI                               10011206570638865                                         -                                                                   -                       -                                -          GROUP I
          40212                             62,700.00                          20051001                  516.95                             62,502.18                            95.00          No MI                               10011206570508489                                    6.9500                                   20070901                  15.2750                  6.9500                           1.0000          GROUP I
           7047                             71,000.00                          20051001                  649.46                             70,821.35                           100.00          No MI                               10011206570527182                                         -                                                                   -                       -                                -          GROUP I
          92376                            289,000.00                          20051001                1,962.72                            288,990.04                            85.00          No MI                               10011206570497880                                    6.9500                                   20070901                  14.1500                  6.9500                           1.0000          GROUP I
          91342                             62,600.00                          20051001                  572.63                             62,447.41                           100.00          No MI                               10011206570546875                                         -                                                                   -                       -                                -          GROUP I
          93550                            246,500.00                          20051101                1,732.01                            245,582.97                            85.00          No MI                               10011206570589387                                    6.5500                                   20071001                  13.5500                  6.5500                           1.0000          GROUP I
          34668                            112,500.00                          20051001                  740.93                            111,927.49                            90.00          No MI                               10011206570556083                                    5.9000                                   20070901                  12.9000                  5.9000                           1.0000          GROUP I
          76707                             49,138.00                          20051001                  341.90                             48,913.54                            71.07          No MI                               10011206570578592                                    6.4500                                   20070901                  13.4500                  6.4500                           1.0000          GROUP I
          78653                            169,955.00                          20051101                1,294.78                            169,038.91                            95.00          No MI                               10011206570634988                                    6.9500                                   20081001                  14.4000                  6.9500                           1.0000          GROUP I
           7109                            329,600.00                          20051001                2,083.30                            327,787.82                            80.00          No MI                               10011206570517894                                    5.5000                                   20080901                  12.5000                  5.5000                           1.0000          GROUP I
          38108                             60,800.00                          20051101                  512.35                             60,629.72                            95.00          No MI                               10011206570629482                                    6.9500                                   20071001                  15.5250                  6.9500                           1.0000          GROUP I
          33312                            195,000.00                          20051001                1,219.74                            193,907.08                            51.32          No MI                               10011206570527176                                    5.4000                                   20070901                  12.4000                  5.4000                           1.0000          GROUP I
          33024                            225,000.00                          20051001                1,611.93                            224,031.66                            90.00          No MI                               10011206569907764                                    6.7500                                   20070901                  13.7500                  6.7500                           1.0000          GROUP I
          70403                             73,000.00                          20051001                  538.19                             72,704.19                            78.49          No MI                               10011206570528948                                    6.9500                                   20070901                  14.0500                  6.9500                           1.0000          GROUP I
          63031                             93,200.00                          20051001                  569.05                             92,974.61                            80.00          No MI                               10011206570529086                                    5.8500                                   20070901                  12.8500                  5.8500                           1.0000          GROUP I
          78521                             95,000.00                          20051101                  713.70                             94,692.33                            95.00          No MI                               10011206570585391                                    6.9500                                   20071001                  14.2500                  6.9500                           1.0000          GROUP I
          30032                            200,600.00                          20051101                1,485.87                            200,355.34                            85.00          No MI                               10011206570575960                                         -                                                                   -                       -                                -          GROUP I
          77565                             59,800.00                          20051001                  549.25                             59,655.81                           100.00          No MI                               10011206570508674                                         -                                                                   -                       -                                -          GROUP I
           7047                            284,000.00                          20051001                1,686.22                            283,994.29                            80.00          No MI                               10011206570527172                                    6.1250                                   20070901                  13.1250                  6.1250                           1.0000          GROUP I
          50316                             62,000.00                          20051001                  435.64                             61,722.33                            89.86          No MI                               10011206570545276                                    6.4000                                   20070901                  13.5500                  6.4000                           1.0000          GROUP I
          75227                             62,900.00                          20051001                  480.31                             62,663.69                            85.00          No MI                               10011206570585054                                    6.9500                                   20070901                  14.4250                  6.9500                           1.0000          GROUP I
          63104                            153,000.00                          20051001                1,117.33                            152,361.89                            85.00          No MI                               10011206570545459                                    6.9500                                   20070901                  13.9500                  6.9500                           1.0000          GROUP I
          94521                            468,000.00                          20050801                2,535.00                            468,000.00                            80.00          No MI                               10011206569796263                                    5.5000                                   20070701                  12.5000                  5.5000                           1.0000          GROUP I
          75098                            105,600.00                          20050701                  670.94                            104,730.29                            80.00          No MI                               10011206569659473                                    5.5500                                   20080601                  12.5500                  5.5500                           1.0000          GROUP I
          78046                             73,000.00                          20051101                  477.12                             72,686.80                            78.49          No MI                               10011206570506376                                         -                                                                   -                       -                                -          GROUP I
          65802                            153,200.00                          20051001                1,011.54                            152,424.19                            80.00          No MI                               10011206570497991                                    5.9250                                   20070901                  12.9250                  5.9250                           1.0000          GROUP I
          33175                             94,000.00                          20050801                  981.57                             90,452.82                           100.00          No MI                               10011206569818694                                         -                                                                   -                       -                                -          GROUP I
          78045                             75,000.00                          20051001                  448.46                             74,332.90                            78.95          No MI                               10011206570535852                                         -                                                                   -                       -                                -          GROUP I
          77068                            238,800.00                          20051001                1,509.38                            237,487.05                            80.00          No MI                               10011206570517683                                    5.5000                                   20070901                  12.5000                  5.5000                           1.0000          GROUP I
          78046                             20,140.00                          20051001                  176.74                             20,085.43                           100.00          No MI                               10011206570528886                                         -                                                                   -                       -                                -          GROUP I
          77351                             69,350.00                          20050901                  603.48                             69,125.10                            95.00          No MI                               10011206570499588                                    6.9500                                   20070801                  15.9000                  6.9500                           1.0000          GROUP I
          14136                             25,000.00                          20051001                  233.37                             24,942.25                           100.00          No MI                               10011206570548757                                         -                                                                   -                       -                                -          GROUP I
          92508                            137,980.00                          20050901                1,185.46                            137,518.26                           100.00          No MI                               10011206569948066                                         -                                                                   -                       -                                -          GROUP I
          33069                             90,000.00                          20051001                  789.15                             89,754.81                           100.00          No MI                               10011206570496069                                         -                                                                   -                       -                                -          GROUP I
          77565                            239,200.00                          20051001                1,709.53                            238,165.39                            80.00          No MI                               10011206570508594                                    6.7250                                   20070901                  13.7250                  6.7250                           1.0000          GROUP I
          30024                            170,400.00                          20051101                1,153.77                            169,677.62                            80.00          No MI                               10011206570627751                                    6.1750                                   20071001                  13.1750                  6.1750                           1.0000          GROUP I
          75211                             20,000.00                          20050901                  164.39                             19,924.34                           100.00          No MI                               10011206569786856                                         -                                                                   -                       -                                -          GROUP I
           7306                            526,500.00                          20051001                3,808.36                            524,278.92                            90.00          No MI                               10011206570636556                                    6.8500                                   20080901                  13.8500                  6.8500                           1.0000          GROUP I
          28269                            116,850.00                          20051001                  948.62                            116,467.77                            94.23          No MI                               10011206570567552                                    6.9500                                   20070901                  15.1000                  6.9500                           1.0000          GROUP I
          71373                             46,550.00                          20051001                  411.95                             46,426.51                            95.00          No MI                               10011206570506373                                    6.9500                                   20070901                  16.1000                  6.9500                           1.0000          GROUP I
          92234                            284,000.00                          20051001                1,384.50                            284,000.00                            80.00          No MI                               10011206570497791                                    4.9500                                   20070901                  11.8500                  4.9500                           1.0000          GROUP I
          98101                            244,000.00                          20051001                1,270.83                            244,000.00                            80.00          No MI                               10011206570588974                                    5.7000                                   20080901                  12.2500                  5.7000                           1.0000          GROUP I
          92503                             71,000.00                          20051001                  617.84                             70,170.19                           100.00          No MI                               10011206570537956                                         -                                                                   -                       -                                -          GROUP I
          95206                             81,000.00                          20051001                  710.23                             80,769.62                           100.00          No MI                               10011206570569351                                         -                                                                   -                       -                                -          GROUP I
          95206                            324,000.00                          20051001                1,833.77                            322,968.86                            80.00          No MI                               10011206570569291                                    5.2250                                   20070901                  12.2250                  5.2250                           1.0000          GROUP I
          92503                            284,000.00                          20051001                1,506.55                            282,477.25                            80.00          No MI                               10011206570537950                                    5.4000                                   20070901                  12.4000                  5.4000                           1.0000          GROUP I
          90701                            356,000.00                          20051001                1,646.50                            356,000.00                            80.00          No MI                               10011206570506552                                    4.9500                                   20070901                  11.5500                  4.9500                           1.0000          GROUP I
          32750                            132,000.00                          20051001                  824.96                            131,993.70                            80.00          No MI                               10011206569946386                                    6.5000                                   20070901                  13.5000                  6.5000                           1.0000          GROUP I
          10016                            152,000.00                          20051001                1,332.79                            150,243.26                           100.00          No MI                               10011206569695389                                         -                                                                   -                       -                                -          GROUP I
          44118                            122,400.00                          20051001                  954.19                            121,912.07                            90.00          No MI                               10011206569778064                                         -                                                                   -                       -                                -          GROUP I
          92592                            123,600.00                          20051001                1,083.77                            123,264.27                           100.00          No MI                               10011206570535658                                         -                                                                   -                       -                                -          GROUP I
          92592                            494,400.00                          20051001                2,204.20                            494,400.00                            80.00          No MI                               10011206570535654                                    4.9500                                   20070901                  11.3500                  4.9500                           1.0000          GROUP I
          94533                            484,500.00                          20051001                3,129.03                            484,495.00                            95.00          No MI                               10011206570568967                                    6.7500                                   20070901                  13.7500                  6.7500                           1.0000          GROUP I
          68107                             84,000.00                          20050901                  588.78                             83,557.54                            80.00          No MI                               10011206570488773                                    6.5250                                   20070801                  13.5250                  6.5250                           1.0000          GROUP I
          33069                            360,000.00                          20051001                2,181.58                            357,863.53                            80.00          No MI                               10011206570496055                                    5.1000                                   20070901                  12.1000                  5.1000                           1.0000          GROUP I
          86401                            111,920.00                          20051001                  649.58                            111,203.78                            80.00          No MI                               10011206569947994                                    4.9500                                   20070901                  11.7000                  4.9500                           1.0000          GROUP I
          92173                            198,900.00                          20051001                1,134.39                            198,726.01                            90.00          No MI                               10011206570537757                                    5.8500                                   20070901                  12.8500                  5.8500                           1.0000          GROUP I
          90242                             96,000.00                          20051001                  878.15                             95,766.04                           100.00          No MI                               10011206570546651                                         -                                                                   -                       -                                -          GROUP I
          22312                            485,000.00                          20051001                4,586.05                            476,318.87                            88.18          No MI                               10011206570517150                                         -                                                                   -                       -                                -          GROUP I
          75074                            117,420.00                          20051001                  907.02                            116,989.98                            95.00          No MI                               10011206570585156                                    6.9500                                   20070901                  14.5500                  6.9500                           1.0000          GROUP I
          92553                            284,750.00                          20051001                1,665.06                            283,989.56                            85.00          No MI                               10011206570537884                                    5.4900                                   20070901                  12.4900                  5.4900                           1.0000          GROUP I
          63114                             79,705.00                          20051001                  687.72                             79,478.24                            95.00          No MI                               10011206570627395                                    6.9500                                   20070901                  15.8000                  6.9500                           1.0000          GROUP I
          10030                            238,550.00                          20051001                1,143.05                            238,550.00                            79.99          No MI                               10011206569938783                                    4.9500                                   20080901                  11.7500                  4.9500                           1.0000          GROUP I
          77573                             24,000.00                          20051001                  224.04                             23,944.53                           100.00          No MI                               10011206570497389                                         -                                                                   -                       -                                -          GROUP I
          78046                             80,560.00                          20051001                  537.32                             80,159.94                            80.00          No MI                               10011206570528860                                         -                                                                   -                       -                                -          GROUP I
          90242                            384,000.00                          20051001                2,372.36                            383,096.85                            80.00          No MI                               10011206570546588                                    5.9500                                   20080901                  12.9500                  5.9500                           1.0000          GROUP I
          33351                            172,000.00                          20051001                1,095.65                            171,067.91                            66.15          No MI                               10011206570498855                                    5.5750                                   20070901                  12.5750                  5.5750                           1.0000          GROUP I
          33028                            236,000.00                          20051001                1,366.83                            236,000.00                            80.00          No MI                               10011206570528665                                    5.9500                                   20070901                  12.9500                  5.9500                           1.0000          GROUP I
          14534                            324,000.00                          20051101                2,293.25                            322,812.50                            90.00          No MI                               10011206569888290                                         -                                                                   -                       -                                -          GROUP I
          77047                            133,000.00                          20050901                1,058.21                            132,466.34                            95.00          No MI                               10011206570497557                                    6.9500                                   20070801                  14.8750                  6.9500                           1.0000          GROUP I
          49441                             56,800.00                          20051001                  416.78                             56,567.48                            80.00          No MI                               10011206570584970                                    6.9500                                   20070901                  14.0000                  6.9500                           1.0000          GROUP I
          98058                            168,000.00                          20051101                1,098.03                            167,279.19                            60.00          No MI                               10011206570515563                                    5.8250                                   20071001                  12.8250                  5.8250                           1.0000          GROUP I
           7750                            315,000.00                          20051001                2,127.53                            313,473.50                            78.75          No MI                               10011206569928682                                    6.1500                                   20070901                  13.1500                  6.1500                           1.0000          GROUP I
          14305                             50,350.00                          20051101                  378.26                             50,187.26                            95.00          No MI                               10011206570539285                                    6.9500                                   20081001                  14.2500                  6.9500                           1.0000          GROUP I
          13165                             20,000.00                          20051001                  186.70                             19,947.03                           100.00          No MI                               10011206569906263                                         -                                                                   -                       -                                -          GROUP I
          90026                             62,000.00                          20051001                  543.64                             61,831.59                           100.00          No MI                               10011206570528986                                         -                                                                   -                       -                                -          GROUP I
          98604                             49,385.00                          20051101                  397.01                             49,247.79                           100.00          No MI                               10011206570658767                                         -                                                                   -                       -                                -          GROUP I
          44122                            158,400.00                          20051001                1,077.88                            157,643.61                            80.00          No MI                               10011206570585149                                    6.2250                                   20070901                  13.2250                  6.2250                           1.0000          GROUP I
          30039                            223,920.00                          20051101                1,352.85                            223,920.00                            80.00          No MI                               10011206570658182                                    6.2500                                   20071001                  13.2500                  7.2500                           1.0000          GROUP I
          18466                             30,000.00                          20050801                  263.05                             29,890.46                           100.00          No MI                               10011206569856678                                         -                                                                   -                       -                                -          GROUP I
          63376                            175,750.00                          20051001                1,490.64                            175,219.69                            95.00          No MI                               10011206570526365                                    6.9500                                   20070901                  15.6000                  6.9500                           1.0000          GROUP I
          92008                            367,500.00                          20051001                1,802.60                            366,086.57                            70.00          No MI                               10011206569959167                                    4.9500                                   20070901                  11.1250                  4.9500                           1.0000          GROUP I
          11236                             64,890.00                          20051001                  611.84                             64,744.08                           100.00          No MI                               10011206569886187                                         -                                                                   -                       -                                -          GROUP I
          92701                            208,800.00                          20051001                1,239.75                            208,800.00                            80.00          No MI                               10011206569938893                                    6.1250                                   20080901                  13.1250                  6.1250                           1.0000          GROUP I
          32808                             31,000.00                          20051001                  269.76                             30,914.18                           100.00          No MI                               10011206569939148                                         -                                                                   -                       -                                -          GROUP I
          90026                            248,000.00                          20051001                1,415.67                            248,000.00                            80.00          No MI                               10011206570528983                                    5.8500                                   20070901                  12.8500                  5.8500                           1.0000          GROUP I
          13165                             73,000.00                          20051001                  505.44                             72,663.21                            78.49          No MI                               10011206569906073                                    6.4000                                   20080901                  13.4000                  6.4000                           1.0000          GROUP I
          33311                            130,000.00                          20051001                  808.91                            129,264.38                            52.00          No MI                               100112065698964737                                   5.3500                                   20080901                  12.3500                  5.3500                           1.0000          GROUP I
          44203                             92,800.00                          20051001                  639.37                             92,366.97                            80.00          No MI                               10011206570535571                                    6.3500                                   20070901                  13.3500                  6.3500                           1.0000          GROUP I
          64123                             54,825.00                          20051001                  419.62                             54,620.06                            85.00          No MI                               10011206570506478                                    6.9500                                   20070901                  14.4500                  6.9500                           1.0000          GROUP I
          30038                            108,000.00                          20051001                  923.92                            107,688.24                            80.00          No MI                               10011206569858253                                         -                                                                   -                       -                                -          GROUP I
          75069                             94,063.00                          20051001                  683.65                             93,508.13                            95.00          No MI                               10011206570537456                                    6.9000                                   20070901                  13.9000                  6.9000                           1.0000          GROUP I
          33068                            114,400.00                          20051001                  747.71                            113,809.29                            80.00          No MI                               10011206570526695                                    5.8250                                   20080901                  12.8250                  5.8250                           1.0000          GROUP I
          29617                            112,100.00                          20051001                  861.95                            110,792.36                            95.00          No MI                               100112065705250724                                   6.9500                                   20070901                  14.5000                  6.9500                           1.0000          GROUP I
          33183                            156,750.00                          20051001                1,139.27                            156,095.31                            95.00          No MI                               10011206570528469                                    6.9000                                   20070901                  13.9000                  6.9000                           1.0000          GROUP I
          33064                            178,400.00                          20051001                1,265.77                            177,616.79                            80.00          No MI                               10011206570498789                                    6.6500                                   20080901                  13.6500                  6.6500                           1.0000          GROUP I
          32808                            124,000.00                          20051001                  888.35                            123,466.35                            80.00          No MI                               10011206569939087                                    6.7500                                   20070901                  13.7500                  6.7500                           1.0000          GROUP I
          11236                            259,560.00                          20051001                1,666.28                            258,173.61                            80.00          No MI                               10011206569886169                                    5.6500                                   20080901                  12.6500                  5.6500                           1.0000          GROUP I
          18466                            120,000.00                          20050801                  810.49                            119,219.95                            80.00          No MI                               10011206569856659                                    6.1500                                   20070701                  13.1500                  6.1500                           1.0000          GROUP I
          75007                            126,777.00                          20051001                1,001.89                            126,335.84                            95.00          No MI                               10011206570499171                                    6.9500                                   20070901                  14.8000                  6.9500                           1.0000          GROUP I
          65109                            103,000.00                          20050801                  819.51                            102,525.93                           100.00          No MI                               10011206569807779                                    6.9500                                   20070701                  14.8750                  6.9500                           1.0000          GROUP I
          12428                             55,100.00                          20050701                  385.27                             54,722.60                            94.51          No MI                               10011206568769161                                    6.5000                                   20070601                  13.5000                  6.5000                           1.0000          GROUP I
          97128                            195,605.00                          20051101                1,287.22                            194,777.88                            95.00          No MI                               10011206570579366                                    6.5000                                   20071001                  13.5000                  6.5000                           1.0000          GROUP I
          20721                            415,000.00                          20050901                3,168.96                            413,174.72                            76.85          No MI                               10011206569896787                                    6.9500                                   20070801                  14.4250                  6.9500                           1.0000          GROUP I
          73110                             77,900.00                          20051001                  650.77                             77,456.63                            95.00          No MI                               10011206570624991                                    6.9500                                   20070901                  15.4250                  6.9500                           1.0000          GROUP I
          76108                            134,800.00                          20051001                  752.63                            134,800.00                            80.00          No MI                               10011206570605486                                    5.7000                                   20080901                  12.7000                  5.7000                           1.0000          GROUP I
          33326                            202,500.00                          20051001                1,408.98                            200,985.12                            90.00          No MI                               10011206569887551                                    6.4500                                   20070901                  13.4500                  6.4500                           1.0000          GROUP I
          97062                            120,000.00                          20051101                  698.28                            119,730.43                            80.00          No MI                               10011206570535055                                    5.4500                                   20071001                  12.4500                  5.4500                           1.0000          GROUP I
          97222                            312,000.00                          20051001                2,675.16                            305,616.43                            80.00          No MI                               10011206569938882                                         -                                                                   -                       -                                -          GROUP I
          33441                             99,000.00                          20051001                  735.07                             98,604.81                            90.00          No MI                               10011206569898177                                    6.9500                                   20070901                  14.1250                  6.9500                           1.0000          GROUP I
          77901                             62,910.00                          20051001                  547.44                             62,735.86                            90.00          No MI                               10011206570486776                                         -                                                                   -                       -                                -          GROUP I
          91306                            100,000.00                          20051001                  876.83                             99,728.42                           100.00          No MI                               10011206569935075                                         -                                                                   -                       -                                -          GROUP I
          18324                            132,300.00                          20051001                  831.88                            131,565.57                            63.82          No MI                               10011206570537088                                    5.4500                                   20070901                  12.4500                  5.4500                           1.0000          GROUP I
          64012                            113,905.00                          20051001                  957.77                            113,557.55                            95.00          No MI                               10011206570575973                                    6.9500                                   20070901                  15.5000                  6.9500                           1.0000          GROUP I
          77065                             85,000.00                          20051001                  629.64                             84,658.95                            85.00          No MI                               10011206570567057                                    6.9500                                   20070901                  14.1000                  6.9500                           1.0000          GROUP I
          98011                            150,000.00                          20051001                  918.56                            149,578.52                            57.69          No MI                               10011206570525055                                         -                                                                   -                       -                                -          GROUP I
          91306                            400,000.00                          20051001                2,413.43                            398,882.11                            80.00          No MI                               10011206569935067                                    5.7500                                   20070901                  12.7500                  5.7500                           1.0000          GROUP I
          44104                             94,500.00                          20050801                  680.28                             93,959.59                            90.00          No MI                               10011206569728358                                    6.9500                                   20070701                  13.8000                  6.9500                           1.0000          GROUP I
          78244                             67,905.00                          20051001                  546.38                             67,678.24                            90.00          No MI                               10011206570528578                                    6.9500                                   20070901                  15.0000                  6.9500                           1.0000          GROUP I
          75457                             49,300.00                          20051001                  373.85                             49,111.94                            85.00          No MI                               10011206570575265                                    6.9500                                   20070901                  14.3500                  6.9500                           1.0000          GROUP I
          78617                             23,180.00                          20051001                  203.25                             23,113.20                           100.00          No MI                               10011206570535172                                         -                                                                   -                       -                                -          GROUP I
          18102                            271,915.00                          20051001                2,023.72                            270,824.69                            85.00          No MI                               10011206570528569                                    6.9500                                   20060901                  14.1500                  6.9500                           1.0000          GROUP I
          91006                            628,000.00                          20051101                4,003.50                            628,000.00                            80.00          No MI                               10011206570607380                                    6.6500                                   20071001                  13.6500                  6.6500                           1.0000          GROUP I
           7112                             66,600.00                          20051101                  609.22                             66,465.31                           100.00          No MI                               10011206570524994                                         -                                                                   -                       -                                -          GROUP I
          21060                            198,000.00                          20051001                1,501.45                            197,244.77                            90.00          No MI                               10011206569934862                                    6.9500                                   20070901                  14.3500                  6.9500                           1.0000          GROUP I
          35215                            147,155.00                          20051101                1,163.50                            146,948.20                            95.00          No MI                               10011206570638584                                    6.9500                                   20071001                  15.2500                  6.9500                           1.0000          GROUP I
          95209                            337,500.00                          20050901                1,898.44                            337,500.00                            89.76          No MI                               10011206569905469                                    5.7500                                   20070801                  12.7500                  5.7500                           1.0000          GROUP I
          30238                             33,000.00                          20050501                  289.35                             32,832.26                           100.00          No MI                               10011206569565549                                         -                                                                   -                       -                                -          GROUP I
          44118                            130,000.00                          20051101                1,081.27                            129,611.27                           100.00          No MI                               10011206570528566                                         -                                                                   -                       -                                -          GROUP I
           7047                            281,600.00                          20051101                1,689.60                            281,600.00                            80.00          No MI                               10011206570575262                                    6.2000                                   20081001                  13.2000                  6.2000                           1.0000          GROUP I
          33066                             71,000.00                          20051001                  649.46                             70,826.98                           100.00          No MI                               10011206570535350                                         -                                                                   -                       -                                -          GROUP I
          33063                            319,500.00                          20051101                2,256.43                            319,495.00                            90.00          No MI                               10011206570657888                                    6.9500                                   20071001                  14.4750                  6.9500                           1.0000          GROUP I
          77338                             99,108.00                          20051001                  631.33                             98,570.89                            80.00          No MI                               10011206570566662                                    5.5750                                   20070901                  12.5750                  5.5750                           1.0000          GROUP I
          77378                             20,000.00                          20051001                  175.37                             19,945.66                           100.00          No MI                               10011206570566986                                         -                                                                   -                       -                                -          GROUP I
          60520                             27,800.00                          20050601                  243.76                             27,377.91                           100.00          No MI                               10011206569565053                                         -                                                                   -                       -                                -          GROUP I
          30228                            146,490.00                          20051101                1,113.92                            146,488.36                           100.00          No MI                               100032100000548527                                   6.5000                                   20071001                  15.1250                  9.1250                           1.0000          GROUP I
          30565                             74,624.00                          20051101                  497.48                             74,621.71                            80.00          No MI                               100032100000603074                                   6.5000                                   20071001                  14.0000                  8.0000                           1.0000          GROUP I
          30093                             70,597.00                          20051101                  522.12                             70,597.00                            80.00          No MI                               100032100000549905                                   6.5000                                   20071001                  14.8750                  8.8750                           1.0000          GROUP I
          30121                            159,920.00                          20051101                1,216.06                            159,920.00                            80.00          No MI                               100032100000552032                                   6.5000                                   20071001                  15.1250                  9.1250                           1.0000          GROUP I
          30291                            114,990.00                          20051101                  898.35                            114,988.36                           100.00          No MI                               100032100000538825                                   6.5000                                   20071001                  15.3750                  9.3750                           1.0000          GROUP I
          28115                            153,192.00                          20051101                  941.49                            153,192.00                            80.00          No MI                               100032100000549160                                   6.3750                                   20071001                  13.3750                  7.3750                           1.0000          GROUP I
          30039                            136,304.00                          20051101                  780.91                            136,303.99                            80.00          No MI                               100032100000544880                                   5.8750                                   20071001                  12.8750                  6.8750                           1.0000          GROUP I
          30035                            106,600.00                          20051101                  788.40                            106,600.00                            80.00          No MI                               100032100000600195                                   6.5000                                   20071001                  14.8750                  8.8750                           1.0000          GROUP I
          30620                            120,900.00                          20051101                  894.16                            120,900.00                           100.00          No MI                               100032100000550093                                   6.5000                                   20071001                  14.8750                  8.8750                           1.0000          GROUP I
          30043                            108,400.00                          20051101                  621.04                            108,400.00                            80.00          No MI                               100032100000600591                                   5.8750                                   20071001                  12.8750                  6.8750                           1.0000          GROUP I
          30043                            119,900.00                          20051101                  899.25                            119,900.00                            79.99          No MI                               100032100000552347                                   6.5000                                   20071001                  15.0000                  9.0000                           1.0000          GROUP I
          30248                            101,599.00                          20051101                  761.99                            101,599.00                            80.00          No MI                               100032100000555100                                   6.5000                                   20071001                  15.0000                  9.0000                           1.0000          GROUP I
          30132                            117,600.00                          20051201                  722.75                            117,600.00                            80.00          No MI                               100032100000554624                                   6.5000                                   20071101                  13.3750                  7.3750                           1.0000          GROUP I
          30016                            109,592.00                          20051101                  673.53                            109,592.00                            80.00          No MI                               100032100000602743                                   6.3750                                   20071001                  13.3750                  7.3750                           1.0000          GROUP I
          30223                            136,000.00                          20051101                1,105.00                            136,000.00                           100.00          No MI                               100032100000552222                                   6.5000                                   20071001                  15.7500                  9.7500                           1.0000          GROUP I
          30016                            122,392.00                          20051101                  803.20                            122,392.00                            80.00          No MI                               100032100000552396                                   6.5000                                   20071001                  13.8750                  7.8750                           1.0000          GROUP I
          30253                            153,877.00                          20051101                  977.76                            153,877.00                            80.00          No MI                               100032100000532513                                   6.5000                                   20071001                  13.6250                  7.6250                           1.0000          GROUP I
          38012                            104,400.00                          20051101                  728.63                            104,400.00                            80.00          No MI                               100032100000553808                                   6.5000                                   20071001                  14.3750                  8.3750                           1.0000          GROUP I
          30141                            177,510.00                          20051101                1,331.33                            177,510.00                           100.00          No MI                               100032100000356947                                   6.5000                                   20071001                  15.0000                  9.0000                           1.0000          GROUP I
          30233                            132,000.00                          20051101                1,003.75                            132,000.00                            80.00          No MI                               100032100000546273                                   6.5000                                   20081001                  15.1250                  9.1250                           1.0000          GROUP I
          30179                            100,080.00                          20051201                  594.23                            100,080.00                            80.00          No MI                               100032100000554608                                   6.1250                                   20081101                  13.1250                  7.1250                           1.0000          GROUP I
          30120                            105,560.00                          20051101                  756.24                            105,181.92                            80.00          No MI                               100032100000553170                                   6.5000                                   20071001                  13.7500                  7.7500                           1.0000          GROUP I
          30680                            100,400.00                          20051101                  742.54                            100,400.00                            80.00          No MI                               100032100000601797                                   6.5000                                   20071001                  14.8750                  8.8750                           1.0000          GROUP I
          30223                            100,000.00                          20051101                  718.75                            100,000.00                            80.00          No MI                               100032100000543221                                   6.5000                                   20081001                  14.6250                  8.6250                           1.0000          GROUP I
          30268                            108,000.00                          20051101                  843.75                            107,999.90                           100.00          No MI                               100032100000552743                                   6.5000                                   20071001                  15.3750                  9.3750                           1.0000          GROUP I
          30238                            151,600.00                          20051201                1,026.40                            151,590.78                           100.00          No MI                               100032100000546646                                   6.5000                                   20071101                  14.1250                  8.1250                           1.0000          GROUP I
          30120                             93,520.00                          20051101                  594.24                             93,520.00                            80.00          No MI                               10003210000055063                                    6.5000                                   20081001                  13.6250                  7.6250                           1.0000          GROUP I
          30180                            139,000.00                          20051201                1,013.54                            139,000.00                           100.00          No MI                               100032100000547909                                   6.5000                                   20071101                  14.7500                  8.7500                           1.0000          GROUP I
          30331                            158,350.00                          20051101                  956.70                            158,350.00                            80.00          No MI                               100032100000518603                                   6.2500                                   20081001                  13.2500                  7.2500                           1.0000          GROUP I
          30228                            111,750.00                          20051101                  919.34                            111,455.84                           100.00          No MI                               100032100000546505                                   6.5000                                   20071001                  15.2500                  9.2500                           1.0000          GROUP I
          30281                            174,650.00                          20051101                1,164.33                            174,650.00                            95.00          No MI                               100032100000532760                                   6.5000                                   20071001                  14.0000                  8.0000                           1.0000          GROUP I
          30058                             80,400.00                          20051101                  527.57                             80,391.09                            80.00          No MI                               10003210000055690                                    6.5000                                   20071001                  13.8750                  7.8750                           1.0000          GROUP I
          31313                            148,000.00                          20051201                  909.58                            148,000.00                            80.00          No MI                               100032100000602951                                   6.3750                                   20081101                  13.3750                  7.3750                           1.0000          GROUP I
          30045                            129,600.00                          20051101                1,012.04                            129,541.16                            80.00          No MI                               100032100000547016                                   6.5000                                   20081001                  15.3750                  9.3750                           1.0000          GROUP I
           7206                            351,200.00                          20051201                2,224.27                            351,200.00                            80.00          No MI                               10036600000001883                                    5.5000                                   20071101                  13.6000                  7.6000                           1.0000          GROUP I
           7055                            357,000.00                          20051201                2,496.20                            355,930.22                            85.00          No MI                               10036600000001846                                    5.5000                                   20071101                  13.5000                  7.5000                           1.0000          GROUP I
           7731                            279,000.00                          20051201                1,857.68                            279,000.00                            90.00          No MI                               10036600000001860                                    5.5000                                   20071101                  13.9900                  7.9900                           1.0000          GROUP I
           6704                            140,000.00                          20051201                  794.90                            139,382.81                            87.50          No MI                               10036600000001822                                    5.5000                                   20081101                  11.5000                  5.5000                           1.0000          GROUP I
           7060                            281,000.00                          20051101                1,867.61                            279,832.52                            74.93          No MI                               10036600000018131                                    3.9900                                   20071001                  12.9900                  6.9900                           1.0000          GROUP I
          22657                            225,600.00                          20051101                1,528.29                            224,696.99                            80.00          No MI                               10036600000001752                                         -                                                                   -                       -                                -          GROUP I
          11758                            249,000.00                          20051201                1,656.60                            248,176.43                            55.83          No MI                               10036600000001769                                         -                                                                   -                       -                                -          GROUP I
          23875                            121,520.00                          20051101                  782.53                            120,983.72                            80.00          No MI                               10036600000001732                                    5.5000                                   20101001                  12.6800                  6.6800                           1.0000          GROUP I
           6824                            280,000.00                          20051101                1,558.67                            280,000.00                            73.68          No MI                               10036600000001734                                    5.5000                                   20071001                  12.6800                  6.6800                           1.0000          GROUP I
           7088                             47,000.00                          20051101                  493.15                             46,726.24                           100.00          No MI                               10036600000001761                                         -                                                                   -                       -                                -          GROUP I
           7088                            188,000.00                          20051101                1,282.49                            187,251.64                            80.00          No MI                               10036600000001760                                    5.5000                                   20071001                  13.2500                  7.2500                           1.0000          GROUP I
          34746                            119,920.00                          20051101                  757.98                            119,352.14                            80.00          No MI                               10036600000001754                                    5.5000                                   20071001                  12.5000                  6.5000                           1.0000          GROUP I
           7660                            347,625.00                          20051101                1,882.97                            347,625.00                            90.00          No MI                               10036600000001699                                    6.1000                                   20101001                  12.5000                  6.5000                           1.0000          GROUP I
           7033                            304,000.00                          20051101                2,290.27                            303,023.26                            80.00          No MI                               10036600000001712                                    5.5000                                   20071001                  14.2800                  8.2800                           1.0000          GROUP I
          11433                             78,980.00                          20051001                  828.70                             78,437.82                            88.74          No MI                               10036600000001605                                         -                                                                   -                       -                                -          GROUP I
          11433                            315,920.00                          20051001                2,103.50                            315,920.00                            70.99          No MI                               10036600000001604                                    5.5000                                   20100901                  13.9900                  7.9900                           1.0000          GROUP I
           7006                            104,000.00                          20051001                1,062.88                            103,247.90                            98.11          No MI                               10036600000001489                                         -                                                                   -                       -                                -          GROUP I
           7006                            416,000.00                          20051001                2,564.09                            413,605.22                            78.49          No MI                               10036600000001488                                    5.5000                                   20070901                  12.2600                  6.2600                           1.0000          GROUP I
           7735                            245,600.00                          20050901                1,285.31                            245,600.00                            80.00          No MI                               10036600000001424                                    5.5000                                   20070801                  12.2800                  6.2800                           1.0000          GROUP I
           7305                             69,000.00                          20050901                  688.88                             68,388.18                           100.00          No MI                               10036600000001467                                         -                                                                   -                       -                                -          GROUP I
           7305                            276,000.00                          20050901                1,826.98                            274,360.48                            80.00          No MI                               10036600000001465                                    5.5000                                   20070801                  12.9500                  6.9500                           1.0000          GROUP I
          11572                            335,000.00                          20051101                2,113.02                            333,463.38                            66.34          No MI                               10036600000001787                                    5.5000                                   20101001                  12.4800                  6.4800                           1.0000          GROUP I
          85929                            339,000.00                          20050801                1,999.90                            335,035.62                            72.90          No MI                               M1003600000011821                                    5.5000                                   20070701                  11.8500                  5.8500                           1.0000          GROUP I
          10022                            446,250.00                          20050901                2,312.11                            443,925.78                            85.00          No MI                               10036600000001375                                    6.3300                                   20100801                  12.2500                  6.2500                           1.0000          GROUP I
           8863                            350,000.00                          20050701                2,563.30                            347,794.78                            89.40          No MI                               10036600000000873                                    5.5000                                   20070601                  13.9800                  7.9800                           1.0000          GROUP I
          18360                            250,000.00                          20051201                1,601.26                            249,547.03                            79.37          No MI                               10013581901022576                                         -                                                                   -                       -                                -          GROUP I
          11691                            337,000.00                          20051201                2,356.36                            333,191.24                            86.41          No MI                               10013581901022506                                         -                                                                   -                       -                                -          GROUP I
          11434                            296,000.00                          20051101                1,665.00                            296,000.00                            81.10          No MI                               10013581901022333                                         -                                                                   -                       -                                -          GROUP I
          12564                            320,000.00                          20051101                2,139.73                            318,686.00                            78.05          No MI                               10013581901022276                                         -                                                                   -                       -                                -          GROUP I
          11729                            409,500.00                          20051101                2,644.69                            409,500.00                            90.00          No MI                               10013581901022275                                    6.7500                                   20071001                  13.7500                  7.7500                           1.0000          GROUP I
           8759                            150,000.00                          20051101                1,064.28                            149,452.92                            78.95          No MI                               10013581901022226                                    6.6500                                   20071001                  13.6500                  7.6500                           1.0000          GROUP I
           8016                            300,000.00                          20051101                2,274.93                            298,733.48                            67.42          No MI                               10013581901022211                                    7.3500                                   20071001                  14.3500                  8.3500                           1.0000          GROUP I
          10954                            258,000.00                          20051101                1,821.68                            257,049.64                            61.43          No MI                               10013581901022183                                         -                                                                   -                       -                                -          GROUP I
          11784                            300,050.00                          20051101                2,381.96                            299,191.99                            85.00          No MI                               10013581901022152                                    7.8500                                   20071001                  14.8500                  8.8500                           1.0000          GROUP I
          19055                            163,400.00                          20051101                1,244.85                            162,887.62                            95.00          No MI                               10013581901022079                                         -                                                                   -                       -                                -          GROUP I
           8109                            175,000.00                          20051101                1,407.21                            174,989.93                           100.00          No MI                               10013581901022014                                         -                                                                   -                       -                                -          GROUP I
          20906                            188,000.00                          20051101                1,425.62                            187,404.51                            69.89          No MI                               10013581901021945                                    7.3500                                   20071001                  14.3500                  8.3500                           1.0000          GROUP I
          11210                            316,000.00                          20051101                2,155.68                            314,752.46                            68.70          No MI                               10013581901021919                                         -                                                                   -                       -                                -          GROUP I
          10960                            343,000.00                          20051101                2,498.91                            341,816.00                            70.00          No MI                               10013581901021915                                         -                                                                   -                       -                                -          GROUP I
          94591                            364,500.00                          20051101                2,080.68                            364,499.38                            90.00          No MI                               10013581706101002                                    5.8500                                   20071001                  12.8500                  6.8500                           1.0000          GROUP I
          93291                            376,550.00                          20051101                2,802.47                            375,307.90                            85.00          No MI                               10013581706100994                                    7.1500                                   20071001                  14.1500                  8.1500                           1.0000          GROUP I
          91344                            480,000.00                          20051101                3,033.93                            477,805.65                            80.00          No MI                               10013581706100993                                    5.7500                                   20071001                  12.5000                  6.5000                           1.0000          GROUP I
          95354                            250,200.00                          20051101                1,729.48                            248,547.57                            90.00          No MI                               10013581706100978                                    7.3500                                   20071001                  14.3500                  8.3500                           1.0000          GROUP I
          98223                            167,400.00                          20051001                1,130.64                            166,588.70                            90.00          No MI                               10013581703102385                                    6.1500                                   20070901                  13.1500                  7.1500                           1.0000          GROUP I
          94621                            320,000.00                          20051201                2,215.62                            318,986.42                            77.67          No MI                               10013581701117457                                    6.4000                                   20071101                  13.4000                  7.4000                           1.0000          GROUP I
          91770                            135,000.00                          20051101                  962.50                            134,502.45                            27.55          No MI                               10013581701117272                                    6.7500                                   20071001                  13.7000                  7.7000                           1.0000          GROUP I
          90710                            376,200.00                          20051201                2,617.73                            376,200.00                            89.99          No MI                               10013581701117106                                    7.3500                                   20071101                  14.3500                  8.3500                           1.0000          GROUP I
          90026                            460,000.00                          20051101                2,252.08                            460,000.00                            77.70          No MI                               10013581701117043                                    5.1250                                   20071001                  11.8750                  5.8750                           1.0000          GROUP I
          92509                            312,000.00                          20051101                1,950.00                            312,000.00                            80.00          No MI                               10013581701117018                                    6.5000                                   20071001                  13.5000                  7.5000                           1.0000          GROUP I
          90018                            399,000.00                          20051101                2,614.49                            397,296.33                            84.89          No MI                               10013581701116753                                    5.8500                                   20071001                  12.8500                  6.8500                           1.0000          GROUP I
          92345                            210,000.00                          20051101                1,482.76                            209,226.46                            82.35          No MI                               10013581701116745                                    6.6000                                   20071001                  13.6000                  7.6000                           1.0000          GROUP I
          92882                            429,250.00                          20051101                2,741.45                            427,326.08                            85.00          No MI                               10013581701116716                                    5.6000                                   20071001                  12.6000                  6.6000                           1.0000          GROUP I
          92028                            378,000.00                          20051201                2,394.00                            378,000.00                            90.00          No MI                               10013581701116660                                    6.6000                                   20071101                  13.6000                  7.6000                           1.0000          GROUP I
          92376                            119,000.00                          20051101                  864.90                            118,492.18                            44.91          No MI                               10013581701116570                                    6.9000                                   20071001                  13.9000                  7.9000                           1.0000          GROUP I
          93065                            426,000.00                          20051101                2,486.03                            423,754.69                            69.27          No MI                               10013581701116511                                         -                                                                   -                       -                                -          GROUP I
          93222                            210,000.00                          20051101                1,570.29                            209,284.12                            70.00          No MI                               10013581701116466                                    7.2000                                   20071001                  14.2000                  8.2000                           1.0000          GROUP I
          30113                            111,150.00                          20051101                  810.17                            111,109.48                            95.00          No MI                               10013581323000793                                    7.7500                                   20071001                  14.7500                  8.7500                           1.0000          GROUP I
          34286                            176,114.00                          20051201                1,385.49                            175,704.24                            89.90          No MI                               10013581316001565                                    7.7500                                   20071101                  14.7500                  8.7500                           1.0000          GROUP I
          30078                            164,085.00                          20051201                1,377.63                            164,085.00                           100.00          No MI                               10013581311004241                                    7.6250                                   20071101                  16.0750                 10.0750                           1.0000          GROUP I
          30517                            167,400.00                          20051101                1,206.67                            167,399.99                            94.98          No MI                               10013581310010847                                    7.6500                                   20071001                  14.6500                  8.6500                           1.0000          GROUP I
          30518                            213,800.00                          20051101                1,568.79                            213,073.08                            95.00          No MI                               10013581310010730                                    7.0000                                   20071001                  14.0000                  8.0000                           1.0000          GROUP I
          30052                            130,000.00                          20051001                  747.50                            130,000.00                            83.33          No MI                               10013581310010598                                    5.9000                                   20070901                  12.9000                  6.9000                           1.0000          GROUP I
          21545                             72,250.00                          20051101                  507.66                             71,981.19                            85.00          No MI                               10013581124000054                                    6.5500                                   20071001                  13.5500                  7.5500                           1.0000          GROUP I
           7823                            212,500.00                          20051101                1,383.93                            211,582.01                            81.73          No MI                               10013581124000032                                    5.7900                                   20071001                  12.7900                  6.7900                           1.0000          GROUP I
           7067                            325,000.00                          20051101                2,135.02                            323,619.06                            56.52          No MI                               10013581124000009                                    5.8750                                   20071001                  12.8750                  6.8750                           1.0000          GROUP I
          33901                            227,700.00                          20051201                1,710.64                            227,113.17                            90.00          No MI                               10013581121000101                                    7.2500                                   20071101                  14.2500                  8.2500                           1.0000          GROUP I
          60014                            144,000.00                          20051201                  962.88                            143,528.34                            80.00          No MI                               10013581120100054                                    6.0500                                   20071101                  13.0500                  7.0500                           1.0000          GROUP I
          60619                            153,850.00                          20051201                1,112.86                            153,420.11                            85.00          No MI                               10013581120100047                                    6.8500                                   20071101                  13.8500                  7.8500                           1.0000          GROUP I
          77563                            109,350.00                          20051001                  764.60                            108,855.36                            90.00          No MI                               10013581118101038                                    6.5000                                   20070901                  13.5000                  7.5000                           1.0000          GROUP I
          48213                             54,000.00                          20050901                  368.38                             53,699.69                            90.00          No MI                               10013581118100890                                    6.2500                                   20070801                  13.2500                  7.2500                           1.0000          GROUP I
          31806                             96,000.00                          20051001                  694.41                             95,594.98                            80.00          No MI                               10013581118100731                                         -                                                                   -                       -                                -          GROUP I
          44105                             86,500.00                          20050701                  634.11                             85,962.36                            86.50          No MI                               10013581118100718                                         -                                                                   -                       -                                -          GROUP I
          22485                            172,800.00                          20051201                1,149.64                            172,228.42                            90.00          No MI                               10013581115102156                                    6.0000                                   20071101                  13.0000                  7.0000                           1.0000          GROUP I
          32825                            137,000.00                          20051201                  897.71                            136,533.35                            64.02          No MI                               10013581115102148                                    5.8500                                   20071101                  12.8500                  6.8500                           1.0000          GROUP I
          33897                            201,160.00                          20051201                1,358.65                            200,513.97                            80.00          No MI                               10013581115102144                                    6.1500                                   20071101                  13.1500                  7.1500                           1.0000          GROUP I
          32837                            301,500.00                          20051201                2,180.86                            300,657.59                            90.00          No MI                               10013581115102119                                    6.8500                                   20071101                  13.8500                  7.8500                           1.0000          GROUP I
           8052                            170,000.00                          20051201                1,148.20                            169,454.01                            85.00          No MI                               10013581115102114                                    6.1500                                   20071101                  13.1500                  7.1500                           1.0000          GROUP I
          34609                            166,500.00                          20051101                1,164.20                            165,874.36                            90.00          No MI                               10013581115102074                                    6.5000                                   20071001                  13.5000                  7.5000                           1.0000          GROUP I
          19115                            227,000.00                          20051101                1,697.41                            226,258.73                            75.67          No MI                               10013581115102064                                    7.2000                                   20071001                  14.2000                  8.2000                           1.0000          GROUP I
          33418                            249,300.00                          20051101                1,743.15                            248,363.25                            90.00          No MI                               10013581115102026                                    6.5000                                   20071001                  13.5000                  7.5000                           1.0000          GROUP I
          77375                            119,225.00                          20051101                  862.40                            118,807.22                            95.00          No MI                               10013581115102019                                    6.8500                                   20071001                  13.8500                  7.8500                           1.0000          GROUP I
          32808                            139,500.00                          20051101                  999.40                            139,001.29                            90.00          No MI                               10013581115102018                                    6.7500                                   20071001                  13.7500                  7.7500                           1.0000          GROUP I
          77375                            134,900.00                          20051201                  975.78                            134,523.09                            95.00          No MI                               10013581115102016                                    6.8500                                   20071101                  13.8500                  7.8500                           1.0000          GROUP I
          30168                            100,800.00                          20051101                  677.41                            100,390.13                            90.00          No MI                               10013581115101997                                    6.1000                                   20071001                  13.1000                  7.1000                           1.0000          GROUP I
          32726                            123,500.00                          20051101                  809.25                            122,972.66                            61.75          No MI                               10013581115101976                                    5.8500                                   20071001                  12.8500                  6.8500                           1.0000          GROUP I
          11422                            410,057.00                          20051101                2,881.23                            408,531.44                            84.65          No MI                               10013581115101967                                    6.5500                                   20071001                  13.5500                  7.5500                           1.0000          GROUP I
          30168                            100,800.00                          20051101                  677.41                            100,390.13                            90.00          No MI                               10013581115101965                                    6.1000                                   20071001                  13.1000                  7.1000                           1.0000          GROUP I
          34788                            150,100.00                          20051101                1,100.34                            149,588.62                            95.00          No MI                               10013581115101840                                    6.9900                                   20071001                  13.9900                  7.9900                           1.0000          GROUP I
          34759                            124,000.00                          20050901                  922.87                            123,423.44                            80.00          No MI                               10013581115101806                                    7.1500                                   20070801                  14.1500                  8.1500                           1.0000          GROUP I
          30103                             81,000.00                          20050901                  571.93                             80,569.44                            89.01          No MI                               10013581115101735                                    6.6000                                   20070801                  13.6000                  7.6000                           1.0000          GROUP I
           8859                            318,750.00                          20051101                2,283.57                            317,610.50                            85.00          No MI                               10013581111001865                                    6.7500                                   20071001                  13.7500                  7.7500                           1.0000          GROUP I
          44320                             57,000.00                          20051201                  413.29                             56,841.55                            63.33          No MI                               10013581105111518                                         -                                                                   -                       -                                -          GROUP I
          11590                            352,000.00                          20051201                2,461.24                            350,945.20                            80.00          No MI                               10013581105111472                                         -                                                                   -                       -                                -          GROUP I
          44502                             53,200.00                          20051201                  412.84                             53,072.15                            91.72          No MI                               10013581105111465                                    7.6000                                   20071101                  14.6000                  8.6000                           1.0000          GROUP I
           7003                            222,390.00                          20051201                1,577.89                            221,743.24                            90.00          No MI                               10013581105111445                                    6.6500                                   20071101                  13.6500                  7.6500                           1.0000          GROUP I
          20774                            352,800.00                          20051201                2,201.02                            351,482.46                            89.77          No MI                               10013581105111444                                    5.3750                                   20071101                  12.3750                  6.3750                           1.0000          GROUP I
           7522                            250,200.00                          20051201                1,758.01                            249,457.69                            90.00          No MI                               10013581105111437                                    6.5500                                   20071101                  13.5500                  7.5500                           1.0000          GROUP I
           1550                            110,000.00                          20051201                  765.38                            109,667.06                            62.86          No MI                               10013581105111426                                    6.4500                                   20071101                  13.4500                  7.4500                           1.0000          GROUP I
          18324                             80,850.00                          20051101                  618.81                             80,599.04                            80.00          No MI                               10013581105111379                                    7.4500                                   20071001                  14.4500                  8.4500                           1.0000          GROUP I
          18052                             63,000.00                          20051201                  440.51                             62,811.20                            90.00          No MI                               10013581105111376                                    6.5000                                   20071101                  13.5000                  7.5000                           1.0000          GROUP I
           8360                            126,000.00                          20051101                  907.04                            125,509.00                            90.00          No MI                               10013581105111356                                    6.8000                                   20071001                  13.8000                  7.8000                           1.0000          GROUP I
          11413                            315,000.00                          20051101                2,278.51                            313,896.24                            90.00          No MI                               10013581105111289                                    6.8500                                   20071001                  13.8500                  7.8500                           1.0000          GROUP I
          19380                            256,500.00                          20051101                1,767.22                            255,507.12                            90.00          No MI                               10013581105111277                                    6.3500                                   20081001                  13.3500                  7.3500                           1.0000          GROUP I
           7003                            214,000.00                          20051101                1,525.74                            213,217.16                            67.19          No MI                               10013581105111271                                    6.7000                                   20071001                  13.7000                  7.7000                           1.0000          GROUP I
          33714                            148,500.00                          20051201                1,038.33                            148,055.00                            90.00          No MI                               10013581105111263                                         -                                                                   -                       -                                -          GROUP I
           6770                            225,000.00                          20051101                1,414.77                            223,956.41                            90.00          No MI                               10013581105111241                                    5.4500                                   20081001                  12.4500                  6.4500                           1.0000          GROUP I
          19401                             97,750.00                          20051101                  707.06                             97,371.68                            85.00          No MI                               10013581105111223                                    6.8500                                   20071001                  13.8500                  7.8500                           1.0000          GROUP I
          17372                            223,000.00                          20051101                1,636.30                            222,241.80                            89.92          No MI                               10013581105111203                                         -                                                                   -                       -                                -          GROUP I
          11003                            326,250.00                          20051101                2,751.33                            320,579.67                            75.00          No MI                               10013581105111189                                         -                                                                   -                       -                                -          GROUP I
          18470                            172,000.00                          20051101                1,185.04                            171,334.19                            80.00          No MI                               10013581105111188                                         -                                                                   -                       -                                -          GROUP I
           6010                            166,500.00                          20051101                1,089.19                            166,500.00                            90.00          No MI                               10013581105111180                                    6.8500                                   20071001                  13.8500                  7.8500                           1.0000          GROUP I
          11505                            310,000.00                          20051101                1,937.50                            310,000.00                            88.57          No MI                               10013581105111162                                         -                                                                   -                       -                                -          GROUP I
          44125                             76,500.00                          20051101                  580.11                             76,257.66                            80.53          No MI                               10013581105111138                                         -                                                                   -                       -                                -          GROUP I
          48890                            192,000.00                          20051101                1,104.00                            192,000.00                            80.00          No MI                               10013581105111133                                    5.9000                                   20071001                  12.9000                  6.9000                           1.0000          GROUP I
          21221                            120,330.00                          20051201                  776.47                            119,907.96                            70.00          No MI                               10013581105111092                                    5.7000                                   20071101                  12.7000                  6.7000                           1.0000          GROUP I
           2907                            248,000.00                          20051101                1,742.56                            247,077.32                            76.31          No MI                               10013581105111057                                    6.5500                                   20071001                  13.5500                  7.5500                           1.0000          GROUP I
          11236                            220,000.00                          20051201                1,462.19                            219,270.90                            51.76          No MI                               10013581105111055                                         -                                                                   -                       -                                -          GROUP I
          11234                            408,500.00                          20051101                2,355.31                            407,564.34                            68.08          No MI                               10013581105111017                                         -                                                                   -                       -                                -          GROUP I
          11780                            538,000.00                          20051101                3,418.24                            535,565.27                            80.00          No MI                               10013581105110998                                         -                                                                   -                       -                                -          GROUP I
           7052                            192,000.00                          20051101                1,462.73                            191,397.98                            80.00          No MI                               10013581105110996                                    7.4000                                   20071001                  14.4000                  8.4000                           1.0000          GROUP I
          22026                            352,750.00                          20051101                2,241.24                            351,153.61                            84.80          No MI                               10013581105110993                                    5.5500                                   20071001                  12.5500                  6.5500                           1.0000          GROUP I
          11798                            150,000.00                          20051101                1,137.47                            149,524.83                            60.00          No MI                               10013581105110992                                         -                                                                   -                       -                                -          GROUP I
           7205                            130,000.00                          20051201                  847.51                            129,552.85                            64.68          No MI                               10013581105110960                                    5.8000                                   20071101                  12.8000                  6.8000                           1.0000          GROUP I
          18324                            157,500.00                          20051201                1,128.35                            156,965.72                            90.00          No MI                               10013581105110959                                         -                                                                   -                       -                                -          GROUP I
           8070                            146,400.00                          20051101                1,023.66                            145,849.87                            79.57          No MI                               10013581105110950                                    6.5000                                   20071001                  13.5000                  7.5000                           1.0000          GROUP I
          48202                            212,500.00                          20051101                1,507.72                            211,725.02                            85.00          No MI                               10013581105110949                                    6.6500                                   20071001                  13.6500                  7.6500                           1.0000          GROUP I
           8861                             97,500.00                          20051101                  615.63                             97,053.60                            41.85          No MI                               10013581105110890                                    5.4900                                   20071001                  12.4900                  6.4900                           1.0000          GROUP I
           7065                            188,700.00                          20051101                1,045.53                            188,667.00                            85.00          No MI                               10013581105110880                                    5.6500                                   20071001                  12.6500                  6.6500                           1.0000          GROUP I
           8872                            400,000.00                          20051101                2,395.64                            397,985.12                            78.60          No MI                               10013581105110853                                    4.9900                                   20071001                  11.9900                  5.9900                           1.0000          GROUP I
          18301                            141,950.00                          20051101                1,111.66                            141,531.37                            85.00          No MI                               10013581105110787                                    7.7000                                   20071001                  14.7000                  8.7000                           1.0000          GROUP I
          11003                            400,500.00                          20051101                2,518.28                            398,652.28                            90.00          No MI                               10013581105110745                                    5.4500                                   20071001                  12.4500                  6.4500                           1.0000          GROUP I
           6084                            152,000.00                          20051001                1,094.21                            151,339.02                            72.04          No MI                               10013581105110693                                         -                                                                   -                       -                                -          GROUP I
           6850                            250,000.00                          20051101                1,765.19                            249,079.12                            54.35          No MI                               10013581105110642                                    6.6000                                   20071001                  13.6000                  7.6000                           1.0000          GROUP I
           6415                            208,250.00                          20051101                1,506.35                            207,518.30                            85.00          No MI                               10013581105110639                                    6.8500                                   20071001                  13.8500                  7.8500                           1.0000          GROUP I
           6607                            143,000.00                          20051001                1,277.43                            141,674.55                            68.75          No MI                               10013581105110461                                         -                                                                   -                       -                                -          GROUP I
          11561                            499,400.00                          20050901                3,339.31                            496,512.16                            79.90          No MI                               10013581105110332                                         -                                                                   -                       -                                -          GROUP I
           6770                            222,450.00                          20051101                1,671.20                            221,730.35                            94.98          No MI                               10013581105001846                                    7.2500                                   20071001                  14.2500                  8.2500                           1.0000          GROUP I
           6484                            367,650.00                          20051101                2,754.31                            367,650.00                            95.00          No MI                               10013581105001844                                    7.9900                                   20071001                  14.9900                  8.9900                           1.0000          GROUP I
          27502                            266,000.00                          20051201                1,787.61                            265,137.28                            81.60          No MI                               10013581105001843                                    6.1000                                   20081101                  13.1000                  7.1000                           1.0000          GROUP I
           6403                            144,500.00                          20051101                1,131.63                            144,073.84                           100.00          No MI                               10013581105001817                                    7.7000                                   20071001                  14.7000                  8.7000                           1.0000          GROUP I
           6470                            327,000.00                          20051101                1,958.43                            325,352.87                            78.80          No MI                               10013581105001815                                    4.9900                                   20071001                  11.9900                  5.9900                           1.0000          GROUP I
           6484                            148,000.00                          20050901                1,075.68                            147,276.40                            63.25          No MI                               10013581105001774                                    6.7500                                   20070801                  13.9000                  7.9000                           1.0000          GROUP I
           6443                            150,000.00                          20051201                1,377.77                            148,138.09                            51.90          No MI                               10013581105001764                                         -                                                                   -                       -                                -          GROUP I
           7030                            319,500.00                          20051201                1,994.37                            319,099.37                            90.00          No MI                               10013581102001567                                    6.5000                                   20071101                  13.5000                  7.5000                           1.0000          GROUP I
          55378                            183,000.00                          20051201                1,160.90                            182,335.31                            64.66          No MI                               100197500000249383                                   5.5000                                   20071101                  12.5350                  6.5350                           1.0000          GROUP I
          33063                             71,000.00                          20050901                  752.15                             69,742.75                           100.00          No MI                               100062700140404201                                        -                                                                   -                       -                                -          GROUP I
          93306                             42,000.00                          20051101                  360.84                             41,900.45                           100.00          No MI                               100062700451906596                                        -                                                                   -                       -                                -          GROUP I
          93306                            168,000.00                          20051101                  945.00                            168,000.00                            80.00          No MI                               100062700451906588                                   6.5000                                   20071001                  13.7500                  6.5000                           1.0000          GROUP I
          77373                             26,300.00                          20051101                  230.78                             26,240.84                           100.00          No MI                               100062700121558579                                        -                                                                   -                       -                                -          GROUP I
          63379                            218,405.00                          20051101                1,455.37                            218,332.21                            95.00          No MI                               100062701215143989                                   7.7490                                   20071001                  14.9990                  7.9990                           1.0000          GROUP I
          53214                            116,000.00                          20051001                  787.83                            116,000.00                            80.00          No MI                               100189305080048873                                   8.1500                                   20080901                  14.1500                  8.1500                           1.0000          GROUP I
          53214                             21,750.00                          20051001                  207.95                             21,702.91                            95.00          No MI                               100189305080048899                                        -                                                                   -                       -                                -          GROUP I
          77373                            105,200.00                          20051101                  855.94                            104,915.80                            80.00          No MI                               100062700121558553                                        -                                                                   -                       -                                -          GROUP I
          20772                            403,700.00                          20051101                3,069.80                            403,700.00                            84.99          No MI                               100062700313403493                                   7.7500                                   20071001                  16.1250                  7.7500                           1.0000          GROUP I
          90047                            280,000.00                          20051101                2,328.90                            279,281.87                            76.71          No MI                               100062700450105471                                   8.6250                                   20071001                  16.3750                  9.3750                           1.0000          GROUP I
          81623                            288,000.00                          20051101                1,830.00                            287,999.97                            90.00          No MI                               100062701215144342                                   7.3750                                   20071001                  14.6250                  7.6250                           1.0000          GROUP I
          33543                             44,800.00                          20051101                  401.45                             44,704.47                           100.00          No MI                               100062700112902901                                        -                                                                   -                       -                                -          GROUP I
          90059                            301,750.00                          20051101                2,373.87                            300,868.57                            85.00          No MI                               100062700450105422                                   8.5000                                   20071001                  15.7500                  8.7500                           1.0000          GROUP I
          20706                            340,000.00                          20051101                1,841.67                            340,000.00                            68.00          No MI                               100062700312034257                                   6.2500                                   20071001                  13.5000                  6.2500                           1.0000          GROUP I
          21144                             56,000.00                          20051101                  501.82                             55,880.54                           100.00          No MI                               100062700310202195                                        -                                                                   -                       -                                -          GROUP I
          21144                            224,000.00                          20051101                1,446.67                            224,000.00                            80.00          No MI                               100062700310202187                                   7.5000                                   20081001                  13.7500                  7.7500                           1.0000          GROUP I
          33463                            127,000.00                          20051101                  877.16                            126,510.82                            47.39          No MI                               100062700113004426                                   7.1250                                   20081001                  13.3750                  7.3750                           1.0000          GROUP I
          22193                             60,000.00                          20051101                  515.49                             59,857.75                           100.00          No MI                               100062700310342108                                        -                                                                   -                       -                                -          GROUP I
          33543                            179,200.00                          20051101                1,064.00                            179,200.00                            80.00          No MI                               100062700112902893                                   6.8750                                   20071001                  14.1250                  7.1250                           1.0000          GROUP I
          75034                             84,000.00                          20051001                  737.10                             83,772.29                           100.00          No MI                               100062700121549198                                        -                                                                   -                       -                                -          GROUP I
          33470                            495,510.00                          20051101                2,735.63                            495,510.00                            83.00          No MI                               100062700121554859                                   6.3750                                   20071001                  13.6250                  6.6250                           1.0000          GROUP I
          75034                            336,000.00                          20051001                2,100.00                            336,000.00                            80.00          No MI                               100062700121549172                                   7.2500                                   20070901                  14.5000                  7.5000                           1.0000          GROUP I
          34736                            180,400.00                          20051101                1,052.33                            180,400.00                            80.00          No MI                               100062701215138906                                        -                                                                   -                       -                                -          GROUP I
          63113                             76,800.00                          20051101                  537.00                             76,511.41                            80.00          No MI                               100062701323190096                                   7.2500                                   20071001                  14.5000                  7.5000                           1.0000          GROUP I
          30088                            101,700.00                          20051101                  688.59                            101,700.00                            90.00          No MI                               100062700110719539                                   7.8750                                   20071001                  15.1250                  8.1250                           1.0000          GROUP I
          92555                            408,800.00                          20051101                2,512.42                            408,800.00                            80.00          No MI                               100062700450801723                                   7.1250                                   20071001                  14.3750                  7.3750                           1.0000          GROUP I
          33414                             53,200.00                          20051101                  457.07                             53,073.87                           100.00          No MI                               100062701320317197                                        -                                                                   -                       -                                -          GROUP I
          20601                            220,800.00                          20051101                1,127.00                            220,800.00                            80.00          No MI                               100062700312029273                                   5.8750                                   20071001                  13.1250                  6.1250                           1.0000          GROUP I
          33414                            212,800.00                          20051101                1,241.33                            212,800.00                            80.00          No MI                               100062701320317189                                   6.7500                                   20071001                  14.0000                  7.0000                           1.0000          GROUP I
          90062                            338,000.00                          20051101                2,689.28                            336,759.91                            80.00          No MI                               100062700450105372                                   8.6250                                   20071001                  15.8750                  8.8750                           1.0000          GROUP I
          33558                            234,000.00                          20051101                1,616.18                            233,098.70                            90.00          No MI                               100062700121552812                                   7.1250                                   20071001                  14.3750                  7.3750                           1.0000          GROUP I
          34202                            117,150.00                          20051101                  634.56                            117,150.00                            79.99          No MI                               100062700121550832                                   6.2500                                   20081001                  12.5000                  6.5000                           1.0000          GROUP I
          33063                            195,000.00                          20051101                1,178.13                            195,000.00                            73.58          No MI                               100062700110719513                                        -                                                                   -                       -                                -          GROUP I
          33186                            179,500.00                          20051101                1,428.18                            178,989.36                            87.56          No MI                               100062700112508443                                   8.6250                                   20071001                  15.8750                  8.6250                           1.0000          GROUP I
          55444                            175,200.00                          20051001                  985.49                            175,198.49                            80.00          No MI                               100062701215132909                                   6.5000                                   20070901                  13.7500                  6.7500                           1.0000          GROUP I
          34480                            102,000.00                          20051101                  739.57                            101,644.38                            85.00          No MI                               100062700111902183                                   7.6250                                   20071001                  14.8750                  7.6250                           1.0000          GROUP I
          70815                             32,980.00                          20051201                  295.53                             32,923.99                           100.00          No MI                               100062700450704125                                        -                                                                   -                       -                                -          GROUP I
          22193                            240,000.00                          20051101                1,425.00                            240,000.00                            80.00          No MI                               100062700310342090                                   6.8750                                   20071001                  14.1250                  7.1250                           1.0000          GROUP I
          70815                            131,920.00                          20051201                  755.79                            131,920.00                            80.00          No MI                               100062700450704117                                   6.6250                                   20071101                  13.8750                  6.8750                           1.0000          GROUP I
          40509                            200,000.00                          20051101                1,312.50                            200,000.00                            36.04          No MI                               100062701215136124                                   7.6250                                   20071001                  14.8750                  7.8750                           1.0000          GROUP I
          20601                             55,200.00                          20051101                  499.78                             55,085.39                           100.00          No MI                               100062700312034521                                        -                                                                   -                       -                                -          GROUP I
          33603                             35,200.00                          20051101                  315.43                             35,124.92                           100.00          No MI                               100062700110950316                                        -                                                                   -                       -                                -          GROUP I
          30044                             32,259.00                          20051101                  280.12                             32,184.50                           100.00          No MI                               100062700121560138                                        -                                                                   -                       -                                -          GROUP I
          33603                            140,800.00                          20051101                  894.67                            140,800.00                            80.00          No MI                               100062700110950308                                   7.3750                                   20071001                  14.6250                  7.6250                           1.0000          GROUP I
          33413                            147,200.00                          20051101                  935.33                            147,200.00                            80.00          No MI                               100062701320313147                                   7.3750                                   20071001                  14.6250                  7.6250                           1.0000          GROUP I
          30044                            129,036.00                          20051101                  725.83                            129,036.00                            80.00          No MI                               100062700121560112                                   6.3750                                   20071001                  13.7500                  6.7500                           1.0000          GROUP I
          33413                             36,800.00                          20051101                  316.17                             36,712.75                           100.00          No MI                               100062701320313139                                        -                                                                   -                       -                                -          GROUP I
          20106                            294,452.00                          20051101                2,208.39                            294,452.00                            95.00          No MI                               100062700310341209                                   8.7500                                   20071001                  16.0000                  9.0000                           1.0000          GROUP I
          75762                             31,000.00                          20050701                  272.02                             30,858.56                           100.00          No MI                               100062700121572984                                        -                                                                   -                       -                                -          GROUP I
          29464                             33,400.00                          20051101                  333.95                             33,347.04                           100.00          No MI                               100062700121555971                                        -                                                                   -                       -                                -          GROUP I
          77530                             97,520.00                          20051101                  673.55                             97,144.38                            80.00          No MI                               100062700121556771                                   7.1250                                   20071001                  14.3750                  7.3750                           1.0000          GROUP I
          75762                            124,000.00                          20050701                  877.66                            123,171.48                            80.00          No MI                               100062700121572968                                   7.3750                                   20080601                  13.6250                  7.6250                           1.0000          GROUP I
          29464                            133,600.00                          20051101                  934.15                            133,098.02                            80.00          No MI                               100062700121555955                                   7.2500                                   20071001                  14.5000                  7.5000                           1.0000          GROUP I
          20743                            181,800.00                          20051101                1,318.18                            181,166.14                            90.00          No MI                               100062700310344773                                   7.6250                                   20071001                  14.8750                  7.6250                           1.0000          GROUP I
          70815                            126,400.00                          20050901                  830.36                            125,643.75                            89.96          No MI                               100062700310709181                                        -                                                                   -                       -                                -          GROUP I
          21403                            250,000.00                          20051101                1,796.88                            250,000.00                            52.63          No MI                               100062700312029562                                   7.8750                                   20071001                  15.6250                  8.6250                           1.0000          GROUP I
          23831                             37,990.00                          20051101                  319.44                             37,627.53                           100.00          No MI                               100062701323188207                                        -                                                                   -                       -                                -          GROUP I
          33323                            256,500.00                          20051101                1,576.38                            256,495.81                            90.00          No MI                               100062700110719430                                   7.1250                                   20071001                  14.3750                  7.3750                           1.0000          GROUP I
          80216                            202,500.00                          20051101                1,244.53                            202,499.45                            90.00          No MI                               100062701215139201                                   7.1250                                   20071001                  14.3750                  7.3750                           1.0000          GROUP I
          34420                            160,000.00                          20051101                1,133.33                            160,000.00                            80.00          No MI                               100062701320325539                                   8.2500                                   20071001                  15.5000                  8.5000                           1.0000          GROUP I
          33321                             30,800.00                          20051101                  264.62                             30,705.01                           100.00          No MI                               100062701215138021                                        -                                                                   -                       -                                -          GROUP I
          90061                            252,000.00                          20051101                1,364.63                            251,931.01                            84.85          No MI                               100062700450105612                                   6.2500                                   20071001                  13.5000                  6.5000                           1.0000          GROUP I
          33321                            123,200.00                          20051101                  778.71                            122,626.88                            80.00          No MI                               100062701215138005                                   6.2500                                   20071001                  13.5000                  6.5000                           1.0000          GROUP I
          95829                             63,000.00                          20051101                  547.06                             62,854.51                           100.00          No MI                               100062700450301617                                        -                                                                   -                       -                                -          GROUP I
          95829                            252,000.00                          20051101                1,417.50                            252,000.00                            80.00          No MI                               100062700450301609                                   6.5000                                   20071001                  13.7500                  6.7500                           1.0000          GROUP I
          23831                            151,960.00                          20051101                  806.55                            151,820.70                            80.00          No MI                               100062701323188199                                   6.1250                                   20071001                  13.3750                  6.1250                           1.0000          GROUP I
          55106                             33,200.00                          20051101                  285.04                             33,121.18                           100.00          No MI                               100062701215139946                                        -                                                                   -                       -                                -          GROUP I
          29414                             31,800.00                          20051101                  296.85                             31,739.04                           100.00          No MI                               100062700121558298                                        -                                                                   -                       -                                -          GROUP I
          55106                            132,800.00                          20051101                  747.00                            132,799.71                            80.00          No MI                               100062701215139920                                   6.5000                                   20071001                  13.7500                  6.7500                           1.0000          GROUP I
          46229                            102,000.00                          20051101                  748.44                            101,653.20                            76.12          No MI                               100062701215138740                                        -                                                                   -                       -                                -          GROUP I
          29414                            127,200.00                          20051101                  795.00                            127,200.00                            80.00          No MI                               100062700121558272                                   7.2500                                   20071001                  14.5000                  7.5000                           1.0000          GROUP I
          43040                             92,500.00                          20051101                  578.07                             92,490.53                            77.08          No MI                               100062701323194601                                   7.2500                                   20071001                  14.5000                  7.2500                           1.0000          GROUP I
          44730                            108,000.00                          20051101                  880.67                            107,709.75                            90.00          No MI                               100189305070044668                                   9.1500                                   20081001                  15.1500                  9.1500                           1.0000          GROUP I
          34205                            244,000.00                          20051201                1,575.83                            244,000.00                            80.00          No MI                               100062700111608749                                        -                                                                   -                       -                                -          GROUP I
          35242                            315,000.00                          20051101                2,202.53                            313,816.40                           100.00          No MI                               100062700310709082                                   7.2500                                   20071001                  14.5000                  7.5000                           1.0000          GROUP I
          55063                             32,200.00                          20051101                  276.46                             32,123.52                           100.00          No MI                               100062701215131588                                        -                                                                   -                       -                                -          GROUP I
          53217                            163,000.00                          20051101                1,043.71                            162,272.94                            39.76          No MI                               100062701215139508                                   6.3750                                   20071001                  13.6250                  6.3750                           1.0000          GROUP I
          33401                            126,000.00                          20051101                  695.63                            126,000.00                            79.75          No MI                               100062701320320696                                   6.3750                                   20071001                  13.6250                  6.6250                           1.0000          GROUP I
          48146                            105,600.00                          20051201                  704.00                            105,600.00                            80.00          No MI                               100062701320326271                                   7.7500                                   20071101                  15.0000                  8.0000                           1.0000          GROUP I
          90059                             72,000.00                          20051101                  625.21                             71,833.34                           100.00          No MI                               100062700450703515                                        -                                                                   -                       -                                -          GROUP I
          55063                            128,800.00                          20051101                  803.54                            128,197.18                            80.00          No MI                               100062701215131562                                   6.1250                                   20071001                  13.3750                  6.1250                           1.0000          GROUP I
          90059                            288,000.00                          20051101                1,650.00                            288,000.00                            80.00          No MI                               100062700450703507                                   6.6250                                   20071001                  13.8750                  6.8750                           1.0000          GROUP I
          34787                             41,000.00                          20051101                  446.88                             40,508.31                           100.00          No MI                               100062700140208255                                        -                                                                   -                       -                                -          GROUP I
          34715                            461,000.00                          20051101                3,626.69                            459,640.88                            81.59          No MI                               100062700310710379                                   8.5000                                   20071001                  15.7500                  8.7500                           1.0000          GROUP I
          34787                            164,000.00                          20051101                1,091.10                            163,319.94                            80.00          No MI                               100062700140208248                                   6.7500                                   20071001                  14.0000                  7.0000                           1.0000          GROUP I
          90260                            400,000.00                          20051101                2,333.33                            400,000.00                            84.21          No MI                               100141500000140654                                   6.0000                                   20071001                  13.0000                  7.0000                           1.0000          GROUP I
          30344                            120,000.00                          20051001                  859.69                            119,483.58                            80.00          No MI                               100141500000136769                                   6.7500                                   20070901                  13.7500                  7.7500                           1.0000          GROUP I
          85032                            517,500.00                          20051101                3,288.28                            517,500.00                            90.00          No MI                               100141500000147006                                   3.0000                                   20061001                  12.0000                  7.6250                           1.0000          GROUP I
          21213                             52,250.00                          20051101                  342.89                             52,250.00                            95.00          No MI                               100141500000147279                                   5.0000                                   20071001                  13.8750                  7.8750                           1.0000          GROUP I
          90813                            637,500.00                          20051101                4,050.78                            637,500.00                            85.00          No MI                               100141500000141280                                   5.0000                                   20101001                  13.6250                  7.6250                           1.0000          GROUP I
          90280                            169,000.00                          20051101                  915.42                            169,000.00                            35.96          No MI                               100141500000146230                                   5.0000                                   20071001                  12.5000                  6.5000                           1.0000          GROUP I
          97123                            199,040.00                          20051101                1,098.57                            198,986.62                            80.00          No MI                               100141500000144557                                   5.5000                                   20071001                  12.6250                  6.6250                           1.0000          GROUP I
          91950                            336,750.00                          20051101                1,894.22                            336,750.00                            72.42          No MI                               100141500000139821                                   5.7500                                   20071001                  12.7500                  6.7500                           1.0000          GROUP I
          91606                            275,000.00                          20051001                1,661.46                            275,000.00                            61.11          No MI                               100141500000134418                                   6.2500                                   20070901                  13.2500                  7.2500                           1.0000          GROUP I
          30310                            267,425.00                          20050901                1,754.98                            267,425.00                            95.00          No MI                               100141500000126315                                   5.0000                                   20070801                  13.8750                  7.8750                           1.0000          GROUP I
          34608                            112,000.00                          20051101                  726.43                            111,512.39                            80.00          No MI                               100141500000149739                                   5.7500                                   20071001                  12.7500                  6.7500                           1.0000          GROUP I
          91706                            235,000.00                          20051001                1,321.88                            235,000.00                            55.95          No MI                               100141500000139755                                   5.7500                                   20070901                  12.7500                  6.7500                           1.0000          GROUP I
          21133                            242,400.00                          20050901                1,287.75                            242,400.00                            80.00          No MI                               100141500000126539                                   5.0000                                   20070801                  12.3750                  6.3750                           1.0000          GROUP I
          20032                            263,500.00                          20051001                1,536.95                            263,477.41                            85.00          No MI                               100141500000136272                                   5.0000                                   20070901                  13.0000                  7.0000                           1.0000          GROUP I
          33609                            134,000.00                          20051101                  825.06                            133,207.53                            79.29          No MI                               100141500000146990                                   5.2500                                   20071001                  12.2500                  6.2500                           1.0000          GROUP I
          20866                            306,000.00                          20051101                2,040.00                            306,000.00                            90.00          No MI                               100141500000141223                                   5.0000                                   20071001                  14.0000                  8.0000                           1.0000          GROUP I
          90247                            259,250.00                          20051101                1,566.30                            259,249.70                            85.00          No MI                               100141500000139219                                   6.2500                                   20071001                  13.2500                  7.2500                           1.0000          GROUP I
          90806                            255,000.00                          20051101                1,434.38                            255,000.00                            85.00          No MI                               100141500000145869                                   5.7500                                   20071001                  12.7500                  6.7500                           1.0000          GROUP I
          77511                            133,000.00                          20051101                1,106.23                            132,658.88                            95.00          No MI                               100141500000140688                                        -                                                                   -                       -                                -          GROUP I
          90221                            198,000.00                          20051001                1,284.22                            196,962.69                            67.12          No MI                               100141500000137551                                   5.7500                                   20070901                  12.7500                  6.7500                           1.0000          GROUP I
          33707                            108,000.00                          20051101                  708.75                            108,000.00                            80.00          No MI                               100141500000141314                                   6.8750                                   20071001                  13.8750                  7.8750                           1.0000          GROUP I
          91761                            145,750.00                          20051101                  728.75                            145,750.00                            43.38          No MI                               100141500000143062                                   5.0000                                   20071001                  12.0000                  6.0000                           1.0000          GROUP I
          90220                            180,000.00                          20051101                1,274.03                            179,340.27                            46.75          No MI                               100141500000145281                                   6.6250                                   20071001                  13.6250                  7.6250                           1.0000          GROUP I
          90242                            385,500.00                          20051101                2,342.34                            383,607.36                            75.00          No MI                               100141500000148202                                   5.1250                                   20071001                  12.1250                  6.1250                           1.0000          GROUP I
          48191                            135,000.00                          20051101                  898.16                            134,399.65                            60.00          No MI                               100141500000144797                                   6.0000                                   20071001                  13.0000                  7.0000                           1.0000          GROUP I
          90018                            373,500.00                          20051101                2,178.75                            373,500.00                            90.00          No MI                               100141500000146065                                   6.0000                                   20071001                  13.0000                  7.0000                           1.0000          GROUP I
          90723                            240,000.00                          20051101                1,759.36                            239,182.36                            57.14          No MI                               100141500000146271                                   6.9900                                   20071001                  13.9900                  7.9900                           1.0000          GROUP I
          90065                            504,000.00                          20051101                3,097.50                            504,000.00                            80.00          No MI                               100141500000143252                                   6.3750                                   20071001                  13.3750                  7.3750                           1.0000          GROUP I
          34606                            119,100.00                          20051001                  832.76                            118,509.38                            79.99          No MI                               100141500000139268                                   6.5000                                   20070901                  13.5000                  7.5000                           1.0000          GROUP I
          93308                            319,500.00                          20051001                2,096.72                            319,500.00                            90.00          No MI                               100141500000136405                                   5.0000                                   20070901                  13.8750                  7.8750                           1.0000          GROUP I
          95823                            312,000.00                          20050801                2,208.32                            310,152.75                            65.34          No MI                               100141500000121134                                   6.0000                                   20070701                  14.6250                  7.6250                           1.5000          GROUP I
          94603                             88,000.00                          20051101                  821.46                             87,831.36                           100.00          No MI                               100171900003171065                                        -                                                                   -                       -                                -          GROUP I
          94603                            352,000.00                          20051101                2,038.67                            352,000.00                            80.00          No MI                               100171900003171057                                   5.5000                                   20071001                  12.9500                  6.9500                           1.0000          GROUP I
          60422                            196,800.00                          20051101                1,382.80                            196,067.84                            80.00          No MI                               100264600800511442                                   5.9900                                   20081001                  13.5500                  7.5500                           1.0000          GROUP I
          22712                            368,150.00                          20051201                2,454.33                            368,150.00                            79.99          No MI                               100031442015090496                                   5.5000                                   20071101                  14.0000                  8.0000                           1.0000          GROUP I
          19114                            147,000.00                          20060201                1,065.85                            146,797.01                            89.09          No MI                               100076500000871976                                   5.5000                                   20080101                  13.8750                  7.8750                           1.0000          GROUP I
          60619                            180,000.00                          20051101                1,173.47                            179,223.91                            80.00          No MI                               100264600800472066                                   5.2500                                   20071001                  12.8000                  6.8000                           1.0000          GROUP I
          60619                             45,000.00                          20051101                  394.57                             44,898.60                           100.00          No MI                               100264600800475218                                        -                                                                   -                       -                                -          GROUP I
          98366                             57,200.00                          20051001                  501.55                             57,044.64                           100.00          No MI                               10011206570585859                                         -                                                                   -                       -                                -          GROUP I
          91741                            476,000.00                          20051001                2,771.89                            475,861.36                            80.00          No MI                               10011206570585854                                    5.9900                                   20070901                  12.9900                  6.9900                           1.0000          GROUP I
          63134                             20,000.00                          20051001                  186.70                             19,953.77                           100.00          No MI                               10011206570524895                                         -                                                                   -                       -                                -          GROUP I
          92509                            232,000.00                          20051001                1,626.15                            230,955.85                            80.00          No MI                               10011206570546892                                    6.5250                                   20070901                  13.5250                  7.5250                           1.0000          GROUP I
          98366                            228,800.00                          20051001                1,210.73                            228,800.00                            80.00          No MI                               10011206570585782                                    5.3500                                   20080901                  12.3500                  6.3500                           1.0000          GROUP I
          92027                            440,000.00                          20051001                2,291.67                            440,000.00                            80.00          No MI                               10011206570527051                                    5.2500                                   20070901                  12.2500                  6.2500                           1.0000          GROUP I
           6417                            160,000.00                          20051001                  866.67                            160,000.00                            80.00          No MI                               10011206570578272                                    5.5000                                   20070901                  12.5000                  6.5000                           1.0000          GROUP I
          30005                            470,000.00                          20051001                2,937.50                            470,000.00                            81.03          No MI                               10011206570567972                                    6.5000                                   20070901                  13.5000                  7.5000                           1.0000          GROUP I
          95209                             77,000.00                          20051001                  704.35                             76,809.21                           100.00          No MI                               10011206570546491                                         -                                                                   -                       -                                -          GROUP I
          93534                             59,400.00                          20051001                  510.34                             59,230.29                           100.00          No MI                               10011206570578061                                         -                                                                   -                       -                                -          GROUP I
          87110                             89,250.00                          20051001                  644.12                             89,109.04                            85.00          No MI                               10011206570527365                                    6.9500                                   20080901                  14.3500                  8.3500                           1.0000          GROUP I
          10455                             87,800.00                          20050901                  769.86                             87,520.62                           100.00          No MI                               10011206569877866                                         -                                                                   -                       -                                -          GROUP I
          93534                            237,600.00                          20051001                1,304.82                            237,600.00                            80.00          No MI                               10011206570578054                                    5.5900                                   20070901                  12.5900                  6.5900                           1.0000          GROUP I
          95209                            308,000.00                          20051001                1,591.33                            308,000.00                            80.00          No MI                               10011206570546471                                    5.2000                                   20070901                  12.2000                  6.2000                           1.0000          GROUP I
          29316                             48,000.00                          20051001                  365.68                             47,818.57                            80.00          No MI                               10011206569957487                                         -                                                                   -                       -                                -          GROUP I
          78239                             88,000.00                          20051001                  538.89                             87,788.66                            80.00          No MI                               10011206570535291                                         -                                                                   -                       -                                -          GROUP I
          77089                             78,400.00                          20051001                  708.38                             78,202.71                            80.00          No MI                               10011206569928479                                    6.9500                                   20070901                  16.3500                 10.3500                           1.0000          GROUP I
          32309                            152,800.00                          20051001                1,003.79                            152,018.65                            80.00          No MI                               10011206570567083                                    5.8750                                   20070901                  12.8750                  6.8750                           1.0000          GROUP I
          90048                            149,800.00                          20051001                1,425.45                            149,397.46                           100.00          No MI                               10011206570588065                                         -                                                                   -                       -                                -          GROUP I
          70056                             28,800.00                          20051001                  252.53                             28,721.77                            99.86          No MI                               10011206570558176                                         -                                                                   -                       -                                -          GROUP I
          29306                             40,600.00                          20051001                  342.87                             40,479.04                            70.00          No MI                               10011206570537650                                         -                                                                   -                       -                                -          GROUP I
          45331                             26,400.00                          20051001                  301.72                             26,046.80                           100.00          No MI                               10026319500819850                                         -                                                                   -                       -                                -          GROUP I
          77045                            108,300.00                          20051001                  894.88                            107,960.13                            95.00          No MI                               10026319500822698                                         -                                                                   -                       -                                -          GROUP I
          28212                             22,000.00                          20050930                  266.16                             21,740.46                           100.00          No MI                               m10026319500845129                                        -                                                                   -                       -                                -          GROUP I
          77071                            106,400.00                          20051001                  879.18                            106,066.10                            95.00          No MI                               10026319500822748                                         -                                                                   -                       -                                -          GROUP I
          37918                             20,000.00                          20050901                  172.30                             19,769.10                           100.00          No MI                               100175200002624941                                        -                                                                   -                       -                                -          GROUP I
          47150                            158,400.00                          20050901                1,134.80                            157,602.07                            80.00          No MI                               100175200002654963                                   6.0400                                   20070801                  14.7500                  7.7500                           1.0000          GROUP I
          32779                            332,500.00                          20051101                2,156.59                            331,052.42                            95.00          No MI                               0                                                    5.5000                                   20071001                  11.7500                  6.7500                           1.0000          GROUP I
          77372                             68,000.00                          20050701                  412.08                             67,390.00                            80.00          No MI                               100077400205117102                                   6.1000                                   20080601                  12.1000                  6.1000                           1.0000          GROUP I
          79118                             98,000.00                          20050701                  671.86                             97,301.95                            74.24          No MI                               100077400205115387                                        -                                                                   -                       -                                -          GROUP I
          28655                             89,600.00                          20051001                  611.23                             89,174.24                            80.00          No MI                               100077400205204231                                   7.2500                                   20080901                  13.2500                  7.2500                           1.0000          GROUP I
          48466                             79,900.00                          20050901                  524.89                             79,421.95                           100.00          Mortgage Guaranty In                100112065698985000                                        -                                                                   -                       -                                -          GROUP I
          29340                            122,373.00                          20050701                  940.94                            121,686.59                            89.98          No MI                               100189305050032451                                   8.5000                                   20080601                  14.5000                  8.5000                           1.0000          GROUP I
          60478                             28,000.00                          20050901                  288.01                             27,927.67                           100.00          No MI                               100189305070042183                                        -                                                                   -                       -                                -          GROUP I
          60478                            112,000.00                          20050901                  814.98                            111,769.27                            80.00          No MI                               100189305070042068                                        -                                                                   -                       -                                -          GROUP I
          48846                             72,200.00                          20050901                  535.48                             72,200.00                            84.94          No MI                               100189305070040922                                   8.9000                                   20080801                  14.9000                  8.9000                           1.0000          GROUP I
          25401                            259,700.00                          20050901                1,578.90                            259,544.58                            89.99          No MI                               100031402000506054                                   5.5000                                   20070801                  13.3000                  7.3000                           1.0000          GROUP I
          78228                             20,000.00                          20050801                  175.37                             19,926.94                           100.00          No MI                               100112065695959854                                        -                                                                   -                       -                                -          GROUP I
          75115                             96,000.00                          20050901                  648.39                             95,455.62                            80.00          No MI                               100112065696377742                                   6.1500                                   20070801                  13.1500                  7.1500                           1.0000          GROUP I
          75040                             20,000.00                          20050801                  194.10                             19,944.06                           100.00          No MI                               100112065698567589                                        -                                                                   -                       -                                -          GROUP I
          36022                             33,800.00                          20050901                  296.37                             33,690.62                           100.00          No MI                               100112065704864954                                        -                                                                   -                       -                                -          GROUP I
          91761                            260,000.00                          20050801                1,342.98                            259,932.28                            80.00          No MI                               100112065698479918                                   5.2000                                   20070701                  12.2000                  6.2000                           1.0000          GROUP I
          32809                             35,200.00                          20050901                  328.59                             35,101.82                           100.00          No MI                               100112065699182925                                        -                                                                   -                       -                                -          GROUP I
          76112                             32,380.00                          20050901                  283.92                             32,246.16                           100.00          No MI                               100112065699250664                                        -                                                                   -                       -                                -          GROUP I
          72764                            103,600.00                          20050901                  658.23                            102,940.04                            80.00          No MI                               100112065699495822                                   5.5500                                   20070801                  12.5500                  6.5500                           1.0000          GROUP I
          92551                             94,000.00                          20050901                  824.22                             93,700.91                           100.00          No MI                               100112065698282510                                        -                                                                   -                       -                                -          GROUP I
          92551                            376,000.00                          20050901                2,287.33                            376,000.00                            80.00          No MI                               100112065698281892                                   6.3000                                   20070801                  13.3000                  7.3000                           1.0000          GROUP I
          75149                             96,000.00                          20050701                  640.31                             95,278.52                            80.00          No MI                               100112065697055545                                   6.0250                                   20070601                  13.0250                  7.0250                           1.0000          GROUP I
          11412                            112,310.00                          20050901                1,200.03                            110,347.66                            99.99          No MI                               100112065698981731                                        -                                                                   -                       -                                -          GROUP I
          78562                             64,500.00                          20050701                  469.91                             64,093.93                            84.31          No MI                               100112065696492756                                   6.9500                                   20070601                  13.9250                  7.9250                           1.0000          GROUP I
          70131                             78,200.00                          20050901                  560.77                             77,806.90                            85.00          No MI                               0                                                    6.2600                                   20070801                  14.7600                  6.2600                           1.5000          GROUP I
          38012                             13,485.00                          20050901                  102.73                             13,413.66                           100.00          No MI                               100265600024238102                                        -                                                                   -                       -                                -          GROUP I
          77536                             25,950.00                          20050901                  266.73                             25,748.82                           100.00          No MI                               100265600024259256                                        -                                                                   -                       -                                -          GROUP I
          34715                            124,000.00                          20050901                  781.14                            123,990.05                            80.00          No MI                               0                                                    6.0600                                   20070801                  14.5600                  6.0600                           1.5000          GROUP I
          71913                            209,950.00                          20050901                1,527.39                            208,925.62                            85.00          No MI                               100265600004273210                                        -                                                                   -                       -                                -          GROUP I
          70119                            134,425.00                          20050901                1,014.62                            133,818.61                            95.00          No MI                               10017325002000866                                    8.3000                                   20080801                  14.3000                  8.3000                           1.0000          GROUP I
          54311                            216,000.00                          20050901                1,510.30                            214,856.64                            86.06          No MI                               100331700901498082                                        -                                                                   -                       -                                -          GROUP I
          32164                            205,000.00                          20051001                1,576.27                            204,241.56                            89.13          No MI                               0                                                    5.5000                                   20070901                  13.5000                  8.5000                           1.0000          GROUP I
          33013                            236,000.00                          20050801                1,483.93                            234,243.79                            80.00          No MI                               100112065698360688                                   5.4500                                   20070701                  12.4500                  5.4500                           1.0000          GROUP I
          37914                             44,900.00                          20050901                  318.57                             44,669.30                            69.18          No MI                               100112065698751761                                   6.6500                                   20070801                  13.6500                  6.6500                           1.0000          GROUP I
          11939                            480,000.00                          20050801                3,190.23                            476,781.09                            76.80          No MI                               100112065687957767                                   5.9900                                   20080701                  12.9900                  5.9900                           1.0000          GROUP I
           7108                            228,000.00                          20050701                1,657.12                            226,557.35                            80.00          No MI                               100112065695681706                                   6.9000                                   20070601                  13.9000                  6.9000                           1.0000          GROUP I
          11694                             91,800.00                          20050901                  737.98                             91,440.28                           100.00          No MI                               100112065697288948                                        -                                                                   -                       -                                -          GROUP I
          33184                            124,000.00                          20050801                  896.94                            122,403.58                            79.49          No MI                               100112065698385958                                   6.8500                                   20070701                  13.8500                  6.8500                           1.0000          GROUP I
          77520                             69,700.00                          20050901                  543.36                             69,397.15                            85.00          No MI                               100112065698161904                                   6.9500                                   20070801                  14.6500                  6.9500                           1.0000          GROUP I
          48234                             52,700.00                          20050801                  452.77                             52,474.83                            85.00          No MI                               100112065698063761                                   6.9500                                   20070701                  15.7500                  6.9500                           1.0000          GROUP I
          77449                            124,070.00                          20050801                  953.99                            123,453.60                            95.00          No MI                               100112065698348634                                   6.9500                                   20070701                  14.5000                  6.9500                           1.0000          GROUP I
          92346                            275,500.00                          20050801                2,201.88                            274,244.76                            95.00          No MI                               100112065697961924                                   6.9500                                   20070701                  14.9250                  6.9500                           1.0000          GROUP I
          90240                             51,750.00                          20050801                  416.02                             51,517.36                            95.00          No MI                               100112065697848790                                        -                                                                   -                       -                                -          GROUP I
          18360                             43,000.00                          20050801                  345.68                             42,706.93                           100.00          No MI                               100112065696795844                                        -                                                                   -                       -                                -          GROUP I
          98204                            221,000.00                          20050801                1,683.66                            219,879.55                            86.67          No MI                               100112065696954680                                   7.4000                                   20080701                  14.4000                  7.4000                           1.0000          GROUP I
          18360                            172,000.00                          20050801                  929.24                            171,552.33                            80.00          No MI                               100112065696795588                                   5.5000                                   20080701                  12.5000                  5.5000                           1.0000          GROUP I
          25038                            193,000.00                          20050801                1,166.03                            192,997.97                            74.37          No MI                               100031466005060367                                   5.5000                                   20070701                  13.2500                  7.2500                           1.0000          GROUP I
          70003                             33,000.00                          20050801                  311.15                             32,900.16                           100.00          No MI                               100112065697751671                                        -                                                                   -                       -                                -          GROUP I
          70068                            199,500.00                          20050801                1,463.86                            198,403.80                            95.00          No MI                               100112065698086879                                   6.9500                                   20070701                  14.0000                  8.0000                           1.0000          GROUP I
          70003                            132,000.00                          20050801                  954.80                            131,252.66                            80.00          No MI                               100112065697750947                                   6.8500                                   20070701                  13.8500                  7.8500                           1.0000          GROUP I
          92404                            200,000.00                          20050401                1,100.00                            200,000.00                            80.00          No MI                               100112065689280705                                   5.6000                                   20070301                  12.6000                  6.6000                           1.0000          GROUP I
          32206                             77,900.00                          20050801                  611.45                             77,530.28                            95.00          No MI                               100112065697749766                                   6.9500                                   20070701                  14.7250                  8.7250                           1.0000          GROUP I
          38654                            310,250.00                          20050801                2,275.17                            310,250.00                            85.00          No MI                               100112065698173750                                   6.9500                                   20070701                  14.8000                  8.8000                           1.0000          GROUP I
          44108                             25,100.00                          20050701                  281.20                             24,572.41                           100.00          No MI                               100112065696890959                                        -                                                                   -                       -                                -          GROUP I
          44108                             99,800.00                          20050701                  749.76                             99,211.29                            79.90          No MI                               100112065696890546                                        -                                                                   -                       -                                -          GROUP I
          78660                             24,700.00                          20050701                  216.58                             24,598.08                           100.00          No MI                               100112065696988589                                        -                                                                   -                       -                                -          GROUP I
          77373                             24,584.00                          20050701                  215.56                             24,482.58                           100.00          No MI                               100112065696950720                                        -                                                                   -                       -                                -          GROUP I
          15232                            333,000.00                          20050201                2,455.05                            329,609.02                            90.00          No MI                               100086600526025590                                   5.9500                                   20070101                  14.0500                  8.0500                           1.0000          GROUP I
          23602                             89,000.00                          20050601                  482.08                             89,000.00                            66.92          No MI                               100086600548004516                                   5.9500                                   20070501                  12.5000                  6.5000                           1.0000          GROUP I
          85212                            100,000.00                          20050601                  876.83                             99,539.72                           100.00          No MI                               100112065696373774                                        -                                                                   -                       -                                -          GROUP I
          45040                            116,800.00                          20050601                  747.88                            115,705.94                            80.00          No MI                               100112065695378691                                   5.6250                                   20070501                  12.6250                  6.6250                           1.0000          GROUP I
           8535                            440,000.00                          20050501                2,567.73                            434,823.81                            80.00          No MI                               100284030000075517                                   5.5000                                   20070401                  12.2500                  5.5000                           1.0000          GROUP I
          68505                             29,000.00                          20050501                  275.95                             28,880.70                           100.00          No MI                               100112065695653887                                        -                                                                   -                       -                                -          GROUP I
          55044                            179,920.00                          20050201                1,339.05                            178,206.33                            80.00          No MI                               100220710000016903                                   7.2500                                   20080101                  14.1500                  8.1500                           1.0000          GROUP I
          92407                            160,000.00                          20041201                  974.77                            157,353.39                            80.00          No MI                               100086600210040798                                   5.9500                                   20061101                  12.1500                  6.1500                           1.0000          GROUP I
          30016                            135,000.00                          20041001                1,038.03                            133,435.53                            90.00          No MI                               100021700420680207                                   8.5000                                   20060901                  15.5000                  8.5000                           1.0000          GROUP I


       ZIP_CODE          NEG_AMORT_FLAG1                       HYBRID_TERM                   PREPAY                LIEN                       BALLOON                          AMORT_TERM1           IO_FLAG              IO_PERIOD                PORTFOLIO
       --------          ---------------                       -----------                   ------                ----                       -------                          -----------           -------              ---------                ---------
          45211          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          45211          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          30110          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          92553          NON-NEGAM                             2YR                           No                    First Lien                 Yes                                      480           NO                   NON-IO                   EMC
          98373          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          78727          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          95824          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          94521          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          34112          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          95206          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          85323          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          85215          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          86335          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          64127          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          28613          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          28211          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          28215          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          76063          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          78240          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          78209          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          46260          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33914          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          33914          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          46526          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          46526          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          48206          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          43201          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          43201          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          48206          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          43207          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          43207          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          36526          NON-NEGAM                             FIX                           No                    Second Lien                No                                       240           NO                   NON-IO                   EMC
          36526          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          32738          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          43068          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          48043          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          48043          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          46220          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          34711          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          34711          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          37769          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          44147          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          43227          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          43227          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          30094          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          85242          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          33612          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          23231          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          23231          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          20874          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          48313          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          48313          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          46220          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          46220          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          44136          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          44136          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          32043          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          32043          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          32725          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          47130          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          47130          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       360           NO                   NON-IO                   EMC
          20770          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          97214          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   EMC
          21771          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          32818          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          29926          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          33870          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          91364          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          34479          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          20164          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          85201          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          85201          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          85209          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          22312          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          19802          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          55117          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          22312          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  10 YEARS                 EMC
          85019          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33572          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          33196          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          36575          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          85249          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  EMC
          37341          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          37128          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85051          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          43528          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          17268          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30116          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          34853          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30274          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92377          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          77380          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          35127          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30546          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30039          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          99223          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          48420          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30312          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          63033          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33313          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30080          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          19054          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30288          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          20653          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30121          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30121          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          46360          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32640          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30044          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34472          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30047          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          63112          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90220          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33023          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33178          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33155          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33064          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          22554          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          77011          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          36618          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          85029          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33603          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92646          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30318          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          60527          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          18634          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          20602          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           6339          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
           6339          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30236          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30228          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          35212          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          75019          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           1844          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          77066          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32607          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          21045          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33162          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          36869          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30078          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          63028          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30318          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          41011          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33417          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          85041          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33903          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30120          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          46201          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30534          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30294          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32825          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30022          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30088          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30536          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          36116          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85048          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          17244          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          46561          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30238          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30215          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          21244          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30317          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          76448          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          77061          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          31220          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          76273          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          37179          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          37179          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          11553          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          35043          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34608          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          27514          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33446          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          48111          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          34608          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          97132          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          63116          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34758          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33613          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          31406          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30349          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30310          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          19464          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33068          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          85283          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          48122          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          64014          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          60609          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          48310          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          63130          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          32724          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       240           NO                   NON-IO                   EMC
          17331          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          86322          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          89145          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          49615          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          95008          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          48034          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          48066          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       360           NO                   NON-IO                   EMC
          89120          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          95008          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          94603          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          29203          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          48066          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          34683          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  EMC
          23462          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          60629          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          34266          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          85248          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          85204          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          24219          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          74601          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          48186          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          32696          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          60625          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          60565          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          48238          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          48849          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          44070          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          66111          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          17857          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          23607          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          46561          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          64108          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          80401          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          80401          NON-NEGAM                             FIX                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   EMC
          43055          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          30035          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          23229          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          92311          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
           6082          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          92337          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          91977          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          75032          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          75032          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          46140          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          46140          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          85050          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          98146          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          98146          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          32548          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          48227          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
           7662          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          22026          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           YES                  10 YEARS                 EMC
          22026          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          65629          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          85326          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          89109          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          20772          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  10 YEARS                 EMC
           3228          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          34953          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          30067          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          29926          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          30620          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       360           NO                   NON-IO                   EMC
          30620          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          32962          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       360           NO                   NON-IO                   EMC
          32962          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          89143          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          89143          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          85364          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          64123          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          13319          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          55371          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          97502          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          34116          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          85374          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          94561          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          85363          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          94561          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   EMC
          93630          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33023          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          85713          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          93306          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          34743          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
           8028          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  10 YEARS                 EMC
          32909          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          33418          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          35215          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          80016          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  EMC
          64012          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       360           NO                   NON-IO                   EMC
          64012          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          64030          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          55038          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          85086          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          85086          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          55014          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          32836          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          32836          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          78228          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          66213          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          77429          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          77388          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   MASTER
          77388          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85234          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          77388          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   MASTER
          85234          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          85031          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          85031          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          77388          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          77338          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          49442          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85629          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          85629          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          75137          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          77489          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          78109          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   MASTER
          64468          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          64468          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85353          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          85353          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          85225          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          85225          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          85205          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          85205          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          49036          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85043          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          63010          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          77015          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   MASTER
          85033          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          85033          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          85033          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          85033          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          37404          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85335          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          85335          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85323          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          85326          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          85326          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          86327          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          75040          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          77015          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          77379          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          77379          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85296          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       360           NO                   NON-IO                   MASTER
          85296          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          76543          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          85017          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          85017          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          89502          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  3 YEARS                  MASTER
          64113          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          76543          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          78061          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85043          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          85379          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          76048          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          76048          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85364          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          85364          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85034          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          85034          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          85326          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          85239          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          85239          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          64133          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          64133          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          75034          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          62040          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          77521          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          77521          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85041          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          80922          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          80922          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85040          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          85040          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          85302          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          77429          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          77478          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          85323          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          85323          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          77478          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          77535          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85027          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85337          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          85337          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          76108          NON-NEGAM                             FIX                           No                    First Lien                 No                                       180           NO                   NON-IO                   MASTER
          77461          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          77461          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85388          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          80221          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          85239          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          85239          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          75042          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          75042          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85207          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          85207          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          80221          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          85381          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          75115          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          75115          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          75115          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85339          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          85339          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          64110          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85345          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          85029          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85239          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          85239          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          85730          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          80640          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          75227          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85620          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          80301          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          80226          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          75287          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85233          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85326          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          85326          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          85236          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          85236          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          89147          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          89147          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          85028          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85028          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          85029          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           YES                  3 YEARS                  MASTER
          64052          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          64052          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85222          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          85222          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          87114          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          85242          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          93311          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          85242          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85015          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          85015          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85629          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          85215          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          78852          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          85222          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          85222          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          64050          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          87505          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           YES                  3 YEARS                  MASTER
          85353          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          85353          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          85203          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          83814          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          85031          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85243          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          85243          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          85232          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          85232          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          85232          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          85232          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          85232          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          85232          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          64137          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       180           NO                   NON-IO                   MASTER
          64129          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          55417          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          55417          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          64439          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          55430          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          52803          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          61244          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          61201          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          52803          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          30106          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          52806          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          52806          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          61265          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          64118          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  3 YEARS                  MASTER
          52569          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          78109          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          78109          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85207          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          85020          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  EMC
          85207          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          85224          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85201          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          62215          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85232          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       360           NO                   NON-IO                   MASTER
          61201          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          64127          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          61235          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85033          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          43056          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          75002          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          81126          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          85239          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  EMC
          64114          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          55044          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          36107          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          36107          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          36608          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          55044          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          36618          NON-NEGAM                             FIX                           No                    Second Lien                No                                       240           NO                   NON-IO                   EMC
          36618          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          90262          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          76180          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          76180          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          77707          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          30188          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           YES                  10 YEARS                 EMC
          22192          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          43551          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          43551          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          48706          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       360           NO                   NON-IO                   EMC
          48706          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          49203          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          49203          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          92530          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   EMC
          43015          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       360           NO                   NON-IO                   EMC
          43015          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          44120          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          44120          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          43055          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          43055          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          48818          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       360           NO                   NON-IO                   EMC
          48818          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          44092          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          44092          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          49009          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          40601          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          34787          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       180           NO                   NON-IO                   EMC
          85338          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          44827          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          43040          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          30040          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       360           NO                   NON-IO                   EMC
          33068          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          44223          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          85338          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          43734          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          85242          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          78233          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          85242          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  EMC
          64055          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          85043          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  EMC
          64119          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          85301          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          85019          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
           8753          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  10 YEARS                 EMC
          32839          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          20111          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          20111          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          92591          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          53005          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          76522          NON-NEGAM                             FIX                           No                    First Lien                 No                                       240           NO                   NON-IO                   MASTER
          37725          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          62017          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          27615          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32187          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33027          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92324          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
           8742          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92411          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          90061          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          23832          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91767          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          48205          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          31410          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          49866          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60156          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          91701          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          33647          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          48227          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          93309          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33936          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          94545          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          89121          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92704          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          10977          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90032          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          95210          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          20853          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92345          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          95670          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
           1109          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91406          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          20019          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33056          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          95610          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6604          NON-NEGAM                             6M                            Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          20747          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          24531          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32818          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33055          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          96001          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          92336          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          90018          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
           7055          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92506          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          93611          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          93304          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          28376          NON-NEGAM                             FIX                           No                    First Lien                 No                                       240           NO                   NON-IO                   MASTER
          92004          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          56024          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          32456          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34104          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          95776          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          33185          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          53210          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          93030          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          95360          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          92562          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92324          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          34234          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90003          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          14304          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          93635          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          85051          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          23704          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92843          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          98292          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          90303          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          89031          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          93536          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          89108          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          89115          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          89130          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          89130          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          89015          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          89030          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          89030          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 MASTER
          89113          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          95334          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          89130          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   MASTER
          89130          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          89031          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 MASTER
          95358          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          95354          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          98056          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  3 YEARS                  MASTER
          89121          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          89141          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          98065          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  3 YEARS                  MASTER
          89139          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          98292          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          89101          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          98034          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          76225          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          89107          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  3 YEARS                  MASTER
          94565          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          95110          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          89128          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          75160          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          22664          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          40031          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          64119          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          75043          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          75150          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          85713          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          22026          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          75043          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          32221          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       360           NO                   NON-IO                   EMC
          36542          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          36542          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          38002          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          32808          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   EMC
          85331          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  EMC
          36804          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          64052          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          64128          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          64128          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          64110          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          66102          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          85086          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  10 YEARS                 EMC
          86442          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          30016          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          30016          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30620          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30040          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          28227          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          28115          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          28115          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          28027          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          28031          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          28031          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30238          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          30238          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30157          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30157          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30157          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          30157          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          30157          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30141          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          30141          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30180          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          30180          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30180          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          30180          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30349          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30349          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30135          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30228          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          30228          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30228          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30228          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30268          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30253          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          30253          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30268          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30228          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          30228          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30224          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30088          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  EMC
          30281          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          30281          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30213          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30252          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30294          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30152          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30114          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          30114          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30044          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          30044          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30114          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          30114          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          33801          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30152          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30078          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          30078          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30349          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30034          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30534          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30038          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          30038          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30213          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          30213          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30273          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30024          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          30024          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           YES                  3 YEARS                  MASTER
          30184          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30125          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          30125          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30184          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          30184          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30120          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          30120          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30120          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          30120          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30038          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          30038          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30213          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30135          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          30135          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30248          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30141          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30168          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          30168          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30157          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          30157          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30141          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30179          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30132          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30135          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           YES                  3 YEARS                  MASTER
          30012          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  3 YEARS                  MASTER
          30012          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          30032          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          30032          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  3 YEARS                  MASTER
          30114          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          30114          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30039          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30039          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30078          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30135          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30087          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30236          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30294          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30016          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30058          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          30058          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30236          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30236          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30296          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30238          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30039          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30296          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30296          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30288          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          30288          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30228          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30238          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30260          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           YES                  3 YEARS                  EMC
          30349          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30349          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          30349          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30349          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30080          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30224          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30238          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          30179          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          92405          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       360           NO                   NON-IO                   MASTER
          92405          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          95834          NON-NEGAM                             FIX                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          85335          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          92324          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          95608          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          86442          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          92301          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          92404          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          95843          NON-NEGAM                             3YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          95831          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          97754          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          93458          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          95376          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          95842          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       360           NO                   NON-IO                   MASTER
          95842          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          80915          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       360           NO                   NON-IO                   MASTER
          80915          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          84720          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   MASTER
          84720          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          80022          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          92626          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          92243          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          98902          NON-NEGAM                             FIX                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          94603          NON-NEGAM                             5YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          94806          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   EMC
          91040          NON-NEGAM                             FIX                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          95358          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          84087          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          95757          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          93650          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       360           NO                   NON-IO                   MASTER
          93536          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          93650          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          93656          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          97404          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          93612          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          95691          NON-NEGAM                             FIX                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          89139          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          92804          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          93505          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          95747          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          95834          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          92584          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          95864          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85390          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       360           NO                   NON-IO                   MASTER
          85390          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          99301          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       360           NO                   NON-IO                   MASTER
          99301          NON-NEGAM                             FIX                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          85028          NON-NEGAM                             FIX                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          91709          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          80501          NON-NEGAM                             FIX                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          95366          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          80239          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92251          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          85303          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          84629          NON-NEGAM                             3YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          91387          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       360           NO                   NON-IO                   MASTER
          91387          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          84094          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          95829          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          93638          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       360           NO                   NON-IO                   MASTER
          93638          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          95215          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          98466          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          98682          NON-NEGAM                             FIX                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          81050          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          95678          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       360           NO                   NON-IO                   MASTER
          95678          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          95828          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          91762          NON-NEGAM                             3YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          95212          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          93230          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       360           NO                   NON-IO                   MASTER
          93230          NON-NEGAM                             3YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          97479          NON-NEGAM                             FIX                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          89121          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          98290          NON-NEGAM                             FIX                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          92880          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          99206          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          93550          NON-NEGAM                             FIX                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          95206          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          98037          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          93703          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          93703          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          59404          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          93705          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          92203          NON-NEGAM                             3YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          89103          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          98926          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          92545          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          92104          NON-NEGAM                             FIX                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          97526          NON-NEGAM                             FIX                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          98520          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          86323          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92570          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          90746          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       180           NO                   NON-IO                   EMC
          90746          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          77531          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          63137          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          85301          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          92505          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          32922          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          92399          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          33157          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          43203          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          89145          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          90003          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          32935          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          43787          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          78414          NON-NEGAM                             FIX                           No                    Second Lien                No                                       240           NO                   NON-IO                   EMC
          78414          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          20744          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          98270          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  10 YEARS                 EMC
          85388          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          48616          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7014          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8852          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8505          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8884          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7502          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7724          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          18325          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7094          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7735          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11420          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8110          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          94520          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          94565          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          94578          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          85301          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          98408          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85629          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          98007          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          98405          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          91902          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          85032          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       240           NO                   NON-IO                   MASTER
          90802          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          21045          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91306          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          96706          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          32935          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          95354          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          95376          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          96744          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91402          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          32536          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30104          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30360          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30094          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30517          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30039          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33569          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30107          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30281          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30349          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7701          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11412          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          17603          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7205          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8046          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          18210          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7657          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7071          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7462          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           7843          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           7026          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          55411          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          62223          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60559          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          79102          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          48329          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          34759          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32828          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           8088          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32837          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          28730          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32765          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32822          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33305          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34715          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          18940          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34743          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33844          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32828          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34759          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32703          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33463          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33021          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          27705          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          27536          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32805          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32828          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33024          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33433          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          32257          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          31764          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11787          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  EMC
           8902          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6450          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7834          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          19114          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          44035          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          44112          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          45406          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          44112          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           2904          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          22309          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11705          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           2911          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          10303          NON-NEGAM                             FIX                           No                    First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          11933          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          19149          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11776          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6516          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11417          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          44121          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6111          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7732          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          44105          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          17103          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11561          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          18229          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          19139          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          44105          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8050          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32137          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          44108          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          44118          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           2908          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
           6118          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6018          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34759          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6068          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8330          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           3465          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           2863          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7105          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7027          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          45426          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           2909          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8701          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8876          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7657          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           6112          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           2840          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7204          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8638          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11784          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          11550          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          19320          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6477          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11755          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           2907          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8260          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          10304          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7047          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11730          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11780          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11803          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7407          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          11757          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          20850          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          17236          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          10309          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           7513          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           2909          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           2905          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7731          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11772          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           1902          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11792          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          21230          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          21502          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           2920          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11779          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11413          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11722          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7801          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11701          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           8012          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           1905          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7456          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11722          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           2896          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          13323          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          12206          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7522          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7621          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          12524          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
           7047          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          12206          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          60446          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7003          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11706          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
           6483          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6606          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6460          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          27357          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6410          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          18344          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          29588          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          78259          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          23231          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          75862          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11364          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          61554          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60628          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          48312          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          45304          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          12303          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          29203          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          48204          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8046          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92879          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          95148          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          90713          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60628          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          77035          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          53206          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          53209          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          17404          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          46962          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60431          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90004          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  EMC
          91344          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          91766          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60002          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          43213          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32137          NON-NEGAM                             1YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          43613          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          95693          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          20817          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          93702          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          45651          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          77083          NON-NEGAM                             FIX                           No                    First Lien                 No                                       240           NO                   NON-IO                   MASTER
          61201          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          53222          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          61704          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60142          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          61610          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91331          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          20112          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          19120          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          94608          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          44704          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33563          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60649          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          38115          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33023          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          29570          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          48235          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92105          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   EMC
          92504          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          90047          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          92653          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          91001          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
           7076          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          95776          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          85379          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92688          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          90805          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          15106          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          44120          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8901          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92563          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          32539          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34609          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92880          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          35214          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6611          NON-NEGAM                             1YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          96064          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33319          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          60565          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          56051          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          10453          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          14615          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          94587          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          11570          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  EMC
          12210          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          19138          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          92115          NON-NEGAM                             1YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          32570          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
           6010          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          85033          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          78042          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          20678          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          78042          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          30052          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          32211          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          30041          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          30153          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       360           NO                   NON-IO                   EMC
          30224          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          95991          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          34224          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          98607          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          97362          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          33029          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  10 YEARS                 EMC
          85220          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          95451          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          19701          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          48125          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          18466          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33433          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          18974          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          55117          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          85202          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          85021          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          63135          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          95843          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33186          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          97303          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          23072          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85213          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          52302          NON-NEGAM                             1YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          87114          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60517          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8028          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30909          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          28110          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          65233          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          54880          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          23454          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          93455          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85302          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33066          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          93535          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          95823          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          87415          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
           8332          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          87111          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          23225          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
           6610          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          94577          NON-NEGAM                             5YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33566          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          87114          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          87124          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7470          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          31052          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          98550          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          20746          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          22712          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          93312          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          22193          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          60617          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          19151          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          55102          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          46226          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33971          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60433          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34744          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90221          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11701          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          44109          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          44144          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          94536          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          60612          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          10927          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           3110          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          38016          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90805          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32958          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          20772          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          22151          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33584          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          48212          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33334          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          95252          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          61764          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          22655          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          46792          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92557          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          32812          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          29687          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33635          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          55444          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          34759          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          34953          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          33569          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85032          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90061          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92336          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          77504          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32526          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92557          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92571          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91710          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          95655          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          23462          NON-NEGAM                             5YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32908          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34698          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60110          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11722          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          80919          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          46072          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          43543          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          23456          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          77047          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92571          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          90810          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          40216          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92801          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          91902          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          33069          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          22514          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          35097          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92315          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          95370          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          95822          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92677          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          32712          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          89130          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          92506          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92683          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          92553          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          93635          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          19145          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           3885          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           1747          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33021          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          23602          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60064          NON-NEGAM                             1YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60804          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92236          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11208          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91790          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60174          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60416          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60609          NON-NEGAM                             1YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92881          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          90034          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33811          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60620          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
           6513          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          61114          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60506          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32725          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          20659          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          95220          NON-NEGAM                             1YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60477          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33415          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90805          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          28205          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          19148          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          29506          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          23224          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32824          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          65616          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          32909          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          38019          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           2860          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30114          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          90220          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          90046          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          93927          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          65265          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          98366          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          95823          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          60636          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          30294          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           2343          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92704          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          12589          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          48146          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60647          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92688          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          92113          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          53405          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          19057          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30329          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          87401          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92336          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60620          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92592          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          92704          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          44095          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          29169          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          23231          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          60014          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7731          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          33068          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          53110          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          10553          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           6239          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90603          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92262          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          92236          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          95205          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          93618          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92010          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          52806          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60623          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60638          NON-NEGAM                             FIX                           No                    First Lien                 No                                       180           NO                   NON-IO                   MASTER
          33179          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          95757          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          55316          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          22630          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          64030          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
           7060          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60440          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7444          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          32127          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92337          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          20121          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90022          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          22041          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          85242          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          92377          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92507          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90262          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          95823          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          20852          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           3060          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91710          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          32656          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          29020          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          95825          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          14043          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91730          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          48230          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          32808          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60448          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90066          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          85239          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           6096          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          43302          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          89123          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          66104          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91342          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          80121          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91342          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          20707          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91910          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          91301          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          38116          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          93536          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          94589          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          90650          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           6514          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91350          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          93292          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34436          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91748          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          27704          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          89030          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          91325          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   EMC
          11545          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33023          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          90037          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          77459          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          89030          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91301          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90065          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          48192          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33615          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          27260          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32907          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          20774          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33321          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92675          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          91744          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          85225          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92683          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          90047          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          38116          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          24477          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91710          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          90047          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          90621          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60041          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          63121          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          40299          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          60060          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60609          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92869          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          60402          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91030          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          11106          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          91325          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          77365          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90804          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          23225          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30294          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          93536          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          30033          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92223          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92801          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          30044          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          94577          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          90046          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          20011          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          93060          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92629          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          32233          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60586          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60154          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6516          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6704          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60804          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          90650          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92314          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          23602          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60641          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60188          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60004          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          77449          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          14227          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60202          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          98031          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          37924          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          10704          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          91411          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          33050          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60647          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          77015          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          75707          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          48227          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          95407          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91752          NON-NEGAM                             1YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11550          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          96743          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          55127          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          20770          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          80220          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91606          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          53704          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          87123          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          34952          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33189          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          22191          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          93727          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          90301          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          53208          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          49801          NON-NEGAM                             1YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          61603          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8753          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          10309          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33056          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          20735          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          91746          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30022          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          48430          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33404          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          22734          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33950          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          21136          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          94801          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          29696          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60804          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60102          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          48152          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          24441          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11763          NON-NEGAM                             1YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          44105          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90016          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92551          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          77009          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          87114          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7631          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91706          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          63130          NON-NEGAM                             1YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90605          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92707          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          92881          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60016          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          91790          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          95122          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          91910          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          60914          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32117          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32713          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          21237          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          43302          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60440          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          64138          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          33434          NON-NEGAM                             1YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          28227          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          21207          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92592          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          48234          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60656          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          77073          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          95380          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          32837          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          33184          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          75067          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92563          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          18353          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          48143          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          32547          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          23061          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          94589          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          48603          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          48219          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          48216          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33609          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60016          NON-NEGAM                             1YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8701          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
           6095          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85345          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91731          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          31548          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          21776          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32246          NON-NEGAM                             1YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11434          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          92284          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          93535          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60106          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          95111          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92113          NON-NEGAM                             5YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          48034          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          78013          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          53561          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          72802          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34112          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          11550          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33135          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          93065          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92337          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92410          NON-NEGAM                             1YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92105          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          89148          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90019          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  EMC
          90061          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          48197          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60477          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30529          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          20002          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          22003          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          92507          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          95206          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          91752          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          90044          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          20019          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33844          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          32807          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92236          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60605          NON-NEGAM                             6M                            No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          93535          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          11725          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          91711          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          60632          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60660          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60448          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          14213          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          15601          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92065          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92545          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          91384          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60620          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          91741          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92336          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          90059          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          91345          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          20623          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          77503          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92801          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          56058          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          32817          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          47905          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90242          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          90250          NON-NEGAM                             1YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          21012          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90221          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          89139          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          94585          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          32725          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32907          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60106          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          46307          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6109          NON-NEGAM                             1YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          56003          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          63125          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          32907          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          44109          NON-NEGAM                             1YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          65807          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          94544          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92084          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33897          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          20747          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33016          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92509          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          90011          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          60620          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          73120          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90260          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          96732          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30101          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          92591          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          86326          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92571          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60440          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          33309          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91342          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          47274          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          10469          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          60060          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92503          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          43613          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          23454          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33150          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60177          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33040          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91764          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          95207          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92553          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          48329          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          33176          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92805          NON-NEGAM                             1YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91352          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91910          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          32935          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92311          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          55088          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          90631          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          55448          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          93550          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          33534          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92551          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92102          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60137          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          12589          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92840          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92335          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92240          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          20155          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60467          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60453          NON-NEGAM                             1YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          22556          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          21122          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          48202          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7304          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90723          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          11953          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7083          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33314          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          34431          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          78745          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7821          NON-NEGAM                             FIX                           No                    First Lien                 No                                       240           NO                   NON-IO                   MASTER
          60639          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92027          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          48038          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          91343          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          91744          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          43224          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92882          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          95961          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92648          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          73051          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          95973          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          23455          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33167          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60433          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          61554          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          43213          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92704          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          33024          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          93225          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          69356          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          55411          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91206          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32906          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90262          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          90745          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          91306          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34668          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          27048          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          86403          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          87507          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92703          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          91001          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          76209          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          93703          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          10461          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          92557          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          32680          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          89406          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          19808          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92129          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          44310          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91786          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          92883          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          46774          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          19709          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          92503          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          93551          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60451          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          93722          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          20147          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92395          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60417          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          21216          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6482          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          43610          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          92703          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          32927          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34952          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33193          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          11236          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          77057          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           4072          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7502          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          37762          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91709          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          92627          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60410          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8618          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          19713          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          78666          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          38106          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          55060          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          93311          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          48334          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33054          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          78577          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          95350          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
           6405          NON-NEGAM                             1YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60164          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60617          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          90023          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          87031          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90037          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          11203          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          78213          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          50701          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34639          NON-NEGAM                             1YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          21040          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          89110          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          20110          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34655          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          95628          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          15108          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92882          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          92504          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          11233          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30223          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          94585          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          92704          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          92503          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          43230          NON-NEGAM                             1YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60431          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          30034          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          94560          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          11207          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          14615          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          23462          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60643          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          89147          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          22181          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60634          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          61350          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91335          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          48219          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          31605          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91362          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          95204          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          93722          NON-NEGAM                             1YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          23234          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60643          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33604          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          95209          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          93726          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          48420          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91214          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          93619          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33610          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60636          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          93523          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          94518          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          95249          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       180           NO                   NON-IO                   MASTER
          48192          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          95128          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          95135          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          48174          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           1108          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33414          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          38141          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          98408          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          94303          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          32216          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          90003          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92336          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          55429          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           2919          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          95401          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          90043          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          90638          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92860          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          93702          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          94806          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          33935          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92677          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          15221          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          60652          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          20720          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91345          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92804          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           8055          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          48336          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32569          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92064          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92805          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7628          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          97266          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          21215          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32801          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          10314          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          90601          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60133          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          33952          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          95370          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          34691          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60139          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          95340          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           8005          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92683          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          32738          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
           7083          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92691          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   EMC
          91411          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60803          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          48529          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          49920          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          96002          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           1752          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          92883          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          22554          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          43315          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          20744          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          48134          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          22026          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32778          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34761          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          14620          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30238          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          53225          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          95340          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          22191          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          50312          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91724          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60636          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30016          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           2149          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          49507          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32935          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          90262          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          91702          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          77478          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          48162          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          95832          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          94538          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          48910          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60641          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          32771          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          37208          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          93611          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          91786          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          95636          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60646          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          94509          NON-NEGAM                             1YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          98684          NON-NEGAM                             1YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6801          NON-NEGAM                             1YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          48529          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7079          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92103          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          91901          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60804          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   EMC
          90302          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          33027          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          20716          NON-NEGAM                             1YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          16823          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91746          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          95833          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          46725          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30035          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          50021          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          28715          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          60440          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          20744          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          15044          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          20720          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          92234          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          30179          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   EMC
          63114          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
           2149          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92404          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          48238          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          93710          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          90250          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          90715          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          95682          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          95008          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          60428          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60623          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   EMC
          90012          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33813          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          93263          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92841          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          91902          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92404          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          21237          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          92860          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          34465          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          21863          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          93312          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          11764          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          60544          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          94510          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          91331          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          32905          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          31312          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          48381          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92555          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          93622          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60099          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          95206          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           8757          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7062          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          13760          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          11225          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30102          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           2453          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92346          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          92346          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          30269          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          33162          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91744          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92057          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92240          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          90262          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          14215          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60085          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          94565          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          93543          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          60402          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          48021          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          85546          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60123          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          60651          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91001          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          48134          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60647          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          53110          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11510          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60085          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          94804          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          48390          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          90022          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          93552          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          93033          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          21801          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          92602          NON-NEGAM                             6M                            No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          91732          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          93306          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           2908          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          10566          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          94509          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          92336          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          85250          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60070          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
           7052          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7506          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90502          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          22701          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          90712          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          55313          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          94806          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          11234          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          60433          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32210          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          28043          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          10028          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          96002          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60644          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          21133          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          98390          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          20743          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          49201          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          48224          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92694          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  EMC
          89015          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30062          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          14901          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          93307          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          32838          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          10466          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          85048          NON-NEGAM                             1YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          23457          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
           2863          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          93550          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          11003          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          60628          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           7760          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          48879          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          94568          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          93033          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
           8105          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92262          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          38118          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          68503          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          93635          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          91801          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60647          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92805          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          95821          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          29506          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90805          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          53711          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60302          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60126          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          11003          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8536          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33311          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60120          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
           6511          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          77469          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          95023          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          15083          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33314          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  EMC
          30038          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          21207          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          73701          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          87501          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          40059          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          95838          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          48238          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32824          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90041          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          60652          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          28269          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          21228          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33023          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          93292          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92879          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          94544          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          91364          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          97524          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          21666          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  EMC
          20743          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          44112          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92586          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          20783          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          92592          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          90814          NON-NEGAM                             1YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          92504          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          55122          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30035          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          55303          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          30215          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60617          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          12304          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
           7047          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          90220          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60506          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92562          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          91737          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          94803          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          45403          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          95822          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          33065          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          48205          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          48210          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          95006          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          91710          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33009          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6513          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          23701          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33415          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          60188          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          43231          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          21811          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          90220          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          20744          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          94044          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          11412          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  EMC
          60608          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
           7203          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          60402          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60632          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          29223          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          48202          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92701          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
           2909          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          14843          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32818          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92704          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          91303          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
           1841          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          96781          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          53149          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           1886          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91364          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          91301          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          92399          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
           1602          NON-NEGAM                             6M                            No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92201          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          93313          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          38128          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90805          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          91977          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          28216          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          70458          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          60653          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          29678          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          90813          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          60002          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          46303          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          95307          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          20744          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          93454          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          94556          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   EMC
          92804          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          50021          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          60609          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          23513          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          48205          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          48234          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          46038          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33193          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          33177          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          33177          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          32217          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          32217          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33193          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          34235          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          34235          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          91792          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          33971          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          34609          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33971          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          40211          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          40211          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          91792          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          49022          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       360           NO                   NON-IO                   EMC
          49022          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          48180          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       360           NO                   NON-IO                   EMC
          48180          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          85326          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          20111          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          20111          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          22193          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          22193          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          22192          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          22192          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          22312          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          28079          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          22026          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          24382          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          22192          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          22192          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          22312          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          20110          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          22025          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          22025          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          22033          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          22191          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          22191          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          24333          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          24333          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          20019          NON-NEGAM                             FIX                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          20110          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          22079          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          24014          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          24012          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          21061          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          21286          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          22191          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          20151          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          20109          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          20109          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          22193          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          22655          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          22655          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          20744          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          20604          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          20079          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          20640          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          22315          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          22315          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          20121          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          19971          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          24184          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          20120          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          22030          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          20743          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          22309          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          24486          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          23093          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          22079          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          22079          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          20148          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          21755          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          22553          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          43123          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          98340          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          20782          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  10 YEARS                 EMC
          92243          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          96122          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          22580          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          19013          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          89048          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          33935          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          15065          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          32809          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          92530          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          89801          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          32570          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          40299          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33157          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          85204          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          90063          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          85242          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          95688          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          20782          NON-NEGAM                             FIX                           No                    Second Lien                No                                       300           NO                   NON-IO                   EMC
          97213          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33025          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          93274          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          20740          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  10 YEARS                 EMC
           7502          NON-NEGAM                             2YR                           No                    First Lien                 Yes                                      480           NO                   NON-IO                   EMC
          11741          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          20878          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          55119          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          55119          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          55057          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          85351          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          91911          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          48174          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          40228          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          47303          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          30040          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          30040          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  10 YEARS                 EMC
          78247          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          11901          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           YES                  3 YEARS                  EMC
          19805          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          85251          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          18929          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          85033          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          21133          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          21133          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          20019          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          18929          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          95076          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          91331          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          98270          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          98199          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          98003          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          94580          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          92703          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          92584          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          92584          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          93550          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          91706          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          91706          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          93534          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          91748          NON-NEGAM                             FIX                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          92780          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          93551          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          85009          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          91335          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          92505          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          90301          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          85302          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          91762          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          92392          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          93422          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          91335          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          91733          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90027          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          99518          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92410          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          33618          NON-NEGAM                             2YR                           No                    First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          90712          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          86326          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          94531          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          90011          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          92880          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          95661          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          92342          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          90650          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          92335          NON-NEGAM                             FIX                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          92324          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          92029          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90712          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          92570          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          91744          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          89121          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          89129          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          89148          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          89129          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          89108          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          89108          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85033          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          92335          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          90011          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          17331          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          17331          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          43318          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          89102          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          92506          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          89102          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          47432          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          20774          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          20774          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  EMC
          32073          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          19720          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          85251          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  EMC
          86323          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          85043          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          34608          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  10 YEARS                 EMC
          60623          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          60505          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60644          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          55313          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          55106          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          55119          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          55388          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          55407          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          56062          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          55415          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          60647          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          55006          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          55382          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          55126          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          55325          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          55369          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          55113          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          54826          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           YES                  5 YEARS                  EMC
          55901          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          54025          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          56071          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          55075          NON-NEGAM                             5YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          55449          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          55124          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  EMC
          55043          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          53143          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           YES                  10 YEARS                 EMC
          92394          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          30034          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          30034          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          48210          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          20109          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          11715          NON-NEGAM                             2YR                           No                    First Lien                 Yes                                      480           NO                   NON-IO                   EMC
          45309          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          55106          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          55106          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           YES                  10 YEARS                 EMC
          84765          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33626          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          34241          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          91710          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          32812          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          85032          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          55117          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          46526          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          92591          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          95376          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          60174          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          99301          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   EMC
          92345          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   EMC
          85326          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          89032          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          33194          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          92557          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  10 YEARS                 EMC
          48135          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          61604          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          92530          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          60061          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          33414          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          33841          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          98930          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          95991          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          85021          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          21060          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  10 YEARS                 EMC
          85242          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          92223          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   EMC
          21229          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          98591          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          99301          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          34241          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          99301          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  10 YEARS                 EMC
          85035          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          78521          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          93543          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          30040          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          30204          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  EMC
          30032          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          29909          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          30224          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          30224          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          32708          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          55412          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          85014          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          31560          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          48152          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          30316          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          23228          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          30331          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          30052          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          32277          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          30248          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          29909          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
           8081          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
           8081          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          85326          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          85224          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          85040          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          85323          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          89015          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          32713          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          47130          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
           6492          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          94545          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          85225          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          65013          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          47346          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          95660          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  EMC
          32810          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          19047          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          20769          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          90018          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          85379          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          20170          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  10 YEARS                 EMC
          22306          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          32805          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       360           YES                  10 YEARS                 EMC
          32805          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          42503          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          42503          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          95301          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          93728          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          21133          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
           7203          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          33458          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          30274          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          92392          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           YES                  10 YEARS                 EMC
          85303          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
           6604          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          93306          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          95963          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          47302          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33542          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          75225          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          76040          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          19050          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          76040          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33770          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          34609          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          30349          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          55418          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
           8734          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          78225          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          78133          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          20874          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           YES                  10 YEARS                 EMC
          32766          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       360           NO                   NON-IO                   EMC
          32766          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          32127          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          22630          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          30725          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          45014          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          43130          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          43082          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          45682          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          49203          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          49203          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          32763          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          85307          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          29579          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          22734          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          93726          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30312          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33612          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30281          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33604          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30079          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          78028          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85382          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          78654          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30238          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30607          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          49509          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32837          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30080          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30291          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          77502          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          55103          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          89101          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30274          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          31808          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33625          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34286          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30342          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33916          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30019          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30720          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30120          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32837          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          89109          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          94112          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          47403          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          36869          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30101          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33161          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          36870          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33603          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30141          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          32207          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          19141          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          30096          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          85382          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          45840          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          31791          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          48062          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30296          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          44017          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60477          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          97477          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          38125          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30533          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          18074          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30161          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30161          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30106          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33916          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          89106          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          49240          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          43229          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30228          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30058          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33510          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33142          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33162          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          18634          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          38128          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          77084          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          32168          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33319          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33068          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32724          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          34953          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          43220          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          33435          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          33435          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          44129          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          44129          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          55101          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          55101          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          44118          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          33713          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          72764          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          72764          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          92405          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          32832          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          32832          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          60044          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
           8312          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
           8312          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          23075          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          28269          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          84117          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          39208          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          85714          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          39208          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          79924          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          78641          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          28269          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          80239          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          85714          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          46254          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          78641          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          80239          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          46254          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          80224          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          33543          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       360           NO                   NON-IO                   EMC
          76227          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          77449          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          72160          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          32835          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          33544          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          77449          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33543          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          72160          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          32835          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          76227          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          35811          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          35020          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          80224          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          77044          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          79703          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          79924          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          35811          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          77044          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          79703          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          76135          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          76135          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          46323          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          71112          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          92251          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          78242          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          46140          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          75067          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
           6280          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          78242          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          75067          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          33321          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          46074          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          46322          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          46322          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          46323          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          77459          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          37122          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          23111          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          32335          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
           7874          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          48094          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          23227          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          94303          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          89030          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          23805          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  10 YEARS                 EMC
          85225          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          63028          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          93705          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          98591          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          33068          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          33068          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          32732          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          23324          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33463          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          34677          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          63116          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  EMC
          21076          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          24504          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          23608          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          43230          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          98229          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          22405          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          30157          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          93225          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          72442          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          92563          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          22712          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          92563          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          92582          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          95337          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          48214          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          95823          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          95823          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          33317          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          34120          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          65584          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          19066          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  10 YEARS                 EMC
          19057          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
           7735          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  10 YEARS                 EMC
          85037          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          22191          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
           8555          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  10 YEARS                 EMC
           8555          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           YES                  10 YEARS                 EMC
           8050          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  10 YEARS                 EMC
           8722          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          31088          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          75208          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          61455          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          95122          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  EMC
          14210          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  10 YEARS                 EMC
          33610          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          99337          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          30161          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          23669          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          48310          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          19119          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          43082          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       360           NO                   NON-IO                   EMC
          43082          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33313          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33313          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          20886          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          33435          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          44134          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          32808          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          11210          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          43050          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33177          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          10977          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           1581          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34476          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11706          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11704          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11203          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7601          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7050          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11787          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          11901          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11763          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          19144          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          19401          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          10462          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30650          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11798          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7885          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          78258          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33138          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          78213          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          29020          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           3246          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          93638          NON-NEGAM                             5YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60643          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          75212          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32708          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          95677          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
           8609          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          75074          NON-NEGAM                             FIX                           No                    First Lien                 No                                       300           NO                   NON-IO                   EMC
          76017          NON-NEGAM                             5YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          19143          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          34769          NON-NEGAM                             1YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92860          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60411          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30014          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32206          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60047          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   EMC
          43302          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          89107          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          70810          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          39307          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          92807          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   EMC
          94585          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          90040          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           6705          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          20871          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          48239          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          55378          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   EMC
          30180          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          95660          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          30075          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          23452          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92114          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60638          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32536          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60137          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92804          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          91732          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30815          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92308          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          60620          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          33065          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33972          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          92504          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          95307          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          23060          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34746          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7740          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          95490          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   MASTER
          33319          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          37920          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33065          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33566          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33710          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          22969          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60623          NON-NEGAM                             1YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60433          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          29841          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          23704          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          93304          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          92345          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          23237          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          30076          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60804          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          21113          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          92337          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           6511          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          60652          NON-NEGAM                             2YR                           No                    First Lien                 No                                       480           NO                   NON-IO                   MASTER
          14075          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           4364          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90805          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          46226          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92704          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          92201          NON-NEGAM                             1YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          36869          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60506          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          32567          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          93304          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          62450          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          10701          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          94801          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33325          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          23231          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60131          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60510          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  EMC
          90249          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          44883          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          60445          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          92882          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       480           NO                   NON-IO                   EMC
          96022          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          97203          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
           8075          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          33311          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          92114          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          20002          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          10701          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
           2825          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
           8852          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8330          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          12550          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           6405          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8234          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7826          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7063          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8057          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          12603          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6111          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          19335          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6040          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          23608          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          21220          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          17701          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6483          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          20737          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          14216          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8332          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8511          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          11436          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85308          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          98002          NON-NEGAM                             FIX                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          98026          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91340          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92860          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90220          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          92688          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          93312          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92410          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          22192          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          55409          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          92509          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          93312          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          93561          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85242          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30188          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30189          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30705          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30134          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30157          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30349          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30002          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34288          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30519          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30344          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30144          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30094          NON-NEGAM                             FIX                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          30054          NON-NEGAM                             FIX                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          30025          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30504          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30039          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30068          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30044          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30043          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          31605          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8817          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7112          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8021          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7410          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8835          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          15501          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8096          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8302          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          17067          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32244          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          14150          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11412          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          10546          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           8758          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7106          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          37772          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          46307          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33544          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6614          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11779          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          46341          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60629          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30501          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33624          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          32738          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          14075          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          31217          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32811          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34772          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34746          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          22408          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30240          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          31217          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34759          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32818          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34759          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          28152          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34746          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          22405          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          32168          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          34744          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34758          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33463          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33436          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          34772          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33461          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          18049          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33405          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33467          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          32839          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          31030          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33313          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32824          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34748          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33470          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          22980          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          22485          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6512          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8873          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8722          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7017          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          19003          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           1570          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           6705          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          44109          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7304          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7017          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          22192          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6708          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          17701          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6776          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          19083          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7050          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7047          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7032          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8861          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           7461          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6515          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          18346          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           2905          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           2909          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7106          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7102          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34698          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33952          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           2863          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8046          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11798          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          19006          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          21133          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          19468          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7501          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7104          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          18015          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           2885          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           6039          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7801          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8846          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7111          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           6790          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32137          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8873          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6320          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          21009          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7112          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7017          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7712          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34120          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7054          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          17314          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          19111          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8332          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          18104          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7068          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          10302          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6606          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           6018          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          18951          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6040          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           2888          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7501          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34236          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6066          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6606          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          44102          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11554          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          10305          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33952          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11790          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          21060          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          11735          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          23455          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          12513          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11580          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          12592          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6002          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       180           NO                   NON-IO                   MASTER
           6710          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11747          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7461          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8088          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          12516          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7106          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7631          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34286          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           6437          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           2919          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8081          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          21157          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          12804          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6281          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6706          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6606          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6776          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
           7087          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          14211          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7410          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           8904          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          32720          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       360           NO                   NON-IO                   EMC
          32720          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          20708          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  EMC
          33311          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       360           NO                   NON-IO                   EMC
          33311          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          19805          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          89081          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          85345          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  EMC
          64744          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          32164          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       360           NO                   NON-IO                   EMC
          55410          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          32720          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       360           NO                   NON-IO                   EMC
          55107          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          64085          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          64085          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          62271          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          61235          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          61235          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          64123          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          85326          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  EMC
          75048          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          75048          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          67204          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          85219          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  EMC
          52802          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          22546          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       360           NO                   NON-IO                   EMC
          22546          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          32720          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          98569          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
           6513          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          34667          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          33813          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33401          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          33168          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
           6770          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   EMC
          92354          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
           6360          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          32934          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
           6513          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          89107          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       180           NO                   NON-IO                   EMC
          89107          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          75068          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          19111          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          89408          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          32164          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          75168          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          75168          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          34668          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
           6094          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          20747          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          43081          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          43229          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          43119          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          43232          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          23605          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  EMC
          32839          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          85335          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          83442          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          61241          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          32824          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          32118          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          95823          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          85037          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          49078          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          93710          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       180           NO                   NON-IO                   EMC
          43207          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          93710          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          85242          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          43130          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       240           NO                   NON-IO                   EMC
          32738          NON-NEGAM                             FIX                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   EMC
          18036          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          20170          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          91342          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          30161          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          31903          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          93308          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          93552          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          93535          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90047          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          93535          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          89146          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          89146          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          43068          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          21532          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          91702          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          92240          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          94572          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          20009          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          95823          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92553          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32810          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33909          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 MASTER
          90280          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 MASTER
           6704          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91761          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          92563          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          91752          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          89107          NON-NEGAM                             6M                            Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          92335          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          91335          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          90262          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          93535          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          90018          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          91355          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          91340          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          90250          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          90047          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          91730          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          93307          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          92704          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          90723          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90606          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          90044          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          90044          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          90404          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          93552          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       300           NO                   NON-IO                   MASTER
          93551          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          90605          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          91311          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          93552          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          91325          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          91325          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          91405          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91306          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          91306          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92260          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          92707          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           YES                  5 YEARS                  EMC
          91750          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          92571          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          90660          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          93551          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          93534          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          93534          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          93536          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          93535          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          93535          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          89103          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          93647          NON-NEGAM                             5YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          93003          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          93063          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          93063          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          93550          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          93551          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          93551          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          93436          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          93445          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          93436          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           YES                  3 YEARS                  MASTER
          93551          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          93535          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          93536          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          93550          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          93543          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          93505          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          37814          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          48205          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          85308          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          48238          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          19138          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          46203          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          46201          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          46226          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          30008          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          48234          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
           7112          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          75025          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          10469          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  EMC
          77095          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          78617          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          77041          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          98230          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          95367          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32818          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33027          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          77573          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          73456          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          77546          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33076          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
           6830          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  EMC
          95148          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          27909          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          33319          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          20607          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  EMC
          78648          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7047          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          30157          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          63049          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          97212          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          68037          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          78628          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          95817          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          77049          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          77095          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          14303          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          78046          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33066          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          77088          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8609          NON-NEGAM                             3YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   EMC
          90620          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          94541          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          33021          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          75211          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11413          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  EMC
          30274          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          33321          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          33313          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          92562          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7747          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  EMC
          75227          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          91402          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          92591          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
           8865          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          91402          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          92591          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          75115          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          78704          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
           8611          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          11954          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  EMC
          91780          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          78221          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          75002          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91780          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33634          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          11691          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          59106          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          40212          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          78245          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          77040          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          76119          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          90710          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          75006          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          92570          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          33319          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          11360          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          63049          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          88220          NON-NEGAM                             FIX                           No                    First Lien                 No                                       180           NO                   NON-IO                   EMC
          63031          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          64506          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          34116          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
           7072          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          48912          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33177          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          92570          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33065          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          74136          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          73052          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33319          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          92027          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          78254          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92234          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          91344          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          77373          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          15074          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          85331          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          78046          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          13438          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          33319          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33196          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33442          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          98038          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          88220          NON-NEGAM                             FIX                           No                    First Lien                 No                                       180           NO                   NON-IO                   MASTER
          92394          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          27804          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          19426          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          98604          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33326          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          93041          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          10566          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  EMC
          98604          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          72315          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          66104          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33170          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          77014          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          31558          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  EMC
          92392          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          48197          NON-NEGAM                             3YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          32209          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          44103          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92307          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          33071          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          92307          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          77078          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33326          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33311          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          34684          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          78109          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          92336          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          12308          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          78028          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          77385          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          75227          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          95128          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          75235          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          75025          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91740          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  EMC
          32218          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          17866          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34116          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          91766          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          98661          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          10469          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          19426          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          98661          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          78245          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          95128          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          77084          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          77489          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          44102          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          75007          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33065          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          73139          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          76116          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
           8865          NON-NEGAM                             3YR                           No                    First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          87144          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          22033          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          19150          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          98168          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          33024          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          77539          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          68135          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          74501          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33065          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          78028          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33020          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          10312          NON-NEGAM                             3YR                           No                    First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          33157          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          97301          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          90059          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          36535          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          94590          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          91730          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          92504          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           7109          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          78613          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          91730          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          78211          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          77048          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          18603          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          78410          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          14619          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          33311          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          32792          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          93550          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          77581          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          30741          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          92345          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          77068          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          92376          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33137          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       180           NO                   NON-IO                   EMC
          92345          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          20603          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          91351          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   EMC
          89104          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  EMC
          94601          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          33142          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          98101          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          68352          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          70403          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33194          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          77340          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          32327          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          63031          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          79413          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          92276          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33313          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          76180          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          92509          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          60016          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          44109          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          98383          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          11434          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          75043          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       180           NO                   NON-IO                   MASTER
          75068          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          76148          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          14619          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          14136          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          75006          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          11434          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          77062          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          38301          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          70403          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          12308          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          77449          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33137          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          76180          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91331          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          76114          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          83854          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          75159          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          94521          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          77573          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          40212          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
           7047          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          92376          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          91342          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          93550          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34668          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          76707          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          78653          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
           7109          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          38108          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33312          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33024          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          70403          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          63031          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          78521          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30032          NON-NEGAM                             FIX                           No                    First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          77565          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
           7047          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          50316          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          75227          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          63104          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          94521          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          75098          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          78046          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          65802          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33175          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       180           NO                   NON-IO                   EMC
          78045          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          77068          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          78046          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          77351          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          14136          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          92508          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          33069          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          77565          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30024          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          75211          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
           7306          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          28269          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          71373          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          92234          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          98101          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          92503          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          95206          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          95206          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          92503          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          90701          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          32750          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          10016          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          44118          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92592          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          92592          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          94533          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          68107          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33069          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          86401          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92173          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          90242          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          22312          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       180           NO                   NON-IO                   EMC
          75074          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          92553          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          63114          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          10030          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          77573          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          78046          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90242          NON-NEGAM                             3YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          33351          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33028          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          14534          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          77047          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          49441          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          98058          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
           7750          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          14305          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          13165          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          90026          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          98604          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          44122          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30039          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          18466          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          63376          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          92008          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          11236          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          92701          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          32808          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          90026          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          13165          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33311          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          44203          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          64123          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          30038          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          75069          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33068          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          29617          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          33183          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33064          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          32808          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          11236          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          18466          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          75007          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          65109          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          12428          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          97128          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          20721          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          73110          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          76108          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33326          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          97062          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          97222          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       180           NO                   NON-IO                   MASTER
          33441          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          77901          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          91306          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          18324          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          64012          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          77065          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          98011          NON-NEGAM                             FIX                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          91306          NON-NEGAM                             2YR                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          44104          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          78244          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          75457          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          78617          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          18102          NON-NEGAM                             6M                            Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          91006          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
           7112          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          21060          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          35215          NON-NEGAM                             2YR                           No                    First Lien                 Yes                                      480           NO                   NON-IO                   EMC
          95209          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          30238          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          44118          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
           7047          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  EMC
          33066          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          33063          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  EMC
          77338          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          77378          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          60520          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          30228          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30565          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30093          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30121          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30291          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  EMC
          28115          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30039          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30035          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30620          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  EMC
          30043          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30043          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30248          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30132          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30016          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30223          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  EMC
          30016          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30253          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          38012          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30141          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30233          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30179          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30120          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30680          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30223          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30268          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          30238          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30120          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30180          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30331          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30228          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30281          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30058          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          31313          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30045          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           7206          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           7055          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7731          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           6704          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7060          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          22657          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11758          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          23875          NON-NEGAM                             5YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6824          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           7088          NON-NEGAM                             FIX                           No                    Second Lien                No                                       240           NO                   NON-IO                   EMC
           7088          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34746          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7660          NON-NEGAM                             5YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           7033          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          11433          NON-NEGAM                             FIX                           No                    Second Lien                No                                       240           NO                   NON-IO                   EMC
          11433          NON-NEGAM                             5YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
           7006          NON-NEGAM                             FIX                           No                    Second Lien                No                                       240           NO                   NON-IO                   EMC
           7006          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
           7735          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  EMC
           7305          NON-NEGAM                             FIX                           No                    Second Lien                No                                       240           NO                   NON-IO                   EMC
           7305          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          11572          NON-NEGAM                             5YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85929          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          10022          NON-NEGAM                             5YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
           8863          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          18360          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          11691          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11434          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          12564          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11729          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  EMC
           8759          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8016          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          10954          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11784          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          19055          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8109          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          20906          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11210          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          10960          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          94591          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          93291          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          91344          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          95354          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  EMC
          98223          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          94621          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91770          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          90710          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  EMC
          90026          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          92509          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          90018          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          92345          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          92882          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          92028          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          92376          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          93065          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          93222          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          30113          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          34286          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30078          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30517          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30518          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          30052          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          21545          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7823          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7067          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33901          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60014          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          60619          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          77563          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          48213          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          31806          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          44105          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          22485          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32825          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33897          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32837          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8052          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34609          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          19115          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33418          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          77375          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32808          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          77375          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30168          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          32726          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11422          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          30168          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34788          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34759          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          30103          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
           8859          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          44320          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11590          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          44502          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7003          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          20774          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7522          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           1550          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          18324          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          18052          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8360          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11413          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          19380          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7003          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          33714          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6770          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          19401          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          17372          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11003          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       180           NO                   NON-IO                   MASTER
          18470          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6010          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          11505          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          44125          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          48890          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          21221          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           2907          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          11236          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11234          NON-NEGAM                             FIX                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   MASTER
          11780          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           7052          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          22026          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          11798          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
           7205          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          18324          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8070          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          48202          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           8861          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
           7065          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
           8872          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          18301          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          11003          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6084          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
           6850          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
           6415          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
           6607          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       240           NO                   NON-IO                   EMC
          11561          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
           6770          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6484          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          27502          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6403          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
           6470          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
           6484          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
           6443          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       180           NO                   NON-IO                   MASTER
           7030          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          55378          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33063          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       180           NO                   NON-IO                   EMC
          93306          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          93306          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          77373          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          63379          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          53214          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          53214          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          77373          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          20772          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          90047          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          81623          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33543          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          90059          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          20706          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          21144          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          21144          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33463          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          22193          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          33543          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          75034          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          33470          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          75034          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 MASTER
          34736          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          63113          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          30088          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          92555          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33414          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          20601          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33414          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 MASTER
          90062          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          33558          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34202          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33063          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33186          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          55444          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          34480          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          70815          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          22193          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          70815          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          40509          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 MASTER
          20601          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          33603          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          30044          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          33603          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33413          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 MASTER
          30044          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33413          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          20106          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          75762          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          29464          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          77530          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          75762          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          29464          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          20743          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          70815          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          21403          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          23831          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   MASTER
          33323          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          80216          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 MASTER
          34420          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 MASTER
          33321          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          90061          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          33321          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          95829          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          95829          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          23831          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 MASTER
          55106          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          29414          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          55106          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          46229          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          29414          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  MASTER
          43040          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 MASTER
          44730          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          34205          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          35242          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          55063          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          53217          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33401          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 MASTER
          48146          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 MASTER
          90059          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          55063          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90059          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          34787          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       180           NO                   NON-IO                   EMC
          34715          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   MASTER
          34787          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90260          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          30344          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          85032          NON-NEGAM                             1YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 MASTER
          21213          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 MASTER
          90813          NON-NEGAM                             5YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          90280          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          97123          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 MASTER
          91950          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          91606          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          30310          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          34608          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          91706          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          21133          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          20032          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          33609          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          20866          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          90247          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          90806          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          77511          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90221          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          33707          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          91761          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  MASTER
          90220          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          90242          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          48191          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          90018          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          90723          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          90065          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          34606          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   MASTER
          93308          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          95823          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          94603          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          94603          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          60422          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          22712          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  10 YEARS                 EMC
          19114          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          60619          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          60619          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          98366          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          91741          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  EMC
          63134          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          92509          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          98366          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  3 YEARS                  EMC
          92027          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  EMC
           6417          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  EMC
          30005          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  2 YEARS                  EMC
          95209          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          93534          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          87110          NON-NEGAM                             3YR                           No                    First Lien                 Yes                                      480           NO                   NON-IO                   EMC
          10455          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          93534          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  EMC
          95209          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  EMC
          29316          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          78239          NON-NEGAM                             FIX                           Yes                   First Lien                 Yes                                      480           NO                   NON-IO                   EMC
          77089          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          32309          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          90048          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          70056          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          29306          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          45331          NON-NEGAM                             FIX                           Yes                   Second Lien                No                                       180           NO                   NON-IO                   EMC
          77045          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          28212          NON-NEGAM                             FIX                           No                    Second Lien                No                                       180           NO                   NON-IO                   EMC
          77071          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          37918          NON-NEGAM                             FIX                           No                    Second Lien                No                                       240           NO                   NON-IO                   EMC
          47150          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          32779          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          77372          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          79118          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          28655          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          48466          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          29340          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          60478          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          60478          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           YES                  5 YEARS                  EMC
          48846          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          25401          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  10 YEARS                 EMC
          78228          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          75115          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          75040          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          36022          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          91761          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  EMC
          32809          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          76112          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          72764          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          92551          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          92551          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  EMC
          75149          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          11412          NON-NEGAM                             FIX                           No                    Second Lien                No                                       180           NO                   NON-IO                   EMC
          78562          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          70131          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          38012          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          77536          NON-NEGAM                             FIX                           No                    Second Lien                No                                       360           NO                   NON-IO                   EMC
          34715          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          71913          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          70119          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          54311          NON-NEGAM                             FIX                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          32164          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          33013          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          37914          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          11939          NON-NEGAM                             3YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
           7108          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          11694          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          33184          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          77520          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          48234          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          77449          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          92346          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          90240          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          18360          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          98204          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          18360          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          25038          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           YES                  10 YEARS                 EMC
          70003          NON-NEGAM                             FIX                           Yes                   Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          70068          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          70003          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          92404          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  EMC
          32206          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          38654          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  2 YEARS                  EMC
          44108          NON-NEGAM                             FIX                           No                    Second Lien                No                                       180           NO                   NON-IO                   EMC
          44108          NON-NEGAM                             FIX                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          78660          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          77373          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          15232          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          23602          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           YES                  5 YEARS                  EMC
          85212          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          45040          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
           8535          NON-NEGAM                             2YR                           No                    First Lien                 No                                       360           NO                   NON-IO                   EMC
          68505          NON-NEGAM                             FIX                           No                    Second Lien                Yes                                      360           NO                   NON-IO                   EMC
          55044          NON-NEGAM                             3YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          92407          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC
          30016          NON-NEGAM                             2YR                           Yes                   First Lien                 No                                       360           NO                   NON-IO                   EMC




EXHIBIT C
 
FORM OF TRANSFER AFFIDAVIT
 
Affidavit pursuant to Section 860E(e)(4) of the Internal Revenue Code of 1986, as amended, and for other purposes
 
STATE OF
)
 
 
)
ss.:
COUNTY OF
)
 
 
[NAME OF OFFICER], being first duly sworn, deposes and says:
 
1. That he/she is [Title of Officer] of [Name of Investor] (the “Investor”), a [savings institution] [corporation] duly organized and existing under the laws of [the State of _____] [the United States], on behalf of which he makes this affidavit.
 
2. That (i) the Investor is not a “disqualified organization” as defined in Section 860E(e)(5) of the Internal Revenue Code of 1986, as amended (the “Code”), or an electing large partnership as defined in Section 775(a) of the Code, and will not be a disqualified organization or an electing large partnership as of [Closing Date] [date of purchase]; (ii) it is not acquiring the Bear Stearns Asset Backed Securities I LLC Asset-Backed Certificates, Series 2006-HE3, Class [R-1][R-2][R-3][RX] Certificates (the “Residual Certificates”) for the account of a disqualified organization or an electing large partnership; (iii) it consents to any amendment of the Pooling and Servicing Agreement that shall be deemed necessary by Bear Stearns Asset Backed Securities I LLC (upon advice of counsel) to constitute a reasonable arrangement to ensure that the Residual Certificates will not be owned directly or indirectly by a disqualified organization or an electing large partnership; and (iv) it will not transfer such Residual Certificates unless (a) it has received from the transferee an affidavit in substantially the same form as this affidavit containing these same seven representations and (b) as of the time of the transfer, it does not have actual knowledge that such affidavit is false.
 
3. That the Investor is one of the following: (i) a citizen or resident of the United States, (ii) a corporation or partnership (including an entity treated as a corporation or partnership for federal income tax purposes) created or organized in, or under the laws of, the United States or any state thereof or the District of Columbia (except, in the case of a partnership, to the extent provided in regulations), provided that no partnership or other entity treated as a partnership for United States federal income tax purposes shall be treated as a United States person within the meaning of the Code unless all persons that own an interest in such partnership either directly or through any entity that is not a corporation for United States federal income tax purposes are United States persons, (iii) an estate whose income is subject to United States federal income tax regardless of its source, or (iv) a trust other than a “foreign trust” as defined in Section 7701 (a)(31) of the Code.
 
4. That the Investor’s taxpayer identification number is ______________________.
 
5. That no purpose of the acquisition of the Residual Certificates is to avoid or impede the assessment or collection of tax.
 
6. That the Investor understands that, as the holder of the Residual Certificates, the Investor may incur tax liabilities in excess of any cash flows generated by such Residual Certificates.
 
7. That the Investor intends to pay taxes associated with holding the Residual Certificates as they become due.
 
IN WITNESS WHEREOF, the Investor has caused this instrument to be executed on its behalf, pursuant to authority of its Board of Directors, by its [Title of Officer] this ____ day of _________, 20__.
 
           
[NAME OF INVESTOR]
                         
                         
           
By:
 
           
Name:
[Name of Officer]
           
Title:
[Title of Officer]
             
[Address of Investor for receipt of distributions]
               
             
Address of Investor for receipt of tax information:

 

 





Personally appeared before me the above-named [Name of Officer], known or proved to me to be the same person who executed the foregoing instrument and to be the [Title of Officer] of the Investor, and acknowledged to me that he/she executed the same as his/her free act and deed and the free act and deed of the Investor.
 
Subscribed and sworn before me this ___ day of _________, 20___.
 
NOTARY PUBLIC
 
COUNTY OF
 
STATE OF
 
My commission expires the ___ day of ___________________, 20___.
 






EXHIBIT D
 
FORM OF TRANSFEROR CERTIFICATE
 
______________, 200___
 
Bear Stearns Asset Backed Securities I LLC
383 Madison Avenue
New York, New York 10179
 
LaSalle Bank National Association
135 South LaSalle Street, Suite 1625
Chicago, Illinois 60603
 
Attention: Bear Stearns Asset Backed Securities Trust 2006-HE3
 
Re:
Bear Stearns Asset Backed Securities I Trust 2006-HE3, Asset-Backed Certificates, Series 2006-HE3 (the “Certificates”), including the Class ___
Certificates (the “Privately Offered Certificates”)
 
Ladies and Gentlemen:
 
In connection with the sale by ___________ (the “Seller”) to ________ (the “Purchaser”) of $_________ Initial Certificate Principal Balance of Asset-Backed Certificates, Series 2006-HE3, Class _____ (the “Certificates”), issued pursuant to the Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”), dated as of March 1, 2006, among Bear Stearns Asset Backed Securities I LLC, as depositor (the “Depositor”), EMC Mortgage Corporation, as sponsor and as company, LaSalle Bank National Association, as master servicer and securities administrator and Citibank, N.A., as trustee (the “Trustee”). The Seller hereby certifies, represents and warrants to, a covenants with, the Depositor and the Trustee that:
 
Neither the Seller nor anyone acting on its behalf (a) has offered, pledged, sold, disposed of or otherwise transferred any Certificate, any interest in any Certificate or any other similar security to any person in any manner, (b) has solicited any offer to buy or to accept a pledge, disposition or other transfer of any Certificate, any interest in any Certificate or any other similar security from any person in any manner, (c) has otherwise approached or negotiated with respect to any Certificate, any interest in any Certificate or any other similar security with any person in any manner, (d) has made any general solicitation by means of general advertising or in any other manner, or (e) has taken any other action, that (as to any of (a) through (e) above) would constitute a distribution of the Certificates under the Securities Act of 1933 (the “Act”), that would render the disposition of any Certificate a violation of Section 5 of the Act or any state securities law, or that would require registration or qualification pursuant thereto. The Seller will not act in any manner set forth in the foregoing sentence with respect to any Certificate. The Seller has not and will not sell or otherwise transfer any of the Certificates, except in compliance with the provisions of the Pooling and Servicing Agreement.
 



             
Very truly yours,
               
             
___________________________________________
             
(Seller)
                 
                 
             
By:
 
             
Name:
 
             
Title:
 


 



 
EXHIBIT E
 
FORM OF INVESTMENT LETTER-NON RULE 144A
 
[Date]
[SELLER]
 
Bear Stearns Asset Backed Securities I LLC
383 Madison Avenue
New York, New York 10179
 
LaSalle Bank National Association
135 South LaSalle Street, Suite 1625
Chicago, Illinois 60603
 
Re:
Bear Stearns Asset Backed Securities I Trust 2006-HE3, Asset-Backed Certificates, Series 2006-HE3 (the “Certificates”), including the Class ___
Certificates (the “Privately Offered Certificates”)
 
Dear Ladies and Gentlemen:
 
In connection with our purchase of Privately Offered Certificates, we confirm that:
 
(i)
we understand that the Privately Offered Certificates are not being registered under the Securities Act of 1933, as amended (the “Act”) or any applicable state securities or “Blue Sky” laws, and are being sold to us in a transaction that is exempt from the registration requirements of such laws;
 
(ii)
any information we desired concerning the Certificates, including the Privately Offered Certificates, the trust in which the Certificates represent the entire beneficial ownership interest (the “Trust”) or any other matter we deemed relevant to our decision to purchase Privately Offered Certificates has been made available to us;
 
(iii)
we are able to bear the economic risk of investment in Privately Offered Certificates; we are an institutional “accredited investor” as defined in Section 501(a) of Regulation D promulgated under the Act and a sophisticated institutional investor;
 
(iv)
we are acquiring Privately Offered Certificates for our own account, not as nominee for any other person, and not with a present view to any distribution or other disposition of the Privately Offered Certificates;
 
(v)
we agree the Privately Offered Certificates must be held indefinitely by us (and may not be sold, pledged, hypothecated or in any way disposed of) unless subsequently registered under the Act and any applicable state securities or “Blue Sky” laws or an exemption from the registration requirements of the Act and any applicable state securities or “Blue Sky” laws is available;
 
(vi)
we agree that in the event that at some future time we wish to dispose of or exchange any of the Privately Offered Certificates (such disposition or exchange not being currently foreseen or contemplated), we will not transfer or exchange any of the Privately Offered Certificates unless:
 
 
(A) (1) the sale is to an Eligible Purchaser (as defined below), (2) if required by the Pooling and Servicing Agreement (as defined below) a letter to substantially the same effect as either this letter or, if the Eligible Purchaser is a Qualified Institutional Buyer as defined under Rule 144A of the Act, the Rule 144A and Related Matters Certificate in the form attached to the Pooling and Servicing Agreement (as defined below) (or such other documentation as may be acceptable to the Trustee) is executed promptly by the purchaser and delivered to the addressees hereof and (3) all offers or solicitations in connection with the sale, whether directly or through any agent acting on our behalf, are limited only to Eligible Purchasers and are not made by means of any form of general solicitation or general advertising whatsoever; and
 
 
(B) if the Privately Offered Certificate is not registered under the Act (as to which we acknowledge you have no obligation), the Privately Offered Certificate is sold in a transaction that does not require registration under the Act and any applicable state securities or “blue sky” laws and, if LaSalle Bank National Association (the “Securities Administrator”) so requests, a satisfactory Opinion of Counsel is furnished to such effect, which Opinion of Counsel shall be an expense of the transferor or the transferee;
 
(vii)
we agree to be bound by all of the terms (including those relating to restrictions on transfer) of the Pooling and Servicing, pursuant to which the Trust was formed; we have reviewed carefully and understand the terms of the Pooling and Servicing Agreement;
 
(viii)
we either: (i) are not acquiring the Privately Offered Certificate directly or indirectly by, or on behalf of, an employee benefit plan or other retirement arrangement which is subject to Title I of the Employee Retirement Income Security Act of 1974, as amended, and/or section 4975 of the Internal Revenue Code of 1986, as amended, or (ii) in the case of the Privately Offered Certificates, have provided the Opinion of Counsel required by the Agreement.
 
(ix)
We understand that each of the Privately Offered Certificates bears, and will continue to bear, a legend to substantiate the following effect: THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A “QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE SECURITIES ADMINISTRATOR THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER APPLICABLE JURISDICTION. [In the case of the Class M-10 Certificates]: THIS CERTIFICATE MAY NOT BE ACQUIRED DIRECTLY OR INDIRECTLY BY, OR ON BEHALF OF, AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT WHICH IS SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED, OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED, UNLESS THE TRANSFEREE CERTIFIES OR REPRESENTS THAT THE PROPOSED TRANSFER AND HOLDING OF A CERTIFICATE AND THE SERVICING, MANAGEMENT AND OPERATION OF THE TRUST AND ITS ASSETS: (I) WILL NOT RESULT IN ANY PROHIBITED TRANSACTION WHICH IS NOT COVERED UNDER AN INDIVIDUAL OR CLASS PROHIBITED TRANSACTION EXEMPTION, INCLUDING, BUT NOT LIMITED TO, PROHIBITED TRANSACTION EXEMPTION (“PTE”) 84-14, PTE 91-38, PTE 90-1, PTE 95-60 OR PTE 96-23 AND (II) WILL NOT GIVE RISE TO ANY ADDITIONAL OBLIGATIONS ON THE PART OF THE DEPOSITOR, THE MASTER SERVICER, THE SECURITIES ADMINISTRATOR OR THE TRUSTEE, WHICH WILL BE DEEMED REPRESENTED BY AN OWNER OF A BOOK-ENTRY CERTIFICATE OR A GLOBAL CERTIFICATE OR UNLESS AN OPINION SPECIFIED IN SECTION 7.02 OF THE AGREEMENT IS PROVIDED.
 
 
[In the case of the Class P Certificates and Class CE Certificates]:
 
 
NO TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 7.02(h) OF THE AGREEMENT OR AN OPINION OF COUNSEL SATISFACTORY TO THE SECURITIES ADMINISTRATOR THAT THE PURCHASE AND HOLDING OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER, THE SECURITIES ADMINISTRATOR, OR THE DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.
 
Eligible Purchaser” means a corporation, partnership or other entity which we have reasonable grounds to believe and do believe (i) can make representations with respect to itself to substantially the same effect as the representations set forth herein, and (ii) is either a Qualified Institutional Buyer as defined under Rule 144A of the Act or an institutional “Accredited Investor” as defined under Rule 501 of the Act.
 
Terms not otherwise defined herein shall have the meanings assigned to them in the Pooling and Servicing Agreement, dated as of March 1, 2006, among Bear Stearns Asset Backed Securities I LLC, as depositor, EMC Mortgage Corporation, as sponsor and as company, LaSalle Bank National Association, as securities administrator and master servicer and Citibank, N.A., as trustee (the “Pooling and Servicing Agreement’).
 
If the Purchaser proposes that its Certificates be registered in the name of a nominee on its behalf, the Purchaser has identified such nominee below, and has caused such nominee to complete the Nominee Acknowledgment at the end of this letter.
 
Name of Nominee (if any): __________________________

 



 
IN WITNESS WHEREOF, this document has been executed by the undersigned who is duly authorized to do so on behalf of the undersigned Eligible Purchaser on the ___ day of ________, 20___.
 
             
Very truly yours,
               
             
[PURCHASER]
                 
                 
             
By:
 
               
(Authorized Officer)
                 
             
By:
 
               
(Attorney-in-fact)

 




Nominee Acknowledgment
 
The undersigned hereby acknowledges and agrees that as to the Certificates being registered in its name, the sole beneficial owner thereof is and shall be the Purchaser identified above, for whom the undersigned is acting as nominee.
 
             
[NAME OF NOMINEE]
                 
             
By:
 
               
(Authorized Officer)
                 
             
By:
 
               
(Attorney-in-fact)



 





EXHIBIT F
 
FORM OF RULE 144A AND RELATED MATTERS CERTIFICATE
 
[SELLER]
 
Bear Stearns Asset Backed Securities I LLC
383 Madison Avenue
New York, New York 10179
 
LaSalle Bank National Association
135 South LaSalle Street, Suite 1625
Chicago, Illinois 60603
 
Re:
Bear Stearns Asset Backed Securities I Trust 2006-HE3, Asset-Backed Certificates, Series 2006-HE3 (the “Certificates”), including the Class
Certificates (the “Privately Offered Certificates”)
 
Dear Ladies and Gentlemen:
 
In connection with our purchase of Privately Offered Certificates, the undersigned certifies to each of the parties to whom this letter is addressed that it is a qualified institutional buyer (as defined in Rule 144A under the Securities Act of 1933, as amended (the “Act”)) as follows:
 
1. It owned and/or invested on a discretionary basis eligible securities (excluding affiliate’s securities, bank deposit notes and CD’s, loan participations, repurchase agreements, securities owned but subject to a repurchase agreement and swaps), as described below:
 
Date: ______________, 20__ (must be on or after the close of its most recent fiscal year)
 
Amount: $ _____________________; and
 
2. The dollar amount set forth above is:
 
 
a.
greater than $100 million and the undersigned is one of the following entities:
 
(1)
[   ]
an insurance company as defined in Section 2(13) of the Act1 ; or
 
(2)
[   ]
an investment company registered under the Investment Company Act or any business development company as defined in Section 2(a)(48) of the Investment Company Act of 1940; or
 
(3)
[   ]
a Small Business Investment Company licensed by the U.S. Small Business Administration under Section 301(c) or (d) of the Small Business Investment Act of 1958; or
 
(4)
[   ]
a plan (i) established and maintained by a state, its political subdivisions, or any agency or instrumentality of a state or its political subdivisions, the laws of which permit the purchase of securities of this type, for the benefit of its employees and (ii) the governing investment guidelines of which permit the purchase of securities of this type; or
 
(5)
[   ]
a business development company as defined in Section 202(a)(22) of the Investment Advisers Act of 1940; or
 
(6)
[   ]
a corporation (other than a U.S. bank, savings and loan association or equivalent foreign institution), partnership, Massachusetts or similar business trust, or an organization described in Section 501(c)(3) of the Internal Revenue Code; or
 
(7)
[   ]
a U.S. bank, savings and loan association or equivalent foreign institution, which has an audited net worth of at least $25 million as demonstrated in its latest annual financial statements; or
 
(8)
[   ]
an investment adviser registered under the Investment Advisers Act; or
 
b.
[   ]
greater than $10 million, and the undersigned is a broker-dealer registered with the SEC; or
 
c.
[   ]
less than $10 million, and the undersigned is a broker-dealer registered with the SEC and will only purchase Rule 144A securities in transactions in which it acts as a riskless principal (as defined in Rule 144A); or
 
d.
[ ]
less than $100 million, and the undersigned is an investment company registered under the Investment Company Act of 1940, which, together with one or more registered investment companies having the same or an affiliated investment adviser, owns at least $100 million of eligible securities; or
 
e.
[ ]
less than $100 million, and the undersigned is an entity, all the equity owners of which are qualified institutional buyers.
 
The undersigned further certifies that it is purchasing a Privately Offered Certificate for its own account or for the account of others that independently qualify as “Qualified Institutional Buyers” as defined in Rule 144A. It is aware that the sale of the Privately Offered Certificates is being made in reliance on its continued compliance with Rule 144A. It is aware that the transferor may rely on the exemption from the provisions of Section 5 of the Act provided by Rule 144A. The undersigned understands that the Privately Offered Certificates may be resold, pledged or transferred only to (i) a person reasonably believed to be a Qualified Institutional Buyer that purchases for its own account or for the account of a Qualified Institutional Buyer to whom notice is given that the resale, pledge or transfer is being made in reliance in Rule 144A, or (ii) an institutional “accredited investor,” as such term is defined under Rule 501 of the Act in a transaction that otherwise does not constitute a public offering.
 
The undersigned agrees that if at some future time it wishes to dispose of or exchange any of the Privately Offered Certificates, it will not transfer or exchange any of the Privately Offered Certificates to a Qualified Institutional Buyer without first obtaining a Rule 144A and Related Matters Certificate in the form hereof from the transferee and delivering such certificate to the addressees hereof. Prior to making any transfer of Privately Offered Certificates, if the proposed Transferee is an institutional “accredited investor,” the transferor shall obtain from the transferee and deliver to the addressees hereof an Investment Letter in the form attached to the Pooling and Servicing Agreement, dated as of March 1, 2006, among Bear Stearns Asset Backed Securities I LLC, as depositor, EMC Mortgage Corporation, as sponsor and as company, LaSalle Bank National Association, as securities administrator and master servicer and Citibank, N.A. as trustee, pursuant to which the Certificates were issued.
 
The undersigned certifies that it either: (i) is not acquiring the Privately Offered Certificate directly or indirectly by, or on behalf of, an employee benefit plan or other retirement arrangement which is subject to Title I of the Employee Retirement Income Security Act of 1974, as amended, and/or section 4975 of the Internal Revenue Code of 1986, as amended, or (ii) in the case of the Privately Offered Certificates, has provided the Opinion of Counsel required by the Agreement.
 
If the Purchaser proposes that its Certificates be registered in the name of a nominee on its behalf, the Purchaser has identified such nominee below, and has caused such nominee to complete the Nominee Acknowledgment at the end of this letter.
 
Name of Nominee (if any): _______________________________________



1 A purchase by an insurance company for one or more of its separate accounts, as defined by Section 2(a)(37) of the Investment Company Act of 1940, which are neither registered nor required to be registered thereunder, shall be deemed to be a purchase for the account of such insurance company.


 







IN WITNESS WHEREOF, this document has been executed by the undersigned who is duly authorized to do so on behalf of the undersigned Eligible Purchaser on the ____ day of ___________, 20___.
 
             
Very truly yours,
               
             
[PURCHASER]
                 
                 
             
By:
 
               
(Authorized Officer)
                 
             
By:
 
               
(Attorney-in-fact)

 

 



Nominee Acknowledgment
 
The undersigned hereby acknowledges and agrees that as to the Certificates being registered in its name, the sole beneficial owner thereof is and shall be the Purchaser identified above, for whom the undersigned is acting as nominee.
 
             
[NAME OF NOMINEE]
                 
             
By:
 
               
(Authorized Officer)
                 
             
By:
 
               
(Attorney-in-fact)

 


 
EXHIBIT G
 
FORM OF REQUEST FOR RELEASE
 
To:
LaSalle Bank National Association
 
135 South LaSalle Street, Suite 1625
 
Chicago, Illinois 60603
 
RE:
Pooling and Servicing Agreement, dated as of March 1, 2006, among Bear Stearns Asset Backed Securities I LLC, as Depositor, EMC Mortgage Corporation, as Sponsor and as Company, LaSalle Bank National Association, as Master Servicer and Securities Administrator, and Citibank, N.A. as Trustee

In connection with the administration of the Mortgage Loans held by you pursuant to the above-captioned Pooling and Servicing Agreement, we request the release, and hereby acknowledge receipt, of the Mortgage File for the Mortgage Loan described below, for the reason indicated.
 
Mortgagor’s Name, Address & Zip Code:
 
Mortgage Loan Number:
 
Reason for Requesting Documents (check one):
 
_____
1.
Mortgage Loan paid in full. ([The Master Servicer] [The Securities Administrator] hereby certifies that all amounts received in connection therewith have been credited to ______________________________.)
 
_____
2.
Mortgage Loan in foreclosure.
 
_____
3.
Repurchase. (The [Master Servicer] [Securities Administrator] hereby certifies that the repurchase price has been credited to ________________________.)
 
_____
4.
A Mortgage Loan liquidated by _________________________. ([The Master Servicer] [The Securities Administrator] hereby certifies that all proceeds of the foreclosure, insurance, condemnation or other liquidation have been finally received and credited to ______________________.)
 
_____
5.
Other (explain)
 
 
             
By:
 
               
(authorized signer)
             
Issuer:
 
             
Address:
 
                 
             
Date:
 






EXHIBIT H
 
DTC Letter of Representations

(See Tab # 25)



 
H-
 






EXHIBIT I
 
Schedule of Mortgage Loans with Lost Notes

[Provided Upon Request]







EXHIBIT J
 
FORM OF CUSTODIAL AGREEMENT
 
 
THIS CUSTODIAL AGREEMENT (as amended and supplemented from time to time, the “Agreement”), dated as of March 30, 2006, by and among CITIBANK, N.A., not individually, but solely as trustee under the Pooling and Servicing Agreement defined below (including its successors under the Pooling and Servicing Agreement defined below, the “Trustee”), BEAR STEARNS ASSET BACKED SECURITIES I LLC, as depositor (together with any successor in interest, the “Depositor”), EMC MORTGAGE CORPORATION, as sponsor (“EMC” and the “Sponsor”) and company (together with any successor in interest or successor under the Pooling and Servicing Agreement referred to below, the “Company”), MASTER FUNDING LLC, as a seller (“Master Funding”, and together with EMC, the “Sellers”) and LASALLE BANK NATIONAL ASSOCIATION, as master servicer (together with any successor in interest, the “Master Servicer”), securities administrator (together with any successor in interest, the “Securities Administrator” and custodian (together with any successor in interest or any successor appointed hereunder, the “Custodian”).
 
WITNESSETH THAT:
 
WHEREAS, the Depositor, EMC, the Master Servicer, the Securities Administrator and the Trustee have entered into a Pooling and Servicing Agreement, dated as of March 1, 2006, relating to the issuance of Bear Stearns Asset Backed Securities I Trust 2006-HE3, Asset-Backed Certificates, Series 2006-HE3 (as in effect on the date of this Agreement, the “Original Pooling and Servicing Agreement,” and as amended and supplemented from time to time, the “Pooling and Servicing Agreement”); and all custodian obligations are defined herein. In the event any custodian obligations are defined in the Pooling and Servicing Agreement, this custodial agreement shall supercede.
 
WHEREAS, the Custodian has agreed to act as agent for the Trustee on behalf of the Certificateholders for the purposes of receiving and holding certain documents and other instruments delivered by the Depositor, the Sellers or the Master Servicer under the Pooling and Servicing Agreement and the Servicers, if any, under their respective Servicing Agreements, all upon the terms and conditions and subject to the limitations hereinafter set forth;
 
NOW, THEREFORE, in consideration of the premises and the mutual covenants and agreements hereinafter set forth, the Trustee, the Depositor, the Sellers, the Master Servicer, and the Custodian hereby agree as follows:
 
 

 
ARTICLE I. 
 
DEFINITIONS
 
Section 1.1.  Definitions. For the purposes of this Agreement, the following terms shall have the indicated meanings unless the context or use indicates another or different meaning and intent, the definitions of such terms are equally applicable to the singular and the plural forms of such terms, the words “herein,” “hereof” and “hereunder” and other words of similar import refer to this Agreement as a whole and not to any particular section or other subdivision, and section references refer to sections of this Agreement.
 
“Business Day” shall mean any day other than (i) a Saturday or a Sunday, or (ii) a day on which banking institutions in The City of New York, New York, Chicago, Illinois, Minneapolis, Minnesota or the city in which the Corporate Trust Office of the Trustee or the principal office of the Master Servicer is located are authorized or obligated by law or executive order to be closed.
 
“Closing Date” shall mean March 30, 2006.
 
“Master Servicer” shall mean LaSalle Bank National Association, in its capacity as master servicer, and its successors and assigns.
 
“MERS” shall mean Mortgage Electronic Registration Systems, Inc., a corporation organized and existing under the laws of the State of Delaware, or any successor thereto.
 
“MERS Mortgage Loan” shall mean any Mortgage Loan registered with MERS on the MERS® system.
 
“MERS® System” shall mean the system of recording transfers of Mortgages electronically maintained by MERS.
 
“MIN” shall mean the Mortgage Identification Number for Mortgage Loans registered with MERS on the MERS System.
 
“MOM Loan” shall mean with respect to any Mortgage Loan, MERS acting as the mortgagee of such Mortgage Loan, solely as nominee for the originator of such Mortgage Loan and its successors and assigns, at the origination thereof.
 
“Mortgage” shall mean the mortgage, deed of trust or other instrument creating a first or second lien on or first or second priority ownership interest in an estate in fee simple in real property securing a Mortgage Note.
 
“Mortgage Assignment” shall mean an assignment of the Mortgage in recordable form, sufficient under the laws of the jurisdiction wherein the related Mortgaged Property is located to reflect the sale of the Mortgage.
 
“Mortgage File” shall have the meaning set forth in Section 2 hereof.
 
“Mortgage Loan” shall mean a first or subordinate lien mortgage loan on a one-to-four family residential property.
 
“Mortgage Loan Schedule” shall mean the electronic schedule of Mortgage Loans identified in Schedule A.
 
“Mortgaged Property” shall mean the real property securing repayment of a Mortgage Loan.
 
“Mortgagor” shall mean the obligor on a Mortgage Note.
 
“Note” shall mean any promissory note or other evidence of indebtedness evidencing the indebtedness of a Mortgagor under a Mortgage Loan.
 
“Servicer” shall mean the related servicer of the Mortgage Loans as designated by Owner.
 
“Trustee” shall mean Citibank, N.A., a national banking association, not in its individual capacity, but solely in its capacity as trustee for the benefit of the Certificateholders under this Agreement, and any successor thereto, and any corporation or national banking association resulting from or surviving any consolidation or merger to which it or its successors may be a party and any successor trustee as may from time to time be serving as successor trustee hereunder.
 
Capitalized terms used in this Agreement and not defined herein shall have the meanings assigned in the Original Pooling and Servicing Agreement, unless otherwise required by the context herein.
 
 

 
ARTICLE II.
 
CUSTODY OF MORTGAGE DOCUMENTS
 
Section 2.1.  Custodian to Act as Agent: Acceptance of Mortgage Files. The Custodian, as the duly appointed custodial agent of the Trustee for these purposes, acknowledges (subject to any exceptions noted in the Initial Certification referred to in Section 2.3(a)) receipt of the Mortgage Files relating to the Mortgage Loans identified on the Schedule attached hereto (the “Mortgage Loan Schedule”) and declares that it holds and will hold such Mortgage Files as agent for the Trustee, in trust, for the use and benefit of all present and future Certificateholders.
 
Section 2.2.  Recordation of Assignments. If any Mortgage File includes one or more assignments of Mortgage that have not been recorded and the related Mortgage Loan is not a MERS Loan or the Custodian has not received written instructions from the related Seller or the Trustee that the related Mortgaged Properties are located in jurisdictions under the laws of which the recordation of such assignment is not necessary to protect the Trustee’s interest therein, each such assignment shall be delivered by the Custodian to the related Seller for the purpose of recording it in the appropriate public office for real property records, and the Sellers, at no expense to the Custodian, shall promptly cause to be recorded in the appropriate public office for real property records each such assignment of Mortgage and, upon receipt thereof from such public office, shall return each such assignment of Mortgage to the Custodian.
 
Section 2.3.  Review of Mortgage Files.
 
(a)  The documents set forth in the definition “Mortgage File” herein shall be delivered and released to the Custodian relating to each of the Mortgage Loans to be purchased on a Closing Date. The related Mortgage Loans shall be identified in the Mortgage Loan Schedule in electronic format which shall be delivered to the Custodian at least two Business Days prior to each Closing Date. On or prior to the Closing Date, the Custodian shall deliver to EMC and the Trustee an Initial Certification in the form annexed hereto as Exhibit One evidencing receipt (subject to any exceptions noted therein) of a Mortgage File for each of the Mortgage Loans listed on Schedule A attached hereto (the “Mortgage Loan Schedule”).
 
(b)  Within 90 days thereafter, the Custodian agrees, for the benefit of Certificateholders, to review each such document, and shall deliver to EMC, the Master Servicer and the Trustee an Interim Certification in the form annexed hereto as Exhibit Two to the effect that all such documents have been executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule, except for any exceptions listed on Schedule A attached to such Interim Certification. The Custodian shall be under no duty or obligation to inspect, review or examine said documents, instruments, certificates or other papers to determine that the same are genuine, enforceable, or appropriate for the represented purpose or that they have actually been recorded or that they are other than what they purport to be on their face.
 
(c)  Not later than 180 days after the Closing Date, the Custodian shall review, for the benefit of Certificateholders, the Mortgage Files and deliver to EMC, the Master Servicer and the Trustee a Final Certification in the form annexed hereto as Exhibit Three evidencing whether each document required to be recorded has been returned from the recording office with evidence of recording thereon and the Custodian has received either an original or a copy thereof. If the Custodian finds any document missing, or to be unrelated, determined on the basis of the mortgagor name, original principal balance and loan number, to the mortgage loans identified on the Mortgage Loan Schedule or to appear defective on its face, the Custodian shall note such defect in the exception report attached to the Final Certification and shall promptly notify the Trustee.
 
(d)  In reviewing the Mortgage Files as provided herein, the Custodian shall make no representation as to and shall not be responsible to verify (i) the validity, legality, enforceability, due authorization, recordability, sufficiency or genuineness of any of the documents included in any Mortgage File or (ii) the collectibility, insurability, effectiveness or suitability of any of the documents in any Mortgage File.
 
In performing any such review, the Custodian may conclusively rely on the purported due execution and genuineness of any such document and on the purported genuineness of any signature thereon.
 
Upon receipt of written request from the Trustee, the Custodian shall as soon as practicable supply the Trustee with a list of all of the documents relating to the Mortgage Loans missing from the Mortgage Files.
 
Section 2.4.  Custodian to Cooperate: Release of Mortgage Files. Upon receipt of written notice per Exhibit Four or Electronic Release Request per Exhibit Six from the Trustee that EMC has repurchased a Mortgage Loan pursuant to Article II of the Pooling and Servicing Agreement, and a request for release (a “Request for Release”) confirming that the purchase price therefor has been paid as required under the Pooling and Servicing Agreement, then the Custodian agrees to promptly release to EMC the related Mortgage File.
 
Upon the Custodian’s receipt of a Request for Release substantially in the form of Exhibit Four attached hereto or Electronic Release Request per Exhibit Six, stating that it has received payment in full of a Mortgage Loan or that payment in full will be escrowed in a manner customary for such purposes, the Custodian agrees promptly to release to the related Servicer, the related Mortgage File. The Depositor shall deliver to the Custodian and the Custodian agrees to review in accordance with the provisions of the Custodial Agreement the Mortgage Note and other documents constituting the Mortgage File with respect to any Replacement Mortgage Loan.
 
From time to time as is appropriate for the servicing or foreclosure of any Mortgage Loan, the Company or the related Servicer, as applicable, shall deliver to the Custodian a Request for Release per Exhibit Four or Electronic Release Request per Exhibit Six requesting that possession of all of the Mortgage File be released to the Company or the related Servicer, as applicable, and certifying as to the reason for such release. Upon receipt of the foregoing, the Custodian shall deliver the Mortgage File to the Company or the related Servicer, as applicable. All Mortgage Files so released to the Master Servicer shall be held by it in trust for the Trustee for the use and benefit of all present and future Certificateholders. The Master Servicer shall cause each Mortgage File or any document therein so released to be returned to the Custodian when the need therefore by the Company or the related Servicer, as applicable, no longer exists, unless (i) the Mortgage Loan has been liquidated, or (ii) the Mortgage File or such document has been delivered to an attorney, or to a public trustee or other public official as required by law, for purposes of initiating or pursuing legal action or other proceedings for the foreclosure of the Mortgaged Property.
 
Section 2.5.  Assumption Agreements. In the event that any assumption agreement, substitution of liability agreement or sale of servicing agreement is entered into with respect to any Mortgage Loan subject to this Agreement, the Master Servicer shall notify the Custodian that such assumption or substitution agreement has been completed by forwarding to the Custodian the original of such assumption or substitution agreement, which shall be added to the related Mortgage File and, for all purposes, shall be considered a part of such Mortgage File to the same extent as all other documents and instruments constituting parts thereof.
 
 

 
ARTICLE III.
 
CONCERNING THE CUSTODIAN
 
Section 3.1.  Custodian a Bailee and Agent of the Trustee. With respect to each Mortgage Note, Mortgage and other documents constituting each Mortgage File which are delivered to the Custodian, the Custodian is exclusively the bailee and custodial agent of the Trustee and has no instructions to hold any Mortgage Note or Mortgage for the benefit of any person other than the Trustee and the Certificateholders and undertakes to perform such duties and only such duties as are specifically set forth in this Agreement. Except upon compliance with the provisions of Section 2.4 of this Agreement, no Mortgage Note, Mortgage or Mortgage File shall be delivered by the Custodian to the Sellers, the Depositor, any Servicer or the Master Servicer or otherwise released from the possession of the Custodian.
 
Section 3.2.  Custodian May Own Certificates. The Custodian in its individual or any other capacity may become the owner or pledgee of interests in the Mortgage Loans with the same rights it would have if it were not Custodian.
 
Section 3.3.  Master Servicer to Pay Custodian’s Fees and Expenses. The Master Servicer covenants and agrees to pay to the Custodian from time to time, and the Custodian shall be entitled to, reasonable compensation for all services rendered by it in the exercise and performance of any of the powers and duties hereunder of the Custodian.
 
Section 3.4.  Custodian May Resign; Trustee May Remove Custodian. The Custodian may resign from the obligations and duties hereby imposed upon it as such obligations and duties relate to its acting as Custodian of the Mortgage Loans. Upon receiving such written notice of resignation, the Trustee shall either take custody of the Mortgage Files itself and give prompt written notice thereof to the Depositor, the Master Servicer and the Custodian, or promptly appoint a successor Custodian by written instrument, in duplicate, one copy of which instrument shall be delivered to the resigning Custodian and one copy to the successor Custodian. If the Trustee shall not have taken custody of the Mortgage Files and no successor Custodian shall have been so appointed and have accepted appointment within 30 days after the giving of such written notice of resignation, the resigning Custodian may petition any court of competent jurisdiction for the appointment of a successor Custodian.
 
The Trustee may remove the Custodian at any time upon 60 days prior written notice to Custodian. In such event, the Trustee shall appoint, or petition a court of competent jurisdiction to appoint, a successor Custodian hereunder. Any successor Custodian shall be a depository institution subject to supervision or examination by federal or state authority shall be able to satisfy the other requirements contained in Section 3.6 and shall be unaffiliated with the Servicers, the Company and the Depositor.
 
Any resignation or removal of the Custodian and appointment of a successor Custodian pursuant to any of the provisions of this Section 3.4 shall become effective upon acceptance of appointment by the successor Custodian. The Trustee shall give prompt notice to the Depositor and the Master Servicer of the appointment of any successor Custodian. Notwithstanding anything to the contrary set forth herein, no successor Custodian shall be appointed by the Trustee without the prior approval of the Depositor and the Master Servicer.
 
Section 3.5.  Merger or Consolidation of Custodian. Any Person into which the Custodian may be merged or converted or with which it may be consolidated, or any Person resulting from any merger, conversion or consolidation to which the Custodian shall be a party, or any Person succeeding to the business of the Custodian, shall be the successor of the Custodian hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding; provided that such successor is a depository institution subject to supervision or examination by federal or state authority and is able to satisfy the other requirements contained in Section 3.6 and is not affiliated with the Sponsor and the Sponsor’s affiliates.
 
Section 3.6.  Representations of the Custodian. The Custodian hereby represents that it is a depository institution subject to supervision or examination by a federal or state authority, has a combined capital and surplus of at least $15,000,000 and is qualified to do business in the jurisdictions in which it will hold any Mortgage File.
 
Section 3.7.  Limitation on Liability. Neither the Custodian nor any of its directors, officers, agents or employees, shall be liable for any action taken or omitted to be taken by it or them hereunder or in connection herewith in good faith and believed (which belief may be based upon the opinion or advice of counsel selected by it in the exercise of reasonable care) by it or them to be within the purview of this Agreement, except for its or their own negligence, lack of good faith or willful misconduct. The Custodian and any director, officer, employee or agent of the Custodian may rely in good faith on any document of any kind prima facie properly executed and submitted by any person respecting any matters arising hereunder. In no event shall the Custodian or its directors, officers, agents and employees be held liable for any special, indirect or consequential damages resulting from any action taken or omitted to be taken by it or them hereunder or in connection herewith even if advised of the possibility of such damages.
 
Notwithstanding anything herein to the contrary, the Custodian agrees to indemnify the Trust Fund, the Trustee and each of their respective officers, directors and agents for any and all liabilities, obligations, losses, damages, payments, costs or expenses of any kind whatsoever that may be imposed on, incurred by or asserted against the Trustee or the Trust Fund due to any negligent performance by the Custodian of its duties and responsibilities under this Agreement; provided, however, that the Custodian shall not be liable to any of the foregoing Persons for any amount and any portion of any such amount resulting from the willful misfeasance, bad faith or negligence of such person, and the Custodian’s reliance on instructions from the Trustee or the Master Servicer. The provisions of this Section 3.7 shall survive the termination of this Custodial Agreement.
 
LaSalle Bank National Association, as Custodian and in its individual capacity, and its directors, officers, employees and agents shall be entitled to indemnification and defense from the Trust Fund for any loss, liability or expense incurred without negligence, willful misconduct, bad faith on their part, arising out of, or in connection with, the acceptance or administration of the custodial arrangement created hereunder, including the costs and expenses of defending themselves against any claim or liability in connection with the exercise or performance of any of their powers or duties hereunder.
 
Section 3.8.  Limitation of Duties. The Custodian in its capacity as such:
 
(a)  in the course of its review of the Mortgage Files, shall not be required to make determinations (1) of a legal nature or (2) as to the authority of any officer or agent of the Master Servicer, Trustee or other entity who has executed (or certified with respect to) any document which is part of the Mortgage File;
 
(b)  shall have no duties or obligations other than those specifically set forth herein or as may subsequently be agreed upon in writing by the parties hereto and shall use the same degree of care and skill as is reasonably expected of financial institutions acting in comparable capacities;
 
(c)  will be regarded as making no representations and having no responsibilities as to the validity, sufficiency, value, genuineness, ownership or transferability of any Mortgage Loans and will not be required to and will not make any representations as to the validity, value or genuineness of the Mortgage Loans;
 
(d)  shall not be obligated to take any legal action hereunder which might in its judgment involve any expense or liability unless it has been furnished with reasonable indemnity;
 
(e)  may rely on and shall be protected in acting upon any certificate, instrument, opinion, notice, letter, telegram or other document, or any security, delivered to it and reasonably believed by it to be genuine and to have been signed by the Master Servicer or the Trustee;
 
(f)  may rely on and shall be protected in acting upon the written instructions of the Master Servicer or the Trustee and such employees and representatives of the Master Servicer and the Trustee, as applicable, may hereinafter designate in writing;
 
(g)  may consult counsel satisfactory to it (including counsel for the Master Servicer) and the opinion of such counsel shall be full and complete authorization and protection in respect of any action taken, suffered, or omitted by it hereunder in good faith and in accordance with the opinion of such counsel (provided that the fees of such counsel in connection with such consultation and opinion shall be paid by the Custodian); and
 
(h)  shall not be liable for any error of judgment, or for any act done or step taken or omitted by it, in good faith, or for any mistake of fact or law, or for anything which it may do or refrain from doing in connection therewith, except in the case of a breach of any of the Custodian’s obligations hereunder, negligence or willful misconduct.
 
The Custodian shall be held to the same standard of conduct, and shall be entitled to the same protections, privileges and immunities as other custodians acting in a custodial capacity are generally afforded.
 
No covenant or agreement contained herein shall be deemed to be the covenant or agreement of any member of the Board of Directors, or any director, officer, agent, employee or representative of the Trustee, Master Servicer or the Custodian in his or her individual capacity and none of such persons shall be subject to any personal liability or accountability by reason of the execution of this Agreement, whether by virtue of any constitution, statute or rule of law or by the enforcement of any assessment or penalty, or otherwise.
 
 

 
ARTICLE IV. 
 
Compliance with Regulation AB
 
Section 4.1.  Intent of the parties; Reasonableness. The parties hereto acknowledge and agree that the purpose of this Article IV is to facilitate compliance by the Depositor with the provisions of Regulation AB and related rules and regulations of the Commission. The Depositor shall not exercise its right to request delivery of information or other performance under these provisions other than in good faith, or for purposes other than compliance with the Securities Act, the Exchange Act and the rules and regulations of the Commission under the Securities Act and the Exchange Act. Each of the parties hereto acknowledges that interpretations of the requirements of Regulation AB may change over time, whether due to interpretive guidance provided by the Commission or its staff, consensus among participants in the mortgage-backed securities markets, advice of counsel, or otherwise, and agrees to comply with requests made by the Depositor in good faith for delivery of information under these provisions on the basis of evolving interpretations of Regulation AB. The Custodian shall cooperate reasonably with the Depositor to deliver to the Depositor (including any of its assignees or designees), any and all disclosure, statements, reports, certifications, records and any other information necessary in the reasonable, good faith determination of the Depositor to permit the Depositor to comply with the provisions of Regulation AB.
 
Section 4.2.  Additional Representations and Warranties of the Custodian.
 
(a)  The Custodian shall be deemed to represent to the Depositor as of the date hereof and on each date on which information is provided to the Depositor under Section 4.3 that, except as disclosed in writing to the Depositor prior to such date: (i) there are no aspects of its financial condition that could have a material adverse effect on the performance by it of its Custodian obligations under this Agreement or any other Securitization Transaction as to which it is the custodian; (ii) there are no material legal or governmental proceedings pending (or known to be contemplated) against it; and (iii) there are no affiliations, relationships or transactions relating to the Custodian with respect to the Depositor or any sponsor, issuing entity, servicer, originator, significant obligor, enhancement or support provider or other material transaction party (other than the Master Servicer and the Securities Administrator, which is the same entity as the Custodian) (as such terms are used in Regulation AB) relating to the Securitization Transaction contemplated by the Agreement, as identified by the Depositor to the Custodian in writing as of the Closing Date (each, a “Transaction Party”).
 
(b)  If so requested by the Depositor on any date following the Closing Date, the Custodian shall, within five Business Days following such request, confirm in writing the accuracy of the representations and warranties set forth in paragraph (a) of this Section or, if any such representation and warranty is not accurate as of the date of such confirmation, provide reasonably adequate disclosure of the pertinent facts, in writing, to the requesting party. Any such request from the Depositor shall not be given more than once each calendar quarter, unless the Depositor shall have a reasonable basis for a determination that any of the representations and warranties may not be accurate.
 
Section 4.3.  Additional Information to Be Provided by the Custodian. For so long as the Trust is subject to the reporting obligations under the Exchange Act, for the purpose of satisfying the Depositor 's reporting obligation under the Exchange Act with respect to any class of publicly offered Certificates, the Custodian shall (a) notify the Depositor in writing of any material litigation or governmental proceedings pending against the Custodian that would be material to Certificateholders, and (b) provide to the Depositor and the Securities Administrator a written description of such proceedings. Any notices and descriptions required under this Section 4.3 shall be given no later than five Business Days prior to the Determination Date following the month in which the Custodian has knowledge of the occurrence of the relevant event. As of the date the Securities Administrator files each Report on Form 10-D or Form 10-K with respect to the Certificates, the Custodian will be deemed to represent that any information previously provided under this Section 4.3, if any, is materially correct and does not have any material omissions unless the Custodian has provided an update to such information.
 
Section 4.4.  Report on Assessment of Compliance and Attestation. On or before March 15 of each calendar year beginning in 2007, the Custodian shall:
 
(a)  deliver to the Securities Administrator, the Master Servicer and the Depositor a report regarding the Custodian’s assessment of compliance (an “Assessment of Compliance”) with the Servicing Criteria during the preceding calendar year, as required under Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB. The Assessment of Compliance, as set forth in Regulation AB, must contain (i) a statement by such officer of its responsibility for assessing compliance with the Servicing Criteria applicable to the Custodian, (ii) a statement by such officer that the Custodian used the Servicing Criteria attached as Exhibit Five hereto, and which will also be attached to the Assessment of Compliance, to assess compliance with the Servicing Criteria applicable to the Custodian, (iii) an assessment by such officer of the Custodian’s compliance with the applicable Servicing Criteria for the period consisting of the preceding calendar year, including disclosure of any material instance of noncompliance with respect thereto during such period, which assessment shall be based on the activities the Custodian performs with respect to asset-based securities transactions taken as a whole involving the Custodian, that are backed by the same asset type as the Mortgage Loans, (iv) a statement that a registered public accounting firm has issued an attestation report on the Custodian’s Assessment of Compliance for the period consisting of the preceding calendar year, and (v) a statement as to which of the Servicing Criteria, if any, are not applicable to the Custodian, which statement shall be based on the activities the Custodian performs with respect to asset-backed securities transactions taken as a whole involving the Custodian, that are backed by the same asset type as the Mortgage Loans. Such a report at a minimum shall address each of the Servicing Criteria specified on Exhibit Five hereto which are indicated as applicable to the Custodian; and
 
(b)  deliver to the Securities Administrator, the Master Servicer and the Depositor a report (an “Attestation Report”) by a registered public accounting firm that attests to, and reports on, the Assessment of Compliance made by the Custodian, as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of Regulation AB, which Attestation Report must be made in accordance with standards for attestation reports issued or adopted by the Public Company Accounting Oversight Board;
 
(c)  Notwithstanding the foregoing, an Assessment of Compliance is not required to be delivered by the Custodian unless it is required as part of a Form 10-K with respect to the Trust Fund.
 
Section 4.5.  Indemnification; Remedies.
 
(a)  The Custodian shall indemnify the Depositor, each affiliate of the Depositor and each broker dealer acting as underwriter, placement agent or initial purchaser of the Certificates or each Person who controls any of such parties (within the meaning of Section 15 of the Securities Act and Section 20 of the Exchange Act); and the respective present and former directors, officers, employees and agents of each of the foregoing, and shall hold each of them harmless from and against any losses, damages, penalties, fines, forfeitures, legal fees and expenses and related costs, judgments, and any other costs, fees and expenses that any of them may sustain arising out of or based upon:
 
(i) any failure by the Custodian to deliver any report on assessment of compliance or accountants’ attestation when and as required under this Article IV.
 
(b)  In the case of any failure of performance described in clause (i) of Section 4.5(a), the Custodian shall promptly reimburse the Depositor for all costs reasonably incurred by the Depositor in order to obtain the information, report, certification, accountants’ letter or other material not delivered as required by the Custodian.
 
 

 
ARTICLE V. 
 
MISCELLANEOUS PROVISIONS
 
Section 5.1.  Notices.  All notices, requests, consents and demands and other communications required under this Agreement or pursuant to any other instrument or document delivered hereunder shall be in writing and, unless otherwise specifically provided, may be delivered personally, by telegram or telex, or by registered or certified mail, postage prepaid, return receipt requested, at the addresses specified on the signature page hereof (unless changed by the particular party whose address is stated herein by similar notice in writing), in which case the notice will be deemed delivered when received.
 
Section 5.2.  Amendments. No modification or amendment of or supplement to this Agreement shall be valid or effective unless the same is in writing and signed by all parties hereto. The Trustee shall give prompt notice to the Custodian of any amendment or supplement to the Pooling and Servicing Agreement and furnish the Custodian with written copies thereof.
 
Section 5.3.  GOVERNING LAW. THIS AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK, WITHOUT REGARD TO CONFLICT OF LAWS PRINCIPLES THEREOF OTHER THAN SECTION 5-1401 OF THE NEW YORK GENERAL OBLIGATIONS LAW.
 
Section 5.4.  Recordation of Agreement. To the extent permitted by applicable law, this Agreement is subject to recordation in all appropriate public offices for real property records in all the counties or other comparable jurisdictions in which any or all of the properties subject to the Mortgages are situated, and in any other appropriate public recording office or elsewhere, such recordation to be effected by the Depositor and at the Trust’s expense, but only upon direction accompanied by an Opinion of Counsel reasonably satisfactory to the Depositor to the effect that the failure to effect such recordation is likely to materially and adversely affect the interests of the Certificateholders.
 
For the purpose of facilitating the recordation of this Agreement as herein provided and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall constitute but one and the same instrument.
 
Section 5.5.  Severability of Provisions.  If any one or more of the covenants, agreements, provisions or terms of this Agreement shall be for any reason whatsoever held invalid, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement or of the Certificates or the rights of the holders thereof.
 
[Signature Page Attached]
 




IN WITNESS WHEREOF, this Agreement is executed as of the date first above written.

Address:
388 Greenwich Street, 14th Floor
New York, New York 10013
 
Attention: BSABS I Trust, Series 2006-HE3
Telecopy: (212) 816-5527
CITIBANK, N.A., not individually but solely as Trustee
By: __________________________________
Name:
Title:
Address:
383 Madison Avenue
New York, New York 10179
BEAR STEARNS ASSET BACKED SECURITIES I LLC
 
By: __________________________________
Name: Baron Silverstein
Title: Vice President
 
Address:
909 Hidden Ridge Drive, Suite 200
Irving, Texas 75038
EMC MORTGAGE CORPORATION
By: __________________________________
Name: 
Title:
 
Address:
909 Hidden Ridge Drive, Suite 200
Irving, Texas 75038
MASTER FUNDING LLC
By: __________________________________
Name: 
Title:
 
Address:
2571 Busse Rd., Suite 200
Elk Grove Village, Illinois 60007
LASALLE BANK NATIONAL ASSOCIATION, as Custodian
By: __________________________________
Name: 
Title:
 
Address:
135 South LaSalle Street, Suite 1625
Chicago, Illinois 60603
LASALLE BANK NATIONAL ASSOCIATION, as Master Servicer
By: __________________________________
Name: Susan L. Feld
Title: Assistant Vice President
 
Address:
135 South LaSalle Street, Suite 1625
Chicago, Illinois 60603
LASALLE BANK NATIONAL ASSOCIATION, as Securities Administrator
By: __________________________________
Name: Susan L. Feld
Title: Assistant Vice President

 



STATE OF NEW YORK
)
 
 
)
ss.:
COUNTY OF NEW YORK
)
 

 
On the 30th day of March 2006 before me, a notary public in and for said State, personally appeared _________________ known to me to be a(n) __________________of Citibank, N.A., one of the parties that executed the within agreement, and also known to me to be the person who executed the within agreement on behalf of said party and acknowledged to me that such party executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
________________________________
 
Notary Public
 
[SEAL]
 

 







STATE OF NEW YORK
)
 
 
)
ss.:
COUNTY OF NEW YORK
)
 

 
On the 30th day of March 2006 before me, a notary public in and for said State, personally appeared Baron Silverstein, known to me to be a Vice President of Bear Stearns Asset Backed Securities I LLC, and also known to me to be the person who executed the within instrument on behalf of said party, and acknowledged to me that such party executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
_____________________________
 
Notary Public
 
[SEAL]
 
 






STATE OF TEXAS
)
 
 
)
ss.:
COUNTY OF DALLAS
)
 

 
On the 30th day of March 2006 before me, a notary public in and for said State, personally appeared ____________________, known to me to be a(n) _____________________ of EMC Mortgage Corporation, one of the parties that executed the within instrument, and also known to me to be the person who executed the within instrument on behalf of said party, and acknowledged to me that such party executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
______________________________
 
Notary Public
 
[Notarial Seal]
 
 



STATE OF TEXAS
)
 
 
)
ss.:
COUNTY OF DALLAS
)
 

 
On the 30th day of March 2006 before me, a notary public in and for said State, personally appeared _____________________, known to me to be a(n) ___________________ of Master Funding LLC, one of the parties that executed the within instrument and also known to me to be the person who executed the within instrument on behalf of said party, and acknowledged to me that such party executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
______________________________
 
Notary Public
 
[SEAL]
 

 



STATE OF ILLINOIS
)
 
 
)
ss.:
COUNTY OF
)
 

 
On the 30th day of March 2006 before me, a notary public in and for said State, personally appeared ___________________, known to me to be a(n) __________________ of LaSalle Bank National Association, one of the parties that executed the within instrument, and also known to me to be the person who executed it on behalf of said party, and acknowledged to me that such party executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
______________________________
 
Notary Public
 
[Notarial Seal]
 








STATE OF ILLINOIS
)
 
 
)
ss.:
COUNTY OF
)
 

 
On the 30th day of March 2006 before me, a notary public in and for said State, personally appeared Susan L. Feld, known to me to be an Assistant Vice President of LaSalle Bank National Association, one of the parties that executed the within instrument, and also known to me to be the person who executed it on behalf of said party, and acknowledged to me that such party executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
______________________________
 
Notary Public
 
[Notarial Seal]
 









SCHEDULE A

MORTGAGE LOAN SCHEDULE

(Provided upon request)



 








EXHIBIT ONE
 

 
FORM OF CUSTODIAN INITIAL CERTIFICATION
 
                        March 30, 2006
 
Citibank, N.A.
388 Greenwich Street, 14th Floor
New York, New York 10013
Attn: Structured Finance - BSABS I Trust, Series 2006-HE3

LaSalle Bank National Association
135 South LaSalle Street, Suite 1625
Chicago, Illinois 60603
 
EMC Mortgage Corporation
909 Hidden Ridge Drive, Suite 200
Irving, Texas 75038
 
Attention: Bear Stearns Asset Backed Securities I Inc., Series 2006-HE3
 
 
Re:
Custodial Agreement, dated as of March 30, 2006, by and among Citibank, N.A., LaSalle Bank National Association, Bear Stearns Asset Backed Securities I LLC, EMC Mortgage Corporation and Master Funding LLC relating to Bear Stearns Asset Backed Securities I Trust 2006-HE3, Asset-Backed Certificates, Series 2006-HE3

 
Ladies and Gentlemen:
 
In accordance with Section 2.3(a) of the above-captioned Custodial Agreement, the undersigned, as Custodian, hereby certifies that it has received the following documents with respect to each Mortgage Loan listed in the Mortgage Loan Schedule, with any exceptions listed on Schedule A attached hereto: (i) an original note, including any riders thereto, endorsed without recourse to the order of blank or to “Citibank, N.A., as Trustee for certificateholders of _____________________”, and showing an unbroken chain of endorsements from the original payee thereof to the person endorsing it to the Trustee; (ii) an original mortgage and, if the related mortgage loan is a MERS Loan, registered with MERS, noting the presence of the mortgage identification number and language indicating that such mortgage loan is a MERS Loan, which shall have been recorded (or if the original is not available, a copy) with evidence of such recording indicated thereon (or if clause (x) in the proviso below applies, shall be in recordable form); (iii) unless the mortgage loan is a MERS Loan, the assignment (either an original or a copy, which may be in the form of a blanket assignment if permitted in the jurisdiction in which the mortgage property is located) to the Trustee of the mortgage with respect to each mortgage loan in the name of ___________________________, which shall have been recorded (of if clause (x) in the proviso below applies, shall be in recordable form); (iv) an original or a copy of all intervening assignments of the mortgage, if any, with evidence of recording thereon; (v) the original policy of title insurance or mortgagee’s certificate of title insurance or commitment or binder for title insurance, if available, or a copy thereof, or, in the event that such original title insurance policy is unavailable, a photocopy thereof, or in lieu thereof, a current lien search on the related mortgaged property; and (vi) originals or copies of all available assumption, modification or substitution agreements, if any; provided, however, that in lieu of the foregoing, the Sellers may deliver the following documents, under the circumstances set forth below: (x) if any mortgage, assignment thereof to the Trustee or intervening assignments thereof have been delivered or are being delivered to recording offices for recording and have not been returned in time to permit their delivery as specified above, the Depositor may deliver a true copy thereof with a certification by the related Seller or the title company issuing the commitment for title insurance, on the face of such copy, substantially as follows: “Certified to be a true and correct copy of the original, which has been transmitted for recording”; and (y) in lieu of the mortgage notes relating to the mortgage loans identified in the list attached hereto, the Depositor may deliver a lost note affidavit and indemnity and a copy of the original note, if available.
 
Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Custodial Agreement.
 
LASALLE BANK NATIONAL ASSOCIATION, as Custodian

 
By: ______________________________________
 
Name: ___________________________________
 
Title: ____________________________________
 










SCHEDULE A
 
(PROVIDED UPON REQUEST)
 











EXHIBIT TWO
 

 
FORM OF CUSTODIAN INTERIM CERTIFICATION
 
[DATE]
 
Citibank, N.A.
388 Greenwich Street, 14th Floor
New York, New York 10013
Attn: Structured Finance - BSABS I Trust, Series 2006-HE3

LaSalle Bank National Association
135 South LaSalle Street, Suite 1625
Chicago, Illinois 60603
 
EMC Mortgage Corporation
909 Hidden Ridge Drive, Suite 200
Irving, Texas 75038
 
Attention: Bear Stearns Asset Backed Securities I Inc., Series 2006-HE3
 
 
Re:
Custodial Agreement, dated as of March 30, 2006, by and among Citibank, N.A., LaSalle Bank National Association, Bear Stearns Asset Backed Securities I LLC, EMC Mortgage Corporation and Master Funding LLC relating to Bear Stearns Asset Backed Securities I Trust 2006-HE3, Asset-Backed Certificates, Series 2006-HE3

 
Ladies and Gentlemen:
 
In accordance with Section 2.3(b) of the above-captioned Custodial Agreement, the undersigned, as Custodian, hereby certifies that it has received and reviewed the documents described in its initial certification dated March 30, 2006 and has determined that: all documents have been executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule, with any exceptions listed on Schedule A attached hereto.
 
Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Custodial Agreement.
 
LASALLE BANK NATIONAL ASSOCIATION, as Custodian

 
By: ______________________________________
 
Name: ___________________________________
 
Title: ____________________________________
 


 







SCHEDULE A
 
(PROVIDED UPON REQUEST)
 










EXHIBIT THREE
 

 
FORM OF CUSTODIAN FINAL CERTIFICATION
 
                    [DATE]
 
Citibank, N.A.
388 Greenwich Street, 14th Floor
New York, New York 10013
Attn: Structured Finance - BSABS I Trust, Series 2006-HE3

LaSalle Bank National Association
135 South LaSalle Street, Suite 1625
Chicago, Illinois 60603
 
EMC Mortgage Corporation
909 Hidden Ridge Drive, Suite 200
Irving, Texas 75038
 
Attention Bear Stearns Asset Backed Securities I Inc., Series 2006-HE3
 
 
Re:
Custodial Agreement, dated as of March 30, 2006, by and among Citibank, N.A., LaSalle Bank National Association, Bear Stearns Asset Backed Securities I LLC, EMC Mortgage Corporation and Master Funding LLC relating to Bear Stearns Asset Backed Securities I Trust 2006-HE3, Asset-Backed Certificates, Series 2006-HE3

 
Ladies and Gentlemen:
 
In accordance with Section 2.3(c) of the above-captioned Custodial Agreement, the undersigned, as Custodian, hereby certifies that it has received and reviewed the documents described in its initial certification dated March 30, 2006 and has determined that: all documents have been executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule, with any exceptions listed on Schedule A attached hereto.

Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Custodial Agreement.
 
LASALLE BANK NATIONAL ASSOCIATION, as Custodian

 
By: ______________________________________
 
Name: ___________________________________
 
Title: ____________________________________
 


 







SCHEDULE A
 
(PROVIDED UPON REQUEST)
 

 

 







EXHIBIT FOUR

 
FORM OF REQUEST FOR RELEASE OF DOCUMENTS AND RECEIPT


To: [Name/Address of Owner]


Attention:
 
 
Re:
Custodial Agreement, dated as of March 30, 2006, by and among Citibank, N.A., LaSalle Bank National Association, Bear Stearns Asset Backed Securities I LLC, EMC Mortgage Corporation and Master Funding LLC relating to Bear Stearns Asset Backed Securities I Trust 2006-HE3, Asset-Backed Certificates, Series 2006-HE3

 

In connection with the Mortgage Files that you hold pursuant to the Custodial Agreement, we request the release, and acknowledge receipt of the Mortgage file/[specify document] for the Mortgage Loan described below, the reason indicated.

Mortgagor’s Name, Address and Zip Code:

Mortgage Loan Number:

Reason for Requesting Documents: (check one)

_____ 1. Mortgage Loan paid in full. ([The Master Servicer] [A Servicer] [the Trustee] hereby certifies that all amounts received in connection therewith have been credited to __________________________________________________________________________.)
 
                _____ 2. Mortgage Loan in foreclosure.

_____ 3. Repurchase. (The [Master Servicer] [Trustee] hereby certifies that the repurchase price has been credited to _____________________________________________.)
 
                _____ 4. Mortgage Loan liquidated by _______________________________________. ([The Master Servicer] [A Servicer] [The Trustee] hereby certifies that all proceeds of the foreclosure, insurance, condemnation or other liquidation have been finally received and credited to _____________________________________.

_____ 5. Other (explain):  


             
By:
 
               
(authorized signer)
                 

           
Issuer:
 
           
Address:
 
           
Date:
 









EXHIBIT FIVE

SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE

The assessment of compliance to be delivered by the Custodian shall address, at a minimum, the criteria identified below as “Applicable Servicing Criteria”:

 
Servicing Criteria
Applicable
Servicing Criteria
Reference
Criteria
 
 
General Servicing Considerations
 
 
1122(d)(1)(i)
Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements
 
 
1122(d)(1)(ii)
If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities
 
 
1122(d)(1)(iii)
Any requirements in the transaction agreements to maintain a back-up servicer for the pool assets are maintained.
 
 
 
1122(d)(1)(iv)
A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.
 
 
 
Cash Collection and Administration
 
 
 
1122(d)(2)(i)
Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt and identification, or such other number of days specified in the transaction agreements.
 
 
1122(d)(2)(ii)
Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.
 
 
1122(d)(2)(iii)
Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances are made, reviewed and approved as specified in the transaction agreements.
 
 
1122(d)(2)(iv)
The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of overcollateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.
 
 
 
1122(d)(2)(v)
Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institutions” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.
 
1122(d)(2)(vi)
Unissued checks are safeguarded so as to prevent unauthorized access.
 
 
 
 
 
 
1122(d)(2)(vii)
Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliations; and (D) contain explanations for reconciling items, These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.
 
 
 
Investor Remittances and Reporting
 
 
 
 
 
1122(d)(3)(i)
Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements, (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors; or the trustee’s records as to the total unpaid principal balance and number of pool assets serviced by the servicer.
 
 
1122(d)(3)(ii)
Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.
 
 
1122(d)(3)(iii)
Disbursements made to an investor are posted within two business days to the servicer’s investor records, or such other number of days specified in the transaction agreements.
 
 
1122(d)(3)(iv)
Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.
 
 
 
Pool Asset Administration
 
 
1122(d)(4)(i)
Collateral or security on pool assets is maintained as required by the transaction agreements or related asset pool documents.
1122(d)(4)(ii)
Pool assets and related documents are safeguarded as required by the transaction agreements.
 
1122(d)(4)(iii)
Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements
* 
 
 
1122(d)(4)(iv)
Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents.
 
 
1122(d)(4)(v)
The servicer’s records regarding the pool assets agree with the servicer’s records with respect to an obligor’s unpaid principal balance.
 
 
 
1122(d)(4)(vi)
Changes with respect to the terms or status of an obligor’s pool asset (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.
 
 
 
1122(d)(4)(vii)
Loss mitigation of recovery actions (e.g., forbearance plans, modifications and deed in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction documents.
 
 
 
 
 
1122(d)(4)(viii)
Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements., Such records are maintained in at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).
 
 
1122(d)(4)(ix)
Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents.
 
 
 
 
 
1122(d)(4)(x)
Regarding any funds held in trust for an obligor (such as escrow accounts); (A) such funds are analyzed, in accordance with the obligor’s pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 3- calendar days of full repayment of the related pool asset, or such other number of days specified in the transaction agreements.
 
 
 
1122(d)(4)(xi)
Payments made on behalf of an obligor (such as tax ore insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the service at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.
 
 
1122(d)(4)(xii)
Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission.
 
1122(d)(4)(xiii)
Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the servicer, or such other number of days specified in the transaction agreements.
 
1122(d)(4)(xiv)
Delinquencies, charge-offs and uncollectible funds are recognized and recorded in accordance with the transaction agreements.
 
1122(d)(4)(xv)
Any external enhancement or other support, identified in item 1114(a)(1) through (3) or item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.
 




EXHIBIT SIX

ELECTRONIC RELEASE REQUEST (Excel)
Collateral Release Tasks
 
 
 
Required Field Header
Description
 
 
customer
Value can be constant of '1018'
 
 
poolnum
pool number if available, can be left blank as well
 
 
loanid
EMC loan#, required field
 
 
loc_code
Codes must be mutually agreed upon with custodian. Examples are PDPO= loans released for payoff, FORC = loans released for foreclosure, OLIQ= loans released for repurchase, NLIQ = loans released for non-liquidation/correction.
 
 
rel_code
Codes must be mutually agreed upon with custodian. Examples are
1 = payoff, 2 = foreclosure, 4 = repurchase, 5 = non-liquidation.
 
 
rel_doclist
Can be left blank
 
 
notation
“Name of Person File Being Released To @ Company Name” (i.e. Sharon Ayers@EMC)
 
 
reqstr
Can be left blank
 
 
reqstr_sig
Signatory code assigned to requestor, TBD
 
 
amend
0 = new release request, 1= amend an existing released record (i.e. FORC to PDPO)




* Only with respect to the logistics of adding, removing or substituting loan files.







EXHIBIT K
 
FORM OF BACK-UP CERTIFICATION TO FORM 10-K CERTIFICATE
 
 
Re:  The [ ] agreement dated as of [ ], 200[ ] (the “Agreement”), among [IDENTIFY PARTIES]
 
I, ________________________________, the _______________________ of [NAME OF COMPANY], certify to [the Purchaser], [the Depositor], and the [Master Servicer] [Securities Administrator] [Trustee], and their officers, with the knowledge and intent that they will rely upon this certification, that:
 
(1) I have reviewed the servicer compliance statement of the Company provided in accordance with Item 1123 of Regulation AB (the “Compliance Statement”), the report on assessment of the Company’s compliance with the servicing criteria set forth in Item 1122(d) of Regulation AB (the “Servicing Criteria”), provided in accordance with Rules 13a-18 and 15d-18 under Securities Exchange Act of 1934, as amended (the “Exchange Act”) and Item 1122 of Regulation AB (the “Servicing Assessment”), the registered public accounting firm’s attestation report provided in accordance with Rules 13a-18 and 15d-18 under the Exchange Act and Section 1122(b) of Regulation AB (the Attestation Report”), and all servicing reports, officer’s certificates and other information relating to the servicing of the Mortgage Loans by the Company during 200[ ] that were delivered by the Company to the [Depositor] [Master Servicer] [Securities Administrator] [Trustee] pursuant to the Agreement (collectively, the “Company Servicing Information”);
 
(2) Based on my knowledge, the Company Servicing Information, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in the light of the circumstances under which such statements were made, not misleading with respect to the period of time covered by the Company Servicing Information;
 
(3) Based on my knowledge, all of the Company Servicing Information required to be provided by the Company under the Agreement has been provided to the [Depositor] [Master Servicer] [Securities Administrator] [Trustee];
 
(4) I am responsible for reviewing the activities performed by the Company as servicer under the Agreement, and based on my knowledge and the compliance review conducted in preparing the Compliance Statement and except as disclosed in the Compliance Statement, the Servicing Assessment or the Attestation Report, the Company has fulfilled its obligations under the Agreement in all material respects; and
 
(5) The Compliance Statement required to be delivered by the Company pursuant to the Agreement, and the Servicing Assessment and Attestation Report required to be provided by the Company and by any Subservicer or Subcontractor pursuant to the Agreement, have been provided to the [Depositor] [Master Servicer]. Any material instances of noncompliance described in such reports have been disclosed to the [Depositor] [Master Servicer]. Any material instance of noncompliance with the Servicing Criteria has been disclosed in such reports.
 

 
Date: _________________________
 
 
By:
 
Name:  ________________________________
 
Title:  ________________________________


 

 
EXHIBIT L
 
FORM OF MORTGAGE LOAN PURCHASE AGREEMENT
 
MORTGAGE LOAN PURCHASE AGREEMENT, dated as of March 30, 2006, as amended and supplemented by any and all amendments hereto (collectively, “this Agreement”), by and among EMC MORTGAGE CORPORATION, a Delaware corporation ( the “Sponsor” or a “Mortgage Loan Seller”), MASTER FUNDING LLC, a Delaware limited liability company (a “Mortgage Loan Seller” or “Master Funding”, and together with EMC, the “Mortgage Loan Sellers”) and BEAR STEARNS ASSET BACKED SECURITIES I LLC, a Delaware limited liability company (the “Purchaser”).
 
Upon the terms and subject to the conditions of this Agreement, each Mortgage Loan Seller agrees to sell, and the Purchaser agrees to purchase, certain conventional, closed-end, subprime, fixed rate and adjustable rate, first and second lien mortgage loans secured by one- to four-family residences (collectively, the “Mortgage Loans”) as described herein. The Purchaser intends to deposit the Mortgage Loans into a trust fund (the “Trust Fund”) and create Bear Stearns Asset-Backed Securities I Trust 2006-HE3, Asset-Backed Certificates, Series 2006-HE3 (the “Certificates”), under a pooling and servicing agreement, to be dated as of March 1, 2006 (the “Pooling and Servicing Agreement”), among the Purchaser, as depositor, EMC, as Sponsor and as company, LaSalle Bank National Association, as master servicer (in such capacity, the “Master Servicer”) and securities administrator (in such capacity, the “Securities Administrator”) and Citibank, N.A., as trustee (the “Trustee”).
 
The Purchaser has filed with the Securities and Exchange Commission (the “Commission”) a registration statement on Form S-3 (Number 333-125422) relating to its Asset-Backed Certificates and the offering of certain series thereof (including certain classes of the Certificates) from time to time in accordance with Rule 415 under the Securities Act of 1933, as amended, and the rules and regulations of the Commission promulgated thereunder (the “Securities Act”). Such registration statement, when it became effective under the Securities Act, and the prospectus relating to the public offering of certain classes of the Certificates by the Purchaser (the “Public Offering”), as each may be amended or supplemented from time to time pursuant to the Securities Act or otherwise, are referred to herein as the “Registration Statement” and the “Prospectus,” respectively. The “Free Writing Prospectus” shall mean the free writing prospectus, dated March 7, 2006, relating to certain classes of the Certificates. The “Prospectus Supplement” shall mean the final supplement, dated March 27, 2006, to the Prospectus, dated June 24, 2005, relating to certain classes of the Certificates. With respect to the Public Offering of certain classes of the Certificates, Bear, Stearns & Co. Inc. (“Bear Stearns”) and the Purchaser have entered into a terms agreement, dated as of March 7, 2006, to an underwriting agreement, dated January 10, 2006 (together, the “Underwriting Agreement”) between Bear Stearns and the Purchaser.
 
Now, therefore, in consideration of the premises and the mutual agreements set forth herein, the parties hereto agree as follows:
 
SECTION 1.  Definitions. Certain terms are defined herein. Capitalized terms used herein but not defined herein shall have the meanings specified in the Pooling and Servicing Agreement. The following other terms are defined as follows:
 
Acquisition Price: With respect to the Sponsor and the sale of the EMC Mortgage Loans, cash in an amount equal to $          *              (plus $              *          in accrued interest) and the retained certificates. With respect to Master Funding and the sale of the Master Funding Mortgage Loans, cash in an amount equal to $           *              (plus $            *             in accrued interest).
 
Bear Stearns: Bear, Stearns & Co. Inc.
 
Closing Date: March 30, 2006.
 
Custodial Agreement: An agreement, dated as of March 30, 2006, among the Depositor, EMC, Master Funding, the Master Servicer and the Securities Administrator, the Trustee and LaSalle Bank National Association as custodian (in such capacity, the “Custodian”).
 
Cut-off Date: March 1, 2006.
 
Cut-off Date Balance: Shall mean $793,431,580.
 
Deleted Mortgage Loan: A Mortgage Loan replaced or to be replaced by a Replacement Mortgage Loan.
 
Due Date: As to any Mortgage Loan, the date in each month on which the related Scheduled Payment is due, as set forth in the related Mortgage Note.
 
EMC: EMC Mortgage Corporation.
 
EMC Mortgage Loan: The Mortgage Loans identified as such on the Mortgage Loan Schedule for which EMC is the applicable Mortgage Loan Seller.
 
LaSalle: LaSalle Bank National Association, or its successors in interest.
 
Master Funding: Master Funding LLC.
 
Master Funding Mortgage Loan: The Mortgage Loans identified as such on the Mortgage Loan Schedule for which Master Funding is the applicable Mortgage Loan Seller.
 
MERS: Mortgage Electronic Registration Systems, Inc., a corporation organized and existing under the laws of the State of Delaware, or any successor thereto.
 
MERS® System: The system of recording transfers of Mortgages electronically maintained by MERS.
 
Moody’s: Moody’s Investors Service, Inc., or its successors in interest.
 
Mortgage: The mortgage, deed of trust or other instrument creating a first or second lien on or first or second priority ownership interest in an estate in fee simple in real property securing a Mortgage Note.
 
Mortgage File: The items referred to in Exhibit 1 pertaining to a particular Mortgage Loan and any additional documents required to be added to such documents pursuant to this Agreement.
 
Mortgage Rate: The annual rate of interest borne by a Mortgage Note as stated herein.
 
Mortgagor: The obligor(s) on a Mortgage Note.
 
Net Mortgage Rate: As to each Mortgage Loan, and at any time, the per annum rate equal to the Mortgage Rate less the sum of (i) the Servicing Fee Rate, (ii) the Trustee Fee Rate and (iii) the rate at which the LPMI Fee is calculated, if any.
 
Opinion of Counsel: A written opinion of counsel, who may be counsel for the Mortgage Loan Sellers or the Purchaser, reasonably acceptable to the Trustee.
 
Person: Any legal person, including any individual, corporation, partnership, joint venture, association, joint stock company, trust, unincorporated organization or government or any agency or political subdivision thereof.
 
Purchase Price: With respect to any Mortgage Loan required to be purchased by the Sponsor (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) pursuant to the applicable provisions of this Agreement, an amount equal to the sum of (i) 100% of the principal remaining unpaid on such Mortgage Loan as of the date of purchase (including if a foreclosure has already occurred, the principal balance of the related Mortgage Loan at the time the Mortgaged Property was acquired), (ii) accrued and unpaid interest thereon at the Mortgage Interest Rate through and including the last day of the month of purchase and (iii) any costs and damages (if any) incurred by the Trust in connection with any violation of such Mortgage Loan of any anti-predatory lending laws.
 
Rating Agencies: Standard & Poor’s and Moody’s, each a “Rating Agency.”
 
Replacement Mortgage Loan: A mortgage loan substituted for a Deleted Mortgage Loan which must meet on the date of such substitution the requirements stated herein and in the Pooling and Servicing Agreement; upon such substitution, such mortgage loan shall be a “Mortgage Loan” hereunder.
 
Securities Act: The Securities Act of 1933, as amended.
 
Standard & Poor’s: Standard & Poor’s, a division of The McGraw-Hill Companies, Inc. or its successors in interest.
 
Value: The value of the Mortgaged Property at the time of origination of the related Mortgage Loan, such value being the lesser of (i) the value of such property set forth in an appraisal accepted by the applicable originator of the Mortgage Loan or (ii) the sales price of such property at the time of origination.
 
SECTION 2.  Purchase and Sale of the Mortgage Loans and Related Rights. 
 
(a)  Upon satisfaction of the conditions set forth in Section 11 hereof, each Mortgage Loan Seller agrees to sell, and the Purchaser agrees to purchase the Mortgage Loans sold by such Mortgage Loan Seller having an aggregate outstanding principal balance as of the Cut-off Date equal to the Cut-off Date Balance, and each Mortgage Loan Seller’s interest in the Swap Agreement and the Yield Maintenance Agreement.
 
(b)  The closing for the purchase and sale of the Mortgage Loans and the closing for the issuance of the Certificates will take place on the Closing Date at the office of the Purchaser’s counsel in New York, New York or such other place as the parties shall agree.
 
(c)  Upon the satisfaction of the conditions set forth in Section 11 hereof, on the Closing Date, the Purchaser shall pay to each respective Mortgage Loan Seller the related Acquisition Price for the Mortgage Loans sold by such Mortgage Loan Seller in immediately available funds by wire transfer to such account or accounts as shall be designated by such Mortgage Loan Seller.
 
SECTION 3.  Mortgage Loan Schedules. The Sponsor (on its own behalf as Mortgage Loan Seller and on behalf of Master Funding) agrees to provide to the Purchaser as of the date hereof a preliminary listing of the Mortgage Loans (the “Preliminary Mortgage Loan Schedule”) setting forth the information listed on Exhibit 2 to this Agreement with respect to each of the Mortgage Loans being sold by the respective Mortgage Loan Sellers. If there are changes to the Preliminary Mortgage Loan Schedule, the Sponsor (on its own behalf as Mortgage Loan Seller and on behalf of Master Funding) shall provide to the Purchaser as of the Closing Date a final schedule (the “Final Mortgage Loan Schedule”) setting forth the information listed on Exhibit 2 to this Agreement with respect to each of the Mortgage Loans being sold by each Mortgage Loan Seller to the Purchaser. The Final Mortgage Loan Schedule shall be delivered to the Purchaser on the Closing Date, shall be attached to an amendment to this Agreement to be executed on the Closing Date by the parties hereto and shall be in form and substance mutually agreed to by the Sponsor (on its own behalf as Mortgage Loan Seller and on behalf of Master Funding) and the Purchaser (the “Amendment”). If there are no changes to the Preliminary Mortgage Loan Schedule, the Preliminary Mortgage Loan Schedule shall be the Final Mortgage Loan Schedule for all purposes hereof.
 
SECTION 4.  Mortgage Loan Transfer. 
 
(a)  The Purchaser will be entitled to all scheduled payments of principal and interest on the Mortgage Loans due after the Cut-off Date (regardless of when actually collected) and all payments thereof. Each Mortgage Loan Seller will be entitled to all scheduled payments of principal and interest on the Mortgage Loans sold by it to the Purchaser due on or before the Cut-off Date (including payments collected after the Cut-off Date) and all payments thereof. Such principal amounts and any interest thereon belonging to the related Mortgage Loan Seller as described above will not be included in the aggregate outstanding principal balance of the Mortgage Loans as of the Cut-off Date as set forth on the Final Mortgage Loan Schedule.
 
(b)  Pursuant to various conveyancing documents to be executed on the Closing Date and pursuant to the Pooling and Servicing Agreement, the Purchaser will assign on the Closing Date all of its right, title and interest in and to the Mortgage Loans to the Trustee for the benefit of the Certificateholders. In connection with the transfer and assignment of the Mortgage Loans, each Mortgage Loan Seller has delivered or will deliver or cause to be delivered to the Trustee, or the Custodian on behalf of the Trustee, by the Closing Date or such later date as is agreed to by the Purchaser and such Mortgage Loan Seller (each of the Closing Date and such later date is referred to as a “Mortgage File Delivery Date”), the items of the Custodian’s Mortgage File, provided, however, that in lieu of the foregoing, each Mortgage Loan Seller may deliver the following documents, under the circumstances set forth below: (x) in lieu of the original Mortgage, assignments to the Trustee or intervening assignments thereof which have been delivered, are being delivered or will upon receipt of recording information relating to the Mortgage required to be included thereon, be delivered to recording offices for recording and have not been returned in time to permit their delivery as specified above, the related Mortgage Loan Seller may deliver a true copy thereof with a certification by such Mortgage Loan Seller or the Master Servicer, on the face of such copy, substantially as follows: “Certified to be a true and correct copy of the original, which has been transmitted for recording;” (y) in lieu of the Mortgage, assignments to the Trustee or intervening assignments thereof, if the applicable jurisdiction retains the originals of such documents or if the originals are lost (in each case, as evidenced by a certification from such Mortgage Loan Seller or the Master Servicer to such effect), such Mortgage Loan Seller may deliver photocopies of such documents containing an original certification by the judicial or other governmental authority of the jurisdiction where such documents were recorded; and (z) in lieu of the Mortgage Notes relating to the Mortgage Loans, each identified in the list delivered by the Purchaser to the Trustee on the Closing Date and attached hereto as Exhibit 5 the related Mortgage Loan Seller may deliver lost note affidavits and indemnities of such Mortgage Loan Seller; and provided further, however, that in the case of Mortgage Loans which have been prepaid in full after the Cut-off Date and prior to the Closing Date, such Mortgage Loan Seller, in lieu of delivering the above documents, may deliver to the Trustee a certification by such Mortgage Loan Seller or the Master Servicer to such effect. Each Mortgage Loan Seller shall deliver such original documents (including any original documents as to which certified copies had previously been delivered) or such certified copies to the Trustee, or the Custodian on behalf of the Trustee, promptly after they are received. The Sponsor (on its own behalf as Mortgage Loan Seller and on behalf of Master Funding) shall cause the Mortgage and intervening assignments, if any, and the assignment of the Mortgage to be recorded not later than 180 days after the Closing Date unless such assignment is not required to be recorded under the terms set forth in Section 6(a) hereof.
 
(c)  In connection with the assignment of any Mortgage Loan registered on the MERS® System, the Sponsor (on its own behalf as Mortgage Loan Seller and on behalf of Master Funding) further agrees that it will cause, at the Sponsor’s own expense, within 30 days after the Closing Date, the MERS® System to indicate that such Mortgage Loans have been assigned by the related Mortgage Loan Seller to the Purchaser and by the Purchaser to the Trustee in accordance with this Agreement for the benefit of the Certificateholders by including (or deleting, in the case of Mortgage Loans which are repurchased in accordance with this Agreement) in such computer files (a) the code in the field which identifies the specific Trustee and (b) the code in the field “Pool Field” which identifies the series of the Certificates issued in connection with such Mortgage Loans. The Sponsor (on its own behalf as Mortgage Loan Seller and on behalf of Master Funding) further agrees that it will not, and will not permit the Master Servicer to, and the Master Servicer agrees that it will not, alter the codes referenced in this paragraph with respect to any Mortgage Loan during the term of the Pooling and Servicing Agreement unless and until such Mortgage Loan is repurchased in accordance with the terms of the Pooling and Servicing Agreement.
 
(d)  Each Mortgage Loan Seller and the Purchaser acknowledge hereunder that all of the Mortgage Loans will ultimately be assigned to Citibank, N.A., as Trustee for the benefit of the Certificateholders, on the date hereof.
 
SECTION 5.  Examination of Mortgage Files. 
 
(a)  On or before the Mortgage File Delivery Date, each Mortgage Loan Seller will have made the related Mortgage Files available to the Purchaser or its agent for examination which may be at the offices of the Trustee or such Mortgage Loan Seller and/or such Mortgage Loan Seller’s custodian. The fact that the Purchaser or its agent has conducted or has failed to conduct any partial or complete examination of the related Mortgage Files shall not affect the Purchaser’s rights to demand cure, repurchase, substitution or other relief as provided in this Agreement. In furtherance of the foregoing, each Mortgage Loan Seller shall make the related Mortgage Files available to the Purchaser or its agent from time to time so as to permit the Purchaser to confirm such Mortgage Loan Seller’s compliance with the delivery and recordation requirements of this Agreement and the Pooling and Servicing Agreement. In addition, upon request of the Purchaser, each Mortgage Loan Seller agrees to provide to the Purchaser, Bear Stearns and to any investors or prospective investors in the Certificates information regarding the Mortgage Loans and their servicing, to make the related Mortgage Files available to the Purchaser, Bear Stearns and to such investors or prospective investors (which may be at the offices of the related Mortgage Loan Seller and/or such Mortgage Loan Seller’s custodian) and to make available personnel knowledgeable about the related Mortgage Loans for discussions with the Purchaser, Bear Stearns and such investors or prospective investors, upon reasonable request during regular business hours, sufficient to permit the Purchaser, Bear Stearns and such investors or potential investors to conduct such due diligence as any such party reasonably believes is appropriate.
 
(b)  Pursuant to the Pooling and Servicing Agreement, on the Closing Date the Trustee (or the Custodian as obligated under the Custodial Agreement) for the benefit of the Certificateholders will review items of the Mortgage Files as set forth on Exhibit 1 and will deliver to the Sponsor (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) an initial certification in the form attached as Exhibit One to the Custodial Agreement.
 
(c)  Within 90 days of the Closing Date, the Trustee or the Custodian on its behalf shall, in accordance with the provisions of Section 2.02 of the Pooling and Servicing Agreement, deliver to the Sponsor (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and the Trustee an Interim Certification in the form attached as Exhibit Two to the Custodial Agreement to the effect that all such documents have been executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule, except for any exceptions listed on Schedule A attached to such Interim Certification. The Custodian shall be under no duty or obligation to inspect, review or examine said documents, instruments, certificates or other papers to determine that the same are genuine, enforceable, or appropriate for the represented purpose or that they have actually been recorded or that they are other than what they purport to be on their face.
 
(d)  The Trustee or the Custodian on its behalf will review the Mortgage Files within 180 days of the Closing Date and will deliver to the Sponsor and the Master Servicer, and if reviewed by the Custodian, the Trustee, a final certification substantially in the form of Exhibit Three to the Custodial Agreement. If the Trustee or the Custodian on its behalf is unable to deliver a final certification with respect to the items listed in Exhibit 1 due to any document that is missing, has not been executed, is unrelated, determined on the basis of the Mortgagor name, original principal balance and loan number, to the Mortgage Loans identified in the Final Mortgage Loan Schedule (a “Material Defect”), the Trustee or the Custodian on its behalf shall notify the Sponsor of such Material Defect. The Sponsor (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall correct or cure any such Material Defect within 90 days from the date of notice from the Trustee, the Depositor or the Master Servicer of the Material Defect and if the Sponsor (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) does not correct or cure such Material Defect within such period and such defect materially and adversely affects the interests of the Certificateholders in the related Mortgage Loan, the Sponsor (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) will, in accordance with the terms of the Pooling and Servicing Agreement, within 90 days of the date of notice, provide the Trustee with a Replacement Mortgage Loan (if within two years of the Closing Date) or purchase the related Mortgage Loan at the applicable Purchase Price; provided, however, that if such defect relates solely to the inability of the Sponsor (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) to deliver the original security instrument or intervening assignments thereof, or a certified copy because the originals of such documents, or a certified copy, have not been returned by the applicable jurisdiction, the Sponsor shall not be required to purchase such Mortgage Loan if the Sponsor (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) delivers such original documents or certified copy promptly upon receipt, but in no event later than 360 days after the Closing Date. The foregoing repurchase obligation shall not apply in the event that the Sponsor (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) cannot deliver such original or copy of any document submitted for recording to the appropriate recording office in the applicable jurisdiction because such document has not been returned by such office; provided that the Sponsor (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall instead deliver a recording receipt of such recording office or, if such receipt is not available, a certificate of the Sponsor (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) or a Servicing Officer confirming that such documents have been accepted for recording, and delivery to the Trustee shall be effected by the Sponsor (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) within thirty days of its receipt of the original recorded document.
 
(e)  At the time of any substitution, the Sponsor (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall deliver or cause to be delivered the Replacement Mortgage Loan, the related Mortgage File and any other documents and payments required to be delivered in connection with a substitution pursuant to the Pooling and Servicing Agreement. At the time of any purchase or substitution, the Trustee shall (i) assign the selected Mortgage Loan to the Sponsor (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and shall release or cause the Custodian to release the documents (including, but not limited to, the Mortgage, Mortgage Note and other contents of the Mortgage File) in the possession of the Trustee or the Custodian, as applicable relating to the Deleted Mortgage Loan and (ii) execute and deliver such instruments of transfer or assignment, in each case without recourse, as shall be necessary to vest in the Sponsor (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) title to such Deleted Mortgage Loan.
 
SECTION 6.  Recordation of Assignments of Mortgage. 
 
(a)  The Sponsor (on its own behalf as Mortgage Loan Seller and on behalf of Master Funding) will, promptly after the Closing Date, cause each Mortgage and each assignment of Mortgage from the Mortgage Loan Sellers to the Trustee, and all unrecorded intervening assignments, if any, delivered on or prior to the Closing Date, to be recorded in all recording offices in the jurisdictions where the related Mortgaged Properties are located; provided, however, the Sponsor (on its own behalf as Mortgage Loan Seller or on behalf of Master Funding) need not cause to be recorded any assignment which relates to a Mortgage Loan that is a MOM Loan or for which the related Mortgaged Property is located in any jurisdiction under the laws of which, as evidenced by an Opinion of Counsel delivered by the Sponsor (on its own behalf as Mortgage Loan Seller and on behalf of Master Funding) to the Trustee and the Rating Agencies, the recordation of such assignment is not necessary to protect the Trustee’s interest in the related Mortgage Loan; provided, however, notwithstanding the delivery of any Opinion of Counsel, each assignment of Mortgage shall be submitted for recording by the Sponsor (on its own behalf as Mortgage Loan Seller and on behalf of Master Funding) in the manner described above, at no expense to the Trust Fund or Trustee, upon the earliest to occur of (i) reasonable direction by the Holders of Certificates evidencing Percentage Interests aggregating not less than 25% of the Trust, (ii) the occurrence of an Event of Default, (iii) the occurrence of a bankruptcy, insolvency or foreclosure relating to the Sponsor under the Pooling and Servicing Agreement, (iv) the occurrence of a servicing transfer or an assignment of the servicing as described in Section 7.07 of the Pooling and Servicing Agreement or (iv) with respect to any one assignment of Mortgage, the occurrence of a bankruptcy, insolvency or foreclosure relating to the Mortgagor under the related Mortgage.
 
While each such Mortgage or assignment is being recorded, if necessary, the Sponsor (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall leave or cause to be left with the Trustee or the Custodian on its behalf a certified copy of such Mortgage or assignment. In the event that, within 180 days of the Closing Date, the Trustee has not been provided with an Opinion of Counsel as described above or received evidence of recording with respect to each Mortgage Loan delivered to the Purchaser pursuant to the terms hereof or as set forth above and the related Mortgage Loan is not a MOM Loan, the failure to provide evidence of recording or such Opinion of Counsel shall be considered a Material Defect, and the provisions of Section 5(c) and (d) shall apply. All customary recording fees and reasonable expenses relating to the recordation of the assignments of mortgage to the Trustee or the Opinion of Counsel, as the case may be, shall be borne by the Sponsor.
 
(b)  It is the express intent of the parties hereto that the conveyance of the Mortgage Loans by each Mortgage Loan Seller to the Purchaser, as contemplated by this Agreement be, and be treated as, a sale. It is, further, not the intention of the parties that such conveyance be deemed a pledge of the Mortgage Loans by such Mortgage Loan Seller to the Purchaser to secure a debt or other obligation of that Mortgage Loan Seller. However, in the event that, notwithstanding the intent of the parties, the Mortgage Loans are held by a court to continue to be property of such Mortgage Loan Seller, then (a) this Agreement shall also be deemed to be a security agreement within the meaning of Articles 8 and 9 of the applicable Uniform Commercial Code; (b) the transfer of the Mortgage Loans provided for herein shall be deemed to be a grant by such Mortgage Loan Seller to the Purchaser of a security interest in all of such Mortgage Loan Seller’s right, title and interest in and to the Mortgage Loans and all amounts payable to the holders of the Mortgage Loans in accordance with the terms thereof and all proceeds of the conversion, voluntary or involuntary, of the foregoing into cash, instruments, securities or other property, to the extent the Purchaser would otherwise be entitled to own such Mortgage Loans and proceeds pursuant to Section 4 hereof, including all amounts, other than investment earnings, from time to time held or invested in any accounts created pursuant to the Pooling and Servicing Agreement, whether in the form of cash, instruments, securities or other property; (c) the possession by the Purchaser or the Trustee (or the Custodian on its behalf) of Mortgage Notes and such other items of property as constitute instruments, money, negotiable documents or chattel paper shall be deemed to be “possession by the secured party” for purposes of perfecting the security interest pursuant to Section 9-305 (or comparable provision) of the applicable Uniform Commercial Code; and (d) notifications to persons holding such property, and acknowledgments, receipts or confirmations from persons holding such property, shall be deemed notifications to, or acknowledgments, receipts or confirmations from, financial intermediaries, bailees or agents (as applicable) of the Purchaser for the purpose of perfecting such security interest under applicable law. Any assignment of the interest of the Purchaser pursuant to any provision hereof or pursuant to the Pooling and Servicing Agreement shall also be deemed to be an assignment of any security interest created hereby. The Sponsor (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and the Purchaser shall, to the extent consistent with this Agreement, take such actions as may be reasonably necessary to ensure that, if this Agreement were deemed to create a security interest in the Mortgage Loans, such security interest would be deemed to be a perfected security interest of first priority under applicable law and will be maintained as such throughout the term of the Pooling and Servicing Agreement.
 
SECTION 7.  Representations and Warranties of the Sponsor Concerning the Mortgage Loans. The Sponsor hereby represents and warrants to the Purchaser as of the Closing Date or such other date as may be specified below with respect to each Mortgage Loan:
 
(a)  The information set forth in the Mortgage Loan Schedule hereto is true and correct in all material respects and the information provided to the Rating Agencies, including the Mortgage Loan level detail, is true and correct according to the Rating Agency requirements.
 
(b)  Immediately prior to the transfer to the Purchaser, the Mortgage Loan Seller was the sole owner of beneficial title and holder of each Mortgage and Mortgage Note relating to the Mortgage Loans and is conveying the same free and clear of any and all liens, claims, encumbrances, participation interests, equities, pledges, charges or security interests of any nature and the Mortgage Loan Seller has full right and authority to sell or assign the same pursuant to this Agreement.
 
(c)  Each Mortgage Loan at the time it was made complied in all material respects with all applicable laws and regulations, including, without limitation, usury, equal credit opportunity, disclosure and recording laws and all applicable anti-predatory lending laws; and each Mortgage Loan has been serviced in all material respects in accordance with all applicable laws and regulations, including, without limitation, usury, equal credit opportunity, disclosure and recording laws and all applicable anti-predatory lending laws and the terms of the related Mortgage Note, the Mortgage and other loan documents.
 
(d)  There is no monetary default existing under any Mortgage or the related Mortgage Note and there is no material event which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach or event of acceleration; and neither the Mortgage Loan Seller, any of its affiliates nor any servicer of any related Mortgage Loan has taken any action to waive any default, breach or event of acceleration; and no foreclosure action is threatened or has been commenced with respect to the Mortgage Loan.
 
(e)  The terms of the Mortgage Note and the Mortgage have not been impaired, waived, altered or modified in any respect, except by written instruments, (i) if required by law in the jurisdiction where the Mortgaged Property is located, or (ii) to protect the interests of the Trustee on behalf of the Certificateholders.
 
(f)  No selection procedure reasonably believed by the Mortgage Loan Seller to be adverse to the interests of the Certificateholders was utilized in selecting the Mortgage Loans.
 
(g)  Each Mortgage is a valid and enforceable first or second lien on the property securing the related Mortgage Note and each Mortgaged Property is owned by the Mortgagor in fee simple (except with respect to common areas in the case of condominiums, PUDs and de minimis PUDs) or by leasehold for a term longer than the term of the related Mortgage, subject only to (i) the lien of current real property taxes and assessments, (ii) covenants, conditions and restrictions, rights of way, easements and other matters of public record as of the date of recording of such Mortgage, such exceptions being acceptable to mortgage lending institutions generally or specifically reflected in the appraisal obtained in connection with the origination of the related Mortgage Loan or referred to in the lender’s title insurance policy delivered to the originator of the related Mortgage Loan and (iii) other matters to which like properties are commonly subject which do not materially interfere with the benefits of the security intended to be provided by such Mortgage.
 
(h)  There is no mechanics’ lien or claim for work, labor or material affecting the premises subject to any Mortgage which is or may be a lien prior to, or equal with, the lien of such Mortgage except those which are insured against by the title insurance policy referred to in clause (m) below.
 
(i)  There was no delinquent tax or assessment lien against the property subject to any Mortgage, except where such lien was being contested in good faith and a stay had been granted against levying on the property.
 
(j)  There is no valid offset, defense or counterclaim to any Mortgage Note or Mortgage, including the obligation of the Mortgagor to pay the unpaid principal and interest on such Mortgage Note.
 
(k)  The physical property subject to any Mortgage is free of material damage and is in good repair and there is no proceeding pending or threatened for the total or partial condemnation of any Mortgaged Property.
 
(l)  The Mortgaged Property and all improvements thereon comply with all requirements of any applicable zoning and subdivision laws and ordinances.
 
(m)  A lender’s title insurance policy (on an ALTA or CLTA form) or binder, or other assurance of title customary in the relevant jurisdiction therefor in a form acceptable to Fannie Mae or Freddie Mac, was issued on the date that each Mortgage Loan was created by a title insurance company which, to the best of the Mortgage Loan Seller’s knowledge, was qualified to do business in the jurisdiction where the related Mortgaged Property is located, insuring the Mortgage Loan Seller and its successors and assigns that the Mortgage is a first priority lien on the related Mortgaged Property in the original principal amount of the Mortgage Loan. The Mortgage Loan Seller is the sole insured under such lender’s title insurance policy, and such policy, binder or assurance is valid and remains in full force and effect, and each such policy, binder or assurance shall contain all applicable endorsements including a negative amortization endorsement, if applicable.
 
(n)  At the time of origination, each Mortgaged Property was the subject of an appraisal which conformed to the underwriting requirements of the originator of the Mortgage Loan and, the appraisal is in a form acceptable to Fannie Mae or FHLMC.
 
(o)  The improvements on each Mortgaged Property securing a Mortgage Loan are insured (by an insurer which is acceptable to the Mortgage Loan Seller) against loss by fire and such hazards as are covered under a standard extended coverage endorsement in the locale in which the Mortgaged Property is located, in an amount which is not less than the lesser of the maximum insurable value of the improvements securing such Mortgage Loan or the outstanding principal balance of the Mortgage Loan, but in no event in an amount less than an amount that is required to prevent the Mortgagor from being deemed to be a co-insurer thereunder; if the improvement on the Mortgaged Property is a condominium unit, it is included under the coverage afforded by a blanket policy for the condominium project; if upon origination of the related Mortgage Loan, the improvements on the Mortgaged Property were in an area identified as a federally designated flood area, a flood insurance policy is in effect in an amount representing coverage not less than the least of (i) the outstanding principal balance of the Mortgage Loan, (ii) the restorable cost of improvements located on such Mortgaged Property or (iii) the maximum coverage available under federal law; and each Mortgage obligates the Mortgagor thereunder to maintain the insurance referred to above at the Mortgagor’s cost and expense.
 
(p)  Each Mortgage Loan constitutes a "qualified mortgage" under Section 860G(a)(3)(A) of the Code and Treasury Regulation Section 1.860G-2(a)(1), (2), (4), (5), (6), (7) and (9) without reliance on the provisions of Treasury Regulation Section 1.860G-2(a)(3) or Treasury Regulation Section 1.860G-2(f)(2) or any other provision that would allow a Mortgage Loan to be treated as a “qualified mortgage” notwithstanding its failure to meet the requirements of Section 860G(a)(3)(A) of the Code and Treasury Regulation Section 1.860G-2(a)(1), (2), (4), (5), (6), (7) and (9).
 
(q)  None of the Mortgage Loans are (a) loans subject to 12 CFR Part 226.31, 12 CFR Part 226.32 or 12 CFR Part 226.34 of Regulation Z, the regulation implementing TILA, which implements the Home Ownership and Equity Protection Act of 1994, as amended or (b) “high cost home,” “covered” (excluding home loans defined as “covered home loans” in the New Jersey Home Ownership Security Act of 2002 that were originated between November 26, 2003 and July 7, 2004), “high risk home” or “predatory” loans under any applicable state, federal or local law (or a similarly classified loan using different terminology under a law imposing heightened regulatory scrutiny or additional legal liability for residential mortgage loans having high interest rates, points and/or fees).
 
(r)  The information set forth in Schedule A of the Prospectus Supplement with respect to the Mortgage Loans is true and correct in all material respects.
 
(s)  No Mortgage Loan (a) is a “high cost loan” or “covered loan” as applicable (as such terms are defined in the then current Standard & Poor’s LEVELS® Glossary, which is now Version 5.6c, Appendix E, attached hereto as Exhibit 6 or (b) was originated on or after October 1, 2002 through March 6, 2003 and is governed by the Georgia Fair Lending Act.
 
(t)  Each Mortgage Loan was originated in accordance with the underwriting guidelines of the related originator.
 
(u)  Each original Mortgage has been recorded or is in the process of being recorded in accordance with the requirements of Section 2.01 of the Pooling and Servicing Agreement in the appropriate jurisdictions wherein such recordation is required to perfect the lien thereof for the benefit of the Trust Fund.
 
(v)  The related Mortgage File contains each of the documents and instruments listed in Section 2.01 of the Pooling and Servicing Agreement, subject to any exceptions, substitutions and qualifications as are set forth in such Section.
 
(w)  The Mortgage Loans are currently being serviced in accordance with accepted servicing practices.
 
(x)  With respect to each Mortgage Loan that has a prepayment penalty feature, each such prepayment penalty is enforceable and will be enforced by the Mortgage Loan Seller and each prepayment penalty is permitted pursuant to federal, state and local law, provided that (i) no Mortgage Loan will impose a prepayment penalty for a term in excess of five years from the date such Mortgage Loan was originated and (ii) such prepayment penalty is at least equal to the lesser of (A) the maximum amount permitted under applicable law and (B) six months interest at the related Mortgage Interest Rate on the amount prepaid in excess of 20% of the original principal balance of such Mortgage Loan.
 
It is understood and agreed that the representations and warranties set forth in this Section 7 will inure to the benefit of the Purchaser, its successors and assigns, notwithstanding any restrictive or qualified endorsement on any Mortgage Note or assignment of Mortgage or the examination of any Mortgage File. Upon any substitution for a Mortgage Loan, the representations and warranties set forth above shall be deemed to be made by the Mortgage Loan Seller as to any Replacement Mortgage Loan as of the date of substitution.
 
Upon discovery or receipt of notice by the Sponsor, the Purchaser or the Trustee of a breach of any representation or warranty of the Sponsor set forth in this Section 7 which materially and adversely affects the value of the interests of the Purchaser, the Certificateholders or the Trustee in any of the Mortgage Loans delivered to the Purchaser pursuant to this Agreement, the party discovering or receiving notice of such breach shall give prompt written notice to the others. In the case of any such breach of a representation or warranty set forth in this Section 7, within 90 days from the date of discovery by the Sponsor, or the date the Sponsor is notified by the party discovering or receiving notice of such breach (whichever occurs earlier), the Sponsor will (i) cure such breach in all material respects, (ii) purchase the affected Mortgage Loan at the applicable Purchase Price or (iii) if within two years of the Closing Date, substitute a qualifying Replacement Mortgage Loan in exchange for such Mortgage Loan; provided that, (A) in the case of a breach of the representation and warranty concerning the Mortgage Loan Schedule contained in clause (a) of this Section 7, if such breach is material and relates to any field on the Mortgage Loan Schedule which identifies any Prepayment Charge or (B) in the case of a breach of the representation contained in clause (x) of this Section 7, then, in each case, in lieu of purchasing such Mortgage Loan from the Trust Fund at the Purchase Price, the Sponsor shall pay the amount of the Prepayment Charge (net of any amount previously collected by or paid to the Trust Fund in respect of such Prepayment Charge) from its own funds and without reimbursement therefor, and the Sponsor shall have no obligation to repurchase or substitute for such Mortgage Loan. The obligations of the Sponsor to cure, purchase or substitute a qualifying Replacement Mortgage Loan shall constitute the Purchaser’s, the Trustee’s and the Certificateholder’s sole and exclusive remedy under this Agreement or otherwise respecting a breach of representations or warranties hereunder with respect to the Mortgage Loans, except for the obligation of the Sponsor to indemnify the Purchaser for such breach as set forth in and limited by Section 14 hereof.
 
Any cause of action against the Sponsor or relating to or arising out of a breach by the Sponsor of any representations and warranties made in this Section 7 shall accrue as to any Mortgage Loan upon (i) discovery of such breach by the Sponsor or notice thereof by the party discovering such breach and (ii) failure by the Sponsor to cure such breach, purchase such Mortgage Loan or substitute a qualifying Replacement Mortgage Loan pursuant to the terms hereof.
 
SECTION 8.  Representations and Warranties Concerning the Sponsor. As of the date hereof and as of the Closing Date, the Sponsor represents and warrants to the Purchaser and Master Funding as to itself in the capacity indicated as follows:
 
(a)  The Sponsor (i) is a corporation duly organized, validly existing and in good standing under the laws of the State of Delaware and (ii) is qualified and in good standing to do business in each jurisdiction where such qualification is necessary, except where the failure so to qualify would not reasonably be expected to have a material adverse effect on the Sponsor’s business as presently conducted or on the Sponsor’s ability to enter into this Agreement and to consummate the transactions contemplated hereby;
 
(b)  The Sponsor has full power to own its property, to carry on its business as presently conducted and to enter into and perform its obligations under this Agreement;
 
(c)  The execution and delivery by the Sponsor of this Agreement has been duly authorized by all necessary action on the part of the Sponsor; and neither the execution and delivery of this Agreement, nor the consummation of the transactions herein contemplated, nor compliance with the provisions hereof or thereof, will conflict with or result in a breach of, or constitute a default under, any of the provisions of any law, governmental rule, regulation, judgment, decree or order binding on the Sponsor or its properties or the charter or by-laws of the Sponsor, except those conflicts, breaches or defaults which would not reasonably be expected to have a material adverse effect on the Sponsor’s ability to enter into this Agreement and to consummate the transactions contemplated hereby;
 
(d)  The execution, delivery and performance by the Sponsor of this Agreement and the consummation of the transactions contemplated hereby do not require the consent or approval of, the giving of notice to, the registration with, or the taking of any other action in respect of, any state, federal or other governmental authority or agency, except those consents, approvals, notices, registrations or other actions as have already been obtained, given or made and, in connection with the recordation of the Mortgages, powers of attorney or assignments of Mortgages not yet completed;
 
(e)  This Agreement has been duly executed and delivered by the Sponsor and, assuming due authorization, execution and delivery by the Purchaser or the parties thereto, constitutes a valid and binding obligation of the Sponsor enforceable against it in accordance with its terms (subject to applicable bankruptcy and insolvency laws and other similar laws affecting the enforcement of the rights of creditors generally);
 
(f)  There are no actions, suits or proceedings pending or, to the knowledge of the Sponsor, threatened against the Sponsor, before or by any court, administrative agency, arbitrator or governmental body (i) with respect to any of the transactions contemplated by this Agreement or (ii) with respect to any other matter which in the judgment of the Sponsor could reasonably be expected to be determined adversely to the Sponsor and if determined adversely to the Sponsor materially and adversely affect the Sponsor’s ability to perform its obligations under this Agreement; and the Sponsor is not in default with respect to any order of any court, administrative agency, arbitrator or governmental body so as to materially and adversely affect the transactions contemplated by this Agreement; and
 
(g)  The Mortgage Loan Sellers’ Information (as defined in Section 14(a) hereof) does not include any untrue statement of a material fact or omit to state a material fact necessary in order to make the statements made, in light of the circumstances under which they were made, not misleading.
 
SECTION 9.  Representations and Warranties Concerning the Purchaser. As of the date hereof and as of the Closing Date, the Purchaser represents and warrants to the Mortgage Loan Sellers as follows:
 
(a)  The Purchaser (i) is a limited liability company duly organized, validly existing and in good standing under the laws of the State of Delaware and (ii) is qualified and in good standing to do business in each jurisdiction where such qualification is necessary, except where the failure so to qualify would not reasonably be expected to have a material adverse effect on the Purchaser’s business as presently conducted or on the Purchaser’s ability to enter into this Agreement and to consummate the transactions contemplated hereby;
 
(b)  The Purchaser has full power to own its property, to carry on its business as presently conducted and to enter into and perform its obligations under this Agreement;
 
(c)  The execution and delivery by the Purchaser of this Agreement has been duly authorized by all necessary action on the part of the Purchaser; and neither the execution and delivery of this Agreement, nor the consummation of the transactions herein contemplated, nor compliance with the provisions hereof, will conflict with or result in a breach of, or constitute a default under, any of the provisions of any law, governmental rule, regulation, judgment, decree or order binding on the Purchaser or its properties or the certificate of formation or limited liability company agreement of the Purchaser, except those conflicts, breaches or defaults which would not reasonably be expected to have a material adverse effect on the Purchaser’s ability to enter into this Agreement and to consummate the transactions contemplated hereby or thereby;
 
(d)  The execution, delivery and performance by the Purchaser of this Agreement and the consummation of the transactions contemplated hereby or thereby do not require the consent or approval of, the giving of notice to, the registration with, or the taking of any other action in respect of, any state, federal or other governmental authority or agency, except those consents, approvals, notices, registrations or other actions as have already been obtained, given or made;
 
(e)  This Agreement has been duly executed and delivered by the Purchaser and, assuming due authorization, execution and delivery by the Mortgage Loan Sellers, constitutes a valid and binding obligation of the Purchaser enforceable against it in accordance with its terms (subject to applicable bankruptcy and insolvency laws and other similar laws affecting the enforcement of the rights of creditors generally);
 
(f)  There are no actions, suits or proceedings pending or, to the knowledge of the Purchaser, threatened against the Purchaser, before or by any court, administrative agency, arbitrator or governmental body (i) with respect to any of the transactions contemplated by this Agreement or (ii) with respect to any other matter which in the judgment of the Purchaser could reasonably be expected to be determined adversely to the Purchaser and if determined adversely to the Purchaser materially and adversely affect the Purchaser’s ability to perform its obligations under this Agreement; and the Purchaser is not in default with respect to any order of any court, administrative agency, arbitrator or governmental body so as to materially and adversely affect the transactions contemplated by this Agreement; and
 
(g)  The Purchaser’s Information (as defined in Section 14(b) hereof) does not include any untrue statement of a material fact or omit to state a material fact necessary in order to make the statements made, in light of the circumstances under which they were made, not misleading.
 
SECTION 10.  Representations and Warranties Concerning Master Funding. As of the date hereof and as of the Closing Date, Master Funding represents and warrants to the Sponsor and the Purchaser as follows:
 
(a)  Master Funding (i) is a limited liability company duly organized, validly existing and in good standing under the laws of the State of Delaware and (ii) is qualified and in good standing to do business in each jurisdiction where such qualification is necessary, except where the failure so to qualify would not reasonably be expected to have a material adverse effect on Master Funding’s business as presently conducted or on Master Funding’s ability to enter into this Agreement and to consummate the transactions contemplated hereby;
 
(b)  Master Funding has full power to own its property, to carry on its business as presently conducted and to enter into and perform its obligations under this Agreement;
 
(c)  The execution and delivery by Master Funding of this Agreement has been duly authorized by all necessary action on the part of Master Funding; and neither the execution and delivery of this Agreement, nor the consummation of the transactions herein contemplated, nor compliance with the provisions hereof or thereof, will conflict with or result in a breach of, or constitute a default under, any of the provisions of any law, governmental rule, regulation, judgment, decree or order binding on Master Funding or its properties or the written consent of the sole member or limited liability company agreement of Master Funding, except those conflicts, breaches or defaults which would not reasonably be expected to have a material adverse effect on Master Funding’s ability to enter into this Agreement and to consummate the transactions contemplated hereby;
 
(d)  The execution, delivery and performance by Master Funding of this Agreement and the consummation of the transactions contemplated hereby do not require the consent or approval of, the giving of notice to, the registration with, or the taking of any other action in respect of, any state, federal or other governmental authority or agency, except those consents, approvals, notices, registrations or other actions as have already been obtained, given or made and, in connection with the recordation of the Mortgages, powers of attorney or assignments of Mortgages not yet completed;
 
(e)  This Agreement has been duly executed and delivered by Master Funding and, assuming due authorization, execution and delivery by the Purchaser or the parties thereto, constitutes a valid and binding obligation of Master Funding enforceable against it in accordance with its terms (subject to applicable bankruptcy and insolvency laws and other similar laws affecting the enforcement of the rights of creditors generally); and
 
(f)  There are no actions, suits or proceedings pending or, to the knowledge of Master Funding, threatened against Master Funding, before or by any court, administrative agency, arbitrator or governmental body (i) with respect to any of the transactions contemplated by this Agreement or (ii) with respect to any other matter which in the judgment of Master Funding could reasonably be expected to be determined adversely to Master Funding and if determined adversely to Master Funding materially and adversely affect Master Funding’s ability to perform its obligations under this Agreement; and Master Funding is not in default with respect to any order of any court, administrative agency, arbitrator or governmental body so as to materially and adversely affect the transactions contemplated by this Agreement.
 
SECTION 11.  Conditions to Closing. 
 
(a)  The obligations of the Purchaser under this Agreement will be subject to the satisfaction, on or prior to the Closing Date, of the following conditions:
 
(1)  Each of the obligations of each Mortgage Loan Seller required to be performed at or prior to the Closing Date pursuant to the terms of this Agreement shall have been duly performed and complied with in all material respects; all of the representations and warranties of each Mortgage Loan Seller under this Agreement shall be true and correct as of the date or dates specified in all material respects; and no event shall have occurred which, with notice or the passage of time, would constitute a default under this Agreement or the Pooling and Servicing Agreement; and the Purchaser shall have received certificates to that effect signed by authorized officers of each of the Mortgage Loan Sellers.
 
(2)  The Purchaser shall have received all of the following closing documents, in such forms as are agreed upon and reasonably acceptable to the Purchaser, duly executed by all signatories other than the Purchaser as required pursuant to the respective terms thereof:
 
(i)  If required pursuant to Section 3 hereof, the Amendment dated as of the Closing Date and any documents referred to therein;
 
(ii)  If required pursuant to Section 3 hereof, the Final Mortgage Loan Schedule containing the information set forth on Exhibit 2 hereto, one copy to be attached to each counterpart of the Amendment;
 
(iii)  The Pooling and Servicing Agreement, in form and substance reasonably satisfactory to the Trustee and the Purchaser, and all documents required thereby duly executed by all signatories;
 
(iv)  A certificate of an officer of the Sponsor dated as of the Closing Date, in a form reasonably acceptable to the Purchaser, and attached thereto the resolutions of the Sponsor authorizing the transactions contemplated by this Agreement, together with copies of the articles of incorporation, by-laws and certificate of good standing of the Sponsor;
 
(v)  A certificate of an officer of Master Funding dated as of the Closing Date, in a form reasonably acceptable to the Purchaser, and attached thereto the resolutions of Master Funding authorizing the transactions contemplated by this Agreement, together with copies of the written consent of the sole member, limited liability company agreement and certificate of good standing of Master Funding;
 
(vi)  One or more opinions of counsel from the Mortgage Loan Sellers’ counsel otherwise in form and substance reasonably satisfactory to the Purchaser, the Trustee and each Rating Agency;
 
(vii)  A letter from each of the Rating Agencies giving each Class of Certificates set forth on Schedule A hereto the rating set forth therein; and
 
(viii)  Such other documents, certificates (including additional representations and warranties) and opinions as may be reasonably necessary to secure the intended ratings from each Rating Agency for the Certificates.
 
(3)  The Certificates to be sold to Bear Stearns pursuant to the Underwriting Agreement and the Purchase Agreement shall have been issued and sold to Bear Stearns.
 
(4)  Each Mortgage Loan Seller shall have furnished to the Purchaser such other certificates of its officers or others and such other documents and opinions of counsel to evidence fulfillment of the conditions set forth in this Agreement and the transactions contemplated hereby as the Purchaser and their respective counsel may reasonably request.
 
(b)  The obligations of each Mortgage Loan Seller under this Agreement shall be subject to the satisfaction, on or prior to the Closing Date, of the following conditions:
 
(1)  The obligations of the Purchaser required to be performed by it on or prior to the Closing Date pursuant to the terms of this Agreement shall have been duly performed and complied with in all material respects, and all of the representations and warranties of the Purchaser under this Agreement shall be true and correct in all material respects as of the date hereof and as of the Closing Date, and no event shall have occurred which would constitute a breach by it of the terms of this Agreement or the Pooling and Servicing Agreement, and each Mortgage Loan Seller shall have received a certificate to that effect signed by an authorized officer of the Purchaser.
 
(2)  Each Mortgage Loan Seller shall have received copies of all of the following closing documents, in such forms as are agreed upon and reasonably acceptable to each Mortgage Loan Seller, duly executed by all signatories other than the related Mortgage Loan Seller as required pursuant to the respective terms thereof:
 
(i)  If required pursuant to Section 3 hereof, the Amendment dated as of the Closing Date and any documents referred to therein;
 
(ii)  The Pooling and Servicing Agreement, in form and substance reasonably satisfactory to the Sponsor and the Trustee, and all documents required thereby duly executed by all signatories;
 
(iii)  A certificate of an officer of the Purchaser dated as of the Closing Date, in a form reasonably acceptable to the Mortgage Loan Seller, and attached thereto the written consent of the member of the Purchaser authorizing the transactions contemplated by this Agreement, the Pooling and Servicing Agreement, together with copies of the Purchaser’s certificate of formation, limited liability company agreement and evidence as to the good standing of the Purchaser dated as of a recent date;
 
(iv)  One or more opinions of counsel from the Purchaser’s counsel in form and substance reasonably satisfactory to each Mortgage Loan Seller, the Trustee and the Rating Agencies; and
 
(v)  Such other documents, certificates (including additional representations and warranties) and opinions as may be reasonably necessary to secure the intended rating from each Rating Agency for the Certificates.
 
SECTION 12.  Fees and Expenses. Subject to Section 17 hereof, the Sponsor (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall pay on the Closing Date or such later date as may be agreed to by the Purchaser (i) the fees and expenses of the Mortgage Loan Sellers’ attorneys and the reasonable fees and expenses of the Purchaser’s attorneys, (ii) the fees and expenses of Deloitte & Touche llp, (iii) the fee for the use of Purchaser’s Registration Statement based on the aggregate original principal amount of the Certificates and the filing fee of the Commission as in effect on the date on which the Registration Statement was declared effective, (iv) the fees and expenses including counsel’s fees and expenses in connection with any “blue sky” and legal investment matters, (v) the fees and expenses of the Trustee which shall include without limitation the fees and expenses of the Trustee (and the fees and disbursements of its counsel) with respect to (A) legal and document review of this Agreement, the Pooling and Servicing Agreement, the Certificates and related agreements, (B) attendance at the Closing and (C) review of the Mortgage Loans to be performed by the Trustee or the Custodian on its behalf, (vi) the expenses for printing or otherwise reproducing the Certificates, the Prospectus and the Prospectus Supplement, (vii) the fees and expenses of each Rating Agency (both initial and ongoing), (viii) the fees and expenses relating to the preparation and recordation of mortgage assignments (including intervening assignments, if any and if available, to evidence a complete chain of title from the originator to the Trustee) from the Mortgage Loan Seller to the Trustee or the expenses relating to the Opinion of Counsel referred to in Section 6(a) hereof, as the case may be and (ix) Mortgage File due diligence expenses and other out-of-pocket expenses incurred by the Purchaser in connection with the purchase of the Mortgage Loans and by Bear Stearns in connection with the sale of the Certificates. The Sponsor (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) additionally agrees to pay directly to any third party on a timely basis the fees provided for above which are charged by such third party and which are billed periodically.
 
SECTION 13.  Accountants’ Letters. 
 
(a)  Deloitte & Touche LLP will review the characteristics of a sample of the Mortgage Loans described in the Preliminary Mortgage Loan Schedule and will compare those characteristics to the description of the Mortgage Loans contained in the Free Writing Prospectus under the captions “Summary—The Mortgage Loans” and “The Mortgage Pool” and in Schedule A thereto. Deloitte & Touche LLP will review the characteristics of a sample of the Mortgage Loans described in the Final Mortgage Loan Schedule and will compare those characteristics to the description of the Mortgage Loans contained in the Prospectus Supplement under the captions “Summary—The Mortgage Loans” and “The Mortgage Pool” and in Schedule A thereto. The Sponsor (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) will cooperate with the Purchaser in making available all information and taking all steps reasonably necessary to permit such accountants to complete the review and to deliver the letters required of them under the Underwriting Agreement. Deloitte & Touche LLP will also confirm certain calculations as set forth under the caption “Yield, Prepayment and Maturity Considerations” in the Free Writing Prospectus and in the Prospectus Supplement.
 
(b)  To the extent statistical information with respect to the Sponsor’s servicing portfolio is included in the Free Writing Prospectus and in the Prospectus Supplement under the caption “Servicing of the Mortgage Loans—The Master Servicer—Delinquency and Foreclosure Experience of the Sponsor,” a letter from the certified public accountant for the Sponsor will be delivered to the Purchaser dated the date of the Prospectus Supplement, in the form previously agreed to by the Sponsor and the Purchaser, with respect to such statistical information.
 
SECTION 14.  Indemnification. 
 
(a)  The Sponsor (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall indemnify and hold harmless the Purchaser and its directors, officers and controlling persons (as defined in Section 15 of the Securities Act) from and against any loss, claim, damage or liability or action in respect thereof, to which they or any of them may become subject, under the Securities Act or otherwise, insofar as such loss, claim, damage, liability or action arises out of, or is based upon any untrue statement of a material fact contained in the Mortgage Loan Sellers’ Information as identified in Exhibit 3, the omission to state in the Free Writing Prospectus, the Prospectus Supplement or Prospectus (or any amendment thereof or supplement thereto approved by the Sponsor (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and in which additional Mortgage Loan Sellers’ Information is identified), in reliance upon and in conformity with Mortgage Loan Sellers’ Information a material fact required to be stated therein or necessary to make the statements therein in light of the circumstances in which they were made, not misleading, and the Sponsor (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall reimburse the Purchaser and each other indemnified party for any legal and other expenses reasonably incurred by them in connection with investigating or defending or preparing to defend against any such loss, claim, damage, liability or action.
 
The foregoing indemnity agreement is in addition to any liability which the Sponsor or Master Funding otherwise may have to the Purchaser or any other such indemnified party.
 
(b)  The Purchaser shall indemnify and hold harmless each Mortgage Loan Seller and its respective directors, officers and controlling persons (as defined in Section 15 of the Securities Act) from and against any loss, claim, damage or liability or action in respect thereof, to which they or any of them may become subject, under the Securities Act or otherwise, insofar as such loss, claim, damage, liability or action arises out of, or is based upon any untrue statement of a material fact contained in the Purchaser’s Information as identified in Exhibit 4, the omission to state in the Prospectus Supplement or Prospectus (or any amendment thereof or supplement thereto approved by the Purchaser and in which additional Purchaser’s Information is identified), in reliance upon and in conformity with the Purchaser’s Information, a material fact required to be stated therein or necessary to make the statements therein in light of the circumstances in which they were made, not misleading, and the Purchaser shall reimburse each Mortgage Loan Seller, and each other indemnified party for any legal and other expenses reasonably incurred by them in connection with investigating or defending or preparing to defend any such loss, claim, damage, liability or action. The foregoing indemnity agreement is in addition to any liability which the Purchaser otherwise may have to the Mortgage Loan Sellers, or any other such indemnified party.
 
(c)  Promptly after receipt by an indemnified party under subsection (a) or (b) above of notice of the commencement of any action, such indemnified party shall, if a claim in respect thereof is to be made against the indemnifying party under such subsection, notify each party against whom indemnification is to be sought in writing of the commencement thereof (but the failure so to notify an indemnifying party shall not relieve it from any liability which it may have under this Section 14 except to the extent that it has been prejudiced in any material respect by such failure or from any liability which it may have otherwise). In case any such action is brought against any indemnified party, and it notifies an indemnifying party of the commencement thereof, the indemnifying party will be entitled to participate therein and, to the extent it may elect by written notice delivered to the indemnified party promptly (but, in any event, within 30 days) after receiving the aforesaid notice from such indemnified party, to assume the defense thereof with counsel reasonably satisfactory to such indemnified party. Notwithstanding the foregoing, the indemnified party or parties shall have the right to employ its or their own counsel in any such case, but the fees and expenses of such counsel shall be at the expense of such indemnified party or parties unless (i) the employment of such counsel shall have been authorized in writing by one of the indemnifying parties in connection with the defense of such action, (ii) the indemnifying parties shall not have employed counsel to have charge of the defense of such action within a reasonable time after notice of commencement of the action, or (iii) such indemnified party or parties shall have reasonably concluded that there is a conflict of interest between itself or themselves and the indemnifying party in the conduct of the defense of any claim or that the interests of the indemnified party or parties are not substantially co-extensive with those of the indemnifying party (in which case the indemnifying parties shall not have the right to direct the defense of such action on behalf of the indemnified party or parties), in any of which events such fees and expenses shall be borne by the indemnifying parties (provided, however, that the indemnifying party shall be liable only for the fees and expenses of one counsel in addition to one local counsel in the jurisdiction involved. Anything in this subsection to the contrary notwithstanding, an indemnifying party shall not be liable for any settlement or any claim or action effected without its written consent; provided, however, that such consent was not unreasonably withheld.
 
(d)  If the indemnification provided for in paragraphs (a) and (b) of this Section 14 shall for any reason be unavailable to an indemnified party in respect of any loss, claim, damage or liability, or any action in respect thereof, referred to in Section 14, then the indemnifying party shall in lieu of indemnifying the indemnified party contribute to the amount paid or payable by such indemnified party as a result of such loss, claim, damage or liability, or action in respect thereof, in such proportion as shall be appropriate to reflect the relative benefits received by the Mortgage Loan Sellers on the one hand and the Purchaser on the other from the purchase and sale of the Mortgage Loans, the offering of the Certificates and the other transactions contemplated hereunder. No person found liable for a fraudulent misrepresentation shall be entitled to contribution from any person who is not also found liable for such fraudulent misrepresentation.
 
(e)  The parties hereto agree that reliance by an indemnified party on any publicly available information or any information or directions furnished by an indemnifying party shall not constitute negligence, bad faith or willful misconduct by such indemnified party.
 
SECTION 15.  Notices. All demands, notices and communications hereunder shall be in writing but may be delivered by facsimile transmission subsequently confirmed in writing. Notices to the Sponsor shall be directed to EMC Mortgage Corporation, 909 Hidden Ridge Drive, Suite 200 Irving, Texas 75038, (Telecopy: (972-444-2880)); notices to Master Funding shall be directed to Master Funding LLC, 909 Hidden Ridge Drive, Suite 200 Irving, Texas 75038; and notices to the Purchaser shall be directed to Bear Stearns Asset Backed Securities I LLC, 383 Madison Avenue, New York, New York 10179, (Telecopy: (212-272-7206)), Attention: Chief Counsel; or to any other address as may hereafter be furnished by one party to the other party by like notice.  Any such demand, notice or communication hereunder shall be deemed to have been received on the date received at the premises of the addressee (as evidenced, in the case of registered or certified mail, by the date noted on the return receipt) provided that it is received on a business day during normal business hours and, if received after normal business hours, then it shall be deemed to be received on the next business day.
 
SECTION 16.  Transfer of Mortgage Loans. The Purchaser retains the right to assign the Mortgage Loans and any or all of its interest under this Agreement to the Trustee without the consent of the Mortgage Loan Sellers, and, upon such assignment, the Trustee shall succeed to the applicable rights and obligations of the Purchaser hereunder; provided, however, the Purchaser shall remain entitled to the benefits set forth in Sections 12, 14 and 18 hereto and as provided in Section 2(a). Notwithstanding the foregoing, the sole and exclusive right and remedy of the Trustee with respect to a breach of representation or warranty of the Mortgage Loan Sellers shall be the cure, purchase or substitution obligations of the Sponsor contained in Sections 5 and 7 hereof.
 
SECTION 17.  Termination. This Agreement may be terminated (a) by the mutual consent of the parties hereto prior to the Closing Date, (b) by the Purchaser, if the conditions to the Purchaser’s obligation to close set forth under Section 11(a) hereof are not fulfilled as and when required to be fulfilled or (c) by any Mortgage Loan Seller, if the conditions to the Mortgage Loan Sellers’ obligation to close set forth under Section 11(b) hereof are not fulfilled as and when required to be fulfilled. In the event of termination pursuant to clause (b), the Sponsor (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall pay, and in the event of termination pursuant to clause (c), the Purchaser shall pay, all reasonable out-of-pocket expenses incurred by the other in connection with the transactions contemplated by this Agreement. In the event of a termination pursuant to clause (a), each party shall be responsible for its own expenses.
 
SECTION 18.  Representations, Warranties and Agreements to Survive Delivery. All representations, warranties and agreements contained in this Agreement, or contained in certificates of officers of the Mortgage Loan Sellers submitted pursuant hereto, shall remain operative and in full force and effect and shall survive delivery of the Mortgage Loans to the Purchaser (and by the Purchaser to the Trustee). Subsequent to the delivery of the Mortgage Loans to the Purchaser, each of the Sponsor’s representations and warranties contained herein with respect to the Mortgage Loans shall be deemed to relate to the Mortgage Loans actually delivered to the Purchaser and included in the Final Mortgage Loan Schedule and any Replacement Mortgage Loan and not to those Mortgage Loans deleted from the Preliminary Mortgage Loan Schedule pursuant to Section 3 hereof prior to the Closing.
 
SECTION 19.  Severability. If any provision of this Agreement shall be prohibited or invalid under applicable law, this Agreement shall be ineffective only to such extent, without invalidating the remainder of this Agreement.
 
SECTION 20.  Counterparts. This Agreement may be executed in counterparts, each of which will be an original, but which together shall constitute one and the same agreement.
 
SECTION 21.  Amendment. This Agreement cannot be amended or modified in any manner without the prior written consent of each party.
 
SECTION 22.  GOVERNING LAW. THIS AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK, WITHOUT REGARD TO CONFLICT OF LAWS PRINCIPLES THEREOF OTHER THAN SECTION 5-1401 OF THE NEW YORK GENERAL OBLIGATIONS LAW.
 
SECTION 23.  Further Assurances. Each of the parties agrees to execute and deliver such instruments and take such actions as another party may, from time to time, reasonably request in order to effectuate the purpose and to carry out the terms of this Agreement including any amendments hereto which may be required by either Rating Agency.
 
SECTION 24.  Successors and Assigns. This Agreement shall bind and inure to the benefit of and be enforceable by each of the Mortgage Loan Sellers and the Purchaser and their permitted successors and assigns and, to the extent specified in Section 14 hereof, Bear Stearns, and their directors, officers and controlling persons (within the meaning of federal securities laws). The Mortgage Loan Sellers acknowledge and agree that the Purchaser may assign its rights under this Agreement (including, without limitation, with respect to the Sponsor’s representations and warranties respecting the Mortgage Loans) to the Trustee. Any person into which any Mortgage Loan Seller may be merged or consolidated (or any person resulting from any merger or consolidation involving such Mortgage Loan Seller), any person resulting from a change in form of such Mortgage Loan Seller or any person succeeding to the business of such Mortgage Loan Seller, shall be considered the “successor” of such Mortgage Loan Seller hereunder and shall be considered a party hereto without the execution or filing of any paper or any further act or consent on the part of any party hereto. Except as provided in the two preceding sentences, this Agreement cannot be assigned, pledged or hypothecated by either party hereto without the written consent of the other parties to this Agreement and any such assignment or purported assignment shall be deemed null and void.
 
SECTION 25.  The Mortgage Loan Sellers. The Mortgage Loan Sellers will keep in full force and effect its existence, all rights and franchises as a corporation under the laws of the State of its incorporation and will obtain and preserve its qualification to do business as a foreign corporation in each jurisdiction in which such qualification is necessary to perform its obligations under this Agreement.
 
SECTION 26.  Entire Agreement. This Agreement contains the entire agreement and understanding between the parties with respect to the subject matter hereof, and supersedes all prior and contemporaneous agreements, understandings, inducements and conditions, express or implied, oral or written, of any nature whatsoever with respect to the subject matter hereof.
 
SECTION 27.  No Partnership. Nothing herein contained shall be deemed or construed to create a partnership or joint venture between the parties hereto.
 
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* Please contact Bear Stearns for pricing information.





IN WITNESS WHEREOF, the parties hereto have caused their names to be signed hereto by their respective duly authorized officers as of the date first above written.
 
 
EMC MORTGAGE CORPORATION

 
By: ________________________________
Name:
Title:
 
BEAR STEARNS ASSET BACKED SECURITIES I LLC
 

 
By: ________________________________
Name: Baron Silverstein
Title: Vice President
 
MASTER FUNDING LLC

 
By: ________________________________
Name:
Title:
 

 




EXHIBIT 1
 
CONTENTS OF MORTGAGE FILE
 
With respect to each Mortgage Loan, the Mortgage File shall include each of the following items, which shall be available for inspection by the Purchaser or its designee, and which shall be delivered to the Purchaser or its designee pursuant to the terms of this Agreement.
 
(a)  The original Mortgage Note, including any riders thereto, endorsed without recourse to the order of in blank or to “Citibank, N.A., as Trustee for certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2006-HE3,” and showing to the extent available to the related Mortgage Loan Seller an unbroken chain of endorsements from the original payee thereof to the Person endorsing it to the Trustee;
 
(b)  The original Mortgage and, if the related Mortgage Loan is a MOM Loan, noting the presence of the MIN and language indicating that such Mortgage Loan is a MOM Loan, which shall have been recorded (or if the original is not available, a copy), with evidence of such recording indicated thereon (or if clause (x) in the proviso below applies, shall be in recordable form);
 
(c)  Unless the Mortgage Loan is a MOM Loan, the assignment (either an original or a copy, which may be in the form of a blanket assignment if permitted in the jurisdiction in which the Mortgaged Property is located) to the Trustee of the Mortgage with respect to each Mortgage Loan in the name of “Citibank, N.A., as Trustee for certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2006-HE3,” which shall have been recorded (or if clause (x) in the proviso below applies, shall be in recordable form);
 
(d)  An original or a copy of all intervening assignments of the Mortgage, if any, to the extent available to the related Mortgage Loan Seller, with evidence of recording thereon;
 
(e)  The original policy of title insurance or mortgagee’s certificate of title insurance or commitment or binder for title insurance, if available, or a copy thereof, or, in the event that such original title insurance policy is unavailable, a photocopy thereof, or in lieu thereof, a current lien search on the related Mortgaged Property and
 
(f)  Originals or copies of all available assumption, modification or substitution agreements, if any; provided, however, that in lieu of the foregoing, the related Mortgage Loan Seller may deliver the following documents, under the circumstances set forth below: (x) if any Mortgage, assignment thereof to the Trustee or intervening assignments thereof have been delivered or are being delivered to recording offices for recording and have not been returned in time to permit their delivery as specified above, the Purchaser may deliver a true copy thereof with a certification by the related Mortgage Loan Seller or the title company issuing the commitment for title insurance, on the face of such copy, substantially as follows: “Certified to be a true and correct copy of the original, which has been transmitted for recording”; and (y) in lieu of the Mortgage Notes relating to the Mortgage Loans identified in the list set forth in Exhibit J to the Pooling and Servicing Agreement, the Purchaser may deliver a lost note affidavit and indemnity and a copy of the original note, if available; and provided, further, however, that in the case of Mortgage Loans which have been prepaid in full after the Cut-Off Date and prior to the Closing Date, the Purchaser, in lieu of delivering the above documents, may deliver to the Trustee and its Custodian a certification of a Servicing Officer to such effect and in such case shall deposit all amounts paid in respect of such Mortgage Loans, in the Protected Account or in the Distribution Account on the Closing Date. In the case of the documents referred to in clause (x) above, the Purchaser shall deliver such documents to the Trustee or its Custodian promptly after they are received. The Sponsor (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall cause, at its expense, the Mortgage and intervening assignments, if any, and to the extent required in accordance with the foregoing, the assignment of the Mortgage to the Trustee to be submitted for recording promptly after the Closing Date; provided that the Sponsor (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) need not cause to be recorded any assignment (a) in any jurisdiction under the laws of which, as evidenced by an Opinion of Counsel addressed to the Trustee delivered by the Sponsor (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) to the Trustee, and the Rating Agencies, the recordation of such assignment is not necessary to protect the Trustee’s interest in the related Mortgage Loan or (b) if MERS is identified on the Mortgage or on a properly recorded assignment of the Mortgage as mortgagee of record solely as nominee for the Sponsor (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and its successors and assigns. In the event that the Sponsor (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding), the Purchaser or the Master Servicer gives written notice to the Trustee that a court has recharacterized the sale of the Mortgage Loans as a financing, the Sponsor (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall submit or cause to be submitted for recording as specified above or, should the Sponsor (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) fail to perform such obligations, the Master Servicer shall cause each such previously unrecorded assignment to be submitted for recording as specified above at the expense of the Trust. In the event a Mortgage File is released to the Sponsor (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) or the Master Servicer as a result of such Person having completed a Request for Release, the Custodian shall, if not so completed, complete the assignment of the related Mortgage in the manner specified in clause (iii) above.
 







EXHIBIT 2
MORTGAGE LOAN SCHEDULE INFORMATION

The Preliminary and Final Mortgage Loan Schedules shall set forth the following information with respect to each Mortgage Loan:

(a)  the city, state and zip code of the Mortgaged Property;
(b)  the property type;
(c)  the Mortgage Interest Rate;
(d)  the Servicing Fee Rate;
(e)  the Master Servicer's Fee Rate;
(f)  the LPMI Fee, if applicable;
(g)  the Trustee Fee Rate, if applicable;
(h)  the Net Rate;
(i)  the maturity date;
(j)  the stated original term to maturity;
(k)  the stated remaining term to maturity;
(l)  the original Principal Balance;
(m)  the first payment date;
(n)  the principal and interest payment in effect as of the Cut-off Date;
(o)  the unpaid Principal Balance as of the Cut-off Date;
(p)  the Loan-to-Value Ratio at origination;
(q)  the insurer of any Primary Mortgage Insurance Policy;
(r)  the MIN with respect to each MOM Loan;
(s)  the Gross Margin, if applicable;
(t)  the next Adjustment Date, if applicable;
(u)  the Maximum Lifetime Mortgage Rate, if applicable;
(v)  the Minimum Lifetime Mortgage Rate, if applicable;
(w)  the Periodic Rate Cap, if applicable;
(x)  the Loan Group, if applicable;
(y)  a code indicating whether the Mortgage Loan is negatively amortizing;
(z)        which Mortgage Loans adjust after an initial fixed-rate period of one, two, three, five, seven or ten years or any other period;
(aa)   the Prepayment Charge, if any;
(bb)  lien position (e.g., first lien or second lien);
(cc)   a code indicating whether the Mortgage Loan is has a balloon payment;
(dd)  a code indicating whether the Mortgage Loan is an interest-only loan;
(ee)   the interest-only term, if applicable;
(ff)    the Mortgage Loan Seller; and
(gg)  the original amortization term.

Such schedule also shall set forth for all of the Mortgage Loans, the total number of Mortgage Loans, the total of each of the amounts described under (n) and (j) above, the weighted average by principal balance as of the Cut-off Date of each of the rates described under (c) through (h) above, and the weighted average remaining term to maturity by unpaid principal balance as of the Cut-off Date.
 






EXHIBIT 3
 
MORTGAGE LOAN SELLERS’ INFORMATION
 
All information in the Prospectus Supplement described under the following captions: “SUMMARY — The Mortgage Loans,” “THE MORTGAGE POOL”, “THE SPONSOR” and “SCHEDULE A — Mortgage Loan Statistical Data.”
 






EXHIBIT 4
 
PURCHASER’S INFORMATION
 
All information in the Prospectus Supplement and the Prospectus, except the Mortgage Loan Sellers’ Information, the Swap Provider’s Information and the Yield Maintenance Agreement Provider’s Information.
 







EXHIBIT 5
 
SCHEDULE OF LOST NOTES
 
Available Upon Request






EXHIBIT 6
 
REVISED February 14, 2006

APPENDIX E - STANDARD & POOR’S PREDATORY LENDING CATEGORIES
 
Standard & Poor’s has categorized loans governed by anti-predatory lending laws in the Jurisdictions listed below into three categories based upon a combination of factors that include (a) the risk exposure associated with the assignee liability and (b) the tests and thresholds set forth in those laws. Note that certain loans classified by the relevant statute as Covered are included in Standard & Poor’s High Cost Loan Category because they included thresholds and tests that are typical of what is generally considered High Cost by the industry.
 
STANDARD & POOR’S HIGH COST LOAN CATEGORIZATION
 
State/Jurisdiction
Name of Anti-Predatory Lending Law/Effective Date
Category under Applicable Anti-Predatory
Lending Law
Arkansas
Arkansas Home Loan Protection Act, Ark. Code Ann. §§ 23-53-101 et seq.
Effective July 16, 2003
High Cost Home Loan
Cleveland Heights, OH
Ordinance No. 72-2003 (PSH), Mun. Code §§ 757.01 et seq.
Effective June 2, 2003
Covered Loan
Colorado
Consumer Equity Protection, Colo. Stat. Ann. §§ 5-3.5-101 et seq.
Effective for covered loans offered or entered into on or after January 1, 2003. Other provisions of the Act took effect on June 7, 2002
Covered Loan
Connecticut
Connecticut Abusive Home Loan Lending Practices Act, Conn. Gen. Stat. §§ 36a-746 et seq.
Effective October 1, 2001
High Cost Home Loan
District of Columbia
Home Loan Protection Act, D.C. Code §§ 26-1151.01 et seq.
Effective for loans closed on or after January 28, 2003
Covered Loan
Florida
Fair Lending Act, Fla. Stat. Ann. §§ 494.0078 et seq.
Effective October 2, 2002
High Cost Home Loan
Georgia (Oct. 1, 2002 - Mar. 6, 2003)
Georgia Fair Lending Act, Ga. Code Ann. §§ 7-6A-1 et seq.
High Cost Home Loan
State/Jurisdiction
Name of Anti-Predatory Lending Law/Effective Date
Category under Applicable Anti-Predatory
Lending Law
 
Effective October 1, 2002 - March 6, 2003
 
Georgia as amended (Mar. 7, 2003 - current)
Georgia Fair Lending Act, Ga. Code Ann. §§ 7-6A-1 et seq.
Effective for loans closed on or after March 7, 2003
High Cost Home Loan
HOEPA Section 32
Home Ownership and Equity Protection Act of 1994, 15 U.S.C. § 1639, 12 C.F.R. §§ 226.32 and 226.34
Effective October 1, 1995, amendments October 1, 2002
High Cost Loan
Illinois
High Risk Home Loan Act, Ill. Comp. Stat. tit. 815, §§ 137/5 et seq.
Effective January 1, 2004 (prior to this date, regulations under Residential Mortgage License Act effective from May 14, 2001)
High Risk Home Loan
Kansas
Consumer Credit Code, Kan. Stat. Ann. §§ 16a-1-101 et seq.
Sections 16a-1-301 and 16a-3-207 became effective April 14, 1999; Section 16a-3-308a became effective July 1, 1999
High Loan to Value Consumer Loan (id. § 16a-3-207) and;
High APR Consumer Loan (id. § 16a-3-308a)
Kentucky
2003 KY H.B. 287 - High Cost Home Loan Act, Ky. Rev. Stat. §§ 360.100 et seq.
Effective June 24, 2003
High Cost Home Loan
Maine
Truth in Lending, Me. Rev. Stat. tit. 9-A, §§ 8-101 et seq.
Effective September 29, 1995 and as amended from time to time
High Rate High Fee Mortgage
Massachusetts
Part 40 and Part 32, 209 C.M.R. §§ 32.00 et seq. and 209 C.M.R. §§ 40.01 et seq.
High Cost Home Loan

 
Standard & Poor’s High Cost Loan Categorization
 
State/Jurisdiction
Name of Anti-Predatory Lending Law/Effective Date
Category under Applicable Anti-Predatory Lending Law
 
Effective March 22, 2001 and amended from time to time
 
Nevada
Assembly Bill No. 284, Nev. Rev. Stat. §§ 598D.010 et seq.
Effective October 1, 2003
Home Loan
New Jersey
New Jersey Home Ownership Security Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et seq.
Effective for loans closed on or after November 27, 2003
High Cost Home Loan
New Mexico
Home Loan Protection Act, N.M. Rev. Stat. §§ 58-21A-1 et seq.
Effective as of January 1, 2004; Revised as of February 26, 2004
High Cost Home Loan
New York
N.Y. Banking Law Article 6-l
Effective for applications made on or after April 1, 2003
High Cost Home Loan
North Carolina
Restrictions and Limitations on High Cost Home Loans, N.C. Gen. Stat. §§ 24-1.1E et seq.
Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit)
High Cost Home Loan
Ohio
H.B. 386 (codified in various sections of the Ohio Code), Ohio Rev. Code Ann. §§ 1349.25 et seq.
Effective May 24, 2002
Covered Loan
Oklahoma
Consumer Credit Code (codified in various sections of Title 14A)
Effective July 1, 2000; amended effective January 1, 2004
Subsection 10 Mortgage
South Carolina
South Carolina High Cost and Consumer Home Loans Act, S.C. Code
High Cost Home Loan

 




Standard & Poor’s High Cost Loan Categorization
 
State/Jurisdiction
Name of Anti-Predatory Lending Law/Effective Date
Category under Applicable Anti-Predatory Lending Law
 
Ann. §§ 37-23-10 et seq.
Effective for loans taken on or after January 1, 2004
 
West Virginia
West Virginia Residential Mortgage Lender, Broker and Servicer Act, W. Va. Code Ann. §§ 31-17-1 et seq.
Effective June 5, 2002
West Virginia Mortgage Loan Act Loan
 
STANDARD & POOR’S COVERED LOAN CATEGORIZATION
 
State/Jurisdiction
Name of Anti-Predatory Lending Law/Effective Date
Category under Applicable Anti-Predatory Lending Law
Georgia (Oct. 1, 2002 - Mar. 6, 2003)
Georgia Fair Lending Act, Ga. Code Ann. §§ 7-6A-1 et seq.
Effective October 1, 2002 - March 6, 2003
Covered Loan
New Jersey
New Jersey Home Ownership Security Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et seq.
Effective November 27, 2003 - July 5, 2004
Covered Home Loan
 
STANDARD & POOR’S HOME LOAN CATEGORIZATION
 
State/Jurisdiction
Name of Anti-Predatory Lending Law/Effective Date
Category under Applicable Anti-Predatory Lending Law
Georgia (Oct. 1, 2002 - Mar. 6, 2003)
Georgia Fair Lending Act, Ga. Code Ann. §§ 7-6A-1 et seq.
Effective October 1, 2002 - March 6, 2003
Home Loan
New Jersey
New Jersey Home Ownership Security Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et seq.
Effective for loans closed on or after November 27, 2003
Home Loan
 
STANDARD & POOR’S HOME LOAN CATEGORIZATION
 
State/Jurisdiction
Name of Anti-Predatory Lending Law/Effective Date
Category under Applicable Anti-Predatory Lending Law
New Mexico
Home Loan Protection Act, N.M. Rev. Stat. §§ 58-21A-1 et seq.
Effective as of January 1, 2004; Revised as of February 26, 2004
Home Loan
North Carolina
Restrictions and Limitations on High Cost Home Loans, N.C. Gen. Stat. §§ 24-1.1E et seq.
Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit)
Consumer Home Loan
South Carolina
South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. §§ 37-23-10 et seq.
Effective for loans taken on or after January 1, 2004
Consumer Home Loan





SCHEDULE A
 
REQUIRED RATINGS FOR EACH CLASS OF CERTIFICATES
 
Public Certificates

Class
S&P
Moody’s
A-1
AAA
Aaa
A-2
AAA
Aaa
A-3
AAA
Aaa
M-1
AA+
Aa1
M-2
AA
Aa2
M-3
AA-
Aa3
M-4
A+
A1
M-5
A
A2
M-6
A-
A3
M-7
BBB+
Baa1
M-8
BBB
Baa2
M-9
BBB-
Baa3

None of the above ratings has been lowered, qualified or withdrawn since the dates of issuance of such ratings by the Rating Agencies.
 

Private Certificates

Class
S&P
Moody’s
M-10
BB+
Ba1
CE
Not Rated
Not Rated
P
Not Rated
Not Rated
R-1
Not Rated
Not Rated
R-2
Not Rated
Not Rated
R-3
Not Rated
Not Rated
RX
Not Rated
Not Rated






EXHIBIT M
 
SWAP AGREEMENT
 
 

IXIS Financial Products Inc.
IXIS FINANCIAL PRODUCTS INC.
9 West 57th Street, 35th Floor
NEW YORK, NEW YORK 10019
212-891-6194


DATE:
   
March 30, 2006
       
TO:
   
LaSalle Bank National Association, not individually, but solely as Supplemental Interest Trust Trustee on behalf of the Supplemental Interest Trust (each as defined herein) with respect to Bear Stearns Asset Backed Securities I Trust 2006-HE3, Asset-Backed Certificates, Series 2006-HE3
       
ATTENTION:
   
LaSalle Bank National Association, not individually, but solely as Supplemental Interest Trust Trustee on behalf of the Supplemental Interest Trust (each as defined herein) with respect to Bear Stearns Asset Backed Securities I Trust 2006-HE3, Asset-Backed Certificates, Series 2006-HE3, Global Securities and Trust Services Group
TELEPHONE:
   
312-904-6299
FACSIMILE:
   
312-904-1368
       
FROM:
   
IXIS Financial Products Inc.
TELEPHONE:
   
212-891-6194/1839
FACSIMILE: 
   
212-891-0660
       
SUBJECT:
   
Fixed Income Derivatives Confirmation and Agreement
       
REFERENCE NUMBER:
271109CF

The purpose of this letter agreement (“Agreement”) is to confirm the terms and conditions of the current Transaction entered into on the Trade Date specified below (the “Transaction”) between IXIS Financial Products Inc. (“IXIS”) and LaSalle Bank National Association, not individually, but solely as trustee (the “Supplemental Interest Trust Trustee”)(the “Counterparty”) on behalf of the supplemental interest trust with respect to Bear Stearns Asset Backed Securities I Trust 2006-HE3, Asset-Backed Certificates, Series 2006-HE3 (the “Supplemental Interest Trust”) created under the Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”), dated as of March 1, 2006, among Bear Stearns Asset Backed Securities I LLC (Depositor), EMC (company), EMC Mortgage Corporation (Sponsor), LaSalle Bank National Association (as Master Servicer and Securities Administrator), and Citibank, N.A. (Trustee). This Agreement, which evidences a complete and binding agreement between you and us to enter into the Transaction on the terms set forth below, constitutes a “Confirmation” as referred to in the “ISDA Form Master Agreement” (as defined below), as well as a “Schedule” as referred to in the ISDA Form Master Agreement.

1. This Agreement is subject to the 2000 ISDA Definitions (the “Definitions”), as published by the International Swaps and Derivatives Association, Inc. (“ISDA”). You and we have agreed to enter into this Agreement in lieu of negotiating a Schedule to the 1992 ISDA Master Agreement (Multicurrency—Cross Border) form (the “ISDA Form Master Agreement”) and an ISDA Form Master Agreement shall be deemed to have been executed by you and us on the date we entered into the Transaction. Terms capitalized but not defined herein or in the Definitions shall have the respective meanings attributed to them in the Pooling and Servicing Agreement. In the event of any inconsistency between the provisions of this Agreement and the Definitions or the ISDA Form Master Agreement, this Agreement shall prevail for purposes of the Transaction. Each reference to a “Section” (unless expressly referencing the Pooling and Servicing Agreement or the Derivative Administration Agreement) or to a “Section” “of this Agreement” will be construed as a reference to a Section of the ISDA Form Master Agreement.

2. The terms of the particular Transaction to which this Confirmation relates are as follows:

Notional Amount:                                    With respect to any Calculation Period, the amount set forth for such period on Schedule I attached hereto.

Trade Date:                                               March 7, 2006

Effective Date:                                          September 25, 2006

Termination Date:                                    March 25, 2011, subject to adjustment in accordance with the Following Business Day Convention.

Fixed Amount:

Fixed Rate Payer:                          Counterparty

Fixed Rate Payer
Period End Dates:                       The 25th calendar day of each month during the Term of this Transaction, commencing October 25, 2006, and ending on the Termination Date, with No Adjustment.

Fixed Rate Payer
Payment Date:                             The 25th calendar day of each month during the Term of this Transaction, commencing October 25, 2006, and ending on the Termination Date, subject to adjustment in accordance with the Following Business Day Convention.

   
Fixed Rate:
5.2005%

Fixed Amount:                              To be determined in accordance with the following formula:

100 * Fixed Rate * Notional Amount * Fixed Rate Day Count Fraction.
 
Fixed Rate Day
   
Count Fraction:
30/360

Floating Amounts: 

Floating Rate Payer:                    IXIS

Floating Rate Payer
Payment Date:                             The 25th calendar day of each month during the Term of this Transaction, commencing October 25, 2006, and ending on the Termination Date, subject to adjustment in accordance with the Following Business Day Convention.

Floating Rate Option:                  USD-LIBOR-BBA

Floating Amount:                         To be determined in accordance with the following formula:

100 * Floating Rate Option * Notional Amount * Floating Rate Day Count Fraction 
 
Designated Maturity:                  One month

Floating Rate Day
Count Fraction:                            Actual/360

Reset Dates:                                 The first day of each Calculation Period.

Compounding:                             Inapplicable

Business Days:                                        New York and Illinois

   
Calculation Agent:
IXIS

3. Substantial Financial Transactions

Each party hereto is hereby advised and acknowledges that the other party has engaged in (or refrained from engaging in) substantial financial transactions and has taken (or refrained from taking) other material actions in reliance upon the entry by the parties into the Transaction on the terms and conditions set forth herein and in the Pooling and Servicing Agreement relating to the Transaction. This paragraph shall be deemed repeated on the trade date of each Transaction.
 
4. Provisions Deemed Incorporated in a Schedule to the ISDA Form Master Agreement:

Part 1. Termination Provisions. For purposes of the ISDA Form Master Agreement:

(a) Specified Entity” means:
 
in relation to IXIS:
 
Section 5(a)(v): Not applicable
Section 5(a)(vi): Not applicable
Section 5(a)(vii): Not applicable
Section 5(b)(iv):  Not applicable
 
and in relation to Counterparty for the purpose of:
 
Section 5(a)(v): Not applicable
Section 5(a)(vi): Not applicable
Section 5(a)(vii): Not applicable
Section 5(b)(iv):  Not applicable


(b) “Specified Transaction” is not applicable to IXIS or Counterparty for any purpose, and, accordingly, Section 5(a)(v) will not apply to IXIS or Counterparty.

(c) The “Breach of Agreement” provision of Section 5(a)(ii) will not apply to IXIS or Counterparty.

(d) The “Credit Support Default” provisions of Section 5(a)(iii) will not apply to IXIS or Counterparty.

(e) The “Misrepresentation” provision of Section 5(a)(iv) will not apply to IXIS or Counterparty.
 
(f) The “Cross Default” provisions of Section 5(a)(vi) will not apply to IXIS or to Counterparty.

(g) The “Bankruptcy Provision” of Section 5(a) (vii) (2) will not apply to Counterparty.

(h) The“Credit Event Upon Merger” provisions of Section 5(b)(iv) will not apply to IXIS or Counterparty.
 
(i) The“Automatic Early Termination” provision of Section 6(a) will not apply to IXIS or to Counterparty.
 
(j) Payments on Early Termination. For the purpose of Section 6(e) of this Agreement:

(i) Market Quotation will apply.

(ii) the Second Method will apply.

(k) “Termination Currency” means United States Dollars.

(l)
Gross-Up. The provisions of Section 2(d)(i)(4) and 2(d)(ii) of the printed ISDA Form ISDA Form Master Agreement shall not apply to Counterparty and Counterparty shall not be required to pay any additional amounts referred to therein.
 
Part 2.  Tax Representations. 

 
(a) Payer Representations. For the purpose of Section 3(e) of this Agreement, each of IXIS and the Counterparty will make the following representations:
 
 
It is not required by any applicable law, as modified by the practice of any relevant governmental revenue authority, of any Relevant Jurisdiction to make any deduction or withholding for or on account of any Tax from any payment (other than interest under Section 2(e), 6(d)(ii) or 6(e) of this Agreement) to be made by it to the other party under this Agreement. In making this representation, it may rely on:
 
(i) the accuracy of any representations made by the other party pursuant to Section 3(f) of this Agreement;

(ii) the satisfaction of the agreement contained in Sections 4(a)(i) and 4(a)(iii) of this Agreement and the accuracy and effectiveness of any document provided by the other party pursuant to Sections 4(a)(i) and 4(a)(iii) of this Agreement; and

   
(iii) the satisfaction of the agreement of the other party contained in Section 4(d) of this Agreement, provided that it shall not be a breach of this representation where reliance is placed on clause (ii) and the other party does not deliver a form or document under Sections 4(a)(i) and 4(a)(iii) by reason of material prejudice to its legal or commercial position.

 
(b) Payee Representations. For the purpose of Section 3(f) of this Agreement, each of IXIS and the Counterparty make the following representations.
 
The following representation will apply to IXIS:

   
IXIS represents that it is a corporation organized under the laws of the State of Delaware.
 
The following representation will apply to the Counterparty:

   
The beneficial owner of the payments made to it under this Agreement is either (i) a “U.S. person” (as that term is used in section 1.1441-4(a)(3)(ii) of United States Treasury Regulations) for United States federal income tax purposes and an “Exempt recipient” within the meaning of section 1.6049-4(c)(1)(ii) of United States Treasury Regulations, or (ii) a “non-U.S. branch of a foreign person” as that term is used in section 1.1441-4(a)(3)(ii) of the United States Treasury Regulations (the "Regulations") for United States federal income tax purposes, and it is a "foreign person" as that term is used in section 1.6041-4(a)(4) of the Regulations for United States federal income tax purposes.

Part 3.  Agreement to Deliver Documents. For the purpose of Sections 4(a)(i) and (ii) of this Agreement, each party agrees to deliver the following documents, as applicable: --

(a) Tax forms, documents, or certificates to be delivered are: --
 
Party required to deliver document
 
 
Form/Document/
Certificate
 
 
Date by which to
be delivered
 
 
IXIS and
the Counterparty
 
 
Any document required or reasonably requested to allow the other party to make payments under this Agreement without any deduction or withholding for or on the account of any Tax or with such deduction or withholding at a reduced rate
 
 
Promptly after the earlier of (i) reasonable demand by either party or (ii) learning that such form or document is required
 
 
(b) Other documents to be delivered are: --

 
Party required to deliver document
 
 
Form/Document/
Certificate
 
 
Date by which to
be delivered
 
 
Covered by Section 3(d) Representation
 
 
IXIS and
the Counterparty
 
 
Any documents required by the receiving party to evidence the authority of the delivering party or its Credit Support Provider, if any, for it to execute and deliver this Agreement, any Confirmation , and any Credit Support Documents to which it is a party, and to evidence the authority of the delivering party or its Credit Support Provider to perform its obligations under this Agreement, such Confirmation and/or Credit Support Document, as the case may be
 
 
Upon the execution and delivery of this Agreement and such Confirmation
 
 
Yes
 
 
IXIS and
the Counterparty
 
 
A certificate of an authorized officer of the party, as to the incumbency and authority of the respective officers of the party signing this Agreement, any relevant Credit Support Document, or any Confirmation, as the case may be
 
 
Upon the execution and delivery of this Agreement and such Confirmation
 
 
Yes
 

 
IXIS
 
 
A copy of the most recent annual report of such party (only if available) and its Credit Support Provider, if any, containing in all cases audited consolidated financial statements for each fiscal year certified by independent certified public accountants and prepared in accordance with generally accepted accounting principles in the United States or in the country in which such party is organized
 
 
Promptly after request by the other party
 
 
Yes
 
 
Counterparty
 
 
Executed copy of the Pooling and Servicing Agreement and related documents
 
 
Upon the execution and delivery of this Agreement and such Confirmation
 
 
No
 
 
IXIS and Counterparty
 
 
Opinions of counsel of each party reasonably satisfactory to the other party.
 
 
Upon the execution and delivery of this Agreement and such Confirmation
 
 
No
 

Part 4.  Miscellaneous.

(a)
Address for Notices. For the purposes of Section 12(a) of this Agreement: --

Address for notices or communications to IXIS: --

Address:                 9 West 57th Street, 35th Floor, New York, New York, 10019
Attention:               Swaps Administration
Facsimile:                (212) 891-0660

With a copy to:

General Counsel
Facsmile:                (212) 891-1922
Phone:                    (212) 891-6137

Address for notices or communications to the Counterparty:

Address:                LaSalle Bank National Association
135 S. LaSalle Street, Suite 1625
Chicago, Illinois 60603
Attention:              Global Securities and Trust Services Group -
                Bear Stearns Asset Backed Securities I Trust 2006-HE3
Facsimile:               312-904-1368 
Phone:                    312-904-6299

(For all purposes)

(b) Process Agent. For the purpose of Section 13(c) of this Agreement: --

IXIS appoints as its
Process Agent:   Not Applicable

The Counterparty appoints as its
Process Agent:  Not Applicable

(c)
Offices. The provisions of Section 10(a) will not apply to this Agreement; neither IXIS nor the Counterparty have any Offices other than as set forth in the Notices Section and IXIS agrees that, for purposes of Section 6(b) of this Agreement, it shall not in future have any Office other than one in the United States.

(d)
Multibranch Party. For the purpose of Section 10(c) of this Agreement:

IXIS is not a Multibranch Party.

 
The Counterparty is not a Multibranch Party.

(e) Credit Support Document. Not applicable for either IXIS or the Counterparty.

(f)
Credit Support Provider.

IXIS: Not Applicable

The Counterparty: Not Applicable

(g) Governing Law. The parties to this Agreement hereby agree that the law of the State of New York shall govern their rights and duties in whole, without regard to the conflict of law provisions thereof other than New York General Obligations Law Sections 5-1401 and 5-1402.

(h) Netting of Payments. The parties agree that subparagraph (ii) of Section 2(c) of the ISDA Form Master Agreement will apply to any Transaction.

(i)  “Affiliate”. Counterparty shall be deemed not to have any Affiliates for purposes of this Agreement, including for purposes of Section 6(b)(ii).

Part 5. Other Provisions.

(a) Severability. If any term, provision, covenant, or condition of this Agreement, or the application thereof to any party or circumstance, shall be held to be invalid or unenforceable (in whole or in part) for any reason, the remaining terms, provisions, covenants, and conditions hereof shall continue in full force and effect as if this Agreement had been executed with the invalid or unenforceable portion eliminated, so long as this Agreement as so modified continues to express, without material change, the original intentions of the parties as to the subject matter of this Agreement and the deletion of such portion of this Agreement will not substantially impair the respective benefits or expectations of the parties.

The parties shall endeavor to engage in good faith negotiations to replace any invalid or unenforceable term, provision, covenant or condition with a valid or enforceable term, provision, covenant or condition, the economic effect of which comes as close as possible to that of the invalid or unenforceable term, provision, covenant or condition.

(b) Consent to Recording. Each party hereto consents to the monitoring or recording, at any time and from time to time, by the other party of any and all communications between officers or employees of the parties, waives any further notice of such monitoring or recording, and agrees to notify its officers and employees of such monitoring or recording.

(c) Waiver of Jury Trial. Each party waives any right it may have to a trial by jury in respect of any Proceedings relating to this Agreement or any Credit Support Document.

(d) Set-Off. The provisions for Set-off set forth in Section 6(e) of the ISDA Form Master Agreement shall not apply for purposes of this Transaction. Notwithstanding any provision of this Agreement or any other existing or future agreement, each party irrevocably waives any and all rights it may have to set off, net, recoup or otherwise withhold or suspend or condition payment or performance of any obligation between it and the other party hereunder against any obligation between it and the other party under any other agreements.
 
(e) Counterparts. This Agreement may be executed in several counterparts, each of which shall be deemed an original but all of which together shall constitute one and the same instrument.
 
(f) Additional Definitional Provisions. 
 
As used in this Agreement, the following terms shall have the meanings set forth below, unless the context clearly requires otherwise:
 
“Moody’s” means Moody’s Investors Service, Inc., or any successor.

“S&P” means Standard & Poor's, a division of The McGraw-Hill Companies, Inc. 
 
(g) Supplemental Interest Trust Trustee Liability Limitations. It is expressly understood and agreed by the parties hereto that (a) this Agreement is executed and delivered by LaSalle Bank National Association (“LaSalle”), not individually or personally but solely as trustee on behalf of the Supplemental Interest Trust, (b) each of the representations, undertakings and agreements herein made on the part of the Counterparty is made and intended not as personal representations, undertakings and agreements by LaSalle but is made and intended for the purpose of binding only the Counterparty, (c) nothing herein contained shall be construed as creating any liability on LaSalle, individually or personally, to perform any covenant either expressed or implied contained herein, all such liability, if any, being expressly waived by the parties hereto and by any Person claiming by, through or under the parties hereto; provided that nothing in this paragraph shall relieve LaSalle from performing its duties and obligations under the Pooling and Servicing Agreement in accordance with the standard of care set forth therein, (d) under no circumstances shall LaSalle be personally liable for the payment of any indebtedness or expenses of the Counterparty or be liable for the breach or failure of any obligation, representation, warranty or covenant made or undertaken by the Counterparty under this Agreement or any other related documents, other than due to its gross negligence or willful misconduct in performing the obligations of the Supplemental Interest Trust Trustee under the Pooling and Servicing Agreement, (e) any resignation or removal of LaSalle as trustee on behalf of the Supplemental Interest Trust shall require the assignment of this agreement to LaSalle’s replacement, (f) LaSalle has been directed, pursuant to the Pooling and Servicing Agreement, to enter into this Agreement and to perform its obligations hereunder, and (g) the parties hereto acknowledge and agree that under (i) the Derivative Administration Agreement, dated as of March 30, 2006, among LaSalle Bank National Association, as derivative administrator (in such capacity, the “Derivative Administrator”), the Supplemental Interest Trust Trustee, and the Trustee, (ii) the Pooling and Servicing Agreement, and (iii) this Agreement, the Derivative Administrator may act for Counterparty hereunder, and IXIS hereby acknowledges and agrees that it will, unless otherwise directed by the Supplemental Interest Trust Trustee or the Derivative Administrator, make all payments hereunder to the account specified below. IXIS shall be entitled to rely, shall be fully protected in relying, and shall incur no liability from relying in good faith, upon any writing, resolution, notice, consent, certificate, affidavit, letter, telegram, facsimile or telephone message, statement or other document or conversation believed by it to be genuine and correct and to have been signed, sent or made by the Derivative Administrator.

(h)  Amendment to ISDA Form Master Agreement. The word “third” shall be replaced by the word “first” in the third line of Section 5(a)(i) of the ISDA Form Master Agreement.

(i) Pooling and Servicing Agreement. IXIS hereby agrees that, notwithstanding any provision of this agreement to the contrary, Counterparty’s obligations to pay any amounts owing under this Agreement shall be subject to Section 6.04 of the Pooling and Servicing Agreement and IXIS’s right to receive payment of such amounts shall be subject to Section 6.04 of the Pooling and Servicing Agreement.

(j) Additional Termination Events. Additional Termination Events will apply:

(i) If a Rating Agency Downgrade has occurred and IXIS has not, complied with Part 5 (k) below within the time period specified therein, then an Additional Termination Event shall have occurred with respect to IXIS and IXIS shall be the sole Affected Party with respect to such an Additional Termination Event.

(ii) If, at any time, the Majority Class CE Certificateholder or the Master Servicer purchases the Mortgage Loans pursuant to Section 11.01 of the Pooling and Servicing Agreement, then an Additional Termination Event shall have occurred with respect to Counterparty and Counterparty shall be the sole Affected Party with respect to such Additional Termination Event; provided, however, that notwithstanding the provisions of section 6(b)(iv) of the ISDA Form Master Agreement, either IXIS or Counterparty may designate an Early Termination Date (such date shall not be prior to the final Distribution Date under the Pooling and Servicing Agreement) in respect of this Additional Termination Event.

(iii) If, upon the occurrence of a Swap Disclosure Event (as defined in Part 5(l) below) IXIS has not, within ten (10) days after such Swap Disclosure Event complied with any of the provisions set forth in Part 5(l)(iv) below, then an Additional Termination Event shall have occurred with respect to IXIS and IXIS shall be the sole Affected Party with respect to such Additional Termination Event.

(iv) If IXIS fails to comply with the provisions set forth in Part 5(l)(ii) below, within ten (10) days of the time period specified therein, then an Additional Termination Event shall have occurred with respect to IXIS and IXIS shall be the sole Affected Party with respect to such Additional Termination Event.

(k) Rating Agency Downgrade. In the event that (i) IXIS’s or IXIS Corporate & Investment Bank’s short-term unsecured and unsubordinated debt rating is withdrawn or reduced below “A-1” by S&P or (ii) if IXIS or IXIS Corporate & Investment Bank has a long- term rating and a short-term rating from Moody’s, such party’s long-term rating is withdrawn or reduced below A1 by Moody’s or such party’s short-term rating is withdrawn or reduced below P-1 by Moody’s, or if such party does not have a short-term rating from Moody’s, such party's long-term rating is withdrawn or reduced below "Aa3" by Moody’s, (and together with S&P, the “Swap Rating Agencies”, and such rating thresholds, “Approved Rating Thresholds”), then within 30 days after such rating withdrawal or downgrade (unless, within 30 days after such withdrawal or downgrade, each such Swap Rating Agency, as applicable, has reconfirmed the rating of the Bear Stearns Asset Backed Securities I Trust 2006-HE3, Asset-Backed Certificates, Series 2006-HE3 (the “Certificates”), which was in effect immediately prior to such withdrawal or downgrade), IXIS shall, subject to the Rating Agency Condition and at its own expense, either (i) secure another entity to replace IXIS as party to this Agreement that meets or exceeds the Approved Rating Thresholds on terms substantially similar to this Agreement, (ii) obtain a guaranty of, or a contingent agreement of another person with the Approved Rating Thresholds, to honor, IXIS’s obligations under this Agreement or (iii) post collateral that will be sufficient to restore the immediately prior ratings of the Certificates and the Notes. IXIS’s failure to do any of the foregoing shall, at the Counterparty’s option, constitute an Additional Termination Event with IXIS as the Affected Party. In the event that IXIS’s or IXIS Corporate & Investment Bank’s long-term unsecured and unsubordinated debt rating is withdrawn or reduced below “BBB-” by S&P, then within 10 business days after such rating withdrawal or downgrade, IXIS shall, subject to the Rating Agency Condition and at its own expense, either (i) secure another entity to replace IXIS as party to this Agreement that meets or exceeds the Approved Rating Thresholds on terms substantially similar to this Agreement or (ii) obtain a guaranty of, or a contingent agreement of another person with the Approved Rating Thresholds, to honor, IXIS’s obligations under this Agreement. For purposes of this Agreement, “Rating Agency Condition” means, with respect to any particular proposed act or omission to act hereunder that the party acting or failing to act must consult with each of the Swap Rating Agencies then providing a rating of the Certificates and Notes and receive from each of the Swap Rating Agencies a prior written confirmation that the proposed action or inaction would not cause a downgrade or withdrawal of the then-current rating of the Certificates and Notes.

(l)
Compliance with Regulation AB.

(i) IXIS agrees and acknowledges that the Depositor is required under Regulation AB as defined under the Pooling and Servicing Agreement, to disclose certain financial information regarding IXIS or its group of affiliated entities, if applicable, depending on the aggregate “significance percentage” of this Agreement and any other derivative contracts between IXIS or its group of affiliated entities, if applicable, and Counterparty, as calculated from time to time in accordance with Item 1115 of Regulation AB.

(ii) No later than the 20th calendar day of each month, IXIS shall (1) (a) notify the Depositor in writing of any material litigation or governmental proceedings to the best of IXIS’ knowledge pending against IXIS which may have a material impact on IXIS’ ability to perform its obligations under this Agreement and (b) provide to the Depositor a description of such proceedings, and (2) (if and as applicable), provide to the Depositor any such information IXIS generally disseminates to its counterparties in the ordinary course of its business regarding IXIS and its ability to perform under this Agreement (collectively, (1) and (2) are referred to as “Swap Provider Information”).

(iii) It shall be a swap disclosure event (“Swap Disclosure Event”) if, on any Business Day after the date hereof, the Securities Administrator or the Depositor requests from IXIS the applicable financial information described in Item 1115 of Regulation AB (such request to be based on a reasonable determination by Depositor, in good faith, that such information is required under Regulation AB) (the “Company Financial Information”).

(iv) Upon the occurrence of a Swap Disclosure Event, IXIS, at its own expense, shall (1)(a) either (i) provide to the Depositor the current Company Financial Information in an EDGAR-compatible format (for example, such information may be provided in Microsoft Word® or Microsoft Excel® format but not in .pdf format) or (ii) provide written consent to the Depositor to incorporation by reference of such current Company Financial Information that are filed with the Securities and Exchange Commission in the Exchange Act Reports of the Depositor, (b) if applicable, cause its outside accounting firm to provide its consent to filing or incorporation by reference in the Exchange Act Reports of the Depositor of such accounting firm’s report relating to their audits of such current Company Financial Information, and (c) provide to the Depositor any updated Company Financial Information with respect to IXIS or any entity that consolidates IXIS within five days of the release of any such updated Company Financial Information; (2) secure another entity to replace IXIS as party to this Agreement on terms substantially similar to this Agreement, which entity (or a guarantor therefor) meets or exceeds the Approved Rating Thresholds and which satisfies the Rating Agency Condition and which entity is able to comply with the requirements of Item 1115 of Regulation AB, (3) obtain a guaranty of IXIS’s obligations under this Agreement from an affiliate of IXIS that is able to comply with the financial information disclosure requirements of Item 1115 of Regulation AB, and cause such affiliate to provide Company Financial Information and any future Company Financial Information, such that disclosure provided in respect of such affiliate will satisfy any disclosure requirements applicable to the Swap Provider, or (4) post collateral that will be sufficient to reduce the “significance percentage” as defined under Item 1115 of Regulation AB such that no information that would otherwise have constituted Company Financial Information will be required to be filed with, or incorporated by reference into, the Exchange Act reports of the Depositor pursuant to Item 1115 of Regulation AB.

(v) IXIS’s obligation to comply with Part 5(l) hereof shall be suspended on January 1, 2007 unless IXIS receives notification from the Securities Administrator that the Trust Fund’s obligation to file periodic reports under the Exchange Act shall continue; provided, however, that such obligations shall not be suspended in respect of any Exchange Act Report or amendment to an Exchange Act Report in such fiscal year which relates to any fiscal year in which the Trust Fund was subject to the reporting requirements of the Exchange Act. This obligation shall continue to be suspended unless the Securities Administrator or the Depositor notifies IXIS that the Trust Fund’s obligations to file reports under the Exchange Act has resumed; provided however, that such indemnities as are provided under the Indemnification Agreement dated as of March 7, 2006 between IXIS and the Depositor shall survive the suspension of IXIS’s obligations under this Agreement only to the extent of any failure of IXIS to comply with this Agreement that occurred prior to such suspension of the Exchange Act reporting.

(vi) If the Securities Administrator or the Depositor reasonably requests, IXIS shall provide such other information as may be necessary for the Depositor to comply with Item 1115 of Regulation AB.

(m) Payment Instructions. IXIS hereby agrees that, unless notified in writing by the Supplemental Interest Trust Trustee or the Derivative Administrator of other payment instructions, any and all amounts payable by IXIS to the Counterparty under this Agreement shall be paid to the Derivative Administrator at the account specified in Section 5.
 
(n) Representations. Section 3 of the ISDA Form Master Agreement is hereby amended by adding at the end thereof the following subsection (g):

“(g) Relationship Between Parties.

 
Each party represents to the other party on each date when it enters into a Transaction that:--

(1) Nonreliance.
 
(i) It is not relying on any statement or representation of the other party regarding the Transaction (whether written or oral), other than the representations expressly made in this Agreement or the Confirmation in respect of that Transaction; and
 
(ii) it has consulted with its own legal, regulatory, tax, business, investment, financial and accounting advisors to the extent it has deemed necessary, and it has made its own investment, hedging and trading decisions based upon its own judgment and upon any advice from such advisors as it has deemed necessary and not upon any view expressed by the other party.
 
(2) Evaluation and Understanding.

(i) It has the capacity to evaluate (internally or through independent professional advice) the Transaction and has made its own decision to enter into the Transaction, subject to Section (g) of this Agreement; and

(ii) It understands the terms, conditions and risks of the Transaction and is willing and able to accept those terms and conditions and to assume those risks, financially and otherwise.

(3) Purpose. It is entering into the Transaction for the purposes of managing its borrowings or investments, hedging its underlying assets or liabilities or in connection with a line of business.

(4) Status of Parties. The other party is not acting as an agent, fiduciary or advisor for it in respect of the Transaction.

(5) Eligible Contract Participant. It constitutes an “eligible contract participant” as such term is defined in Section 1(a)12 of the Commodity Exchange Act, as amended.”
 
(o) Non-Recourse. Notwithstanding any provision herein or in the ISDA Form Master Agreement to the contrary, the obligations of Counterparty hereunder are limited recourse obligations of Counterparty, payable solely from the Swap Account and the proceeds thereof, in accordance with the terms of the Pooling and Servicing Agreement and the Derivative Administration Agreement. In the event that the Swap Account and proceeds thereof should be insufficient to satisfy all claims outstanding and following the realization of the Swap Account and the proceeds thereof, any claims against or obligations of Counterparty under the ISDA Form Master Agreement or any other confirmation thereunder still outstanding shall be extinguished and thereafter not revive. The Derivative Administrator shall not have liability for any failure or delay in making a payment hereunder to IXIS due to any failure or delay in receiving amount in the Swap Account from the Trust created pursuant to the Pooling and Servicing Agreement.

(p) Transfer, Amendment and Assignment. No transfer, amendment, waiver, supplement, assignment or other modification of this Transaction shall be permitted by either party unless (i) each of S&P and Moody’s has been provided notice of the same, (ii) each of S&P and Moody’s confirms in writing (including by facsimile transmission) that it will not downgrade, qualify, withdraw or otherwise modify its then-current rating of the Certificates and (iii) S&P confirms in writing (including by facsimile transmission) that it will not downgrade, qualify, withdraw or otherwise modify its then-current rating of the Notes.
 
(q) Proceedings. IXIS shall not institute against or cause any other person to institute against, or join any other person in instituting against the trust formed pursuant to the Pooling and Servicing Agreement any bankruptcy, reorganization, arrangement, insolvency or liquidation proceedings, or other proceedings under any federal or state bankruptcy or similar law before a period of one year and one day (or, if longer, the applicable preference period) following payment in full of the Certificates. This provision will survive the termination of this Agreement.

(r) Third Party Beneficiary. The Securities Administrator and the Depositor shall each be an express third party beneficiary of this Agreement as if a party hereto to the extent of the Securities Administrator’s and Depositor’s rights explicitly specified in Part 5(l) above.

5. Account Details and Settlement Information.
 
Payments to IXIS:
Bank Name: Citibank N.A.
   
ABA Number: 021000089
Account Number: 36216161
 
Payments to Counterparty:
Bank Name: LaSalle Bank National Association
ABA Number: 071000505
CHGO/CTR/BNF:/LaSalle Trust
Reference Trust Account Number: 723531.2 
Attention: BSABS 06-HE3 Derivative Account;
Amanda Hellyer, (312) 904-6299

This Agreement may be executed in several counterparts, each of which shall be deemed an original but all of which together shall constitute one and the same instrument.

Counterparty hereby agrees to check this Confirmation and to confirm that the foregoing correctly sets forth the terms of the Transaction by signing in the space provided below and returning to IXIS a facsimile of the fully-executed Confirmation to 212-891-6298. For all inquiries, please contact Swaps Administration by telephone at (212) 891-0660. Originals will be provided for your execution upon your request.
 
 


 
We are very pleased to have executed this Transaction with you and we look forward to completing other transactions with you in the near future.

Very truly yours,

IXIS FINANCIAL PRODUCTS INC.



By: _______________________________ 
Name:   
Title:     


By: _______________________________ 
Name: 
Title:  

Counterparty, acting through its duly authorized signatory, hereby agrees to, accepts and confirms the terms of the foregoing as of the Trade Date.

LASALLE BANK NATIONAL ASSOCIATION, NOT INDIVIDUALLY, BUT SOLELY AS SUPPLEMENTAL INTEREST TRUST TRUSTEE ON BEHALF OF THE SUPPLEMENTAL INTEREST TRUST WITH RESPECT TO BEAR STEARNS ASSET BACKED SECURITIES I TRUST 2006-HE3, ASSET-BACKED CERTIFICATES, SERIES 2006-HE3



By: _______________________________
Name: 
Title:  

 


 

SCHEDULE I
(all such dates subject to No Adjustment with respect to Fixed Payments and adjustment in accordance with the Following Business Day Convention with respect to Floating Payments)

From and including
To but excluding
Notional Amount (USD)
Effective Date
October 25, 2006
6,867,380.22
October 25, 2006
November 25, 2006
6,611,036.91
November 25, 2006
December 25, 2006
6,336,076.32
December 25, 2006
January 25, 2007
6,051,554.03
January 25, 2007
February 25, 2007
5,778,515.02
February 25, 2007
March 25, 2007
5,517,900.03
March 25, 2007
April 25, 2007
5,269,187.31
April 25, 2007
May 25, 2007
5,031,828.48
May 25, 2007
June 25, 2007
4,805,300.40
June 25, 2007
July 25, 2007
4,589,105.10
July 25, 2007
August 25, 2007
4,382,768.11
August 25, 2007
September 25, 2007
4,185,833.76
September 25, 2007
October 25, 2007
3,997,869.18
October 25, 2007
November 25, 2007
3,818,461.81
November 25, 2007
December 25, 2007
3,647,217.90
December 25, 2007
January 25, 2008
3,483,761.00
January 25, 2008
February 25, 2008
3,328,170.16
February 25, 2008
March 25, 2008
3,179,631.13
March 25, 2008
April 25, 2008
633,238.70
April 25, 2008
May 25, 2008
611,026.69
May 25, 2008
June 25, 2008
589,618.14
June 25, 2008
July 25, 2008
568,982.89
July 25, 2008
August 25, 2008
549,091.94
August 25, 2008
September 25, 2008
529,917.46
September 25, 2008
October 25, 2008
511,432.65
October 25, 2008
November 25, 2008
493,612.25
November 25, 2008
December 25, 2008
476,437.13
December 25, 2008
January 25, 2009
459,881.88
January 25, 2009
February 25, 2009
443,917.15
February 25, 2009
March 25, 2009
428,521.96
March 25, 2009
April 25, 2009
333,016.82
April 25, 2009
May 25, 2009
322,499.58
May 25, 2009
June 25, 2009
312,312.42
June 25, 2009
July 25, 2009
302,445.02
July 25, 2009
August 25, 2009
292,887.41
August 25, 2009
September 25, 2009
283,629.91
September 25, 2009
October 25, 2009
274,663.12
October 25, 2009
November 25, 2009
265,977.97
November 25, 2009
December 25, 2009
257,565.66
December 25, 2009
January 25, 2010
249,417.66
January 25, 2010
February 25, 2010
241,525.69
February 25, 2010
March 25, 2010
233,881.77
March 25, 2010
April 25, 2010
226,478.12
April 25, 2010
May 25, 2010
219,307.24
May 25, 2010
June 25, 2010
212,361.84
June 25, 2010
July 25, 2010
205,634.88
July 25, 2010
August 25, 2010
199,119.41
August 25, 2010
September 25, 2010
192,808.92
September 25, 2010
October 25, 2010
186,696.99
October 25, 2010
November 25, 2010
180,777.42
November 25, 2010
December 25, 2010
175,044.18
December 25, 2010
January 25, 2011
169,475.07
January 25, 2011
February 25, 2011
164,081.71
February 25, 2011
Termination Date
158,858.60


 



EXHIBIT N
 
SPECIAL SERVICER DELINQUENCY TRIGGERS
 

 


EXHIBIT O
 
YIELD MAINTENANCE AGREEMENT
 
 

IXIS Financial Products Inc.
IXIS FINANCIAL PRODUCTS INC.
9 West 57th Street, 35th Floor
NEW YORK, NEW YORK 10019
212-891-6194


DATE:                        March 30, 2006
   
TO:    LaSalle Bank National Association, not individually, but solely as Supplemental Interest Trust Trustee on behalf of the Supplemental Interest Trust (each as   defined  herein) with respect to Bear Stearns Asset Backed Securities I Trust 2006-HE3, Asset-Backed Certificates, Series 2006-HE3
 
ATTENTION:           LaSalle Bank National Association, not individually, but solely as Supplemental Interest Trust Trustee on behalf of the Supplemental Interest Trust (each as defined herein) with respect to Bear Stearns Asset Backed Securities I Trust 2006-HE3, Asset-Backed Certificates, Series 2006-HE3, Global Securities and Trust Services Group

TELEPHONE:          312-904-6299
FACSIMILE:            312-904-1368 

FROM:                      IXIS Financial Products Inc.
TELEPHONE:          212-891-6194/1839
FACSIMILE:            212-891-0660

SUBJECT:   Fixed Income Derivatives Confirmation and Agreement

REFERENCE NUMBER: 271111CF

The purpose of this letter agreement (“Agreement”) is to confirm the terms and conditions of the current Transaction entered into on the Trade Date specified below (the “Transaction”) between IXIS Financial Products Inc. (“IXIS”) and LaSalle Bank National Association, not individually, but solely as trustee (the “Supplemental Interest Trust Trustee”) (the “Counterparty”) on behalf of the supplemental interest trust with respect to Bear Stearns Asset Backed Securities I Trust 2006-HE3, Asset-Backed Certificates, Series 2006-HE3 (the “Supplemental Interest Trust”), created under the Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”), dated as of March 1, 2006, among Bear Stearns Asset Backed Securities I LLC (Depositor), EMC (company), EMC Mortgage Corporation (Sponsor), LaSalle Bank National Association (as Master Servicer and Securities Administrator), and Citibank, N.A. (Trustee). This Agreement, which evidences a complete and binding agreement between you and us to enter into the Transaction on the terms set forth below, constitutes a “Confirmation” as referred to in the “ISDA Form Master Agreement” (as defined below), as well as a “Schedule” as referred to in the ISDA Form Master Agreement.

1. This Agreement is subject to the 2000 ISDA Definitions (the “Definitions”), as published by the International Swaps and Derivatives Association, Inc. (“ISDA”). You and we have agreed to enter into this Agreement in lieu of negotiating a Schedule to the 1992 ISDA Master Agreement (Multicurrency—Cross Border) form (the “ISDA Form Master Agreement”) and an ISDA Form Master Agreement shall be deemed to have been executed by you and us on the date we entered into the Transaction. Terms capitalized but not defined herein or in the Definitions shall have the respective meanings attributed to them in the Pooling and Servicing Agreement. In the event of any inconsistency between the provisions of this Agreement and the Definitions or the ISDA Form Master Agreement, this Agreement shall prevail for purposes of the Transaction. Each reference to a “Section” (unless expressly referencing the Pooling and Servicing Agreement or the Derivative Administration Agreement) or to a “Section” “of this Agreement” will be construed as a reference to a Section of the ISDA Form Master Agreement.
Rate Floor (Oct/23/96)
2. The terms of the particular Transaction to which this Confirmation relates are as follows:

Notional Amount:                                   With respect to any Calculation Period, the lesser of (i) the amount set forth for such period on Schedule I attached hereto and (ii) the  aggregate of the outstanding principal balance of the Mortgage Loans at the beginning of the related calculation period.

Trade Date:                                                March 7, 2006

Effective Date:                                           March 30, 2006

Termination Date:                                     September 25, 2006, subject to adjustment in accordance with the Following Business Day Convention.

Fixed Amount:

Fixed Rate Payer:                          Counterparty

Fixed Rate Payer
Payment Date:                              March 30, 2006

Fixed Amount:                              USD $912,000
 
Floating Amounts: 

Floating Rate Payer:                    IXIS

Floating Rate Payer
Payment Date:                             The 25th calendar day of each month during the Term of this Transaction, commencing April 25, 2006, and ending on the Termination Date, subject to adjustment in accordance with the Following Business Day Convention.
 
   
Cap Rate
 
4.80%

Floating Rate Option:                  USD-LIBOR-BBA

Designated Maturity:                  One month

Floating Rate Day
Count Fraction:                            Actual/360

Reset Dates:                                 The first day of each Calculation Period.

Compounding:                             Inapplicable

Business Days:                                        New York and Illinois

   
Calculation Agent:
IXIS

3. Substantial Financial Transactions

Each party hereto is hereby advised and acknowledges that the other party has engaged in (or refrained from engaging in) substantial financial transactions and has taken (or refrained from taking) other material actions in reliance upon the entry by the parties into the Transaction on the terms and conditions set forth herein and in the Pooling and Servicing Agreement relating to the Transaction. This paragraph shall be deemed repeated on the trade date of each Transaction.

4. Provisions Deemed Incorporated in a Schedule to the ISDA Form Master Agreement:

Part 1. Termination Provisions. For purposes of the ISDA Form Master Agreement:

(a) Specified Entity” means:
 
in relation to IXIS:
 
Section 5(a)(v): Not applicable
Section 5(a)(vi): Not applicable
Section 5(a)(vii): Not applicable
Section 5(b)(iv):  Not applicable
 
and in relation to Counterparty for the purpose of:
 
Section 5(a)(v): Not applicable
Section 5(a)(vi): Not applicable
Section 5(a)(vii): Not applicable
Section 5(b)(iv):  Not applicable


(b)          “Specified Transaction” is not applicable to IXIS or Counterparty for any purpose, and, accordingly, Section 5(a)(v) will not apply to IXIS or Counterparty.

(c)           The “Breach of Agreement” provision of Section 5(a)(ii) will not apply to IXIS or Counterparty.

(d)           The “Credit Support Default” provisions of Section 5(a)(iii) will not apply to IXIS or Counterparty.

(e)           The “Misrepresentation” provision of Section 5(a)(iv) will not apply to IXIS or Counterparty.
 
(f)           The “Cross Default” provisions of Section 5(a)(vi) will not apply to IXIS or to Counterparty.

(g)           The “Bankruptcy Provision” of Section 5(a) (vii) (2) will not apply to Counterparty.

(h)           The“Credit Event Upon Merger” provisions of Section 5(b)(iv) will not apply to IXIS or Counterparty.
 
(i)           The“Automatic Early Termination” provision of Section 6(a) will not apply to IXIS or to Counterparty.

(j)           Payments on Early Termination. For the purpose of Section 6(e) of this Agreement:

(i) Market Quotation will apply.

(ii) the Second Method will apply.

(k)           “Termination Currency” means United States Dollars.

(l)
Gross-Up. The provisions of Section 2(d)(i)(4) and 2(d)(ii) of the printed ISDA Form ISDA Form Master Agreement shall not apply to Counterparty and Counterparty shall not be required to pay any additional amounts referred to therein.
 
Part 2.  Tax Representations. 

 
(a) Payer Representations. For the purpose of Section 3(e) of this Agreement, each of IXIS and the Counterparty will make the following representations:
 
 
It is not required by any applicable law, as modified by the practice of any relevant governmental revenue authority, of any Relevant Jurisdiction to make any deduction or withholding for or on account of any Tax from any payment (other than interest under Section 2(e), 6(d)(ii) or 6(e) of this Agreement) to be made by it to the other party under this Agreement. In making this representation, it may rely on:
 
(i) the accuracy of any representations made by the other party pursuant to Section 3(f) of this Agreement;

(ii) the satisfaction of the agreement contained in Sections 4(a)(i) and 4(a)(iii) of this Agreement and the accuracy and effectiveness of any document provided by the other party pursuant to Sections 4(a)(i) and 4(a)(iii) of this Agreement; and

   
(iii) the satisfaction of the agreement of the other party contained in Section 4(d) of this Agreement, provided that it shall not be a breach of this representation where reliance is placed on clause (ii) and the other party does not deliver a form or document under Sections 4(a)(i) and 4(a)(iii) by reason of material prejudice to its legal or commercial position.

 
(b) Payee Representations. For the purpose of Section 3(f) of this Agreement, each of IXIS and the Counterparty make the following representations.
 
The following representation will apply to IXIS:

   
IXIS represents that it is a corporation organized under the laws of the State of Delaware.

The following representation will apply to the Counterparty:

   
The beneficial owner of the payments made to it under this Agreement is either (i) a “U.S. person” (as that term is used in section 1.1441-4(a)(3)(ii) of United States Treasury Regulations) for United States federal income tax purposes and an “Exempt recipient” within the meaning of section 1.6049-4(c)(1)(ii) of United States Treasury Regulations, or (ii) a “non-U.S. branch of a foreign person” as that term is used in section 1.1441-4(a)(3)(ii) of the United States Treasury Regulations (the "Regulations") for United States federal income tax purposes, and it is a "foreign person" as that term is used in section 1.6041-4(a)(4) of the Regulations for United States federal income tax purposes.

Part 3.  Agreement to Deliver Documents. For the purpose of Sections 4(a)(i) and (ii) of this Agreement, each party agrees to deliver the following documents, as applicable: --

(a)           Tax forms, documents, or certificates to be delivered are: --
 
Party required to deliver document
 
 
Form/Document/
Certificate
 
 
Date by which to
be delivered
 
 
IXIS and
the Counterparty
 
 
Any document required or reasonably requested to allow the other party to make payments under this Agreement without any deduction or withholding for or on the account of any Tax or with such deduction or withholding at a reduced rate
 
 
Promptly after the earlier of (i) reasonable demand by either party or (ii) learning that such form or document is required
 
 
(b)           Other documents to be delivered are: --

 
Party required to deliver document
 
 
Form/Document/
Certificate
 
 
Date by which to
be delivered
 
 
Covered by Section 3(d) Representation
 
 
IXIS and
the Counterparty
 
 
Any documents required by the receiving party to evidence the authority of the delivering party or its Credit Support Provider, if any, for it to execute and deliver this Agreement, any Confirmation , and any Credit Support Documents to which it is a party, and to evidence the authority of the delivering party or its Credit Support Provider to perform its obligations under this Agreement, such Confirmation and/or Credit Support Document, as the case may be
 
 
Upon the execution and delivery of this Agreement and such Confirmation
 
 
Yes
 
 
IXIS and
the Counterparty
 
 
A certificate of an authorized officer of the party, as to the incumbency and authority of the respective officers of the party signing this Agreement, any relevant Credit Support Document, or any Confirmation, as the case may be
 
 
Upon the execution and delivery of this Agreement and such Confirmation
 
 
Yes
 

 
IXIS
 
 
A copy of the most recent annual report of such party (only if available) and its Credit Support Provider, if any, containing in all cases audited consolidated financial statements for each fiscal year certified by independent certified public accountants and prepared in accordance with generally accepted accounting principles in the United States or in the country in which such party is organized
 
 
Promptly after request by the other party
 
 
Yes
 
 
Counterparty
 
 
Executed copy of the Pooling and Servicing Agreement and related documents
 
 
Upon the execution and delivery of this Agreement and such Confirmation
 
 
No
 
 
IXIS and Counterparty
 
 
Opinions of counsel of each party reasonably satisfactory to the other party.
 
 
Upon the execution and delivery of this Agreement and such Confirmation
 
 
No
 

Part 4.  Miscellaneous.

(a)
Address for Notices. For the purposes of Section 12(a) of this Agreement: --

Address for notices or communications to IXIS: --

Address:            9 West 57th Street, 35th Floor, New York, New York, 10019
Attention:          Swaps Administration
Facsimile:           (212) 891-0660

With a copy to:

General Counsel
Facsmile:           (212) 891-1922
Phone:  (212) 891-6137

Address for notices or communications to the Counterparty:

Address:            LaSalle Bank National Association
135 S. LaSalle Street, Suite 1625
Chicago, Illinois 60603
Attention:          Global Securities and Trust Services Group -
            Bear Stearns Asset Backed Securities I Trust 2006-HE3
Facsimile:           312-904-1368 
Phone:                312-904-6299

(For all purposes)

(b)           Process Agent. For the purpose of Section 13(c) of this Agreement: --

IXIS appoints as its
Process Agent:   Not Applicable

The Counterparty appoints as its
Process Agent:               Not Applicable

(c)
Offices. The provisions of Section 10(a) will not apply to this Agreement; neither IXIS nor the Counterparty have any Offices other than as set forth in the Notices Section and IXIS agrees that, for purposes of Section 6(b) of this Agreement, it shall not in future have any Office other than one in the United States.

(d)
Multibranch Party. For the purpose of Section 10(c) of this Agreement:

IXIS is not a Multibranch Party.

 
The Counterparty is not a Multibranch Party.

(e)           Credit Support Document. Not applicable for either IXIS or the Counterparty.

(f)
Credit Support Provider.

IXIS: Not Applicable

The Counterparty: Not Applicable

(g)           Governing Law. The parties to this Agreement hereby agree that the law of the State of New York shall govern their rights and duties in whole, without regard to the conflict of law provisions thereof other than New York General Obligations Law Sections 5-1401 and 5-1402.

(h)          “Affiliate”. Counterparty shall be deemed not to have any Affiliates for purposes of this Agreement, including for purposes of Section 6(b)(ii).

(i)           “Netting of Payments”. The parties agree that subparagraph (ii) of Section 2(c) of the ISDA Form Master Agreement will apply to any Transaction.

Part 5. Other Provisions.

(a)           Severability. If any term, provision, covenant, or condition of this Agreement, or the application thereof to any party or circumstance, shall be held to be invalid or unenforceable (in whole or in part) for any reason, the remaining terms, provisions, covenants, and conditions hereof shall continue in full force and effect as if this Agreement had been executed with the invalid or unenforceable portion eliminated, so long as this Agreement as so modified continues to express, without material change, the original intentions of the parties as to the subject matter of this Agreement and the deletion of such portion of this Agreement will not substantially impair the respective benefits or expectations of the parties.

The parties shall endeavor to engage in good faith negotiations to replace any invalid or unenforceable term, provision, covenant or condition with a valid or enforceable term, provision, covenant or condition, the economic effect of which comes as close as possible to that of the invalid or unenforceable term, provision, covenant or condition.

(b)           Consent to Recording. Each party hereto consents to the monitoring or recording, at any time and from time to time, by the other party of any and all communications between officers or employees of the parties, waives any further notice of such monitoring or recording, and agrees to notify its officers and employees of such monitoring or recording.

(c)           Waiver of Jury Trial. Each party waives any right it may have to a trial by jury in respect of any Proceedings relating to this Agreement or any Credit Support Document.

(d)           Set-Off. The provisions for Set-off set forth in Section 6(e) of the ISDA Form Master Agreement shall not apply for purposes of this Transaction. Notwithstanding any provision of this Agreement or any other existing or future agreement, each party irrevocably waives any and all rights it may have to set off, net, recoup or otherwise withhold or suspend or condition payment or performance of any obligation between it and the other party hereunder against any obligation between it and the other party under any other agreements.
 
(e)           Counterparts. This Agreement may be executed in several counterparts, each of which shall be deemed an original but all of which together shall constitute one and the same instrument.
 
(f)           Additional Definitional Provisions. 
 
As used in this Agreement, the following terms shall have the meanings set forth below, unless the context clearly requires otherwise:
 
“Moody’s” means Moody’s Investors Service, Inc., or any successor.

“S&P” means Standard & Poor's, a division of The McGraw-Hill Companies, Inc. 
 
(g)           Supplemental Interest Trust Trustee Liability Limitations. It is expressly understood and agreed by the parties hereto that (a) this Agreement is executed and delivered by LaSalle Bank National Association (“LaSalle”), not individually or personally but solely as trustee on behalf of the Supplemental Interest Trust, (b) each of the representations, undertakings and agreements herein made on the part of the Counterparty is made and intended not as personal representations, undertakings and agreements by LaSalle but is made and intended for the purpose of binding only the Counterparty, (c) nothing herein contained shall be construed as creating any liability on LaSalle, individually or personally, to perform any covenant either expressed or implied contained herein, all such liability, if any, being expressly waived by the parties hereto and by any Person claiming by, through or under the parties hereto; provided that nothing in this paragraph shall relieve LaSalle from performing its duties and obligations under the Pooling and Servicing Agreement in accordance with the standard of care set forth therein, (d) under no circumstances shall LaSalle be personally liable for the payment of any indebtedness or expenses of the Counterparty or be liable for the breach or failure of any obligation, representation, warranty or covenant made or undertaken by the Counterparty under this Agreement or any other related documents, other than due to its gross negligence or willful misconduct in performing the obligations of the Supplemental Interest Trust Trustee under the Pooling and Servicing Agreement, (e) any resignation or removal of LaSalle as trustee on behalf of the Supplemental Interest Trust shall require the assignment of this agreement to LaSalle’s replacement, (f) LaSalle has been directed, pursuant to the Pooling and Servicing Agreement, to enter into this Agreement and to perform its obligations hereunder, and (g) the parties hereto acknowledge and agree that under (i) the Derivative Administration Agreement, dated as of March 30, 2006, among LaSalle Bank National Association, as derivative administrator (in such capacity, the “Derivative Administrator”), the Supplemental Interest Trust Trustee, and the Trustee, (ii) the Pooling and Servicing Agreement, and (iii) this Agreement, the Derivative Administrator may act for Counterparty hereunder, and IXIS hereby acknowledges and agrees that it will, unless otherwise directed by the Supplemental Interest Trust Trustee or the Derivative Administrator, make all payments hereunder to the account specified below. IXIS shall be entitled to rely, shall be fully protected in relying, and shall incur no liability from relying in good faith, upon any writing, resolution, notice, consent, certificate, affidavit, letter, telegram, facsimile or telephone message, statement or other document or conversation believed by it to be genuine and correct and to have been signed, sent or made by the Derivative Administrator.

(h)          Amendment to ISDA Form Master Agreement. The word “third” shall be replaced by the word “first” in the third line of Section 5(a)(i) of the ISDA Form Master Agreement.

(i)           Additional Termination Events. Additional Termination Events will apply:

(i) If a Rating Agency Downgrade has occurred and IXIS has not complied with Part 5 (j) below within the time period specified therein, then an Additional Termination Event shall have occurred with respect to IXIS and IXIS shall be the sole Affected Party with respect to such Additional Termination Event.

(ii) If, upon the occurrence of a Swap Disclosure Event (as defined in Part 5(k) below) IXIS has not, within ten (10) days after such Swap Disclosure Event complied with any of the provisions set forth in Part 5(k)(iv) below, then an Additional Termination Event shall have occurred with respect to IXIS and IXIS shall be the sole Affected Party with respect to such Additional Termination Event.

(iii) If IXIS fails to comply with the provisions set forth in Part 5(k)(ii) below within ten (10) days of the time period specified therein, then an Additional Termination Event shall have occurred with respect to IXIS and IXIS shall be the sole Affected Party with respect to such Additional Termination Event.

(j)           Rating Agency Downgrade. In the event that (i) IXIS’s or IXIS Corporate & Investment Bank’s short-term unsecured and unsubordinated debt rating is withdrawn or reduced below “A-1” by S&P or (ii) if IXIS or IXIS Corporate & Investment Bank has a long- term rating and a short-term rating from Moody’s, such party’s long-term rating is withdrawn or reduced below “A1” by Moody’s or such party’s short-term rating is withdrawn or reduced below “P-1” by Moody’s, or if such party does not have a short-term rating from Moody’s, such party's long-term rating is withdrawn or reduced below "Aa3" by Moody’s, (and together with S&P, the “Rating Agencies”, and such rating thresholds, “Approved Rating Thresholds”), then within 30 days after such rating withdrawal or downgrade (unless, within 30 days after such withdrawal or downgrade, each such Rating Agency, as applicable, has reconfirmed the rating of the Bear Stearns Asset Backed Securities I Trust 2006-HE3, Asset-Backed Certificates, Series 2006-HE3 (the “Certificates”), which was in effect immediately prior to such withdrawal or downgrade), IXIS shall, subject to the Rating Agency Condition and at its own expense, either (i) secure another entity to replace IXIS as party to this Agreement that meets or exceeds the Approved Rating Thresholds on terms substantially similar to this Agreement, (ii) obtain a guaranty of, or a contingent agreement of another person with the Approved Rating Thresholds, to honor, IXIS’s obligations under this Agreement or (iii) post collateral that will be sufficient to restore the immediately prior ratings of the Certificates and the Notes. IXIS’s failure to do any of the foregoing shall, at the Counterparty’s option, constitute an Additional Termination Event with IXIS as the Affected Party. In the event that IXIS’s or IXIS Corporate & Investment Bank’s long-term unsecured and unsubordinated debt rating is withdrawn or reduced below “BBB-” by S&P, then within 10 business days after such rating withdrawal or downgrade, IXIS shall, subject to the Rating Agency Condition and at its own expense, either (i) secure another entity to replace IXIS as party to this Agreement that meets or exceeds the Approved Rating Thresholds on terms substantially similar to this Agreement or (ii) obtain a guaranty of, or a contingent agreement of another person with the Approved Rating Thresholds, to honor, IXIS’s obligations under this Agreement. For purposes of this Agreement, “Rating Agency Condition” means, with respect to any particular proposed act or omission to act hereunder that the party acting or failing to act must consult with each of the Rating Agencies then providing a rating of the Certificates and Notes and receive from each of the Rating Agencies a prior written confirmation that the proposed action or inaction would not cause a downgrade or withdrawal of the then-current rating of the Certificates and Notes.

(k)
Compliance with Regulation AB.  

(i) IXIS agrees and acknowledges that the Depositor is required under Regulation AB, as defined under the Pooling and Servicing Agreement, to disclose certain financial information regarding IXIS or its group of affiliated entities, if applicable, depending on the aggregate “significance percentage” of this Agreement and any other derivative contracts between IXIS or its group of affiliated entities, if applicable, and Counterparty, as calculated from time to time in accordance with Item 1115 of Regulation AB.

(ii) No later than the 20th calendar day of each month, IXIS shall (1) (a) notify the Depositor in writing of any material litigation or governmental proceedings to the best of IXIS’ knowledge pending against IXIS which may have a material impact on IXIS’ ability to perform its obligations under this Agreement and (b) provide to the Depositor a description of such proceedings, and (2) (if and as applicable), provide to the Depositor any such information IXIS generally disseminates to its counterparties in the ordinary course of its business regarding IXIS and its ability to perform under the Agreement (collectively, (1) and (2) are referred to as “Yield Maintenance Agreement Provider Information”);

(iii) It shall be a swap disclosure event (“Swap Disclosure Event”) if, on any Business Day after the date hereof, Securities Administrator or the Depositor requests from IXIS the applicable financial information described in Item 1115 of Regulation AB (such request to be based on a reasonable determination by Depositor, in good faith, that such information is required under Regulation AB) (the “Company Financial Information”).

(iv) Upon the occurrence of a Swap Disclosure Event, IXIS, at its own expense, shall (1)(a) either (i) provide to the Depositor the current Company Financial Information in an EDGAR-compatible format (for example, such information may be provided in Microsoft Word® or Microsoft Excel® format but not in .pdf format or (ii) provide written consent to the Depositor to incorporation by reference of such current Company Financial Information that is filed with the Securities and Exchange Commission in the Exchange Act Reports of the Depositor, (b) if applicable, cause its outside accounting firm to provide its consent to filing or incorporation by reference in the Exchange Act Reports of the Depositor of such accounting firm’s report relating to its audits of such current Company Financial Information and (c) provide to the Depositor any updated Company Financial Information with respect to IXIS or any entity that consolidates IXIS within five days of the release of any such updated Company Financial Information; (2) secure another entity to replace IXIS as party to this Agreement on terms substantially similar to this Agreement, which entity (or a guarantor therefor) meets or exceeds the Approved Rating Thresholds and which satisfies the Rating Agency Condition and which entity is able to comply with the requirements of Item 1115 of Regulation AB, (3) obtain a guaranty of IXIS’s obligations under this Agreement from an affiliate of IXIS that is able to comply with the financial information disclosure requirements of Item 1115 of Regulation AB, and cause such affiliate to provide Company Financial Information and any future Company Financial Information, such that disclosure provided in respect of such affiliate will satisfy any disclosure requirements applicable to the Swap Provider, or (4) post collateral that will be sufficient to reduce the “significance percentage” as defined under Item 1115 of Regulation AB such that no information that would otherwise have constituted Company Financial Information will be required to be filed with, or incorporated by reference into, the Exchange Act Reports of the Depositor pursuant to Item 1115 of Regulation AB.

(v) IXIS’s obligation to comply with Part 5(k) hereof shall be suspended on January 1, 2007 unless IXIS receives notification from the Securities Administrator or the Depositor that the Trust Fund’s obligation to file periodic reports under the Exchange Act shall continue; provided, however, that such obligations shall not be suspended in respect of any Exchange Act Report or amendment to an Exchange Act Report in such fiscal year which relates to any fiscal year in which the Trust Fund was subject to the reporting requirements of the Exchange Act. This obligation shall continue to be suspended unless the Securities Administrator or the Depositor notifies IXIS that the Trust Fund’s obligations to file reports under the Exchange Act has resumed; provided however, that such indemnities as are provided under the Indemnification Agreement dated as of March 7, 2006 between IXIS and the Depositor shall survive the suspension of IXIS’s obligations under this Agreement only to the extent of any failure of IXIS to comply with this Agreement that occurred prior to such suspension of the Exchange Act reporting.

(vi) If the Depositor or Securities Administrator reasonably requests, IXIS shall provide such other information as may be necessary for the Depositor to comply with Item 1115 of Regulation AB.

(l)           Payment Instructions. IXIS hereby agrees that, unless notified in writing by the Supplemental Interest Trust Trustee or the Derivative Administrator of other payment instructions, any and all amounts payable by IXIS to the Counterparty under this Agreement shall be paid to the Derivative Administrator at the account specified in Section 5.

(m)           Representations. Section 3 of the ISDA Form Master Agreement is hereby amended by adding at the end thereof the following subsection (g):

“(g) Relationship Between Parties.

 
Each party represents to the other party on each date when it enters into a Transaction that:--

(1) Nonreliance.
 
(i) It is not relying on any statement or representation of the other party regarding the Transaction (whether written or oral), other than the representations expressly made in this Agreement or the Confirmation in respect of that Transaction; and
 
(ii) it has consulted with its own legal, regulatory, tax, business, investment, financial and accounting advisors to the extent it has deemed necessary, and it has made its own investment, hedging and trading decisions based upon its own judgment and upon any advice from such advisors as it has deemed necessary and not upon any view expressed by the other party.
 
(2) Evaluation and Understanding.

(i) It has the capacity to evaluate (internally or through independent professional advice) the Transaction and has made its own decision to enter into the Transaction, subject to Section (g) of this Agreement; and

(ii) It understands the terms, conditions and risks of the Transaction and is willing and able to accept those terms and conditions and to assume those risks, financially and otherwise.

(3) Purpose. It is entering into the Transaction for the purposes of managing its borrowings or investments, hedging its underlying assets or liabilities or in connection with a line of business.

(4) Status of Parties. The other party is not acting as an agent, fiduciary or advisor for it in respect of the Transaction.

(5) Eligible Contract Participant. It constitutes an “eligible contract participant” as such term is defined in Section 1(a)12 of the Commodity Exchange Act, as amended.”

(n)           Proceedings. IXIS shall not institute against or cause any other person to institute against, or join any other person in instituting against the trust formed pursuant to the Pooling and Servicing Agreement any bankruptcy, reorganization, arrangement, insolvency or liquidation proceedings, or other proceedings under any federal or state bankruptcy or similar law before a period of one year and one day (or, if longer, the applicable preference period) following payment in full of the Certificates. This provision will survive the termination of this Agreement.

(o)           Additional Provisions. Notwithstanding the terms of Sections 5 and 6 of the ISDA Form Master Agreement, if Counterparty has satisfied its payment obligations under Section 2(a)(i) of the ISDA Form Master Agreement, then unless IXIS is required pursuant to appropriate proceedings to return to Counterparty or otherwise returns to Counterparty upon demand of Counterparty any portion of such payment, (a) the occurrence of an event described in Section 5(a) of the ISDA Form Master Agreement with respect to Counterparty shall not constitute an Event of Default or Potential Event of Default with respect to Counterparty as the Defaulting Party and (b) IXIS shall be entitled to designate an Early Termination Event pursuant to Section 6 of the Agreement only as a result of a Termination Event set forth in either Section 5(b)(i) or Section 5(b)(ii) of the ISDA Form Master Agreement with respect to IXIS as the Affected Party or Section 5(b)(iii) of the ISDA Form Master Agreement with respect to IXIS as the Burdened Party. For purposes of the Transaction to which this Agreement relates, Counterparty’s only obligation under Section 2(a)(i) of the ISDA Form Master Agreement is to pay the Fixed Amount on the Fixed Rate Payer Payment Date.

(p)           Transfer, Amendment and Assignment. No transfer, amendment, waiver, supplement, assignment or other modification of this Transaction shall be permitted by either party unless (i) each of S&P and Moody’s has been provided notice of the same, (ii) each of S&P and Moody’s confirms in writing (including by facsimile transmission) that it will not downgrade, qualify, withdraw or otherwise modify its then-current rating of the Certificates and (iii) S&P confirms in writing (including by facsimile transmission) that it will not downgrade, qualify, withdraw or otherwise modify its then-current rating of the Notes.

(q)           Third Party Beneficiary. The Securities Administrator and the Depositor shall each be an express third party beneficiary of this Agreement as if a party hereto to the extent of the Securities Administrator’s and Depositor’s rights explicitly specified in Part 5(k) above.  

5. Account Details and Settlement Information.
 
Payments to IXIS:
Bank Name: Citibank N.A.
   
ABA Number: 021000089
Account Number: 36216161
 
Payments to Counterparty:
Bank Name: LaSalle Bank National Association
ABA Number: 071000505
CHGO/CTR/BNF:/LaSalle Trust
Reference Trust Account Number: 723531.2 
Attention: BSABS 06-HE3 Derivative Account;
Amanda Hellyer, (312) 904-6299

This Agreement may be executed in several counterparts, each of which shall be deemed an original but all of which together shall constitute one and the same instrument.

Counterparty hereby agrees to check this Confirmation and to confirm that the foregoing correctly sets forth the terms of the Transaction by signing in the space provided below and returning to IXIS a facsimile of the fully-executed Confirmation to 212-891-6298. For all inquiries, please contact Swaps Administration by telephone at (212) 891-0660. Originals will be provided for your execution upon your request.

 


 
We are very pleased to have executed this Transaction with you and we look forward to completing other transactions with you in the near future.

Very truly yours,

IXIS FINANCIAL PRODUCTS INC.



By: _______________________________ 
Name:   
Title:     


By: _______________________________ 
Name: 
Title:  

Counterparty, acting through its duly authorized signatory, hereby agrees to, accepts and confirms the terms of the foregoing as of the Trade Date.

LASALLE BANK NATIONAL ASSOCIATION, NOT INDIVIDUALLY, BUT SOLELY AS SUPPLEMENTAL INTEREST TRUST TRUSTEE ON BEHALF OF THE SUPPLEMENTAL INTEREST TRUST WITH RESPECT TO BEAR STEARNS ASSET BACKED SECURITIES I TRUST 2006-HE3, ASSET-BACKED CERTIFICATES, SERIES 2006-HE3



By: _______________________________
Name: 
Title:  

 

 


SCHEDULE I
(all such dates subject to adjustment in accordance with the Following Business Day Convention)

From and including
To but excluding
Notional Amount (USD)
Effective Date
April 25, 2006
793,431,579.99
April 25, 2006
May 25 2006
781,649,315.63
May 25 2006
June 25 2006
767,402,932.37
June 25 2006
July 25 2006
750,723,171.13
July 25 2006
August 25 2006
731,664,021.45
August 25 2006
Termination Date
710,301,249.06



 



EXHIBIT P
 
SERVICING CRITERIA TO BE ADDRESSED
IN ASSESSMENT OF COMPLIANCE

Definitions
Primary Servicer - transaction party having borrower contact
Master Servicer - aggregator of pool assets
Securities Administrator - waterfall calculator
Back-up Servicer - named in the transaction (in the event a Back up Servicer becomes the Primary Servicer, follow Primary Servicer obligations)
Custodian - safe keeper of pool assets
Trustee - fiduciary of the transaction

Note: The definitions above describe the essential function that the party performs, rather than the party’s title. So, for example, in a particular transaction, the trustee may perform the “paying agent” and “securities administrator” functions, while in another transaction, the securities administrator may perform these functions.

Where there are multiple checks for criteria the attesting party will identify in their management assertion that they are attesting only to the portion of the distribution chain they are responsible for in the related transaction agreements.

Key: X - obligation
[X] - under consideration for obligation
 
Reg AB Reference
Servicing Criteria
Primary Servicer
Master Servicer
Securities Admin
Custodian
Trustee
(nominal)
 
General Servicing Considerations
       
1122(d)(1)(i)
Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements.
X
X
X
   
1122(d)(1)(ii)
If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities.
X
X
     
1122(d)(1)(iii)
Any requirements in the transaction agreements to maintain a back-up servicer for the Pool Assets are maintained.
         
1122(d)(1)(iv)
A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.
X
X
     
 
Cash Collection and Administration
         
1122(d)(2)(i)
Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements.
X
X
X
   
1122(d)(2)(ii)
Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.
X
X
X
   
1122(d)(2)(iii)
Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements.
X
X
X
   
1122(d)(2)(iv)
The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.
X
X
X
   
1122(d)(2)(v)
Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institution” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.
X
X
X
   
1122(d)(2)(vi)
Unissued checks are safeguarded so as to prevent unauthorized access.
X
       
1122(d)(2)(vii)
Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.
X
X
X
   
 
Investor Remittances and Reporting
         
1122(d)(3)(i)
Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors’ or the trustee’s records as to the total unpaid principal balance and number of Pool Assets serviced by the Servicer.
X
X
X
   
1122(d)(3)(ii)
Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.
X
X
X
   
1122(d)(3)(iii)
Disbursements made to an investor are posted within two business days to the Servicer’s investor records, or such other number of days specified in the transaction agreements.
X
X
X
   
1122(d)(3)(iv)
Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.
X
X
X
   
 
Pool Asset Administration
         
1122(d)(4)(i)
Collateral or security on pool assets is maintained as required by the transaction agreements or related pool asset documents.
X
   
X
 
1122(d)(4)(ii)
Pool assets and related documents are safeguarded as required by the transaction agreements
X
   
X
 
1122(d)(4)(iii)
Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements.
X
X
X
X
 
1122(d)(4)(iv)
Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the Servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents.
X
       
1122(d)(4)(v)
The Servicer’s records regarding the pool assets agree with the Servicer’s records with respect to an obligor’s unpaid principal balance.
X
       
1122(d)(4)(vi)
Changes with respect to the terms or status of an obligor's pool assets (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.
X
X
     
1122(d)(4)(vii)
Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements.
X
X
     
1122(d)(4)(viii)
Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).
X
       
1122(d)(4)(ix)
Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents.
X
X
     
1122(d)(4)(x)
Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor’s pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related pool assets, or such other number of days specified in the transaction agreements.
X
       
1122(d)(4)(xi)
Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.
X
       
1122(d)(4)(xii)
Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the Servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission.
X
       
1122(d)(4)(xiii)
Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the servicer, or such other number of days specified in the transaction agreements.
X
       
1122(d)(4)(xiv)
Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements.
X
X
     
1122(d)(4)(xv)
Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.
X
 
X
   

 




EXHIBIT Q
 
FORM 10-D, FORM 8-K AND FORM 10-K
REPORTING RESPONSIBILITY

As to each item described below, the entity indicated as the Responsible Party shall be primarily responsible for reporting the information to the party identified as responsible for preparing the Securities Exchange Act Reports pursuant to Section 3.19 of the Pooling and Servicing Agreement.

Under Item 1 of Form 10-D: a) items marked “monthly statements to certificateholders” are required to be included in the periodic Distribution Date statement under Section 6.06 of the Pooling and Servicing Agreement, provided by the Securities Administrator based on information received from the party providing such information to the Securities Administrator; and b) items marked “Form 10-D report” are required to be in the Form 10-D report but not the monthly statements to certificateholders, provided by the party indicated. Information under all other Items of Form 10-D is to be included in the Form 10-D report. All such information and any other Items of Form 8-K and Form 10-K set forth in this exhibit shall be sent to the Securities Administrator and the Depositor.

Form
Item
Description
Servicers
Master Servicer
Securities Administrator
Custodian
Trustee (nominal)
Depositor
Sponsor
10-D
Must be filed within 15 days of the distribution date for the asset-backed securities.
       
1
Distribution and Pool Performance Information
 
             
Item 1121(a) - Distribution and Pool Performance Information
 
             
(1) Any applicable record dates, accrual dates, determination dates for calculating distributions and actual distribution dates for the distribution period.
 
   
X
 
(monthly statements to certificateholders)
       
(2) Cash flows received and the sources thereof for distributions, fees and expenses.
 
   
X
 
(monthly statements to certificateholders)
       
(3) Calculated amounts and distribution of the flow of funds for the period itemized by type and priority of payment, including:
 
   
X
 
(monthly statements to certificateholders)
       
(i) Fees or expenses accrued and paid, with an identification of the general purpose of such fees and the party receiving such fees or expenses.
 
   
X
 
(monthly statements to certificateholders)
       
(ii) Payments accrued or paid with respect to enhancement or other support identified in Item 1114 of Regulation AB (such as insurance premiums or other enhancement maintenance fees), with an identification of the general purpose of such payments and the party receiving such payments.
 
   
X
 
(monthly statements to certificateholders)
       
(iii) Principal, interest and other distributions accrued and paid on the asset-backed securities by type and by class or series and any principal or interest shortfalls or carryovers.
 
   
X
 
(monthly statements to certificateholders)
       
(iv) The amount of excess cash flow or excess spread and the disposition of excess cash flow.
 
   
X
 
(monthly statements to certificateholders)
       
(4) Beginning and ending principal balances of the asset-backed securities.
   
X
 
(monthly statements to certificateholders)
       
(5) Interest rates applicable to the pool assets and the asset-backed securities, as applicable. Consider providing interest rate information for pool assets in appropriate distributional groups or incremental ranges.
 
   
X
 
(monthly statements to certificateholders)
       
(6) Beginning and ending balances of transaction accounts, such as reserve accounts, and material account activity during the period.
 
   
X
 
(monthly statements to certificateholders)
       
(7) Any amounts drawn on any credit enhancement or other support identified in Item 1114 of Regulation AB, as applicable, and the amount of coverage remaining under any such enhancement, if known and applicable.
 
   
X
 
(monthly statements to certificateholders)
       
(8) Number and amount of pool assets at the beginning and ending of each period, and updated pool composition information, such as weighted average coupon, weighted average remaining term, pool factors and prepayment amounts.
   
X
 
(monthly statements to certificateholders)
   
Updated pool composition information fields to be as specified by Depositor from time to time
 
(9) Delinquency and loss information for the period.
   
X
 
(monthly statements to certificateholders)
       
In addition, describe any material changes to the information specified in Item 1100(b)(5) of Regulation AB regarding the pool assets. (methodology)
 
X
X
         
(10) Information on the amount, terms and general purpose of any advances made or reimbursed during the period, including the general use of funds advanced and the general source of funds for reimbursements.
 
   
X
 
(monthly statements to certificateholders)
       
(11) Any material modifications, extensions or waivers to pool asset terms, fees, penalties or payments during the distribution period or that have cumulatively become material over time.
 
   
X
 
(monthly statements to certificateholders)
       
(12) Material breaches of pool asset representations or warranties or transaction covenants.
 
X
X
X
 
(if agreed upon by the parties)
   
X
 
(13) Information on ratio, coverage or other tests used for determining any early amortization, liquidation or other performance trigger and whether the trigger was met.
 
   
X
 
(monthly statements to certificateholders)
       
(14) Information regarding any new issuance of asset-backed securities backed by the same asset pool,
 
         
X
 
information regarding any pool asset changes (other than in connection with a pool asset converting into cash in accordance with its terms), such as additions or removals in connection with a prefunding or revolving period and pool asset substitutions and repurchases (and purchase rates, if applicable), and cash flows available for future purchases, such as the balances of any prefunding or revolving accounts, if applicable.
 
X
X
X
   
X
 
Disclose any material changes in the solicitation, credit-granting, underwriting, origination, acquisition or pool selection criteria or procedures, as applicable, used to originate, acquire or select the new pool assets.
 
         
X
X
Item 1121(b) - Pre-Funding or Revolving Period Information
 
Updated pool information as required under Item 1121(b).
 
         
X
 
2
Legal Proceedings
 
             
Item 1117 - Legal proceedings pending against the following entities, or their respective property, that is material to Certificateholders, including proceedings known to be contemplated by governmental authorities:
 
             
Sponsor (Seller)
 
           
X
Depositor
 
         
X
 
Trustee
 
             
Issuing entity
 
         
X
 
Master Servicer, affiliated Servicer, other Servicer servicing 20% or more of pool assets at time of report, other material servicers
 
X
X
         
Securities Administrator
 
   
X
       
Originator of 20% or more of pool assets as of the Cut-off Date
 
         
X
 
Custodian
 
     
X
     
3
Sales of Securities and Use of Proceeds
 
             
Information from Item 2(a) of Part II of Form 10-Q:
 
With respect to any sale of securities by the sponsor, depositor or issuing entity, that are backed by the same asset pool or are otherwise issued by the issuing entity, whether or not registered, provide the sales and use of proceeds information in Item 701 of Regulation S-K. Pricing information can be omitted if securities were not registered.
 
         
X
 
4
Defaults Upon Senior Securities
 
             
Information from Item 3 of Part II of Form 10-Q:
 
Report the occurrence of any Event of Default (after expiration of any grace period and provision of any required notice)
 
   
X
       
5
Submission of Matters to a Vote of Certificateholders
 
             
Information from Item 4 of Part II of Form 10-Q
 
   
X
       
6
Significant Obligors of Pool Assets
 
             
Item 1112(b) - Significant Obligor Financial Information*
 
         
X
 
*This information need only be reported on the Form 10-D for the distribution period in which updated information is required pursuant to the Item.
 
             
7
Significant Enhancement Provider Information
 
             
Item 1114(b)(2) - Credit Enhancement Provider Financial Information*
 
             
Determining applicable disclosure threshold
 
   
X
       
Requesting required financial information or effecting incorporation by reference
 
   
X
       
Item 1115(b) - Derivative Counterparty Financial Information*
 
             
Determining current maximum probable exposure
 
         
X
 
Determining current significance percentage
 
   
X
       
Requesting required financial information or effecting incorporation by reference
 
   
X
       
*This information need only be reported on the Form 10-D for the distribution period in which updated information is required pursuant to the Items.
 
             
8
Other Information
 
             
Disclose any information required to be reported on Form 8-K during the period covered by the Form 10-D but not reported
 
The Responsible Party for the applicable Form 8-K item as indicated below.
9
Exhibits
 
             
Distribution report
 
   
X
       
Exhibits required by Item 601 of Regulation S-K, such as material agreements
 
         
X
 
8-K
Must be filed within four business days of an event reportable on Form 8-K.
 
       
1.01
Entry into a Material Definitive Agreement
 
             
Disclosure is required regarding entry into or amendment of any definitive agreement that is material to the securitization, even if depositor is not a party.
 
Examples: servicing agreement, custodial agreement.
 
Note: disclosure not required as to definitive agreements that are fully disclosed in the prospectus
 
X
X
X
   
X
X
1.02
Termination of a Material Definitive Agreement
 
X
X
X
   
X
X
Disclosure is required regarding termination of any definitive agreement that is material to the securitization (other than expiration in accordance with its terms), even if depositor is not a party.
 
 
Examples: servicing agreement, custodial agreement.
 
             
1.03
Bankruptcy or Receivership
 
             
Disclosure is required regarding the bankruptcy or receivership, if known to the Master Servicer, with respect to any of the following:
 
Sponsor (Seller), Depositor, Master Servicer, affiliated Servicer, other Servicer servicing 20% or more of pool assets at time of report, other material servicers, Securities Administrator, Trustee, significant obligor, credit enhancer (10% or more), derivatives counterparty, Custodian
 
X
X
X
X
 
X
X
2.04
Triggering Events that Accelerate or Increase a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement
[in this transaction there is no off-balance sheet arrangement]
 
             
Includes an early amortization, performance trigger or other event, including event of default, that would materially alter the payment priority/distribution of cash flows/amortization schedule.
 
Disclosure will be made of events other than waterfall triggers which are disclosed in the monthly statements to certificateholders.
[in this transaction there will be no events other than waterfall triggers]
 
   
X
       
3.03
Material Modification to Rights of Certificateholders
 
             
Disclosure is required of any material modification to documents defining the rights of Certificateholders, including the Pooling and Servicing Agreement
 
   
X
   
X
 
5.03
Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year
 
             
Disclosure is required of any amendment “to the governing documents of the issuing entity”
 
         
X
 
5.06
Change in Shell Company Status
 
             
[Not applicable to ABS issuers]
 
         
X
 
6.01
ABS Informational and Computational Material
 
             
[Not included in reports to be filed under Section 3.19]
 
         
X
 
6.02
Change of Servicer or Trustee
 
             
Requires disclosure of any removal, replacement, substitution or addition of any master servicer, affiliated servicer, other servicer servicing 10% or more of pool assets at time of report, other material servicers, securities administrator or trustee.
 
X
X
X
   
X
 
 
Reg AB disclosure about any new servicer is also required.
 
X
           
 
Reg AB disclosure about any new trustee is als
o required.
 
       
X (to the extent required by successor trustee)
   
 
Reg AB disclosure about any new securities administrator is also required.
 
   
X
       
6.03
Change in Credit Enhancement or Other External Support
 
             
Covers termination of any enhancement in manner other than by its terms, the addition of an enhancement, or a material change in the enhancement provided. Applies to external credit enhancements as well as derivatives.
 
   
X
   
X
 
 
Reg AB disclosure about any new enhancement provider is also required.
 
   
X
   
X
 
6.04
Failure to Make a Required Distribution
 
   
X
       
6.05
Securities Act Updating Disclosure
 
             
If any material pool characteristic differs by 5% or more at the time of issuance of the securities from the description in the final prospectus, provide updated Reg AB disclosure about the actual asset pool.
 
         
X
 
If there are any new servicers or originators required to be disclosed under Regulation AB as a result of the foregoing, provide the information called for in Items 1108 and 1110 respectively.
 
         
X
 
7.01
Regulation FD Disclosure
 
X
X
X
X
 
X
 
8.01
Other Events
 
             
Any event, with respect to which information is not otherwise called for in Form 8-K, that the registrant deems of importance to Certificateholders.
 
         
X
 
9.01
Financial Statements and Exhibits
 
The Responsible Party applicable to reportable event.
10-K
Must be filed within 90 days of the fiscal year end for the registrant.
 
       
9B
Other Information
 
             
   
Disclose any information required to be reported on Form 8-K during the fourth quarter covered by the Form 10-K but not reported
 
The Responsible Party for the applicable Form 8-K Item as indicated above.
 
15
Exhibits and Financial Statement Schedules
 
             
Item 1112(b) - Significant Obligor Financial Information
 
         
X
 
Item 1114(b)(2) - Credit Enhancement Provider Financial Information
 
             
Determining applicable disclosure threshold
 
   
X
       
Requesting required financial information or effecting incorporation by reference
 
   
X
       
Item 1115(b) - Derivative Counterparty Financial Information
 
             
Determining current maximum probable exposure
 
         
X
 
   
Determining current significance percentage
 
   
X
       
Requesting required financial information or effecting incorporation by reference
 
   
X
       
Item 1117 - Legal proceedings pending against the following entities, or their respective property, that is material to Certificateholders, including proceedings known to be contemplated by governmental authorities:
 
             
Sponsor (Seller)
 
           
X
Depositor
 
         
X
 
Trustee
 
             
Issuing entity
 
         
X
 
Master Servicer, affiliated Servicer, other Servicer servicing 20% or more of pool assets at time of report, other material servicers
 
X
X
         
Securities Administrator
 
   
X
       
Originator of 20% or more of pool assets as of the Cut-off Date
 
         
X
 
Custodian
 
     
X
     
Item 1119 - Affiliations and relationships between the following entities, or their respective affiliates, that are material to Certificateholders:
 
             
Sponsor (Seller)
 
           
X
Depositor
 
         
X
 
Trustee
 
             
Master Servicer, affiliated Servicer, other Servicer servicing 20% or more of pool assets at time of report, other material servicers
 
X
X
         
Securities Administrator
 
   
X
       
Originator
 
         
X
 
Custodian
 
     
X
     
Credit Enhancer/Support Provider
 
         
X
 
Significant Obligor
 
         
X
 
Item 1122 - Assessment of Compliance with Servicing Criteria
 
X
X
X
X
     
Item 1123 - Servicer Compliance Statement
X
X
         

 
 


 
EXHIBIT R
 
ADDITIONAL DISCLOSURE NOTIFICATION
 
Bear Stearns Asset Backed Securities I LLC
383 Madison Avenue
New York, New York 10179
Fax: (212) 272-2000
E-mail: regabnotifications@bear.com

LaSalle Bank National Association as Securities Administrator
135 S. LaSalle St., Suite 1625
Chicago, Illinois 60603
Fax: (312) 904-1368
E-mail: edgar@abnamro.com

Attn: Global Securities and Trust Services Group - BEAR STEARNS ASSET BACKED SECURITIES I TRUST 2006-HE3-SEC REPORT PROCESSING

RE: **Additional Form [ ] Disclosure**Required

Ladies and Gentlemen:

In accordance with Section 3.18(a)(v) of the Pooling and Servicing Agreement, dated as of March 1, 2006, among Bear Stearns Asset Backed Securities I LLC, as depositor, EMC Mortgage Corporation, as sponsor and as company, and LaSalle Bank National Association, as securities administrator and master servicer, and Citibank, N.A., as trustee. The Undersigned, as [Name of Party], hereby notifies you that certain events have come to our attention that [will][may] need to be disclosed on Form [ ].

Description of Additional Form [ ] Disclosure:



List of Any Attachments hereto to be included in the Additional Form [ ] Disclosure:

Any inquiries related to this notification should be directed to [ ], phone number: [ ]; email address: [ ].

             
[NAME OF PARTY]
as [role]
                           
                           
             
By:
 
             
Name:
 
             
Title: