The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3-D SYS CORP DEL COM NEW 88554D205   285,448 38,574 SH   SOLE   0 0 38,574
ABBOTT LABS COM 002824100   778,301 7,089 SH   SOLE   0 0 7,089
ABBVIE INC COM 00287Y109   989,376 6,122 SH   SOLE   0 0 6,122
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   556,628 2,086 SH   SOLE   0 0 2,086
ADOBE SYSTEMS INCORPORATED COM 00724F101   366,145 1,088 SH   SOLE   0 0 1,088
AFLAC INC COM 001055102   331,643 4,610 SH   SOLE   0 0 4,610
AGILENT TECHNOLOGIES INC COM 00846U101   234,554 1,565 SH   SOLE   0 0 1,565
AIR PRODS & CHEMS INC COM 009158106   338,079 1,091 SH   SOLE   0 0 1,091
ALPHABET INC CAP STK CL C 02079K107   1,157,128 13,041 SH   SOLE   0 0 13,041
ALPHABET INC CAP STK CL A 02079K305   1,359,536 15,409 SH   SOLE   0 0 15,409
AMAZON COM INC COM 023135106   808,248 9,622 SH   SOLE   0 0 9,622
AMERICAN EXPRESS CO COM 025816109   336,471 2,277 SH   SOLE   0 0 2,277
AMERICAN INTL GROUP INC COM NEW 026874784   277,624 4,390 SH   SOLE   0 0 4,390
AMERICAN TOWER CORP NEW COM 03027X100   325,892 1,527 SH   SOLE   0 0 1,527
AMGEN INC COM 031162100   518,714 1,975 SH   SOLE   0 0 1,975
AON PLC SHS CL A G0403H108   234,409 781 SH   SOLE   0 0 781
APPLE INC COM 037833100   4,936,950 37,997 SH   SOLE   0 0 37,997
APPLIED MATLS INC COM 038222105   283,473 2,911 SH   SOLE   0 0 2,911
APTIV PLC SHS G6095L109   352,590 3,786 SH   SOLE   0 0 3,786
ASML HOLDING N V N Y REGISTRY SHS N07059210   290,685 532 SH   SOLE   0 0 532
ASTRAZENECA PLC SPONSORED ADR 046353108   330,389 4,873 SH   SOLE   0 0 4,873
AT&T INC COM 00206R102   257,869 14,007 SH   SOLE   0 0 14,007
AUTOMATIC DATA PROCESSING IN COM 053015103   502,069 2,091 SH   SOLE   0 0 2,091
AUTOZONE INC COM 053332102   219,490 89 SH   SOLE   0 0 89
BANK AMERICA CORP COM 060505104   670,349 20,240 SH   SOLE   0 0 20,240
BECTON DICKINSON & CO COM 075887109   253,537 997 SH   SOLE   0 0 997
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   840,826 2,722 SH   SOLE   0 0 2,722
BOOKING HOLDINGS INC COM 09857L108   247,879 123 SH   SOLE   0 0 123
BOSTON SCIENTIFIC CORP COM 101137107   231,396 5,001 SH   SOLE   0 0 5,001
BRISTOL-MYERS SQUIBB CO COM 110122108   488,325 6,787 SH   SOLE   0 0 6,787
BROADCOM INC COM 11135F101   985,187 1,762 SH   SOLE   0 0 1,762
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108   1,273,687 119,595 SH   SOLE   0 0 119,595
CATERPILLAR INC COM 149123101   399,586 1,668 SH   SOLE   0 0 1,668
CHEVRON CORP NEW COM 166764100   239,978 1,337 SH   SOLE   0 0 1,337
CHUBB LIMITED COM H1467J104   358,938 1,621 SH   SOLE   0 0 1,621
CIGNA CORP NEW COM 125523100   634,847 1,916 SH   SOLE   0 0 1,916
CINTAS CORP COM 172908105   245,681 544 SH   SOLE   0 0 544
CISCO SYS INC COM 17275R102   463,680 9,733 SH   SOLE   0 0 9,733
COCA COLA CO COM 191216100   277,085 4,356 SH   SOLE   0 0 4,356
COMCAST CORP NEW CL A 20030N101   478,460 13,682 SH   SOLE   0 0 13,682
COSTCO WHSL CORP NEW COM 22160K105   262,944 576 SH   SOLE   0 0 576
CVS HEALTH CORP COM 126650100   382,825 4,108 SH   SOLE   0 0 4,108
D R HORTON INC COM 23331A109   223,207 2,504 SH   SOLE   0 0 2,504
DANAHER CORPORATION COM 235851102   438,090 1,649 SH   SOLE   0 0 1,649
DBX ETF TR XTRACK MSCI EAFE 233051200   42,621,626 1,322,421 SH   SOLE   0 0 1,322,421
DEERE & CO COM 244199105   476,824 1,109 SH   SOLE   0 0 1,109
DISNEY WALT CO COM 254687106   341,525 3,931 SH   SOLE   0 0 3,931
ELEVANCE HEALTH INC COM 036752103   401,143 782 SH   SOLE   0 0 782
EXXON MOBIL CORP COM 30231G102   409,875 3,716 SH   SOLE   0 0 3,716
FIFTH THIRD BANCORP COM 316773100   217,498 6,563 SH   SOLE   0 0 6,563
FISERV INC COM 337738108   249,643 2,470 SH   SOLE   0 0 2,470
GARTNER INC COM 366651107   262,861 782 SH   SOLE   0 0 782
GENERAL MLS INC COM 370334104   307,226 3,664 SH   SOLE   0 0 3,664
GENMAB A/S SPONSORED ADS 372303206   311,069 7,340 SH   SOLE   0 0 7,340
GOLDMAN SACHS ETF TR JUST US LRG CP 381430396   1,453,949 26,199 SH   SOLE   0 0 26,199
GOLDMAN SACHS GROUP INC COM 38141G104   359,519 1,047 SH   SOLE   0 0 1,047
HALLIBURTON CO COM 406216101   1,131,431 28,753 SH   SOLE   0 0 28,753
HCA HEALTHCARE INC COM 40412C101   227,482 948 SH   SOLE   0 0 948
HOME DEPOT INC COM 437076102   844,610 2,674 SH   SOLE   0 0 2,674
HONEYWELL INTL INC COM 438516106   346,952 1,619 SH   SOLE   0 0 1,619
ICICI BANK LIMITED ADR 45104G104   241,206 11,019 SH   SOLE   0 0 11,019
IDEXX LABS INC COM 45168D104   892,616 2,188 SH   SOLE   0 0 2,188
ILLINOIS TOOL WKS INC COM 452308109   347,703 1,569 SH   SOLE   0 0 1,569
INGERSOLL RAND INC COM 45687V106   229,169 4,386 SH   SOLE   0 0 4,386
INTEL CORP COM 458140100   290,862 11,005 SH   SOLE   0 0 11,005
INTERCONTINENTAL EXCHANGE IN COM 45866F104   202,307 1,972 SH   SOLE   0 0 1,972
INTERNATIONAL BUSINESS MACHS COM 459200101   386,743 2,745 SH   SOLE   0 0 2,745
INTUIT COM 461202103   246,765 634 SH   SOLE   0 0 634
INTUITIVE SURGICAL INC COM NEW 46120E602   299,846 1,130 SH   SOLE   0 0 1,130
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   3,594,822 56,257 SH   SOLE   0 0 56,257
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   576,803 3,718 SH   SOLE   0 0 3,718
INVESCO QQQ TR UNIT SER 1 46090E103   1,514,068 5,686 SH   SOLE   0 0 5,686
ISHARES TR CORE S&P MCP ETF 464287507   261,241 1,080 SH   SOLE   0 0 1,080
ISHARES TR MSCI KLD400 SOC 464288570   1,485,079 20,686 SH   SOLE   0 0 20,686
ISHARES TR RUSSELL 3000 ETF 464287689   5,899,438 26,733 SH   SOLE   0 0 26,733
ISHARES TR S&P 100 ETF 464287101   9,541,875 55,941 SH   SOLE   0 0 55,941
ISHARES TR CORE S&P500 ETF 464287200   1,796,590 4,676 SH   SOLE   0 0 4,676
ISHARES TR RUSSELL 2000 ETF 464287655   39,904,679 228,864 SH   SOLE   0 0 228,864
ISHARES TR RUS 2000 GRW ETF 464287648   7,264,934 33,866 SH   SOLE   0 0 33,866
ISHARES TR PFD AND INCM SEC 464288687   213,099 6,980 SH   SOLE   0 0 6,980
ISHARES TR HDG MSCI EAFE 46434V803   556,308 20,604 SH   SOLE   0 0 20,604
ISHARES TR RUS 1000 VAL ETF 464287598   69,095,812 455,627 SH   SOLE   0 0 455,627
JOHNSON & JOHNSON COM 478160104   1,625,340 9,201 SH   SOLE   0 0 9,201
JOHNSON CTLS INTL PLC SHS G51502105   260,746 4,052 SH   SOLE   0 0 4,052
JPMORGAN CHASE & CO COM 46625H100   593,258 4,424 SH   SOLE   0 0 4,424
KIMBERLY-CLARK CORP COM 494368103   239,011 1,744 SH   SOLE   0 0 1,744
KROGER CO COM 501044101   276,753 6,208 SH   SOLE   0 0 6,208
L3HARRIS TECHNOLOGIES INC COM 502431109   203,005 975 SH   SOLE   0 0 975
LILLY ELI & CO COM 532457108   832,652 2,276 SH   SOLE   0 0 2,276
LINDE PLC SHS G5494J103   227,021 696 SH   SOLE   0 0 696
LOCKHEED MARTIN CORP COM 539830109   882,006 1,813 SH   SOLE   0 0 1,813
MARSH & MCLENNAN COS INC COM 571748102   473,769 2,863 SH   SOLE   0 0 2,863
MASTERCARD INCORPORATED CL A 57636Q104   1,108,911 3,189 SH   SOLE   0 0 3,189
MCCORMICK & CO INC COM NON VTG 579780206   222,691 2,674 SH   SOLE   0 0 2,674
MCDONALDS CORP COM 580135101   270,645 1,027 SH   SOLE   0 0 1,027
MELCO RESORTS AND ENTMNT LTD ADR 585464100   204,470 17,780 SH   SOLE   0 0 17,780
MERCK & CO INC COM 58933Y105   738,227 6,613 SH   SOLE   0 0 6,613
META PLATFORMS INC CL A 30303M102   440,324 3,659 SH   SOLE   0 0 3,659
METLIFE INC COM 59156R108   297,151 4,106 SH   SOLE   0 0 4,106
MICROCHIP TECHNOLOGY INC. COM 595017104   217,073 3,090 SH   SOLE   0 0 3,090
MICROSOFT CORP COM 594918104   4,132,818 17,233 SH   SOLE   0 0 17,233
MONDELEZ INTL INC CL A 609207105   284,564 4,245 SH   SOLE   0 0 4,245
MORGAN STANLEY COM NEW 617446448   531,460 6,251 SH   SOLE   0 0 6,251
NETFLIX INC COM 64110L106   501,296 1,700 SH   SOLE   0 0 1,700
NEXTERA ENERGY INC COM 65339F101   303,635 3,632 SH   SOLE   0 0 3,632
NIKE INC CL B 654106103   386,484 3,303 SH   SOLE   0 0 3,303
NVIDIA CORPORATION COM 67066G104   902,707 6,177 SH   SOLE   0 0 6,177
ORACLE CORP COM 68389X105   373,634 4,571 SH   SOLE   0 0 4,571
PAYCHEX INC COM 704326107   241,174 2,087 SH   SOLE   0 0 2,087
PAYPAL HLDGS INC COM 70450Y103   252,404 3,544 SH   SOLE   0 0 3,544
PEPSICO INC COM 713448108   1,059,233 5,827 SH   SOLE   0 0 5,827
PFIZER INC COM 717081103   751,178 14,660 SH   SOLE   0 0 14,660
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105   532,434 45,275 SH   SOLE   0 0 45,275
PNC FINL SVCS GROUP INC COM 693475105   313,353 1,984 SH   SOLE   0 0 1,984
PROCTER AND GAMBLE CO COM 742718109   573,395 3,783 SH   SOLE   0 0 3,783
PROLOGIS INC. COM 74340W103   310,909 2,758 SH   SOLE   0 0 2,758
QUALCOMM INC COM 747525103   333,118 3,030 SH   SOLE   0 0 3,030
QUANTA SVCS INC COM 74762E102   314,246 2,204 SH   SOLE   0 0 2,204
RAYTHEON TECHNOLOGIES CORP COM 75513E101   229,363 2,273 SH   SOLE   0 0 2,273
REGIONS FINANCIAL CORP NEW COM 7591EP100   252,699 11,616 SH   SOLE   0 0 11,616
S&P GLOBAL INC COM 78409V104   496,046 1,481 SH   SOLE   0 0 1,481
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   317,405 7,030 SH   SOLE   0 0 7,030
SPDR S&P 500 ETF TR TR UNIT 78462F103   111,086,191 289,202 SH   SOLE   0 0 289,202
SYSCO CORP COM 871829107   346,013 4,526 SH   SOLE   0 0 4,526
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   253,363 3,381 SH   SOLE   0 0 3,381
TARGET CORP COM 87612E106   233,546 1,567 SH   SOLE   0 0 1,567
TCW STRATEGIC INCOME FD INC COM 872340104   287,448 60,220 SH   SOLE   0 0 60,220
TECHNIPFMC PLC COM G87110105   255,429 20,954 SH   SOLE   0 0 20,954
TESLA INC COM 88160R101   216,797 1,760 SH   SOLE   0 0 1,760
TEXAS INSTRS INC COM 882508104   253,282 1,533 SH   SOLE   0 0 1,533
THERMO FISHER SCIENTIFIC INC COM 883556102   752,100 1,365 SH   SOLE   0 0 1,365
TJX COS INC NEW COM 872540109   362,817 4,558 SH   SOLE   0 0 4,558
T-MOBILE US INC COM 872590104   367,920 2,628 SH   SOLE   0 0 2,628
UNION PAC CORP COM 907818108   288,241 1,392 SH   SOLE   0 0 1,392
UNITEDHEALTH GROUP INC COM 91324P102   1,358,851 2,563 SH   SOLE   0 0 2,563
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   1,279,907 9,138 SH   SOLE   0 0 9,138
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   467,070 2,695 SH   SOLE   0 0 2,695
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   214,108,159 609,404 SH   SOLE   0 0 609,404
VANGUARD INDEX FDS MID CAP ETF 922908629   10,422,028 51,136 SH   SOLE   0 0 51,136
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   248,692 6,380 SH   SOLE   0 0 6,380
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   582,725 3,344 SH   SOLE   0 0 3,344
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   1,601,692 22,761 SH   SOLE   0 0 22,761
VERIZON COMMUNICATIONS INC COM 92343V104   430,642 10,930 SH   SOLE   0 0 10,930
VERTEX PHARMACEUTICALS INC COM 92532F100   553,591 1,917 SH   SOLE   0 0 1,917
VISA INC COM CL A 92826C839   1,545,319 7,438 SH   SOLE   0 0 7,438
WALMART INC COM 931142103   238,605 1,677 SH   SOLE   0 0 1,677
XYLEM INC COM 98419M100   210,857 1,907 SH   SOLE   0 0 1,907
ZOETIS INC CL A 98978V103   246,497 1,682 SH   SOLE   0 0 1,682