CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands	6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010
Cash flows from operating activities:
Net income	$ 285	$ 516
Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Amortization of securities, net	111	93
Interest capitalized on interest-bearing time deposits with other banks	(43)	(93)
Change in deferred loan costs, net	(51)	(16)
Provision for loan losses	165	425
Loss on sale of other real estate owned	28
Depreciation and amortization	108	115
Accretion on impairment of operating lease	(11)	(22)
Net gain on sales of available-for-sale securities	(269)
Decrease in other assets	39	51
Increase in interest receivable	(62)	(4)
Increase in taxes receivable	(151)	(27)
Stock based compensation		9
Decrease in other liabilities	(188)	(4)
Increase in cash surrender value of bank owned life insurance	(79)	(83)
Increase in interest payable	9	6
Net cash (used in) provided by operating activities	(109)	966
Cash flows from investing activities:
Proceeds from maturities of interest-bearing time deposits with other banks	1,365
Purchases of available-for-sale securities	(15,118)	(7,032)
Proceeds from maturities of available-for-sale securities	8,304	11,685
Loan originations and principal collections, net	(1,862)	(9,750)
Purchases of FHLB stock		(29)
Loans purchased	(2,758)	(2,097)
Capital expenditures	(115)	(29)
Recoveries of loans previously charged-off	5	4
Proceeds from sale of other real estate owned	322
Net cash used in investing activities	(9,857)	(7,248)
Cash flows from financing activities:
Net increase in demand, NOW, and savings accounts	41,346	6,455
Net decrease in time deposits	(1,476)	(7,418)
Net (decrease) increase in securities sold under agreements to repurchase	(654)	1,696
Dividends paid - preferred stock	(109)	(109)
Dividends paid - common stock	(208)	(208)
Net cash provided by financing activities	38,899	416
Net increase (decrease) in cash and cash equivalents	28,933	(5,866)
Cash and cash equivalents at beginning of period	30,871	17,089
Cash and cash equivalents at end of period	59,804	11,223
Supplemental disclosures:
Interest paid	802	915
Income taxes paid	$ 200	$ 95