CONDENSED CONSOLIDATED STATEMENTS OF INCOME (USD $) In Thousands, except Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Interest and dividend income:
Interest and fees on loans	$ 2,480	$ 2,559	$ 4,955	$ 5,061
Investment securities	437	470	835	940
Federal funds sold and overnight deposits	22	5	39	9
Total interest and dividend income	2,939	3,034	5,829	6,010
Interest expense:
Deposits	379	427	797	900
Repurchase agreements	6	11	14	21
Total interest expense	385	438	811	921
Net interest and dividend income	2,554	2,596	5,018	5,089
Provision for loan losses	165	200	165	425
Net interest and divided income after provision for loan losses	2,389	2,396	4,853	4,664
Non-interest income:
Service charges on deposit accounts	134	139	247	270
Gain on sales of available-for-sale securities	162		269
Other service charges and fees	145	164	276	318
Increase in cash surrender value of life insurance policies	39	41	79	83
Gain on loans sold and commission fee income	54	8	101	8
Investment Services fees and commissions	37	23	103	46
Other income	4	10	4	22
Total noninterest income	575	385	1,079	747
Non-interest expense:
Salaries and employee benefits	1,402	1,189	2,815	2,275
Premises and equipment	330	340	692	709
Advertising and promotions	117	97	217	192
Forms and supplies	41	29	93	63
Professional fees	226	161	384	363
Directors' fees	39	33	78	81
Correspondent charges	80	73	156	138
Postage	20	21	41	45
FDIC assessment	112	100	241	196
Data processing	112	110	221	227
Other expenses	262	278	455	462
Total noninterest expense	2,741	2,431	5,393	4,751
Income before income taxes	223	350	539	660
Income tax provision	25	77	254	144
Net income	198	273	285	516
Net income available to common stockholders	$ 133	$ 209	$ 156	$ 387
Average shares outstanding, basic	864,976	864,976	864,976	864,976
Earnings per common share, basic	$ 0.15	$ 0.24	$ 0.18	$ 0.45
Average shares outstanding, assuming dilution	865,264	865,376	865,282	865,283
Earnings per common share, assuming dilution	$ 0.15	$ 0.24	$ 0.18	$ 0.45